text:
Gresham strengthens cyber-security posture with PCI DSS 3.2 accreditation
Latest industry recognition ensures Clareti platform customers continue to benefit from the most stringent security accreditations.
London, 20 June 2019 - Gresham, the leading provider of real-time financial transaction control and enterprise data integrity solutions, announces that its Clareti Platform and associated software development processes have passed the world's highest safety standards for handling cardholder data.
The Attestation of Compliance to PCI DSS 3.2 is essential for the firm's retail banking clients aiming to protect their customers' data from malicious cyber and other attacks.
The certification comes as Gresham further enhances its cutting-edge security processes and commitment to world leading data integrity and enables customers to have complete confidence that their data will be completely secure within the Clareti Platform.
The certification is designed to protect cardholder data from theft and applies to all entities that store, process or transmit cardholder data. It comes with strict requirements for developers and manufacturers of applications that deal with this data. Updates to the PCI DSS 3.2 include additional requirements around the use of multi-factor authentication and migration deadlines for removal of Secure Sockets Layer (SSL) /early Transport Layer Security (TLS).
For certification, Gresham demonstrated it employs the required 300+ data protection processes and standards, as well as appropriate quarterly vulnerability assessments and scans. With Gresham's adaptive and flexible methodology being continuously applied in highly sensitive financial environments, being held to the world's highest security standards is a necessary mark of commitment to data integrity, a core focus for the firm.
Commenting on the accreditation, Neil Vernon, Chief Technology Officer at Gresham said,
"We recognise card data as being different from other data and apply specific encryption and masking algorithms to ensure confidentiality. From time to time, data integrity issues between the merchant and acquirer may lead to a legitimate and valid need for someone involved in the investigation of an issue to see the entire card data. However, we enforce several measures to protect data integrity including: providing a precise and clear audit of when this happens; time-limiting access to single cards; and securing the audit in at least two separate, persistent stores to eliminate the risk of tampering. We are pleased our processes are being recognised for the PCI DSS certification."
Aligning any application to these high standards requires specialist knowledge and Gresham provides training and documentation to all of its clients, most of whom need the highest level of application security. Gresham has been PCI DSS certified since June 2016 and continues to update its certification as the standard evolves to address developments in how payment data can be exploited to the detriment of individuals and organisations.
Caplin Hires Three Senior Business Development Executives
LONDON, 11 July, 2019: Caplin Systems, the specialist provider of desktop and mobile e-trading technology, today announced three senior appointments to support its continued growth in EMEA, Scandinavia and Asia.
Keith Hill joins as an Advisory Board Member, based in London, with responsibility for global business development strategy. Keith has worked in the FX industry for over 35 years, specialising in electronic FX sales management globally. Most recently he was Global Head of e-FX Sales at Société Generale, where he managed a global sales team, built extensive client relationships and worked with clients to drive their digitisation strategy. Prior to this he worked at FXall as Head of EMEA Sales, joining in the firm's early years and driving significant business growth through sales to banks and the buy-side.
Campbell MacPherson joins as Head of Business Development for APAC, based in Sydney. Cam has worked in Global Markets sales and technology roles for over 30 years, spanning FX and Money Markets, ETFs, futures and Precious Metals. Most recently he worked for Thomson Reuters in Australia as Sales Director for sell-side accounts, after roles as Global Business Director for Australian and NZ banks, and Head of FX Marketplaces for the Pacific region. Previously he has worked for BlackRock, CBA, Russell Investments, ASX and UBS.
Claus Holmark Asved becomes Head of Business Development for Scandinavia and Germany, based in Copenhagen. Claus has worked in the FX industry for 30 years, most recently with Caplin as a consultant. Previously he worked at Jyske Bank as Senior Business Developer for FX and derivatives, and prior to this he spent 27 years working for Danske Bank, where he had multiple roles before finally becoming Head of eFX.
These new appointments will support the increasing number of customers using Caplin's multi-asset platforms in these regions, including a growing demand for Caplin's mobile solutions.
"We are very happy to welcome Keith, Cam and Claus to our growing team. Combined they bring almost 100 years of experience in capital markets technology sales and provide unrivalled domain knowledge, business development expertise and a wealth of senior industry relationships," said John Ashworth, CEO of Caplin. "As capital markets continue to evolve Caplin is seeing an increasing global demand for our technology solutions and Keith, Cam and Claus will each play a significant role as we continue to work with a growing list of banks and platforms of all sizes."
FX Options – e-Trading Exotics Will Drive Market Growth
Advances in technology and increased automation have been central to the evolution of capital markets since the turn of the century (or arguably earlier), especially among participants who rely on speed, accuracy and efficiency to deliver profitability. As financial technology has become more advanced, the processes that firms seek to automate have become increasingly sophisticated. FX Options are an obvious target for technological innovation, as this is a global market with high levels of complexity, particularly when trading Exotics.
Exotic FX Options are an area that has yet to be automated because of the sheer difficulty in writing code that can manage the task. Exotic FX Options make up only a small percentage of the FX Options market, probably due to them being significantly more complicated than Vanillas, with multiple different variables, such as moving expiry dates and complicated order requirements.
However, there is a growing demand in the market for Exotics to be automated. Increased efficiency and cost savings are two key drivers, as the potential savings on staff costs alone are significant. In general, staff who specialise in FX Options are considered expensive and human error, such as keying error, in such technical processes is all too common. There are also the major benefits of better and faster data capture and analysis, further improving risk management and monitoring.
Regulation is another driver of trading automation, as financial firms capture and process huge amounts of trade and reconciliation data. That data is especially cumbersome in Exotic Options due to their complicated nature, and in today's world of reporting obligations, it is largely recognised that Exotic FX Options can only be reported to the satisfaction of regulators through an automated process.
We spoke with Digital Vega, the provider of FX Options trading solutions, which is in the process of adding Exotics to its trading platform, Medusa. Medusa offers access to multiple liquidity providers, supported by aggregation, best execution, and workflow management tools. This is new to the market and is already generating significant interest. In addition, Digital Vega plans to release a mobile interface for Exotics trading.
Mark Suter, Co-Founder of Digital Vega commented, "Exotics are a relatively small part of the market, so the main technology focus has always been on Vanillas. Recently, clients have asked for us to add Exotics to our platform, so that they can automate all of their FX Options. Our new service will automate the whole process for Vanillas and Exotics, which increases efficiency throughout the front, middle and back office. Significantly, by improving access to trade Exotics it provides a stimulus for growth."


UNITED NATIONS - The Non-Aligned Movement (NAM) has denounced last month's violation of Iranian airspace by a US spy drone.
The NAM's Coordinating Bureau issued the statement on Wednesday, saying the violation of Iran's airspace contravenes all universally accepted international norms relating to the sovereignty of the airspace of countries.
Earlier this month, the Organization of Islamic Cooperation (OIC) also censured the breach of Iranian airspace by the US spy drone.
On December 4, Iran announced that an electronic warfare unit of the Iranian armed forces took control of a US RQ-170 Sentinel stealth drone, which was flying over the northeastern Iranian city of Kashmar, and gave it the command to land in Iran.
On December 12, US Secretary of State Hillary Clinton announced that Washington had submitted a formal request asking Iran to return the drone. One day later, Iranian Defense Minister Brigadier General Ahmad Vahidi announced that the aircraft would remain in the country's possession since it was the property of the Islamic Republic.
The NAM statement said that the drone activity " contravenes all universally accepted existing international norms relating to sovereignty and inviolability of air space of sovereign countries and the basic purposes of peaceful and friendly relations that should exist among sovereign states." The statement added that the drone action by the US also contradicts the founding principles of the NAM.


text:
package org.yaml.snakeyaml.issues.issue100;

public class DataMore extends Data {
    private boolean complete;

    public DataMore() {
        setId("-1");
        setAge(-1);
    }

    public DataMore(String id, int age, boolean complete) {
        super(id, age);
        this.complete = complete;
    }

    public boolean isComplete() {
        return complete;
    }

    public void setComplete(boolean complete) {
        this.complete = complete;
    }

    @Override
    public String toString() {
        return "DataMore [complete=" + complete + ", toString()=" + super.toString() + "]";
    }
}

redpajama_set_name: RedPajamaGithub


Home It's All About Me	Are You The Modern Day Wonder Woman?
Us girls are pretty tough when it comes to all things pain-related (periods, giving birth, even breastfeeding!), but isn't it just the worst thing ever when we get really ill?
Without the risk of sounding like someone craving sympathy (stick with me as I have a good point here), I think it's fair to say that the worst thing about getting ill is that life goes on as normal of course BUT we're expected to roll with it.
It's okay for kids (and dare I say it, the other half) to get ill; if they get so much as a sniffle off they trot to bed, whining and expecting plenty of sympathy, coupled with round-the-clock drinks, meals, snacks, tissues…..
And who is doing all of this? Yes, it's us lovely mummies who wait on our nearest and dearest hand and foot, clearing up snotty tissues, changing bedsheets, making wholesome food, supplying endless rounds of Beechams – and sympathy.
And then one day, seemingly out of the blue, illness hits you like a 3-ton lorry. You feel absolutely awful, you have no energy and your body is screaming out for rest.
But life just doesn't stop – you have to summon all your strength to get up out of bed, feed the kids, make sure they are dressed, their book bags are packed, they've been tested on their spellings, taken to school, picked up from school, made their tea, made sure homework is done, bath them, read to them…the list seems endless.
You can't think straight and every little task you do feels like you've run a marathon.
What's more, we also do all of the above – and more – without complaint or even a little groan passing our lips.
I call this scenario the Mummy Trap. We're trapped into being ill, but as mothers we are also trapped into continuing with day-to-day chores and life because….well, there's no one else to do it frankly. Or if there is, they somehow don't seem to do it as well or cope as well as we do.
Apparently, a new study has found that the average mum falls ill 324 times over their kids' childhood, with an endless cycle of sore throats, runny noses, migraines and sickness bugs meaning that we will be left feeling under the weather 18 times a year.
Unfortunately, I think I get my fair share of this – and someone else's as well. Ever since I've been 12 years old I've suffered from god-awful migraines.
No, not the silly aura kind with the flashing lights – those seem like a walk in the park compared to the excruciating throbbing pains in my head that I regularly endure. It's so violent that it makes physically sick.
Sometimes the pain is so bad that I have to make myself physically sick rather than wait to be sick just to release the pressure – and fleetingly take my mind off the worst pain ever.
When I'm having a migraine attack, I am literally useless. Nowadays, with the kids a bit older this isn't so bad. They know I have regular attacks and that I cannot be relied upon to do tasks (without hurting myself – or others!), so they just get on with it.
But when they were younger…well, let's just say I have absolutely no idea how I got through some of the attacks while looking after a crying baby or needy toddler.
Fortunately, in most cases I had my parents to turn to for help. If it wasn't for them I honestly don't know how I would have got through some of the tougher migraines.
And yet when we're ill why do we feel guilty about it? It's not like we make ourselves poorly on purpose.
We really give ourselves a hard time over every single decision we make. We question ourselves over and over….How does it affect the kids? Am I doing the right thing? How can I improve this…? But the guiltiness just never goes.
The person I spoke to at the conference was fascinated that I had made this statement; he couldn't understand it – and he possibly thought I was exaggerating. But I told him to go home after the conference and ask his wife if she feels guilty about…well, everything.
Three days later I got an email from him saying that I could read his wife's mind better than he could and asked if we could swap brains.
Anyway, without digressing too much, my point is this: As mothers we are expected to be Wonder Woman.
We are multi-taskers, all the household members depend on us and we are constant comforters and carers.
At some point or another, we will get ill; sometimes quite severely ill. And we will want to be left alone to recover. But life goes on and we won't be left alone.
But if we can't change the situation then remember this as you're battling through with a 'keep calm and carry on' attitude: you are depended on for a reason; your kids, your partner, your family…they all love you and are lost without you.
Maybe that will offer some condolence to you when you next have to drag yourself out of bed to clean up spilt milk or fetch a plaster for a finger that shows no signs of being hurt.
In the big scheme of things, we all just want to be loved don't we? Even when we've just been sick and we haven't quite summoned up the energy to wash in three days.
I am lucky as I have a house husband now who is there when I am ill, but it hasn't always been like that – I still remember having a roaring temperature and having to almost crawl about and force myself to do all the chores and tend to the kids whilst fighting off some bug . we women are made of some strong stuff!!!
Ah yes … I think it's the same in many households ?
I am not a mum as I'm too young but I do believe mums these days are just amazing. I've seen mine being an absolute trooper through anything and I do believe she's wonder woman.
Sounds like she's definitely a modern day Wonder Woman!
Very true! Oh yes, the dreaded mummy guilt – there is no getting away from it unfortunately. I seem to spend most winters permanently ill these days, but you just have to keep going.
It's great you have a good team effort going Sarah!
I think all the 21st mum are wonder women, we've had to adapt to society and some are left as single parents, therefore leading us to be super mums.
We definitely are expected to carry on when ill. It's frustrating when you're so ill you can barely move without almost passing out, and yet we still have to muster on somehow as parents.
We do – and it's tough. I wish we had a magic genie around to help when we got ill!
I have no children so all mums are wonder women to me! Seriously, I have no idea how you do it.
Ah that's a nice thing to say – thanks Evelina!
Hats off indeed Tanya – I don't know how some people cope though…better than me I imagine!
We do so much as mums, we are always multi-tasking and making sure everyone is ok around us!
I wouldn't say I was a Wonder Woman, nor a Wonder Dad either. The one thing I keep mentioning to my wife, is the fact that she feels rubbish as a Mum, when she is sick all the time. I keep reminding her to think of the positives and reassure her she is doing what she can, given the circumstances. We can all do more to improve, but there is NO need to beat yourself up about it. It's natural to do so, its part of being parent. We are our own harshest critics when it comes to be being a parent. I am sure our parents my have gone through something at some point.
Wise words John – thanks for commenting – and yes, we are our own worst critics.
Oh if only I could do things like that these days…!
Urgh nothing worse than being ill and having children!! We are certainly expected to be wonder women!
Oh God I know this feeling all too well!! Its hard being ill when you're a mum its awful BUT we just have to shut up about it and get stuff done!
I have a 7 month old and I haven't been ill yet since she was born, but I am dreading it. Will just have to carry on as normal.
Just try not to get ill Dannii – and when you do, sleep when baby sleeps!
I always do my best to make sure my wife is able to rest, guilt-free, when she is ill. It's not fair that everything be put on one person's shoulders all the time.
So true – and you're obviously a very considerate husband!
My husband teacher gets ill every time they have half term or summer – it's the body's way of saying 'thank god for that' I think!
I haven't had kids yet, but putting it into perspective like this furthers my belief that I'm not ready yet! I think this is a general gripe of women, mothers or not. The dreaded 'man flu' knocks out our partners in unfathomable ways, and I've generally been in jobs where being ill and taking time off to recover (or to stop the spread through the office) is frowned upon. Migraines are terrible, good for you for being able to push through and raise children while you've suffered with them!
Thanks Samantha – that's lovely.
My mummy can empathise with this as she used to suffer from migraines and now is only four weeks post lung surgery and expected to carry on as normal. Thankfully daddy has taken the helm for a little while but it doesn't stop when you have kids does it. Long gone are the days spent in bed for the whole day!
I had completely forgotten about the days of spending all day in bed – or having a lie-in past 10am! If I get up at 8am, that's classed as my lie-in!
I can not even begin to imagine what you mums go through and still have to maintain a brave and plough through.
Thanks Anosa – sometimes it's bloody hard work…and I haven't even got it as bad as some people….
Thanks Stephanie – I thought most people would relate to this topic!
It's amazing what you can push through when you need to! The statistic about mothers falling ill 324 times over their kids' childhood was surprising and not surprising to me at the same time!
Hats off to you too Ana – us migraine sufferers are a tough lot aren't we?!
I'm not a mum, but reading your post reminded me of my mum who – no matter how ill she was feeling – always got of bed and treated it like any other day getting us ready for school, doing the school run, putting a load in the machine etc. When I was a kid I just thought my mum was invincible and never got ill!
Ah sounds like your mum was Wonder Woman!
I feel so incredibly fortunate that when I'm ill my husband steps in and takes over everything so I can recuperate, and vice versa. I used to get terrible migraines as a teenager, but (knock on wood) those stopped after having children!
You're very lucky Elizabeth – I wish mine had gone after I had the kids!
I think you've hit the nail on the head there Becca!
Yes, yes and yes again!! I hear ya. This is us modern mums to a t!
It's not fun being ill as a mum especially when the rest of the family is ill too as you still need to push through to look after everyone else.
I hate it when I get ill, not because I feel like crap but because I still have to get on with things. Normally if I do deiced I need to go to bed, I will come down to find the whole house in chaos.
Ha ha! Yes you and me both – or certain things that only you take care of need attending to…!
I'm not a mum, nor do I want to become one, but I can relate to all of the above. Whenever my housemates get sick, I feel the need to look after them, take on their chores and feel guilty if I start feeling ill myself. Although since they're all grown-ups, they usually then look after me so it's all good. Ha!
That's good you have others to depend on Elodie – thanks for commenting!
I'm rubbish when I'm ill I'm definitely no wonder woman. I've been lucky to have family nearby for help when I was ill. Last year i had labrinthitis which was horrendous so hubby took one day off work and then my mother in law helped the following day.
We're lucky if we've got family around to help aren't we? Must be a mare if you don't!
I'm no Wonder Woman but I know no-one looks after my family better than me!
I think everyone woman has a little bit of wonder woman inside them, keeping going even when they really just want to curl up.
Ha ha – yes that's true Sarah!
I definitely agree with you. Last time I was really ill I felt so sorry for myself, because I still had to do everything! Sorry you suffer with migraines, they're awful. I tend to have them when I'm pregnant and it's so painful and I often temporarily lose my eyesight!
I'm ill at the moment- i never get ill, not enough to keep me in bed ever. My son is 20 months and I've ever been in bed ill, but I currently have whiplash and the last 3 days can't walk. I tell my OH- even if this was him, he still wouldn't have to struggle looking after our son because if he was off work I would still look after him. I know it's not a competition and I'm not trying to make it seem so- but mums really do have it hard when they are ill!
Yes – that's the way sometimes isn't it? I'm sorry to hear you're ill – and I really hope you make a speedy recovery!


arecons The Arab World, a Huge Market You Should Never Ignore!
The Arab World, a Huge Market You Should Never Ignore!
On my last flight to Tunis an older couple from the canton of Zug in Switzerland sat next to me in the plane. We talked for long about the weather in Switzerland and the fact that it was better to relax away from home and enjoy a nice and sunny weather. My neighbor on the plane also told me that she and her husband were concerned about the security situation in Tunisia. She was worried because every European is bombarded almost every day with pictures from the Arab world, which cover disguised oppressed women, terror and wars. She and her husband have nevertheless decided to fly to Tunisia, not because they act negligently, but because they do not believe everything that is reported and written in the media.
In fact, many companies in the industrialized countries of the Western world are avoiding the Arab countries in their explorations of opening up and / or investing in new markets. They prefer to consider distant countries like India or China, while the Arab countries are only a few hours away from the main European cities. But why should the companies be thinking of these markets? What are the potentials of these markets? What do you have to consider if you want to engage in these markets? In this article we will try to give answers to these questions.
In order to understand the market potential of the Arab countries, we should take a closer look at the economic power of these countries compared to other major economies.
From a macroeconomic perspective, if we were to take all Arab countries together, we would total a gross domestic product (GDP) of $ 2,873 billion (2014). In the list of the world's strongest economies, the Arab world would therefore be in sixth place. Only the USA, China, Japan, Germany and the United Kingdom have higher GDP. Other industrialized countries such as France and Italy, but also the emerging countries such as India, Brazil, South Africa and Russia, all of them would come after the Arab world.
The Arab world is ranking 6th on the list of the largest economies in the world.
In terms of the population as a whole, the Arab world also comes third behind China and India, with almost 392 million inhabitants. This is a huge market, especially for companies operating in the B2C (business to consumer) area.
Arab world is ranking third in the top 10 largest populations worldwide.
The attractiveness of the Arab market becomes very clear when we look more closely at private household spending in relation to GDP. On average in these countries, Arab private household spending accounts for 44.6 per cent of the GDP. In comparison, US citizens spend approximately 68.4 per cent of their GDP, while EU citizens come to 55.9 per cent of GDP (all figures from 2014). The Indians come to 58.0 percent. These values indicate that private households in the Arab countries have much more spending potential than others in the world.
If the Arab countries were to be further subdivided, for example, into the rich and less rich, the business potential for consumer goods manufacturers is still much greater than in some Western markets. The countries of Saudi Arabia (32.2 percent), Oman (30.8 percent), Qatar (14.2 percent) and Kuwait (28 percent) possess a huge potential for the consumer goods industry.
Arabs are all the same – or perhaps not!
The general picture in Western countries about Arabs or Muslims is very shaped by terrorism, wars, oppression of women, fanaticism, lack of freedom and human rights. That is why, in my discussions with many managers, I also notice skepticism and restraint when it comes to doing business in the Arab world. Nevertheles, most well-informed companies know that the media tend to exaggerate and provide a distorted picture of the Arab world.
On events I visited last year and this year in Germany and Switzerland, I have met some managers who are already active in the region. In their speeches they report on hospitality, mutual respect, women in management positions, discipline at work, educated youth and much more.
Vijay Mahajan, a marketing professor in Texas / USA, has reported in his book "The Arab World Unbound" about his visits to the countries of the Arab world. Mahajan believes that Arab consumers are very diversified. This is true not only in the Gulf region, where Indians, Pakistanis, Asians and expats from most industrialized countries live together. Also in Lebanon, Jordan or North Africa, where many people live a European lifestyle, consumers are as diverse as in Western countries. Mahajan is convinced that these markets are still undeveloped for Western and global brands and present a huge business opportunity to compensate for falling demand in the industrialized countries.
School children in Bahrain learn very early to live together in a multicultural society.
In the three decades after 1980 the population in the Arab region has doubled. According to recent estimates by the US Census Bureau, the proportion of young people below the age of 25 is with 52% twice as high as in Western Europe (26%), and higher than in China (30.4%), India (45.7%) and the US (32.3%).
The young people in the Arab world are well educated and have a broad knowledge of worldwide news and new products and services. In contrast to the past, young people are very well networked and get their information from online portals. They are much more cosmopolitan than the generation of their parents. So they know all the well-known brands of this world. It is not surprising in many Arab countries to find young people who use a smartphone from Apple or Samsung, drive a car from Toyota, wear a Rolex watch or Nike shoes or a fragrance from Armani, or drink Coke at McDonald's. The longing for world brands is enormous.
Bessma Momani, professor of political science at the University of Waterloo in Canada, writes in her book "Arab Dawn" about the demographic dividend that the young educated people in the Arab world bring with them. According to Momani, the young people are much more cosmopolitan than their parents, travel a lot around the world, are willing to accept Western values in their lives while maintaining important traditional Islamic values. The young Arab generation from Casablanca to Dubai will no longer be determined by their parents, governments and sovereigns. They want to have a say about their future, they also do not want to leave their destiny to chance and are much more active and think entrepreneurially.
In a world where we have more and more elderly people and less economic growth in the industrialized countries, companies in Europe have the opportunity to take a closer look at the markets of the Arab world and to develop appropriate strategies for their development. Many see a pure consumer market without added value in the Arab markets.
In order to successfully tap these markets, companies should adapt their products to the local wants and needs of consumers. Today's entrepreneurial thinking and well educated generation of young Arab people plays a decisive role in product design, marketing and innovation. According to conducted surveys, the Arab youth is no longer critical of western values and forms of life, as it was the case predominantly with their parents. Western companies can benefit from this in order to position their products and services successfully and profitably in the market.
Die Arabische Welt: ein verkannter Zukunftsmarkt.
Teile diesen Beitrag "The Arab World, a Huge Market You Should Never Ignore!"


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Chicago Cubs, Wrigley Field and baseball history
Today in Cubs history: Andre Dawson homers in the All-Star Game
It was quite the moonshot.
By Al Yellon@bleedcubbieblue Jul 9, 2022, 1:00pm CDT
Share All sharing options for: Today in Cubs history: Andre Dawson homers in the All-Star Game
Andre Dawson was an All-Star in five of his six seasons with the Cubs, elected to the starting team each year from 1987-91.
In 1991, the game was in Toronto, in the stadium then known as Skydome. The National League had taken a 1-0 lead on an RBI single by Bobby Bonilla in the first inning, but the American League responded with a three-run homer by Cal Ripken Jr. to take a 3-1 lead in the third.
In the top of the fourth, Dawson led off against Roger Clemens.
Andre sent Clemens' first pitch way out of the yard:
While there's no Statcast data from back then, announcer Jack Buck noted that was probably a 450-foot blast, and I think he was probably pretty close. It banged off the windows of the restaurant that was above the hitters' background at Skydome.
The score thus became 3-2, but that's as close as the NL got. The AL added a run in the seventh and won the game 4-2, their fourth of what would be six straight American League wins in the Midsummer Classic.
Ryne Sandberg was also elected as an All-Star starter that year and went 1-for-3.
Including his time in Montreal, Dawson was an eight-time All-Star and overall, went 5-for-21 in All-Star competition with a double and a home run. He was elected to the Hall of Fame in 2010; here is his induction speech given that year in Cooperstown:
Andre Dawson's moonshot home run in the All-Star Game happened 31 years ago today, Tuesday, July 9, 1991.

redpajama_set_name: RedPajamaCommonCrawl


text:
Wooden Churches in North America
Only a few marvelous creations of Eastern Slovakia wooden churches have been constructed in North America.
Greek Catholic Union St. Nicholas Chapel Beaver, PA (near Pittsburgh,) built circa 1991.
The chapel was designed to be representative of the wooden church architecture in Eastern Slovakia. Lucky for us, the designers were captivated by our ancestral churches.
· Nave: The original Nova Sedlica church inspired the mid section of the church (note the three windows). Relocated to Humenne Skanzen (open-air museum).
· Sanctuary: The Zboj church inspired the sacristy, with its octagonal altar area. Relocated to the Bardejovske Kupele Skanzen).
· The front/spire was inspired after Mikulasova Church (relocated to the Bardejovske Kupele Skanzen). This section is often called the "babinets", or "women's room/porch."
Camp Nazareth, Carpatho-Russian Orthodox Diocese, Mercer PA, SAINTS CYRIL AND METHODIOS Wooden Church Under construction, 2002. Not modeled after any specific churches. Joe Parimucha, Architect.
Holy Trinity Carpatho-Russian Orthodox Church, Danbury, CT
Construction to commence Spring, 2004. Groundbreaking in 2002. Architects Ihor Stecura and Donald Zaleta. It will be a 3-space wooden church, modeled after churches found in the Carpathians. (Updated by Jim Zeleniak, Project Manager, December, 2003)
St. John the Baptist Ukrainian Catholic Church , Ukrainian Style, built 1962, Hunter, NY (in the Catskill Region)
Verkhovyna Mountain View Resort, Glenn Spey, NY, Ukrainian Diocese. Ukrainian Catholic Church, built 1969. General reference information can be found at a regional web site. Now owned by Ukrainian American Cultural Foundation (church photos), which is in the process of restoring the resort. (Jim Zeleniak)
Nativity of the Blessed Virgin Mary, Niagara Falls, Ontario, Canada Web page sponsored by www.infoukes.com. Text by Oleh Iwanusiw.
St. ELIAS in Brampton, Ontario, Canada. Web page sponsored by www.infoukes.com. St. Elias Official Home Page
St. Mary's Ukrainian Catholic Church, Northern Cambria, Pennsylvania, built 1970's (Joe Thur)
Mother of God Shrine & Altar Pavilion, Sisters of Saint Basil the Great, Uniontown, Pennsylvania. Architect Mike Moyta.
Church Architecture and Iconography , American Carpatho-Russian Orthodox Diocese of the U.S.A.


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Home › artists › Megan Henwood › biography
Head Heart Hand 2015
"Some of the songs were months in the writing and refining," says Megan Henwood, "but it's an amazing feeling when they're finished. And it's a really exhilarating thing, sometimes, to stand on stage and sing these things, because you're so vulnerable in so many ways. That's why I do this, I think."
It's been nearly four years since the award-winning singer-songwriter released her debut album, and while much in her life has changed, the only difference in how Megan approaches her work is that, if anything, she's even more determined to make music that defies the boundaries and boxes others have sometimes tried to place around this most singular and distinctive of new British voices. "This new record is a lot darker," she says, "and there've been times over the last year where I've thought what I was doing was terrifying. I think that comes across in some of the songs."
It's not just Henwood's honesty in conversation that strikes you. She's every bit as open in her songwriting, which finds her dealing, as often as not, with deeply personal – though universal – themes and drawing on sometimes painful experiences. As a writer and performer she belongs to a tradition, though perhaps not solely to the one many expected after she and her brother, Joe, won BBC Radio 2's Young Folk Award in 2009. Instead, the lineage that Henwood can claim is the same one that Bob Dylan tapped in to when he upset folk purists, first by writing his own songs, then by going electric; she is closer in spirit to idiosyncratic singer-songwriters such as her key influences – Elliott Smith, Bill Withers, Anaïs Mitchell – or to those writers who similarly dig down deep into music's roots to find new ways to innovate: Terry Callier, Tom Waits, PJ Harvey.
Megan, now 27, began writing songs at the age of nine. She learned from the greats and absorbed the most important lessons early on.
"I remember a compilation my mum would play in the car," she says. "It was called Every Song Tells a Story, and had Bobbie Gentry's Ode to Billie Joe, Kate Bush's Babooshka, Kenny Rogers' Ruby, Don't Take Your Love to Town. I listened to it incessantly. I think I always just loved words: I had a fascination for really well written songs, and I hate lazy songwriting. Singing comes naturally to me, though it's taken me a long time to find what my voice is. I can lend it to other things, but it seems most real when I'm singing what I'm feeling."
It was mum who entered Megan and Joe in the Folk Awards, mainly so that the pair would be able to attend the first stage of the competition, which was a weekend of workshops. Their victory came as a complete surprise.
"Suddenly, everything exploded," she recalls. "It was amazing. We were meeting all these people, and I think it was the first time that I felt really confident in my ability – I'd been recognised as a songwriter and my brother had been recognised as a really sensitive instrumentalist. So we had this crazy, amazing year, then recorded the first album."
Making Waves was an impressive opening statement, with songs like the single What Elliott Said – a homage to her songwriting hero – showing that Megan could captivate listeners with a beguiling sense of deeply personal mystery, while Free and Focused found her opening up on the difficulty of maintaining self-worth in a world that rewards relentless drive, where the line between confidence and arrogance is often blurred. But by opting to record with some big names from the folk world, the record may have given too limited a glimpse of her capabilities.
Head, Heart, Hand puts that right. It is an altogether more accomplished work, Megan's formidable and growing writing skills matched by a meticulous production that burnishes the songs until they glow. Whether she is carefully balancing contrasting images in These Walls ("Sick to my stomach, cold to my core"; "Throw me a lifeline, show me the dead"), sketching enigmatic characters in Garden, or telling complicated family sagas with powerful economy of detail (the closing Painkiller deals with the death of her uncle and the astonishing story of her father's adoption), Henwood is in absolute command of her art.
The record was produced by Megan and multi-instrumentalist/writer and performer with 'Nubiyan Twist' Tom Excell, and recorded in a studio Joe and Megan built inside a renovated farm building in Oxfordshire, where the soundproofing was provided by 580 straw bales. Megan is keen to stress its collaborative nature, and pay homage to the extended family of musicians, artists, instrument-builders and photographers who she enlisted to help bring her ideas to fruition. It may not be "folk" music per se, but there is no doubting its sense of place, its rooting in an artistic and creative community, and its intrinsic and undeniable claim to authenticity.
The album is the culmination of a philosophy about art and life that Henwood has absorbed from birth. She borrowed the album title from her dad, a boat-builder, who had coined the phrase for a book he published in 2012. The idea is something Megan has carried through to her music, which maintains a perfect balance between intellect, emotion and effort.
"I'm not a boat-builder and my dad's not a songwriter, but there's that idea connecting everything," she explains. "It's about working really hard at what you do, and honing your craft and trying to be the best you can at it – not letting your heart completely cover over things, but not letting your head get in the way either." There seems little danger that she will ever let that happen.
Making Waves 2011
Megan Henwood picks up a finished copy of her debut album 'Making Waves' for the first time, handling it with care like a gift she's been anticipating. "This has been a really good day," she smiles. "I've been waiting a long time for this."
So has the growing legion of admirers of one of Britain's most promising singer-songwriters. The wait has been completely worthwhile, because the winner of the BBC Radio 2 Young Folk Award for 2009, when she was just 20, has been polishing her performing and writing skills with a maturity way beyond her years.
'Making Waves' may be her first album, but Megan has been places and done things, from giving up her talents in the cause of music therapy to touring with Eric Bibb, recording in Kathmandu and driving across Europe and Asia. Now, as we'll hear, she's preparing to live life on the road in the truest sense of the phrase.
The album is a collection of assured and imaginative work featuring guest appearances from an impressive array of contributors, including beloved British performer Joe Brown, his daughter Sam, Steve Marriott's singing daughter Mollie, violinist Peter Knight of English folk treasures Steeleye Span, one-time Jethro Tull member Barrie Barlow and Megan's younger brother, saxophonist Joe Henwood, with whom she won that prestigious folk award recognition.
Megan has been road-testing the album not just across the UK (including at her debut Glastonbury in 2010) but on her extensive worldwide travels. Now she gets to take these songs for a spin for the summer, with appearances at the Larmer Tree Festival, the Secret Garden Party, the Cambridge Folk Festival and more, and in unusual style, as she explains.
"I'm about to become a full-blown gypsy," she says. "I've just bought a 1972 vintage Airstream caravan, which I'm going to renovate and live in and tour in. When I was 18, my partner at the time had a camper van that we converted, and we ended up going a bit mad. We drove it around Europe, shipped it from Greece to Singapore, then drove it up through Malaysia and Thailand.
"Ever since then, I've wanted to do that again. Just living in a small space and being able to make your home wherever you park it, it really appeals to me. If you're a musician, I don't think you spend a lot of time at home, so there's not really any point in renting somewhere or buying it. Really all I want is a guitar and my caravan.
"Last time I played Cambridge Folk Festival, I took an old canvas bell tent, which flooded really badly. Then we got a wasp's nest! When I was touring with Eric Bibb, you get to the point where you wake up in a Travelodge and you can't remember where you are, they all look the same. It's going to be really lovely to be able to have my own things around me."
Megan speaks like the real troubadour she is. "It was an amazing process doing the album, and I had some incredible musicians that I was really lucky to be working with," she says. "I really feel like I can stand by this album now." With her love of language, ear for captivating melodies and harmonies and her distinctively rich and sumptuous voice, we should have expected nothing less.
Based near Oxford, she's what you might call a young veteran of songwriting, even if the memory brings a wry smile to her lips. "I used to write with my friend Rosie when I was about nine years old, about love and marriage and heaven, all these things we knew a lot about," she says drily.
"Then I just realised that I really enjoyed it. I've never really been taught guitar, I did piano and hated it when I was young but my mum really forced me, and I'm very grateful that she did. Then I was given a guitar when I was 14 and just went from there." Inspiration would follow from the soulful brilliance of Bill Withers to the acoustic sensibilities of singer-writer Anaïs Mitchell.
Soon, her path was clear. "All I loved to do all throughout school was music, English and art. When I left music college, I met this guy and we went travelling. I thought, 'the more I do that, the more writing I can do.' I never thought 'I'm not going to go to university,' it was just so the wrong thing to do."
The place she truly fell for was Nepal. "I have so many stories and so much love for the country that I tend to get pretty carried away," she smiles. "I first went there when I was 18 and I've been back many times since. I love India, but it's so hectic and often overwhelming. Nepal still has the energy, vibrancy and colour of India but with a much calmer atmosphere and slower pace.
"It's the most beautiful country, the mountains are breathtaking and the people are amazing. I can write very easily there, everything is so inspiring. I found a small studio in Kathmandu and I've done quite a lot of recording there, and worked with some very successful Nepalese musicians. I've learnt so much from them, the way they approach music is completely different from the western world. I also gained a huge amount of confidence and learnt how to be happy."
Another aspect of Henwood's musical make-up is the work she's done over the last three years with adults who have learning difficulties. "'Music therapy' is a loose term for it," she says, "because I'm in no way qualified and there isn't really any conventional therapy involved. It's basically me turning up with a guitar, playing to them and having fun. It's incredibly rewarding."
Now Megan plays her own custom-made guitar, which she loves so much, it has its own page on her website. "It's expanded my playing a lot, mainly because I can't put the thing down," she says. "It's a Fylde, they're made by a man called Roger Bucknall, up in Penrith in Cumbria, who makes incredible guitars for lots of people. The back and the sides are made from purple heart rosewood, and the natural colour is this amazing purple. Then the topboard is from a whiskey barrel, from a distillery in Scotland, so it's got all the stainage."
Appreciating such craftsmanship is in her blood, because Megan's father makes traditional wooden boats. "I was taught to appreciate wooden boats and different types of wood, so it's amazing to meet someone who appreciates all that but from a completely different angle, from a sonic point of view."
The depth of thought and detail that's gone into the songs on 'Making Waves' rings true every time you play it, from 'What Elliott Said' (inspired by another of her favourite writers, the late Elliott Smith) via the pensive 'Free and Focused' and 'The Honest Song' to the sunny 'Shape and Colour' and engaging opening track 'Hope On The Horizon.'
What a pleasure, then, to say a proper hello to a truly original British talent, who came in through the folk door but has real multi-lingual skills that also embrace pop, blues and more. "I've been brought up with the idea of loving what you do and making beautiful things no matter how long it takes," says Megan. She could be talking about her album.
Paul Sexton May 2011
BACK TO MEGAN …


UPDATE (02/04/2019 @ 4:16pm): Heaven Fudge has been located. We'd like to thank everyone who has shared this post.
Heaven Fudge, 16 years of age, was last seen on January 13, 2019 in Douglasville, Georgia, unknown clothing description. Heaven Fudge is described as 5'1, 92lbs, black hair, and brown eyes.
Please contact Inv. Darrell Black with any information at 770-920-4914 or 770-949-5656 or dblack@sheriff.douglas.ga.us.


PARAGON typically has several practices throughout the state (and especially in the major metro areas) seeking to add an equity associate. Equity associateships lead to either practice co-ownership or practice full ownership and contractually allow "sweat-equity" to the associate during the pre-acquisition associate period. Acquisition timing and terms are always clearly defined before the associateship relationship begins to eliminate any chance for misunderstanding. Contact Paragon by e-mail or visit www.paragon.us.com.


Late Carboniferous igneous rocks are widespread in the western Tianshan, but the tectonic settings for these rocks remain controversial. We report a plagioclase 40Ar/39Ar age, and geochemical, Sr–Nd isotope and LA–ICPMS clinopyroxene trace element data for gabbros in the Luotuogou region. The tholeiitic Luotuogou gabbros give a Late Carboniferous (312 ± 1 Ma) 40Ar/39Ar age and are characterized by high and variable εNd(t) values ranging from + 3.7 to + 7.8. They have geochemical features of both intra-plate and island arc magmatic rocks, i.e., relatively high TiO2 (0.6–2.2 wt.%), Nb (4.2–24 ppm) and Zr (51.4–283 ppm) contents combined with variable and slightly high Nb/La ratios (0.24–1.8, mostly > 0.7), and negative to positive Nb anomalies. The gabbros contain zoned clinopyroxenes, with Mg- and Cr-rich cores. Their parental magmas, as calculated using trace element data from Cr-rich (> 3000 ppm) clinopyroxene cores and clinopyroxene/basaltic liquid partition coefficients, show enrichments in incompatible elements, and prominent negative to slightly positive Nb anomalies, indicative of the influence of subduction-related compositions in their mantle source. These features indicate that the Luotuogou gabbros were most likely formed by interactions between asthenospheric and metasomatized lithospheric mantle. They were most plausibly formed by mixing between the asthenospheric mantle-derived and metasomatized lithosphere mantle-derived melts. Mixing was the result of asthenosphere upwelling triggered by roll-back of the subducted Paleo-Junggar Oceanic Plate rather than mantle plume-related rifting or post-collisional break-off during the Late Carboniferous.
Tang, Gong-Jian and Wang, Qiang and Wyman, Derek A. and Li, Zheng-Xiang and Xu, Yi-Gang and Zhao, Zhen-Hua. 2012. Metasomatized lithosphere–asthenosphere interaction during slab roll-back: Evidence from Late Carboniferous gabbros in the Luotuogou area, Central Tianshan. Lithos. 155: pp. 67-80.


text:
TransLink Strategic Transportation Plan 2000 - 2005
I used the WayBackMachine on the Internet Archive to download one of the first plans that TransLink put out when it was formed about a decade ago. Called TransLink Strategic Transportation Plan 2000 - 2005 (STP), it set out the agencies goals for improving transportation in the region. Over the next few days, I'll highlight different parts of the plan. Today, I'll look at some of the statistics.
Adult Fare Prices in 2000
1 Zone: $1.75
Many people in the region have been complaining that transit users aren't paying their fair share into the system. Adult fares have increased about 70% over the last decade. Since 1999, TransLink has received 58% of its revenue annually from taxation. This ratio has not change in over a decade. Looking at these numbers, I can't see how anyone can say that TransLink is targeting one group of transportation users (ie: the driver). Improving transportation costs money, plain and simple.
Looking at system statistics, according the STP, in 2005 there should have been 6.21 million hours of transit service with a bus fleet of 1,640. There was about 5 million hours of transit service in 2005 and it wasn't until 2010 that we surpassed the 6.21 million hour mark with 6.4 million hours of transit service and a bus fleet of 1,525. TransLink missed the mark on improving service because one of its key sources of funding never came to be.
Vehicles charges - introducing a charge on motor vehicles averaging $75 per car, with the structure of the charge to be determine after public consultation, effective October 2001, increasing at 5% per year after 2002.
Tomorrow, I'll have a look at some of the transit plans that we're still waiting for and some other plans that never came to pass.
PS: The 2010 stats are from TransLink's 2010 Annual Report.
Posted by Nathan Pachal at 9:20 AM Labels: Regional/Metro Vancouver, Transportation
You can actually answer your own point by simply looking at page 7 on the anual report.
So your claim is that it is unfair to complain that transit users aren't paying their fair share of the system. Well the page clearly shows that Transit accounts for 32% of all revenues incoming. It then states that Transit accounts for 60% of all expenses.
That means Transit costs 60% of the expenses to operate yet only takes in 32% revenue.
What does this translate to? This translates that transit riders pay for just over 50% of the Transit Operations. So the people using the system pay 50% of the money required to operate it. Let's think about that for a moment. Imagine you ran a business that sold a product and year after year the amount of revenue you generate from selling that product only earned you 50% of the amount it cost you to make that product. How long do you think you would be in business for? Probably a year then you'd fold up shop.
What the argument is by most isn't entirely the "motorists contribute way too much" but instead the argument is "why does Translink and the Provincial Government jointly have their heads up their behinds" when it comes to revenue generation. TRANSIT revenues should at the very minimum = Transit Operations. However they want to make that happen it should just be a requirement. That would completely remove subsidies.
And instead of trying to generate MORE money through transit they just continuously look for other sources. More property tax. More fuel tax. More motorist taxes. They need to make money for transit BY transit.
That's all I'm saying.
You are right though that saying motorists pay more is incorrect, right now. The balance is shifting though. In 5 years or 10 years given current projections, motorists will be paying more.
Right now it is about 42% transit riders and 40% motorists if you split Property Tax 50/50. However, look at all the revenue proposals right now.
1. Toll on Port Mann = 2-5% motorists
2. Fuel Tax increase = 2-5% fuel tax revenue from motorists
That means just in the next few years motorists will go from 40% to 44-50% of all revenue earned for translink. Compared to 42% from transit riders which won't change.
It may go up when fair evasion is tackled but this is just nickle and diming. Anyone who has listened to Mayor Watts about Translink will note she keeps harping on this style of revenue generation being unsustainable. We're dealing with 2-4% increases either direction when we really should be figuring a way to increase transit revenues by 28%. Fair gates won't increase by 28% alone. So what else do we need to do.
That should be more important than a gas tax here a property tax increase there. FIX TRANSIT REVENUES!
And to your point above, in 2010 again transit is generating on 32% revenue and that is AFTER a 70% increase in fairs. Could you imagine if they didn't increase fairs by 70%? Transit would be contributing only 10%!!
Nathan Pachal said...
Thanks for your comment. I just wanted to point out that the Port Mann Bridge has nothing to do with TransLink.
To you're point about transit paying for itself out of fares only. There is no system in Canada, the US, or Europe (and this includes New York and London) which recover 100% of their costs from transit fares alone. They have about a 50% fare box recovery. If you wanted transit to be 100% user-fee based, you'd have to do the same to roads otherwise you'll find yourself with no transit users. And don't forget without transit you can't build compact, complete, and sustainable communities. Transit has a large public benefit that can't be ignored.
Comparing us to Honk Kong or other Asian mega-cities is unfair because they have way higher densities, plus operation of a vehicles is either expensive dues to parking taxes/vehicle taxes/permits or just way slower or harder to get around than transit.
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Rare and in perfect working condition. We do not have the original boxes but will be well packed. Will ship in five separate boxes strapped to a pallet to ensure safe transit to the new owner. Estimate shipping charge $600 but will vary based on actual zip code.
Designed and built in the late 80's, the golden age of high end audio, the KRS-1 was a "cost no object" flagship reference preamp from Krell.
This is a dual mono design,, not just two separate signal paths in one box but actually two completely separate and unconnected boxes, one for each channel. Each section has it's own external power supply with umbilical cords(included) It was common to have a two piece reference preamp, one housing the power supply and the other the preamp section but a 4 box version was unheard of.
As expected this unit comes with super high quality Krell phono modules internally installed. There are micro switches locate on the boards that allow for no less than 10 loading values. There are also adjustments for a feature we have never seen before on a preamplifier. Internally, you will find micro switches which select type of CD player you may connect to it. They call it a 3 pole phase correcting filter which is set to match the type of CD laser used in your unit.
Cosmetically the unit is in amazing shape considering the age. There re no noticeable or deep scratches or dents. There are a few light marks here and there but nothing worth mentioning and only visible upon very close inspection. All the writing and engraving is in perfect shape and there are not signs of use or abuse. The gold plated connectors are super clean and the knobs all operate precisely and responsively.
Included are the 4 pieces, the two umbilical cord,s two power cables, and two external power supplies.


Keeping your tires looking good as new is all in the way you drive and also how you clean that part of your car. Individuals will certainly notice filthy wheels and it can offer the car a negative look. Car detailing starts with maintaining your tires clean and remarkable. Treading on the tires can conveniently be worn away when you are driving. You can reduce the amount of damages you do by driving appropriately. Unexpected stopping and rotating can wear away the step detail really rapidly. Only apply abrupt braking if safety and security calls for it. Always begin applying the brakes when you have to do with five to ten meters away from the car in front of you. Spinning can be avoided by releasing the clutch as you use fuel to the engine.
Did you know that there is an useful way to obtain your tires to be glossy? This is called clothing or protestant. Many car suppliers will apply this compound on the tires to offer the car a glossier and much more eye catching look. It likewise protects the rubber from the UV lights of the sunlight and the harmful air contamination that deteriorates the top quality rubber surface. The clothing or protestant also adds a layer to prevent any oil or dust from sticking onto your tire. This chemical is not greasy so it will not cause you to spin on the road. Instead it is even more of a non-stick surface area that can grip onto the crushed rock or tar roadway. Sunlight has the rough ability to age and also damages the rubber on the tires.
With time you will certainly begin experiencing the tires to be brittle and it can break with the tiniest hit. You can prevent this from happening. When cleaning your tires you need to use a cloth, a high stress tube and also the cleansing detergent of your option. You always start with hosing down the tires to get rid of any kind of dirt, oil or residue. This should not take lengthy and will certainly make the cleaning procedure less complicated. After you have actually hosed the dust away you can apply the wheel detergent. This is normally done with a rotating or twin activity brightening device as they permit the gloss items to be thoroughly worked into the surface and damaged down therefore usually produce much better outcomes.
To eliminate oil from the wheels you will require than simply water so a wheel detergent would be suitable and click here https://carbondetailing.co.uk/ to eliminate oil from your car's wheel as perfect one. Next, you can make use of brushes that can clean up the treads and crevices. The fabric will certainly soak up any type of water that got on the edge and also leave it looking clean and also sparkly. Status is a big component of culture so doing a bit of cleansing and radiating can offer you that little boost. Tires are necessary when you are a vehicle driver. They permit you to move forward and to climb an incline without over-using your throttle. Keep them tidy and in excellent problem.
The economy is tough today for many individuals. Lots of people have actually shed their jobs or had their hrs reduced. In times like these, saving cash becomes more crucial than ever before. Unless you occur to live in a midtown location where you can stroll or take public transport almost everywhere, the majority of individuals need a lorry to get around. With the economic climate the method it is, truck motorists are more and more passion in buying used vehicles rather than new, and also with excellent reason. Let's examine several of the factors that this may be a great concept.
Allows start with the reason every person is considering: utilized vehicles cost less. We have all listened to the claiming that a brand-new cars and truck loses 20% of its worth the minute you drive it off the lot. The very same think is true for trucks. That is a big component of the reason why the utilized vehicles you are taking a look at do not set you back as much. Naturally, with modern-day gmc trucks having far better reliability than those from a couple of decades earlier, because the one you are taking a look at may have 50,000 or two miles on it does not indicate it is anywhere near retired life. If you see to it the vehicle you get has been dealt with, it is actually a much better bargain to acquire made use of in terms of buck to value.
A used truck can be more affordable in various other means, as well. Insurance on pre-owned cars is usually much less than on new cars. Do not forget that in the United States, you are called for to have and also be able to reveal evidence of insurance on your automobile. Paying insurance coverage is an ongoing, monthly price. When the moment involves offer your used truck, you will certainly be able to return even more of your first investment due to the fact that it does not have that new vehicle devaluation integrated in. In other words, you can get a used truck, alter your mind a week later, and be able to sell it to another person for concerning what you paid. If you were to buy a brand-new truck and after that transform your mind a week later on and want to market it to somebody else, you would get around 20% much less than you paid since of how promptly new automobiles depreciate.
What you should ingest bank account when getting used cars?
From financial circumstances, it's really gainful to acquire old cars when contrasted with outdated cars because they are monetarily increasingly achievable. Obtaining a used motor vehicle isn't unreasonably pricey and a basic path to state a vehicle yourself. It really is inspired to finish a specific research to obtain info about them before settling on what car you must buy. Areas of the facets you suffer from are as per the next: Economic program: Initially you must choose regarding the spending which you need to always keep for purchasing the vehicle. So before beginning to appear by way of a used motor vehicle, decide on the shelling out that you have for this.
Study and ask for: It is extremely crucial that you perform some measure of research and request prior to settling in your option. Find out about the estimations of the designs that you are thinking about. Uncover the price of the automobile from diverse pre-owned vehicle sellers. It will assist you with preventing happenings this sort of where you could finish up having to pay a lot more than precisely what is simple. Test travel: After selecting a vehicle show for yourself, you must move by way of it on an exam generate. It gives you an acceptable considered concerning the motor vehicle. Notice the advancement and enjoy for jerky advancements, screeching braking systems, or whatever else that does not truly feel proper. Similarly together with examination driving a car, you need to look at each and every position as well as the components. You can even examine the vehicle legitimately for just about any indications of repair or issues. Ensure that there isn't any substantial harm inside the motor vehicle.
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Require a consultant along with: regardless if you might have wonderful information about cars, you may be unable to check a car the manner where a repairman can check. So it will be really vital that you just take a specialist along with although you might buy a vehicle. He will check out each and every bit of the vehicle productively and adequately and will give you appropriate information about the state of the vehicle. It helps a ton to decide on your option.
In perspective on the current fiscal downturn, perpetual are picking purchasing pre-had vehicles as they are truly moderate when showed up distinctively in connection to every single new car and trucks. In any case, before getting a used car in isolation, you should take some focal things explicitly into the thought. The enormous part is the regard section. You should be sensible satisfactory to survey the estimation of the car. Experiencing car estimation reviews, for example, KBB, Black Book and Nada can be altogether profitable for you. Regardless, the most credible course is to look at the car very close. In the event that you are pondering getting a used car after that you have to not depend upon the photographs and portrayals. You should make it a factor that you see the dealer and besides do the entire major checks free from some other individual. Take as much time as essential going before settling on the choice. The more you hustle the additional believability of settling on the wrong choice.
All through the course toward getting such a car, the essential concern you will ensure is the fitting examination of the car. Since a nonprofessional cannot have all the thankfulness to inquire about a cars and truck, it is unendingly better on the off chance that you take an ace vehicle laborer along to do the required examinations. In light of the reason that the expert is a pro in his general area, he can do the majority of the checks legitimately and besides give you the fitting reactions. Also watch that the vehicle is approved used and runs with an attestation. It is essential that you check the oil. The oil shading will constantly be gold diminish toned or in a general sense somewhat lighter. On the off chance that the oil is decrease after that it is conceivable that the vehicle has an incredibly grimy motor.
A vehicle with unsanitary motor will obviously eat up a broad proportion of oil and will unequivocally not be financially helpful for you after some time. Guarantee you get the vehicle with an ideal motor as it will clearly be totally gainful. Something other than what is expected you will manage is that continually look for the indications of the motor getting irrationally hot and ought to ask concerning whether the Used cars in el cajon has a past stacked up with getting a lot of hot. You can get getting some answers concerning it by opening up the radiator top. Sometime later think about the coolant what is more it should be done off to the flood. Used cars should be free of any sort of sorts of oils, waste, oil what is more remarkable other outside perspectives. It infers that the cars and truck is managing the weight of overheating. After these methods, make a point to look at the evident view of the vehicle. Approach the business for it and confirmation that the cars and truck did not meet with an incident in the advancing past.
A car is an essential purchase that could be actually exorbitant so it is critical you need the money related venture to reveal top quality and moderate used cars. Cars are the essential kind of development and can frequently be a way of life photograph for certain individuals. This shows it is fundamental to discover top quality and humble used cars. Despite when you arrange the most moderate decision, you will require a lot of cash to buy a car. In case you should get a decent plan and you do not have a decent arrangement of cash to spend then you could right now find reasonable used cars. There is one strategy to find quality and reasonable used cars.
Approved Secondhand (CPO) is the most secured decision for revealing moderate and quality used cars. Thusly you could get more vehicle for your cash. CPO car sales have expanded incredibly inside late years. CPO cars enable you to save a generous activity of cash on a fixed car, yet likewise enable you to misuse different motivations, livens and subsidizing used by merchants. Consider a bit of the sights you can an incentive if you get a CPO used car dealerships in raleigh. CPO cars need to coordinate both new and used cars, which infer producers will supply incalculable motivators remembering consummation goal to move you to procure a purchase. Different makers will positively offer advantages, for instance, sans cost oil changes and 24-hour roadside help. Different makers may give you things like an exchange procedure or a 3-day/150-mile genuine assurance.
As CPO, sales have really widened, so has the back and car leasing alternatives for these used cars. When you converse with a car merchant, you have to get a few insights regarding client advance motivating forces or low-premium advances to empower you to acquire a decent course of action on your next pre-possessed car. As more CPO cars are incorporated into the commercial center, costs are most likely going to go fundamentally further. Thusly you can ensure you are getting a quality and humble used car that will last you for a significant time allotment to come. CPO cars furnish you with a bunches of included reassurance despite an awe inspiring worth so you can make sure you are getting the most reasonable setup on. Regardless of whether they set you back to some degree in excess of a used car, the extra hypothesis may be work the far superior nature of the vehicle. Looking for an astounding arrangement on a used car or vehicle is drastically considerably less requiring when you use the web in your request. You could balance costs and lorries with certification you are expanding your cash.
Getting a used car implies you should be ready to not only hound a great deal, nevertheless in addition location a poor one. When valuing a used car, a variety of specifics goes into consideration in the make and model to the miles and also problem of the automobile. To defend on your own as a consumer, continue reading to discover how to determine the worth of the used car. The place to start you should appearance to ascertain the importance of a used car is either the Kelley Directory site or maybe the NADA Guide. These two web sites supply approximated values for vehicles depending on their make, design, year, and mileage, and situation, geographical section of sale and just how these are being offered. The industry-in automobile to have a car is almost constantly significantly less than in the event the vehicles and vehicle had been supplied separately. Even though the Azure Publication as well as the NADA Guideline is in no way signs shaped in rock and roll, they could supply insight into the normal importance of the car. And also since a number of folks and in addition agencies lean about the information and facts during these instructions, you can expect to reap the benefits of carrying out the identical.
Prior to deciding to hop on a selected sale, price out other similar cars within your area. Let's say you happen to be getting a used 2004 Toyota Camry, however, you are unclear exactly how the price can determine up. Try having your locations grouped advertisements, both on the internet or traditional, for a number of other 2004 Toyota Camry's with similar mileage item listings. By being aware of what different is readily you can purchase, you should have a more clear strategy concerning a sensible amount and also the actual amount of your used car.
Except if it can be certified with the producer, you need to have almost any used cars in Modesto you get ready to acquire checked out by an accredited, third-celebration vehicle auto technician. His independent assessment of the auto can assist you have a clearer photograph of the vehicles and truck's true worth. In addition, an excellent technician may similarly locate difficulties or past injuries which were repaired or just invisible as well as which used cars in modesto newbie might otherwise lose out on. You may either ask for the lorry is brought to a nearby auto mechanic for assessment prior to you obtains it as well as deliver a tech along with you.
Bring around your entire collection of tools in anything besides an arranged tool kit bag is actually a recipe for inefficiency. Why keep wasting your time (and assuming you're an expert contractor – your client is sources) by not discovering the appropriate tools right where you require all of them? Selecting the best set having the optimal functionality will certainly be a circumstance that every craftsman meets – and maybe moreso with an electrical contractor.
You will certainly locate numerous selections available with regard to an electricians Tool Pouch – it might be overwelming. The good thing is – the proper one is really a personal option. You have actually got to feel comfortable with it, when you need to have that device as soon as possible, you will not want to be wasting time searching throughout your tool package – it actually needs to be right there. You know your tools, so now allows choose a totally new house for them.
An electrical contractors tool kit bag for instance the Greenlee 0159-11 Master Electrician's Tool Set is a great choice mostly because of its special characteristics which defines functionality. It has an 18-inch heavy duty multi-pocket bag that makes your tools organized and in addition easy to deal with. It is an extensive tool set designed to aid a well arranged electrical contractor. It is qualities are long lasting while it is indicated to make your devices extensively secured and also ready to ensure that whenever you have to begin a fixing, you will have the ability to promptly choose the correct tool.
An additional benefit of discovering the appropriate tool bag is you no more have to fret about safeguarding your own tool pouch versus rust in addition to various other environmental obstacles which will erode the tools. You have actually invested inside your devices – look after your investment and avoid expensive repairs by taking excellent treatment of them.
Besides, absolutely nothing instills self-confidence in your client is eyes more than an effectively organized, specialist looking Tool Pouch. The customer will not be wanting to phone you when there is an issue as long as they do not believe you're an experienced electrical contractor, it starts with a professional look, and a part of your image is truly an expert looking electrical contractors Tool Pouch.
Made use of Trucks are the vehicles that are provided for resale by the vehicle owners having far better problems and functional even more by new individuals. These secondhand Lorries are becoming increasingly more prominent nowadays as they are having a lot of the prominent and also convincing advantages. These used vehicles are supplied by the dealerships and additionally by the owners directly. Several of the proprietors are using their utilized vehicles directly to the buyers by using the online tools and websites and even they sell them in the physical mode by using their call numbers and going to the prospective purchasers at a particular and stated area.
These previously owned cars are offered at reduced prices and are available online with widest range of options. Utilized vehicles are also readily available in reputed brand names like Kenworth Trucks, Dodge Trucks, International Trucks, Freightliner Trucks, Volvo Trucks and many more of the trucking giants that are having greater popularity and better depend abilities in the vehicle enthusiasts. These used vehicles are enhancing in sales because of much of the reasons that are described in short here.
The costs of these used vehicles are rather lower. The economic downturn and also reduce of the economic situations have actually compelled the people to acquire less costly rate automobiles that can serve their purposes and absolutely nothing in the world can match the energies of made use of vehicles. These used vehicles are sometimes used at the costs that are also half of the rates of the brand-new autos of the exact same models. Moreover, the far better conditioned made use of autos are doing rather well and also much longer. Efficiency smart the utilized cars and trucks are rather wonderful and also they are offered at cheaper rates. So, it is rather valuable and advantageous to acquire the used vehicles available for sale.
The secondhand vehicles are having reduced depreciation prices and as a result they make huge difference in marketing expense. The brand-new lease return trucks are having quick devaluation and therefore even after six months the new vehicles are offered, the proprietor has to endure big loss of devaluation whereas when it comes to utilized trucks, the same distinction and loss of cash is much reduced. Therefore, if it is seen from the devaluation cost result, the used vehicles are much better alternatives than the brand-new ones. There are a lot of the truck fans and customers who are acquiring the utilized vehicles to get the benefit of lower devaluation costs.
How to Buy a Quality Used Car?
If you are in the marketplace momentarily hand auto, you may be completely conscious that used car prices are skies high. Gone are the days when you can locate a top quality working anticipate fewer than 1,000 even aged models with high miles may command 5,000 or even more. New auto prices are averaging near to 30,000, one essential reason why many individuals are selecting a used car. Such models might have been a dealer test with a couple of hundred miles on the odometer or may be a neighbor's vehicle that is 5 years old or older, but in good shape. Regardless, there are some steps you will certainly need to require to find the best previously owned car.
Know automobile rates – You can discover what any type of cars and truck deserves by checking out Kelley Blue Book at KBB and plugging in some info. That information include the year, make and model of an automobile, its engine and transmission, facilities, its condition and the miles on its odometer.
Establish a budget plan- If you have 5,000 money, then your budget plan is limited to vehicles valued for that quantity or less. If you prepare to finance a vehicle, after that you can place some loan down and also settle the remainder over the next 12 to 48 months. Determine a monthly repayment and look for financing with your lending institution or financial institution.
Look for a cars and truck-Check your local Craigslist listing for autos along with paper advertisements, eBay, supermarket bulletin boards or visit used cars in montclair dealership. Examination drives every auto that you are taking into consideration getting and also pay attention carefully for sounds that run out the regular. These may include wheels that babble when you turn the guiding wheel, a belt that screeches when your turn on the ignition or an exhaust pipeline that seems like it has a hole in it.
Examine the automobile-Check out the interior, inspect the exterior, lift the hood and crawl below the car to examine it. Signs of corrosion should not appear in any cars and truck much less than 10 years old– it might be a recovered vehicle. Consider the tires and examine for wear and age. Make note of the paint, molding and also trim. Raise the hood and also inspect the battery, belts, pipes, and fluids and also engine. Examine the cabin, looking indications for water infiltration, torn seats, a broken control panel and odd scents.
Obtain a CarMax report- Most every automobile when traveling today has a CarMax report that uses details regarding its upkeep history. It will certainly likewise expose if the car has been flood harmed, retiled or has been in a significant crash. A little investment for a really valuable report.
Obtaining a pre had automobile is a good financing connected proposition. The profession conserved the strategy might endure your expeditions. Despite, in situation you are not careful concerning specific targets, as situation, the issue of the electric engine, gasoline performance and much more you could end up in a soup. Establish your funds relevant configuration in addition to furthermore in addition work out on the amount you may birth to spend. This registers the alternative, maintenance in addition to the conducting consumption of the vehicle. Search to get the specific finest guarantee expenses and credit history document expenditure; in instance you are making setups for progress.
You require a practical Idea Connecting with the automobile you will need to get. You need glimpsing at today market cost of the automobile of that specific programmer and additionally showing. Contribute energy online where you might acquire the vehicles at a reasonable cost in addition to furthermore merely what is a great deal more check out the regular paper. You may go assessing to several pre disclosed cars for sale show places, head the internet and acquire expert testimonies, also join events where you are able to spread your requirement used automobiles offer available. You have got to have a look at the vehicles for sale, make, and also year of manufacture in addition to furthermore the cost in equal means autos will surely use you an odd suggestion agreeing to which alternative to select.
A section of the questions which you should certainly ask the car dealership are' to simply what amount was the car in their construction, capacities behind providing it, has it been harmed; especially what is the current trouble and so forth.' Obtain your queries illuminated before you get used cars South Africa On the off reliability which you are worth to get a taken a look at pre had autos in addition to truck assurance that the certification is provided by the manufacturer rather than the neighboring vender. Since you will probably have the capacity to do well for your own lorry at any of the company believes the nation over. Regardless of exactly how actual the area supplier, you should certainly examine the Cars the chronicled environment of autos and also vehicle to be certain that it is not swiped, yet additionally the repair/bolster frame of lorry. You should definitely similarly affirm whether the lorry has some kind of kind of kind of sort of rare FICO score.


Our CEO, Jan Sammut, just returned from the Blockchain Mediterranean Cruise 2018, organized and hosted by Coinsbank.
The cruise gathered cryptocurrency luminaries and influencers including John McAfee, Charlie Lee, Brock Pierce, Bobby Lee, Roger Ver, and Jimmy Song, as well as regulators and key professionals from around the world.
Jan enjoyed warm Mediterranean breezes and sunshine as the ship sailed from Barcelona with stops in Monaco and Ibiza. He met a range of people from crypto fans to founders and OGs. The vibe on the ship was that ICO regulation is not a bad thing, as it provides a framework within which ICO projects can be safely structured, whilst offering the opportunity to shop around for the best regulatory jurisdiction.
Jan attended an inspiring talk by John Mcafee about the importance of "do no harm" regulation for opening the door to the coming mass adoption of crypto.
Jan also watched a lively and heated debate on the ship's upper deck. Bitcoin Cash evangelist Roger Ver defended against Jimmy Song's accusation that BCH is a fiat currency (Roger won!). Jimmy started with a call for a "Lincoln-Douglas-style debate" but predicted, accurately, that the debate would devolve into a Jerry Spring Show style spectacle. Though the debate frequently spiraled out of control, it was at all times entertaining.


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Onyeka Emma is a QHSE Professional, a business person, and an entrepreneur. He is very passionate about health and safety, Business and Entrepreneurship.
Equipment rollover can happen on a site under extreme conditions. The conditions that necessitate tipping over of equipment are high speed
Getting a bcsp certification will serve as a currency to make you visible for opportunities, provide more value and put you in the face of employers.
Working around equipment can lead to accidents if the employees do not take adequate measures to protect themselves in that area
Loading of equipment inside a trailer is done to transport the equipment to where they need them for work and sometimes for a far distance.
Horseplay at work can cause problems for workers on-site or at the office. Horseplay is…
A customer contracted Peter Read, an engineer, to install a new gas central heating boiler in January 2020. A few days after the work, the customer experienced problems with the boiler
An employee of international paint limited of Stonegate lane suffered a serious burn following an explosion in their factory.
Safe Work Australia (SWA) is a body established by the Australian government on 1st November under the safe work Australia act 2008
Bcsp means the board of certified safety professionals. Bcsp is a not-for-profit corporation with headquarters in Indianapolis, Indiana, USA.
For those conversant with ISO management systems such as ISO 45001, ISO 9001 and ISO 14001, you will know that the standard requires you to have a schedule for your internal audit.
HSE publishes annual work-related ill-health and injury statistics for 2021/22
The health and safety executive (HSE)UK was on November 2022, released its annual health and…
A demolition firm and director were prosecuted after a 20-year-old labourer crushed
On 28 July 2020, During the work activities, 20-year-old Shannon Brasier was working with a colleague to load a fuel hose into the rear compartment of a 21-tonne excavator,
While at that, the excavator moved around and crushed her between the excavator and the Mobile fuel tank.
Health board fined £160,000 after employees diagnosed with Hand Arm Vibration Syndrome
Employees at Powy teaching health board routinely operate hand-held power tools without assessing the risks from vibration exposure.
Scrap metal company fined after worker loses four fingers
A scrap metal company has been fined for safety breaches after a worker lost parts of four fingers while operating poorly maintained machinery.
Company fined after skylight fall puts the worker in a six-week coma
On 30 November 2018, a worker working under Hertfordshire construction company, MH Costa construction limited, alongside others, was working on an extension flat roof of a 6-storey building.
A logistics company has been fined after a worker's asbestos exposure
Logistics company Eddie Stobart has been fined after workers' asbestos exposure. The health and safety executive (HSE) found that the company did not do an asbestos survey, and the workers did not receive any training concerning asbestos.


The Delphi Android programming blog has posted two threads, with code snippets, regarding SMS messaging with Delphi and Android. The first is How to send SMS with Delphi on Android The second is How to fetch SMS messages from the Android inbox using Delphi.
Visit the Delphi Android programming blog and learn How to send SMS messages and fetch SMS messages using Delphi on Android.
Do you have the Android manifest SMS permissions set?
Sending more than 50 sms with this code. More on how we send sms.
Who is the SMS provider? How much does it cost to send SMS messages?
The user's device. However, much it costs to send SMS messages from the user's device.
i have a problem in the fetch sms, this only return the first sms in my inbox, i have a Delphi 10.2.3 what can i do to solve it?


There are many chemicals currently in use which meet neither the EPA's criteria of a listed hazardous waste nor a characteristic hazardous waste. These substances present enough of a danger to humans or the environment, however, that management as a hazardous waste is the best option.
Laboratory workers should always review all new product Material Safety Data Sheets (MSDSs) before commencing work with the new reagent. When chemical products carry safety warnings which caution users against symptoms/effects such as skin irritation, eye damage, noxious fumes, or acrid odors, lab workers are directed to take a conservative approach and manage these substances as hazardous waste. This action will provide an additional level of protection to building services personnel by minimizing their chance of exposure, and will also prevent these substances from being inadvertently released to the campus environment.
The following is a partial list of these types of substances, which lab workers should manage as hazardous waste.
State sanitary sewer guidelines prohibit drain disposal of liquids with pH < 5.0.
Check SDS information or measure pH of liquid to confirm.


There is something about the crisp air in fall that makes autumn weddings so beautiful and romantic. The colors found in nature are vibrant and stunning. Mother Earth showing off one last time before she takes a quiet break in winter.
This lovely centerpiece by Sarah Winward included so many alluring colors which resulted in an ombre effect. The textures of the various stems add warmth to the design.
Fall's wild offerings are plentiful to choose from. Mixing seasonal foliage and blooms can make for the most gorgeous textures in bouquets and centerpieces. Including the seasons bounty of fruit is also a nice way to bring a romantic feel to your decor.
Some of my favorite fall produce elements that could be added to blooms and foliage are persimmons, crab-apples, pomegranates, stone fruit such as apricots, plums, peaches, and dark berries such as pivot. Oak branches hugging acorns would be a lovely addition to add a wild touch to the design and hint of the winter months to come.
Velvet ribbon is perfectly fall to me. Colors of plum, crimson, or gold would be a lovely finishing touch to a bride's bouquet.
Some final touches for your fall wedding...manzanita branches, fresh figs, and shelled nuts such as walnuts, almonds, and pecans can be added to your farmhouse table decor and would fit right in with the fall feel. And just because I have a sweet tooth cider donuts on wood trays would be a heavenly treat for guest to snack on.


In New Smyrna Beach, there is an abundance of slow-moving, middle-priced condominiums priced from the $90s to the $100s. But in the rarified atmosphere of luxury condos, one developer seemingly can't put them up fast enough. Orlando-based LeCesse Corp. is building the 53-unit Ebbtide Condominiums, where the price is $228,901. The project won't be ready until the end of the year, but already 60 percent of the units have been sold out of a mobile home preview center at the site. More than half of the sales have been to Orlando residents, said LeCesse president Miller McCarthy. He added that the company originally planned condos in the $100,000 range, but a market study showed there was more consumer demand in the luxury market where money is no problem. All but one of the buyers paid cash, McCarthy said.