text:
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Online Business II
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How to Write to Mars and Venus!
By Jaruda Boonsuwan
Posted Tuesday, January 11, 2005
There's Yin, and there's Yang. There's a man, and there's a woman.
You can't live without one or another. And let's face it. We're not the same!
So when you're writing your ads or sales letters, you should keep in mind that, "Men are from Mars and Women are from Venus". I know....I know! Although men don't enjoy that book as much as women do, the nature of gender differences is unarguable. We were not born the same....that's all.
There's always a psychological barricade based on our gender differences. You can't write to men, thinking they're from Venus. Likewise, you can't write to women, thinking they're from Mars. You can't let them collide!
Always remind yourself what it is that keeps them glued to your page! Then make a list....
** For men, the top things on their minds are sports, cars, high-tech toys, computer games, politics and finance.
** As for women, the top things on their minds are fashion, beauty, diet, celebrities, horoscope and jewelry.
Now, what you can do is do a little research. Go buy a few magazines that are not in your area of expertise. Or if you like, you can just ask your boyfriends, girlfriends, husbands, wives or even your kids about the latest trends. I guarantee you'll get a lot of eye-opening, cutting-edge ideas.
Notice the words, adjectives or technical terms they use. Don't forget to remember the names of important persons in that particular field. Get a glimpse of what's HOT and who's COOL! This way when you write, your prospects will feel that you're NO ALIEN. They'll feel that you're part of the GANG!
Suppose you're targeting male prospects, mention something eye-catching like:
Nascar, Formula One, Ferrari, DowJones, Nasdaq, Bill Gates, Tiger Woods, Michael Schumacher, Sammy Sosa, Michael Jordan, .....
This will not only reduce their "Defense Mechanism", but will also trigger their buying interests.
Now suppose you're targeting female audience, bring up instant magnetic charms like:
Prada, Chanel, Hermes, Ungaro, Jennifer Lopez, Brad Pitt, Enrique Iglesias, Slim Fast, beauty secrets, diamond, star style, princess, the future,....
This will keep them curious and eager to finish reading your sales copies.
**HERE'S HOW TO PUT IT TO WORK!
If you're writing a classified ad, you could write the same content, with a slight difference. This way, you'll have 2 slightly different ads to target men and women -- SEPERATELY!
For example, here is an ad targeting male audience ....
"Unveil the Formula One Secret You Can Instantly Copy to Turbocharge Your Site and Easily Turn It into a Hole-in-One Business that Earns You Homerun Profits -- 100% Faster than Tiger Woods' Swing...Guaranteed!"
With a slight change to it, you'll have an ad targeting female audience...
"Uncover the Time-tested Secret You Can Instantly Copy to Make Over Your Site and Easily Turn It into a Hot-selling Business that Earns You Magic Profits -- You Can Buy Yourself 2 Prada Bags a Day....100% Guaranteed!"
You'll see that in the ad for men, I use the word "turbocharge" to associate with auto racing. And because men like SPEED.
And in the ad for women, I use the word "time-tested" to associate with beauty. And because women like SECURITY.
See how easy it is you can create 2 "TARGETED" classified ads in just a minute? You surely can create more targeted ads like these -- in NO time at all.
P.S. Don't forget whom you're writing to! A Mars or a Venus?
The author, Jaruda Boonsuwan, is offering one-of-its-kind copywriting e-course -- at no charge. She reveals deadly-effective secrets to writing killer sales copies at (http://www.groundbreakcopywriting.com)
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text:
https://apnews.com/Business%2520Wire/09e7cbe3d3b74a069c7d847e2f1c5446
Business Wire: Automotive
Exmark Honors Program Salutes Military and First Responders
BEATRICE, Neb.--(BUSINESS WIRE)--Jan 14, 2020--
In recognition of the hard work, dedication and service of our military personnel and first responders, Exmark has launched a new Honors Program. Through the Honors Program, current and former military members and first responders are entitled to a discount of up to $1,500 on a new Exmark mower.
Exmark General Manager, Daryn Walters, said the Honors Program is a way to say thank you for the commitment military personnel, first responders and their families make to the service of others.
"We salute these heroes and recognize the tremendous debt of gratitude we owe them for their service, and the time commitment it requires," Walters said. "With the Honors Program, Exmark is making it easier for them to spend less time maintaining their lawns and more time doing the things they love."
The Exmark Honors Program is open to all current and former military, law enforcement, fire, rescue and EMT personnel. The Honors Program includes all new Exmark Radius, Lazer Z and Navigator zero-turn riders, Staris and Vantage stand-on riders and Turf Tracer walk-behind mower models. Discounts range from $300 to $1,500 off CSP or national promotion price, depending on model.
See exmark.com/honors for a complete breakdown of equipment discounts and customer eligibility requirements for the Exmark Honors Program. The program runs through October 31, 2020.
About Exmark
Exmark Manufacturing was incorporated in May 1982 as an independent manufacturer of professional turf care equipment. Today, it is the leading manufacturer of commercial mowers and equipment for the landscape professional. Exmark mowers are trusted 2-to-1 over the next best-selling brand of zero-turn mowers by landscape professionals. In addition to designing, building and marketing quality turf care equipment, Exmark's goal is total customer satisfaction. All Exmark products are designed to help customers increase productivity while delivering unmatched quality. Products are sold to distributors and dealers who share the company's commitment to customer service and quality products. Learn more at Exmark.com.
Note to Editors: All media inquiries, image or interview requests should be directed to Matt Gersib at (402) 314-2150 or mattgersib@gmail.com. For other inquiries, please contact Exmark, 2101 Ashland Ave., Beatrice, NE 68310; (402) 223-6300.
CONTACT: Matt Gersib
mattgersib@gmail.com
KEYWORD: UNITED STATES NORTH AMERICA NEBRASKA
INDUSTRY KEYWORD: MEN OTHER DEFENSE CONSUMER OTHER CONSTRUCTION & PROPERTY DEFENSE CONSTRUCTION & PROPERTY OTHER MANUFACTURING OTHER CONSUMER WOMEN AUTOMOTIVE MANUFACTURING LANDSCAPE MANUFACTURING
SOURCE: Exmark Manufacturing

redpajama_set_name: RedPajamaCommonCrawl


text:
package com.eogren.link_checker.scheduler;

import com.eogren.link_checker.messaging.consumer.ScraperMessageProcessor;
import com.eogren.link_checker.protobuf.ScraperMessages;
import com.eogren.link_checker.scheduler.commands.Command;
import com.eogren.link_checker.scheduler.commands.ScheduleScrapeIfNecessaryCommand;
import com.eogren.link_checker.service_layer.client.ApiClient;
import org.slf4j.Logger;
import org.slf4j.LoggerFactory;

import java.io.IOException;
import java.util.concurrent.BlockingQueue;

public class ScrapeUpdateProcessor extends ScraperMessageProcessor {
    final static protected Logger logger = LoggerFactory.getLogger(ScraperMessageProcessor.class);

    private final BlockingQueue<Command> commandQueue;
    private final ApiClient apiClient;

    public ScrapeUpdateProcessor(BlockingQueue<Command> commandQueue, ApiClient apiClient) {
        this.commandQueue = commandQueue;
        this.apiClient = apiClient;
    }

    public void consumeScrapeUpdate(ScraperMessages.ScrapeUpdate msg) {
        logger.debug("Processing ScrapeUpdate message for " + msg.getNewStatus().getUrl());

        try {
            // TODO this could probably be cached in the message if this call gets expensive
            if (!apiClient.getMonitoredPage(msg.getNewStatus().getUrl()).isPresent()) {
                logger.debug("ScrapeUpdate is not for MonitoredPage, ignoring");
                return;
            }
        } catch (IOException e) {
            logger.debug("IOException trying to check monitored page status; assuming " + msg.getNewStatus().getUrl() + " is an MP to be safe");
        }

        for (ScraperMessages.Link l : msg.getNewStatus().getLinksList()) {
            logger.debug("Queuing ScrapeIfNecessary " + l.getUrl());
            try {
                commandQueue.put(new ScheduleScrapeIfNecessaryCommand(l.getUrl()));
            } catch (InterruptedException e) {
                logger.error("Interrupted while queuing message, continuing");
            }
        }
    }
}

redpajama_set_name: RedPajamaGithub


We are delighted to welcome you to 247 Drainage UK, where we take pride in the fact that we are the leading name for quality, professional and affordable Wartling drain unblocking solutions. As professionals, we know how difficult it is to live with blocked drains in any property, which is why we always do our best to provide quick and effective service. 247 Drainage is the preferred drainage company in Wartling for our decades of experience in the industry and the lack of any call-out fees. We make it a policy to arrive within the hour for all emergency drainage problems.
Our premium drain unblocking solutions, here at 247 Drainage, are comprehensive. Our kitchen drainage services covers simple issues such as malfunctioning sinks, as well as major problems like damaged pipes. Kitchen drainages can be blocked by lots of items ranging from grease to food waste - you can count on us to handle the problem quickly and effectively. Drainage challenges also hit property owners with busy bathrooms, as there are many substances that cause blockages.
On any property, there is no telling when the sewage pipe will become a major source of concern. This is because sewage drainage issues not only disturb the property, itself, but also nearby residents ' which can pose health threats. With us, property owners get a quality service that includes swift inspection, with state of the art equipment. We are industry leaders in local pipe lining. Our pipe lining staff use cutting edge technology and can work on pipes with diameters between 75-1200m. Our powerful high pressure water jetting technology ensures we can handle even the most persistant of blocked drains. Our high pressure water jets can also remove all types of sediments, from fats to grease - even concrete. High pressure water jetting involves use of specialist equipment, which we have in-house.
We have a strong profile on TrustaTrader, and have grown to become one of the leading providers of drainage solutions. We have built a solid reputation through delivering an exceptional service, and providing a reliable, competent, value for money solution to our clients' drainage needs. In Brighton and the surrounding area, we are the top rated drainage service provider on TrustaTrader Because we are a prompt, honest, cost effective and friendly drainage company we receive word of mouth referrals from many of the clients we work with through TrustaTrader.
As an independent company, we can vouch for all our call-out staff and the uniformity of our service. Our customers enjoy an affordable professional service from our committed staff. Our passionate service, professionalism and experience make us the most trusted drainage company in Wartling.
We are fully committed to demystifying the drainage service in Wartling for both residential and commercial owners. We provide lots of tips and advice that can keep your drains and pipes operating at full capacity. Give us a call today to deal for a five star drain repair service!
At 247 Drainage UK, we do more than just repairs. Our consultancy session offers an insight into your drainage problem, before any action is taken. Depending on the scope of the project, we can complete consultancy and the project within the hour. With our unparalleled experience, we are the best drainage company in Wartling for all residential and commercial jobs. You only need to take a look at our customer reviews to see what the Wartling public think of our services. Our level of expertise and reasonable prices can be seen by our five star rating on TrustedTrader.com.


Hashtags were first known on Twitter for grouping conversations in one stream related to topics, events, brands, and more. They've since become utilized across other channels like Instagram, tumblr, and Facebook.
There are differences for each channel and best practices for each.
If you have questions or comments on how best to use hashtags with your brand's content, reach out in the comments below.
Image by Maria Elena. Used by permission.


MIAMI – Pamela Rauseo was stuck in traffic on a Miami highway Thursday when her 5-month-old nephew, strapped into his car seat behind her, stopped screaming and she knew something was very wrong.
"That was a red flag for me, because the car was at a standstill, and he'd had a little bit of a cold, and I knew that he was congested, so I got really worried," Rauseo said Friday of her nephew, Sebastian de la Cruz.
She had good reason to worry as she stopped along State Road 836, a six-lane stretch of concrete known locally as the Dolphin Expressway.
Rauseo screamed for help, and fellow motorists responded.
Lucila Godoy was among the first.
Soon, Sweetwater Police officer Amauris Bastidas stopped and helped the women perform chest compressions on the struggling infant, who resumed breathing on his own.
Miami Herald photographer Al Diaz was among those stuck in traffic.
But the ordeal was not over. Sebastian stopped breathing again.
Sebastian was taken to Jackson Memorial Hospital, where he was in critical condition Friday, his aunt said.


text:
Q: Python - Print Method using variables I'm having trouble printing a method with a variable.
If I do  print (pet.__str__()), it works as expected.  However I'm trying to loop through the method using variables to replace "pet" with a variable.  I'm then assigning it to a variable and trying to print it.  When I print it, it literally prints the string pet.__str__() instead of calling the method.  I'm not sure what I'm doing wrong.  Here's a general overview of my code.  Thanks
pet = Pet('Taz')

my_list = ["pet", "dog", "big_dog", "small_dog"]

my_string = ["animal_variable.__str__()", "animal_variable.kind", "animal_variable.color", "animal_variable.do_tricks()"]
sentence1 = []

sentence1 = my_string[0]
print (sentence1) #DEBUGGING*****************************************
print (sentence1.replace('animal_variable', my_list[0]))
print (type(sentence1))

*** HERE'S THE OUTPUT I GET *******
animal_variable.__str__()

pet.__str__(),

class 'str'

*** If I do this it works as expected, however this doesn't allow me to loop through different variables in my list
print (pet.__str__())

A: Try this method:
my_list = ["pet", "dog", "big_dog", "small_dog"]

for pet in map(Pet, my_list):
    print ("{}, Kind: {}, Color: {}\nTricks: {}".format(str(pet), pet.kind, pet.color, pet.do_tricks()))

If you already have a list of animals, then simply replace the for loop above with:
for pet in my_list:

Another method to use is to override __str__ method of the class, to return the above. Something like:
def __str__(self):
    return "Kind: {}, Color: {}\nTricks: {}".format(self.kind, self.color, self.do_tricks())

redpajama_set_name: RedPajamaStackExchange


text:
class GithubGameoff
  class << self
    def load_badges
      (2012..2020).each do |year|
        Object.const_set "GithubGameoffJudge#{year}", Class.new(BadgeBase) {
          describe "Github Gameoff Judge",
                   skill:       'game development',
                   description: "Was a judge in the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   for:         "judging the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   image_name:  "github-gameoff-judge-#{year}.png",
                   url:         "https://github.com/blog/1303-github-game-off"
        }

        Object.const_set "GithubGameoffWinner#{year}", Class.new(BadgeBase) {
          describe "Github Gameoff Participant",
                   skill:       'game development',
                   description: "Won the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   for:         "winning the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   image_name:  "github-gameoff-winner-#{year}.png",
                   url:         "https://github.com/blog/1303-github-game-off"
        }

        Object.const_set "GithubGameoffRunnerUp#{year}", Class.new(BadgeBase) {
          describe "Github Gameoff Runner Up",
                   skill:       'game development',
                   description: "Was runner up in the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   for:         "being the runner up in the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   image_name:  "github-gameoff-runner-up-#{year}.png",
                   url:         "https://github.com/blog/1303-github-game-off"
        }

        Object.const_set "GithubGameoffHonorableMention#{year}", Class.new(BadgeBase) {
          describe "Github Gameoff Honorable Mention",
                   skill:       'game development',
                   description: "Was an honorable mention in the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   for:         "being noted an honorable mention in the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   image_name:  "github-gameoff-honorable-mention-#{year}.png",
                   url:         "https://github.com/blog/1303-github-game-off"
        }

        Object.const_set "GithubGameoffParticipant#{year}", Class.new(BadgeBase) {
          describe "Github Gameoff Participant",
                   skill:       'game development',
                   description: "Participated in the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   for:         "participating in the Github Gameoff #{year} building a game based on git concepts of forking, branching, etc",
                   image_name:  "github-gameoff-participant-#{year}.png",
                   url:         "https://github.com/blog/1303-github-game-off"
        }
      end
    end
  end
end


text:
The bankrupt law of the United States, approved March 2, 1867 : with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841
The work The bankrupt law of the United States, approved March 2, 1867 : with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841 represents a distinct intellectual or artistic creation found in Biddle Law Library- University of Pennsylvania Law School. This resource is a combination of several types including: Work, Language Material, Books.
The Resource The bankrupt law of the United States, approved March 2, 1867 : with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841
with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841
edited by Edward Avery and George M. Hobbs
Hobbs, George M., (George Miller), 1827-1912
Avery, Edward, 1828-1896
Enacting jurisdiction
Statutes and codes
Bankruptcy -- United States
Legal classics library (Buffalo, N.Y.)
History of Bankruptcy (Buffalo N.Y.)
KF1511.61867
.A94 1868
HeinOnline legal classics library
HeinOnline history of bankruptcy
Context of The bankrupt law of the United States, approved March 2, 1867 : with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841
The bankrupt law of the United States, approved March 2, 1867 : with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841, edited by Edward Avery and George M. Hobbs

 Data from The bankrupt law of the United States, approved March 2, 1867 : with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841 - Biddle Law Library- University of Pennsylvania Law School

Data Citation of the Work The bankrupt law of the United States, approved March 2, 1867 : with copious notes, embracing the leading American and English authorities, and marginal references to the American and English bankrupt laws : together with an appendix, containing the general orders or rules, and the forms of proceedings in bankruptcy as promulgated by the Supreme Court of the United States, and the United States Bankrupt law of 1841


text:
AT&T to carry Viceland
24th November 2015 @ 11:05
AT&T's US platforms are to carry the upcoming A+E Networks-backed cable channel Viceland as part of a wider distribution agreement.
Viceland will be available of both the AT&T U-verse TV service and through DirecTV, which AT&T acquired for US$48.5 billion last year.
Viceland, which Vice Media will operate with the backing of A+E, is replacing the H2 brand next year, targeting millennial audiences.
A&E, Lifetime, History, LMN, FYI and History en Español are all included in the "long-term, multiyear" deal, which includes TV Everywhere, video-on-demand and mobile rights.
"We have worked together with AT&T for many years and we are delighted that this renewal will allow us to do so well into the future," A+E said in a statement.
"We are thrilled that AT&T's valued customers will be able to enjoy A+E Networks' award-winning portfolio of brands – including A&E, Lifetime, History, LMN, FYI and HISTORY en Español – across their multiple platforms, and that Viceland's new 24-hour channel will be part of that offering."
A+E has teamed up with Rogers Communcations in Canada to launch Viceland there.
Tags: A&E Network, A+E, AT&T, DirecTV, FYI, History, History en Español, Lifetime, LMN, U-verse TV
A+E Networks UK commissions crime trauma docuseries
A+E Networks UK has commissioned a six-part documentary series, exploring the stories of those who have survived horrific crimes, for its Crime + Investigation channel. Brighton-based indie Hello Mary will produce the series, which has the working title of Survivors With Denise Welch, and is due to debut this spring. It is being executive produced […]
UK distributor Passion launches 'producer programming brief'
UK sales firm Passion Distribution has launched a new initiative to support producers and set out an unscripted programming "wish list" for IP owners. The 'Producers Programming' brief will see Passion share its latest market intelligence with prodcos, focused on the current needs of the international market. Passion said it wanted to expand opportunities for […]
Deals round-up: DCD strikes global sales; ZDFE shops post-WW2 crime doc; Korea's Studio M adapts BBC drama
DCD signs global factual sales UK distributor DCD Rights has secured a raft of sales for non-scripted programming with platforms and broadcasters around the world. A World Without NASA, which was produced by Go Button Media for Curiosity Stream, has been picked up by Da Vinci Channel for Russia, Poland, Turkey, Asia, Middle East, Eastern […]
Amazon launches ultra low-cost mobile-only Prime Video plan in India
Amazon has launched a Prime Video-only mobile offer in India. The low-cost bundle is being launched in partnership with Indian telco Airtel and will offer a mobile-only, single-user, SD package for INR89 ($1.22) per month. The already cheap tier will also include 6GB of mobile data per month via Airtel, with the first month for […]
UK's BossaNova unveils distribution launch slate & pitching event
Sky expands environmental pledges with 'preference' for carbon neutral partners
Amazon takes first-window rights to Freeform thriller 'Cruel Summer'
Univision announces Spanish-language AVOD PrendeTV


Over the past 3 months I've had a few great opportunities to shoot a variety of shots of Red Deer and surrounding area. These are some random shots that caught my eye. I hope you enjoy them. I encourage any other photographers, whether pros or amateurs, to show off your work on Todayville. Link back to your own website if you wish. Let's show what a pretty city and region we live in.
Downtown near Little Gaetz Ave.


text:
Q: Is there a simple way to use vectors in vb? I am currently trying to write a 3d graphics engine on vb.net (yaay...) but the maths im using to do it (vectors) are really awkward to use with lots of points any suggestions?

A: Use google: "vector class vb .net"
Then find:
http://www.codeproject.com/Articles/20385/3D-Geometry-Library-Basic-Classes-and-3D-Drawing-u

A: Friend Module Func
        ''' <summary>
        ''' Program Function
        ''' </summary>
        ''' <remarks></remarks>
#Region "Vector3"
        Public va, vb, vc, vd As Single
        Public VectorDot1, VectorDot2 As Double
        Public vectorAngle As Single
        Function CalculateVector(ByVal point1 As Drawing.Point, ByVal point2 As Drawing.Point) As Double
            Dim v As Single = 0
            va = point2.X - point1.X
            vb = point2.X - point1.Y
            vc = point2.X - point1.X
            vd = point2.Y - point1.Y
            v = point2.X - point1.X + point2.Y - point1.Y
            Return v
        End Function

        Function CaluclateDotProduct(ByVal pointv1 As Drawing.Point, ByVal pointv2 As Drawing.Point, ByVal pointv3 As Drawing.Point, ByVal pointv4 As Drawing.Point) As Double
            Dim v1, v2 As Double
            v1 = CalculateVector(pointv1, pointv2)
            v2 = CalculateVector(pointv3, pointv4)

            v1 = va * vb + vc * vd

            v2 = va * vb + vc * vd

            VectorDot1 = v1
            VectorDot2 = v2

            Return v1 And v2

        End Function

        Function VectorCrossProduct(ByVal point1 As Drawing.Point, ByVal point2 As Drawing.Point) As Double
            Dim v1 As Double = CalculateVector(point1, point2)

            Dim v2 As Double = CalculateVector(point1, point2)

            Return va * vd - vb * vc
        End Function
        Function ATan2(ByVal opp As Single, ByVal adj As _
   Single) As Single

        End Function
        Function Vector_Angle(ByVal pointv1 As Drawing.Point, ByVal pointv2 As Drawing.Point, ByVal pointv3 As Drawing.Point, ByVal pointv4 As Drawing.Point) As Double
            Dim dotproduct As Double = CaluclateDotProduct(pointv1, pointv2, pointv3, pointv4)
            Dim crossproduct As Double = VectorCrossProduct(pointv1, pointv2)
            vectorAngle = Math.Atan2(crossproduct, dotproduct)

            Return vectorAngle
        End Function
#End Region

    End Module

   Public Class Vector3
    Dim id As Integer
    Dim name As String
    Dim _x, _y As Single
    Dim result As Double
    Dim _length As Double
    Dim _vector As Double
    Dim _dotProduct As Double
    Dim _crossProduct As Double
    Dim _angle As Double
    Public ReadOnly Property CrossProduct() As Double
        Get
            Return _dotProduct
        End Get
    End Property
    Public ReadOnly Property DotProduct() As Double
        Get
            Return _dotProduct
        End Get
    End Property
    Public ReadOnly Property Vector() As Double
        Get
            Return _vector
        End Get
    End Property
    Public ReadOnly Property Length() As Double
        Get
            Return Core.vectorAngle
        End Get
    End Property
    Public WriteOnly Property X() As Single
        Set(ByVal value As Single)
            Core.va = value
        End Set
    End Property
    Public WriteOnly Property Y() As Single

        Set(ByVal value As Single)
            Core.vb = value
        End Set
    End Property
    Public Property _Angle_() As Double
        Get
            Return Me._angle
        End Get
        Set(ByVal value As Double)
            Me._angle = value
        End Set
    End Property
    Sub New(ByVal id As Integer, ByVal name As String, ByVal point1 As Drawing.Point, ByVal point2 As Drawing.Point)
        Me.id = id
        Me.name = name
        _vector = Core.CalculateVector(point1, point2)
    End Sub
    Public Sub VectorCalculate(ByVal point As Point, ByVal point2 As Point)
        Core.CalculateVector(point, point2)
    End Sub
    Public Sub CalculateVectorLength(ByVal point1 As Drawing.Point, ByVal point2 As Drawing.Point)
        _length = Core.CalculateVector(point1, point2)
    End Sub

    Public Sub Dot_Product(ByVal pointv1 As Drawing.Point, ByVal pointv2 As Drawing.Point, ByVal pointv3 As Drawing.Point, ByVal pointv4 As Drawing.Point)
        _dotProduct = Core.CaluclateDotProduct(pointv1, pointv2, pointv3, pointv4)

    End Sub

    Public Sub Cross_Product(ByVal point1 As Drawing.Point, ByVal point2 As Drawing.Point)
        _crossProduct = Core.VectorCrossProduct(point1, point2)
    End Sub

    Public Sub Angle(ByVal pointv1 As Drawing.Point, ByVal pointv2 As Drawing.Point, ByVal pointv3 As Drawing.Point, ByVal pointv4 As Drawing.Point)
        _angle = Core.Vector_Angle(pointv1, pointv2, pointv3, pointv4)

    End Sub


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Fixed Deposit with Bank can also be known as term deposit and little investment time period for banks Fixed Deposit is 30 days. FD with banks are for investors along with lower risk desires, and may be deemed for 6-12 months investment time period as generally interest on lower than six months banks Fixed Deposit might be less than 'money market fund earnings'.
strategy, good short term investments guide, idea, advice.


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Funding & Prizes
M-RCBG Senior Fellows
Mossavar-Rahmani Center for Business & Government
Current (see below) | Former | Program Description | Study Groups
Current Senior Fellows: 2019-2020
Ignazio Angeloni | Camilla Cavendish | Megan Greene | Thomas J. Healey | Steve Johnson | Jean-Pierre Landau | Timothy G. Massad | Yair Pines | Scott C. Ratzan | Demian Reidel | Alexandra Schweitzer | Merav Shaviv | Paul Sheard | Myriam Assa Sidibe | Wake Smith
Ignazio Angeloni was born in Milano and graduated from Bocconi University with a thesis in monetary economics supervised by Mario Monti. In 1985 he earned a PhD in Economics from the University of Pennsylvania with a thesis in monetary economics and econometrics supervised by Albert K. Ando. In the 1980s and 1990s he held several positions in the Banca d'Italia's Research Department. In 1995 he was appointed Director of the Monetary and Financial Sector. In 1998 he joined the European Central Bank (ECB) as Deputy Director General of Research. In that position he launched and led several research initiatives, including the Eurosystem Monetary Transmission Network and the Eurosystem Inflation Persistence Network. In 2005 he joined Italy's Ministry of Economy and Finance as Director for International Financial Affairs. In that role he also acted as G20 Finance Deputy; Deputy Governor for Italy in the World Bank, the European Bank for Reconstruction and Development, the Asian Development Bank and the African Development Bank; Chairman of the Board of SACE (Italy's export-credit insurance agency); member of the Board of the European Investment Bank and of MTS SpA (screen-based government bond market); member of the Working Party 3 of OECD; member of the Bellagio group. In 2008 he re-joined the ECB as Advisor to the Executive Board, then Director General for Macro-Prudential Policy and Financial Stability. In this position he coordinated the ECB preparation for the banking union and the single supervisory mechanism. In March 2014 he was appointed member of the ECB Supervisory Board with a 5-year mandate. A former Fellow of Bruegel, Ignazio held teaching positions at the University of Pennsylvania, Bocconi and LUISS (Rome). He published books and articles in top US and European academic refereed journals. In April 2019 he was appointed Senior Fellow of SAFE (Sustainable Architecture for Finance in Europe) at Goethe University in Frankfurt for the 2019-20 academic year. Ignazio is married to Ester Faia and they have four children: Ferdinando, Vittoria, Sebastiano and Giorgia. As a senior fellow, his research will be on Credit Policies for the Heartlands. His faculty sponsor is Jeffrey Frankel, James W. Harpel Professor of Capital Formation and Growth, Harvard Kennedy School. Email: iangeloni@hks.harvard.edu
Camilla Cavendish is an award-winning journalist and commentator who sits as an independent peer, Baroness Cavendish of Little Venice, in the UK House of Lords. She is the author of Extra Time: Ten Lessons for an Ageing World, published by Harper Collins May 2019. She was a senior advisor to Prime Minister David Cameron, as Head of the Policy Unit in Number Ten Downing Street. She received her MA from Oxford University in Politics, Philosophy and Economics and her MPA from the Kennedy School, where she was a Kennedy Memorial Trust Scholar. She has expertise on a wide-range of policy issues, including healthcare. She was the author of the Cavendish Review, An Independent Review into Healthcare Assistants and Support Workers in the NHS and social care settings, commissioned by the UK Government in 2013. She has been a Non-Executive Director of the Care Quality Commission, the UK's hospital and care home regulator. She is best known as the author of the UK government's "sugar tax" on sugary drinks, announced in 2016 to counter obesity, and for her work on child protection. As Assistant Editor and OpEd columnist for The Times newspaper, her campaign to expose miscarriages of justice in family courts convinced the Brown government to legislate, to open those courts to the media. She is the recipient of the Paul Foot/Private Eye award for investigative journalism; Campaigning Journalist of the Year and Wincott Senior Financial Journalist. She is published regularly in The Sunday Times and The Financial Times, appears regularly on BBC and ITV television, and has presented programmes for BBC Radio 4 on topics including the age divide and air pollution. She is chair of Frontline, a pioneering non-profit which recruits and trains high performing graduates to be social workers. She started her career at McKinsey & Co and went on to be CEO of a public-private joint venture which regenerated London's south bank area. As a Senior Fellow, her research is entitled: The coming demographic challenge, the emergence of the "Super Old", and the need for new conceptual frameworks. Her faculty sponsor is Jeff Liebman, Malcolm Wiener Professor of Public Policy. Email: camilla_cavendish@hks.harvard.edu
Megan Greene has been a leading voice in global macroeconomics on both sides of the Atlantic for the past 15 years. She was previously the Global Chief Economist at Manulife/John Hancock Asset Management, where she was responsible for forecasting global macro trends and providing analysis to support the firm's investment teams around the world. Prior to working at Manulife, Megan ran her own London-based economics consulting practice, Maverick Intelligence, serving global private sector clients as well as a number of governments and central banks. Megan cut her teeth as an international economist by covering Europe through the depths of the euro crisis, first at the Economist Intelligence Unit and then running the European research team at Roubini Global Economics. She first became renowned for her coverage of the euro crisis in 2008, when she correctly predicted a Greek government bailout and eventual debt write down. A leading expert on the euro crisis, her views were widely sought on the German, Irish, Italian, Portuguese, Spanish, Cypriot and German economies as well. Additionally, she advised both the UK House of Commons and House of Lords on the Brexit referendum. Megan writes a monthly column on global economics for the Financial Times and has written frequently for Politico, Bloomberg View and Foreign Affairs. She regularly appears as an expert on global macroeconomics on Bloomberg TV and radio, CNBC, CNN, NPR, the BBC and Sky News. She is a member of the board of directors of the National Association for Business Economists, the Parliamentary Budget Office in Ireland, Rebuilding Macroeconomics and Econofact. Megan is a member of the Council on Foreign Relations and serves as an Affiliate of the Rhodes Center for International Economics and Finance at Brown University, a Non-Resident Fellow at Trinity College Dublin and a Non-Resident Senior Fellow at the German Marshall Fund. She was the first female member of the centuries-old International Club of Business Economists and has taught seminars on sovereign debt crises and global macroeconomics at Princeton University, Brown University, the European University Institute and Trinity College Dublin. She regularly advises governments and central banks in the US, UK, eurozone and Japan. She holds BA in Political Economy from Princeton University and a MSc in European Studies from Nuffield College, Oxford University. As a Senior Fellow, her research is entitled, Narrowing the Gap: Theory vs Reality for Drivers of Inequality. Her faculty sponsor is Karen Dynan, Professor of the Practice of Economics at the Harvard Faculty of Arts and Sciences. Email: megan_greene@hks.harvard.edu
Thomas J. Healey is a Partner at Healey Development LLC. He recently co-edited a book on the financial crisis based on papers presented at an M-RCBG conference. He was formerly adjunct lecturer at the Kennedy School, where he taught the course in Financial Institutions and Markets. He joined Goldman, Sachs & Co. in 1985 to create the Real Estate Capital Markets Group, and founded the Pension Services Group in 1990. He became a Partner in 1988, a Managing Director in 1996, and remains a Senior Director of Goldman Sachs. Prior to joining Goldman Sachs, Healey served as Assistant Secretary of the U.S. Treasury for Domestic Finance under President Ronald Reagan. Before joining the U.S. Treasury, he spent eight years at Dean Witter Reynolds, Inc., where he was head of the Corporate Finance Department. Healey has served on the U.S. Department of Labor's ERISA Advisory Council, and was a Presidentially-appointed Director of the Securities Industry Protection Corporation. He is Chairman of the Rockefeller Foundation Investment Committee and is actively involved with other charitable institutions. Healey graduated from Georgetown University in 1964 and Harvard Business School in 1966. His research explores issues related to financial regulation. His faculty sponsor is Roger Porter, IBM Professor of Business and Government. Email: thomas_healey@hks.harvard.edu
Steve Johnson has been a technologist, entrepreneur, private investor, and philanthropist for thirty years, professionally specializing in building innovative technologies into successful enterprises, with a personal and philanthropic focus on education, climate change awareness, the arts, and gay rights equality. Steve was born and raised in Los Angeles, earning a Bachelor of Arts in economics from University of Southern California in 1980 and an MPP from Harvard Kennedy School in 1985. He left a PhD. program at Harvard in 1990 to start a technology company based upon his invention of a digital means of transmitting sound and images over telephone lines (now known as 'streaming media'), which was integrated into America Online in 1993 and enabled the first availability of images, sound and video in an online service, a precursor to the Web in 1995. He has been a technology investor and entrepreneur (and avid marathoner and mountaineer) in the Boston area since 1999, founding companies in ad technology, Web personalization, and medical IT. Steve served as chairman of the board of trustees of Harvard's American Repertory Theater from 2013-17, a theater committed to broadening the impact of theater on community, ideas, and understanding. Since 2005, Steve has been spearheading efforts in New South Wales, Australia to honor and seek justice for hundreds of victims of gay hate crimes that ravaged the Australian gay community in the 1980s and 1990s, and took the lives of dozens of men, including Steve's younger brother, Scott, in Sydney in 1988. This effort helped presage a national plebiscite for gay marriage legalization, which was finally passed in December 2017. Long committed to education and the arts, the Johnson family helped found the first (and still only) non-denominational independent high school in Orange County, California, Sage Hill High School, which opened in 2000 in Newport Beach, CA. As a Senior Fellow, his research is entitled The First Amendment and the Internet: Choice, Transparency, and Reach, How A.I. Can Advance and Protect Free Speech. His faculty sponsor is Nicco Mele, Director, Shorenstein Center on Media, Politics, and Public Policy. Email: steve_johnson@hks.harvard.edu
Jean-Pierre Landau is an Associate Professor of Economics at SciencesPo - Paris and a former senior official at the French Treasury and Central Bank. He has served as Deputy Governor of the Banque de France, Executive Director for France at the International Monetary Fund (IMF), the World Bank (Washington, DC), and the European Bank for Reconstruction and Development (London). He was also Undersecretary at the Minister of Finance in Paris. In his different capacities, he was a member of the Board of the Bank of International Settlements (BIS) in Basel, a G7 and G20 Deputy, and a member of the Financial Stability Board (FSB) and its Steering Committee. He was Visiting Professor at John Hopkins University's School of Advanced International Studies, and Lecturer at the Woodrow Wilson School (Princeton University). He co-authored "The Euro and the Battle of Ideas" with Markus Brunnermeier and Harold James, published at Princeton University Press in 2016. His main fields of interest include money and international economics, areas where he has direct and extensive experience. As a Senior Fellow, he will be conducting research on "The future of money in a digital world". His faculty sponsor is Jeffrey Frankel, James W. Harpel Professor of Capital Formation and Growth at Harvard University's Kennedy School. Email: jean-pierre_landau@hks.harvard.edu
Timothy Massad was sworn-in as Chairman of the Commodity Futures Trading Commission on June 5, 2014, after being confirmed by the United States Senate as Chairman and as a Commissioner of the CFTC. Previously, Mr. Massad was nominated by President Obama and confirmed by the U.S. Senate as the Assistant Secretary for Financial Stability at the U.S. Department of the Treasury. In that capacity, Mr. Massad oversaw the Troubled Asset Relief Program (TARP), the principal U.S. governmental response to the 2008 financial crisis designed to help stabilize the economy and provide help to homeowners. Under TARP, Treasury's investments in financial institutions, the credit markets and the auto industry prevented the economy from falling into a depression. Mr. Massad was responsible for the day-to-day management and recovery of TARP funds, and during his tenure, Treasury recovered more on all the crisis investments than was disbursed. Mr. Massad also served as Chief Counsel for the program prior to becoming Assistant Secretary. Prior to joining Treasury, Mr. Massad served as a legal advisor to the Congressional Oversight Panel for the Troubled Asset Relief Program, under the leadership of (now Sen.) Elizabeth Warren. Mr. Massad assisted the panel in its first report evaluating the investments made by Treasury under TARP. Prior to his government service, Mr. Massad was a partner in the law firm of Cravath, Swaine & Moore, LLP. Mr. Massad had a broad corporate practice with a focus on corporate finance and financial markets. He helped to draft the original standardized agreements for swaps and helped many businesses negotiate and execute transactions to hedge exposures in the derivatives markets. Mr. Massad earned his bachelor's and law degrees at Harvard. Mr. Massad was born in New Orleans, Louisiana, and also lived in Texas, Oklahoma, and Connecticut as a child. He and his wife, Charlotte Hart, live in Washington with their two children. His faculty sponsor is Professor Jason Furman. Email: timothy_massad@hks.harvard.edu
Yair Pines is Deputy Director & Business Division Manager at the Israel Land Authority (ILA). The ILA is the government agency responsible for managing land in Israel, 93% of which it controls. In past senior positions in the Ministry of Finance's (MoF) Budget Division (parallel to the US OMB), Yair, as Deputy Commissioner of Budgets, was instrumental in formulating policy for social ministries and in drawing up budgets of c. 200 billion shekels. His special interest lay in working to remove imbalances between private and public medicine, in alleviating poverty and a lack of socio-economic mobility among the most underprivileged and integrating them into Israel's thriving economy, particularly people living in the country's geo-social periphery, Israeli Arabs and the Ultra-Orthodox Jewish community. He led on a number of government initiatives, in particular making more land available for its flagship Homebuyer's Lottery Program and incentivizing developers to enter the public housing segment. In previous executive roles, Yair worked closely with all strata of government and in many cases represented the MoF in governmental committees on public policy. Also at the MoF, Yair coordinated real estate and planning domain budgets between the ILA, the national planning authority, and the government housing authority. His central role in prompting and implementing comprehensive reform of planning and construction licensing, and in cementing agreements between public and private entities, set the ball rolling in many of the most important national infrastructure projects now under construction in the country. Before turning his attention and his passion to social policy, Yair spent several years in the private sector, including with CPA firm PwC. His MA in Law and BA in Economics-Accounting are both from Bar-Ilan University. As a Senior Fellow, Yair aims to examine international experience on affordable housing and socio-urban development policies in order to create a more inclusive economy and promote reforms needed in Israel. His faculty sponsor is Tarek Masoud, Professor of Public Policy and Sultan of Oman Professor of International Relations at Harvard Kennedy School. Email: yap590@harvard.edu
Scott C. Ratzan has three decades of pioneering accomplishments in the U.S. and globally in health communication, health literacy, and strategic diplomacy. He is the founding Editor-in-Chief of the Journal of Health Communication: International Perspectives, established in 1995 and is currently on the Board of Global Health for the National Academies of Science, Engineering and Medicine. Over the last five years at Anheuser-Busch InBev, he was the architect of a ground-breaking approach to help reduce harmful drinking. Termed the "Global Smart Drinking Goals," the program is a ten-year, $1 billion multisectoral initiative, which included the creation of a Foundation with an independently led Board of which Dr. Ratzan was founding President. Prior to joining ABInBev, Dr. Ratzan was Vice President of Global Health at Johnson & Johnson for eleven years including time in Brussels as VP Government Affairs. Before his private sector engagement, he worked at the US Agency for International Development (USAID) in Washington DC, designing the framework for the Bureau of Global Health communication efforts. He launched his career in Boston spending a decade in academia as a professor and Founding Director of the Emerson-Tufts Masters Program in Health Communication. In addition to a number of publications in the health field, he is the co-author of the definition of health literacy adopted by the US Government and incorporated in the Affordable Care Act. Recently, he has served as Co-Chair of the UN Secretary General's Every Woman Every Child Innovation Working Group, as Vice Chair of the Business Industry Advisory Council's Health Committee to the OECD, on the World Economic Forum Global Agenda Council on Well-Being and Mental Health, and on the U.S. Centers for Disease Control and Prevention, Board of Scientific Counselors, Office of Infectious Disease. Dr. Ratzan has an M.D. from the University of Southern California, an M.P.A. from the Harvard Kennedy School, and an M.A. in Communication from Emerson College. His academic appointments include Adjunct Professor at Columbia University Mailman School of Public Health, Tufts University School of Medicine, and George Washington University School of Public Health. As Senior Fellow, his research project is titled "Advancing Health Sustainably: 'Inspiring Smart Choices' to Achieve Societal Well-being." His faculty sponsor is Joseph Newhouse, John D. MacArthur Professor of Health Policy and Management at Harvard Kennedy School. Email: scott_ratzan@hks.harvard.edu
Demian Reidel served as Deputy Governor and member of the Board of the Central Bank of Argentina from 2015 until 2018. He was appointed as part of the new leadership of the Central Bank upon President Macri's election. Dr. Reidel was a member of the Monetary Policy Committee, which for the first time in Argentina's history designed and implemented an inflation target regime with a flexible exchange rate. As a member of the Board, he oversaw the Central Bank's prudential oversight responsibilities, including regulation of financial institutions. During his tenure, Dr. Reidel also served as the representative of the Central Bank at the G20. In this role, he designed the priorities of the G20 Finance Track during Argentina's presidency of the G20 in collaboration with the Ministry of Finance. Previously, Dr. Reidel co-founded and was a principal portfolio manager at QFR, a New York City-based global macro hedge fund specializing in FX, fixed income and credit investments. QFR grew over $3 billion in assets under management during his tenure. Before founding QFR, Dr. Reidel was a senior member of the Emerging Markets Research team at Goldman Sachs in New York City and, prior to that, he worked in a similar capacity at JP Morgan in New York City, London and Buenos Aires. Dr. Reidel was a Professor at Universidad Di Tella in Buenos Aires where he taught asset valuation in the Finance Masters Program. Dr. Reidel holds a PhD in economics from Harvard University in the fields of international economics and finance. He also holds an MS in Financial Mathematics from the University of Chicago and a BS and MS in Physics from Instituto Balseiro. Dr. Reidel's Faculty sponsor is Professor Ken Rogoff. Email: demian_reidel@hks.harvard.edu Twitter: @dreidel1
Alexandra Schweitzer is expert at leading complex new ventures and transformation initiatives from strategy through successful execution. She combines entrepreneurial passion and drive with the ability to navigate through large organizations and alliances, balancing mission and business discipline. Her systems perspective is grounded in deep senior leadership experience as a P&L owner, a product portfolio manager, a client services executive, and the head of departments and teams with multi-million-dollar budgets. Her health care sector experience spans payers, providers, state government, and specialized analytics and managed care organizations. Population health strategist and builder: Alexandra has built and led value-based integrated systems of care, including tools to address social determinants of health, in innovative accountable care and provider-payer organizations, including: i) A "partnership model" Medicaid ACO under the new Massachusetts delivery system reform program; ii) Iora Health, a venture capital-backed startup nationally known for its relationship-driven, technology-enabled care model, predominantly for Medicare Advantage members; and iii) The Tufts Health Plan Senior Care Options (SCO) program for dual eligible seniors, which she built and ran. Practical strategic planner: As a business leader, a consultant, and a hands-on not-for-profit board member, Alexandra has led the development of numerous mission-critical strategic plans. She emphasizes broad input from stakeholders, alignment of mission and financial goals, and a strong focus on execution to achieve results. Innovative board leader: Alexandra is the Board President of Goddard House, an assisted living residence in Brookline, MA, where she is driving a major organizational transformation to develop innovative programs serving isolated seniors in the Greater Boston community. As a LeadingAge board member, she initiated and led a cross-sector workgroup to promote tightly-integrated programs using affordable senior housing as a platform for health. She was the Board Vice Chair of the Visiting Nurse Association of Boston and led their strategic planning committee. Alexandra has a Master's in Public Policy from the Harvard Kennedy School and a B.A. in English and American Literature from Brandeis University. A lifelong learner, she has completed an executive MBA at Columbia University and certificates in strategic selling, large account management, and project management. Her research project as a senior fellow is entitled, Addressing Social Determinants of Health: Why Some Initiatives Thrive and Others Don't. Her faculty sponsor is Dutch Leonard, George F. Baker, Jr. Professor of Public Management at Harvard Kennedy School, and Eliot I. Snider and Family Professor of Business Administration at Harvard Business School. Email: als9990@harvard.edu
Merav Shaviv was employed as Deputy Director General in the Council for Higher Education (CHE) in Israel from 2003 until 2019, first as Deputy Director General for Budgeting, and then as Deputy Director general for Planning and Policy. Through her positions she participated in the formulation of multi-year strategic plans for the Israeli higher education system. She also initiated and took part in establishing policies and programs in many key areas, including increasing access to the higher education for minorities, a new program for making higher education accessible in the periphery of Israel, a program for raising the number of students in high tech degrees, an evaluation of the need for new faculty in medicine, a reexamination of the structure of the higher education system, and more. As part of her duty, Merav was involved with many professional committees including the strategic forum of the Israeli government in the Ministry of the Prime Minister of Israel, interministerial committees on the changing job market, interdisciplinary forum for research infrastructure, and more. From 1995 to 2003, Merav was employed at the Budget Division of the Ministry of Finance in charge of the Labor and Social Affairs Budgets. In that position, she mainly initiated and led broad structural reforms in the labor market, including a new regulation to bring the unemployed back into the workforce (similar to the "Wisconsin Work" program) and a new regulation for reducing the scale of employment of foreign workers in Israel. Merav holds a BA in Economic and Statistics from the Hebrew University and MBA in Business Administration from Bar-Ilan University. As a Senior Fellow her research will focus on the accessibility of Israeli Arabs to Higher Education system, a holistic program which she formulated and which has thus far been a great success, and which will hopefully have a profound positive success on Israeli society at large. Her faculty sponsors are Tarek Masoud, Professor of Public Policy and Sultan of Oman Professor of International Relation at Harvard Kennedy School, and Richard Light, Professor of Teaching and Learning at Harvard Graduate School of Education. Email: mes146@harvard.edu
Paul Sheard is a veteran central bank watcher and markets economist, who has written and spoken widely on QE and unconventional monetary policies. He most recently was Vice Chairman of S&P Global, after serving as Executive Vice President and Chief Economist and earlier Executive Managing Director and Chief Economist of Standard & Poor's Ratings Services. Previously, he held chief economist positions at Nomura Securities and at Lehman Brothers and was Head of Japan Equity Investments at Baring Asset Management. Earlier, Sheard was Lecturer in Economics at the Australian National University (ANU) and Osaka Gas International Cooperation Associate Professor of Economics at Osaka University, and was Visiting Scholar and Visiting Assistant Professor of Economics at Stanford University and Foreign Visiting Scholar at the Bank of Japan. Sheard is a member of the World Economic Forum's Global Future Council on the New Economic Agenda (2018-2019) and was a member of the WEF's Global Agenda Council on the International Monetary System (2010-2012). He served on committees of the Japanese Government's Economic Deliberation Council, as an appointee of Prime Minister Ryutaro Hashimoto (1997-98) and as an appointee of Prime Minister Keizo Obuchi (1998-1999), and was a member of the oversight board of the Japanese Government's Research Institute of Economy, Trade and Industry (2001-2006). From 2003 to 2010, he was a non-executive director of ORIX Corporation. In 2006, Sheard was recognized by Advance as one of a 100 Leading Global Australians. Sheard is on the board of the Foreign Policy Association and is a member of the Bretton Woods Committee, the Council on Foreign Relations, and the Economic Club of New York. He speaks regularly at conferences around the world, and his views on the global economy and policy issues are frequently cited in the international press. Author or editor of four books and numerous academic articles, Sheard's 1997 book in Japanese, Mein Banku Shihon Shugi no Kiki: Biggu Ban de Kawaru Nihongata Keiei (The Crisis of Main Bank Capitalism: How Japanese-style Management Will Change with "Big Bang"), won the Suntory-Gakugei Prize in the Economics–Politics Division. Sheard received a BA (Hons) from Monash University and a Master of Economics and PhD in Japanese Economy from the ANU. While a Senior Fellow, he will work on a project called, "Rethinking and Retooling the Macroeconomic Policy Framework." His faculty sponsor is Jason Furman, Professor of the Practice of Economic Policy. Email: paul_sheard@hks.harvard.edu
Dr. Myriam Assa Sidibe: Myriam is one of the world's leading experts on brands that drive health outcomes through mass behavioural change. From within Unilever, she has created a movement to change the handwashing behaviours of one billion people, the single biggest hygiene behavior change programme in the world, and conceived and established the multiple award-winning UN-recognized Global Handwashing Day–now celebrated in over 100 countries. Myriam's approach to pushing boundaries and challenging the status quo has been pivotal to leading a paradigm shift in the way public private partnerships for health/well-being are managed and funded, leading her to be recognized as one of the top 10 Intrapreneurs in the world. Her foresight in establishing Lifebuoy's social mission has been replicated across Unilever as an example of a best practice for brands looking to positively impact the world whilst driving market share. Over the past 20 years, she has worked in over 20 countries in Asia and Africa for both the public sector and private spheres, arguing for a more transparent relationship between the for-profit and not-for-profit sectors. She has advocated for businesses to gain growth and profits from engagement in social and health issues in order to build more sustainable, effective interventions, and is a regular commentator in the media on this subject. Myriam regularly presents her work on WaSH (Water, Sanitation, and Hygiene) and Nutrition at key public health events (Scaling Up Nutrition global network, Women Global Health Leaders). She is equally recognized in the creative world (speaker at Health Lions in Cannes) and is a TED speaker on The Simple Power of Handwashing. Myriam is a trustee of WaterAid, the world's largest civil society organization on Water and Sanitation and a commissioner for the Lancet on the future of health in Africa. Myriam is from Mali and holds a doctorate in Public Health from London School of Hygiene and Tropical Medicine and a Masters in Water and Waste Engineering from Loughborough University, UK. She was trained as an Agricultural and Environmental Engineer at McGill University, Canada. Her research is on how brands that have public health ambitions can be better supported in order to enhance their impact in the world. Her faculty sponsor is Leemore Dafny, the Bruce V. Rauner Professor of Business Administration at Harvard Business School. Email: myriam_sidibe@hks.harvard.edu
Wake Smith is a Lecturer in Yale College and a researcher on the practical aspects of the commencement of solar geoengineering, including aerosol lofting tactics, financing requirements, and organizational structure. He is a Senior Industry Partner at New State Capital Partners, a New York based middle market private equity firm. He previously led the buyout of Pemco World Air Services, a global leader in aircraft modifications, where he served as both President and Chairman. He was formerly Chief Operating Officer of Atlas Air Worldwide Holdings, a publicly traded global air cargo firm, to which he moved after serving as President of the training division of Boeing. He started his aviation career as a bankruptcy consultant and advised in the restructurings of Pan Am, TWA, Continental, Eastern Airlines, America West, and several others. He holds a BA in History from Yale and an MBA from Harvard. He was lead author of a paper entitled "Stratospheric aerosol injection tactics and costs in the first 15 years of deployment", which was published in Environmental Research Letters in November 2018. His research paper as a senior fellow is entitled, An Organizational Structure for Solar Geoengineering Deployment. His faculty sponsor is David Keith, Professor of Public Policy at the Harvard Kennedy School and Gordon McKay Professor of Applied Physics at the Harvard School of Engineering. Email: tws501@harvard.edu
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Overlooking crystal clear waters on the coastline of the Adriatic sea, Aminess Park Mareda is an ideal luxury camping site for travellers looking to unwind in a natural setting. With luxury mobile home accommodation surrounded by oak forests and green fields, it offers tranquility just moments from the beach. There are many activities to enjoy on site and in the surrounding region, such as water sports, hikes and cultural visits to towns like Novigrad on the Istrian coast.
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For those wanting to make a splash in natural salt water from the comfort of a pool, Aminess Park Mareda have built a seaside swimming pool which sits partially raised for full seaside views. This is ideal for children to swim in safety or for couples to relax and enjoy a romantic sunset in the evening.


Don't forget there are many non-profit associations and organizations that provide rewarding careers. Non-profits may include lobbyists, social workers, volunteer groups, counselors, and fund raisers.
Nonprofit Career Center – Jobs and information for fellowships, non-profits, internships, and volunteers. Also has information on job fairs, working overseas, and salary surveys.
Nonprofit Career Network – Search for a non-profit job and submit your resume. Also lists organizations and jobs for volunteers.
Nonprofit Jobs – A list of non-profit jobs that you can apply for and lots of information from the Philanthropy Journal Online.
New Jersey Civil Service – Find a civil service job in New Jersey. Information also available in Spanish.
Promotion Announcements for current NJ Government Employees – Assists employees of NJ State, County, and Municipal jobs who are looking for promotions.
New Jersey Career Connections – Look for NJ jobs plus information on Social Security Disability programs, Worker's Compensation, and Vocational Rehabilitation.
Job Hunt – Links to each state's employment office. Lists job by State location.
Directory of Government Websites – Helpful State websites for finding employment in any of our 50 states.
Job Search – List of jobs by state.
Federal Government Jobs – Resources for job searchers with help for veterans, students, and people with disabilities.
Career One Stop – (Formerly America's Job Bank), Sponsored by US Dept. of Labor. Find state job banks. Has information on worker's reemployment.


Escape to Paradise! Travel & Leisure's "World Best Awards 2012" results are in for the World's Best Islands. They include the Top 10 Best Overall Islands, plus the Top 5 Islands of the Caribbean, Bermuda and the Bahamas; Hawaii; Europe; Asia; Australia, New Zealand and the South Pacific.
Are any of these islands a favorite of yours? Or perhaps one of two you'd like to add to your Bucket List?
This entry was posted in Travel, U.S. / North America and tagged bahamas, beach, bermuda, caribbean, hawaiian islands, islands, sand, south pacific, sun, tropical, Vacation, Vacations on July 20, 2012 by Alana.
What better time to think about getting away from it all and escaping to paradise. Imagine sitting on a white sandy beach on a tropical island in the sun – sure sounds good to us!
This entry was posted in Travel and tagged bali, beach, beaches, bermuda, big island, british virgin islands, caribbean, european islands, hawaii, islands, kauai, maui, oahu, phuket, st john, Top Islands by Region, tropical, us islands, usvi on February 25, 2012 by Alana.
and Atlantic, Europe, Asia/Indian Ocean, North America, and Pacific Islands) before making your travel plans.
A lot of island resorts are hurting due to the current economic downturn, so you should be able to take advantage of all the great deals going on. Many resorts are offering special packages, discounts and free nights. Good luck… and have a FUN trip!
Find Great Deals on Island Vacations… and more!
This entry was posted in Caribbean and tagged Honeymoon Travel, islands, top 10 island, top caribbean islands, top european islands, top islands, Top Islands by Region, top islands by region, tropical islands, Vacations on February 20, 2009 by Alana and Barry.
Condé Nast Traveler Readers' Choice Awards are in!
This entry was posted in Caribbean, Fun Things to Do, Travel and tagged European Vacation, islands, Italian Riviera, Italy Vacation, Sightseeing, top islands, Tours, Vacations on October 31, 2007 by Alana and Barry.


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CISA's critical infrastructure performance goals win praise, but questions remain about effectiveness
The performance goals that industrial cybersecurity experts welcomed could be overshadowed by incoming mandates.
Overhead wire grid on train line. (Photo by Gerard Hermand/Getty Images)
Washington policymakers have lamented for years that the mostly private critical infrastructure sectors need to do more to protect vital services from hackers, but whether newly issued guidance lives up to initial praise and finds widespread adoption is another question.
The Cybersecurity and Infrastructure Security Agency released long-awaited cross-sector cybersecurity performance goals on Thursday for critical infrastructure to provide owners and operators a quick-start guide on baseline priorities.
Those goals come after years of growing concern about the threat to critical infrastructure and more recent warnings that Russia could target the U.S. grid to retaliate for Washington's support of Kyiv in the Ukraine war. Additionally, high-profile cyberattacks against critical infrastructure operators such as Colonial Pipeline showed just how quickly incidents targeting essential industries can quickly have ripple effects across the entire economy.
While CISA's performance goals are voluntary, and success depends on industry buy-in, experts suspect they could be overshadowed by incoming mandates.
Already, critical infrastructure operators will be required to report significant cyberattacks within 72 hours and the White House said that new cybersecurity rules for the water sector and health sector are coming soon. What's more, the soon-to-be-released national cybersecurity strategy is expected to have a stronger federal approach to cybersecurity.
When she introduced the goals, CISA Director Jen Easterly said that regulatory agencies may choose to adopt some of the goals.
Overall, cybersecurity experts who focus on industrial security said the performance goals could have a positive impact, especially for smaller operators with smaller cybersecurity budgets.
"It's the smaller shops, the ones that maybe are a regional hospital and not a major chain or others that are going to be able to look at this and say, 'gee, we should be doing it,' " said Bill Bernard, area vice president of security strategy at the cybersecurity firm Deepwatch.
Bernard said that the messaging will play a large roll for adoption. He pointed out that companies with enough "forward thinking" might see that additional rules are coming, such as the cyber incident reporting law and requirements from cyber insurance companies.
CISA is also planning on adding additional sector-specific goals in the coming months that could also serve as a preview for any upcoming regulations. Those incoming goals will take a closer look at the unique needs of each of the 16 critical infrastructure sectors.
While the goals are aimed at helping organizations across the critical infrastructure gamut, the addition of operational technology cybersecurity defenses earned praise from industry experts.
"CISA took extensive input and feedback from industry stakeholders and this updated guidance reflects that they were listening closely, providing actionable but not overly prescriptive guidance — exactly the type of support the community has been requesting," Robert M. Lee, CEO of the industrial cybersecurity firm Dragos, said in a statement.
The goals point out many aspects needed for a robust OT cybersecurity defense, Lee said, pointing out that the CPG details "an incident response plan, a defensible architecture, visibility and monitoring, secure remote access, and key vulnerability management."
"This guidance can help lift industrial cybersecurity standards across the board to better protect our nation's critical infrastructure. CISA's continued focus on OT cybersecurity as foundational to national security, and distinct from IT cybersecurity, is an important contribution to the community's advancement," Lee said.
Danielle Jablanski, an OT cybersecurity strategist at cybersecurity firm Nozomi Networks, noted that the goals are "extremely accessible" and allows an organization to choose how to adopt the practices without a sort of formalized mandate.
"There's a lot of things that are out of [asset owners] control and I think this document brings them in and focuses in on what is in their control what's in their power and what's in their capability to get done," she said.
Additionally, Jablanski noted that the voluntary nature of the goal have an added benefit: Strict cybersecurity mandates could run small and medium-sized businesses out of business. "CISA really realizes that there's this potential for strict cybersecurity regulation to price small and medium businesses out of operation and they've been very careful with what to mandate to avoid that kind of scenario."
Jablanski also noted that the CISA avoided common regulatory pitfalls and "didn't recreate the wheel" and instead used the CPG to build on the National Institute of Standards and Technology's Cybersecurity Framework.
Notably CISA also called out the long-standing cultural gap between the information technology and operational technology space. One of CISA's checklists as part of the goals pointed out that "poor working relationships and a lack of mutual understanding between IT and OT cybersecurity can often result in increased risk for OT cybersecurity."
Bridgette Bourge, senior director of cybersecurity at American Public Power Association, said the accompanying checklist with the goals is a good starting for smaller entities. "I'm not sure if they realize just how much of a good gold nugget that might be," Bourge said.
Bourge also said that the incoming sector-specific goals are more likely to be utilized by the energy sector as it will be tailored to the specific needs of the energy sector.
Cybersecurity and Infrastructure Security Agency (CISA)
Live Nation blames bots and an 'attack' for Taylor Swift fiasco
Boeing 787 Dreamliners are seen on the factory floor during the manufacturing process in North Charleston, South Carolina, on December 13, 2022. (Photo by LOGAN CYRUS/AFP via Getty Images)
The US cybersecurity imperative: fortifying critical infrastructure
It's time for a more assertive approach to combat digital threats to utilities, chemical plants and other critical infrastructure sectors.
By kelly-rozumalski
Photo by THOMAS SAMSON/AFP via Getty Images
By Elias Groll john-hewitt-jones
Cybersecurity and Infrastructure Security Agency Director Jen Easterly testifies before a House Homeland Security subcommittee on April 28 in Washington. (Kevin Dietsch/Getty Images)
By AJ Vicens nihal-krishan Suzanne Smalley
CISA researchers: Russia's Fancy Bear infiltrated US satellite network
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How the cyber incident reporting law could finally fix the information sharing problem
'No guns, no guards, no gates.' NSA opens up to outsiders in fight for cybersecurity
By Suzanne Smalley
FTC reaches record $520 million settlement with Epic Games
NSA director urges Congress to renew controversial intelligence authority


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Religious Leaders Ask Candidates to Support 'Living Wage'
Presidential hopefuls urged to go beyond religious rhetoric to aid 'working poor'
(RNS) WASHINGTON--Urging an end to "faith-based rhetoric," about 100 religious leaders affiliated with the Industrial Areas Foundation-East have called on political candidates to support affordable housing for all and the establishment of a $25,000 minimum national living wage standard as a means to fight poverty.
"We're calling on the major presidential candidates to stop the rhetoric of religiosity and speak directly to the most important domestic issue today, the wide and growing gap between American families doing well and those mired in poverty," the Rev. Johnny Ray Youngblood of New York, co-chair of the Industrial Area Foundation's regional division, told a news conference here.
"We are aware of the limitations of faith-based solutions to society's problems. We want to start a debate about the stubborn reality of low-wage work, and scarce and unaffordable housing."
Catholic, Protestant and Jewish members of the foundation's regional division, which represents 14 religious-based community groups along the East Coast, traveled to Washington for the Tuesday (Jan 11)announcement of the group's goals for the political campaign season.
During a news conference held in the shadow of the White House at historic St. John's Episcopal Church, speakers proposed a federal requirement that all publicly funded agencies meet a living wage standard in order to receive any federal funding.
"We want a living wage set, a minimum of $25,000 with medical benefits," demanded retired Bishop Harold Jansen of the Evangelical Lutheran Church in America, a Washington area resident.
"Any group that receives any form of government subsidy should pay all its employees a living wage and provide medical benefits. With public subsidy comes public responsibility. You put that responsibility on poor people who get government subsidies. Now, this is the public responsibility."
Religious leaders from a variety of denominations voiced their support for the living wage concept.
"The term `working poor' should be an oxymoron," May said in a statement released on his behalf at the news conference. "This is not a political or economic issue, but a matter of fundamental morality and decency; to use a person's labor to make money and then not pay that person enough to live decently is a sin."
Bishop John Hurst Adams of Washington, senior bishop of the African Methodist Episcopal Church, echoed May's sentiments.
"We cannot solve profound social problems with petty cash grants to faith-based organizations," he said. "This nation is wealthy enough and ought to be willing to create a national living standard so everybody makes a living and has a life."
Speakers also urged candidates to address the nation's shortage of affordable housing by supporting an expansion of the foundation's Nehemiah program, which builds new and affordable homes for the working poor.
"There should not be 5,000 Nehemiah homes around the country, there should be 500,000," said Bishop David Benke, the New York-based
spiritual leader of the Lutheran Church-Missouri Synod. "We need candidates to do more than quote Scripture. We're asking them: `Don't offer to pray if you're not prepared to walk with us.' That's empty piety-a piety that quotes the Bible but does not produce."
The foundation's Eastern division plans to present its proposals to candidates at presidential debates in New Hampshire later this month (January), said Arnie Graf, senior organizer and national staff member of the Industrial Areas Foundation, a Chicago-based national community organizing group.
"In these debates no one is asking, `What about the growing gap between rich and poor?' No one is asking that question," he said. "The questions they're talking about now aren't relevant to the people. We need to ask, `What will you do about urban America, where the people who need a living wage live?' They won't be able to put us off anymore."
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A Filmmaker Was Charmed by Her Notorious Subject
By NANCY RAMSEY
CineDiaz
Ramona S. Diaz, whose documentary "Imelda" opens today.
Forum: Join a Discussion on Indies & World Cinema
Documentary Films and Programs
Marcos, Imelda
amona S. Diaz, who grew up in Manila and studied documentary filmmaking at Stanford, first met Imelda Marcos in 1993.
"I did this film called 'Spirits Rising,' about middle-class women who came out in numbers to protest the Marcoses," Ms. Diaz said over lunch last week in Baltimore, where she lives with her husband and daughter. "I wanted to hear from Mrs. Marcos." It was this encounter that led to Ms. Diaz's new film, "Imelda," which opens in New York today.
As a child Ms. Diaz, who is 41 and has a sharp intelligence and a quick laugh, attended the same school as the Marcos children, "with the uniforms and the French nuns and a lagoon and a chapel, all this in the middle of Manila," she said, smiling and rolling her eyes. She had an uncle who as a congressman opposed Ferdinand Marcos and a cousin who was a close friend of Imelda Marcos. Her parents disliked the Marcoses. "I grew up thinking they were not good people," she said.
To her surprise, Ms. Diaz said, she liked Mrs. Marcos: "I thought she would be imperious. She was funny and charming. She talked to the crew. She connected me to my family. I can understand how people allowed her to get away with things."
The 1993 interview came with two conditions: Ms. Diaz had 15 minutes, and she was not to ask about 1986, the year the Marcoses fled the Philippines.
But Mrs. Marcos "talked for two hours, and four hours later we were still there. She invited us for high tea," and she brought up the couple's departure. Mrs. Marcos told Ms. Diaz that on the night they left the Philippines, her husband told her, "Imelda, this is your fault, you have given me the heart of a woman," meaning that he did not have the heart to shoot his enemies.
"I mentioned to Mrs. Marcos, 'It would be interesting to film a documentary about your personal history,' " Ms. Diaz said, adding that Mrs. Marcos was open to the idea, saying, "Oh, yes, that would be very interesting." Over the next several years Ms. Diaz raised the money, much of it from the Corporation for Public Broadcasting, and in 1998 returned to film Mrs. Marcos for "Imelda."
There were no ground rules for the interviews. But when she brought up the charges of human rights abuses, Mrs. Marcos "always brushed it off as, `We got a bad rap,' " she said, continuing: " `We have no human rights abuses,' she'd say and change the subject. Or she'd say, `If there were abuses, it's because the generals were hard to control.' "
Watching the film, it is hard to see how, after all the charges of excess, rights abuses, theft and torture, Mrs. Marcos can make some of her statements with a straight face.
"There's a lot of wink-wink," Ms. Diaz acknowledged. "She's aware people think she's crazy, so she'll act crazy, to give you what you want. When she says, `I'm glad they opened my closets because they found shoes not skeletons,' she knows that's funny. But when she talks about buying Italian paintings, she'll say she did it for the country: `I knew all of them couldn't travel to see the paintings.' And she won't see the irony. There's not much self-reflecting.
"When she's asked about negative press, she'll say: `Am I really that bad? Am I really that ugly? Then I think, No, I'm O.K.' She's convinced, as she says in the film, `I did the best I could with everything that God gave me.' Mrs. Marcos's impetus for everything is beauty. 'If I did all these horrible things,' she said to me, `I wouldn't look this good physically.' "
Movie Review | 'Imelda': For a Regal Pariah, Despite It All, the Shoe Is Never on the Other Foot (June 9, 2004)
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The Online Quechua course itself is divided into six parts, an introductory unit and Units 1-5. Each unit also is divided in two parts, Part I and Part II. Each of these contains specific grammatical topics to be practiced. Students registering for unit credit for the first two terms first present satisfactory evidence of knowledge of the language at the elementary level, either in the form of credit earned at another institution or by passing a proficiency examination.
May be repeated up to 6 terms successively to a maximum of 16 hours. Graduate credit is given only for work beyond the elementary level.
Soto Ruiz, Clodoaldo. Quechua. Manual de Enseñanza. Lima, Peru: Instituto de Estudio Peruanos and Urbana, Illinois: University of Illinois at Urbana-Champaign. 1993.
Upon the consent of the CLACS Director (Anna María Escobar: aescobar@illinois.edu), tutorials are available in special native Latin American languages not regularly offered by the University (ie. Quechua, Kagchikel Mayan).
Tutorials at the elementary, intermediate, and advanced levels may be arranged. Students registering for unit credit for the first two terms must first present satisfactory evidence of knowledge of the language at the elementary level, either in the form of credit earned at another institution or by passing a proficiency examination.