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nyc fashion shows manhattan fashion events nyc manhattan fashionistas
Free Things To Do Manhattan NYC - Free Summer Movies Manhattan Upper East Side UES Upper West Side UWS Midtown West Village East Village Soho Tribeca
Free Things To Do In Manhattan - Free Summer Movies
Free Movies & Foreign Films In Manhattan Parks - Upper East Side UES, Upper West Side UWS, Midtown, East Village, West Village, SoHo & Tribeca
August 4, 2021 / Manhattan Neighborhoods / Foreign Films & Movies Manhattan / Manhattan Things To Do / Manhattan Buzz NYC.
This report includes a list of some of the free things to do in Queens this summer.
Click here to view a listing of the dates and times of free things to do in Manhattan - free foreign films & summer movies in Manhattan parks.
Tribeca Film Festival Premieres Documentary Entitled The Fourth Estate
The Tribeca Film Festival on its Closing Night
Tribeca Film Festival ended with a Documentary - 4th Estate
May 15, 2018 / Tribeca Neighborhood / Film in Manhattan / Manhattan Things To Do / Manhattan Buzz NYC.
About two weeks ago [April 28th] I attended the closing night at the Tribeca Film Festival at the BMCC Performing Arts Center at 199 Chambers Street. The final film being shown was entitled Fourth Estate. It was billed as a documentary about the New York Times coverage of the first year of the Trump Administration beginning in January of 2017. It's a four part series, of which we watched the first installment. The show will air on Showtime beginning at 8 pm on Sunday evening, May 27th.
Clouds had formed overhead as I made my way from the subway to the western part of downtown Manhattan. By the time I entered the Borough of Manhattan Community College Performing Arts Center [aka BMCC PAC] a light rainfall had already begun. I picked up my ticket and was escorted to a seat shortly before two of the three Tribeca Film Festival founders, Jane Rosenthal and Robert De Niro, and filmmaker Liz Garbus came out onto the stage to introduce the film.
The gist of the introduction was that real journalism and truth-telling free speech are under attack. Not just by the Trump Administration, but by changing technologies and economics as well. The first segment of the film followed the reporters inside the New York Times in NYC and in Washington, D.C. during roughly the first three months of the Trummp presidency.
CLICK here to read the rest of our report on the Tribeca Film Festival premiere of The Fourth Estate film documentary about the NY Times coverage of Donald Trump.
Fashion Show on the Hudson
Riverbank Park Fashion Show Highlights New & Known Clothing, Models & Designers
August 1, 2017, Inwood Neighborhood / Manhattan Fashion & Designers / Manhattan Buzz NYC.
A couple of weeks ago I made my way to the 8th Annual Fashion on the Hudson fashion show at Riverbank Park at 679 Riverside Drive along the Hudson River in the Inwood neighborhood of upper Manhattan. It was a beautiful Saturday afternoon as I headed into the Cultural Building in the 28 acre park.
The audience filled the Cultural Building, so I had to move around to get some photos of the models who were in the process of displaying men's swimwear. The muscular male models, with washboard ribbed stomachs marched down the runway showing a range of swimming suits that ranged from modest white trunks, to skimpy speedo cuts with psychedelic designs. I surveyed the crowd and found a number of women who seemed appreciative of the new designs and cuts.
As I was tight on time, I decided to make my way backstage to talk to a few of the models and designers to learn a bit more about them. Backstage a number of models had queued up for the ongoing swimwear segment of the program, while deeper backstage a number of the formal wear models were prepping for their debut.
In the photo above right you can see members of the audience enjoying themselves at the Fashion on the Hudson fashion show at Riverbank Park in the Inwood neighborhood of Manhattan.
Fashion on the Hudson Showcases Local Designers & Models
Fashion aficionado Daryl H. Miles, Founder of Beyond Styles by Miles, took a few minutes to talk to me about the show. He told me that Sofia Davis, editor of Fashion Avenue News, founded the show and that it has been produced at this location since its inception. At first Sofia held the show outside, but given the vagaries of the weather she decided to bring it in, where it has been ever since.
This year the show hosted 30 designers displaying swimwear, formal wear, casual wear and other stylish creations. The show is free to the public, but you must rsvp because seating is limited. The Fashion on the Hudson fashion show represents a great opportunity to see what's new and what's hot in the local NYC metro fashion world, and provides an opportunity for people interested in the business to meet models, designers and fashion buyers.
Daryl of Beyond Styles by Miles [www.beyondstylesbymiles.com - not to be confused with www.stylesbymiles.com] has been in the business for a number of years helping designers, models and fashion show organizers promote their fashion lines and brands.
I stayed a bit longer shooting photos of the models and lines before departing. And I'm looking forward to being able to spend more time covering the show next year.
In the photo above right you can see models who participated at the Fashion on the Hudson fashion show at Riverbank Park in the Inwood neighborhood of Manhattan.
Tribeca Film Festival - Ellen Kuras at SVA Theater Chelsea
The Tribeca Film Festival & Cinematography
Cinematographer Ellen Kuras Talks about the Cinematic Arts
May 8, 2017 / Tribeca Neighborhood & Chelsea Neighborhood / Film in Manhattan / Manhattan Buzz NYC.
I attended the 16th Annual Tribeca Film Festival, which ran from April 19th through April 30th this year. Last year I visited and reported on some of the interactive storytelling exhibits, so this year I decided to attend one of the lectures. The one I chose, was given by Cinematographer and Director Ellen Kuras, who talked about the cinematic arts.
After picking up my press pass at the Tribeca Film Festival hub at Spring Studios, I took the subway uptown to the School of Visual Arts in Chelsea on West 23rd Street. There was a line beginning to form, as the event was free to the public. My press pass didn't provide me with any advantage vis a vis the general public, so I waited along with many of the early attendees who wanted to be sure not to miss the lecture.
Tribeca Film Festival Lecture: Ellen Kuras - Cinematographer
Once inside the theater filled quickly. Ellen Kuras came out and took a seat on the stage. Kuras has a disarming demeanor and it wouldn't have been difficult for me to believe that I was sitting there with her alone, with nobody else in the room.
Ellen Kuras is an accomplished Cinematographer and has a bit of her own story to tell … which she did, but which I also researched online after the lecture, because her personal story caught my interest.
Kuras Education & Directorial Debut
Kuras studied Anthropology & Semiotics in college at Brown University. Anthropology is the study of man from a cultural, institutional and normative perspective, while semiotics is the study of communication, specifically focusing on communicating meaning through allegories, symbolism, metaphor, analogies and other methods. After college Ellen went on to study photography at the Rhode Island School of Design and filmmaking in New York.
Kuras started her career working on a film about a Laotian who had immigrated to New York, after fleeing war torn Laos in the 1970's. It's a narrative with flashbacks that mix historic footage in with the narrative, providing the film with dramatic realism and moving force. Kuras began the film around 1985, but would not finish it until 2008.
Kuras' Worked with Spike Lee, Martin Scorsese, Christine Vachon, Julian Schnabel & Many Other Top Names in the Film Making Industry
Ellen's career includes numerous collaborations with Spike Lee, Martin Scorsese, Christine Vachon Julian Schnabel and many others. She's a member of the contemporary film making avant-garde, pushing the envelope to bring real or important artistically told stories about contemporary issues - alive.
Click here to read more about Ellen Kuras at the Tribeca Film Festival talking about the art of cinematography.
Old World Big Screen Theater Coming Back
The United Palace is a Big Screen Theater Built in the 1930's
May 16, 2017 / Upper West Side Neighborhood & Washington Heights / Film in Manhattan / Manhattan Buzz NYC.
Last month I had the opportunity to watch George Orwell's 1984 on the big screen at the United Palace theater in Washington Heights. I hopped aboard the subway at Times Square and made my way north into Washington Heights, bumping into a friend of a friend along the way.
I got off the A train at 175th Street and made the one block walk east to the the theater. The outside of the building is rectangular and made of stone, hiding an exquisite interior in an evolving neighborhood. When I stepped inside, I was nearly dazzled by the beauty and old world glamorous feel that the United Palace has managed to keep alive all these years.
More coming later this week.
NY Peace Film Festival
Trying to Bring the Planet to its Senses … One Film at a Time
March 20, 2017 / Upper East Side Neighborhood UES / Cinema & Film in Manhattan / Manhattan Buzz NYC.
I attended the 10th annual Peace Film Festival in Manhattan this past weekend. The two day event was held at the All Souls Unitarian Church on Lexington Avenue at 80th Street on the Upper East Side. The festival included about a dozen films covering issues, events and people from around the world, including Africa, the Middle East, the Far East, Latin America and California.
The photo at right is a still from a movie about a lovers relationship between a western woman and a Japanese man in Hiroshima around the time of the dropping of the nuclear bomb.
NY Peace Film Festival History in NYC
I had an opportunity to talk to one of the NY Peace Film Festival co-founders, Yumi Tanaka who provided me with a brief history. The festival began in 2007 when Yumi and co-founder Jonathan Fluck [and a mutual friend who dropped out after the first year] decided to put together a cultural event to showcase conflicts in a multi-dimensional cultural event. Yumi is a standup comedian, their mutual friend had a theatrical background and Jonathan is a social activist, so together they assembled an ensemble that included film, dance, music and poetry in the first year [2007]. The event was held at the Tenri Shinto Church off Union Square.
The next year Yumi and Jonathan morphed the event into a film festival to enable them to better manage it, as live performance requires considerable additional time, rehearsal space and the like, while film followed by live or Skyped talks made the festival more manageable. A few years ago the festival relocated to the All Souls Unitarian Church on the Upper East Side where they were this weekend.
When I arrived the church was closed, but there's an entrance a bit south of the main entrance to the church, leading into meeting facilities [see photo at right]. Tickets were a very reasonable $12 and were good for the day and multiple films. The audience was comprised of an eclectic set of New Yorkers, including artists and film enthusiasts and social activists.
Click here to read the rest of our report about the NY Peace Film Festival in NYC including film photos and some discussion about them.
Tribeca Film Festival NYC
Tribeca Film Festival & 21st Century Storytelling
Film Festival Explores the Science & Technology of Entertainment
April 17, 2016 / Tribeca Neighborhood / Manhattan Film / ManhattanBuzz.nyc.
I spent a Sunday afternoon at Spring Studios in Tribeca, attending the Tribeca Film Festival. The festival was founded by Robert de Niro, Jane Rosenthal and Craig Hatkoff in 2002, in part to bring people back to the Tribeca neighborhood in the wake of the 911 tragedy in the Fall of 2001.
Through the years the Tribeca Film Festival has grown in size and stature, and over the past few years, has begun to introduce, if not fully embrace, the new, rapidly-evolving technologies being used to advance storytelling.
Spring Studios - Hub of Tribeca Film Fest
The hub of the Tribeca Film Festival continues to be at Spring Studios in Tribeca. Spring Studios is a sparkling new, spanking clean facility that was completed in the summer of 2013, and first put into use in the Fall of that year. Spring Studios is home to five studios, a rooftop patio, a gallery, a mezzanine and a cinema theater. Spring Studios overlooks the Holland Tunnel, and has entrances on Varick Street and exits on St. John's Lane.
The Tribeca Film Festival was hosted at eight venues throughout New York City, including one in Queens at PS1 MoMa in Long Island City and the hub at Spring Studios in Tribeca. The film viewing venues and addresses include: 1) Regal Cinemas Battery Park Stadium 11 at 102 North End Ave [btwn Vesey & Murray St], 2) BMCC Tribeca PAC at 199 Chambers Street [btwn Greenwich & West St], 3) SpringStudios at 50 Varick St, 4) New York Academy of Art at 111 Franklin St [btwn West Broadway & Church St], 5) Tribeca Film Center at 375 Greenwich St on 2nd Flr [btwn N. Moore & Franklin St], 6) Bow Tie Cinemas Chelsea 9 at 260 West 23rd Street [btwn 7th & 8th Aves], 7) SVA Theatre at 333 West 23rd Street [btwn 8th & 9th Aves], and 8) MoMA PS1 at 22-25 Jackson Avenue in Queens.
Click here to read the rest of our report on the Tribeca Film Festival.
Architectural Digest Design Show
Provides Vignettes of Living Lovely at Piers 92 & 94
March 21, 2016 / Midtown West Neighborhood / Upper West Side Neighborhood / Fashion & Film Manhattan / Manhattan Buzz.
I attended the Architectural Digest Design Show on Piers 92 & 94 on Thursday afternoon. The show ran through last weekend, providing the public with an opportunity to see the latest and greatest in urban living design and technology.
The show spanned both Piers and included sections dedicated to kitchen, bath, living and dining areas of the home and with a little imagination, possibly the office as well.
The show was well attended by designers, manufacturers, the media, salespeople, buyers and browsers. And the mood seemed buoyant.
Click here to read the rest of our report on the Architectural Digest Design Show incuding the DIFFA on Pier 92.
Yorkville Nutcracker at Kaye Theater Upper East Side
The Yorkville Nutcracker at the Kaye Theater
Blend of Beauty & Grace at an Enthralling Pace
December 12, 2015 / Upper East Side Neighborhood / Manhattan Dance & Theater NYC / Gotham Buzz.
I just returned from a magical trip into an imaginary wonderland of dance. There's an afterglow one gets from performances such as this, which challenge a writer's ability to convey the feeling, that's nearly indescribable, along the lines of love …
But that said I'll give it a try. And if not successful, you'll get a second chance as I captured some of the performance on video. And given that a picture says a thousand words, then video must be good for at least as many words.
It was a near balmy evening as I made my way to the Kaye Theater on 68th Street between Park and Lex on the Upper East Side. The Yorkville Nutcracker was to begin at 7 pm and I arrived with just enough time to pick up my ticket and make my way up to the balcony. The Kaye Theater is fairly spacious theater (in as far as Manhattan theaters go) and well kept, seating well over 500 people for each performance.
It wasn't long before the lights dimmed, and the curtain rose, and the performance of The Yorkville Nutcracker at the Kaye Theater on the Upper East Side began.
Midoma – Where Hollywood Has Its Hair Done
Fashion, Fine Art, Fotos & Fun at European Style Hair Salon
September 21, 2015 / Midtown Manhattan / Manhattan Shopping / Fashion Facts N' Fun Fiction / Gotham Buzz.
It's not often that one gets to view fine art, have their hair done by a talented European hair stylist, pick up a few fashion tips and walk out feeling like they've just returned from Europe. And that is precisely why Midoma is increasingly becoming a not-so-well-kept-secret.
And so it was, one evening in late August, that I journeyed southwest of Times Square into the northern perimter of the Fashion District to view the works of photographer Greg Stowell at the Midoma Hair Salon in Midtown West.
Photographer Stowell's disarming demeanor – "awe, shucks, you're not talking about me are you" - reminded me of Chauncey Gardener's quiet ascent into the nation's rarified political circles, through disarming humility and simplicty, in the movie 'Being There'.
More to come later this week. That's photographer Greg Stowell, standing next to his empty-headed ex.
Fashion Week Manhattan NYC
Beauty & Style on the Runway At Couture Fashion Week
September 8, 2014 / NYC Fashion Manhattan / Midtown Neighborhood / Midtown Buzz. I attended a bathing suit and bridal gown runway show at Couture Fashion Week at the Crowne Plaza Sunday evening. It was one of many fashion programs going on around NYC during NYC Fashion Week.
The runway show was held on the fourth floor in the Crowne Plaza located at Broadway between 48th and 49th Streets near Times Square. About a half dozen designers were featured in the show which included a beautiful vocal performance by Maryann Connolly and a dance performance by Battle For Your Life Tour Dancers and In Da Clutch and the Hood Lockers.
The show was fully attended with a standing room only crowd. And it was a visual feast of the voluptuous vogue. In the photo at right are the models coming out for a bow at the end of the Maty Machado Swimwear segment of the show.
Fashion Week In Manhattan
September 2, 2014 / Midtown Buzz. The summer has unofficially ended, school has started and Fall Fashion Week has arrived in NYC. There will be fashion events all over the city beginning Wednesday and running until Thursday September 11th.
New York Fashion Week is a collection of many independent events, but the showcase venue is at Lincoln Center where the Mercedes Benz Fashion Week occurs. The Mercedes Benz Fashion Week moved to Lincoln Center from Bryant Park in 2010. It had been held in tents in Bryant Park beginning in 1994.
So look around you this week at what folks are wearing. Temperatures will be in the mid to low 80's and the lows will be in the 60's, so you're not likely to see many fur coats.
Events start mid morning and run into the evening. You can buy tickets at mbfashionweek.com or by searching for the designers you wish to see. Several of them have begun to branch out onto their own, sponsoring their own events.
There will also be a number of parties and social gatherings. So wear your best for Manhattan's fashionista fest. Enjoy.
Foreign Film & Indie Film Manhattan NYC
Manhattan Theaters - Indie & Foreign Film in NYC
Indie & Foreign Film Movie Theaters & Film Festivals in Tribeca, SoHo, West & East Village, Midtown, Upper East Side UES & Upper West Side UWS
May 2017 / Manhattan Neighborhoods / Manhattan Things To Do / Manhattan Buzz NYC.
This section provides an overview of the main movie theaters in Manhattan showing foreign and independent films. Many of these theaters are also hosts or participants in important film festivals in Manhattan.
Click here to view our listing of Manhattan Indie & Foreign Film Theaters NYC.
Midtown / UES / UWS - Manhattan NYC
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Sean Saville
Home All Teachers Online Lessons
Sean Saville's love for music began as he started attending and eventually organizing local DIY concerts in his hometown of Utica, NY. He later moved to Rocheter, NY, where he earned a degree in Music Business while minoring in and focusing on jazz improvisation. In Rochester, he played a wide variety of gigs from big bands and pit orchestras to rock concerts and benefit fundraisers. Sean is
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George Schatzlein
George is a musician, composer, and sound engineer based in Queens, NY. Originally from Indianapolis, IN George studied Jazz Guitar at Indiana University under NYC Based Jazz Guitarist Dave Stryker. George played in various acts while living in Indiana, and also spent time playing in pit orchestras, doing session work at Hit City Recording Studio, and even hosting and curating the improvised music
Kareem Devlin
Kareem "Jesus" Devlin is a professional guitarist, artist, and producer who was born and raised in New York City. He was given the nickname "Jesus" by Lady Gaga while playing lead guitar on her Monster Ball Tour and while working on the Born This Way album. He has toured around the world and performed on TV shows including SNL, The Today Show, Ellen, American Idol, Jimmy Ki
David Kuhn
David was born in Nashville, TN (Go Titans!) and began playing guitar at age 12. He holds a BFA in Jazz Guitar Performance from the New School and also has a strong background in hospitality. David is a patient, caring, and enthusiastic teacher. He is excited to build relationships with his students and to inspire a love and a passion for music in each of them. But most of all, he hopes to help ea
Clayton Hopkins
Clayton Hopkins is a NYC/NJ based guitarist, songwriter, and singer. He studied Music Engineering, Production, Contemporary Guitar, and Composition/Songwriting at Frost School of Music before moving to NYC to pursue his original music full-time. Clayton's contemporary rock n roll group, Clayton-Ellis, has toured the UK 3 times and Clayton co-wrote and co-produced all the material on the band
As a native New Yorker, Sean is a performing musician in multiple bands across the tri-state area. He plays bass in the avant-pop act Diana Lopez, as well as the rock group Damn Jackals. Sean's musical identity has always been defined by his curiosity for different styles. Although his first love is electric bass, Sean has also been playing guitar and drums for over a decade in diverse genres. He
Ben Fitts
Ben grew up with New York City Guitar School. After studying with NYCGS in camps and lessons, Ben began gigging as a professional musician at 17 and started teaching lessons soon thereafter. Ben has a B.A. from Hampshire College where he studied music composition, guitar performance, and music production. At Hampshire, Ben explored jazz, avant-garde and classical guitar and spent his free time pla
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July 21, 2020 Headlines 2 Comments
An Open Letter from the American Medical Informatics Association and the American College of Medical Informatics Regarding Public Health Reporting Deficiencies During the COVID-19 Pandemic
AMIA publishes an open letter that expresses dismay that HHS moved hospital COVID-19 reporting from CDC's National Healthcare Safety Network to HHS Protect, saying that a pandemic isn't the best time to go live on a new, untested system.
Allscripts cut to Sell at Goldman
Goldman Sachs issues an almost unheard-of "sell" rating to shares of Allscripts, which it says has an unfavorable health IT market position and questionable growth prospects.
Rush University Medical Center Set to Share New "Agile Adapt" Model Powered By CipherHealth for Pandemic Response in Underserved Communities
Rush University Medical Center develops Agile Adapt for its COVID-19 response, using CipherHealth's patient engagement and communication platform to flex ICU capacity, coordinate with community services, support critical staff, monitor patients across all settings, and anticipate care needs.
Currently there are "2 comments" on this Article:
buck naked says:
Allscripts is a classic study on how several successful independent companies , (Medic, Eclipsys ) were utterly ruined beyond recovery through a gauntlet of incompetent leadership. The current leadership is just picking what remains of the carcass clean. They bring only incompetence, arrogance and a sleaziness which makes one need to take a shower after meetings with them. They have done nothing to fix the problems. What will the excuse be this time?
AnInteropGuy says:
The damage that has been done in the last 7 years went off the rails in the last couple quarters. The development, advertising, and following failure of Avenel is a prime example. The leadership that are responsible for that solution are still there, and still impacting the solution. Promises were made but in the end the solution was so damaged it had to be scrapped. One of the "customers" is reported to be a relative of one of those leaders. No need to go deeper except to say that it was a colossal waste of resources, good will, and associates — many of whom quit rather that experience that level of incompetent leadership.
In other areas, working teams have a calliope of leaders, sometimes two or three leadership changes in a single year. Additionally, the teams are siloed and leadership discourages cooperation and collaboration.
The sad part is that there are lots of great individual contributors, but their work is diminished through incompetent leadership. How many executives have experience in medicine? How many of the board members have experience in medicine?
It would be appropriate for the rank and file to choose their leaders — they would pick much better than the current batch


These Common Hours: Dont' scratch that itch Sarah!
Dont' scratch that itch Sarah!
So...I have been getting into something I have no business doing right now (because of how busy I am with school/photography/kids/housework etc) but its really fun! Recently, I found a photographer in Texas who does birth photography and birth videography. OMGOODNESS!!! It is awesome! I was hooked instantly. I loved capturing birth, love birth photography, love everything about birth actually.
I sent this photographer a message just letting her know how amazing she is. She was nice enough to respond to me and even asked if she could check out my page. Going back and forth between messages, I found out alot of stuff. I asked her questions like what lens she uses ( i have one that she uses), if she uses a tripod or just handheld (just handheld), and such. She was super awesome and a great resource.
I shot a little video with my the boys a few nights ago just getting ready for bed, then yesterday I shot a little video with a few of my friends. Its alot of fun, and the videos don't take long at all to put together. As much as I want to keep playing with it, I have so much photo-editing to do for my clients. So on the back burner it goes. I do plan on using the video mode in the upcoming births that Im going to be shooting within the next couple months. Yay for videography!Babywearing video, My boys October 2013.


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New Arcades Don't Let Go (Ft. Chloe Pamplin)
Philip Friedman
Sounds like: The Naked And Famous, Futurecop!
Tags: indie pop, electro-pop, synth-pop
Not too long ago, I reviewed a Futurecop! track called "Schizoid Man." The track featured some inspired vocals from Dean Canty and Adam Sullivan. Together, they make up New Arcades.
The duo from London is starting to really take off on their own, with a brand new EP, Scenes, set to be released on We Are The Future Records. With an obsession for the 80s and the synthesizers to match, New Arcades are here to remind us just how much fun the decade was. They're bringing us back one track at a time.
The first single off of Scenes is a bass-heavy, upbeat trip ready to be recorded to cassette tape. The song has just a tinge of British sadness as well as some guest vocals from Chloe Pamplin, which reminds us of all those great 80s flicks we grew up with. I feel like this could run over the credits of just about any John Hughes movie and successfully sum up the main character's feelings at the end. Plus, the track has a catchy beat and a synth line that I could just imagine myself jamming to with a keytar in my hands.
You'll be able to download Scenes on February 28, but to hold you over, New Arcades thought they'd give you a free download of "Don't Let Go" that you can score right here. Air keytar solo not included.
- Google Philip Friedman
Streaming source: https://www.youtube.com/watch?v=Z4MYjcVx7Zw
NEW ARCADES
Futurecop! - Superheroes (Ft. Kristine)
Sounds like: Arcade High, Com Truise
Tags: Electronic, female vocalist, indie pop
By Philip Friedman on Dec 20, 2013 | There are few websites that can make me as happy as that of the British dream pop duo Futurecop! Filled with gifs ranging from Pokemon to Tupac to an exploding Sega logo, it's pretty much a throwback straight to my childhood and makes me all warm an... read more →
New Arcades - Let's Get Away
Sounds like: Futurecop!, The Cure, Something Corporate
Tags: indie pop, synth-pop, dreamwave
By Philip Friedman on Mar 14, 2015 | British synth-pop duo New Arcades is back at it with a brand new track to tug at your 80s-filled heartstrings. "Let's Get Away" is an upbeat dream pop gem featuring vintage synthesized melodies and what's becoming their signature coming-of-age insp... read more →
Sun City - The Follower
Sounds like: Passion Pit, The Naked and Famous, Tim and Jean
Tags: Electronic, indie pop, electro-pop
By Hugh McClure on Aug 3, 2012 | We first introduced you to Perth-based electro duo Sun City back in May when we shared their single "City Lights." This track, and others like it off their debut EP (released in September last year), were heavily featured on the local festival circu... read more →
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Futurecop! - Into Your Heart (Ft. Hunz & Mosaik)
Sounds like: CHVRCHES, M83, New Arcades
Tags: Electronic, electro-pop, synth-pop
By Philip Friedman on Oct 31, 2014 | Is that synthesizer swirling a melody through your head? It's not your imagination, it's a brand new Futurecop! track, filled with plenty of poppy electronic goodness. The hardworking British production duo (Manzur and Peter) is back at again, and ... read more →


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Dalai Lama: Lady Successor Must Be Attractive
During an interview with the BBC, the Dalai Lama said he would support the idea of a female successor, on one condition: Her "face should be very attractive, otherwise not much use." The 80-year-old was repeating the answer he had given a journalist from a woman's magazine more than 15 years ago, but when BBC reporter Clive Myrie followed up by asking, "You're joking, I'm assuming," the Dalai Lama said, "No, it's true." The spiritual leader also said that "the female biologically [has] more potential to show affection and compassion."
Read it at BuzzFeed News


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Q: PHP function 1 call into function 2 I'm a php novice (be gentle) I have two functions, I want to be able to call getUserLevel() inside adminOnlyAccess() is this even possible to do? Both are functions are in functions.php.
This is getUserLevel():
function getUserLevel(){
    $sql = 'SELECT * FROM author WHERE id = :sessionID';
    $stmt = dbConnection()->prepare($sql);
    $stmt->bindValue(':sessionID', $_SESSION['id']);
    $stmt->execute();
    $data = $stmt->fetch();

    return $data['role'];
}

This is adminOnlyAccess():
function adminOnlyAccess($access = TRUE){
    $sql = 'SELECT * FROM author WHERE id = :sessionID';
    $stmt = dbConnection()->prepare($sql);
    $stmt->bindValue(':sessionID', $_SESSION['id']);
    $stmt->execute();
    $data = $stmt->fetch();

    if ($access == TRUE && $data['role'] != 1)
    {
        include '../accessdenied.php';
        exit();
    }
}

A: I don't see why you can't. You can transform the adminOnlyAccess to look as follows:
function adminOnlyAccess($access = TRUE){
    if ($access == TRUE && getUserLevel() != 1)
    {
        include '../accessdenied.php';
        exit();
    }
}

A: Yes... its perfectly possible
function adminOnlyAccess($access = TRUE){

    $roles = getUserLevel();
    // $roles now has all the values returned by getUserLevel()

    $sql = 'SELECT * FROM author WHERE id = :sessionID';
    $stmt = dbConnection()->prepare($sql);
    $stmt->bindValue(':sessionID', $_SESSION['id']);
    $stmt->execute();
    $data = $stmt->fetch();

    if ($access == TRUE && $data['role'] != 1)
    {
        include '../accessdenied.php';
        exit();
    }
}

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Tuesday, June 25, 2019, 1-5 p.m.
Learn the ins and outs of lobbying, grassroots advocacy and the path to making an impact on political issues of importance at the local and national levels. ABC's key legislative issues, the dynamics of congressional offices and how ABC members are impacted by legislative decisions on a day-to-day basis.


An innovative sound toy for iOS, Microcosm is a sonic cloud, made of thousands of grains of sound. It works like a snow globe. Move the device in any direction and gravity pulls the particles towards earth, causing the sound to evolve. Shake Microcosm and the sound shatters into pieces. Choose from several included soundscapes.
Minimalist in design, Microcosm works with a technology called Granular Synthesis, which slices up audio recordings into thousands of tiny, microsound grains. Essentially it creates a psychoacoustic effect that is often likened to a 'sonic cloud'. Microcosm makes this technology accessible to anyone in the form of an intriguing toy.


This is an Orange Happy Halloween & Pumpkins Design! This Cool Design has Orange trim with tiny Dark Orange dot background, Pumpkins with Witch Hapts, Candies and "Happy Halloween" designs all over!
Made from strong Polypro webbing with a Strong Welded Metal D-ring, Black Adjusting Slider and a Black 1" wide Side Release Buckle (snap on and off Buckle). 4' Long Matching Leashes are also Available!


text:
package com.zkx.weipo.app.openapi.models;

/**
 * Created by Administrator on 2016/1/28.
 */
public class emotions {

    private String phrase;
    private String type;
    private String url;
    private Boolean hot;
    private Boolean common;
    private String category;
    private String icon;
    private String value;
    private String picid;

    public String getCategory() {
        return category;
    }

    public void setCategory(String category) {
        this.category = category;
    }

    public Boolean getCommon() {
        return common;
    }

    public void setCommon(Boolean common) {
        this.common = common;
    }

    public Boolean getHot() {
        return hot;
    }

    public void setHot(Boolean hot) {
        this.hot = hot;
    }

    public String getIcon() {
        return icon;
    }

    public void setIcon(String icon) {
        this.icon = icon;
    }

    public String getPhrase() {
        return phrase;
    }

    public void setPhrase(String phrase) {
        this.phrase = phrase;
    }

    public String getPicid() {
        return picid;
    }

    public void setPicid(String picid) {
        this.picid = picid;
    }

    public String getType() {
        return type;
    }

    public void setType(String type) {
        this.type = type;
    }

    public String getUrl() {
        return url;
    }

    public void setUrl(String url) {
        this.url = url;
    }

    public String getValue() {
        return value;
    }

    public void setValue(String value) {
        this.value = value;
    }

    @Override
    public String toString() {
        return "emotions{" +
                "category='" + category + '\'' +
                ", phrase='" + phrase + '\'' +
                ", type='" + type + '\'' +
                ", url='" + url + '\'' +
                ", hot=" + hot +
                ", common=" + common +
                ", icon='" + icon + '\'' +
                ", value='" + value + '\'' +
                ", picid='" + picid + '\'' +
                '}';
    }
}

redpajama_set_name: RedPajamaGithub


Handling a powder, such as phosphate, with highly variable flow properties can be challenging. The state of the material can change in reaction to various factors including composition, temperature, residence time, and consolidating pressures in the hopper.
Undertaking powder testing allowed Ajax to determine the hopper wall inclination needed for phosphate powder mass flow, to increase the mean residence time of the hopper contents, and enhance de-aeration. Ajax recommended replacement of the bottom section of the hopper, and designed a hopper insert to promote flow. Meanwhile the twin screw feeder's extraction geometry ensures material is drawn from the full width and length of the new hopper outlet.
Ian Hancock, operations manager at Bradley Pulverizer, said, "From the high standard equipment supplied it is clear that Ajax understood our process and what we wanted to achieve. Working with Ajax's technical director Eddie McGee on the IMechE's Bulk Handling Committee I knew Ajax had experience of the flow issues occurring. Since the equipment has been installed the performance of the process has significantly improved; by providing complete control over the flow of phosphate powder Ajax's equipment has allowed us to produce the high quality product desired".
For more information on Ajax Equipment screw feeders and hopper design call +44(0)1204 386723, email: [email protected], or visit www.ajax.co.uk.


You may remember a little while ago we donated a very special prize to the Manna House auction evening. A superb evening which raised vital funds for a very worthy cause.
Well our prize offering was something a little different. Our superb chef Mark, offered to cook a three course dinner in the winners home.
The winners Dave and Pam have written to us to let us know how it went!
"We just thought you would like to know how our night went with Mark. We had a brilliant time.
The food was excellent - ham hock terrine, followed by duck three ways and then an absolutely divine chocolate souffle. I don't know if I have ever described food as devine but the chocolate souffle was!
Mark worked so well in our kitchen and everything was served so profssionally. We, and our friends, could hardly believe what we had bought at the Manna House auction could bring us such enjoyment.
We are planning a return visit to the Regent and out friends are planning their first.
We would like to thank Pam and Dave for their kind words and for helping us support such a fantastic cause!


Searching for the definitely ideal birthday surprise? A one-of-a-kind person in your life certainly justifies the absolute most particular birthday presents ever. While occasionally trying to find the perfect birthday gift ideas can be a really nerve-wracking job, it becomes simpler when you yourself have known the person for quite a extended time. Having related preferences also makes it simple to select on the special birthday presents for the someone special in your life.
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text:
Émile Nouguier (17 February 1840 – 23 November 1897) was a French civil engineer and architect. He is famous for co-designing the Eiffel Tower, built 1887–1889 for the 1889 Universal Exposition in Paris, France, the Garabit viaduct, the highest in the world at the time,  near Ruynes-en-Margeride, Cantal, France, and the Faidherbe Bridge over the Sénégal River in Senegal.

In 1861 he attended and graduated the École Polytechnique in Paris, in 1862 he joined the École nationale supérieure des mines de Paris from which he graduated in 1865 with the title of mining construction engineer.

Early career
After graduating, Émile Nouguier started to work for Ernest Goüin et Cie. and was involved in the construction of:
Expo Palace in Paris, 1867;
Road bridge on Rue Brémontier in Paris;
Rybinsk Bridge over the Volga in Russia;
Margaret Bridge over the Danube in Budapest, Hungary.

Career with Gustave Eiffel

In 1867 Émile Nouguier was employed by Eiffel et Cie, later the Compagnie des Establissments Eiffel  owned by Gustave Eiffel and between 1867 and 1893 he contributed to many construction projects:
Empalot Bridge, Valentine Bridge and Sarrieu Bridge over the Garonne;
Cubzac-les-Ponts Bridge over the Dordogne;
Tardes viaduct over the Tardes;
Garabit viaduct;
Port-Mort Dam over the Seine;
Eiffel Tower in Paris;
Maria Pia Bridge in Porto, Portugal;
Vianna Bridge over the Lima River in Portugal;
Railroad bridges in Portuguese provinces Minho, Douro Litoral and Beira Alta;
Railroad bridge over the Tagus in Spain;
Railroad bridges in the Spanish provinces Asturias, León and Galicia;
Railroad bridges on the Ploiești – Predeal railway in Romania;
Bridge over the Tisza near Szeged, Hungary.

Contribution to the Eiffel Tower

In 1884 Nouguier and the structural engineer Maurice Koechlin, who also worked for Eiffel, came up with the idea of a large tower to act as the centerpiece of the  Universal Exposition which was to be held in 1889. The two engineers  consulted Stephen Sauvestre, head of the architectural division of the Eiffel company, who added embellishments including  the decorative arches of the base and the glazed pavilion on the first level.
The proposal was put before Eiffel, who approved the project, and presented it to the French Minister for Trade and Industry.

In 1884 Gustave Eiffel, Émile Nouguier and Maurice Koechlin registered a patent for the construction of pylons with heights of over 300 m. Later Gustave Eiffel bought the rights from the other two for one percent of the total earnings of the tower if it will be built. They received around 50,000  francs.

Last years of activity
In 1893 Nouguier resigned from the Gustave Eiffel Entreprise and became co-president of Nouguier, Kessler et Cie in Argenteuil, Île-de-France. He continued to work on many important projects, including:
Tourville Bridge and Oissel Bridge over the Seine on the Paris – Rouen railway
The compressed air foundations for the bridges at Maisons-Laffitte for the Paris – Rouen railway
Faidherbe Bridge over the Sénégal River in Senegal
The bridge at Disuq over the Nile in Egypt
Road bridges in La Chapelle Boulevard and Rue de Jessaint in Paris
Saint-Bernard Bridge in Paris.

He died, at the age of 57, on 23 November 1897, three months before the Saint-Bernard Bridge in Paris was officially opened.

In popular culture

Émile Nouguier is a main character in the 2016 novel To Capture What We Cannot Keep by British author Beatrice Colin.

References

External links
 Eiffel Tower
  Biografie
  Biografie Èmile Nouguier

1840 births
1897 deaths
French bridge engineers
French civil engineers
Structural engineers
École Polytechnique alumni

redpajama_set_name: RedPajamaWikipedia


of issues that require special attention in order to protect these assets from potential damage.
improve equipment productivity and reliability.
system in-service operates in the optimum condition.
Copyright 2016 and all rights reserved by Rexcor Engineering. Web development by A Gorilla Media Solutions.


text:
Lapas attēli
Congressional Serial Set
Grāmatas pakalpojumā Google Play
quence of your letters of the 31st of July and the 1st of August last, which were to the effect that he should seize the gun-boat No. 290, iu case she should put into Nassau.
It is, therefore, for his lordship's consideration whether any further or different instructions should be forwarded to him by the mail of the 27th instant.
I am, &c.,
(Signed)
FREDERIC ROGERS.
(Inclosure 1 in No. 36.)
Governor Bayley to the Duke of Newcastle.
Vice-admurally .
GOVERNMENT HOUSE, Nassau, August 11, 1862. MY LORD DUKE: Adverting to my dispatch of 21st June, I have now the honor to
inforın your grace that on the 2d of August the judge of the vice-admi. Report from Gox ralty court decreed the restoration of the Oreto, but at the same time Liberation of the adjudged each of the parties to the suit to pay their own costs. This videre could adjudication was made on the ground that there were circumstances of
suspicion strong enough to justify Captain Hickley in seizing the Oreto as a vessel intending to arm in the service of a foreign belligerent power.
2. The liberation of this vessel suggests the probability of certain contingencies against which it is expedient to provide.
3. I do not think it likely that we shall ever obtain stronger proof against any vessel than was produced against the Oreto of an intention to arm as a belligerent. Therefore we may assunie that no prosecution of the same kind will be instituted, or if any b+ instituted that it will fail. The natural consequence will be that many vessels will leave England partly equipped as men-of-war or privateers, and intending to complete their equipment here. But the notoriety of this practice will induce Federal men-ofwar to frequent these waters, and virtually blockade these islands, in greater force than they have hitherto done; and when they are assembled in numbers it will be vain to reckon on their observing any respect for territorial jurisdiction or international usage. I should neither be surprised to see Federal ships waiting off the harbor to seize these confederate vessels, nor to see the confederate ships engaging with Federal men-of-war within g-shot of the shore. The only means of preserving the peace and the neutrality of these waters will be afforded by the presence of an adequate naval force. I imagine that two small armed vessels, mounting from twelve to sixteen guns each, would be sufficient for the purpose. It present we have only one in harbor, the Petrel, of eleven gims.
4. There are loud and general complaints among the colonists of the manner in which, as they express themselves, parts of these islands are blockatled. Certainly, it
is impossible to imagine a stricter principle of interpretation than that which, in [38] these days *of Armstrong guns, contines the right of territorial sovereignty to
three miles from the shore, and makes no distinction between the outward or seaward islands and those which form the inner belt of a large group like the Balia
So long as the Americans regard the three miles' distance from the shore of any of our islands as the extent of our sovereignty, so long will these seas, which belong to a British colony, be virtually blockaded by their squadron. And there is this peculiar unfairness in this mode of computation: The Americans, I am informed, assert that their own territorial sovereignty extends twenty miles beyond the extreme capes and headlands of their coast. If this be true, we are placed on a footing of signal disadvantage in all questions of international rights which may arise between the two nations at critical times like the present; and this disadvantage is most sensibly felt in this part of the world.
5. However, this part of the subject is of wider scope than that on which I dommenced this dispatch, and will doubtless engage the attention of Her Majesty's gorernment.
6. Meanwhile I solicit from your grace such instructions as your grace may conceive necessary to meet the more ininediate consequences of the Oreto's liberation.
I have, &c.,
C. J. BAYLEY. P. S.- August 18.—Since the first part of this dispatch was written, yellow fever, which had previously shown itself among several sailors belonging to merchantmen in the barbor, has extended to Her Majesty's steamer Petrel.
mas.
One officer and two seamen of that ship have died, and five or six are now sick in hospital. Speaking to me on the subject, Captain Watson remarked that no vessel mounting fewer than sixteen guns ought to be sent to this port during the hot season of the year, on account of the ventilation necessary for preserving the health of the men. During the cool season this is not au object of paramount importance.
C. J. B.
(Inclosure 2 in No. 36./
GOVERNMENT HOUSE, Nassau, August 14, 1862. MY LORD DUKE: Reverting to my dispatch of the 11th instant, I now have the honor to inclose two copies of the admiralty judge's decree in the case of the Oreto, which Mr. Lees informs me are quite correct.
I have, &c. (Signed)
C. J. BAYLEY.
(Inclosure 3 in No 36.)
Decree in the case of the British steamship Oreto.
In the vice-admiralty court of the Bahamas. Our Sovereign Lady the Queen vs. The British Steamship or Vessel Oreto, (whereof
James Alexander Duguid is, or lately was, master,) her tackle, &c., &c. I, Joshua Anderson Brook, registrar of the vice-admiralty court of the Bahamas, do hereby certify that the annexed contains a true copy of the decree pronounced by the worshipful the Honorable John Campbell Lees, judge and commissary of the said court, in the above case, on the 2d day of August, in the year of our Lord 1862, as remains of record in the registry of this honorable court.
Given at the city of Nassau, in the island of New Providence, under the seal of the suid court, this 13th day of August, anno Domini 1871, and of our reign the thirty-fifth.
J. A. BROOK, Registrar.
In the vice-admiralty court of the Bahamas. Our Sovereign Lady the Queen v8. The British Steamship or Vessel Oreto. The British steamship Oreto has been seized by the commander of Her Majesty's ship Greyhound, on the alleged ground, as appears by the libel, that James Alexander Duguid, now or lately master of the said ship, and others exercising authority over
ber, have, without leave of Her Majesty the Queen, and within the jurisdiction of [39] *the Bahamas, attempted to equip, furnish, and fit out the said steamship Oreto,
with intent that she should be employed in the service of certain persons exereising, or assuming to exercise, the powers of government in certain States claiming to be designated and known as the Confederated States of America, to cruise and commit hostilities against the citzens of the United States of America, Her Majesty the Queen being, at the time, at peace with the said United States, and have třereby acted in violation of the provisions of the act 59 Geo. III, cap. 69, commonly known as the foreign-enlistment act.
Now, to support the libel, it is necessary that proof should be givenIst. That the aforesaid parties having charge of the Oreto, while the vessel was within the jurisdiction of the vice-admiralty court of the Bahamas, attempted to equip, furnish, and fit her out as a vossel of war.
2d1y. That such attempt was made with the intent that she should be employed in the service of the Confederated States of America; and,
3dly. That such service was to cruise and commit hostilities against the citizens of the United States of America. Witnesses have accordingly been produced to prove that the Oreto is constructed for and fitted as a war-tessel; that acts have been done in her, since she canie to Nassau, which constitute an attempt to equip, fit, and arm her as a vessel of war. That from certain conversations which were overheard between the master of the vessel and a person who came out passenger in her, and from certain acts done by this person, there is proof that she was intended for the service of the Confederated States of America, and to cruise against the citizens of the United
States.
H. Ex. 282—18
It has been contended by the proctor for the respondents that proof ought also to have been given that Her Majesty the Queen was at peace with the United States of America, as the court cannot take judicial notice of that fact. That it ought to have been proved that there is such a place as the Confederated States of America, and that proof should have been given that no leave had been obtained to fit the Oreto as a vessel of war. Without entering further into the subject, I will dismiss these points by stating my opinion, that the court is bound to take judical notice of Her Majesty's proclamations, and that in the proclamation of the 13th May, 1862, the Confederated States of America are named, and it is also alleged that Her Majesty is at peace with the United States of America, and that as the allegation in the libel, that there was no license from Her Majesty to fit the Oreto as a vessel of war, has not been traversed, the court has a right to assume that it is admitted.
A responsive plea has been put in by the defendants
1st. Denying that there was any agent of the owners or persons interested in the Oreto, of the name of John Lowe, on board of her, as affirmed in the libel; that the said Lowe was merely a passenger, and never exercised avy power or control over the vessel.
2dly. Denying that James Alexander Duguid, the captain, or any person exercising authority over the said steamship, attempted to equip, furnish, or fit out the said ship, with inteut that she should be employed in the service of the Confederated States of America, to cruise and commit hostilities against the citizens of the United States.
3dly. That while the Oreto lay in the river Mersey, immediately previous to her sailing for this port, British men-of-war frequently passed and repassed her, and that she was at all times in a conspicuous and public position without having been seized or arrested, or subjected to detention, and that she quitted Liverpool in the open day without any manner of baste or secrecy; that the master, while she was so lying in the Mersey waiting instructions from the owner, directed the mate to employ the crew during their leisure hours in doing ordinary ship's work, fitting gear, stroppiug blocks, &c., during which time, as well as after she sailed, certain spare blocks which were then on board and which were intended solely for the use of the ship as part and parcel of her rigging, and not in any way whatever as blocks for gun-tackles or as art of the furniture of guns, were stropped by the said crew, and the said blocks were never known or called as gun-tackle blocks, until a certain Edward Jones, a man of infamous and abandoned character, who had been shipped on board in the capacity of boatswain, called them gun-tackle blocks. That neither the said Alexander Duguid, nor any person whosoever, having autiority over the said steamship during the time she was at the port of Nassau, ever gave any orders or directions to strop blocks as gun-tackle blocks, or to strop any blocks whatever. But any blocks which may have been stropped on board the said ship were done by the seamen of the Oreto in their ordinary avocations, and is always done on board merchant-ships in order that they might have employment on board, and not for the purpose of fitting the Oreto as a vessel of war. 4thly. That no faith or credit ought to be given to the depositions of Charles Ward,
à witness for the party proponent; that he is a man of abandoned character, and [40] is actuated by malicious and vindictive feelings against the said James Ver
ander Duguid, and has sworn falsely for the purpose of carrying out an arowed intention of doing an injury to the said J. A. Dnguid.
On the evidence given in support of this plea, I shall remark as I proceed.
The evidence which has been produced in support of the prosecution may be classed in two parts :
1st. That which relates to circumstances which occurred before the vessel arrived within the jurisdiction of the admiralty court of this colony; and,
2dly. That which applies to facts done subsequently to such arrival.
To the first division belong the construction and fitting of the vessel before she left England, the flags or other materials which she had on board when she sailed, and the conversations or remarks of the parties in charge of her while on her passage from England.
To the second division belong the proceedings on board the vessel after her arrival within the jurisdiction of the Bahamas vice-admiralty court.
From the evidence appertaining to the first division I abstract the following, which is all that I think in any degree material:
Mr. Wynne Fitzjames Duggan, the chief mate of the Oreto, says: I am chief officer of the Oreto. The number of men all told on board was fifty-two or fifty-three. I believe that was an ordinary crew. We had not too maiiy. We had no cargo. The Oreto was fitted (when she left England) as she is now. All vessels are not fitted alike. I have seen some ships fitted with regard to bolts in ports as she is. I have seen vessels intended to carry cargo fitted as she is. Some of Green's and Wigram's ships are so fitted. There was a passenger on board whose name was Lowe. He did not, to my knowledge, exercise any authority over the ship.
In the cross-examivation, Mr. Duggan says: I bad access to every part of the ship Oreto. I have gone right through the vessel. I have never seen any implements of war or any ammunition on board of her. The shot-boxes were full of cabbages, turnips, and potatoes.
William Porter, a seaman of the Oreto, deposes that the vessel had no stowage-room for cargo. She was not fitted as mercbant-vessels usually are. She had a magazine. He says, I believe there were shell-rooms. I was in a room where shells were stowed. She had light-rooms. They are not usual in merchant-vessels. She had boxes for shot. She bad two gigs, a life-boat, pinnace, and dingey. I took her to be a gun-boat. We bad a passenger named Lowe on board. As far as I could see, Mr. Lowe had a little authority on board. On one of the mess kids being broken, I heard Mr. Lowe say to Captain Duguid he ought to take better care of the things. Mr. Lowe had given ine different orders, and told me to steer different courses when I was at the helm.
Cross-examined. I cannot say whether Captain Duguid knew it. I might have been · reprimanded if he had.
Peter Benson, a seaman of the Oreto, says: The Oreto (meaning when she sailed from England) was fitted just as she is at the present time. I have not been in steamboats before. I have been in sailing-vessels. Î bave never been on board of ope fitted like the Oreto. There is no place for cargo.
Walter Irving, a fireman of the Oreto, states: I have served on board steanıships before; I have been so serving six or seven years. The Oreto was not fitted like the steamships I have been serving in before; they were merchant-ships and passenger vessels. I did not see any cargo on board the Oreto; there were shot and shell boxes, and a place which the crew called a magazine. I know a flag they call the confederate fag; I saw one on board the Oreto. I saw it on the quarter-deck before we came in here; I saw it among other flags. There was an American and a French flag.
There was a passenger on board named Mr. Lowe; he seemed to have great interest in the ship.
With respect to the flag mentioned by this man, I will observe that had there been a confederate flag on board the Oreto, I should not consider it as very powerful evidence, inasmuch as it was with American, French, and other flags, and might have been sent on board with a general assortment of tags, which many merchant-vessels lave. But it will be seen that Captain Dugnid, in his examination, swears that there was no confederate flag on board. He states that when the flags were sent on board the ship at Liverpool they were wrapped up in separate papers, and marked with their respective names; that seeing one marked " confederate flag," he immediately sent it ashore, fearing that the possession of such a flag might involve them in some trouble, should they be boarded by an American vessel of war. Drawing niy conclusions from
the manner in which bis evidence was given, and all the accompanying circum[41] stances, I *cannot but be of opinion that there was no confederate tag on board
after the ship left Liverpool, and consequently that the witness Walter Irving and the man Ward, who gives evidence to the same effect, have stated, as far as regards the confederate flag, what is not true.
Thomas Robinson, a fireman of the Oreto, states : I have served on board of ocean steamers; in the Great Britain and Great Eastern steamships, and in the Cunard line of boats; there was a great difference in the fitting of the Oreto.
John Quinn, a fireman of the Oreto, says: I have been to sea ten years; I have been employed in merchant steamboats, in passenger vessels, and vessels carrying troops. I bave never served on board a steam-vessel in the merchant service fitted out like the Oreto.
Charles Ward, the steward of the Oreto, says: The Oreto had not the appearance of such merchant-vessels as I bave been in before. There were shot-lockers and magazine, and the kegs were marked Magazine," Gun-room," "Shell-room," &c.
Mr. Lowe was a passenger in her; four or five days after we sailed ho came to me and told me to be careful and keep an account of everything, as it would be saving a good deal of trouble when the crew would be leaving, and her guns and ammunition pat on board, and a new crew shipped, and very likely everything would be done in a hurry, and he said he would reward me handsomely. I have heard him repeatedly tell the captain to get things done as he wanted them done in the ship, and he was guided by Mr. Lowe on the voyage in the working of the ship and getting things done; this has happened several times. I heard the captain, Mr. Lowe, and the chief engineer speak with regard to the ship. I always understood them to say she was titted for the southern government as a gun-boat, whether for the government or a private gentleman I carnot say—they were conversing in the cabin.
There was a flag in the captain's cabin ; it had one white stripo and two red ones on each side of the white, and in the corner there was blue with stars in it. I do not know the secession flag. I heard Mr. Lowe told the captain that he treated the slaves on his plantation better than he (the captain) treated the men. Mr. Lowe stated that he would make a different arrangement when he came to port, and he did.
I heard Mr. Lowe tell Captaiu Dugnid to get those gun-tackle blocks shipped and
put them away, not to be used for any purpose at present. This was before we came here.
With respect to this evidence, I will here observe that Charles Ward had been put in prison by Captain Duguid for some alleged misconduct ; that he gave his evidence evidently under feelings of resentinent. Now, when the meaning of any conversation or remark he may have heard depends so much on the ipsissima verba which were spoken, the inferences which he may draw from them may be such as their import did not justify, and this evidence must, therefore, be received with great cantion. The slightest difference in the words made use of in a conversation or observation, or the occasion which caused it, may give such conversatiou or remark an entirely different meaning from that which the speaker intended to convey; and it does appear to me rather likely that conversation or remarks of this nature should have taken place in the presence of the steward, or in the immediate vicinity of a place, within hearing distance, where he would be very likely to be.
Captain Dugnid has sworn that no such conversation as Ward describes took place. Captain Duguid's statement is worth at least as much as Mr. Ward's. I shall, therefore, not consider these conversations to have been proved. It is true, as was stated by the advocate general, that Captain Duguid may be an interested witness; to what extent he may be so I do not know; but if the evidence of an interested witness may legally be given, although it should be received with caution, it certainly cannot be invalidated on that account. Captaid Dugnid, in his evidence, states that Ward threateneil when he came out of jail to fix him and the ship too. Ward denies baving used this threat, but I am inclined to believe that he did. However, let one assertion be placed against the other; yet I must say that I did not feel at all satisfied with the manner in which Ward gave his evidence. He says, " Mr. Lowe told me to be careful and keep an account of everything, is it would be saving a good deal o tronble when the crew would be leaving, and the gups and ammunition put on board and a new crew shipped."
Now, allowing that there could be any connection between the things which a stew. ard would bave charge of and the leaving of a crew, which I do not see, what possible connection could they have with the shipping of gums and ammunition ! I cannot but think it highly improbable that Mr. Lowe would have made so uncalled for, so irrelevant, and, to a stranger as this steward was to him, so imprudent a speech. Again, he says Captain Duguid was guided by Mr. Lowe during the voyage in the working of
the ship. Can anything be more improbable than this? He says in another [42] part of his evidence, *"I heard Mr. Lowe tell Captain Duguid to get those gun
tackle blocks stropped, and to put them away, not to be used for any purpose at present. This was before we came here."
This Captain Duguid denies, and, as I said before, Captain Duguid's oath is certainly as much to be relied on as Mr. Ward's.
The observations which I made respecting the confederate flag when commenting on the evidence of Walter Irving apply equally to the evidence of Ward. I will only add that I think it very wonderful that he should have been so long both in Liverpool and here, and not know a confederate flag.
Captain Hickley, after stating certain motives which induced him to go on board the Oreto to examine her, gives the following evidence:
At noon, on the 10th June, I went on board the Oreto with some officers and men for the purpose of thoroughly examining her, and I found her discharging what I supposed to be shell at the time of going on board. I should have followed out my intention of thoroughly searching the vessel, but as she was clearing at the time, and the consignee assured me that she had cleared in ballast for the Havana, and as I actually thought this was the case-this testimony being strengthened by that of the reveune officer, I thought further interference on my part unnecessary, and so I quitted the ship. After some few details, to which I do not think it necessary to advert, he goes on to say:
I quitted the ship with the understanding that I was to again visit her previous to her leaving ; some days elapsed, and being convinced in my own mind that the vessel was not acting in good faith, I determined, before leaving, to make a thorough overhaul. Accordingly, on the 13th day of June, I proceeded on board with the officers and men chosen, on its being reported to me that the vessel had cleared in ballast by the consignee. On my first going over her side, the captain informed me that the crew had refused to get the anchor up unless they got a guarantee from myself or the governor as to where she was going; and on the captain calling the creir aft, and requesting them to state their grievances to me, the men did so in what I considered an orderly and proper manner, and in no mutinous spirit whatever, as far as I am capable of judging. I then proceeded to examine the vessel, and found herin every respect fitted as a war-vessel, precisely the same as vessels of a similar class in Her Majesty's navy. She has a magazine, and light-rooms forward, handing-rooms, and landing-scuttles for powder as in war vessels, shell-rooms aft fitted as in men-ofwar, a regular lower deck, withi hammock-hooks, iness-shelves, &c., as in onr own warvessels; her cabin accommodations and fittings generally being those as fitted in ves
« iepriekšējāTurpināt »


text:
Parade Flats To Get Makeover
Added by Andy Hargreaves on May 26, 2011.
Saved under Lead Stories, News, Politics
Parade Flats in Hugh Town
A building in the centre of town that has attracted much negative criticism for its unkempt appearance is set to be painted.
The Council owns Parade Flats and renovating the exterior of the building between Bordeaux Shop and Tideline hasn't been easy.
It's listed so the Council's conservation officer had to approve painting plans.
It was thought that stripping off the render and revealing the stone underneath would be preferable but the costs ran into thousands of pounds.
So it should be painted to its original pastel shade in the next few weeks, as soon as Mark Wright has finished his current project of installing the lift at Park House.
The cash for the paint job is coming from a general maintenance fund of the council and won't come from rent money from those in council housing.


An office based tele-sales role where the main purpose is to achieve the required level of activity to generate profitable sales and to hit sales targets.
Dealing with Primary schools speaking to Head Teachers, Literacy Coordinators and IT staff.
Make a high volume of high quality outbound telephone calls to new business prospects and existing customers to uncover their needs and sell appropriate MLS and associated products.
Deal promptly with enquiries from new business prospects and existing customers to maximize sales revenue and company profit.
Accurately complete daily administration to ensure orders are dispatched promptly and correctly and keep CRM system up to date.
Maintain excellent knowledge of all MLS products and services being able to fully explain and demonstrate the product when necessary.
Keep up to date with competitor products and services along with any development within the industry.
Any other duties as specified by the, Team Leader, Sales Manager or Company Directors.
Exceed monthly sales targets as required by the company.
Exceed all activity KPIs as required by the company to exceed monthly sales targets.
Be committed to delivering a professional service of the highest quality.
Individual probationary reviews will be held with the Team Leader and/or Sales Manager until probation has been passed within the six-month probationary period. Formal, performance reviews will follow, to include an annual appraisal.
Previous successful telesales experience and an understanding of sales processes essential. Experience of sales within the educational sector is desirable.
Demonstrates commitment to personal and organizational success. Takes ownership and accepts responsibility for challenging targets. Remains focused on targets and motivated at all times.
Able to plan and prioritise workload and ensure that deadlines and targets are met.
Highly self-motivated with a strong need for personal achievement. High energy levels and is ambitious.
Remains calm and self-controlled under pressure. Reacts well to change and stays positive despite setbacks. Remains motivated and focused in a pressurised environment.
Responds positively to the need for change and adapts behaviour and activities to meet changing demands. Identifies innovative approaches. Is flexible and adaptable.
Able to make intelligent business decisions based on information. Remains up to date with current company and industry and developments. Provides a professional and credible business case to prospects.
Must be confident using up to date technology and familiar with using CRM systems, and Microsoft office.


Within 3 days left Fortnite will release Season 7 to all players on every platform.
New posible mobility in Fortnite ? Skiing.
According to Fortnite Season 6 the Season 6 Battle Pass will end on Thursday, December 6. Which mean that Fortnite Season 7 will either start either later on that day or on Friday, December 7. Remember that Season 6 started on Thursday last time so we will wait and see about thise Season together.
The usual starts time of each Fortnite Season in different timezone.
Eastern Time (ET) : 4 a.m.
Pacific Time (PT) : 1a.m.
Central European Summer time (CEST) : 10 a.m.
British Summer time (BST) : 9 a.m.
According to the calculation of each Fortnite Season period. We've see to find out that each season last 10 weeks and 1 day with the total of 71 days. If the algorithm Fortnite Season 7 is the same it will end on Thursday, February 7.
There are rumor about leaks Trailer of Fortnite Season 7 but it is not true and already been confirmed by Current Community Coordinator at Epic Game on the twitter said The leaks trailer of Season 7 refer to the fan made video and not an official trailer.
Special thanks to Sean Hamilton @MrPopoTFS.
Unfortunately there are no skins that leaks from Season 7 yet.
Don't let yourself down yet. One of the reddit user Imaginator123 has a really good observe on Fortnite Season Poster. and said that "Usually the first Teaser Images for the Season is the 1st tier skin". Which lead our doubt too.
Will the the Images on This Teaser become the 1st skin tiers in Fortnite Season 7 ? Any further information will be inform here.
Since The Christmas almost come and there are the very possible way that Season 7 will be involve in snow map is there a possible chance of new possible mobility ?
If you take a closeer look at Fortnite Season 7 Teaser. On the right below Season 7 you will see a small picture of a person skiing down the shoulder.
Is Fortnite try to tell use that there will be Skiing mobility ?
Any further information will be inform here.
Check out : Fortnite Supported Devices. Which devices can Fortnite run 60fps ?
Check out : Information about all Weapons in Fortnite Battle Royale.
Check out : Information about all Items in Fortnite Battle Royale.


Find cheap Tampa United States to Memphis United States flights with our free search service. Compare all available fares for direct or connection flights from Tampa to Memphis.
What is the distance between Tampa and Memphis?
The average distance from Tampa to Memphis is 1072 kilometers (equals to 666 miles or 579 nautical miles). Your flight will departure from Tampa, United States and arrive on Memphis, United States.
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The average price for one-way airfare from Tampa to Memphis is 92 USD (none-taxes) for economy class.
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We have scheduled your meter to be read approximately the same date every other month. It may be necessary on occasion to vary from this schedule due to holidays or unexpected circumstances. Safe access to your meter helps us provide you with accurate meter reads and billings.
Your meter is read from left to right, very similar to that of the odometer in your car. On most of the meters, we drop the last two digits; this is because we bill in units of one hundred cubic feet (HCF). One hundred cubic feet is equal to 748 gallons. In order to calculate the amount of water you have used in gallons, multiply the usage that is listed on your bill by 748. This reflects the number of gallons used for this two month billing cycle. To calculate your daily usage, divide the total gallons by the number of days in the billing cycle. If you have questions, please contact our office.


Closing entries are journal entries made to close, or reduce to zero, the balances in the temporary accounts and to transfer the net income or net loss for the period to the capital account.... An Adjusted Trial Balance is a list of the balances of ledger accounts which is created after the preparation of adjusting entries. Adjusted trial balance contains balances of revenues and expenses along with those of assets, liabilities and equities.
Examples. In order to understand the closing entries process, consider the following example based on adjusted triall balance. After adjusted trial balance, the stage of preparing financial statements begins.
Particulars Debit Credit Income Summary XXXX Sales Discount XXXX Sales returns and allowances account XXXX Closing entries are journal entries made at the end of an accounting period which transfer the balances of temporary accounts to permanent accounts.
transfer entries closing entries rectifying entries Simple Entries : The entries in which only two accounts are affected, one a/c is debited and other one is credited.


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#TuesdayBookBlog 'Mr Nobody' by Catherine Steadman #Tanka @Audible #BookReview
February 18, 2020 LucciaGray
From the Blurb
When a man is found on a Norfolk beach, drifting in and out of consciousness, with no identification and unable to speak, interest in him is sparked immediately. From the hospital staff who find themselves inexplicably drawn to him, to international medical experts who are baffled by him, to the national press who call him Mr Nobody – everyone wants answers.
Who is this man? And what happened to him?
Neuropsychiatrist Dr Emma Lewis is asked to assess the patient. This is her field of expertise, this is the chance she's been waiting for and this case could make her name known across the world. But therein lies the danger. Emma left this same small town in Norfolk 14 years ago and has taken great pains to cover all traces of her past since then.
But now something – or someone – is calling her back. And the more time she spends with her patient, the more alarmed she becomes.
Has she walked into danger?
My Review and Haiku
I listened to, read, loved and reviewed Ms Steadman's first novel, Something in the Water last year, so I was thrilled to be able to listen to and read her second novel, Mr. Nobody.
I'd describe Mr Nobody as a chilling psychological and medical thriller. It's brilliant, enigmatic, disturbing, and a compelling read. It's wonderfully written and well plotted, readers will never guess which way the plot will turn, and there are plenty of unexpected twists and turns. The whole novel works up to a heart stopping climax which is definitely not for faint hearted or sentimental readers.
I recommend the audiobook version, read by the author, a real treat!
I really can't say any more than the blurb or there will be spoilers. Especially for lovers of unsettling and disquieting novels of psychological suspense.
Mr Nobody
He hides your secrets,
Beware Mr Nobody,
The man with no name,
He's no one and everyone
That lurks deep in your nightmares.
Catherine Steadman is an actress and writer based in North London, UK. She is best known for her role as Mabel Lane Fox in Downton Abbey and is currently filming on the new Starz television series 'The Rook'. She grew up in the New Forest, UK, and lives with a small dog and an average sized man. Mr Nobody is her second novel.
Catherine Steadman on Amazon UK
Catherine Steadman on Amazon.com
Categories: #TuesdayBookBlog, Blog, Book Reviews	Tags: Book Reviews, Catherine Steadman, Medical Thriller, Mr Nobody, novel, Poem, Psychological Thriller, Something in the Water, Tanka
← #SundayWalks 'A Second in time' #Tanka
#WordlessWednesday 'Orange Blossom' #Haiku →
4 thoughts on "#TuesdayBookBlog 'Mr Nobody' by Catherine Steadman #Tanka @Audible #BookReview"
Oo. I have this on my TBR!
You'll love it! It's a thrilling and different novel!
Cee Arr @ Dora Reads says:
I like the contrasting colours on the cover! V. striking 🙂
Yes, it's a great cover and fabulous novel!


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The projects we support
are our windows onto the world.
Founder & Foundation
Organisation of the Foundation
Impact Planning
Why We Support
How We Support
Service & Press
The goal of our public relations work is to make our current activities and exemplary projects more visible. That's why the people and initiatives that we support take center stage, both in our print publications and on our website. Lighthouse projects both large and small are given a special place.
Here, we provide short updates that reveal current happenings among our projects. In addition, we present in-depth reports and interviews that create a vivid picture of the initiatives that our foundation is privileged to enable and support.
To make this possible, our public relations team visits many of the projects together with the responsible project managers and gets to know the organizations and people on location.
We hope that these reports, in text and image, help to orient engaged individuals regarding possible support from the Software AG Foundation (SAGST) – and encourage them to tread new paths.
"Gemeinsame Mitte": Hands-on Learning and Neighbourhood Encounters
Photo: Huckepack e. V. / J. Günzel
Huckepack e. V. is located in the middle of Striesen, the most populous district in Dresden, the state capital of Saxony. Originating from a parents' initiative, this independent youth welfare organisation has been running the Montessori children's house for about three decades. Here 100 girls and boys, eight of whom have special educational needs, are currently cared for all day in four mixed-age groups. Freie Montessorischule Dresden has been growing steadily since it was founded in 1995 by the same sponsoring association and currently has more than 500 pupils. Today, in addition to a primary school with after-school care, it also comprises a secondary school, a vocational school and a vocational grammar school specialising in economics as well as health and social work. "This gives us the great fortune to support the developmental path of youth from infancy to young adulthood", says Managing Director Harry Vahle about the background of the two reform pedagogical institutions.
Their common goal is to provide all children and young people with support according to their personal developmental stage and to give them the freedom to discover, experiment and try things out. According to the guiding principles of the Italian doctor and philosopher Maria Montessori, this is achieved via a prepared environment that offers a variety of stimuli from which an individual learning path can be chosen, taking into account time and rhythm. Another focus is on project-oriented work in inter-year groups. In addition, inclusion, participation and diversity have been part of the association's self-concept from the very beginning, and it considers cultivating extracurricular partnerships and co-operations at the regional, national and international level of great importance.
The increased demand for school places and the newly added educational qualifications have pushed the main location to its limits, requiring the vocational grammar school to be hived off. A three-storey, accessible extension is currently being built to bring all the school's branches under a single roof and to be able to accommodate more classes. Starting in 2023, this "Gemeinsame Mitte" (German for "Common Centre") will have around 3,500 m² of space for specialised lessons, a library and its own kitchen complete with canteen and cafeteria. The latter will be run by a student company and also be used by residents from the neighbourhood. The new auditorium will have more than 200 seats and offer space for a variety of projects that complement the lessons, such as theatre and musical performances, exhibitions, concerts and festivals. Consciously opening up to the community not only promotes encounters and exchanges between people with and without disabilities but also reinforces the social fabric of the school and neighbourhood in the long term.
Financial support for the project is provided by the Software AG Foundation in Darmstadt, among others. The Foundation's project manager, Jana Weische, emphasises: "The Dresden-based sponsoring association Huckepack e. V. sees school as a place of social learning, a place where society, individuality and family life intertwine. Everyday interactions here exemplify tolerance, integration, and an understanding of democracy and environmental awareness. Moreover, the new opportunities will also be passed on to the outside world in the future."
Gerhard Kienle Chair at UW/H: Longstanding funding Partnership continues
For more than 25 years, the Software AG Foundation (SAGST) has enabled the work of the Gerhard Kienle Chair of Medical Theory, Integrative and Anthroposophic Medicine at Witten/Herdecke University (UW/H). Another five-year funding period will begin in 2023. External projects such as the online platform PlantaMedia®, financed with funds from the German Federal Ministry of Food and Agriculture (BMEL), underline the innovative power of the chair.
Exchanging Views on important Questions for the Future: The Kassel Youth Symposium
The 26th Kassel Youth Symposium of Waldorf Schools will take place from 8 to 11 December. It aims to encourage people to view current key challenges not simply as a burden but as a starting point for a sustainable relationship with ourselves and our environment.
"Echo hilft!" 2022/23: SAGST donates 25,000 euros for nature conservation projects
A pledge for the orchards in Eberstadt, a protected area for lizards in Bauschheim or a multimedia exhibition in the Reinheimer Teich nature conservation barn: this year, "Echo hilft!" is supporting five projects in southern Hesse that are committed to environmental protection and nature conservation. SAGST is donating 5,000 euros to each project.
Development Support: Day Structure at Sozialtherapeutikum Eggersdorf
The social therapy centre in Eggersdorf near Graz, Austria, offers living and working places for people with severe disabilities. With the support of SAGST, it was recently able to expand the scope of its "day structure".
Antroposophical Medicine Assistance for Individuals with Disabilities Assistance for the Elderly Children and Youth Elementary Education Mission Investment Nature and Agriculture Research SAGST Implizit Schools
© 2022 Software AG Foundation
Healing Social Impulses


text:
The Tijara Institute
Islamic Finance & Entrepreneurship
WADI'AH DEPOSIT TAKING INSTRUMENT
May 4, 2019 The Tijara Institute
The term wadi'ah is derived from the verb "Wada'a". It means to keep, lodge, store, entrust, leave, or deposit. It means to leave something in someone's custody. In technical terms, it refers to the act of keeping or the property that is being kept.
It has also been used to refer to assets given to someone for safekeeping without any return. From a scholarly view, Wadi'ah is a safekeeping or trust contract without any given compensation and the asset should be returned at the request of the owner.
The contract of wadi'ah has been approved by the consensus of scholars of all times on its permissibility since it is necessary by the people in general to keep their properties in the hands of other people.
The Shafi and Maliki scholars suggest that Wadi'ah is the representation in keeping the possession of private goods in a specific way. The Hanafi school of thought defined it as: "Authorizing someone to keep his wealth explicitly or implicitly."
In the scriptures, it is also used to mean abandon or to forsake. Allah the Almighty says: "Thy Lord has not forsaken thee or left thee, nor is He displeased." Quran: Adhuhaa verse 3.
Types of Wadi'ah.
There are two kinds of Wadiah, namely;
wadiah yad al-amanah also known as Amanah
wadiah yad al-dhamanah also known as Wadi'ah
Wadi'ah yad al-amanah (Safe keeping)
This is a safe keeping concept which is based on custodianship model. It is therefore an Amanah or trust in nature.
Wadi'ah yad al-dhamanah (Guaranteeing of Deposits)
This type of wadi'ah is based on a guarantee concept used for the return of deposit (Dhaman) which is used for the investment of deposit but return them when the owner needs them.
Difference between the two
Custodian in wadiah yad al-amanah cannot utilize the deposit without the owner's consent. At the same time, since there is no guarantee that the deposit can be returned when needed, this type does not charge any liability on the custodian in case of loss or damage except for negligence.
On the other hand, the custodian in wadiah yad al-dhamanah is entitled to use the deposited assets for transaction and other profit purpose with risk-taking regardless of consent from the owner, but since any profit from this type belongs to the custodian, offering some portion of profit as a gift (hibah) is at the custodian's discretion.
In particular, the wadiah yad al-dhamanah contract has similarities with the loan (Qardh) contract. And thus, this type follows the principles of the loan contract; no pre-determined excess/ benefit is expected from the investment.
Application of Wadi'ah
Today, most Islamic banks employ wadiah yad dhamanah instrument which means safe-keeping with guarantee. Practically it is used as a wadiah yad dhamanah current account and wadi'ah yad dhamanah savings account.
In Islamic banks both wadiah yad dhamanah and wadi'ah yad al-amanah can be used for both current and savings accounts. Though the use of wadiah yad al-amanah contract is mainly used for simple safe-keeping of valuable items rather than money.
Current Account deposits with Islamic banks follow the principle of Amanah where the deposits cannot be guaranteed hence the use of wadiah yad al-amanah contract. Never the less wadiah yad dhamanah contract can be used as well, where the customers principle amount is treated as loan and therefore guaranteed, in this case, the Islamic bank has the permission to use the deposits for their own operations.
The depositors have no right to any return or profit on such deposits. However, gifts to such depositors can be given entirely at the discretion of the Islamic banks. And as the banks are not allowed to pay any return for the use of the depositors' funds that take the form of loans, awarding such gifts should not take the form of a custom or a permanent feature of a bank's operations or have a tariff on how the gifts are awarded.
In some jurisdictions, Wadiah yad dhamanah Contract, is used for transaction between the Central Bank and Islamic banking institutions. Islamic banking institutions place their surplus/residual funds with Central Bank/Regulator based on the concept of Al- Wadiah. Under this concept, the acceptor (Central bank/Regulator) of funds is viewed as the custodian for the funds and there is no obligation on the part of the custodian to pay any return on the account. However, if there is any dividend paid by the custodian, it will be deemed to be a 'hibah' (gift).
The Wadiah Contract facilitates the Central Banks' liquidity management operations through liquidity management instruments like Tawarruq (monetization) as it gives flexibility for the Central Bank to declare dividends from its investments. Under the liquidity management operations, Central Banks' uses the Wadiah Contract to absorb excess liquidity from the Islamic financial institutions by accepting overnight money or fixed tenure wadiah basis.
Two other contracts sometimes used by Islamic finance institutions for pay-back-on-demand accounts instead of qard al-hasanah, are Wadi'ah yad Amanah to mean safekeeping and or trust. Sources disagree over the definition of these two contracts. Some argue that wadiah and amanah behave the same way as Qardh al Hasanah. While some banks have different meanings. Sometimes wadiah and amanah are used interchangeably.
Operationalization of the Wadi'ah contract
In Islamic banking, Wadiah Current Deposit is a deposit product operated according to Islamic Shari'ah where the depositor will deposit money in an Islamic bank in the form of Amanat or trust and thus expects neither profit nor loss.
The Islamic bank takes permission from the depositor to use the deposit according to Shari'ah principles but guarantees that the amount deposited would be available to depositors whenever they demand. If the Islamic Bank incurs a loss using this deposit then bank will incur all responsibilities. Since depositors do not take any risk of loss, so they cannot demand any profit.
Current Account deposits are based on the principle of Amanah / Wadiah or that of Qard. In the first type, interest-free deposits are held by the banks either in trust (Amanah), or in safe-keeping (Wadiah). Under Amanah arrangement, (wadiah yad al Amanah) the Islamic bank treats the funds as a trust and cannot use these funds for its operations; it does not guarantee the refund of the deposit in case of any damage or loss to the Amanah resulting from circumstances beyond its control.
In Wadiah therefore, the bank is deemed as a keeper and trustee of funds and has the depositors' permission to use the funds for its operations in a Shari´ah compliant manner. Deposits under Wadiah (Wadi'ah yad al Dhamanh) take the form of loans from depositors to Islamic banks and the bank guarantees refund of the entire amount of the deposit. While these deposits can be withdrawn at any time, the depositors have no right to any return/profit on such deposits.
In the second type, the client gives the bank authority to use current accounts funds to invest in its operations, in that case, the deposit amount is considered as a non-interest loan by the depositor to the bank. The bank has the obligation to return the credit balance upon demand clients who have no right to receive any profit on their balances. The liability to return a Qard deposit is not affected by the bank's solvency or otherwise.
Current account deposits are regarded as trusts or safe-keeping and offer the depositors safety of their money against the bank's guarantee to return their funds on demand. Similarly, the current account, as operated by conventional banks, is essentially a safekeeping arrangement between the depositors and the bank, which allows the depositors to withdraw their money at any time and permits the bank to use the depositors' money. However, deposits in these banks have their principal guaranteed, and they may agree to pay a return on the deposits that is either fixed or floating, but not linked with the outcome of their economic activities. The mobilised funds are freely used by the banks and are totally liable for their repayment even if the banks incur a loss.
In the case of Islamic banks, current account deposits can be categorized as loans. In fact, the bank guarantees the full return of these deposits on demand to the depositors, who in turn, authorize the bank to utilize their funds for any purpose permitted by the Shari'ah at the bank's own risk. Hence, if there is any profit resulting from the employment of these funds, it accrues to the bank and if there is any loss, it is also borne by the bank. Loans accounts are not eligible for a share in profits, as they are not subject to risk and there shall be no return or mark up payable on them. Therefore, Islamic banks that have ruled current accounts may be eligible for payment of gifts, but not profits.
Scholarly Arguments on Wadi'ah Agreement/Contract.
Sources differ over whether Wadiah deposits are simply guaranteed by the bank or must be kept unused with 100% reserve, with another contract called Wadia yadd ad daman allowing rights of utilization for the Islamic bank to invest but guaranteeing the return repayment of the whole or part of current account deposit.
Sources also differ over whether banks can use Amanah accounts for its operations if it obtains the authority of depositor or not. Sources do agree that the trustee of Amanah is not liable for unforeseen mishap. Resulting from circumstances beyond its control or if there has not been a breach of duty on the part of the bank. All in all these words are used interchangeably to refer to the same actions of Current account deposits.
Published by The Tijara Institute
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I am an Assistant Professor of Marketing at the University of Virginia's Darden School of Business.
I am interested in the impact of social connection on consumer behavior and consumer welfare. My research explores the multifaceted influence of social connection – from creating new social ties to priming existing social ties – on consumer behavior in two primary areas: motivation and social influence.
Previously, I was a post-doctoral fellow at Duke University's Fuqua School of Business, working with Dan Ariely at The Center for Advanced Hindsight and I received my doctorate in Marketing from Harvard Business School. Once a professional swimmer, I now spend my days wondering about social connections, running after a ball, following arts or flying.