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stonelore wholesale blog
new earrings bracelets stoneware bracelets pendants necklaces other goods all
homeabout shop new earrings bracelets stoneware bracelets pendants necklaces other goods all stonelorewholesaleblog
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Stonelore
ewelry and the world of gems go as far back as the dawn of man. One of the earliest account of gemstone use in both decoration and symbol dates to the book of Exodus. The Breastplate of Aaron had 12 stones in which some say relates to the birthstone tradition.
Regardless of origin, we as jewelry enthusiasts cannot help but continue the tradition of those before us. It first captures our eyes and then through meaning it wins the soul. Digging into the legends and lore that surround each stone only adds to fun.
Love layering our stoneware bracelets and be tickled in uncovering the stonelore behind them. The stones are handpicked for a playful color assortment of opaqueness, translucency, and transparency so you can create diverse combinations and effects. Give your color creativity a whirl. Explore unique looks that will be both eye & soul catching. These bracelets serve as the most perfect meaningful gifts.
• a m e t h y s t •
Amethyste was a lovely young maiden who captured the eye of Bacchus, god of wine. She refused his affections and prayed to Diana, goddess of moon, for merciful protection. Diana responded quickly and transformed Amethyste into a statue of white quartz. Saddened and moved to give tribute, Bacchus poured wine over the stone and dyed the crystal to purple. As part of Greek tradition, amethyst was considered to be a strong antidote against drunkenness and wine goblets were often carved from the gem.
u s e | With Moh's hardness of 7, amethyst is a highly protective stone that balances emotional extremes. It curbs overindulgences and guilt while promoting selflessness and calm. It can aid those who are coming to terms with loss.
• c a r n e l i a n •
Napoleon's carnelian seal, which he found during his Egyptian campaign, was passed down to Napoleon III, who attached it to his watch chain. He believed in the ancient carnelian notion that as a talisman it brought magical protection. The Egyptians placed this stone on their mummies, as they believed it would help them in their journey into the afterlife.
u s e | With Moh's hardness of 7, carnelian is a strong energizing stone that stimulates vitality, creativity, & success. Because of its potency, it also revitalizes other stones. As it clarifies perception and allows self-trust, carnelian resultantly guards against rage, envy & resentment.
• h e s s o n i t e •
Hessonite, while not well known in the West, has been popular in India for thousands of years. Known as Gomedha, the brown orange, red gem has long been a favored talisman for warding off the evil influences of Rahu, the Hindu celestial body known as "head of the dragon."
u s e | With Moh's hardness of 6-7.5, hessonite is a form of garnet. It is a protective stone that removes feelings of inferiority to promote self-respect. It stimulates seeking of new challenges and helping others. If paired with other gemstones, it amplifies their effects.
• r o s e q u a r t z •
Throughout history, rose quartz has been a symbol for love and beauty. It was crafted as jewelry by the Assyrians during 800-600 BC and believed that the Assyrians along with the Romans were first to use this stone. The Romans considered it a strong healing stone, while Egyptians believed the pink stone prevented aging. Wearing a heart-shaped rose quartz charm is thought to attract love.
u s e | With Moh's hardness of 7, rose quartz epitomizes unconditional love. It heals emotional pains deep within the heart and reopens it through self-trust and acceptance. As a peaceful and calming stone, it attracts love, wards off negative energy, & provides empathy.
• g a r n e t •
In medieval times, blood red garnets were thought to speed the healing process of hemorrhages and wounds. Carried as a protective talisman, the wearer had an effective charm that cured diseases, brought accolades, and guarded him from perils in traveling. If a garnet lost its luster and shine, it was a sure sign of coming doom. Good luck to be given one but bad luck to steal one.
u s e | With Moh's hardness of 6-7.5, garnet is a protective stone that removes self-destructive patterns while bringing courage, hope & self-confidence. It opens up intuition as it warns of imminent danger from enemies. If paired with other gemstones, it also amplifies their effects.
• r e d t i g e r ' s e y e •
Roman soldiers wore tiger's-eye for protection in battle because tiger's eye was thought to be all seeing due to its appearance. The bands in tiger's eye display a visual effect called chatoyancy, which resembles an eye of a tiger and hence its name. This silky, luster effect is due to the reflection of light within the fibrous structure of the gem.
u s e | With Moh's hardness of 4-7, red tiger's eye is a very stimulating stone. While providing motivation to overcome sluggishness, it encourages assertiveness and integrity in accomplishing goals. Moreover, it speeds up slow metabolism and re-energizes a low sex drive.
• c h e r r y q u a r t z •
A beautiful manmade stone with pink swirls, cherry quartz is regardless a popular choice for its visual effect. The color is concentrated in the form of translucent inclusions within a transparent matrix. Although similar looking variations of natural quartz can exist, they are rather very rare and expensive.
u s e | With Moh's hardness of 7, cherry quartz is a manufactured stone using quartz material. It lifts courage and harmony as it dissipates anger and tension. It is a beautiful stone of clarity and brings a new enthusiasm for hope.
• a r a g o n i t e •
Also given the common name yellow jade (although not jade), Aragonite was first discovered in Aragon province, Spain. In the 15th century, Aragonite was carved for masks, statuary and other objects. In 1876, it was introduced to Europe, where its translucency became so popular it sold for exorbitant prices.
u s e | With Moh's hardness of 3.5-4, aragonite is a practical stone that teaches patience and acceptance, while providing insight into the underlying cause of issues. Aragonite also encourages delegating, which could be highly useful for those who push their own limits.
• s m o k y q u a r t z •
Dating back to the Druids, smoky quartz has been considered a sacred stone and remains the national gem of Scotland. In the 17th century, craftsmen of Scottish weapons began to incorporate smoky quartz from the Cairngorm Mountains into shoulder brooches and kilt pins. It was the stone of power.
u s e | With Moh's hardness of 7, smoky quartz is a great grounding stone. It promotes positivity as it encourages the release of things that no longer have purpose. It aids in tolerating difficult times with resolve. Alleviating stress, it neutralizes fears of failure.
• g r e e n a g a t e •
Agate was highly prized by ancient civilizations because it was believed to render the wearer invisible. Egyptians used it prior to 3000 BC, but agate can be traced back to the Stone Age in France 20,000-16,000 BC.
u s e | With Moh's hardness of 6, green agate promotes practical solutions. It helps resolving disputes, improving decision making, & increasing emotional flexibility. Further, it enhances concentration, analytical abilities, & self-awareness.
• b l u e t i g e r ' s e y e •
u s e | With Moh's hardness of 4-7, blue tiger's eye clears internal conflict by releasing stress and calming individuals who are overanxious, short tempered, or suffering from phobias. Further, it helps to slow down metabolism and an overactive sex drive.
• c l e a r q u a r t z •
Quartz crystals, once believed to be fossilized ice, have been used for magic and healing purposes since the beginning of time. Native Americans prize quartz as a potent shamanic tool and refer to it as the brain cells of Grandmother Earth. In the Shetlands, quartz pebbles were once thought to cure sterility; they were collected by women and thrown into a pool wherein they washed their feet.
u s e | With Moh's hardness of 7, clear quartz is a powerful healer and amplifier of energy. Filtering out distractions, it assists in concentration and unlocking memory. Clear quartz is a prism of all colors and therefore works universally. It raises energy to the highest possible level of being.
• a p a t i t e •
The Greek root "apate", meaning "to deceive," alludes to apatite's striking similarity to more highly valued stones such as peridot & beryl. As the story goes, Apate was the Greek goddess of deceit, benefactor of politicians. She was also one of the spirits inside Pandora's box.
u s e | With Moh's hardness of 5, apatite deepens meditation and clears frustration. The sea blue stone reduces irritability and soothes emotional exhaustion. As it dissolves indifference, it promotes sociability and passion.
• l a b r a d o r i t e •
It is said that while an Inuit warrior was wondering along the shoreline, he saw rocks shimmer in the water. Fearing the shimmer was the Aurora Borealis trapped within the rocks, he swung his mighty spear to free the lights. For it was believed by his people that the spirits of their dead ancestors could be seen in the Aurora Borealis.
u s e | With Moh's hardness of 5-6, labradorite is an iridescent stone that provides a barrier against negative energies. It quells insecurities & fears and energizes creativity & imagination. As a great transformative stone, it dispels illusions and encourages perseverance.
• g r a y c h a l c e d o n y •
A stone with a rich and extensive history, chalcedony is named after the ancient port city of Chalcedon on the Asia Minor side of the Bosporus. Greek seafarers in the 3rd or 4th century AD wore chalcedony amulets to avoid drowning, while astrologers of the Middle Ages wore engraved signets.
u s e | With Moh's hardness of 7, gray chalcedony is a stone of brotherhood and boosts group stability. Harmonizing the mind, body, & spirit, it fosters friendly openness by absorbing negativity and dissolving it from further spread.
• m u l t i - m o o n s t o n e •
Romans speculated this stone with its distinctive milky shimmer was formed from drops of moonlight. At one time it was believed that if you held one in your mouth during a full moon, you could see your future. Aside from foretelling, this eye catching gem has also been long associated with love. As a prized gift for lovers, they will fall passionately in love when the moon is high.
u s e | With Moh's hardness of 6, moonstone enhances intuition and lucid dreaming. A stone representing new beginnings, it can amplify emotions during full moons. Balancing male-female energies, moonstone calms overreactions and provides deep emotional stability.
• t i g e r ' s e y e •
u s e | With Moh's hardness of 4-7, tiger's eye clarifies wants of one's true needs from the needs of others. Excellent for people with issues of self-criticism and blocked creativity, it supports assertion and integrity in accomplishing goals.
• w h i t e j a d e •
Jade is a stone steeped in Chinese culture, stretching 9,000 years back. It is empowered with magical properties as it is the only material believed to encapsulate both the yin and yang qualities of Heaven and Earth. It is often referred to as a live stone due to its propensity to change color. Believers who wear it attribute this to the absorption of bad chi that would otherwise have affected the wearer. White jade is the most highly valued.
u s e | With Moh's hardness of 6, white jade is a pure stone that removes distractions and guards against accidents & misfortunes. While attracting friendship, love, luck & money- it brings insightful dreams and aids in releasing negativity.
• b l a c k t o u r m a l i n e •
Ancient magicians relied upon Black Tourmaline, known as Schorl, to protect them from earth demons as they cast their spells. Native American and African shamans included black tourmaline in rituals as protection against negative spells or curses. Today Black Tourmaline is still revered as a premier talisman of protection. Placing black tourmaline under your pillow just may protect you from nightmares.
u s e | With Moh's hardness of 7-7.5, black tourmaline is the most effective blocker of all kinds of negative energies, including curses and ill wishes. It clears negative thoughts and replaces them with positivity. Rubbing the stone brings luck and happiness.
• i o l i t e •
Also known as water sapphire, iolite was used as a compass, as legend goes, to help Viking mariners venture deep into the Atlantic Ocean. By looking through thin polarizing pieces of iolite, navigators could determine the exact position of the sun and thereby maneuver their way safely to the New World and back.
u s e | With Moh's hardness of 7, iolite helps to uncover and release the root of addictions. While it motivates responsibility for oneself, it also aids to free dissonance from relationships. Alleviating issues of codependency, it allows one to be true to one's self without external pressures.
• h e m a t i t e •
Hematite is derived from the Greek word meaning "blood". In ancient times it was believed that large deposits of hematite formed on battlegrounds where soldiers had suffered blood loss. In the Middle Ages is was known as the "blood stone" due to the fact that the water used to polish it would turn red during the process, as if the stone were bleeding.
u s e | With Moh's hardness of 5.5-6.5, hematite is an effective grounding stone that harmonizes the mind & body. By preventing the emotions of others from influencing one's own emotions, it frees one from external pressures. It promotes personal magnetism by boosting self-confidence, will power, & focus.
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Kellogg's To Trial Paper Liners In Cereal Boxes To Make Them Fully Recyclable
© Kellogg's
Submitted by: Josh Birch December 3, 2021
Kellogg's, in partnership with Tesco, have announced that it will trial paper liners within cereal boxes in a select number of stores from January 2022.
The outer card packaging of the Kellogg's cereal boxes is already recyclable, however, the plastic inner liner which contains the cereal is not accepted in curbside recycling. By introducing a paper liner to contain the cereal within the box, the entire packaging material will be paper-based, allowing for full recyclability.
Paper is one of the most recycled products in the world and epitomises the circular economy model of make, use, recycle and reuse. In 2020, a total of 56 million tonnes of paper was collected and recycled in Europe – a recycling rate of 74%. This is approaching the estimated practical maximum of 78%.1
For paper packaging, the recycling rate is even higher, with 83% of paper and cardboard packaging being recycled in Europe. Paper is the most recycled packaging material, followed by metal (80%), glass (75%) and plastic (42%).2
The innovative new packaging, developed by Kellogg's packaging technologists, will be suitable for the filling and sealing process, just like the plastic liner, and will keep the food goods safe for transporting to retailers. Kellogg's added that it was important for the paper liner to keep the cereal fresh and to maintain a 12-month shelf life.
The move to paper liners is part of Kellogg's Wellbeing Manifesto, which was launched in May 2021. The new manifesto is a 10 year commitment from the company to improve its food packaging to be better for the environment, customers and the community.
The results of the trial will determine how it adapts the packaging moving forward, whether that be the rollout of fully paper-based packaging or making the plastic liners recyclable at the curbside, similar to countries like Ireland or Belgium.
Managing director at Kellogg UK and Ireland, Chris Silcock, comments: "We know people want to do more to help the planet and that's why we are working hard towards meeting our commitment of all Kellogg's packaging being reusable, recyclable or compostable by the end of 2025.
"This important trial of fully paper cereal packaging ensures we have explored all our options.
Tesco grocery director, David Beardmore, adds: "We are committed to working with our suppliers to remove, reduce, reuse and recycle packaging, particularly plastic.
"It's great to see that Kellogg's is trialling a paper cereal bag in our stores – our customers will be pleased that they can easily recycle the bag at home.
"We call on suppliers to test and roll out actions like this; using as little material as possible and making sure that necessary packaging is easy to recycle."
This isn't the first time that Kellogg's and Tesco have worked together with sustainable initiatives. In late 2020, Tesco, Kellogg's, and the Alliance for Beverage Cartons and the Environment (ACE UK) announced a five-month trial to collect cartons at in-store recycling points, which provided a short-term recycling solution for the tube packaging of Pringles, a Kellogg brand.
Eurostat, 2019
Packaging Innovations & Empack
8/10 Consumers Want More Sustainable Packaging Survey Claims

redpajama_set_name: RedPajamaCommonCrawl


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Posted in | News | Military Robotics
General Atomics Secures Army Contract for UAS Supply
By Nick GilbertJul 13 2012
The Defense Department declared that the U.S. Army has presented Poway-based General Atomics Aeronautical Systems with a $411 M government contract. Under the terms of this contract, the company will deliver 29 Gray Eagle unmanned aerial vehicles to the U.S Army.
Commonly known as 'drones', the aircraft will be ready for use and delivered to the military by March 2015. The contract involves 55 ground-data terminals, 31 ground-control stations, ground-support equipment, and spare parts.
Robotics & Automation eBook
According to the company spokeswoman, Kimberly Kasitz, General Atomics intends subcontracting the ground-data terminals and ground-control stations. General Atomics received an Army contract in 2005 to supply Extended/Range Multi-Purpose Unmanned Aircraft Systems. Since 2008, General Atomics has successfully delivered 50 Gray Eagle aircraft. Around 44 more Gray Eagles are under development. General Atomics has received around 123 of the unmanned aircraft orders from the U.S. Army. Since its initial deployment in 2008, Gray Eagles have achieved over 35,000 flight hours and have achieved a maximum endurance of over 30 hours. Capable of carrying up to 1,075 lb, Gray Eagles can operate up to 29,000 ft.
Designed as long-range aircraft, Gray Eagles can be ideally used for intelligence, surveillance, reconnaissance, close air support, convoy protection, improvised-explosive-device detection, weapons-delivery missions, and communications relays.
Kasitz further commented that the program's advancement ensures the warfighter with the aircraft's durability, reliability, and operational flexibility. The firm focuses on supporting its Army customer by catering to their short- as well as long-term demands.
Source: http://www.utsandiego.com/
Gilbert, Nick. (2019, February 20). General Atomics Secures Army Contract for UAS Supply. AZoRobotics. Retrieved on January 26, 2023 from https://www.azorobotics.com/News.aspx?newsID=2993.
Gilbert, Nick. "General Atomics Secures Army Contract for UAS Supply". AZoRobotics. 26 January 2023. <https://www.azorobotics.com/News.aspx?newsID=2993>.
Gilbert, Nick. "General Atomics Secures Army Contract for UAS Supply". AZoRobotics. https://www.azorobotics.com/News.aspx?newsID=2993. (accessed January 26, 2023).
Gilbert, Nick. 2019. General Atomics Secures Army Contract for UAS Supply. AZoRobotics, viewed 26 January 2023, https://www.azorobotics.com/News.aspx?newsID=2993.
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The life that rules and reigns, and saves from sin and self.
New Jerusalem! The city and the bride!
Builded up, beautified, and wholly sanctified!
Adapted from 2014 Spring ITERO, Message 2.
Praise the Lord for such a beautiful bride. Lord, grow in me for Your eternal bride—New Jerusalem.


Its music quality iz amazing..Music is damn loud n clear 2...Also d earplugz provided wid it are havng d best music bass tat i eva hv heard.
Only d prob is d batter dont even last for 2 days after a charge...WELL dats no issue 4 me..
If u're a music lover.. dan its 4 u..
I hv purchzd it in red/blck color.. but i wud recommend white/blue is much better..
Aran , 06 Jan 2011i was able to see youtube videos directly from internet.???? was the vidoes of youtube connected to media player & played r directly means ????
RelianceNet is much faster than Airtel Mobile Office on Nokia X2. Same GPRS packages Rs.99 for Reliance and Rs.98 for Airtel.
subrat kumar pattana, 09 Jan 2011i am purchase x2 in dec 2010 main draw back is the battery doesnt stand for more than 48 hours... moreis this phone support 3G sim ????
I have buyed nokia x2 this year 2011. I think it is a good phone for those who does't look for 3g. The audio quality is good. The picture quality is very nice. Nice clarity too.Its good for music lovers having dedicated music keys. One main draw back is the battery doesnt stand for more than 48 hours.
Hey guys! Would you recommend this phone? 'Cause I'm thinking of buying this in a week and well, if there are better models with a similar/affordable price still, pls. do suggest. Thanks!
vinod kumar, 08 Jan 2011Nokia x2 5mpx given specification,but no even 2mpx clarity...very poor quality picturesPlease do not follow my comments about nokia x2 as they are totally fake. I am sorry for my fake comments. Follow Salang's comments about X2.
my question is.does this phone can read a ".txt" file?
can anyone tell me how to use my pre install opera mini and how to update my phone?
jeizen12, 08 Jan 2011hello..i've been using this phone for about 2 months,and the battery life is not good! the spe... more6303c is not available now. Discontinued by nokia. Go for Nokia E5 or C6. Best Nokia handsets. Maximum features at affordable features. Best multimedia and business features in both sets.
hello..i've been using this phone for about 2 months,and the battery life is not good! the speaker of this phone is not that clear,i thnk 5130xm is better.the camera is good but u hve to wait sveral mins. to delete the photo.. if u are planning to purchase this phone, i suggest to buy 6303c instead of this phone..now i'm planning to swap it to the old nokia n95..
gina, 06 Jan 2011Lets say I'M callin a number but dat person is on another call, wen i try to call dat number w... moreYup.. It might flash 'Call Waiting' on your display..


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Top 10 things to see at the 2018 Goodwood Revival
By Will Wynn on August 5, 2018
So not long to go now until the wonderful 2018 Goodwood Revival. Here we take a quick look at the top 10 things to do at this years event…
1. Head-to-head racing
Witness hundreds of rare and priceless cars, driven by champions past and present, competing for the most coveted trophies in historic motorsport, including the St Mary's Trophy presented by Motul, and the Royal Automobile Club TT Celebration. A personal favourite of ours.
2. Only event in period dress
The event is defined by its period dress code: tweeds and trilbies for men, furs and frocks for the ladies, and by its refusal to allow modern cars within the circuit on race days. Very very cool.
3. Riders and drivers
The Revival always attracts the finest in historic motor racing talent – and a host of famous faces from the motorsport world and beyond.
4. Revival Fashion
Situated in the heart of the High Street, Revival Fashion this year and is an exciting new area totally dedicated to vintage style with daily fashion shows and where you'll find our Best Dressed competition.
5. Freddie March Spirit of Aviation
The Freddie March Spirit of Aviation is a magnificent concours d'elegance for pre-1966 aircraft and brings together some of the most elegant and rarely-seen machines from the history of aviation. This year, we are delighted to announce that we are celebrating 100 years of the RAF at Revival.
6. Revival High Street
Working alongside a variety of modern brands, they create a homage to the classic high street. Step back in time…
7. Richmond Lawn dancing
Boogie to the sounds of swing and jive in the Richmond Lawn marquee and Veuve Clicquot Bar. You can also join in the daily dance workshops, for both beginners and more advanced dancers.
8. Revival Car Show presented by Smith & Williamson
Thousands of classic cars all lined up for your viewing pleasure – all belonging to the Revival guests.
9. Earls Court Motor Show presented by Sky Cinema
Everything at the Revival is from the 1940s-to-1960s era. Everything, that is, apart from the Earls Court Motor Show, where the finest brands in the world juxtapose their classic models with the latest in their production line.
10. Over the Road
Don't be fooled into thinking all the fun takes place within the Motor Circuit. Cross the bridge taking you – literally – Over the Road and you open the door to a whole world of jollity, including the Revival Cinema presented by Sky Cinema, Butlin's Roller Disco, Fairground and Bonhams Auction.
So there you have it. Lots to do, and a great day out for sure. See you there.
Classic Motorsport
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Our Postcard from the 2019 Classic Motor Show
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OnDemand Video
The New CFPB Debt Collection Rules: 2020 Edition!
Are You Up to Speed with the New Requirements?
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Staying in regulatory compliance while attempting to collect a debt has never been more important. In this comprehensive legal guide, veteran faculty will review the latest CFPB rules and regs you need to know, as well as provide you with practical tools and real-world insight for how to remain in compliance with the CFPB when collecting a judgment. Discover how you can use the CFPB's upcoming changes to your advantage, put new spins on old collection techniques, and execute essential strategies for avoiding and defending against FDCPA claims. Order today!
The New CFPB Rules
How to Collect the Judgment Under the CFPB - New Spins on Old Collection Techniques... Walking the Fine Line
Creditor's Rights vs. Debtor's Rights: The Latest CFPB Compliance Pitfalls
Locating Assets After the Judgment - The Latest CFPB Rules and Regs
Defending Against the Debt Collection Harassment Claim Under the CFPB and FDCPA
Ethics for Collection Attorneys
Agenda / Content Covered
10:00 am to 5:00 pm Eastern Standard Time
10:00 - 11:00, Ernest H. Kohlmyer
The New Final Rule (2018 TILA-RESPA Rule) Regarding Closing Disclosures
Changes to Prepaid Accounts Rule
New HMDA Guidelines
Changes to the Mortgage Servicing Final Rule
Update of FDCPA - Trends, Recent Developments and Current Challenges
The New CFPB Interpretive Rule
UDAAP Update
11:15 - 12:15, Ronald S. Weiss
Collecting the Judgment Under the CFPB: What NOT to do
Wage and Bank Garnishments
Property Execution
Use of Judgment Liens on Real Property
Use of Judgment Liens on Personal Property
Installment and Lump Sum Payments and Preference Payments
Dealing with Exemption Claims by the Debtor
Turnover or Assignment Orders
Reaching Reasonable Settlements
Disclosure Hearings
Attachments and Receiverships
Out-of-State Collections Strategies
12:45 - 1:45, David Weimer
Creditor Compliance Under the CFPB and FDCPA
Legislative Intent Underlying the FDCPA and CFPB
The CFPB's Scope and Authority to Enforce the FDCPA
Creditor Protections Under the FDCPA and CFPB
Specific Debtor Protections Created by the Case Law
Meaningful Attorney Involvement
Overshadowing
1099c Disclosures
Interest and Other Ongoing Charges
1:45 - 2:45, Ronald S. Weiss
Informal Discovery and Using Information in Your File
Identifying Specific Records and Sources of Information
Using Investigators
Fraudulent Conveyances of Assets
When to Involve the Court/Court-Ordered Examinations
Using Motions to Complete the Debtor's Compliance with Post-Judgment Discovery Requests
Pitfalls to Avoid When Searching for Property
3:00 - 4:00, Ernest H. Kohlmyer
What Constitutes Harassment? CFPB, FDCPA and Current Court Definitions
False or Misleading Representation: CFPB, FDCPA, Current Court Definitions and Materiality Requirement?
Claims Asserted by Debtors: Vicarious Liability vs. Direct
Litigation Costs vs. Possible Damages
Key Strategies During Discovery
Avoiding Incrimination Through Collector Documents and Messages
Settlement Strategies and Techniques
Re-Opening Default Judgment
Convincing the Jury That the Debtor is Not the Victim
Debunking Survey and Expert Evidence
Minimizing Damage Awards
4:00 - 5:00, David Weimer
Candor with the Tribunal
Multi-Jurisdictional Practice of Law
Dealing with Represented Consumers
Dealing with Unrepresented Persons
Supervising Non-Lawyer Staff & the Unauthorized Practice of Law
Accreditation Details:
ERNEST H. KOHLMYER is a partner with Shepard, Smith, Kohlmyer & Hand, P.A. He practices in the areas of FDCPA and FCRA defense on behalf of collection agencies and credit grantors in the state of Florida. Mr. Kohlmyer also represents governmental entities in the central areas of civil rights and constitutional law. He is a regular speaker on the areas of debt collection and credit bureau reporting issues for the Florida Collectors Association and ACA International. Mr. Kohlmyer has been a member of ACA International's Member's Attorney Program (MAP) (former chairman) and has served as Florida's state unit representative. He currently serves on the ACA Legislative Council and is a board member for the ACA International Foundation. Mr. Kohlmyer is licensed in both the state and federal courts in Florida and Georgia. He is admitted to practice before the U.S. Court of Appeals for the Eleventh Circuit and the U.S. Supreme Court. Mr. Kohlmyer earned his B.S. degree from Florida State University and his J.D. degree from the University of Dayton School of Law.
DAVID WEIMER is the vice president and chief compliance officer of Kramer & Frank, P.C. The firm concentrates on creditors' rights and collections, with offices in St. Louis and Kansas City, Missouri, and practices in Kansas, Missouri, and Illinois. Mr. Weimer's practice has included the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Telephone Consumer Protection Act, HIPAA, creditors' rights, and various other consumer protection statutes and related law. He has tried hundreds of lawsuits involving creditors' rights, and has defended law firms and collection agencies against consumer protection claims. Mr. Weimer advises the firm and its clients on compliance and risk management in the extensively regulated disciplines. More recently, he added the Consumer Financial Protection Bureau and UDAAP to his areas of practice. Mr. Weimer is a member of The Missouri Bar, the bars of the U.S. District Court for the Western District of Missouri and the District of Kansas, the U.S. Circuit Court for the Eighth and Tenth circuits, the Kansas City Metropolitan Bar Association, and the Platte County Bar Association. He is also a member of the National Creditors Bar Association, serving as co-chair of the Bylaws Committee and a member of the Professional Standards Committee, and is the current president of the Missouri Creditors Bar, Inc. Mr. Weimer earned his J.D. degree from Washington University in St. Louis.
RONALD S. WEISS is a partner in the Kansas City law firm of Berman, DeLeve, Kuchan & Chapman, L.C. He practices in the areas of bankruptcy and commercial litigation. Mr. Weiss wrote the chapter on general executions in The Missouri Bar Handbook and Attachments on Debtor/Creditors' Rights, and the chapter on bankruptcy in The Missouri Bar Practical Skills Handbook. He also is a contributing writer to The Missouri Bar Bankruptcy Practice Handbook. Mr. Weiss has been a lecturer for The Missouri Bar seminars and for the National Association of Credit Management in the Kansas City Bar Young Lawyers Trial Practice Program. He has served as chair of the Midwestern Bankruptcy Institute. Mr. Weiss is a member of The Missouri Bar, the American Bar Association, the Kansas City Metropolitan Bar Association, the Commercial Law League of America and the American Bankruptcy Institute. He earned his B.A. and J.D. degrees from the University of Missouri.
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text:
Center Coast Brookfield MLP & Energy Infrastructure Fund Provides an Update on the Fund and Recent Market Conditions
By: Brookfield Public Securities Group LLC. via GlobeNewswire News Releases
March 25, 2020 at 23:00 PM EDT
NEW YORK, March 25, 2020 (GLOBE NEWSWIRE) -- Center Coast Brookfield MLP & Energy Infrastructure Fund (NYSE: CEN) (the "Fund") today announced an update on its asset repositioning actions, its leverage levels and current market conditions.
Recent market conditions, including the sharp sell-off of energy and energy-related securities, including MLPs and energy infrastructure companies in which the Fund invests, have led the Fund's adviser, Brookfield Public Securities Group LLC ("PSG"), to take certain actions impacting the Fund, including paying down all of its revolving credit facility in order to maintain the Fund's desired leverage levels and asset coverage ratios that have become elevated as a result of the decline in the value of the Fund's portfolio holdings.
The Fund intends to utilize leverage within the limits imposed by the Investment Company Act of 1940 (the "1940 Act") as well as the terms of its outstanding Series A Mandatory Redeemable Preferred Shares ("MRPS"), which is a form of leverage under the 1940 Act. Each MRPS share has a liquidation preference of $25,000, resulting in an aggregate liquidation preference of $50 million for the Fund's outstanding MRPS. In order to maintain asset coverage levels required by the MRPS, the Fund has provided notice of its intent to redeem a portion of the MRPS in accordance with their terms. On March 30, 2020 (the "Redemption Date"), the Fund will redeem 1,254 MRPS, having an aggregate liquidation preference of $31,350,000. The redemption price per MRPS share will be the liquidation preference of $25,000, plus accumulated but unpaid dividends and distributions up to, but excluding, the Redemption Date, plus a 1% redemption premium. After giving effect to such redemption, the Fund will have 746 MRPS outstanding, with an aggregate liquidation preference of $18,650,000. The Fund will pay the partial redemption of the MRPS with available cash on hand that was generated from PSG's ability to reduce the leverage in the Fund's portfolio. Dividends on the MRPS being redeemed will cease to accumulate on the Redemption Date, and such MRPS will no longer be deemed to be outstanding for any purpose. The Fund will continue to monitor the remaining MRPS outstanding in order to observe applicable asset coverage ratios. PSG plans to prudently manage the Fund's cash balance and may seek to further reduce the Fund's leverage levels to seek to maximize shareholder value.
In the coming weeks and months, PSG and the Fund's Board of Trustees will continue to evaluate this very fluid, unprecedented market situation and the resulting impact to the Fund, and continue to act in the best interests of the Fund and its shareholders. This will include further review of the Fund's distribution policy and a likely adjustment to the Fund's future distribution payments so that distributions remain sustainable for the Fund. Going forward, the Fund plans to make distributions to shareholders on a quarterly basis, with an expectation that the first quarterly distribution will be declared and paid in June 2020. This distribution will be in replacement of the monthly distribution that otherwise would have been made in May 2020. The March distribution will be paid on Thursday, March 26th, and the previously declared monthly distribution for April is not expected to change. Payment of future distributions is subject to approval by the Fund's Board of Trustees, as well as the Fund meeting the terms and covenants of any senior securities and the asset coverage requirements of the 1940 Act.
As previously noted, the sell-off in the midstream energy space during this market downturn has had an outsized impact on the valuation of the Fund's assets. Portfolio holding declines in excess of 60% over a short period of time combined with the impact of the Fund's leverage has caused the size of the Fund to be significantly reduced, including the percentage of the Fund's portfolio that is invested in liquid, publicly traded, securities. As a result, the Fund's private investment in KKR Eagle Co-Invest LP will be a significant portfolio holding in the Fund going forward, which may cause the Fund to be more susceptible to certain risks associated with such investment.
PSG will continue to navigate this extreme market environment in an effort to serve the best interests of the Fund and its shareholders, balancing the Fund's objective to provide a high level of total return with an emphasis on distributions to shareholders by investing primarily in a portfolio of master limited partnerships ("MLPs") and energy infrastructure companies that PSG believes have strong fundamentals and are trading at attractive risk adjusted levels with the Fund's need for cash to comply with applicable asset coverage requirements.
Certain statements made in this news release that are not historical facts are referred to as "forward-looking statements" under the U.S. federal securities laws. Actual future results or occurrences may differ significantly from those anticipated in any forward-looking statements due to numerous factors. Generally, the words "believe," "expect," "intend," "estimate," "anticipate," "project," "will" and similar expressions identify forward-looking statements, which generally are not historical in nature. Forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ from the historical experience of Brookfield Public Securities Group LLC and the Fund managed by Brookfield Public Securities Group LLC and its present expectations or projections. You should not place undue reliance on forward-looking statements, which speak only as of the date they are made. Brookfield Public Securities Group LLC and the Fund managed by Brookfield Public Securities Group LLC undertake no responsibility to update publicly or revise any forward-looking statements.
Brookfield Public Securities Group LLC ("PSG") is an SEC-registered investment adviser that represents the Public Securities platform of Brookfield Asset Management Inc., providing global listed real assets strategies including real estate equities, infrastructure equities, energy infrastructure equities, multi-strategy real asset solutions and real asset debt. With approximately $20 billion of assets under management as of December 31, 2019, PSG manages separate accounts, registered funds and opportunistic strategies for financial institutions, public and private pension plans, insurance companies, endowments and foundations, sovereign wealth funds and individual investors. PSG is a wholly owned subsidiary of Brookfield Asset Management Inc., a leading global alternative asset manager with over $540 billion of assets under management as of December 31, 2019. For more information, go to www.brookfield.com.
Center Coast Brookfield MLP & Energy Infrastructure Fund is managed by Brookfield Public Securities Group LLC. The Fund uses its website as a channel of distribution of material information about the Fund. Financial and other material information regarding the Fund is routinely posted on and accessible at www.brookfield.com.
Center Coast Brookfield MLP & Energy Infrastructure Fund
Brookfield Place
publicsecurities.enquiries@brookfield.com
Investing involves risk; principal loss is possible. Past performance is not a guarantee of future results.
The Fund's investments are concentrated in the energy infrastructure industry with an emphasis on securities issued by master limited partnerships ("MLPs"), which may increase price fluctuation. The value of commodity-linked investments such as the MLPs and energy infrastructure companies (including midstream MLPs and energy infrastructure companies) in which the Fund invests are subject to risks specific to the industry they serve, such as fluctuations in commodity prices, reduced volumes of available natural gas or other energy commodities, slowdowns in new construction and acquisitions, a sustained reduced demand for crude oil, natural gas and refined petroleum products, depletion of the natural gas reserves or other commodities, changes in the macroeconomic or regulatory environment, environmental hazards, rising interest rates and threats of attack by terrorists on energy assets, each of which could affect the Fund's profitability.
MLPs are subject to significant regulation and may be adversely affected by changes in the regulatory environment including the risk that an MLP could lose its tax status as a partnership. If an MLP was obligated to pay federal income tax on its income at the corporate tax rate, the amount of cash available for distribution would be reduced and such distributions received by the Fund would be taxed under federal income tax laws applicable to corporate dividends received (as dividend income, return of capital, or capital gain).
In addition, investing in MLPs involves additional risks as compared to the risks of investing in common stock, including risks related to cash flow, dilution and voting rights. Such companies may trade less frequently than larger companies due to their smaller capitalizations which may result in erratic price movement or difficulty in buying or selling.
The Fund is a non-diversified, closed-end management investment company. As a result, the Fund's returns may fluctuate to a greater extent than those of a diversified investment company. Shares of closed-end management investment companies, such as the Fund, frequently trade at a discount to their net asset value, which may increase investors' risk of loss. The Fund is not a complete investment program and you may lose money investing in the Fund.
Because of the Fund's concentration in MLP investments, the Fund is not eligible to be treated as a "regulated investment company" under the Internal Revenue Code of 1986, as amended. Instead, the Fund will be treated as a regular corporation, or "C" corporation, for U.S. federal income tax purposes and, as a result, unlike most investment companies, will be subject to corporate income tax to the extent the Fund recognizes taxable income.
An investment in MLP units involves risks that differ from a similar investment in equity securities, such as common stock, of a corporation. Holders of MLP units have the rights typically afforded to limited partners in a limited partnership. As compared to common shareholders of a corporation, holders of MLP units have more limited control and limited rights to vote on matters affecting the partnership. There are certain tax risks associated with an investment in MLP units. Additionally, conflicts of interest may exist between common unit holders, subordinated unit holders and the general partner of an MLP.
The Fund currently seeks to enhance the level of its current distributions by utilizing financial leverage through borrowing, including loans from financial institutions, or the issuance of commercial paper or other forms of debt, through the issuance of senior securities such as preferred shares, through reverse repurchase agreements, dollar rolls or similar transactions or through a combination of the foregoing. Financial leverage is a speculative technique and investors should note that there are special risks and costs associated with financial leverage.
Foreside Fund Services, LLC; distributor.


text:
Stanley Business Daily
Exro Technologies Announces Second Quarter 2022 Financial Results
StanleyBusinessDaily_admin
The Company continued progress on its world-class manufacturing facility during the quarter, including delivery of all equipment required for Surface Mount Technology ("SMT") and Printed Circuit Board ("PCB") assembly lines, included in phase one of the facility operations. Exro is on track to commission the phase one assets in the second half of 2022.
Exro Vehicle Systems Inc, a division of Exro Technologies Inc., continued to deliver against its ongoing projects, in addition to securing a purchaser order to provide more than $US1 million in engineering design services to a Tier-1 automotive supplier.
The Company announced initial purchase orders backed by multiyear master sales agreements from both Vicinity Motor Company ("Vicinity") and ev Transportation Services, Inc. ("evTS") to supply Coil Drive Systems.
Exro has initiated the process to obtain Underwriter Laboratories ("UL") certification for its Energy Storage System ("ESS") powered by its patented Battery Control System™ ("BCS") technology. Submission for UL certification marks a significant milestone for the Company's ESS in its path to commercialization.
CALGARY, AB, Aug. 11, 2022 /PRNewswire/ – Exro Technologies Inc. (TSX: EXRO) (OTCQB: EXROF) (the "Company" or "Exro"), a leading clean technology company that has developed a new class of power electronics for electric motors and batteries, announced its financial results for the six months ended June 30, 2022.
"Despite a volatile macro environment through the first half of the year, Exro successfully achieved a number of key milestones during the second quarter," said CEO Sue Ozdemir. "Our world-class net-zero-target manufacturing facility continues to progress on schedule with all equipment for the first phase now on site. Our team at Exro Vehicle Systems in Michigan secured a design project with a leading Tier-1 automotive supplier delivering our company's first revenues in 2022, and we announced two major supply agreements for our Coil Drive Systems with initial purchase orders backed by multiyear sales agreements for both our low voltage and high voltage product lines. As we look to the second half of 2022 and into 2023, we are excited to continue to execute for our shareholders. While there are bound to be bumps in the road, like those most companies are facing these days, our technology is de-risked, we are recognized as a differentiator in the electric vehicle space, and momentum with our customers continues to build."
During the quarter the Company continued to focus on the construction of its world-class manufacturing facility in Calgary, Alberta. During Q2, the delivery of all equipment related to the phase one surface mount technology ("SMT") line was completed which allowed the Company to fit the last three panels in the cleanroom east wall and prepare for the cleanroom HVAC start up. Exro continues to remain on schedule for construction of the manufacturing facility and expects to have the development process completed in the second half of 2022, allowing the Company to exercise the line by assembling Printed Circuit Board Assemblies ("PCBAs") for internal use and evaluation.
In addition, the Company entered into several agreements during Q2, including a secured purchase order through Exro Vehicle Systems, a division of Exro Technologies Inc., with a leading Tier-1 automotive supplier to provide more than $USD 1 million in engineering design and consulting services. Under the terms of the purchase order, Exro will deliver design and installation services for a custom electric powertrain system that features a custom battery pack solution. The custom system, designed for a light-duty on-road vehicle, will also integrate with many automotive original equipment manufacturer (OEM) systems, including power and control architectures. Exro's Vehicle Systems division will execute this order from its 15,000 square foot facility in Ann Arbor, Michigan.
On April 22, 2022 the Company announced that its Coil DriverTM technology received a Gold Edison Award for Best New Product in manufacturing, logistics and transportation at the 2022 Edison Awards Gala in Fort Myers, Florida.
On May 3, 2022 Exro announced it has signed an agreement for the sale of up to 2,500 units with electric bus manufacturer Vicinity Motor Company. The agreement commences with a first lot purchase order of 100 units. Over the 36-month term of the agreement, Exro will plan to deliver an increasing volume of its Coil Drive System for up to 2,500 units that includes both a Coil Driver™ and an electric motor, which were designed to meet Vicinity's specific requirements to deploy clean, affordable and accessible electric buses across North America. Exro will also support the development of Vicinity's electric motor chassis for Class 5/6 bus configurations and provide engineering services to enable AC fast-charging using Coil Driver™. Upon complete execution, Vicinity Lightning buses optimized with Coil Driver™ are expected to be on the road in the near term and accessible for private and public transit use in several forward-looking cities in North America.
On May 11, 2022 Exro announced it has signed an agreement with ev Transportation Services, Inc. to supply an initial quantity of 1,000 units of its 100V Coil Drive System beginning in 2023 for use in evTS model year 2023 FireFly vehicles. The agreement commences with an initial purchase order of 1,000 Coil Drive System units, which consists of a Coil Driver™ controller and an optimized electric motor. Over the 36-month term of the agreement, Exro will plan to deliver an increasing volume of its Coil Drive System with production beginning in 2023. With this agreement, evTS FireFly ESVs optimized with Exro's Coil Driver™ will be used to execute essential services in leading sustainability-minded cities around the world.
On August 9, 2022 the Company announced it has initiated the process to obtain Underwriter Laboratories ("UL") certification for its Energy Storage System (ESS), powered by its patented Battery Control System™ (BCS) technology. The submission for UL certification marks a significant milestone for Exro's ESS in its continued path to commercialization. The submission enables the Company to secure pilot locations and proceed with in-field validations of the ESS on specific locations and comes ahead of the Company's anticipated timing. UL certifications demonstrate that products have been tested to applicable industry-wide standards. UL is widely recognized as the long-time safety science leader and the organization's expertise provides credibility to regulators and the broader marketplace.
SECOND QUARTER 2022 FINANCIAL HIGHLIGHTS
For the six months ended June 30, 2022
Comprehensive loss of $(18,911,341) (2021 – $10,419,364).
Selling, general and administration expense increased by $3,894,928 to $5,823,825
Payroll and consulting fees increased by $3,349,229 to $6,071,033
Research and development increased by $1,263,935 to $4,287,112
Share based payments expense decreased by $3,487,613 to $1,539,898
For the three months ended June 30, 2022
Comprehensive loss of $8,739,338 (2021 – $3,742,844).
Research and development increased by $681,849 to $2,003,874
Share based payments expense decreased by $2,240,360 to $435,746
The increase in comprehensive loss was driven by higher overall spend as the Company increases its headcount compared to the previous year. The Company continues to transition from a proof-of-concept stage to a commercialization stage and preparation for the production of Coil Driver™. As the Company continues to progress additional resources are required in order to meet both the short and long-term goals linked to commercialization. Research and development expenses increased by 42% for the six months ended June 30, 2022, as the Company continues to deliver against its strategic and commercial partnership projects. Exro continues to recruit top talents and increase the awareness of its technologies and progress.
As of June 30, 2022, the Company had cash of $13,604,371 and amounts receivable of $288,725, which primarily consist of amounts owing to Exro Vehicle Systems Inc. for engineering services performed, and a GST refund. The Company had accounts payable and accrued liabilities of $3,407,253.
RESULTS OF OPERATIONS AND SELECTED FINANCIAL DATA
For the six months
ended Other comprehensive
loss Basic and diluted loss
per common share Weighted average
number of common shares
June 30, 2022 $ (18,911,341) $ (0.14) 132,622,843
OUTSTANDING SHARE DATA
As of August 10, 2022, there were 135,348,864 Common Shares issued and outstanding, and other securities convertible into Common Shares as summarized in the following table:
Number outstanding as of Number outstanding as of
Common Shares issued and outstanding 135,348,864 134,398,164
Options 10,600,216 10,802,216
Warrants 7,736,743 8,487,443
The audited consolidated financial statements and Management's Discussion and Analysis for the year ended December 31, 2021, March 29, 2022, can be viewed at www.exro.com/investors or on SEDAR under Exro Technologies Inc. at www.sedar.com.


text:
1906 HARRIS 'Master-piece' Roadster
PREBENDARY WEBB-PEPLOE …of St Paul's Cathedral, who was champion gymnast at Pembroke College, Cambridge, in 1856, is a famous preacher and author. He is unable to bear testimony as to the value of cycling, not having learned to ride, but writes:
"I have very frequently heard it said by those who do cycle, that it tends in every way as a preservation or development of good health."
– 1905 HARRIS CYCLE CO catalogue, page 24
History tends to follow the characters that made a name for themselves, invariably consigning the rest to obscurity. So we tend to remember the cycle companies that either sold a lot of bicycles, made top quality machines, or went on to make other products with which we are more familiar, such as motorcycles or automobiles.
The Harris is an interesting historic bicycle because, though a small company, the owners developed an interesting strategy, taking on the market leaders at their own game. The 1905 range of Harris bicycles was very similar in styling and components to those made by one of the leading manufacturers, the Triumph Cycle Co. They even gave some of their machines model names identical to Triumph bicycles – Imperial, Royal and Special. If it wasn't for the distinctive 'H' chainwheel, the example featured here could easily be mistaken at first sight for a Triumph. But the killer stroke by the Harris Cycle Co was that their bicycles were top quality machines sold for half the price of a Triumph Imperial or Royal.
It is interesting that, in 1905, Triumph themselves introduced a cheaper model, the Standard, first announced in a supplement to the 1906 Triumph catalogue. Triumph claimed they brought out the Standard (priced at £6 14/- 9d, half the price of their Royal) in response to '…so-called cheap cycles, which are dear at any price, and built for effect and cheapness, without any consideration as to quality or durability, and offered by firms of no reputation.' However, it has to be said that their strongest competition was more likely from Harris which was as cheap as the Triumph Standard and more than its equal in quality.
24″ Frame
28″ Wheels
Bowden Cable Rear & Front Rim Brake
(Now sold)
There are few surviving Harris roadsters; I've heard of only one other. This 'Master-piece' is in excellent all-round condition and rides superbly. The rear Bowden brake, with exposed return springs, is particularly attractive; seat stays on bicycles varied considerably, so Bowden had to supply different brake callipers for each manufacturer.
The only job I would do to improve the Harris would be to fit cable ties for the rear Bowden cable. The handlebar grips are damaged where a new cable has been fitted (though not easily seen), and the right brake lever is missing its outer (cosmetic) cover, which does not affect its operation. The hubs are attractive, and match the Harris catalogue illustrations. The machine is in original cosmetically unrestored condition, with the frame retaining much of its box lining. The original transfer (decal) has long since faded into oblivion, but the previous owner had a new head transfer made, and two are supplied with the Harris.
I'm very grateful to the Veteran Cycle Club for providing a copy of the 1905 catalogue (available as a pdf) …because it is one of the most interesting cycle catalogues of its time, with a tour of the Harris factory and plenty of testimonies and pictures to amuse the reader. I have no doubt that the quality of the catalogue – as well as the quality of the bicycles – contributed to the company's success.
The company advertises an interchangeability of parts – customers may return components and request replacement – and also advises a choice of handlebars (though, to contradict this, they also, later on in the catalogue, advise customers to stick with the parts on offer with each model). So I'm not sure if it is the Master-piece (6 guineas) or the Special (8 guineas). As you can see from my illustration above comparing the 1905 Special with the 1908 Master-piece, it could be either.
Although most of the other components appear to the the same, the 1905 catalogue does not show the H chainwheel fitted to this Harris. I found a 1908 Harris advert with this H chainwheel (above). So I assume this example to be later than 1905. It retains the earlier inverted levers and does not have a mudguard forward extension (i.e. the front mudguard ends at the fork), so I've assumed its age to be 1906.
HARRIS TRANSFER
1905 HARRIS CATALOGUE
HARRIS CYCLE CO
Hill Cross Works, Coventry
The beginnings of the company were with a previous concern, the 'Model Cycle Co' which was started by Walter Tatlow at Earl St, Coventry, in 1897. William Henry Harris was an old friend of Tatlow, both coming from a watch-making background and both living in Norfolk St from the late 1870s. In 1899, Harris and Tatlow started a new cycle business as the 'Harris Cycle Co.'
They were very savvy in public relations, opening their factory to public inspection, and offerering guarantees for all machines sold. Tatlow resigned from active duties in 1910, though he still drew £2000 from the business. They brought out the 'Coventry' 3.5hp belt-drive motorcycle in 1910. The company managed to survive the war years. The Coventry Evening Telegraph reports that the company appealed to the Coventry Military Tribunal in January 1917 for the release from military service of W.M Payne, age 41, because there were only three men of military age left in their factory. They also appear to have weathered the 1920s, another difficult time for small cycle manufacturers, as they did not cease trading until 1940 after their factory was destroyed in the Blitz.
BOWDEN CABLE REAR BRAKE
TO READ THE HISTORY OF
BOWDEN BRAKES
Harris Cycle Co info with thanks to –
The book 'Coventry's Bicycle Heritage' by Damien Kimberley and
http://www.gracesguide.co.uk/Harris_Cycle_Co#cite_ref-19


It's not about any of this.
I'm awake from my 24 hour post FT4RL DFW nap and am ready to share some thoughts both about the weekend and about the event moving forward. Imagine throwing a Bar Mitzvah every six months or so and you get a feeling for why I hibernate for a day or two after each FT4RL. The events are great fun- and I'm excited for the next one- but there is about a week every time where I swear this FT4RL will be the last.
Let's hang out on Thursday November 10th at 9PM EST for 30 minutes or so using the #FT4RL hashtag. I might even have a couple of prizes to give away… Not sure how to do a Twitter party or what one even is? Here's a handy guide put together by Traveling Mom.
I have to start by thanking the speakers: Rich, Kenny, Toni and Jason. Each brought a unique point of view and an expertise to their topic- and more importantly each demonstrated so much dedication and passion for travel with kids.
Thanks to the folks who attended. I'm thrilled how many of you are were newbies- we get lost in an echo chamber if we don't hear some new voices from time to time.
Thanks to our drinks sponsor Friday night- they were a big hit (but went down a little TOO easy for this old lady).
The one bedroom suites at Hyatt Place DFW are comically large.
Best travel hack on Southwest? Have an even number of kids to maximize your companion pass opportunities!
You don't want to deal with an abscessed tooth in Croatia on your own. Allianz, Allianz, Allianz.
I need to make plans NOW for August 21, 2017. Nuff said.
New Caledonia went up much higher on my must ticket list.
I also need to brush up on my Scandinavian language skills and make some friends in India.
Years from now I'll be having nightmares about redeeming points for wool socks.
Here's my review of Las Alcobas, the SPG hotel in Mexico City with the soap butler.
Here's my post on Sheradill, the Euro hotel site that goes to 90% off with social sharing. There's also a 20 Euro referral link in there.
A helpful summary of Skyauction, including more details on those certificates we discussed.
A rant on why you should NEVER use Wyndham Rewards on timeshares that includes info on Endless Vacation Rentals.
Links to AFV Club (military and vets) and Heroes Vacation Club (1st responders) for timeshare rentals.
Location: I got numerous requests for Ohio (one intrepid FT4RLer promised me a pony!) and I hear you. Pittsburgh might be a nice compromise. It would be nice to come home to DC as well. I don't see going any further west anytime soon and further Northeast just gets too pricey.
Timing: Is twice a year working for you? It's hard as any date I throw out there is good for everyone and no one at the same time. Six months out from now is the beginning of May- and I know May gets challenging with graduations, exams, etc. but then we're into summer and schedules go out the window. April just seems too close. Try for May or push back into late August?
Size: I think 50 is about right- do you think we could go to 60 or even 70 or is that too big? Did everyone get a chance to talk to me (meaning did I meet you, not did you have the privilege of meeting me) and meet everyone else?
Happy Hour: I'm of two minds about opening up the happy hour. I'll reserve judgement till I hear from you.
You guys are the reason I do this and without your support I'd stop. Thanks for coming along for the ride.
I still haven't made one yet. Silly me thought I wouldn't be ready to leave my baby, but I think I would have been just fine in a comfy bed to myself.
Happy to help if you come back to DC. August usually has cheap hotel rooms (and less traffic!) since Congress is on recess. May is great weather though!
If you push to August, Nashville 8/19/17. Two birds, one stone!
I had great time! Thanks for all you do! Thoughts: I think every 6 months is great, cuz if I can't make it to one, I don't have to wait a whole year or more to get in on the next one. Location: As long as you keep moving it different places, I think anywhere is fine, not picky. Size: I would be good with 10 or 20 more, but I'm a more the merrier type person. Happy hour: Since not everyone arrived in time to attend, I thought it was small and intimate. I liked it. I really got to talk to several people in depth, which sometimes you can't do at those things. In the meetings: I loved the live walk through on the web of skyauction, etc. Gave me a much better grasp of the site. Also, I've already made my hotel reservations for 8/21/17!! Yeah!!
I had a great time and I'm looking forward to the next FT4RL. I've learned a lot at each one I've been to (only 2 so far).
So glad you made it! I'm seriously considering the eclipse option.
Another great FT4RL Dia! I like the number of attendees just as it is – it's a nice size. Extending the number of attendees at the Happy Hour was fun though – gave extra people a chance to socialize outside of the sessions.
I'm inclined to agree about the number. Thanks for coming!


text:
Атто Мухаммади Нур (; ) — афганский политический деятель, в прошлом — губернатор провинции Балх (2004—2018). Один из богатейших людей Афганистана, главный лидер таджиков Афганистана, де-факто контролирует весь Север Афганистана, На данный момент личная армия Ато Мухаммада Нура составляет 60 000 бойцов также у него есть три мощные милицейские группировки численностью 12 000 человек. Источники сообщают что в случае начала гражданской войны в Афганистане Ато Мухаммад Нур захватит полностью весь Север страны.

Биография
Атто Мухаммади Нур родился:  в город Мазари-Шариф провинции Балх Афганистан. Этнический таджик. Прозвище: (Учитель) (Король Севера). До 1979 года работал учителем средней школы, после того, как начался советско-афганский конфликт, обучал Моджахедов, затем стал членом и полевым командиром сопротивления партии Джамиате Ислами.

К 1992 году считался самым влиятельным полевым командиром на Севере Афганистана. В том же году присоединился к Национальному Исламскому Движению Рашида Дустума в качестве заместителя лидера, но уже в следующем году ушел из движения.

В конце 1996 служил полевым командиром в антиталибском Северном Альянсе Ахмад Шаха Масуда в провинции Балх.

Губернатор провинции Балх с 2002 года. По рейтингу журнала The Economist считается одним из богатейших людей Афганистана.

В провинции Балх создал дисциплинированную администрацию из числа командиров, с которыми воевал в 1980-х и 1990-х;

За счет авторитарных методов местная администрация Атто Нура добилась относительной безопасности и стабильности даже в самых отдаленных районах, что способствовало экономическому росту в регионе;

В 2005—2007 гг. реализовывал программу по ликвидации полей опийного мака с 7.200 га земли;

На выборах августе 2009 г. поддержал доктора Абдуллу Абдуллу — наполовину таджика;

Полностью контролирует весь бизнес в провинции, в том числе и нелегальный, совладелец всех крупных компаний в регионе;

Население оказывает Атто Нуру всяческую поддержку в ответ на безопасную жизнь и хорошие дороги;

Администрация Атто Нура регулярно получает дополнительное финансирование в рамках программы реструктуризации приоритетов государственной службы и некоторые платежи от министерства по борьбе с наркотиками США;

Противники Атто Нура характеризуют его как коррумпированного деятеля, который держит людей в страхе и потворствует торговле наркотиками в регионе;

Тем временем силы безопасности Атто Нура совместно с национальной армией устраняют группировки ИГИЛ и Талибан в провинции Балх.

Тезисы публичных заявлений (активный PR, в том числе и в социальных сетях): Выступает против стратегии выхода иностранных войск из Афганистана, поскольку опасается активизации деятельности «Талибана» и в то же время не поддерживает наличие американских баз на территории Афганистана;

Ранее выступающий против переговорного процесса с талибами, против примирения со своими бывшими заклятыми врагами, теперь согласен на включение представителей талибов в правительство;

Призывает правительство держать народ в курсе относительно процесса мирных переговоров с «Талибан»;

Утверждает, что гигантские средства, направленные на борьбу с выращиванием опийного мака, попадают в руки членов мафии, которые расширяют культивирование и контрабанду опиума в стране; Призывает страны мира сотрудничать с Афганистаном и поддерживать усилия по достижению стабильности в стране.

У Атто Нура пять сыновей и две дочери. Старший сын учился в Лондоне, один из средних в американском университете Дубая.

Ссылки

 Ustad Atta Mohammad Noor visits elementary school in Seattle

redpajama_set_name: RedPajamaWikipedia


Brazilian samba singer Diogo Nogueira is scheduled to perform on Friday, July 1, 2011 at 6:00 at Damrosch Park, Lincoln Center.
Diogo Nogueira has the samba in his blood just about as literally as anyone could. The son of Portela samba school's celebrated composer João Nogueira, this young singer-songwriter grew up with sambas for lullabies.
He's since exploded into a national television star and an international sensation, winning the 2010 Latin Grammy for Best Samba/Pagode. For his New York debut, he and his band will show New York's dancers how Rio's new generation of samba players does it.
Presented with support from the Brazilian Consulate in New York. Sponsored by Samba99 Antioxidant SuperFruit Bars.


Pride hides behind a mask of self-glorification, but humility allows us to be ourselves in Christ.
We can disentangle ourselves from envy by saturating our lives with the grace of Christ.
Envy is a scary emotion because it distorts things, and deceives us.
Envy causes us to undervalue what we have.
We live in a world that encourages us to compare.
Envy makes it hard to just enjoy the moment.
If there's an upside to envy, it's that it can cause us to get in touch with what's really driving our lives.
A believer is someone who's entered in a redemptive reverential relationship with God.
We find peace when we're aware that everything we have (or don't have) is a gift.
Big Idea: What we value as beautiful transforms the beauty we experience.
The human body is a beautiful thing that God blesses.
The Bible says we should feel drunk with love for our mate.
Without realizing it, we can see each other as products, not people.
God can make us into a community of people who value the right things, the beauty in each other's hearts.


17/06/2017�� You can use any number of other Apps to listen to your music on google drive. You just can't directly play them in the Default music App on the iPhone. You just can't directly play them in the Default music App on the iPhone.... Android (4.0+): If you tend to keep your music at Dropbox or Google Drive and you like to listen to it on the go, Beat for Android is a music player that's worth a look.
How to Access Drive Files Offline. Now when the network connection is down, you can still access your Drive files with the web app you installed in Step 2 or just by going to the Drive website. how to find the volume of a right pyramid Open, and edit, or save Microsoft PowerPoint files with the Chrome extension or app. Convert PowerPoint files to Google Slides and vice versa. Don't worry about file formats again.
GDrive is a Google Drive client on iPhone and iPad. With the help of GDrive, you're able to read your documents, view photos, watch videos and manage your files stored on Google Drive.
5/06/2015�� Today we�re going to review this simple workaround to add audio to your next Google Slides presentation. By default, Slides does not include support for audio files, but they can accommodate tracks from online audio services like Spotify or Soundcloud, or even from a YouTube video with this workaround.


If you subscribe to Marlows catalogues you will receive your informative illustrated catalogue approximately two weeks before the sale, this will give you ample time to peruse and work out your bidding strategy for the upcoming auction. We also have an internet online catalogue available showing an illustration of every lot.
Auctions have moved with the times, especially in the case of Marlows, so on Saleday there are various ways you can bid in a way which is convenient to you.
This is certainly the 21st Century advance in auctioneering, as Marlows has linked with The Saleroom to enable you to bid live at your home or workplace from any part of the world. After logging into our live bidding platform, you will see photographs of each item and hear the auctioneer as the sale is being conducted you will be able to bid live as though in the room itself and this gives the advantage of being enable to "go just one more", if needs be, to secure your item.
For buyers unable to attend the sale, or have access to the internet Marlows offers a telephone bidding service. In this case a representative of Marlows will call you and take your bidding instructions live as your lot is sold. This service is available for lots over the value of £100 and bidders are expected to bid from the lower estimate and above.
For your convenience Marlows has a bidding facility through their internet online catalogue, we can accept bids on official Bidding forms found in the illustrated catalogue, or bids can be left by a telephone call from registered clients.
For those attending the sale, you can clear your items as soon as you see the auctioneers sheets passed through to the office. Unlike many other auction rooms you do not have to wait until the end of the sale to collect your items.
Items can be collected from the Ravon Court Saleroom, by appointment. It is important that if you intend to collect your items you contact the salesroom by the following Monday after saleday before 12 o'clock as all items are removed to our shipping agent on this day.
Marlows can arrange a shipping service through our independent agent we have used for the past 13 years. For your convenience all items are collected on the Monday afternoon following a sale and automatically packed ready for despatch. We have found this to be the most cost effective and quickest way for you to acquire your goods.


Proposal in response to the call for science themes for the large class mission in the ESA Cosmic Vision Programme.
These documents are public documents, submitted by the LISA Project to the BEPAC. They can also be found on the NRC website.


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Shedding light on the burden of dengue in Bangladesh
Dengue, also known as dengue fever, is a viral disease transmitted to humans by mosquitoes of the genus Aedes. The incidence of dengue is currently increasing dramatically, and it is now one of the diseases said to be re-emerging. In Bangladesh, sporadic cases were reported in the 1960s and a major outbreak occurred in 2000, with clinical cases reported annually since then. However, the burden of dengue is unclear. Researchers at the Institut Pasteur have conducted a study to determine the burden of dengue in Bangladesh and identify key risk factors for infection.
Dengue virus continues to infect millions of people each year, with resource poor countries often disproportionally affected. In order to direct precious resources to tackle the virus in the most efficient way, researchers at the Institut Pasteur, in collaboration with teams at Johns Hopkins University, icddr,b and the Bangladesh Institute of Epidemiology, Disease Control and Research, wanted to know where the risk is the greatest and identify subsets of the population at increased risk. However, this is rarely known, especially in settings with limited surveillance capabilities. For example, in Bangladesh, where the study was performed, there was essentially no understanding of where dengue virus circulated outside of the capital Dhaka.
"In this context, seroprevalence studies can help. Once infected, individuals develop long-lived antibodies that can be detected by specific tests" explains Henrik Salje, head of the Mathematical Modelling of Infectious Diseases Group at the Institut Pasteur. However, seroprevalence studies are nearly only done in single places, which means their findings are unlikely to be applicable to the wider population. By contrast, in this study, the researchers visited 70 different communities from all around Bangladesh, and invited over 5,000 individuals of all ages to provide blood samples, which were tested for evidence of dengue antibodies. They also asked individuals about themselves, including their age, sex and travel history, and trapped mosquitoes.
Modeling the introduction and spread of dengue
Researchers estimated that 24% of the Bangladesh population has been infected by dengue in their lifetime. However, this ranged from 3% to villages in the north of the country to close to 90% in the large urban hubs. They used mathematical models to estimate the number of annual infections and built maps that predicted where risk was concentrated. They estimated that there was an average of 2.4 million infections each year, mainly concentrated to the cities of Dhaka, Chittagong and Khulna. Outside these urban hubs, there was still some exposure to dengue, with risk concentrated in men, who tended to travel more. The main dengue mosquito, Aedes aegypti, was mainly found in urban cities, suggesting its current absence from many rural communities acts as a barrier to broad nationwide epidemics. Had researchers visited only a small number of communities, the resulting national estimates would have been very different, highlighting the danger in extrapolating findings from just a few communities to the whole country.
"Our findings will allow public health agencies in Bangladesh to concentrate their efforts to battle dengue and also suggests that monitoring where Aedes are found will help identify populations at risk" concludes Henrik Salje. The study design and analytical approaches researchers from the Institut Pasteur implemented are easily transportable to other countries and to different pathogens.
Related Dengue Fever Articles:
One step closer to a DNA vaccine against dengue virus
In a new study, researchers inoculated mice with a new DNA vaccine candidate (pVAX1-D1ME) in order to evaluate its efficiency.
8 in 10 Indonesian children has been infected with dengue
Indonesia has one of the highest burdens of dengue fever, a mosquito-borne virus, in the world, and children account for many cases.
Pregnancy problems not necessarily tied to Zika viral load or Dengue fever
Researchers have found that Zika viral load and the degree of Zika symptoms during pregnancy were not necessarily associated with problems during pregnancy or fetal abnormalities at birth.
A novel approach to seeing dengue infection in the body
Positron emission tomography (PET) paired with the glucose metabolism probe, fluorodeoxyglucose (FDG), is considered 'old' technology in the field of cancer.
Mosquitoes infected with virus-suppressing bacteria could help control dengue fever
Mosquitoes infected with the bacteria Wolbachia are significantly worse vectors for dengue virus, but how to establish and spread Wolbachia in an urban mosquito population is unclear.
NUS scientists discover novel vulnerabilities in dengue virus
A team of researchers from the National University of Singapore has uncovered hidden vulnerabilities on the surface of the dengue virus.
Most dengue infections transmitted in and around home
Transmission of the mosquito-borne dengue virus appears to be largely driven by infections centered in and around the home, with the majority of cases related to one another occurring in people who live less than 200 meters apart, new research led by the Johns Hopkins Bloomberg School of Public Health and the University of Florida suggests.
Most dengue infections transmitted in or near home
The majority of dengue virus infections appear to happen very close to home and are transmitted from the same family of mosquitoes, suggests new research led by the University of Florida and the Johns Hopkins Bloomberg School of Public Health.
Yellow fever in the Americas
The large outbreak of yellow fever occurring in rural Brazil deserves careful attention by world health authorities, notes NIAID director Anthony S.
Genetically engineered mosquitoes resist dengue fever virus
After decades of research and countless control attempts, dengue fever -- a mosquito-borne viral disease -- continues to infect an estimated 390 million people around the world each year.
More Dengue Fever News and Dengue Fever Current Events
Related Dengue Fever Reading:


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Decision Analysis for Management Judgement, 5th Edition
Paul Goodwin, George Wright
Save 10%$97.15 RRP $107.95
ISBN: 9781118887875, 9781118740736
Decision Analysis for Management Judgement, 5th Edition is unique in its breadth of coverage of decision analysis methods. It covers both the psychological problems that are associated with unaided managerial decision making and the decision analysis methods designed to overcome them. It is presented and explained in a clear, straightforward manner without using mathematical notation.
This latest edition has been fully revised and updated and includes a number of changes to reflect the latest developments in the field.
Presents and explains decision analysis methods without using mathematical notation and tools that are beyond the scope of most of the book's target audience – practicing managers and business students.
Rigorous in its presentation of methods – the material is covered in sufficient depth to allow readers to apply methods appropriately and with full knowledge of their rationale, assumptions and limitations.
Provides a broad coverage of decision analysis methods.
Features topics that are rarely, if ever, found in other textbooks, including explanations of special methods that are designed to handle resource allocation and negotiation problems and a demonstration of how decision analysis can be used in tandem with scenario planning in strategic decision making.
Paul Goodwin
George Wright
Chapter 2 How people make decisions involving multiple objectives
Chapter 3 Decisions involving multiple objectives: SMART
Chapter 4 Decisions involving multiple objectives: alternatives to SMART
Chapter 5 Introduction to probability
Chapter 6 Decision making under uncertainty
Chapter 7 Decision trees and influence diagrams
Chapter 8 Applying simulation to decision problems
Chapter 9 Revising judgements in the light of new information
Chapter 10 Heuristics and biases in probability assessment
Chapter 11 Methods for eliciting probabilities
Chapter 12 Risk and uncertainty management
Chapter 13 Decisions involving groups of individuals
Chapter 14 Resource allocation and negotiation problems
Chapter 15 Decision framing and cognitive intertia
Chapter 16 Scenario planning: an alternative way of dealing with uncertainty
Chapter 17 Combining scenario planning with decision analysis
Chapter 18 Alternative decision-support-systems and conclusions


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Studio Anne Carlton's Newest chess sets...
Battle Of Trafalgar Chess Set
Plain Finish Battle Of Trafalgar Chess Set
Hand Decorated Finish
The Battle of Trafalgar Chess Set
Trafalgar was one of the most decisive naval battles ever fought. In the course of a short October afternoon, the Combined Fleet of France and Spain, with 33 ships of the line was defeated by a British force of 27 ships of the line.
18 of the French and Spanish ships were captured or destroyed and 4 escaped only to be taken a fortnight later. However, the British joy at this remarkable victory was overshadowed by the death of Nelson. This outstanding chess set commissioned for the bicentenary in 2005 is executed with the usual Studio Anne Carlton mastery.
The main characters on the British side.
King: Vice Admiral Horatio Lord Nelson, Commander in Chief British Fleet.
Queen: Emma, Lady Hamilton, mistress of Lord Nelson.
Bishop: Vice Admiral Cuthbert Collingwood, second in command of the British Fleet.
Knight: Captain Thomas Hardy, captain of HMS Victory.
Rook: HMS Victory, flagship of Lord Nelson. A first rate battleship launched in 1765.
Pawn: British gunner. Able to produce a very high and accurate rate of fire.
The main characters on the Spanish and French side.
King: Vice Admiral Pierre de Villeneuve, Commander in chief Combined Fleet.
Queen: Madame Villenuve, wife of Vice Admiral Villenuve.
Bishop: Lieutenant General Don Frederico Gravina, Commander of Spanish forces.
Knight: Captain Jean Lucas, captain of the French battleship Redoutable.
Rook: The Bucentaure, flagship of Vice Admiral Villenuve. Launched 1803.
Pawn: French gunner, gallant but not as experienced or so well trained as the British.


SEC Approves Landmark Crowdfunding Rules. This One Is Big.
The SEC just approved changes to crowdfunding rules that will allow small companies looking to raise money to seek investment from small, non-accredited investors. Who are those non-accredited potential investors? Just to give you an idea, that's about 91 percent of American households.
The traditional model required complicated underwriting processes for equity investing. The new crowdfunding changes are some of the most sweeping made to the model of buying and selling securities to date.
In 2012, President Obama signed the JOBS Act, which allowed the SEC to pursue crowdfunding rules that would expand access to the general public. Up until that point, investing in new ventures -- traditionally seen as highly risky -- was the exclusive purview of wealthy individuals and venture capital types.
The "crowdfunding" section of the Act, Article III, is the most significant -- and controversial -- aspect of the law. It aims to make venture investing opportunities pretty much accessible to anyone.
The new rule is still not in effect, but is scheduled to take effect 180 days after it has been entered into the Federal Register. It doesn't exactly open the floodgates, either. Indeed, there are several important limitations.
Limits on Companies: The new rule includes a prohibition of raising more than $1,000,000 a year through the process. Mercifully, however, certain first time companies who use the technique will not be required to provide audited financial statements.
Limits on Investors: Additionally, persons whose yearly income is less than $100,000 will be limited to 5 percent of their income devoted to crowdfunding investments. Those who earn more than $100,000 may invest up to 10 percent of their annual income.
Many economists are likely to applaud the move for enabling the movement of capital through the markets. However, detractors have warned that crowdfunding is just another uncharted land that provides crooks more opportunity to swindle the unwary and inexperienced. Mercer Bullard of University of Mississippi Law School said that the SEC rules don't prevent fraud. "You can embezzle someone's money in the guise of making a securities offering," Bullard told the Associated Press.
Bullard's words are a prescient word of caution for those getting ready to invest their life savings on the next promising start up. Did you know that about 90 percent of Silicon Valley startups go belly up?


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Кубок СРСР з футболу 1971 — 30-й розіграш кубкового футбольного турніру в СРСР. Володарем Кубка вдев'яте став клуб «Спартак» (Москва).

У цьому кубковому турнірі брали участь лише 38 клубів, 16 — команд вищої ліги та 22 команди першої ліги.

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Кубок СРСР з футболу
СРСР
1971 в СРСР


FX announced today that its critically acclaimed drama Justified will kick off its 13-episode second season Feb. 9 at 10 p.m. ET/PT.
Based on the protagonist from Elmore Leonard's novels Pronto and Riding the Rap and the short story "Fire in the Hole," the neo-Western centers on Raylan Givens (Deadwood's Timothy Olyphant), a no-nonsense, Stetson-wearing lawman who's reassigned to his native Eastern Kentucky after killing a gun thug in a Miami hotel. Following the death of Bo Crowder (M.C. Gainey) in last season's finale, U.S. Marshal Raylan Givens must deal with the criminal organizations moving to fill that void in Harlan County, while again becoming entangled with the mercurial Boyd Crowder (Walton Goggins).
Returning with Olyphant and Goggins are Nick Searcy as Chief Deputy Art Mullen, Jacob Pitts as Deputy Marshall Tim Gutterson, Erica Tazel as Deputy Marshal Rachel Brooks, Joelle Carter as Ava Crowder and Natalie Zea as Winona Hawkins. They're joined by Margo Martindale, Jeremy Davies, Joseph Taylor and Brad William Henke as member of the Bennett family, a clan of pot farmers that's feuded with the Givens family since Prohibition.