Trying to Rehab a Federal Student Loan? Be careful!
If you are in default on a federal student loan, one option to cure the default is to enter into a 9 or 10 month rehab plan to cure the default. This can be a paperwork nightmare, with the result ending in wage garnishment if you are not careful. Once a garnishment starts, it cannot be stopped for five months. That means that you have to pay a negotiated rehab payment for nine months during which you'll have 10 paychecks garnished. Most people's finances cannot suffer that.
Since this conversation, John has drafted and sent over the garnishment release notice to our client's employer and had one of his associates follow up with us to get our client on an affordable repayment agreement. This client approved for a $5.00 rehabilitation plan.
So a happy stress free outcome for our client. That's our goal. And thanks to Kat for doing a terrific job for this client! For more information about reducing student loan debt or avoiding garnishment, please contact us at Christiearkovich.com.


text:
<?php if ( ! defined('BASEPATH')) exit('No direct script access allowed');

class Index extends MY_Admin_Controller {

    public function __construct() {
        parent::__construct();
        //权限校验
        $this->load->library('nav');
    }

    public function index() {
        $app = trim($this->input->get('app'));
        $nav_list = $this->nav->get_user_nav($app);

        $this->smarty->assign('nav_list', $nav_list);
        $this->smarty->with_common_data = true;
        $this->smarty->base_view('nav/index.tpl');
    }

}

redpajama_set_name: RedPajamaGithub


After a recent Supreme Court death penalty case, Obama said he would nominate justices who shared "one's deepest values, one's core concerns, one's broader perspectives on how the world works, and the depth and breadth of one's empathy."
Relying on such extraordinarily subjective views undercuts the idea of blind justice. It implies that justices should be free to follow their own broader perspectives rather than the law.
Empathy is defined as "Identification with and understanding of another's situation, feelings, and motives." Empathy might be important when one is a therapist, but one is to be impartial when in the role of a forensic psychologist where the goal is to be objective and follow the rule of law. Shouldn't justices be held to an even higher standard, given the responsibility they have and the oath that they take?
Update: Protein Wisdom: But then, what's the use of being a Messiah if you can't rewrite the metaphysics of meaning, right?
Eight reasons I no longer read Men's Health magazine.
Update: Rachel Lucas: How about eight things he hates about you?
A recent survey found 55% of pregnant mothers expected a 'push present' from their husband. Is it appropriate and what does it say about a woman who insists on getting such a gift?
Go read the column and let me know your opinion.
Apparently the filming of the new James Bond movie Quantum of Solace is being plagued with problems. While listening to McIntyre In The Morning on KABC in Los Angeles this morning, I was dismayed when KABC entertainment reporter Debra Mark (pictured) lightly and semi-laughingly mentioned that one of the film crew had been "stabbed in a domestic dispute."
I know that people find men being stabbed or hurt funny from first-hand experience. I once told two female friends about the MIT student who was stabbed in a dorm room without mentioning gender. The two women were shocked and dismayed about the case--thinking the victim was female. However, when I told them the student was male, they burst out laughing. When I pointed out the hypocrisy, they argued and didn't even seem to understand what I was talking about. People are so indoctrinated to believe that violence against men is okay, especially if perpetrated by women, that they find the whole thing a joke. How empathetic.
Okay, this is just a post to brag about my gardening skills. I told readers about my Earthbox Garden in a post here where I said that I was going to try growing tomatoes and strawberries. I am proud to say that my black thumb curse may have lifted; the box has worked out great and my plants are growing like weeds. I decided to step my "gardening" up a notch and got this book, Gardening All-in-One for Dummies. The book is quite helpful if you find yourself puzzled about how to take care of various plants, flowers and vegetables. We recently planted some flowers and in the past, I have generally killed them (or maybe they just died from neglect--don't tell the Swiss government on me.) However, with this book, I think I will be able to tackle any issues that come up.
The one volume contains seven books and includes information on Gardening Basics, Garden Design, Roses, Perennials, Annuals, Bulbs, Vegetables, and Herbs. My only disappointment was that it didn't include information on how to grow fruits since I am attempting to grow strawberries but they could only include so much in one book.
You can see in the picture below that my strawberries (on your left) and tomatoes (on your right) are really coming along and I hope very much to make a strawberry/tomato salad at some point. I may get the hang of this gardening thing yet.
We caught up with Fred Thompson for a quick podcast on his thoughts on McCain and his plans for the federal courts. Senator Thompson talks about issues, judicial philosophies, and why McCain's presidency will make a difference. I also ask him if we might be seeing an Attorney General Fred Thompson if there is a McCain administration. Tune in to find out.
You can listen directly -- no downloads needed -- by going here and clicking on the gray Flash player. You can download the file and listen at your leisure by clicking right here. You can get a lo-fi version, suitable for dialup, Treos, etc., by going here and selecting "lo-fi." And you can get a free subscription via iTunes right here. Free!
Show archives are at GlennandHelenShow.com. Music is by Todd Steed and the Suns of Phere.
" The question is why we feel no such decency toward men and the children who love them"
How much do we hate him? While we're counting the ways, Fox TV may try to help America organize its contempt and put a face on this loathsome character.
Bad Dads, redundant in these male-bashing times, is the name of a new reality show Fox is considering. While the network reviews the pilot, outraged fathers' advocates are trying to nip this bad seed before it buds.
Clearly, some men are sinners and some women are saints. But sometimes the reverse is true. In fact, noncustodial mothers are 20 percent more likely to default on child support than noncustodial fathers, according to U.S. Census data. But we don't see a reality show aimed at humiliating moms.
It's preferable to imagine the latter. The question is why we feel no such decency toward men and the children who love them.
I recently wrote a post about the book How To Open Locks With Improvised Tools: Practical, Non-Destructive Ways Of Getting Back Into Just About Everything When You Lose Your Keys. Several of you emailed to say the book was out of stock but it is now shipping again from Amazon for those who are interested in such a book.


text:
class Mechanize::Form::CheckBox < Mechanize::Form::RadioButton

  def query_value
    [[@name, @value || "on"]]
  end

  def inspect # :nodoc:
    "[%s:0x%x type: %s name: %s value: %s]" % [
      self.class.name.sub(/Mechanize::Form::/, '').downcase,
      object_id, type, name, checked
    ]
  end

end


James H. Latham papers, 1860-1870.
Includes agreement by Thomas H. Loehr, Jackson, Calif., to drop libel suit (witnessed by T.A. Springer); deed from Charles Marshall for property in Grass Valley; deeds from Caroline M. Robertson for property in El Dorado Co. (including canals and ditches); letters from Geo. E. Williams about vineyard property in Coloma foreclosed on Mrs. Robertson and sold to Sophia Lorsbach, with bond to and release from Mrs. Lorsbach; deed of gift from Milton S. Latham to Nettie M. Latham for property in San Francisco; mortgage of same to La Societe Francaise d'Epargnes et de Prevoyance Mutuelle; agreement by George Brightman, Storey Co., Nev., concerning estate of Charles Brightman; notes, receipted bills, Virginia City, Nev.


An allU.S. Home Equity Loan or Home Equity Line of Credit allows you to borrow against your home's equity. Plus, interest on a Home Equity Line or Loan is generally tax-deductible up to (consult your tax advisor). Use the cash for home improvements, tuition, or other major purchases; or use the money to pay off higher-interest debts and save hundreds of dollars per year.


In an attempt to generate jobs and encourage entrepreneurship, the Cabinet on the 7th of January, 2016, sanctioned Rs. 8,000-crore funds which will stand warranty for loans to new undertakings and ventures. It also announced the Stand up India scheme to forward credit facilities to the SC, ST and women entrepreneurs at lower rates.
Though the Rs. 3000-crore MUDRA Credit Guarantee Fund or the CGF will operate as a hedge against the default of Rs. 50,000 to Rs. 10 lakh loan tendered to small entrepreneurs, the Rs. 5,000-crore Stand up India CGF will provide as a guarantee for Rs. 10 lakh to Rs. 1 crore credits to be extended to at least 2.5 lakh SCs, STs and women.
The Prime Minister's cabinet has cleared conception of a Credit Guarantee Fund for MUDRA loans, the Finance Minister told the reporters. The Cabinet has also given its go-ahead signal to transform MUDRA Ltd, which is a pet venture of the State that funds small businesses, into MUDRA-SIDBI Bank. This bank will be a completely owned subordinate to Small Industries Development Bank of India (SIDBI).
The Stand up India that will probably be launched together with Start up India scheme on the 16th of January shall be effected via 1.25 lakh bank branches. The MUDRA scheme which was launched in April last year has already drawn-out loans valued Rs. 72,000 crore to around 1.73 lakh beneficiaries. The aim for the entire fiscal is close to Rs. 1.22 lakh crore.
The Financial Services Secretary, Anjuly Chib Duggal has said that the National Credit Guarantee Trustee Company Ltd. (NCGTC) will be the Trustee for CGFs of MUDRAS and also Stand up India.
Duggal has told the reporters that the Stand up India scheme will be the target of, no less than, 2.5 lakh approvals in 3 years' time from the launch of the plan. It will support borrowers at the pre-loan stage as well as during operations.
"This would include increasing their familiarity with factoring services, registration with online platforms and e-marketplaces as well as sessions on best practices and problem solving," an official statement reads.
The statement also states that the intent of the Stand up India scheme, on the whole, is to influence the institutional loan structure to stretch out to underserved sections of the society, the marginalized sections, by easing the bank credits repayable till a period of 7 years for the greenfield initiatives in the non-farm sector.
Startup India, Stand Up India!


text:
Straitgate Farm proposed as 100 quarrying acre site in Devon County Council's minerals plan
6th September 2015 | News | Claire
STRAITGATE Farm has been proposed as a possible site for mining aggregates as part of the Devon Minerals Plan.
The proposal comes just months after Ottery Town Council's Planning Committee opposed plans from Aggregate Industries to turn the site into a quarry and planning chiefs at East Devon District Council had objected to the proposal as well.
A consultation period, about this suggestion, has now been set up and will run until November 16th, following this the document will be submitted to the Secretary of State for Environment, Food and Rural Affairs, Elizabeth Truss MP, in early 2016, together with all responses.
The minister will then appoint an inspector to hold an inquiry into the plans. It is anticipated that the Minerals Plan will be adopted by the end of 2016, replacing the existing Mineral Local Plan 2004, and will cover the period until 2033.
The Devon Minerals Plan will try to strike a balance between maintaining the supply of the wide range of mineral resources needed while minimising the environmental effects.
And although some resources reserves are expected to last beyond 18 years, Devon County Council believes its necessary for the plan to propose new areas to ensure supply.
Along with the consultation period set up, Devon County Council have released a list of responses to the concerns brought up in the past over the possible usage of Straitgate for the purpose of mining gravel and sand.
The public complained that extra lorries travelling to and from the processing plant would have a large negative impact on traffic and road safety.
DCC's response stated that the limited size of Straitgate means that it wouldn't be feasible as a processing plant but to help ease traffic concerns an acceptable access point would be established, on the northern side of the site, closer to the A30 so that the lorries wouldn't join the B3174.
Another concern raised in the comments about the site was adverse consequences on the local economy, with shops and property prices being the worst hit.
Devon County Council said the minerals plan would contain policies that would minimise the impact on residents near the site but didn't say what these policies would be.
When Aggregate Industries had proposed use of the site as a quarry and to extend the life of nearby Blackhill Quarry until 2021, Ottery locals and members of the council had described the suggestion as "absolutely appalling".
Councillor Jerry Brook, Chairman of Devon County Council's Development Management Committee said: "This latest consultation is another opportunity for people across the county to have their say and help inform development of the emerging Devon Minerals Plan.
"The plan has to balance the supply of the county's natural mineral resources, while minimising the impact on Devon's environment and local residents.
"We feel we have struck the right balance, but we look forward to hearing people's views."
The consultation will run until November 16th is available online at https://new.devon.gov.uk/haveyoursay it will also be available at council offices in the area.
Alternatively you can call 01392 383510 or email .(JavaScript must be enabled to view this email address)

redpajama_set_name: RedPajamaCommonCrawl


PAWLEYS ISLAND, S.C. – Tuesday morning, I did what millions of people have done in hundreds of places for untold centuries.
I picked the few favorite items that I could take with me before abandoning my home to the fates of an impending disaster.
They're only things, I told myself. Which, intellectually, we know to be true. But emotionally, we become attached to our things, and I confess to this material weakness. I don't just own things, as one owns a sofa. I collect things of beauty, utility being the least of my concerns.
That said, if I may share, my approach to collecting is strictly passive. Meaning, I don't seek things out but instead wait for them to find me. I'd rather do without than invite the ordinary into my cave.
Lamps are a particular weakness of mine. Indeed, a former longtime neighbor has promised that when he delivers my eulogy, he'll carry a lamp to the lectern. He claims that every time he looked out his window, I was walking down the sidewalk with a lamp. Despite an inarguable surfeit of tabletop fixtures, an antique black-and-white lamp recently whistled a catcall as I strolled past and I married it on the spot. Intended for a desk, it's shaped from metal in the form of an elephant. The base is indented with spaces for a fountain pen, pencil and a small bottle of ink. Did I need such a folly? Absolutely not. Do I adore it? Immensely.
Among other treasures I left behind: a Plaster-of-Paris torso of my then-10-year-old son; a 3-foot tall, white porcelain Baby Bacchus; a large painting of a blond woman wearing red glasses, sitting on a beach. These small accoutrements to an aesthete's life are irreplaceable – sui generis. But, then, they really are just things, I told myself as I drove inland in the pre-dawn darkness toward the higher ground of our family home in Camden.
Winding along South Carolina's blue highways, first light revealed a dense, ground fog. I tried to make out the familiar shapes of haybales that dot the fields in formations that seem both random and intentional – a field mouse's Stonehenge, perhaps. Other landmarks greeted my passage, an especially pretty church, a series of canopied drives leading to well-kempt farmhouses, a distressed abandoned barn.
Thinking of Hurricane Florence as she ambled toward the Carolina coastline, my senses seemed more attuned to details that I tried my darnedest to memorize. I turned on the radio to catch the latest and only then realized what day it was– Sept. 11. Was it possible that 17 years had passed?
The juxtaposition of the storm and the terrorist attack gave me a few kernels for thought, which, given the demands of the day, I managed to expand into the providential. My headlights had just skimmed a roadside sign with hand-lettering that said: "Pray for our Country." I hadn't noticed it before.
South Carolina's rural roads mostly feature crosses to mark the spots where loved ones have died in auto accidents, or placards that say, "Jesus Saves." I keep meaning to stop and photograph them, but for various reasons, never do. Next time, I tell myself.
Finally, the day's eyes are wide open. I arrived in Camden, went to my office and turned on the small TV set that sits on my desk. President Trump was speaking in Shanksville, Pennsylvania, where Flight 93 went down. For the passengers who sacrificed themselves so that others might live, there was no next time. Suddenly, my beautiful things embarrassed me. Neither those who died nor the survivors fret over the things left behind, of that much I'm certain.
Only people (and their dogs) matter – the living, breathing, loving, grieving – and the dying.
When Florence finishes with us, human need necessarily will displace the longing for our lost things. But in their stead, we may rejoice in the beauty of the human spirit, which, ever resilient, will get back to the business of art in good time.


Continuing on in Ruth 1:7-22. Having looked at Orpah we look now at Naomi.
The Christian is never perfect in this life, and so the Christians life is one marked by a continual returning to God.
Obviously throughout her years in Moab she must have been a particularly outstanding mother in law. For her daughters in law do not want to leave her. And not only that but she has kept her faith a live, and when she hears in v6 that God has visited his people she knows where she wants to be. It isn't in the fertile plains of Moab, but home in Bethlehem, where God was at work. She has been a witness to both of them of the one true God. So much so that Ruth has seen enough to want to commit the rest of her life to following this God. And to Ruth and Orpah, Naomi has demonstrated whom a Israelite widow can lean on. They have seen her faith. Why else would Ruth say to her, "I want your God to be my God."
Unlike her husband who ignored the voice of God speaking in the famine, Naomi listens to the voice of God when it speaks in the provision in Bethlehem and she decides to act. Her speech is filled with references to God. And not just to God, but to him as the LORD - the personal God. She describes him as the Almighty - she has been thinking about his power.
So she may have lost her husband but she has not lost her faith. She may have lost her sons, but her relationship with God still has life.
Yet we have the bizarre advice in v8-9 about Ruth and Orpah returning to Moab. We see her make the same mistake as her husband and rely on human wisdom. Perhaps she didn't think about what she was saying, or perhaps she was guilty of having small thoughts of God. After all, how often have we done the same? We look at problems from a human perspective. And where were they going to get husbands from? And who was going to provide for them? And so she looked at her life without thinking about the power of God.
Add to that the traces of bitterness in her words in v13, 20, 21. When Naomi says, "Call be bitter" - she is saying "This is how I am to be known". This is who I am. My life is too badly disfigured for God to change it - so I will have to change my name. Because it is easier to change my name than for God to change my life.
And why did she not want two loyal daughters in law to return with her? Was it that they would be a perpetual reminder of her and her husbands sinful folly? Was it pride that she didn't want others to know that she Naomi, married into the noble family of the Ephrathites had allowed her sons to marry Moabites? There is in this godly woman tints of bitterness, faithlessness and selfishness and perhaps pride.
And these are attitudes that need to be repented of. Naomi the woman of faith and no faith, of great blessing, and godless bitterness; of love and selfishness.
She's just like each of us. A mixture or faith and blemishes. We are more like Naomi than perhaps we want to admit. And like her we need to return to God.
And Naomi points us in the right direction. We need to hear God speak to us. And when we hear his voice we must not ignore it. It would have been easy to sit in Moab and to ignore the news coming from Israel. It would have been easy to say, "Its too embarrassing for me to return." What an admission of defeat. And yet that willingness was what saved her, and brought her into the people of God. We see it in her words in v 21, "I went out" - the 'I' is emphatic. I am to blame.
That's where each of us must start.
Whatever our problems in life are, we need to say, "I have gone away from God. I need to come to God."
I am a sinner. I have been guilty of a lack of faith. I have been guilty of bitterness. I have been guilty of not trusting God with the present or the future. I have been angry at God for what he allowed to happen to me. I have been selfish in how I have thought everything revolved around me.
Sometimes things happen in our lives that maybe aren't our fault. We have had little say in the matter. What is the answer? We stand at a crossroads. We can either go down the route of self pity, and bitterness, and anger and hopelessness. Or we can turn to God.
Naomi shows us that she is not going to allow the past, and she is not going to allow the present to rob her of the future. She is not going to allow the despair of the past, or the distress of the present to stop her going on with the Lord into the future. There is the danger that we can just reach a point where we give up, where we believe all is lost. How many believers have had a wilderness experience, either their own fault, or the fault of others and they can become bitter and resentful or resigned. In such situations we must never allow ourselves to stay where we are. There is forgiveness, restoration, renewal and a chance to start again.
The danger is that at such a time, that if you do not respond to the voice of God, but simply wallow in self pity, you can lapse into lifelessness and despair. But God is the God of second chances and he says "Come back". Maybe you have to do some coming back to God. It isn't easy.
God doesn't wave a magic wand and make the past go away. The scars still remain. Naomi was still a widow, her sons were still dead. There are some loses that can never be recovered. But there are also blessings that are still to be attained. Blessings that will outweigh the tears. But we need to come back to God.
Christians need to learn to live with scars, we need to learn to deal with the reminders of our past - whether actions done by us or to us. Like Naomi as we return to God, and let go of our bitterness and anger he will take the hurts of the past and use them for blessing.
Later on Naomi will see the blessings of God, but she has to return to following him first. And later on she will see the meaning in her tears.
When we bring our failures and even our hurts to God, and repent of the wrong in holding them to ourselves and return to his love - we will see them become a blessing to ourselves and through us to others.
Do you need to return to God? To draw closer? Is it pride or bitterness, or anger, or frustration or just a gradual growing cooler? Come back to God.


text:
FBI BOMBSHELL: Huma Abedin Forwarded Classified Clinton Emails To Husband Anthony Weiner
FBI Director James Comey just dropped a bombshell during testimony before congress. Hillary's most trusted aide Huma Abedin forwarded possibly thousands of Hillary's emails containing classified information to her husband Anthony Weiner.
The Washington Post reports:
Comey says classified Clinton emails were forwarded to Anthony Weiner
Hillary Clinton emails containing classified information were forwarded to former congressman Anthony Weiner, the director of the FBI testified Wednesday as he defended his handling of politically sensitive probes surrounding the last year's presidential race.
Under questioning from the senior Democrat on the committee, Sen. Dianne Feinstein (D-Calif.), James B. Comey revealed more details about how Clinton's emails ended up on Weiner's computer.
Weiner, a New York Democrat, was married to a top aide to Clinton, Huma Abedin. Weiner was being investigated separately for possible inappropriate communications with a minor.
"Somehow, her emails were being forwarded to Anthony Weiner, including classified information," Comey said, adding later, "His then-spouse Huma Abedin appears to have had a regular practice of forwarding emails to him for him to print out for her so she could deliver them to the secretary of state."
The two were investigated for possible mishandling of classified material, but the FBI ultimately dropped the matter without seeking charges because they could not show either of them intended to violate the law, Comey said.
"Really the central problem we had with the whole email investigation was proving people… had some sense they were doing something unlawful. That was our burden and we were unable to meet it,'' he said.
So the reason no one is going to jail is because they didn't intend to violate the law?
Is that an excuse that can work for average citizens now, too?


text:
from decimal import Decimal

from lenzm_utils import parse_string

def test_money():
	assert parse_string.money('') == Decimal(0)
	assert parse_string.money('1') == Decimal(1)
	assert parse_string.money('1,000') == Decimal(1000)
	assert parse_string.money('$1,000 ') == Decimal(1000)

def test_accounting():
	assert parse_string.accounting('') == Decimal(0)
	assert parse_string.accounting('-') == Decimal(0)
	assert parse_string.accounting('(1000)') == Decimal(-1000)

def test_percent_to_float():
	assert parse_string.percent_to_float('50%') == 0.5

def test_percent_to_decimal():
	assert parse_string.percent_to_decimal('50%') == Decimal('0.5')


Things I'm Doing: Having a Mid-Life Crisis or Growing Up?
So why can't I stop dwelling on the things I haven't accomplished in my first 40 years, and why am I only focusing on the things I haven't done and the dreams I dreamed and never explored?
Maybe that's what a mid-life crisis is. Sure, 40 is just a number, but there's something about not being able to say you're a "man in his late 30s" that kinda messes with your mind. For one day, I was 40. Now, I'm simply a guy "in my early 40s" and I'm starting to make check-lists of things I'd like to do in the next decade.
That should be inspiring, right?
Except, when you reach 40, and if you think you'll be blessed enough to live until you're 80, well …you are officially at your "mid life" point. 40 years in the books, and 40 to go.
And then you get panicky. You start thinking …80 years old? Holy!!! I won't be able to do ANYTHING on this list after I turn 65, let's be real, so I only have 25 years. And why haven't I done the things on the list these past 25 years? I'm a failure. I've done nothing and have flaws I cannot fix and I'm doomed.
Bam. Mid-life crisis. Baked at 350-degrees for 40 years and it's ready for serving.
I said I wasn't going to have a mid-life crisis, and I won't. I'm going to call it a mid-life "awakening" because if there's anything all my self-help books and books-on-tape and motivational Ted talks have taught me, you can fix anything by calling it something different.
It's not entirely true, but it makes sense. I'm not having "crisis." I'm having an overwhelming sense of motivation and a major moment of clarity and inspiration and focus …and it just feels like a panic attack at times.
So? Are you ready? I'm about to sprint through my next 20, 30, and 40 years and make sure when I get there, I won't have an end-of-life crisis.


text:
Home / News/Entertainment/
Top 10 Best Movies of 2022
ABS CBN
ANC News
KMIR
Palm Springs International Film Festival
The Filipino Channel
From action to drama and everything in between, 2022 gave us intelligent films about survival. Whether it's surviving multiverses or a group of people intent on greed, Hollywood shone the light on the power of resilience.
Here's my Top 10 Best Movies of 2022.
https://nbcpalmsprings.com/wp-content/uploads/sites/8/2023/01/Top_10_Best_Movies_of_2022.mp4


Crystal's bond rating has remained the same for the past 11 years, meaning that Crystal had the same bond rating when I was mayor. What will impact the bond rating in the future? Spending down $14 million dollars of reserve money with no plan for replacement will impact Crystal's bond rating.
Crystal's current city council is happily promoting that the bond rating is so good (glad they finally acknowledge my hard work). Most curious, mayor Adams has professed he will never bond for money, so why does he care what the rate is? Fact is he doesn't. Mayor Adams wants to transition Crystal from a financially healthy city to one that operates from paycheck to paycheck. Paycheck to paycheck is not a viable plan for a healthy strong community, in my opinion it is the beginning of bankruptcy.
–Keep Gaulke Fire Station 2 open (next to city hall) – if we lose this fire station the cost of our home fire insurance will go up. We will be left vulnerable. There is very little dollar savings to closing this fire station.
–Protect taxpayer-owned assets from being sold off to private groups. We need to maintain and improve all the property owned by the city of Crystal, why would anyone consider selling off city owned land. I promise to never sell city owned land and assets.
–Rebuild budget reserves to strengthen city finances. This council wiped out $14 million dollars in reserve fund to build the public works building. This is the worst way to spend hard earned tax dollars. There was no need to wipe out these reserves and there was not dollars saved as the current mayor Adams would like you to believe. Adams has stated we saved a million dollars in interest by spending the reserves. However, he never calculates what is lost: earned income from the reserve dollars. the loss of interest paid over the 50 year life of the project.
–Street Repair and Maintenance: For those of us who had our streets rebuilt, we paid for 2 seal coatings on our streets, one a 7 years and one at 14 years. Now they have suspended the seal coating because they say they don't work, of course, they don't provide any real data to support these statements. So I say to mayor Adams, I want my money back, you cannot take what I have already paid for without a word to any of us. We must be given a say in this matter.
–Protect Crystal's tax dollars with defined strategic plans based on best practices.


text:
The following is a list of all the latest news of West Kowloon Cultural District Authority.
Online Ticketing Service Temporarily Not Available on 13 January 2023 from 1:00am to 4:00am
The online ticketing service will be temporarily unavailable on 13 January 2023 (Friday) from 1:00am to 4:00am
Special Arrangements Under Inclement Weather Conditions (1pm, 2.11.2022)
The West Kowloon Cultural District (all Ticketing Offices, Art Park, Freespace, Hong Kong Palace Museum, M+ and Xiqu Centre) will be closed when Tropical Cyclone Signal No. 8 or above is in force
Special Arrangements Under Inclement Weather Conditions (25.8.2022)
As the Typhoon Signal No. 8 is lowered, the West Kowloon Cultural District (M+, Hong Kong Palace Museum, Xiqu Centre, Freespace, and all Ticket Offices) will re-open at 12:30pm today
West Kowloon Ticketing Service Is Temporarily Unavailable
The West Kowloon ticketing service is temporarily unavailable
Public Opening of Hong Kong Palace Museum Postponed to 3 July
Taking into consideration that the Tropical Cyclone Warning Signal No. 8 will still be in force for some time, the Hong Kong Palace Museum announces that it will not open to the public today (2 July). The public opening of the HKPM will be postponed to 3 July and the opening hours will be extended. The museum will open at 9am and close at 9pm tomorrow
Opening of the Hong Kong Palace Museum Delayed
As Tropical Cyclone Warning Signal No. 8 is now in force, the Hong Kong Palace Museum will not open at the regular opening time at 10am today
Closure of Xiqu Centre from 27 June to 1 July
Due to operational matters, the Xiqu Centre will be closed from 27 June 2022 (Monday) to 1 July 2022 (Friday), both days inclusive
M+ is Temporarily Closed 5 January
Please note M+ is temporarily closed for one day for staff COVID testing
Resumption of M+ Online Reservation Service
M+ online reservation service has now resumed. Reservations for M+ admission in the first two weeks (12 - 28 November) can be made on a new platform via the West Kowloon website, M+ website, or through the 'West Kowloon Cultural District' mobile application. To facilitate the public to visit the museum in a small party, the new system allows each visitor to make reservations for a maximum of four people in one booking.
Special Arrangements Under Inclement Weather Conditions (13.10.2021)
The West Kowloon Cultural District (Xiqu Centre, Freespace, Art Park, Nursery Park and Ticket Offices) will be closed when Typhoon Signal No. 8 or above is hoisted.
The West Kowloon Cultural District (Xiqu Centre, Freespace, Art Park, Nursery Park and Ticket Offices) will be closed when Typhoon Signal No. 8 or above is hoisted
Special Arrangements Under Inclement Weather Conditions (9.10.2021)
The West Kowloon Cultural District (Xiqu Centre, Freespace, Art Park, M+ Pavilion and Nursery Park and Ticket Offices) will be closed when Typhoon Signal No. 8 or above is hoisted
The Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public; however all performances and programmes until 19 February 2021 (Fri) will be rescheduled or cancelled. Where feasible programmes will be presented online.
The Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public; however all performances and programmes until 19 February 2021 (Friday) will be rescheduled or cancelled. Where feasible programmes will be presented online
New public car park now open
A new public car park, the Zone F Car Park is now open and provides extra parking for visitors to the Art Park
Special arrangement on Christmas Eve and New Year's Eve
The opening hours of Art Park will extend to 1:00am during Christmas Eve (24 December 2020) and New Year's Eve (31 December 2020)
The Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public; however all performances and programmes until 15 December 2020 (Tuesday) will be rescheduled or cancelled
West Kowloon Website Temporarily Not Available (26.11.2020)
The West Kowloon website will be temporarily unavailable due to a planned system maintenance on Thursday, 26 November 2020 from 8:00pm to 8:30pm, approximately 10 minutes. We apologise for any inconvenience caused
Special Arrangement on Opening Hours during Mid-Autumn Festival 2020
The opening hours of Art Park will extend to 1:00am during Mid-Autumn Festival (1 October 2020)
M+ Pavilion will reopen on 16 Sep, and the exhibition Shirley Tse: Stakes and Holders will be extended to 1 Nov. The Art Park and certain facilities at the Xiqu Centre and Freespace remain open. Programmes will be rescheduled or cancelled until 30 Sep
The M+ Pavilion is temporarily closed until 15 September 2020 (Tuesday), performances and programmes will be rescheduled or cancelled within this period, while the Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public
The M+ Pavilion is temporarily closed until 8 September 2020, while the Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public. Performances and programmes will be rescheduled or cancelled until 15 September 2020.
The M+ Pavilion is temporarily closed until 8 September 2020 (Tuesday), while the Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public. Performances and programmes will be rescheduled or cancelled until 15 September 2020 (Tuesday)
The M+ Pavilion is temporarily closed until 1 September 2020. The Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public; however performances and programmes will be rescheduled or cancelled until 30 August 2020
The M+ Pavilion is temporarily closed until 1 September 2020 (Tuesday). The Art Park and certain facilities at the Xiqu Centre and Freespace remain open to the public; however performances and programmes will be rescheduled or cancelled until 30 August 2020 (Sunday)
The West Kowloon Cultural District (Xiqu Centre, Freespace, Art Park, M+ Pavilion and Nursery Park) will be closed when Typhoon Signal No. 8 or above is hoisted


Interested in obtaining your GED® certification in Eagle ID? The examination is for adults who do not have their high school diploma. The certification that you receive upon completion of the Idaho GED® test is accepted as an equivalent credential to a high school diploma by employers and colleges across the United States.
The examination tests basic subjects that students are taught in high school. Subjects covered in GED® classes include reading, writing, math, science, and social studies. These are the subject areas that make up the exam in Idaho.


"Government has only two ways of getting money other than raising taxes. It can go into the money market and borrow, competing with its own citizens and driving up interest rates, which it has done, or it can print money, and it's done that. Both methods are inflationary."


text:
OT Systems
The Systems list
Cloning a system
Specifying a system release
For any OT system you can specify release versions. In order to do that, go to INVENTORY/SYSTEMS and select the OT system. Then, in the release table at the bottom of the browser window, click on "Add". You can now specify a release (version) identifier and an optional target date. The username will be added automatically.
The release version is simply a label. It can be a number, but it could also be text. It's whatever makes sense for you to identify a specific release.
Signing a release
If all your system components are conformant with the release, you can express this fact by clicking on "Sign release". All components will then be set to the release that you have selected.
You can also release individual or multiple devices in the INVENTORY/DEVICES section. In order to do that, select the devices you want to sign (usually after filtering the inventory listing in a way that allows you to easier find the devices you are looking for), and then click on "Set Release".
In the dialog box that pops up, enter the appropriate release label and an optional comment.
Setting a release as part of the edit process
Any time you make manual changes to a device configuration, you have the opportunity to set a release label. The release dialog pops up as soon as you click on the Save button in the edit dialog.
Checking configuration drift
If system components "drift" away from their released configuration, this challenges system configuration integrity. While configuration changes for an individual device, such as installing a new software version, may be perfectly ok for that device when viewed in isolation, the risk exists that other system components with whom that device interacts don't respond well to the configuration change. Release management can help a good deal in protecting system integrity.
In order to check for configuration drift, open the system profile for the system in question. Then, in the port list section and in the endpoints section, check the release labels for each device. If the release label is highlighted in orange, this indicates that the device's configuration was changed after release.
Asset import logs
Network inventory overview
Checking probing results
Using configuration baselines


text:
Review - - First Do No Evil
First Do No Evil
Blood Secrets #1
By Carey Baldwin
First Do No Evil by Carey Baldwin hits all the right notes in a compelling, superbly written romantic suspense thriller that grabbed me from the beginning and still hasn't let go more than two weeks after I turned the final page.
Dr. Skylar Novak has had more than enough tragedy in her life. Her mother died of breast cancer when Skylar was a young girl. If that wasn't bad enough, her father was murdered during a home invasion when she was a teen. But now, fifteen years later, she's settled into a good, if unexciting, life. She's planning her wedding to the man with whom she runs a medical clinic serving the disadvantaged of Flagstaff, Arizona, her older brother has just formulated a vaccine that shows promise for preventing the type of breast cancer that killed their mother and Sky has finally started to put the horrific events of that Halloween night fifteen years ago behind her. As she awakens Halloween morning with "a premonition of happiness," you just know that fate is about to deal her another blow.
Flagstaff Detective Sergeant Daniel "Danny" Benson is one of the good guys. A widower with a young teen daughter, he's strong, protective, sexy and a bit of an outlaw at heart. When he and Sky meet while waiting for a local coffee shop to open, it's instant chemistry but she informs him she's meeting her brother and fiancé for breakfast and Danny doesn't poach on another man's woman – even if he's certain that Sky isn't in love with the man she's planning to marry. Then a robber enters the picture and events take a startling and tragic turn. One person leaves the café in a body bag; three others in ambulances and life, for all of them, will never be the same.
Three months later, just as Sky is beginning to come to terms with the latest loss in her life, Danny shows up with an outrageous theory. He believes the robbery was in fact staged to cover up a premeditated murder and that Sky or her brother, or both, were the intended targets and could still be in danger. He's the only one who believes that though and needs Sky to help him prove or disprove it. Even though she's still fascinated by the sexy detective, Sky thinks his theories are ridiculous and wants no part of the investigation but when certain facts come to light, she begins to wonder if perhaps he could be right. She agrees to help, sending them hurtling down a path filled with danger...and desire.
If I had not already known that this book is Baldwin's debut, I would have thought she was a veteran author with many published novels under her belt. This book is that well written. The characters are realistic, well drawn and easy to relate to. The story is fast paced, filled with suspense and has enough twists and turns to keep me on the edge of my seat from beginning to end. The villain is seriously scary; a person with no conscience, no sense of remorse and a complete sense of justification for heinous actions all hidden behind a charming mask that's presented to the world at large. The fact that Baldwin reveals the identity of the killer early, allowing us to watch the interaction between killer and victims and giving us a window into the killer's thoughts, makes that person's actions even more chilling and kept me frantically flipping pages long into the night. Sky and Danny are characters who deserve a happy ending and had me pulling for them from the beginning. Sky's personal journey is particularly rewarding and Danny is my favorite kind of hero. Some of the violence is pretty graphic but not gratuitous. As a reader, I wouldn't have felt the same impact had Ms. Baldwin not shown us the full extent of the killer's evil. (I'm a bit of a wimp when it comes to stuff like this so the fact that I liked this book so much is another testament to the author's superb writing skill.)
I highly recommend First Do No Evil and am already anticipating the next book from this very talented author!
~PJ
Labels: 4.5 Star Review, Carey Baldwin, Contemporary, ebook, First Do No Evil, Medical, PJ, Reviews, Romantic Suspense, Thriller
Mina July 9, 2012 at 12:18 AM
PJ July 9, 2012 at 7:32 AM
Plenty of WOW moments in this one, Mina!
fsbuchler July 9, 2012 at 1:30 AM
Sounds like a terific start to a wonderful new series; Thanks, PJ!
Flora, it's one of the best romantic suspense books I've read in quite a while.
Janga July 9, 2012 at 6:59 AM
This is another one waiting on my Kindle for the first days after I escape the deadline demons. I need to stop reading your reviews, PJ. They make me more impatient to get to these books. LOL
Set aside an entire day, Janga. This is one of those books that will not let you walk away until the final page!
Lisa July 9, 2012 at 9:25 AM
I was lucky enough to win an ARC of FDNE from Carey and I'm so glad I did because it was a Fantastic book! I agree with your review completely PJ, especially as regards the villian. This sociopathic type of villian without conscience or soul really is the scariest type for me because they don't care for anyone or anything except themselves, and how can you possibly connect or get through to someone like that? Oftentimes,the villian's identity doesn't get revealed until the end, but Carey revealing it early didn't lessen the impact one iota. Instead, like you said, it heightens the tensions and stakes because it make you want to shake the hero and heroine to put the pieces of the puzzle together.
I can't wait for Carey's next book, and I'm hoping Dann'y brother Christian eventually gets his own book too! :)
PJ July 9, 2012 at 1:23 PM
That's the really scary part, Lisa. You can't connect with someone like that. It's like Ted Bundy was. He felt nothing for all those girls he murdered and completely justified in his actions.
I'm with you on wanting Christian's story. I sure hope Carey has something planned for him!
Carey Baldwin July 9, 2012 at 1:45 PM
Ah Christian. He was my first ever hero. My under-the-bed all-fun romp manuscript about a lovers' reunion courtesy of reality tv featured Christian. Aunt Faith is the star of book #2 in this series. But you never know. Christian could get a new story. Twist of Fate is far too light-hearted to serve :-) Thanks PJ for an awesome warm fuzzy and lovely review! And thanks to Lisa for her kind words!
Glad to hear Faith will get her own story. I'm looking forward to getting to know her better!
Anna Campbell July 9, 2012 at 7:23 PM
PJ, this book sounds fab! I must get hold of it. Thanks for letting me know about it - it had passed under my radar. Isn't it wonderful when we hit a new author we love? I discovered one on the weekend. Jeannie Lin who writes books set in Tang Dynasty China. Someone here recommended them so I gave The Dragon and the Pearl a go. What a great read!
Andrea July 9, 2012 at 7:43 PM
Sounds like a great thriller, PJ! Terrific review!
Leah Weller July 9, 2012 at 7:51 PM
Don't you just love a book that has the power to leave you reeling days after you've closed the cover? I've had a few of those this past year that are still with me. A very moving experience! :)
Today's Special - - Manda Collins
Box of Books Winner
Gone Missing Winners
Today's Special -- Jodi Thomas
Review -- Forever and a Day
Review and Giveaway - - Gone Missing
A Great Mistake!
Elizabeth Hoyt winner!
Guest Review - - Mistress of Mourning
Today's Special - - Dee Tenorio
Today's Special -- Elizabeth Hoyt
Review - - The Virgin's Revenge
Today's Special - - Barbara Samuel
Today's Special - - Terri Osburn
Carolina Home Winner
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Review - - Carolina Home
Review -- Thief of Shadows
New Releases winner
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New Releases for July
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Today's Special - - Virginia Kantra
Happy Birthday, America!
Review - - Ravishing the Heiress
Today's Special -- Carrie Lofty


We all love working at KREATIZE!
KREATIZE is supported by the Pro FIT Program of the Investitionsbank Berlin. The goal of the cooperation is the research and development of a CAD agnostic format for representation of manufacturing data. This will enable faster pricing and the matching of projects to machines and materials. This project is co-financed by the European Fund for Regional Development (EFRE).


Is Wing Bowl 25 going to be the last Wing Bowl ever? We may find out today as the 25th edition of Wing Bowl emanates from the Wells Fargo Center in South Philly.
Ric Flair is in the house.
Coolio is in the house.
Professional competitive eaters are in the house. WHAT COULD BE BETTER, RIGHT!?
Check out all the running updates below. You can listen live to the radio broadcast here.


Tenants and leaseholders can now access official guidance on their rights when renting their home.
are part of a continuing crackdown on poor practice by a minority of landlords and agents in the private rented and leasehold sectors.
The Citizens Advice Bureau helped 65,000 private renters with more than 100,000 problems about their tenancy in 2017.
Leaseholders can learn about their unique set of rights and responsibilities. For example, a managing agent or landlord could be responsible for running a leaseholder's block or estate – but the leaseholder does have a say in how they do it.
This document will help current and prospective tenants identify potential unsafe conditions in rented properties. It gives tenants an overview of the most common hazards to look out for in rented properties, including gas and electrical safety, damp and mould and trips and falls hazards, and how they should report dangerous conditions.
This updated guide provides a step-by-step process to renting privately. Tenants can learn how to challenge poor practice and understand private landlords' legal obligations. It is a legal requirement for all landlords to provide their tenants with this document.
The guides show that the government is determined to crack down on bad practice in the private rented sector. Landlords may wish to review their practices and policies to ensure they comply with all the current rules and regulations.
Please contact Janice Young if you would like more information about the issues raised in this article or any aspect of commercial property law.


Come on Rich, Memorial Day and Real Estate, really? We all know you sell real estate, but really, a National holiday?
Well my dear readers read on. If you look back at the wars, fights, skirmishes we have had they all had real estate involved . From no fly zones, usually over a land area, to the Marine Core Hymn real estate is involved. From the Shores of Tripoli, where we went after the pirates where they lived, to shouts of "hold the high ground fellas" real estate was involved. The first fight this country ever had was to protect our real estate and the minerals, trees and riches that came with it. Others wanted it and we fought to defend and protect it. Along with our rights to life, liberty and the pursuit of happiness.
What I am truly saying readers is please don't forget to remember the real reason behind the holiday. To honor and most importantly , REMEMBER those fallen soldiers who have paid the ultimate price in defense of our homes, our land, our worldly possessions, our liberties, religions and beliefs. So hang the flag with pride from your home, tell your children why we do this, say a prayer or observe a moment of silence.


ok thats in correct. whats a +ive multiplied by a +ive. Its a +ive. Whats a -ive multiplied by a +ive. It is a -ive. Whats a -ive multiplied by a -ive. A +ive. -5^2 i s basically saying -5 * -5. We know 2 minuses make a plus hence -5^2 = 25. Therefore-5^3 = -125. minus*minus*minus = positve * negative. So Negative. However, the square root ok 25 is either -5 or +5. Pure Maths, love it!
The minus sign there isn't an operator, it is signifying that the number is negative. So it is -5 x -5 = 25.
Try putting =-5^2 in Excel and seeing what it gives you.
What does excel know? It's made by Americans.
Incorrect. By putting -5² you are signifying that the minus sign is the operator. Whereas if you put (-5)², you would be swapping it so that the minus sign is to create a negative 5.
Yeah I know, it's just PEMDAS is a bit more American, and I much prefer BIDMAS. Was just supporting my favourite acronym out of the two.
The potential for confusion comes from using the same symbol to mean two very different things: the operation 'minus' and the sign 'negative'.
It's interesting, I have never come across a situation where -5² would be interpreted as anything other than 'negative five to the power of two'. I'm going to ask a few colleagues to see how they would interpret it.
dammit, this is the first time that I miss my admin powers!!!


As I shared in last week's edition of Venusian Love Notes, this summer is a major time of karmic clearing. It is very important to honor the season of retrogrades as we are doing the great work of shedding and sealing. This is not an ideal time to begin new ventures, relationships or make important purchases as at one point in the summer all planets will be retrograde except for Venus.
This is also a powerful time of endings. Many relationships are finding their completion and many transitions are occurring. From here on out the speed and intensity will quicken and deepen as the Eclipse Season is now underway. Eclipses magnify the energies of the retrogrades. Lunar Eclipses tend to bring endings, and are more emotional while Solar Eclipses tend to welcome major new beginnings, like weddings and important births. This Summer's Eclipses will offer a combination, however we must remember we are in the midst of great closure. The Lunar Eclipse at the end of the month will be of epic proportions and this is a great day to be in nature and ceremony!
Planets in retrograde urge us to redoing and revising the activities of the houses that these planets rule. If you know your chart, it is very insightful to take a look at where you are editing and shedding. For example, I am a Libra rising so the houses that are under review for me this summer are the second (ruled by Mars and Pluto as it is Scorpio), third (ruled by Jupiter at it is Sagittarius), fourth (ruled by Saturn as it is Capricorn), fifth (ruled by Saturn and Uranus as it is Aquarius), sixth (ruled by Jupiter and Neptune as it is Pisces), seventh (ruled by Mars as it is Aries), ninth (ruled by Mercury as it is Gemini), and twelfth (ruled by Mercury as it is Virgo).
One thing to look forward to for next week is that Jupiter stations direct on Tuesday, July 10th! Just a couple of days before the New Moon Partial Solar Eclipse in Cancer. Since Jupiter's retrograde in Scorpio collectively we have seen quite a bit revealed from the Underworld, including the #metoo outpourings. Although we have only scratched the surface in the revelations of the patriarchal abuses, this direct motion of the planet of wisdom and prosperity will feel expansive. To get the full line up of retrograde dates and how you may best apply these upgrades you may click the image below to download 👑 Your Guide to Thrive 👑. It's my gift to you!


Ah, fall. The season of the first scarlet leaves and the first scarlet flushes of sheepish regret: Why didn't I plan elaborate activities to take advantage of every sunshine-soaked weekend? Why didn't I eat outside every single weekend? Why did I keep working my job, keep sleeping between the same four walls, keep shopping in grocery stores when I could've been enjoying summer?
Now Halloween looms on the horizon, threatening to bowl us over like that rumbling boulder in the opening scene of that Indiana Jones movie. How can I get out of its way at the last second? How can I evade the terrifying rolling stone of oncoming winter?
I know: I could buy a rutabaga! A parsnip. Some beets.
True, summer is fading, but it's not too late to start shopping at the farmers' market, and the fall storage crops available now still give regretful cooks a chance to grab summer's last-gasp bounty.
Let's start by getting some lingo down. What are storage crops?
They dried fish, in case the seas or other waterways froze, or if winter storms made it too hazardous to go out to fish.
They put up wine, beer and sauerkraut as a very good way to get shelf-stable calories and phytonutrients in winter.
They dried beans — and not just beans, but lentils and split peas, too.
And they devoted a whole section of their gardens to root-cellar vegetables, which are vegetables that can sit on a cool, dark shelf for a couple of months with no ill effect.
A root cellar was essentially any place underground and out of the sunlight that stayed at 35 to 60 degrees all year with good enough air flow to prevent moldering.
Back when root cellars were popular, root crops (like beets, carrots and parsnips) and many cellar-friendly fruits (like apples and pumpkins) were cultivated for their storage qualities. An apple orchard, for instance, would offer early-ripening apples, cider apples and keeping apples — all sorts of apples to reflect people's various needs.
Even today, when airplanes regularly deliver South American spring asparagus, these storage crops of yore appear in farmers' markets in the fall, and they are all worth eating. Better yet, they're worth roasting — the easiest of all conceivable cooking techniques.
The best temperature for roasting is a matter of some debate. I like 400 degrees; it's hot and gets a good sear on the outside.
The legendary cookbook author Barbara Kafka advises roasting at 500 degrees, if you can stand it. The oven may smoke, burning off any little bits of oil or such that have spattered onto the walls from past uses, but Kafka argues that the exterior char on the vegetables is worth it.
I can't stand the smoke in the kitchen, which is why I stick with 400 degrees. But if you are braver, or have less-sensitive smoke alarms, go for it.
But first, to prepare your root-cellar bounty for the oven, you'll need just two basic ingredients: fat and salt.
Your body requires a little fat to digest vegetables' fat-soluble vitamins, so toss your vegetables with a bit of olive oil, canola oil, duck fat, bacon drippings — whatever you have. You basically want a thin film of oil on the exterior of any cut side, and any thin vegetable, to prevent rapid moisture loss, and also to prevent the vegetable from sticking to the pan.
From there, just add a sprinkle of salt. I like a big-flake sea salt, like Maldon, because the snowflake-like crystals allow me to see the salt without making the vegetables too salty.
Once you've got your root-cellar veggies prepared, and your oven heated to at least 400 degrees, you can throw those babies in and cook until tender.
Turnips have a little vegetal metallic quality that makes spices such as cardamom pop in a unique way.
It almost goes without saying that potatoes — skin on or skin off — are very nice when oven roasted. Keep the skin on and you'll get a nice boost of fiber, vitamin C, potassium, copper and iron.
Cut sweet potatoes into chunks, French-fry sticks or thin coins.
All hard squashes — acorn, hubbard, kabocha — are more or less interchangeable. You either cut 'em in half, remove seeds, roast open-side down till tender and then flip till caramelized, or you cut them in half, remove the seeds, then slice off the hard outside and cut into uniform chunks. Either way, a basement root cellar full of squash will get you through winter in good shape.
Many pumpkins can be oven roasted just like their squash cousins. A small "pie" pumpkin will give you both a handful of yummy seeds and the opportunity to slice it into thin crescents to oven roast.
I like to wash beets, leave them skin-on, slick with oil, and then bundle into a foil pack. They can then be roasted at a lower temperature, say 350, for an hour or two (or four; they're forgiving). Let them cool in the pack. Then, slick your own hands with olive oil to prevent the red color of the beets from sticking. Squeeze the beets to slip them out of their jackets, and enjoy.
You can oven roast a whole cabbage head, left on the core, and cut it into wedges, like a head of iceberg lettuce.
Onions, cut into rings, or even cut haphazardly, turn golden and dark in the oven, giving you all the flavor of a basket of onion rings, in prettier guise.
Does it sound too easy? Well, that's what's great about fall storage crops: They're the lazy person's way to eat more veggies, enjoy them thoroughly — and reclaim a bit of summer in the process. The early bird may get the worm (or when it comes to farmers' markets, the first spindly asparagus), but the late-fall farmers'-market shopper gets everything she has room to store.
I find that eating seasonally make each season feel more special. There is only a short window of harvest for some of the special treats, like asparagus and peaches, and I get to enjoy my fill of them while they're available, but once they're gone, there's always something else to take their place. Peaches give way to melons. Melons give way to pears. Pears are replaced by pomegranates and persimmons. Asparagus is followed by sweet corn, and sweet corn is followed by avocados.
I'm so excited about the fall bounty. I'm looking forward to the first parsnip. I know that, come March, I'm going to be sick and tired of butternut squash, but I'm looking forward to it now.


text:
Q: Hibernate initializes collection with immutable list I have the following entity:
@Entity(name = "courses")
public class Course {

    @Id
    @GeneratedValue(strategy = GenerationType.IDENTITY)
    private Long id;

    @Singular
    @OneToMany(fetch = FetchType.LAZY, cascade = CascadeType.ALL)
    private Collection<Comment> comments = new ArrayList<>();

    @ManyToOne(fetch = FetchType.LAZY, optional = false)
    private User createdBy;

    public void addComment(Comment comment) {
        comments.add(comment);
    }
}

When I load a course from the database, comments are initialized with a Persistent Bag. The problem occurs when I call addComment(comment), I then get this exception:
Caused by: java.lang.UnsupportedOperationException: null
    at java.base/java.util.AbstractList.add(AbstractList.java:153) ~[na:na]
    at java.base/java.util.AbstractList.add(AbstractList.java:111) ~[na:na]
    at org.hibernate.collection.internal.PersistentBag.add(PersistentBag.java:408) ~[hibernate-core-5.4.18.Final.jar:5.4.18.Final]

It seems that the Persistant Bag, which hibernates assigns, is a Collection.EmptyList, which is immutable and, as such, no comments can be added.
What do I need to change to be able to add comments?

A: Ok so it seems like lombok and hibernate where not really working together as I expected. In addition I had my entity annotated with the following lombok notations:
@Getter
@Setter
@AllArgsConstructor
@NoArgsConstructor
@Builder
public class Course {

    //...

    @Singular
    @OneToMany(fetch = FetchType.LAZY, cascade = CascadeType.ALL)
    private List<Comment> comments = new ArrayList<>();
}

When I loaded an entity from the DB it seems lombok uses the builder pattern to create a new instance. This will result in comment having a Collection.EmptyList assigned and then no new comments can be added since it is immutable. My fix was/is to remove the @Singular and add a @Builder.Default. Now a new ArrayList<>() is assigned instead the immutable list. Now I can't use the created singular builder methods but at least it works.

redpajama_set_name: RedPajamaStackExchange


The candidate shall have passed Bachelor Degree with not less than 50% of marks with Mathematics/ Statistics/ Computer Science / Computer Programming/ Computer Applications / Business Mathematics / Business Statistics as one of the Optional or Electives at Degree level. Provided further that, in respect of a candidate who has studied and passed one of the subjects specified in the First provision in the Pre – University course with 50% of marks in that subject shall also be considered for admission.
No Part Time courses are offered for MCA.
Candidates who pass Bachelor / Master degree in any University system in single sitting pattern are not eligible.
After graduation, a minimum of 2 year experience as full-time supervisory in any organization with a turnover of minimum Three million and employing not less than 50 employees. However in the case of a teacher working in the university or affiliated colleges, two years of full time teaching experience is essential.
In case of non-teaching (full time regular) employees of Bangalore University, a minimum of 5 years' experience is necessary.
Step 1: Enter all the details through Online by browsing URL http://kea.kar.nic.in on web by selecting "PGCET". After completion of all the details candidates will receive an application ID and Password to their registered email address.
Step 2: Upload the scanned copy of the recent passport size Colour Photo and Signature in .JPEG format separately.
Step 3: Download and take the printout of the Challan copy which is the triplicate. Candidates of Karnataka origin have to pay an amount of INR 500/- for General / OBC & INR 250/- for SC/ST. The candidates have to pay the requisite fee in any of the branches of specified Banks. The Bank will retain its copy of the Challan and handover the remaining the two copies if the Challan to the candidates.
Step 4: Download and take printout of the application form on A Size paper. Affix candidate's recent passport size photograph, Signature, Left hand Thumb Impression on the space provided. Afterwards obtain Principal seal and signature from the college where you have studied final year degree examination on the space provided in the printed form. The same copy should be produced during document verification along with the copy of Challan (KEA Copy).
SSLC Marks Card SSLC or 10th standard or equivalent examination marks card.
Caste/Caste Income Certificate Candidates seeking reservation benefit should produce a Caste Certificate in Form 'D' in case of Scheduled Castes and Scheduled Tribes; in Form 'E' in case of Category -1; a Caste Income Certificate in Form 'F' for Other Backward Classes such as 2A, 2B, 3A and 3B, issued by the concerned Jurisdictional Tahasildar, in accordance with the Government order No. Sa Ka E 225 BCA 2000 dated 30th March 2002, as amended from time to time. Validity period of Caste / Income Certificate are as per the Circular No. SWD155BCA2012.
Qualifying Degree Marks Card Qualifying degree marks cards.
Study Certificate Study Certificate to show that the candidate has studied in Karnataka for a minimum period of SEVEN years from 1st standard to 12th standard or qualifying examination issued by the Head of the institution. Further, School study certificates should be countersigned by the concerned Block Educational Officer (BEO)/Deputy Director of Public Instructions (DDPI) compulsorily. Please Contact Concerned School For BEO/ DDPI Office Address.
Rural Study Certificate Candidates who claim a seat under rural category will have to obtain a rural study certificate from the respective school / high school issued by the head of the institution which should be Countersigned by the concerned Block Educational Officer (BEO).
Kannada Medium Certificate Candidates claiming the benefit of Kannada Medium reservation Should produce a certificate for having studied for 10 full academic years in Kannada medium from 1st standard to 10th standard issued by the Head of the educational institution and such certificate should be countersigned by the respective BEO or Deputy Director of Public Instruction (DDPI).
In accordance with Admission Rules, preference will be given to Bangalore University students with domicile. Even after filling up of these seats, if the seats are vacant, second preference will be given to the students who have graduated from Bangalore University but who are not of Karnataka domicile. If the seats are still not filled, then the third preference will be given to students belonging to Karnataka and from Universities within Karnataka and last preference will be given to outside Karnataka students. Any unfilled seats will be frozen.
Caste/Scheduled Tribes /Category-I students: Relaxation of 5% in minimum marks is required for admission to P.G Courses for Scheduled Caste/Scheduled Tribes/Category –I students of "Karnataka Students" is permitted.
Remission to Scheduled Caste/Scheduled Tribes /Category-I students: A remission of remission up to 5% in minimum marks required for eligibility to apply for admission to any course offered in the University is allowed in case of SC/ST/Cat-I candidates of Karnataka State only, provided that this relaxation is necessary to fill the quota of reservation when candidates with higher percentage of marks are not available in this category.
is mba admission ends on October 8?
Hi Adrash, Yes For this session admission were closed in this Bangalore university.
When the MBA class starts?
Hi Adarsh, You may please visit the university for getting the relevant information about the course classes.
Hi Vibha, Please check this link for getting the Karnataka PGCET Cut off for the Top Colleges participating in the Entrance exam.
Hi Vibha, You may please visit the university for getting the relevant information about the course and the Admission details.
Hi Aparna, May be the University does work on it, hope you will never disappointed from there decisions as Placement details you will get from the University. Please visit the university or contact to them.
Hello, where is MBA college in Bangalore University, is it in jnana Bharathi or in central college campus and how is the placements ?
MBA Colleges in Bangalore University.
What if I have not taken PGCET exam...?
Hi Chandra, To Get the Admission in this University the entrance Exam has to Mandatory. Without Entrance There is no Admission.
Hi Sir, You May please contact to the college office number for getting the Admission Procedure of this college for MCA Course.
Hi Srikantha, To get details about PGCET please check this link:- Eligibility.
What to know how can I get admission in MCA?


Good Dog Rescue of Nebraska is an all-volunteer group of dog rescuers. We are a non-profit 501(c)(3) organization. All funds donated — 100 percent — go toward our rescue efforts and the dogs in our care. The requested adoption donation varies depending on the age of the dog and covers only a portion of the veterinary, kennel maintenance, food, vaccinations and other related costs for each dog, so your donation is greatly needed and appreciated!
If you would like to make a donation to help our dogs, you can do so safely and securely with a PayPal donation or you can email us or call us at (402) 277-6230. Thank you for your consideration.


Yesterday, after several saves of a near finished course, I returned to CF and all the drawn splines had disappeared. I didn't have the "hide splines" icon set to on. Additionally, the compile task completes as normal but the course doesn't appear in the carousel.
You sure you have your proper scene loaded? Sometimes, I find it opens to a previously saved scene?
I look in the top left of my screen and confirm the scene name is the correct one.
Yes Matt, it's the right one and in view of other CF oddities recently I'v even been checking the time and date of any saved file. And in view of other difficulties I too am looking at the top left to check the file name. I can see all the shapes of the fairways, greens, tees, rough but none have any drawn splines around them. It's like when you genuinely delete a spline, say fairway, you still see the outline of that fairway so if you want to re-draw you have a starting point.
I need to add that drawing of new splines isn't available either so I can't start again. Not that I would particularly want to on a near finished 18 holes !
If you can't draw splines you most likely need to re-import CF.
I see that you supposedly have 2 directinal lights, 1 is all that's needed.
If you keep using those Hero Speedtrees your tri count is going to soar.
What does it say next to file name top left? Web player? or windows standalone, Linux?
I had a crash during a course build the other day and somehow it reopened in web player mode. Once I switched back to Windows, Linux standalone, everything came back.
I can still draw splines in other courses. Created several new holes today.
When I started the course I only had the hero version which was a free download from Speedtree. Somewhere along the way I acquired the desktop and mobile versions so I know I will have to go back and pick off those hero trees.
I have no idea why I have two directional lights. I know nothing about them so I wouldn't have been tempted to mess with them. Putting that down to what I've called "CF oddities" recently.
each course the the course forge plugin is considered stand alone. SO it working in one course and not another does not really tell you anything.


Once, tens of thousands of Elks migrated each spring from the outlying winter ranges in Montana and Wyoming up to wilderness inside the Yellowstone National Park. But of late, the population plummeted to less than 3,000 migrating individuals, alarming wildlife managers and esearchers alike. A key element of the Greater Yellowstone Ecosystem is disappearing – triggering an ecological chain reaction. The film follows three wildlife biologists in their endeavor to solve this mysterious population decline and piece together a more complete picture of the ecosystem. The eye-‐opening science-‐thriller unravels unexpected links between endangered grizzlies; invasive species claiming their niche and man's everlasting need for outdoor entertainment and recreation.
Limited Rights Availabe - Latin America Only.


It's been 25 years since Reba McEntire rocked the CMA Awards stage in a sheer red dress, and at the ACM Awards on April 15, she broke out the ensemble once again. She looks like she hasn't aged a day!
Reba McEntire, 63, not only hosted the ACM Awards on April 15, but she took the stage toward the end of the show for a performance of her hit "Does He Love You'" with daughter-in-law Kelly Clarkson. The iconic country singer rocked a number of ensembles throughout the night, but it was her red dress from the performance that really had everyone talking — because it's the same dress she wore to sing the song with Linda Davis at the CMA Awards in 1993. Reba looked well younger than her 63 years in the velvet ensemble, which featured a plunging neckline covered in sheer material.
The style of the dress made major headlines when Reba first wore it 25 years ago, since it left little to the imagination in the cleavage department. She rocked it just as confidently back then as she did now, and we cannot get over how incredible she looked onstage! "It fit," she told Entertainment Tonight after the show. "I'm really pleased." Although Reba and Kelly have performed "Does He Love You" together plenty of times in the past, this was a special moment, as it was a special tribute to Reba and followed a successful and hilarious night of her hosting the show.
Reba hosted the ACM Awards solo every year from 1999 to 2011. The next year, Blake Shelton joined her as a co-host. In 2013, Reba was replaced by Luke Bryan, who joined Blake to host the telecast for the next three years. Dierks Bentley and Luke then teamed up as hosts in 2016 and 2017 before Reba's triumphant return this year.
"I guess they finally figured out it only takes one woman to do the job of two men," Reba joked during her opening monologue. The hilarious jab had the crowd cracking up — even Blake had to give her a standing ovation for that one! So good!


Compact resin rubber sheets for soles with different finish colours. Sheets are painted according to different colours, patterns & lustre. Available in different base compound types & colors. Finish colours are available from classic & fashion range. Colours can be customized to individual requirements.
Suitable for women's footwear such as court shoes, mules & strap sandles for evening & also city slides, designer boots, high heels etc Suitable for men's footwear i.e classic styles of casual footwear, loafers etc Also recommended for children's footwear.


BONUS: Because these lessons are shared under Creative Commons licensing, you can copy them into your own SoftChalk Cloud account and use as is, or repurpose as needed!
This lesson will define digital citizenship and cover the nine elements of Digital Citizenship.
This lesson helps faculty increase the security of online quizzes by locking the testing environment and allowing for testing sessions to be recorded with a webcam.
This lesson reviews the objectives, concepts and skills students will learn in while studying cosmetology.


text:
Q: What factors influence the point at which a sampling distribution is said to be nearly normally distributed? What factors influence the point at which a sampling distribution is said to be nearly normally distributed?
*Note that the answer I am looking for is not sample size. I am asking what decides how big is the sample size can a sampling distribution to be said nearly normally distributed. Also, I am not looking for an answer saying the sampling distribution is normal when the sample size is $\infty$.


Zoe and Rosie better know as the 'Worry Dolls' studied music together at LIPA at a time when there was a really exciting folk scene happening in Liverpool (The Staves, Mikhael Paskalev, Dan Croll, Thomas J Speight, to name a few…) They met as solo artists, but by the time they had left Liverpool they had formed an alliance, and that was 'Worry Dolls'. They spent a year travelling back and forth and writing in different places, but finally took the plunge and moved to London in 2012 where they have been tirelessly gigging ever since.
Their music is characterised by sublime harmonies and tongue-in-cheek, honest lyrics and they have received praise from Paul McCartney to Joan Armatrading. In the last 3 years, they have forged something substantially stronger than a hair colour match - a beautiful and captivating result. In January 2017 Zoe and Rosie launched their highly anticipated debut album ' Go Get Gone' at St. Pancras Old Church, London followed by a UK tour. With new music promised later in the year, the future is looking very bright for this very talented duo.


text:
Pete Rose submits application for reinstatement to Manfred
Associated Press,
GLENDALE, Ariz. (AP) — Pete Rose has submitted a new request to be reinstated to baseball, according to new Commissioner Rob Manfred.
The career hits leader agreed to a lifetime ban in August 1989 following an investigation by Major League Baseball that concluded he bet on the Cincinnati Reds to win while managing the team. He applied for reinstatement in September 1997 and met in November 2002 with Commissioner Bud Selig, who never ruled on the application.
Manfred replaced Selig in January.
After meeting with the Los Angeles Dodgers on Monday, Manfred said "I do have a formal request from Pete. What I intend to do is be in communication with his representatives, and we'll talk about how we'll handle it from a process perspective."


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text:
Residential Wholesale Mortgage Rates, Fees & Info
LEI: 549300MUXFVZKH4XLG17
4.2 stars - out of 5 stars, based on 53 reviews
Residential Wholesale Mortgage is a small mortgage company specializing in Refi and Home Purchase loans. Residential Wholesale Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Diego, Riverside, Los Angeles, Las Vegas, and Seattle among others. We have data for 90 markets. (Some data included below & more in-depth data is available with an active subscription.)
Residential Wholesale Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Residential Wholesale Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
30 Year USDA Refi 6.86% 1/29/23
Show all (2) awards
RESIDENTIAL WHOLESALE MORTGAGE - 2021
RESIDENTIAL WHOLESALE MORTGAGE is a 2021 , due to their low .
Work for RESIDENTIAL WHOLESALE MORTGAGE?
Residential Wholesale Mortgage's average 30 year fixed mortgage rate was 3.01%.
Residential Wholesale Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $5,954.
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,262 $602,230,000 $477,203 $5,738 2.94%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 310 $110,840,000 $357,548 $6,657 2.93%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 193 $90,255,000 $467,642 $5,369 2.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 184 $64,120,000 $348,478 $6,135 3.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 94 $53,300,000 $567,021 $5,142 2.97%
FRESNO, CA (FHA|USDA|VA) 137 $35,015,000 $255,584 $5,070 3.04%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 37 $19,615,000 $530,135 $5,741 2.93%
COLORADO SPRINGS, CO (FHA|USDA|VA) 43 $17,525,000 $407,558 $10,256 2.77%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 55 $16,735,000 $304,273 $4,905 3.12%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 53 $15,665,000 $295,566 $5,674 3.06%
YUMA, AZ (FHA|USDA|VA) 73 $13,535,000 $185,411 $5,031 3.07%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 53 $12,525,000 $236,321 $4,649 3.11%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $8,430,000 $468,333 $4,681 3.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 23 $8,155,000 $354,565 $4,798 3.04%
VISALIA, CA (FHA|USDA|VA) 37 $7,725,000 $208,784 $4,716 3.10%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 10 $5,590,000 $559,000 $5,379 2.85%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $5,515,000 $367,667 $3,733 3.10%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 22 $5,450,000 $247,727 $3,526 3.16%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $4,025,000 $447,222 $7,105 2.97%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $3,920,000 $490,000 $4,364 2.91%
Kalispell, MT (FHA|USDA|VA) 10 $3,890,000 $389,000 $5,352 2.68%
Outside of Metro Areas 9 $3,725,000 $413,889 $5,687 2.78%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $3,605,000 $327,727 $7,498 2.98%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $2,960,000 $246,667 $6,331 3.07%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $2,950,000 $368,750 $3,738 2.89%
MADERA, CA (FHA|USDA|VA) 11 $2,615,000 $237,727 $4,901 3.01%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $2,510,000 $627,500 $5,717 2.91%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,030,000 $338,333 $5,826 3.08%
BEND, OR (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,864 3.10%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 9 $1,835,000 $203,889 $3,747 3.04%
TUCSON, AZ (FHA|USDA|VA) 8 $1,730,000 $216,250 $2,858 3.22%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,545,000 $309,000 $4,681 3.42%
EL CENTRO, CA (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,110 3.23%
WACO, TX (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,500 2.78%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $1,020,000 $510,000 $6,391 3.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,145 3.27%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $990,000 $495,000 $11,760 2.94%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $930,000 $232,500 $7,493 3.19%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $910,000 $455,000 $4,972 3.19%
MERCED, CA (FHA|USDA|VA) 5 $905,000 $181,000 $5,054 3.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $900,000 $450,000 $5,642 3.06%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $880,000 $220,000 $4,632 3.00%
CHICO, CA (FHA|USDA|VA) 2 $860,000 $430,000 $7,642 2.81%
VALLEJO, CA (FHA|USDA|VA) 2 $860,000 $430,000 $4,739 2.93%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $790,000 $197,500 $5,237 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $780,000 $390,000 $4,418 2.25%
Sevierville, TN (FHA|USDA|VA) 2 $700,000 $350,000 $0 3.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $670,000 $335,000 $3,226 3.19%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $590,000 $295,000 $4,815 3.00%
YAKIMA, WA (FHA|USDA|VA) 2 $550,000 $275,000 $3,989 2.94%
BOISE CITY, ID (FHA|USDA|VA) 1 $545,000 $545,000 $5,208 2.99%
Outside of Metro Areas 1 $515,000 $515,000 $6,388 2.99%
SALINAS, CA (FHA|USDA|VA) 1 $505,000 $505,000 $15,192 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $500,000 $250,000 $4,778 2.94%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $480,000 $240,000 $3,947 3.06%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,449 2.99%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $445,000 $445,000 $4,386 2.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $2,554 3.37%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $390,000 $195,000 $0 3.44%
TWIN FALLS, ID (FHA|USDA|VA) 1 $385,000 $385,000 $3,969 3.25%
Ellensburg, WA (FHA|USDA|VA) 1 $375,000 $375,000 $2,799 2.38%
MODESTO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $3,989 3.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $345,000 $345,000 $7,685 2.88%
Nogales, AZ (FHA|USDA|VA) 2 $340,000 $170,000 $3,031 2.88%
GREELEY, CO (FHA|USDA|VA) 1 $315,000 $315,000 $4,052 3.12%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $305,000 $305,000 $2,960 2.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,837 3.12%
COLUMBIA, SC (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.75%
Aberdeen, WA (FHA|USDA|VA) 1 $255,000 $255,000 $6,826 2.63%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.25%
RENO, NV (FHA|USDA|VA) 1 $235,000 $235,000 $2,945 2.63%
Shelbyville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,687 3.25%
Key West, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $195,000 $195,000 $7,412 3.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $195,000 $195,000 $6,585 2.88%
REDDING, CA (FHA|USDA|VA) 1 $185,000 $185,000 $9,466 2.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,372 3.25%
BILLINGS, MT (FHA|USDA|VA) 1 $185,000 $185,000 $3,147 3.00%
Oak Harbor, WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,564 2.75%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.00%
OCALA, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.00%
Cookeville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,624 2.50%
Residential Wholesale Mortgage's top markets include San Diego, Riverside, Los Angeles, Las Vegas, and Seattle among others.
Nevada (FHA|USDA|VA)
Colorado (FHA|USDA|VA)
We use machine learning to identify the top lenders compared against RESIDENTIAL WHOLESALE MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
KELLEY MORTGAGE, LLC
Christian Community Credit Union
El Dorado Savings Bank, F.S.B.
First Vision Bank of Tennessee
ALOHA PACIFIC
US COMMUNITY
LONG BEACH CITY EMPLOYEES Federal Credit Union
MYPOINT Credit Union
Conventional 2,448 $997,770,000 $407,586 $5,008 3.01%
FHA 5 $1,625,000 $325,000 $0 3.22%
For 2021, Residential Wholesale Mortgage's most frequently originated type of loan was Conventional, with 2,448 originations. Their 2nd most popular type was VA, with 235 originations.
Home Purchase 1,055 $460,455,000 $436,450 $7,281 3.00%
Cash Out Refi 459 $172,465,000 $375,741 $5,363 3.13%
Other 35 $18,335,000 $523,857 $5,764 3.02%
Home Improvement 11 $3,905,000 $355,000 $4,676 3.04%
For 2021, Residential Wholesale Mortgage's most frequently cited loan purpose was Refi, with 1,291 originations. The 2nd most popular reason was Home Purchase, with 1,055 originations.
10 Year 12 $2,590,000 $215,833 $3,556 2.45%
5 Year 1 $15,000 $15,000 $0 1.00%
For 2021, Residential Wholesale Mortgage's most frequently cited loan duration was 30 Year, with 2,561 originations. The 2nd most popular length was 15 Year, with 168 originations.
$4k-5k 97 $40,445,000 $416,959
$<1k 79 $18,735,000 $237,152
Residential Wholesale Mortgage's average total fees were $5,954, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,563 originations.
2.5-3% 1,395 $588,605,000 $421,939
<2.5% 370 $149,570,000 $404,243
4-5% 27 $8,595,000 $318,333
During 2021, Residential Wholesale Mortgage's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,395 originations.
$400k-600k 874 $425,620,000 $486,979 $6,127 2.96%
$600k-1MM 404 $288,900,000 $715,099 $7,778 2.99%
$100k-200k 330 $52,380,000 $158,727 $4,012 3.07%
$100,000 or less 45 $2,525,000 $56,111 $2,288 2.18%
$1MM+ 36 $44,650,000 $1,240,278 $10,749 2.81%
2021 saw Residential Wholesale Mortgage place emphasis on $200k-400k loans with 1,162 originations, totaling $350,300,000 in origination value.
$50k or less 296 $79,540,000 $268,716 $4,625 2.84%
$250k+ 295 $171,505,000 $581,373 $6,720 3.03%
Residential Wholesale Mortgage lent most frequently to those with incomes in the $100k-150k range, with 714 originations. The second most popular income band? $150k-250k, with 581 originations.
30-36% 521 $215,345,000 $413,330 $5,430 3.00%
<20% 185 $64,815,000 $350,351 $4,619 2.64%
42% 99 $39,115,000 $395,101 $5,655 3.05%
>60% 10 $5,270,000 $527,000 $8,271 2.84%
Residential Wholesale Mortgage lent most frequently to those with DTI ratios of 30-36%, with 521 originations. The next most common DTI ratio? 20-30%, with 513 originations.
White 2,017 $810,075,000 $401,624 $5,683 2.97%
Not provided 481 $194,535,000 $404,439 $5,739 2.98%
Asian 259 $123,745,000 $477,780 $5,895 2.98%
American Indian 15 $5,635,000 $375,667 $6,900 3.05%
Native Hawaiian or Islander 5 $1,935,000 $387,000 $8,449 3.05%
Chinese 1 $625,000 $625,000 $4,461 2.63%
Not applicable 1 $155,000 $155,000 $4,268 2.75%
Residential Wholesale Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Residential Wholesale Mortgage has a below average pick rate.
0.0 1 $215,000 $215,000
80-100% 746 $312,590,000 $419,021 $6,852 2.99%
Under 20% 62 $12,120,000 $195,484 $3,092 2.19%
Residential Home Mortgage Corporation Conventional home mortgage Trouble during payment process 1 100.0%


Synopsis: At university in Dublin in 1957, awkward Benny (Minnie Driver) is introduced to handsome Jack (Chris O'Donnell), the son of a doctor who is unsure about following the family business. While Benny and Jack fall in love, Benny's old friend Nan (Saffron Burrows) is less fortunate. Nan wants to raise herself from her lower-class roots with a marriage, but her chosen man impregnates and abandons her. All three must grapple with conflicts between their physical desires and religious upbringings.


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Reo Speedwagon - Keep On Loving You
Boy taken to hospital after collision on Leek Road
Wednesday, July 10th, 2019 10:11am
A boy has been taken to hospital after a road traffic collision in north Staffordshire.
The youngster believed to be in his early teens collided with a car on the A53 Leek Road in Endon at around 8.25am this morning.
Police say he was taken to the Royal Stoke University Hospital with minor injuries.
The road was shut in both directions between Basnetts Wood Road and Amber Court for around an hour before reopening at around 9.30am.
An investigation is underway, and anyone who witnessed the collision or has dashcam footage is asked to contact Staffordshire police on 101 quoting incident number 135 of 10 July
Stu Haycock playing Reo Speedwagon - Keep On Loving You