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Rep. Jake Wheatley 19th District / Allegheny County
Wheatley launches online petition to legalize marijuana
Rep. Jake Wheatley
State Rep. Jake Wheatley, D-Allegheny, has launched an online petition in support of his House Bill 50 to legalize marijuana for adult recreational use in the commonwealth. The petition, which is available online here , outlines the ways in which legalization would benefit the commonwealth and points to the success and popularity of the state's medical marijuana program. "There are tremendous benefits to legalizing marijuana and few downsides," Wheatley said. "It's estimated that legalization would generate more than $580 million in annual tax revenue for Pennsylvania. That's money to balance our budget, strengthen our economy, bolster our workforce and improve our schools. "What's more, legalization would save taxpayers millions in enforcement costs while freeing up crime-fighting resources to combat serious, violent crime. Prohibiting recreational use of marijuana does nothing to meaningfully reduce access to this relatively safe drug. On the other hand, continuing prohibition allows organized crime – for whom marijuana is a major money-maker – to flourish." Wheatley added that nine other states plus the District of Columbia have already legalized marijuana and are seeing huge benefits. He said he plans to encourage all of his colleagues to support the legislation. Pennsylvania's medical marijuana program was signed into law in April 2016, Read more
Wheatley: Pittsburgh School District to receive PAsmart grant to support science and technology education
(1 day ago) Rep. Jake Wheatley
HARRISBURG, Jan. 17 – The Pittsburgh School District has been awarded a $35,000 PAsmart grant designed to advance science and technology education from pre-kindergarten through grade 12, state Rep. Jake Wheatley announced today. Wheatley, D-Allegheny, said the grants represent one component of Governor Tom Wolf's PAsmart initiative, which will provide $20 million to bring computer science and STEM (Science, Technology, Engineering and Math) education to students and provide professional development for educators. "These truly are smart investments in our state's future," Wheatley said. "This latest component of the PAsmart program will be instrumental in providing our students with the science and technology education and skills they will need for high-demand jobs and also effectively meet the needs of local businesses." A total of $5.7 million in grants were awarded to help schools statewide introduce and expand computer science training. The funds will also be used to provide educators from pre-kindergarten through grade 12 with the necessary computer science training. More information on the PAsmart initiative can be found at this link: https://www.pasmart.gov/ . Read more
Wheatley: Community College of Allegheny County and Point Park University awarded funds to combat campus sexual assaults
HARRISBURG, Jan. 17 – The Community College of Allegheny County and Point Park University each will receive a $30,000 grant to raise awareness of and prevent campus sexual assaults, state Rep. Jake Wheatley, D-Allegheny, announced today. The funds originate from the national "It's On Us" campaign, created four years ago by President Obama, to educate college students about sexual violence and assault, Wheatley said. Pennsylvania was the first state in the country to create its own statewide "It's On Us" campaign, he added. "Each student on our college and university campuses deserves to learn in an environment that is free from any and all forms of violent or threatening behavior, and that includes sexual assault," Wheatley said. "These funds will not only provide violence-prevention education to students and staff, but also ensure resources are there to help survivors of these crimes." Since its inception, Pennsylvania has received nearly $4 million in "It's On Us" grants to create sexual assault prevention and education programs at campuses across the commonwealth. More information can be found at the following link: https://www.governor.pa.gov/its-on-us/ . Read more
Wheatley: Driver's license restoration bill approved by committee
(Jan 15, 2020) Rep. Jake Wheatley
HARRISBURG, Jan. 15 – A measure to create a restoration period to help Pennsylvania drivers with suspended licenses was unanimously approved by the House Transportation Committee, state Rep. Jake Wheatley announced today. Wheatley, D-Allegheny, said that H.B. 80 would enact a one-year restoration program, giving affected drivers the opportunity to pay off fines and costs either through a payment plan or by completing community service. He added PennDOT estimates that over a million suspended driver's licenses exist in Pennsylvania, and the suspensions and increased fines create significant burdens that can quickly spiral out of control. "I have heard firsthand of drivers who received a suspension, who then were faced with impossible decisions: how will they get to work, or what will they do if their child gets sick," Wheatley said. "Do they take a chance and drive to work or to the doctor's office, risking additional suspension penalties, or do they struggle to find adequate transportation? My bill would provide a solution and real help for these affected drivers." Wheatley added that this restoration program, modeled after a similar program in California, would break the vicious cycle of suspensions, fines and penalties, but would still require affected drivers to serve the suspension for the underlying offense. The bill now heads to the full House for consideration. Read more
Wheatley: Duquesne University to receive $78,000 opioid use prevention grant
PITTSBURGH, Jan. 8 – Duquesne University has been awarded a $78,305 Substance Abuse and Mental Health Services grant designed to prevent and reduce the use of opioids by college students, state Rep. Jake Wheatley announced today. Wheatley, D-Allegheny, said the university's grant is part of the federal $55.9 million SAMSHA grant awarded last year to Pennsylvania to support the statewide response to the prescription opioid and heroin epidemic. A total of 13 higher education institutions were awarded grants to expand existing preventive programs or to create initiatives with key local stakeholders. These projects can include increasing access to overdose reversal trainings, grief support and raising campus awareness on the dangers of opioid abuse. "We can play a significant role in saving lives on our college campuses through educating young people on the risks of opioid use and also providing them with training on how to administer naloxone," Wheatley said. "With college-aged students among the hardest hit demographics in Pennsylvania, it's imperative we continue to fight this epidemic and save lives through prevention and treatment." For more information on Pennsylvania's efforts to combat the opioid crisis, including county resources and treatment information, please visit https://www.pa.gov/guides/opioid-epidemic/ . Read more
Wheatley: Hilltop neighborhood receives state funds to support, restore buildings in business district
(Dec 31, 2019) Rep. Jake Wheatley
PITTSBURGH, Dec. 31 – A South Pittsburgh-based nonprofit has been awarded a $41,000 state grant to restore and support two anchor buildings in the Hilltop neighborhood of Allentown, state Rep. Jake Wheatley, D-Allegheny, announced today. Wheatley said the $41,026 grant from the Pennsylvania Department of Community and Economic Development's Keystone Communities program will be used by the Hilltop Alliance to stabilize and enhance the two buildings in the first block of Allentown's East Warrington Avenue business district. "This grant will help ensure communities and neighborhoods like Allentown remain vibrant centers for business and culture, with the combined goal of economic development and enhancing the overall quality of life for residents and visitors alike," said Wheatley. "Such investments help these neighborhood communities preserve and protect its heritage for generations to come." The Keystone Communities program, administered by the Pennsylvania Department of Community and Economic Development, supports local initiatives designed to grow and stabilize neighborhoods and communities, foster effective public-private partnerships, and enhance the overall quality of life for residents. More information on the program can be found here . Read more
Wheatley: Veterans service doesn't end, neither should support
(Nov 14, 2019) Rep. Jake Wheatley
Pittsburgh legislator introduces legislation to give veterans a second chance. Read more
Wheatley: Tax Credit Bill is a Missed Opportunity
(Oct 25, 2019) Rep. Jake Wheatley
While Wheatley supports this bill, he would have preferred for it to include language that would allow the state to extend this credit to other folks who provide critical services to our communities -- like childcare providers -- often at their own expense. Read more
10/9/19 – Adverse Childhood Experiences – Pittsburgh
Materials from a House Democratic Policy Committee public hearing hosted by State Rep. Jake Wheatley, Jr. Read more
Wheatley to host Policy hearing on adverse childhood experiences Wednesday in Pittsburgh
State Rep. Jake Wheatley, D-Allegheny, will host a House Democratic Policy Committee public hearing on adverse childhood experiences. Read more
Wheatley Responds to GOP Criticism over Wolf Cannabis Announcement
(Sep 27, 2019) Rep. Jake Wheatley
Rep. Jake Wheatley wrote an open letter expressing disappointment over the negative and dismissive response offered by House Republican leadership regarding Governor Wolf's recent cannabis announcement. Read more
Wheatley applauds governor's call for cannabis reform, urges action on adult-use legislation
Pittsburgh legislator's bill would legalize adult use, reinvest revenues in Pennsylvania's future and address social justice, equality issues Read more
Reps. Gainey, Wheatley to host 'Pathways 2 Pardons' event next week
(Aug 29, 2019) Rep. Jake Wheatley
State Reps. Ed Gainey, and Jake Wheatley, both D-Allegheny, are partnering with Brandon Flood, secretary of the Pennsylvania Board of Pardons, to provide education and tips to people in the community who may be seeking a pardon. Read more
Gainey, Wheatley to host Pathways 2 Pardons event in Wilkinsburg
As part of their 'Pathways 2 Pardons' event, state Reps. Ed Gainey, and Jake Wheatley, both D-Allegheny, are partnering with Brandon Flood, secretary of the Pa. Board of Pardons, to provide education and tips to people in the community who may be seeking a pardon. Read more
Wheatley hosts Annual Health & Wellness Weekend
Pa. State Rep. Jake Wheatley hosted his seventh annual Health & Wellness Weekend in Allegheny County. Read more
Wheatley: Financial Future of Pennsylvanians
Pa. state Rep. Jake Wheatley hosted a roundtable discussion about the financial future of Pennsylvanians at the BNY Mellon Center in Pittsburgh. Read more
8/16/19 – Financial Future of Pennsylvanians – Pittsburgh
Wheatley holds roundtable on the financial future of Pennsylvanians
The discussion was part of Wheatley's 7th annual Health and Wellness Weekend, a three-day festival happening at sites this weekend across Pittsburgh. Read more
Weekend community festival returns to Pittsburgh Aug. 16-18
7th Annual Health and Wellness Weekend includes food, entertainment, kids' activities & more! Read more
(Jul 18, 2019) Rep. Jake Wheatley
Catch up with the latest news from Harrisburg and our communities! Read more
Wheatley urges Shapiro to support cannabis patients' rights
State Rep. Jake Wheatley, D-Allegheny, urged state Attorney General Josh Shaprio to join him and others to protect the rights of Pennsylvanians enrolled in the state's medical cannabis program. Read more
Contact Rep. Jake Wheatley
Please use the form below to email Rep. Jake Wheatley.
Rep. Wheatley's Office Information
2015 1st Floor Centre Avenue
36 East Wing


Most graduates of linguistic or philological studies regret their lack of knowledge of the basic principles of use of software designed to assist the work of translators. At the same time, there is an increasing number of training courses available on the market, where we can learn the specifics of particular applications. It is worth using them?
Before we decide to participate in such a course we have to realize that most of them only last one day, and usually less than 4 hours. They typically cost about €50. If we take into account the fact, that we can acquire the same skills on our own, by simply reading the instruction manuals of the software, the expense seems to be disproportionately high in relation to the actual benefits of the training.
It is also worth noting, that hardly anyone uses only one program in their work. In this case we should pay for several different training courses. As a result most translators would probably be better off with a general course of computer usage on a more advanced level – where they could acquire certain habits regarding functions that are repeated in many different programs, such as using keyboard shortcuts.
CAT software: time savings in exchange for lower earnings?
Most of the documents that are translated with the use of CAT tools are translations with a significant number of repetitions. The cost for such work with the use of dedicated programs is much lower than in the case of traditional working methods – texts of this type are usually billed adequately to the amount of new phrases and expressions translated. Of course not everyone reduces their prices, but elementary fairness towards the customer would require that.
A fair translator must therefore make a very important decision: by choosing CAT software, they will often have to reduce their basic price per page, however, the translation process itself will often become much quicker. What is more profitable? This is something that everyone must decide for themselves.
Due to the specific nature of certain translations, especially those based on metaphors, puns and wordplay, that is, in the majority of literary works, CAT tools could prove virtually useless. The program only works when certain expressions, phrases, sentences are repeated relatively frequently within the text.
Therefore in most cases it will be beneficial to use translation memories in technical or medical translations. They should be used with caution in legal documents, where context plays an important role and where similar terms may be interpreted in different ways. On the other hand, the use of CAT tools for literary translations is dependent on their specifics, however, in most cases the benefits are limited.


There's more to volunteering in Australia than taking care of bats. It is just a coincidence that two thirds of our first three listings involve nocturnal flying mammals.
A research and conservation organisation that since 1988 has specialised in lowland tropical ecosystems, in particular those of the Daintree lowlands. During their down time volunteers can enjoy some of the finest coral reefs of the Great Barrier Reef. The station seeks, among others, resting writers, cooks, plumbers, gardeners and bat lovers. Volunteers will assist in research activities and the daily running and maintenance of the Research Station, the Bat House and the 25 acre grounds.
Possible activities include helping out in the Bat House, interacting with visitors and flying foxes, feeding the resident bat colony, removing invasive plants from rainforest plots, stomping grass for forest regeneration, helping with the general upkeep of the facility, and constructing Station buildings. The normal stay is 2-3 weeks but rarely refused extensions are available at the discretion of the Director. Volunteers, Interns and Students can be of any age, but preferably more than 20 yrs old. A good command of English is very important. Internships and studentships of one month's minimum duration are also possible. Volunteers unvaccinated against rabies won't be allowed near the bats which, as they say, would be a shame.
Where: Queensland. Three hours drive from Cairns.
Accommodation & Costs: The Research Station can accommodate up to 20 people in 4 cabin style bunkhouses. The cabins are furnished with bunk beds, 2 or 4 persons per room. Some double rooms are available for couples. All linen, pillows and blankets are provided. The facilities are basic and fairly spartan, but comfortable. Our information on the fees to volunteer are a few years old but our last information was that volunteers pay the cost of getting to the station and A$35 per day for food and accommodation. Interns pay A$45 per day.
Every year the Tolga Bat Hospital rescues, rehabilitates and releases hundreds of bats that would otherwise die. Tasks include making banana smoothies for the bats and trips to the rainforest to release or capture the bats. Volunteers must be vaccinated for rabies to handle the bats. Unvaccinated volunteers are also accepted but cannot handle the bats. Persons under the age of 22 are less likely to be considered.
Accommodation & Costs: Considering dorm accommodation in nearby Atherton can be found for AU$25, volunteering with the Tolga Bat Hospital only becomes economical and meets our criteria for cheap volunteering after staying for eight weeks. At this point the volunteer contribution falls to AU$30 per day, though this does include food and as far as we are aware you're not allowed to handle bats at the hostel. Shorter stays, beginning at one week, can be arranged by those willing to pay higher rates for their board. Volunteers also need to pay a non-refundable deposit of $350 when their application is accepted.
Bellbunya is a demonstration centre for sustaining living set up as a small eco-village on 40 acres. They have organic food gardens, wildlife corridors, a creek and lagoon, a conference hall and restaurant and accommodation for 30 guests. The work is varied and changes according to the time of year. Some jobs are organic gardening, building maintenance and renovation, lawn mowing. There is also cooking, cleaning and other lighter projects including conference set ups, social media and website, administration. Volunteers stay a minimum of two weeks and stays longer than 28 days require an invitation from all community members. They often need trade skills (e.g. building, plumbing, electrical, house painting, carpentry etc) so if you have a trade skill that you are willing to offer and are interested in volunteering at Bellbunya but can't spare two weeks, they invite contact anyway.
Accommodation & Costs: On the rarely available full time programme (30 hours a week) there is no fee but part time volunteers work for 18 hours and contribute AU$75 per week. Bunk room accommodation and farm fresh vegetarian meals are provided.
Stay for free in return for caring for local residents' homes or pets. Join Trusted Housesitters to live rent free as a house sitter (Americans may prefer this link). There are usually plenty of house sits going in Australia but, if not, you can also get a free $25 Airbnb credit from us here.
Talking jobs – Interview with a Volunteer - After joining Conservation Volunteers Australia before she left America, Lauren Noble helped plant trees in a nature reserve in Geelong, removed old fencing on a property near Warrnambool and visited Phillip Island to remove woody weeds.
Work Exchange Tips: When Work Exchange Goes Wrong - Lash pays her way through Australasia with a succession of work exchanges. Most of them were good, but two not so much.


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Села:
 Новоіванівське — Дніпропетровська область, Павлоградський район
 Новоіванівське — Запорізька область, Запорізький район
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China's Oil Trade Retaliation is Iran's Gain 5 out of 5 based on 4 ratings. 4 user reviews.
the theory goes that the ptb need to wreck america and the dollar in order to bring about the nwo with one currency. Is this a chapter in that plan? Might be because surely no one reasonably intelligent goes down this trade war route thinking it will end well.
The pain, the pain to come that will effect the American consumer in ways Wharton never taught. It is easy to teach basic economics when you control the economics of the world through force. There are new players that, to now, have only showed their 'number' cards. They still have a hand full of face cards and their ace. The Americans will blame the counter parties for the raging inflation to come….and the sheep will keep grazing until the grass runs out. Can not afford medicine, can not afford adequate food, homes lost to foreclosure by the millions, massive unemployment and the fat cats are much fatter as planned.
Should I, an Iranian, thank Trump? Ok, Thank you Trump, there!
One little tiny thing on the very last sentence of the article: Is Trump really defending America, does what he does for the United States and is his heart beating with never-ending love for it's people? Because as far as I can see, almost everything he does screws [middle class and poor] Americans but benefits another country's regime, a tiny one half a world away from the US borders.
The best part of this story is that CHINA needs now IRAN badly, because the Saudis and the USA are in the same "team" and the Saudis could cut the OIL-supplies for CHINA.
And by PUTIN.. you never know what's next by him, since BIBI was in Moscow.
SO: IRAN can count on the CHINESE in military support.
Well, BIBI… things become complicated, what?
And in the interior, on Iranian military airports, some of the 6th generation Chinese warplanes, interceptors and -long-range STEALTH- missile-launchers equipped with anti-ships missiles, the newest the CHINESE have now.
You know Siegfried, a foreign military base on Iranian soil is something that I can hardly imagine and is very unlikely to happen, unless Iranian psyche (in which, a foreign military base -where Iranian law is not applicable- is equal to losing our independent) changes.
I can assure you that NOBODY in Iranian administration, parliament or armed forces dares to propose for creation/lease/whatever of a foreign military base and for good reasons. However, if someone is tired of their political/civil servant career, it's a very quick remedy!
Before 1979 the US didn't have an official base here and they were operating inside Imperial Iran Army, Navy and Airforce bases but in reality there were a lot of areas closed to Iranian personnel and even intelligence. The way they interacted with Iranian armed forces, which TBH was not so different to the way they do with Germans or Japanese, caused problems as we do not react like Germans or Japanese in those situations. Shah started to build a massive navy base in Chabahar (Iranian shores on Sea of Oman, not the Persian gulf) with intention of leasing some parts to the US and the revolution didn't let him to finish.
Sometimes in military operations it's needed that foreign ships, aircrafts and such use Iranian airspace, bases, ports and so on. The parliament's solution is to permit on a case by case basis, something which is done for Russian warplanes and cruise missiles on their way to Syria and as both countries are partners in this struggle, is less sensitive.
Question; the naval facility that ships the oil and LNG to China via Burma is that in Iran or Pakistan, and if in Iran, would a Chinese presence on a month to month or year to year basis be conceivable ?
The facilities for shipping Iranian LPG (LNG? I don't know), crude or petrochemicals are on Iran shores (A very big terminal on Kharg/Khark Island). A commercial facility is something entirely different than a military one. There are different phases of the South Pars that Iran partners with foreign companies (seldom a state). That's a usual practice everywhere (BP took a dump all over the gulf of Mexico). A foreign company is allowed to hire it's internal security (unarmed or armed with non-lethal arms, batons, shockers, spray, cuffs) from other nationalities as long as they have work visa/permit but foreign soldiers, I don't think so. The security of such facilities is the responsibility of the police or the Navy and a dedicated force of IRGC if offshore.
The taboo is the foreign presence, not their nationality. It's root is in the last 2 centuries (Qajar dynasty) and the clashes Iran had with the GB and Imperial Russia when we were at the height of corruption in the weakest point in our history.
If this works out this way it wouldn't be the first time that measures intended to accomplish A will lead to B instead. Real wars, trade wars, it matters not, the point remains that no plan survives contact with the enemy, as the enemy consists of real human beings, not some game AI or robots, and human beings can react unpredictably. And many a country which started a war ended with a different result then originally expected.
yes to Iran-the first arayan race.


text:
Americans With Access to Broadband Jumped Over Past Two Years, Says Commerce Department's NTIA
Broadband Data
Josh Evans
WASHINGTON, May 20, 2013 – The percentage of Americans with access to broadband speeds of at least 3 Megabits per second (Mbps) download and 768 Kilobits per second (Kbps) upload grew from 95 percent in 2010 to 98 percent in 2012, according to a report issued by the National Telecommunications and Information Administration.
The blog post about the series is available at http://www.ntia.doc.gov/blog/2013/ntia-explores-broadband-availability-new-report-series, and the full report is available at http://www.ntia.doc.gov/files/ntia/publications/usbb_avail_report_05102013.pdf.
While these speeds are adequate for basic activities such as email, many other applications, like video streaming, requiring greater speeds.
Additionally, all seven categories of download speeds displayed in the data showed growth in broadband availability. This was most notably at 25 Mbps: the percentage of Americans with speeds in that category of availability download speeds jumped from 50 percent of Americans with to 79 percent.
Despite this growth, a significant disparity still exists between urban and rural access to broadband service. While nearly all urban residents have access to download speeds of at least 6 Mbps, only 82 percent of rural communities can access these speeds, the report said.
In addition, less than half as many rural residents as urban residents have access to download speeds of 25 Mbps or greater.
The disparity between rural and urban populations translates into the rankings of states in terms of broadband availability. More urbanized states such as Rhode Island and Connecticut ranked highest in availability, while the report placed more rural communities like Montana and Alaska in the bottom slots.
In terms of technology, wired broadband has been the dominant factor in the spread of access over the two-year period. Improvements in cable speed and increased deployment of fiber have been particularly important.
Mobile wireless has also seen a major spike in availability, more than tripling from 26 percent in 2010 to 81 percent in 2012. The report predicts that speeds available on mobile broadband should increase in the near future.
NTIA officials attributed much of this growth to the success of the Broadband Technology Opportunity Program and the Rural Utilities Service's Broadband Initiatives Program. However, the report said that much progress still needed to be made in increasing availability of higher download speeds and reducing the disparity between rural and urban broadband access.
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FIGS.  5A-5D illustrate screens associated with the management of three or more calls with a handheld computer.
Referring to FIG. 1, a portable electronic device, shown as, but not limited to, handheld computer  100 is depicted according to an exemplary embodiment. Handheld computer 100 may include Palm style computers manufactured by Palm, Inc., of Santa Clara, Calif. Other exemplary embodiments may include Windows CE handheld computers, or other handheld computers and personal digital assistants, as well as mobile telephones, and other mobile computing devices.
Preferably, handheld computer  100 includes memory, a processor, and interactive hardware and software that performs functions such as maintaining calendars, phone lists, task lists, note pads, calculator applications, spreadsheets, games, and other applications capable of running on a computing device. Further, handheld computer 100 may be configured for such functions as voice memo recording and playback as well as communications network connectivity, internet connectivity and wireless telephony.
Handheld computer  100, depicted in FIG. 1, includes a plurality of input function keys 112 and a display 114 having graphical user interface features. Display 114 may be provided with a touch screen interface that allows a user to select and alter displayed content using a pointer, such as, but not limited to, a stylus, a pen tip, a fingertip, or other pointing devices.
Referring again to FIG. 1, in an exemplary embodiment, display  114 also includes a Graffiti™ (or other handwriting recognition software) writing section 118 for tracing alpha-numeric characters as input. A plurality of input icons 116 for performing automated or preprogrammed functions maybe be provided on a portion of display 114.
In an exemplary embodiment, handheld computer  100 may include an integrated antenna 120 configured to transmit and receive wireless communication signals, such as, but not limited to, cellular telephone communication signals and other radio frequency (RF) communications signals. A communications transceiver (not shown) may be coupled to the processor to support such communications. Antenna 120 may further include an indicator light 122 integrated into antenna 120 for indicating the transmission and reception of wireless communication signals. Further, light 122 may be used to indicate other states of handheld computer 100.
In an exemplary embodiment, handheld computer  100 also includes navigation buttons 124 that may be utilized for navigating or scrolling of information displayed on display 114. Further, navigation buttons 124 may be programmed for other uses depending on the application running on handheld computer 100.
Handheld computer  100 may be used for any of a variety of wireless communications, including, but not limited to, communications with the World Wide Web, mobile telephone communications, e-mail communications, etc. In an exemplary embodiment, a user may use the wireless communication function by interacting with display 114. Ways in which display 114 can be used include using a stylus to select numbers on a displayed keypad, selecting numbers from an address book, or having preprogrammed numbers associated with input icons 116.
Handheld computer  100 may also include a conventional telephone keypad permitting manual entry of numbers by depressing keys rather than interacting with the touch screen display 114.
In embodiments in which handheld computer  100 includes wireless telephony capability, an interface is required to permit the user to perform the various phone-related functions available on the device. One method of providing the user interface for call management may include presenting the user interface on display 114. FIGS. 2-5 depict the various screens associated with the call management user interface of an exemplary embodiment.
Referring to FIG. 2, an exemplary screen that can be used for call management is depicted, showing the baseline state when no calls are active. In an exemplary embodiment, this information is displayed on touch screen display  114. Display 114 may include a battery gauge 202 that shows the battery level of handheld computer 100, a signal strength icon 204 that indicates the signal strength of the phone, and a plurality of other navigation icons 206 that permit the user to navigate to other displays. A speaker icon 208 permits the user to adjust the volume of the device, and a mute button 210 permits the user to mute the microphone. An add call button 212 permits the user to initiate a new call.
The screen depicted in FIG. 2 is divided into two portions, an upper portion shown as upper bucket  200, and a lower portion, shown as lower bucket 201. Upper bucket 200 and lower bucket 201 are used to logically divide information displayed on exemplary screens in FIGS. 2-5. FIG. 2 includes no caller information in either upper bucket 200 or lower bucket 201 because there are no active calls. Upper bucket 200 and lower bucket 201 may be labeled "line available" to indicate the availability of two phone lines, each corresponding to one of the buckets 200, 201.
In the wireless phone embodiment depicted in FIGS.  2-5, handheld computer 100 can include two lines available to host wireless phone calls. A single line may support a conference call and therefore be hosting multiple calls, although only one line can support a conference call at a given time. Bucket 200 and bucket 201 each display information corresponding to a different one of the phone lines. The division of information into buckets 200 and 201 aids the user in call management as will become apparent with the description of FIGS. 3-5.
Referring to FIGS.  3A-3E, a number of exemplary screens depict the call management user interface for handling a single call. FIG. 3A depicts the baseline screen shown in FIG. 2, where the user may depress the add call button 212 to initiate a new call. Placing a call to a particular party can include choosing a name from an address book, tapping numbers on a displayed keypad, writing numbers into writing section 118 (see FIG. 1) using a stylus, or using a voice recognition system. Tapping the add call button 212 will permit the user to choose the type of dial sequence desired for initiating the call.
In addition to tapping the add call button  212, another way of connecting to a new call is to receive an external call. When an external call is received by handheld computer 100, handheld computer 100 will transfer the currently active call (if any) to on hold status to permit user to receive the external call if a line is available. In this way, the reception of an external call results in a similar functionality to tapping the add call button 212. If a free line is not available, or if the user decides not to answer external call, the call will be routed to voice mail.
FIG. 3B depicts the user interface once a single call is active. The call indicator phone number, name, or other identifying graphic) is displayed in upper bucket  200, while lower bucket 201 indicates that a line is available. A call timer indicating the elapsed time of the call may be displayed as well. An end button 302 will disconnect the active call.
Once a call is active, as depicted in FIG. 3B, a hold icon, shown as, but not limited to, hold button  304 will permit the user to place the active line on hold as depicted in FIG. 3C. When the active line is placed on hold, the screen will so indicate and a talk button 306 will appear (see FIG. 3C) to permit the user to move the on hold call back into active call status as depicted in FIG. 3D.
If the user taps on a call identifier (e.g. identifier "2345678901" shown in upper bucket  200 of FIG. 3D), screen 3E will be displayed. Button 308 will permit the user to create a note to be stored in the memory of handheld computer 100. If a note is already present for the particular contact associated with the call identifier, the previously created note will be displayed. If the contact is not in the address book of handheld computer 100, the user may save the caller's information to the address book. Redial reminder button 310 may be used to set a redial reminder for the particular caller. Disconnect call button 312 permits the user to disconnect the call.
FIGS.  4A-4G depict the call management user interface for handling two calls. FIG. 4A is similar to FIG. 3C and includes add call button 212 that permits the user to use a dial application to connect a new active call on the available line. Tapping add call button 212 automatically places the active call on hold (if not already on hold as depicted in FIG. 4A) to permit the user to place the new call, moving the call identifier to lower bucket 201. The new call will be displayed in upper bucket 200 as shown in FIG. 4B, as upper bucket 200 generally displays the active line. Still referring to FIG. 4B, because both lines are in use (one active, the other on hold), swap button 406 will be displayed between buckets 200 and 201. Tapping swap button 406 will swap the calls such that the on hold call is swapped into the upper bucket 200 and becomes active, and the active call is swapped to the lower bucket 201 and is placed on hold as shown in FIG. 4C.
Referring to FIG. 4C, tapping conference button  404 moves the call currently on hold from lower bucket 201 into upper bucket 200. The calls are conferenced together on a single line permitting the user and both callers to all talk to each other. The graphic depicting this setup is shown in FIG. 4D. Because the on hold call from lower bucket 201 now resides in upper bucket 200 with the previously active call, one of the two phone lines is again available. The availability of one of the two phone lines is depicted in FIG. 4D by labeling lower bucket 201 "line available." Rather than swap button 406, hold button 304 is again disposed between upper bucket 200 and lower bucket 201. Tapping hold button 304 will move the entire active conference call into on hold status in lower bucket 201 as shown in FIG. 4E. The on hold callers can talk to each other while in this state. Tapping talk button 306 will permit user to again join conference call, as depicted in FIG. 4D.
While a conference call is active, as shown in FIG. 4D, the user may tap on one of the listed contacts to display a call actions screen, shown in FIG. 4F. FIG. 4F is similar to FIG. 3E with the exception that the user may tap FIG. private conversation button  408 to extract a caller from the conference call line, thereby placing the conference call on hold and connecting the user with the individual caller. Tapping private conversation button 408 brings up the screen depicted in FIG. 4G, wherein the remaining caller from the original conference call is on hold, depicted in lower bucket 201, and the contact on which the user tapped originally is in active conversation with the user, depicted in upper bucket 200. Note that FIG. 4G is similar to FIG. 4C in that swap button 406 is again displayed. Tapping cancel button 410 in call action FIG. 4F will revert the user back to the original state of the conference call prior to tapping on one of the contact names.
FIGS.  5A-5D depict the user interface for managing more than two callers. While a conference call is active on one line and the other line is available, as shown in FIG. 5A, the user may depress add call button 402 to call a third caller. When the add call button 402 is tapped, the active conference call is automatically placed on hold, depicted in lower bucket 201, and the new call is placed in active call status and depicted in upper bucket 200, as shown in FIG. 5B. With the conference call on hold and a single caller in active status as depicted in FIG. 5B, swap button 406 is displayed between buckets 200, 201 and may be activated by the user.
Further referring to FIG. 5B, if the user taps conference button  404, the upper bucket 200 caller will be added to the ongoing conference call, which will become active, permitting the user to participate as depicted in FIG. 5C. The conference call is depicted in upper bucket 200. A line then becomes available for the user to add yet another caller by tapping add call button 402. Tapping end button 302 will end the entire conference call. If the user taps add call button 402 and uses a dialer application to add another caller, the conference call will be automatically placed on hold, depicted in lower bucket 201, and the new caller put into the active call mode, depicted in upper bucket 200, using the same steps as detailed with respect to FIGS. 5A and 5B. The user may then swap the active call and conference call or conference the active call into the conference call. If the user conferences the new call into the ongoing conference call, there will then be four active calls on the conference call as depicted in FIG. 5D.
In an exemplary embodiment, handheld computer  100 may support a conference call including four callers on one line along with a separate call with a single caller on another line. This functionality fully supports GSM international standards, but may be subject to the support limitations of particular wireless carriers.
Regardless of how many callers are on a conference call, if the user taps one of the contact identifiers listed, a call actions screen will be called up similar to that shown in FIG. 4F to permit separating a caller from the conference call for a private conversation, or disconnecting a single caller out of an ongoing conference call. When multiple callers are on a conference call, display  14 will automatically reduce the font size for the contact names listed to support the larger amount of information displayed to the user.
The user interface discussed above with respect to FIGS.  2-5 is created through the execution of software residing on hand held computer 100. The software used to effectuate the interface may be part of an operating system, such as PALM OS, or may be a program loaded separately onto handheld computer 100. The software may be developed in any number of conventional programming languages. In other embodiments, the user interface instructions may be carried out by hard wired circuitry or a combination of circuitry and software.
While the detailed drawings, specific examples and particular formulations given describe exemplary embodiments, they serve the purpose of illustration only. The hardware and user interface configurations shown and described may differ depending on the chosen performance characteristics and physical characteristics of the computing devices. For example, the various buttons or icons described above that effect various call management options may be labeled in various ways to indicate the option being selected. Further, the icons or buttons may be located in different portions of display  14 depending on the chosen user interface. The systems shown and described are not limited to the precise details and conditions disclosed. Furthermore, other substitutions, modifications, changes, and omissions may be made in the design, operating conditions, and arrangement of the exemplary embodiments without departing from the scope of the invention as expressed in the appended claims.
a user selectable option configured to effectuate swapping of the first indicator from the first display screen portion to the second display screen portion and the second indicator from the second display screen portion to the first display screen portion.
a user selectable option that is configured to effectuate placing a call on hold and moving the first indicator from the first display screen portion to the second display screen portion.


Beware, lest you accidentally stray into it…Oisin, son of Fionn mac Cumhall was lost in Tir na Nog for 300 years. When he finally returned home, he was stunned to find 300 years had passed in the space of 1 year in the magical realm, and everyone and everything he had ever known was long gone.
Strange, but true. And very atmospheric, as I sit down to work on 'Conor Kelly and The Fenian King' for the first time in a month.
Vales between the worlds are parting.
Into a world that will never be the same.
Well, they're Oisin's words, and I wrote them down, if that makes sense. The whole poem is up on my blog, the one called Through The Looking Glass. At some point in writing it I got myself out of the way enough that Oisin could write in first person. For lack of a better phrase, it was a profound experience.
Minus the kids' toys, this would be a cool photo for your book, Ali!
Thanks, Rachele! Yes, the toys would have to go! Unless I could persuade people that the toys are also 4000 years old…I mean, children have always played, haven't they?


People nowadays care more about healthy living. They have a more distinct awareness of food and nutrition than twenty years ago. Formerly, nobody wanted to know about the ingredients of the sausage they ate. Today people want bio-products and often do fine without meat.
At least in consumer perception, nutrition and health are at the top of the value scale. Hence the legislator does not by chance regulate this legal area with increasing frequency. The ever new regulations provoke new questions to be answered by industry, trade and consumers. Based on our long-standing experience, we provide comprehensive advice especially in the fields of food law, pharmaceuticals and medical devices law as well as agricultural law.


text:
GERMAN-AMERICAN HALL OF FAME
GERMAN HERITAGE
SUPPORT GAMHOF
Günter Blobel
Year of Death: 2018
Area of Achievement: Science
GAMHOF Year Inducted: 2007
German American biologist.
Blobel was born in Waltersdorf (Niegos_awice) in the Prussian Province of Lower Silesia. He graduated at the University of Tübingen in 1960 and received his Ph.D. from University of Wisconsin-Madison in 1967. He was appointed to the Howard Hughes Medical Institute in 1986.
Blobel was awarded the 1999 Nobel Prize in Physiology or Medicine for the discovery that newly synthesized proteins contain "address tags" which direct them to the proper location within the cell. This is known as protein targeting.
Blobel is also well-known for his direct and active support for the rebuilding of Dresden in Germany, becoming, in 1994, the founder and president of the nonprofit "Friends of Dresden, Inc." He donated all of the Nobel award money to the restoration of Dresden, in particular for the rebuilding of the Frauenkirche (completed in 2005) and the building of a new synagogue.
As of 2003, Blobel worked at the Rockefeller University, New York City. Blobel had lived in Manhattan's Upper East Side with his wife and three English setters. He was also on the board of directors for Nestlé. He died in 2018.
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GAMHOF wishes Dr. Ruth a happy 91st birthday
Hall of Fame Inductees Siegfried and Roy to be Subjects of New Motion Picture
GAMHOF Original Inductee Babe Ruth Presented with Presidential Medal of Freedom by President Donald J. Trump, Another Original Inductee
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Dsquared2 Jeansy rurki i slim fit - DSQUARED2's denim range gets an upgrade with these Tidy Biker jeans. Inspired by Seventies punk fashion, these jeans utilise a stonewashed effect, distressed details and a printed logo to the rear. Made in Italy from high-quality cotton with enough stretch for the wearer, the Tidy Biker jeans feature belt loops, a button fastening, a five pocket design, a stonewashed effect, ripped details and a slim fit.


In order to keep your Diesel engine running at optimum efficiency, you need to keep it maintained. At Diesel Pro Power, we carry all the Detroit Diesel replacement parts you need to keep your Diesel engine functioning properly. Whether you have an engine that is compatible with any Detroit Diesel engines parts or you need Series 60 14 L parts specifically, we have the parts for you.
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All of our products ship 24/7 worldwide. We've made our site user-friendly so that you can quickly find any type of Series 60 replacement parts you need. If you need assistance with anything or have any questions or concerns, you may contact us via email or telephone for a prompt response. We are more than happy to assist you with finding the products that you need. If we don't carry a particular product in our inventory, simply notify us so that we can take steps to remedy the issue.


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What is Eureeca?
Eureeca is the first global equity crowdfunding platform. It enables members of its investor network, who range from casual and angel investors to institutional firms, to buy shares in growth-oriented businesses, while providing operational businesses with crucial access to capital. Eureeca is a twice-regulated platform, having received licensing from the UK Financial Conduct Authority which is also the regulatory body for our Branch Office in The Netherlands and for our Representative Office in Dubai and the Securities Commission Malaysia in 2015. From its global offices, Eureeca offers high-yield potential investment opportunities from the Middle East, Europe, and Southeast Asia to its 18,000-strong investor network. Businesses raising funds can leverage this network for capital, strategic connections, and expansion into new markets.
We are authorised and regulated by the UK FCA to provide Equity Crowd Funding services and to hold your client funds in our segregated client accounts.
Please note therefore that unless you are based in Malaysia, the regulatory body that will govern your relationship with Eureeca will be the Financial Conduct Authority (FCA) of the UK; and your rights and our obligations are governed by the framework provided by the FCA per the Terms of Business and other relevant policies you have agreed to when joining Eureeca.
Who are the founders?
Eureeca was founded by seasoned entrepreneurs and investment bankers, Sam Quawasmi and Chris Thomas. Sam has 14 years experience working for international investment banks in London and MENA-region investment banks in Dubai. Prior to founding Eureeca, he served as Director for MENA Equities at Arqaam Capital, and Vice President of Equity Capital Markets at SHUAA Capital. Chris has over 10 years experience setting up and running businesses. He exited his last major business, an FCA-regulated online brokerage with 60 staff in 12 countries, in 2010. He has made numerous angel investments, owning two online businesses and a property company in Brazil.
How is equity crowdfunding, or crowdinvesting, different from crowdfunding?
Crowdfunding is a catchall term for a number of fundraising models that allow "the crowd" to pool funds and finance endeavors, projects, or businesses. Crowdfunding can be split into three general categories: rewards/donation, debt, and equity. Rewards/donation crowdfunding is the model most associated with crowdfunding and has been brought to prominence by platforms such as Kickstarter and Indiegogo. This model allows people to back projects or ideas in exchange for a product, early access, or just the satisfaction of supporting a cause they believe in. Debt crowdfunding, typically in the form of peer-to-peer lending, allows individuals or businesses to take out loans from the crowd, which are paid back with regular interest payments over a fixed period. Equity crowdfunding, the model used by Eureeca, allows investors of nearly all profiles to buy equity (shares) in growth-oriented private businesses. Investors effectively become co-owners of the business and are naturally incentivised to help it succeed.
Who is the crowd?
The crowd is the collective term for the people who can invest in a business on a crowdfunding platform. It is comprised of friends and family, customers, casual retail investors, angel investors, and institutional firms.
Do you think that equity crowdfunding replaces angel investors and VC funds?
No, equity crowdfunding does not replace angel investors and VC funds. What it does do is serve as an alternative financing option for SMEs that is complementary to angel and venture capital investing. However, given that equity crowdfunding makes capital raising and investing more accessible, efficient and transparent than more traditional sources of capital, we do expect that it will carve out a sizable space in private capital markets. In fact, the global trend in equity crowdfunding is that, rather than replacing angels and VCs, the model is serving as a vehicle for them invest in SMEs, along with the rest of the crowd.
I have a business and need funding. How can Eureeca help me?
Eureeca is an equity crowdfunding platform that connects businesses with investors. Apply to raise funds here , and if your business successfully passes through our screening and due diligence processes, you can then launch a fundraising campaign on the platform.
Crowdfunding through Eureeca makes the process much more accessible, transparent, efficient, and cost effective than raising from more traditional sources of capital.
What are the eligibility requirements for raising funds on Eureeca?
The eligibility criteria are simple: at a minimum we need you to be an operational SME raising at least $250,000. Ideally your business will be revenue generating and you will have raised capital previously. Get in touch and we can let you know if you meet our requirements.
Is equity crowdfunding the right option for my business?
Do I have to be based in a specific country to submit a funding proposal?
Eureeca is a global product providing a global solution for businesses and investors to connect online so there are very few limitations as to where a business must be based to raise funds on Eureeca.
You should, however, bear in mind that we currently operate in three global regions: the Middle East, Europe, and Southeast Asia, and this is primarily where our investors are based. Because of this it is unlikely that we will choose to list a business from Argentina, for example, because of we lack an investor network there, which reduces the likelihood it would be funded.
Get in touch with us to find out if you're specifically eligible.
I've decided I want to raise money, how do I submit my funding proposal online?
Upload your funding proposal here
What does the campaign process entail?
Application (1-2 weeks) - Submission of the necessary documents to the Eureeca team, followed by a discussion with the Origination (business development) team to determine suitability for a campaign.
Onboarding (2-3 weeks) - Campaign preparation with Eureeca Curation team (our "fit for funding" specialists).
Live Campaign (1-90 days) - The 90 period to raise capital from the crowd.
Closing (2-4 weeks) - For successful campaigns, this includes the signing of shareholders' agreements, the restructuring of the company (if needed), the issuance of shares, and the payment of fees. It concludes with the receipt of funds.
We are here to help you throughout the process so get in touch if you have any further questions. Contact us either via Ask Eureeca or entrepreneurs@eureeca.com.
What documents do I need to upload for my funding proposal?
We have tried to make the process as easy as possible. You simply need to go register, and the system takes you through a series of steps that are user friendly and easy to follow.
Once you have passed our initial filters, you will be asked to provide documents and information that will support your funding proposal.
Business plan that highlights the management team, business value proposition, market segment, revenue model, and use of funds
Financials: historical and projected (3-5 years)
Don't worry, we're here to help, so get in touch if you have any questions regarding what is required. Contact us either via Ask Eureeca or entrepreneurs@eureeca.com.
What kind of businesses can apply for funding?
Almost any kind – from tech to retail – and everything in between. What is important is that your business is at the very least operational, and preferably generating revenue, and raising a minimum of $250,000. Ideally you will have raised capital previously.
Eureeca serves a two-sided market of entrepreneurs and investors. We therefore only accept businesses that we deem will be attractive opportunities to our network of investors.
How long do I have to raise my target amount?
You have 90 days in which to raise your funds.
How can I reach my target in 90 days?
Crowdfunding through Eureeca is a stable and secure method of raising funds for your business. We will discuss with you what needs to be done to give you the best chance of getting funded.
However, we warn you that there is a lot of work that you will need to put into your proposal and campaign. You need to have a go-getter attitude, provide quality documentation and information, and be readily available during your campaign to respond to questions and comments from the crowd.
We've found that businesses that effectively convert their customers and contacts into investors, while simultaneously delivering a resonating pitch to the Eureeca crowd, are most likely to get funded. We provide you with the tools and guidance needed to do just that.
Can I close the round before the 90 day period ends?
Yes, once you've reached your funding target you can either close the round or opt to raise additional funds by entering "Overfunding".
What responsibility do I have during the campaign?
Most crucial is continuing to work on getting people from your personal networks to invest. Early traction from these investors will help validate your business and the campaign, inspiring confidence in the crowd to invest.
You must also provide clear, honest answers to any questions or comments being raised. Your ability to obtain the funds will be dependent on this. You have a legal responsibility to act truthfully and with integrity at all times. Be genuine, engage often and don't be defensive – all questions are legitimate.
What are the fees associated with uploading a funding proposal? For launching a campaign?
The fees are simple. You pay nothing to apply and there are no upfront fees during introductory conversations. Once a company has been approved and the Terms of Business have been signed, there is an application fee of $1,500.
The company is then assessed by the Investor Committee.
If it passes, the company is eligible to list on the platform.
If it does not pass, the $1,500 application fee is refunded in full.
If a campaign is successful, Eureeca takes a success fee of 7.25% of the amount raised, minus the $1,500 application fee.
There may be additional third-party legal fees applicable during the closing process, depending on the current corporate structure and/or if necessary documents require attestation, for example..
How much do I need to raise?
Eureeca is only for businesses raising a minimum of $250,000, but beyond that, how much you raise is entirely up to you. We provide a marketplace through which you can raise the amount of funds you need to meet your requirements. We would advise, however, that you should look to split your fundraising into manageable chunks to meet specific milestones. The best way is to raise enough funds to hit one key milestone in your company's development journey, and then go back to the crowd for future raises.
Does Eureeca decide if a funding proposal has investment potential or is worth listing on the platform?
We are largely sector agnostic, meaning that we don't focus on specific sectors or industries. However, we aim to list businesses that are suitable SME private equity investment opportunities and will interest our investor network, and we select businesses accordingly.
We provide a stable and transparent platform for members of the crowd to make their own decisions. We ensure the information is displayed in a clear and organized manner, but an individual investor must do their own research and due diligence before making an investment. Get in touch with us via Ask Eureeca or entrepreneurs@eureeca.com,and we'll discuss the potential of getting your business funded.
Can I increase or decrease my funding target?
No, once the campaign goes live the target amount must remain the same throughout the 90-day period.
Is there a minimum or maximum amount of funding that can be raised?
The minimum an SME can raise is $250,000. For most jurisdictions, there is no limit to how much an SME can seek to raise.
However according to Malaysian SC regulations, the maximum a Malaysian SME can raise is 3 million MYR within a 12-month period, which can be broken up over multiple rounds.
Can I edit the proposal after the campaign is launched?
Yes, you can edit some parts of the proposal after launch, but there are restrictions. For instance, you cannot increase the amount being raised or reduce the amount of equity being offered.
How do I decide how much equity I should offer?
This depends on how much you are looking to raise, at what price, and for what purpose. We have many guidance documents and support tools to help you in this. To learn more, contact us either via Ask Eureeca or entrepreneurs@eureeca.com
What is a valuation? How do I determine one for my business?
A valuation is how much you project your company is worth. The valuation of your company is based on many factors and determining your valuation is more of an art than a science. We offer a number of valuation tools through partnerships with third parties that can aid you in fairly pricing your company. To learn more, contact us either via Ask Eureeca or entrepreneurs@eureeca.com
Do you accept US investors?
The US has very strict rules on marketing to or receiving investment from US persons. Therefore, we do not allow US persons -- defined as persons with single or dual US nationality, persons residing in the US, or whose primary bank account is in the US -- to invest through Eureeca.
What do investors receive in return for their investment?
Investors receive equity, or shares, in the businesses in which they invest.
Which investors will be interested in finding opportunities through Eureeca?
Investors can be private individuals as well as institutions. What they will all have in common is an interest in investing in high-yield potential private businesses.
How do I invest?
Once you have registered and agreed to our Terms of Business, you then deposit funds into your Eureeca account. Once we have received these funds and completed our third-party compliance checks, you are ready to start investing. Find a proposal you are interested in and conduct your own due diligence by researching the business and industry and engaging with the entrepreneur and the crowd. When you feel ready to make an investment commitment, click the "Invest" button and follow the instructions. That's it, you're now committed. If the proposal receives 100% of its funding target within the time allowed, we take over and complete the share issuance process. Once completed, you will receive your share certificates.
How do I add money to my Eureeca account?
You can deposit money in your Eureeca account in two ways: 1) using your credit card, or 2) through a bank transfer. Details about the process can be found here. Once you have sent your funds, please notify us by completing the deposit notice fields on the payment page. This makes it easier for us to track it.
Can I withdraw money from my Eureeca account at any time?
Yes, you can withdraw any uncommitted funds back to your bank account or credit card. You may only withdraw to the same bank account from which the deposit orginated. There will be compliance checks placed on any withdrawal of funds. For any withdrawal requests please use the contact us form or email us at contactus@eureeca.com.
Why should I invest in a proposal on Eureeca?
There are many reasons to invest in deals on Eureeca. Here's a list of some of the most popular reasons:
To make a return on your investment capital
To diversify your portfolio by adding private equity investments
To support an industry or company you like
To help a friend or client's business grow
It's fun, rewarding and exciting
I'm concerned about fraud. How do I know whether a proposal is genuine or not?
All proposals on Eureeca are put through a due diligence process. The proposals not only pass through our in-house screening process but also have undergone basic third-party due diligence. However, it is important that you conduct your own due diligence as you would with any investment. Challenge the assumptions being made by the entrepreneur, view their social networks and see if you have any mutual contacts, and research the wider industry. The more research you do, the more rewarding your investment will be.
What does the due diligence check cover?
The due diligence check ensures that businesses applying to raise funds on Eureeca are legitimate and exist. Eureeca works with third-party compliance firms to assess if the company is incorporated, the duration of operations and that all necessary corporate and legal documents are in place. Additionally, background checks will be done on the team and founders to ensure that there is no history of fraud or other relevant criminal activity.
Do I need to deposit funds on Eureeca before I can make an investment commitment?
Yes, you do. Only cleared funds on account can be used to make an investment commitment.
When I make an investment, is the money transferred to the business?
When you make an investment by clicking "Invest" on any proposal, all you are doing is making a commitment to invest your funds held on account with Eureeca. Your money is held within our segregated client account and is only paid out once the funding target has been hit and we have completed the share issuance process.
Once a funding target is met, when do I receive my shares?
You will receive your share certificates after our legal team have completed the necessary process from their side. This takes some time and in normal circumstances we aim to provide you with the share certificates within 2 - 4 weeks of the conclusion of the campaign.
What businesses will be attracted to the platform?
Eureeca is designed for post-operational, post-revenue businesses. Most businesses listed on Eureeca have been operating for at least 2 - 3 years. High-growth businesses from the digital and tech spaces, as well as retail, are well suited for equity crowdfunding and are often represented on the platform.
How can I communicate with others via the platform?
Eureeca enables you to engage with entrepreneurs and fellow investors by asking questions, challenging assumptions and making comments. You will be able to follow funding proposals to get status updates, you can follow and interact with individual crowdinvestors, and participate in forums.
What's the typical investor profile on Eureeca?
Eureeca is designed to host investors of pretty much all profiles, from casual retail and active angel investors to institutional investment firms such venture capital funds -- all of which are looking to buy equity of promising businesses.
Can entrepreneurs market their Eureeca campaign off of the platform?
Definitely. This is what crowdinvesting is all about. Entrepreneurs are encouraged to promote their presence on Eureeca and the investment opportunity they are presenting. We give each entrepreneur clear guidelines on what they can and cannot do to ensure adherence with the local rules and regulations.
What rights are investors entitled to when they invest in a business on Eureeca?
It is up to the entrepreneur or business owner to decide what rights will be given in exchange for the investment obtained. Entrepreneurs can set different levels of funding criteria, which are explained in an investment term sheet that accompanies each business pitch. We encourage entrepreneurs to be very transparent with the crowd through the Eureeca portal to garner and maintain investor trust and keep them updated on the running of the business. The more transparent and responsible a business is, the better its chances of receiving funding. In addition to financial returns, equity investments through Eureeca can offer investors with social returns as well, such as supporting a business you believe in or a local entrepreneur from your community.
For how long, in the life of a business, are investors entitled to receive equity? Will the equity share change if more funding is raised in the future?
Investors will be shareholders in the business throughout its lifetime or until they sell or dispose of their equity stake. If further investment is sought by the entrepreneur this may dilute the relative size of the equity the investor has. However, even in this case, where the business is raising funds at a higher valuation, this may mean that the new equity share is valued higher than the original amount invested. The process works exactly the way it happens offline; Eureeca is only replicating it online.
Once a deal has closed, how will investors keep tabs on the progress of the business? What role will Eureeca play in helping investors secure returns?
We have the necessary tools for investors and entrepreneurs to continue using the site for interaction after the business has been funded. We encourage entrepreneurs to continually update investors about their progress. Eureeca manages the necessary procedures involved in the funding and share issuance processes. We have global administrators and legal advisors who will be maintaining the records of the investors and their equity stake in the businesses that get funded through Eureeca. The share issuance and transfer of funds will all be carried out through these legal accredited entities. Eureeca, doesn't however, help to secure returns. This is dependent on whether a business is successful and provides an exit opportunity.
I'm a UK taxpayer. Can I claim tax relief on an investment?
Yes, there are tax-relief opportunities through the UK Enterprise Investment Scheme (EIS) or Seed Enterprise Investment Scheme (SEIS) on certain deals on the platform. Click here for more information.
What is KYC? Why am I being asked for it?
KYC stands for "Know Your Client," and is the another way of saying due diligence. These checks are performed in order to ensure that all money flowing into the platform is clean, and that investors using our platform have passed global AML (anti-money laundering) requirements. In order for us to perform this check, we will need a copy of your passport and a utility bill to serve as a proof of address. Please contact us at kyc@eureeca.com for any questions or assistance.
Is there a limit on how much I can invest?
That depends on your accreditation status, which differs across different countries and jurisdictions. For example, according to the Malaysian SC, there are three investor classes:
Retail investor
Sophisticated investor
Each classification comes with its own qualification requirements and investor limits, so it's important that you select the one that you fall into (which you will be asked to do upon sign up). For example, retail investors can only invest 5,000 MYR per SME. Currently most jurisdictions follow the UK's FCA classification, which offers sound advice on investment limits (e.g. do not invest more than 10% of your annual income into risky asset classes), but no actual restrictions.
Eureeca Risk Disclosure
The Entrepreneurs listed on our Website are private companies. When considering investing in private companies, you must take into account the following risks:
Your investment may lose value - The Entrepreneurs that you may invest in through our Website are private start-up, early-stage or small to medium sized companies that are looking to launch a product or service and may not have a proven track record.
Your investments are illiquid – By definition, there is no public market for private companies and there may never be a market for the shares in the Entrepreneurs in which you decide to invest. Accordingly, you may not be able to sell these shares or realize any profit (even a return of capital) from any investment that you make.
Private companies are not required to report on their financial status like public companies – While the Entrepreneurs that list on our Website will commit to us to regularly update shareholders regarding their performance through our Website, there is no guarantee that they will adhere to this commitment and we do not guarantee that we will take action against them if they fail to so adhere.
Private companies are not subject to the same regulatory requirements as a public company - When a company goes public they are required to disclose specific information and adhere to strict regulations with regard to their actions, disclosure and corporate governance. The Entrepreneurs listed on our Website are not subject to the same requirements.
Voting rights and other Pitch terms – You should read the terms of any Pitch carefully in order to understand what rights are being granted by the Entrepreneurs in which you choose to invest. In the majority of cases, the number of shares being offered by Entrepreneurs will not reach the threshold required to allow such shares to influence any decisions or corporate actions taken by the Entrepreneurs. Entrepreneurs may not offer any minority shareholder rights (such as tag along, drag along, veto rights or anti-dilution rights) and even if they do offer such rights, there is no guarantee that these rights are legally enforceable or that you will have any recourse against the Entrepreneur in the event that they fail to honor any of the rights granted. While Eureeca will make every effort to ensure that Entrepreneurs adhere to the Pitch terms following Closing of any Pitch, Eureeca will not be liable to you for any failure by the Entrepreneur to do so.
Disclosure in the Pitch – A well prepared Pitch will describe the various risks and conflicts of interest relating to the Entrepreneur, the Pitch and the Entrepreneur's operations and we will guide the Entrepreneurs to assist them in preparing full and fair disclosure of all risks in their Pitch. However, we have no ability to assess whether all such risks have been accurately described or disclosed and will not have any responsibility for any failure to do so. Before making any investment decisions, you should fully assess the risks attached to any investment and should query any matters where you feel inadequate risk disclosure has been made.
KEEP IN MIND THAT THE PAST PERFORMANCE OF ANY INVESTMENT IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. YOU SHOULD ONLY COMMIT MONEY THAT YOU CAN AFFORD TO LOSE TO ANY INVESTMENT ON OUR WEBSITE. PRIVATE COMPANY INVESTMENTS ARE NOT FOR EVERYONE AND ENTAIL RISKS THAT ARE DIFFERENT FROM MORE TRADITIONAL INVESTMENTS. YOU SHOULD OBTAIN INVESTMENT AND TAX ADVICE FROM YOUR ADVISERS BEFORE DECIDING TO INVEST. EUREECA DOES NOT PROVIDE ANY INVESTMENT, LEGAL OR TAX ADVICE AND WILL NOT HAVE ANY LIABILITY FOR ANY LEGAL, INVESTMENT OR TAX ISSUES IN CONNECTION WITH ANY INVESTMENT YOU DECIDE TO MAKE.
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Eureeca Limited is authorised and regulated by the Financial Conduct Authority in the UK (No. 624555). Eureeca Limited (DIFC) is regulated by the Dubai Financial Services Authority as a Representative Office (No. F003216). The regulatory body for Eureeca Limited (DIFC) is the Financial Conduct Authority. Eureeca SEA is authorised and regulated by the Securities Commission in Malaysia as a registered electronic facility (Equity Crowdfunding Platform) under s34 of the Capital Markets and Services Act 2007. Eureeca Limited is authorised and regulated as a branch office by the Financial Markets Authority of the Netherlands (AFM) and is listed in the AFM public register. We are authorised and regulated by the UK FCA to provide Equity Crowd Funding services and to hold your client funds in our segregated client accounts. Please note therefore that unless you are based in Malaysia, the regulatory body that will govern your relationship with Eureeca will be the Financial Conduct Authority (FCA) of the UK; and your rights and our obligations are governed by the framework provided by the FCA per the Terms of Business and other relevant policies you have agreed to when joining Eureeca. Eureeca is the first global equity crowdfunding platform. It enables members of its investor network, who range from casual and angel investors to institutional firms, to buy shares in growth-oriented businesses, while providing operational businesses with crucial access to capital. Eureeca is a multi-regulated platform, having received licensing from the UK Financial Conduct Authority and the Securities Commission Malaysia in 2015, and recently the Netherlands Authority for the Financial Markets. From its offices in London, Kuala Lumpur, and Amsterdam, Eureeca offers high-yield potential investment opportunities from the Middle East, Europe, and Southeast Asia to its 18,000-strong investor network. Businesses raising funds can leverage this network for capital, strategic connections, and expansion into new markets.
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Please note that this is a pre-commitment to invest. Eureeca will process your investment when the proposal is open for investments. The funds will remain on your account until then.
By clicking the 'confirm' button you agree that you will not be able to use these pre-committed funds for other investment proposals.
You will be asked to enter your investment details on the next page after you have clicked "confirm."
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IMPORTANT: As a global platform Eureeca provides access to funding proposals from various countries. You can view these on the platform. However, PLEASE BE ADVISED THAT THE REGULATORY PROTECTIONS OFFERED TO YOU VIA THE MALAYSIAN SECURITIES COMMISSION ONLY APPLY FOR FUNDING PROPOSALS THAT ARE MALAYSIAN DOMICILED. WHERE YOU ARE PARTICIPATING IN A FUNDING PROPOSAL THAT IS NOT MALAYSIAN DOMICILED YOU WILL NOT BE PROVIDED PROTECTIONS BY YOUR REGULATOR.
HOWEVER, WHERE THAT FUNDING PROPOSAL IS SUBMITTED VIA ANOTHER REGULATED ENVIRONMENT YOU MAY RECEIVE ADDITIONAL PROTECTIONS FROM THAT REGULATOR.
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Please note that Potential changes to the offering during the Early Access phase by the issuer will only be allowed if it is to the benefit of you, the investor
Eureeca will process your investment when the proposal is open for investments soon. The funds will remain on your account until then.
There will be no additional action needed from your side.
Whilst you are able to view all the proposals on eureeca.com, before you are able to invest we will need to obtain from you some identity documents. You can do this via the platform by clicking on the file icon in the top right hand corner.
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