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SBL Insight
Mr. Khondoker Rashed Maqsood becomes Managing Director of Standard Bank Ltd. || Mr Md. Zahedul Hoque has been elected as Vice Chairman of Standard Bank Limited || Standard Bank inaugurates 137th Branch at Dhaka Udyan, Mohammadpur, Dhaka || Standard Bank inaugurates 136th Branch at Pallabi, Dhaka || Standard Bank Limited inaugurates 135th Branch, Kumarkhali Branch, Kushtia || Mr. Md. Tariqul Azam becomes the acting Managing Director of Standard Bank || Mr Kazi Khurram Ahmed has been elected as Director of Standard Bank Limited || Standard Bank Limited inaugurates 131st Branch at Sreemangal || Standard Bank Limited inaugurates 130th Branch at Chandpur || Standard Bank Limited inaugurates 128th Branch, Sultanpur Branch, Brahmanbaria || Standard Bank Limited inaugurates 126th Branch at Afaznagar, Fatullah, Narayanganj || Standard Bank Limited inaugurates 125th Branch, Bagichahat Branch, Chandanaish, Chittagong || Standard Bank Limited opened its 124th branch Nur Plaza, Shakpura Chowmuhuni, Boalkhali, Chittagong on 18 February 2018. || Annual Business Conference 2018 of Standard Bank Limited held || Standard Bank Limited inaugurates 122nd Branch, North South Road Branch, Dhaka || Standard Bank Limited opened its 121st branch at Shefali Market, Mach Chottor, Mohadevpur, Naogaon . || Standard Bank Limited opened its 120th branch, Bhulta Branch, at Rabet Al- Hasan Shopping Center (2nd Floor), Bhulta Bus Stand, Rupganj, Narayanganj. || Standard Bank Limited opened its 119th branch at Gawsia Plaza, Jewellery Potti, Kalibari Road, Narsingdi. || Standard Bank Limited opened its 118th branch, Jamal Khan Road Branch at Moitree Bhaban, 370/A- 378 Momin Road, Chittagong. || Standard Bank Limited opened its 117th branch at Amin Bhaban, 12 Cherag Ali Market, Dhaka Road, Tongi, Gazipur. || Standard Bank Limited Donates 75,000 pcs Blankets to the Honorable Prime Minister's Relief Fund || Standard Bank Limited inaugurates 116th Branch at Hili Land Port, Dinajpur || Standard Bank Limited inaugurates 115th Branch at Fulbari, Dinajpur || SBL Uttara Model Town Branch has been shifted to new address at Latif Emporium, House# 27, Road # 07, Sector- 03, Uttara Model Town, Mymenshingh Road, Dhaka. || SBL has 24 hours ATM Services || Standard Bank Limited Receives various Utility Bills ||
Risk Management Committee
Shariah Supervisory Committee
In-Charges of Branches
About Standard Bank
› About SBL
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Mr. Kazi Akram Uddin Ahmed
Mr. Md. Zahedul Hoque
(Vice Chairman)
Mr. Kamal Mostafa Chowdhury
Mr. Ashok Kumar Saha
Mr. Ferozur Rahman
Mr. Md. Manzurul Alam
Mr. S. A. M. Hossain
Mr. Mohammed Abdul Aziz
Mr. Gulzar Ahmed
Al-Haj Mohammed Shamsul Alam
Mr. Ferdous Ali Khan
Al-Haj Md. Yousuf Chowdhury
Mr Kazi Khurram Ahmed
Md. Abul Hossain
(Nominated Director, ICB)
Mr. Najmul Huq Chaudhury
(Independent Director)
Mr. Md. Nazmus Salehin
Mr. Khondoker Rashed Maqsood
Managing Director & CEO
Mr. KhondokerRashedMaqsood, a prominent banker with 28 years of proven experience in banking both in Bangladesh and abroad, has been appointed as Managing Director & CEO of Standard Bank Limited. A prudent banker by virtue of possessing diverse knowledge, deep insight into the financial sector, Mr. Rashed completed his MBA in Finance from IBA of University of Dhaka and started his career with AMERICAN EXPRESS BANK as a Management Trainee in 1992. Prior joining SBL, he was the Managing Director of NRBC Bank Limited and also worked as the Managing Director & City Country Officer of Citibank N. A. Bangladesh.
Throughout his illustrious banking career, Mr. Rashed has held senior management positions in different capacities in Corporate Banking Group and Financial Institutions Group Head at Citibank N. A. For his charismatic leadership and quality, he became the Director & Head of Global Transaction of the same bank in Bangladesh. Then he became Managing Director of Citibank N. A. Jakarta office, Indonesia. In 2011, MrRashed had been appointed as Managing Director & Citi Country Officer of the Citibank, Bangladesh. He was also an Advisor to the Board of Directors of MIDAS Finance Ltd., Dhaka, Bangladesh.
His imaginative sense, all round knowledge, inspiring leadership and innovative ideas led him to continuous and sustainable growth in every organizations he worked for. Mr. Rashed passed SSC from Saint Joseph High School, Dhaka in 1983 and HSC from Notre Dame College in 1985. Then he completed his B.Com from Dhaka University. During his long career, Mr. Rashed attended innumerable seminars, workshops and training programs both at home and abroad. Mr. Rashed is happily married and blessed with two daughters.
Md. Abul Hossain has joined as Managing Director of Investment Corporation of Bangladesh (ICB) on 21 August, 2019. He started his career as a System Analyst/Senior Principal Officer in ICB on 19-02-1998 and served different position in the same organization. Before his joining he acted as Managing Director at Karmasangsthan Bank (KB), During his service life, he served different Banks and Financial Institutions. He served as Managing Director (Additional Charge) and Deputy Managing Director at Bangladesh Krishi Bank (BKB). In addition to that Md. Abul Hossain served as System Manager/Deputy General Manager and General manager at Investment Corporation of Bangladesh (ICB). He completed his B.Sc (Hon's) and M.Sc degree in Statistics from Jahangirnagar University.
He has over 29 years of diversified experience in investment banking, specialized and commercial banking, Islamic banking, Asset management and ICT works. He were always instilled by the changed and research oriented, dynamic management that focused innovations, creativity and organizational increased efficiency and effectiveness, resulted in higher value addition to the organizational, stakeholders and the society as well.
During the long journey, he served 16 (sixteen) organizations with different capacities. He served as a chairman of 03 (three) organizations before of which two are the subsidiaries of ICB (ICB Asset Management Company Limited & ICB Securities Trading Company Limited) and the others is Aziz Pipes Limited. In addition to this, he served as a Director to a number of organizations like Islami Bank Bangladesh Limited, The Farmers Bank Limited (Now Padma Bank), Nitol Insurance Company Limited, AllTex Industries Limited, ICB Securities Trading Company Limited, Aramit Limited, Kay & Que (Bangladesh) Limited, Business Automation Limited, DNS Satcomm Limited and Upload Yourself Systems Limited.
He has been contributing his professional expertise as the Chairman of ICB Capital Management Ltd. Apart from that he is now serving as the Director of British American Tobacco Bangladesh Co. Ltd. (BATBC), Linde Bangladesh Limited, GlaxoSmithKline Bangladesh Ltd. (GSK), Renata Limited, Bangladesh Krishi Gobeshona Endowment Trust (BKGET), Credit Rating Information and Services Ltd. (CRISL), Standard Bank Limited, National Tea Company Limited(NTC), Apex Tannery Limited, Central Depository Bangladesh Ltd. (CDBL), United Power Generation & Distribution Company Limited(UPGDCL), Aramit Limited, Industrial Infrastructure Development & Finance Company Limited(IIDFC), Bangladesh Institute of Capital Market(BICM), Apex Footwear Limited, Aramit Thai Aluminum Limited, The Peninsula Chittagong Limited, Lafarge Surma Cement Limited, Standard Bank Securities Limited, SBL Capital Management Limited, Ratanpur Steel Re-rolling Mills Limited(RSRM), Heidelberg Cement Bangladesh Limited, Padma Bank Limited and some other Directorships.
Mr Kazi Khurram Ahmed, shareholder of Standard Bank Limited, Director of SBL Capital Management Limited & Member of Shariah Supervisory Committee of the Bank has been elected unanimously by the shareholders as Director of Standard Bank Limited in its 20 th Annual General Meeting held on 20 June 2019. Mr Ahmed is the only son of Mr Kazi Akram Uddin Ahmed, honorable Chairman of the Bank & International Director of Lions Clubs International. He is the honorary consul of Gambia in Bangladesh.
Mr Ahmed holds a B.Sc degree in Computer Engineering and Business Management from Purdue University, USA. In 2010, he was recognized as one of the 'Leading Professionals of the World' by International Biographical Centre of UK. The same year, American Biographical Institute named him "Man of the Year".
He has been involved in multifarious business activities for more than 15 years. Presently he is the Director of Eastern Engineering Works Limited, Proprietor of Ahmed & Sons and Chairman & Managing Director of EMX Limited. He was the Chairman of Standing Committee on International Affairs of FBCCI.
He is the author of Amazon.com's number one best seller book "The Dark Science of Logical Fallacies" which is now part of the syllabus at University of Dhaka and Canadian University of Bangladesh. He is a Fellow of National Defense College.
Mr. Md. Tariqul Azam
Managing Director(Acting)
Mr. Md. Tariqul Azam has become the acting Managing Director of Standard Bank Limited. He will serve as acting Managing Director & Chief Executive Officer of the bank from 01 October 2019 until further direction as per the decision taken at the 318th Board Meeting of the bank held on October 03 2019. Mr. Azam joined Standard Bank as Additional Managing Director on November 2017.
After doing his job with efficiency & prudence for two years, the Board of Directors appointed him as acting Managing Director & CEO. A prudent risk manager by virtue of possessing diverse knowledge, deep insight into the financial sector, Mr Azam did his MBA in Finance from IBA of University of Dhaka and started his banking career with Sonali Bank in 1980 & served there for 26 years.
Prior joining SBL, he was the AMD of United Commercial Bank Ltd. A dynamic & veteran banker with 39 years of illustrious banking career, Mr Azam has held senior management positions in different capacities including Head of General Banking, Credit Management, Foreign Exchange, Finance & Accounts, Legal Affairs, Internal Control & Compliance and Treasury functions and also has a creditable exposure in branch banking as Head of Branch.
A tremendous energetic and an outstanding charismatic personality with amiable disposition Mr. Kazi Akram Uddin Ahmed is the founder Chairman of Standard Bank Limited. He is a man with distinctive vision, dynamism, commitment and innovative ideas. He comes of a very prominent and highly respectable family of Bangladesh. Mr. Akram Uddin Ahmed did his M. Sc. in physics form Dhaka University in 1963 and thereafter received several local and foreign professional Diplomas and training. He did Diploma in Personnel Management from UK in 1974, Industrial Management training from Switzerland in 1980. After academic education he first started his career as a lecturer in Jagannath College, Dhaka and after a short spell of teaching profession, he switched over to Administrative career in the Industrial Sector, in Mohammodi Steel as Manager in 1964. He left his service life in 1981 while he was General Manager of Bangladesh Steel and Engineering Corporation for embarking upon as an entrepreneur in the field of Industrial Manufacturing, Banking and other business. As a Chairman of Standard Bank Limited he has brought along with him a vast wealth of experience and expertise of managing a number of Industries of his own and of Bangladesh Steel and Engineering Corporation, prominent business houses and enterprises of diversified nature.
Today he is a very successful entrepreneur and an eminent industrialist of the country. He is the Managing Director of Eastern Engineering Works Ltd., Bright Steel Wire Rope Mfg. Co. Ltd., Chittagong, Bright Trader (Overseas), Chittagong and Standard IT Services Ltd. He is one of the Former Directors of Padma Oil Co. Ltd., the largest subsidiary enterprise of Bangladesh Petroleum Corporation. He is a widely traveled man and visited many countries viz. USA, UK, French, Germany and many other Asian and African countries.
He is a valiant Freedom Fighter in our glorious War of Liberation who actively participated in the liberation war in 1971 and has made many significant contributions. During his course of journey to training camp in India, he lost his beloved son who died on the way.
He is the Former Chairman of Bangladesh Association of Banks (BAB) and during his tenure he has made immense contribution in turning this organization into a very lively and vital forum of the Chairman and Directors of Private Commercial Banks in Bangladesh.
Mr. Md. Nazmus Salehin, a top notch public sector banker of the country, who has been active in banking service for the last 37 years, has joined in Standard Bank Limited as Deputy Managing Director. Because of his extra ordinary services and distinctive contributions to the bank he was promoted to Additional Managing Director. He was the honorable Managing Director of Standard Bank Limited.
Mr. Salehin started his career with Sonali Bank in 1979 as a Probationary Officer after receiving his MSC in Physics from Dhaka University. He held various Senior and Top Management Executive Positions in many high profile branches, Zonal Offices and Head Offices of the 3 (three) major Nationalized Commercial Banks i.e. Sonali, Agrani and Janata Bank. Because of his outstanding performance and distinctive competence in banking career, he became the Deputy Managing Director of Janata Bank. Prior to this he was the General Manager of Sonali and Agrani Bank respectively. He participated in many training programs on different areas of banking in different institutions both at home and abroad. He is actively associated with many socio-cultural organizations and traveled many countries on personal and professional trips.
Mr. Salehin hailed from Khoksha Upazila of Kushtia, bears an amiable and pleasant personality and blessed with one daughter Dr. Dilshad Afroze and one son Musfeq-us-Salehin a BBA graduate from DU now serving in Bangabandhu Medical University & settled in Canada respectively.
( Director)
Mr. Ferdous Ali Khan is a reputed businessman hails from a very respectable Muslim family of Dinajpur. All of his brothers, sisters are highly educated and well placed in the society.
His father late Siddique Ali Khan was an educated businessman of Dinajpur. In order to gain expertise in Tailoring, Mr. Khan started his career as a maker in a Tailoring Factory in Dhaka in the year 1972. After five years, he worked as a Cutting Master and worked till 1980. In the year 1980, September 18th he started his own Tailoring shop at Jahan Mansion, 29 Mirpur Road, Dhaka-1205. His devotion and dedication helped him gaining far and wide reputation as an Iconic Tailoring House in the city. In September 1986, he opened his 2nd branch at the diplomatic area of Gulshan. Since then, he has been marching forward and opened branches in Chattogram port city, Hotel Isha Kha Market, VIP Road, Kakrail, Panthapath Dhanmondi & Kuril.
For his proposed factory & branch, he already purchased floor spaces for another branch at Kazi Shopping Center, Progoti Sharani (Bishwa Road), Badda, Dhaka- 1229 in June, 2006. He has already started a world class central factory & showroom. He is a sponsor Director of Standard Bank Ltd., member of Uttara Club Ltd., Army Golf Club and BCI, Dhaka. Mr. Khan is married and a proud father of two daughters and one son.
Mr. Kamal Mostafa Chowdhury, a distinguished business personality comes of a aristocrats and respectable muslim family of Kazim Chowdhury Bari at Gunagari, Banshkhali in Chittagong district. He was born on the 21st May in 1956. Revered by all his business acumen, Mr. Chowdhury, a dynamic and visionary leader of banking and other business arena. He has taken part in establishing a good number of business entities including bank. He is the Founder Vice-Chairman, former chairman of Executive Committee & Director of Standard Bank Ltd., Managing Director of Raja Securities Ltd.,Proprietor of Raja Corporation and KMC International, Director of Holy Crescent Hospital in Chittagong. He is a highly experienced professional with successful track record in international trading. When Mr. Chowdhury was studied in Chittagong University, he started his business career through import export and shipping business.
Mr. Chowdhury is well-known in various social and philanthropic activities in addition to his business arena. He is the founder of Ahamadia Sunni Madrasha and ex-member of Kokdandi Gunagari High School committee at Banshkhali Chittagong, Member of Chittagong Club Limited, Chittagong Seniors Club Limited, Chittagong Boat Club Limited, Mainamati Golf and Country Club, Comilla, Army Golf Club Dhaka and Life Member of Chittagong Press Club, Rifle Club , Chittagong Diabetic Hospital, Chattagram Maa-O- Shishu Hospital, Lion Blood Bank, Vice chairman of advisory committee for Chittagong Samity in Dhaka. President of Banshkhali Samity in Dhaka.
Mr. Chowdhury, a prominent businessman and vibrant business leader is associated with a number of trade bodies and associations devoted to business development of the country. He is the Director of Chittagong Chamber of Commerce and Industries. Director of Bangladesh Malaysia Chamber of Commerce & Industry, Member of International Business Forum of Bangladesh (IBFB) and former member of Federation of Bangladesh Chambers of Commerce & Industry (FBCCI).
Mr. Chowdhury is a widely traveled person across the globe. As a business representative, he extensively visited many countries including India, Malaysia, Saudi Arabia, United States of America(USA), United Kingdom(UK), China, Thailand, Bhutan, Japan and Taiwan. By virtue of religious devotion, he has performed his Hajj for three times.
Mr. Ashok Kumar Saha a high professional and prominent Industrialist, was born in a renowned family at Gharforhadbegh, Chittagong. He completed his post graduation in Chemistry from University of Chittagong, B.Sc. Engineering (Electrical) from Ohio University, Ohio, USA and Master of Business Administration from University of New Haven, Connecticut, USA. He become as a Director of Standard Bank Limited on 12.10.2009 in place of his father Late Nani Gopal Saha who was a Sponsor Director of the Bank and well known Industrialist of the country as well as CIP (Commercially Important Person) by the Government & was highest Tax payer of Chittagong region twice. Mr. Ashok Kumar Saha is widely known in the business circle in Chittagong who is a Chairman of A. K. Saha Steel Industries (Pvt.) Limited, Director of NG Saha Steel Industries (Pvt.) Limited & NGS Cement Industries Limited and Managing Director of NGS Industries Limited & Uttam Oil Limited. He obtained lot experience regarding Marketing Survey Reports of various companies in USA during MBA Degree and making some logical Digital projects for Electrical and Computer Engineering in Ohio, USA. He is well connected with various social and religious activities specially served as Host Leader of Bangladesh Special Olympic Team, New Heaven. Connecticut, USA and contributed for Sports of Bangladesh Olympic Association, Dhaka on 2009.
Mr. Ferozur Rahman, an eminent business personality comes of a landed gentry and reputable muslim family was born in 1946. Mr. Rahman, is a dynamic and visionary leader of banking and other business arena. He is cheerful, good-humored and exuberant character. He grew up in a pious Muslim family and established himself as a star, flamboyant hotel business man in Bangladesh. He has a wide range of experience in several businesses. He is the sponsor shareholder of Sonali Insurance Company Limited, Director of Hotel Golden Dragon Limited, Hotel Eram International Limited and Hotel Peacock Limited were established under his flagship and dynamic directorship. He is also the proprietor of Olio Enterprise and Hotel Oli Dream Heaven.
Mr. Rahman has been involved with many prominent social organizations and is a fanatical social worker. He is an angelic face to the society and forward footstep for the wellbeing of his neighbor since he has been discernible with the following institution:
» Past District Governor, District 315 B2 as well as PMJF Lion.
» Chairman of Sultanpur Union Parishad, Brahmanbaria for about 23 years.
» Founder Chairman of Ferozur Rahman Fund and Foundation.
» Vice-Chairman and Chairman of New Model Bohumukhi High School, Dhanmondi, Dhaka for 35
» Founder and Chairman of Ferozur Rahman Residential Academy School and College.
Mr. Md. Manzurul Alam is a renowned Industrialist having over 35 years of business experience. He is the Chairman of H. M. Steel & Ind. Limited.,Alhaj Mostafa Hakim Bricks Limited & Managing Director of Golden Ispat Ltd,Golden LPG ltd.,Taher & Co. Limited, Golden Brick Works Limited, Golden Steel Alloy Works Limited, Al-Haj Mostafa Hakim Housing & Real Estate Limited, Golden Oxygen Limited, Al-Haj Mostafa Hakim Cement Ind. Limited and Golden Iron Works Limited, Eagle Star Textile Mills limited, Mutual Jute Spinners Ltd.. He is also Proprietor of M/s. Monzur Alam. Besides, he is a General Member of Chittagong Chamber of Commerce & Industry. He is also associated with many social and educational institutions and is founder of Mostafa Hakim Collage and Alhaj Mostafa Hakim Welfare foundation. He was elected as Ward Commissioner and was hold the position as Mayor of Chittagong City Corporation about last 22 years.
Mr. S.A.M. Hossain is a prominent, innovative and successful businessman of this country. He holds a Bachelor Degree in commerce. He was born in a glorious and highly respectable Muslim family of Noapara, Rowzan Thana under Chittagong district. He has started his glorifying business career in the Field of Electronics since 1980 and excels in this field like a star. Now He is the Honorable Chairman and Managing Director of Victor Group. His organization Victor Group, Victor Electronics and Victor International has become one of the trusted names across the country and also abroad. He has expanded his business into many dimensions. He is the Chairman of Hotel Victory Ltd., Link Up Steel Mills Ltd., Eastern Metal Ind. (Ctg.) Ltd., and A & B pumps Ltd. He is the Director of Standard Bank Ltd., Prime Insurance Co. Ltd., Central Hospital Ltd., Eastern Paper and Board Mills (Ctg.) Ltd., Intercontinental securities Ltd., Human Resource Development Co. Ltd., and Surprise Industrial Corporation. He is the Proprietor of Victor Electronics, Victor International and Samira Electronics
He is actively associated with several distinguished educational and socio-cultural organizations. He is the life Member of Army Golf Club, Dhaka and Permanent Member of Chittagong Club Limited. He is also the Associate Member of Chittagong Chamber Of Commerce & Industry.
He is a philanthropist and does a lot of charity to variety of organizations. He is the founder of Aslam Sriti foundation at Noapara Chittagong. He is working in the field of education and holds very key post in many institutions. He is the founder member of Noapara Muslim High School and Executive member of Noapara University College. He has been working for the upliftment of the downtrodden at his village Noapara Chittagong.
With his brilliance and prudence, he has been contributing in SBL to reach its vision through providing best banking services.
A man of pleasant personality with amiable determination Ln. Mohammed Abdul Aziz is the Sponsor Director and Vice Chairman of Standard Bank Limited. He is a man with a strong vision & commitment and a selfless social Leader.
Ln. Aziz completed his SSC examination from renowned GalimpurRahmania High School in the year 1968. After that, he completed his HSC from Govt. Dhaka College in the year 1970. He was also a valiant freedom fighter who participated in the Liberation War of 1971. Without any break of study hesuccessfully obtained graduation in Commerce in the year 1972 from Dhaka College.
After completing his academic education instead of joining any service he started his own business. By dint of his untiring efforts & hard work, sincerity he established himself as a successful entrepreneur of Dhaka city. He is one of the pioneer importer of industrial raw materials and Commercial Importers of various items till date. Apart from that in the year 1994 he joined Midland Credit Cooperative Society as Managing Director & Chairman. By his effort & leadership skills, he made it into a top leading cooperative society in Bangladesh. Furthermore he focused into different business ventures including hotel industry, garments sector and so forth. He was the former Vice Chairman of Moonlux Knit composite garments Ltd. He is also a founder member and Board of Trustee of renowned educational Institution Fareast International University.
Ln Aziz joined Lionism in the year 1985 as a member of lions club of Dhaka Progressive. Since then his service towards the distressed humanity made him reach the different positions of Lions Clubs International District 315 B2, Bangladesh. He was elected unopposed District Governor for the year 2005-06. He made his call "Light the Blind" as a District Governor. He is also the founder Vice Chairman of three Eye Hospital in the name of Lions Club of Dhaka progressive Eye Hospital.
Besides, being an active humanitarian & social worker, Ln Aziz devoted himself into many other social & welfare works.
He widely traveled Maximum Countries of the world. As a Lion & a Business Leader, Lion Aziz received numbers of awards & recognition in his field.
Mr. Al-Haj Mohammed Shamsul Alam was born in 1953 at Noapara, Raozan, Chittagong and he is in business since 1972. His father and grandfather Late Hajji Abul Bashar Sowdagar and Late Abdur Rouf Sufi respectively were also the renowned businessmen at their own territory. Mr. Mohammed Shamsul Alam in his first business life belonged to his family business "Trading of Cloths" at Kurbanigong, Chittagong.
Few years later (From 1976) he started his own business of House Hold Electrical Appliances like Refrigerators, Freezers, Television and others. He is now the Managing Partner of M/s. Radiovision and Radiovision is one of the leading importers, retailers and whole seller of the House Hold Electrical Appliances like Refrigerators, Freezers, Washing Machine, Air Conditioners, Colour Television, DVD, VCD etc.
He is also one of the Director of Standard Bank Limited. Except this he is also the Managing Director of PAM Complex (PVT) Limited which is the manufacturer of Garments poly bag and others accessories, Director of CIDER Education Services Limited, Chittagong, Partner of AB Electronics, "G". Telecom, "G" Distribution, "GNET" Digital Communications Center, Chittagong etc.
Mr. Mohammed Shamsul Alam is also a devoted social workers and involved with the following institutions:
A) Founder President of "Amena Bashar Boyoshaka Punarbashan Kendra" Noapara Raozan, Chittagong. "Amena Bashar Boyoshaka Punarbashan Kendra" is a self finance project exclusively.
B) Donor Member of Noapara Muslim High School, Noapara, Raozan, Chittagong.
C) Member of the Lions Club of Chittagong.
D) Associate Member of the Chittagong Chamber of Commerce & Industry.
Mr. GULZAR AHMED is a renowned business personality in Bangladesh. He is the Proprietor of APAN Jewellers, Gulshan Avenue, Dhaka. Apan Jewellers has been in business since 1982 and it has 7 branches in Dhaka city. Mr. Gulzar Ahmed has got practical experience of over 35 years in different business sectors. He is the Director and Ex Vice chairman of Standard Bank. He is now the Chairman of Executive Committee of our bank.
Mr. Md. Zahedul Hoque, a highly professional, prominent and well established Businessman was born in a renowned family. He completed his Bachelors of business administration majoring Industrial Management in December, 1992 from Northeast Lousiana University, Monroe, Lousiana, USA. His father Al-Haj Md. Nurul Hoque Sowdagar, a prominent and well established businessman in home & abroad, was one of the Sponsor Directors of Standard Bank Limited and is the founder of Hazi Mohammed Nurul Hoque Degree College, Shakpura, Boalkhali, Chittagong and Amenia Forkania and Nuria Madrash, west Shakpura, Boalkhali, Chittagong.
Mr. Zahedul Hoque is the proprietor of M/S Zahed Brothers (import of food grains, spices, betel nut, sugar & vegetable oil) and M/S NLZ Fashion (computerize embroidery unit). He is also the Managing Director of M/S NLZ Fashion Limited (100% export oriented readymade garments in Chittagong Export Processing Zone) and Director of M/S Noor Oil & Food Products Ltd.,The Director of Hossain Oil Mills & Dada Salt factory and the Director of M/S Arafat Limited (Iodized Salt Industries).
Mr. Md. Zahedul Hoque is associated with many renowned social organizations and also devoted social workers as well as involved with the following institutions:
»He is the Director of Standard Bank Limited & Holding the position of Chairman of Executive Committee of the Standard Bank Limited.
»He is the Director of The Chittagong Chamber of Commerce and Industries (CCCI).
» He is a Patronize member of the Governing body of Hazi Mohammed Nurul Hoque Degree College, Shakpura, Boalkhali, Chittagong.
» He is the Life Member of Army Golf club, Dhaka.
» He is the Permanent Member of Chittagong boat club.
» He is the Permanent member of Chittagong club ltd.
» He is the Permanent member of The Chittagong Collegiate School '85
» He is the Life member of Maa o shishu hospital, Agrabad, Chittagong.
» He is a member of (Bangladesh Garments Manufacturing & Export Association) BGMEA.
Al-Haj Md. Yousuf Chowdhury, a renowned and well established business man and he is Chairman of Chittagong Board & Paper Mills Limited & Hotel Royal Palace Limited and Director of Central Insurance Co. Ltd. He is also owner of Lucky Traders and Royal Tower. He is associated with many renowned social organizations and is a dedicated social worker.
Mr. Kazi Sanaul Hoq
Mr. Kazi Sanaul Hoq has been Managing Director of Investment Corporation of Bangladesh since August 10, 2017. Mr. Hoq served as Managing Director of Agrani Bank Limited from August 15, 2016 to August 29, 2016. Mr. Hoq served as General Manager of Bangladesh Development Bank Limited (BDBL) since August 29, 2013. He served as Deputy Managing Director of Agrani Bank Limited until August 15, 2016. He started his professional career as a Class-I Officer in Investment Corporation of Bangladesh (ICB) on October 25, 1984 and served in different positions in the same organization. During his long colorful career he worked in different divisions in ICB and demonstrated outstanding performance in the respective area of operations. He served as Secretary to the Board of ICB from March 23, 2005 to June 30, 2008. He also served as the Chief Executive Officer of ICB Securities trading company Ltd. from July 1,2008 to March 20, 2011. He served in Rajshahi Krishi Unnayan Bank from March 21, 2011 to April 27, 2011.
He served as Managing Director of Rajshahi Krishi Unnayan Bank (RAKUB) and also served as its General Manager. Mr. Hoq also served as the Chairman of ICB Capital Management Ltd. He has been Nominated Director of The ACME Laboratories Ltd. since October 13, 2017. He has been a Director of Renata Limited since September 18, 2017. He has been also a Director of Linde Bangladesh Limited since November 8, 2017. He has been a Director of the Peninsula Chattogram Limited since September 19, 2017. He has been a Director of Investment Corporation of Bangladesh since August 10, 2017 and Nominee Director of Standard Bank Ltd. since September 28, 2017. He serves as Director at Central Depository Bangladesh Limited. He serves as a Director of British American Tobacco Bangladesh Co. Ltd. (BATBC), GlaxoSmithKline Bangladesh Ltd. (GSK), Bangladesh Krishi Gobeshona Endowment Trust (BKGET), Credit Rating Agency of Bangladesh Ltd. (CRAB), Credit Rating Information and Services Ltd. (CRISL), National Tea Company Limited, Apex Tannery Limited, Central Depository Bangladesh Ltd. (CDBL) and some other.
He served as a Director of The Dacca Dyeing & Manufacturing Company Limited since August 29, 2013. He served as Director of Agrani Bank Limited from August 15, 2016 to August 29, 2016. He served as a Director of Bangladesh Welding Electrodes Ltd. since April 9, 2013. He served as a Director of Investment Corporation of Bangladesh from July 21, 2016 to September 5, 2016. Mr. Hoq holds a B.Com (Hons) and M. Com in Accounting from Dhaka University.
Mr. S. S. Nizamuddin Ahmed
Mr. Sahazada Syed Nizamuddin Ahmed a prominent, distinguished and one of the senior most banking personality of the country has been unanimously appointed as Independent Director of Standard Bank Ltd. by the Board in its 127th meeting. A post Graduate in Commerce, Mr. Nizamuddin Ahmed is one of the dynamic, highly professional, market oriented - development banker of the country, having a successful banking career of more than 4(four) decades to his credit, in both public and private sector banking with the credentials of holding the offices of General Manager of Janata Bank, Sonali Bank and Bangladesh Krishi Bank, Deputy Managing Director of Janata Bank and CEO & Managing Director of Rupali Bank, Ansar-VDP-Unnayan Bank and Standard Bank Ltd. He also served as Advisor of The Premier Bank Ltd. and Advisor and Chief Banking Consultant of Standard Bank Ltd. During his tenure as General Manager of Sonali Bank and Managing Director of Rupali Bank, he took all the initiative and proactive role in pushing ahead the "Financial Sector Reforms Program (FSRP)" in both the banks which was introduced by Bangladesh Bank at that period of time under "World Bank's banking reforms program". During his tenure as Managing Director of Rupali Bank he was instrumental in establishing a "Full Fledged "IBM Mid-Range Computer Bureau" in the Head Office of Rupali Bank in 1994 within shortest possible time as a part of implementation program of FSRP. All through his banking career, Mr. Nizamuddin Ahmed has always maintained a reasonably high standard of professional ethics, transparency, honesty, integrity, dignity and a prestigious image. He participated in several high level executive training program, Important Seminars, Symposium and workshops organized by Internationally famous and reputed organizations on banking and finance such as World Bank, IFC, ILO, BIBM & BMDC etc. He has visited UK, France, Japan, Thailand and other Asian Countries on professional assignments and on personal visits. He was a member of the Executive Committee of "Bangladesh Institute of Bank Management" and "Institute of Bankers, Bangladesh". Mr. Nizamuddin Ahmed is a socialite, a distinguished social worker and was District Governor of Lions Clubs International, District 315 A-1, Bangladesh during 2002-2003. Mr. Syed Nizamuddin Ahmed bears the spiritual legacy of the famous Holy Sufi Saint Hazrat Gause-Pak Maizbhandari Kutube-Rabbany, Saha Sufi Al-Syed Moulana Golam-ur Rahman Al-Hasani, Wal Hussaini, Al-Quaderi (Q.S.) Alias - "Hazrat Baba Bhandhari" of whom he is one of the Direct Grandsons.
Mr. Nizamuddin Ahmed is now an Independent Director of the Bank who joined this bank as Managing Director in 2000 and greatly contributed towards the overall growth and development of the bank. He rendered efficient and valuable services in running the bank efficiently and successfully during his 2 years length of tenure during the very formation period of the bank.
He is a veteran professional career banker having 43 years of active services in banking in both public and private sector. He started his banking career in the erstwhile United Bank Ltd. in 1964 as a Probationary Officer and reached to this position with his talents, commitment, dedication and dynamism.
He is a Master of Commerce in Management and attended many important training programs, Seminars, Symposiums and Workshops at home and abroad.
He is widely known and respected in the banking arena and the society at large for his outstanding, distinguished and amiable personality, honesty, transparency and as a man of strong moral character and high ethical standard.
Ln. Najmul Huq Chaudhury MJF, son of Late Alhaj Aminul Huq Chaudhury comes of a very respectable Muslim Zaminder family of Chittagong, Nazir's Family, North-Kattali, Born on 19th January 1943. He obtained his graduation in Commerce (B.com) from St. Xaviers College of Calcutta. He undertook a number of training courses on Business Administration and Industrial Management. Attended number of seminars & symposia on Business Administration and Industrial Management in the Country and Abroad.
Ln. Chaudhury played a vital role during the Liberation Movement of Bangladesh in 1971 and after Liberation of Bangladesh, joined as Managing Director of 2 (two) joint venture Companies viz. Van Ommeren Tank Terminal Bangladesh Ltd. (VOTT-B) & International Oil Mills Ltd. (IOM), North Patenga, Chittagong as a nominee of Foreign Shareholders (USA & Dutch).
At present he is serving as Honorary Chairman, Chittagong Lions Foundation & Lions haritable Eye Hospital since 2009, Resident Director & Advisor, SKM Jute Mills Limited, Sitakunda, Chittagong, since 2004, General Secretary, Anjuman Mufidul Islam, Chittagong, since 2013, Governing Body Member of Latifa Siddiqi Degree College, Chittagong, since 2014, Latifa Siddiqi Girls High School, Chittagong, since 2014, Imdad Sitara Khan Lions Kidney Center, CLF Complex, Chittagong, since 2014 & Lions service complex, Chittagong, since 1990, Vice - Chairman & Member of Trustee Board, Lions Anowara Taher Physiotherapy Clinic, CLF Complex, Chittagong, since 2009, EC Member, Chittagong Rifle Club, since 2008, Permanent Member of Chittagong Club Ltd. since 1993 and Donor Member of Kattali Nurul Huq Chy High School Chittagong, since 1985.
He also served in the Industrial/Business, Social-Welfare Organizations as Ex-Administrator, Bangladesh Tank Terminal Limited, Patenga, Chittagong, (1975 & 1976), Ex-Vice Chairman, Bangladesh Vegetable Oil Refiners' Association, Dhaka, (1984 to 2000), Founder EC Member of American Chamber of Commerce in Bangladesh, Dhaka, (1986-1990) & Dutch-Bangla Chamber of Commerce & Industry, Dhaka, (1990-1994), Ex-EC Member of Foreign Investors Chamber of Commerce & Industry, Dhaka, (1978-2000), Chittagong Chamber of Commerce & Industries, Chittagong, (1975-1980), Bangladesh Chamber of Industries, Dhaka, (1980-1986), Bangladesh Employers' Federation, Dhaka, (1976-1980), Chattagram Maa-Shishu- O-General Hospital, Chittagong, (1989), Chittagong Diabetic Association, Chittagong, (1986-1990), Bangladesh Lions Foundation, Dhaka, (1990-2000) & Muslim Education Society, Chittagong, (1985-2008), Ex-Member, International Chamber of Commerce- Bangladesh, Dhaka, (1998), Ex-General Member, FBCCI, Dhaka and Ex-Vice Chairman, Past Lions District Governors Forum 2010-12 & 2014-15.
He is Life Member of different Social-Welfare Organizations in Chittagong Lions Foundation (1985), Bangladesh Lions Foundation, Dhaka, (1986), Chattagram Maa-O- Shishu Hospital, (1989), Bangladesh Diabetic Association, Chittagong, (1985), Chittagong Rifle Club, (2009), Muslim Education Society, Chittagong, (1990), Red Crescent Society, Chittagong, (1990), Bangladesh Family Planning Association, Chittagong, (2002), Cancer Foundation, Chittagong, (2013), Lions Blood Bank, Chittagong, (1992), Chittagong Association, Dhaka, (1999), Central Eid Jamat Committee, Chittagong, (1980), Donor member, Kattali Nurul Huq Chaudhury High School, Chittagong, (1985) and Family Planning Association of Bangladesh, (2002).
While he was in Kolkata (Calcutta) & college student, he served in the organizations as Secretary, Oriental Girls High School, Calcutta, Assistant General Secretary (Administration), Calcutta Muslim Institute, Cultural Secretary, Poet Kazi Nazrul Islam Institute and Cultural Society, Calcutta, Social & Cultural Secretary, Dilkusha Institute (now Humayun Kabir Institute), Calcutta, EC Member, Calcutta Mohammadan Sporting Club and Anjuman Mufidul Islam, Calcutta.
Mr. Mamun-Ur-Rashid
(Ex-Officio Director)
Mr. Mamun-Ur-Rashid, an inspired banker with more than three decades of satisfying experience in banking has joined Standard Bank Limited on 15th April, 2013 as Deputy Managing Director.
Mr. Mamun started his career with National Bank as a probationary officer in the year 1984. In the process of career progression, he capitalizes the opportunities to be associated with few other banks like NCCBL, Prime Bank, UCBL and Premier Bank. Prior to joining SBL, he was the Deputy Managing Director of Premier Bank Limited and United Commercial Bank Limited.
Throughout his banking career Mr. Mamun has held different senior management positions in the field of Credit Risk Management, Corporate Banking, Information Technology, Internal Control & Compliance, International Trade & Finance, Recovery & Law, General Services and including creditable exposure in branch banking as Head of Branch. His imaginative sense and inspired leadership combined with understanding knowledge and practical experience led to continuous and sustainable growth in every organization he worked for.
Mr. Mamun attended numerous seminars, workshops and training programs at home and abroad. He extensively visited many countries including United Kingdom (UK), Italy, Singapore, Malaysia, Thailand, China, UAE, Saudi Arabia, Egypt, and Qatar.
Mr. Mamun was a Lecturer of Political Science in Sitakund Degree College, Chittagong prior to joining the Banking Industry. He is happily married with Mrs. Jesmin Chowdhury and they are caring and loving parents of a son and a daughter.
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text:
REITs Reshaping Communities
Ed Fritsch
The day-to-day realities of managing a modern business—things like finance, branding and technological disruption—sometimes take attention away from the fundamental purposes that companies serve for their customers. Automakers construct the cars that take people where they want to go. Pharmaceutical companies manufacture the drugs that help keep us healthy.
At their core, REITs provide the spaces for their tenants to thrive. Tour a REIT-owned apartment complex, resort hotel or office building, and you'll see tangible proof of that objective in action.
On an even broader scale, REITs can play a role in helping entire communities flourish.
This issue of REIT magazine features the debut of "REITs: Reshaping Communities for the Better." The new series will include complementary magazine articles and web videos on REIT.com that detail how REITs' development and redevelopment projects contribute to the economic and social growth of neighborhoods and locales around the country.
The first project in the spotlight is The Yards, a mixed-use development owned by Forest City Realty Trust (NYSE: FCE.A). The emergence of The Yards from what were essentially 48 acres of abandoned Navy industrial facilities on the waterfront of the Anacostia River has had a hand in helping to revitalize southeastern Washington, D.C.
For projects of this scale, a seamless transition from enervated to invigorated takes the kind of ingenuity, planning and foresight that have come to define publicly traded REITs. In addition to best-in-class management teams and top-notch development platforms, REITs have ready access to the capital markets to fund ambitious, community-enhancing projects.
In fact, The Yards is just one of many examples of transformative development being done by REITs. From rehabbing dilapidated factories to building state-of-the-art data centers, REITs are partnering with communities to give them new life. NAREIT looks forward to sharing more of these stories in the future.
NAREIT Chair
President & CEO,
Highwoods Properties, Inc.
Get REIT Magazine

redpajama_set_name: RedPajamaCommonCrawl


Cadwalader attorneys analyzed proposed regulations, issued on October 19, 2018 by the IRS and U.S. Treasury Department ("Treasury"), relating to the new Opportunity Zone program. The Opportunity Zone program is intended to encourage investments in economically distressed qualified opportunity zones ("QOZs"). The proposed regulations would allow taxpayers to defer and, in some cases, reduce or eliminate tax on capital gains if they reinvest their gains within 180 days in qualified opportunity funds that, in turn, generally are required to invest at least 90 percent of their assets in (i) certain business property located in a QOZ and/or (ii) equity in certain entities that hold such business property.
As described more fully in the Cadwalader memorandum, although the proposed regulations offer helpful guidance on several issues relating to the Opportunity Zone program, a number of questions remain unanswered. The preamble to the proposed regulations indicates that the IRS and the Treasury intend to issue additional guidance, including additional proposed regulations, in the near future.


Beautiful. I can hear the quiet.
Happy Hanukkah to you and Mr. BFR.
Beautiful and fills my heart with peace. Happy Hanukkah to you and your family.
Very nice. A simple, quiet moment we could all use.
Simple and awesome image! Happy Hanukkah.


text:
Time-Share & Resort Communities
Legal/Legislative Updates
State Condominium Acts
Condominium Resolution Library
TEN THINGS MASSACHUSETTS EMPLOYERS SHOULD KNOW ABOUT THE NEWLY-ENACTED PARENTAL LEAVE ACT
Home » TEN THINGS MASSACHUSETTS EMPLOYERS SHOULD KNOW ABOUT THE NEWLY-ENACTED PARENTAL LEAVE ACT
Published on: February 11, 2015
On his last day in office, former Massachusetts governor Deval Patrick signed into law Senate Bill 865. This set in motion a process by which the Massachusetts Parental Leave Act ("MPLA") will replace the Massachusetts Maternity Leave Act ("MMLA") effective on April 7, 2015. Most significantly, the new MPLA will expand the categories of workers entitled to parental leave. It also will modify certain notification provisions to the benefit of employees and include one new protection for employers, while generally leaving most of the employee rights and employer obligations unchanged from the MMLA. Massachusetts employers who are going to be covered by the new parental leave law in April probably should start preparing for it now. The following analysis provides ten key points of which employers should be aware. 1. The new parental leave rights will apply only when (a) the employer has six or more employees in Massachusetts or (b) the employee is a "domestic worker" within the meaning of the newly-enacted Massachusetts Domestic Workers Bill of Rights. The MPLA will follow the precedent set by the MMLA and take its definition of "employer" from the Fair Employment Practices Act ("FEPA"), M.G.L. c. 151B, § 1(5). The FEPA definition of "employer" historically has been limited to employers with six or more employees. However, FEPA recently was amended so that its definition of "employer" now includes any employer of a "domestic worker" within the meaning of the newly-enacted (but not yet fully effective) Domestic Worker Bill of Rights ("DWBR") Act. In other words, an employer with five or fewer employees will have parental leave obligations under the MPLA only if one or more of the employees is a "domestic worker." 2. The new parental leave rights and responsibilities will be gender-neutral. The MMLA purports to limit its parental leave to "female employees." The MPLA will not mention gender. Instead, the MPLA will convey its parental leave rights simply to "employees." 3. Only certain employees will qualify for parental leave under the MPLA. As currently is the case under the MMLA, the only employees who will be eligible for parental leave under the MPLA will be those who have "completed the initial probationary period set by the terms of employment, not to exceed 3 months, or, if there is no such probationary period, [have] been employed by the same employer for at least 3 consecutive months as a full-time employee." 4. With one key, employer-friendly qualification, the eight-week entitlement to unpaid parental leave will not change under the MPLA. As currently is the case under the MMLA, the basic leave entitlement under the MPLA will be for eight weeks of unpaid leave. An eligible employee will be able to use such leave "for . . . giving birth or for the placement of a child under the age of 18, or under the age of 23 if the child is mentally or physically disabled, for adoption with the employee adopting or intending to adopt or for the placement of a child with an employee pursuant to a court order." But under the MPLA, there will not be a separate eight-week entitlement for each parent when they give birth to, adopt, or place a child, if both of them work for the same employer. The MPLA, unlike the MMLA, explicitly will provide that "any 2 employees of the same employer shall only be entitled to 8 weeks of parental leave in aggregate for the birth or adoption of the same child." 5. There will be no substantial change in the employee's obligation to provide "notice of leave and intention to return." Under the MPLA, an employee desiring parental leave still will be required in general to give at least two weeks' notice to the employer of the anticipated date of departure and intention to return to work. The MPLA also will provide a loophole, however. An employee will be allowed to provide less than two weeks of notice as long as he or she provides notice "as soon as practicable [and] the delay is for reasons beyond the individual's control." 6. There will be no essential change in the employer's "job restoration" responsibility. As is the case under the MMLA, the MPLA will require generally that, after the leave, the employee be restored to the "previous, or a similar, position with the same status, pay, length of service credit and seniority, wherever applicable, as of the date of the leave." And like the MMLA, the MPLA also will acknowledge as follows exceptional circumstances in which the employee will not have a right to return to work: The employer shall not be required to restore an employee on parental leave to the previous or a similar position if other employees of equal length of service credit and status in the same or similar position have been laid off due to economic conditions or other changes in operating conditions affecting employment during the parental leave; provided, however, that the employee on parental leave shall retain any preferential consideration for another position to which the employee may be entitled as of the date of the leave. 7. There will be no essential change in the employer's obligations as they relate to employee benefits during parental leave. In fashion similar to the MMLA, the MPLA will provide as follows: The parental leave shall not affect the employee's right to receive vacation time, sick leave, bonuses, advancement, seniority, length of service credit, benefits, plans or programs for which the employee was eligible at the date of the leave, and any other advantages or rights of employment incidental to the employment position; provided, however, that the parental leave shall not be included, when applicable, in the computation of the benefits, rights and advantages; and provided, further, that the employer need not provide for the cost of any benefits, plans, or programs during the parental leave unless such employer so provides for all employees who are on leave of absence. 8. An employer will need to address (and document) in advance any special conditions under which more than eight weeks of parental leave will be allowed. The MPLA will add the following rule concerning whether the employee will continue to have MPLA rights when more than eight weeks of parental leave is allowed: If the employer agrees to provide parental leave for longer than 8 weeks, the employer shall not deny the employee the rights under this section unless the employer clearly informs the employee in writing prior to the commencement of the parental leave, and prior to any subsequent extension of that leave, that taking longer than 8 weeks of leave will result in the denial of reinstatement or loss of other rights and benefits. 9. An employer's failure to provide parental leave rights under the MPLA will be an unlawful employment practice within the meaning of the FEPA. Section 2 of the enactment that created the MPLA will amend the FEPA definition of "unlawful practice" so that, effective April 7, 2015, it will cover failing to provide parental leave rights. As a result, the Massachusetts Commission Against Discrimination will have jurisdiction whenever an employer refuses to restore an employee to employment after parental leave or otherwise fails to comply with MPLA obligations. 10. An expanded "posting" requirement in the MPLA expressly mentions posting related policies. Under the MMLA, an employer is required merely to post "a notice of this provision . . . in every establishment in which females are employed." The MMLA says nothing about posting a policy. The MPLA, however, provides that "every employer shall post and keep posted in a conspicuous place or places upon its premises a notice describing [the MPLA] and the employer's policies related to [the MPLA]."
Contact Matt Gaines at mgaines@meeb.com or Ed Allcock at eallcock@meeb.com for more information.
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Edmund Allcock and Haley Byron
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IMPORTANT REMINDER TO COMPLY WITH UPCOMING DEADLINES UNDER THE MASSACHUSETTS PAID FAMILY MEDICAL LEAVE ACT
UNITED STATES SUPREME COURT ISSUES LANDMARK TAKINGS CASE
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text:
Israeli milk alternatives startup Imagindairy raises $15m
Israeli startup Imagindairy, which is building animal-absolutely free milk proteins utilizing fermentation know-how, has declared that it has lifted $15 million in an extended seed round, bringing the whole quantity lifted in the round to $28 million just after the business elevated $13 million previous November. Imagindairy commenced in the laboratory of Prof. Tamir Tuller and Dr. Eyal Afergan at Tel Aviv College, with the intention of cultivating microorganisms and applying them to create a new milk similar in flavor, coloration, and consistency to cow's milk, without environmental harm or damaging health and fitness values. The final intention is that the firm's products will be made use of in the dairy sector as an alternate to animal proteins.
The existing spherical was led by Goal World wide, with participation by the company's existing traders Strauss Team, Emerald Technologies Ventures, Environmentally friendly Circle Foodtech Ventures, Collaborative Fund, New Local climate Ventures, and FoodSparks by PeakBridge. The enterprise states that the money raised "will be employed to accelerate the company's R&D endeavours to launch a array of true dairy solutions with no employing animals. It also will help draw in further expertise to its growing workforce." It adds that it is performing intensively with food items suppliers on the enhancement of new merchandise.
The corporation is at this time at the phase of ramping up its output capacity, and it programs to launch a initially product in 2023. Afergan states that the existing expenditure will aid the business strive in the direction of output on a professional scale and "totally alter the existing guidelines of the match, in which the international dairy business, which turns about hundreds of billions of pounds a year, is accountable for enormous environmental damage to earth earth. Our answer opens up a new globe of opportunities based on really purposeful, significant quality protein."
The milk alternate options marketplace has been growing steadily in the latest a long time, and turns over NIS 426 million a yr in Israel, accounting for 16% of the milk industry. The milk possibilities marketplace is led by Tnuva, with a 57% sector share.
Strauss Group's expense in Imagindairy is component of its hard work to turn out to be stronger in the milk alternatives location. Past 12 months, it announced that it would establish a manufacturing unit at Ahihud in the Western Galilee to deliver milk options of European big Alpro, whose products Strauss sells in Israel.
Imagindairy is concentrating on uncooked products for the non-animal based cheese field, which so considerably has not produced as substantially as milk options. A equivalent Israeli startup in this field is Remilk, which just lately elevated $120 million and plans to open up a manufacturing unit in Denmark to deliver milk proteins. There is also a US startup referred to as Great Day, the only 1 in the entire world that has so considerably succeeded in penetrating the marketplaces with milk protein choices produced by fermentation. Israel is regarded as a world leader in fermentation. In accordance to research institute GFI, startups in this field in Israel elevated far more cash in 2022 than in any other state aside from the US.
Published by Globes, Israel company information – en.globes.co.il – on Could 19, 2022.
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text:
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redpajama_set_name: RedPajamaGithub


text:
Swearing-in Ceremony and Inaugural Address, 20 January 1961
White House Audio Collection
Sound recording of President John F. Kennedy's swearing-in ceremony administered by Chief Justice Earl Warren and his inaugural address at the United States Capitol in Washington, D.C. In his speech President Kennedy urges American citizens to participate in public service and "ask not what your country do for you- ask what you can do for your country."
Conversation Between the President and Eleanor Roosevelt, Discussing the Peace Corps, 1 March 1961
Sound recording of President John F. Kennedy's conversation with former First Lady and Delegate to the United Nations General Assembly Eleanor Roosevelt concerning the creation of the Peace Corps. In his remarks President Kennedy discusses the origins of the program, the importance of public service for young Americans, and the ways in which Peace Corps volunteers will positively impact countries abroad and the United States. The volume of the recording is inconsistent.
Remarks on the Peace Corps, 9 March 1961
Sound recording of President John F. Kennedy's remarks on the Peace Corps recorded in the Red Room of the White House. In his speech President Kennedy discusses the mission of the Peace Corps and the importance of public service among America's youth.
Remarks at a Dinner of the Big Brothers of America, 7 June 1961
Sound recording of President John F. Kennedy's remarks at a dinner for Big Brothers of America (later known as Big Brothers Big Sisters of America) held at the Mayflower Hotel in Washington, D.C. In his speech President Kennedy commends the organization on their efforts and describes the responsibilities of an individual living in a free society.
Plea for Freedom Bonds, 18 April 1962
Sound recording of President John F. Kennedy's message urging citizens to purchase United States Treasury Department savings bonds referred to as "Freedom Bonds" in order to improve their families' and the country's well-being.
Remarks in New Orleans at a Civic Reception, 4 May 1962
Sound recording of President John F. Kennedy's remarks at a civic reception in New Orleans, Louisiana during which the President was named an honorary citizen of the state.
Remarks and Q & A Period at a Meeting with the Headquarters Staff of the Peace Corps, 14 June 1962
Sound recording of President John F. Kennedy's remarks to members of the Peace Corps staff in the United States Chamber of Commerce Auditorium in Washington, D.C. In his speech President Kennedy congratulates the staff of the successful development of the Peace Corps from its conceptual stage, and characterizes federal employment as the epitome of public service. A question and answer session follows the President's speech, during which he addresses space exploration, the state of the American economy, the prospect of a domestic version of the Peace Corps, diversity amongst Peace Corps volunteers, and the relationship between the Peace Corps and American foreign policy. The recording also contains remarks from Peace Corps Director Sargent Shriver.
Welcoming Remarks to Participants in the Summer Intern Program for College Students, 20 June 1962
Sound recording of President John F. Kennedy's remarks to White House Seminar students at Constitution Hall in Washington, D.C. In his speech President Kennedy welcomes the students to the sphere of public service, addresses several myths regarding government service, and describes the upcoming summer as an educational experience to learn about the intricacies of government.
Farewell Remarks to Participants in the Summer Intern Program for College Students, 28 August 1962
Sound recording of President John F. Kennedy's farewell remarks to participants in the White House Seminar Summer Intern Program on the South Lawn of the White House. In his speech President Kennedy encourages the students to consider careers in the government, and discusses how the American Constitution requires the agency of its citizens to implement its greatness.
Remarks to Members of the Executive Committee of the American Heritage Foundation, 28 August 1962
Sound recording of President John F. Kennedy's remarks in the White House Fish Room to members of the Executive Committee of the American Heritage Foundation. In his speech President Kennedy discusses the importance of participating in political activities, and congratulates the American Heritage Foundation for its non-partisan emphasis on political engagement.
Remarks Recorded for a CBS Television Series on Economics, 31 August 1962
Sound recording of President John F. Kennedy's remarks recorded in the White House Fish Room for a Columbia Broadcasting System (CBS) television series on economics. In his speech President Kennedy discusses some of the administration's current economic challenges, and explains how a citizenry informed on economic issues can improve the country's wellbeing.
Filmed Remarks Urging the Public to Vote, 31 October 1962
Sound recording of President John F. Kennedy's filmed remarks urging the public to vote on Election Day.
Filmed Remarks Urging the Public to Vote, 1 November 1962
Remarks at the High School Football Stadium, Los Alamos, New Mexico, 7 December 1962
Sound recording of President John F. Kennedy's remarks at Los Alamos High School in Los Alamos, New Mexico. In his speech President Kennedy thanks the town's citizens for their direct contributions towards the country's domestic and international efforts.
Remarks to Participants in the Senate Youth Program, 1 February 1963
Sound recording of President John F. Kennedy's remarks to participants in the Senate Youth Program. In his speech the President welcomes the participants to the White House and discusses the responsibility of all citizens to their country through public service.
Remarks in Nashville, Tennessee, at the 90th Anniversary Convocation of Vanderbilt University, 18 May 1963
Sound recording of President John F. Kennedy's address at a convocation held in Nashville, Tennessee celebrating the 90th anniversary of Vanderbilt University and the 30th anniversary of the Tennessee Valley Authority. In his speech the President discusses the educated citizen's obligations to serve the public, uphold the law, and defend the pursuit of learning.
Remarks at Redstone Arsenal, Huntsville, Alabama, 18 May 1963
Sound recording of President John F. Kennedy's remarks at Redstone Arsenal in Huntsville, Alabama. In his speech the President discusses his administration's plans for space exploration and explains that shared national objectives have the power to unite people with diverse backgrounds and experiences.
Remarks in New York City at the Dedication of the East Coast Memorial to the Missing at Sea, 23 May 1963
Sound recording of President John F. Kennedy's remarks at the dedication of the East Coast Memorial to the missing at sea held at Battery Park in New York City.
Remarks to Student Participants in the White House Seminar in Government, 27 August 1963
Sound recording of President John F. Kennedy's remarks on the South Lawn of the White House to participants in the White House Seminar in Government. In his speech the President compares the complex problems facing the United States in the 1960s to those of past eras, and suggests that the solutions to these crises can only be revealed through the mass participation of the American citizenry in democratic practices. The recording does not contain an introduction.
Remarks to Delegates to a Conference on Voter Registration, Sponsored by the AFL-CIO's Committee on Political Education, 18 September 1963
Sound recording of President John F. Kennedy's remarks in the White House Rose Garden to delegates to a conference on voter registration sponsored by the American Federation of Labor, Congress of Industrial Organization (AFL-CIO) Committee on Political Education (COPE). In his speech the President discusses his administration's efforts to keep the country strong, noting that progress on the national level requires the support and contributions of individual citizens.
Address at the University of North Dakota, 25 September 1963
Sound recording of President John F. Kennedy's address at the University of North Dakota Resources Week Convocation and upon receiving an honorary degree. In his speech the President discusses the value of focusing on long-term conservation and resource development solutions, and explains that all educated citizens share the responsibility to collaborate in these projects.
Remarks to be Re-run at the Hadassah Convention on 27 October 1963, Filmed in the Cabinet Room, 18 October 1963
Sound recording of President John F. Kennedy's remarks recorded in the White House Cabinet Room to be played at a meeting of Hadassah, the Women's Zionist Organization of America, held in Washington, D.C. In his speech President Kennedy requests that more Americans participate in voluntary public service, discusses Hadassah's numerous programs, and explains how the organization's efforts in both America and Israel contribute to the advancement of civil rights and the protection of civil liberties.
Remarks at Amherst College Upon Receiving an Honorary Degree, 26 October 1963
Sound recording of President John F. Kennedy's address during a ceremony at Amherst College in Amherst, Massachusetts. In his speech President Kennedy explains the importance of public service from educated citizens, and describes the role of an artist in society, noting Frost's contributions to American arts, culture, and ideology. The President discusses the nature of strength and power, famously stating, "When power leads men towards arrogance, poetry reminds him of his limitations. When power narrows the areas of man's concern, poetry reminds him of the richness and diversity of existence. When power corrupts, poetry cleanses."
Remarks in New York City at National Convention of the Catholic Youth Organization, 15 November 1963
Sound recording of President John F. Kennedy's address 7th annual National Catholic Youth Organization convention held at the Hilton Hotel in New York City. In his speech President Kennedy commends the organization for their commitment to public service, and discusses the ideological differences between the United States and other nations.
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American Heritage Foundation (1)
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Hadassah, the Women's Zionist Organization of America (1)
Tennessee Valley Authority. (1933 - ) (1)
United States. Department of the Treasury (1)
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Gemini Lays off 10% of its Workforce: Report
According to an article by CNBC, another 10% of Gemini's personnel will be laid off as part of the third wave of job reductions that the regulated cryptocurrency exchange has implemented in less than a year.
The layoff, according to Cameron Winklevoss, was caused by both macroeconomic pressure and "unprecedented fraud" in the cryptocurrency sector.
The Information reported on Monday that Winklevoss had been forced to cut staff and that he had "no choice" but to do so in an internal message. The letter states:
"It was our hope to avoid further reductions after this summer, however, persistent negative macroeconomic conditions and unprecedented fraud perpetuated by bad actors in our industry have left us with no other choice but to revise our outlook and further reduce headcount."
According to data from PitchBook, Gemini had 1,000 workers as of November 2022, which means 100 people could have lost their jobs. According to reports, Gemini reduced its workforce by 7% in July 2022 after reducing it by 10% one month earlier.
Since Nov. 11, after SBF's cryptocurrency exchange FTX filed for bankruptcy, several cryptocurrency businesses like Crypto.com, Coinbase, Kraken, and Genesis have cut staff. Coinbase downsized 20% of its personnel in early January in an effort to maintain liquidity during the slump in the cryptocurrency market.
Gemini in Trouble
Meanwhile, the SEC is causing problems for Gemini and Genesis. Both platforms were accused of marketing unregistered securities through the exchange's "Earn" program on January 12 by the United States Securities and Exchange Commission.
Consequently, Tyler Winklevoss, co-founder of the cryptocurrency exchange Gemini, blasted the regulatory body for charging the exchange with offering unregistered securities and called the charges "super lame" and "a manufactured parking ticket."
In a noteworthy update on the Earn program, Winklevoss announced that the business plans to take legal action against Digital Capital Group (DCG) and its CEO, Barry Silbert, for the $900 million owing to Gemini clients.
The post Gemini Lays off 10% of its Workforce: Report appeared first on Blockchain, Crypto and Stock News.
BlockFi's Employee Retention Package Approved by Bankruptcy Judge
US Prosecutors Wants to Alter Bankman-Fried's Bail Conditions
SBF Wants to Access Funds Belonging to FTX
CRYPTOCURRENCY EXCHANGE NEWS


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TRANSPORT NH
HOW TO SPEAK UP
Tools for Communication
Transportation and Aging
Nashua Chamber of Commerce delighted by rail study progress
Posted on January 11, 2013 by Steven Workman
In a Nashua Telegraph story yesterday, it was reported that
The Legislature's Capital Budget Overview Committee approved two pieces of legislation that resurrect a Capitol Corridor rail study in New Hampshire and allow using toll credits as a match toward a $1.5 million purchase in Nashua for a future park-and-ride – which one day may include a rail station.
"Let the church bells ring!!!" Greater Nashua Chamber of Commerce President Chris Williams posted on his personal Facebook page Wednesday, sharing the news.
This is good news for those who feel that rail supports economic growth, such as New Hampshire Businesses for Transportation and Infrastructure.
State Senator Peggy Gilmour was quoted in the article as saying
"The Capital Budget Overview Committee got this one right," state Sen. Peggy Gilmour said in a statement. "Passenger rail isn't a Republican or Democratic issue, it's something that is supported by the people of Nashua."
State Senator Betty Lasky is quoted in the Nashua Patch as saying
"I applaud the work of the members of the Committee. This is great news for the people of Nashua, who have been frustrated by the last two years of efforts to stop this study supported by citizens and businesses."
Also on Thursday, District 2 Congresswoman Annie Kuster released the following statement:
"I'm very encouraged to hear that the Committee has re-opened the door to studying the expansion of commuter rail in the Capitol Corridor, and I urge the Executive Council to move this project forward. Expanding commuter rail in this region is the right thing to do for our workers, our businesses, and our state's economy, and it will bring significant economic benefits to Nashua and beyond. I'm also glad that if approved, the study will analyze the costs of this project so that we can make rail a reality in a fiscally responsible way."
It's good to see this study moving ahead.
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The Grosne (, ) is a  long river in the Rhône and Saône-et-Loire departments in central eastern France. Its source is near Saint-Bonnet-des-Bruyères. It flows generally north. It is a right tributary of the Saône into which it flows in Marnay. Its largest tributaries are the Guye and the Grison.

Departments and communes along its course
This list is ordered from source to mouth:
Rhône: Saint-Bonnet-des-Bruyères
Saône-et-Loire: Saint-Pierre-le-Vieux, Saint-Léger-sous-la-Bussière, Trambly, Montagny-sur-Grosne, Brandon, Clermain, Mazille, Sainte-Cécile, Jalogny, Cluny, Cortambert, Lournand, Massilly, Bray, Taizé, Ameugny, Cormatin, Malay, Savigny-sur-Grosne, Saint-Gengoux-le-National, Sercy, Bresse-sur-Grosne, Santilly, La Chapelle-de-Bragny, Messey-sur-Grosne, Lalheue, Laives, Saint-Ambreuil, Beaumont-sur-Grosne, Saint-Cyr, Varennes-le-Grand, Marnay

References

Rivers of France
Rivers of Saône-et-Loire
Rivers of Rhône (department)
Rivers of Bourgogne-Franche-Comté
Rivers of Auvergne-Rhône-Alpes

redpajama_set_name: RedPajamaWikipedia


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Too Good at Goodbyes
Sam Smith & Normani
How Do You Sleep?
I'm Not the Only One
Lay Me Down
Calvin Harris, Sam Smith
In the Lonely Hour (Drowning Shadows Videos Edition)
The Thrill of It All (Special Video Edition)
Pray (feat. Logic)
Baby, You Make Me Crazy (Acoustic)
Fire On Fire (From "Watership Down")
Sam Smith Essentials
Big feelings from a modern soul diva.
Sam Smith Video Essentials
Sam discusses the emotional highs and lows of songwriting, touring, and fame with Zane.
Sam Smith: The Love Goes Interview
Sam Smith has an intimate conversation with Zane Lowe about their new album Love Goes.
Sam Smith: Next Steps
The singer's catalog is full of soul and surprises.
Sam Smith: Influences
Catharsis that commands hearts and the dance floor.
The Holly & The Ivy - EP
Loves Me, Loves Me Not - EP
Blossom - EP
Violets Are Blue - EP
The Lighthouse Keeper - Single
Roses Are Red - EP
Diamonds (Acoustic) - Single
Live at the Spectator
HEARTBREAK - EP
Sam Smith Diva Boy
Party Of One (feat. Sam Smith) - Single Brandi Carlile
Omen (feat. Sam Smith) [Dillon Francis Remix] - Single Disclosure
La La La (feat. Sam Smith) - EP Naughty Boy
About Sam Smith
It's hard to think of many artists in 21st-century pop who could match the vulnerability of Sam Smith. "I've never shied away from telling the truth in my music," the singer told Apple Music in 2020. "Music is literally my best friend; it's a release, a form of diary and therapy."
Born in London in 1992 and raised in Cambridge, Smith first began gaining significant traction in 2012 with a pair of dance hits—Disclosure's "Latch", and Naughty Boy's "La La La" the following year. They revealed that elastic falsetto, but didn't quite hint at the sadness that would define the outrageous success to come. That arrived with 2014's Grammy-winning In the Midnight Hour, an exquisite meditation on unrequited love, and its follow-up, the heartbreak-inspired The Thrill of It All. This second album saw Smith—by then an Oscar winner for 2015's Bond theme "Writing's on the Wall"—open up about instant fame and embrace their status as a gay role model, against a backdrop of stirring, gospel-infused balladry. It has always been clear that Smith's power lies as much in that voice as in an unwavering bravery to put their innermost feelings—loneliness, confusion, desperation, desire—on full public view.
By the run-up to album three, however, Smith was also ready to have a little more fun. The aching melancholy of love, loss, and yearning for someone to spend their days with was still present, but this time, it was all being mined for invigorating music to help dance the blues away. That third LP should have arrived in early 2020 in the form of To Die For, but, amid the global pandemic, it was delayed, reworked and renamed with the more sensitive title of Love Goes. The album, Smith said ahead of its release, allowed them to heal after their first true break-up. But it also heralded freedom. "I felt at one point that I was going to be trapped onstage wearing a suit and singing ballads for the rest of my life," said Smith. "When I look back at Love Goes, it reminds of the courage it took. A lot of my life, probably because of a lot of internalised queerphobia, and queerphobia around me, I felt ashamed of myself and not being able to fully be myself through my music. Each time I make an album, I learn to like myself a little more. The more I make music, the closer to myself I feel."


Eligibility: This contest is open only to registered dog shelters or dog rescues in the state of Oklahoma who comment on the post linked here on our Facebook page – www.facebook.com/dogtalktv – Comments written on Dog Talk Tv's website or anywhere other than the original post linked here will NOT be counted. Only comments on the original post will be counted. Contest participants may comment once daily. The contest is only open to legal residents of Oklahoma, and is void where prohibited by law. Employees of Dog Talk TV, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the "Employees"), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Campaign. The Campaign is subject to all applicable federal, state, and local laws and regulations. Void where prohibited. PLEASE NOTE: Previous contest winners are not eligible.
Campaign Period: Entries will be accepted online starting on 12/1/2017 and ending 12/20/2017. All online entries must be received by midnight on 12/20/2017.
Prizes: The Winner of the Campaign (the "Winner") will receive a donation to the shelter or rescue they nominated, valued at $5000. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Dog Talk TV. No cash or other prize substitution shall be permitted except Dog Talk Tv's discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Dog Talk TV to use Winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.


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5 notable NYC Female Characters
By admin February 27, 2012 November 15, 2016 Uncategorized
[By Kenton Rambsy]
Yesterday, I focused on five notable characters that resided in NYC at some point throughout the action of the novel. Today, I have decided to focus on black women characters in five novels from the "100 Novels Collection." Similar to the male characters, these female characters all face different challenges, but NYC seems to be a recurring setting for the action in the lives of these diverse sets of black men.
Helga Crane (Quicksand—Nella Larsen)—Helga Crane is a fictional character loosely based on Larsen's experiences in her early life. Crane is the lovely and refined mixed-race daughter of a Danish mother and a West Indian black father. He abandoned her mother and Helga soon after the girl was born. Crane moves to Harlem, New York, where she finds a refined but often hypocritical black middle class obsessed with the "race problem."
Jadine Childs (Tar Baby—Toni Morrison)—A beautiful, black, twenty-five-year-old orphan and one of the novel's two protagonists. Jadine has eyes the color of mink and works as a model. She studied art history at the Sorbonne in Paris, an education paid for by Valerian Street. Men constantly pursue her, and sometimes Jadine feels confused about their attentions. Although Jadine is an independent thinker, she sometimes feels unsure about her thoughts or decisions.
Lutie Johnson (The Street—Ann Petry)—Lutie Johnson, the story's protagonist, is a single black mother who moves away from her family to live on her own in 1940s Harlem. She lives in a building with her son, Bub, and is constantly reading and thinking about Benjamin Franklin, who she considers a hero, and whose work-ethic she tries to emulate.
Sophie (Breath, Eyes, Memory— Edwidge Danticat)—The story's first-person narrator and its principal protagonist. Sophie is Martine's daughter, Atie's charge, Grandmè Ifé's granddaughter, Joseph's wife and Brigitte's mother. A child of rape, Sophie is raised in Croix-des-Rosets, Haiti, by her maternal aunt Atie before being called to New York by her mother at the age of twelve. Notably, Sophie does not look like her mother, her face reflecting the unseen face of Martine's attacker. As the child of a poor immigrant in New York, Sophie must take on the full weight of her mother's and aunt's dreams.
Winter Santiaga (The Coldest Winter Ever—Sister Souljah)—Winter Santiaga (aptly named because she was born during one of New York's worst snowstorms), is the rebellious, pampered teenage daughter of a notorious drug dealer. Winter's world is turned upside down on her 16th birthday, when her father suddenly decides to relocate his family and his growing business to Long Island, but she is determined not to sever ties with the old neighborhood.
[Related: 30 Days of 100 Novels]
100 Novels
5 Notable NYC Male Characters


As we grow and advance into the future often called growing up, we are sponges, mirrors, recorders and great mimics. We imitate what we see, what we hear what others are doing and melt into the environment we are around. Yet, as we grow and become independent around the age of 13 we rebel and start choosing our own way. What we do before we seek independence is the subject that some call parenting and that can be good or bad. Yet good kids can come from bad parents and bad kids can come from good parents.
Sometimes we do the exact opposite of the example we observe, nevertheless, from birth until about 13 years of age, we normally exercise little or no independence from moment to moment. One day we will be very dependent, but until then we are eager copy cats of the basic habits of our teachers. Growing up is we are exposed to basics habits that seem so harmless and normal we mimic these and they are called dietary blueprints. While we can change later, what we learn early on has quite an effect on the little person doing the observing.
We are not born ill or broken we are born and then participate in the same eating habits of our parents. There are some examples of kids finding a healthy or different road to follow nutritionally than their parents, but it takes an amazingly powerful and persuasive child and makes up less than 10% of kids today. We make little duplicates of ourselves nutritionally. If we eat junk food and get rubbery and blubbery, we can expect for some years that our prodigy will be too. Those we are in the charge of, if we do not set an example that is greater than ourselves, we can expect an outcome or a result that is equal to or lesser than our example.


Since the beginning of the month, I have decided to write a minimum of 100 words every day…rain, shine, sickness, health, whether LIFE or laziness intrudes. What I've realized is that it's nearly impossible to write just 100 words.
The first Saturday, a day I often don't have time to write, I managed 149, on the bookend day of that weekend, I wrote 174.
I cranked out a fair amount of words over the week, the story is starting to really flow. Then…the weekend rolled around again and wow, was it a busy one. Haven't a clue what all we did, but I didn't sit down to write until after 10 at night on both evenings. On Saturday night, I started writing, looked up, and it was after midnight! Over 400 words had flowed from my fingertips. Last night, I was tired. I wrote a few lines, did a word count, 83. Grrrr. Too short. Just a few more words I told myself. Well, I got caught up in a dialogue between two of my characters. When they finally stopped discussing, I did a word count. 264! Wow.
So, if you are a writer, and you think you don't have time, try writing just 100 words a day. I dare ya!
This entry was posted on Monday, January 17th, 2011 at 9:37 am in Uncategorized. You can feed this entry. You can leave a response, or trackback from your own site.