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What are Terms and Conditions of Website? LegalDocs
What are the Terms and Conditions of a Website?
22nd Dec 2020 12:27 pm Terms and Conditions Leave a comment
A Terms and Conditions agreement is also known as a Terms of Service or a Terms of Use agreement: It is not legal by law to have this agreement.
A Terms of Service Agreement is a set of regulations which users must agree to follow in order to use a service. Terms of Use is often named Terms of Service, Terms and Conditions, or Disclaimer when addressing website usage. This agreement sets the rules that users must agree to in order to use your website.
Benefits of having a Terms and Conditions
Website legal compliance
Website owners should be aware and should adhere to the local and international legal frameworks, which impose a variety of obligations. The place to address all these important matters is the Terms and Conditions. They should outline all the rights of the users imposed by law. In that sense, the T&Cs act as a shield against improper use and avoid disputes borne out of uncertainty.
2. Protect your Intellectual Property
Intellectual Property is the biggest asset for the majority of online businesses. As the website owner, you're the owner of your logo, content (except for user-generated content, as most websites will inform users that any content created by users is theirs), the design of the website, and so on.
In the Terms and Conditions, you can inform users that you are the owner of such content (as mentioned above) and that the content you own is protected by international copyright laws.
This kind of clause is commonly referred as the Intellectual Property clause, and it usually looks like this:
The Site and its original content, features, and functionality are owned by [Owner of Website] and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Another important consideration for website owners is to limit their liability to the maximum extent possible. Improper use or even accepted use of a website may sometimes lead to unwanted results. Hence, the Terms and Conditions of each website shall limit its liability, thereby avoiding costly legal battles and fines from regulators. This kind of clause notifies users that the owner can't be held responsible for any errors in the content presented, or for the information provided being accurate, complete, or suitable for any purpose.
4. Termination of the website's usage and access
It is a common occurrence in today's digital world for certain website users to abuse and try to abuse the platform or its users. This can be done in a variety of ways, such as the verbal or physical abuse on social platforms or the use of a website for commercial uses when this is prohibited. In such cases, website owners should have a mechanism in place to limit or prohibit the use of their website to such users.
The Termination clause usually looks like:
We may terminate your access to the Site, without cause or notice, which may result in the forfeiture and destruction of all information associated with your account. All provisions of this Agreement that, by their nature, should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability..
5. Abuse Prevention
A Terms and Conditions acts as a legally binding contract between you and your users. This is the agreement that sets the rules and guidelines that users must agree to and follow in order to use and access your website or mobile app.
In this agreement, you can include the necessary sections to inform users of the guidelines of using your website or mobile app, what happens if users are abusing your website or mobile app, and so on.
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Прапор Сілезії та Нижньої Сілезії — це біколор срібла та золота.

Прапор складається з двох горизонтальних смуг. Кольори прапора відносяться до герба Сілезії, тому згідно з правилами геральдики, золото розміщено знизу.

Традиційно прапор Сілезії є також прапором Нижньої Сілезії, тоді як Верхня Сілезія має свій власний прапор.

Кольори використовували разом із гербом провінції Сілезія та гербом провінції Нижня Сілезія.

У Саксонії
Пункт 4 статті 2 Конституції Вільної держави Саксонія робить прапор Сілезії та Нижньої Сілезії офіційним нарівні з державним прапором Саксонії.

Посилання
Прапори Німеччини
Сілезія

redpajama_set_name: RedPajamaWikipedia


Since 1962, Franklin Pierce University has empowered thousands of undergraduate and graduate students to achieve academic excellence and lead meaningful, successful lives. Drawing from our strong foundation in liberal education, we offer majors and programs that develop essential, professional skills; promote close connections between students, faculty members, and staff; and position our students to realize their potential through highly personalized, financially accessible academic offerings. We continue to explore new models and programs that build on our legacy of excellence and help students increase their knowledge, direct their passions, and graduate as qualified, engaged leaders.
At our Marlin Fitzwater Center for Communication, we are seeking a Media Technical Specialist to join our small and enthusiastic team. This is a full-time, exempt, benefit eligible position reporting to the Director of the Fitzwater Center. In this role, you will be expected to provide production leadership, assistance and technical support services to the University departments and programs, as well as maintaining our production facilities and equipment.
Using your skills and attributes, you will serve as the technical advisor for the Pierce Media Group (student media outlets), and deliver professional development for faculty, staff and students. Also associated with this role are duties that include, but are not limited to: video and audio production, podcasting, webcasting and live streaming.
A typical schedule for this position is 40-hours per week, Monday through Friday; however, the Specialist will need to be available for special University events, Fitzwater programming and our NE-10 (sports) coverage that will include some week nights and weekend work.
excellent communication, documentation and interpersonal skills.
To apply online, please visit FPU Careers.
As an Equal Opportunity employer, Franklin Pierce recognizes the impact of a diverse community and encourages applications from individuals with varied experiences, backgrounds and perspectives. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, pregnancy, age, disability gender identity and expression, protected veteran status or any other status protected by law.


Raise and release mussels with the Cumberland River Aquatic Center; welding at Scrappalachian Metal Work; learn to live with coyotes.
The story of Linda Bishop, a mother who suffered from bipolar disorder with psychosis, is revealed.
Fall in love with some of literature's most beautiful romances and explore the many forms of love.
Take a magical journey to another world through some of America's best-loved novels.
Learn the story of the unlikely and largely unknown campaign to breed a "better" American race.
In this live, three-day production, travel to the colorful landscapes of New England, meet a cast of unforgettable wildlife characters, and experience some of the best autumn has to offer.
Join scientists and sufferers alike as they probe the mysteries of addiction.
Performance capture actor Andy Serkis helps experts create a scientifically accurate 3D Neanderthal.
Dale Hollow Fish Hatchery; sculptor William Kooienga; teacher Cindy Putman; the Pioneer Hall Museum.
New music series. Mark Whitley.
The Oak Ridge Boys and more.
Sam Smith / Anderson East.
A group of unremarkable bungalows in Nashville became the heart of the country music industry.
The Crawleys head to a Scottish hunting lodge. New romances flare up and a crisis unfolds.
Larry's friend Gigi comes to visit, as does Captain Creech, who has fallen on hard times.
Walter Hartright encounters Anne, who escaped from a nearby asylum, and falls in love with his pupil.
Farlow and Redwick try to get the better of Jocelyn and James Read finds himself indebted to Alice.
Tough Boats: The Nile, Egypt.


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Oh Goodlord Limited
company content
Technology will be crucial to maintaining relationships for letting agents in the 2020s
17 January 2020	36550 Views
Technology has completely transformed the lettings landscape over the past decade, but perhaps not in the way many expected it would.
Letting agents have spent the past ten years contending with near-constant predictions that the end of the traditional agency was nigh, after a flurry of online agencies arrived to challenge the idea of the traditional brick-and-mortar agency itself (in fact, one online agency even staged a mock funeral in the streets of London proclaiming its death).
This was coupled with an influx of investment in the emerging field of PropTech, with hundreds of start-ups setting out to improve efficiencies in the property sector, from lettings through to property management, although most of these companies set out to help - rather than replace - the traditional agency.
Defying predictions, the traditional agency has survived. But successful agencies do look somewhat different to what they did a decade ago. Investment in technology that was once viewed with suspicion is now considered essential in order for traditional agencies to concentrate on what sets them apart from their virtual competitors: relationships.
"When you work in agencies, you see every day how important the agents are, that people still want to deal with people, and that it's people who make things happen," says Jaimie Beers, Managing Director of Madley Property Services in London. "Technology assists the people to do that, by streamlining processes."
David Gilson, Lettings Director of College and Country in Oxford, agrees. "The value that comes from a traditional agency is the relationships, making sure that there's an understanding from both the tenant and the landlord's point of view, and there being a clear, flexible approach to the way that you work together. That's when you're providing an enhanced service that actually has some real value above an online-only offering," he says. "The thing that can't be replaced by modern technology is the relationships."
This is an extract from Goodlord's latest e-book, Dawn of a decade: Lettings in the 2020s. Download your copy here.
Contact Oh Goodlord Limited
By submitting your enquiry you agree to the details entered in this form being passed to Oh Goodlord Limited for the purpose of contacting you regarding your enquiry and that you have read and accepted our Terms and Conditions. Please see our Privacy Policy for information regarding the processing of your data.
News Archive: February 2014 - May 2015
News Archive: Nov 2008 - January 2014
Record number of buy to let landlord companies set up
Labour in Commons onslaught about Coronavirus evictions
New property ID system aims to identify rogue buy to lets
Regional agency says unique business model is behind success
Tips for agents coping with remote working and home schooling
Agents told to prepare for new off-payroll working rules
Scrapping of S21 and new transferable deposits likely "very soon"
Letting agents should be proud of their role, urges industry supplier
Property maintenance Covid regulations tightened in Scotland
UK rental market "dragged down" by London crisis

redpajama_set_name: RedPajamaCommonCrawl


Eztigma's debut Hacienda release entitled "Quema" is the collective creation of the musical talents that comprise this dynamic new group. All songs are original creations composed by Robert Olivares and one song composed by Joseph Scott. The music consists of lively contemporary regional Mexican rancheras cumbias mixed with some valzciada as well as some reggae.
Highlights from this hot new CD include "Con Los Ojos Cerados", "No Estabas" "Ya Llego" and many more, including the title song "Quema".


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Q: Regex for min 8 characters, one uppercase letter and min one number not on the beginning and the end of the string This is the description:

*

*must be at least 8 characters long

*string must contain at least one uppercase letter

*the number must divide the string into at least two character strings

Examples:
Bad strings: asdFghjk, 123aSdfghjk, asd6H
Matching string: asd3fGhjk
So far I got this:
^(?!(0-9))(?=.*[A-Z])(?=.*\d)[a-zA-Z\d]{8,}$(?!(0-9))

A: You can check the length of string manually and then
^(?=.*[A-Z])(?:[a-zA-Z]+?\d+[a-zA-Z]+?)+$

let arr = ['asdFghjk','123aSdfghjk','asd6H','asd3fGhjk','aAs2323ASDdncnc','a1a1a1a1a1A','dgd3323hdhdh132asas']

let tester = (str) =>{
  return str.length > 7 && /^(?=.*[A-Z])(?:[a-zA-Z]+?\d+[a-zA-Z]+?)+$/.test(str)
}

arr.forEach(str=>{
  console.log(str, ' --> ',tester(str))
})

redpajama_set_name: RedPajamaStackExchange


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18 May When the Hypothetical is Now: The Importance of Pandemic Stress Testing
Posted at 12:17h in Intel, Invictus Blog by Lisa
By Kamal Mustafa, Invictus Chairman
After the 2008 Great Recession and prior to the coronavirus pandemic, regulators turned to stress testing to establish bank capital adequacy levels. The Federal Reserve established a program called the Comprehensive Capital Analysis and Review (CCAR) for the largest banks, laying out economic scenarios and parameters for each stress test. Some community banks duplicated aspects of the CCAR approach, while others used loan-level stress testing focused only on the CRE portfolio in an attempt to prove to regulators that their banks would withstand a potential downturn. In all cases, the objective of the stress tests was to subject banks' balance sheets to hypothetical adverse conditions and to evaluate the impact on bank capital under these scenarios.
The pandemic has changed everything. The historical data and credit fundamentals behind stress testing are no longer valid. Stress testing has moved from an exercise in evaluating the impact of future hypothetical economic changes to evaluating existing economic changes, the ongoing evolution of these changes and their delayed impact on the bank's capital adequacy.
These changes are dramatic in both form and substance. The pre-pandemic stress scenarios relied on historical credit and collateral information to evaluate and quantify the degradation of the loan portfolio and its corresponding impact on the bank's capital. There was enough historical data and traditional credit experience to create reasonably realistic scenarios. Statistical correlation techniques had reasonable validity under these scenarios.
In the pandemic and post-pandemic environments, statistical correlation is an absurdity. Stress testing companies and consultants staffed by "computer jocks" and statisticians with little or no direct credit experience are in no position to assist banks in their stress testing efforts. There are no correlating data points that would allow such an exercise.
I stress credit experience since any reliable stress test must rely on the bank's credit process and its intertwined loan classification system. In a simplistic explanation, adverse economic circumstances cause loans to slide down this loan classification system, creating increasing demands on bank capital as credit degrades.
However, many community banks instead turned to oversimplified models entirely focused on shocking net operating income levels or black-box regression models that were highly dependent on metrics such as net operating income.
In the pre-pandemic world, there was sufficient data on collateral values and credit to allow fairly reasonable assumptions on the rate and nature of this degradation.
The post-pandemic credit environment is radically different. It is critical to understand the differences before even attempting a stress test. Each industry will react differently to the pandemic in regard to its rate, magnitude and timing of degradation. A reasonable knowledge of the credit/operating characteristics of companies within high risk industries such as hotels and restaurants is fundamental to creating a reasonable post-pandemic stress test. I can best explain this by using a simple example of a restaurant undergoing stress in a pre-and post-pandemic environment.
Example: Pre-pandemic restaurant under stress
A strong restaurant would have strong earnings and a strong debt-service coverage ratio (DSCR). A weak restaurant would have lower earnings and the weaker DSCR. As the market degrades, both restaurants would be in trouble, creating increased strain on the bank's capital.
At the point of default of the weaker restaurant, the property could still be a going concern with potential sale value. Most likely inventories would be reduced with, hopefully, a corresponding decline in payables. The value of equity in the property could still be significant to the proprietors.
The strong restaurant has a higher probability of successfully absorbing a shock to revenues, in the magnitude of roughly 10-20 percent, which reduces NOI between 20-40 percent based upon the operating leverage of the property. Even with such a reduction to NOI, the DSCR remains strong enough to prevent the loan from defaulting.
Example: Post-pandemic restaurant under stress
Both strong and weak restaurants cease normal operations. Now we are talking about revenue shocks somewhere between 60 and 80 percent. Importance of earnings would be replaced by the reserve (generally off-balance-sheet) capital available to the respective proprietors. The property would, at least temporarily, become illiquid. Food inventories would degrade rapidly, and trade payables could reflect seniority to bank obligations. Proprietor's capital would continue to erode under the pressure of existing leases and other fixed asset obligations.
Loan deferrals could delay defaults, but monthly costs would continue to drain the proprietor's capital.
Historically strong operating performance and good classification levels would fall by the wayside, as the owner's capital continues to be leached during the duration of the pandemic. The end of the pandemic would leave the restaurant (if it survives) facing a potential recession whose magnitude and duration is yet to be determined. Changes in consumer patterns further complicate the picture.
The credit degradation of a restaurant and its potential recovery in a general recession is completely different than in the conditions created by this pandemic. Historical data has little relevance and will be misleading. Weak small restaurants owned by wealthier individuals might recover much faster than larger and stronger restaurants where the principals have limited capital. In fact, in many cases it will be the capital held outside the restaurant entity that might ensure its reopening.
Other SIC codes, for example, hotels, will again have their own unique earnings issues. The all-important value of location might change permanently, which would in turn affect its breakeven occupancy rates and more.
The same characteristics of a restaurant or hotel that make it a salvageable credit in 2008 will not be the same as in 2020. Proper credit analysis, uniquely applied to each relevant SIC code, is of paramount importance and must form the foundation of any post-pandemic stress test/strategic plan. The DSCR is a highly misleading metric because it ignores the strength/weakness of the obligor behind the underlying business. A basic stress test based on NOI shocks doesn't work when revenue shortfalls are of the magnitude demonstrated by the pandemic. A stress testing process that does not work actively with the lending and credit departments to evaluate the new credit criteria necessary to properly classify loans in the post-pandemic environment is doomed to fail.
Stress testing in the pre-pandemic world was generally regarded as a regulatory exercise. In the post-pandemic world, stress testing must first be used as an essential tool for management in its strategic planning process. It can next be used as a way for directors to ensure shareholder protection and finally, to satisfy regulatory needs, but only after bank management teams gain a full understanding of how the results affect their ability to guide their banks through and beyond the crisis.


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Motorcycle Highway Foot Pegs Foot Rest Long Mount Crash Engine Guard For Harley Electra Road Glide - Featuresconditionaftermarket 100% brand newhigh class quality and very durablematerial metal and anti-skid rubbercolorblackfitmentfits harley all models with 1-1/4″ engine guards (harley touring softail dyna sportster and so on)package include1 pair foot pegs (left and right).
TCMT 32mm 1.25″ Chrome Long Angled Highway Engine Guard Foot Peg For Harley Davidson - Material high quality metal & rubber,color chrome and black. Package includedone pair highway engine guards foot pegs. 360 degree adjustable,mounts to your engine guard. Condition100% aftermarket new,high class quality and very durable. Fitmentuniversal fit for 1-1/4 "(32mm) highway engine guards.
1.25″ 1 1/4″ Engine guard footpegs harley Highway pegs For Harley Touring Softail Dyna Sportster - 125 highway foot pegs for harley softail dyna sportster 1-1/4″ engine guard bar features condition aftermarket 100% brand new high class quality and very durable mounts to your engine guard easy to install, instructions not included material high quality metal & rubber color black fitment universal fit for 1-1/4″ (32mm) highway engine guards package included 1 pair highway engine guards foot pegs (left and right). Fitment universal fit for 1-1/4″ (32mm) highway engine guards. Condition aftermarket 100% brand new high class quality and very durable mounts to your engine guard easy to install, instructions not included material high quality metal & rubber color chromed. Package included 1 pair highway engine guards foot pegs (left and right).
Durable Foot Rest Pegs 1-1/4″ Highway Pegs Heavy Duty Billet Aluminum Foot Pegs Footrest Engine Guard Mounts Clamps Kit Chrome For Harley Davidson Kawasaki Yamaha Honda Suzuki Honda (1 Pair) - Foot peg size approx l 4 3/8″ x w 2 3/4″ (11 cm x 7 cm). Material high quality heavy duty billet aluminum & skid proof rubber. Fit most for harley honda suzuki yamaha custom motorcycle cruiser chopper cafe racer with 1 1/4″ round tubing clamp. Design the 360 degree rotation permits comfortable positioning for short or tall riders,clamp securely grips the engine guard, and the locking design keeps the peg at the desired angle. Package includes 1 pair of motorcycle foot pegs (left & right ), 2x mounting clamps & mounting accessories.
Highway Pegs Foot Rests to fit for 1″-1.25″ Engine Guard – Harley Davidson Road Glide, Electra Glide, Road King, Street Glide by KONDUONE (A) - 【Size】length 4 21/64″ (11cm) width 2 11/64″ (55cm) mounting diameter 1 1/4 "(32mm). 【Compatible】fits for harley-davidson models with 1″-1/4″ (32mm) engine guard. 【Quality assured】 direct replacement for a proper fit and easy installation, quality materials used;. 【package includes】 1 pair of engine guard highway foot peg (left & right) + set of allen wrench. 【Buy with confidence】 order from konduone, we offer a 6 month warranty, true worry-free shopping experience.
Chrome Long Angled Adjustable Foot Peg Mount harley highway pegs Honda Harley Suzuki 1-1/4″ 32mm Bar - Long angled adjustable highway peg mount for honda harley suzuki 1-1/4″ 32mm bar. Condition100% aftermarket new colorchrome size show in the picture placement on vehicle front high class quality and very durable high quality metal and rubber 360 degree adjustable. Fitment for all motorcycles with 1-1/4″ or 32mm engine guard.
TCMT Universal Highway Front Foot Pegs Motorcycle Footpeg Footrest Bracket Set For Yamaha Kawasaki Suzuki Honda Harley - High class quality and very durable,folding highway pegs with mounts. Fitment yamaha kawasaki suzuki honda harley. Package includedone pair highway engine guards clamp foot pegs. Color chrome and black. Mounts to your engine guard,material high quality metal & rubber.
TCMT For Harley 7/8″ 1″ Longhorn Highway Engine Guard Bar Offset Foot Peg Rest Clamps - Fit honda(goldwing), yamaha, suzuki, triumph, harley-davidsonw/ 1″ or 7/8″ engine guardnotethis item is a multiple application product rather than a specifc one the installing size is 22mm-25mm it will fit more motorcycles than we have it listed if you want to buy this for an application that is not listed, please contact us before buying to find out if it will fit your motorcycle. No install instructionsinstalling size is 22mm-25mm. Conditonaftermarket 100% newhigh quality construction. Package included1 x footrest set (as in the picture). Colorchromeposition frontmaterial aluminum and black rubber.
TCMT Chrome Foot Pegs Foot rest Mounting P-Clamp Footpeg Footrest Set For Harley-Davidson 1 1/4″(32mm) highway bars - Allow you to mount highway footpegs(male mount) on engine guard,allow you to fold up foot pegs when not in use. Replaces oem 50957-02,fit 1 1/4″ (32mm)engine guards or frame. Materialaluminum,colorchrome,ball milled for custom look. Package includeda pair of 125″ 32mm foot peg mounts with hardware(as picture shown). Condition aftermarket 100% brand new.
TCMT 1 1/4″ 1.25″ 32mm Bars Highway Foot Peg Mount Footrest For Harley Touring Models - Fitment 32mm universal highway engine guards or frame tube. Package include one pair highway engine guards clamp foot pegs. Folding highway pegs with mounts,mounts to your engine guard. Material high quality metal & rubber,color black. High class quality and very durable.
Mallofusa Black Engine Guard Crash Bar Highway Protector Bar for Harley Davidson Dyna Models 1991-2017 - You may need to modify it for use. Description this set of brand new and aftermarket engine crash guard, silver in color, made of 6061 billet aluminum, is of high quality and fits harley davidson dyna (1991-2017) (with mid controls, except exdwg, fxdx, fxds) item specific condition brand new & aftermarket material steel package includes 1 x crash bar (installation & hardware not included) please note please kindly check the models, phtots and size to confirm it fits yourr bike or not. Crash bar may not fully 100% fit your bike.
HARLEY HIGHWAY PEGS - Sold in pairs. Fold-up design with a chrome finish. U-clamp style 1″ to 1-1/4″ highway bar, crash bar, engine guard or any round 1″ to 1 1/4″ bar.
Motorcycle Footpegs, INNOGLOW Chrome Durable Dually Foot Rest Pegs Footrest 1-1/4″ Engine Guard Mount Clamp Peg Mounting Kit Bars Set Fit Harley Highway Metric - Broad surface place provides more support than stock foot peg, soft rubber dampens vibration to improve riding comfort. Amazing replacement for the stock foot pegs(driver or passenger application). Great for harley davidson/honda/yamaha/kawasaki/bsa/norton/triumph bobber,chopper,cafe racer,atv,utv,scooter,etc. Aftermarket anti vibration foot pegs with male mount, sleek surface and trim profile adds a custom look. Package includeda pair of chrome foot peg clamps a pair of chrome foot pegs(left right).


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redpajama_set_name: RedPajamaGithub


ANTHONY JOHN ACRES worked in companies BIRCHWOOD PARK GOLF CENTRE LIMITED, BURHILL GOLF AND LEISURE LIMITED, BURHILL ESTATES COMPANY LIMITED	as COMPANY DIRECTOR.
ANTHONY JOHN ACRES was from 1997.03.26 to 1998.03.31 at BIRCHWOOD PARK GOLF CENTRE LIMITED employed as Director (COMPANY DIRECTOR).
ANTHONY JOHN ACRES was from 1991.10.04 to 1998.03.31 at BURHILL GOLF AND LEISURE LIMITED employed as Director (COMPANY DIRECTOR).
ANTHONY JOHN ACRES was from 1992.10.04 to 1998.03.31 at BURHILL ESTATES COMPANY LIMITED employed as Director (COMPANY DIRECTOR).
ANTHONY JOHN ACRES Score for ANTHONY JOHN ACRES is 5 stars.