In 2021 the bank has gone a step further with two very relevant announcements: firstly, the commitment to reduce its exposure to carbon-related activities to zero by 2030 in developed countries and by 2040 in the rest. Secondly, it has adopted a commitment to be net greenhouse gas neutral by 2050, also taking into account the emissions of the customers the bank finances. This is a very important milestone that means aligning with the most ambitious scenario of the Paris Agreement.