Since I was nominated by both Kasey and Laura, I've got 20 questions to answer. Since I have 20 questions to answer, some of my answers may end up a little silly.
1. What is the weirdest question you've ever been asked in an interview (job or otherwise, it can't be this question)? How do you feel about euthanasia?
3. What is your favorite ever summer memory? Staff parties when working at Cumberland Pool. Somehow, working together for 10 hours a day, 7 days a week, wasn't enough. No, we had to get together in the evenings, too. Thank you to all the parents who left their children at home alone and "donated" their homes for our parties (though you likely never knew about it).
5. If you had $1,000,000 but had to spend it all in one week, what would you do with it? Travel to someplace gorgeous and expensive, like Maldives. Spend my days in the beautiful waters, eating delicious tropical fruit and my evenings on the internet purchasing overnight delivery items (in order to make that week deadline). Ooh, and purchase a home in France.
6. What is your favorite holiday (religious, birthday, or otherwise) + why? Halloween. Because costumes.
7. What is one interesting thing that people who read your blog probably don't know about you? I'm actually quite funny, sometimes.
8. Who is your biggest role model + why? During a Liebster nomination I gave that honor to my father. In order to mix it up, I'm going with… Kelly Clarkson. Confident, beautiful, unapologetic for being herself and yet still never offensive, genuinely kind (I believe), funny and girl has PIPES!
9. Who's attending that imaginary dinner party people always ask about? If it's a party, I'm guessing that means I get multiple guests. I'll do a total of six people, so the conversation is varied, but everyone talks to everyone. So: me, Kasey (because I need a friend there, to discuss all this later, and she suggested the dinner party), Jennifer Lawrence, Robin Williams, Chris Harrison and Barack Obama. Although it's not a date type of thing, I wanted to stick with an even male-to-female ratio. Also, there were at least seven other people I added and pulled because I'd like to think that these people would actually get along and that things would get gasping-for-breath, tears-streaming funny.
10. What is your favorite cocktail? This is a tough question! Bloody Mary, dirty gin (Hendricks) martini or a glass of red wine. Totally dependent on atmosphere.
1. What is the very first thing you do in the morning and the very last thing you do before going to sleep? Pee. I'm sorry, it's true. I drink water like nobody's business.
2. What are your favorite boy name & girl name for your future children (I know you have them) or just in general…? There aren't any children on the horizon, and if there were, I would only accepting girls, so I've never even thought about boy names. I'd likely name a girl after a flower or a tree. Think more along the lines of Aster than Daisy.
3. Where's the farthest place you've ever driven to (or road tripped) why did you go and who were you with? It seems that this question does not take into account planes, so I'm assuming the contiguous United States, Canada or Mexico. The longest trip (in and of itself) would be driving from Ohio to Arizona, and Arizona to Ohio. The former was twice with my father, the latter was once with my father and once with my friend, Kara. I love my father dearly, and we had a TON of fun, but we were not meant to be confined to the space of a two-door vehicle for multiple days on end.
4. What is the best gift you've ever received? A personalized Us Magazine – cover, content, everything – created for my Bachelorette weekend. I laughed, I cried… all of it.
5. If you could see one person or group in a dream concert (alive or dead) who would it be? U2. It's not that they are my ultimate, number one, most favoritest band of all time, but they are insanely talented and I've heard their live shows are phenomenal.
6. What is one food that just grosses you out? Tongue. I've never had it, but did see it in a deli, once. Just can't imagine why anyone would eat it.
7. *** I have eliminated this question because it seems to have been time-sensitive, and that was a reeeaally long time ago. In place, I'll pretend Laura asked: Do you have any fluffy orange cats that need a new home? Yes! I do! Let's figure out how to get Milton to you, ASAP!
8. What is your favorite tweet or instagram you've ever shared? Show us the link!
9. What is the one purchase you've made on your own that you are most proud of? My home! I purchased my home, on my own, when I was single and living thousands of miles away from family. It was the perfect place for me, until Tall Guy came into the picture, and I miss it all the time.
10. What is your job and where do you work (because I'm nosy like that). I am currently "working" as a freelance writer and marketing agency consultant. I work from home and don't actually work very often. Truly, I'm a housewife. And maybe a blogger.
If your life had a soundtrack, what music would be playing when you achieve a goal?
If you could only read one book, for the rest of your life, what book would it be?
What is the least favorite place that you've traveled?
Do you need/want a fluffy, loving, somewhat large, orange cat, should Laura fall through?
If you were unable to do your current job, what would your dream job be?
What is your signature dish or cocktail?
Windows down or AC up?
What are three blogs that you look forward to reading?
Again, many thanks to Kasey and Laura! I look forward to seeing what everyone else has to say!
Thanks for the nomination! Loved getting to learn more about you!
Thanks for the nomination! I love the questions and will get right on it!
Woohoo! Looking forward to your answers!
So fun getting to learn more about you. I love this idea of an award.
Thanks, Pinky! Always fun to see a new face in my comments section – thanks for stopping by!


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Polara 500 was Dodge's 'challenger' in the early 1960s
Pick of the Day not only the upgraded full-size car, it's a convertible
In 1960, Dodge introduced its new full-size car, the Polara, which was restyled for the 1965 model year, when it rolled out of assembly plants on a new and longer 121-inch wheelbase.
For 1966, to compete with Ford's Galaxie XL and Chevrolet's Impala SS, Dodge offered an upgraded Polara 500 model with bucket seats and a center console and floor shifter. One of those 1966 Dodge Polara 500s is Pick of the Day, and as a nice bonus, it's a convertible.
The car is being advertised on ClassicCars.com by only its second owner, who purchased the car 34 years ago from the original owner and who vows in the car's advertisement to have taken care of it meticulously.
Factory-installed engine
The seller says the car retains its factory-installed 383cid V8 engine with a 4-barrel carburetor. When new, the engine was rated at 325 horsepower.
The engine is linked to an automatic transmission and the seller says the engine, transmission and 3:55 rear end all have been professional rebuilt. The car also has been repainted in its factory Sea Foam green hue.
It also has a custom 3-core radiator to assure it runs cool despite the ambient temperature.
The car has power steering and brakes, with discs on the front wheels.
"Corners flat and smooth," the seller says, adding that, "custom welded-in subframe connectors (reinforcements) makes this car a dream to drive."
The car has a black interior, convertible top and convertible boot and retains "rare factory head rests." The car also has an alarm and hidden audio system.
The Polara is located in Sodus, New York, and is offered for $22,543.
carl vinceslio
what is the milage on this Beautiful Polara?
adonis jones
I had a 1966 sport fury which I put the 383 2barrel out of my 1966 charger an man what work horse she was! Those big body Plymouths were the best. I miss mine.
tom clark@adonis jones
This wasn't a muscle car, it was full msized car. the 65 Plymouth never had a 440 eng. it had a 426, street we3dge, that was low performance. without orig seat covers, damage history, original partsw, and paper work, you can subtract 10.000 from your price estimate. I owned 2, 65's and 2, 64's. The car car auctions bring big money bidders, that drive up prices. if you have a clone, or no records, or original equipment, you value is much lower

redpajama_set_name: RedPajamaCommonCrawl


Teeth tend to get discoloured if care is not taken. Certain food and drink like coffee, tea, colas and other foodstuff discolour the teeth which may become yellowish or brownish which do not look very good and mars the appearance of an otherwise good face.
With certain toothpastes, gels or visits to the dentist, matters can improve to a great extent. Sparkling white teeth need care and help in making them that way and keeping them white.
Teeth can become sparkling if you go to the dentist and work on them. You can also do it at home but it may take a longer time. You can even use certain gels and toothpastes, trays and the like over several days to improve the appearance of your teeth.
The Zoom method of whitening teeth is becoming popular because it produces good results in a short time and is reliable and safe. It is considered the safest cosmetic dental procedure which gives full satisfaction to you. It is a chairside method where you visit the dentist who, after making certain tests informs you of the procedure and whether it can be done. The cleaning which has to be done before the whitening process may be done by using dental floss, brushing teeth twice and gargling with a mouth freshener.
The Zoom method is a bleaching process to lighten the colour of your teeth using bleaching agents like hydrogen peroxide. The peroxide is applied after a short preparation process. A zoom lamp is used to make the procedure faster. The entire procedure takes less than forty-five minutes and the results are eight times better than the normal procedure for whitening teeth.
The procedure is safe and reliable and gives good results. The improved colour of the teeth remains for a longer time. While the teeth are getting lighter in colour, the patient can relax, read or watch television. Some patients may feel a tingling sensation especially if their teeth are sensitive. If there is any allergy or sensitivity, the dentist can provide an antidote for it.
Children below fifteen years and pregnant and lactating mothers should not undergo this procedure. Also those with broken teeth, cavities or infected teeth or teeth on which other procedures like cavity filling have been done, should also not undergo this.
Zoom weekender or nite gels are special products which you can use over the weekend to retain the whiteness of the teeth. These are only available under a dentist's prescription.
The Zoom Chairside Whitening takes the shortest time and produces the best result as compared to any other method. Mainly because, this method uses special researched material. Even the Zoom light used, generates minimum heat which is less irritable.


Horn & Kelley, national leaders in Social Security Disability law, won another United States District Court case Aug. 28, 2013, in Koppers v. Colvin, 12 C 3993. The case was reversed and remanded to the Social Security Administration for another hearing. The Administrative Law Judge's improper rejection of several pieces of evidence favorable to Plaintiff based on the Administrative Law Judge's illogical or erroneous statements, and the failure to address other favorable evidence, fatally undermined the Administrative Law Judge's credibility analysis in her decision against Plaintiff. The Administrative Law Judge erroneously failed to explain adequately her reasoning for nor giving controlling or great weight to the opinion of Plaintiff's treating physician. In determining Plaintiff's residual functional capacity, the Administrative Law Judge improperly played doctor by using her own lay opinions to fill evidentiary gaps in the record.


The Minnesota Vikings will be proudly displaying a piece of art created by 2014-15 5th grade class from room 117. The piece is currently hanging outside the art room. The students that made the art will receive a Viking backpack and the art department at Waite Park will receive $2500 from the Vikings. Way to go Waite Park, and Ms. Hubert!


Our Resort in Celina is now open! Come see us.
Our website is under construction...Stay tuned!
Come see our resort in Celina for all your pet sitting needs!
**Check out our Facebook, Twitter, and Instagram to keep up with the latest offers, pet of the week, and more!


Welcome to Porsche Monmouth. As a proud member of Penske Automotive Group, we are dedicated to serving all of your automotive needs and providing the best customer experience possible.
Formerly known as Schneider Nelson Porsche. Serving Monmouth County and located in Long Branch, New Jersey. As an authorized Porsche dealer, we believe in the core principle of the Porsche brand: to continue to offer the most perfect sports car possible. See why we believe the Porsche is the highest achievement in "Intelligent Performance" as you browse all of the latest new Porsche vehicles in stock, including the 2017-2018 Porsche 911, Panamera, Boxster, Cayenne, and Cayman. We have a great selection of new, Certified Pre-Owned and used Porsches. When you're ready to experience the high performance and intelligent design of the Porsche brand, or if one of our other used cars has caught your eye, give us a call to schedule a test drive. Before you come in and see us, however, speed up the lease or purchase process by applying for financing, and be sure to take a look at our specials page learn about our current offers. We look forward to being the exclusive Porsche dealership for our clients from the West Long Branch, Red Bank, Marlboro, Asbury Park and the rest of the Monmouth County areas.
At Porsche Monmouth, we strive to be more than just your average Porsche dealership. We want to be there for you throughout the life of your new vehicle. Therefore, we are also happy to provide our customers with professional Porsche service and genuine, factory-issued Porsche parts. To make life easier for you, you can now order parts and schedule service appointments for routine maintenance or more serious car repairs on our website.


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Q: Why iPad Music app says "No Content" and I cannot download music to it Firstly, I have been using iPad for a few days and this things may be very nooby for you. But funny, I cannot find similar info on Apple forum.
Namely, look at this image. This is how my Music app looks like when I open it.

I was offered to download iTunes U app, which I did, but I cannot seem to find music in it, only video lectures. Next I tried going to AppStore app to Music section, but there I found only apps.
Is this app maybe limited to some countries so I cannot use it? If not, what noobish mistake I have been doing?
EDIT
There is iTunes Store app on my iPad but it looks weird. all I have is a link to use iTunes U. Check it

I searched for the term "music" but it lists podcasts from iTunes U app only.

A: The iTunes Store is separate from the App Store - it should have its own icon
this is from an iPhone but they should look similar…

As you discovered, iTunesU is for education - see https://www.apple.com/education/ipad/itunes-u/

redpajama_set_name: RedPajamaStackExchange


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Rep. Tulsi Gabbard to Host Telephone Town Hall with Dr. Scott Miscovich Today
April 1, 2020, 8:57 AM HST
* Updated April 1, 9:08 AM
US Representative Tulsi Gabbard of Hawaiʻi hosts a live telephone town hall this afternoon to provide updates on the national and state response to the coronavirus. She will be joined by Dr. Scott Miscovich, a physician who has been leading COVID-19 response efforts, who will give an update and answer questions about testing in Hawai'i.
Telephone Town Hall on Coronavirus
Wednesday, April 1, 4 to 5 p.m. HST
Call (888) 476-4187 to participate
Rep. Gabbard and Dr. Miscovich will provide updates and answer live questions from callers. This is the third coronavirus-related live telephone town hall Rep. Tulsi Gabbard has hosted to answer questions about the crisis.
To participate in this telephone town hall, call toll-free (888) 476-4187 at 4 p.m. HST Wednesday, April 1. You can also listen to the town hall live at the following LINK or on Rep. Gabbard's Facebook page.
Previous telephone town hall events were held on March 18 and March 25.
On March 27, the House passed H.R.748 by voice vote. The Coronavirus Aid, Relief, and Economic Security (CARES) Act, is the third bill passed by Congress as part of its emergency response to the COVID-19 coronavirus pandemic. The bill includes direct cash payments to Americans, assistance for those who are out of work due to the outbreak, funding for small businesses, hospitals, and health care workers, and state and local governments. The bill's funding for state and local governments includes at least $1.2 billion for Hawai'i.
In March, working with Hawai'i's Congressional Delegation, she sent two letters calling on President Trump to Hawai'i's request for medical equipment, supplies and resources for the state.
On March 21, Rep. Tulsi Gabbard called for an immediate implementation of a 14-day self-quarantine for all passengers arriving in Hawaiʻi, both visitors and returning residents. The state later announced that a self-quarantine requirement would be implemented on March 26, but Rep. Tulsi Gabbard continued to advocate for an immediate implementation. She also sent a letter calling on the President to issue a minimum two-week, nationwide shelter-in-place order — a proven, effective solution to slowing the spread of the virus
Rep. Gabbard voted to pass the first round of emergency funds to address the novel coronavirus. Some Federal funds are already reaching Hawai'i. The first coronavirus emergency funding bill that Rep. Gabbard helped pass in Congress has now led to over $750,000 being allocated to 14 community health centers in our district.
Rep. Gabbard voted on March 14 to pass H.R.6201, the Families First Coronavirus Response Act, which will provide free testing for COVID-19, two weeks of paid sick leave, up to three months paid family and medical leave, unemployment insurance for furloughed workers, food security for those who rely on food stamps, student meals, senior nutrition plans, and food banks, and increase federal Medicaid funds for local, state, tribal and territorial governments and health systems.
Rep. Gabbard also introduced H.Res. 897, a resolution that would provide an emergency non-taxable Universal Basic Payment of $1,000 per month to all adult Americans until COVID-19 no longer presents a public health emergency. She was the earliest Member of Congress to introduce legislation for a Universal Basic Income-like payment as a temporary economic stimulus package to directly and immediately help Americans as they weather this crisis.
As the virus was first spreading in different parts of the world, Rep. Gabbard called on the Trump Administration to suspend flights from South Korea and Japan given the prevalence of COVID-19 infections in these countries, until they can guarantee all passengers will be tested prior to boarding flights to the United States.
In order to ensure that any treatment developed for COVID-19 is accessible and affordable, Rep. Gabbard joined a letter to President Trump demanding that pharmaceutical companies are not issued exclusive licenses for the production of such treatments or capitalize on drugs that have been funded by taxpayer dollars.
Rep. Gabbard also wrote to Department of Health and Human Services Secretary Alex Azar calling for clear guidelines for state and local governments to receive federal reimbursement for the costs they are incurring as part of their response to this public health crisis.
Rep. Tulsi Gabbard to Host Telephone Town Hall to… July 6, 2020
Rep. Tulsi Gabbard Telephone Town Hall Discusses… September 3, 2020
Rep. Gabbard and Lt. Gov. Green to Host Telephone… March 18, 2020
Rep. Tulsi Gabbard to Host Coronavirus Tele-town Hall Today May 6, 2020
Rep. Tulsi Gabbard to Host Facebook Live Virtual… July 22, 2020
AUDIO: Rep. Tulsi Gabbard Tele-Town Hall on… April 9, 2020


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By Forrest Hershberger
Publisher, Sun-Telegraph
Charity At It's Best
Support of Park Project Leads to Other Causes
February 16, 2022 | View PDF
Offer a cause $10 in support and you get a smile and a thank you. If 100 people each offer $100 to the same cause, change happens.
That is the goal of "One Hundred Women Who Care."
100 Women Who Care is a national organization, although affiliation might be a better description, according to Amber Kerkman.
The concept is one of combining resources for a selected cause. There is no treasurer, no dues. Members of the group meet quarterly for an evening of fun and socializing, and of choosing between the applications for funding. When a cause is selected, each member donates $100 to that organization. Potentially, the chosen organization receives $10,000 in support.
To be considered, an organization must be nominated by a member.
"Hopefully, it (100 Women Who Care) will continue to grow," Kerkman said.
In the February 8 meeting held at Beans and Steams Coffee House, Friends of the Library, King's Daughters and the Sidney Elks Lodge petitioned for support. Programs are primarily non-profit community organizations. King's Daughters was selected as this quarter's recipient.
"This is the fourth time we met," said Kiersten Richards.
Past applicants include Living Memorial Gardens and PlainsWest CASA.
To learn more about "100 Women Who Care " see their Facebook page or email [email protected]
City of Sidney Declares Snow Emergency
Flu Hits Nebraska Early; Highest Rates Among Kids, Young Adults
Nebraskans are invited to meet their "Dear Stranger" through letters


Home › Groups › George Information › Designer Nails in George now does Nail Sculpting.
Designer Nails in George now does Nail Sculpting.
We now also do nail sculpting.Pricing is between R380 and R480, depends on art on nails.Latest appointment we will take on the sculpting is 1h00. For appointment contact 082 7198784.


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Scottish income tax bands confirmed for 2019/20
The Scottish Parliament has confirmed the income tax bands that will apply to Scottish taxpayers for 2019/20.
The Scottish Parliament has confirmed the income tax bands that will apply to Scottish taxpayers for 2019/20. The bands confirm the announcement made in the Draft Scottish Budget last December.
The 2019/20 income tax rates and bands for Scottish taxpayers on income (other than savings and dividend income) are as follows:
Scottish Bands (£)
Scottish Rate (%)
0 - 2,049 Starter 19
2,050 - 12,444 Basic 20
12,445 - 30,930 Intermediate 21
30,931 - 150,000 Higher 41
Over 150,000 Top 46
Scottish taxpayers are entitled to the same personal allowance as individuals in the rest of the UK which for 2019/20 is £12,500. The allowance is reduced by £1 for every £2 of adjusted net income in excess of £100,000.
The UK higher rate tax point for 2019/20 is set at £37,500 and the tax rates for non-savings and non-dividend income are 20%, 40% and 45% respectively. The additional rate of 45% is payable on income over £150,000.
Internet links: GOV.SCOT income tax


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« Overton Mystery | Main | Words of my Life: Slouch »
About James Perry Jr.
From our part of Vermont comes some ghastly news. In a paranoid fit, James Perry Jr. shot and killed Karina, his 38-year-old daughter.
According to the Vermont Digger, our internet newspaper, Perry had been holing up in his home, convinced that "bad guys with guns" were after him. Here's part of the newspaper account: "Perry said he shot his daughter... as she stood on a landing outside his residence. He told police he was concerned that unknown people were playing 'gun games' with him and he asked his daughter not to come to his residence.... He was concerned Karina was being used as a "ploy" by unknown individuals.... For the past couple weeks he has been unable to sleep.... He was sitting on his couch when he saw his daughter at the door. He picked up his 12-gauge shotgun, and could see Karina holding cookies, waving, and trying to open the locked door. 'I'm just so nervous … and I didn't want her to come in, and I didn't want the cookies. I ordered her to stop, and I just, I guess I, pulled the trigger. And then I pulled it more, and then I cut her neck.'" Perry said he believed he used a pocket knife to stab her.
Could there be a more horrific tragedy? A man goes crazy and kills his own daughter.
But yet there's worse -- in the details that don't appear in the newspaper. Karina, Jim's older daughter by his second wife, Phyllis, is divorced and is the mother of four children, who are now left motherless. And Phyllis, Karina's mother, is ill with a very bad cancer -- so she had to learn, in this last phase of her life, that her ex-husband shot and killed one of their children.
Here's a picture of James Perry Jr. as it appeared in the Digger. He looks like a guy who's just been cast as a maniac in a chainsaw massacre movie.
He certainly does not look at all like the Jimmy Perry whom I've known for 45 years. Except for the bright blue eyes, he's unrecognizable.
I remember Jim when he was in his twenties -- a normal guy. Actually he was quite handsome, strong, energetic, well-liked, already skilled with wood and bricks and stones. He built the chimney in our new house and he was a more-than-competent carpenter.
How could the Jimmy Perry that I knew and admired in the 1970s turn into a man who shoots and kills his own daughter?
Even back then, he drank too much. And used too much marijuana. Sometime in the 1980s, he worked in Wyoming as a roustabout on oil rigs. One day he fell into a vat of what he called "mud" but was a container for the strong chemicals used in the oil drilling process. He was burned neck to ankle and spent close to a year, if I remember correctly, in a hospital -- in severe pain for much of the time. I don't think he ever fully recovered. His body was a mass of scars. I'm sure that the beer and the drugs and the pain, and possibly the isolation caused by the pandemic, contributed to his derangement. But nothing explains what is fundamentally inexplicable.
I didn't see much of Jim in the last few years. I'd run into him in Hannaford's occasionally. He appeared to be many years older than his true age. He was emaciated, sickly-looking. Clearly someone who'd hard a hard life. He told me that he didn't know how long he could continue crawling on roofs. The last time I caught sight of him, I confess, I avoided him. I could see even from a distance that he was "off" and I didn't want to engage with him.
I don't mean to excuse Jim. What he did was the worst. I wish that he hadn't had a shotgun in the house. If he had to be armed, I would have preferred that he shot himself. That would have been bad enough. I hope that he doesn't regain his sanity, because if he does so, he'll have to reckon with what he's done. The guilt will kill him twenty times over.
Jim was an ordinary man, not an evil one. The picture above doesn't tell the whole story. He was unlucky, and crazed, and something went horribly wrong in his brain. Those of us who are lucky and sane should thank our good fortune, because all of us are vulnerable.
Jim did a lot of work for me in 1978. In the summer of 1979, he came to visit and said that he had gone over his books and discovered that I had overpaid him for about a week of work. News to me -- I had no idea. He said that he couldn't reimburse the money he owed me, but he would take a few days and build me a nice stone wall -- even then, he was famous for his classy stonework. So together and with the help of my kids we poached a dozen truckloads of stone from some of our many crumbling walls. We picked out a site and he built us about fifty feet of handsome drystone. It's still there, an ornament to the property. The maker of that wall is the Jimmy Perry, an honest craftsman and a reliable friend, that I prefer to remember, even while I mourn the death of his daughter and the abysmal woe that he caused his family.
May 07, 2021 in Autobiography | Permalink
What a terribly sad story. Thank you for telling us about Jimmy's honesty and good workmanship.
Posted by: Sarah Finch | May 25, 2021 at 03:00 AM


Discover Black web series that you will love.
We share authentic stories from Black creators. ColoredContent has something for everyone.The platform features series from different genres including:romance, comedy, drama, sci-fi, action, documentaries, lifestyle and reality.


It's easy to see why the Parque Marítimo César Manrique was chosen for the inauguration of this year's carnival, the theme of which is The Deep Sea. These are just a couple of the photos from the inauguration which Santa Cruz Town Hall have uploaded to this album of photos that also includes all of the 45 candidates for the three carnival queens.
The video below is the television coverage of this year's inauguration gala, which took place last Friday 1 February. Today there's just 4 weeks until the main day of carnival!


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Social media has conquered the fashion industry
Oxana Madruga, Staff Reporter|October 26, 2021
Clare McMillan
Online shopping and fashion influencers have hypnotized the population.
The influence of fashion has left magazines and runaway shows, with social media sites taking the wheel instead.
Younger generations have turned to sites such as Instagram and Tiktok for current trends, but has this permanently ruined the way society looks at fashion?
In the past, what were considered to be "eras of fashion" lasted for decades: twenties, fifties, seventies- but modern times and technology have changed the pacing of fashionable trends.
Keegan Hannan, a senior at Cape Coral High School, believes social media confuses its young audiences when it comes to fashion.
"I try to stay away from fashion inspiration social media sites," he stated, "It frequently causes me to be conflicted on whether I actually like a piece of clothing or if I've just seen enough of it to be influenced."
Once an item is considered to be trendy, whether it be an article of clothing or jewelry, social media algorithms will continuously flaunt said item. At times, it even attempts to get you to purchase it.
Hype surrounding certain fashionable items create continuous cycles of what are known as microtrends- trends that gain popularity quickly but are short term.
The need to constantly fit in with these microtrends have led people to make large purchases from fast fashion companies like Shein or Romwe.
Fast fashion companies normally create low quality clothes and products for cheap, and this overconsumption of clothes has led people to throw away items that are no longer considered fashionable or trendy.
Alyssa Ferrence, a junior at Cape High, believes the constant throwing away of clothes has negative impacts.
"It's really harmful for our environment, and for children in other countries who are being taken advantage of," stated Ferrence.
While it is important to hold fast fashion brands accountable, it is also important to not place blame on the lower class consumers that want to fit in with modern trends.
Yet, another harmful result of microtrends and overconsumption is the stigma surrounding those who continue to wear clothes that are considered to be out of style.
Wearing clothes that are no longer trendy can lead to cyberbullying or being made fun of by classmates.
"[Social media] has changed the way we look at fashion, by blurring the lines between fashion and trendy," stated Bailey Spotz, a junior at Cape High.
In a positive light, more sustainable fashion is being promoted through various social media influencers and some celebrities.
"I think powerful figures in the fashion industry are realizing the importance of producing and purchasing clothing that is timeless," stated Hannan.
Thrifting is an example of this, creating a trendy and sustainable way to purchase second hand clothing that would normally end up in a landfill.
Artists have also found innovative ways to create custom clothing from recycled and reused materials.
Social media has conquered the fashion industry and its followers by allowing everyone to express themselves freely. Technology is always changing, and it seems to continue bringing the world of fashion with it.
Oxana Madruga, Staff Writer
Clare McMillan, Past Editor in Chief
"livin like larry"
instagram: @_clare.mcmillan_
Wednesday was the perfect "soul-sucking void of meaningless affirmation"
Incredibly creepy, Labyrinth is a classic 80s film
Tales of the Jedi gives viewers another out of this world experience
Drake and 21 Savage did not hit the beat with their collaborative album
Neighborhood comes together amidst Hurricane Ian
Hurricane Ian's effect on Southwest Florida is long from finished
Taylor Swift's Midnights makes listeners feel like they're "Spinning like a girl in a brand new dress"
Prey is a worthy sequel to The Predator series
First impressions of Destiny 2 Season of Plunder


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Canchungo ist eine Stadt mit 11.600 Einwohnern (Stand 2009) im Nordwesten Guinea-Bissaus. Sie gehört zur Verwaltungsregion Cacheu und liegt 21 km südlich der Stadt Cacheu und 79 km nördlich der Landeshauptstadt Bissau.

Canchungo ist Sitz des gleichnamigen Sektors mit einer Fläche von 643 km² und 43.709 Einwohnern.

Bis zur Unabhängigkeit 1974 trug die Stadt den kolonialen Ortsnamen Vila de Teixeira Pinto, benannt nach dem portugiesischen Kolonialoffizier João Teixeira Pinto (1876–1917).

Bevölkerung
Der Ort hatte laut Zensus 2009 genau 11.600 Einwohner, mit den Manjaco als traditionell bedeutendster Ethnie.

Gliederung
Die Sektorhauptstadt Canchungo ist in elf, mit Untergliederungen 16 Ortsteile (Bairros) gegliedert.

Der gesamte Sektor Canchungo umfasst knapp 120 Ortschaften, häufig ländliche Dörfer (Tabancas).

Zu den wichtigsten Orten neben der Sektorhauptstadt zählen:
 Bará (696 Einwohner)
 Beniche (675 Einwohner)
 Cabienque (605 Einwohner)
 Catchobar (1.015 Einwohner in zwei Ortsteilen)
 Cuécué (352 Einwohner)
 Jolmete (654 Einwohner)
 Pelundo (2.358 Einwohner in drei Ortsteilen)
 Petabe (719 Einwohner)
 Pisse (237 Einwohner)
 Tchulame (607 Einwohner)

Kultur und Sehenswürdigkeiten

Die Stadt ist bekannt für ihr Kunsthandwerk, insbesondere die Korbflechterei, die Keramik und die gewebten Stoffe der Manjaco.

Eine Vielzahl Gebäude der portugiesischen Kolonialzeit haben sich erhalten, etwa der charakteristische Wasserturm von 1946, die Kirche, die Schule von 1947, das alte Kino und ehemalige Verwaltungsgebäude. Auch die zentralen Alleen sind noch in Gebrauch, mit den hohen Laternenpfählen der heute nicht mehr funktionierenden Straßenbeleuchtung.

Das frühere Denkmal Teixeira Pintos auf dem Platz in einem der zwei zentralen Kreisverkehre ist heute nicht mehr zu sehen: der Sockel blieb nach der Entfernung der Statue nach der Unabhängigkeit 1974 leer, die abgebaute Bronzestatue befindet sich mit anderen abgebauten Statuen aus der Kolonialzeit im Fort von Cacheu.

Sport
Wichtigster Sportverein im Sektor ist der Fußballklub Futebol Clube de Canchungo. Nach mehreren Auf- und Abstiegen spielt er seit 2014 wieder in der höchsten Spielklasse des Landes, dem Campeonato Nacional da Guiné-Bissau. Zweimal konnte er bisher den Landespokal Taça Nacional da Guiné-Bissau gewinnen, 2014 und 2017.

Seine bisher erfolgreichste Saison spielte der Klub 2016/2017: nach seinem zweiten Gewinn des Landespokals schlug er den Landesmeister Sport Bissau e Benfica im guinea-bissauischen Supercup Supertaça "Boer" da Guiné-Bissau mit 1:0.

Der FC Canchungo empfängt seine Gäste im Estádio Saco Vaz.

Wirtschaft und Verkehr

Canchungo ist ein bedeutender regionaler Handelsort, insbesondere seine Markthalle, deren bunte Stände sich bis über die zentrale Allee erstrecken. Der hiesige Bankschalter der Banco da África Ocidental und die Tankstelle der portugiesischen Galp am Ortseingang sind die einzigen Versorgungseinrichtungen ihrer Art bis zur Regionshauptstadt Cacheu.

Die Stadt ist über eine vergleichsweise gute Asphaltstraße mit der Hauptstadt Bissau verbunden, jedoch geht diese am Ortseingang von Canchungo in Lehmpisten über.

Canchungo verfügt über einen Flugplatz mit dem ICAO-Code GGCG.

Söhne und Töchter
 António Baticã Ferreira (* 1939), Lyriker und Arzt
 Aristides Gomes (* 1954), Premierminister von Guinea-Bissau

Städtepartnerschaft
  Villach
  Porto

Weblinks

 Autofahrt durch Canchungo (2012), dreiminütiger privater Videoclip auf YouTube, mit Musik des guinea-bissauischen Sängers Justino Delgado unterlegt

Einzelnachweise

Guinea-bissauischer Sektor
Ort in Guinea-Bissau
Ort in Afrika

redpajama_set_name: RedPajamaWikipedia


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Holiday World Riwo Hotel
This club resort is situated on the Costa del Sol, in Benalmádena, close to La Perla Beach. The resort centre with its many shopping and entertainment venues is just 10 minutes drive away. Links to the public transport network are to be found just across the road from the hotel. Benalmádena Costa, the Puerto Marina and the Tivoli World leisure park are all located within around 10 minutes drive of the club resort. Málaga is 30 minutes drive away and it is 10 km to Málaga airport.
The hotel has 148 apartments, which are located on 7 storeys and are reachable by 8 lifts. Multilingual staff at the reception desk in the lobby are happy to answer any questions. Amenities include a baggage storage service, safe, currency exchange service and cash machine. Wireless internet access in public areas (for a fee) allows guests to stay connected. Wheelchair-accessible facilities are available. A number of shops, including a supermarket, are great for shopping or just browsing. The grounds of the hotel feature a playground and a lovely garden. Additional amenities include a newspaper stand and a playroom. Guests arriving by car can park their vehicles in the garage (for a fee) or in the car park (for a fee). Further services and facilities include a complimentary babysitting service, a childcare service, medical assistance, room service (for a fee), a laundry service, a coin-operated laundry and a hotel shuttle bus.
Rooms feature a living room, a kitchen and a bathroom. Air conditioning and central heating ensure comfortable indoor temperatures. Guests can enjoy the sea view from a balcony or terrace. Guests are sure to get a good night's sleep in the sofa bed. Separate bedrooms are available. Extra beds can be requested. A safe, a minibar and a desk are also available. For self-catering guests, there is a well-equipped kitchenette with a refrigerator, mini fridge, microwave and tea/coffee station. A direct dial telephone, a television with satellite/cable channels, a radio and WiFi (for a fee) provide all the essentials for a comfortable holiday. Bathrooms are equipped with a shower and a bathtub, as well as a hairdryer. Guests can also book wheelchair-friendly rooms with wheelchair-accessible bathrooms. The hotel has family rooms, non-smoking rooms and smoking rooms.
Plenty of active recreation awaits guests in the pool area's 2 outdoorpools. No matter the weather, swimming is always a possible in the indoor pool (for a fee). There is also a special swimming area just for kids. Guests can treat themselves to refreshing drinks at the poolside snack bar and a relaxing soak in the hot tub (for a fee). Sun loungers and parasols are available on the sun terrace. The hotel offers outdoor sports, including tennis, bocce, volleyball, basketball, crazy golf, golf and paddle tennis or, for a fee, archery. Water sports enthusiasts can enjoy diving and aquafit. A wide range of indoor sporting activities are also offered, for example a gym, table tennis, darts, callisthenics and aerobics or, for a fee, billiards and yoga. There is a wellness area with a spa, a hammam, a beauty salon, hydrotherapy treatments, thalassotherapy treatments and a solarium and, for an additional fee, a sauna, a steam bath and massage treatments. Leisure facilities include an entertainment programme, a kids' club, a kids' disco, a dance club and a nightclub.
Dining facilities include a café and a bar. Guests can indulge their palates at 2 restaurants (non-smoking, air conditioning and high chairs). Catering options include bed and breakfast, half board, full board and all-inclusive. A delicious and varied buffet awaits guests at breakfast, lunch and dinner. The hotel also offers snacks. The chefs prepare delicious specialities during the show cooking. For guests, alcoholic and non-alcoholic drinks are included.
Properties in Benalmadena, Costa del Sol, Spain
Alay Hotel
Benalmadena Palace Apartments
Best Hotel Benalmadena
Betania Hotel
Estival Torrequebrada
First Flatotel International
Globales Los Patos Park
Holiday World Polynesia Hotel
Hotel Best Siroco
Hotel Best Triton
Hotel Palmasol
Hotel SPA Benalmádena Palace
Las Arenas Hotel Affiliated by Melia
Mac Puerto Marina Benalmadena
Med Playa Hotel Balmoral
Medplaya Hotel Bali
MS Alay Apartments
Sahara Sunset by Diamond Resorts
Sunset Beach Club
THB San Fermin Hotel
Resorts in Costa del Sol, Spain
Malaga City


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This 'Crazy Beast' roamed Earth 66 million years ago
Image: Simone Hoffman and Kathrine Pan
A mammal that lived 66 million years ago has been named "crazy beast" due to its extremely bizarre body makeup.
The creature is like a random assortment of body parts from other animals and has teeth like nobody has ever seen before.
The discovery and classification of the creature is the subject of a new paper published in the Journal of Vertebrate Paleontology.
Oftentimes when paleontologists are studying the remains of an ancient creature they have a pretty good idea of its lineage from the moment they lay eyes on it. In fact, some new species are so similar to creatures that are already in the scientific record that researchers spend months or even years sussing out the tiniest differences in order to correctly identify a new species. In the case of an ancient mammal named Adalatherium, determining that it was a new species was fairly straightforward, but understanding its place in the massive tree of life was still quite a challenge.
You see, the animal is such a strange mix of features from other species that figuring out where they fit in the world of mammals took a long time. In fact, some of the features the animal possesses has left researchers still scratching their heads.
Adalatherium, which translates to "crazy beast," was native to Madagascar. Madagascar is well known for its incredibly interesting and diverse wildlife, and that trend apparently stretches back some 66 million years or so. The years-long work of studying the creature has been featured in a paper in the Journal of Vertebrate Paleontology.
The animal's odd combination of features begins with its legs. Its hind legs are "sprawling," in a way that you might think of a lizard's, while its front limbs were held close to its body. Its rear legs were muscular and strong, with powerful claws, while its front legs were slim and lean.
"Adalatherium is simply odd," Dr. Simone Hoffmann, co-author of the research, said in a statement. "Trying to figure out how it moved, for instance, was challenging because its front end is telling us a completely different story than its back end."
Things get even more bizarre when you look at its teeth. The creature's front teeth were similar to those of a rodent in that they were constantly-growing, meant to be whittled down over time. Meanwhile, the teeth toward the back of its jaws were just plain weird and unlike anything scientists have ever seen before. In fact, the researchers said that if just the rear teeth had been discovered, nobody would ever have known what animal they were from. They're that unique.
If nothing else, the discovery and work to identify this "crazy beast" is proof that there are still so many creatures waiting to be found, and some of them are truly unique.
adalatherium crazy beast


"Continuous Improvement in Providing Quality Services/Products within Schedule and Cost."
Continuous Availability of Qualified Resources.
Procedures for allocating personnel to ensure that the best personnel are assigned to tasks.
AS&M's workflow controls are firmly established in our QMS, and include tools and systems designed to facilitate the production and timely delivery of quality services and products. These controls are designed to keep the Project Managers and Project Leads abreast of changing requirements and schedules, and at the same time exercise effective cost control. A Task Management Plan is prepared for each task, identifying baselines for: schedule and milestones, manpower utilization, budget, deliverables, product quality criteria, inspection/testing requirements, materials management, training requirements, calibrated equipment needs, document and design control, quality records generation and maintenance, and other requirements for which performance can be measured. In addition, AS&M's QMS features independent customer satisfaction reviews by senior management. Any instance of customer dissatisfaction on the contract will result in immediate executive management intervention until fully resolved.
AS&M maintains a comprehensive subcontractor performance evaluation system that is used by the Project Management to identify the types of challenges companies have faced previously and provide increased oversight in these areas on future tasks. As a required element of our task order proposal process, the Project Management examines the proposal, then evaluates and documents the specific levels and types of oversight to be applied to the task, ensuring that the customer has the opportunity to review the approach prior to execution.
QMS is being utilized in the most effective manner possible.
Top management ensures customer requirements are determined and met with the main focus of improving customer satisfaction. Customer requirements and expectations are determined, defined, and documented at the beginning of any project. Compliance is assessed through monthly operational manager's performance reviews. At the conclusion of any project, these requirements and expectations are validated, documented and reported to the appropriate authority in order to enhance customer satisfaction on future projects.
AS&M also plans and implements internal quality audits at planned intervals to verify and assess the operation and effectiveness of our quality management system, and to ensure compliance with ISO 9001:2000.
Problems encountered in personnel, products, schedules, hardware, software, media, communications, etc.
Respond to customer promptly, to acknowledge receipt of the customer concern, give any preliminary information available at the time, and assure the customer that the concern is being worked.
Determine the root cause of customer concern.
Implement appropriate action(s) to remedy the customer issue and document action(s) taken.
Communicate action taken to customer, and appropriate internal personnel.
Monitor effectiveness of action(s) taken to ensure issue(s) have been properly resolved.
Document the results of actions taken.
Follow-up with the customer to ensure action taken meets with their approval and satisfaction, and document the customer response as objective evidence of issue closure.
Maintain and disseminate lessons learned to avoid problem recurrence.
Effective handling and review of customer concerns and reports of non-conformities.
Analysis of processes, work operations, quality records, customer concerns and returned products to detect and eliminate root causes of non-conformities.
Investigating the cause of nonconformities and implementing the action needed to prevent recurrence.
Documenting the results of implementation and recording of changes in procedures resulting from actions taken.
Verifying that corrective actions taken are effective.
Identifying and using appropriate sources of information for performance evaluation, such as process and operational failures, audit results, quality records, service reports, concessions, and customer concerns -- which are used to detect, analyze and eliminate actual and potential causes of nonconformance.
Planning the steps needed to improve processes that require preventive action.
Executing the planned steps and applying controls to verify that the results are effective.
Maintaining quality records of preventive actions.
Confirming that relevant information on preventive actions taken is submitted for management review and decision.


text:
How is food determined for gluten free?
What level of gluten is considered gluten-free?
What foods do you avoid on a gluten free diet?
Are gluten-free foods really gluten-free?
Is a little gluten OK?
Do potatoes contain gluten?
Are Quaker Oats gluten-free?
What is the benefits of eating gluten-free?
Is there a symbol for gluten-free?
The rule specifies, among other criteria, that any foods that carry the label "gluten-free," "no gluten," "free of gluten," or "without gluten" must contain less than 20 parts per million (ppm) of gluten. This level is the lowest that can be reliably detected in foods using scientifically validated analytical methods.
Avoid all gluten-containing foods such as bagels, breads, cakes, candy, cereals, crackers, cookies, dressing, flour tortillas, gravy, ice cream cones, licorice, malts, rolls, pretzels, pasta, pizza, pancakes, sauces, stuffing, soy sauce, veggie burgers, vegetarian bacon/vegetarian chicken patties (many vegetarian meat …
What does it mean when you look at a label stating a food is gluten-free? Unfortunately, it doesn't mean the food has absolutely no gluten in it. In fact, many foods sporting a "gluten-free" label contain some gluten, and there's currently no U.S. government regulation or enforcement of gluten-free labeling.
"If you have celiac disease and are looking at foods that contain gluten, it's not like, 'Oh, I can eat a little bit of this,'" said Safder. "The answer is that you can eat none of it because as long as you're having small amounts of it, your immune system will remain activated and the injuries will continue."
THIS IS IMPORTANT: Frequent question: Does vegetarian collagen work?
Many foods, such as meat, vegetables, cheese, potatoes and rice, are naturally free from gluten so you can still include them in your diet. A dietitian can help you identify which foods are safe to eat and which are not.
Oats are naturally gluten-free however, during farming, transportation and storage, gluten-containing grains like wheat, rye and barley may be unintentionally introduced. Quaker gluten-free oat products are clearly labeled on packages and available in stores under the Quaker Select Starts line.
A gluten-free diet can provide many health benefits, especially for those with celiac disease. It may help ease digestive symptoms, reduce chronic inflammation, boost energy and promote weight loss.
So when you see the Crossed Grain Trademark (left) on a food label, you know straight away that gluten free really does mean gluten free.


Join us for an in-depth look at the 2016 vintage of our estate Chardonnay and Viognier before it is bottled this summer! You'll taste through different barrels of each wine to examine the effects of barrel age on the wines in this educational tasting led by our Winemaker, Tim Crowe. You'll also enjoy some delicious food pairings, and the chance to advance purchase of these limited release wines.
The Estate White Barrel Tasting is priced at $50/person and $40/Tower Cru Member. Seats are limited for this event; please make reservations online or call 703-777-2797.


This is irony at it's finest!
Projections and stats are everything in sports. Fans rely on the numbers to tell them the likely outcome of a game and which team is better than the other. Usually the numbers are right.
That is, until they're wrong.
Entering the 2016 season, projections didn't even have the Falcons on the radar to win the NFC, much less clinch a Super Bowl berth.
Seriously 1.2 percent! Whatever statistician came up with that number should be fired immediately!
Everyone and their mother knows how good the Atlanta Falcons have been on both sides of the ball this season. Matt Ryan is spreading the ball to a multitude of weapons on offense, racking up 4944 passing yards and 38 touchdowns during the regular season.
Meanwhile, the Falcons defense is coming into their own and playing at a more elite level every week. All cylinders are firing as Atlanta heads into its Super Bowl LI matchup against the daunting New England Patriots.
In fairness, the Falcons immense success this season would have been very hard to predict. But in that same breadth, it's called a "projection" for a reason.
Even the closely calculated numbers are off sometimes, and the Falcons will look to beat the odds once more against the 3-point favored Patriots on Super Bowl Sunday.


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Instead of just denying these knee jerk reactions, though, let's embrace wholesale replica designer handbags the biggest stories from Week1 and see which ones have a chance aaa replica designer handbags to hold up throughout the campaign.
Yes, Luck's presence will help the offense, which was never more apparent than when quarterbacks Scott Tolzien and Jacoby Brissett provided a pathetic performance during Sunday's 46 9 loss to the Los Angeles Rams. But the issues within the roster appear to run even deeper.
The good replica handbags china news is 14 other teams started the season 0 1. Even if the Colts find themselves in a lost season, the No. replica handbags online 1 overall pick isn't a bad thing because there will likely be a bidding war to trade up for USC's Sam Darnold, Wyoming's Josh Allen or UCLA's Josh Rosen.
high replica bags Running back David Johnson became the heart and soul of the Cardinals offense last year. But Johnson Handbags Replica suffered a dislocated left wrist during Sunday's 35 23 loss to the Detroit Lions that could force him to miss 12 weeks, according to AZCentral's Bob McManaman high replica bags.


text: Best's Review's Online Archives October 2022 • Volume 123 • Issue 10 www.bestreview.com ISSUES & ANSWERS: Customer Experience Starting on Page 17 Cuna Mutual CEO On Rebranding Page 22 Top Published, Rated Single-Parent Captives Page 46 Top Caribbean Insurers Page 49 Under Construction Carmakers build new relationships with insurers. Pages 25-45 AM BEST'S MONTHLY INSURANCE MAGAZINELocal expertise with global capabilities. Coverages are underwritten by the following insurance company subsidiaries of Intact Insurance Group USA, LLC: Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, Homeland Insurance Company of Delaware, OBI America Insurance Company, OBI National Insurance Company, located in Plymouth, MN, or The Guarantee Company of North America USA, located in Southfield, MI. With our deep product and industry expertise, we deliver global solutions to address the unique risks you face, wherever you operate. Our experts have a comprehensive understanding of your ocean marine business. Let us tailor a solution for your specialized insurance needs. To learn more, talk to your broker or visit intactspecialty.com1 BEST'S REVIEW • OCTOBER 2022 From the Editor's Desk Auto Manufacturers Make Inroads in Insurance The October issue includes coverage of auto manufacturers' initiatives to offer insurance for their automobiles. The issue also includes Best's Rankings of the top auto insurers, top published, rated single-parent captives, top Caribbean insurers and U.S. life/health asset distribution. What are the biggest challenges facing the property/casualty and life insurance industries in 2023? Email your answer to bestreviewcomment@ambest.com or scan the QR code to submit your response. Responses will be published in What Readers Say in a future issue. The Question: Tesla's move to offer private passenger auto insurance for its automobiles takes the company in a new direction. Many automakers have finance arms, but they typically limit offerings to coverage for dealer lots and warranties. If Tesla is taking the step of venturing into the business of private passenger auto insurance for its customers, it begs the question about what other auto manufacturers might be doing. October is Transportation Awareness Month and for the October issue, Best's Review reached out to global carmakers to find out more about their private passenger auto insurance offerings. In "Automakers Build New Insurance Future" Best's Review delves into the latest developments as carmakers build new and more involved relationships with insurers. In "At A Glance - Auto Insurance Initiatives" Best's Review provides an in-depth look at auto manufacturers and their insurance offerings. The list provides details about insurance partners and the types of insurance offered. Tesla has been out front with its insurance efforts. During a first-quarter earnings call, executives said they were working to ensure that 80% of Tesla customers had access to the company's insurance product by the end of the year in the United States, before exploring possibilities for international expansion. In "For Tesla, Telematics Provides a Battery of Information on How Its Customers Drive and How to Insure Them," Best's Review examines Tesla's insurance operation. In "Swiss Re: Technology Will Eliminate Traditional Underwriting Factors," Best's Review reports on a risk scoring system, which uses information from car manufacturers' Advanced Drivers Assistance Systems to help primary insurers understand how to offer more accurate rates. The October issue also includes a ranking of the top auto insurers. Go to "Panel: Captive Insurers Cautiously Venture Into Cyber Coverage" to see a ranking of the top published, rated, single-parent captives. A ranking of the top Caribbean insurers can be found in the story "AM Best: Climate, Reinsurance and Cyber Remain High in the Caribbean Risk Landscape." This issue also includes a ranking of U.S. life/ health asset distribution based on 2021 total admitted assets. In "Whittling Down: In 2023, Cuna Mutual Prepares to Rebrand and Focus on Middle Market," Cuna Mutual president and chief executive Robert Trunzo discusses the company's rebranding and plan to bring nearly a dozen brands into the TruStage portfolio. The October issue also includes a feature that uses data from Best's State Rate Filings. Check out "Georgia Commissioner Blasts Allstate's 25% Auto Rate Hike" and the ranking "Top 25 Georgia Private Passenger Auto Filings by Rate Impact." BR Patricia Vowinkel Executive Editor patricia.vowinkel@ambest.com2 BEST'S REVIEW • OCTOBER 2022 CONTENTS AUTO INSURERS Pages 25-45 The October issue includes coverage of auto manufacturers' initiatives to offer insurance for their automobiles. Also included are Best's Rankings of the top auto insurers. Page 25 Automakers Build New Insurance Future As data and technology pervade the car manufacturing industry, automakers have made fresh inroads into insurance. Page 29 At A Glance - Auto Insurance Initiatives Best's Review provides a look at auto manufacturers and steps they have taken to build their new insurance future. Page 31 For Tesla, Telematics Provides a Battery of Information on How Its Customers Drive and How to Insure Them Automaker Tesla has ventured into the world of insurance, a move that CEO Elon Musk believes has become a "quite significant" part of Tesla's makeup. Page 35 Swiss Re: Technology Will Eliminate Traditional Underwriting Factors The company says its scoring system can eliminate using credit scores, gender and garage addresses to calculate an insurance premium. ISSUES & ANSWERS Page 17 Creating a Cutting-Edge Customer Experience Industry experts discuss how to offer quality customer service and stand out among the competition. LIFE INSURANCE Page 22 Whittling Down: In 2023, Cuna Mutual Prepares to Rebrand and Focus on Middle Market "We have to get this right," Chief Executive Officer Robert Trunzo says as the carrier, with its origins in the credit union space, plans to bring a diverse set of brands under one roof. CAPTIVES Page 46 Panel: Captive Insurers Cautiously Venture Into Cyber Coverage The use of captives to manage cyberrisk may be a perfect solution for Main Street businesses.3 BEST'S REVIEW • OCTOBER 2022 COLUMNS 12 At Large 14 Risk Adviser DEPARTMENTS 1 From the Editor's Desk 3 Advertisers Index 4 Best's Calendar 5 Executive Changes 7 Web Traffic 9 Masthead: Forestay 10 In the News 53 Underwriting & Loss Control 55 What AM Best Says 58 State Rate Filings 60 Book Store 61 App Store 62 Trending: Best's News 63 Trending: Best's Research 64 AM Best Webinars 65 AM Best TV & Audio 66 Best's Credit Rating Actions 74 Corporate Changes 76 Preferred Publisher Program 77 Industry Updates 79 Masthead: Backstay 80 The Last Word ADVERTISERS IFC Intact Insurance Specialty Solutions 11 Best's News & Research Services 16 AM Best 18 Philadelphia Insurance Companies 20 Capgemini America Inc. 33 BestESP 57 Best's Capital Adequacy Ratio 73 AM Best's Ratings Services IBC Saint Joseph's University BC Applied Underwriters Notice: While AM Best confirms the accuracy of Best's Ratings of insurers referenced in advertisements published in this magazine, these ratings are subject to change after publication. The current ratings of insurance companies are available free on the web at www.ambest.com/ratings. Further, we can't warrant the Best's Ratings claimed by brokers advertising coverages from unrated insurers. In addition, some of the insurance policies, products and services advertised may not be available, licensed or legal in all jurisdictions. Cover design by Andrew Crespo. Cover photo Chen Zhuo/VCG via Getty Images CARIBBEAN INSURERS Page 49 AM Best: Climate, Reinsurance and Cyber Remain High in the Caribbean Risk Landscape The Caribbean insurers rated by AM Best posted favorable earnings in 2021. BEST'S RANKINGS Page 38 Top 25 US Commercial Auto Writers – 2022 Edition Ranked by 2021 direct premiums written. Page 38 Top 25 US Auto Liability Writers – 2022 Edition Ranked by 2021 direct premiums written. Page 39 Top 25 US Auto Physical Damage Writers – 2022 Edition Ranked by 2021 direct premiums written. Page 40 Top 25 US Private Passenger Auto Writers – 2022 Edition Ranked by 2021 direct premiums written. Page 40 Top 25 US Total Auto Writers – 2022 Edition Ranked by 2021 direct premiums written. Page 41 US Total All Auto Lines – Top Writers by State, Canada and US Territories – 2022 Edition Ranked by 2021 direct premiums written. Page 42 US Auto Liability – Top Writers by State, Canada and US Territories – 2022 Edition Ranked by 2021 direct premiums written. Page 43 US Auto Physical Damage – Top Writers by State, Canada and US Territories – 2022 Edition Ranked by 2021 direct premiums written. Page 44 US Private Passenger Auto – Top Writers by State, Canada and US Territories – 2022 Edition Ranked by 2021 direct premiums written. Page 45 US Commercial Auto – Top Writers by State, Canada and US Territories – 2022 Edition Ranked by 2021 direct premiums written. Page 48 Largest Published, Rated Single-Parent Captive Insurers – 2022 Edition Captives were ranked by 2020 gross premiums written. Page 51 Largest Caribbean Insurers – 2022 Edition Insurers were ranked by 2020 gross premiums written. Page 52 US Life/Health – 2021 Asset Distribution – 2022 Edition Ranked by 2021 total admitted assets. Page 58 Top 25 Georgia Private Passenger Auto Filings by Rate Impact Based on a disposition date of Sept. 1, 2021, to Sept. 1, 2022. Visit news.ambest.com for a full listing of Best's Rankings.4 BEST'S REVIEW • OCTOBER 2022 Best's Calendar AM Best to Hold MENA Insurance Briefing in Dubai Oct. 2-4: APCIA Annual Conference, American Property Casualty Insurance Association, Dallas, TX, USA. Oct. 11-13: VIRTUAL. Global Insurance Forum, International Insurance Society. Oct. 16-18: SIR Annual Conference, Society of Insurance Research, Las Vegas, NV, USA. Oct. 18: AM Best's MENA Insurance Briefing, AM Best, Dubai, United Arab Emirates. Oct. 25: Insurance Society of Philadelphia Independence Gala, Insurance Society of Philadelphia, Philadelphia, PA, USA. Oct. 25: AAIS Pulse, American Association of Insurance Services, Chicago, IL, USA. Oct. 25-27: EBM Mass Insurance Latin America Summit, Executive Business Meetings, Miami, FL, USA. Oct. 28: Insurance Library Association of Boston Insurance Professional of the Year, Insurance Library Association of Boston, Boston, MA, USA. All events subject to change as organizations monitor developments regarding COVID-19. For a full list of conferences and cancellations, visit www.bestreview.com/calendar. Attending Exhibiting Speaking Hosting Sponsoring Video October Is Transportation Awareness Month With the increased use of technology such as telematics, car manufacturers are venturing into the realm of auto insurance. Several have partnered with established carriers but one carmaker, Tesla, has begun offering its own insurance product. Coverage begins on page 25. 22.MK071J Meet AM Best at the APCIA Annual Meeting When: October 2 - 4, 2022 │ Where: Dallas, Texas Stefan Holzberger, chief rating officer, and Greg Williams, senior director, rating analytics, will discuss the 2022 market segment outlooks for the U.S. P/C sectors, and Best's Performance Assessment for Delegated Underwriting Authority Enterprises (PA for DUAEs) at the session, "AM Best's Insurance Market Briefing – APCIA," October 3 at 2 p.m. CT. Note that event details are subject to change. Scan the QR code for the latest conference information. CONNECT WITH US TO GET THE BEST INDUSTRY PERSPECTIVE Our Insight, Your Advantage ™ Learn More: conferenceinformation@ambest.com www.ambest.com • (908) 439-22005 BEST'S REVIEW • OCTOBER 2022 Executive Changes A llstate named Mario Rizzo, the company's chief financial officer, to succeed Glenn Shapiro as president, property-liability. Jess Merten succeeds Rizzo as CFO. The appointments were effective Sept. 1, according to the company. Shapiro, who joined Allstate as chief claims officer in 2016 and has held his current position since 2018, announced his decision to retire effective Sept. 30, the company said. Rizzo became CFO in 2018 and has held many different roles since joining Allstate in 1989, according to the company. Merten joined Allstate in 2012 as CFO, Allstate Financial, and subsequently held the roles of treasurer, chief risk officer and president, Allstate Financial. "Mario's leadership capabilities and breadth of experience during his 33 years at Allstate will ensure that this momentum is maintained. Jess is ideally suited to be the chief financial officer, with success in multiple financial roles and most recently leading Allstate Financial and the divestiture of the life and annuity businesses," said Tom Wilson, chair, president and CEO of Allstate Corp. —Staff Report Allstate Names Successor to Retiring President, Property-Liability Aon COO moves to chief digital officer role, QBE Re appoints a permanent managing director and MetLife welcomes a new EVP-head of corporate development, M&A. Aon Taps COO for New Post of Chief Digital Officer A on plc said Chief Operating Officer James Platt will move into the newly created role of chief digital officer, overseeing digital client solutions, and Mindy Simon will join the firm as chief operating officer leading Aon Business Services. Platt will be responsible for accelerating the digital delivery of Aon United capabilities to small business and consumer segments, the company said in a statement. Platt initially joined Aon to lead data and analytics across the firm's commercial risk business, having previously built the big data consulting practice at Boston Consulting Group and consulted with organizations on the role digital strategy plays in growth. Platt is based in London. Simon will join the firm Oct. 10 from Conagra Brands, where she most recently served as chief information officer and oversaw global business services, information technology and cyber security. Previously, Simon held a variety of roles in finance and information technology with Conagra Brands since joining the company in 2000, according to Aon. Simon is based in Omaha, Nebraska, and will join the Aon executive committee. In addition, Aon named Becky Allison as chief operating officer of the strategy and technology group in reinsurance solutions. She will join the reinsurance solutions' COO leadership team. In her newly created role, Allison will be responsible for the day-to-day business operations of the strategy and technology group, including implementing its strategy to bring Aon's solutions to clients, allowing them to optimize value through more resilient enterprise structures. She will be based in London, according to a company statement. Allison joins from WTW, where she was chief operating officer of its Europe, Middle East and Africa insurance consulting and technology business. Previously, Allison held roles as senior project leader at M&G Prudential and actuarial consulting manager at Deloitte, the company said. James Platt Becky Allison Mario Rizzo6 BEST'S REVIEW • OCTOBER 2022 Executive Changes QBE Re Hires Permanent Managing Director Q BE appointed Chris Killourhy to succeed Peter Wilkins, interim managing director, as permanent managing director QBE Re, subject to regulatory approval. Killourhy, formerly chief financial officer, QBE International, transitioned to his new role on Sept. 1. Wilkins held the role on an interim basis. He was named chief underwriting officer of QBE Re in May 2022, according to a company statement. Killourhy has worked for international (re)insurance and consulting companies across the globe. He also spent time with the Bermuda Monetary Authority, where his responsibilities included the supervision of reinsurer capital and catastrophe models. He joined QBE in June 2015 and has held a number of roles, including chief actuarial officer and CFO for QBE's Australia Pacific division, before returning to the United Kingdom in 2020 to take up the role of CFO for QBE International, the company said. MetLife Appoints EVP-Head of Corporate Development, M&A M etLife Inc. named Adora Whitaker to succeed John Hall as executive vice president and head of corporate development, mergers & acquisitions, effective Oct. 17. Hall, head of investor relations and treasury, had filled the role on an interim basis. Whitaker will lead a team focused on identifying strategic transactions that will be accretive to MetLife's businesses and financial performance, the company said in a statement. Whitaker joins MetLife from PJT Partners, where she was a partner in the firm's strategic advisory group. In this role, Whitaker provided solutions to insurance companies across M&A and capital structure advisory. Previously, Whitaker was a managing director in the investment banking division of Deutsche Bank. She also served on the board of directors of Deutsche Bank Securities Inc. Peak Re Names Chief Underwriting Officer P eak Reinsurance Co. Ltd., a Hong Kong- based global reinsurer, named Piotr Nowakowski as chief underwriting officer. In his new role, Nowakowski, formerly director, head of product underwriting for the property/casualty business, will continue to be based in Hong Kong. He will lead the property/casualty business team with a focus on underwriting expertise, portfolio management and solution development, according to a company statement. Nowakowski joined Peak Re in January from Echo Re Switzerland, where he served as chief underwriting officer for almost 10 years, the company said. Aviva Names Managing Director of Wealth and Advice A viva named Michele Golunska to succeed Rob Barker as managing director of wealth and advice, subject to regulatory approval. Barker left the company to pursue other opportunities. Golunska will have responsibility for Aviva's intermediary platform business, the workplace business, heritage customer solutions and Aviva's advice operations comprising of succession wealth, Aviva Financial Advisers and Sesame Bankhall Group, according to a company statement. Golunska was formerly chief executive officer of Sesame Bankhall Group, according to the company. She previously was operations director, workplace savings and retirement for Aviva. Golunska joined the company in 2015 from Friends of Life UK, where she was operations director, retirement services and direct to customer channel director. She has also worked for JLT Employee Benefits, Paternoster and Prudential Assurance according to her LinkedIn profile. Following her appointment, Ross Liston, Sesame Bankhall Group managing director, distribution, will take Chris Killourhy Adora Whitaker Piotr Nowakowski Michele Golunska7 BEST'S REVIEW • OCTOBER 2022 over as interim CEO of Sesame Bankhall Group, subject to regulatory approval, the company said. Aviva is also appointing a managing director of direct wealth, to build on its existing direct operations, which comprise its direct-to-customer platform business and Wealthify. This will reinforce Aviva's ability to offer solutions to customers whether they wish to take financial advice or deal directly. Sarah Layden, interim direct wealth director, will lead the team on an interim basis, according to a company statement. Commercial Insurtech Coalition Appoints First CFO C ommercial insurtech Coalition named Jim Young as chief financial officer, John Littzi as general counsel and Julie Richardson as a board member. Young is Coalition's first CFO and he will have a critical role in scaling the firm's business and financial operations, the company said in a statement. Young has over 20 years of experience leading global finance companies and public and private technology companies. He served as CFO at Broadridge. Prior to that, Young served in senior finance roles at Visa Inc., including senior vice president of finance, and played a lead role in Visa's $19 billion initial public offering. Most recently, he served as CFO of ag-tech company Indigo Ag, according to a company statement. In his new role, Littzi will be responsible for the firm's global legal affairs and serves as principal counsel to Joshua Motta, the company's founder and chief executive officer, as well as its senior management team and board of directors. Littzi joins Coalition after serving as sole deputy GC of W. R. Berkley Corp. Littzi began his career as an associate in the mergers and acquisitions and financial institutions groups at Skadden, Arps, Slate, Meagher and Flom LLP in New York, the company said. Richardson has over 25 years of experience on Wall Street in investment banking and private equity roles. She currently serves on the boards of UBS, Datadog and YEXT. She also recently served on the board of Hartford Financial from 2014 to 2020 and chaired the company's audit committee for three years, according to a company statement. Jim Young 05,000,00015,000,00025,000,00035,000,000 Amer Family Ins Group Hartford Ins Group Travelers Group Farmers Ins Group Nationwide Group Liberty Mutual Ins Co Allstate Ins Group Berkshire Hathaway Ins State Farm Group Progressive Ins Group Web Traffic: Visits to US Private Passenger Auto Writers Visits Source: www.semrush.com Reported traffic for August 2022. Note: Auto Club Enterprises Insurance Group does not appear in this ranking. Visit news.ambest.com for a full listing of Best's Rankings. Progressive leads web analytic provider Semrush's ranking of the top 10 U.S. Private Passenger Auto Writers based on direct premiums written. HDI Global Specialty SE Names Head of Global Distribution and Business Development for Global Operations H DI Global Specialty SE appointed John Button to succeed Alan Waters as head of global distribution and business development for its global operations, effective immediately. Waters, who held the position for more than three years, left the company by mutual agreement in June. Button previously reported to Waters and now will report to Richard Taylor, a member of the executive board and chief marketing officer, according to the company. Button has been with HDI Global SE for eight years and has held the position of strategic relationship manager at HDI Global Specialty for the past three years. The role will work alongside parent company HDI Global SE to align its distribution strategy as one face to HDI's broker partners, according to a company statement. Button joined the company from Arthur J. Gallagher, where he worked for more than seven years as a financial John ButtonNext >


text:
ABOUTadmin2022-11-03T19:02:48+00:00
The deaffriendly team, being Deaf and hard of hearing ourselves, is our "why" and drives everything we do as a team. It impacts our daily lives and our future, the future of our community and the future of our Deaf and hard of hearing children.
For decades, "Nothing about us, without us" drove the Deaf Community. But even as disability rights awareness surged, our flagship review site, deaffriendly, took a step further in 2012: Filling a gap in Deaf and hard-of-hearing consumer needs with the crowd-sourced power of the Web.
In 2016, deaffriendly CONSULTING was born from four years of aggregating the true lived experiences of thousands of Deaf and hard of hearing consumers – and channeled it into tried-and-true turnkey services. For too long, the consumer experience has been designed only for those who can hear: Customer service phone calls. Spur-of-moment museum tours or matinee shows. Walk-in appointments. You name it.
As deaffriendly surpassed its 3,500th review last year, one thing became clear: Businesses want to be deaf-friendly … but often are lacking proper training. That includes brick and mortar, e-commerce, non-profits, Fortune 500, and more. Missing in many business customer service training is the education and training to serve the estimated 48 million Deaf and hard of hearing consumers in the U.S. Altogether, that's a lot of buying power being left on the table – an estimated $9 billion, in fact! (Source: April 2018 report "An Undervalued Market: The Purchasing Power of People With Disabilities.").
Our niche expertise comes from a data-driven, heart-to-heart understanding of what Deaf and hard of hearing consumers want. The time to serve them is now – a commitment that impacts your bottom line for many generations.
Want to learn more about our team? Visit our deaffriendly CONSULTING team page to learn more about who we are!


text:
#pragma warning disable 1591
//------------------------------------------------------------------------------
// <auto-generated>
//     This code was generated by a tool.
//     Runtime Version:4.0.30319.42000
//
//     Changes to this file may cause incorrect behavior and will be lost if
//     the code is regenerated.
// </auto-generated>
//------------------------------------------------------------------------------

namespace SupernodeScanner2._0.DataContextModel
{
	using System.Data.Linq;
	using System.Data.Linq.Mapping;
	using System.Data;
	using System.Collections.Generic;
	using System.Reflection;
	using System.Linq;
	using System.Linq.Expressions;
	using System.ComponentModel;
	using System;

	[global::System.Data.Linq.Mapping.DatabaseAttribute(Name="SupernodeScannerDB")]
	public partial class AccountDataContext : System.Data.Linq.DataContext
	{

		private static System.Data.Linq.Mapping.MappingSource mappingSource = new AttributeMappingSource();

    #region Extensibility Method Definitions
    partial void OnCreated();
    partial void InsertAccount(Account instance);
    partial void UpdateAccount(Account instance);
    partial void DeleteAccount(Account instance);
    #endregion

		public AccountDataContext() :
				base(global::SupernodeScanner2._0.Properties.Settings.Default.SupernodeScannerDBConnectionString, mappingSource)
		{
			OnCreated();
		}

		public AccountDataContext(string connection) :
				base(connection, mappingSource)
		{
			OnCreated();
		}

		public AccountDataContext(System.Data.IDbConnection connection) :
				base(connection, mappingSource)
		{
			OnCreated();
		}

		public AccountDataContext(string connection, System.Data.Linq.Mapping.MappingSource mappingSource) :
				base(connection, mappingSource)
		{
			OnCreated();
		}

		public AccountDataContext(System.Data.IDbConnection connection, System.Data.Linq.Mapping.MappingSource mappingSource) :
				base(connection, mappingSource)
		{
			OnCreated();
		}

		public System.Data.Linq.Table<Account> Accounts
		{
			get
			{
				return this.GetTable<Account>();
			}
		}
	}

	[global::System.Data.Linq.Mapping.TableAttribute(Name="dbo.Accounts")]
	public partial class Account : INotifyPropertyChanging, INotifyPropertyChanged
	{

		private static PropertyChangingEventArgs emptyChangingEventArgs = new PropertyChangingEventArgs(String.Empty);

		private string _EncodedAddress;

		private long _OwnedByUser;

		private System.Nullable<long> _LastBlockHarvestedHeight;

		private string _LastTransactionHash;

		private bool _CheckTxs;

		private bool _CheckBlocks;

    #region Extensibility Method Definitions
    partial void OnLoaded();
    partial void OnValidate(System.Data.Linq.ChangeAction action);
    partial void OnCreated();
    partial void OnEncodedAddressChanging(string value);
    partial void OnEncodedAddressChanged();
    partial void OnOwnedByUserChanging(long value);
    partial void OnOwnedByUserChanged();
    partial void OnLastBlockHarvestedHeightChanging(System.Nullable<long> value);
    partial void OnLastBlockHarvestedHeightChanged();
    partial void OnLastTransactionHashChanging(string value);
    partial void OnLastTransactionHashChanged();
    partial void OnCheckTxsChanging(bool value);
    partial void OnCheckTxsChanged();
    partial void OnCheckBlocksChanging(bool value);
    partial void OnCheckBlocksChanged();
    #endregion

		public Account()
		{
			OnCreated();
		}

		[global::System.Data.Linq.Mapping.ColumnAttribute(Storage="_EncodedAddress", DbType="VarChar(60) NOT NULL", CanBeNull=false, IsPrimaryKey=true)]
		public string EncodedAddress
		{
			get
			{
				return this._EncodedAddress;
			}
			set
			{
				if ((this._EncodedAddress != value))
				{
					this.OnEncodedAddressChanging(value);
					this.SendPropertyChanging();
					this._EncodedAddress = value;
					this.SendPropertyChanged("EncodedAddress");
					this.OnEncodedAddressChanged();
				}
			}
		}

		[global::System.Data.Linq.Mapping.ColumnAttribute(Storage="_OwnedByUser", DbType="BigInt NOT NULL", IsPrimaryKey=true)]
		public long OwnedByUser
		{
			get
			{
				return this._OwnedByUser;
			}
			set
			{
				if ((this._OwnedByUser != value))
				{
					this.OnOwnedByUserChanging(value);
					this.SendPropertyChanging();
					this._OwnedByUser = value;
					this.SendPropertyChanged("OwnedByUser");
					this.OnOwnedByUserChanged();
				}
			}
		}

		[global::System.Data.Linq.Mapping.ColumnAttribute(Storage="_LastBlockHarvestedHeight", DbType="BigInt")]
		public System.Nullable<long> LastBlockHarvestedHeight
		{
			get
			{
				return this._LastBlockHarvestedHeight;
			}
			set
			{
				if ((this._LastBlockHarvestedHeight != value))
				{
					this.OnLastBlockHarvestedHeightChanging(value);
					this.SendPropertyChanging();
					this._LastBlockHarvestedHeight = value;
					this.SendPropertyChanged("LastBlockHarvestedHeight");
					this.OnLastBlockHarvestedHeightChanged();
				}
			}
		}

		[global::System.Data.Linq.Mapping.ColumnAttribute(Storage="_LastTransactionHash", DbType="VarChar(64)")]
		public string LastTransactionHash
		{
			get
			{
				return this._LastTransactionHash;
			}
			set
			{
				if ((this._LastTransactionHash != value))
				{
					this.OnLastTransactionHashChanging(value);
					this.SendPropertyChanging();
					this._LastTransactionHash = value;
					this.SendPropertyChanged("LastTransactionHash");
					this.OnLastTransactionHashChanged();
				}
			}
		}

		[global::System.Data.Linq.Mapping.ColumnAttribute(Storage="_CheckTxs", DbType="Bit NOT NULL")]
		public bool CheckTxs
		{
			get
			{
				return this._CheckTxs;
			}
			set
			{
				if ((this._CheckTxs != value))
				{
					this.OnCheckTxsChanging(value);
					this.SendPropertyChanging();
					this._CheckTxs = value;
					this.SendPropertyChanged("CheckTxs");
					this.OnCheckTxsChanged();
				}
			}
		}

		[global::System.Data.Linq.Mapping.ColumnAttribute(Storage="_CheckBlocks", DbType="Bit NOT NULL")]
		public bool CheckBlocks
		{
			get
			{
				return this._CheckBlocks;
			}
			set
			{
				if ((this._CheckBlocks != value))
				{
					this.OnCheckBlocksChanging(value);
					this.SendPropertyChanging();
					this._CheckBlocks = value;
					this.SendPropertyChanged("CheckBlocks");
					this.OnCheckBlocksChanged();
				}
			}
		}

		public event PropertyChangingEventHandler PropertyChanging;

		public event PropertyChangedEventHandler PropertyChanged;

		protected virtual void SendPropertyChanging()
		{
			if ((this.PropertyChanging != null))
			{
				this.PropertyChanging(this, emptyChangingEventArgs);
			}
		}

		protected virtual void SendPropertyChanged(String propertyName)
		{
			if ((this.PropertyChanged != null))
			{
				this.PropertyChanged(this, new PropertyChangedEventArgs(propertyName));
			}
		}
	}
}
#pragma warning restore 1591

redpajama_set_name: RedPajamaGithub


text:
Comicgesellschaft
What is ComFor?
Announcements & Reports
Monitor of Publications
Ongoing Calls for Paper
Gesellschaft für Comicforschung
Workshop on Graphic Narratives in Bayreuth
2014 07 11 - 2014 07 11
Universität Bayreuth
FUTURE VISIONS: SPECULATION AND ANTICIPATION IN GRAPHIC NARRATIVES
11th July 2014, 14:00 – 18:30 Uhr
University of Bayreuth, S 122 (GW I)
14:00 Opening and Poster Session
16:00 Astrid Böger (Hamburg), "'Destiny's Temporal Anomaly' in X-Men: Days of Future Past"
16:45 Jennifer Henke (Bremen), "Dystopian Visions of Technology: Graphic Literature and Genetics"
17:30 Dirk Vanderbeke (Jena), "Dirges in the Dark: Dystopian Desires in Graphic Novels"
Zur Veranstalterseite (auf Englisch)
"Since the end of the cold war in the late 1980s, the sense of crisis has become ubiquitous. Media discourse around terrorism, climate change disasters, global financial collapse, and impending pandemics inspire apocalyptic fiction and fictional narratives of disaster feed into risk reporting. At the same historical moment, comics as a medium, particularly in the English-speaking world, turned towards bleaker, more dystopian and complex narrative worlds, Alan Moore's Watchmen (1986-87) and Frank Miller's Dark Knight series (1986, 1987, 2001-02) being the most prominent early examples. It is not surprising, then, that dystopia has become one of the dominant genres (next to autobiography) in comics/graphic narratives, while utopian visions have virtually disappeared. Even the superhero has turned into a figure of doom rather than resurrection.
Focusing on this shift, this workshop brings together BA/MA students, doctoral students, and established scholars in the field of Comics Studies to explore ways in which comics have envisioned the future and yet unrealized potentialities from the 1980s to the present. How have comics tapped speculative genres such as science fiction, utopia/dystopia, (post)apocalypse, alternate history, superhero fiction, and horror to engage with the contemporary sense of risk and apprehension? How has this engagement changed since the 1980s? Has the comics medium developed unique ways of visualizing possible (or impossible) futures in response to present technological, social, and political challenges? What technological developments (nuclear technology, biotechnology, nanotechnology, AI/robotics) have been particularly productive in envisioning these futures? How is the posthuman conceptualized in comics? What role does the superhero, quintessential product of American comics culture, play in these visions? How do these speculative graphic narratives conceptualize gender and race in terms of the future? How are future military conflicts envisioned in comics?
The workshop continues a series of symposia, workshops and conferences in Bayreuth around the question of global catastrophic risk in literature, popular culture and society. It is part of a research project at the University of Bayreuth on risk fiction and cultures of speculation."
You may direct questions and comments directly to the workshop organizer and ComFor member Laura Oehme!
Zukünftige Termine


text:
Construction, Projects and PPP
Corporate Advisory and Governance
Corporate Transactions and M&A
Data, Privacy and Technology
Dispute Resolution and Litigation
EU, Competition and State Aid
Public and Administrative
Procurement is of huge importance to all public bodies, utilities and a vast number of private entities.
Philip Lee is different to other legal firms that we have dealt with in the past. Their attention to detail and extra backup services were second to none. Legal 500, 2022
For many companies, in particular SMEs, winning government contracts is their lifeblood. Successfully organising complex or large procurement processes is also of vital importance to the public sector. Not only is it essential to delivering value for money to the tax payer, but procurement is now also a tool for government policy including job creation, energy efficiency and training. Non-compliance with procurement rules by public bodies not only brings the risk of legal challenge, but also brings the risk of criticism from the Comptroller and Auditor General or, worse still, it can result in a requirement to repay funds provided by your European Institutes.
Philip Lee has been to the forefront of public procurement for over two decades and has advised public bodies in over 500 public procurement processes. There has never been a successful challenge, or even a legal challenge to a process where we have been retained at an early stage to advise.
Equally, we have advised hundreds of private sector companies seeking to tender or who have been unsuccessful in tenders. We have represented clients before domestic courts, the European Commission and before the European Court of Justice. We have helped develop the law in several of the leading decisions issued by the European Court of Justice.
We have devised standard procurement and contract documentation for numerous public bodies, including the new Government Contracts for privately financed energy efficiency and energy supply contracts.
Clients come to us for our in-depth understanding of the international and domestic procurement rules. Bidders come to us knowing we will help them ensure there is a just result in tendering procedures in which they have been involved.
The firm has advised on the tender procedures for works, supplies and services contracts in a wide range of sectors, including local authority, health, waste, education, marine, tourism and transport. On a number of occasions, we have argued the interpretation of the relevant EU Directives in the European Court of Justice as well as in the Irish courts. Our expertise and depth of experience enables us to design robust and innovative competitive tendering procedures that are resistant to challenge.
Key areas where clients seek our advice
appropriate overall strategies and procedures
preparation of OJEU notices and all tender documentation including framework agreements
the selection of a preferred bidder
challenging and defending contract awards
"Philip Lee's excellent approach to building and maintaining client relationships is of particular note and, most importantly, they are there when you need them the most, no matter how short the notice is." Legal 500
Updates to professional indemnity insurance provisions of Irish public works contracts
Word Perfect Translation Services Limited v The Minister for Public Expenditure and Reform [2021] IECA 305 (12 November 2021)
Changes to Irish public works contracts to address construction materials price inflation
Construction price inflation – Will there be some relief for Contractors?
Key issues for contracting authorities to consider when procuring cloud services
New procurement thresholds from 1 January 2022
Public procurement case law update – Simonsen & Weel A/S v Region Nordjylland og Region Syddanmark (C-23/20)
2020 procurement case law in review – Part 1
External review of tender decisions – are the courts the only remedy?
COVID-19 and public procurement: advice for contracting authorities
Evaluated: Supreme Court provides clarity on the review of public procurement processes
Buyer beware? How to avoid price shocks in public contracts
Confidentiality Issues in Procurement Litigation – Who Can See What?
Brexit and Public Procurement
Public Procurement Update – Faraday Developments Ltd v West Berkshire Council and Another, and SRCL v NHSE.
E-procurement is here: As of 18 October 2018 all public procurement communications must be electronic. What you need to know.
Lancashire Care NHS Foundation Trust, Blackpool Teaching Hospitals NHS Foundation Trust v Lancashire County Council [2018] EWHC 1589 (TCC) 22 June 2018
Time for clarity on limitation periods in procurement proceedings? Newbridge Tyre and Battery Co Ltd v Commissioner of An Garda Síochána
Lancashire Care NHS Foundation Trust, Blackpool Teaching Hospitals NHS Foundation Trust v Lancashire County Council [2018] EWHC 200 (TCC)
Word Perfect Translation Services Limited v Minister for Public Expenditure and Reform
Irish Remedies Regulations Withstand Constitutional Law Challenge
Case Note: Alstom Transport UK Limited v London Underground Limited [2017] EWHC 1521
Case Note: BAM PPP Ireland Limited and Balfour Beatty Ireland Limited v National Roads Authority [2017] IEHC 157
Ireland updates its Public Procurement Remedies Regime
Confidentiality in public procurement proceedings
Falk Pharma GmbH v DAK-Gesundheit
MJ Hojgaard A/S, Zublin A/S v Banedanmark
R (Faraday Development Ltd) v West Berkshire Council and another
BAM PPP v National Treasury Management Agency
Forum Connemara Limited v Galway County Local Community Development Committee
Public procurement and construction update – April 2015
Philip Lee
Kerri Crossen
Angelyn Rowan
Copyright © 2023, Philip Lee Solicitors


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