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Fans stay true to love of rock at Stampede concert
In a crowd of several thousand, Eddie Reeves Maynerds makes no attempt to blend in.
The grungy-haired, torn jeans, Harley-Davidson T-shirt-wearing Greeley native is a self-proclaimed rock music addict.
And when Loverboy took center stage Thursday night at the Stampede, Maynerds was standing on the folding chairs, set up in the Island Grove Regional Park Arena, banging his head and motioning his hands as if he were playing a guitar.
More than 6,000 people attended the concert that featured Loverboy and Journey.
"I can't wait to see 'em. They'll never die," Maynerds said about Journey, pumping his fist in the air.
If the diverse crowd is any
indication of the band's following, Maynerds might be right. Journey may be around for at least another 20 years.
There were the classic-rocker types, like Maynerds. But the arena was filled with cowboys wearing silver buckles and boots, teens in tank tops, expecting mothers and children.
Jenna Andrews, 17, of Windsor, was turned on to the classic rock band by her father who used to blare the music in their garage. She said a lot of her friends listen to the band.
It's the combination of the lyrics and the beat that attract her. And if her mother didn't win free tickets at work, Andrews said she would have paid to see Journey play.
Theresa Wingorni, 40, who drove down from Cheyenne, saw the band live 20 years ago. She's been a fan since Steve Perry was the lead vocalist.
The new music just doesn't appeal to Dana Hiatt, 44, of Loveland.
"You cling to the stuff that made you feel good," she said.
New rock bands will never have the same following or sustain themselves as Journey has been able to do, Javier Acosta of Thornton said.
New bands try too hard, he said.
"There's something different about the '80s. The '80s set the standard," Acosta, 33, said.
Journey has a special crowd with dedicated, fans but Loverboy is great, too, Maynerds said, steadily pumping his head to the band's beats. A group of women standing nearby whisper, "Look. It's a real rocker."
Then the women join Maynerds and the crowd of Journey fans who transcend ages and lifestyles to enjoy the music, at least for a little while.


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Donald E. Holesinger
Plant a tree in memory of Donald
3 trees planted in memory of Donald E. Holesinger
Celebrating the life of Donald E. Holesinger
Obituary for Donald E. Holesinger
DONALD E. HOLESINGER, 85, of Fulton, IL, died Tuesday, November 10, 2020, at Genesis East Medical Center in Davenport, IA.
A private family visitation will be held at the Fulton Chapel of the Bosma-Renkes Funeral Home. A private graveside service will be held at Garden Plain Cemetery in rural Fulton, IL, with Ken Renkes officiating. A memorial to Honor Flight of the Quad Cities has been established.
Donald was born October 30, 1935, in Union Grove Township, IL, to George and Flora (Post) Holesinger. He was educated in the rural Whiteside County schools. Don married Audrey E. VanZuiden on March 27, 1958, at Second Reformed Church in Fulton, IL. He served as a medic in the United States Army from 1958 to 1960 at Fort Lewis in Washington and Fort Sam Houston in Texas. Don was a farmer all his life until retiring in 1998. He sold Pioneer seed corn for twenty-five years while farming and after retiring he worked for Wilson Bull operating the combine for many years. He enjoyed working on his John Deere antique tractors and loved bowling especially when he bowled a perfect 300 game in 1997 in Fulton. Don served as an elder and deacon at Second Reformed Church in Fulton and also had played on the church softball team. Don and Audrey enjoyed spending their winters in Gulf Shores, Alabama. They traveled to many states throughout the United States including Alaska and Hawaii. For over 40 years they had a family vacation at Mogasheen Resort in Wisconsin and for 11 years Don enjoyed taking fishing trips to Ontario, Canada.
Survivors include his wife, Audrey; one daughter, Kristi (Tom) Huizenga of Morrison, IL; two sons, Tim (Lori) Holesinger of Farmington, NM and Matt Holesinger of Roscoe, IL; four grandchildren, Allie (Brian) Loschen, Kaylie Huizenga, Zackary Holesinger, and Libbie Holesinger; four great grandchildren, Mason, Landon, Lucas, and Adalyn Loschen; and a brother Richard (Judy) Holesinger of Fulton, IL.
He was preceded in death by his parents; one granddaughter, Abbie Huizenga; and one brother, Allen Holesinger.
To plant a tree in memory of Donald E. Holesinger, visit the Tribute Store.
Private family graveside service
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redpajama_set_name: RedPajamaCommonCrawl


Join Hollow9ine's Jennifer 9ine, Dave "The Klone" and Darwin Jr as they do a rewatch of their favorite super hero movies with their "Super Movie Club". Join in the fun and watch along. Then send in your thoughts, theories and feedback about each film to be read during that film's discussion.


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Cohen Lab
Coral Reefs and Climate
Past Students and Postdocs
Lab Opportunities
Science to Action
Super Reefs
PIPA 2015 Expedition
Kathryn Fagan Shamberger
Postdoctoral Investigator
Geology & Geophysics
Kathryn graduated from the University of Washington with a PhD in Chemical Oceanography. Kathryn's research focuses on coral reefs; she is investigating the impact of anthropogenic ocean acidification on coral reef organisms as well as natural processes that alter reef water chemistry.
Hannah Barkley
Graduate Student, WHOI-MIT Joint Program in Oceanography
Hannah graduated from Princeton with a degree in Ecology and Evolutionary Biology. Hannah's graduate research focuses on developing and applying tools for effective coral reef conservation under climate change, particularly ocean acidification and warming.
Elizabeth Drenkard
Liz graduated from Cornell with degrees in Biology and Chemistry. Her thesis research combines laboratory experiments and fieldwork with global climate modeling, to investigate combined impacts of ocean acidification, warming and changing nutrient conditions on coral reefs.
Alice Alpert
Alice graduated from Brown University with a degree in Geological Sciences. Alice's research focuses on what the chemistry of coral skeletons can tell us about the ocean in the past. Specifically, she is interested in El Nino in the Pacific Ocean and how it might be changing due to climate change. Alice uses geochemical analyses as a tool to reconstruct past climate with the ultimate goal to understand physical processes in the climate system.
Thomas DeCarlo
Thomas graduated from the University of San Diego with a degree in Marine Science. As a summer student fellow in our lab, Thomas conducted an independent research project to develop trace element geochemistry of coral skeletons as a tool for past ocean temperature reconstructions. Thomas is currently using coral skeletal architecture and geochemistry to study causes and mechanisms of coral stress, with the goal of quantifying coral resilience to ocean acidification of rising sea surface temperatures.
Hanny Rivera
Biological Oceanography
Hanny graduated from Harvard University with a degree in Organismic and Evolutionary Biology. Hanny is interested in understanding climate change impacts on coral reef ecosystems. In particular she hopes to understand how corals may be able tolerate environmental stress associated with climate change, such as ocean acidification and warming.
Angela H. Helbling
MSc in Geology from the Technische Universität Darmstadt, Germany
PhD in mineralogy from the Universität Heidelberg, Germany
Angela's background is igneous geochemistry and mineralogy. She joined the lab to develop high precision X-Ray diffraction techniques to characterize and quantify the mineralogy (calcite, aragonite, high Mg calcite) and chemical composition (mol% Mg) in skeletons of corals, gorgonians, hydrozoands and coralline algae. Angela is also an expert in electron micro-probe (EMPA) and the secondary-ion mass spectrometer (SIMS) analyses.
Sara Bosshart
Graduate Student in the WHOI-MIT Joint Program in Oceanography (2010-2012)
Sara graduated from Northwestern University with a degree in Geology, and from University of Edinburgh with a masters degree in Paleoceanography. Sara's research focused on coral-based reconstructions of Atlantic sea surface temperature over the past 500 years.
Neal Cantin
Postdoctoral Investigator (2008-2011)
Neal is now at the Australian Institute of Marine Science
Neal researched the effects of ocean warming on coral growth in the Central Red Sea.
Michael Holcomb
Former Graduate Student in the WHOI-MIT Joint Program in Oceanography.
Michael studied coral biomineralization using molecular, geochemical and crystallographic techniques. He also reared corals in culture experiments to investigate impacts of ocean acidification on zooxanthellate and azooxanthellate corals. Michael is a former NSF graduate student fellow and MIT presidential fellow. He also won an award from the International Coral Reef Society. Michael Holcomb is now a post-doc at Centre de Scientifique, Monaco.
Casey Saenger
Casey Saenger is now a post-doc at Yale
Casey used both corals and foraminifera to investigate ocean temperature and circulation changes in the subtropical North Atlantic over the last 2 millenia. Casey is a former NSF graduate student fellow and won a NOAA post-doctoral fellowship to continue his studies at Yale.
Ryan Petitt
Guest Student
Ryan is an undergraduate in the Political Science program at the University of Washington. As a WHOI guest student, Ryan conduct independent research on a range of projects on the topic of coral reefs and climate change.
Alice Zicht
WHOI Guest Student
Alice is an undergraduate student in the Geology Department at Oberlin College. As a WHOI guest student, Alice spent the summer on Bermuda with Cohen's lab group, conducting research on corals at the Bermuda Institute of Ocean Sciences.
Rinat Gabitov
WHOI-RPI Post-Doctoral Fellow (2005-2006)
Rinat Gabitov is now at UCLA
Rinat used synthetic calcites and aragonites precipitated from seawater in laboratory precipitation experiments to investigate the factors controlling element and isotope ration fractionation between seawater and calcium carbonate at low temperatures.
Nick Jachowski
Summer Student Fellow (2006)
Nick used 3-D CAT scan images of brain coral skeletons to quantify changes in coral calcification rates on Bermuda since the 1950's. Nick is pursuing a masters degree at Stanford.
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Klaus Blaum
Title: Klaus Blaum
Subject: Island of stability, Max Planck Institute for Nuclear Physics
Klaus Blaum (* 27. December 1971 in Sobernheim, now Bad Sobernheim, Germany) is a German physicist and director at the Max Planck Institute for Nuclear Physics in Heidelberg, Germany.
1 Life and Scientific Work
2 Main Research Areas
3 Distinctions and Awards
4 Publications (Selection)
Life and Scientific Work
Klaus Blaum studied physics at the Johannes Gutenberg-University Mainz, Germany. After his physics diploma in 1997 and several research visits at the Pacific Northwest National Laboratory, Richland, WA, USA he graduated in 2000 as Doctor rerum naturalium in Physics. From 2000 to 2002 he was Postdoctoral Research Associate of GSI Darmstadt (working group of H. Jürgen Kluge) and until 2004 Research Associate (CERN Fellow) at the European Organization for Nuclear Research CERN, Geneva, Switzerland and Project Leader for "Mass spectrometry of exotic nuclides with ISOLTRAP" at ISOLDE. In October 2004 Klaus Blaum became Project Leader of the "Helmholtz Research Group for Young Investigators" on "Experiments with Stored and Cooled Ions" at the Johannes Gutenberg-University Mainz. In 2006 he habilitated in experimental physics at the University Mainz about High precision mass spectrometry with Penning traps and storage rings.
From 2004 to 2008 Klaus Blaum taught at the Johannes Gutenberg-University Mainz. His achievement was honored with the Teaching Award of Rheinland-Pfalz 2006.[1] In October 2007 he was appointed as director and scientific member at the Max-Planck-Institute for Nuclear Physics in Heidelberg, Germany. Since April 2008 he is honorary professor (W3) at the Ruprecht-Karls-University Heidelberg, Germany. In November 2008 he was elected as a Fellow of the American Physical Society (APS). From 2012 to 2014 he is vice chairman of the advisory committee "Hadrons and Nuclei" of the Federal Ministry of Education and Research (BMBF). During the membership period 2012-2015 Klaus Blaum is a member of the DFG (German Research Foundation) Review Board 308 "Optics, Quantum Optics and Physics of Atoms, Molecules and Plasmas".
His scientific work focuses on precision experiments with stored and cooled ions as well as the investigation of fundamental processes of molecular ions. Another main research field is the development of novel storage, cooling and detection techniques for future experiments.
Distinctions and Awards
Klaus Blaum received numerous prizes for his scientific work, among others the Gustav-Hertz-Prize 2004 of the German Physical Society (DPG) and the Mattauch-Herzog-Prize 2005 of the German Society for Mass Spectrometry[2] (DGMS). On March 4 he received the GENCO Membership Award 2010 of the GSI Exotic Nuclei Community. Klaus Blaum has been selected to receive one of the prestigious ERC Advanced Grants 2011 for his projects on Precision Measurements of Fundamental Constants (MEFUCO). He is one of three winners of the Helmholtz Prize 2012 for precision measurements. The award ceremony took place on March 27 on the occasion of the 125th anniversary of the Physikalisch-Technische Bundesanstalt (PTB) in Braunschweig, Germany. On March 2013 Klaus Blaum was awarded the G. N. Flerov Prize 2013 [3] by the Joint Institute for Nuclear Research (JINR) in Dubna, Russia, for outstanding contributions to the development of high-precision Penning-trap mass spectrometry with nuclear physics applications.
F. Wienholtz et al.: Masses of exotic calcium isotopes pin down nuclear forces, in: Nature 498, 346–349 (2013).
E. Minaya Ramirez et al.: Direct Mapping of Nuclear Shell Effects in the Heaviest Elements, in: Science 337 (6099), 1207-1210 (2012).
S. Sturm et al.: g Factor of Hydrogenlike 28Si13+, in: Physical Review Letters 107, 023002 (2011).
S. Ulmer et al.: Observation of Spin Flips with a Single Trapped Proton, in: Physical Review Letters 106, 253001 (2011).
M. Block et al.: Direct mass measurements above uranium bridge the gap to the island of stability, in: Nature 463, 785-788 (2010).
D. Neidherr et al.: Discovery of Rn-229 and the Structure of the Heaviest Rn and Ra Isotopes from Penning-Trap Mass Measurements, in: Physical Review Letters 102, 112501 (2009).
S. George et al.: Separated Oscillatory Fields in High-Precision Penning Trap Mass Spectrometry, in: Physical Review Letters 98, 162501 (2007).
Personal Homepage at Max Planck Institute for Nuclear Physics in Heidelberg
Name Blaum, Klaus
Short description German physicist
Date of birth 27 December 1971
Place of birth Bad Sobernheim
Island of stability
Flerovium, Proton, Francium, Hassium, Neutron
Max Planck Institute for Nuclear Physics
Germany, Heidelberg, Max-Planck-Gesellschaft, Werner Hofmann, Manfred Lindner


There are 24 points of interests listed in Ely, Nevada. Out of them, 71% are hotels and 17% are shopping. Then there's 8% of restaurants as well. Navigate through the following map to find all points of interests in any specific location. Or, click on a particular category bellow to find a list of all businesses of that category in Ely.
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Tweets by @myHNN
Andy Griffith versus the Patriot Act
I don't think anyone could say this with a straight face post-9-11 when "everything changed."
Ron Paul Reflects on the Election and Why It Doesn't Much Matter
Bombing Iran
Of the three candidates on most of our ballots there is only one who says categorically that he would not bomb Iran -- of course, the mainstream media tells us that we should not even consider voting for him, Gary Johnson. No matter which one wins a pro-war person will be in charge. But take comfort in the fact that war is good for the press and means higher television ratings so do what they tell you and do not vote for peace.
George Carlin on Voting
About that Report Economic Growth
So GDP is growing at about 2 percent. (That's not the same as "the economy.") The rub is that it's driven by consumer and government spending. Real economic growth requires investment, and investment has not recovered. But private (real) investment requires savings--that is, deferred consumption. So increased consumption is not a path to economic growth. Increased sustainable consumer spending is an effect not a cause of economic growth.
Government of course tries to stimulate consumer spending, since policymakers are stuck in the Keynesian mindset (that is, uninterested in the time structure of production). One way it does this is by keeping interests abysmally low. Why save if you get so little for your money, perhaps less than the increase in the CPI? You're just losing purchasing power.
Econonmic Ignorance
We have two main party candidates running for president and they are both completely ignorant about economics but you will not see this kind of analysis of their debates on televison because the mainstream media does not want voters to know that fact
"Come Home America" (George McGovern RIP)
Viewed in hindsight, George McGovern was the last major party nominee I could have voted for. No Democratic or Republican candidate did more to challenge the post-war "bi-partisan" foreign policy of world policing. Less well known was McGovern's unorthodox views (at least for a Democrat circa 1972) on economic policy. He endorsed an end to Richard Nixon's wage and price controls calling for a "free market" in prices instead. His advocacy of social liberalism and civil liberties led Republicans to demonize him as the candidate of "acid, amnesty, and abortion."
Op-ed: The Glaring Contradiction in Anti-Iran Policy
President Barack Obama, Republican presidential candidate Mitt Romney, and Israeli Prime Minister Benjamin Netanyahu have at least one thing in common when it comes to Iran. All are guilty of flagrant self-contradiction.
Read the full op-ed at The Future of Freedom Foundation website.
The Election
Tell your students the Republicans want more debt that they will have to pay for all of their lives. more war that will kill and wound some of their friends, and more people in prison for non-violent offenses. That is why they have been trying to keep Gary Johnson off the ballot.The news media also wants more debt, more war, and more people in prison that is why they are telling us to forget Gary Johnson is in rhe race. Unfortunatly the Democrata want the same things.
Tell your students the trurh whoever wins the American people will get more debt that ythey will have to pay off all of your live, more war that will kill and wound some of their friends, more people in prison for non -violet offenses. Of course the Republicans do not want Gary Johnson on the ballot because that is what they want. Of course the news media tells us not to pay any attention to Gary Johnson because more debt , more war, and more people in prison is what they want. It is just a shame that Barack Obama has proven over the last four years that is also what he wants.
I support the troops therefore I am going to vote for Gary Johnson those who vote for war monger Barack Obama or war monger Mitt Romney do not support or care about them.
"Good intentions will always be pleaded for every assumption of authority. It is hardly too strong to say that the Constitution was made to guard the people against the dangers of good intentions. There are men in all ages who mean to govern well, but they mean to govern. They promise to be good masters, but they mean to be masters." – Daniel Webster (1782-1852)
No Debate No Real Choice in 2012
If I read one more article or hear one more pundit telling me how important the upcoming presidential election is I believe I will vomit. No matter whether we elect Barack Obama or Mitt Romney the American people will still have trillions of dollars of ever increasing national debt and they will still have to come up with billions eventually trillions of dollars out of their own pockets to pay interest on it for which they will receive no education for their children, no health care for themselves, no increased ability to defend from real rather than media created threats, no infrastructure to help them earn a livelihood, no advances in science, no cleaner an environment but the government will get the privilege of borrowing even more money with which to buy our votes and the big banks will get funds from the federal reserve created sham money at 0 percent interest which they can loan to people and businesses at 20 percent interest. This system is good for politicians like Obama and Romney, the military industrial complex, the prison guards union, the thousands of government bureaucrats who feel entitled to control the minutest aspects of our lives however it is not so good for ordinary people.
Just Another Day Under Israeli Rule
From Ynetnews
'Turning Bedouin village into Jewish settlement is racist'
Government's decision to convert Umm al-Hiran into Jewish settlement enrages Bedouin residents; 'You can't just take an Arab and put a Jew in his place. This is Nakba of 2012,' they say
by Ilana Curiel
The continuous struggle of the Bedouin community in southern Israel has once caused a stir in a move Bedouins are calling "racist."
"We will continue fighting. We will not leave our land," residents of Umm al-Hiran, an unrecognized Bedouin village in the Negev slated for demolition, said. The government intends to build a new Jewish settlement called Hiran in place of the village.
Charles de Gaulle Defends the Gold Standard
Andy Williams R.I.P (His Rendition of "Born Free")
Big FMAC Attack at Libertopia
The Molinari/C4SS/ALL crowd are planning our biggest presence yet at Libertopia next month. There'll be a panel on Markets Not Capitalism on the main stage, featuring Gary Chartier, Charles Johnson, Sheldon Richman, and your humble correspondent. In addition, there'll be individual talks by Gary (on "There's War, and Then There's Everything Else"), Charles (on "Ask An Anti-Capitalist!: A Freewheeling Q&A on Markets Not Capitalism, Left-Libertarianism, and Mutualist Ends Through Free-Market Means"), Sheldon (on "Market, State and Autonomy"), and myself (on "Race, Gender, and Anarchy"), as well as Markets Not Capitalism audiobook narrator Stephanie Murphy (on "Mutual Aid for the Modern World"); plus Charles is on an anti-IP panel with Stephan Kinsella. (Unfortunately, some of these events are scheduled opposite one another – the price of success, I guess. See the current schedule here.)
Alexander Cockburn: The Anti-Statist
This is my contribution to the CounterPunch memorial issue for Alexander Cockburn, the left iconoclast who died recently.
A libertarian--a radical, decentralist, pro-market, but anti-capitalist left-libertarian, at any rate--could tell that Alex Cockburn was exceptional when even his eulogy for a departed Marxist compelled interest.
After the Marxist economist Paul Sweezy died, Alex wrote that Sweezy "trenchantly detected and explained: the reasons for the New Deal's failure, until World War II bailed out the system; military Keynesianism and the Korean war as the factors in US recovery after that war; underdevelopment in the Third World, consequence of dependency that was created by imperialism . . . ; the increasing role of finance in the operations of capitalism. . . ."
Tom Szasz: Dialectical Libertarian
Tom Szasz was what Chris Sciabarra would call a dialectical libertarian. Here's an example. Many years ago the city of Berkeley, California, (if I remember correctly) had a public referendum on whether to outlaw all electroshock, or "electro-convulsive therapy [sic]." Tom endorsed the ban. But he was a libertarian, so how could he possibly support a ban on even voluntary electroshock?
Simple. He knew that electroshock was far more likely to be used on people against their will. In the unlikely case that someone wanted it, he or she could go to a neighboring community. The net result of a ban would be that no one could be subjected to that barbaric procedure against his or her will within the borders of Berkeley. Hence it was a clear-cut victory for freedom.
Thomas Szasz, RIP
As if we haven't had enough bad news recently, I just learned that Thomas Szasz, my friend and mentor, died the other day. He was 92. I will have more to say in coming days. I am truly devastated by this news.
For now, see my "Szasz in One Lesson."
Also see Jacob Sullum's Reason interview.


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BCFP updates HMDA Small Entity Compliance Guide
Posted October 31, 2018 by CUNA Advocacy
On October 30th, the Bureau of Consumer and Financial Protection (BCFP) released an updated HMDA Small Entity Compliance Guide to reflect changes made to reporting requirements by the Economic Growth, Regulatory Relief, and Consumer Protection Act (known as S. 2155) and the 2018 HMDA Interpretive Rule.
CUNA attends Fourth Circuit Arguments in ADA Case
The Fourth Circuit of Appeals heard arguments in a case involving Department of Labor (DOL) FCU related to a frivolous lawsuit alleging website noncompliance with the Americans with Disabilities Act (ADA).
BCFP Issues Statement on Payday Rule
The BCFP issued a statement announcing an intent to issue a proposal revising the payday rule in January 2019.
Briefing Schedule Set in Field of Membership Appeal Litigation
The United States Court of the Appeals for the District of Columbia has finally set a briefing schedule for the field of membership litigation appeal. The briefing schedule required NCUA to submit a brief by December 5th with amicus briefs in support of NCUA due 7 days later, on December 12th.
BCFP Report on Remittance Rule Released
The Bureau of Consumer and Financial Protection (BCFP or the Bureau) released its lookback report on the remittance rule. As a reminder, Section 1022(d) of Dodd-Frank requires the Bureau to conduct these reports within five years after finalizing a major rulemaking. The intent of the report is to evaluate the outcomes of the rule and determine the rule's effect on the market (intended and unintended).
CUNA Files Follow-up Letter in Response to NCUA's Proposed 2019-20 Budget
CUNA filed a follow-up letter to the National Credit Union Association (NCUA) in response to their proposed 2019-2020 budget. This letter reinforces the testimony provided to the NCUA by CUNA's Chief Economist, Mike Schenk, during their budget hearings on October 17th.
Federal Reserve to Host Public Town Hall Meetings
Posted October 26, 2018 by Chandler Schuette
The Federal Reserve will host public town hall meetings in its 12 districts in late October and early November to discuss its Faster Payments Settlement Assessment notice in the Federal Register. CUNA continues to be a strong advocate for a secure faster payments system accessible to institutions of all sizes.
MSUFCU's Jeff Jackson Elected to Federal Home Loan Bank of Indianapolis Board of Directors
MSU Federal Credit Union's (MSUFCU) Chief Lending Officer, Jeff Jackson, has been elected to the Federal Home Loan Bank of Indianapolis (FHLBI) Board of Directors.
CUNA Launches Final Independent Expenditure for 2018 Midterm Election
Credit Union Legislative Action Council (CULAC), the federal PAC of the Credit Union National Association (CUNA), launched its final independent expenditure (IE) for the 2018 midterm election cycle.
NCUA to Host HMDA and Consumer Compliance Update Webinar
The National Credit Union Administration (NCUA) will host a webinar for credit unions on November 14th where they can learn more about recent changes to the Home Mortgage Disclosure Act and other federal consumer financial protection laws and regulations.
CUNA Files Reply Comments to the Federal Communications Commission on Autodialer Issues
Credit Union National Association (CUNA) continues to seek clarity on several issues under the Telephone Consumer Protection Act (TCPA) to help reduce confusion for credit unions trying to comply with the law. In its reply comments filed to the Federal Communications Commission (FCC) Thursday, CUNA highlighted several credit unions and leagues emphasizing the critical importance of a narrow definition of an automated telephone dialing system (ATDS).
CUNA and FS-ISAC Held Free Webinar on Effective Cyber-exercises for Credit Unions
CUNA, the Financial Services Information Sharing and Analysis Center (FS-ISAC), and the Financial Services Sector Coordinating Council (FSSCC) conducted a webinar for credit unions that gave an overview of cyber-exercises and how credit unions could participate in cyber-exercises.
CUNA Launches First Round of Independent Expenditures for 2018 Midterm Elections
Credit Union Legislative Action Council (CULAC), the federal PAC of the Credit Union National Association (CUNA), launched its first round of independent expenditures (IEs) for the 2018 midterm election cycle. CULAC and CUNA have been the strong political backbone for credit unions for over 40 years, engaging in strategic partisan communications and IEs for nine elections cycles.
The Week Ahead in Washington - October 22, 2018
Both the House and Senate are in recess until after the midterm elections.
NCUA Board Votes to Approve Final RBC Rule
The National Credit Union Administration (NCUA) board voted to approve a final risk-based capital rule, which would secure important regulatory relief for credit unions and maintain an appropriate focus on safety and soundness.
CUNA responds to FCC Public Notice on TCPA
CUNA submitted a comment responding to a FCC Public Notice issued to gather feedback after the Ninth Circuit Court of Appeals decision in Marks vs. Crunch San Diego, LLC. The Ninth Circuit's ruling in Marks would substantially expand the TCPA definition of an "automatic telephone dialing system" (ATDS).
FFIEC Launches New BSA/AML InfoBase on its Website
The Federal Financial Institutions Examination Council (FFIEC) launched the redesigned Bank Secrecy Act/Anti-Money Laundering (BSA/AML) InfoBase website, which is aimed at sharing bank examination procedure information with examiners, financial institutions, the public, and other stakeholders.
CUNA's Chief Economist, Mike Schenk, Testifies for Credit Unions at NCUA Budget Briefing
The National Credit Union Administration held its budget briefing and Credit Union National Association (CUNA) Chief Economist Mike Schenk testified on behalf of credit unions. Schenk applauded the NCUA decision to merge the Temporary Corporate Credit Union Stabilization fund into the Share Insurance Fund (NCUSIF), totaling $735 million, and urged for the equity distribution to credit unions and their members.
BCFP Releases Fall 2018 Rulemaking Agenda
The BCFP released its Fall 2018 rulemaking agenda today. The agenda is a snapshot of the Bureau's regulatory priorities over the coming months into 2019.
The Regulatory Flexibility Act requires executive branch federal agencies to publish their regulatory agendas twice a year, typically in the fall and spring. As an independent agency, the Bureau voluntarily participates in the Unified Agenda, which is coordinated by the Office of Management and Budget (OMB).
CUNA Writes to the BCFP in Support of their Participation in the Global Financial Innovation Network (GFIN)
CUNA wrote to the Bureau of Consumer Financial Protection in support of their participation in the Global Financial Innovation Network (GFIN) in response to a document outlining the GFIN collaborative effort, but strongly encourages the bureau encourage the network to ensure a level playing field.
CUNA's Chief Advocacy Officer Writes Op-ed: RBC Rule: NCUA Board Deserves Thanks, but More Work Is Needed
CUNA's Chief Advocacy Officer - Ryan Donovan, wrote an op-ed in the CU Times in response to the NCUA's proposed risk-based capital (RBC) rule. While the proposed RBC ruling is a positive and prudent step forward, the piece further urges the NCUA board to finalize the proposal at Thursday's meeting.
BCFP Launches New Innovation Webpage
The Bureau of Consumer Financial Protection has launched a new innovation webpage. Here you can find out how to apply to run a disclosure trial or pitch a pilot and learn more about the Global Financial Innovation Network.
BCFP Intends to Pursue UDAAP Rulemaking
Acting Director Mick Mulvaney announced the BCFP plans to pursue in the near future a rulemaking creating standards for unfair, deceptive, or abusive acts or practices (UDAAP).
Senate Banking Committee Holds Hearing on Blockchain and Cryptocurrency: "Exploring the Cryptocurrency and Blockchain Ecosystem"
The committee and panelists covered the positive and negative repercussions of the technology, the validity of the various key tenants that make blockchain a unique tool, concerns over crime and illicit transfer of funds via cryptocurrencies, and expectations for the future from an economic and regulatory perspective.
CUNA Attends State Policy Network's Annual Conference
Richard Gose, Chief Political Officer, and Jennifer Kelly, Director of State Affairs, attended the State Policy Network's (SPN) annual conference in Salt Lake City, UT. For the first time, credit union advocates were on hand to explain the credit union difference to state policy leaders. The State Policy Network promotes state-based solutions and coalition efforts to help achieve a national impact.
CUNA Responds to NYT Article on Marriott Credit Union
The article does a disservice to consumers, focusing on the negative experiences of a several credit union members. But credit unions deliver big financial benefits to the 110 million credit union members. CUNA's latest member benefits report shows that average credit union overdraft fees are lower than banks by around $3.00. Independent market research clearly and consistently shows that credit union pricing is substantially more consumer-friendly than that found at other financial institutions. For example, nearly two-thirds of credit unions offer free checking accounts whereas only 38% of banks do so. Credit unions are seven times more likely than banks to offer free interest-bearing checking accounts. Studies show that bank NSF fees are 10% to 20% higher than those at credit unions.
Final Risk-Based Capital Rule on NCUA's Oct. 18 Meeting Agenda
The NCUA board will vote on finalizing changes to its risk-based capital at its Oct. 18 meeting, according to the agenda released by the agency Thursday. CUNA supports the proposal, but has expressed numerous concerns about the agency's RBC approach in general.
CUNA, BCFP Present HMDA Partial Exemption Information and Resources
CUNA hosted a webinar on October 10th with Bureau of Consumer Financial Protection staff on changes to Home Mortgage Disclosure Act (HMDA) reporting requirements. A recording of the webinar is available for free to CUNA members, and will be available shortly.
Bloomberg News: Enforcement Actions Drop Sharply at Trump-Led CFPB
In an article published by Bloomberg News, it was reported that the Consumer Financial Protection Bureau took only three enforcement actions in the third quarter of 2018 and is on pace for the lowest yearly total in its seven years of existence.
CUNA Attends Senate Commerce Hearing on California Privacy Standards and European Standards
CUNA attended the Senate Commerce Committee hearing with representatives from California and the EU to discuss the implications of the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR) on Congress' efforts to develop a federal framework for consumer data privacy.
CUNA Writes to the Bureau on their Proposal on its Policy to Encourage Trial Disclosure Programs
CUNA filed a comment letter to the Bureau of Consumer Financial Protection on October 10th regarding their proposed policy to encourage Trial Disclosure Programs (TDPs). CUNA is generally in support of the revised TDP policy but provided few suggestions for consideration.
Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Michael
The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the state regulators recognize the serious impact of Hurricane Michael on the customers, members, and operations of many financial institutions and will provide appropriate regulatory assistance to affected institutions subject to their supervision.
CUNA Writes to the NCUA on their Proposal on Loans and Lines of Credit to Members
CUNA filed a letter with the NCUA regarding its proposed amendments to Part 701, Loans to Members and Lines of Credit to Members. The letter supports proposed changes to improve clarity and make compliance easier by reorganizing a few provisions within the regulation.
CUNA and BCFP Will Host HMDA Rule Interpretation Webinar on October 10th
CUNA will be hosting a webinar in conjunction with the BCFP to discuss technical implementation of the new HMDA rule. In August 2018, the BCFP released the 2018 HMDA Interpretive Rule, which provides partial exemptions for some insured depository institutions and insured credit unions from certain HMDA requirements as a result of the passage of S.2155.
Agencies Issue Joint Statement on BSA/AML Resource Sharing
FinCEN and the federal depository institution regulators issued a joint statement on October 3rd to address the benefits of financial institutions entering into collaborative arrangements to help manage their Bank Secrecy Act (BSA) and anti-money laundering (AML) obligations more efficiently and effectively.
The Week Ahead in Washington - October 8, 2018
The House is in recess until after the November midterm elections.
The Senate is expected to consider executive and judicial nominations.
CUNA Attends Financial Literacy and Education Commission Public Meeting
CUNA attended the Financial Literacy and Education Commission's public meeting where the Commission reinforced their commitment to new and innovative methods for developing public financial education.
CUNA and FS-ISAC to Host Free Webinar on Effective Cyber-exercises for Credit Unions
The first rule in achieving success with cyber-incidents is to have a documented response plan. The second rule is to practice that plan. However, knowing how to conduct a cyber-exercise and what resources are available to help practice the plan can be a challenge for credit unions.
Join the Credit Union National Association (CUNA), the Financial Services Information Sharing and Analysis Center (FS-ISAC) and the Financial Services Sector Coordinating Council (FSSCC) on Wednesday, October 17, 2018 for a webinar designed to:
Help CUs know how to exercise their plan
Share what resources are available and how to find them
Explore tips and tricks to make practicing incident response easy and effective
NCUA and Federal Banking Regulators Issue Joint Statement on Sharing Bank Secrecy Act Resources
The NCUA along with the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Financial Crimes Enforcement Network and the Office of the Comptroller of the Currency issued a joint statement on banks and credit unions sharing resources to improve efficiency and effectiveness of Bank Secrecy Act compliance. Read the press release below and the entire statement via this link.
CUNA's Chief Advocacy Officer Writes Op-ed: What Wall Street banks and Sen. Warren have in common
CUNA's Chief Advocacy Officer - Ryan Donovan, wrote an op-ed in The Hill in response to Senator Warren's recently introduced legislation that contains a provision placing credit unions under the CRA.
"Sen. Elizabeth Warren's (D-Mass.) proposal to place credit unions under the Community Reinvestment Act would be a step backward in access to affordable mortgage credit,"
CUNA Writes to Senator Warren and Entire Senate in Opposition to Section 203 of S. 3503, the American Housing and Economic Mobility Act of 2018
While S. 3503 has a laudable goal, its provision to extend the Community Reinvestment Act (CRA) to credit unions runs counter to the goal of increasing access to credit. On Wednesday, CUNA wrote a letter to Senator Warren and a separate letter to all US Senators opposing Section 203 that would expand the reach of the CRA to credit unions.
The CRA was enacted in 1977 to combat discriminatory bank lending practices. Since it was enacted, Wall Street banks have fought to include credit unions, despite a complete lack of evidence of systematic lending discrimination.
As currently written, Senator Warren's legislation seeks to impose CRA requirements, which were enacted as a result of bank redlining and disproportionate discriminatory lending practices—explicitly not intended to apply toward credit unions, who by definition, serve their community as a cooperative non-profit entity.
CUNA Writes to Senate Banking Committee Prior to Hearing on S. 2155 Implementation
CUNA wrote to Chairman Crapo and Ranking Member Brown prior to the Senate Banking Committee's hearing entitled, "Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act."
On behalf of America's credit unions, CUNA strongly supported S. 2155 during the legislative process and applauded its enactment into law in May.


Moulding, casting and sculpting supplies. Silicones, Resins, Clay. Resin art, models, movies, latex moulds, lifecasting, cosplays & more. Resin Art Supplies.
Koolfoam is a Queensland based leading supplier of Polystyrene Insulation & Foam Products ideal for commercial and residential applications.
R.B.Gray & Co. established in 1974, specialising in cutting and fabrication of flexible polyuerathane foams, upholstery supplies and furniture components.
Ultra Hi Float Kit (includes dispenser) 473ml (Pint) Q84932 : $29.35: Description: ULTRA HI-FLOAT increases the average float time of helium inflated rubber balloons by 10 times.
Manufacturers of high performance cleaning products. Browse our range of cleaning supplies available in Melbourne, Sydney, Adelaide, Brisbane and Perth.
System Overview An innovative insulation product, MasterFloor is an under-floor insulation panel designed for lightweight raised flooring systems.
Buy flexible foam rubber mattress from Scotts FRP that gives you comfort and relaxation to enjoy lifelong. Call us on (07) 4642 1544.
Find information for the Adelaide St, Brisbane Officeworks store, including the address, opening hours, in store services and events, and other contact details.
Gold Coast Foam and Rubber. The one-stop shop on the Gold Coast for all your foam and rubber needs.
Brisbane Party Hire has been supplying quality party equipment for 25 years.. We are a company which prides itself in quality service and products. Our staff are carefully chosen on the basis of their friendly and courteous approach to customer service.


Some occasions call for decadent style, period. This luxurious Italian slip-on suede ballet comes from a collaboration with Italian designers to give you a little something special for your feet. And, you can dance around the world in comfort thanks to our signature comfort from a perfect fit.


Students can meet with companies at annual INSTN careers forum at Saclay. Around twenty companies from the nuclear sector are invited to the forum and there are simulated job interviews with recruiters, etc.
Help in drafting CVs and job interviews.


Our charming Guest House is the perfect accommodation for discovering all the riches of the Vendée. Equally close to Puy du Fou, the beaches of Les Sables-d'Olonne, Nantes and La Rochelle, you'll be able to visit the whole of the region and then enjoy a cosy place to relax after a great day out.
Light, fabric and colour go hand in hand to create wonderful environments in the rooms, suites and gites dotted across the castle grounds.


That's the word from Robert Downey Jr. during a Reddit AMA last week, answering the question of whether or not he would ever appear on "Agents of S.H.I.E.L.D.," the Marvel TV series starring Clark Gregg as Director Phil Coulson. Downey added that there's "a fair amount of red tape involved in something like that," but he's nonetheless thrilled with Gregg's success.
Likewise, Gregg found himself touched by Downey's "S.H.I.E.L.D." shout-out, even if he isn't entirely convinced that Iron Man needs to swing through Marvel's small-screen world.
With its second season well underway, "S.H.I.E.L.D." has bolstered its ranks with a unique roster of characters that fans have come to know and love. With that in mind, Gregg doesn't think Coulson needs the support of Earth's mightiest heroes — but he certainly welcomes it, if the day ever arrives.
Considering reports that Downey is negotiating for an antagonist role in Marvel's "Civil War" inspired "Captain America 3," it's certainly possible that the erstwhile Tony Stark could swing into "S.H.I.E.L.D." for an episode or two. Even without a direct appearance from one of the Avengers, Gregg believes that events from the Marvel Cinematic Universe will reverberate throughout the TV series as it pushes forward.


The theory of vectors, vectorspaces, inner product spaces, linear transformations, eigenvalues, canonical forms, complex vectors and matrices and orthogonality. Unlike MATH 2050, this course emphasizes the theoretical aspects of linear algebra. (Cross-listed with MATH 4050).


1. Head over to the sign-in page for your account.
2. Click the Forgot Password? link.
3. Enter the email address for your account and click Reset Password.
4. Check your email! The system will send you a link to reset your password.
5. Once you receive the email, click Change my password to be taken to the reset password page.
6. Enter your new password and then type the password again to verify it. Click Reset Password.
7. You will be automatically logged into your account and can login in the future with your new password.


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Q: change legend symbols from boxplot in ggplot2 I am plotting a series of boxplots as well as points on top but my color legend shows all the symbols as little boxes. I've tried using override.aes but the problem persists. Bonus points if you can show me how to make r^2 appear nicely in the title.
r2df.realtime=subset(r2df,yr>reconyear)
r2df.sameyr=subset(r2df,yr==reconyear)
ggplot()+geom_boxplot(data=r2df.realtime,aes(as.factor(yr),r2phvrcn,col='model1'),outlier.shape=3)+
    geom_boxplot(data=r2df,aes(x=as.factor(yr),y=r2phv,col='model2'))+
    geom_point(data=r2df,aes(x=as.factor(yr),y=r2recon,col='model3'),shape=6)+
    geom_point(data=r2df.sameyr,aes(x=as.factor(yr),y=r2phvrcn,col='model4'),shape=6)+
    scale_color_manual(values=c('blue','red','green','black'))+
    facet_grid(~mth)+
    guides(color=guide_legend('Model'),override.aes=list(shape=c(6,6,1,1)))
    labs(title=paste('Real-time Ensemble of Cross-Validated Skill Scores (',expression(r^2),')',sep=''))

link to text file with dput(r2df)

A: First, to remove boxplot "shapes" from the legend you should add show_guide=FALSE to two geom_boxplot() calls. Then yo change shapes in legend with override.aes= you should place it inside guide_legend() (in your try it was placed as separate argument inside function guides()).
Second, in your title call change order of functions paste() and expression().
ggplot()+
  geom_boxplot(data=r2df.realtime,aes(as.factor(yr),r2phvrcn,col='model1'),
                                           outlier.shape=3,show_guide=FALSE)+
  geom_boxplot(data=r2df,aes(x=as.factor(yr),y=r2phv,col='model2'),show_guide=FALSE)+
  geom_point(data=r2df,aes(x=as.factor(yr),y=r2recon,col='model3'),shape=6)+
  geom_point(data=r2df.sameyr,aes(x=as.factor(yr),y=r2phvrcn,col='model4'),shape=6)+
  scale_color_manual(values=c('blue','red','green','black'))+
  facet_grid(~mth)+
  guides(color=guide_legend('Model',override.aes=list(shape=c(1,1,6,6))))+
  labs(title=expression(paste("Real-time Ensemble of Cross-Validated Skill Scores
                                                                (",r^2,")",sep='')))

redpajama_set_name: RedPajamaStackExchange


The Rise provides coaching and leadership training to local youth ministries and youth workers. I was asked to create brand material for The Rise. Items included logo, 8×8 pop up banner, mail-outs, magnets, and leadership curriculum that consisted of dvd's, audio cd's and instruction packets.


text:
Q: Interested in learning about something new in SAS I am trying to create a decision tree in SAS. Whenever I run my SAS code I get an error message.
Could I have someone assistance?
Sample code:

   proc hpsplit data=credit;
           class default student;
           model default = student balance income
           output out=hpsliout;
           prune costcomplexity;
        run;


Mobile company O2 has become the first UK network to offer people the chance to lease the latest must-have smartphone – the iPhone 4S – on deals that run for just 12 months.
With O2 Lease, users can get their mitts on the latest Apple handset for £55 a month. Crucially, there is no upfront fee. At the end of the lease, simply hand it back and walk away, or upgrade to the latest model.
The lease option is slightly more expensive per month than a traditional two-year contract but it only runs for 12 months. It will particularly appeal to those who enjoy having the very latest handsets, and switch each year.
O2 says: "This is the first time a UK mobile operator has adopted a leasing model, and this is the smallest thing you can lease in the UK. We know that customers and small businesses are used to leasing everyday items, from cars and washing machines to photocopiers and office space. We have simply taken this idea and applied it to the smartphone market."
The company says the service will initially be offered through O2 stores and over the phone. Those leasing the 16GB iPhone 4S will pay £55 a month. The deal will include insurance – worth around £12 a month. If you want the 32GB, the lease is £65 per month.
The deal includes 750 call-time minutes per month and unlimited texts, plus a relatively small 500MB of data downloads, and unlimited UK Wi-Fi. Until now, those unable to raise a big upfront fee have had to take out a two-year contract, typically paying around £46 a month for two years, although the main advantage of a contract over leasing is that at the end, the handset belongs to you.
If you want an iPhone 4S on a 12-month, £51-a-month contract, you currently have to pay around £139 for the handset.
Sally Cowdry, marketing director for O2 UK, says potential customers can walk into one of its shops to do the deal, while existing users can phone and lease there and then. Small businesses will also be able to take advantage of the offer. You can expect to be credit-referenced.
"O2 has had to build entirely new systems for handling everything from credit agreements to managing device returns, and, increasingly, our recycling commitment at the end of the contracts. We believe the result is a new model that will challenge the industry and its customers to look at the UK's mobile landscape with fresh eyes," says Cowdry.
Before you rush out and sign up, there are a few downsides. As with car leases, you will have to return the handset without any damage, and if you break it, and can't claim on the insurance, you will be charged for repairs. Normal wear and tear will be acceptable, and there will be some disputes over what this constitutes. The insurance carries a first claim excess of £60, and £120 for any subsequent claims.
O2 recommends customers protect the device with a case. If a customer loses or damages it badly, they will need to claim, and replace it before the plan ends. Should the phone remain unreturned, is damaged or is not working when handed back, O2 will raise a charge, it warns.


text:
Budakovë en albanais et Budakovo en serbe latin (en serbe cyrillique : ) est une localité du Kosovo située dans la commune/municipalité de Theranda/Suva Reka et dans le district de Prizren/Prizren. Selon le recensement de 2011, elle compte  habitants, tous albanais.

Géographie

Histoire

La mosquée du village remonte au  ; elle est proposée pour une inscription sur la liste des monuments culturels du Kosovo.

Démographie

Évolution historique de la population dans la localité

Économie

Notes et références

Voir aussi

Articles connexes
 Localités du Kosovo
 Monuments culturels du Kosovo

Liens externes
  Budakovë/Budakovo sur fallingrain.com

Localité dans la municipalité de Theranda/Suva Reka

redpajama_set_name: RedPajamaWikipedia


text:
Martin Dietrich Brauch
International Law Advisor, IISD
Tackling Climate Change Through Sustainable Investment: All in a Treaty?
Solar Farm, US. Credit: American Public Power Association
To accelerate the shift away from unsustainable investments to Paris/SDG-compatible investments, The Creative Disrupters—a team of international lawyers, economists, policy advisers and communications experts —proposes the 'Treaty on Sustainable Investment for Climate Change Mitigation and Adaptation'.
The Treaty, which is one of the winners of the Stockholm Treaty Lab contest, is structured around three building blocks: demoting unsustainable investments; promoting sustainable investments; and ensuring a just transition to environmentally, socially and economically sustainable, climate-friendly and resilient economies and societies.
The need to take climate action is a clear imperative for the states that agreed to the UN Sustainable Development Goals (SDGs) and the Paris Agreement on climate change. If governments are to maintain their commitment to limiting global temperature rise to well below 2°C, they need to leave two-thirds of the world's coal, oil and gas in the ground and foster climate-friendly and resilient investment. As the international community prioritizes investment for sustainable development, leaders can expect to face some barriers from fossil fuel investors. How do we align the international investment regime with the urgency to take climate action?
To accelerate the shift away from unsustainable investments to Paris/SDG-compatible investments, The Creative Disrupters—a team of international lawyers, economists, policy advisers and communications experts, including several individuals who work for the International Institute for Sustainable Development (IISD)—proposes the Treaty on Sustainable Investment for Climate Change Mitigation and Adaptation. The Treaty, which is one of the winners of the Stockholm Treaty Lab contest, is structured around three building blocks:
demoting unsustainable investments;
promoting sustainable investments; and
ensuring a just transition to environmentally, socially and economically sustainable, climate-friendly and resilient economies and societies.
But how does the Treaty define what makes an investment sustainable or unsustainable? While strongly encouraging common approaches, the Treaty leaves those critical determinations to the states themselves. Each state designates—in Schedules incorporated as Annexes to the Treaty—economic sectors that meet either definition. This innovative approach is in line with the concept of sustainable development, which is highly context specific, and with the Paris Agreement, under which states submit commitments based on nationally determined contributions.
Demoting Unsustainable Investments
Currently, the international investment regime is ill-suited for staying in line with the SDGs and for limiting global warming to well below 2°C, for at least three reasons.
First, traditional international investment agreements focus on the protection and promotion of all types of investment, independent of their qualities, including from a climate perspective. The Treaty addresses this by:
providing no right to establishment of new unsustainable investments and circumscribed rights to expand unsustainable investments;
allowing and even encouraging states to discriminate between sustainable investments, which are to receive more favourable treatment, and unsustainable investments, which are to be discouraged and ultimately eliminated; and
imposing—on sustainable, unsustainable and non-classified investors and investments alike—obligations aimed at setting high and ever-increasing standards of environmental and social performance, including human rights and climate change considerations, coupled with accountability and dispute settlement mechanisms designed to ensure that investors and investments comply with such standards.
Second, the current investment regime makes it difficult for governments to adopt disruptive but necessary measures to address climate change because traditional treaties provide extraordinary protections to foreign investors. To address these problems, the Treaty:
clearly defines the scope of protection accorded to avoid expansive interpretations and sets out the conditions to access international dispute settlement;
replaces existing investment treaties and chapters to the extent of overlap and amends them so as to allow host states to deny benefits in case they are challenged in international arbitration in relation to an unsustainable investment;
moves away from the controversial, widely used and broadly interpreted standards of "fair and equitable treatment," "full protection and security," "legitimate expectations" and "indirect expropriation," while protecting investors and investments against conduct that would breach internationally-agreed standards; and
removes all procedural rights for unsustainable investors and investments under the Treaty, subjecting them to the exclusive jurisdiction of domestic courts of the host state.
Third, traditional treaties fail to address the fact that many national governments have regulatory and incentive structures that do not reflect the need to scale back and disrupt unsustainable investment. The Treaty is innovative in this sense in that it:
commits states to enforcing their existing commitments under multilateral environmental agreements, to enforcing their existing environmental laws and to raising the level of ambition with respect to both;
provides procedural avenues for citizens to challenge states, investors or investments that have failed to meet their obligations under the Treaty;
commits states to agree on modalities and timelines for phasing out investment incentives to unsustainable investments;
obliges investors to undertake impact assessments, including consideration of environmental, social, human rights and climate change risks and impacts, with a baseline of internationally accepted standards and good practice.
Promoting Sustainable Investments
Sustainable investments are crucial for countries to maintain their commitment to climate change adaptation and mitigation all the while staying on track to achieving the SDGs by 2030. As it stands, not enough sustainable investment is taking place for the global community to meet its agreed climate change mitigation and adaptation objectives in line with the SDGs.
For example, when looking at the renewable energy sector, there is a massive investment gap between current levels and what is needed to scale up renewables to a level where they can have significant and positive impacts on climate change mitigation. The International Energy Agency (IEA) argues that "low-carbon investments are not on track to meet climate change objectives," with non-solar and wind investment falling "far short" of what is needed.
Sustainable investors look for clear signals that host governments have prioritized climate change mitigation and adaptation objectives and other SDGs and are reasonably constant and predictable in their policies and targets. While it is impossible and undesirable to guarantee long-term regulatory stability, the Treaty signals long-term commitment by:
committing states, in an instrument of international law, to encourage, promote and create favourable conditions for sustainable investments;
committing states to raise their levels of ambition with respect to the objectives of the Paris Agreement and the SDGs;
guaranteeing non-discriminatory treatment (national treatment and most-favoured-nation treatment) in like circumstances, a standard of treatment that eschews egregious behaviour by the host state, the right of transfers, among other rights; and
providing all investment-related stakeholders with access to a mechanism for dispute prevention and settlement.
Market failures may act as barriers to flows of sustainable investments needed to ensure the achievement of the goals under the Paris Agreement and the SDGs. In some cases, market incentives may eventually work to remove barriers to sustainable investments, but the urgency of the challenges we face often demands that governments intervene to help speed the rate and volume of flow of such investments. To encourage sustainable investments, the Treaty:
fosters state cooperation in support of sustainable investment and the adoption of policies and regulations in areas such as product energy efficiency standards, technical requirements for climate-smart infrastructure projects and de-risking of sustainable investments;
allows for various green industrial policy measures (local content requirements, local employment requirements, R&D requirements, training requirements), while limiting the quantum of support, requiring specific performance benchmarks and mandating sunset clauses; and
commits states to not launch challenges at the World Trade Organization (WTO) or national trade remedy cases against each other's subsidies for sustainable investment.
Ensuring a Just Transition
With the ongoing energy transition, the Paris Agreement underscores the importance of ensuring the process is fair for all implicated workers and not leaving anyone behind in a changing economic landscape.
According to the International Labour Organization (ILO), a just transition should act as "a bridge from where we are today to a future where all jobs are green and decent, poverty is eradicated, and communities are thriving and resilient. More precisely, it is a systemic and whole of economy approach to sustainability. It includes both measures to reduce the impact of job losses and industry phase-out on workers and communities, and measures to produce new, green and decent jobs, sectors and healthy communities. It aims to address environmental, social and economic issues together."
The Treaty supports the just transition by:
reducing the impacts of drivers such as climate change;
creating employment to replace lost jobs and ensure worker rights;
providing institutions by which those affected by investment-led transition could have a voice in the governance of investment and investors; and
fostering cooperation and efforts by states to manage the transition in such a way as to cushion the impacts on workers and citizens.
More specifically, the Treaty lays out a list of possible actions to ensure that the sustainable investment transition is just for all, ensuring meaningful employment for those whose jobs are lost in the process of change, underscoring transparency and accountability mechanisms throughout the transition and strengthening social safety nets.
A Treaty to Make Investment Work for the Climate and the SDGs
With its focus on climate-friendly and resilient investment, this Treaty is an innovative approach for governments looking to put their best foot forward on sustainable investment geared toward climate change mitigation and adaptation. Keeping the SDGs and the Paris Agreement at its core, it moves away from traditional investment treaties by establishing a balance of rights and obligations for both governments and investors, ensuring justice for communities and other stakeholders involved in or affected by investment projects.
Martin Dietrich Brauch, Team Captain of The Creative Disrupters, is an International Law Advisor at IISD.
The Creative Disrupters will present the Treaty on Sustainable Investment for Climate Change Mitigation and Adaptation in New York City on September 28, 2018. Register here.
Learn more about the Stockholm Treaty Lab here.
7. Affordable & Clean Energy8. Decent Work & Economic Growth9. Industry, Innovation & Infrastructure13. Climate Action16. Peace, Justice & Strong Institutions
Renewables, Energy, Governance, Economics & Investment, Climate Change, Mitigation
Stakeholders and Major Groups
Carbon Pricing and Markets Update: Initiatives Promote Carbon Pricing Approaches in Southern and Eastern Africa
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Climate Finance Institutional Update: IMF and World Bank Spring Meetings Promote Investment in Sustainable Growth
26 April 2018 | Beate Antonich, Ph.D., SDG Knowledge Hub
Climate Finance Institutional Update: IMF and Worl...
Online Tool and Database Analyze NDC-SDG Links
9 November 2017 | Leila Mead, SDG Knowledge Hub
How the Joint Crediting Mechanism Can Contribute to NDCs Implementation and SDG Achievement
8 October 2019 | Jun Watanabe, OECC
How the Joint Crediting Mechanism Can Contribute t...
Institutional Finance Update: Climate Finance Flows on the Rise, but Improved Data Needed to Track Progress on Mitigation and Adaptation Pathways
29 January 2019 | Beate Antonich, Ph.D., SDG Knowledge Hub
Institutional Finance Update: Climate Finance Flow...
'Unreasonable Goals Program' Hosts Entrepreneurs Focused on SDGs
3 August 2017 | Catherine Benson Wahlén, SDG Knowledge Hub
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As DENEVA celebrates its 25th anniversary, it announced its Digital Signage solution in Las Vegas, at a private event that took place on June 6th, coinciding with Infocomm 2018. Infocomm is the largest professional audiovisual trade show in the United States.
This event was organized by ICON Multimedia, a Spanish developer that supports the latest developments in Digital Signage through its solution DENEVA, who is now seeking integrators to help expand its brand into the America's.
DENEVA's team scheduled a relaxed Meet&Greet at Firefly Tapas Kitchen & Bar, where attendees learned more about the benefits of Spain's Digital Signage CMS platform, its scalability, adaptability and international reach. It combines the latest user experience with cutting-edge technology for managing digital content, omnichannel support, integrations with third-party solutions, interactivity, advanced facial recognition technology, reporting, proximity engagement, and big-data analysis.
DENEVA offers its customers extensive custom development services and digital products to face new business challenges across all industries that demand visual marketing services, such as video walls, digital menu boards, interactive kiosks, "lift and learn" solutions, Passenger Information Systems (PIS) or wayfinding, among others.
Furthermore, DENEVA has its own experienced multi-lingual Service Desk, offering personalized customer service 7 days a week, 24 hours per day.
DENEVA's latest milestone into the America's is the installation of Digital Signage network in Metro Medellín which includes different channels to offer useful information to its travelers during all time, including the integration with social networks.


text:
Victoria's power supplies on the line as fires build
Angela Macdonald-SmithSenior Resources Writer
Jan 10, 2020 — 6.44pm
Power market players were holding their breath on Friday as wind-fanned bushfires threatened electricity transmission lines south of the Snowy Mountains to Victoria, posing the risk of cutting the connection between Victoria and NSW for the second time in a week.
Snowy Hydro chief executive Paul Broad said that while the company's generating plants in the region did not appear to be in danger, he was concerned about the bushfire threat to power connections to the south of the region later on Friday.
"We think we're in pretty good shape, we're not jumpy," Mr Broad told The Australian Financial Review. "The real risk is to transmission going south."
AusNet Services, owner of the transmission system in Victoria, is keeping a close eye on the situation, a spokesman said. Meanwhile in AusNet's distribution network in eastern Victoria, there were about 3000 customers still without power.
NSW power distributor Essential Energy estimates more than 500 poles have been destroyed by fire. James Brickwood
"The issue now is access," the spokesman said, pointing to many small communities with 10 or 20 houses disconnected. He said that while AusNet had been able to get generators into larger townships to start to reconnect customers there, access to more remote smaller communities was difficult.
AusNet had to halt restoration work on Friday due to the re-escalation in dangerous conditions, he said, adding that the Defence Force would fly about 50 AusNet staff into northern Victorian communities on Saturday.
Last Saturday ferocious bushfires in the Snowy region took out two substations near Tumut and brought down transmission lines, resulting in the loss of the main transmission link between NSW and Victoria. That effectively separated NSW and Queensland from the rest of the National Electricity Market, forcing the energy market operator to suddenly call on emergency supplies to avoid rolling outages in NSW.
Bushfires also temporarily separated NSW's power system from Queensland's on Tuesday morning as debris and grit settled on transformers, causing systems to trip.
Mr Broad said AusNet had carried out significant hazard reduction work around the lines in north-eastern Victoria but that couldn't remove the risks from fires amid winds expected to pick up strongly overnight Friday-Saturday. Several emergency alert warnings were in place for fires in Victoria on Friday afternoon, and one in NSW.
"There's nothing more we can do," he said.
The Australian Energy Market Operator has issued no warnings about low levels of generation reserves, with the bigger threat being to transmission and distribution, rather than generation.
As of Friday afternoon, its advice from late Thursday that current forecasts of supply and demand showed adequate supplies across the whole National Electricity Market still stood.
NSW rural power distributor Essential Energy warned of worsening fire conditions on Friday and Saturday and has advised of extensive damage to its network that will take time to repair. It restored power to more than 1000 customers on Friday but still has bout 3800 customers offline, with several areas not expected to be reconnected until the week starting January 20.
Ausnet Services Limited
Angela Macdonald-Smith writes on the resources industry with a focus on energy, including gas, oil, electricity and renewables. Connect with Angela on Twitter. Email Angela at amacdonald-smith@afr.com


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Kimberly DeCarrera
Springboard Legal
Unclaimed Property Alerts
Delaware To Send More Unclaimed Property Notices
Bydeclaw May 7, 2019 June 4, 2020
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Delaware is anticipated to send out additional unclaimed property notices this month to companies that may not be in compliance with the state's abandoned and unclaimed property laws.
In the past, Delaware has targeted the large Fortune 500 companies for both its audits and voluntary disclosure program. As many of these companies have completed audits and voluntary disclosure programs, the new targets have been progressively smaller companies.
This round of unclaimed property notices will likely hit companies with annual revenues as low as $100 million.
That means that smaller and mid-market companies will have to learn about unclaimed property.
And how to navigate the pitfalls of a multi-state audit with a contingent fee auditor.
Who Is At Risk of Getting a Delaware Notice
Delaware has over a million entities incorporated or registered in the state. However, it is the state's belief that only a small portion of companies are in compliance with the unclaimed property laws.
And that's not including companies that are not organized within the state. Just because your company is not incorporated in Delaware does not mean you will not be a target. But incorporation within the state does raise your risk profile.
Other companies that may be at risk include companies in a large organizational structure that may have sister companies that are incorporated in Delaware, companies that may have reported unclaimed property in the past and have ceased reporting, and companies with a large operational presence in the state.
What To Do If You Receive a Delaware Unclaimed Property Notice
First and foremost, do not ignore the letter from Delaware!
The first letter that you receive from Delaware should be a letter from the Delaware Secretary of State offering your company a chance to participate in the state's voluntary disclosure program and complete a voluntary disclosure agreement ("VDA").
However, if you ignore the attempts from the Secretary of State to get you into the voluntary disclosure program, you can expect a letter from the state's chief escheator, Brenda Mayrack, informing your company that it is now under audit from the state!
You have only 60 days from the first VDA letter to when you may get an audit letter!
Why A VDA May Be Preferable to an Audit
Delaware has two main approaches to bringing companies into compliance: the VDA (carrot) and the audit (stick).
The VDA process has three main benefits for companies (holders):
State waives penalties and interest for holders for any past due property
State waives its examination rights after completion of the VDA and three successful years of compliance
VDA is self-guided, allowing the holder to work around its primary business concerns and scheduling requirements, not an outside auditor
Timing on the VDA
As with everything, timing is critical if you want to enter into the Delaware VDA program. Only companies that have not been notified that they are under audit are eligible for the VDA program.
Thus, it's important that companies act before they get an audit notice if they intend to take advantage of the Delaware VDA program.
Remember, that can be in as few as 60 days from the VDA letter! If you received your VDA letter in February 2019, then that time has expired and you may be finding an audit letter in your mailbox soon.
Even if you missed this deadline, you should proactively take action to minimize the effects of a potential audit, in Delaware and other states.
Furthermore, if you believe that your company is not in and needs to get into compliance, you do not have to wait for a letter from Delaware. You can begin a comprehensive 50 state unclaimed property compliance program now. Including entering the Delaware VDA program.
Many companies have tax and accounting professionals complete the bulk of the heavy lifting within the VDA program. Spring and summer are often more convenient times as the workloads are less, outside of income tax preparation, internal audit, and year-end close.
Contact Kimberly DeCarrera to discuss how to begin your unclaimed property compliance program.
Hawaii to Require Cash Back on Gift Cards
Lawyer Trust Accounts and Unclaimed Property
Bydeclaw October 5, 2020 October 5, 2020
Share on LinkedInShare on TwitterShare on FacebookShare on Email I've had several discussions with fellow lawyers recently about unclaimed property and about whether unclaimed property laws apply to lawyer trust accounts. And nothing like a good networking event question to trigger a blog post, right? Not to mention, one of the fastest and easiest ways…
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Illinois Bill to Amend Unclaimed Property Laws, Including Cryptocurrency
Bydeclaw March 18, 2020 June 4, 2020
Share on LinkedInShare on TwitterShare on FacebookShare on Email A new bill out of the Illinois legislature is looking to make several changes to the Illinois unclaimed property laws. The changes would affect cryptocurrency and virtual currency, retirement accounts, holders' negative reporting requirements, and more. The Illinois bill is House Bill 4573 (opens externally). HB…
Read More Illinois Bill to Amend Unclaimed Property Laws, Including CryptocurrencyContinue
Is Braille Required on Gift Cards? Court Says No
Bydeclaw April 28, 2020 June 4, 2020
Share on LinkedInShare on TwitterShare on FacebookShare on Email With more than half of all gift cards sold in the fourth quarter alone, the latest round of lawsuits is a big wake-up call for many retailers that issue gift cards. On October 24, 2019, a well-known plaintiff's class-action law firm sued dozens of gift card…
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How Do False Claims Act Laws Impact Unclaimed Property?
Bydeclaw May 11, 2020 June 4, 2020
Share on LinkedInShare on TwitterShare on FacebookShare on EmailRecent cases have showcased a novel way to attack a company's unclaimed property compliance efforts. Or highlight the lack of unclaimed property compliance in some cases. Find out what you can do to reduce your risk from False Claims Act lawsuits, their treble damages and private right…
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Maine Gift Cards to Be Exempt by 2022
Bydeclaw February 4, 2020 June 4, 2020
A review of the Maine gift card and unclaimed property law, with a look at the preemption relating to the CARD Act of 2009. With a new law, Maine will gradually decrease the reportable amount for abandoned and unclaimed gift cards until 2022, when they will become effectively exempt.
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SECURE Act and Unclaimed Property
Bydeclaw January 6, 2020 June 4, 2020
Share on LinkedInShare on TwitterShare on FacebookShare on Email Effective January 1, 2020, the SECURE Act ("Setting Every Community Up for Retirement Enhancement Act") makes some significant changes to how financial institutions handle retirement plans in unclaimed property. Specifically, there are three major provisions of the SECURE Act which you need to be aware of:…
Read More SECURE Act and Unclaimed PropertyContinue
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Our story would be too long but we give you only 4 to 5 frames. It starts from 2014 when we gathered our all the knowledge and experience under one shelter and start developing the projects for small companies.
Just after 1 year we started development for the SME's and gaining the trust of the companies. We developed many projects using different CMS's like Drupal, Joomla, WordPress and of course hard coded websites as well.
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We have already entered in the market commercially and now its time to FLY.
We are not just a web development company, we are working hard on some amazing projects which will impact on the people's life positively and we aim to launch few of them in the year 2018.


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As Far As I Can Go
Cycling to the End of Lewis
Ah, the glamorous life of a cyclist! I took breakfast alongside a cattle grid. It was a day old croissant accompanied by drizzle, bog and trundling lorries. The banner tied to the gate exclaimed, "DANCE", and underneath in smaller capital letters, "this Friday, Barvas Hall."
The Stonrnoway to Barvas road was not looking its best on this soaking morning, but I was excited about heading north. I was going to cycle to the very end of the island of Lewis where the tarmac ends and the sea smashes the rocks.
That is a big mouth!
My first stop was to see an arch made from a whale's jawbone. The arch appeared to be in someone's back garden, so I glanced at it from the gate. It towers 20 feet high, and stretches 40 feet across.
"Come in and have a look son," a woman with a blue cardigan waved me in, a border collie sprinting behind her. She told me that she was on holiday and stays in this house each summer. She enjoys talking to people about the arch.
I expected some amazing story as to why the bone was here, but it was quite simple. In 1920 the village postmaster had been looking for a decorative feature for his garden and a beached whale provided the perfect opportunity. She pointed to the harpoon hanging from the bone, "That was found in its back. There is Japanese or Chinese writing on the harpoon."
I pushed on. The unpredictability of Scottish weather worked in my favour and golden sun saw off the rain. I took back roads, past collections of cottages where nothing stirred to reach the Arnol blackhouse museum. Compared to the 1950s blackhouse I saw yesterday this one is from a much earlier period, a time when people and animals lived under the same roof.
I ducked my head to go through the door and got a fright- I thought the place was on fire. There was smoke everywhere and it smelt like camp fire mixed with cigars. I found a peat fire in the middle of the floor and could see no sign of a chimney for the smoke to escape. I found it hard to imagine how people could live with this constant smoke, but it was actually beneficial to have it swirling around in the house. Peat smoke kills insects and the smoke infused thatch roof, once it reached the end of its usefulness, made a superb fertilliser for the fields.
The fire was the centre of blackhouse life and it was not allowed to go out. Never. The museum staff tends this fire, keeping alive one part of a way of life that has vanished forever.
Gourmet Coffee break
It does not always happen, but when it does it can be one of my favourite things about cycling. This is when tiredness, hunger and a need to stop begin to dominate my thoughts and at that exact moment I chance upon a beacon of coffee sophistication in the wilderness.
The Morven Gallery rescued me from my sagging. This was no ordinary cup of coffee, but a time to sip and savour the owner's passion for the drink. The man at the counter explained, "When he retired, dad wanted to do something with his interest in coffee. He went to London to source a really good coffee supplier and found a place that custom builds espresso machines."
"Try this," I was presented with a free sample, "I am just messing about with the brews.This is Costa Rican."
It was medium strength, smooth and easy to drink. I ordered a cup and could not resist a slice of coffee and walnut cake that had a dollop of thick and creamy icing oozing from light and fluffy sponge.
I strolled through the bright gallery spaces filled with works depicting the landscapes, nature and colour of the island. Visitors whispered appreciations to each other, "Oh, I really love that. It is like the beach we saw today."
Not far from here there is a standing stone circle called Steinacleit. These are mere stumps compared to the giants I had seen yesterday. There was a danger of suffering standing stone fatigue, but I liked these unassuming sites that required some trekking up a hill and did not have razzmatazz like cafes and visitor centres.
Nearby there is a solitary standing stone that looked like an escapee from Callanish. It had been absorbed into its modern surroundings, adjacent to a snowplow depot. There is not even an information panel. The only concession to tourism is a single picnic bench.
Swainbost, Harbost and Lionel
These are the places I cycled through to get ever closer to the end of the island. It amazed me that they are named individually because there is a tiny distance of road separating each place and only a few buildings.
I checked-in to Loch Beag Bed and Breakfast. I have yet to come across someone more suited to the role of B&B owner as Edna. As soon as I arrived she talked to me as if I was a good friend, rather than yet another customer. "I just love talking to people and meeting new people. This is the best job in the world."
Edna urged me to visit the thirteenth century St Moluag's church, which I could see from my room. "I find it much more moving than the Callanish Stones. Everyone says that the stones are the thing to see, but I always prefer St Moluag's. It is more peaceful, special."
I opened the chunky door of the church and sat on a pew. Oil lamps hang from the ceiling as the church still has no electricity. I was the only person there and all I could hear was bleating sheep from the field outside.
Windiest place in the UK
I loved cycling these tiny roads with miniscule distances between each settlement. Perhaps the settlements were closer and closer together because there was less and less land remaining until it dropped into the sea.
I travelled from Fivepenny, where the bed and breakfast is located, to Eoropie, where there is a café. I fancied a final cup of tea before reaching the end. There were Harris Tweed placemats, roof beams, and local art for sale.
This is the kind of cycling that makes me feel happy. It was a road flanked by long grass and wild flowers. The sun was strong, the sky blue with a variety of cloud shapes, the kind where your imagination turns them into familiar objects. Then the coastline came into view, soon to be followed by the red brick Butt of Lewis lighthouse. There was a constant smile on my face.
There was no more road. I squeezed the breaks and rested my bike next to the lighthouse. I walked to a spot where I could sit and watch the waves charging full speed into the rocks and breaking up into a whoosh of spray. My journey had ended in spectacular style. It felt all the more special because I had reached it by the power of my own legs. I said out loud "This is what I want to do. I want to cycle and see places like this."
I celebrated with dinner at Cafe Sonas in Port of Ness. It is a small restaurant with lots of glass so that dinners can watch the harbor or stare out to the vast Atlantic. The hake stuffed with shrimps and creamy parsley sauce was sensational and I could easily have it again and again.
The restaurant was a couple of miles from the B&B, so I cycled back. My bike had taken me everywhere on this trip and now it was my taxi home after a night in a restaurant. Riding on these quiet roads at 9pm on a summer evening felt liberating. There were no cars, no people, no noise. It was only me and a sky of blue, white, yellow, pink and orange all swirled together.
View Stornoway to Port of Ness in a larger map
Lewis can be reached by ferry from Ullapool. More information about the journey to Lewis can be found in my previous guide, Up to Ullapool
Cycling distances and terrain
The distance from Stornoway to Port of Ness is 26.5 miles. on the A857. It is a well surfaced, mostly straight and level road. There is minimal traffic.
From Port of Ness to the Butt of Lewis Lighthouse is about 2.7 miles. This is on B roads and narrower with some hills. Depending on time of year it can be busy with tourist traffic, but it is slow moving and courteous traffic.
The whalebone arch is in Bragar, which involves a slight diversion onto the A858 (turn left off the A857 just before it reaches Barvas). The Blackhouse is also in this direction and it has an entry charge.
Morvern Gallery is in Barvas and the place to see what local artists are up to. Don't forget to sample the fabulous coffee.
The Butt of Lewis Lighthouse cannot be visited, but you can get great views of it from the spectacular coastal scenery.
Loch Beag Bed and Breakfast is highly rated on Trip Advisor and I received a very warm welcome. It is one of my favourite bed and breakfasts. It is located about halfway between Port of Ness and the Butt of Lewis Lighthouse. £30 per person for double occupancy. You can arrange an evening meal with them.
Cafe Sonas has great views and tasty seafood.


Creating a sitemap, now with software technology surging in, is relatively easier than before. You need not be a programming guru to be one. All need is a notepad, a program editor, and some patience. Be persistant all the way.
But if you want a more personalized output, and you are pretty good with computers and programming yourself, better make one of your own. And since you made your website anyway, creating sitemap is just like creating any other page on the website.
Other than you'll know for sure the links are accurate, you can organize the links the way you prefer it to be. Major parts of the site are emphasized compared to less significant. This is very important especially if you are selling products or offering services online.
A Sitemap is vital to a website. People search the web a lot for something. If your website has what that particular person is looking for, and your sitemap reports it, then you have a new customer looking at your items. Not only that, they will see some other things up for sale that they might be interested in as well.


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Lost Village(s) or The Lost Village may refer to:

Places
 Abandoned villages
 Deserted medieval villages
 Lost Villages, a group of ten villages in Ontario, Canada

Entertainment
 Lost Village Festival, a festival in Norton Disney, Lincolnshire, England, UK
 The Lost Village (film), a 1947 French drama film
  The Lost Village (TV series) (), 2017 Japanese animated TV show
  Smurfs: The Lost Village, a 2017 3D animated U.S. children's film

See also
 A Village Lost and Found (2009 book) stereoscopic photo book of vintage photos
 Lost Bridge Village, Arkansas, USA
 The Village (disambiguation)
 Lost (disambiguation)
 Lost city (disambiguation)


More than 25 years as an HR practitioner and consultant have given John Scott significant direct experience of commercial disputes at employee, shareholder and boardroom levels, and of the complexities of managing large international teams. An empathetic and imaginative communicator, he quickly engenders trust and facilitates difficult discussions from a position of calm authority. He has successfully dealt with many difficult people and organisational issues across the globe, often at times of rapid political, economic or business change.


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Helping Businesses Grow & Succeed
Florida PTAC Helps Magellan Transport Logistics Obtain Government Contracts
Magellan Transport Logistics is a Service-Disabled Veteran-Owned Small Business (SDVOSB) with headquarters and a logistics control tower located in Jacksonville, Florida. Magellan and their No...
Pensacola-based OnesourcePCS's Commitment to Working With the Government Pays Off
Jonathan and Stephanie Llanera started OnesourcePCS in 2002 as a mom and pop computer repair shop in Pensacola. Today theyve expanded into IT and Medical divisions, with 15 government contracts,...
Tarpon Springs-based High Noon Unlimited Takes Aim at Government Contracting
Over the past decade, High Noon Unlimited, formerly High Noon Holsters, has experienced tremendous growth. After expanding into other areas of the industry such as tactical equipment and K-9...
FL Solutions of Pinellas County Secures Government Contracts to Grow Business
Kristy Casillas has always had a creative streak. After graduating from Ringling College in Sarasota, Casillas set out to start her own company. FL Solutions handles video books, video business...
SenCommunications Celebrates 29 years in Business with $450K Contract
SenCommunications, Inc. has a lot to be thankful for. In addition to celebrating 29 years in business and being a multi-generational organization, the company is also experiencing a growth in...
Jacksonville-based Editech Staffing Lands Several Commercial Contracts
Editech Staffing is a well-established provider of clerical, technical, and professional talent to businesses and government agencies across the country. The Chief Executive Officer, Marcie...
Patriot Government Partners Succeeds; Overcomes Long Odds to Win First Contract
Resolve. If theres one trait that distinguishes successful entrepreneurs and their small businesses fromthe rest, it is their determination to accomplish their goals, undeterred by the obstacles they...
JIRACOR Becomes Established Defense Contractor
Florida PTAC at UCF Assists Company Gain Government Contracting Success Doing business with the government can be challenging for a small business. But it can also be extremely rewarding. Once the...
Florida PTAC Helps Veteran-Owned Small Business Succeed
When Hurricane Wilma ripped through South Florida in October 2005, husband and wife duo Michael and Kristen Nevils saw a great need to safely store and dispense safe potable water. Thus, Michael...
Florida PTAC at UWF Helps Rockhill Group Succeed in Government Contracting
The Rockhill Group, Inc. (TRG) is a Small Business Administration 8(a) company specializing in aviation services. These services include flight training, courseware development, aircraft leasing,...
Florida PTAC Moves Strategic Business Solutions from Small Startup to Multi-Million Dollar Technology Services Company
In 2009, Strategic Business Solutions (SBS) was just a small startup consisting of four partners and no revenue. It has now turned into a multi-million dollar technology services company that...
Florida PTAC at UCF Helps Brevard Company Win Contracts Worth More Than $4 Million
Doing business with the government isnt easy. In fact, its challenging on multiple levels, especially for small businesses. Jerry Bennet, CEO of Privateer IT, learned that when his bids for...
Anything Electrical Company Finds Success with Florida PTAC at IRSC
Founded in 2011 in Martin County, Anything Electrical Company (AEC) is a state certified, licensed, and insured electrical services provider. The companys project capabilities include, but are not...
Advanced Furniture Solutions Succeeds in Government Contracting with Florida PTAC at UNF
Advanced Furniture Solutions provides new, used, and remanufactured office furniture and commercial flooring. They fulfill the needs of government agencies, educational institutions, large...
Veteran-owned Company Wins VA Contract with Florida PTAC in Pinellas County
Book Zurman Inc. is a company that develops interoperability standards for electronic health records, specifically for veterans and their families. The company moved to the healthcare space in 2010....
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New palm oil MoU with China not extension of old one under BN
Picture used for representational purposes only. — Reuters
KUALA LUMPUR: The Memorandum of Understanding (MoU) on China's import of an additional 1.9 million tonnes of palm oil from Malaysia, which was signed on April 25 this year, was not an extension of the old one inked on Nov 23, 2015.
The Ministry of Primary Industries said the MoU signed by the then Minister of Plantation Industries and Commodities in 2015 was only in relation to Malaysia-China cooperation on the quality and safety of palm oil exported to the republic.
The cooperation was to facilitate the country's palm oil trade to China. There was no commitment or guarantee that China would increase its import of Malaysian palm oil.
"Under the Pakatan Harapan (PH) government, the ministry is tasked with negotiating additional imports of Malaysian palm oil by China and at the same time explore opportunities under the Belt and Road Forum for International Cooperation (BRF) initiative," the Ministry of Primary Industries said in a statement today.
Datuk Seri Najib Abdul Razak, in his Facebook posting yesterday, claimed that the MoU, which was signed recently, was an extension of the talks and original agreement between China and the Barisan Nasional government during his premiership in 2015.
On April 25, China agreed to increase the volume of palm oil imports and the agreement was finalised in the MoU between the Malaysian Palm Oil Council and China Chamber of Commerce of Import and Export of Foodstuffs, Native Produce and Animal By-Products.
"The main objective of the MoU is to enhance good relations in agricommodity trade, especially in the palm oil sector between the two countries.
"It will also increase the export of palm oil to China by an aggregate amount of 1.9 million tonnes worth RM4.56 billion for five years (2019-2023)," the ministry said.
The ministry said the cooperation allowed direct purchase of palm oil and palm-based products between Chinese government-linked companies and Malaysian palm oil exporters.
"This MoU does not restrict or limit Malaysia's palm oil exports to China. It is in addition to the existing palm oil exports to China by Malaysian exporters," he said.
The MoU also opens new opportunities for Malaysia to invest in jet biofuel plants estimated at RM2.06 billion (US$500 million) and unsaturated fats RM206 million (US$50 million). — Bernama
Filepix taken on April 15 shows Johor Menteri Besar Datuk Dr Sahruddin Jamal at his office in Kota Iskandar, Iskandar Puteri — BBXpress
Johor will meet youth associations on youth age cap issue
Federal govt respects Sarawak's decision on youth age cap: Syed Saddiq
Pix for representational purpose only.
Seaweed cluster projects in Sabah not achieving objectives: AG Report
KJ wants police to follow up on GST robbery claim