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Estonia will block the certificates of 760 000 ID cards as of the evening of 3 November
Stenbock House, 2 November 2017 – At today's cabinet meeting, the Estonian government endorsed the proposal of the Estonian Police and Border Guard Board and the Information System Authority to block the certificates of ID cards at risk on 3 November 2017 at 24.00. All ID cards will continue to function as identification documents. ID cards with blocked certificates can be renewed at the service points of the Police and Border Guard Board, which will be open on the weekend for that purpose, and it is still possible to renew the cards online.
"The functioning of an e-state is based on trust and the state cannot afford identity theft happening to the owner of an Estonian ID card. As far as we currently know, there has been no instances of e-identity theft, but the threat assessment of the Police and Border Guard Board and the Information System Authority indicates that this threat has become real," Prime Minister Jüri Ratas said. "By blocking the certificates of the ID cards at risk, the state is ensuring the safety of the ID card."
The danger of the security threat becoming real is increased by the fact that it was not a flaw of the Estonian ID card alone, but also included cards and computer systems around the world that use the chips by the same producer. This brought the safety flaw to the attention of international cybercrime networks which have significant means to take advantage of the situation.
"Our first priority is the protection of people's health data, which is why blocking the certificates is the only conceivable option. Over the past two months, a lot of work has been done to ensure the functioning of health and social services even in the case of the closure of the ID certificates. However, some disruptions may occur in hospitals in the coming weeks, which is why we ask for understanding from patients – this step will protect your data," said Jevgeni Ossinovski, Estonian Minister for Health and Labour.
Estonian Minister for Justice Urmas Reinsalu stressed that the suspension of ID-card certificates must not affect Estonia's reliability. "When suspending the certificates of ID cards, the country has to guarantee an uninterrupted continuation of the effective work of the state of law," he emphasised.
All people, for whom it is essential to renew their ID cards, can renew their ID cards at the Police and Boarder Guard Board service points.
In order to guarantee the functioning of the eGovernment, only those people who must use their ID card actively in their work can update the certificate from 3 to 5 November. There are about 35 000 of these people, among them doctors, government officials working in the field of justice, as well as employees of the civil status office, who will be served first in the office of the Police and Border Guard Board.
The current situation does not mean that all ID-card owners have cause for concern. A person's ID card does not require an updateif:
the ID card was issued before 16 October 2014;
the card owner only uses the ID card as a travel document or as an identity document;
the card owner does not use the ID card electronically, e.g.does not enter/use the ID card's PIN1 or PIN2;
the card owner only uses the ID card to buy prescription medicine at a pharmacy by using a digital prescription, or as a loyalty card.
Additionally, the withdrawal/blocking of the certificates does not concern people who have already updated their ID-card certificates or have received a new ID-card without the security flaw.
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Vivo develops dynamic and stylish products for passionate, energetic young people. We focus on creating smartphones that provide customers with the ultimate experience in both mobile photography and Hi-Fi audio. Apart from smartphones, Vivo also develops various apps and internet tools which are seamlessly integrated into our products. In the future Vivo's goal is to create a complete mobile internet ecosystem, comprehensively satisfying all user needs.
Live Smart, Play Smart with Vivo!
At Vivo we believe that our employees are key to the strong future development of our brand. Vivo encourages its employees to innovate and provides them with the necessary space and resources for their career to grow and develop. Vivo provides highly competitive remuneration and benefits along with comprehensive training and a career development path for all employees. At the same time we promote a culture of innovation, ensuring that our employees are constantly improving and moving forward.


"The Bible is the greatest of all books; to study it is the noblest of all pursuits; to understand it the highest of all goals."- Dr. Charles C. Ryrie Regardless of how many Bibles you may already have, a study Bible is a must if you intend to deepen your understanding of God, His character, His methods, and His commands. The Ryrie NASB Study Bible (1995 New American Standard Lockman Foundation translation) is purposely designed to keep the focus on God's Word, the 10,000 explanatory notes are written to enhance, not comment on Scripture. In addition, wider margins allow you to add your thoughts, notes, and insights. Also included are in-text supporting maps, charts, timelines, and diagrams; 16 full-color maps and 8-page historical timeline; thorough topical index and comprehensive concordance.And whether you are a new believer or a mature Christian, Dr. Ryrie includes helpful articles to further your knowledge of the Bible.In addition, you will receive a software download for The Moody Library, an ideal Bible software program for Pastors, Teachers, Professors, Students, Bible Study Leaders, and anyone thirsting to learn and understand more fully. Valued at over $400, this study and reference software was developed by Moody Publishers and WORDsearch™ as an electronic companion to The Ryrie Study Bibles.


To enrol your child at Mansfield Primary School please fill in the Enrolment Form attaching copies of your child's birth certificate and immunisation certificate and if applicable, asthma/anaphylaxis action plans & bus travel application form. The completed forms can either be dropped off at the School Office during school hours or posted to the school. If you would like a tour of the school and/or to meet with the Principal please contact the office to arrange a suitable time.


We're big fans of conscious transformational festivals. We know they can't be perfect and some valid criticisms have been made. However, at their best they can provide us with a glimpse of what life on Earth could be like if all humans were in touch with their humanity. Conscious festivals foster a creative and collaborative atmosphere of caring, sharing, openness and kindness. For that reason, they can be can be magical, transformative and often life-changing experiences for many of those who attend.
One of the things most people love about festivals is the high level of connectivity. Everyone feels they can show up and be themselves, be accepted, not labeled or judged. Besides the amazing openness and inclusivity you will experience, most of these festivals provide access to incredible music, visionary art installations and performances. Many different lectures & workshops are often available where you can learn from various experts and leading alternative thinkers or share your own knowledge.
Burning Man receives the most attention from the media but it's far from the only conscious festival in the world. Here is a list of some of the best trasnformational festivals from around the world.
An exciting 8-day festival to see out the old year and greet the new with a phenomenal mix of music, art and exhilaration by the beach at Pratigi in Brazil. After 15 yrs. of experience, of running the festival in non-stop rain, to witnessing a breakthrough in Brazilian electronic music, the organizers now believe they are ready to be on the world festival map and bring you something extra special. Children under 12 go free.
No longer just an electronic music festival these days you can expect to experience a unique combination of music, art, performance, spiritual education, relaxation and healing at this 4-day event. "While dancing their Dreamings, aborigines spiritually connect themselves to the land and to the Dreamtime. The drumming of feet during the dance draws the earth into dialogue with the dancers, allowing the ceremony to bring the power of the Dreaming to life." The name Rainbow Serpent is distinctly Australian, coming from the Dreamtime creation story told by the traditional owners of the land. An internationally recognized, multifaceted weekend of dance, color, expression and celebration, people now travel from all over the world to experience what some have said is the best outdoor festival of its type in the Southern Hemisphere.
A 3-day music and arts festival held in a stunning environment just 125km out of Cape Town with backdrops of towering mountains and cradled under huge trees. This is the perfect festival to feel both lost in nature and yet nourished by it, as well as lost in the music and visionary art. We read that the organizers have got this 'just right', including separate loos for men and women, all under shade. 99% recycling and a leave no trace policy. Not for under 18's.
This 4-day festival is more than a festival although it has all the music, visionary art installations, healing sanctuaries and workshops you could wish for. It is also adventure in sustainability, ecology and the magical environment of Costa Rica. You can join the Envisioners before and/or after for truly rapturous experiences in the rain forest or on and in the ocean. A fully immersive experience in the new culture of inclusion and expression. Great for kids too.
The Bali Spirit 6-day Festival was founded to be a premier international holistic wellness and world music event to awaken and nourish each individual's potential for inner change which will ripple out to impact our homes as well as local and global communities. Through the inspirational traditions of Yoga, Dance, and Music, the Bali Spirit Festival illustrates the Balinese Hindu concept of Tri Hita Karana: living in harmony with our spiritual, social, and natural environments. The founders pledge to provide financial, logistical, and organizational support to local charities, with a special emphasis on children's programs, multicultural education and performance, healthcare, HIV& AIDS awareness, and environmental conservation in Bali and greater Indonesia.
Lucidity is a 3-day open-source transformational arts and music festival co-created with the participants who're invited to come play, get involved with one of seven themed villages, bring art, lead a workshop, spark a spontaneous flash mob, embody a character from their dreams, be silly and wild and free. A world class lineup of musical talent and galleries showcasing the finest art the region has to offer enriches the festival as a visual voyage. Art installations pleasure participants with multi-sensory stimulation while themed environments create intimate settings for personal connections.
Earth-Beat is a 3-day conscious gathering with a shared vision of community, strength and spirit; a co-creative harvest gathering intended to strengthen the community before winter by celebrating the abundance and warmth of the past summer. With a great line-up of local and overseas performers, artists, healers, and speakers, Earth-Beat is a celebration of music, art and community. A family friendly event which offers plenty for the younger festival goer with kids' entertainment, activities and workshops. Located at Kawai Purapura Retreat & Holistic Living Centre just 20mins from Auckland.
AfrikaBurn is the 7-day result of the creative expression of participants who gather once a year in the Tankwa Karoo to create a temporary city of art, theme camps, costume, music and performance. AfrikaBurn's aim is to be radically inclusive and accessible to anyone. The touchstone of value in their culture will always be immediacy: experience before theory, moral relationships before politics, survival before services, roles before jobs, ritual before symbolism, work before vested interest, participant support before sponsorship. As at Burning Man this festival runs a gift economy where nothing is exchanged for cash.
Set in a stunning forest in Spain this 3-day festival is a magical space for all ages. Exploring the ancient ritual of dance to access a state of trance, the idea is to transition in to a new dimension and raise your state of mind and being. If you fancy something slower, the wonderful chill out areas offer relaxation and the chance to slow the pace to the drums. Apart from your essentials everything else you need can be found in their extensive market place including all you may require dressing up and play. A good festival if you are travelling alone as there is a focus on community and individuals will receive a warm welcome in the Unicorn Camp. Good news for undies (those under 16yrs old) and oldies – they go free!
Run by the Israeli Burning Man community this Burning Man style 5-day event is held in the Negev Desert. A temporary city with a gift economy, a 'leave no trace' ethos, a powerful 'radical inclusion' community atmosphere creating the space for 'radical self-expression and self-reliance'. This off-shoot of Burning Man is the festival in Europe for bringing out your deepest and wildest creativity and flaunting it. With inspirational themes such as Genesis and Transcendence this festival will certainly whet your artistic appetite.
On top of the Welsh Hills is an underground 4-day feast of nonstop trance, dance, hip hop and reggae, jungle beats and urban street, cabaret, circus, sherpas and divine healers to delight, amaze and transfix your senses. This idyllic setting of tree filled parkland and rolling countryside is a place to stumble across unsigned, flowering talent or old favorites that can raise the roof. Leading the way for sustainable events nationally and across Europe, Sunrise is renowned for being at the forefront of ethical and environmentally aware events. Families welcome.
Boom is not only a festival, it is a state of mind. Inspired by the principles of Oneness, Peace, Creativity, Sustainability, Transcendence, Alternative Culture, Active Participation, Evolution and Love, it is a space where people from all over the world can converge to experience an alternative reality. Boom is a festival dedicated to the Free Spirits from all over the world. It is the gathering of the global psychedelic tribe and of whoever feels the call to join in the celebrations!! Boom is a week long unpredictable and unforgettable adventure. It takes place, every two years, during August Full Moon, on the shores of a magnificent lake in the sunny Portuguese inland and everyone is invited.
This 4-day Festival was born from a vision as grassroots as it gets. On a sunny Labor Day weekend back 1998, some 500 people gathered at the Salmo River Ranch for a party that showcased local art and music. Since those early days Shambhala grew with enthusiasm by word of mouth, quickly becoming a staple event for the West Coast underground electronic music scene. Today it attracts world renowned DJs and artists and some of the most eclectic, energetic fans in the universe. Shambhala is a celebration of music, art and life, steeped in one of the most beautiful festival venues in the world.
A 4-day extravaganza over August Bank Holiday Weekend at a stunning secret location in the heart of the Northamptonshire countryside. The entertainment on offer is staggering for a festival of its size. With over 200 diverse musical acts across 12 live stages, world-class cabaret, an array of workshops, stand-up comedy, inspirational talks and debates, jaw dropping circus and acrobatics, interactive theatre and nationally acclaimed poetry all housed in beautifully decorated venues. Pioneering, intimate and truly innovative, Shambala Festival has perfectly blended creativity and participation for well over a decade. A "legendary party", it is also a haven for cutting edge theatrics and performance, a think-tank of ideas and an award winning green event. Perfect for families.
Burning Man says it's 'not a festival but a catalyst for creative culture in the world. It is a city in the desert, a culture of possibility and a network of dreamers and doers. Once a year, tens of thousands of people gather in Nevada's Black Rock Desert to create Black Rock City, a temporary metropolis dedicated to community, art, self-expression, and self-reliance. In this crucible of creativity, all are welcome.' This is the festival which has birthed many off-shoots around the world and is based on its powerful 10 Principles of Radical Inclusion, Gift Economy, Decommodification, Radical Self-Reliance, Radical Self-Expression, Communal Effort, Civic Responsibility, Leaving No Trace, Participation, Immediacy.


My name is Amy and I am currently a personal chef in Los Angeles, CA. As part of my externship for my culinary diploma at Le Cordon Bleu, I spent 2 months working at Gusto Al Borgo. It was an amazing experience. Along with my classmate and friend, Woodie, I learned authentic Italian recipes and techniques including fresh pasta, sauces, soups, desserts, appetizers, meats and of course, limoncello. All the ingredients were local and fresh and we only served what was in season. From teaching traveling tourists how to make fresh pasta, to catering for a local family's birthday party, each day was a different experience. Paola, Franco and their daughter Cecilia were incredible hosts and teachers. The town of Casperia was a beautiful, magical place, where we got to know the friendly locals almost instantly. My time spent at Gusto Al Borgo helped me become a better chef and left me with life-long, happy memories. I still apply the techniques and skills I learned there in the catering and cooking I currently do for my clients. I highly recommend the Gusto Al Borgo Italian Cooking School !


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Film Review – The Batman (2022)
Cinema Film Reviews
By Scott J.Davis / March 4, 2022
There's no comic-book character with quite the power and legacy of Batman, still going strong 80-odd years later. Many people of a similar age would love to have his vitality, we're sure. May 1939 was the debut of Bruce Wayne in Detective Comics #27 and ever since he's become the most iconic man and hero in the world of superheroes and shows no signs of slowing down, especially now as he has been re-energised and re-vamped by director Matt Reeves and his interpretation of the character is unlike anything that has gone before, films especially. But do we need another go-around? Does old Batsy need a long-overdue cinematic bit of respite? If this one's anything to go by, he's not gonna have a metaphorical day off anytime soon, and for very good reason.
Bleeding his love of Batman onto the screen, Reeves has managed to revolutionise the character in immensely new, unique ways on screen while still maintaining everything we know and love about the characters. Everything feels fresh, exciting, and challenging despite the obvious derivative nature of retreading ground that many have exhausted over the last three decades or more on the big screen since Tim Burton's first trip to Gotham City in 1989. It must have felt like a herculean task for Reeves and co-writer Peter Craig to take on, having to find a pathway through the endless versions that already exist across all the various films, television series, animations, and comic books that have existed. Indeed, this was even more challenging for them given that Ben Affleck's version of the character is still so fresh in people's minds (Reeves took over from Affleck after his solo outing was aborted) but the path cleared and they found their angle: going back to the source, namely that of DC Comics and punctuating the mythology with a serial killer angle and showcasing the greatest detective in his element.
Echoes of Seven, Blade Runner, Taxi Driver, and Serpico permeate through the whole film, from its constant rainy nights as the disenfranchised citizens of Gotham try to stand up to corruption by defacing government buildings, to the events that transpire once Paul Dano's dazzling yet terrifying new Riddler comes to play in the city. For most of the film, much like John Doe in David Fincher's masterpiece, we don't see what lies beneath his green guise that's a million miles away from those adorned by Jim Carrey and Frank Gorshin, but such disguises and secrecy makes him even deadlier.
Shot by Greig Fraser, fresh from his extraordinary work on Dune and Rogue One: A Star Wars Story, he and Reeves' piercing, intoxicating world is unlike anything we've seen The Dark Knight navigate before. Indeed, punctured by Pattinson's superb turn as the "emo" Batman (it's much more than that) as well as those of Zoe Kravitz, Jeffrey Wright, and an unrecognisable Colin Farrell as Oswald Cobblepot before he transcends into full Penguin mode, it's a world you don't want to leave and we cannot wait to return.
The film isn't without its flaws and much of the early fear was focused on the film's exhaustive runtime: clocking in at just under three hours, it's much longer than any Batman film before, and the debate over why films seem to be getting longer raged on social media. But while it will certainly have its fans because of its epic feel, it is slightly to the detriment to the film particularly in the third act which doesn't feel as tight or as stirring as the previous two despite it going full "blockbuster" as you'd expect. In fact, it feels a little "tacked on" given what has gone before. That, however, doesn't derail what is a fascinating, beguiling new take on the Batman lore and for many who think we will soon settle into a world of superhero fatigue, this one goes far in making sure things continue to soar.
Action, Thriller | USA, 2021 | 15 | In Cinemas: 4th March 2022 (UK) | Warner Bros Pictures | Dir. Matt Reeves | Robert Pattinson, Zoe Kravitz, Paul Dano, Jeffrey Wright, John Turturro, Peter Sarsgaard, Jayme Lawson, Andy Serkis, Colin Farrell
Tags: andy serkis, batman, colin farrell, comic book, DC, Jayme Lawson, john turturro, matt reeves, paul dano, peter sarsgaard, robert pattinson, The Batman, Zoë Kravitz
Film Review – The Blind Man Who Did Not Want To See Titanic (2022)
Second Sight Films The VVitch A Limited Edition 4K Release

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News and Press Releases Two Sudans hold summit ahead of oil pipeline deadline
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Two Sudans hold summit ahead of oil pipeline deadline
SudaneseOnline News
South Sudanese President Salva Kiir on January 25, 2013 in Addis Ababa. He will visit Khartoum on Tuesday, both nations confirmed, ahead of Khartoum's Friday deadline to shut economically vital oil pipelines over the South's alleged rebel support. (AFP Photo/Jenny Vaughan)
Ian Timberlake 7 hours ago
South Sudan's President Salva Kiir is to visit the Sudanese capital on Tuesday, 72 hours ahead of Khartoum's deadline to shut down vital oil pipelines, the two nations said.
"I can confirm he will arrive on Tuesday," Emad Sayed Ahmed, press secretary to Sudan's President Omar al-Bashir, told AFP on Sunday.
He said the two leaders would discuss "all the joint issues" during the visit, without giving further details.
A South Sudanese embassy official also confirmed Kiir's trip but neither he nor Ahmed could say how long the South's leader was expected to stay.
Kiir last visited Khartoum in October 2011.
In June, Khartoum said it was freezing nine security and economic pacts with the South, and it threatened to shut the oil pipelines linking landlocked South Sudan with Sudan's Red Sea export terminal.
The decision came after Bashir warned the South over its alleged support for insurgents, who analysts said had humiliated the authorities with their attacks.
Khartoum has twice extended its deadline to shut the pipelines, which are now threatened with closure from next Friday.
Despite the threat, oil has continued flowing for export.
The deadline extensions followed an appeal from the African Union. The regional group asked for more time to investigate allegations -- by both Sudan and South Sudan -- that they are supporting rebels on each other's territory.
Regional nations also began trying to determine the centreline of a demilitarised buffer zone along the two countries' disputed and undemarcated border.
The buffer zone, designed to cut cross-border rebel support, was among the nine deals Sudan and South Sudan agreed to implement in March after months of delays.
The deals also included fees which South Sudan would pay for sending its oil through Sudan for export, and allowed for the free flow of people and goods across the frontier between the two nations.
Following their March agreements, the two leaders held a summit in Juba during an interlude of easing tensions after months of intermittent border clashes.
Then came Khartoum's abrupt threat to close the pipelines.
The South became independent two years ago under a peace agreement after decades of on-and-off civil war.
It split with about 75 percent of united Sudan's roughly 470,000 barrels per day of oil production, leaving the north without its major source of export earnings and struggling for a replacement.
Inflation soared and the Sudanese pound plummeted in value on the black market.
Oil refineries and export pipelines stayed under Sudan's jurisdiction but the two sides could not agree on how much the South should pay for using that infrastructure.
Accusing Khartoum of theft, South Sudan's government halted oil production early last year, even though it said crude provided 98 percent of revenue for the new nation.
Pumping resumed in April after the nine deals began to be implemented.
A key unresolved issue is the status of the Abyei region.
Sudan and South Sudan did not meet deadlines which they agreed upon in March to set up Abyei's administrative structure, including a police service.
The African Union proposed that a referendum be held in October to decide whether the territory belongs to the north or south, but Sudan disputes the suggested eligibility criteria for the ballot.
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Here is a quick round-up of the cryptocurrencies and tokens that I'm currently the most familiar with, and aim to cover in this blog, if I haven't already.
Welcome to the Ade's Crypto Press Portfolio here in January (and to be updated throughout 2019).
It is an ideal portfolio, as my real investment falls short of covering all these projects (thanks to discovering crypto after Dec 2017!!) 'Long-HODL' is also an ideal. In reality, I shift projects if they're not turning out as expected, or if roadmaps change course in weird new directions.
As the blockchain space evolves, some of these projects may fall, succumbing to unexpected technological events, market lows, bad marketing, competition or other complications, while most are expected to see growth.
Simple trades for accumulation, or unsustainable spikes.
Take some gains from major spikes back into BTC / savings / USDC stablecoin and reinvest when prices pull back. Otherwise: HODL.
Feel free to send me recommendations or suggestions.
N.B: This is personal opinion from my own explorations and not professional financial advice. Always do your own research.
What is certain is that price doesn't reflect value, as we witness coins 'deflate' less than others, due to more utility and reason for investors to hold. These may be major blockchain and dapp platforms. However, there are projects that have long-term value that investors don't like to hold in the short-term, and/or with lesser widely-known value (eg. Stellar).


New data-driven models can help carriers achieve more accurate and profitable policy pricing for catastrophe claims.
California wildfires contributed heavily to making 2017 an expensive year for catastrophe claims, burning more than 10 million acres and resulting in a record number of fire claims, accounting for 30% of all fire loss costs. While 2018's numbers have yet to be finalized, the recent Camp and Woolsey fires indicate that the trend is only worsening.


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Acupuncture & Chinese medicine | Fertility
Having a child isn't always easy, with many couples even those fit, young and healthy struggling conceive within a timely fashion. Many couples are affected by concerns such as boosting Natural Fertility, Female and/or Male Infertility, Mature Age Conception, or Miscarriage. Many turn to Allied Health care such as Acupuncture & Chinese herbal medicine.
Infertility basics in Australia
It is suggested that in Australia, 1 in 6 couples have difficulty conceiving within 1 year (1). There are many causes of infertility, it is suggested that 4 out of 10 couples will be a female factor infertility, and again 4 out of 10 couples it will be a male factor infertility. The other will be a combination (2). For some couples lifestyle factors are a big issue including age, obesity, caffeine and possibly more.
History of Acupuncture & Chinese Medicine use in Infertility
Use of Acupuncture & Chinese Medicine for female reproductive health and infertility dates back to the Song dynasty (960–1279 AD), where gynaecology practise had developed in text and practise throughout China (3). Interestingly reproductive health was not considered an exclusively female province, both female and male health were considered. Female gynaecological treatment historically is based in blood;
"Whenever treating disease, one first needs to discuss what [a particular case] is ruled by. In men, regulate their qi; in women, regulate their blood […] Thus in women, blood is the foundation. When qi and blood flow freely, their spirit is naturally clear (4)"
The idea of blood influencing Women's health in Traditional Chinese Medicine has not faded and is still part of contemporary practise. However with the integration into modern culture a more differentiated understanding has developed (3).
Modern practise of Acupuncture & Chinese Medicine in Infertility
Modern practitioners of Chinese Medicine considers delayed ovulation, excessive or scanty menstrual flow, dysmenorrhea, premenstrual symptoms, and short or long menstrual cycles as diagnostic signs, and a means through which interventions can enhance reproductive health (3). Clinically practise in Australia now often involve sAcupuncture, Chinese Herbal Medicine and supplements.
Acupuncture Research for Infertility
Although Acupuncture & Chinese Medicine has been used over millennia in the treatment of Female gynaecological and fertility issues the evidence base remains unclear (1). Good reliable studies are hard to find outside of women undergoing fertility treatments such as IVF (5). See our IVF support page for more details.
Clinical research into Acupuncture efficacy has been heavily criticized for methodological flaws and bias. Most of studies of Acupuncture for Infertility, fail to meet inclusion criteria on the basis of their methodology such as animal or simply being too small a group. The evidence within this biomedical framework is certainly not conclusive, and this has led some researchers to reapply their efforts to explaining the physiology of women's responses to Acupuncture more precisely, while others have been focused on better constructing clinical trials that identify whether clinically significant changes are occurring in women's reproductive health using an Acupuncture intervention (3).
Unfortunately for Acupuncture & furthermore Traditional Chinese Medicine as whole is deeply rooted in tradition. However AHPRA considers traditional use evidence forms part of the clinical evidence for Chinese medicine practice, it is not of the high standards required for public advertising. Therefore, this form of evidence used alone is not sufficient to ensure the accuracy needed for public advertising (6).
https://www.fertilitysociety.com.au
https://www.healthdirect.gov.au/infertility
Chen Z-M. <Fu Ren Da Quan Liang Fang> 'Compendium of Good Remedies for Women'. p. 1237
McDonald, John & Janz, Stephen. (2016). The Acupuncture Evidence Project : A Comparative Literature Review (Revised). Australian Acupuncture & Chinese Medicine Association Ltd, Coorparoo
http://www.chinesemedicineboard.gov.au/Codes-Guidelines/Position-statements/therapeutic-claims-in-advertising.aspx


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Former Michigan State Police trooper accused of embezzling $170K in vehicle fees

Michigan State Police Trooper Seth Swanson spoke to 7 Action News in February of 2013.

A former Michigan State Police trooper is facing charges after allegedly embezzling more than $170,000 in vehicle fees, according to Michigan Attorney General Bill Schuette.
Seth Swanson, 31, is accused of forging Secretary of State documentation and pocketing a $100 salvage vehicle inspection fee from 1,701 vehicles from August 2014 to December 2015.
Swanson was arraigned on October 26 where he waived his preliminary exam. He was later released on a $10,000 bond.
Schuette says MSP and the Secretary of State will make sure all affected vehicles get a proper inspection.
"Police officers are given great trust and responsibility, and for that reason are held to a higher standard," stated Schuette in a press release. "When you break the trust you are given and in the process break the law, there are consequences, no matter who you are or what your profession. I want to thank the Michigan State Police and FBI's Detroit Area Public Corruption Task Force for their hard work on this investigation."
7 Action News previously interviewed Swanson in February of 2013 after he was the first responder to a white-out traffic accident that killed three people on I-75.


Thanks for the pics Ernest. Nope, mine is not there, or anywhere else. Probably just as well off without it. One less thing to leak! That 90 just made it in there, looks good.
Topic: 1987 GL1200 Fuel Petcock - I Found a Rebuild Kit ! ! !
Re: 1987 GL1200 Fuel Petcock - I Found a Rebuild Kit ! ! !
Good info...thanks for letting us know.
It had not set. I rode it 80 miles, 2 days before the sticky incendent. Very weird IMO. Have other owners experenced this?
Check that clutch lever and bushing guys. You problems are typicle of a worn out bushing and lever, not releasing the clutch far enough. Simple things first.
Topic: 86 SEi Fuel Injector ?
Re: 86 SEi Fuel Injector ?
Topic: Front wheel wobble,again but different.
Re: Front wheel wobble,again but different.


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MU OET 2022 Application Form, Exam Dates, Syllabus, Eligibility, Pattern
MU OET 2022: Manipal University is a multi-discipline university that provides UG and PG courses with more than 300 specialized courses which cover almost all the aspects of education including Arts, Science, Technology, Pharmacy, Architecture, etc. through ten constituent colleges across the four campuses situated in Manipal, Mangalore, Bangalore, and Dubai. The university conducts its entrance test for admission to most of its courses which is called Manipal University Admission 2022. However, there are some specialization courses where the university accepts direct admission based on marks obtained in the qualifying examination. Shortlisted candidates are called for counseling. For more important details about the Manipal University Admission check below.
MU OET 2022 Notification:
MU OET 2022 Application form has been released on 9th December 2021.
MU OET 2022: Highlights
Name of Exam MU OET 2022
Commonly Known As MET and MU OET
Conducting Body Manipal Academy of Higher Education
Level of Examination University Level
Category Undergraduate and Postgraduate
Application Mode Online Mode
Exam Mode Online Mode
Official website https://manipal.edu/mu.html
MU OET 2022 Exam Date:
Get below details about the MU OET 2022 Exam Date, Application Form Available date, End date to submit an application form, etc:
Availability of the Application form 9th December 2021 (Phase I)
From 16th May 2022 (Phase II)
Application form submission final date 10th May 2022 (Phase 1)
3rd June 2022 (Phase 2 & 3)
Slot Booking 6th to 10th May 2022 (Phase I)
3rd June to 4th June 2022 (Phase I)
MET 2022 Exam Date 14th, 15th & 16th May 2022 (Phase I)
1st, 2nd & 3rd June 2022 (Phase II)
10th & 11th June 2022 (Phase III)
Result date announcement 17th June 2022 (Phase 1 & 2)
Counseling In the month of July 2022
MU OET 2022 Application Form:
The Manipal University Admission 2022 Application Form has been available through online mode as well as offline mode.
The Application Form has been available from the 9th December 2021.
The Candidate must fill in the details carefully while filling the application form.
The candidate who is interested to fill the Application Form offline, must download & print the application form. After filling the Application form candidate have to send it to the University with the demand draft and other required documents.
See also AP EAMCET 2022 Application Form, Exam Date, Eligibility, Admit Card, Result
Director, Indian Admissions,
Room No. 102,
Manipal Academy of Higher Education,
Manipal – 576104,
The application fee is Rs. 600/- and the Examination Fee is Rs. 14oo/-. The fee payment should be done through the Demand Draft drawn in favor of 'Manipal University payable at Manipal/Udupi. The candidates are advised to retain the printout of the application form for future references.
Manipal University Eligibility Criteria 2022:
The MU OET 2022 Eligibility Criteria for different courses are as follows:
For B.Tech. the candidates are required to have passed in 12th or its equivalent examination from a recognized Board or University with Physics, Mathematics and English ( as compulsory subjects) along with Chemistry, Biology, Bio-Technology, or any other technical vocational subjects with 50% marks in Physics, Mathematics and any one of the optional subjects.
BBA the candidates must have passed 10+2, A-Level, IB, American 12th grade, or equivalent examination with a minimum of 50% marks.
For Lateral B.Tech the candidates must have a degree from any recognized University with a minimum of 45% marks and must have passed the 12th or equivalent examination with Mathematics.
For M.Tech., the candidates must have passed B.E./B.Tech., or equivalent with minimum 50% marks in aggregate and 50% marks in MU OET.
MDS, the candidates must have passed BDS or the equivalent degree recognized by DCI and 50% marks in MU OET.
MU OET Exam Pattern:
The Exam Pattern will be different for all the subjects here candidates can check the exam pattern as their chosen course:
For B.Tech Programme:
Exam Mode: Online CBT mode
Type of Questions: Objective types questions ( MCQ)
Number of questions: 200 questions
Time Duration: 2 hours and 30 minutes
Subjects: Physics, Chemistry, Mathematics, and General Aptitude
See also Jio Scholarship 2022 Application Form, Exam Date, Eligibility, Online Apply
Distribution of subjects & questions:
Subjects Number of questions
General Aptitude 30
For M.Tech Programme:
Type of Questions: Multiple choice objective questions
Time Duration: 1 hour 30 minutes
Number of questions: 60 questions
Marking Scheme: 4 marks will be given for every correct answer
Negative Marking: 1 mark will be deducted for every wrong answer
Distribution of questions & marks:
Subjects Number of questions Total Marks
Engineering Mathematics 10 40
Respective discipline 50 200
MU OET Syllabus:
The MU OET Syllabus for B.Tech. and other courses will be based on 10+2 level as followed by 10+2 boards/universities and will comprise of Physics, Chemistry, Mathematics, Biology, and General English.
MU OET 2022 Slot Booking
Candidates can book their slots online from July 2022 onwards. After the application process is over, candidates have to do their MU OET Slot Booking. For booking the exam slot, candidates are required to log in with their application number and password, fill their slot booking form and confirm after choosing the slot.
The candidates are required to book a slot for getting the admit card through the online test booking system (OTBS).
The candidates are required to select the date, time, and venue of the examination in the MU OET slot booking process.
Once the slot is booked it cannot be changed under any circumstances.
Admit Card will be issued to the candidates who book their slot before the last date of Manipal University Slot Booking for the respective programme according to the booking schedule.
It must be noted that the admit card is not sent through post or fax.
The candidates are required to download the Manipal University admit card through the official link online mode.
The admit card will be issued from June 2022 onwards.
The admit card contains the candidate's name, roll number, date and time of test, the address of the test center, photograph, signature, etc.
The print copy of the Manipal admits card will also be sent through the registered E-mail ID.
The result will be declared in August 2022 through the online mode on the official website of the university. The candidates are advised to take the printout of the results. The counseling process will begin in August 2022.
See also GNIOT Admission 2022 Application Form, Exam Pattern, Exam Date, Eligibility
The MU OET 2022 counseling will start from August 2022. The candidates should select the counseling venue at the time of examination slot booking. The counseling venue and schedule will be posted on the official website of the university. The candidates must be present at the scheduled date and time of the counseling with the required documents. They will be called for counseling according to rank and asked to choose a seat from the available choices.
The documents are required at the time of counseling is given below:
Mark sheet of 10th standard
Graduation Mark sheet
Admit card of MU OET 2022
Scorecard of MU OET
Valid photo id proof
Counseling call letter etc.
Categories Engineering, UG
MHT CET 2022 Application Form, Exam Dates, Eligibility & Admit Card
AEEE 2023 Application Form, Exam Dates, Pattern, Eligibility & Admit Card


For the person who needs to have everything in its place, this dispenser offers unrivalled organisation in the kitchen. The wall-mounted Parat Plus Roll Holder Dispenser by Leifheit saves valuable space: food bags, rolls of cling film and foil (which, let's face it, never fit properly in the drawer anyway), kitchen towels, sticky tape (for those Blue Peter moments) and clips are all stored neatly.
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With its clean white finish, the Parat Plus Roll Holder Dispenser will look the part in any kitchen. You'll actually look forward to wrapping up the leftovers.


Modern lifestyle needs to be supported with modern patio furniture. Patio or an open outdoor space is owned by many people because they need and outdoor space to spend the weekends or leisure time. Patio becomes a choice because this is more enjoyable to spend the time in the backyard and without having to cross the crowded and traffic jam of the city.
Modern is identical with contemporary. It does not refer to the classic or vintage touch. The materials to make modern patio furniture are various. It could be made of wooden. This is the most favorite material to be made into patio furniture. Besides this is easy to find the material, the types are also many so you can pick one of them, that becomes your favorite. The maintenance is also easy because you can use special cleaner.
The second favorite material is the metal. Metal is chosen because it can give more shiny effect on the surface. The maintenance is also easy because you can just wipe it away with a duster or clean and soft cloth. Modern patio furniture is suitable with those who love dynamicity because the design is really new and up to date.


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text:
Our Water
Protecting Children
Intelligencer Endorsement
As a former federal firearms prosecutor prosecuting Montgomery County's most violent offenders, Todd used his background to introduce several measures aimed at reducing gun violence without infringing upon Second Amendment rights. Most of those bills focus on felons and those who have been disqualified from possessing guns due to mental health issues. Todd has also introduced and supported several bills to help our law enforcement community combat gun violence on our streets and in our homes and is proud many of these bills have passed unanimously or with broad bipartisan support.
Thanks to Todd's efforts, over 700,000 mental health records are now being transmitted from Pennsylvania to the National Instant Check System so that those who are disqualified from possessing a firearm in Pennsylvania, cannot evade that ban by traveling to another state to purchase a firearm.
Todd has also championed legislation to impose mandatory penalties on felons who possess guns illegally and therefore pose a greater threat to our communities and voted in support of universal background checks.
EXTREME RISK PROTECTION ORDERS (HB2227)
New threats require new solutions and we have never faced a threat so severe or pervasive as guns in the hands of those who are bent on harming themselves or others. That is why Todd worked with groups like Moms Demand Action Against Gun Violence to introduce Extreme Risk Protective Orders or Red Flag legislation in Pennsylvania. His bill is also supported by the Pennsylvania Police Chief's Association as well as the Pennsylvania District Attorneys Association. This legislation will allow family members or law enforcement who believe a person is at extreme risk of hurting themselves or someone else to petition a court to immediately conduct a hearing to determine whether their guns should be removed for up to a year or until they are no longer a threat. This legislation has been implemented in several states after terrible tragedies and is pending passage in several more.
Two-thirds of all gun deaths are suicide. Studies found this approach reduced suicides by 7.5% in Indiana and by 13.6% in Connecticut. With nearly 1000 Pennsylvanians committing suicide with a firearm every year we can save lives by adopting this important legislation today. We should act swiftly to empower those who know something is wrong to take action and prevent tragedy before it happens.
Todd's efforts to reduce gun violence have earned him the Candidate's Distinction from Mom's Demand Action Against Gun Violence and the CeaseFirePA designation as a Common Sense Candidate.
Paid for by Friends of Todd Stephens


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Go on a solo photowalk with me in the video below.
I spent a day exploring and shooting black and white photographs of funky, gritty North Knoxville, a historic neighborhood with a nice supply of industrial decay mixed in for texture.
I started at the Old Gray Cemetery, which was established in 1850. Then, I drifted around the industrial wasteland that seems to be under reclamation now by artists, bars, and coffee shops. Some of the architecture I found is in a serious state of decay, and some of it has been lovingly restored to a beautiful condition. I like it both ways — restored and crumbling.
I photographed factories and industrial facilities, historic storefronts, a few ghost signs (faded old ads on the sides of buildings), and even a huge model of a tall ship in a shop window.
Fine art black and white prints of all of these photographs are available. Contact me or visit my website to order one for your home or office.
Did You Know Nashville Has a Parthenon, and its Big, Bronze Doors Weigh 7.5 Tons Each?


Besides the advantage of requiring no down payment for qualified VA borrowers, there's also a distinct advantage for the borrower regarding closing costs. The veteran is limited to the types of closing costs that may be paid, helping the veteran save money at the closing table. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida. But if there are costs associated with a VA mortgage and the veteran isn't allowed to pay for them, who does?
The Types. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida.
These fees and others are an example of charges that the veteran is not allowed to pay. Even though the VA lender requires a processing and an underwriting fee in order to approve the VA loan refinance, the veteran may not pay for these charges and any other fee deemed "non-allowable." So if the veteran can't pay them, who does?
The Seller Can. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida.
The Agent Might. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida.
The Lender Can. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida.
The lender can offset part or all closing costs with a lender credit. Lenders can offer a credit to a borrower by adjusting the borrower's interest rate. It's like paying a point to get a lower interest rate but in reverse.
For example, a VA borrower applies for a 30 year fixed rate VA mortgage and is offered a 3.75 percent rate. The lender offers the buyer a lower rate if the buyer pays one point, or one percent of the loan refinance Miami Fort Lauderdale Florida amount. The choice is 3.75 with no points or 3.50 with one point.
In the other direction, the lender can offer 3.75 percent with no points and 4.00 percent with one-point credit to the borrower. On a $200,000 loan refinance, the lender can increase an interest rate by about one-quarter of one percent and the borrower gets a $2,000 credit toward closing fees.
The Borrower Can. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida.
The seller can pay, an agent can pay, the lender can pay but the borrower also has one more way to pay non-allowable closing costs. Recall that an origination fee is an allowable charge. An origination fee is represented as one percent of the loan refinance Miami Fort Lauderdale Florida amount.
Closing costs on VA loan refinances are indeed a different breed compared to FHA or conventional loan refinances, especially with regard to who is responsible for any particular fee. If there are any questions about who pays for what, those questions should be asked directly to your loan refinance Miami Fort Lauderdale Florida officer. VA costs can be confusing, there's no need for them to be.
It's possible that you've heard or used this term before but unless you're a veteran using your home loan refinance Miami Fort Lauderdale Florida benefit to buying a home; it's not a term you'll run across during your daily routine. The VA home loan refinances Miami Fort Lauderdale Florida benefit is a special government-backed mortgage used to finance a primary residence and does not require a down payment from the borrower along with reduced closing costs and relaxed approval guidelines compared to conventional loan refinances. What is a VA no-no?
No Money Down. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida.
The first "no" represents no money down from the borrower. As part of the original G.I. bill crafted in 1944, this special entitlement was provided to returning service members to help them assimilate to civilian life once again and get a fresh start in the working world as a new homeowner.
Back then, home loan refinances required a down payment. A sizable one in many instances with some banks offering mortgages only to those with a down payment of 20 to 30 percent or more. That left home ownership to those well off, leaving much of the working class out of the picture.
The G.I. bill recognized that while our soldiers were fighting and protecting our freedom, they didn't exactly have time to set up a savings plan. Even if they did pull some time off, there was little to save. Providing a veteran an opportunity of home ownership and waiving the down payment requirement is the shining feature of the VA mortgage program.
The Second No. VA Loan Refinance No Closing Costs in Miami Fort Lauderdale Florida.
The next part of our "no-no" equation refers to closing costs. As in, not having any. A VA no-no is the nickname given to a VA loan refinance Miami Fort Lauderdale Florida where the veteran doesn't have to pay any closing costs along with no down payment requirement.
Not a bad deal and only reserved for VA mortgages. VA Loan refinance No Closing Costs in Miami Fort Lauderdale Florida.
But the second "no" doesn't mean there are no closing costs, it's just that the veteran doesn't have to pay them. There certainly are closing costs including appraisals, a credit report and origination fees among a host of others.
The borrower also has to have homeowners' insurance on the property and property taxes must be settled as well. So how does the veteran get away with no closing costs? There are a couple of ways.
The Seller Contribution. VA Loan refinance No Closing Costs in Miami Fort Lauderdale Florida.
Seller contributions refer to amounts paid for on the buyer's behalf by others. These contributions, called "concessions" are limited to 4.00 percent of the sales price of the home. That means if a home is selling for $300,000 then the seller is allowed to contribute up to 4.00 percent of $300,000, or $12,000 in closing fees. Anything beyond that is prohibited.
Yet that's quite an amount. Closing costs on a traditional VA loan refinance Miami Fort Lauderdale Florida on a $300,000 home might be closer to $6,000, not $12,000.
The seller can agree or disagree. Or counter with a specific offer of "Seller will pay up to $3,000 of the buyer's closing costs." But what if the seller doesn't agree to cover certain fees or pay any of the buyer's costs whatsoever?
The Lender Credit. VA Loan refinance No Closing Costs in Miami Fort Lauderdale Florida.
Another method of paying for closing costs comes from the VA lender directly. A VA lender can offer a lender credit that can be applied to the buyer's closing costs by adjusting the interest rate on the mortgage. How so?
It's common knowledge that borrowers can reduce the interest rate on their loan refinance Miami Fort Lauderdale Florida by paying a discount point to lower the rate. For instance, if a 30 year fixed rate is at 4.00 percent today without any points, the lender might also offer a lower rate of 3.75 percent with one point. On a $300,000 loan refinance, that's $3,000.
Conversely, a lender can increase an interest rate and provide a credit to the borrower in exchange for the higher rate. Using this example, a lender might offer a 4.25 percent rate, one-quarter higher than the 4.00 rate with no points, and offer a one-point credit to the borrower. In this example, applying $3,000 towards the borrower's costs.
That's a VA no-no. It takes some preparation as well as negotiation and the seller, as well as the lender, can both contribute to the cause. No money down and no closing costs are financial music to a veteran's ears.
Every mortgage comes with closing costs and related expenses. For many homebuyers, closing costs are one of the most confusing parts of this entire journey.
Some of these costs represent the actual costs of doing a loan refinance. Others involve expenses like homeowners' insurance and property taxes. Some need to be paid before you get to the closing table, while others can wait until that happy day arrives.
Your closing costs will vary depending on a host of factors, from your lender and loan refinance Miami Fort Lauderdale Florida type to the location and more. With VA loan refinances, this program actually limits what buyers can pay in closing costs. In fact, there are certain costs and fees that VA buyers aren't allowed to pay.
Let's first take a look at the different kinds of loan refinance-related costs you're likely to encounter.
The VA allows lenders to charge up to 1 percent of the loan refinance Miami Fort Lauderdale Florida amount to cover origination, processing and underwriting costs. They can choose to either charge you a flat 1 percent origination fee or pick and choose among a host of fees, so long as they add up to no more than 1 percent. If the lender isn't charging the flat 1 percent fee, then VA buyers can pay some fees and charges that would otherwise be unallowable.
Appraisal fee: VA buyers are required to get an appraisal. We cover the VA appraisal process in detail in Course 7: Loan refinance Miami Fort Lauderdale Florida Processing. Appraisals typically run about $425. The VA sets the costs for appraisals, not the lender. This is a cost buyer will have to pay upfront. You can get a look at the current appraisal fees for your state at the VA's website.
Buyers can pay "points" to lower their interest rate. A point is equal to 1 percent of the loan refinance Miami Fort Lauderdale Florida amount. You'll also hear this called a "permanent buy down," because you're paying money upfront to buy a lower interest rate. This isn't something many VA buyers do, but it's an option and a loan refinance-related cost.
Some lenders may charge a fee for accessing your credit information. Generally, the VA says this cost shouldn't exceed $50.
Buyers may need some or all of these depending on the property. In all but nine states, VA buyers aren't allowed to pay the termite inspection fee, which in most cases is covered by the seller. But buyers may be able to pay for any repairs stemming from well, septic or termite issues.
Prepayment of your property taxes and homeowners' insurance.
You might hear these referred to in the context of an "escrow account." Your local municipality will levy property taxes on an annual basis. You'll also be responsible for paying for homeowners' insurance. At least a portion of these annual bills will be due at closing.
Your mortgage is paid in arrears, meaning your monthly payment actually covers the previous month you lived in the home. So if you close in mid-September, your first mortgage payment wouldn't typically be due until November 1. But lenders will collect prepaid interest on the loan refinance Miami Fort Lauderdale Florida between your closing date and the end of the month you close. Lenders calculate it as a per-day rate (yearly interest cost/365 days per year = one day of interest payment). That prepayment is due at the closing table.
State and local governments charge a fee to record your deed and mortgage-related documents. Some of the details of your real estate transaction will become public records, accessible to anyone in your community and beyond.
: There may be costs and fees associated with closing a loan refinance Miami Fort Lauderdale Florida on a property in a homeowners' association. It's common for homeowners' associations to charge annual dues, which may need to be factored into your closing cost picture.
There may be a fee involved with obtaining a home warranty on a property. These policies will often cover the cost of certain repairs during the first year you own the home.
One of the big benefits of VA loan refinances is that sellers can pay all of your loan refinance-related closing costs. Again, they're not required to pay any of them, so this will always be a product of negotiation between buyer and seller.
VA buyers are also subject to the VA Funding Fee, a mandatory charge that goes straight to the VA to help keep this loan refinance Miami Fort Lauderdale Florida program running. For most first-time VA buyers, this fee is 2.15 percent of the loan refinance Miami Fort Lauderdale Florida amount, provided you're not making a down payment. Buyers who receive VA disability compensation are exempt from paying this fee.
Where things can get confusing is that lenders can only give you a rough estimate until you've zeroed in on a property. That's in part because they'll need the property address in order to estimate things like homeowners' insurance, property taxes and more. Some lenders will provide a "fees worksheet" or some other document to help give you a broad idea of closing costs. Other times, a loan refinance Miami Fort Lauderdale Florida officer might provide a rough estimate based on other recent purchases in that community.
But you won't get an official estimate of your closing costs until a lender has a full application that includes information on your income, your credit, and a specific property address. Once a lender has that application in hand, they're legally required to send you some key documents and disclosures within three business days. One of the most important is the Loan refinance Miami Fort Lauderdale Florida Estimate.
This is a relatively new document that came out of the banking and mortgage industry reforms following the housing crisis. The new Loan refinance Miami Fort Lauderdale Florida Estimate replaced two longtime federal forms, the Good Faith Estimate, and the initial Truth-in-Lending statement.
The Loan refinance Miami Fort Lauderdale Florida Estimate offers a detailed picture of the loan refinance's estimated costs and fees along with some of its key features.
With the Loan refinance Miami Fort Lauderdale Florida Estimate, you'll have a good look at the estimated costs needed to get into your new home. That's critical information when you're making an offer and asking a seller to cover some or all of your closing costs. You need to know what to ask them for, right?
This is why it's so important for VA buyers to get pre-approved and to talk with their lender before making an offer on a home. The sooner you and your real estate agent communicate with your lender about a specific property, the faster they can prepare a Loan to refinance Miami Fort Lauderdale Florida Estimate. And that helps ensure you ask for the right amount of closing costs and concessions in your offer.
Talk with your real estate agent and your lender about your options. You may be able to increase your purchase offer by a number of your closing costs. For example, let's say you're buying at $150,000 and your closing costs are $5,000. You may be able to increase your offer to $155,000 and have the seller use those proceeds to cover your closing costs. They still net the same $150,000 in this example.


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I had something else planned to show off for this time, but because the weather is way too hot at the moment and a friend told me about his vacation recently, I've been in something of a holiday mood. So I went shopping in the auction house, got some pretty clothes for higher temperatures and went out to find a nice place to cool off a bit.
Behold – the Fabulous Summer Outfit!
Elegant Robes: One of the most fancy dresses in the game in my opinion, along with the differently coloured ones of the same model, like the Mooncloth Robe. I like how the colour of the neck part matches with the frame of the glasses, so I picked this up for another high amount of gold on the auction house. Could have been way cheaper if I was patient, but I wanted it right now so I paid the price. Oh well, that's what I earn my money for with tailoring! I guess there are a lot of other nice robes this could work well with, like the Robes of Insight (again rather expensive; these would be even better for hot weather, but the really revealing stuff always looks a little awkward on gnomes).
Knitted Sandals: The easiest and cheapest part to get by far since they can be bought in a lot of main cities of both factions, and a must have for lots of nice combinations with robes and dresses that don't fit well with heavy boots or other kinds of footgear. There is also a green version of this item for transmogrification as reward from The Kurken's Hide, the end of a quest chain on the Azuremyst Isle , but sadly for alliance only.
This entry was posted on Monday, July 22nd, 2013 at 19:09	and tagged with Rhinestone Sunglasses, Shopping, world of warcraft, WoW and posted in Armor Sets, World of Warcraft.	You can follow any responses to this entry through the RSS 2.0 feed.


It's always the scariest moment yet also the most exciting.
Adding paint to a carefully drawn illustration.
Infusing the image with color--a pulse--but not being able to go back once you begin.
The pinks, purples, and blues are "loud" but I always lay in the most intense colors first then dull them down as needed (part of my "un-training" from art college).
Think of it as a blueprint for the rest of the colors to build upon.
The next step will be to block in the shadows and enhance the owl's coat.
Little by little it's getting there!
It's always interesting to see the progress. Before I found your blog and saw how these things go — it may have been "Blue and Gold," the painting of pears on a patterned fabric, which I bought — I would have imagined that all the colors were put down in one "take."
It's been a long while since I commented - I'm sorry.
It's great to see you working on your art again. I do actually like the owl just as it is - almost a silhouette, but in those rich colours, and with the eyes looking out so clearly. I'm looking forward to see how it develops!
Dean, that is awesome, thanks also for the tips you are passing along at the same time. Will be looking forward to step 4 :) Carry on young man!
Interesting that you assumed it's all finished in one sitting.
No, a painting is typically done in stages, regardless of the medium.
The artist would need time away from the piece and adjust accordingly along the way. At least that's how I do it!
Glad to see you back here, Mark!
I shall carry on, sir!


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The Most Iconic And Groundbreaking LGBTQ Characters To Ever Grace TV Screens
Color Force/IMDb
Up until the late 1990s, one would have been flipping the channels endlessly if they were in search of a relatable LGBTQ character. Thankfully, those days are long behind us and a slew of amazing television shows have brought us a fair share of amazing LGBTQ characters. Here are the ones that can be called the most beloved and iconic.
1. Ellen Morgan – Ellen
American Broadcasting Company/IMDb
When it comes to an iconic LGBTQ character in a TV series, one of the most recognizable names ever would have to be Ellen Morgan from famed 1990s sitcom Ellen. When the show got its start in 1994, audiences assumed that the main character was straight — and they had every right to think so. Up to that point, a gay leading character had never been seen on television. However, that would all change with the third season's The Puppy Episode.
Ellen came out to Susan (portrayed by Laura Dern), and unpacked that with her therapist, played by Oprah Winfrey. Things didn't exactly go well for the show after this. While the two-part episode drew in a 42 million viewers and expanded the show's fanbase, it got cancelled a year later for becoming "too gay". Ellen and Laura Dern have gone on to state that their careers were slowed significantly for some time afterwards.
2. Anissa Pierce – Black Lightning
Berlanti Productions/IMDb
Anissa Pierce of Black Lightning fame has been a milestone in more ways than one. She stands as the first black lesbian superhero in the history of television. Nafessa Williams, the actress who plays Anissa, said the following during an interview with Entertainment Weekly: "I believe love is love. I'm just really grateful to tell the story for young lesbians – and black lesbians in particular – who don't really see themselves on TV."
She further stated, "My hope is that when you watch Anissa, a young lesbian is inspired to walk boldly as who she is and to love herself and to love herself exactly how she looks. I hope that our family on the show is an inspiration for some families just to be open and accept your children and love them. The Pierce family does a great job of doing that."
3. Jack McFarland – Will & Grace
NBC Studios/IMDb
It goes without saying that Will & Grace was one of the most popular shows of the late 1990s and early 2000s. From the four main characters, the outspoken, loud, flamboyant, witty Jack McFarland was one of the most beloved. With his enthusiastic and comedic approach to almost everything, it isn't hard to see why.
That said, the icon didn't hit TV screens across America without receiving some serious backlash, and not just from haters of the LGBTQ community. The character of Jack McFarland was accused of perpetuating gay stereotypes. That said, it didn't stop Sean Hayes, the actor behind Jack, from winning an Emmy Award for his role. While in retrospect he may have been at times very stereotypical, his visibility was crucial, and helped open the door for more LGBTQ characters in media.
4. Jack McPhee – Dawson's Creek
Columbia TriStar Television/IMDb
Along with shows like 7th Heaven and Felicity, Dawson's Creek was everything a 1990s television show was supposed to be. Centered around the young and beautiful, it was emotional, dramatic, and full of heartbreak. The heat was turned way up during the show's second season when Jack McPhee entered the scene.
While he was initially there to form a love triangle between Joey and Dawson, he ended up becoming an LGBTQ television icon. As the episodes flew by, he eventually came out of the closet, and ended up making TV history by sharing the first same-sex kiss on network television. While it's common on today's television shows, two decades ago, this simple act was nothing short of revolutionary.
5. Will Truman –Will & Grace
While Jack McFarland was beloved, his screen costar Will Truman is also one of the most popular LGBTQ icons to ever hit television screens. He didn't play into stereotypes the way most LGBTQ characters did at the time, and instead showed TV audiences everywhere that there are multiple facets to LGBTQ individuals, just like anyone else.
One can go as far as to claim that because he was more subdued, the character of Will was more relatable to a wider audience. This could be attributed to his complicated relationship with his own sexuality. That said, people also had their criticisms of Will, just like they had for Jack McFarland. Many pointed at the character and said that his characteristics indicated he was straight-washed for the sole purpose of making him palatable for the public.
6. Mitchell Pritchett & Cameron Tucker – Modern Family
20th Century Fox Television/IMDb
In a time when a lot of 30-minute sitcoms were coming up stale, let alone inspiring laughter, Modern Family stood out as an oasis. With an all-star cast sporting big names like Ed O'Neal, characters like Mitchell Pritchett and Cameron Tucker did more than their fair share when it came to keeping the show afloat for 11 seasons.
While Mitchell and Cameron are far from being the first gay couple on prime time TV, they are likely the most recognizable one at this point in time. One could make the claim that while many LGBTQ couples on time were there simply to be an LGBTQ couple and to give some form of representation, these two were stand-alone characters who went beyond the sphere on their relationship status; their identity as LGBTQ was important but incidental.
7. Cyrus Goodman – Andi Mack
Go Dog Go/IMDb
Disney has always been known for releasing conservative and very reserved material. However, the empire made history back in 2017 when they introduced Disney audiences to the hit show Andi Mack. It not only became an instant Disney Channel classic; it made history through the character Cyrus Goodman.
The 13-year-old broke ground by becoming the first LGBTQ character on that particular network. The show's fans found this out when he admitted to Andi that he had a crush on a boy named Jonah. The president of GLAAD, Sarah Kate Ellis, went on to say about this important television moment, "With more and more young people coming out as LGBTQ, Andi Mack is reflecting the lives and lived experiences of so many LGBTQ youth around the country."
8. Sophia Burset – Orange is the New Black
Lionsgate Television/IMDb
When it comes to groundbreaking characters in the prison drama Orange is the New Black, one cannot overlook the sheer raw talent embodied in Laverne Cox, one of the most visible and active transgender celebrities ever. Her portrayal of Sophia Burset garnered her a nomination for an Emmy Award and the title of being the first transgender person ever be nominated for an Emmy.
The nomination should shock no one, as she had some of the most compelling storylines on the show. Any fan can recall when she got her wig stolen, or how throughout the whole series she was constantly being denied her hormones on a basis of discrimination. She was even thrown in solitary confinement, and all the while tried to navigate her relationship with her son. What's more, she was able to get released from prison, showing there can be hope for rehabilitation.
9. Blanca Evangelista – Pose
When it comes to people who can own a room with a glance, nobody can outfox Blanca Evangelista from the Ryan Murphy series Pose. The show gives us a unique, rare look into New York's ballroom scene of the 1980s, set deep inside the world of working-class gay, trans, and queer black and Latin characters. While there a ton of great characters, all of whom are importantly played by actual trans women, the most eye-catching and complex would have to be Blanca.
In a world where LGBTQ people of color are ostracized and rejected (and where they are rapidly dying from AIDS), they build their own families, called 'houses', competing against each other and showing off their fashion and dance skills in balloroom pageants. Blanca brings rejected characters together and creates a home for them, encouraging those around her to succeed through tough love, all the while dealing with her own HIV-positive diagnosis. While Pose is relatively new, Blanca is instantly iconic.
10. Justin Suarez – Ugly Betty
ABC Studios/IMDb
If you found yourself watching television between 2006 and 2010, chances are you've immersed yourself in or at least heard of Ugly Betty. With America Ferrera's character of Betty aside, one of the most talked-about characters on the show was Betty's nephew, the character of Justin Suarez.
For the first three seasons of the show, Justin was the center of a lot of speculation. Many wondered if he was LGBTQ due to certain visual cues, as he was quite fashion-conscious and flamboyant. During the show's last season, fans finally got the answer they were looking for when he came out of the closet. What makes the character so iconic is that he wasn't shy about it or apologetic. He knew who he was and embraced it.
11. Jenny Schecter – The L Word
Dufferin Gate Productions/IMDb
The L Word's Jenny Schecter is iconic in a very unique light. The character was never so beloved by the masses, as she was often pointed out as being selfish and even narcissistic. That said, she was the centerpiece of the show's two most engrossing storylines.
Who can forget the epic storyline centering around her coming out of the closet? Even more gripping was when she was murdered and the whole entire last season was dedicated to finding her killer. It goes without saying that The L Word, which is the first lesbian-themed television show to ever hit the screen, would have been far less without her iconic car crash of a character.
12. Lafayette Reynolds – True Blood
HBO/IMDb
When it came to the plethora of personalities on the hit HBO show True Blood, one of the epic and key characters is Lafayette Reynolds. On the surface, he was just a short order cook. But if one watches on they'll soon find that he's a dealer, an essential part of Jason Stackhouse's road crew, a Wiccan, a medium, and one of the most iconic gay characters on television.
Due to his sexual preferences, Lafayette was often looked over by some of the people he fought alongside with. However, once they got a load of his actual combat abilities, he would quickly be established as a total badass by his road crew.
13. Lana Winters – American Horror Story: Asylum
FX Network/IMDb
Lana Winters is definitely among the best and most iconic lesbian characters on television. She's a massively successful journalist with the cards stacked against her in a male-dominated field in the 1960s. In an effort to expose the mistreatment of patients in a mental ward, the journalist ends up being wrongfully committed. From there, she experiences the hardships and terrors of asylum life for herself.
On top of that, she had to hide being a lesbian from everyone, as back then it was something that could legitimately result in one being in an asylum. Openly lesbian actress Sarah Paulson, who appears in many of the show's other seasons in various forms and time periods, skillfully portrays this arresting character.
14. Piper Chapman – Orange is the New Black
Orange is the New Black exploded onto the scene in 2013 and was a hit all the way through its close in 2019. While the character of Piper Chapman wasn't exactly the most beloved out of the many, she was the face of the series, as it focused on her journey from comfortable middle-class suburbia to women's prison.
One of the most amazing parts of watching Orange is the New Black is seeing endlessly-complicated Chapman's relationship with Alex Vause develop, even as Piper drifted away from her boyfriend in life outside of prison. It was gripping characters like Chapman that made the series the most popular show to ever grace Netflix. She is a perfect example showing that same-sex acts between women can be more than just exploitative; they can have great depth.
15. Willow Rosenberg & Tara Maclay – Buffy the Vampire Slayer
The WB Television Network/IMDb
Today, audiences will see no shortage of lesbian couples on television. However, back in the 1990s, one could find themselves endlessly flipping the channels in search of one. This changed once Buffy the Vampire Slayer took the airwaves by storm, and we were introduced to Willow Rosenberg and Tara Maclay.
It goes without saying that the relationship between Willow and Tara was the most healthy and positive in the whole series. However, nothing good lasts forever, and creator Joss Whedon eventually killed off Tara. This led to people accusing Whedon of being homophobic. However, he'd later prove them wrong, as Willow would later go on to break more ground by having the first same-sex love scene. However, sadly, it wouldn't be with the beloved Tara.
16. Callie Torres & Arizona Robbins – Grey's Anatomy
Grey's Anatomy has been met with great acclaim since its television debut back in 2005. Since then, it has introduced us to a slew of diverse characters. One of the best-received is Callie Torres. The LGBTQ character first showed up in the third season, and ended up making television history.
As of today, Callie Torres is the longest-running LGBTQ character in TV history. No doubt, the character's most praised storyline was her relationship with Arizona Robbins. The marriage between the two started off sweet, but eventually took a heartbreaking turn. Despite that, their presence on one of television's biggest shows represents bringing LGBTQ characters to the forefront of entertainment; written out for long, they are here to stay.
17. Connor Walsh & Oliver Hampton – How to Get Away with Murder
Going as far back as the first season of How to Get Away With Murder, audiences were able to see sparks fly between Connor Walsh and Oliver Hampton. Before becoming entangled with Oliver, Connor was a playboy with a substance problem. However, this lifestyle was something that wouldn't last forever.
The on-and-off again relationship did wonders for Connor, as Oliver was eventually able to help him change his ways. The two also tackled difficult situations within Oliver's own character. Fans can all recall when he came up as HIV-positive in the first season. Tackling these serious issues on mainstream television, let alone being an interracial gay couple, has propelled these two to television icon status.
18. Kurt Hummel – Glee
The most outspoken and visible of the LGBTQ characters on everyone's favorite musical high school comedy-drama, Kurt Hummel is held near and dear to the hearts of Glee fans everywhere. He is unique in the fact that audiences got to see this character grow into his identity. Going back to the first season, we saw a young Kurt struggle with his own sexuality, unsure of how to define it or live it.
Most of his struggle early on stemmed from his romantic feelings for Finn Hudson. As the seasons passed, audiences watched this character blossom significantly. He and the lead member of the Dalton Academy Warblers, Blaine Anderson, became a power couple — and Finn became his stepbrother, a straight guardian to watch out for him. Chris Colfer, the openly gay actor who portrays Kurt, has been met with heaps of acclaim for his performance, winning a Golden Globe for his performance.
19. Titus Andromedon – Unbreakable Kimmy Schmidt
Universal Television/IMDb
In terms of character development, audiences are really taken on a wild ride when it comes to Titus Andromedon. The character takes us back in time to an era in his life when he wasn't open about his LGBTQ identity, which is a far cry from the character we learned to love on TV.
Throughout his high school years, he was regarded as straight, even going as far as being crowned prom king and marrying his childhood friend Vonda Jeanne Brooks. Shortly after getting married, he flew to New York, set himself free, and became an ostentatious and liberated Broadway performer.
20. Xena – Xena: Warrior Princess
MCA Television/IMDb
While there was no concrete evidence of Xena being LGBTQ back in the '90s, her close relationship with her sidekick Gabrielle was the talk of the town. While both had romantic relationships with the opposite sex, none of those flings matched the devotion that the two seemed to have with one another.
Seeing the characters unsubtly coded as queer, the LGBTQ community has since embraced Xena and Gabrielle as icons. During an interview with Lesbian News magazine, New Zealander actress and Xena star Lucy Lawless went into detail about the relationship. She stated, "It wasn't just that Xena was bisexual and kinda liked her gal pal and they kind of fooled around sometimes, it was 'Nope, they're married, man.'"
21. Yorkie & Kelly – Black Mirror: San Junipero
Channel 4 Television Corporation/IMDb
If one wants to have a dark yet thought-provoking visual experience, they should look no further than Black Mirror. That said, one episode in their library can actually be listed as more on the uplifting side. The season three episode San Junipero is about Yorkie, a shy young lady in the '80s, meeting a more outgoing woman named Kelly.
There is an immediate attraction between the two and they fall into a beautiful, sensitive, and healthy love affair. Once Yorkie loses contact with Kelly, she must search for her in different spaces and across the years. When found, Kelly is in pretty bad shape, and admits to Yorkie that she was never looking for a relationship with her. While it was a single episode in a vast series, the impact it has had cannot be denied.
22. Alec Lightwood & Magnus Bane – Shadowhunters
Constantin Film/IMDb
No same-sex romance has sparked the kind of sensation quite like the one between Shadowhunters' Alec Lightwood and Magnus Bane. The couple has been affectionately named 'Malec' by fans, and they have become the center of tons of discussion — not to mention steamy fan fiction and art.
Their joint popularity has earned the TV couple three Teen Choice Awards nominations. Sadly, the relationship has come to a standstill, as Shadowhunters was taken off air in 2019. As one can imagine, a lot of fans were left heartbroken. That said, through this day, the relationship between Alec and Magnus has been deemed one of the most realistic LGBTQ relationships on TV that constantly left viewers asking for more.
23. Frankie – Better Things
FX Productions/IMDb
FX's Better Things continues to break new grounds with its progressive, inclusive take on life. As such, the show has no lack of beloved LGBTQ characters. However, one of them definitely steals the show, and that's Frankie. Portrayed by Hannah Alligood, Frankie is Sam's middle daughter. It goes without saying that she is extremely mature and reserved for her age.
While her gender queerness isn't exactly talked about on a huge level throughout the series, it is eventually touched upon by Sam and Mikey in season two. It's a topic well worth exploring, so hopefully, we will be able to hear more about it in the seasons to come.
24. Taylor Mason – Billions
Showtime Entertainment/IMDb
With television more diverse and inclusive than it ever has been, it isn't exactly the easiest thing in the world for a new show to hit the scene and break new ground. However, the popular financial drama Billions has managed to do so with the help of the character Taylor Mason.
Taylor Mason is portrayed by Asia Kate Dillon. Asia is the first gender non-binary actor to be in a starring role. While the character of Taylor Mason probably didn't seem like much after first popping up on season two of Billions, the character later became essential to the show, and now stands as one of the most central characters.
25. Leila – The Bisexual
Hootenanny/IMDb
The Bisexual is a six-episode Hulu series that introduced us to Leila, a bisexual woman. She ends a long-term relationship with a girlfriend and then goes back to to being with men. The show takes its audience on one heck of a wild ride, and no one was more set to drive us than Desiree Akhavan, the actress who portrays Leila.
Not only is Desiree the lead actress, but also the creator and writer. Desiree grasps situations from her own experiences, and explores topics such as identity, belonging, and cultural differences. The show was met with rave reviews and it isn't hard to see why.
Sources: Insider, Indie Wire, Gay Times
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