This means turning down projects and companies that do the majority of their business in: o Oil sands production, o Oil extracted from the Arctic region (off-shore and on-shore production), o Shale gas or oil production involving excessive flaring or venting, o Infrastructure projects mainly intended for schemes covered by the exclusion criteria set out above,  Crédit Agricole S.A. is committed to offsetting the Group's entire direct carbon footprint until 2040 via the