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Disability Cooperative
Tennessee ADA Network
Southeast ADA Center
Nashville ADA Legacy Bus Tour Event
WADA: ADA Live!
ADA History
ADA National Resources
ADA National Network
Family Voices of Tennessee
Tennessee Parent to Parent
Parent Matching
PEARS Program
Newborn Hearing Links
Monster Pizza Recipe
Quick and Easy Kid-Friendly Breakfasts
Sibshops
Family Voices Links
TN Autism Plan
Brain Links
About Concussion/Brain Injury
Concussion and Injury Prevention
Toolkit for Healthcare Providers
Toolkit for School Nurses
Benefits to Work
Employment Resources and Links
Jobs 4 TN
Grant Timeline
Past Grant Awards
Long-Term Supports and Services
Find Your Local Candidates for the 2018 Primaries
Policy Platform
Accessible Elections for Tennessee Voters
Disability Day on the Hill 2020
In This Together Summit 2020
Tennessee Businesses for the Better
To the Families of Transitioning Youth:
Congratulations, your child/young adult has succeeded thus far on a pathway toward adulthood. However, now there are many new challenges they will face. Research has examined transition experiences of young adults with severe disabilities during their last year of high school, their parents, and professionals from schools and adult service agencies. Students were remarkably articulate about plans following graduation but had few opportunities to meaningfully fulfill them. Parents hoped their child's talents and abilities would allow them to achieve fulfilling adult lives, but faced uncertain outcomes and unfamiliar procedures. Professionals approached transition by matching needs to available programs; however, some of these programs fostered dependency and denied students a genuine opportunity to achieve full adult status. Although both parents and professionals worked for the betterment of young adults, the inability to recognize diverse perspectives seriously impeded the quality of the transition process.
Effective transition from school to the adult community and employment for youth with disabilities requires knowledge of an array of state and community agencies and organizations. This can be a daunting time for parents and young adults if one is unaware of the available resources and professionals to aid with the process. Many youth with disabilities want to work. Often the most significant barrier faced when considering career options including work is lack of accurate information and fear of the potential loss of health care coverage and social security disability benefits. It is essential to dispel the fears by promoting education about benefits income and resource eligibility rules under other programs such as Housing, Foodstamps and TennCare so to ease fear and convey the advantages of working. Educating families and youth about work incentive options and providing support both short and long term often eliminates the immobilizing fear.
The Tennessee Disability Coalition's (TDC) core purpose is to work for systems change and to advocate public policies that ensure every person with a disability has the freedom and opportunity to exercise individual decisions that affect their own lives, welfare and personal dignity. Policies that promote self-determination, independence, empowerment, and the inclusion of children and adults with disabilities in all aspects of society are endorsed. Benefits To Work (BTW), a program of the Tennessee Disability Coalition, is an integral part of a state-wide strategy at every level to educate and promote self-sufficiency. Benefits to Work is our "brand" for Work Incentives Planning and Assistance (WIPA) and other employment related activities. BTW is an essential part of the success of an alliance of professionals serving individuals with disabilities. This program has been in existence since the very inception of the Ticket to Work and Work Incentives Improvement Act of 1999.
Benefits To Work employs a staff of Community Work Incentives Coordinators (CWICs) who have vast experience in various areas directly relevant to their roles as CWICs. These individuals have been thoroughly trained to provide accurate, timely and understandable information about SSA work incentives and Ticket to Work. They provide long-term counseling about work incentives and the effect of work on other Federal, State and local benefit programs and employment supports in some incidences over lifetime spans. Staff understands the complexity of work incentives, disability support systems and poverty reduction programs. They are sought by other professionals in the Tennessee Disability Community as expert resources to prevent looming mishaps, e.g. loss of benefits, overpayments.
Often, younger individuals with disabilities are not encouraged to consider summer and part-time jobs, build employment resumes, plan for an economically secure future or develop self-concepts as employable individuals. We are excited to report that Tennessee is in the forefront of changing this landscape. We invite families and youth to explore the possibilities and we are here to assist. Our services are Free!
Transition School to Work and The Impact on Benefits
It Pays to Work
Students Who Receive SSI Did You Know
Emerging Practices in Transition in Tennessee
Tennessee Department of Human Services - Transition School to Work (TSW) Program
Tennessee Department of Education - Transition Support
Support and Training for Exceptional Parents (S.T.E.P.) Inc. - Transition
Tennessee Works
Tennessee Parent Coalition
Employment and Transition - TN.Gov.
The ARC of Tennessee - Conservatorship and Alternatives to Conservatorship
Disability.gov's Guide to Financial Help for Low-Income Individuals and Families
Do you have a question for us?
Tell us how we can help you
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Tennessee Disability Coalition
The Coalition is an alliance of organizations and individuals who have joined to promote the full and equal participation of men, women and children with disabilities in all aspects of life. We work together to advocate for public policy that ensures self-determination, independence, empowerment, and inclusion for people with disabilities in areas such as accessibility, education, healthcare, housing, and voting rights.
Copyright © 2018 Tennessee Disability Coalition. All Rights Reserved. Tennessee Disability Coalition
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Nashville: (615) 383-9442Toll-free: (888) 643-7811Email: coalition@tndisability.org


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Home / LeonTheGod / NewRelease / OrganicMusic / PlotTwist / Single / New Release: Leon The God - "Plot Twist"
New Release: Leon The God - "Plot Twist"
10:18 AM Breezy Says
New Orleans west emcee, Leon The God fresh from a 33 city tour run across the US, has released a new single Produced by ET entitled "Plot Twist". After a great stretch with the release of "Ask & You'll Receive EP" last October, Leon's back and ready to showcase his experiences and matured growth in this industry. The track takes you inside the mind of a hard working, self sufficient independent artist. Many people waste time wondering what the formula of success looks like : Plot twist, there isn't a single formula. The only way towards success is calculated work. The single can be found on Soundcloud, Bandcamp and all digital streaming sources.
Stream "Plot Twist" on Soundcloud & Spotify:
Soundcloud: https://soundcloud.com/leonthegod/leon-the-god-plot-twist-prod-by-et
Spotify: https://open.spotify.com/album/1KWODQ7Rd6TX7oTtAeQMbW?
About Leon The God
LEON THE GOD is from New Orleans' West Bank, often referred to as "The Westside". He began making music when his grandfather passed away of cancer. He struggled to communicate his emotions following this passing, so he began writing his thoughts. After a while this is when he started to become creative, and began making songs. LEON THE GOD says that he always stayed focused, and just worked, and that he never really reached for any validation from anybody. He says that this was because his initial reason to go into making music wasn't for the satisfactory of others, it was literally a way for him to free his mind. Since the start of his career, he's done shows with Yung Simmie, Ambre Perkins, Da Locksmith, A-Plus ( of the Hieroglyphics ) and more. LEON THE GOD has both built, and captivated audiences by excessive live performances around the country, which by the way is handled through an independent rap grind, and with no management.
Follow Leon The God:
Twitter: https://twitter.com/leontheg_
Instagram: https://www.instagram.com/leontheg_
Facebook: https://www.facebook.com/leonthegodmc
Youtube: https://www.youtube.com/channel/UC4-D3tZzml7btyEuo1IrHqw
New Release: Leon The God - "Plot Twist" Reviewed by Breezy Says on 10:18 AM Rating: 5
Tags LeonTheGod X NewRelease X OrganicMusic X PlotTwist X Single

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IAICDV FAQ
50th Annual Convention Recap
Convention Session Recordings
Doctorate of Ice Cream
Employee Recognition Award
Safety & Legislation
IAICDV Scholarships
Since 1990 the International Association of Ice Cream Distributors and Vendors has awarded more than $135,000 to deserving applicants who are determined to further their profession, and our industry, through advanced education. Thirty years later, the IAICDV remains committed to supporting the growth and advancement of its members through this important educational scholarship.
2020 IAICDV Doc Abernathy Scholarship Fund Application Information
Applicants must be an owner, employee or a dependent (natural or adopted) of an IAICDV member company in good standing.
Applicants must be or have been working in the ice cream industry during the award year.
Applicants must use the scholarship for their post-secondary education, including university, college or trade school.
A 500-word essay is required and must be uploaded to the online application form. Applicants can choose from the following essay topics:
Who is Your Role Model?
What Does the Ice Cream Industry Mean to You?
What Does Entrepreneurship Mean to You?
Click here to Apply for the 2020 IAICDV Doc Abernathy Scholarship Fund
The deadline to apply is August 1, 2020.
Download the 2020 Scholarship Flyer
Click here to view our past scholarship recipients.
IAICDV Scholarship Funds
The IAICDV awards scholarships on a rotating basis in the names of the following pioneers and icons of the association:
Manny Ginsberg Scholarship Fund
As a teenager, Manny Ginsberg began selling ice cream from a shoulder box on Revere Beach. In the summer of 1947, he built his first ice cream vending pick-up truck. Over the years, Manny proceeded to build a very large and diversified mobile street vending and wholesale distribution company, now known as New England Frozen Foods, Inc. based in Southborough, Massachusetts. Manny pioneered the concept of the inside sales ice cream truck as we know it today.
Through his vision, energy and determination, Manny was able to create opportunities for many people to be in business for themselves. Manny has been involved in numerous civic, charitable and industry-related causes pertaining to his belief in the American Dream. Manny was inducted into the IAICDV Hall of Fame for his accomplishments in 2009.
Al Reynolds Scholarship Fund
Al Reynolds was a founding member of the IAICDV. He had been an influential figure in the vending business for decades He began selling Ice cream in the Bronx in 1947, and spent forty-four years working for Good Humor before his retirement in 1991. There he served in various rolls including President of the Good Humor Corporation. He was president of the IAICDV from 1974 to 1976, and once again in 1982. He was a true industry pioneer and was responsible for the development of the first safety slide presentation. The slide presentation was the forerunner and building block of the safety video and current safety DVD used to promote safe practices around ice cream trucks.
Al will always be fondly remembered for many contributions, but one in particular was his ability to recall the name of every person at the IAICDV opening sessions.
Jim Roberts Scholarship Fund
Jim Roberts has been a member of IAICDV for nearly 20 years even though there is no monetary incentive for him to be associated in our trade organization. He joined us out of his sense of service in the early 1980's and his wisdom and judgment have been instrumental in effectively solving business and individual problems for many vendors across the United States. He has been a great advocate of our business outside of this Association and his expertise is greatly appreciated.
Jim Roberts is the IAICDV Legal Counsel and he also serves as an active member of the IAICDV Executive Committee. In addition, Jim was named an Honorary Director and was inducted into the IAICDV Hall of Fame for his accomplishments in 2011.
Earl & Cheryl Barish Scholarship Fund
Earl Barish has always had an innate love for the ice cream industry and the people involved in it. In 1989, Earl was on the cover of "Influence Magazine" as one of Canada's fifty most influential business people. In 1986, there was a chapter devoted to Earl as the "King of the Vendors" in Allan Gould's book, The New Entrepreneurs: Canadian Success Stories.
Both Earl and his wife Cheryl have worked hard together in the ice cream industry and in the IAICDV because of their belief in the entrepreneurial spirit, and their belief and confidence in the association, and its goals, purpose and mission. In 1994, marking the 25th anniversary of the IAICDV, they both felt it would be an opportune time to show their hope and faith in the future of the vending industry and in the association, by establishing a scholarship fund.
Doc Abernethy Memorial Scholarship Fund
In the ice cream industry, the name "Doc Abernethy" is synonymous with creativity and vision. During his thirty-six years in the business, Doc introduced a string of novelty innovations, from the Bomb Pop introduced in 1958, to the Teenage Mutant Ninja Turtle. By the 1980s, the country was ready for a good fruit and juice bar, so Doc created it - launching the Dole Frozen Dessert Business.
As a charter member of the IAICDV, Doc was a key figure in the Association's development, and a devoted supporter of the Association. In 1990, a scholarship was established in his name, supported by an initial grant from Doc's colleagues at Merritt Foods. In 1991, Doc was named an honorary director of the Association. His kindness, charisma and creativity will be greatly missed, but not forgotten.
IAICDV General Scholarship Fund
The IAICDV General Scholarship Fund is designed to help members of the IAICDV with business development. The scholarships are awarded to individuals who, by their hard work, perseverance and dedication to the entrepreneurial spirit, have made a significant contribution to their community, company, the ice cream vending industry, and their future success. The IAICDV General Scholarship Fund is supported by the Association, and through donations from IAICDV member companies.
View the Member Directory
Become an IAICDV Member
International Association of Ice Cream Distributors and Vendors
International Association of Ice Cream Distributors and Vendors (IAICDV)
3601 East Joppa Road
(410) 931-8100 | F: (410) 931-8111 | [email protected]
IAICDV Headquarters will be closed on Monday, January 20, 2020 for Martin Luther King Day and will re-open on Tuesday, January 21, 2020.
IAICDV Frequently Asked Questions
© Copyright 2020, International Association of Ice Cream Distributors and Vendors


Efficient project management is important!
Especially considering we're all volunteers, we need to make maximum use of our all-too-limited time. Here are the organizational documents used to focus our effort efficiently.
This page was last modified on 27 May 2006, at 15:39.
This page has been accessed 61,264 times.


SM (who is almost three now, which I can't believe) has to get his tonsils and adenoids removed and tubes put in. Every time I think about it I shudder, knowing what could possibly go wrong makes me go still with fear. I know what he will feel like as I had the same thing when I was three and if I could take all his pain away when it is done I would in a heartbeat.
Sometimes I wish I wasn't one of those people that needs to know everything about something and be happily obliviously to certain facts and be okay with him get surgery. Even though it is a surgery that lasts less than and hour and he will be home the same day (within hours) it is STILL surgery and has the same risks associated with it as inpatient surgery. There are so many what-ifs that I can't even begin letting myself imagine because they are all horrible, life shattering circumstances. I am not naive I know what can happen but I am trying to stay calm about it but I can't help thinking about it every time I see my little boy bopping his head as he walks, his cute little feet, and his adorable smile.
November 9th is the day - I will probably be curled in a corner praying until he comes out of recovery.


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HEATHER MARCUS
Connect With Potential
The COOL Podcast
ZIP It… ZIP It Good
January 9, 2017 H
I studied a few effective leaders: the University of Tennessee women's basketball coach, Pat Summitt; businessman and philanthropist, John Huntsman, Sr.; and Wendy Kopp, founder of Teach for America.
It became clear, very quickly, that they may have affected different fields, but they shared some important traits. They all had ZIP:
Let's break down what it means to have ZIP.
DON'T TELL… SHOW
If you passed a television set during basketball season any time from the 1980s until a few years ago, you probably saw Pat Summitt pacing the sidelines like a general, just as into the battle as her players.
It was hard to miss Coach Summitt's passion for the game. She was ALL IN, and her eagerness was contagious. She set the bar, and made everyone else feel brave enough to rise to he level.
I mean, her last name… Summit. Apex. Top.
Coach Summitt's influence wouldn't have reached beyond the game if she wasn't full of zeal, enthusiasm, zest. Her wisdom and example translate to personal performance, work, sports, etc.
Motivational Tidbits – Pat Summitt Quotes
NOTHING—AT LAST—IS SACRED, BUT THE INTEGRITY OF YOUR OWN MIND
Leaders know that honesty and integrity are the foundations of leadership. Leaders stand up for what they believe in.
Jon Huntsman, Sr. started a chemical company from scratch and grew it into a $12 billion enterprise. Huntsman says that integrity is the reason he has been so successful:
"There are no moral shortcuts in the game of business or life. There are, basically, three kinds of people, the unsuccessful, the temporarily successful, and those who become and remain successful. The difference is character."
There are many examples of temporary winners who won by cheating. For a number of years, Enron was cited as one of America's most innovative companies. The CEO of the company knew the most important people in the country, including President George Bush. However, Enron's success was built on lies, and the "winners" who headed the company are case studies in lack of integrity.
Leaders with integrity may not be the most famous or flashy of leaders, and they don't care. Integrity means doing the right thing because it is the right thing to do. And that's what makes success.
NEVER QUIT
Through the organization she founded, Wendy Kopp is having a profound influence on American public schools.
Teach for America, has directed the talents of high-achieving college graduates into underserved classrooms.
As with any educational enterprise, there have been setbacks and resistance, but what cannot be doubted is that the experience of serving in Teach for America informs and empowers young people who will carry their experiences into their futures. That effect alone ensures enduring influence.
The principles of success come in many forms, but what works can't stay hidden for long.
Don't Call Me A Lesbian Like You Know Me...
Workplace Inclusion Fliers
Filed under: all in, allin, effective leader, leadership, success tip, successful leader
← Quick! While Nobody Else Is Paying Attention, PAY ATTENTION!!
Success Structures →
The COOL Podcast Ep. 2 – Consciousness Revolution
Re-Negotiating Our Social Contract
America: The Land of Opportunity… Only If You Make Yourself Free to Pursue It
FIND IT:
HIT ME ON THE 'GRAM
heather.marcus
Today, I turn 35 years old & Behbeh is 35 days old
Here's a calming video of petting a sleeeeepy ma
"This what you meant when you said I'm a Scorp
GET ABSTRACT…
CHECK OUT SOME ART
Copyright © 2021 HEATHER MARCUS


This is fantastic!!! How much cost a pair of Jun camshaft (turbo spec) ?
Excellllllllllllent!!!!!!!!!!!!!!!!!! I m Loving it!
hi guys, according to GT Auto the cams retail for about USD 1,650.
$1650!!! Are you sure? This is too expensive for only camshafts, for this price Gude give a complete performance head pack .
unfortunately, thats true. at least, thats the price my friend from singapore paid.
i recently help my tuner to ship a pair over to him around 2 weeks ago.
guys, JUN will not be releasing these cams officially in the market so soon yet.
they will have to work out the marketings and distribution with GT Auto since this is a joint development effort.
hence, GT Auto is the only place you could get your cams as of this moment.
the list price that JUN is positioning is 135,000 yen so thats the price.
Hi bro, has been checking out on your site for quite sometime. Glad to see that Jun has come out with cam for 1nz-fe. Hope to see more from your site. At least can see it can come on par with Suzuki Swift Sport and Colt Turbo.
Btw, just wanna check from you how much lag will it be between top mount and front mount intercooler?
thanks for the support man, appreciate it.
yeah, apparently when GT Auto was doing my car JUN paid a visit to them.
contrary to popular beliefs, if you match your turbo size accordingly to your engine and with the appropriate intercooler size you shouldn't notice much of a difference.
when i was running my old stage 1 turbo, i was already building boost at 2,000 rpm and reached full boost at 3,000 rpm, yet im still running a front mount setup.
hi bro. so, u r gonna use this JUN camshaft on your vios turbo right? meaning that you wont be using your reground camshaft that u custom in oversea? i think this JUN camshaft will be better since the lift is higher.
yo bro, i will be using both the JUN camshafts and my regrinded cams as well as i have 2 cylinder heads.
the regrinded cams have a totally different profile compared to JUN.
and i am doing this for the benefit of everyone, as we will be able to compare and have more options.


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Ballon d'Or: Messi Sacred For The 6th Time, Rapinoe Succeeds Hegerberg
AFP / FRANCK FIFE
Sixth Golden Ball for Lionel Messi crowned December 2, 2019 at the Théâtre du Châtelet in Paris
A new historic coronation, synonymous with an all-time record: Argentina's Lionel Messi won the sixth Golden Ball of his rich career on Monday at a ceremony in Paris, where American Megan Rapinoe won the most prestigious individual distinction in women's football.
With this sixth title of best player on the planet (2009, 2010, 2011, 2012, 2015, 2019), Messi (32 years old) is now alone in the world in front of his eternal rival Cristiano Ronaldo (5 Ballons d'Or) and other legends like Johan Cruyff, Michel Platini, Marco Van Basten (3 Golden Balloons).
The Théâtre du Châtelet, host of the ceremony of the 2019 edition organized by the weekly France Football, finally played a classic score again sacring a great regular to succeed Luka Modric.
"You must never stop dreaming, never stop working," greeted "Leo", feeling "blessed". "I think I still have good years in front of me even if the retreat is coming in. I'm also happy to write the story, the story of my club that I love so much," FC Barcelona.
"The Pulga", already winner of the Fifa The Best this year, ahead of its main outsiders Virgil van Dijk (28 years, 2nd) and Sadio Mané (27 years, 4th), who have yet triumphed with Liverpool in the Champions League, habitual justice of the peace in odd years. And Ronaldo completes the podium (3rd).
If Messi stopped in the semifinals of C1 before winning the championship of Spain, he scored 36 goals last season, synonymous with 6th European Golden Shoe that rewards the top scorer in all championships.
Considered the best central defender in the world and one of the major builders of the historic "Reds" season, Van Dijk has finally failed to beat Messi like at the UEFA Cup of the Year award last August .
– Golden year for Rapinoe –
Lionel Messi on his arrival for the Ballon d'Or 2019 in Paris, December 2, 2019
Like the players of the team of France (Antoine Griezmann, Kylian Mbappé, Raphael Varane) after the title of world champion last year, the dispersion of the votes in favor of the other stars of Liverpool, Mané, Mohamed Salah (5th), or Alison Becker (7th), was fatal.
Senegal's Mané, also the league's top scorer in the league with Liverpool and vice-champion of Africa with his selection, was also acclaimed by many observers and former players to succeed George Weah, the only African player to win this price in 1995.
He finally finished off the podium, just behind the eternal Cristiano Ronaldo (Juventus Turin), after the vote of a global jury of nearly 180 journalists. Third African player in the Top 10, Algerian Riyad Mahrez finishes 10th. Never seen.
On the women's side, the American Rapinoe, star of the World Cup-2019 overflown by the "Team USA", concluded her golden year with a new prestigious trophy.
The 34-year-old finished top scorer in the World Cup in France. Also named best player of the tournament, the American star had won the prize Fifa The Best Milan in late September.
Rapinoe, whose stature has surpassed the ground to become an opposition icon to US President Donald Trump, succeeds Norway's Ada Hegerberg, who received the first Women's Golden Ball in history in 2018.
– Alisson, first best goalkeeper –
A figure in the struggle for LGBT rights and gender equality, Rapinoe could not be present in Paris to receive his trophy because of "personal obligations".
AFP / Archives / FRANCK FIFE
American Megan Rapinoe after her goal against France in the quarter-finals of the World Cup on June 28, 2019, at the Parc des Princes
"But I will do my best to be present next year," she said in a video message, a sign of her motivation to keep her trophy.
Two other distinctions were awarded this year as part of the Golden Ball, with the Raymond Kopa Trophy for the best player under 21, and the Lev Yachine Trophy, rewarding for the first time goaltenders.
The French Kylian Mbappé (20), winner of the first Kopa Prize last year, could not succeed himself for having exceeded the age limit of a few days.
Liverpool goalkeeper Alisson Becker, winner of the Yachine Trophy, speaks to the guests of the Ballon d'Or on December 2, 2019 in Paris
First French player in the 2019 Ballon d'Or ranking, ahead of Antoine Griezmann (18th), Hugo Lloris (23rd) and Karim Benzema (26th), Mbappé handed the trophy to his successor Matthijs de Ligt (20) , one of the pillars of the epic Ajax Amsterdam on the European scene last year.
On goalkeepers, the Yachine trophy fell into the gloves of Brazilian goalkeeper "Reds" Alisson Becker, to the detriment of Barcelona's German Marc-André ter Stegen. Not surprising at all levels.
Solskjaer issues Update On Rashford's Availability For Man Utd's Game At Liverpool
By Christopher 1 day ago 0
Liverpool, Man United Set To Thrill Fans On Super Sunday
By Christopher 3 days ago 0
Anthony Joshua Is No Longer Aggressive Boxer, Says Dillian Whyte
Iranian Commander Qasem Soleimani Among Those Killed In U.S. Airstrike
By Christopher January 3, 2020 0
OFFICIAL: Chelsea XI vs St Patrick's Revealed – Mount & Tomori Start
Sports July 13, 2019
Check Out How Golden Ratio Of Beauty Rated Bella Hadid As The Most Beautiful Woman In The World (Photos)
Gossip October 17, 2019
Skuki – Sexy Mama
Music October 5, 2019
Tekashi 6ix9ine Tries To Duck The Cops In "Surveillance Footage" From November


HONG KONG (Reuters) - Hong Kong on Tuesday said it has launched a regulatory regime known as a "sandbox" for financial technology innovation in the banking sector, amid fears the city is losing ground to China, Australia and Singapore in the fintech race.
The initiative, effective as of Sept. 6, would help maintain Hong Kong's competitiveness as a financial hub by supporting the development of fintech in the banking sector, Hong Kong Monetary Authority (HKMA) Chief Executive Norman Chan told a conference.
"The sandbox allows banks to conduct tastings and trials of newly developed technology on a pilot basis. Within the sandbox, banks can try out their new fintech products without the need to achieve full compliance with the HKMA's usual supervisory requirements," Hong Kong's top banking regulator said.
Chan said the financial center "must remain diligent all the time if we wish to continue to maintain our competitive edge," although he did not believe Hong Kong was lagging rival fintech hubs.
The sandbox will only apply to banks looking to use fintech, such as distributed ledger technology or robo-advisory, as opposed to start-up fintech firms, the HKMA said.
In a circular distributed on Tuesday, the HKMA told banks in the city they can launch fintech pilots for banking services involving a "limited number of participating customers" provided the bank properly tests the technology, and sufficient risk management, customer protections and monitoring are in place.
Banks wishing to use the sandbox will need to directly apply to the HKMA for permission.
Countries globally, including in Singapore, Australia and Britain, have established more far-reaching regulatory incubators to allow fintech firms to experiment with new business models and products without falling foul of financial rules.
Although the approaches have differed in each country, they generally afford fintech firms temporary waivers or exemptions from rules such as capital requirements or management experience.
Despite a government push to promote Hong Kong as a fintech center, critics say the semi-autonomous Chinese territory has been slow to accommodate fintech firms, whose capital-light, online-focused business models struggle to satisfy traditional licensing requirements.
In July, Reuters reported that Hong Kong had fallen behind Singapore, which has deployed a combination of state-funding and light-touch regulation to become Asia's leading fintech hotspot.
The sandbox concept allow regulators to become familiar with new business models, said James Lloyd, Asia-Pacific fintech leader at financial consultancy EY in Hong Kong.


I was given a bunch of CD vouchers on leaving a job in Dublin (they knew me too well) and I was happy to take a punt on Steve Earle's recommendation. I had no idea where to start with Townes, but a live album would hopefully double as a "Best Of". It was a lucky choice, and this is probably my favourite live album by anyone. There are so many great songs to choose from here – Pancho and Lefty (covered many times by Dylan), If I Needed You, For The Sake Of The Song, Tecumseh Valley….and he tells jokes too.
It took me a while to cross paths with this song, but I finally discovered it on a trip to London in 1997. I think I drove my friends slightly mad with the frequent repeat plays. It was also the trip where I discovered the qualities of a Gin and Tonic, so it was a successful few days. I had no idea that it had been a fan favourite for so long, and I still hope to hear Suzanne play it live one day. I was chuffed to receive replies from Suzanne to a couple of tweets, but so far my campaign to get her to New Zealand again has been unsuccessful. I'm not giving up!
If I could travel to one time and place, it would be to see these guys assaulting the senses of New Yorkers in 1967. Not too many seem to have been listening at the time, but the Velvets have now received their recognition. While the Beatles were hanging out in Penny Lane and Strawberry Fields, the Velvets were capturing a sick and dirty lifestyle on the streets of New York. Their uniqueness owes as much to John Cale's grating viola as to Lou Reed's lyrics, and when Cale left the band after two albums, the Velvets were the poorer for it.
Lou Reed's songs always seemed personal, but fortunately they weren't always about the darker side of New York life. He gave this gentle song to Nico to sing on the Velvets' debut. This was the first song I ever heard Lou Reed play – not a bad way to start a show.
This entry was posted in Music and tagged I'll Be Your Mirror, John cale, Lou Reed, Nico, No Place To Fall, Suzanne Vega, The Queen and the Soldier, Townes Van Zandt, velvet underground, venus in furs. Bookmark the permalink.
My faves are the two Velvet Underground songs.
So many VU songs to choose from – nothing like a bit of Sister Ray for the drive to work!
Great to see two songs from one of my all-time favourite albums, Velvet Underground & Nico. I agree that something was lost after Cale left, though I think self-titled and Loaded are great albums in their own way. Just somehow less unique, less thrilling, less surprising.
Very true – they were a bit more straightforward, but I also love songs like Oh Sweet Nuthin!


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NIC.LY statement regarding the decision to block vb.ly:
NIC.ly rules and regulations were set by the local Libyan internet community (in accordance with best practices for ccTLDs) to reflect it's identity and content. It's a bottom up module in which the Community's feedback, opinions and remarks are taken into decision-making consideration, and it is our duty to uphold these rules and regulations to serve the better interests of the community we represent.
In reference to the vb.ly incident: the domain's purpose (proclaimed by its registrants themselves) was to serve as a 'sex friendly URL shortener', mainly for adult uses. This means that vb.ly had a policy different than the other URL shorteners, not using filters and encouraging the use of this service for creating links to adult sites and other "NSFW" links, thus placing vb.ly by definition in the porn/adult site category.
This use was deemed as unacceptable by our local internet community, regardless of whether or not the site hosts adult material or redirects traffic to 3rd party sites
Contrary to vb.ly's claims, they were contacted on numerous occasions to investigate these concerns, and over the course of these contacts vb.ly has ignored our efforts and even changed their contact numbers.
When our repeated warnings were ignored, and after over 3 weeks of failed attempts to contact the owners of vb.ly, NIC.ly had no alternative but to apply its regulations that clearly state that it reserves the right to suspend or remove a .ly domain name in violation of rules and regulations. The domain has also been excluded from future registrations so that no other entity (local or abroad) can re-register it.
As to the decision to keep the registration of domain names shorter than 4 symbols long under .ly only for entities with a local Libyan presence, this comes in accordance with NIC.ly's concern that the rise in popularity of URL shorteners from abroad taking up all these names has deprived locals of their right to register the important 3 letter abbreviations of their various businesses and interests. We as a Registry would prefer seeing art.ly used for a website about Libyan art for instance, or lda.ly used by the Libyan De-mining Association, rather than adding more URL shorteners under our National TLD.
For over 5 years, we as a Libyan Registry recognized by ICANN have been open for domain name registrations from all around the Globe, and we pride ourselves on being the online destination of thousands of domain names from all over the World. Over this span of time never once have we abused the trust invested in us by the Global internet community, nor have we ever taken advantage of having an attractive extension like '.ly'. Only when our Community's rules and regulations were compromised was when we had to act.
NIC.LY © 2020


text:
David McKee was born and brought up in South Devon, where he went from grammar school to Plymouth Art College. Whilst still at college he started selling one-off cartoons to newspapers and on graduation, he began to contribute to such publications as Punch, the Times Education Supplement and Reader's Digest. His first book, Two Can Toucan, was published in 1964 and since then he has written and illustrated numerous children's books.
Not now, Bernard
Author: David McKee
The classic tale of Bernard, whose distracted parents fail to notice that their son has been eaten and replaced by a monster.
Elmer's Weather
Publisher: Andersen Press
Whatever the weather, Elmer the elephant always has fun
Elmer's Special Day
It's time for the annual Elmer's day celebrations and all the elephants are noisily painting themselves with wild colourful patterns in preparation for the parade.
Elmer's Day
What does the world's favourite patchwork elephant do all day?
Elmer's Opposites
This little book concentrates on introducing the concept of opposites, looking at differences in areas such as size, speed, emotions, temperature and colours.
Tusk Tusk
A fable of human conflict, Tusk Tusk deals with a difficult topic is a wonderfully clear way.
Elmer's Weather
Everyone's favourite patchwork elephant is experiencing all kinds of weather in this chunky board book for the very youngest book lovers. A lovely way to introduce a classic character.
The Conquerors
The General of a powerful country sends his troops into the last unconquered territory, but to their surprise, when they march across the border, they meet with no resistance.
Elmer and Super El
Publisher: Anderson Press
Bold, colourful illustrations guide youngsters through a charming and humorous tale
A fable told in classic David McKee style, complete with striking colours and a slightly surreal illustration style


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text:
Giuseppe Bernardi, llamado el Torettino (o G. Toretto, Toretti), fue un escultor y tallista italiano; nacido el  en Pagnano y fallecido el  en Venencia.

Datos biográficos
Hijo de Sebastiano y de Cecilia Torretto, hermana del escultor Giuseppe Torretto, heredó de su tío el estudio de Pagnano, en el que se formó Antonio Canova, que seguramente aprendió la sutileza del claroscuro del siglo XVIII  típica del arte de Bernardi. Visto el talento del  alumno, Bernardi-Torretto accede a llevarlo con él a su nuevo estudio en Venecia . Este último fue heredado posteriormente por su sobrino Giovanni Ferrari.

Obras
Obras suyas son las estatuas del parque de la Villa Manin de Passariano ( Udine ) y del Prato della Valle en Padua .

Notas y referencias

Bibliografía
J.S Memes, Memoires of Antonio Canova: with a critical analysis of his works and an historical view of Modern Sculpture, Archibald Constable & Co., 1825 pp.156 (en Google libros)

Enlaces internos y externos

Enlaces externos

Escultores de Italia del siglo XVIII
Nacidos en Asolo
Fallecidos en Venecia

redpajama_set_name: RedPajamaWikipedia


text:
Americas – Mexico
Americas	/ 15-11-06 / by GTR
GTR's top 10 long reads of 2020
Sullivan adds new partner in trade finance group
Development banks pledge to align trade finance with SDGs but skirt around fossil fuels
Bank revenue from trade finance declining as SCF becomes money driver
Surecomp launches digital SME trade finance platform
Mexican trade is under pressure, despite an investment grade status and a privileged trade relationship with the US. The ever-present shadow of China is one factor threatening Mexico's trading environment. Luis Waldmann reports.
In short, two components make up Mexico's foreign trade: the country borders the US, home to the largest economy in the world; and it and pumps nearly as much oil as Iran. So the main challenges ahead for Mexico are to grip more tightly the US market, which already buys 85% of all Mexican exports, and to ratchet up crude production.
Mexico is Latin America's biggest exporter, selling abroad almost double the amount Brazil does. However, Mexican exports are under strong pressure and oil output may start declining soon.
China is flooding the US with cut-price electronics, auto parts and textiles, the same products Mexico used to be very competitive at. In fact, the US has been importing more from China than from Mexico since 2003, according to the US Department of Commerce.
And state oil monopoly Petríleos Mexicanos (Pemex) is strapped for cash despite high oil prices.
Still, country risk as measured by the OECD is comparable to that of Saudi Arabia and lenders are confident enough to comb small and medium-sized customers for better margins.
Mexico is also the leading importer in Latin America, bringing in three times more than Brazil.
Underwriting challenges
As a result of Mexico's excellent sovereign rating, top-quality risks are priced at very low rates,says Lin Franklin, president of credit insurer FCIA in New York.
Besides Mexico, only Chile boasts an investment grade rating in the region. Top-level risks include government-owned entities, banks and investment-grade private companies, he notes.
Conversely, pricing for middle-market companies is much higher, reflecting the smaller size and limited amount of reliable credit and financial information, combined with a legal system that doesn't work for creditors, Franklin says.
"The weak transparency in much of the middle market and the poorly functioning legal system make Mexico one of the most difficult underwriting challenges for our underwriters," he complains.
And obligor risk in Mexico is often worse than that in countries like Brazil, Franklin comments. "In Brazil, the overall quality of FCIA's obligor risk is probably better than Mexico, but the political risk for the Brazilian portfolio is higher," he explains. "In general, my view is that the higher the country rating, the lower the quality of obligor risks we will be requested to insure."
If there is no concern over the country risk, the insured then faces only the obligor risk "and they will select the weaker risks on which to buy insurance," Franklin adds.
FCIA can write business in Mexico up to five years, although demand for such cover tends to be on middle-market companies to which support is generally limited to three years, he says.
Mexico is FCIA's largest foreign exposure and key sectors include paper and agricultural products, and chemicals. Its portfolio in the country is a mix of first and second-tier companies, Franklin remarks.
PRI and trade credit
Insurer Zurich covers companies in the US selling to Mexico as well as banks and investors financing those exports, says Dan Riordan, executive vice-president and managing director of the emerging markets unit at the insurance company. The bulk of its portfolio amounts to political risk insurance and trade credit, he comments, and spans such industries as telecommunications, general manufacturing, and oil and gas.
"Given that Mexico is investment grade, it would not be considered by most investors to be the riskiest place to operate," Riordan says. "They do often have high exposures because of the amount of trade within Nafta."
The North American Free Trade Agreement (Nafta) will turn 13 years old next January and groups Mexico, the US and Canada.
For political risk, insurance policies can bear as much as US$80mn and go as long as 15 years. For trade credit, that's US$35mn and seven years, respectively.
As for Amsterdam-based Atradius, SMEs make up 15% of its export credit insurance portfolio in Mexico, and that hasn't changed in one year, says Virginia Vargas Cervantes, senior manager at Atradius in Mexico.
The policies cover exports with mostly 90-day terms, and the average premium is 0.43%. Cervantes could not disclose what the premium was one year ago.
Atradius's exposure in Mexico grew 65% between August 2005 and August 2006, she notes, and sales to the US account for 72% of it, followed by Latin America with 19%, she says.
"Competition has been tough this year and we have reduced some premium rates to win the business," she concedes.
Gabriel Barrera, executive vice-president for international promotion at Mexico's Banco Nacional de Comercio Exterior (Bancomext), names the following sectors as those posting fastest growth in Mexico: fresh and processed foodstuffs, among them non-alcoholic beverages, conserves and tequila, automotive and auto parts, electronics, information technology, metals, chemicals, medicines and textiles.
Concerning Asia, in the last 18 months Bancomext took 10 groups comprised of Mexican businessmen to China and recently opened offices in Beijing and Shanghai, Barrera says.
Bancomext, a Berne Union member, supports and promotes Mexican exporters internationally. The bank also attracts foreign investment and help Mexicans invest abroad. It has 31 offices in 20 countries and 60% of its clients sell to the US.
Larger companies dropping LCs
Top-level and middle-market companies that enjoy a good relationship with suppliers abroad are dropping letters of creditin favour to international collection, says Anatol von Hahn, chief executive officer of Scotiabank Mexico.
"We offer both options to our customers and it's up to them which instrument to use," José Manuel Surez, head of trade finance at Scotiabank Mexico, comments.
However, small and medium-sized enterprises (SMEs) "are still working heavily or almost exclusively on letters of credit," adds von Hahn. The bank charges 50% less for a collection than for a LC, he adds.
As far as trade and export finance guarantees are concerned, von Hahn says: "If you look at the mid-market on down, there will be a need for guarantees, whether they're personal guarantees or the hard security. If you're dealing with the corporate market, there are probably no hard guarantees."
Sectors like telecommunications, electronics, mining and agricultural importers form the bulk of Scotiabank's trade finance portfolio in Mexico, says Surez.
Short-term import and export financing is done with an average of 180-day tenors, Surez comments. Long-term import financing is given tenors between three to five years, while longer periods are available case by case, he adds.
"The situation of the Mexican market has changed dramatically in the last two years," Surez claims. "In specific markets and deals, we can see loans for 10 years or more."
Scotiabank has roughly 470 branches and over 7,000 employees in Mexico. Number one business line for Scotiabank is federal government risk, including loans to Pemex, says von Hahn. That is trailed by the retail market, which comprises loans in the sectors of cars, mortgages, credit cards and personal overdraft.
The bank's growth in Mexico averaged 20% in the first nine months of 2006, he remarks. Scotiabank is also in Central America, the Caribbean and South America, and its presence in Mexico dates back to the 1960s, when the bank first opened a representative office.
ECAs prove attractive
The leading export credit agency for Mexico is US Ex-Im Bank, whose most important client is Pemex, says Valentino Gallo, Americas head of export and agency finance at Citigroup in New York.
ECA support in Mexico is concentrated in the transportation and energy sectors, he adds.
"Large companies like Pemex, DaimlerChrysler and Aeromexico are still using ECA financing to support some of their import requirements at extremely competitive terms," he remarks. ECA backing is also utilised by corporates in telecommunications, metals and mining, and in the power sector, he claims.
However, Gallo comments that the most important companies are also entitled to alternative sources of financing, against which ECA financing schemes are difficult to compete.
"All top-tier names have access to multiple sources of financing, like capital markets, both domestic and international," he says. "The investment grade credit status enjoyed by Mexico makes the market particularly competitive."
Mexico is rated two out of seven levels by the OECD, the same as Saudi Arabia, Chile and China. ECA premiums are based on OECD country risk ratings.
In an attempt to reach all areas within Mexico, US Ex-Im works closely with commercial banks, especially to take advantage of their large customer database.
"By utilising commercial banks, we can reach south, central and northern Mexico," says Xiomara Creque, international business development, regional director for the Americas at US Ex-Im Bank. "It's a way for us to reach non-traditional areas in Mexico."
Creque comments that second-tier companies and smaller businesses, which do not have access to funding, are where US Ex-Im "can come in to level the playing field and allow the US exporter to sell more to those companies".
Mexico is US Ex-Im Bank's number one market, followed by China and South Korea. The bank supports US transactions to Mexico mostly in the sectors of oil and gas, electricity, aerospace, commercial aircraft, agriculture, construction and medical equipment. Creque also notes US Ex-Im programmes towards medical and security equipment.
Toronto-headquartered Scotiabank is very active with Export Development Canada (EDC), says von Hahn.
"We are not tied to funding from [ECAs], but if it makes more sense for the company and the borrower, we have no problems in doing it," von Hahn says. "There are other sources including our own book."
The bank is presently closing negotiations with EDC on a new programme aimed at Mexican SMEs and their import needs from Canada, anticipates Surez. He adds that Scotiabank enjoys a good relationship with US Ex-Im and has no deals with European ECAs.
China taking over
China's cheap labour, efficient infrastructure and undervalued currency are giving it an edge over Mexican exporters.
"In general terms, the commercial structure of Mexico and China towards the US is very similar," says Enrique Dussel Peters, professor and researcher at Universidad Nacional Autínoma de México. Electronics, vehicles, auto parts and textiles represent as much as 70% of the total exports of both countries, he notes.
Nevertheless, Dussel Peters remarks that Mexico differs from China in that it is a net exporter of oil, something China hasn't been since 1993. And the Asian country only started automotive exports two or three years ago, he adds.
"The new Mexico administration will have to devise a strategy to meet the challenges posed by growing Chinese competition," says Shelly Shetty, a senior director in the sovereign group at Fitch Ratings in New York. Felipe Calderín, 44, was elected president last July and will take office in December.
And not only is the US importing more from China, but so is Mexico.
By the end of 2005, the participation of the US in all Mexican imports was below 50%, with the main reason being massive imports from Asia, particularly China, Dussel Peters says. Historically, the US accounted for about 80% of all Mexican imports, he adds.
"The three Nafta countries have such huge and widening trade deficits with China that this is more than a trade and economic problem. It has converted into a political problem," he says.
In 1995, the US had nominal trade deficits equalling US$34bn with China, US$16bn with Mexico and US$17bn with Canada, according to US Department of Commerce data. In 2005, the deficit widened to US$202bn with China, US$50bn with Mexico and US$78bn with Canada.
Mexico's major advantage against China is its proximity to the US, says Robert Pastor, vice-president of international affairs at American University in Washington, DC. However, trucking is the biggest problem hampering US-Mexican trade, since trucks handle two-thirds of commerce between the two countries, he says.
"The fact that every container needs to be offloaded three times when it gets to the border is a significant hindrance," he claims.
Nafta success
Since Nafta came into effect on January 21, 1994, trade and investment among its three member countries have nearly tripled, Pastor remarks.
"That is a sign that Nafta succeeded in what it was designed to do, which was to dismantle trade and investment barriers," Pastor says.
Jorge Mittar, deputy director of the United Nation's Economic Commission for Latin America and the Caribbean (ECLAC), cites the following as Nafta benefits to Mexico: greater export dynamism, increased foreign direct investment inflows, rise in technology-laced exports, wide surpluses with the US helping make up for deficits with other countries and bigger integration between Mexican and US electronics and automotive industries.
According to Pastor, the primary issues for the next decade are to narrow the income gap between Mexico and its northern neighbours, to address the lack of planning for transportation and infrastructure among the countries, and factors related to immigration and security.
Regarding Pemex, he says the company is compelled to turn over a significant share of its net income to the state in terms of taxes and that has therefore reduced funds for investment. An easier way to secure investment is to make it easier for international firms to invest in Mexico's gas and petroleum production and distribution, he says.
Pastor cites as a 'sad anomaly's the fact that although Mexico is nestled on significant oil and gas reserves, it finds itself importing a quarter of its natural gas from the US, which itself is a net importer of natural gas.
"That is the case because of the extraordinary inefficiency of Pemex and the lack of sufficient investment to exploit their natural gas reserves," he says. "But one hopes that the new administration of Calderín will correct this problem."
Mexico pumps 3.8mn barrels of oil per day, just short of Iran's 4mn, according to the BP Statistical Review of World Energy, June 2006. The US relies on Mexico for 15% of its oil imports, making the Latin American country its second biggest supplier.
For the years to come, Mexico – and the rest of the western hemisphere – will have to learn how to cope with mounting competition from China. South America isn't faring much better as imports from Asia's largest economy are quickly outweighing shipments of soy, copper, iron ore and other commodities bound to China.
Tags: Dan Riordan, Mexico, Oil & Gas, Petroleos Mexicanos (Pemex), Trade Finance, Virginia Vargas Cervantes
Trade and supply chain veterans launch consultancy firm
Alliant acquires North American broker, launches new trade credit offering
HFW brings in new senior partner from Reed Smith
JP Morgan appoints global head of supply chain finance


text:
The following roads are numbered 237:

Canada
 Manitoba Provincial Road 237
 Newfoundland and Labrador Route 237
 Prince Edward Island Route 237
 Quebec Route 237

Costa Rica
 National Route 237

Ireland
 R237 regional road

Japan
 Japan National Route 237

United States
 Alabama State Route 237
 California State Route 237
 Florida State Road 237 (former)
 Georgia State Route 237
 Indiana State Road 237
 K-237 (Kansas highway)
 Kentucky Route 237
 Maine State Route 237
 Maryland Route 237
 Minnesota State Highway 237
 New Mexico State Road 237
 New York State Route 237
 Ohio State Route 237
 Oregon Route 237
 Pennsylvania Route 237 (former)
 Tennessee State Route 237
 Texas State Highway 237
 Texas State Highway Loop 237 (former)
 Texas State Highway Spur 237 (former)
 Texas Farm to Market Road 237
 Utah State Route 237 (former)
 Virginia State Route 237
 Washington State Route 237 (former)
 Wyoming Highway 237


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text:
Q: Non-overlapping rolling windows in pandas groupby I want to create non-overlapping rolling or sliding window in pandas groupby
import pandas as pd
df1 = pd.DataFrame( {'a1':['A','A','B','B','B','B','B','B'],'a2':[1,1,1,2,2,2,2,2], 'b':[1,2,5,5,5,4,6,2]})

For overlapping rolling window, I can do this
df1.groupby(['a1','a2']).rolling(2).mean()

But is there any way to make it non-overlapping?
The output should be like this
pd.DataFrame('a1':['A','B','B','B','B'],'a2':[1,1,2,2,2],'b':[1.5,NaN,5,5,NaN])

Explanation
When a1 is A and a2 is 1, the value of b is 1 and 2. Adding both results in 1.5.
When a1 is B and a2 is 1, the value of b is 5. As the value of b is less than the length of the sliding window, we got NaN.
When a1 is B and a2 is 2, the value of b is 5,5,4,6,2. As sliding window is 2, so adding (5+5)/2=5, (4+6)/2=5. And last value is NaN as length is less than sliding window.

A: Well, one approach (not very elegant), is to do:
def non_overlapping_mean(x, window=2):
    return x.groupby(np.arange(len(x)) // window).apply(lambda x: np.nan if len(x) < 2 else x.mean())

res = df1.groupby(['a1', 'a2'])['b'].apply(non_overlapping_mean).droplevel(-1).reset_index()
print(res)

Output
  a1  a2    b
0  A   1  1.5
1  B   1  NaN
2  B   2  5.0
3  B   2  5.0
4  B   2  NaN

The main idea is to groupby into consecutive chunks, and is done here:
x.groupby(np.arange(len(x)) // window)

redpajama_set_name: RedPajamaStackExchange


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If you live in a part of the country with even occasional severe winter weather, you need to know how to drive safely on icy or snowy roads. This guide is designed to help you prepare for driving in winter weather, get your car ready to go when it's time to venture out, have a safe trip, and survive if things go wrong.
The Awake at the Wheel Campaign consists of materials for students and teachers designed to help young people make wise choices about sleep in general, and drowsy driving in particular.
Distracted driving is dangerous, claiming 3,477 lives in 2015 alone. NHTSA leads the national effort to save lives by preventing this dangerous behavior. Get the facts, get involved, and help us keep America's roads safe.
DRIVE SMART Virginia is a non-profit organization dedicated to educating drivers and raising traffic safety awareness in order to save lives and reduce injuries on the roadways of Virginia.
Ford Driving Skills for Life (Ford DSFL) was established in 2003 by Ford Motor Company Fund, the Governors Highway Safety Association, and a panel of safety experts to teach newly licensed teens the necessary skills for safe driving beyond what they learn in standard driver education programs.
The Insurance Institute for Highway Safety (IIHS) is an independent, nonprofit scientific and educational organization dedicated to reducing the losses — deaths, injuries and property damage — from crashes on the nation's roads. The Highway Loss Data Institute (HLDI) shares and supports this mission through scientific studies of insurance data representing the human and economic losses resulting from the ownership and operation of different types of vehicles and by publishing insurance loss results by vehicle make and model.
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The Virginia State Police (VSP) web site has information on vehicle safety, state laws, criminal investigations and more.
This technical assistance guide provides parents with a systematic approach to guide their child towards remaining collision-free in both low- and high-risk driving environments. The suggested lessons in this guide follow a sequential learning pattern that progresses from the parking lot to neighborhoods, to light traffic, to rural highways, to expressways and then to city driving.
Youth of Virginia Speak Out About Traffic Safety (YOVASO) is a youth leadership organization focused on educating, encouraging and empowering teenagers to be traffic safety advocates in their schools and communities. Their mission is to establish and support teen-led advocacy programs in high and middle schools throughout the Commonwealth that address unsafe driving behaviors and focus on the prevention of crashes, injuries and fatalities among young drivers under the age of 21.


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Locke General Debate Speech: Guantanamo Bay
Wednesday, 21 June 2006, 12:05 am
Speech: Green Party
Keith Locke Guantanamo Bay General Debate
Keith Locke (Green): Yesterday the European Parliament, by a large majority, called for the closure of the US detention centre at Guantanamo Bay. Earlier this year I had a similar Guantanamo Bay motion on the Order Paper, but Labour vetoed our having a debate on it in the House. I would like my fellow MPs to become a little bolder on this important matter and risk offending the Bush administration, because there is hardly a Parliament in the world where the majority of MPs are not for the closure of Guantanamo Bay.
This week the Bush administration's total lack of humanity was exposed when it described the suicide of three Guantanamo Bay inmates as an "act of war" and a "good PR move". Everyone knows that it was the result of the three men's despair at being illegally detained, denigrated, and mistreated, year on year, without charge and without any prospect of release, as is the case for hundreds of other prisoners in the Guantanamo Bay hellhole.
The abuse of human rights at Guantanamo Bay should also motivate us to be better—to not act in an arbitrary manner against foreigners in our country and to give them an opportunity to explain themselves, with legal representation if they want it.
This is true whether people are refugees, like Ahmed Zaoui, or here on a student visa, like Rayed Mohammed Abdullah Ali from Saudi Arabia. In Mr Ali's case, the Government admits that he was not posing any immediate threat to New Zealand security, but it summarily bundled him out of the country on a Draconian section 72 removal order, for no apparent reason other than to avoid his getting legal representation and being able to convey to us his side of the story. Surely, such due process and the Government's accountability for its actions is relevant when Mr Ali was interrogated intensively after September 11 by American officials who decided he was not a security risk and let him stay in America.
We also should not be helping George Bush to fight his wars, whether in Iraq or in terms of his preparations for nuclear war. That is why it was disturbing to find that Rakon, one of our premier companies, is developing crystal oscillators—be they shock-hardened or G-hardened oscillators for smart shells, or radiation-hardened oscillators—to military specifications laid down by the US defence contractor Rockwell Collins so as to enable the guidance systems on missiles, whether or not nuclear-tipped, to work well in the environment of a nuclear exchange.
The deception involved is also concerning, because last August, when I raised concerns, Rakon put out a press statement saying that it: "was not privy to the end-use systems, equipment, or applications developed by its customers." That contrasts with what it wrote in internal emails in that same year, as recently exposed by the New Zealand Herald.
These showed that Rakon did know, and that it was developing its oscillators on contract for specific military end uses. Rakon also did not tell the Ministry of Foreign Affairs and Trade, which governs the export of strategic goods, the full story about the end uses. It did not tell the ministry it was developing radiation-hardened oscillators and what their end use was.
Unfortunately, the ministry now seems to be buying Rakon's old line that the oscillators are not specifically military. In a reply to a written parliamentary question that I received this week, the ministry ran the argument that radiation-hardened oscillators are also useful in: "satellite communications and the aerospace industry."
The point is not whether the oscillators have civilian uses but whether they were developed up to a military standard or threshold, which they were. One thing in Rakon's emails that gives the game away is that Rockwell Collins' specified that nuclear-hardened oscillators need to function correctly at a depth of 135 metres.
That suggests they will be used for military missiles, because those are the only missiles that need to be launched from an underground silo or a submarine.
As a nuclear-free country and as a signatory to the non-proliferation treaty, we should not help America improve its capacity to fight a nuclear war. Instead, we should be pressing it to fulfil its commitments under the non-proliferation treaty to engage in comprehensive nuclear disarmament.
Another area in which we should be careful not to go down the American track is policing, yet that is what this Government is doing by starting a trial of the Taser stun gun, whose 50,000 volt charge has contributed to the death of over 150 Americans in recent times, as documented by Amnesty International.
Labour Lets Housing Waitlist Surge Out Of Control 11:04 AM | New Zealand National Party
Keeping Children Safe And Informed About Events Related To The US Inauguration 11:07 AM
Missing Kayaker - Search Ongoing 10:38 AM | New Zealand Police


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what is the name of the amide that is formed by the following reaction: Butanoic acid + Methylamine? - CH3CH2CH2COOH + CH3NH2 ---> product + H2O? i put n-methylbutyramide and they counted it wrong.
a-28-g rifle bullet traveling 230m/s buries itself in a 3.6-kg pendulum hanging on a 2.8-m-long string, which makes the pendulum swing upward in an arc. determine the vertical and horizontal components of the pendulum's displacement.
How are Newton's second and third laws of motion important to your everyday life?
in a ballistic pendulum experiment, projectile 1 result in a maximum heigh h of the pendulum equal to 2.6 cm. a second projectile causes the pendulum to swing twice as high, h2=5.2 cm. the second projectile was how many times faster than the first?
TO HELP ESTABLISH COHERENCE IN A COMPARE AND CONTRAST ESSAY, WHICH OF THE FOLLOWING TRANSITIONS WOULD BEST SHOW A COMPARISON BETWEEN IDEAS?
A loudspeaker of mass 25.0 kg is suspended a distance of 1.00 m below the ceiling by two cables that make equal angles with the ceiling. Each cable has a length of 2.50 m . What is the tension in each of the cables?
A 15.5 mL sample of 0.215 M KOH solution requires 21.2 mL of acetic acid in a titration experiment. Calculate the molarity of the acetic acid solution. Please show all steps, I don't understand this.
If 15.omL of 0.0250 M aqueous H2SO4 is required to neutralize 10.0 mL of aqueous solution of KOH, what is the molarity of the KOH solution?
You're building a rectangular frame 10 inches by 11 inches. How many feet of wood do you need?
how many moles of gold are there in 1.00 L of seawater if there are 1.50^17 atoms of gold in the sample?
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What do we mean when we say that concentrated nitric acid (HNO3) is 16 molar?
two charged particles are projected into a magnetic field that is perpendicular to their velocities. if the particles are deflected in opposite directions, what dose this tell you about them?
what volume ( in mL) of a 0.680 M KBr solutionwould you need if you want 4.00 grams of KBr?
How many mL of O2 will form from 55.2g KClO3?
Describe how you would prepare 250 ml of a 0.10M NaCl solution?
Suppose you start with a liquid mixture of 60% nitrogen and 40% oxygen. Describe what happens as the temperature of this mixture increases. Be sure to give the temperatures and compositions at which boiling begins and ends.
A dip needle is a small magnet mounted on ahorizontal axis so that it can swivel up or down like a compass turned on it's side) where on earth will a dip needle point most nearly vertically? where will it point most nearly horizontally?
an artist intends to paint a 60-square-foot mural on a large wall. find the dimensions of the mural if the artist leaves a border of uniform width around it.
what is the total number of moles in 80.0 grams of C2H5Cl (gram-formula mass=64.5grams/mole)? (1)0.806 (2)1.24 (3)2.48 (4)5.16 please help !
A farmer can plow a given field in 7 hours. If his son helps him, they can plow the field together in 4 hours. How long would it take his son to plow the field alone? Express your answer as a fraction reduced to lowest terms, if needed.
Every Saturday, Greg walks 2 1/4 miles to the park to play basketball with friends. He walks 2/3 of this distance when he walks to school. How far does Greg walk to school?
how/where would i use incenter, orthocenter, circumcenter, and centroid in real life situations?
Can someone help me with these two questions? What is the 50th term of the sequence that begins -4, 2, 8, 14...? What is the 20th term of the sequence that begins -3, 6, -12, 24...?
Sue can shovel snow from her driveway in 45 minutes. Jim can do the same job in 55 minutes. How long would it take them if they worked together?
If the markup on an oven is 200% based on cost, what is the corresponding percent markup based on selling price? Round percents to the nearest tenth of a percent. Do not enter the percent symbol in your answer.
A plane is steering at S83degreesE at an airspeed of 550 km/h. the wind is from N70degreesE at 85 km/h. Determine the ground velocity of plane to one decimal. Use the cosine and sine law.


The page below is about a topic which is called Unstoppable food an in this topic it explains all about food like about how much calories intake do we need to have, the junk food we should not eat and exercises to do to reduce fat inside our stomach. Mainly I chose this topic because nowadays people in every part of the world's enemy is fat, fat is the cause of many problems like failing marks, because if you are too fat you will be exhausted sooner, and so you could not do your homework well and this also can lead to failing. Overall this essay writing is almost easy for me because I have heard many peoples and got so many imformation about the topic.


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God Save The Queen | The Steeple Times
The economy, politics and current affairs Money, power and its guiding forces
A weekend of celebration
The launch of The Steeple TIMES today, 1st June 2012, coincides with a weekend that celebrates something far more significant.
Tomorrow, 2nd June, marks the 60th year of The Queen's reign and over an extended weekend, the nation will gloriously raise their glasses to this amazing lady. The Queen, herself, begins by attending the Epsom Derby whilst the nation will participate in The Big Jubilee Lunch, sharing food and conversation with neighbours and friends. Laughter and joy will undoubtedly be the focus of the day.
Elizabeth II, Queen of the Commonwealth realms (1926 - )
On Sunday 3rd June, the highlight will be a pageant of 1,000 boats assembled from across the UK, the Commonwealth and around the world. Organised under the patronage of The Prince of Wales, the boats will sail from Battersea to Tower Bridge and The Queen, The Duke of Edinburgh and other members of the Royal Family will travel in a Royal Barge, the Spirit of Chartwell.
The main event for Monday 4th June will be a Diamond Jubilee Concert at Buckingham Palace directed by Take That's Gary Barlow. 10,000 members of the public will attend and performing artists include Dame Shirley Bassey, Sir Cliff Richard, JLS, Ed Sheeran, Annie Lennox, Kylie Minogue and Sir Paul McCartney.
On the same day, a network of over 4,000 beacons will be lit throughout the United Kingdom. The Queen will light the National Beacon at the end of the Diamond Jubilee Concert and other key beacons will be the ones on the country's four highest mountains: Ben Nevis, Mount Snowdon, Scafell Pike and Slieve Donard.
Tuesday 5th June is marked by a National Service of Thanksgiving at St Paul's Cathedral where a special prayer will be read. This is to be followed by receptions at Mansion House and Guildhall and a Diamond Jubilee lunch at Westminster Hall. Following the lunch, The Queen, and The Duke of Edinburgh, The Prince of Wales and The Duchess of Cornwall, The Duke and Duchess of Cambridge and Prince Henry of Wales will depart the Palace of Westminster for Buckingham Palace, travelling by carriage. A 60-gun salute will be fired during the procession and personnel from all three military services will line the route. Shortly after, The Royal Family will appear on the balcony of Buckingham Palace to watch an RAF Flypast and Feu de Joie given as a salute by The Queen's Guard and this will conclude a truly spectacular celebration.
'God Save The Queen' by Keith Haynes. Presented in a Perspex box frame, 350mm x 350mm. Vinyl and Perspex. Edition of 10. Signed and numbered.
Meanwhile, I was lucky to attend a Jubilee Party at the Belgravia Gallery in Mayfair last night that featured artworks celebrating The Queen's reign. Featuring works by Prince Albert, The Prince of Wales and Lord Snowdon, here was a true celebration of all things connected to the Monarchy.
The highlight, however, for me were the works of Keith Haynes. Like The Queen, who undoubtedly has prospered as Monarch because of the support of her steadfast husband, Keith Haynes is an artist inspired by the encouragement of his wife, Kim Clayton-Jones. A graduate of the Harrow School of Art, Haynes exhibited a series of works inspired by both The Queen and the Sex Pistols that were kitsch and collectable. Priced at £350 each and limited to editions of 100, these brilliant pieces represent a great way to remember this historic weekend.
'God Save The Queen' by Keith Haynes. Presented in white box frame, 250mm x 250mm. Vinyl, paper and board. Edition of 100. Signed and numbered.
Comments Keith Haynes:
"Since it's release in the Silver Jubilee year of 1977 the Sex Pistols seminal punk single has been indelibly linked to the history of The Royal Family. This Diamond Jubilee year sees the 35th anniversary of the single's release and to commemorate this event I have produced a limited edition portrait of The Queen made from original vinyl copies of the single; my tribute to the extreme ends of British culture."
May I thank you all for your support for The Steeple TIMES to date and more importantly, may I take this opportunity to wish you all a wonderful Jubilee Weekend.
"God Save The Queen – We mean it Ma'am."
Belgravia Gallery, 45 Albermarle Street, London, W1S 4JL. Telephone: +44 (0) 20 7495 1010. Website: http://www.belgraviagallery.com
For information about Keith Haynes and The Haynes Partnership, go to: http://www.art-partnership.co.uk
To view the official website of The Queen's Diamond Jubilee, go to: http://www.thediamondjubilee.org
For information about The Big Jubilee Lunch, go to: http://www.thebiglunch.com
For information on The Thames Diamond Jubilee Pageant, go to: http://www.thamesdiamondjubileepageant.org/
For information on the Diamond Jubilee Concert, go to: http://www.bbc.co.uk/diamondjubilee
For information on The Queen's Diamond Jubilee Beacons, go to: http://www.diamondjubileebeacons.co.uk
Author Matthew SteeplesPosted on June 1, 2012 Categories THE FOGTags Tom Jones, Rolling Stones, Cliff Richard, Northern Ireland, Prince of Wales, Charles, Robbie Williams, Prince Charles, parties, movers and shakers, launch, partnership, Ireland, Buckingham Palace, United Kingdom, Wales, Great Britain, The Queen, patron, army, balcony, Scotland, charity, charities, reception, party, lunch, television, friends, The Steeple Times, London, England, British, Britain, Matthew Steeples, Royal Family, Prince William, BBC, Elton John, pageant, limited edition, tipple and fare, https://thesteepletimes.com, Mall, Madness, colours, Battersea, Thames, Groups, picnic, River Thames, Stevie Wonder, gathering, Jessie J, Tower Bridge, Neighbours, Brenda, Paul McCartney, King George VI, 1977, Green Park, Kylie Minogue, Help for Heroes, Duke of Edinburgh, Prince Philip, receptions, punk, Sex Pistols, schools, Grace Jones, Navy, The Duchess of Cambridge, The Duke of Cambridge, opulence and splendour, The Duchess of Cornwall, RAF, Trafalgar Square, culture, pigeon post, Ed Sheeran, Jools Holland, mountains, livery, Gary Barlow, Annie Lennox, Whitehall, Epsom Derby, Buckingham House, Prince Henry of Wales, Prince Philip of Greece and Denmark, Royal Navy, Shirley Bassey, 1000 boats, 10000 members of the public, 1st June, 1st June 2012, 35th anniversary of the single's release, 4-day long weekend, 4000 beacons, 45 Albermarle Street, 60 gun salute, 7" vinyl, 700 people, Admirality Arch, Alfie Boe, Archbishop of Canterbury, Belgravia Gallery, Ben Nevis, Buck Pal, Camilla, Cancer Research UK, Carriage Procession, celebratory cascade of rifle fire, Centre Gates, Chapter of St Paul's Cathedral, crafts, Dean of St Paul's, Diamond Jubilee Central Weekend, Diamond Jubilee Concert, Diamond Jubilee Lunch, Diamond Jubilee Prayer, Diamond Jubilee weekend, Elizabeth, Feu de Joie, Fields of Life, Fire of Joy, forecourt, Guard of Honour, Guildhall, Haynes, highest mountains, http://www.belgraviagallery.com, http://www.diamondjubileebeacons.co.uk, http://www.epsomdowns.co.uk/racing/investec-derby-day, http://www.thamesdiamondjubileepageant.org, http://www.thebiglunch.com, http://www.thediamondjubilee.org, JLS, Jubilee, Jubilee Picnic, Keith, Keith Haynes, Kim Clayton-Jones, Lang Lang, late May Bank Holiday, launching, Lieutenant Philip Mountbatten R.N., lit, liveries, Mansion House, May Bank Holiday, monarch, Mount Snowdon, Musical Director, National Beacon, New Palace Yard, Phil The Greek, Philip, Princess Elizabeth, Queen Elizabeth diamond Jubilee Trust, RAF Flypast, regional tours, Renée Fleming, rococo, Royal Air Force, Royal Barge, Royal visits, Scafell Pike, Service of Thanksgiving, Slieve Donard, Sovereign's Escort, Spirit of Chartwell, St James's Park, St Paul's Cathedral, State Landau, televised, The Big Jubilee Lunch, The Duke and Duchess of Cambridge, the fog, The Haynes Partnership, The King's Troop, The Queen's Diamond Jubilee Beacons, The Queen's Guard, the roll call, The Very Reverend Dr David Ison, vinyl, W1S 4JL, Westminster Hall, www.art-partnership.co.uk
6 comments on "God Save The Queen"
James Donaldson says:
I will be raising my glass to The Queen, Matthew Steeples and Angelo Valentino at 12 noon precisely.
Matthew Steeples says:
Christine Smith says:
And I will toast the Queen and the Steeple Time also though from the Commonwealth
Thank you. I raise a toast to you too. M x
Ed Burrows says:
Congratulations Matthew with The Steeple Times! We too will be raising a glass or two for you and the Queen up in her smallest county of Rutland.
Thank you Ed. a toast to you an The Queen from here too.
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text:
Hadda. Photo Credit: Khalili Abdelaziz.
Contentious Dramaturgies in the countries of the Arab Spring (The Case of Morocco)
Khalid Amine
'Alternative Dramaturgies' in contemporary Moroccan theatres have become highly visible, re-framing our preconceived questions related to both classical and modern dramaturgies. In the present undertaking three case studies will be explored along with their public responses and their potential for dramaturgical intervention and devising processes. Dmoue Bel K'houl (Kolh Tears) was written by Issam el Youssfi, directed by Asmae El Houri, and presented by Anfass Theater Group (winner of the best performance in the national festival of 2013). Hadda, a theatre-concert of the activist company Dabateatr, was a free adaptation of Safia Azzeddine's Confidences à Allah, written and directed by Jaouad Essounani. Schizophrenia is a recycled project that re-enacted one of the most painful testimonies of Milouda, a single mother who appeared in a previous project (Viol en Scène) by the same company. Articulated around the notion of the narrator as the main agent of the theatrical event and the use of 'mediaturgy,' the three performances challenged dominant dramaturgical forms and allowed new sites for spectatorship to emerge, extending the boundaries of the aesthetic realm.
The growing tendency towards the interweaving of theatre cultures since the dawn of the twentieth century, according to Erika Fischer-Lichte, has led "neither to the 'westernisation' nor the homogenization of non-western theatre cultures. Instead it created new standards of diversity."[i] The new dramaturgies of Morocco, and by extension other countries participating in the "Arab Spring," are offshoots of such creative tension rather than imitative westernized projects… They have developed at the intersections between European modernism and postmodernism and postcolonial resistance to these. The political in these exemplary alternative dramaturgies from Morocco lies not only in the projects' hot issues pertaining to the Spring of Democracy but also and most importantly in disputing conventional theatrical forms, re-thematizing the dramaturgical operation modes and changing the relation to the audience…Their recourse to personal stories within the context of the revolutionary spring is also political: the personal is political.
This entry is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International license.


More often than I would like, I find myself in what's known as a 'blogging rut'. Sometimes I also use made-up words that sound legit, but that's an issue that will get dealt with in another post. Basically, a blogging rut is when you get stuck for blog post ideas even though you're racking your brain trying to find something interesting to write.
When this happens to me, not only do I stress about not having anything to post, but I also find that my motivation to write dips a little. I need an idea that sparks inspiration and actually motivates me to write. With the idea that at least some people are going to be having the same issue as me, I've written a blog post for you when you're in the same situation!
How Do You Wake Yourself Up In The Morning?
Politics On Lifestyle Blogs – Yay or Nay?
Oops, did I just snitch on myself? That last one's a little telling, isn't it? Anyway, I hope that you've managed to find something that appeals to you, or that I've managed to help you a little. If you do use any of my ideas, feel free to let me know! I would love to read what you've written.


Selfie trend has been part of the lives of smartphone users today. Therefore, a smartphone with the ability of qualified selfie often been the target.
But the presence of a variety of mobile phones on the market often confuse users who want to buy a phone with a front camera that qualified.
To that end, we recommend a list of smartphones that are able to produce quality photos slick so selfie-mu activity more fun.
Launching Infinix Hot S. Although the present to the entry level segment, Infinix Hot S is a phone that favor selfie camera as one of the security features.
Armed with an 8MP front camera to support 120 degree wide angle shots and LED flash, shots smartphone is guaranteed not less than competitors.
For business performance, this phone MediaTek 6753 processor equipped with two size options 2 or 3GB RAM.
Oppo has launched two products that carry the front camera on the front burner, ie F1 and F1 Plus. The latest, from Chinese company Oppo F1s was re-released with a front camera 16MP.
Just like the previous series, this phone is also equipped with features to support the results of photography selfie more leverage, one of which is the Beautify 4.0.
There are also features that utilize the screen flash light display as additional lighting devices. Not only that, you can take pictures with hand or voice commands when using this smartphone.
To support the performance, Oppo F1s octa-core processor equipped with 64-bit and 3GB RAM. 5.5 inch screen mobile phone.
Front view of Asus Zenfone Selfie As the name suggests, this smartphone is intended specifically for those fans selfie. Asus to embed 13MP front camera to support selfie-mu.
Not only the resolution, front camera phone is also supported five-prism lens. This lens is claimed to have wide openings that allow users to take more catches in a single frame.
Business performance, the phone is powered chipset Snapdragon quad-core 64-bit with the 3GB RAM. Smartphone with 5.5 inch screen.
Lenovo Vibe S1 This smartphone is introduced at the end of last year, it becomes a product indulgent selfie fans. How not, the phone is equipped with two front-facing camera, 8MP and 12MP, for maximum image results.
Mobile phones with 5-inch screen is equipped with a chipset from MediaTek 1.7 GHz and 3GB of RAM.
Ika also revealed that the presence of both in line with the focus of Sony is targeting the mid and high end devices.
Sony special design of this smartphone for selfie enthusiasts. Japanese companies embed 13MP front camera to make better shots.
Comes with full HD widescreen display and support for 6-inch Bravia Engine makes this phone more clearly.
Business performance, phones running Android 5.0 Lollipop is armed with an octa-core 64-bit and 2GB RAM.