text:
Menu HSO
the results company
United Statesen-us
Corporateglo
Internationalint
United Kingdomen-gb
Schweizde-ch
North Macedoniamk
Hong Konghk
Malaysiams
Singaporesg
日本sg
Industry Solutions (cont.)
Architecture, Engineering, and Construction (AEC)
Loan Management
Multi-Entity Financial Management
Vendor Contract Management
Project Recovery
BI & Data Analytics
Continuous Optimization/DevOps
Microsoft Dynamics Application Management and Support Services
Global 24/7 Support
Domestic US Support
Competency Center
Dynamics 365 HR
Analytics, Cloud & Productivity
Blog, Events & News
Demos & Webcasts
Ebooks, Guides & White Papers
About HSO United States
DynamicsAdvantage
Work at HSO
MyHSO
What is the ROI of Dynamics 365 Supply Chain Management?
Report: Forrester finds Dynamics 365 Supply Chain Management provides ROI within 22 Months
Forrester's latest Total Economic Impact of Microsoft D365 Supply Chain Management estimates an ROI of 90 percent with a payback over 22 months. Users can expect measurable improvements in quality, production volume, and productivity.
Microsoft Dynamics 365 Supply Chain Management (D365 SCM) is an Enterprise Resource Management (ERP) application specialized for supply chain visibility. D365 SCM helps give manufacturers, retailers, and distributors a complete view of their inventory, warehouse, manufacturing, service, and logistics for improved supply chain resiliency. It also provides AI and machine learning tools to support better strategic decision-making.
But what is the average company's Return on Investment (ROI) of D365 SCM, and why should your company consider using it?
To answer that question, Microsoft recently commissioned Forrester Research to study the value proposition of D365 Supply Chain Management on a typical user compiled from interviews with current users of the product.
Forrester's Total Economic Impact (TEI) study, The Total Economic Impact™ of Microsoft Dynamics 365 Supply Chain Management, found that a company can expect improved production volume and quality, reduced downtime, lower infrastructure costs, and increased developer productivity.
For example, D365 SCM has AI capabilities that help improve demand planning and forecasting based on real-time labor, material, and equipment availability. These improvements in planning and scheduling lead to fewer production bottlenecks and greater production, giving the average business user a return of $24.3 million over three years.
Likewise, SCM's real-time view of production and inventory gave users visibility into their asset utilization and resource availability, which helped them reduce downtime and respond rapidly to quality issues, valued at more than $1.5 million over three years.
Another important consideration noted by Forrester was that D365 SCM contained numerous features previously only found in specialized, on-premises business applications. By retiring these legacy applications, the companies had access to more automated processes, better customizability, and integrated data using a modern cloud solution. The cost savings on the associated maintenance and licensing costs helped these reduce the size of their infrastructure for a total savings of $11 million over three years.
Forrester also noted other areas of improvement that resulted in measurable cost savings, including improved quality and increased developer productivity. They also identified intangible benefits that, although they did not yield a quantifiable ROI, resulted in substantial improvements to the organization, such as improved customer satisfaction, better forecasting capabilities, and increased flexibility.
In all, Forrester estimated the Microsoft Dynamics 365 Supply Chain Management would deliver the typical business user a total economic impact of over $44 million in actual savings over three years. At a typical cost of around $23 million, Forrester determined that an investment in D365 SCM provides an ROI of 90%, with a payback period of 22 months.
For more than 30 years, HSO has focused on helping organizations get sustainable results through the use of technology. Consistently ranked as one of the top Microsoft partners globally, we're dedicated to helping businesses solve their toughest digital transformation challenges.
Learn more about the business opportunities tied to prioritizing your supply chain, the risks of overlooking it, and how you can develop a roadmap for supply chain resiliency.
By Brenda Somich|2022-09-07T14:08:17-05:00September 7th, 2022|Supply Chain Management|0 Comments
Contributor: Brenda Somich
Director of Manufacturing and Field Service Marketing, HSO
We're ready! Let's chat.
info-us@hso.com
Copyright © 2023 HSO


text:
March 17, 2006 by minke d'antiminke
A positive update on the new 'morality' in Indonesia:
"The Indonesian Government is backing away from a sweeping anti-pornography law that would outlaw kissing and revealing clothing.
Demonstrations against the law, which has the support of mainstream Islamic organisations, have spread from the artistic community and the resort island of Bali, with prominent Indonesians claiming it was alien to Indonesian culture and an attempt to impose sharia law by stealth.
After accompanying President Susilo Bambang Yudhoyono to a meeting with the National Commission on Violence Against Women, State Minister for Women's Empowerment Meutia Hatta Swasono said the new law should focus on banning obscene materials, rather than criminalising personal conduct.
"We also ask that women are treated fairly; it's as if they are blamed by the way they dress," Mrs Meutia said.""

redpajama_set_name: RedPajamaCommonCrawl


text:
Anna Lipsne
Electronic music producer, singer-songwriter, and composer from Latvia and now based in Melbourne
Anna Lipsne is an electronic music producer, singer-songwriter, and composer from Latvia and now based in Melbourne. Traveling around the world, living an interesting lifestyle, and attending great music events and festivals has formed Anna's music style giving a unique perspective and sound. Ever since a young age, Anna was fascinated by music and its healing power which fuelled Anna to start playing the piano and composing the moment she could reach the keys. With her innocent-sounding piano compositions combined with Psychedelic elements, hypnotic melodies, and a pounding low end, Anna crosses boundaries between all styles that she's heard and studied her whole life. Be it jazz, trance, techno, classical or modern music. Every track is so different, it could be the dark and edgy sounds of techno or the piano-driven compositions which could only be described as "like a child playing in the field of flowers". This is Anna's sound… Welcome to her "Diaries of Music".
Anna Lipsne · Symbiosis
Riigs · Origins (Anna Lipsne Remix)
Anna Lipsne · Indigo
Interview - Australian Musicians Radio
Azpecialguest


This past weekend a horror franchise took back the top spot at the box office. The Halloween movie that has nothing to do with Rob Zombie topped the box office this weekend. Halloween brought in an estimated $77 million against some stiff competition. We have a review of the movie which you can read here.
A Star is Born, Venom, Goosebumps 2, and First Man all round out the rest of the top five movies this weekend. Venom couldn't find the strength to swing into second place, it just tumbled right into third place. Still, Venom is close to $500 million worldwide, as it sits at $461 million right now. It seems that A Star is Born just won't make it to the top spot, as it grossed $19.3 million.
Next weekend, two movies will be opening in a wide enough release that they could possible become a challenge to either Halloween or A Star is Born. Indivisible and Hunter Killer will both be coming out next weekend. Next weekend is the final weekend in October, so it should be a good finish to a great month at the box office.


Any adult who has watched the TV show 'Letters and Numbers' (based on the BBC show 'Countdown') will know the cognitive challenge of trying to reach a target number with a series of smaller digits.
The game of Math Dice is based on the same concept and comes in two levels of difficulty.
Math Dice Jr (the foundation level) includes a large 12 sided die which provides the "target" number. The other 5 dice (standard 6 sided) are the "scoring" dice. The amounts shown on each of the scoring dice are used to reach the target number through addition and/or subtraction.
6 + 4 + 1 + 2 = 13. 13 - 3 = 10.
Each time a player correctly reaches the target using the scoring dice he or she moves forward on the Scoring Track.
For a child who prefers to work independently the Scoring Track could be removed so that the child can simply throw the dice to inspire this cognitive challenge!
This game is designed to reinforce early addition and subtraction skills in a creative manner. Rather than simply repeating exercises or worksheets a child is able to work with an engaging game that is fun yet challenging.
Math Dice Jr is recommended for children from age 6 onwards. I have known children younger than six who have been able to use this game with some one on one scaffolding from an adult (rather than as an interactive game between two children).
Math Dice is the more advanced level of the same concept. This time it involves multiplication and requires more complex equations.
It includes two 12 sided target dice. The player rolls both target dice and then multiplies the two numbers to find the target.
The player then rolls the 3 regular 6-sided Scoring Dice. The quantities shown can be combined in many ways using multiplication, addition and subtraction.
For instance, if the two target dice read 8 and 4 then these are multiplied to reach a target of 32.
The Scoring Dice might be rolled to show a 5, 2 and 6 - which could then be combined as (5 x 6) + 2 = 32.
Math Dice is recommended for children from 8+ but younger learners who show confidence in maths may also enjoy attempting this with adult support.
In Math Dice the Target and Scoring dice are all smaller than those in Math Dice Jr.


text:
Q: Uncaught ReferenceError: require is not defined at app.js:3 Having issue while connecting front-end HTML to private blockchain in order to interact with the smart contract.
Step completed as below:

*

*created a smart contract and deployed in pvt blockchain.

*npm install -g web3

*created HTML file and linked with below js file.

// Sample app.js file code
var Web3 = require('web3');
var web3 = new Web3();

if (typeof web3 !== 'undefined') {alert(" web3.currentProvider :: " + web3.currentProvider);
    web3 = new Web3(web3.currentProvider);
} else {
    // set the provider you want from Web3.providers
    web3 = new Web3(new Web3.providers.HttpProvider("http://localhost:8545"));
 }

 var abi= My-custom-ABI;

 var ins=web3.eth.contract(abi);
 var instance= ins.at("My-Contract-Address");
 var accounts;
 var account;
 var account2;

A: You should install it as your dependency, try npm install --save web3. Also, you need webpack to transpile your javascript, because browser don't understand require syntax.

redpajama_set_name: RedPajamaStackExchange


During Thanksgiving and the holiday season, you're looking forward to spending time with your family and friends. Well, on Halloween, you do the same, except you love to spend it with the Addams family. Oh, what I would give to have a big love like Morticia and Gomez, and to hang out with Wednesday on the regular. I would happily be accepted into their crew, and have already watched this iconic movie a hundred times in preparation. So, for any Halloween pics I take this year, you know I'm using Addams Family quotes for captions when I'm ready to post.
If you're in dire need of a last-minute Halloween costume, Wednesday is your girl. All you need is a long-sleeve black dress, white collared shirt, and two braids. Grab a pair of black tights and your favorite tube of dark lipstick, and you're ready to win the Insta game with one of these captions.
You may already have your costume picked out, but are spending time cuddling up with bae watching #CoupleGoals, Morticia and Gomez, before you head out to the Halloween party. Maybe you're spending time with your very own Addams family squad — aka, your besties. Either way, you'll want to use any of the 22 quotes from the film for your Instagram captions.


Fundamentally this course is designed for all paddlers irrespective of craft.
The objective is to teach simple and safe skills that can be applied appropriately.
The course aims to provide the student with the key safety and rescue skills required to operate safely in a sheltered water environment and to be able to deal with common emergencies.
These skills will then form the basis of all safety and rescue training throughout the BC Scheme.
This also can be used as a pre-requisite for the British Canoeing level 1 coach course.
To provide the paddler with the necessary skills which will enable them to ensure the safety of themselves and others.
To provide the paddler with the appropriate rescue skills, which can be used to help themselves and/or others in difficulty.


The wonderful sport of windsurfing offers unique sensations. Fly on the waves with infinite array of emotions through the course of our qualified instructors.
Would you like to spend a week full of windsurfing and relax? We have agreements with the best locals hotel. Solutions for all seasons and times.
We have a great partnership withlocal Surfshop. You can get discounts and facility for purchase materials and clothing.Boards, rig and more lycre and harness.
The Tsunami Surfing School, the only local school for Windsurfing and SUP Ostia, welcomes you. We hope that we will soon become friends maybe just greeting us on the beautiful waves that cheer our marine spot.
Subscribe to our courses and you can learn all the secrets of WINDSURF and SUP. We offer training for all levels through the support of qualified and prepared instructors to handle any request.
Whether you are beginner o intermediate, through our courses you will learn maneuvers such: STRAMBATA, BEACH START, WATER START and more others.
We pay special attention to the training for KIDS as they are the next generation who will live in the future of this unique sport.
A school equipped for safety and equipment. Areas reserved for your relax during the couses.
Reserved Areas for the courses: with classroom lectures under shade, windsurfing simulator for the first maneuvers, reserve water with access exclusively for our students. Your safety first in everything to guarantee you the best learning.
Our instructors at your side throughout all the training course.
With our instructors, nothing is left to chance; they will follow in any situation by explaining, step by step, how to perform a maneuver or how to running on the waves. Children will find their availability equal to that of a great friend met at the beach during vacation.
On the website "SPOT FOR YOU", our school has been inserted as a spot where do courses and outputs sports.
If you travel around the world and you are looking for points sports this is the portal that tells you what are the best. Follow it and you will not regret.


text:
Europamästerskapet i fotboll 1984 kan vara:

Europamästerskapet i fotboll för herrar 1984
Europamästerskapet i fotboll för damer 1984

redpajama_set_name: RedPajamaWikipedia


text:
PCECFDI
Accredited Compliance Officers
Preservation of data messages
E Invoice
CFDI
glosary
It is a set of data attached to an electronic communication whose purpose is to identify the sender of the communication or message as legitimate of this author, as if it were an original signature.
An electronic signature can be any data set that is incorporated into an electronic message through technological means to refer to the signing of an operation.
A digital signature is a type of electronic signature that uses cryptographic means and is distinguished for his safety, because it allows to reliably identify a sender (authentication and non-repudiation) further providing the ability to validate that a message has not been altered from its creation (integrity) and allowing the confidentiality of information.
It works through a public key infrastructure (PKI) where two key or keys for sending messages are used:
Public Key: Available on the Internet to query all users of electronic services, with which data is decrypted; and
Private Ke is only known by the owner of the Faithful, used to encrypt data.
Digital signatures cannot be faked because the technology used to create the digital certificates..
Ministry of Economy
Commission for the Development of Electronic Government
Bank of Mexico
Leaders in Certified Digital Communication
Be part of the most important digital tax newsletter in Mexico.
All Rights reserved © 2018 AMEXIPAC, A.C.
Legal | Privacity


text:
High Stakes in Myanmar's Peace Process
The Myanmar government has pursued more than a dozen rounds of cease-fire talks with the country's major armed ethnic groups over the past three years but has missed the timetable for achieving a nationwide cease-fire agreement several times.
The government's chief negotiator, Aung Min, recently said he hopes to conclude such an agreement in September and begin political dialogue with ethnic groups in early 2015.
Ethnic leaders on Aug.15 announced the government had agreed to include in the draft agreement a pledge to adopt a federal system –one of their key and longstanding demands –moving the two sides one step closer to a much-anticipated cease-fire deal. This time, however, the stakes are much higher, as the 2015 general elections and the uncertainty that a new government may bring begin to loom large.
Without a lasting peace with ethnic minority groups, who make up around 40 percent of the population, any future administration will have difficulty ensuring a nationwide buy-in for its reform agenda and providing the political stability needed to manage and develop the country's resource-rich frontiers, where most ethnic groups are located.
The peace process has taken on added importance amid concerns that reforms have stalled—some say backslid—over the past year. Nearly all of the country's registered political parties recently urged the government to wrap up the nationwide cease-fire agreement and start political dialogue with ethnic groups as soon as possible.
Myanmar's previous military regimes signed numerous bilateral cease-fires with ethnic rebels, but never agreed to the idea of a nationwide cease-fire deal or reached a political agreement to address the fundamental causes behind the armed ethnic conflicts, including a form of federalism, political and economic power sharing, equal rights, and self-determination for ethnic groups. This was due to the ingrained mistrust between the military and ethnic minorities as well as distrust and rivalry among leaders of these groups.
The peace talks launched under President Thein Sein in 2011 have been different from previous rounds. Thein Sein's administration has invested in building trust with ethnic groups while seeking to involve players beyond the military, including government agencies at the state and union levels and the nascent legislature, to be stakeholders in the process. Meanwhile, armed ethnic groups have come together under the Nationwide Ceasefire Coordination Team (NCCT) to collectively negotiate with the government's team.
The government has signed bilateral cease-fires with 14 of 16 major ethnic armies and is in the process of negotiating a nationwide cease-fire draft with the NCCT. The two sides in April issued a single cease-fire draft text identifying their respective positions. And while ethnic groups initially viewed the Thein Sein government with suspicion, many have come to regard Aung Min as a credible stakeholder and government representative with whom they can discuss their concerns and demands.
The recent announcement by the ethnic leaders represents a major milestone in the peace process and a significant concession by the government, which had previously insisted that ethnic leaders' demands for a federal union and equal minority rights be discussed at a later stage following the signing of a nationwide cease-fire agreement.
The apparent agreement (details are still scarce and the term "federalism" can mean many different things) may have been driven by the urgency not to miss another deadline before the fever of the elections, expected in November 2015, and political jockeying seriously kick in. The government and most ethnic groups seem to understand the uncertainty that a new administration may create for locking in the progress made under the current negotiations.
Aung Min has said the government is looking to start talks on the political framework in parallel with the ongoing cease-fire talks, with plans to launch a political dialogue within 90 days of signing the nationwide cease-fire agreement. The purpose of meetings on the political framework is to discuss issues including implementation and monitoring mechanisms of the nationwide cease-fire and the agenda of and participants in the national political dialogue.
Although some ethnic groups may not be entirely convinced the current government can satisfy all of their demands under a nationwide cease-fire, they may realize that a new leadership—meaning possibly a new president, a new commander in chief (who will be appointed in 2015), and a new peace negotiating team—may not be as accommodating as the current team.
While there have been recent encouraging signs, Myanmar's history suggests there is no firm guarantee that the current peace process's early successes can be preserved or that a nationwide cease-fire agreement, if signed, can be maintained over the long haul.
When Secretary of State John Kerry was in Myanmar for the ASEAN Regional Forum in early August, he reaffirmed that the United States will not turn a blind eye to critical reform issues in Myanmar. Kerry voiced concerns over human rights violations, communal violence between Buddhists and Muslims in Rakhine state and other areas, and constitutional amendments. He also discussed the remaining U.S. sanctions against Myanmar and the importance of the 2015 elections in the country's reform process.
The peace process deserves keen attention, as its fate will determine whether Myanmar will achieve sustainable peace for its peoples and escape from the cycle of decades-long civil wars. The United States should continue to show its support for the earliest conclusion of a nationwide cease-fire agreement and urge that the outlines of political dialogue be launched ahead of the 2015 elections.
For starters, regardless of whether Aung Min and the ethnic groups are able to deliver a signed nationwide cease-fire in the coming weeks, President Barack Obama should raise the profile of the peace process when he meets with Myanmar officials during the East Asia Summit in Naypyidaw in November. The president and other U.S. policymakers should continue to stress that the United States will look at the status of the peace-building effort as a critical benchmark in the overall reform process and in assessing future U.S. engagement with the Myanmar government. No matter what path Myanmar takes after 2015, Washington should make clear, especially to the country's military leaders, that it supports a sustainable political, as opposed to military, solution to the country's armed ethnic conflicts.
In the near to immediate term, it is important that Washington maintains and seeks to expand diplomatic support and assistance programs designed to help foster trust between Myanmar's ethnic groups and the government, and empower civil society groups to fully participate in the country's peace-building initiatives and future political dialogue. Myanmar ethnic leaders have said they would like to have U.S. observers, along with representatives from ASEAN, China, Japan, India, Norway, the United Kingdom, and the United Nations, present at the signing of the nationwide cease-fire accord, a call Washington should consider, assuming the government agrees to this grouping.
Even if the nationwide cease-fire agreement can be reached before the end of the year, the next major challenge will be getting the political dialogue launched and allowing it to take root before President Thein Sein's current term expires in early 2016. The road to achieving a lasting political solution to Myanmar's ethnic conflicts will be long and difficult, and it is important that the United States and other countries that are serious about supporting Myanmar's democratic transition channel as much attention and as many resources as possible to help ensure the peace process stays on track.
Murray Hiebert is a Senior Fellow and Deputy Director (@MurrayHiebert1), and Phuong Nguyen (@PNguyen_DC) is a Research Associate at The Center for Strategic and International Studies, which made this report available to Asia Sentinel


Ever since the official release of Windows Vista, hackers have come with newer and stronger cracks for the Vista OS. These cracks were based on the (previously) the frankenbuild method, KMS activation, stop activation countdown timer method – and later on the software-based Paradox OEM BIOS emulation and hardware-level OEM BIOS mod. VOATK Tools help you to uninstall and remove these cracks if the situation should ever arise.
Now I'm against piracy, and I strongly recommend that you buy a genuine Vista license and if you do buy and and try to install a genuine Vista license key – you need to remove the previously installed crack, and then you find that it is very hard to remove / uninstall it. VOATK Tools is a multipurpose, all-in-one utility that lets you manage several activation tools, including the removal and uninstallation of previously installed cracks on a Vista OS.
Unpack the archive and run the "voatktoolsv.2.2_stand_alone.exe" as administrator.
Type "3? to select "Uninstall Vista Crack (Softmode1, VistaLoader, VistaBoot, TimeStop and Paradox)" and then press Enter.
If you're prompted to disable UAC, type Y and press Enter. You will need to reboot your PC and redo the process.
VOATK Tools remove more than 90% of the current Vista activation cracks (such as TimeStop, Paradox, SoftMode1, VistaLoader, VistaBoot). However, an important point to note is that VOATK Tools will not remove the Vista Product Key, OEM Certificates, OEM Logos or Tokens.dat files that are installed on the computer. Thus, after you remove the crack, you might need to activate Vista again.


The cast and creative team behind the world premiere production of Soon at Signature Theatre. Tricia Small, Matthew Gardiner, Darius Smith, Joshua Morgan, Jessica Hershberg, Alex Brightman, Natascia Diaz and Nick Blaemire.
Virginia's Signature Theatre presents the world premiere production of SOON, a new musical by Nick Blaemire (Glory Days, A Little More Alive). The show began performances at the ARK Theatre on March 10, and BroadwayWorld has photos from the opening night festivities below!


text:
Elon Musk's Nickname For His New Baby Is Really Sweet
New viral video reveals a Musk baby cuddle session.
mayemusk/instagram
Since Elon Musk and Grimes's infant baby boy was born in May, and his rather unusual name was revealed (and then re-revealed, and re-revealed, through name-changes and birth certificate alterations to make the name legal in the state of California), many have wondered what the parents of the baby boy would call their new boo.
After all, X Æ A-12 (not his legal name, which is X AE A-XII) is a bit of a mouthful. And while we now know how to pronounce his name (Musk confirmed on Joe Rogan's show that the phonetic pronunciation of the confusing name is "X Ash A Twelve") we don't know what his parents will regularly refer to him by. Would his parents call him X? Would they call him Ash, as Grimes and Musk have suggested is the pronunciation of the AE in the name? Or would they call him A, or twelve, or X II? Well, we finally have an answer as to the mystery of the baby's name, thanks to a new viral video.
Elon and X🥰🥰
A post shared by Maye Musk (@mayemusk) on Jun 22, 2020 at 12:02pm PDT
Maye Musk, Elon Musk's other, posted an adorable Instagram video of Musk and his new baby boy cuddling and cooing at one another. In the video, he is holding his infant son and says, "Do you recognize my voice? Does my voice sound familiar? Who am I? This is your dad speaking. Hello, hello baby." And then he adds: "Hello, baby X."
So, there you have it! It sounds like, for the foreseeable future, Musk and Grimes's new baby will go by "Baby X," or "X."
News This Map of Worldwide Travel Restrictions Shows It's Not Even Worth Trying
News How to See the Wolf Moon, the First Full Moon of the Year
News RIP Joanne Rogers: Here's How The World Paid Tribute to Fred Rogers' Wife
News Jack Kirby's Son Says Capitol Rioters Defiled Captain America's Values
News Here's What To Expect From Biden's COVID-19 Stimulus Plan
News Here's Why Grown Men Are Singing Sea Shanties On TikTok


text:
About Florida Probate
Published By Sackrin & Tolchinsky, P.A.
Get A Free Initial Consultation
Sharing What We Know About Florida Probate Law.
Florida Probate Topics
Buying and Selling Probate Property
Challenging Florida Will
Florida Ancillary Probate
Florida Personal Representative
Florida Probate Creditors
Florida Probate Laws
Personal Representative Attorney Fees
Personal Representative Fees
Probate Costs
Sound Mind
Summary Administration
Our Website and Blogs
Broward Lawyers - Website About Florida Law - Blog
Injury & Accident Help - Blog
Can a Trust Be Created By a Florida Judge to Remedy Wrongdoing Related to a Decedent's Property?
Posted By Larry Tolchinsky on May 6, 2014
Ask most people what a "trust" is all about, legally-speaking, and they'll probably describe some form of estate planning tool that goes along with a Last Will and Testament and/or a Life Insurance Policy. This answer isn't wrong: lawyers draft trust documents all the time, where property is placed into "trust" for loved ones ("beneficiaries"). It's a sound way to pass things down to children and grandchildren and it's also often a wise tool to use with tax-planning.
However, that's not the only way "trusts" are used here in Florida.
Florida takes a position that isn't held by most states in the country. In Florida, we have something called a "constructive trust", which is not really a trust at all. Instead, a Florida constructive trust is a form of remedy for someone who has been harmed by another's wrongdoing – as recently explained in Swope v. Harmon (citations omitted):
In 2005, this court held that "[a] constructive trust . . . is not a traditional cause of action; it is more accurately defined as an equitable remedy." …. Therefore, "[b]ecause a constructive trust is a remedy, it must be imposed based upon an established cause of action." We continue to follow this rule … [and] conclude the trial court correctly dismissed the claim for a constructive trust because a constructive trust is a remedy, not a cause of action.
Constructive Trusts Imposed for Victims of Unjust Conduct
Sadly, all too often Florida probate lawyers – particularly Florida probate lawyers involved in probate litigation cases – see people who have been harmed by members of their own family or close loved ones. Family members who have stolen personal belongings and other valuable assets. It's often an emotional situation where serious wrongdoing has taken place.
The lawyers involved in these cases often require the help of Florida courts to rectify this type of wrong. However, before a Court will help a probate lawyer the lawyer will need to follow several procedural steps including, pleading and proving that there was something illegal that was done to the victim, proving up the existence of valuable property and its history of ownership, and showing the present location of the property and its fair market value.
Undue Influence Example
For instance, in situations of undue influence related to a will contest, the beneficiary will need to prove that there was undue influence (see our posts on that cause of action here) and then be able to show which property is at issue (the property which has been transferred to a wrongdoer who is guilty of unduly influencing the decedent).
In this situation, the lawyer may ask the Florida judge to order that the property at issue be placed in a "constructive trust" – with the victim being the beneficiary of the judicially created constructive trust.
Constructive Trusts in Florida are Created by Operation of Law
Constructive trusts exist only by operation of law. No one can draft a "constructive trust" for a client in Florida. Constructive trusts are created in Florida courtrooms by Florida judges in order to take back title to property that is in the possession of a wrongdoer. The purpose of a constructive trust is to transfer title to property to the rightful owner. See, Abreu v. Amaro, 534 So.2d 771 (Fla. 3d DCA 1988).
From Abreu:
A constructive trust is a remedial device with dual objectives — to restore property to the rightful owner and prevent unjust enrichment. To impose a constructive trust there must be (1) a promise express or implied, (2) transfer of the property and reliance thereon, (3) confidential relationship, and (4) unjust enrichment…. The person seeking to impose a constructive trust must prove those factors giving rise to a trust by clear and convincing evidence.
Note: there are other ways that constructive trusts can help people in Florida other than in probate controversies, such as divorce cases and business injury cases like tortious interference with a business relationship. More about constructive trusts in next month's post.
Tags: beneficiaries, constructive trust, Probate Litigation, undue influence
« Florida Inheritance: If You Didn't Inherit Under the Will, Can You Sue the Lawyer Who Wrote It? Maybe. When Are Constructive Trusts Created by Florida Judges? »
3 Ways To Probate An Estate In Florida
How Does Property Pass to Heirs Under The Florida Probate Code?
What is a Summary Administration Under Florida Probate Law?
Can Florida Probate Law Bar an Heir's Inheritance?
Twists in Intestate Succession Under Florida Law
Estates/Trust
Powers of Attorney Principal and Income Act
2014 Probate Rules
2100 East Hallandale Beach Blvd, Suite 200
Copyright © 2021 AboutFloridaProbate.com
The hiring of a lawyer is an important decision that should not be based solely upon advertisements.
Before you decide, ask us to send you free written information about our qualifications and experience.


text:
Klaus-Dinkar Mapara (* 22. März 1958 in Köln) ist ein deutscher Unternehmer und leitet als geschäftsführender Gesellschafter seit 1993 die Krick Unternehmensfamilie, ein Informations- und Kommunikationsunternehmen mit Hauptsitz in Eibelstadt bei Würzburg. Von 2019 bis Ende Januar 2023 war Mapara Präsident der Industrie- und Handelskammer Würzburg-Schweinfurt. Außerdem ist er seit 2021 Mitglied im Vorstand des Deutschen Industrie- und Handelskammertages (DIHK), sowie seit 1. Januar 2023 im Präsidium der Deutschen Industrie- und Handelskammer. Ferner verbleibt Mapara als Vizepräsident in der Industrie- und Handelskammer Würzburg-Schweinfurt.

Leben
Klaus D. Mapara wurde 1958 in Köln geboren und lebte bis 1969 in Neu-Delhi (Indien) sowie in Brüssel (Belgien).

Karriere

Akademische Laufbahn
Nach seinem Abitur in Heidelberg ging Mapara zur Bundeswehr. Anschließend absolvierte er eine Ausbildung zum Reserveoffizier.

Klaus Mapara studierte nach seiner Zeit bei der Bundeswehr Rechtswissenschaft, Volkswirtschaftslehre, Archäologie und Alte Geschichte in Heidelberg und Lausanne. Sein erstes Staatsexamen legte Mapara in Heidelberg ab, wo er anschließend am Landgericht seine Referendarzeit verbrachte. Danach absolviere er sein Assessorexamen in Baden-Württemberg.

Zwischen den beiden Examina war Mapara Assistent an der Universität Montpellier am Centre du Droit de l'Enterprise sowie bis 1988 Wissenschaftlicher Mitarbeiter am Institut für Ausländisches- und Internationales Privat- und Wirtschaftsrecht der Universität Heidelberg. 1987 promovierte er in Montpellier.

Unternehmer
Im Jahr 1988 stieg Klaus Mapara in die Krick Unternehmensfamilie als Assistent des Firmengründers Robert Krick ein und war für die Themen Geschäftsentwicklung und Digitalisierung verantwortlich.

1993 kaufte Klaus Mapara die Krick Unternehmensfamilie im Rahmen eines Buy-Out. Was 1946 als Unternehmen für Wirtschaftswerbung und lokale Informationsmedien und Verzeichnisse startete, wurde unter der Führung von Klaus Mapara über die Jahre zu einer breit aufgestellten Unternehmensfamilie mit zusätzlichen Aktivitäten in den Bereichen IT-Dienstleistung und Onlinemarketing.

IHK Würzburg-Schweinfurt
Klaus D. Mapara ist seit 2005 Mitglied des IHK-Präsidiums. Im Jahre 2015 wurde er zum Vizepräsidenten gewählt und erhielt die Große Ehrenmedaille der IHK Würzburg-Schweinfurt. Von 2019 bis Ende Januar 2023 war Mapara Präsident der mainfränkischen IHK. Seit Ende Januar 2023 ist er erneut Vizepräsident. Für seine Verdienste um die mainfränkische Wirtschaft wurde dem Unternehmer 2022 der goldene Ehrenring der IHK Würzburg-Schweinfurt verliehen.

Weitere Ämter und ehrenamtliche Tätigkeiten
Von 1993 bis 1995 war Mapara Sprecher der Vorstandschaft der Wirtschaftsjunioren Würzburg. Heute zählt er zu den Fördermitgliedern des Vereins.

Von 1998 bis 2003 war Mapara Präsidiumsmitglied des Verbands Deutscher Auskunfts- und Verzeichnismedien (VDAV). Von 2007 bis 2011 war Klaus Mapara Mitglied im Hochschulrat der Universität Würzburg.

Von 2010 bis 2011 war Mapara Präsident des Rotary Clubs Würzburg.

Von 2015 bis 2020 fungierte Mapara als Mitglied des Aufsichtsrats des Klinikums Würzburg Mitte (früher missionsärztliche Klinik).

Mit der Mapara Stiftung gründete er 2018 eine Stiftung des Bürgerlichen Rechts zur Förderung von Wissenschaft und Forschung, Erziehung, Volks- und Berufsausbildung sowie der Studentenhilfe.

Aktuelle Projekte der Stiftung:
 Unterstützung eines gemeinsamen Seminars der juristischen Fakultäten Heidelberg und Montpellier mit dem Thema "Digitalisierung im Spiegel des Rechts – ein deutsch-französischer Vergleich"
 Förderung eines Projekts zur Erstellung eines deutschsprachigen Korpus für Hate Speech des Lehrstuhls für Computerphilologie und neuere deutsche Literaturgeschichte der Universität Würzburg
 Unterstützung eines Projekts zu Steigerung des Interesses am Fach Mathematik von Mädchen und jungen Frauen des Instituts für Mathematik der Universität Würzburg

2021 wurde Klaus D. Mapara in den Vorstand des Deutschen Industrie- und Handelskammertages (DIHK) gewählt. Er vertritt die Interessen mainfränkischer und bayerischer Unternehmen auf höchster wirtschaftspolitischer Ebene in Berlin. Zuvor war Mapara mehrere Wahlperioden im Telekommunikationsausschuss des DIHK.

Zudem ist Klaus D. Mapara Handelsrichter am Landgericht Würzburg.

Einzelnachweise

Unternehmer (20. Jahrhundert)
Unternehmer (21. Jahrhundert)
Person (Industrie- und Handelskammer)
Deutscher
Geboren 1958
Mann


Many studies show that spending time playing outside is directly correlated to happier, healthier, and more confident kids. It's tough sometimes, coming up with fun activities to keep them occupied AND outside. That's why everyone loves our outdoor activity guide for kids. It's unique, fun, and packed with information, ideas, tips, and activities. The information and questions are designed to help you and your kids have thoughtful discussions about being outside, wildlife, and physical & mental health.


Preparing children for the loss of a parent is an incredibly hard thing to do. You will know the best way to talk to your family. Talking over different ways of approaching this very difficult time can be helpful. You don't have to do it alone. You can get a lot of support from family, friends and healthcare professionals.
You may want to protect children and teenagers from the news that you aren't going to get better, but they will usually realise that something has changed. Being honest and including children in what's happening is usually the best approach. You could start by asking them how much they already understand and then gradually explain what's happening. It's a good idea to explain things in clear and simple language that children can understand.
How much a child understands and their reaction to death will depend on how old they are. Even children as young as three can grieve. Children may ask questions to help them understand the situation. It can be helpful to think about what they might ask and rehearse your answers in advance.
How do children understand and react to death at different ages?
Finding out that a diagnosis is terminal is a shocking and emotional time. We hope that the suggestions in this information are helpful, but you may have different ideas about how to approach your children. That's perfectly okay. There is no right or wrong way to cope with this situation. Even with support, discussions can be distressing for you and the children, or they may not go as you had planned. The important thing to remember is that you're trying to do the best you can in really difficult circumstances.
Preparing children for the loss of a parent is an incredibly hard thing to do. You will know the best way to do this for your own family. But talking over the different ways of approaching this very difficult time can be helpful. You don't have to do it alone and it's not unusual to need a lot of support from family and close friends. Professionals such as social workers, palliative care nurses, doctors, counsellors and psychologists can also help you.
Sometimes your closest relatives are so distressed themselves that they may not be able to understand the best way to help you or your children. It might help you to involve them in your discussions with professionals, when you are ready to do this and are clear about what you want.
Being honest and including children in what's happening is usually the best approach. It's natural to want to protect children from painful experiences. But we know that adults who lost someone close to them when they were children often wish they had known more about what was going on at the time. They knew something was wrong but everyone told them the opposite or would not talk to them at all.
When talking about dying, talk openly with your children and use clear language. This allows you to find ways of helping your children to cope in the future. It will also give you the opportunity to show how much you care for each other. It is often easier for children to hear information in small chunks, rather than all in one go. You may need to repeat simple messages several times. What is important is to explain things in language that children can understand.
Emphasise that everyone – the doctors, nurses and you yourself – have done everything possible to keep you living, but there is no medicine that can make you better. Explain that it will soon be your time to die.
Use simple words such as 'dying' or 'died', when you tell young children about death. Try not to use phrases that may confuse them. For example, saying that you will be 'going away' or 'going to a better place' may make a child feel that you are abandoning them. Try not to use 'going to sleep' to describe dying, because young children may then be afraid of going to sleep.
Also encourage the people who will talk to your children after you die to use clear language. Saying a parent or guardian is 'lost' or has 'passed away' can be confusing. They may wonder why no one is looking for the person who has died.
By talking honestly about what is happening, you are helping your children to feel more secure at an upsetting time. Young children can often find reasons to blame themselves in ways that you would not expect. Opening up to them helps to reassure them that they're not responsible for someone's death. You will also be giving them the chance to talk about how they're feeling and ask questions that are important to them.
Be aware of what your children may hear when you are talking to other adults. It can be very frightening for children to understand some but not all of the facts that they overhear. Children are imaginative, and in stressful situations using that imagination can sometimes scare them. This is particularly true if they are trying to make sense of what is happening without talking to you directly. It's a good idea to check their understanding every now and then, especially if you think they may have accidentally overheard a conversation not meant for them.
The way children understand and react to death can depend on their age and their level of understanding. It may be helpful to know how your children might react before you talk to them. Emotional reactions in children and teenagers can also appear as physical symptoms, such as headaches or stomach aches. There may also be changes in their behaviour.
Children under three can pick up that something very serious is happening, even if they cannot understand what death means. Children as young as three can grieve. Some children under three may slip backwards in some of their developing behaviours, for example toileting or feeding.
Children aged 3–5 may have heard about dying but they may not understand what it means. They may imagine that a dead person will come back or is living somewhere else.
Keep reminding children that you don't want to die and leave them. But explain that when it does happen you will not be able to come back.
Ask someone you and the children know and trust to keep a special eye open for how they are coping and feeling. Let the children know who you are asking to do this.
Keep to everyday routines when you can.
Let them know that the cancer isn't their fault.
Reassure them that they cannot catch the cancer from you.
Let someone you trust at playgroup or school know what is happening so that extra support can be arranged.
Children aged 6–12 know about death but, as with children of all ages, they may not always understand the emotions they feel. By about nine, children begin to understand death more like adults do. But they may still believe that if they are very 'good' their parent or guardian may come back. Their worry is more likely to be that death is frightening or painful.
The suggestions for children aged 3–5 will still be helpful to many children in this age group.
Use books to talk about the end of life.
Encourage them to keep up with school, other activities and friendships.
Let them know it is okay to enjoy themselves. It is also okay to be sad.
Give them small tasks to do to help out. For example, they could put flowers in a vase or bring you a glass of water.
Explain the situation to their teacher. You may also want to explain what is happening to a few parents of their friends, who you know they trust. They can also offer support.
Teenagers often find it harder than younger children to cope with the news that someone is dying. They're old enough to know that this means a major change and loss in their life. They may cope in ways that are difficult for you to understand or deal with. Some teenagers may refuse to talk about the illness, while others may try to become closer to their parents. Some may get angry with you or your partner in ways that seem thoughtless. They may then feel guilty about how they've acted, or feel bad about spending time with their friends.
Teenagers need to know that there's no right or wrong way to feel at this time and that it's okay if their feelings change a lot.
Ask them what they think and, if they want to be, include them in the same way as you'd include an adult.
Help them see that talking about feelings is a positive and mature way of coping. Encourage them to talk to someone they are close to, such as their friends, a relative, a family friend or a trusted teacher.
Give them time and space to themselves when they want it.
Tell them about useful sources of information.
Encourage them to keep up with their friendships, activities and normal life as much as possible.
Keep to usual rules and boundaries – these can be even more important now than before, as they can help teenagers feel safe.
It might help to gently remind them that their behaviour may affect their younger siblings.
Be prepared to have your child say, "Alright" and walk off and go and watch the telly. That's okay, because that's their way of dealing with it.
It may help to think about questions your children may ask in advance, and about how you want to respond. There isn't a right or wrong way. We have some suggestions here, but you will have your own ways of explaining things to your family. What matters is that your children feel able to ask questions and talk about how they feel.
Am I going to die too?
Will other people I love die too?
Who will look after me if Daddy/Mummy/Granny/Grandad dies too?
It's difficult to describe to a child how someone will die, as no one can ever predict exactly when it will happen or exactly what will happen. Children need to have gradual explanations about what has happened and why, and what may happen next. Again, if you don't know the answer, it's okay to say so. But explain that you will talk to someone who might be able to answer their questions.
Sometimes, the cancer or the side effects of treatment can change a parent. For example, strong painkillers may cause drowsiness. It is important to keep talking to the children as the situation changes. If a parent is going to go into hospice, you may want to prepare your children before visiting. You could show them the hospice's website or some photographs.
Older children may want to know more about what happens when someone is dying and need more information. We have more information about the end of life, which you may find helpful when talking to them.
If you do talk about appointing a guardian for your children, it is worth talking to them about who they would prefer. Plan If is a campaign launched by the Childhood Bereavement Network (CBN). It encourages all parents to put plans in place in case they die before their children grow up. It has instructions on how to appoint guardians in different situations and helps you to make these difficult decisions.


Healthcare providers should never administer medications from the same syringe to more than one patient, even if the needle is changed; and never enter a vial with a syringe or needle that has been used for a patient if the same medication vial might be used for another patient.
For more information about patient safety, visit Patient Frequently Asked Questions (FAQs).
Patients can stay up-to-date on injection safety news and updates by connecting with the One & Only Campaign on Facebook and Twitter.


The Dhaba Tandoori & Curry Restaurant always offers fresh food that is made from scratch once you have made your order. With numerous dishes on our wide-ranging menu that all boast a unique taste, you are sure to find the perfect dish for you.
Contact our Indian restaurant in Chertsey, Surrey, to book a table or order a curry to takeaway.
You can delight in a variety of tasty dishes at our Indian restaurant in Chertsey, Surrey. Specialising in delicious tandoori and curry dishes, you can either dine in our warm and welcoming restaurant or order hot, homemade food that is brought straight to your door. When you order curry to takeaway, you can either collect from our restaurant or request our convenient delivery service so you don't have to lift a finger.
With more than 42 years in the industry between our staff, our chefs originate from India and have the expertise and experience required to produce traditional dishes of the finest quality with a unique twist.
Please note that we don't use any gluten in our food. Get in touch with us to see how we can accommodate any special dietary requirements. Our delivery service is available on orders over £15 and applies to any locations within a 4-mile radius from our postcode.


CHECK OUT OUR FIRST HORROR SIDESHOW MARKET THIS JUNE 8TH AND 9TH!
NEW JERSEY HORROR CON AND FILM FESTIVAL COMING THIS OCTOBER!
NOT REFUNDABLE, EXCHANGEABLE OR TRANSFERABLE FOR ANY REASON.
PRE-SALE TICKETS END September 10th 2019!
*Ticket sales at the door are CASH ONLY!
Autographs and photo prices at the celebrities tables are determined by the celebrities or their agents at the show. We will try our best to get the prices ahead of time.
THE GUEST LIST HAS STARTED for FALL 2019!!
Buy Tickets: Get your tickets now!
VENDOR SIGN UPS ARE NOW LIVE! GET YOUR TABLE EARLY AND SAVE!
OUR NJ HORROR CON PODCAST!


With Governor Maggie Hassan's signature on New Hampshire's House Bill 205, the Jordan Institute is preparing to launch what will soon become a statewide program to provide attractive financing for energy-efficiency and renewable-energy (EE/RE) projects in existing privately owned commercial buildings.
C-PACE, short for Property Assessed Clean Energy financing for Commercial buildings, addresses numerous obstacles that have made comprehensive EE/RE projects rare historically, especially in New Hampshire.
HB 205 originally sought to prohibit for-profit entities from participating in the program because of NH Constitutional concerns – municipalities providing loans to for-profit entities is counter to the intent of Article 5, Section 2 of the Constitution. Many C-PACE programs across the country provide financing through municipal bonds, taxpayer funds, or line items on energy bills. The NH C-PACE program is being designed to only use private investment, no public funds. That said, it is understood that publicly funded rebates and incentives will be very important to reduce capital costs for most C-PACE projects. With common ground found, interested parties rewrote the statute to eliminate the authority for NH's municipalities to provide project financing. This step was warmly received by legislators and passed both the NH House and NH Senate by voice votes and without any audible objections. Such unanimity is rare in these bodies and bodes well for rolling out the program.
non-accelerating payments at time of property sale.
in some cases, it can be off balance sheet.
New Hampshire's C-PACE program requires certain quality-control standards to ensure that the energy savings from the project are more than the repayment, meaning that building owners will have better buildings and improved cash flow.
An energy audit before the project starts will determine historic baseline energy use, appropriate energy projects, and the anticipated savings-to-investment ratio.
Building commissioning during the project will ensure that measures are installed correctly.
Energy use monitoring and verification after the project is completed will prove out that the project performs as designed.
These steps provide comfort to building owners and investors and will raise the bar on performance outcomes by the EE/RE contractor community.
Jordan Institute is working with selected cities to adopt the program in 2015 with the plan of having template language available this fall for Town-Meeting towns to consider adopting next March. By 2017, Jordan Institute expects the program to be available widely. Building owners, EE/RE contractors, and municipal officials interested in participating in this program should contact the Jordan Institute.
Jordan Institute is partnering on NH C-PACE with Sustainable Real Estate Solutions, the NH Community Development Finance Authority, and Resilient Buildings Group. For more information about the New Hampshire C-PACE Program, go to www.jordaninstitute.org.
Laura Richardson is executive director of the Jordan Institute.


For those that remember,about a year ago our storage house caught fire and we lost everything we had gathered for the trip.
We also lost most of our memories that we had kept after moving out of our house.
Today, sitting in the shade at the Fig Tree restaurant (that is more like a community for sailors than a restaurant), Ellinor is reading a book, Erika skype with her best friend. All sitting in shorts and T-skirts, almost 30 degrees C, it feels so fortunate, so priviledged.
We are still in Bequia and it seemes to be hard to raise the "hook".
The owner of Fig Tree, Cheryl is a great generous person that runs a community and tries to make some money from the restaurant. Every morning she runs a radio broadcast called sailors net. This is a way to announce news, interchange information etc. Weather is also broadcasted. When we where chatting with Cheryl the other day she just sighted that it would have been great to go to see her children in St Vincent but the radio net kept her from doing so. So I offered to do it for her so now I'm the morning voice here in the bay. That is funny because you get in contact with more sailors and locals.The problem is that I have to get up 7.15 in the morning to prepare the broadcast.


text:
Apache module for running Squirrel files

[![Build Status](https://travis-ci.org/njlg/mod_sq.png?branch=master)](https://travis-ci.org/njlg/mod_sq)

## Overview

Mod_sq is an Apache web server module that will handle creating a Squirrel
virtual machine, setting up a few globals and functions, and running the
request Squirrel script (e.g. nut) through the virtual machine.

## Build

To build and install mod_sq:

* Make sure you have Apache and Squirrel installed and all the headers and libraries installed.
* Run 'autoreconf -vfi'
* Run './configure'
* Run 'make'
* Run 'make install'

## Setup

* Add the following lines to your Apache configuration:
        LoadModule squirrel_module modules/mod_sq.so
        <IfModule mod_mime.c>
           AddHandler application/x-httpd-sq .nut
        </IfModule>
        DirectoryIndex index.nut
* Restart Apache
* Copy the example nuts (either from Squirrel or mod_sq) to somewhere in your htdocs area
* Point your browser to one of the example nuts

## Addendum

mod_sq Homepage: [http://github.com/njlg/mod_sq](http://github.com/njlg/mod_sq)

Squirrel Homepage: [http://squirrel-lang.org](http://squirrel-lang.org)

redpajama_set_name: RedPajamaGithub


text:
Top 40 Scholarships 2023 in Europe without IELTS
August 7, 2022 - by ahsan
Many students want to go Europe for education program. Here we have Top 40 Scholarships 2023 in Europe Without IELTS. These Scholarships are fully funded by European Government. Europe is one of the biggest countries in the world. Every year, many International students come to European Universities and High Education Institutions to pursue their study programs in different fields.
Europe have basically 44 countries and each country have various Universities and educational institutes. These Universities and Institutions announced Scholarships every year without IELTS. Also there are about 2,725 officially recognized higher-education institutions in Europe. Many Universities in Europe let you Study without IELTS. There are also many Scholarships 2022-2023 are open for International students in various places of the world.
In this article, we discuss about Top 40 scholarships 2023 in Europe, which are offering by Government of Europe. European Government also covers all the expenses including tuition fee, Visas, Airfare, Health Insurance, Accommodation, Monthly Stipend, and many more. The list of the Top 40 Scholarships 2023 in Europe Without IELTS is available below.
Also visit: Embassy of Canada Scholarships 2023 (Fully Funded)
List of Top 40 Scholarships 2023 in Europe
1- Belgium Government Scholarship
2- SBW Berlin Scholarships in Germany
3- DAAD Master Studies for All Academic Disciplines
4- Amsterdam Merit Scholarships
5. DSU Scholarship
6- Erasmus Mundus Scholarship
7- Government of Germany Scholarships
8- Heinrich Boll Foundation Scholarship
9- University of Milan Italy Scholarships
10- TU Delft Excellence Scholarship Netherlands
11- Government of Poland Łukasiewicz Scholarship
12- University of Warsaw Scholarships
13- Erasmus+ Scholarship in Poland
14- Hungarian Government Scholarship
15- CEEPUS Scholarship in Hungary
16- Central European University Scholarships in Hungary
17- University of Debrecen Scholarship in Hungary
18. University of Pecs Scholarships in Hungary
19. Spanish Government Scholarship
20. University of Barcelona Scholarships
21- UIC Barcelona University Scholarship
22- European University of the Atlantic
23. The University of Granada Scholarship in Spain
24- The Erasmus Mundus Scholarship
25: University of Valencia Scholarships in Spain
26- 2560 Eiffel France Government Scholarships
27- Sweden Scholarships
28: Government of Sweden Scholarship
29- Government of Austria Scholarships
30. Government of Ireland Scholarships
31- Swiss Government Excellence Scholarship
32: Holland Government Scholarships
33- Maastricht University Scholarship
34- Danish State Scholarships at Aarhus University
35- Radboud Scholarship
36. EPFL Excellence Fellowships
37- Turkey Government Success Scholarship
38: Rhodes Scholarships
39- British Chevening Scholarship
40- University of Helsinki Scholarships
The Belgium Government Scholarship open for international students to study a Bachelor's and Master's degree or 2-6 month short education course within a higher education institution. Scholarship is fully funded by Government. There are about One hundred thirty Bachelor's and Masters scholarships and seventy continuing education scholarships are available for students.
The scholarships is offered for international students who have been socially committed to volunteer work in their home countries.The students from Eastern Europe, South America, Asia, and Africa can apply for this Scholarship program. Scholarship is basically open in Germany.
Scholarship program open in Germany for International students in which student can continue academic education. Scholarship is organized by DAAD and funded. The students who want to pursue Master's and Postgraduate program can apply for this Scholarship.
Students who have non-EU/EEA passport can apply for this Scholarship in University of Amsterdam. The last date to apply for this Scholarships is varies on Institution. It offers Master program to study and widely open in Netherlands.
DSU is open for Bachelors, Masters degree students in Top Italian Universities under a DSU Regional program. Scholarship is fully funded by Italian Government. The Scholarship do not required any IELTS language test for admission.
Erasmus Mundus Scholarship is fully funded European Scholarship for International students to pursue Master and PhD degree programs in different Universities in different countries of Europe.
Also check: National University of Singapore Scholarships 2023 (Fully Funded)
Scholarship program in Germany for all international students. Scholarships are fully funded and offered in top German Universities to pursue Masters and PhD degree programs. This Scholarship is also mostly related to DAAD.
For More Information: Apply Here
Heinrich Boll Foundation Scholarship is open for International students. Every year more than 1,000 Scholarships announced for students to pursue Undergraduate, Masters, and Doctoral programs in German Universities. The Heinrich Scholarship is Funded Scholarship. Scholarship also covers all the expenses and the last date to apply for Scholarship is 01 September 2022.
For Detail: Visit Here
University of Milan Scholarship is open in Italy to International students. University offering 155 top Scholarships for students in which 55 scholarships are fully funded and 100 scholarships are partially funded. The student who want to pursue Master and PhD can apply.
TU Delft Excellence Scholarship is fully funded Scholarship open in Netherlands.The Delft Excellence Scholarship is open for Masters degree program at the Delft University of Technology. The student apply before 01 December 2022.
The Ministry of Foreign Affairs and the Polish National Agency for Academic Exchange (NAWA) Program organized this Scholarship Program for International Students to pursue Master and PhD degree program in Poland.
This is the most popular and largest University in Poland. Scholarship is open for Master and PhD students. It Offers Different Scholarships to International students given below.
Konstanty Kalinowski Scholarship Programme
Ignacy Łukasiewicz Scholarship Programme
Stefan Banach Scholarship Programme
Poland My First Choice
Read More about: University of Warsaw Scholarships
Erasmus+ Scholarship is a fully funded Scholarship offered by European Union for International students. Students who want to pursue Masters and PhD programs in European countries can apply. You can apply for the Erasmus Mundus Scholarship and select the courses that are offered in Polish Universities.
For Details: Visit Here
Hungarian Government Scholarship is fully funded Scholarship program. Scholarship is also called the Stipendium Hungaricum scholarship. They award 5,000 Scholarships for Bachelor, Master, and PhD degree programs. For admission no need of IELTS.
Read More About: Stipendium Hungricum Scholarship
CEEPUS Scholarship program is Top Scholarship in Hungary. This Scholarship is fully funded and open in Central European University, Hungary. Scholarship open for Bachelors, Masters, and Doctoral degrees levels.
Read More: CEEPUS Scholarship Program
CEU is the top Ranked University of Hungry. Scholarship is Fully Funded by Government of Hungary. Bachelors and Masters, Doctoral degree programs are offered by Scholarships. All the Expenses will be covered by the Central European University Hungary.
Scholarships offered by the University of Debrecen Scholarship in Hungary. The University is offering Scholarships for Bachelors, Masters, and PhD degree programs.
University of Pecs Scholarships offers for Bachelors, Masters, and PhD degree Programs. University of Pecs is currently offering 31 Bachelor's and 29 Master's, 8 One-tier Master's, and 15 Doctoral programs in the fields of Business & Economics, Natural Sciences, Medical & Health Sciences, Human & Social Sciences, Arts, and Engineering.
Scholarships are offered by the Ministry of Education, Spain. The Scholarships are open for Undergraduate, Masters and Doctoral programs.
University of Barcelona scholarships is a Top-ranked Spanish University. It offers Bachelor's, Master's, and PhD degree program for international students. Acceptance Rate of the University of Barcelona is about 70-80%.
The UIC Barcelona Stands for Universitat Internacional de Catalunya (UIC). The University offers International top Scholarship Program for all international students. It is fully funded Scholarship program and the Participants from all Nationalities can apply.
The European University of the Atlantic offers funded Scholarship for Undergraduate Students up to 20 students. The Scholarship will cover all the expenses also covers full Tuiotion fee.
The University of Granada offers offers best Scholarships to for students in Spain at the University of Granada. The Scholarship is open for Masters and Doctoral degree Program. You can also apply through the Erasmus Scholarship at the University of Granada.
Further Information: Visit Here
Erasmus Mundus scholarship is Fully Funded Scholarship for international students. Since Spain is also a European country and many Spain Universities provide Erasmus Mundus scholarships.
For More Details: Visit Here
University of Valencia offers Scholarships without IELTS for all international students. You can visit their official site for further information that is given below.
Apply now: Visit Here
2560 Eiffel Scholarships are offered by the French Government for international students in the French educational system. The scholarships are fully funded to pursue Masters, PhD and other programs.
Scholarships for international students in Sweden. Scholarships are open for Masters, and Bachelors programs in Swedish universities.
Government of Sweden will announced 300 Scholarships for International students to study Full-time Masters degree programs from Swedish Institutes.
Austria Government Scholarship is open for Undergraduate, Masters, and PhD programs Austria Universities. Austria is a European Union Country. The Scholarship is Funded by the Austria Development Corporation.
More Information: Visit Here
Ireland Government Scholarship is a fully funded Scholarship for all International students and European students. The Scholarships are open for Masters, and PhD degree programs in Irish Universities.
Scholarships are Funded by the Government of Switzerland. About 500 Masters and PhD degree Scholarships are offered for International students. The Swiss Government Scholarship covers all the Expenses.
The Ministry of Holland open applications for the Government of Holland Scholarships. The Holland Government Scholarship are open for Bachelors, Masters degree program to study in about 21 Public Universities of Holland. This scholarship is financed by the Dutch Ministry of Education, Culture, and Science.
Maastricht University Scholarship program open in Netherlands and offers 24 full scholarships. The student who want to pursue Masters program can apply. It awards €29,000, tuition fee waiver and monthly stipend by European Union (EU).
Aarhus University offers a limited number of Danish state scholarships for non-EU students. Fully funded Scholarship is open in Denmark. Scholarship covers a full or partial tuition waiver and a monthly stipend and living expenses.
Read More: More details
37 Radboud Scholarships are open for International students. The scholarship covers partially tuition fees, and fully covers the costs for a visa, residence permit, health insurance, and liability insurance. Scholarship is open for Master degree program.
For More Information: Details
EPFL offers a limited fellowships in Switzerland for Master's level students with good academic records. Anyone applying to an EPFL master's program is eligible. The amount of the scholarship is CHF 10'000 per semester.
The Turkey Government's success scholarship is open for International students. The Turkish Success Scholarship is Funded by the Government of Turkey. This Scholarship will be open for Bachelors, Masters and PhD degree.
The Rhodes Scholarship 2023 is open at the University of Oxford. The Rhodes Scholarship is fully funded scholarship program. The student who want to complete Masters or PhD degree at the University of Oxford can apply.
The British Chevening scholarship is a fully-funded scholarship for Master's program in any University of UK. It will cover all the expenses during program.
University of Helsinki Scholarships is open for international students in Finland. Scholarship program is open for Master's and PhD students.
Note: For More Scholarships & Internships Please also join our WHATSAPP GROUP , TELEGRAM GROUP for the latest update
Previous Article Toyota Internship 2022 | Submit Applications
Next Article FIA Jobs 2022 (Apply Now)


We are a handmade knife company specializing in hunting, survival and outdoor designed blades that are built to perform and look good as well.
The goal of JFBlades is to give you a tool that will out-perform anything else you will own while maintaining fair prices.
Take a look around the site and see if you can't find a model that will fit your needs. I appreciate your business and support!


In the land of food, BBQ is king. And when it comes to BBQ, Sonny's has got it goin' on.
This was a pretty fun one for us. Good creative, good BBQ, and some pretty parts of Florida. Nothin wrong with that.
The goal here was to capture images that made you feel like you were right there; around a table outside with your closest friends, across the table from a kid inhaling some saucy ribs, or part of the celebrating team. Nothin too shiny or polished—the real thing.
We had two days to scout and shoot, coming up with a bunch of different setups in a short amount of time with few resources. Because of the tight budget, we were recycling talent often and finding ways to make the same location look like somewhere totally different for additional scenes. Just in case, we also ended up swinging by one of their locations during some down time and paid for anyone's dinner who would let us steal some shots of them. Go big.


DMD Wealth Management Group is a close-knit team with a consistent approach to client service. As individuals we have amassed 73 years of experience spanning investment management, wealth advisory and client service. We are dedicated to advanced learning to help stay abreast of new ideas, innovative approaches and important trends. As a team we strive to be greater than the sum of our parts, because we have found that collaboration among members is invaluable to strategic and disciplined decision making. We take the time to educate you about the many facets of investing and asset allocation, and also the features and benefits of a wide variety of applications and online tools available through sophisticated technology from Merrill Lynch.
Based in Fort Lauderdale, Florida, DMD Wealth Management Group is a financial advisory team experienced in dealing with the complexities that individuals and their families face in dealing with significant wealth. Working with a select number of affluent families, professional athletes, business executives, entrepreneurs, attorneys and doctors, and other professionals across the country allows team members to devote the time and resources necessary to gain an in-depth understanding of each client's personal priorities and financial position.
You might be accumulating wealth or focused on asset preservation and retirement. Perhaps you want to pursue philanthropic passions. By offering you our experience we can provide sophisticated advice, guidance and strategic thinking, combined with the investment insights of Merrill Lynch and the banking convenience of Bank of America. Our mission is to build enduring relationships with clients through highly personalized service, disciplined investment strategies, and mutual understanding and respect.
Your life goals provide the basis of your customized strategies. So our approach starts with asking questions that provide a deep, meaningful understanding of your objectives. We want to offer you straightforward answers and uncomplicated strategies that lead to smarter, more informed decisions. We believe wealth management means standing alongside clients, aligning our advice and guidance with your real world objectives, and then collaborating to help design strategies to pursue them. Over time, the strategies evolve, taking into account changes in your life or your resources.
Step 1—Assess the Situation: We start by devoting considerable time and resources to learn about you and your financial position, priorities and dreams.
Step 2—Articulate Needs and Goals: As you describe to us your specific concerns, we can help you identify your goals, liquidity needs, time horizon and risk tolerance so we can help you design your customized road map.
Step 3—Define and Refine Approach: We can discuss "what if" scenarios and simulate their impact on your current lifestyle to help identify any necessary trade-offs, refine the decision-making process and make adjustments accordingly.
Step 4—Implementation: Our task at this stage is to take each of your goals and find investments or other financial strategies that can help you pursue them.
Step 5—Review Progress: Periodic reviews and evaluations of your investment strategies are key parts of the process, to help keep those strategies aligned with your goals. As your life changes, we can suggest ways to rebalance your portfolio or reformat you strategies as necessary.
To aid us in designing customized strategies to address your many financial needs, we draw not only on our own knowledge and experience but also on a network of talented specialists throughout Bank of America and Merrill Lynch.
Helping athletes toward the goal line—Professional athletes are often challenged to translate a short earning period onto a lengthy retirement that in many cases may last well over 50 years. Working with players from professional sports leagues, we understand the unique challenges that athletes face and have strategies for each stage of your career. We also can work with your other professional advisors, with your permission, to help provide the financial support and guidance you need during and after your playing career.
Strengthening your business—The finances of owners of closely held businesses can be complicated. We can offer you a wide array of services that can help you manage your business finances and your personal wealth.
Addressing corporate executives' needs—We are well versed in helping corporate executives with the complexities associated with company stock options, restricted stock and nonqualified deferred compensation, as well as with maximizing their retirement plan contributions.
Building a legacy—In order to help you preserve your wealth across generations, we coordinate with your legal and estate planning professionals to review essential documents and create strategies that may involve insurance, trusts, gifts and family partnerships.
Offering financial care to professionals—We offer retirement planning services and investment management for physicians, attorneys and other professionals, including defined-benefit and 401(k) plans. Additionally, we can assist with cash management and liquidity needs for any large purchases, investments or acquisitions.
Services for employees of government and law enforcement agencies—Our team is experienced in the financial needs and wealth outlook of civil servants, particularly state and federal law enforcement personnel. We know first-hand the career paths and changes such professionals face, and can provide guidance on tax minimizing ways to structure your wealth for retirement, taking necessary income streams and inflation into consideration.
Creating strategies for institutions—Working in conjunction with the Bank of America Merrill Lynch Global Institutional Consulting Group, we have a depth of experience helping foundations and endowments prepare strategies to help pursue their missions and fulfill their legal oversight and governance.
Providing access to Bank of America credit and lending services—Through Bank of America we can offer you access to an expansive array of commercial banking, residential lending, small business banking, and personal checking and savings.
"We want to build strong relationships with each individual client and their family to understand their mind-set, life goals and objectives, in order to deliver the most appropriate resources. We are proud to provide them with advice and enduring guidance."
"We have close relationships with Bank of America business bankers and use our large existing network within the company to present clients with access to specialized financial services they may need."
"We provide a concierge-level of service and embrace the latest technology available from the firm, including online bill pay services, offered through Bank of America, and various apps for smart phones and iPads."
Gregory joined Merrill Lynch in 2013. He was previously a financial advisor at Morgan Stanley in Aventura. Prior to relocating to Florida, he worked for UBS in New York City. Though Gregory works with a variety of clients, he focuses on professional athletes. He helps athletes identify their financial goals and create customized strategies to pursue them. Gregory personalizes strategies with clients, helping them to navigate the ever-changing financial landscape, while focusing on their goals, liquidity needs, time horizon and risk tolerances.
Gregory graduated with a bachelor's degree in economics from Fordham University in New York City, where he played safety for the football team. He continued his education at Fordham, earning an MBA with a concentration in finance and management. In addition to staying active in his community, Gregory's hobbies include fishing, scuba diving, boating, running, playing golf and reading.
Matt began his career in 2006 as a financial advisor with Banc of America Investment Services, Incorporated which merged with Merrill Lynch in 2009. Today he continues to provide access to the banking convenience of Bank of America, providing investment advice and guidance to affluent families, professional athletes, corporate executives and business owners. He has extensive experience with the financial needs and concerns of professional baseball and football players. Embracing technology, Matt employs a strategy-based approach in helping clients address their complex financial needs and lay the foundation for pursuing their goals and objectives.
He is a qualified portfolio manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios and third-party investment strategies. When servicing clients through the firm's Investment Advisory Program, a portfolio manager may manage his strategies on a discretionary basis.
Matt also holds the Chartered Retirement Planning CounselorSM (CRPC®) designation, awarded by the College for Financial Planning. Matt earned a bachelor's degree from Western New England University. He is an active mentor to several advisors starting their career in the financial services industry. He and his wife, Gina, live in Rio Vista, Fort Lauderdale, with their two young sons.
Shannon began her financial services career in 2002 at AIG Valic, where she focused on large group retirement plans for nonprofit organizations. In 2006, she joined Banc of America Investment Services, Inc. and Merrill Lynch in 2009. She continues to leverage her banking experience to help clients address both sides of their balance sheets. Shannon holds the Chartered Retirement Planning CounselorSM (CRPC®) designation, awarded by the College for Financial Planning, and attended the University of Central Florida.
Shannon is a specially qualified Senior Portfolio Advisor who, in addition to providing traditional advice and guidance, can draw from her experience to help clients pursue their objectives by building and managing custom investment strategies, selecting from a wide range of Merrill Lynch model portfolios and third-party investment strategies. When servicing clients through the firm's Investment Advisory Program, a Senior Portfolio Advisor may manage those strategies on a discretionary basis. Shannon also has extensive experience in building tailored portfolios to converge unique and complex client needs with an appropriate financial strategy.
Shannon resides in Davie with her husband, Ronald, and their children, Brooke and Justice. Whether clients have a specific goal in mind, need to build sufficient income for a long retirement or simply need overall wealth management, her hope is to help them enjoy fulfilling, financially satisfying lives.


Constructed with GORE-TEX® PYRAD® fabric, these products have been storm shower tested and field proven to keep workers dry. The lightweight, fast drying fabric offers waterproof and breathable performance beyond ASTM F1891 and ANSI 107 requirements. Wear trials revealed that over 90% of the participants from the east and west coast would purchase this rainwear with money out of their own pocket, if the company they worked for didn't purchase it for them. HYDROlite FR™ Rainwear – proven to handle the elements!