



Produced by Julia Miller, Paul Clark and the Online
Distributed Proofreading Team at http://www.pgdp.net (This
file was produced from images generously made available
by The Internet Archive/American Libraries.)






    Transcriber's Note:

    Every effort has been made to replicate this text as faithfully as
    possible. Some changes have been made. They are listed at the end of
    the text.

    The illustration "On Saddle and Pillion" is the frontispiece, but the
    list of illustrations has it "Face p. 28".

    Italic text has been marked with _underscores_.
    Bold text has been marked with =equals signs=.




HORSES PAST AND PRESENT


[Illustration: SADDLE AND PILLION.

(From