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Home/Mortgage/How a lot capital does an IMB want?
How a lot capital does an IMB want?
Michael July 22, 2021
As early as 2016, this author wrote a number of research papers and reports examining the differences between depositaries and financial firms in terms of the sources and uses of capital. These efforts responded to a dangerous trend in the public policy debate about independent mortgage lenders, which focused on concepts and benchmarks that were more appropriate for commercial banks.
After all, financial firms are part of the private sector, while banks are government-sponsored entities that enjoy numerous public subsidies and the Federal Reserve Board's monopoly protection over the US payments system. If you are not an insured custodian, then you are a customer of a bank.
Non-banks rely on banks for financing. This group includes all IMBs and of course Fannie Mae and Freddie Mac. The fundamental economic difference between banks and non-banks shapes the conversation that starts with the question: How much capital does a non-bank mortgage company need?
Banks hold capital as a source of their strength, if for no other reason than lowering the settlement costs for the FDIC's bank insurance fund. Banks have capital to absorb credit losses. On the other hand, non-bank financial firms have levels of working capital that are correlated with interest rate movements. The Mortgage Bankers Association graph below shows pre-tax production income divided by the volume of credit in basis points.
IMBs are unable to absorb significant losses. Correctly understood, IMBs are sales networks that often buy rather than grant loans and then sell those loans to investors. IMBs enable an ecosystem of correspondents and wholesale brokers with one purpose only to extend loans and sell them on the secondary market as quickly as possible. Banks are about preserving capital; non-banks are about maximizing asset turnover.
It is no coincidence that commercial banks like Western Alliance Bancorp (NYSE: WAL), which acquired the hyper-efficient aggregator AmeriHome, or American Express (NYSE: AXP) are trading the stock markets at a premium to other banks. Why? Because the DNA of financial companies flows through their veins. These banks maximize the turnover of assets and thus the capital employed and achieve above-average returns on equity.
On the other hand, most commercial banks are deliberately made dysfunctional by regulations in order to avoid risks and in particular the risk of direct confrontation with consumers. Commercial banks have fled direct exposure to the Federal Housing Administration, Veterans Affairs, and Department of Agriculture markets for the past decade, but have also increased wholesale exposure to IMBs through inventory and prepayment.
Banks lines of credit to IMBs are fully backed by federal, conventional or private loans, but isolate the bank from confrontation with consumers who are rightly considered toxic in terms of reputational risk. Commercial lending is better business for banks, a fact that has been reinforced by regulators since the 2008 financial crisis.
For their part, IMBs are far more operationally efficient than banks and better able to service one to four family loans without conflicting with state or federal regulators. A decade since the 2008 crisis, the partnership between commercial banks and IMBs seems to be in balance. Banks provide finance for the wholesale mortgage finance business, and IMBs issue and service the loans. In fact, IMBs often sell loans to commercial banks.
In recent years, first the Financial Stability Oversight Council, then the Federal Housing Finance Agency, and then the Conference of State Bank Supervisors have threatened IMBs with ill-informed bank capital requirements. These rules, including those for the GSEs themselves, ignore the large economic and financial differences between a bank and a finance company.
Note to all of the above: if regulation doesn't work economically, it probably won't work as public policy either.
Recently, Ginnie Mae threatened IMBs with new licensing requirements that would severely limit debt and profitability in the government loan market. This change will decimate government lenders and significantly reduce the value of the mortgage servicing assets. I addressed this suggestion in a recent blog post on The Institutional Risk Analyst.
The question raised by the Ginnie Mae rule and the possible capital rule for conventional issuers from the FHFA is: How much capital does a mortgage bank really need?
Most IMBs actually work with negative net working capital, especially the shops with high asset turns. Banks provide this capital in the form of secured and unsecured liabilities. Since the goal of IMBs is to make and sell loans, including loans that come from their servicing book, IMBs do not want or need to build excess capital. And the stock markets are not interested in providing IMBs or even GSEs with bank-like capital.
IMBs have some long-term liabilities, but the operational ability to make and service loans at a profit and the financial ability to maintain mortgage servicing rights are the two key characteristics of a successful mortgage lender.
As an IMB's servicing book grows, more and more business can be generated in-house, which greatly improves the issuer's return on equity and the stability of the business. A large maintenance book is good for IMBs.
For regulators, the most important rating for IMBs regarding liquidity must be a simple net worth test, more similar to that used by the SEC and FINRA for broker-dealers than for commercial banks. The IMB must have sufficient net capital to support its loan book and MSRs, including funding timely interest payments to bondholders. Storage lines and, in particular, term debts should be offset against the coverage of liquidity requirements.
A key aspect of this analysis for both Ginnie Mae and FHFA should be how much of the servicing rights the IMB retains. Servicing a bad loan costs a few basis points, but servicing a bad loan can cost more than the service fee and can take months to complete. It is critically important to ensure that IMBs retain sufficient portions of the servicing strip to cover operating or credit costs incurred as part of loss mitigation.
Instead of trying to impose banking capital requirements on financial firms, FHFA and Ginnie Mae regulators should instead take steps to maintain a minimum level of liquidity. As early as November 2018, before the sudden departure of Ginnie Mae's President Michael Bright, the agency issued a new rule for participants (APM 18-07), according to which IMBs are obliged to report sales of investments or entire MSRs to investors .
"To promote stability and liquidity in the secondary market, Ginnie Mae is introducing a number of updates to its counterparty risk management framework to strengthen issuers' financial resilience," announced Ginnie Mae. The program has not been publicly heard since then, but it remains an important submission for Ginnie Mae and the FHFA to consider improvement.
Both FHFA and Ginnie Mae would be well served if they put the banks' draconian capital rules aside and instead focused on a simple regime of capital and liquidity that allows IMBs to loan and sell. Here's another note to regulators: if profitability goes down, IMF capital will go down too, making access to bank credit and bond markets critical. Don't set static capital levels for IMBs when you know the tide is over. Call Federal Reserve Chairman Jay Powell with questions.
By focusing on important things like maximizing operational efficiency and profitability, and overseeing the sale of servicing income to investors, regulators can ensure a robust non-bank market for lending and service, and also protect the commercial banks that support the mortgage financing market. But don't try to pretend IMBs or even the GSEs are commercial banks. This is a stupid assignment that will end in tears.
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Toronto Special: Kara Mia/Desi-Eh
steakandteeth October 3, 2015 June 14, 2016 European, Food, International Destinations, Italian, Pakistani, South-Asian
Kara Mia and Desi-Eh. Two separate restaurants with two separate identities, coexisting simultaneously under one roof. Kara Mia, the original personality in this multiple personality persona, was born in 2006 as one of the first halal Italian restaurants in Toronto, and one of the first halal restaurants that wasn't an every day South-Asian curry house. Naturally, after many years of being successful as a result of being different, the owners decided to try their hand at being even more successful by err – not being so different, and so, created Desi-Eh, a Pakistani alter-ego serving Punjabi cuisine alongside their Mississauga branch of Kara Mia. "Kara Mia", literally translates from Italian to English as "My Darling", and funnily enough, in most "desi" or south Asian languages, this same, loving term of endearment is quite often expressed as "EH!", (particularly when one partner needs something from the other partner). It's clear then, that romance was the basis of nomenclature for both parts of this conjoined restaurant. All the meat here is halal.
Kara Mia's Mississauga branch was one of the few restaurants in Toronto which I visited on two occasions. When carrying out my pre-holiday reconnaissance, I had no idea of Kara Mia's marriage with its Punjabi partner, and so, when we arrived, I was rather bemused by the two separate doors which seemed to lead into the same building. Like every married couple, Kara Mia and Desi-Eh seem to take the "what's mine is yours" principle a little too literally. It's only a wonder as to which of the two takes up more space in the kitchen, and which is left with a tiny, cold corner with a microwave. With doubt as to whether it was an optical illusion or our own ineptitude, we strolled in dazed, confused and questioning our ability to open doors, though of course, all was revealed within. On our first visit, we opted for a large helping of Kara Mia's saffron poutine to share. It was made up of soft fries, consisting of thick potato in a firm skin, embedded within layers of cheese and saffron sauce, which provided strong, rich and creamy flavours that meshed together incredibly well. It was in fact, the first poutine I had ever tried, and whilst it was not a conventional poutine, it was certainly a fantastic one for this very reason.
Saffron poutine
The manager/head chef also gave us some complementary garlic bread as a "Welcome to Canada" gift. The bread was of a good quality, possessed a strong cheesy flavour, and delivered a contrasting set of textures from the soft tomato, crunchy bread and crispy crust, as well as a very sharp, spicy zest from the accompanying sauce. As far as welcoming gifts go, it was far better than any Canadians could expect to receive from a British restaurant. At best, they'd probably receive a slightly smaller frown as they dined.
"Welcome to Canada" garlic bread
For mains, I opted for the fettucine alfredo with Italian sausage. The fettucine pasta was dense, thick, and seemed to be served slightly al dente, resulting in an ever so slightly firm texture, and was covered in a flavoursome alfredo sauce. The sauce, (consisting of garlic and parmesan), created a slightly "clean", greasy texture that complemented the pasta well. The Italian sausage was thick and of a good quality, although the skin in which it was encased was slightly rubbery and elastic in nature. Nonetheless, it possessed a pleasant, mildly spicy essence which complemented the pasta well. The dish was also served with fresh salad and a slice of bread, which was unfortunately rather tough and unforgiving, but I'll assume that they were simply giving us a tasteful reminder of life in London to make us feel at home. I also ordered a mango bellini mocktail to accompany my food, which seemed to be a simple blend of ice and mango nectar rather than an actual mocktail. Nonetheless, it possessed a strong, sharp sweetness, and was quite refreshing, even if it's mocktail status and price tag was questionable at best.
Fettucine Alfredo
Mango Bellini
Meanwhile, Timon, my meerkat doppelganger, along with Yogi bear, Boo-Boo and Ranger Smith, opted for the Desi-Eh menu, and ordered a "Desi-Eh Kebab Experience", which consisted of an assortment of lamb, chicken and sheesh kebabs, along with naan and chickpeas, and naturally, I pinched a bit of everything when I could. The lamb was soft, full of flavour and very tender, delivering a strong hint of achar/pickle with every bite, whilst the chicken, also soft and tender, possessed a thick and moist texture that was well seasoned and full of a mild spicy flavour. Perhaps the most impressive sight was that of the sheesh kebabs, which, in comparison to those usually served in UK restaurants, were incredibly thick and large – so much so that I could easily have picked one up and knocked everybody out with a single swing should they have not been willing to let me sample one. Fortunately, they were, and there was no need to give anybody a concussion. The sheesh kebabs were soft and succulent, and possessed a moderate amount of flavour. We enjoyed our respective meals so much that we decided to pay Kara Mia/Desi-Eh another visit later in the week, for a quick, last-minute takeaway. Following the manager's recommendation, we ordered the boneless chicken karahi (not pictured), which consisted of extremely soft and moist pieces of chicken in a thick and creamy curry gravy, which was full of smooth flavours.
Desi-Eh chicken and lamb kebabs
Desi-Eh sheesh kebabs
With regards to the Kara Mia menu, starters range from $5-$10 (£2.50-£5), mains from $12-$25 (£6-£12.50), and drinks from $4-$6 (£2-£3), and my meal amounted to around $25 (£12.50) after tax, (which is around the amount you can expect to spend at most restaurants in Toronto). On the Desi-Eh menu, prices range from $10 (£5) for single dishes to around $50 (£25) for large platters and sharing portions of various curries. Generally speaking, the quality of the food is good to high, and whilst the same can't be said for the mocktails, the food is well worth your buck. For a low-key restaurant, Kara Mia/Desi-Eh delivers well in quality, flavour and satisfaction, and certainly produce some excellent food at a low-key price.
Of all the restaurants I had the chance to visit on my first trip to Toronto, (and my first trip to the other side of the Atlantic at that), Kara Mia/Desi-Eh provided the warmest welcome, and frankly, they deserve a much higher score for their service than a 5/5. The staff were an absolute credit to the classical Canadian stereotype, and completely personified the "overly-friendly Canadian" in culinary form. The kind of Canadian who would get hit by a car and then apologise profusely for getting in the way, or be rushed to hospital after visiting a blood bank, simply because they donated too much. On both visits, the staff and the manager/main chef repeatedly engaged in conversation with us, and engaged with us in a personal way that was outside of the staff and customer context, and more in the simple context of a group of unacquainted humans sharing a conversation. And if the free starter on our first visit wasn't enough, on our second visit, the chef left midway through our wait to make us a quick Desi-Eh starter composed of chickpeas, rice and raita, simply for us to warm up our appetites with as we waited for our takeaway. In London, such small gestures and friendliness is, for the most part, simply unheard of. The staff here certainly spend the time and the effort to connect with their customers, and it simply gives the restaurant a very welcoming, very human appeal, and personifies the establishment as so much more than a simple business or restaurant.
Whilst the service may enhance the dining experience at Kara Mia, the decor, unfortunately hinders it. Whilst their Markham branch has a more fitting restaurant decor, their Mississauga branch seems to be a little worn for wear, with outdated tiling, tired furniture and an overall lacklustre appearance. It is however, worth mentioning (as I already have), that most restaurants in Toronto go for a much more function over form decor compared to those in London. That said, I still can't help but feel as though the restaurant falls very short of the presentation it needs to equal the charm of its staff and its food. Kara Mia/Desi-Eh is otherwise a fairly small to medium-sized restaurant, with plenty of parking available in the large car park outside.
Atmosphere: 3.5/5
Despite the decor leaving little to be desired, the extremely pleasant staff help to create a wonderfully welcoming environment, where it's easy to feel at home and at ease. The atmosphere is jovial and warm, and conversations can run in full swing both amongst your dining companions, and with the staff. It's certainly a low-key, family restaurant with an air of simple charm to its simple surroundings.
Of all the restaurants which attempt to perform a double act with two different cuisines, some tend to shoot themselves in the foot and deliver one cuisine with an overwhelming dash of mediocrity and disappointment. Others, manage to shoot both feet, tie an anchor around one leg and an anvil around the other, and sink both cuisines to the bottom of the ocean floor like a culinary episode of Looney Tunes. Whilst every restaurant that serves any particular cuisine can be likened to a slightly leaky ship, those that attempt to dabble with more than one (excluding fusion restaurants), are often the leakiest, owing to a lack of focus and specialised expertise. My discovery of Kara Mia's co-habitation with Desi-Eh initially raised a small sense of concern as to whether the Italian food I was seeking would be authentic – or at the very least – be any good. A sense of concern that was quickly relinquished as soon as the food was served. Italian cuisine and Pakistani cuisine have as many common points of contact as Britain's border with France, and the fact that this small restaurant can do justice to both is nothing short of praiseworthy. With such a lovely group of human beings on deck to cater to your needs, and a wonderful variety of dishes to satisfy your Italian or South-Asian cravings, Kara Mia/Desi-Eh is a restaurant worth visiting if you want a truly Canadian welcome to Canada.
Kara Mia / Desi-Eh
Address: 5120 Dixie Road, Unit 4, Mississauga, Toronto L4W 4J7
Kara Mia Website: http://www.karamia.ca/
Desi-Eh Website: http://www.desieh.ca/
Italian, Pakistani, Toronto
Previous Toronto Special – Black Ox Bistro *CLOSED*
Next Dishoom – Kings Cross / Shoreditch / Carnaby

redpajama_set_name: RedPajamaCommonCrawl


There are total 8 letters in Astomous, Starting with A and ending with S.
Astomous is a scrabble word? Yes (10 Points) Astomous has worth 10 Scrabble points.
a.	- Not possessing a mouth.
In Astomous A is 1st, S is 19th, T is 20th, O is 15th, M is 13th, U is 21st letters in Alphabet Series.


Toyota Motor Sales (TMS), U.S.A., Inc., announced that it will conduct a voluntary safety recall involving approximately 1.13 million 2005-2008 Model Year Toyota Corolla and Corolla Matrix vehicles sold in the United States to address some Engine Control Modules (ECM) that may have been improperly manufactured. No other Toyota or Lexus vehicles are involved in this recall.
On vehicles equipped with the 1ZZ-FE engine and two-wheel drive, there is a possibility that a crack may develop at certain solder points or on the electronic component used to protect circuits against excessive voltage (varistor), on the ECM's circuit board. In most cases, if a crack occurs at certain solder points or on certain varistors, the check engine may illuminate, harsh shifting could result, or the engine may not start. In limited instances, if cracking occurs on particular solder points or varistors, the engine could stop while the vehicle is being driven.
As part of the recall, the ECM on involved vehicles will be replaced at no charge to the owner. Beginning in mid-September 2010, Toyota will mail an interim notification to advise owners of this recall and the fact that they will receive a future notice when parts become available to complete the repairs. Owners who have previously paid for replacement of the ECM to address this specific condition should refer to the owner letter for reimbursement consideration instructions.
Detailed information and answers to questions are available to customers at www.toyota.com/recall and at the Toyota Customer Experience Center at 1-800-331-4331, Monday through Friday, 5 a.m. to 6 p.m., or Saturday 7 a.m. through 4 p.m. PDT.


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Game PreviewNewsPress Releases
GAME 14 MATCHUP PREVIEW – FIREWOLVES VS SWARM
Coming off a massive road victory against the Halifax Thunderbirds last weekend, the FireWolves return home for a rubber match against the Georgia Swarm on Saturday at 7 p.m. The two teams previously met in a home-and-home doubleheader with each team being victorious on their home turfs. Currently, Georgia sits just one spot ahead of Albany in the Eastern Division standings, with each team having six wins on the season, but the Swarm have one fewer loss. For full coverage of this Saturday's matchup against the Swarm, fans can tune into on My4 WNYT and ESPN Plus to watch, or 104.5 The Team ESPN Radio to listen.
The Swarm come into the Capital Region riding a two-game win streak after defeating both the Rochester Knighthawks and the Halifax Thunderbirds in their most recent games. Despite the 6-6 record, Georgia has been a force on offense, ranking second overall in the NLL in goals scored with 140. The two matchups against Albany this season were both tight, with a combined difference of three goals.
FireWolves Players to Watch:
Joe Resetarits is someone we can write about every week and for good reason. He turned in a phenomenal two-game weekend against the Swarm earlier this season, leading the team with 19 points on seven goals and 12 assists. He has been the leader of the Albany offense all season long with 76 total points on 33 goals and 43 assists. So far, he has followed up his absurd month of February with a strong start to March, racking up 10 points over his last two games. The FireWolves need Resetarits to stay hot as the look to not only win the season series against the Swarm, but also surpass them in the standings as well.
Reilly O'Connor has been a leader both on and off the floor for the FireWolves so far this season having scored in every game. The assistant captain had a nice weekend against the Swarm already this season, tallying 12 points on four goals and eight assists in the two games. One of those two games he had a hat trick to go along with four assists as the FireWolves took game two of the doubleheader. The FireWolves offense has been hot lately and though O'Connor has been quiet the past two games, you cannot help but feel he is due for a breakout any weekend now.
Joe Nardella simply dominated at the faceoff dot in the two previous games against the Swarm. The specialist went 40-58 in the two games and has proven to be one of the best in the business so far on the season. Through 13 games, Nardella is 217-311 on faceoff attempts, which tops the league. He has created extra possessions for the FireWolves all season long and will be crucial as Albany looks to take the series against the Swarm. If Nardella can continue to own the faceoff dot and get extra chances for the FireWolves offense, then Albany should have no problem taking down the Eastern Division foe at home this weekend.
Opposing Players to Watch:
Lyle Thompson does not require much of a write up for Albany lacrosse fans as he is regarded as one of the best college players to ever play and did so right here in the Capital Region. To no surprise, Thompson has continued to dominate this season, ranking third in the league with 71 total points and leading the NLL with 34 goals. There is really no way to stop Thompson, but Albany must find a way to at least make things difficult for him. So far on the season, he has scored a minimum of three points in every game this year, including eight and five points in the two games against the FireWolves, respectively. He scored four goals in his return to the 518 in the loss to Albany last time around and you better believe he will be looking to light up the scoreboard again in the rubber match. If the FireWolves defensive unit can find ways to get the ball out of Thompson's stick, it will go a long way in Albany winning the game.
Jordan MacIntosh may be coming off his first scoreless outing of the season, but that does not mean that Albany can sleep on him in this one. In the two games of the double header against the FireWolves earlier this season, MacIntosh logged ten points on three goals and seven assists. The forward ranks in the top five in points, goals, and assists for the Swarm and serves as a solid offensive compliment behind Thompson and Shayne Jackson. Georgia has a ton of firepower on offense, and MacIntosh has already showed Albany that he can be an x-factor. The FireWolves will have their hands full with the Georgia offense and cannot let MacIntosh find open guys for easy goals in this one.
Goaltender Mike Poulin has a tough time slowing the FireWolves down in their previous two meetings, allowing 13 goals in each game. The Swarm have allowed a bunch of goals so far this season, seeing 143 go into their net through their 12 games. That said, Poulin's 406 saves ranks fourth overall in the league and cannot go unnoticed. In the two prior games against Albany, the FireWolves were relatively efficient shooting at Poulin, burying 26 of their 79 shots on goal. Albany's offense has been clicking lately and should see plenty of opportunities against a defense that has surrendered the third-most goals in the league to this point in the season.
This will be the third and final time that the Swarm and FireWolves meet during the regular season. If the FireWolves are victors this weekend, it would catapult them into the fourth spot in the standings and give them the tiebreaker over Georgia.
Fans can secure their tickets for any of the 2021-22 FireWolves games today! For more information regarding tickets, visit www.AlbanyFireWolves.com or call/text the FireWolves front office at 518-362-4900.
The Albany FireWolves 2021-22 Inaugural Season is presented by CDPHP.
About Albany FireWolves
The Albany FireWolves is the Capital Region's very own Professional Box Lacrosse team, playing in the National Lacrosse League out of the MVP Arena in downtown Albany, NY. For more information, contact the Albany FireWolves Front Office at (518) 362-4900 or visit AlbanyFireWolves.com. Follow the team on Facebook at facebook.com/AlbFireWolves, Twitter @AlbFireWolves, and Instagram @AlbFireWolves.
About the National Lacrosse League
The National Lacrosse League (NLL) is North America's premier professional lacrosse league. Founded in 1986, the NLL ranks third in average attendance for pro indoor sports worldwide, behind only the NHL and NBA. The League is comprised of 15 franchises across the United States and Canada: Albany FireWolves, Buffalo Bandits, Calgary Roughnecks, Colorado Mammoth, Georgia Swarm, Halifax Thunderbirds, Las Vegas NLL, New York Riptide, Panther City Lacrosse Club (TX), Philadelphia Wings, Rochester Knighthawks, San Diego Seals, Saskatchewan Rush, Toronto Rock, and Vancouver Warriors.
For more information, visit NLL.com and find @NLL on Facebook, Instagram and Twitter. For more information visit NLL.com.
About ASM Global
ASM Global is the world's leading venue management and services company. The company was formed by the combination of AEG Facilities and SMG, global leaders in venue and event strategy and management. The company's elite venue network spans five continents, with a portfolio of more than 325 of the world's most prestigious arenas, stadiums, convention, and exhibition centers, and performing arts venues. From Aberdeen to Anchorage, and Sydney to Stockholm, its venues connect people through the unique power of live experiences. ASM Global's diverse portfolio of clients benefit from the company's depth of resources and unparalleled experience, expertise and creative problem solving. Each day, the company's 61,000 passionate employees around the world deliver locally tailored solutions and cutting-edge technologies to deliver maximum results for venue owners and amazing experiences for guests. By consistently looking for new ways to envision, innovate and empower the spaces and places that bring people together, ASM Global elevates the human spirit while delivering the highest value for all stakeholders. For more information, please visit www.asmglobal.com.
About MVP Arena
MVP Arena is a full-service entertainment and sports facility featuring a wide variety of family shows, sporting events, trade shows and concerts. Owned by Albany County and managed by ASM Global, MVP Arena opened in 1990 and is home to the Albany FireWolves of the National Lacrosse League, the Albany Empire of the National Arena League and the Division I Men's College Basketball Siena Saints. For more information, please visit https://www.mvparena.com/.
About CDPHP®
Established in 1984, CDPHP is a physician-founded, member-focused and community-based not-for-profit health plan that offers high-quality affordable health insurance plans to members in 26 counties throughout New York. CDPHP is also on Facebook, Twitter, LinkedIn, Pinterest, and Instagram.
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Dear friends, neighbors, and fellow residents of Lansdowne,
The year 2022 proved to be a year of pivotal transformation for Lansdowne and 2023 promises continual growth for the Borough of Lansdowne and progressive growth for the years to come. The vision of Borough investment in public spaces and green places continues to foster shared community spaces for the development of the whole community and encourages private development in our community. While our community continues to emerge from the effects of COVID, 2022 proved that the fundamental strengths of our community are still sound and allow for a strong foundation to continue our growth.
This Council and Mayor work hard for the community. Although we may at times disagree in our community on the process of making change or debate in council on topics of community concern, we share the common belief in fostering a community with beautiful parks to walk or bike in, playgrounds for our kids to explore, programs for all ages and abilities to participate in, public spaces to meet our friends. We are a community where neighbors are friends and a short walk around the neighborhood creates chance meetings with folks who look out for each other.
To end the year, please allow me to express gratitude for a town that remains strong and looks to a promising future in 2023.
Thank you to all of the community members who have volunteered publicly - and anonymously - to keep the Borough beautiful, to all of the community members who have volunteered to create events and serve various local groups, to all of the community members who serve as appointed officials on Boards and Commissions. Thank you to all of the community members who participate and join in community activities.
Thank you for the hard work from all of the members of council, past and current, and our Mayor.
And, a special thank you to all of the Borough employees who make the community run.
Accomplishments and Events:
To end the year, Lansdowne Borough Council and Mayor Byrne would like to provide an overview of the major business taken up by Lansdowne Borough Council:
Virtual communications/ marketing strategy: updates to the website, E-newsletter; development of social media strategy to help market the Borough, Borough services fully transferred online.
Complete reopening of all Borough facilities and Borough meetings after COVID restrictions.
Sanitary sewer repair work: In 2022, to date, the Borough expended $76,400 on emergent sewer repair activities.
Completion of the Gateway Slope Park into Lansdowne on Baltimore Avenue and Scottdale Rd.
McKinley Tot Lot installation and completion.
Installation of Bicycle Facilities Plan with community bike ride and celebration.
Installation of solar workstations at Hays Park and the Lansdowne Public Library.
Celebration of business openings in the Lansdowne downtown: Launchbox opening with the LEDC and Camellia Coffee.
Purchase of a new ladder truck for the Lansdowne Fire Department.
Collaboration with Penndot for the installation of the Eastern Delaware County Bicycle Facilities on Lansdowne Avenue and Plumstead Avenue.
Passing and working towards the goals of Ready for 100.
Recommitment to Birdtown USA with programming for adults and children.
Collaboration with the William Penn School District on creating the "Black Lives Matter" mural.
Worked to review policies in the Lansdowne Police Department and identify areas of success and areas for reform.
Supported the progress of the Historic Lansdowne Theater Corporation: completed the land development and stormwater management plan; completed the Blight Remediation Program for approximately $300,000 with DCED to assist Theater in restoration.
Worked with Habitat for Humanity to bring new housing development in Lansdowne.
Development of a Diversity, Equity, and Inclusion committee, which continues to foster the development of recognition of holidays and ceremonies to honor diverse groups within the Lansdowne Community and development of a process to evaluate and encourage Diversity, Equity, and Inclusion in our Boards and Commissions and hiring practices.
Application for two Community Development Block Grant Projects:
a) Funding to develop the Veteran's Landing Parkway concept to augment the downtown "Lansdowne Landing" and "Veterans Park."
b) Sanitary Sewer Project.
Creation of an Assistant Borough Manager Position.
Creation of a Deputy Police Chief Position.
Passage of a budget with a 0% Tax increase for next year.
Goals for the beginning of next year:
Collaborate with the LEDC for the creation of the Lansdowne Arts and Cultural Commission.
Facilities Planning Updates for Borough Hall, the Library, and Twentieth Century Club.
Event Planning for Borough wide events including Earth Day, STEAM Festival, Lansdowne Community Day, Juneteenth, Fourth of July, and more.
Develop sustainable policies for the Borough of Lansdowne.
Continue to work with the Historic Lansdowne Theater Corporation to bring the project to completion.
Work with Callahan Ward to bring affordable housing to Lansdowne.
Completion of the Facilities Plan for Borough Facilities.
Develop and work towards the goals of Ready for 100.
Secure funds for the installation of the "Veterans Parkway/ Landing."
Begin work on the "The Landing/ Veterans Park" and implementation of the Walkshed Plan.
Hiring Assistant Borough Manager.
Hiring New Deputy Police Chief.
Complete the work for Police Department Accreditation.
Continue refinement to the Lansdowne Borough website.
Completion of the Comprehensive Plan.
When we enter the New Year, I will be establishing an ad hoc Committee in support of Lansdowne Community Day with Mayor Byrne, Will Griffin, former Mayor Tony Campuzano, and representatives of the LEDC and LBPA to assist with planning for the revival of the event
As 2022 comes to end, Lansdowne Borough Council is both proud of the accomplishments in the Borough this year and thankful to celebrate with all of the community the many successes in the community this year.
In 2023, Lansdowne Borough Council invites all of the residents to the many events in our community.
To all of my friends, neighbors and fellow residents, I hope to see you around the town.
Enjoy the Holidays to everyone in the community and Happy New Year!
Benjamin Hover
Lansdowne Borough Council
⇐Previous Martin Luther King, Jr., Day of RemembranceNext⇒ November 21, 2022: Letter from Council President, Benjamin Hover
Other News in From the President
Borough of Lansdowne Banners
Thank you for helping with the Lansdowne Parks cleanup event!
Statement Regarding Shooting in the Borough January 23, 2021
October 12 Letter From President Benjamin Hover
Hoffman Park Cleanup - Thank You!
September, 2020, Letter from Council President Benjamin Hover
Joint Statement on Racism and Racial Injustice
Council Statement on Recent Protests
June 16, 2020 Letter from Benjamin Hover
April 15 Letter from Council President Hover


Wholesome Wave is a nonprofit organization working on several fronts to bring affordable produce to underserved communities. In its Fruit and Vegetable Prescription Program, it partners with health-care providers who write "prescriptions" that amount to $1 per day (for each person in the household) toward the purchase of produce. Results are positive, but modest – participants lose, on average, a couple of pounds, and eat an additional half-serving of produce per day (self-reported). A lot of participants drop out, and it is only fair to note that the research is compiled by people who have an interest in the program's success.
We can all say for sure that some people are helped by these programs – not just by the kale but also by the very idea that someone is paying attention. Someone is trying to fix the imbalance that has left some of the most vulnerable among us with so few good options for decent food.


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Seeding new ideas in life science, tech and green innovation
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What is Data LakeHouse architecture? What prompted its creation?
Companies are capturing and storing more data than ever before as they depend on data for making crucial business decisions, improving service or product offerings, or to provide better services to the end user(customers). Understanding the various big-data storage techniques is essential for establishing a robust data storage pipeline for business intelligence (BI), data analytics, and machine learning (ML) workloads.
To maintain such big data, Data Lake and Data Warehouse architectures have been extensively used by companies. But both these architectures have certain limitations, which we are going to discuss in the later part of the blog leading to the discovery of a new architecture called Data Lakehouse.
However, before diving into the specifics of Data Lakehouse architecture, it is important to first understand Data Lake and Data Warehouse, some of the limitations, and why do we require them in the very first place?
What is Data Lake Architecture
A data lake is a centralised system or repository that stores big data in its natural/raw format, usually objects, blobs or files. You can store any kind of data in any structure (structured, unstructured, semi-structured). For example, a file, an image, music, video, text, or a table. The main purpose of data lake is to make organisational data from different sources accessible to various end users.
Data Lake does not require data transformation before loading like Data warehouse's ETL mechanism as its schema is defined on the go when the user loads the data and it does not get verified against certain predefined schema.
Limitations of Data Lake architecture
Poor track record for BI and reporting: In Data Lake architecture BI and reporting are challenging as data lake require additional tools to support SQL queries.
Compromise in data reliability: Because the data is not structured in any way, data quality, integrity and dependability become a key challenge in this architecture.
Data Governance: Data governance became hard due to heterogeneous structure with no capability of getting data in a unified manner.
What is Data Warehouse?
Data Warehouse is a centralised repository for the data accumulated from different sources. The data in this case is structured and is verified against predefined schema. It relies on the ETL (extract – transform – load ) mechanism where data needs to be transformed before loading. The purpose of Data Warehouse is to generate reports, feed data to BI tools, predict trends, and train Machine Learning models. The ETL (Extract Load Transform) process is used to store data from multiple sources such as APIs, databases, cloud storage, and so on.
Limitations of Data warehouse architecture
Inflexibility in processing Data: Only structured data can be processed in data warehouse architecture.
Costly Storage: It Requires higher cost for managing large amounts of data.
Incapable of processing Complex Data: Warehouse architecture is generally not suitable for processing complex data for machine learning.
What is Data Lakehouse Architecture?
Data Lakehouse architecture is a combination of two architectures – Data Lake and Data Warehouse, which incorporates the finest elements of both. It supports both Data warehouse architecture's ACID transaction capabilities, as well as the Data Lake architecture's scalability, flexibility, and cost efficiency.
What prompted the creation of Data Lakehouse?
Using two tier architectures; Data Lake and Data Warehouse at the same time resulted in significant cost and was difficult to manage as data had to be maintained and synchronised in two distinct locations with two different structures.
Due to the above challenges and limitations of both architectures, many organisations saw the need to combine both architectures into a single system (two tier architecture) so that teams can have the most complete and up-to-date data available for data science, machine learning, and business analytics.
Experts at Data bricks presented this architecture at the conference on Innovation Data System Research (CIDR) in 2021, and Data Lakehouse became the official data management architecture from then.
Image source : https://databricks.com/
With the following elements, Data Lakehouse architecture addresses the shortcomings of Data Warehouse and DataLake architecture:
Reduces Redundancy of data: It unifies the data and reduces duplication of data in case when an organisation is using multiple data sources of Data warehouse and lake.
Reduces Operational Cost: Since the data is not being stored on several systems the ongoing operational cost will reduce.
Better organisation of data: It provides better organisation of data in the data lake by enforcing schema.
Effective use in data analysis, BI and ML: It not only helps in storing large amounts of data and reduces the cost but it also helps in using the data efficiently for analysis, BI, reporting and machine learning.
Thus, a single data Lakehouse provides several advantages over multiple-solution systems, including reduced data movement and redundancy, simplified schema and data governance, and less time and effort administrating. Direct data access for analysis tools and low-cost data storage.
Hire Dedicated Backend Developers:
If you want to migrate or switch from your current database architecture to Datalake house to get the most value out of your data, then please reach out to us on technology@o2h.com. At o2h technology, we have >5 years of experience database developers who can guide you through the whole process and execute the migration of your current database architecture to Data Lake House.
You can hire dedicated Data Lake House developers from o2h technology. The whole process is quite simple and transparent. Book a free consultation call directly with our dedicated developer to understand Data Lake house in detail and in case you have any further technical queries.
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Starter playfields will be origin locked after their next scheduled wipe. Naulet and Morn are already this way. This means that if you did not start on the starter, you can not go there.
This is to help prevent people who shouldn't be there from overcrowding the starters.
I have changed the recipe for rail-gun ammo. I think 20 sathium ore per unit is a little steep, don't ya think?
Also, CV Artillery turrets have become just slightly less useless in CV combat. 165MM missiles have had their speed increased a little. Probably still useless but hopefully not as useless. They pack a serious punch and I didn't want to make them OP so the increase is not drastic.


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News / sprint / T-Mobile / The merger of the companies
The announcement of the merger of my company's communications, T-Mobile and Sprint
April 29, 2018 - by admin - Leave a Comment
Announced today that the companies of Communications of the Americas Sprint and T-Mobile about their intention to merge together into a single entity worth $ 26.5 million.
And the two companies in the third and fourth places respectively according to the size in the market of American telecommunications after AT& T and Verizon, under this merger, the new company formed will be in third place after AT&T in terms of the number of participants has more than 100 million subscribers altogether.
Worth noting that Sprint offered the acquisition of T-Mobile in 2014, but negotiations have been stalled until May of last year was appealed and approached to reach a deal in September. And then you've got more give and take now shifted from acquisitions to integration.
The company launched two new website to announce the merger talks about the technical direction over the network of the fifth generation and shows how this merger is going to help them to improve the technical competitiveness in the US market through its ability to reduce prices.
Under this merger, will become the new company's name T-Mobile will be managed by John Legere, CEO of T-Mobile's current, while becoming Director of operations at T-Mobile Mr. Mike Sievert Director of operations and Chairman of the new company.
Owns the German telecom company Deutsche Telekom share of 42% of the company, while the Group holds a SoftBank share of 27% and the remainder will be distributed to individual contributors.
The Board of Directors of the new company composed of the Executive Director in the Sprint Mr. Marcelo Claure and the Group CEO of SoftBank, Mr. Masayoshi Son.
Of course, not enough the intention of the two companies merger together until this is achieved, it needs the approval of the American authorities. It had previously been seen trying to merge AT&T with T-Mobile in 2011 with considerable resistance from the US government which believes that reducing the number of competing companies is negative in the market has led to a rejection of the merger.
The announcement of the merger of my company's communications, T-Mobile and Sprint appeared first on the tech world.
TaggedNewssprintT-MobileThe merger of the companies
The Football Association regulates the training for a bath on video technology in preparation to apply it in international| photo – Ahram Gate
After the postponement of the Motorola Challenge 6 February as the date to launch the phone by folding in the market
Netflix you get 8.8 million new subscription, despite the launch of the service broadcast Disney and Apple TV
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Emmanuel Love says:
I want to pass along some very important news that everyone needs to hear!
In December of 2017, Donald Trump made history by recognizing Jerusalem as the captial of Israel Why is this big news? Because by this the Jewish people of Israel are now able to press forward in bringing about the Third Temple prophesied in the Bible
The Jewish people deny Jesus as their Messiah and have stated that their Messiah has been identified and is waiting to be revealed They say this man will rule the world under a one world igion called spiritualism
They even printed a coin to raise money for the Temple with Donald Trumps face on the front and with king Cyrus'(who built the second Temple) behind him On the back of the coin is an image of the third Temple
The Bible says this false Messiah who seats himself in the Third Temple will be thee antichrist that will bring about the Great Tribulation, though the Jewish people believe he will bring about world peace It will be a false peace for a period of time You can watch interviews of Jewish Rabbi's in Israel speaking of these things They have their plans set in place It is only years away!
More importantly, the power that runs the world wants to put a RFID microchip in our body making us total slaves to them This chip matches perfectly with the Mark of the Beast in the Bible, more specifically Revelation 13:16-18:
Here is wisdom Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666
Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency RFID microchip implant technology will be the future of a one world cashless society containing digital currency It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it! We must grow strong in Jesus AT ALL COSTS, DO NOT TAKE IT!
Then a third angel followed them, saying with a loud voice, "If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name " (Revelation 14:9-11)
People have been saying the end is coming for many years, but we need two key things One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast
VISIT WWW BIBLEFREEDOM COM TO SEE PROOF FOR THESE THINGS AND MUCH MORE! TELL YOUR FRIENDS AND FAMILY SHARE THIS MESSAGE!


The closely chased tea pot stands on four cast feet. The finial is in the form of a flower.
More flowers decorate the round body and also the spout.
There are two reserves amongst the decoration – one engraved with initials , the other with a bear.


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Карл Мелоун (англ. Karl Malone; народився 24 липня 1963, Саммерфілд, штат Луїзіана) — американський баскетболіст.

Був задрафтований у 1985 році, в першому раунді під 13-м номером. Гравець клубів НБА «Юта Джаз» (1985–2003) і «Лос-Анджелес Лейкерс» (2003–2004). 2-разовий фіналіст сезону НБА (1997, 1998), 2-разовий MVP сезону (1997, 1999), 2-разовий MVP Матчу Всіх Зірок (1989, 1993), 13-кратний учасник матчу Всіх зірок (1988–1998, 2000–2001). Він входить до числа 50 найкращих гравців за всю історію Асоціації. Член Зали Слави НБА (1999). Всього за 19-тирічну кар'єру гравця НБА (1985–2004) зіграв у 1476 іграх, проводячи на майданчику в середньому за гру 37,2 хвилини, набираючи 25 очок, роблячи 10,1 підбирання, 3,6 передачі і 1,41 перехоплення. Всього набрав 36,928 очок.

У складі збірної США — Олімпійський чемпіон 1992 року, Олімпійський чемпіон 1996 року.

Також (одному з небагатьох) йому належить персональне прізвисько — Листоноша. Карл Мелоун — один з найкращих виконавців штрафних. Перед кожним кидком він шепоче кілька слів — які саме, він дав обіцянку розкрити після закінчення кар'єри гравця.

12 липня 1998 Карл Мелоун дебютував у реслінгу. Під іменами Karl Malone і The Mailman. Великий шанувальник риболовлі. Також має ранчо в Арканзасі.

Статистика виступів в НБА

Регулярний сезон

|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|81 ||76 ||30.6 ||.496 ||.000 ||.481 ||8.9 ||2.9 ||1.3 ||0.5 ||14.9
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||34.8 ||.512 ||.000 ||.598 ||10.4 ||1.9 ||1.3 ||0.7 ||21.7
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||39.0 ||.520 ||.000 ||.700 ||12.0 ||2.4 ||1.4 ||0.6 ||27.7
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||39.0 ||.519 ||.313 ||.766 ||10.7 ||2.7 ||1.8 ||0.9 ||29.1
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||38.1 ||.562 ||.372 ||.762 ||11.1 ||2.8 ||1.5 ||0.6 ||31.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||40.3 ||.527 ||.286 ||.770 ||11.8 ||3.3 ||1.1 ||1.0 ||29.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|81 ||81 ||37.7 ||.526 ||.176 ||.778 ||11.2 ||3.0 ||1.3 ||0.6 ||28.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||37.8 ||.552 ||.200 ||.740 ||11.2 ||3.8 ||1.5 ||1.0 ||27.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||40.6 ||.497 ||.250 ||.694 ||11.5 ||4.0 ||1.5 ||1.5 ||25.2
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82||82 ||38.1 ||.536 ||.268 ||.742 ||10.6 ||3.5 ||1.6 ||1.0 ||26.7
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||38.0 ||.519 ||.400 ||.723 ||9.8 ||4.2 ||1.7 ||0.7 ||25.7
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||36.6 ||.550 ||.000 ||.755 ||9.9 ||4.5 ||1.4 ||0.6 ||27.4
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|81 ||81 ||37.4 ||.530 ||.333 ||.761 ||10.3 ||3.9 ||1.2 ||0.9 ||27.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|49 ||49 ||37.4 ||.493 ||.000 ||.788 ||9.4 ||4.1 ||1.3 ||0.6 ||23.8
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|82 ||82 ||35.9 ||.509 ||.250 ||.797 ||9.5 ||3.7 ||1.0 ||0.9 ||25.5
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|81 ||81 ||35.7 ||.498 ||.400 ||.793 ||8.3 ||4.5 ||1.1 ||0.8 ||23.2
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|80 ||80 ||38.0 ||.454 ||.360 ||.797 ||8.6 ||4.3 ||1.9 ||0.7 ||22.4
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|81 ||81 ||36.2 ||.462 ||.214 ||.763 ||7.8 ||4.7 ||1.7 ||0.4 ||20.6
|-
|style="text-align:left;"|
|style="text-align:left;"|«Лос-Анджелес Лейкерс»
|42 ||42 ||32.7 ||.483 ||.000 ||.747 ||8.7 ||3.9 ||1.2 ||0.5 ||13.2
|- class="sortbottom"
|style="text-align:center;" colspan=2| Усього за кар'єру
|1476 ||1471 ||37.2 ||.516 ||.274 ||.742 ||10.1 ||3.6 ||1.4 ||0.8 ||25.0
|- class="sortbottom"
|style="text-align:center;" colspan=2| В іграх усіх зірок
|12 ||8 ||20.3 ||.542 ||– ||.725 ||6.2 ||1.6 ||1.0 ||0.4 ||12.1

Плей-оф

|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|4 ||4 ||36.0 ||.528 ||.000 ||.423 ||7.5 ||1.0 ||2.0 ||.0 ||21.8
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|5 ||5 ||40.0 ||.420 ||.000 ||.722 ||9.6 ||1.2 ||2.2 ||.8 ||20.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|11 ||11 ||44.9 ||.482 ||.000 ||.723 ||11.8 ||1.5 ||1.2 ||.6 ||29.7
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|3 ||3 ||45.3 ||.500 ||.000 ||.813 ||16.3 ||1.3 ||1.0 ||.3 ||30.7
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|5 ||5 ||40.6 ||.438 ||.000 ||.756 ||10.2 ||2.2 ||2.2 ||1.0 ||25.2
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|9 ||9 ||42.6 ||.455 ||.000 ||.846 ||13.3 ||3.2 ||1.0 ||1.2 ||29.7
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|16 ||16 ||43.0 ||.521 ||.000 ||.805 ||11.3 ||2.6 ||1.4 ||1.2 ||29.1
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|5 ||5 ||43.2 ||.454 ||.500 ||.816 ||10.4 ||2.0 ||1.2 ||.4 ||24.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|16 ||16 ||43.9 ||.467 ||.000 ||.738 ||12.4 ||3.4 ||1.4 ||.8 ||27.1
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|5 ||5 ||43.2 ||.466 ||.333 ||.692 ||13.2 ||3.8 ||1.4 ||.4 ||30.2
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|18 ||18 ||40.3 ||.469 ||.000 ||.574 ||10.3 ||4.4 ||1.9 ||.6 ||26.5
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|20 ||20 ||40.8 ||.435 ||.500 ||.720 ||11.4 ||2.9 ||1.4 ||.8 ||26.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|20 ||20 ||39.8 ||.471 ||.000 ||.788 ||10.9 ||3.4 ||1.1 ||1.0 ||26.3
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|11 ||11 ||41.0 ||.417 ||.000 ||.791 ||11.3 ||4.7 ||1.2 ||.7 ||21.8
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|10 ||10 ||38.6 ||.520 ||1.000 ||.810 ||8.9 ||3.1 ||.7 ||.7 ||27.2
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|5 ||5 ||39.8 ||.405 ||.500 ||.796 ||8.8 ||3.4 ||1.0 ||.8 ||27.6
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|4 ||4 ||40.8 ||.411 ||.000 ||.714 ||7.5 ||4.5 ||.8 ||.8 ||20.0
|-
|style="text-align:left;"|
|style="text-align:left;"|«Юта Джаз»
|5 ||5 ||38.2 ||.405 ||.000 ||.732 ||6.8 ||4.0 ||1.6 ||.4 ||19.6
|-
|style="text-align:left;"|
|style="text-align:left;"|«Лос-Анджелес Лейкерс»
|21 ||21 ||38.0 ||.450 ||.000 ||.630 ||8.8 ||3.4 ||1.1 ||.1 ||11.5
|- class="sortbottom"
|style="text-align:center;" colspan=2| Усього за кар'єру
|193 ||193 ||38.0 ||.463 ||.162 ||.736 ||10.7 ||3.2 ||1.3 ||.7 ||24.7

Джерела
 Карл Мелоун на Iceek Sport

Олімпійські чемпіони США
Афроамериканські баскетболісти
Баскетбольні тренери США
Важкі форварди
Гравці збірної США з баскетболу
Народились 24 липня
Народились 1963
Олімпійські чемпіони з баскетболу
Баскетболісти на літніх Олімпійських іграх 1992
Чемпіони літніх Олімпійських ігор 1992
Баскетболісти на літніх Олімпійських іграх 1996
Чемпіони літніх Олімпійських ігор 1996
Баскетболісти «Юта Джаз»
Баскетболісти «Лос-Анджелес Лейкерс»
Уродженці Луїзіани
Спортсмени з Каліфорнії
Спортсмени з Луїзіани

redpajama_set_name: RedPajamaWikipedia


The Asisat Oshoala Youth Foundation has donated educational and sports materials to pupils of 50 primary schools in Lagos.
The materials include exercise books, bags, pencils, footballs, jersies, boots, etc.
This is the fourth year in a row that the foundation has donated materials to pupils of Lagos State schools.


text:
Sunrise and sunset times in Keilli
Check out today's and tomorrow's sunrise and sunset times in Keilli, South Australia, Australia, as well as the whole calendar for February 2023.
February 2, 2023. Current time: 11:33 am (Australia/Adelaide timezone)
Day length: 13 hours, 44 minutes
8 hours, 49 minutes left for today's sunset in Keilli
Tomorrow will be 1 minute shorter than today in Keilli
Keilli,
Latitude: -33.616669
Longitude: 138.133331
Time zone: Australia/Adelaide
February 2023 - Keilli, South Australia - Sunrise and sunset calendar
Sunrise and sunset times, civil twilight start and end times as well as solar noon, and day length for every day of February in Keilli.
In Keilli, South Australia, the first day of February is 13 hours, 46 minutes long. The last day of the month is 12 hours, 54 minutes, so the length of the days gets 52 minutes shorter in February 2023.
6:12:07 am 6:37:44 am 8:24:07 pm 8:49:45 pm 13:46:23 1:30:56 pm 5:39 am 9:22 pm 5:05 am 9:56 pm
Year distribution of sunrise and sunset times in Keilli, South Australia - 2023
The following graph shows sunrise and sunset times in Keilli for every day of the year. There are two jumps in the graph that represent the hour change for Daylight Saving Time (DST) in Keilli, South Australia.
Jandowae East
Warabrook
Leedawooloo Community
Muston
Wanina
Lidsdale
Gooseberry Hill
Tapitallee


27-9-2014 - Buell XB12 08 cam timing check. Buell Xb9SX, service and health check. Buell 1125R side stand spring failure.
Xb12 08 cam timing check, exhaust and headers already removed, clean the covers and oil line fittings from loose dirt.
Xb12 08 cam timing check, gently peel out the oil line clips, there is a special tool on the market for this, but with a little care you can peel theme off , don't over bend theme.
Xb12 08 cam timing check, oil line holder loose so the line can be pulled out off the way.
Xb12 08 cam timing check, outer oil pump civer off.
Xb12 08 cam timing check, you can need a little tap to break the gasket loose.
Xb12 08 cam timing check, pulling out the side place ( already removed on this picture ) and pull out the oil pomp rotors.
Xb12 08 cam timing check, no change off mis matching these, big difference between pump and scavenging side.
Xb12 08 cam timing check, engine down.
Xb12 08 cam timing check, and remove the rocker cover.
Xb12 08 cam timing check, remove the rear cover to, to better see the valve action , as the 08 up models don't have a easy way to tell TDC.
Xb12 08 cam timing check, bike in 5 gear, rear wheel off the ground , rotate the engine rear cylinder tdc ( no valve spring tension on the cams ) and remove the front rocker box.
Xb12 08 cam timing check, with the tension off the cams the cover can be slide off, if you see the cams coming out, press theme back in with you fingers.
Buell Xb9SX, service and health check.
Buell Xb9SX, oil drain while warm, looks like a long time ago.
Buell Xb9SX, belt check .. ok.
Buell Xb9SX, little dirty behind the rear cylinder, base gasket is sweating.
Buell Xb9SX, the 2004-2005 models have this belt guard... and these screws can become a pain to remove after time.
Buell Xb9SX, as the 1/8 hex is very quickly rounded, needed to hammer in a torx bit to get it out.
Buell Xb9SX, little bugger, these screw corrode easy.. and will get stuck, will mount some new ones.
Buell Xb9SX, customer felt some vibration in the rear wheel.. the rear wheel bearings are good, but the idler pulley bearings are shot.
Buell Xb9SX, wiggle the holding spring out the groove on the side off the pulley.
Buell Xb9SX, big socket ore pipe and little socket and a vise is all you need to press theme out.
Buell Xb9SX, press the bearings back in and wiggle the spring in the groove.
Buell Xb9SX, little never seas on the spacers , thick one is the side off the spring.
Buell Xb9SX, smal spacer on the other side.
Buell Xb9SX, i detected leaking intake seals, so left side scoop off.
Buell Xb9SX, while checking the primairy chain tension, i noticed the shifter rod was loose.
Buell Xb9SX, a little drop off loctite to fix the screw.
Buell Xb9SX, side stand pivot bolt old style.. check for tightness.
Buell Xb9SX, needed to rotate the engine for the intake seals, but clutch cable adjuster seized, i will work my way around it.
Buell Xb9SX, dirty mess in the airbox.
Buell Xb9SX, clutch lever off to loosen the clutch cable for rotation.
Buell Xb9SX, and engine down.
Buell Xb9SX, intake manifold off.
Buell Xb9SX, not really bad, but noticeable.
Buell Xb9SX, engine back up , never seas on the bolt.
Buell Xb9SX, check for missing bolts.
Buell Xb9SX, airfilter cleaned and back on.
Buell Xb9SX, hooking up the throttle cables again, noticed some corrosion on the starter button screw.
Buell Xb9SX, cleaned and protected.
Buell Xb9SX, right foot peg bracket, use some loctite.
Buell Xb9SX, clutch cable back on.
Buell Xb9SX, front wheel bearing check, good to go.
Buell Xb9SX, brake fluid change, little sign it has been a long time ago, brake fluid has been sweated trough the compensation rubber.
Buell Xb9SX, yep looong time ago.
Buell Xb9SX, should like this.
Buell Xb9SX, brake lever felt a little crunchie.
Buell Xb9SX, clean the contact points and a little grease, will feel like new again.
Buell Xb9SX, don't forget the rear brake fluid , adjusted the settings, and bike runs perfect again.. i think the customer will like it.
1125R side stand spring failure, new plate on and spring ends the right way, a spring puller helps allot here.
1125R little mishaps... foot peg broke only the rubber holding it on.


The SIMPOD Pre-engineered Package Wastewater Treatment Plant (the SIMPOD) is a new and unique solution to wastewater treatment. GR8 Water Inc. has taken the solution to water/wastewater treatment to a new level of simplicity, cost-effectiveness, and performance. The SIMPOD uses only physical-chemical processes to remove and separate organic solids and produce a high-quality water to specifications set by each customer. The systems are pre-engineered into containerized packages that are delivered worldwide for quick and easy plug and play installation.
Standard packages are generally contained within 20 or 40 x 8 containers. Sizes and floor plan layouts are designed on a modular basis to suit the need. Modules can be combined with appropriate knockouts to allow interconnections. They create attractive utility buildings. Where space is available SIMPOD components can be incorporated into existing facilities.
The SIMPOD provides unique advantages for end user customers.
Pre-engineered plants bring production line efficiencies and quality control into the fabrication of wastewater plants.
The pre-engineered plants reduce the significant overhead cost associated with customized engineering services on conventional plants.
The time from start to finish is significantly shortened against conventional design processes allowing expedited delivery of solutions.
The containerized solutions provide easy scalability and modularity for wastewater plants so that they can be sized appropriately for different application.
The physical chemical processes that the plant relies on are easier to maintain and less sensitive to upsets than biologically based treatments.
Footprints are smaller and recovery from upset is measured in hours instead of weeks providing a more reliable service.
With standardized treatment components the SIMPOD plant can easily be adapted for a variety of industrial effluents or different quality discharge limits for BOD5 and TSS. In addition, plants can be supported by a variety of electrical power inputs including solar power.
The SIMPOD is ideal for wastewater treatment in distributed municipal systems, apartments, housing developments, hospitals, resorts, or industrial plants where infrastructure is unavailable or has limited capacity.
The customized packages are all pre-wired with all necessary internal plumbing for the receiving country. Electrical devices are CE, CSA or UL approved and electrical disconnect panels are already installed. Just connect the power 600/220v, 3, 50/60 hz as specified. Plumbing connections for incoming wastewater, drains and clean water are made with quick connects.
A four container, fully featured SIMPOD municipal wastewater plant processing 47 m3/day (210 gpm) costs about $1,100,000 USD. This is less than half the cost of a similar conventional solutions. Packages are roughly $250,000 USD/ container for wastewater systems.


text:
package control

import (
	"errors"
	"math"
	"sync/atomic"

	"github.com/influxdata/flux/memory"
)

type memoryManager struct {
	// initialBytesQuotaPerQuery is the initial amount of memory
	// allocated for each query. It does not count against the
	// memory pool.
	initialBytesQuotaPerQuery int64

	// memoryBytesQuotaPerQuery is the maximum amount of memory
	// that may be allocated to each query.
	memoryBytesQuotaPerQuery int64

	// unusedMemoryBytes is the amount of memory that may be used
	// when a query requests more memory. This value is only used
	// when unlimited is set to false.
	unusedMemoryBytes int64

	// unlimited indicates that the memory manager should indicate
	// there is an unlimited amount of free memory available.
	unlimited bool
}

func (m *memoryManager) getUnusedMemoryBytes() int64 {
	return atomic.LoadInt64(&m.unusedMemoryBytes)
}

func (m *memoryManager) trySetUnusedMemoryBytes(old, new int64) bool {
	return atomic.CompareAndSwapInt64(&m.unusedMemoryBytes, old, new)
}

func (m *memoryManager) addUnusedMemoryBytes(amount int64) int64 {
	return atomic.AddInt64(&m.unusedMemoryBytes, amount)
}

// createAllocator will construct an allocator and memory manager
// for the given query.
func (c *Controller) createAllocator(q *Query) {
	q.memoryManager = &queryMemoryManager{
		m:     c.memory,
		limit: c.memory.initialBytesQuotaPerQuery,
	}
	q.alloc = &memory.Allocator{
		// Use an anonymous function to ensure the value is copied.
		Limit:   func(v int64) *int64 { return &v }(q.memoryManager.limit),
		Manager: q.memoryManager,
	}
}

// queryMemoryManager is a memory manager for a specific query.
type queryMemoryManager struct {
	m     *memoryManager
	limit int64
	given int64
}

// RequestMemory will determine if the query can be given more memory
// when it is requested.
//
// Note: This function accesses the memoryManager whose attributes
// may be modified concurrently. Atomic operations are used to keep
// it lockless. The data associated with this specific query are only
// invoked from within a lock so they are safe to modify.
// Second Note: The errors here are discarded anyway so don't worry
// too much about the specific message or structure.
func (q *queryMemoryManager) RequestMemory(want int64) (got int64, err error) {
	// It can be determined statically if we are going to violate
	// the memoryBytesQuotaPerQuery.
	if q.limit+want > q.m.memoryBytesQuotaPerQuery {
		return 0, errors.New("query hit hard limit")
	}

	for {
		unused := int64(math.MaxInt64)
		if !q.m.unlimited {
			unused = q.m.getUnusedMemoryBytes()
			if unused < want {
				// We do not have the capacity for this query to
				// be given more memory.
				return 0, errors.New("not enough capacity")
			}
		}

		// The memory allocator will only request the bare amount of
		// memory it needs, but it will probably ask for more memory
		// so, if possible, give it more so it isn't repeatedly calling
		// this method.
		given := q.giveMemory(want, unused)

		// Reserve this memory for our own use.
		if !q.m.unlimited {
			if !q.m.trySetUnusedMemoryBytes(unused, unused-given) {
				// The unused value has changed so someone may have taken
				// the memory that we wanted. Retry.
				continue
			}
		}

		// Successfully reserved the memory so update our own internal
		// counter for the limit.
		q.limit += given
		q.given += given
		return given, nil
	}
}

// giveMemory will determine an appropriate amount of memory to give
// a query based on what it wants and how much it has allocated in
// the past. It will always return a number greater than or equal
// to want.
func (q *queryMemoryManager) giveMemory(want, unused int64) int64 {
	// If we can safely double the limit, then just do that.
	if q.limit > want && q.limit < unused {
		if q.limit*2 <= q.m.memoryBytesQuotaPerQuery {
			return q.limit
		}
		// Doubling the limit sends us over the quota.
		// Determine what would be our maximum amount.
		max := q.m.memoryBytesQuotaPerQuery - q.limit
		if max > want {
			return max
		}
	}

	// If we can't double because there isn't enough space
	// in unused, maybe we can just use everything.
	if unused > want && unused < q.limit {
		return unused
	}

	// Otherwise we have already determined we can give the
	// wanted number of bytes so just give that.
	return want
}

func (q *queryMemoryManager) FreeMemory(bytes int64) {
	// Not implemented. There is no problem with invoking
	// this method, but the controller won't recognize that
	// the memory has been declared as returned.
}

// Release will release all of the allocated memory to the
// memory manager.
func (q *queryMemoryManager) Release() {
	if !q.m.unlimited {
		q.m.addUnusedMemoryBytes(q.given)
	}
	q.limit = q.m.initialBytesQuotaPerQuery
	q.given = 0
}

redpajama_set_name: RedPajamaGithub


text:
Q: Updating multiple input fields onchange in react I really hope that you guys can help me with this.
Basically, I am creating an invoice form where users can add multiple items. I have 4 fields for those items: ItemName, ItemPrice (unit price), ItemQuantity and ItemCost (total cost of that item depending on quantity).
The only issue I currently have is that everytime i add a new item, the ItemCost of the previous one shows up. I reckon this comes from my onchange event however I am lost and don't know how to fix it.
Also, note that whereas the first three items are inputs, the last one which is ItemCost is actually a p tag considering that it holds the value of the total cost which should not be editable since it is automatically calculated based on item unit price and quantity.
this is my code:
const [ItemName, setItemName] = useState("")
const [ItemPrice, setItemPrice] = useState("")
const [ItemQuantity, setItemQuantity] = useState("")
const [ItemCost, setItemCost] = useState("")
/* END OF DECLARING FORM FIELDS VALUES */

/* HANDLING DYNAMIC ITEMS FIELD */
const [inputFields, setInputFields] = useState([
    { item_name: '', item_price: '', item_quantity: '', item_cost: '', },
]);

const handleSubmit = (e) => {
    e.preventDefault();
    console.log("InputFields", inputFields);
};

const handleAdd = () => {
    setInputFields([...inputFields, { item_name: '', item_price: '', item_quantity: '', item_cost: '', }])
}

const handleRemove = (index) => {
    const values = [...inputFields];
    values.splice(index, 1);
    setInputFields(values);
}

MY INPUT FIELDS
                    {inputFields.map((inputField, index) => (

                                <input
                                    name="item_name"
                                    value={inputField.ItemName}
                                    onChange={(e) => setItemName(e.target.value)}
                                    type="text"
                                    placeholder="Item Name"
                                />

                                <input
                                    name="item_price"
                                    value={inputField.ItemPrice}
                                    onChange={(e) => setItemPrice(e.target.value)}
                                    type="number"
                                    placeholder="Item Price"
                                />

                                <input
                                    name="item_quantity"
                                    value={inputField.ItemQuantity}
                                    onChange={(e) => setItemQuantity(e.target.value)}
                                    type="number" id=""
                                    placeholder="Quantity"
                                />

 setItemCost(e.target.value)}>
                                    {ItemCost}

                                <button disabled={inputFields.length === 1} onClick={() => handleRemove(index)} className='remove_btn' >Remove</button>
                                <button onClick={() => handleAdd()}>Add an item</button>

                    ))}

the item fields
the code

A: I think you write a wrong code, when update any field of an item, you need update right object in item array, use index is easiest way

import { useState } from "react";

export default function ItemList() {
  const [inputFields, setInputFields] = useState([
    {
      item_name: '',
      item_price: '',
      item_quantity: '',
      item_cost: '',
    },
  ]);

const handleSubmit = (e) => {
    e.preventDefault();
    console.log("InputFields", inputFields);
};

const handleAdd = () => {
    const newInputFields = [...inputFields];
    newInputFields.push({
      item_name: '',
      item_price: '',
      item_quantity: '',
      item_cost: '',
    });
    setInputFields(newInputFields);
}

const handleRemove = (index) => {
    const newInputFields = [...inputFields];
    newInputFields.splice(index, 1);
    setInputFields(newInputFields);
}

const onItemNameChange = (value, index) => {
  const newInputFields = [...inputFields];
  newInputFields[index].item_name = value;
  setInputFields(newInputFields);
}
const onItemPriceChange = (value, index) => {
  const newInputFields = [...inputFields];
  newInputFields[index].item_price = value;
  newInputFields[index].item_cost =
    (parseInt(newInputFields[index].item_price, 10) || 0) *
    (parseInt(newInputFields[index].item_quantity, 10) || 0);
  setInputFields(newInputFields);
}
const onItemQuantityChange = (value, index) => {
  const newInputFields = [...inputFields];
  newInputFields[index].item_quantity = value;
  newInputFields[index].item_cost =
    parseInt(newInputFields[index].item_price, 10) *
    parseInt(newInputFields[index].item_quantity, 10);
  setInputFields(newInputFields);
}

  return (
  <>
    {inputFields.map((inputField, index) => (

              <input
                  name="item_name"
                  value={inputField.ItemName}
                  onChange={(e) => onItemNameChange(e.target.value, index)}
                  type="text"
                  placeholder="Item Name"
              />

              <input
                  name="item_price"
                  value={inputField.ItemPrice}
                  onChange={(e) => onItemPriceChange(e.target.value, index)}
                  type="number"
                  placeholder="Item Price"
              />

              <input
                  name="item_quantity"
                  value={inputField.ItemQuantity}
                  onChange={(e) => onItemQuantityChange(e.target.value, index)}
                  type="number" id=""
                  placeholder="Quantity"
              />

                  total: {inputField.item_cost || 0}

              <button
                  disabled={inputFields.length === 1}
                  onClick={() => handleRemove(index)}
                  className='remove_btn'
              >
                Remove
              </button>
              <button onClick={() => handleAdd()}>
                Add an item
              </button>

    ))}
  </>
  )
}

A: Try-out this solution.
I will give video tutorial for this problem within one week on youtube.
you can watch it from "Debit Code" youtube channel.
https://www.youtube.com/channel/UC-3yWzJVkRD8Jr5gzpupmog?sub_confirmation=1
So, Subscribe the channel, like/comment to the videos, & learn so many things.
import { useState } from "react";

function Form() {

    // State
    const [inputFields, setInputFields] = useState([{
        item_name: '',
        item_price: 0,
        item_quantity: 0,
        item_cost: 0,
    }]);

    const setItemName = (value, index) => {
        // const tempList = [...inputFields]
        inputFields[index].item_name = value;
        setInputFields([...inputFields])
    }
    const setItemPrice = (value, index) => {
        // const tempList = [...inputFields]
        inputFields[index].item_price = value;
        setCost(index, value, inputFields[index].item_quantity)
        setInputFields([...inputFields])
    }
    const setItemQuantity = (value, index) => {
        // const tempList = [...inputFields]
        inputFields[index].item_quantity = value;
        setCost(index, inputFields[index].item_price, value)
        setInputFields([...inputFields])
    }

    const setCost = (index, price, quantity) => {
        inputFields[index].item_cost = price * quantity;
        setInputFields([...inputFields])
    }

    const handleRemove = (e, index) => {
        inputFields.splice(index, 1);
        setInputFields([...inputFields]);
    }

    const handleAdd = (e) => {
        var list = [...inputFields];
        list.push({
            item_name: '',
            item_price: '',
            item_quantity: '',
            item_cost: '',
        })
        setInputFields(list)
    }

    return (
        <>
            {inputFields.map((field, index) => (

                        <input
                            name="item_name"
                            value={field.item_name}
                            onChange={(e) => setItemName(e.target.value, index)}
                            type="text"
                            placeholder="Item Name"
                        />

                        <input
                            name="item_price"
                            value={field.item_price}
                            onChange={(e) => setItemPrice(e.target.value, index)}
                            type="number"
                            placeholder="Item Price"
                        />

                        <input
                            name="item_quantity"
                            value={field.item_quantity}
                            onChange={(e) => setItemQuantity(e.target.value, index)}
                            type="number" id=""
                            placeholder="Quantity"
                        />

                            {field.item_cost}

                        <button disabled={inputFields.length === 1} onClick={(e) => handleRemove(e, index)} className='remove_btn' >Remove</button>
                        <button onClick={() => handleAdd()}>Add an item</button>

            ))}
        </>
    );
}

export default Form;

redpajama_set_name: RedPajamaStackExchange


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For bready caramel notes in fragrances.
Used in berry, bread, caramel and rum flavors.
JECFA: Register name to be changed to (2E)-Methylcrotonic acid.
Use: For bready caramel notes in fragrances.
Food and Chemical Toxicology. Vol. 20, Pg. 837, 1982.


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text:
Saeed Niazi
Abid Sher says will report PTI leaders owning assets in UK to it's authorities
LONDON: Former federal minister and PML-N leader Abid Sher Ali has said that he will approach the National Crime Agency (NCA) with property details of tens of millions of Pounds owned by four key leaders of Pakistan Tehreek-e-Insaaf (PTI).
Addressing a press conference, Abid Sher Ali announced he will be writing to the NCA to alert the crime investigation agency about the properties of Faisal Vawda, Federal Minister for Water Resources, Aleem Khan, Jahangir Tareen and PM Imran Khan's sister Aleema Khan.
Abid Sher Ali said that Faisal Vawda owns properties worth more than £30 million but he has not explained how he sent this money to the United Kingdom from Pakistan. He said that Faisal Vawda's properties are located around Hyde Park and Park Lane and he has not provided answers as to how he sent money abroad from Pakistan.
I requested the National Accountability Bureau (NAB) a year ago to investigate him and other PTI leaders but NAB and PTI are in alliance and no action has been taken against Vawda and nobody has asked him anything about his properties made with ill-gotten wealth. "Why has Vawda not showed receipts of the money which was sent from Pakistan to the UK? Where is the money trail and how did this money land in London? NAB is not asking him anything because NAB is controlled by PTI but I will make sure that I will chase him till the people of Pakistan know the truth," he told the press conference.
The PML-N leader said he has spoken to his lawyers and will be approaching the NCA with property details of Jahangir Tareen, Aleem Khan and Aleema Khan.
He claimed that Jahangir Tareen was disqualified by the Supreme Court for being dishonest but he has not been held accountable till date because the accountability is one-sided. "Why Tareen has not been asked by NAB how he made half a dozen properties in the UK? Did he explain how sent millions of Pounds to the UK and did the NAB ask him and why?
The answer is no because NAB is witch-hunting only opponents of PTI. Tareen owns a mansion and five other properties but he has not declared any of these in Pakistan," said Abid Sher Ali.
He said Aleem Khan roams around free and NAB released him under pressure. "He owns properties worth more than £40 million but where is NAB? Why is NAB not asking him for receipts and sources of income? I will ask the NCA to look into Aleem Khan's business deals. These are proceeds of money laundering and should be looked into," he said.
Abid Sher Ali claimed that Aleema Khan owns more than a dozen properties outside of Pakistan, four of which are located in London. He claimed that NAB was not taking action against her because she was Prime Minister's sister and NAB was under the influence of PM House.


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