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10 best reads for travel junkies
17/05/2013books1635Views
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Travel broadens the mind, so they say, but sometimes a good piece of travel writing can be just as effective. So if you're homeward bound for the next few months, but itching to jet off somewhere exotic, explore the world from your armchair with our pick of the best books for travel junkies.
1. Lunch in Paris: A Love Story with Recipes by Elizabeth Bard
Beginning with the beguiling: "I slept with my French husband halfway through our first date", these enchanting memoirs (and recipes) trace a woman's growing affection for both French food and her French lover.
2. Yes Man by Danny Wallace
When Danny decides to say 'yes' more, he never dreams where the journey will take him. From Australia to Amsterdam, Barcelona to Singapore, this brilliantly funny book shows just how far a 'yes' can go.
3. The Beach by Alex Garland
This vivid Thailand tale of one man's search for paradise may have been a critique of backpacker culture, but it continues to inspire countless travellers to search for their own perfect beach.
4. The Sex Lives of Cannibals by J. Maarten Troost
With its wild dogs and diplomats, bull sharks and beer shortages, this laugh-out-loud account of life in the South Pacific will resonate with anyone whose ever fantasized about a tropical island paradise.
5. My Family and Other Animals by Gerald Durrell
Durrell's memoirs of a childhood stay with his eccentric family in 1930s Corfu are enchanting. Sun-soaked and sentimental, this book glows with gentle humour and genuine affection for bird, beast and relative.
6. Eat Pray Love by Elizabeth Gilbert
Warning: this honest and humorous account of a writer's search for happiness across Italy, India and Indonesia may induce severe wanderlust, as well as an irresistible craving for pizza.
7. The Geography of Bliss by Eric Weiner
Weiner's exploration of the happiest (and unhappiest) nations on earth is a fascinating look into the relationship between culture and contentment. It may even tempt you to book a one-way ticket to somewhere new.
8. On The Road by Jack Kerouac
This is the classic American road-trip story – a semi-autobiographical tale of a restless and breathless search for pleasure and adventure, in which the journey is far more important than the destination.
9. The Motorcycle Diaries by Ernesto 'Che' Guevara
This diary of a young Che Guevara is not that of a political revolutionary – rather, it is a lively account of two adventurous best friends, one temperamental motorcycle and an epic journey across South America.
10. Born to Run by Christopher McDougall
What begins simply as running research becomes an epic journey into Mexico's copper canyons, to find the Tarahumara, an ancient tribe of ultra athletes, and the legendary runner Caballo Blanco, the 'White Horse'. Inspiring.
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Nicholas Raymond, "Summer Shoes" Release Tour, Walt Hamburger, Ian Olvera
« September 10, 2018
Nicholas Raymond
"Summer Shoes" Release Tour
Walt Hamburger
Ian Olvera
Nicholas Raymond "Summer Shoes" Release Tour September 2018
Tuesday 9.11.18 8pm 21+ $5
Nicholas Raymond is a multi instrumentalist, singer, songwriter, producer & collaborator. Touring nationally, he remains dedicated to each moment on stage. He is most known for his animated drumming/singing while fronting the rock & roll group The Traveling Suitcase. Raymond shares his vulnerable side in his passion for story telling & folk music. Recording and performing with Brandon Domer, his musical companion of 16 years, these two are a laboratory of soundscapes. Nicholas has an original & authentic approach to his art, often playing his guitar filled with rhythm & unique tunings. A voice that carries & defines any space with or without a microphone.
Joining the bill will be Neenah, WI's Walt Hamburger, and Milwaukee's Ian Olvera.
September 11, 2018 @ 10:00 pm - 1:30 am

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The roadsides are ablaze with color in my little part of the world. Vibrant, joyful color – hailing summer with fiery orange lips and golden throats. Hemerocallis fulva is in full bloom, though most know her as the tawny daylily, roadside lily and even the outhouse lily. She is common, she is vulgar, she is aggressive and she is cheap, but oh how I love her.
I am not supposed to. She is an invasive – an unwanted escapee from colonial gardens and farms so very long ago. In my defense, I have tried to be politically correct upon this issue. I have lowered my eyes and nodded demurely when walks with naturalist friends brought us face to face with vast swaths of woodland claimed by this wanton beauty. Heated words rang out in the undergrowth and I did not defend her – recognizing that her desire to populate every square inch of claimed and unclaimed land was not particularly ladylike. In fact, she has been so successful in this particular endeavor that many people think of her as the state flower of Maryland, or Delaware, or Virginia, or….well, you get the picture.
H. fulva was brought to our shores back in the 17th century by the Europeans, and soon escaped, as all things eventually did, to woodlands and roadsides up and down the East coast and far into the Midwest. Just like the cherry trees that line the Tidal Basin of our nation's capital, she originally hails from Asia, where petals and sepals are often used medicinally and in the kitchen.
I don't know how well she flavors soup, but she certainly is a miracle worker when it comes to erosion control, which is why she was so popular so long ago. H. fulva is stoloniferous – that is to say, she does her spreading surreptitiously, under cover of about two inches of good (or not so good) soil. Many cultivated daylilies, in comparison, are clump forming and fairly well-behaved.
Stolons are difficult to eradicate completely, but they hold on to dirt like no one's business – growing in problem areas like drainage ditches and steep hillsides. It is that very growth habit that allows her to outcompete many native species, and to give her due, she does so quite beautifully. However, for this very reason, we must hate her my friends. We must eschew her in favor of something smaller, something less gaudy – something native.
Shall we change our minds in five hundred years I wonder, or will she never have a place at the table? Will our descendents never see Mertensia or Claytonia carpeting the woodlands in early spring, but instead marvel at the beauty of a dappled woodland set on fire in early summer? Is that an acceptable trade off? I cannot answer that question; I am a bluebell watcher myself.
Whatever you think of her methods, she is a lifesaver in the home garden. Sun or shade, she will sigh and get on with it – bringing a bright spark to my northside garden and covering a difficult hillside above the beehives with raging color. In this spot, Mother Nature has also sown crown vetch, which blooms lavender-white at her feet, and the effect is quite simply charming.
A daylily is so named because of the length of bloom of individual flowers on tall scapes produced anywhere from early summer to early fall. Though the flowers are fated to live only a day, they are rapidly replaced by others on the same scape – making the genus a decent cut flower for the home gardener. Hemerocallis are so popular, and so varied, that there is a society devoted to nothing else but the propagation and protection of this plant. There are colors ranging from the softest of pinks to blackest of purples, and they bring a welcome spot of color to Mid-Atlantic gardens besieged by the heat and humidity of deepest summer.
However ordinary, however aggressive, however controversial, there will always be a soft spot in my heart for this common little contender on the daylily stage. Her presence on the roadsides lifts my spirits when temperatures rise and flowers in my own garden are fading. I cannot turn my head away and pretend that she is not stunning simply because of a line drawn in the sand four hundred years ago.
Beauty is beauty, after all. What a shame that our prejudices often prevent us from seeing it.
When we first moved to Maryland I brought a daylily dug from our Alexandria home. I tossed it behind the driveway and then in the pressures of everyday life I promptly forgot about it. Three months later I noticed it sitting, bare roots and all, patiently waiting for me to get around to planting it. I did so and it rapidly spread around the hillside. I've since gone on to more well-behaved and differently flowered daylilies but I can understand your admiration of the plant in the wild. It is remarkable how outgrows many other species along the roadside to provide that colorful verge.
That, and Verbascum thapsus, another favorite of mine. Who needs cultivated mulliens when you can take seeds from some of these candelabra beauties, eh?
Betsy,Out day lilies have just steatrd to bloom and bloom they only last a day, but they have many blooms for each day this week. My husband bought 3 very fancy day lilies over 5 years ago and they have never bloomed, this year they are in full flower and are stunning. He was sure that one day they would do more than just put out leaves.We had a huge patch of the lilies in the yard when we moved in 20 years ago the 4th of July we have separated them and planted them in the woods and what a fine show a reward.Foxglove is just 10 foot tall prolific, we never plant it but it is another roadside attraction as are these sweet little daisies that are blooming now too and 3 tall deep blue plants I have never seen before bird gifts I think!Thank you for sharing your garden adventures which are very similar to mine though I never can remember the names of the plants. Darn it all!To summer and flowers beauty and your lovely history/ storytelling adventure here. Thank youPatriciab4s last blog post..


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Are you acquainted with Daniel Gile's Effort Models for interpreting? What do they mean in theory and imply in the daily practice? Keep reading if you'd like to find out.
interpretation "takes up almost all of this mental energy, and sometimes requires more than is available, at which times performance deteriorates" (Gile, 1995: 161).
The key concepts of the Effort Models are the Processing Capacity and "the fact that some mental operations in interpreting require" a significant amount of it (Gile, 1992: 191). Since each interpreting phase implies an effort, the interpreter should therefore be able to find a balance among them in terms of energy.
3. Production Effort: in consecutive interpreting, this is further divided in two production phases, the first being the moment in which the interpreter listen to the SL speech and takes notes and the second being the TL speech delivery (Gile, 1995: 165).
where L stands for the listening and analysis effort, M for memory, P for production and C for coordination.
where TA is the total available capacity.
where the R stands for requirements.
Should conditions (2) and (3) not be fulfilled, the interpreter would experience mental saturation with an obvious negative effect on the interpreting performance. Here is exactly where the Coordination Effort comes into play, managing the interpreter's resources and allowing him/her to "survive", like Monacelli suggests in her book Self-preservation in Simultaneous Interpreting (2009).
What do they mean in practice?
For those of you who don't like equations that much, let's simplify the concept. Interpreters have a certain amount of energy and during an assignment we need to find a balance between 4 fundamental ingredients: 1) listening and analysis, 2) memory, 3) production and 4) coordination. Thanks to such a balance, the interpreter is then able to avoid mental saturation and a consequent negative performance.
Let's imagine two practical cases to see the usefulness of the Effort Models.
Let's say I am interpreting at a conference about emotional intelligence, a topic I've been working on several times. I personally know the speaker, I've already worked with him and read many of his books. He's an English native speaker, who is aware of the difficulties interpreting entails and thus speaks at a reasonable pace preventing me from having a heart attack.
If we go back to Gile, this situation implies that listening, analysis and memory won't require an excessive amount of energy for me: I'm familiar with the topic and its terminology, I am used to the speaker's accent and way of speaking and if it's a consecutive I will also have my notes as a memory aid. Consequently, since I haven't used too much energy, I can concentrate more on my output (Gile's production).
This is a purely hypothetical case: I am interpreting a meeting between two engineers in a factory about the different machines used for a specialised process. Even though I carefully prepared for the assignment, I am not an engineer, so the topic is more challenging for me than the previous one. The speaker who does most of the talking is Chinese and has a very strong accent when speaking English. We're walking around the factory, where it is pretty noisy, and I can barely take any notes or use any terminological aid.
In Gile's terms, the listening effort will be indeed very challenging. I will need to concentrate a lot because of the noise and try to decode what the Chinese is saying. Since it's a very technical speech and I cannot take notes, the analysis and memory will also require lots of energy. This means I have less energy available for production than in the previous case. If I concentrate on my output as much as before, after some time I would probably experience mental saturation. Somehow I should be aware of the efforts I am facing for each activity and should try to coordinate my energy as efficiently as possible.
Daniel Gile's opinions are also very relevant in the retour debate, i.e. whether or not an interpreter should interpret into a language other than his/her mother tongue. You can read more in a previous post, Language combination and the retour debate in interpreting.
As always, any comment is more than welcome!
GILE, D. "Basic Theoretical Components in Interpreter and Translator Training." DOLLERUP, C. and LODDEGAARD, A. (eds). Teaching Translation and Interpreting: Training, Talent and Experience. Amsterdam: John Benjamins, 1992.
GILE, D. Basic Concepts and Models for Interpreter and Translator Training. Amsterdam & Philadelphia: John Benjamins, 1995.
KRISTON, A. (2012). "The Importance of Memory Training in Interpretation." PCTS Proceedings (Professional Communication & Translation Studies); 5 (1), p. 79-86.
LEESON, L. "Making the effort in simultaneous interpreting: Some considerations for signed language interpreters." JANZEN, T. (ed). Topics in Signed Language Interpreting: Theory and Practice. Amsterdam/Philadelphia: John Benjamins, 2005. p. 51-68.
LIU, M. "How do experts interpret? Implications from research in Interpreting Studies and cognitive science." HANSEN, G., CHESTERMAN, A., and GERZYMISCH-ARBOGAST, H. (eds). Efforts and Models in Interpreting and Translation Research: A Tribute to Daniel Gile. Amsterdam/Philadelphia: John Benjamins, 2008.
MONACELLI, C. Self-Preservation in Simultaneous Interpreting: Surviving the role. Amsterdam: John Benjamins, 2009.


At the beginning of the winter semester 2018/19, the calendars were distributed to all students by the General Student Committee of the Heinrich-Heine-University Düsseldorf. They offer plenty of space for notes and appointments, but also provide valuable tips for studying, student life and events in Dusseldorf. Due to the large number of different college-internal groups and committees, the calendar is a great help especially for new students.


Influenza, also known as the flu, is a contagious disease that is caused by the influenza virus. It attacks the respiratory tract in humans (nose, throat, and lungs). Influenza usually occurs during the months of November through April.
Influenza types A or B viruses cause epidemics of disease almost every winter. In the United States , these winter influenza epidemics can cause illness in 10% to 20% of people and are associated with an average of 36,000 deaths and 200,000 hospitalizations per year.
Influenza is spread, or transmitted, when a person who has the flu coughs, sneezes, or speaks and sends flu virus into the air, and other people inhale the virus. The virus enters the nose, throat, or lungs of a person and begins to multiply, causing symptoms of influenza. A person with influenza is contagious starting the day before symptoms start and can continue for up to 1 week.
The single best way to protect against the flu is to get vaccinated each year. You can also protect yourself from getting the flu by practicing good hygiene, including frequent hand washing with soap and water; and by covering your nose and mouth (preferably with a tissue) when you cough or sneeze. Drinking plenty of fluids, eating a well-balanced diet and getting plenty of rest will keep your immune system healthy. If you are sick, stay home from work or school to avoid passing anything on to others.
Influenza is caused by a virus, therefore, antibiotics are ineffective. Treatment is aimed at the relief of symptoms. If you have the flu, rest, drink plenty of liquids and take medication to relieve the symptoms of flu such as Tylenol, Ibuprofen, cough medication and/or decongestants.


To my ear, the Earphones HD sound great. I wasn't blown away at first, but the more I used them, the more I came to appreciate their capabilities. Like most consumer headphones, the Earphones HD prioritize bass response. If you listen to a lot of electronic and downtempo music — like I do — they're a dream. With other types of music, the Earphones HD are less ideal.
Essential ticked off a whole bunch of product design checkboxes, but it ultimately failed at the thing the company is least experienced in: sound quality.
They're basic, solid headphones — and they sound good for little earbuds.
At $100, I don't think you'll necessarily find better audio quality with USB-C earbuds, but I do think you can find earphones with a better build quality.
Other than the constant background static (which probably won't bother most people) the Essential Earphones HD's sound quality is good. At $99, though, they are a poor value for their performance when compared to many cheaper 3.5mm headphone offerings.


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The Residency, also called as the British Residency and Residency Complex, is a group of several buildings in a common precinct in the city of Lucknow, Uttar Pradesh, India. It served as the residence for the British Resident General who was a representative in the court of the Nawab. The Residency is located in the heart of the city, in the vicinity of other monuments like Shaheed Smarak, Tehri Kothi and High Court Building.

History
Construction started during the rule of  Nawab Asaf-ud-Daulah  and ended during the rule of Nawab Saadat Ali Khan II, who was the fifth Nawab of the province of Awadh (British spelling Oudh). Construction took place between 1780 and 1800 AD. Between 1 July 1857 and 17 November 1857 the Residency was subject to the Siege of Lucknow, part of the Indian Rebellion of 1857. The Residency now exists as ruins.

Architecture
The Residency has been maintained as it was at the time of the final relief, and the shattered walls are still scarred by cannon shot. Ever since Indian Independence, little has changed. The ruined building is now surrounded by lawns and flowerbeds and serves as a tourist attraction. The cemetery at the nearby ruined church has the graves of 2,000 men, women and children, including that of Sir Henry Montgomery Lawrence who died during the siege.

There is a weathered epitaph near the grave of Sir Henry that reads "Here lies the son of Empire who tried to do his duty" while another nearby grave reads "Do not weep my children, for I am not dead, but am sleeping here." A light and sound show to display the history of the Residency is also played each evening.

References

External links

Buildings and structures in Lucknow
India–United Kingdom relations
Ruins in India
Residencies of British India
1780 establishments in India

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Eat, Drink + Think
HomeBen's Best Deli Is Closing. Are We Witnessing The End Of The Jewish Deli?
Ben's Best Deli Is Closing. Are We Witnessing The End Of The Jewish Deli?
by Shira Feder
Jewish delis used to be a New York staple. In the Lower East Side of Manhattan, for a group of Jewish immigrants longing for a sense of place, delis offered the Eastern European foods of their home countries (which they often would not have been able to afford in their home countries). Over heart-attack-inducing juicy Reuben sandwiches, stuffed to the brim with corned beef, generously drizzled with Russian dressing, these Jews would argue about God, politics and what was going on in their home countries.
Now the Jewish deli is struggling. Is it because pastrami on rye is cheaper to purchase at your local supermarket? Is it because of the skyrocketing rent of New York City real estate? Is it because of a pivot away from salt-soaked chopped liver, towards more health-conscious food like quinoa? By the 1950s, the Jewish deli found itself in a pickle.
In the heyday of the 1930s, there were at least 1,500 Jewish delis in New York City, according to Ted Merwin's book "Pastrami On Rye." It was where Jews went to celebrate their heritage with latkes and brisket, and rebel against their roots, eating treyf things like oysters and ham alongside their culinary inheritances. Now Jay Parker, owner of Ben's Best Deli, iconic Jewish landmark, says he can only count 12 Jewish delis left.
In 1902, when kosher beef prices soared from 12 cents a pound to 18 cents a pound, chaos ensued. Riots broke out in Jewish neighborhoods. There were boycotts of kosher delis, picket rallies outside and attacks on deli customers. Jewish women lit fire to pieces of meat they had doused in gasoline. When Orthodox rabbis, likely mourning the loss of their lunchtime pumpernickel and pastrami, endorsed this movement, prices began to fall again and the world returned to normal.
The deli was where non-Jews could go to get a taste of Jewish culture. It was where unaffiliated Jews could go to grab a bite of what their grandparents ate. It was where Jews united to break with tradition, or to honor tradition, and sometimes do both at the same time.
But that tradition is under threat.
After 73 years in Rego Park, Queens, Ben's Best Delicatessen has announced it will be closing its doors by the end of the month, unless it finds someone to purchase the unofficial cultural landmark. "Time is of the essence to find an individual who will take over this historic business, which is known citywide and even nationally," Michael Perlman, chairman of the Rego-Forest Preservation Council, said. "This is one of the last mom and pop style delis citywide."
How can a beloved restaurant go from serving 900 pounds of pastrami and practically the same amount of corned beef a month to nothing?
The news broke via a Facebook post. "Regretfully, after seventy-three wonderful years, Ben's Best will be closing its doors on Saturday, June 30," the post read.
The outcry was immediate, as people commented to reminisce on growing up with Ben's Best food and begging for recipes. Customers lamented the impending departure and promised to be in for one last feast.
"I don't want to close," Parker told the New York Daily News. "I'm out of ideas."
Parker blamed new bike lanes for the sudden drop in business, telling me over the phone that "the city has determined that they needed bike lanes on Queens Boulevard, displacing over 200 parking spots, for 10.5 hours a day, for 2100 cars, with 2 people in a car, making it between 3-4,000 potential shoppers that can no longer take advantage of Rego Park, so now business depends on foot traffic. It's been a year and we kept re-evaluating and figuring out a way around it. It's just gotten to the point where it doesn't make any sense to stay. So unfortunately we're winding it up. It's been 73 years and i'm really sorry to go, but it's the end of the road."
What is Ben's Best's legacy? "I just want to be seen as the guy that was successful that created one of the best kosher delis in the country. I mean, we are a Zagat 4.3 rated kosher deli. There is no other rated kosher deli. To be on the higher end of the excellence scale, that goes to the talents of my staff…It's going out on top. We have a great name and a great reputation and we worked 73 years to keep it as such. I want to go out with my name intact. It's my dad's name, it's my dad's restaurant, I'm just the keeper of the torch and I wouldn't do anything he wouldn't do. Going out as a mensch, as he would say, is the right way. All of my vendors get paid 100 cents on the dollar, I won't owe a nickel to anyone when we leave, all my personal staff members will be placed where I can, and hopefully everyone lands on their feet."
Many people on Facebook have been clamoring for recipes for Ben's Best, which they rightfully see as community staples. Parker was not opposed to the idea of unveiling his cookin secrets, telling me, "Now that I have free time, [publishing a cookbook] rose as a possibility. I was trying to do a cookbook for the last 25 years, but I never found four minutes to sit down at the computer and do it."
Would you ever consider reopening? I asked Parker. The answer was unequivocal. "At my age, I'm 66, to spend millions of dollars to work seven days a week, I don't think so. The margins aren't what they were years back. It's like a Jewish center on Rosh HaShana. It's a packed house. But the next day, nothing, we're done. We're one day a year Jews. We do it to ourselves, culturally. Jews step away and acculturate into society. That's never worked in the past. When my grandparents came, they were Jews and they wanted to be Jews, proud to be Jews. As each generation goes by, Schwartz became Smith, Liebowitz became Lieb. Shh, don't tell anyone I'm Jewish. They'd rather go for sushi than a sandwich. I wanted to be here for many more years. I love what I do, I love the people I deal with, I love my staff, but it's not my decision. I just respond to the facts."
I spoke to David Sax, author of Save The Deli, a man who has spent a significant portion of his life chronicling the changing Jewish-American food landscape, about what the closing of Ben's Best means for the Jews.
"I know Ben's Best, and I know Jay, and it sucks," Sax told me. "He was one of the most authentic delimen, dedicated to the legacy of a deli that was in his family and neighborhood, [who] left his career to sling pastrami in a part of the city that was not touristy and far from the spotlight. He did it with real love and energy. It sucks that it still wasn't enough."
There's still delis around New York, Sax told me, but he couldn't think of any others in Queens. "I think his was the last of the old school, kosher delis in Queens. When you have a borough that doesn't have a deli that is a significant thing, especially a borough like Queens," Sax, painting a picture of a New York institution going dusty with the void of a pastrami sandwich in Queens. "Will someone ever open up a deli in Rego Park again? I hope. But a place like Ben's Best, which has a better part of a century within the community, was a place that people knew and trusted and had relationships with and that's irreplaceable."
What could've brought Ben's Best to this end? Well, the same things that plague most small, family-owned restaurants. Sax considered the main factors to be "the rising cost of product and stagnant willingness of a customer base used to a cheap sort of product and not willing to pay the difference…Changing demographics, different generations, all sorts of economic factors, like the cost of labor, insurance, regulation…and things that are unique to the deli business."
Sax described the deli business as based on expensive meats used to create labor intensive sandwiches with labor-intensive processes like smoking and curing. "Your main item you're selling is losing you money or barely breaking even," he told me.
Ben's Best was no tourist deli. "It was the neighborhood New York deli, and really the last of a dying breed. And it tasted great," Sax told me, sounding genuinely sad. "And those are the kinds of places that in New York are few and far between."
Another day, another storied Jewish institution gone. What can the average eater do? Support small businesses. Take your loved one's to Katz's. Never forget that there once were more Jewish delis in New York than there were cold brew coffee shops. Eat your homemade pastrami on rye with vigor, gusto and tears for relish and as the Jews have done for thousands of years, carry on as best you can.
Ben's Best may be on its way out, but the mark it made on American-Jewish food will live on, along with the trail of heartbroken customers it is leaving behind.
Shira Feder is a writer. You can reach her at feder@forward.com or @shirafeder on Twitter.
This story "Ben's Best Deli Closes" was written by Shira Feder.
Share the Bounty


Our first app that teaches kids to create looping rhythmic beats.
When Jun showed us his next short he was working on – our Creative Director got rather excited. Not only was it such a departure from Jun's hi tech and ultra-detailed style, but the characters and idea were so engaging. The idea quickly formed from a fun short animation into our first foray into the app market.
We brought in the help of Tom Southworth to help realise our ambitions, and that he did!
Working in Unity to enable cross platform compatibility, we re-created Jun's animations in 3D to import into Unity, creating a more robust and much smaller sized app.
Jun set to work creating an intuitive Ui that was both easy to use and non intrusive to the core of the game: teaching kids to create simple looping beats through fun, practice and experimentation.
using visually repeating patterns in the form of vibrant instrumental beasts.
where the kids can ennjoy watching as well as listening to their creations.


Primarily because of massive Bermuda Government customs duties (import duties) averaging 36% or more of retail value on practically everything including all foods and fuels, payroll taxes that impact particularly heavily on labor-intensive industries, a significant food tax on all items made with sugar, more than 12% on the price of bread and pasta and related products and more than 7% on meat, fish, fruit and vegetables. Bermuda Government import duties are the government's second-highest source of revenue after its payroll taxes.
The Bermuda Government has a huge number, easily the highest in the world per capita, of elected members of Parliament, 36 in a total land area of only 21 square miles. They and their ensuing political baggage cost the local taxpayer hugely more per capita than in all other countries.
The Bermuda Government is Bermuda's biggest employer by a very wide margin, Bermuda has the highest number of civil servants in the world, per capita and is the single biggest contributor by an equally large margin to Bermuda's cost of living being the highest in the world for residents, business visitors, retirees, senior citizens and tourists by air and cruise ship.
Bermuda produces almost no foodstuffs or other consumer goods and is completely reliant on food being shipped in, mostly from the USA, usually weekly. One of the few things that isn't imported is the carrot. With Bermuda's small population of only 65,000 or so permanent residents, there are no decent economies of scale possible on all imports governed by Bermuda's high customs or import duties.
What reduces even more the lack of economies of scale is the fact that Bermudians only, not non-Bermudians or non-Bermudian businesses, are legally required under Bermuda law to control the entire local consumer marketplace. However, this should improve somewhat if/when there is relaxation of the 60/40 rule that has required Bermudians to have at least a 60% controlling interest in the owners, directors, administrators or managers, financial controllers and other officers and staff of any company or entity that is not an exempted company (that trades abroad but not in the Bermuda marketplace) and conducts any form of business in the Bermuda marketplace.
Bermuda's sugar tax 2018-2019, which raises the cost of food via this substantially higher government-imposed import duly tax on all products with a sugar content, is the latest concern.
After Bermuda - a British Overseas Territory - as the world's most expensive place in which to live and with the world's highest cost of living by a wide margin come Switzerland, The Bahamas, Norway and Iceland. The UK comes 12th, and the US 21st in places with the highest cost of living.
Financial Services Tax Amendment 2019. Taxes on banks and some insurance premiums will bring in millions of dollars in extra revenue for the Government. Repercussions include the rise of car and bike insurance wll rise, make the cost of living in Bermuda even more expensive.
New Legislation to increase the cost to import alcohol and tobacco has been tabled in the House of Assembly. The Customs Tariff Amendment (No 2) Act increases the cost of duty for a variety of alcohol and tobacco products. The cost to import beers, ciders or similar fermented beverages will rise from $1.26 per litre to $1.36, while the cost to import wines will rise from $5 to $6 per litre. The cost of loose tobacco is also set to rise with duty increasing from $300 per kilogram to $500 per kilogram. Duty for liquors such as rum, whisky and gin will increase under the legislation, which is intended to help the Government raise revenue.
Mobile phone fees and the government authorization fee on the telecommunications industry will increase to yield an extra $3.7 million. Fees for the most services provided to residents and businesses will be increased by 5 per cent, to yield $5 to $6 million.
A new tax on commercial rents will increase land tax rates by 5 per cent to yield an additional $15 million in land taxes.
Duty on tobacco will increase to reduce the inconsistency between duty rates on cigarettes and tobacco. Duty on wines will be raised by 30 cents per litre.
Duty will be cut from 5 per cent to zero on eggs, potatoes, cauliflower, broccoli, carrots, turnips, oranges and apples. A portion of the revenues from the new sugar tax will be earmarked for educational programmes to improve health, after it comes into play in March.
Tax from taxi drivers has proved difficult to collect, yielding $350,000 last year when it should have been $1.2 million. An annual charge of $1,000 will therefore be introduced at the time of registration. This will have an impact on taxi fares.
New entrepreneurs will be exempt from the employer portion of payroll tax in their first year of business.
The employer portion of payroll tax for disabled employees will be eliminated.
2019. January 22. New taxes (that could further increase the cost-of-living in Bermuda) could be in the pipeline for the 2019-20 Budget, the Minister of Finance said yesterday. Curtis Dickinson said in his pre-Budget report that possible taxes included one on homes where the main function was for rental to tourists or to employees in international business. Other proposals included a 5 per cent general services tax on goods and services and a 7.5 per cent tax on professional services. Mr Dickinson said: "This document will provide everyone with an opportunity to understand the focus on the next Budget and to allow us to hear from you, from the people of Bermuda, your thoughts and concerns." Mr Dickinson said that the Government's Budget process was "clear and transparent". He added: "Our pre-Budget report explains the factors driving the Government's fiscal policy decisions while giving everyone the opportunity to make their views known. We anticipate that this report will give the public a better understanding of our aims and objectives as well as encourage debate on the Budget strategy and how effectively it copes with current economic and social priorities." Mr Dickinson said that the Budget would be unveiled on February 22. The rental income tax would be applied as a percentage of the annual rental value of properties, although a proposed level was not suggested in the report. The document also outlined a general services tax of 5 per cent to be applied to "non-essential services, including catering, insurance, vehicle repairs, air tickets and so on". Bob Richards, Minister of Finance in the former One Bermuda Alliance government, proposed a 5 per cent general services tax in his 2016-17 Budget statement. A managed services tax of 7.5 per cent on "mostly professional services purchased from abroad" was also floated by Mr Dickinson. A withholding tax on island-generated dividends and interest, "substantial increases" in the foreign currency purchase tax and increases to financial services taxes, including bank and insurance fees, were also proposed. Changes to the payroll tax system "to make it somewhat more progressive, both at the company and the individual level" were also included in the report. Possible changes to customs duty were also highlighted in a bid to make "reductions in duties on food and clothing, and increases in alcohol duties". The bipartisan Tax Reform Commission tabled a report last November which proposed new taxes along with reforms to existing taxes. The commission's report predicted alterations could boost government revenues by $147 million over two to three years. Mr Dickinson said that a series of meetings would be held with members of the international business community, the Chamber of Commerce, local businesses and union leaders as part of a consultation period which will run to the end of the month. Members of the public can send their questions, comments and concerns to openbudget@gov.bm.
2018. March 16. Cost of Living Commission Amendment Act 2018. Changed the number of commission members from three to between seven and 12. The Premier and Minister of Finance said the additional members would help "formulate ideas and suggestions on how best to reduce the cost of living".
Numbeo.com. See https://www.numbeo.com/cost-of-living/country_result.jsp?country=Bermuda. Gives a detailed analysis in leading areas.
2017. December 11. Importers of food and other goods will face fines of up to $5,000 if they fail to provide information to a new commission examining their costs and margins. The Cost of Living Commission, renamed from the Price Commission, will be established by legislation which passed through the House of Assembly in the early hours of Saturday. David Burt described the Cost of Living Amendment Act as "the first step in tackling the cost of living in order to improve the quality of life that this Government promised voters at the last General Election". The Premier and Minister of Finance added: "The number one concern we have on the doorstep clearly that I know that we all hear is the cost of living in Bermuda and how expensive it is to live in Bermuda. We do know that this is the most expensive country in the world to live in, as is given by international surveys and any government has a responsibility to tackle this issue. Of course, we are looking at it from both sides, looking at it from this side and we are also looking at it from the living-wage side." Mr Burt said the Government had no intention of controlling prices and that the commission would focus on getting information from importers of food and other goods about their import cost and margins. He added: "The commission intends to then process this information, and submit various reports containing its recommendations to the minister on approaches to contain the cost of certain goods." The Bill paves the way for higher fines for those who do not comply with information requests from the commission. Mr Burt said the penalty would increase from $500 to $5,000, with an additional daily fine of $500 in the case of non-compliance. Mr Burt added that Senator Anthony Richardson, who served on the last Price Control Commission, would chair the new commission and that they would get to work as soon as the Bill had passed. One Bermuda Alliance leader Jeanne Atherden said the change was a "very good idea". She hoped the commission could look at the cost of pharmaceutical drugs, which "had played a very significant part of the expenditure of the Bermuda resident". Progressive Labour Party backbencher Rolfe Commissiong was happy the Premier and the PLP government had moved in this direction. But he said that the Bill was "just one piece" and pointed to the work on the living wage and the Tax Commission, which is looking at comprehensive tax reform. Mr Commissiong added: "I think we all want to see us move from a status quo which is no longer serving Bermudians, at least not enough Bermudians, to an era where we can have a greater degree of social equilibrium and bring those persons who need the most help in society, to a point where we can again foster a greater degree of social cohesion and social harmony." Grant Gibbons, the shadow economic development minister, said the change was "nothing new under the sun", with the Cost of Living Commission mirroring the original purpose of the Price Commission, set up under the former United Bermuda Party administration.
Amendments to the Price Commission Act would give the commission greater teeth — and a new name. The Price Commission Amendment Act, tabled in the House of Assembly on Friday, would increase the cost of fines included in the 1974 Act tenfold. Under the legislation, businesses can be ordered to provide the commission with information and documentation, along with keeping specified records. According to the 1974 Act, businesses who fail to comply to such a notice could face a $500 fine. However, if the amendment is approved, the maximum fine would be increased to $5,000, with a default further $500 fine every day that the noncompliance continues. The amendment similarly increases the fine for anyone who refuses to give evidence under oath to the commission upon request. The original Act however adds that a person will not be punished for refusing to answer any question or provide any document which he would not be required to answer or produce before a court in Bermuda. The amendment would also change the name of the commission to the Cost of Living Commission. The explanatory memorandum says: "The change in the title of the Act and the title of the commission is necessitated by the fact that matters of price control are to a greater extent now being dealt with by the Regulatory Authority. The commission's main objective is now focused on matters of cost of living." The memorandum also says that an updated to the fines included in the Act is overdue, as they have not been changed in more than 40 years.
2017. March 6. Bermuda has again topped an international list of most expensive places to live. In an article by the UK newspaper The Independent , Bermuda came first in a list of the 21 most expensive places in the world, beating New York, Switzerland and Hong Kong. "The Atlantic Ocean tax haven of Bermuda is officially the most expensive nation on earth, with the country's capital Hamilton also the most expensive individual city on the planet," the article stated. The list is based on assessments by MoveHub, which analyses price of groceries, transport, bills, restaurants and how much renting somewhere to live is. Using an index in which New York — a notoriously expensive city — is scored at 100, Bermuda was scored at 126.34. Comparatively, Switzerland topped European destinations with 90.68, while Hong Kong was the most expensive destination in Asia scoring 81.93. Also see https://www.numbeo.com/cost-of-living/rankings_current.jsp.
2016. December 29. Bermuda's capital has topped the list of most expensive cities to live, by crowd sourced global database numbeo.com. The website thecrazytourist.com, founded by a former Google software engineer, ranked the top 20 most expensive cities with Hamilton's cost of living listed as $4,769 — $157 more expensive than the second most expensive San Francisco [$4,612]. Next came New York [$4,207], Geneva [$3,314] and Hong Kong [$3,244]. Tokyo was at number 20 at $2,208. Bermuda towered above the other cities in terms of the price paid for high speed internet access at $140 compared to the next most expensive — Geneva at $57.10. According to the data, collected through user submissions, rent swallowed up the lion's share of costs at 61.6 per cent, restaurant food took up 12.7 per cent while eating at home took up 10.7 per cent. Breaking down the costs of goods, Hamilton sold the most expensive beer at $9 with the next most expensive hailing from Geneva at $6.86. There was no specification on how much beer that would buy as was the case with milk where in Hamilton it was listed as being $16.40 for the same amount for $4.49 in San Francisco. Accompanying the figures, an article on thecrazytourist.com read: "Luckily, almost anywhere you go, the cost of a beer hovers around $6, so if you're left reeling after spending all that money, you can take the edge off with a pint. Hamilton is the exception; at $9 a beer, you'll need a few more to forget about the damage to your wallet."
The World Bank rates Bermuda as the most affluent countries in the world. But Bermuda's cost of living isf the highest in the world. This is not intended to deter you from coming, simply to alert you in advance to the fact that Bermuda is far more expensive a place to live and work than you'll be told by many head-hunters and recruiters based in other countries who have not actually lived and worked in Bermuda themselves recently or at all.
Being forewarned about cost of living prices below will enable you to negotiate more accurately with a prospective Bermuda employer for a realistic starting salary and benefits package to enable you to balance your monthly budget and match it to what you can afford. It's far better to know upfront what to expect so you are not surprised but can plan accordingly than to be dismayed by revelations after you arrive that were omitted. Bermuda's charms can be very attractive to those who can command high salaries to help offset the extremely high costs of living. But for those not earning those high salaries, say under US$88,000 a year where they are now employed, they might be far better off overall staying where they are than in moving to Bermuda on a Work Permit. Why? Simply because most people expecting upward mobility go abroad to places like Bermuda and rightly expect better accommodation and conditions than they have now.
There is no official Cost of Living Index provided by the Bermuda Government (nor is there one in the USA). In Bermuda, the Consumer Price Index (CPI) program is the closest thing. It measures changes over time in what urban consumers pay for a basket of goods and services. According to the US Bureau of Labor Statistics (BLS), the CPI is the most widely used measure of inflation. The CPI frequently is called a cost-of-living index, but it differs in important ways from a complete cost-of-living measure. BLS has for some time used a cost-of-living framework in making practical decisions about questions that arise in constructing the CPI. A cost-of-living index is a conceptual measurement goal, not a straightforward alternative to the CPI. A cost-of-living index would measure changes over time in the amount that consumers need to spend to reach a certain utility level or standard of living. Both the CPI and a cost-of-living index would reflect changes in the prices of goods and services, such as food and clothing that are directly purchased in the marketplace; but a complete cost-of-living index would go beyond this to also take into account changes in other governmental or environmental factors that affect consumers' well-being. It is very difficult to determine the proper treatment of public goods, such as safety and education, and other broad concerns, such as health, water quality, and crime that would constitute a complete cost-of-living framework.
In Canada there is a website giving some details of Cost of Living there. See http://www.expatarrivals.com/canada/cost-of-living-in-canada.
Hugely expensive by international standards, equivalent to those in downtown New York, London and Paris. Buying. In Bermuda, non-Bermudians may buy only one of the most expensive homes. Annual Property taxes for non-Bermudians are the highest in the world, sometimes in excess of $80,000 pa, compared to £1,600 sterling in central London, England.
Renting. Excluding utilities. At least three times more to rent a house or apartment or condominium in Bermuda than in most of the USA, Canada and UK. The average 2017 Bermuda rental price of a one-bedroom property is $2,389, a two-bedroom $3,551 and a three-bedroom $5,403, compared to £500 to £800 a month outside of central London (anywhere in the London suburbs).. Note that average price is usually without a beach nearby or view or pool. Expect to pay appreciably more to live in one of the choice modern apartment blocks in or near the City of Hamilton, or in an apartment or house near a beach or with nice sea view and pool access. Some newcomers receive a housing allowance from their employers. Better employers, usually international not local, now do this routinely.. There is always interest in the $4,000 monthly and below market but these apartments are not usually in the desirable near-Hamilton or in the city area. Newcomers are advised not to pay any more than 28% of their salary on accommodation if they do not receive a partially compensatory housing allowance. Utilities are always extra unless specified in a written rental agreement. Accommodation costs can be much less onerous if employer offers a housing allowance. Many Bermuda-based international employers now do this routinely for their imported staff.
Apartment or house rental agreements. Standard monthly rental agreements - not leases - can be purchased but they should be viewed carefully before they are signed by a tenant and landlord. Most monthly rental agreements will stipulate that tenants, not landlords, are responsible for all periodic internal painting and upkeep but landlords will do external maintenance and upkeep..
If a standard rental agreement does not say that the tenant can park his or her own car on the premises, this should be negotiated by both tenant and landlord. Avoid renting premises where this is not offered. It could mean that either that the apartment is not legally registered as a separate apartment - in which case, you cannot legally have a car on the property - or that the landlord has assigned the property to another person (not his tenant) to keep a car there, at your expense.
Whether the premises are electrically modern-wired and fit for purpose for both normal domestic use and for telecommunications. Can you plug in to a wall outlet a cable television in a bedroom, living room and kitchen? Can you move a regular telephone anywhere? Can you get high-speed Broadband (DSL) Internet service?
Is the hot water heater recent or old? Will the landlord pay for repairs or replacements of an older unit? A plumber can take over two weeks to come. Not checking these matters may be both costly and involve a considerable wait and stress for repairs or service.
Noise. Stress to your landlord you want peace and quiet, not noise from neighbors whose indoor or outdoor parties involve amplified music at a high volume level. You will want your windows open from time to time.
Home and Household insurance is very high. Only local majority-Bermudian-owned insurers can be used. For example, a small (1250 square feet) 2-bbedroom detached cottage in Paget costs $3200 a year with Argus, compared to a 3 bedroom 1,750 square foot detached bungalow in the UK that costs £120 sterling. Average home insurance costs, huge by UK standards, are just for the building, not the real estate or contents which are extra. All home insurance must by law be with a reputable local insurer. Insurance should always include hurricane and windstorm protection. Most working non-Bermudian professional newcomers won't own their Bermuda homes but rent them so may need only contents insurance. The cost of this should be ascertained and compared with their costs back home.
Real Estate taxes. For mid-priced Bermudian-owned and occupied homes, land valuation taxes - similar to property taxes in the USA or council taxes in the UK are moderate. But homes in Bermuda owned by non-Bermudians pay the highest ;and valuation taxes anywhere in the world, by a very large margin. (For an example of merely one comparison, a £10 million lavish home in central London pays under £1,500 a year in council or property tax). Often passed on by homeowners to renters.
About 2-3 times the costs in London or New York. There are no locally made alcoholic drinks. All (including rum) are imported.
About 2-3 times the costs in London or New York. Essential in Bermuda from May to October to live comfortably at home or in the office.
About 2-3 times the costs in London or New York. Actual premiums can vary wildly. Only a Bermudian insurance company can insure a vehicle used locally..
10 or more times the costs in London or New York. Highest in the world by a very wide margin for private cars. One of the biggest single contributors to Bermuda's international reputation as the world's most expensive place in which to live, visit and work. For more information see under "Annual Vehicle License Fees" in http://www.gov.bm/portal/server.pt?open=512&objID=253&&PageID=477&mode=2&in_hi_userid=2&cached=true. Unlike in the UK, in Bermuda new smaller environmentally-friendly cars do not have free annual licensing. Also, in Bermuda only one car per household is allowed. Tourists may only rent tiny 2-seater electric cars. Visitors who have driver's licenses in their home countries cannot use them in Bermuda to drive cars belonging to their Bermuda-based relatives or friends. Nor is car leasing allowed.
About 2-3 times the costs in London or New York. Also, boats have a significant government import duty. See under "Boats" in Watersports.
About 2-3 times the costs in London or New York.
About 10 times more than the cost in London or New York. 10GB of 4G mobile service per month is around $20 but in Bermuda can be $200 per month.
About 2-3 times the costs in London or New York. Bermuda, despite being nominally British, does not offer any UK-like child birth and/or child-support payments to parents. Non-Bermudians are never eligible.
About 2-3 times the costs in New York. Cigarettes are well over $100 a carton. The Bermuda Government's import duty alone on them is over $44 a carton. Cigars are very expensive.
About 2-3 times the costs in London or New York. Returning Bermudians, residents and visitors should expect to pay customs or import duties on purchases overseas at a much higher rate - about 300 to 500 percent higher overall - than in the USA, Canada and United Kingdom. Here, your duty allowance is only US or BDA $100 (it used to be $400 until the mid 1990s) per person per month. It is by far the least generous place in the Northern and Eastern hemispheres in terms of import duty allowances. If you acquire and import goods of a greater value, the great majority of tourists and locals pay about 35 percent of the receipted or Bermuda Customs assessed value of what you bring back. Newcomers should expect to pay this too. In UK, USA, Canada, Australia, New Zealand, newcomers are usually exempt from Customs Duties on what they arrive with and ship in. But not in Bermuda. For example, if you are Canadian, a stay in Bermuda or elsewhere entitles you to up to a Canadian $ 700 allowance. If you're from the USA and have been in Bermuda for at least 48 hours, you're entitled to a duty free exemption of $800 per person on returning home. Additionally, gifts under $50 in value may be sent home, to people other than to yourself, every 24 hours, duty free. And antiques (over 100 years old), prints, maps, coins and stamps are all duty free. Duty free allowances and exemptions don't prohibit you from buying more. Nationals of EEC countries visiting another EEC country and returning to their own have a very generous duty-free allowance. When duties apply in your own country on goods purchased in Bermuda, you'll often find them very reasonable.
If you, once a resident, send away for (import) any goods, be prepared to pay a substantial customs duty, even on samples.
About 2-3 times the costs in London or New York for private School fees. Government schools (public schools) are free to Bermudians and some non-nationals if they accept the multi-racial conditions and generally a lower standard. There is a community college that is not free. It awards associate degrees. There are no Bermuda-based universities. Most Bermudian and non-Bermudian residents send their children to universities in the USA, or Canada or the UK, in that order of overall preference.
2019. About Bda/US$ 0.50 cents per KWh. About 4 times the costs in USA or Canada or twice the cost of in UK.
2018. US Electricity costs for comparative purposes. The average price nation-wide price is US$ 0.12 cents per kilowatt-hour, with a typical U.S. household of three persons using about 908 kWh a month of electricity.
2017 Bermuda electricity laws. Electricity (Regulatory Authority Fees) Regulations 2017. Electricity users will pay a slight increase to fund regulation of the industry. Electronic Communications (Regulatory Authority Fees) Regulations 2017. The general regulatory authority fee is increased from 1.5 per cent of turnover to 1.75 per cent.
2016. May. BELCo Electricity tarriff costs to consumers See belco_pressrelease2016_rates_may25.pdf and http://belco.bm/images/stories/pdf/NewBELCONoticeofTariffforRateIncreases2016RGad3.pdf.
LP gas per cylinder is about 4 times the US price.
About 2-3 times the costs in London or New York. Everything is imported and subject to government import duties.
About 3 times the costs in New York, twice the cost of Canada and somewhat more than in the UK. In December 2018 unleaded gas in Bermuda was $8.61 per gallon.
Costs are enormous, highest in the world by far, even higher than in USA. Figure on $1500 a month per adult. Free in the UK with the National Health Service. (Bermuda has no equivalent of the UK's or Canada's National Health Service and unlike the UK does not offer free doctor's visits, free hospitalization, free surgery, free prescriptions for the over and under 65s). Local taxpayers pay not just once but several times for healthcare, namely (a) for the rebuild of the King Edward VII Memorial Hospital; (b) the operational costs of the Bermuda Government's Ministry of Health; (c) for employer/employee health and hospital insurance. Only local majority-Bermudian-owned insurers can be used. Bermuda, despite being nominally British, follows the American pattern of charging for general healthcare, general practitioner consultation rates, healthcare/medical insurance, hospitals private ward daily rate and medications. There are separate charges for dentists.
Costs are enormous, now higher than in USA.
Bermuda cost is the most expensive in the world by far. Year-round average daily rates with cooked breakfast, in US$, compared to other countries. Source: 2016 Trip Advisor.
What will cost you $8 per trade in the USA, or via an overseas online investment broker, will be about US $29.95 if bought in Bermuda, one of the accurate reflections of the differences in the cost of living.
About three times more than in USA or UK or Canada for equivalent Broadband upload and download speed.
Also see under Property Taxes. Highest in the world, especially after July 1, 2019. A multi-million dollar Bermuda home could pay annual land tax of well over $80,000 a year. In comparison, a similar property in the most expensive part of London, England, would pay in equivalent London Council Tax less than $5,000 a year.
2018. March 21. The Land Tax Amendment Act 2019, if passed by the Senate, will come into effect on July 1, 2019. This new legislation will see properties charged taxes based on the annual rental value. Properties are classified into seven groups, called bands, and taxed accordingly. All properties will be charged a base rate of $300. Units that are private dwellings with a valuation of over $22,000 will pay the base rate of $300 in addition to the yearly percentage tax for the band of property. All properties under $22,000 will pay only the base rate of $300. Wayne Furbert, the Junior Minister of Finance, said Bermudians who are 65 years and older who own and occupy a private dwelling are exempted from tax on the first $45,400 of the annual rental value. He added: "The reality is to maintain Government service at a reasonable level and to avoid financial failure, the Government needs to increase revenue." The new legislation also included increased tax on commercial properties from 7 to 9.5 per cent and on tourist properties from 7 per cent to 8 per cent. Mr Furbert said: "The primary purpose of this Bill is to amend the land tax rates to ensure additional revenue to the Government so that Government can continue to do the work that the people elected us to do." Patricia Gordon-Pamplin, the shadow health minister, said although it was the Government's responsibility to provide services, it was also duty-bound to cut costs. She added that cuts in spending could be made without putting people out of jobs. Ms Gordon-Pamplin warned that the cost increase on commercial owners could be passed on to tenants and the public. She added that some of the increased taxes and fees appeared small, but it all added up and could put extra pressure on struggling Bermudians. The Dental Practitioners Amendment Act 2019 was also passed on Monday. The Dental Practitioners Amendment Bill will require dentists to have indemnity insurance in order to register as a dental practitioner. It will also give the Bermuda Dental Board power to impose additional registration requirements for some procedures when it thought it was needed to protect the health of patients.
Very high, averaging in Bermuda about $750 an hour.
About 3 times the costs in New York, twice the cost of Canada and somewhat more than in the UK, in particular for items such as dry cleaning, general goods, general services, linen, magazines, maid service, newspapers, office supplies, postage stamps and stationery.
About 3 times the costs in New York, twice the cost of Canada and somewhat more than in the UK. In particular for cosmetics, hair care, moisturizer, diapers (nappies), pain relief tablets, shampoo, soap, sun block, toilet paper and toothpaste.
It is significant, when considering costs of living overall, to compare the financial definitions of poverty existing between Bermuda and the USA. In Bermuda, the poverty line has been established as an income of less than $27,000 per annum for a single person and $76,000 for a two-parent family with two children under 16.
(In Bermuda, Land Valuation Taxes). Non-Bermudian residents who are property owners will find that these can be up to 500% or more higher than in all other overseas jurisdictions. For example, a UK £ 2 million or any figure higher or far higher home in central London, England or the UK provinces and with lots of land and any number of outbuildings will incur a "Council Tax" (property tax) of Band H or about sterling £3,500 or $ US/Bermuda 5,000 a year. But in Bermuda, a substantial multi-million $ property can have a $90,000 annual Land Valuation Tax.
Additionally, non-Bermudian newcomers buying property in Bermuda need to pay a licence fee to the Bermuda Government that can be 20% of the purchase price, the highest such fee in the world imposed by any government. If a single family home is bought, for $3,5 million or higher, the licence fee will be enormous, 20% of that.
About 2-3 times the costs in London or New York. By bus or ferry. Commuter buses are invariably crowded, especially at peak rush hour times and, in the case of ferries, when cruise ships are visiting.
About 3 times the costs in New York, twice the cost of Canada and somewhat more than in the UK. In particular for books, camera, cinema tickets, fitness/health club membership, sports goods and movie house (cinema) tickets.
Senior executives of insurance companies can earn millions of dollars annually, plus have stock and other bonuses and benefits galore.
The average starting salaries in a Bermuda-based but international or exempted company - for middle management positions - is at least BDA or USA$150,000 a year, gross. Those concerned will be appropriately degreed and professionally accredited.
For those in less senior positions, BDA or US$88,350 a year is the minimum basic salary figure recommended, below which it may not be practical to relocate to Bermuda for the period of the Work Permit. Some serious thought should be given by expatriates on whether or not it is feasible to come. For example, a professionally qualified person who is 33 years old, earns 45,000 pounds sterling a year in the United Kingdom and pays only 500 pounds a month for a 2-bedroom flat, may not find it practical to relocate to Bermuda.
Bermudians and residents once over 65 years old are the most likely to be deeply affected by cost-of-living increases. Most public-sector and private-sector employers expect their employees to retire then. Thus they have to discontinue their present 50% or-more employer-provided health and hospitalization coverage and either seek alternative employment if they can find it or begin paying it 100% themselves, without any employer-provided subsidy, for a lower quality and more restricted private individual medical and hospitalization plan.
Highest in the world by a very large margin. especially since 1 April 2019. Approximately $34,000 would be payable on the purchase of a residential property for the sum of $1 million.


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Their work done, the crew of YSB52X approaches their tie-up point at Sheboygan. The extra Saturday job picked up cars of fly ash at the Edgewater power plant, and spotted them at the fly ash facility just south of town. In background is the DPU for an empty coal train that's being assembled by another crew.


Homo heidelbergensis ("Heidelberg Man") is the name given to a number of human fossil remains that are older than fossils of Neanderthals. Homo heidelbergensis is abbreviated H. heidelbergensis.
Scientists are not sure whether these remains are from a distinct species. They are fragments (small pieces of bones), and most cannot be dated exactly. In the older texts they were simply called archaic humans or "early Homo sapiens."
There have been relatively well-defined remains of Homo erectus found in Africa from very early in human history. There have also been well-defined remains of Homo neanderthalensis found in Europe from later in history. Some scholars use the terms "archaic humans," "early Homo sapiens," or Homo heidelbergensis to describe remains that seem to come from between these two periods in history. Some authors use it for all early species of Homo, including Neanderthals.
In 1907, an archaeologist found a fossil of a lower jaw in Mauer, near Heidelberg, Germany. Some scientists thought this lower jaw was so different from any other species that it belonged to an undiscovered species. They named this species Homo heidelbergensis.
Later, archaeologists found remains in Arago, France, and Petralona, Greece, that they said were from Homo heidelbergensis. The best evidence found for these hominids is from between 600,000 and 400,000 years ago. The stone tools used by H. heidelbergensis were very similar to the Acheulean tools used by Homo erectus.
Homo heidelbergensis may be the direct ancestor of both Homo neanderthalensis in Europe and Homo sapiens. Some experts believe that "Rhodesian Man," found in Africa, belongs to the group Homo heidelbergensis.
Homo antecessor and H. heidelbergensis may have had the same ancestor: Homo ergaster from Africa. Mostly, H. ergaster was not very different from H. heidelbergensis. However, H. heidelbergensis had a larger brain-case. On average, their skulls had a volume of 1100 – 1400 cm³ of space inside. (The average modern human has 1350 cm³ of space inside his or her skull.) H. heidelbergensis also had more advanced tools and behavior than H. ergaster. For these reasons, H. heidelbergensis has been classified as a separate species.
H. heidelbergensis was taller and more muscular than modern humans. Male heidelbergensis averaged about 1.75 m (5 ft 9 in) tall and 62 kg (136 lb). Females averaged 1.57 m (5 ft 2 in) and 51 kg (112 lb).
Cut marks on wild deer, elephants, rhinos, and horses show that H. heidelbergensis hunted, killed, and butchered these animals. Some of these animals weighed as much as 700 kg (1,500 lb) or more.
During this era, now-extinct wild animals like mammoths, European lions, and Irish elk lived on the European continent.
Recent findings in Atapuerca suggest that H. heidelbergensis may have been the first species of the Homo genus to bury their dead. However, scientists still argue over whether this is true.
Some experts believe that H. heidelbergensis, like its descendant H. neanderthalensis, learned a primitive form of language.
Scientists have not found any forms of art or sophisticated artifacts made by H. heidelbergensis, other than stone tools. However, archaeologists have found red ochre, a mineral that can be used to create a red pigment which can be used as a paint. They found this possible paint at Terra Amata excavations in the south of France.
In 1994, British scientists unearthed a lower hominin tibia bone just a few miles away from the English Channel. They found the bone with hundreds of ancient hand axes, at the Boxgrove Quarry site. A partial leg bone is dated to between 478,000 and 524,000 years old.
The discoverers believe these remains are from H. heidelbergensis. However, some other scientists believe the remains are from early H. neanderthalensis. Before a discovery at Gran Dolina, Boxgrove was the site of the earliest hominin remains in Europe.
The tibia had been chewed by a large carnivore. This suggests two possibilities. The individual may have been killed by a lion or wolf. He also may have died of some other cause, and his unburied corpse may have been scavenged after his death.
Beginning in 1992, a Spanish team has located more than 5,500 human bones that are at least 350,000 years old in the Sima de los Huesos site. This site is in the Sierra de Atapuerca, in northern Spain. The pit contains fossils of perhaps 28 individuals, together with remains of Ursus deningeri, other carnivores, and a biface called Excalibur. Some scientists think that this Acheulean axe, made of red quartzite, was some kind of ritual offering for a funeral. If so, it would be the earliest known evidence of a funerary practice.
A complete cranium (skull 5), nicknamed Miguelón, and pieces of other skulls, such as skull 4, nicknamed Agamenón, and skull 6, nicknamed Rui (from El Cid, a local hero).
A complete pelvis (pelvis 1), nicknamed Elvis, in remembrance of Elvis Presley.
Indeed, nearby sites contain the only known and controversial Homo antecessor fossils.
In 2005, teeth and flint tools from the water vole Mimomys savini, which is used to date other species, were found in the cliffs at Pakefield near Lowestoft in Suffolk, England. This suggests that hominins existed in England 700,000 years ago. These hominims may have been a cross between H. antecessor and H. heidelbergensis.
↑ 'Archaic' means 'very early'.
↑ Klein, 2nd ed. Table 5.1 African sites with fossils of Homo ergaster (African H. erectus); and table 5.2 African sites with fossils of early Homo sapiens.
↑ Cartmill, Matt; Smith, Fred H. (2009). The Human Lineage. John Wiley & Sons. ISBN 0471214914. Retrieved 2013-03-01.
↑ Rightmire G.P. (1998). "Human Evolution in the Middle Pleistocene: the role of Homo heidelbergensis". Evolutionary Anthropology 6 (6): 218–227. doi:10.1002/(SICI)1520-6505(1998)6:6<218::AID-EVAN4>3.0.CO;2-6. http://www.archeo.uw.edu.pl/zalaczniki/upload23.pdf.
↑ "Kabwe 1". The Smithsonian Institution's Human Origin Program. Retrieved 2 November 2010.
↑ "The Ancestry of Man from Homo habilis to Homo floresiensis". Creation Studies Institute. Retrieved December 9, 2015.
↑ 15.0 15.1 15.2 "The first Europeans – One million years ago". Science and Nature: Prehistoric Life. BBC. 17 September 2014. Retrieved 7 June 2016.
↑ Parfitt S. et al 2005. 'The earliest record of human activity in northern Europe'. Nature''' 438 1008-1012.
↑ Roebroeks W. 2005. Archaeology: life on the Costa del Cromer. Nature 438 921-922.
↑ Parfitt S. et al 2006. '700,000 years old: found in Pakefield', British Archaeology. Retrieved 2008-12-24.
↑ Good C. & Plouviez J. 2007. The Archaeology of the Suffolk Coast Suffolk County Council Archaeological Service [online]. Retrieved 2009-11-28.
↑ Tools unlock secrets of early man, BBC news website, 2005-12-14. Retrieved 2011-04-15.
This page was last changed on 29 August 2018, at 02:42.


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Why your success can be blocked by ancestral experiences
Systemic Family Constellations
In the late nineties, while I was still living in the Netherlands, I attended a systemic constellation workshop in Germany, facilitated by Bert Hellinger the founder of this work.
As often happens in constellation workshops, several of the people in attendance miraculously had a theme or concern in common. In this one there were 4 young well-educated German professionals, 3 men and 1 woman, all with the same problem.
It appeared that all of them were successful in their entrepreneurial undertakings. However, unexplainable situations constantly led them to lose the money they gained. It looked like they were successful in manifesting, but "something" made them lose it all.
Because a "family" is seen as a system that spans several generations, the energy of the system always wants to be balanced. That means any unhealed and suppressed trauma, or unacknowledged injustices, need to be brought into the daylight and integrated into our systems, so peace can be restored.
Acknowledgment is usually the first step. Of course, none of us know our entire family history. Yet, important aspects can reveal themselves with laser-sharp precision IF there is a correlation.
So, Bert Hellinger asked questions to these 4 people like: "What happened in your families? Did someone take from others, steal, or confiscated from others unlawfully?"
To our unbelievable surprise, all four people had grandparents, who during the Nazi era, took the businesses, homes, goods, and /or money from Jews who got deported and/or murdered.
As happened in all European countries occupied by Germany, Jews were summoned to give everything they had to the authorities, or it was taken altogether after arresting and deporting them.
As a result, most of the few surviving Jews never got anything back, not their homes, businesses, possessions, etc. Sometimes not even their children.
On a side note: A well-known example is the family story of Billy Joel. the American popular musician.
In Germany, his grandfather built a textile mail order company in the 1920s and '30s, and that was taken over force without payment by Joseph Neckermann, which has never been given back the company and it is still prospering in Germany. The Joel family left everything behind and could survive by fleeing the country to America, just in time.
The documentary "The Joel files: a story of two families" where Billy Joel is filmed visiting Germany and the company is worth watching. You can see a great example of the cognitive dissonance on the side of the Neckermann family. Yet, even though Billy Joel became very successful with his great musical talent, we cannot draw any conclusions here about the mental and emotional entanglements that could exist in his family system. Those entanglements often appear as depression, anger, or other difficulties.
Back to that constellation with Bert Hellinger.
Conscience is a strange thing. It can be totally silenced by cognitive dissonance. As Hellinger speaks about "the greater soul", meaning there is a bigger collective consciousness where facts are stored and impact constantly, we individuals can be part of a chain without knowing why.
But we do know we can impact collective consciousness with our thoughts, energy, and inner work. Acknowledgment along with some typical constellation sentences and rituals can bring peace back to the system in its entirety, and the natural flow of abundance, and love, can be restored. As it turns out, whenever we do not understand why certain things happen, it's usually a good time to set up a constellation to enable us to look a little deeper behind the scenes, just like these professionals did.
We can also conclude that even if we only say prosperity-focused mantras and affirmations on a daily basis, they may not be sufficient to create a permanent successful life.
Deeper work is often needed. Systemic work truly adds to inner peace, well-being, and success.
Here you can see a simple example of how entanglements are created and how they can impact us:
If you feel like trying it out, join our upcoming workshop
Sunday, September 25th in Boca Raton.
We will do exercises that will benefit everyone, see the program planning, and a few people can do an entire constellation.
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Taking loans to settle crime?
Microsoft's collusion with Intel is white-collar crime which we last wrote about here. This class of crime is the most severe and most damaging to the economy, so equally severe punishments are necessary although they are rarely delivered in corporocracies. Either way, there were a couple of major developments in what had become a class action court case.
New evidence has appeared which indicates that Microsoft knew exactly what it was doing.
A group within Microsoft Corp. recommended in 2005 that the lowest-priced version of Windows Vista be released without the "Vista" name because of concerns over "user product expectations," according to documents unsealed by a federal court Wednesday.
The disclosure was made in a filing by the plaintiffs in a class-action lawsuit that claims Microsoft misled consumers with its "Vista Capable" marketing program in the months leading up to the January 2007 release of the operating system.
The consequences? Well, IDG also wrote about the possibility of $8.5 billion in damages.
Microsoft Corp. would have to come up with as much as $8.5 billion to settle accounts with the customers affected by its 2006 "Vista Capable" marketing program, according to documents unsealed by a federal court.
U.S. District Court Judge Marsha Pechman released the figures yesterday from the class-action lawsuit, which claims Microsoft misled consumers with the Vista Capable campaign in the months leading up to the January 2007 release of the operating system.
Microsoft is already entering debt [1, 2, 3, 4, 5], so hypothetically speaking, where would it pull almost $9 billion from? More loans?
To be honest, that 9b$ number was pretty well simply made up – i.e. maximum cost to upgrade all hardware to meet requirements, based on back-then prices.
But reporters don't let facts like that get in the way of a good headline.
Earlier today I found this, which is fascinating. It's hugely fascinating because nobody covered this before.


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Sturla Gunnarsson
From Picket Lines to Poverty: Labour Union Troubles in Canada
by Tristan Wheeler
Having a cinematic tradition that is inexorably linked to the documentary means that the battle between Canadian labour and multinational big business has been well-documented. Since its inception, documentary filmmakers working with
The Last Dive: Sturla Gunnarsson Talks 'Sharkwater Extinction'
by Michael John Long Marc Glassman
Sturla Gunnarsson has an illustrious career as the former President of the Director's Guild of Canada and as a drama and documentary filmmaker. Gunnarsson's work has earned him an Oscar nomination (After
Interview: Nick Hector on Editing 'Sharkwater Extinction'
As a new professor in Cinema Arts at the University of Windsor, Nick Hector is sharing his 30 years of experience with aspiring filmmakers. His experience has put him in the editing
I'll Take the Rain: Sturla Gunnarsson's "Monsoon"
by Adam Nayman
Features/TIFF
Sturla Gunnarsson's Monsoon is a majestic new documentary shot on location in India and beneath torrents of relentless rain.
Is David Suzuki a Force of Nature?
September 1, 2010 March 12, 2022
Sturla Gunnarsson's Force of Nature profiles Canadian icon and environmentalist David Suzukui, known for his hit series The Nature of Things.


2065 In a world that has rediscovered harmony with nature, the village of El Modena, California, is an ecotopia in the making Kevin Claiborne, a young builder who has grown up in this green world, now finds himself caught up in the struggle to preserve his community s idyllic way of life from the resurgent forces of greed and exploitation.
Never reviewed this one but you can hear me discuss it on the SFF Audio Podcast. This one is a utopia. What happens when life is good? Well, not a lot. I do like the parallel future idea that KSR had for this triptych, but I haven't read the other two.
I love love love this book. Smart, perceptive and easily the best novel about utopias I've ever read, I recommend it without hesitation.
I liked what KSR was doing with this, but was a bit mixed on a lot of the particulars. I'll be making a video review very soon!
There's a sort of interstitial bit that I quoted earlier:"Utopia is the process of making a better world, the name for one path history can take, a dynamic, tumultuous, agonizing process, with no end. Struggle forever."That message, and the way that the continual process is demonstrated in this book, despite the pains that accompany that process, is why I'll remember this book for a long time, and recommend it to others.
Robinson is one of the few writers who could make an exciting book about land development. However, there are some obvious plot points that were eye roll worthy and some style choices that amounted to shortcut story summaries that were annoying. And everyone in the book seems to be fit and active with no disabilities or other health issues even when the character is well into their 80s. In spite of this, I still enjoyed the book.
Utopia is not a state but a struggle. And a struggle located in the everyday. Small, not big. Robinson's book convinces us of all this.
As the rest of the series. There are some interesting ideas, but I think they could have been delivered in another way.
This was okay. Not something I would normally search out. I will likely steer clear of KSR in the future.


Richard Hannon has a strong hand this week at Ascot, and Ivawood appears to be one of his best chances. The classy 3 year old has run with credit in the top races this season, and will appreciate the drop in trip and grade.
Having rated as one of the top 2 year olds, the son of Zebedee disappointed on seasonal debut at Newbury. Connections blamed a lack of race fitness and suggested that the horse would come on plenty for that run. They were proved correct as he ran a very creditable third in the 2000 Guineas at Newmarket, and then repeated that feat in the Irish equivalent. Had tonnes of speed as a 2 year old and therefore the drop back to 7 furlongs could well yield some more improvement.
Bossy Guest is the main danger on form and official ratings, and there was not much between them at Newmarket. Has been given a break since and comes into the race fresh. Probably lacks the class of the selection, but has been admirably consistent.
Despite being a bit of a hit and miss performer, the odds of 8/1 9.00 +800 8.00 8.00 -0.13 look too attractive about Valantino Oyster, given that he may well get an easy lead.
Tracy Waggott's 8 year old Pearl Of Love gelding has won 11/57 starts (a good strike rate for a lower grade horse), and has sometimes looked very game from the front. Is versatile ground wise and it just seems to depend whether he is in the mood or not. Goes well from the front and has the prospect of an easy lead here with no other prominent racers in the field, so should be able to dictate the fractions without too much pressure.
Tracy Waggott's horses who are turned out within 7 days of their previous run do very well; 35/206 (16.99%) for £55.88 LSP, giving an A/E of 1.52. Valantino Oyster has himself returned to the track on 8 occasions with a week of his last run, and has record 2 victories and 2 places.
Tamayuz Magic is the favourite and looks like a progressive runner, but for one who is not proven over the 12f, the 9/4 3.25 +225 2.25 2.25 -0.44 seems a little skinny.


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BREAKING: Nick Cave Statue Update!
Jamie Ryder , June 21st, 2018 11:07
Reports suggest a '110% life size' bronze Cave will be erected in Australian hometown
A long-rumoured statue of Nick Cave looks set to finally appear in his small Australian hometown in Western Victoria, according to a Guardian report.
Cave was born in Warracknabeal, which has a population of under 3,000, in 1957. The small country town, known for its water birds and the Yarrambiack Creek, may now see the addition of a Corin Johnson-designed, oversize bronze Cave effigy, astride a rearing horse, naked save for a loincloth and brandishing a flaming torch. According to the report the sculpture has been discussed since the 90s, but the idea has now reportedly taken a step closer to fruition with the involvement of local Cave fan Nick Loy, who plans to crowdfund a campaign "with the support of his arts council colleagues." Miniatures of the statue are reportedly already circulating. Some are in Cave's possession, and others have been displayed in the Melbourne Arts Centre.
The proposed likeness has encountered some resistance. Loy suggested that Warracknabeal had been advertising Cave's links with the town of late "as a way to drive tourism", but stated that its design had "proved controversial and caused some delays in community support." Perhaps anticipating a response of this type, an earlier plan for the mounted Cave was "driv[ing] it into town on the back of a ute and dump[ing] it" for the townspeople to discover "like a shining trojan horse." Cave characterised the loincloth as "modest" in 2009.
As specified by the same report, the statue is estimated to cost roughly $200,000. A local bronze foundry is also "confident" that the project can be completed to specification. If the funds amassed exceed the campaign goal, the remainder will be donated to the Cave Youth Arts Foundation.
Nick Cave & The Bad Seeds: Selecting The Best For One Side Of A C90 »
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LISTEN: New Nick Cave & The Bad Seeds »
WATCH: New Bad Seeds Video! »
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Clathria scabida är en svampdjursart som först beskrevs av Carter 1885.  Clathria scabida ingår i släktet Clathria och familjen Microcionidae.

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