text:
Q: Easier way of deleting rows in pandas dataframe based on condition from another dataframe Suppose I have two dataframes
df1 = pd.DataFrame({"A" : [1,1,2,5],
             "B" : [1,1,4,5],
             "C" : ["Adam","Bella","Charlie","Dan"]})

df2 = pd.DataFrame({"A" : [1,1,3,5],
             "B" : [1,3,6,5]})

and I want to delete the rows in df1 that have the same values of A and B with df2
I do this by
for i, row_1 in df1.iterrows():

    for j, row_2 in df2.iterrows():

        if row_1["A"] == row_2["A"] and row_1["B"] == row_2["B"]:
            index = i
            df1.drop([index], axis=0, inplace=False)

which resulted in, as intended
    A   B   C
2   2   4   Charlie

I was wondering if there was a much easier/faster way to do this especially if the data frame is large then it is not ideal to iterate over all the rows.

A: You can left-merge with the indicator parameter to flag the rows that match; then query to filter the rows that come only from df1:
out = df1.merge(df2, how='left', indicator=True).query('_merge=="left_only"').drop(columns=['_merge'])

Output:
   A  B        C
2  2  4  Charlie

A: Here is another way:
df1.loc[~df1.set_index(['A','B']).index.isin(df2.to_records(index=False).tolist())]

A: #!pip install siuba
from siuba import anti_join

anti_join(df1, df2, on = ['A', 'B'])

   A  B        C
2  2  4  Charlie

if you want to anti_join on all shared columns:
anti_join(df1, df2)

   A  B        C
2  2  4  Charlie


Did Windows 10 force you to install an unwanted update? Once started, how can you stop the Windows 10 update in progress? Anyone who thinks Windows 10 automatic updates will cause problems can try to cancel it while updating.
The solutions presented in this article are applicable to Windows 10 users of Home, Pro, and Enterprise who are looking for answers to the following questions.
As you can tell, people are asking the same question using the different expressions. All in all, they are downloading an update by default and want to have it canceled. How to do it?
But once you've started an update in progress, only the two methods give below can call it off.
Step 1: Type Services in the Windows 10 Search Windows box. When the Services application appears in the search results, right-click on it and select "Run as Administrator".
Step 2: In Services window, you will find out the list of all the services running in the background. You need to scroll down until you find the Windows Update service. As you can see from its status, the Windows Update is running.
Step 3: Here you need to right-click "Windows Update" and from the context menu select "Stop". Alternatively, you can click on "Stop" link available under Windows Update option on the top left side of the window.
Step 4: A small dialogue box will appear showing you the process to stop the progress. Close the window once finished.
Step 1: Type Control Panel in the Windows 10 Search Windows box and press "Enter".
Step 2: Click "System and Security".
Step 3: Click "Security and Maintenance".
Step 4: Click the button on the right of Maintenance to expand its settings, and hit "Stop maintenance" when you want to stop the Windows 10 update in progress.
Since the Windows 10 system update you've just now canceled has been already downloaded on your computer, it's insignificant to keep such an update package with a large file size on your computer. Luckily, you can use EaseUS free partition manager to delete Windows 10 update files you've canceled in progress and free up disk space.


also (double post, sorry, first one from yesterday so I thought this was justified), when BDT shows Finn that the guy who owned the ship they stole sold weapons to both the "bad guys" and the "good guys." Important lesson/moment in general and for Finn.
- Snoke's death and the fight with the guards was epic!
- Holdo's lightspeed jump was breathtaking!
- Kylo: "The supreme leader is dead." Hux: "Long live the supreme leader."
- "See you around kid"
I loved all Reylo scenes.. But the hand scene was perfection!
Though it isn't mentioned later and Leia claims she gave up on Kylo, I found the scene where Kylo refused to shoot at her really moving. When I first saw it in the trailer, I immediately thought it would be that he would be conflicted and hesitate too long, so somebody else would swoop in and take the shot.
That is what happened in TLJ, but it was actually taken a step further than I thought it would be. Kylo didn't just hesitate, he took his thumbs OFF the triggers. He chose definitively not to shoot at his mother.
In fact, I think it may just be the only undeniably right choice that Kylo has EVER made for as long as we've seen him. I think it deserved a lot more attention and significance in the movie than it had.
I really loved the first throne room scene with Snoke and Kylo. That was such a mirror on how Kylo was percieved from fanboys. He did what Vader and Luke couldn't do - killed his father and yet only because he lost to Rey, they considered him weak. They laughed at his mask and called him a whiny prick in the mask. And here Snoke basically says the same - calling him a child and softie and not being able to be as Vader.
And Kylo did give everything to the darkness and yet that was not enough. It's like you go to a friends party you don't want to go and the friend starts roasting you for something and you feel betrayed that you even went there in the first place.
And then I just love how he looks - so angry and hurt and the hair is a mess and the face is all messed up. And then he stands up against Snoke and just gets electrocuted away. Damn, I love that scene. I think I should rewatch just because of it alone.
@SheLitAFire wrote: also (double post, sorry, first one from yesterday so I thought this was justified), when BDT shows Finn that the guy who owned the ship they stole sold weapons to both the "bad guys" and the "good guys." Important lesson/moment in general and for Finn.
I really liked this scene. Along with Rose's "saving what we love" line, that scene represents the core of the movie. War is a business and there are no bad guys or good guys; everyone is equally guilty.
@SkyStar wrote: I really loved the first throne room scene with Snoke and Kylo. That was such a mirror on how Kylo was percieved from fanboys. He did what Vader and Luke couldn't do - killed his father and yet only because he lost to Rey, they considered him weak. They laughed at his mask and called him a whiny prick in the mask. And here Snoke basically says the same - calling him a child and softie and not being able to be as Vader.
I loved that part too. Kylo was a mess there but at the same time intense and passionate, especially later in the elevator scene.
Before he smashes the mask in the elevator, his face is just like my 5 year old's right before he bursts in to tears Broke my freaking heart.
"You will not bow before Snoke."
Ironically their last scene together is Kylo bowing to her through the Force Bond before she slams the door.
kylo: "you need a teacher, let me show you the ways of the force."
Luke: "you need a teacher. I can't teach you."
Would it be too much to ask if Kylo gave Force Skype lessons in IX?
@FrolickingFizzgig wrote: You know what was awesome?
It's hard to choose, because there's so many memorable scenes in this movie, so many favourites.
Well, I loved many scenes (mostly you guys already mentioned), but I will pick two that really touched me.
✩ The first scene of Kylo and Snoke, when Snoke humiliates him. Kylo was so vulnerable there, it was heartbreaking. Even wearing his mask, Kylo's voice sounded strangled when he said, "I gave everything I had to you, to the Dark Side". And then Snoke told him he was no Vader, just a kid in a mask.
✩ When Holdo jumped into hyperspace and sliced Supremacy's wing. The scene was magnificent and I found terribly beautiful to see it without sound, as it would have really happened in real life.
The scene when Rey ships to the Supremacy. When Snow White in her glass coffin realizes that the white thing behind the prince is not the horse, but 2 stormtroopers with handcuffs. She sees them slightly before the audience and her expression goes from serene and hopeful to WTF, oh no!!! No words needed.
Captain Canady on the Dreadnaught was great. His sneer right before his death was perfection.
Holdo's sugar sweet tone, but frosty attitude towards Poe when she first takes over "and stay out of my way"
@SheLitAFire wrote: Captain Canady on the Dreadnaught was great. His sneer right before his death was perfection.
Holy crap I'm blown away at the bolded. I DID NOT NOTICE THAT!!!
I still can't get over how many think Ben will die when literally Dark HAS to exist to complete the balance. Heck we may not even get a fully redeemed Ben Solo at the end, but instead I expect this story to be more about acceptance and Rey and Ben loving each other for who they are, flaws and all.
I have many many favorite scenes- but I think I loved their first Force-Skype session the most.
but the most touching was when he said "can you see my surroundings ? I can't see yours - just you." not what he said but his facial expression during those words- he was so in awe and...ah cute? For lack of a better word.
And I found it also hilarious how she was insulting and threatening him, while he is calm and just wondering how and why the force Skype thing works.
If you pay attention to his face I just can't understand how you can come to the conclusion he was just using her or tricked her into coming. No way!
@Night Huntress wrote: I have many many favorite scenes- but I think I loved their first Force-Skype session the most.
I agree, he has such imploring eyes, which become very wide and round when he says 'just you' I do think Kylo Ben close ups of his face and expressions is one of my favourite parts as they have so many shades of meaning.
Luke to Rey on Ahch-To: "every word you just said is wrong"
Luke to Ben on Crait: "every word you just said is wrong"
@SheLitAFire wrote: Luke to Rey on Ahch-To: "every word you just said is wrong"
I don't know if I would like Luke as a teacher. Though he could be the one that if he praises you, then you feel as the smartest person alive.
Look how afraid and relieved Kylo looks after he thinks that he killed Luke. Ahhhhhhh. It's so easy to miss such detail in the cinema or in bad quality.


Fujitsu today announces the global availability of three new server blades for its flagship PRIMERGY BX900 Dynamic Cube x86 blade system. The new additions, including a quadsocket blade, all combine the efficient hardware, service offerings and solutions of Fujitsu Dynamic Infrastructures with the latest Intel Xeon processor technology.
The latest blade modules and refreshes help provide customers with an evenmoreversatile system that is also able to drive down costs - and is able to flexibly span the complete range of potential usage scenarios for blade servers, from web server or terminal server farms with lower performance demands, all the way to high performance database and resourcehungry application server configurations.
Early independent performance benchmarks for the nextgeneration Dynamic Cube blade servers have been excellent. The new quadsocket PRIMERGY BX960 S1 achieves outstanding results in the VMware VMmark benchmark, with first place positions in both the 24core category (with 52.27@35 tiles1) and the 16core category with 4socket servers (32.82@22 Tiles2). The PRIMERGY BX922 S2 had previously secured the secondbest ever VMware VMmark result in the 8core, achieving 27.99@18 tiles.3 Driving the computing performance and speed of connectivity of Fujitsu's new quadsocket server blade is an innovative glueless design, where a single system board is manufactured with all the necessary components for all four CPUs, therefore providing the shortest route between processors, memory modules and I/O hubs. More often, vendors simply glue together two dualsocket server blades, which can lead to I/O bottlenecks.
Known as the Dynamic Cube for its futureproof and flexible design, the PRIMERGY BX900 S1 is a single chassis incorporating a complete dynamic server infrastructure, with up to 18 server blades. The Dynamic Cube increases business agility through dynamic power and cooling, high availability, scalability, and virtualization, while reducing operational-, energy- and management IT costs.
Offering new dimensions of scalability and highperformance computing in a single server blade for more demanding database and application server configurations, including resourceintensive fat virtual machines, a key addition to the range is the quadsocket PRIMERGY BX960 S1. Features include large memory expandability up to 512GB, four onboard 10 Gigabit Ethernet ports, and four additional slots for mezzanine cards. Previously, such applications required larger formfactors and so more space-, energy-, and cooling resources, and with reduced opportunities for homogenous management of all operating scenarios.
The PRIMERGY BX924 S2 is a new dualsocket server blade designed primarily for virtualized environments, and supporting a broad range of uses. Key features include highly extended support for virtual machines through its onboard large memory capacity with 18 DIMM slots and with 2x 10 Gigabit Ethernet ports onboard, based on the latest highspeed Intel LAN technology.
An allrounder blade, the PRIMERGY BX920 S2 is designed for operation in physical as well as virtualized environments. Disk-I/Ointensive applications, such as terminal servers, benefit from the secure performance of RAID controller technology with integrated cache memory and a battery backup unit that avoids data loss.
Also launched today is the refreshed PRIMERGY BX620 S6, for use with the PRIMERGY BX600 S3, ideally suited for the corporate midmarket for small business applications, in virtualization scenarios, as well as for web- and terminal services. The refreshed BX620 S6 provides stateoftheart Intel Processor Technology in a reliable and proven blade enclosure, plus maximized energy efficiency and performance.
Fujitsu is a leading provider of ICTbased business solutions for the global marketplace. With approximately 170,000 employees supporting customers in 70 countries, Fujitsu combines a worldwide corps of systems and services experts with highly reliable computing and communications products and advanced microelectronics to deliver added value to customers. Headquartered in Tokyo, Fujitsu Limited (TSE:6702) reported consolidated revenues of 4.6 trillion yen (US$50 billion) for the fiscal year ended March 31, 2010. For more information, please see: www.fujitsu.com.
Fujitsu Technology Solutions is the leading European IT infrastructure provider with a presence in all key markets in Europe, the Middle East and Africa, plus India, serving large-, medium- and smallsized companies as well as consumers. With its Dynamic Infrastructures approach, the company offers a full portfolio of IT products, solutions and services, ranging from clients to datacenter solutions, Managed Infrastructure and Infrastructureasa-Service. Fujitsu Technology Solutions employs more than 13,000 people and is part of the global Fujitsu Group. For more information, please see: ts.fujitsu.com/aboutus.


text:
Drugs & Addiction
Art & Essays
Winter is Party Time for Crows
Author Spotlight: Cobb Publishes The Self-Loathing Project
Appalachian Magical Realism
Addiction and Emotional Trauma in Childhood
©All Our Hearts
Observer Contributor Co-Develops Memorial Site for Opioid Victims
If you or someone you love has lost someone to the opioid crisis, then it's worth your while to check out "All Our Hearts"—an online memorial project developed in part by Observer contributor and Jefferson County native Lena Camilletti.
The site not only memorializes victims, but it allows everyday people to share their stories—people like you. From anywhere. The foundation of the project was built out of a statement made within an obituary that went viral in 2018.
Kate O'Neill wrote her sister's obituary on the website Seven Days, and in one paragraph, stated:
"If you yourself are struggling from addiction, know that every breath is a fresh start. Know that hundreds of thousands of families who have lost someone to this disease are praying and rooting for you. Know that we believe with all our hearts that you can and will make it. It is never too late."
Seven Days ultimately hired O'Neill to write a year-long series called Hooked: Stories and Solutions for Vermont's Opioid Crisis. At that time, Seven Days deputy publisher Cathy Resmer proposed a related project: an online memorial that would allow families to memorialize their loved ones the way Kate did for her sister, to awaken empathy for the opioid-use disorder community.
"This spring, Cathy hired myself and Claire Skogsberg to help develop what is now All Our Hearts," said Camilletti. "When Claire and I joined the team, we were referring to the project as 'Remember Them.' It was brought to our attention that that name was stigmatizing in itself. It isolated people affected by the opioid-use disorder to Them. Those people, over there. It created a separation—the opposite of what we wanted to do. Because in reality, this is all of us. We are all affected directly or indirectly. Everyone knows someone affected by this disease, and too many of us lost our someone to it."
An Opportunity to Heal
Camilletti and Skogsberg were responsible for helping to develop a form that now serves as an initial interview for people who want to share their loved one's story with All Our Hearts.
Like so many, Camilletti's motivation is ever-close to the surface. "When I was fifteen, my sister Angela overdosed and died—which was ten years ago this past summer," she indicated. "From the beginning—before I had the opportunity to work on All Our Hearts—I've felt it's important that I'm forward and up front about my motivation to serve this community—to improve the lives affected by this disease."
Camilletti and Skogsberg met with community members who work with individuals and families affected by opioid-use disorder, and produced a set of prompts that aim to help people learn who a person is at their core, and the life they lived before and through their substance-use disorder. "My own life experience felt especially helpful for this," added Camilletti. "I was able to ask myself, 'How would I respond to this question, if I was sharing Angela's story?"
After several rounds of editing within Seven Days, and a couple weeks of user-testing, Camilletti and Skogsberg were able to complete three stories for the public launch of the form on August 21 (2019). Since then, tens of thousands of people have visited the website, which now boasts dozens of stories (and growing), and has logged more than 110,000 page views.
"The intention of the project is to awaken empathy for lives affected, and also offer an opportunity for family members and friends to heal," said Camilletti. "Ultimately, people don't want their loved one to be forgotten, but remembered for who they were, rather than the disease they experienced."
But there's also an undercurrent of self-blame that occurs for so many, she added. "Statements like, 'I wish I could've saved you.' The realities that exist because of opioid-use disorder do not deteriorate with death, but instead linger far beyond for the people who tried to help, couldn't help, didn't know how to help … and those voices, too, have been suppressed, given the stigma our loved one's experienced."
As a result, each story published at All Our Hearts, stressed Camilletti, is a vulnerable, honest, and open voice, "… unique to their own experience-based perception of the opioid epidemic."
Bridging a Gap
The actual website has been live since September, and boasts stories from Florida, Nevada, Texas, West Virginia, Canada, and beyond. "Our goal at this moment is to keep gathering as many stories as we can, and to actively engage with the community in the process," said Camilletti. "In November, we invited a few people who submitted a story to help us make heart-shaped clay stones. Each stone has our web address, and some are also personalized to honor the loved one our attendees wrote about for All Our Hearts. That process of making the stones was healing, and helped to build a sense of community for people who have a similar experience."
While the project has been both cathartic and enlightening for Camilletti, it has undoubtedly served as a link between her past, present, and future. "I remember being eleven or twelve years old, hanging around on German Street in Shepherdstown, running into family friends," she said. "This was around the time Angela was in the depths of opioid-use disorder, and our family was in constant chaos because of it. Conversations often involved whispering, 'So, how's your sister doing …' and I'd whisper, 'Not good.'"
It isn't lost on her that her sister's disease was reduced to a whisper. "I knew my sister was addicted to heroin, and I knew I wasn't supposed to talk about it outside of our home. To see, experience, and be a part of the needed shift in conversation surrounding opioid-use disorder is the least I feel that I can do. The stories we are publishing should've been shared long before now, and to use my communication skills to help facilitate a productive storytelling space makes me feel like at least one part of the solution to the opioid epidemic is in action."
While some might feel that Camilletti and her team's work is more along the lines of advocacy, she believes it truly bridges an information gap. "It aims to tell the stories that, up until recently, were hidden due to stigma, and shame. Cathy said something a few weeks ago that's stuck with me: she said that our project is picking up where journalism has failed. I believe there is space for the media to care and aim to make a positive impact on a community, while integrating traditional journalism ethics and practices."
All Our HeartsLena Camilletti
Bringing Back Bob (Part 2)
Kunkel Endeavoring to Challenge Both Establishment and Mooney in Bid for U.S. House Seat
A Law Firm With Deep Local Roots
Lena Camilletti
Finding Your Best Financial Life
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A Panhandle Adventure and So Much More

redpajama_set_name: RedPajamaCommonCrawl


text:
Sparganopseustis unipunctata is a species of moth of the family Tortricidae. It is found in Guatemala.

References

Moths described in 1914
Sparganothini

redpajama_set_name: RedPajamaWikipedia


text:
Türk Telekom forms new data center & cloud business
Offering cloud & colo from three facilities
Turkish telco Türk Telekom has formed its data center and cloud businesses into a new unit.
The state-owned telco this month launched Türk Telekom Cloud (Türk Telekom Bulut) and a stand-alone website from which it will offer a virtual server, virtual data center, storage, backup, and disaster recovery solutions. The company has emphasized the data sovereignty benefits, noting that data and applications on the platform will be stored in Turkey (recently officially renamed to Türkiye).
Türk Telekom Product and Service Management Director Fatih Türkoğlu said: "While it is important for corporate customers to strengthen their technology needs in their digital transformation journey in order to stand out from the competition in the global and local markets, cloud investments also play an important role in this transformation journey."
"With our high-speed internet access and large-capacity access infrastructure; In addition to a virtual server, virtual data center, storage services, we provide backup, replication, cyber security services, and many indispensable business applications for every company on a single platform within the scope of business continuity."
It operates three data centers across the country. Two are located in Istanbul; one in the west in Esenyurt and another west in Gayrettepe. A third is located in Ümitköy in Ankara. The three facilities offer a total of 12,700 sqm (136,700 sq ft) of white space.
Türk Telekom was founded in 1995 after being split from the Turkish postal service. A majority stake was sold to Oger Telecom in the early 2000s followed by a listing on the Istanbul Stock Exchange, before the Turkish Wealth Fund bought Olger's stake earlier this year.
Türkiye has a relatively small data center market. Equinix operates one facility in Istanbul it acquired from Zenium in 2017, while Telehouse also operates a facility there in partnership with Teknotel. There are also several local players including Glasshouse and TekNet. Last year Turkcell opened a new data center in Tekirdağ.
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SEWANEE, Tenn. - Announced on Tuesday by D3baseball.Com, sophomore left-handed pitcher Trey Holland was selected to the D3baseball.Com Team of the week following his performance on the mound in his season debut.
Against Guilford on Feb. 8, the sophomore southpaw tossed five shutout innings in the Tigers' 7-3 win over the Quakers of Guilford.
The Durham, N.C. native did not allow a hit through the first 4.1 innings on the mound. He also fanned six batters.
Last season, Holland, selected as an All-SAA selection in his freshman campaign, posted a 3.40 earned run average in 10 appearances, making seven starts. In 42.1 innings on the mound, he punched out 31 batters while only allowing 12 batters to reach on a base on balls.
Holland and the rest of the Tigers open the home schedule with a nine-game homestand, beginning Saturday with a doubleheader against MacMurray. First pitch is slated for 12 p.m. from Montgomery Field.


text:
Grant of Dearness Relief to Central Government pensioners/family pensioners — Revised rate effective from 17.2014
F. No.42/10/2014-P&PW(G)
Ministry of Personnel, Public Grievances & Pensions
Department of Pension & Pensioners" Welfare
3rd Floor, Lok Nayak Bhavan,
Khan Market, New Delhi – 110003
Date: 29th Sept, 2014
OFFICE MEMORANDUM
Subject: Grant of Dearness Relief to Central Government pensioners/family pensioners — Revised rate effective from 17.2014.
The undersigned Is directed to refer to this Department's oM No. 42/10/2014-P&PW(G) dated April, 2014 on the subject mentioned above and to state that the President is pleased to decide that the Dearness Relief (DR) payable to Central Government pensioners/family pensioners shall be enhanced from the existing rate of 100 % to 107% w.e.f. 1st July 2014.
2. These orders apply to (i) All Civilian Central Government Pensioners/Family Pensioners (ii) The Armed Forces Pensioners, Civilian Pensioners paid out of the Defence Service Estimates, (iii) All India Service Pensioners (iv) Railway Pensioners and (v) The Burma Civilian pensioners/family pensioners and pensioners/families of displaced Government pensioners from Pakistan, who are Indian Nationals but receiving pension on behalf of Government of Pakistan and are in receipt of ad-hoc ex-gratia allowance of Rs.3500/- p.m. in terms of this Departments OM No. 23/1/97-P&PW(B) dated 23.2.1998 read with this Department's OM No. 23/3/2008-P&PW(B) dated 15.9.2008.
3. Central Government Employees who had drawn lump sum amount on absorption in a PSU/Autonomous body and have become eligible to restoration of 1/3 commuted portion of pension as well as revision of the restored amount in terms of this Department's OM No. 4/59/97-P&PW (D) dated 14.07.1998 will also be entitled to the payment of DR @ 107% w.e.f. 1.7.2014 on full pension i.e. the revised pension which the absorbed employee would have received on the date of restoration had he not drawn lump sum payment on absorption and Dearness Pension subject to fulfillment of the conditions laid down In para 5 of the 0.M. dated 14.07.98. In this connection, instructions contained in this Department's OM No.4/29/99-P&PW(D) dated. 12.7.2000 refer.
4. Payment of DR involving a fraction of a rupee shall be rounded off to the next higher rupee.
5. Other provisions governing grant of DR in respect of employed family pensioners and re-employed Central Government Pensioners will be regulated in accordance with the provisions contained In this Department's OM No. 45/73/97-P&PW (G) dated 2.7.1999 as amended vide this Department's OM No. F.No. 38/88/2008-P&PW(G) dated 9th July, 2009. The provisions relating to regulation of DR where a pensioner is in receipt of more than one pension, will remain unchanged.
6. In the case of retired Judges of the Supreme Court and High Courts, necessary orders will be issued by the Department of Justice separately.
7. It will be the responsibility of the pension disbursing authorities, including the nationalized banks, etc. to calculate the quantum of DR payable in each individual case.
8. The offices of Accountant General and Authorised Public Sector Banks are requested to arrange payment of relief to pensioners etc. on the basis of these instructions without waiting for any further instructions from the Comptroller and Auditor General of India and the Reserve Bank of India in view of letter No. 528-TA, 11/34-80-II dated 23/04/1981 of the Comptroller and Auditor General of India addressed to all Accountant Generals and Reserve Bank of India Circular No. GANB No. 2958/GA-64 (ii) (CGL)/81 dated the 21st May, 1981 addressed to State Bank of India and its subsidiaries and all Nationalised Banks.
9. In their application to the pensioners/family pensioners belonging to Indian Audit and Accounts Department, these orders issue after consultation with the C&AG.
10. This issues with the concurrence of Ministry of Finance, Department of Expenditure conveyed vide their OM No. No 1(4)/EV/2004 dated 26th Sept.2014.
11. Hindi version will follow.
sd/-
(Charanjlt Taneja)
Under Secretary to the Government of India
Source: cg eMP BLOG/http://pensionersportal.gov.in/
CANTEEN FACILITIES FOR ESM AND WIDOWS
(Source-DESA & CG Emp blog)
Application form for purchase of car from CSD Canteen
(Source-DESA blog& CG Emp.blog)
Different retirement ages for Time Scale and Selection Grade Ranks in the Air Force are discriminatory: Supreme Court
The Supreme Court in a landmark decision today has upheld the order of the Armed Forces Tribunal
wherein the discriminatory policy of different retirement ages for the ranks of Group Captain (Time
Scale) vis-a-vis Group Captain (Selection Grade) was held illegal and struck down.
The Supreme Court has dismissed the appeal filed by the Ministry of Defence and the Air Force
against similarly placed officers led by Gp Capt Atul Shukla, and has concluded the following in
strong words:
Suffice it to say that the basis for classification in question for purposes of age of
superannuation which the appellant has projected is much too tenuous to be accepted
as a valid basis for giving to the Time Scale Officers a treatment different from the one
given to the Select Officers.
We are also of the view that concerns arising from a parity in the retirement age of Time Scale
and Select Officers too are more perceptional than real. At any rate, such concerns remain
to be substantiated on the basis of any empirical data. The upshot of the above discussion
is that the classification made by the Government of India for purposes of different
retirement age for Time Scale Officers and Select Officers does not stand scrutiny on the
touchstone of Articles 14 and 16 of the Constitution as rightly held by the Tribunal.
The above closes another yet long tumultuous journey of affected officers. In fact, once the decision
was rendered by the AFT, the Air HQ should have taken up a case with the Govt for rationalising
the policy rather than unnecessarily challenging it before the Apex Court.
It is high time that litigation against own employees is considered on the touchstone of logic and
equity rather than indulging in ego-fuelled appeals. It is time for the political executive to take a
call on this and trample on the vicious cycle of luxurious litigation without accountability.
Source: http://www.indianmilitary.info/2014/09/different-retirement-ages-for-time.html
Posted by GaviniVN at 10:57 AM No comments: Links to this post
Rationalization of casualty Pensionary Awards for the Armed Forces Officers and Personnel below Officer Rank (PBOR) invalided out from service prior to 1.1.1996: Extension of benefit of broad banding of percentage of disability/ war injury.
No 12(16)/2009/D(Pen/Policy)
Department of Ex-Servicemen Welfare
New Delhi, the 15th September, 2014
The Chief of Army Staff
The Chief of Naval Staff
The Chief of Air Staff
Subject:Rationalization of casualty Pensionary Awards for the Armed Forces Officers and Personnel below Officer Rank (PBOR) invalided out from service prior to 1.1.1996: Extension of benefit of broad banding of percentage of disability/ war injury.
The undersigned is directed to refer to the provisions stipulated in Para 7.2 of this Ministry's letter No 1(2)/97/D(Pen-C) dated 31.1.2001 through which the concept of broad banding of percentage of disability/ war injury was introduced in respect of those Armed Forces Officers and Personnel below Officer Rank who were invalided out of service on or after 1.1.1996 on account of disability / war injury accepted as attributable to or aggravated by Military Service. The said provision for determining extent of disability / war injury was also extended to pre – 1.1.1996 invalided out cases from 1.7.2009 vide this Ministry's letter No 10 (01)/D(Pen/Policy)2009/Vol II dated 19.1.2010 provided that the Armed Forces personnel were in receipt of disability element/ war injury element for disability more than 20% as on 1.7.2009.
2. Consequent upon receipt of reference from various Pensioners' Associations for extending the provisions regarding broad banding of percentage of disability to such pre – 1.1.1996 Armed Forces pensioners from 1.1.1996 itself, the matter has been suitably examined in this Ministry. In partial modification of this Ministry's above said letter dated 19th January 2010, the President is now pleased to decide that with effect from 1.1.1996, the benefit of broad banding of percentage of disability / war injury shall be allowed to Armed Forces Officers and PBOR pensioners who were invalided out of service prior to 1.1.1996 and were in receipt of disability element/ war injury element as on 1.1.1996. In such cases where the pensioner was not in receipt of disability element as on 1.1.1996 but became entitled at a later stage due to reassessment of disability more than 20%, this benefit shall be allowed from the same date. Similarly, in those cases where the pensioners were in receipt of disability element/ war injury element as on 1.1.1996 but the same was discontinued at a later stage due to reassessment of disability as less than 20%, the disability element/ war injury element shall be discontinued from the later date as hithertofore. However, in those pre-1.1.1996 cases where the disability element / war injury element was not allowed for disability being accepted as less than 20% at initial stage or subsequent stage on reassessment of disability, the same will continue to be disallowed and such cases will not be re-opened.
3. The disability element/ war injury element of pension in all such cases shall be recomputed accordingly under these orders by the Pension Sanctioning Authorities (PSAs) concerned for regulating payment under this Ministry's letters No. PC 1{2}/97/D(Pen-C) dated 16.5.2001, No 16(6)/2008(1)/D(Pen/Policy) dated 4.5.2009 and letter No. 17(4)/2008(1)/ D(Pen/Policy)/Vol-V dated 15.2.2011. For this purpose, each affected Armed Forces pensioner who were invalided out of service prior to 1.1.1996 and were in receipt of disability element/ war injury element on 1.1.1996 or thereafter, shall submit an application in the format enclosed as Annexure to this letter to the PSAs concerned through their Pension Disbursing Agencies and Record Offices in the case of PBOR and through Pension Disbursing Agencies in the case of Commissioned Officers to PSAs concerned for revision of disability element/ war injury element. PSAs may, however, also identify the affected cases from the corrigendum PPOs issued by them based on the application received in terms of this Ministry's above said letter dated 19.1.2010, and for issue of corrigendum PPO.
4. If a pensioner, to whom benefit accrues under the provisions of this letter, had already died on or after 1.1.1996 but before date of issue of this letter, the application for revision shall be submitted by the family pensioners or by his heir, as the case may be. Payment of LTA shall, however, be regulated as per the extant Government orders on the subject matter.
5. All other terms and conditions for grant / revision of disability element/ war injury element of pension in respect of Armed Force pensioners invalided out of service prior to 1.1.1996, which are not affected by the provisions of this letter, will remain unchanged.
6. This issues with the concurrence of Finance Division of this Ministry vide their ID No PC to 10(22)/2009/Fin/Pen dated 19/08/2014.
Hindi version will follow.
( Chanan Ram Saini )
Deputy Secretary (Pension)
Source: Department of Ex-Servicemen Welfare
[http://www.desw.gov.in/sites/upload_files/desw/files/pdf/2014.09.15%2012(16)2009-D(Pen-Pol)Broadbandingw.e.f%201.1.1996.pdf]
Victors who battled their own Army
CHANDIGARH: On August 15, 2009, as the nation celebrated its Independence, Sepoy Lakshman Kumar of the Dogra Regiment died after suffering head injuries in Ladakh. But his wife, Daxina Devi from Kinnaur in Himachal Pradesh, had little time to grieve as the Principal Controller of Defence Accounts (PCDA) in Allahabad denied her widow's compensation, because Kumar had died in an accident on the way to the toilet. They said he was "not on duty".
Daxina Devi challenged the denial of compensation in an Armed Forces Tribunal (AFT), saying, "It seems strange that the office of the PCDA is suggesting that a person should not even go out to attend to nature's call and if he does, he shall not be considered on duty during those particular moments". In 2013, her persistence paid off and the AFT ordered she be paid Rs 10 lakh with 10% interest. They also reiterated that a soldier taking a lavatory break during work hours is still on duty for the nation.
Battles like those fought by Daxina Devi in military and civil courts are the subject of a new book by Chandigarh-based lawyer Major Navdeep Singh. Titled Maimed by the System, the book is a collection of 19 real-life stories of defence personnel, military veterans, disabled soldiers and their families who have been wronged by the system, but fought to successfully claim their basic rights and dues post disability, battle and in some cases, even posthumously.
Of the 19 cases in the book, 15 have been handled by Singh. He says the idea behind the book was not to focus on his work alone. "I wanted to highlight the uniqueness of the cases, lack of sensitivity shown by authorities and loopholes in the system," says Singh, a volunteer-reservist with the territorial army.
Pension anomalies are the most common complaint, which can take years to resolve. In many instances, soldiers and widows are taken to Supreme Court by the Department of Ex-Servicemen Welfare (DESW) for an amount involving their basic pension of Rs 350 to 700. Singh claims currently there are over 10,000 cases pending on various issues in the AFT and other courts. If those who haven't approached the courts with their grievances are added, the number could go higher.
The book focuses on those who successfully fought back. Take the case of late Captain Manjinder Singh Bhinder, who saved over 150 lives in Delhi's Uphar Cinema blaze in 1997. Bhinder, from the 61st Cavalry Regiment, himself perished in the fire along with his wife and young son. But while the army declared his death "attributable to military service", the accounts branch disagreed and changed the verdict. After seven years of litigation in Delhi high court, Captain Bhinder's father was given benefits and other dues.
Late Sepoy Santokh Singh of the Punjab Regiment was discharged from the army on medical grounds in 1951 after 10 years service. The villager from Sehjo Majra near Ludhiana received disability pension for a bullet wound till 1959, when it was abruptly stopped without any reason being communicated to him.
As the bullet remained embedded in his upper back, he sent numerous letters to the defence accounts department, which went unanswered until 1995, when he was told that his pension was stopped because his disability was assessed as less than 20%, which made him ineligible for benefits on medical grounds. In 2001, central government officials asked for a medical certificate from a civilian doctor to confirm the bullet remained embedded in his body. Following that, his disability pension was restored but he was denied arrears 42 years. His fight continued till 2006, when he passed away. Ironically, his five sons too are in the army.
Paramjit Kaur's husband Sepoy Rup Singh posted in counter insurgency operations in J&K died in a bus accident en route home in 2007. Kaur, a resident of Moga district, Punjab, filed a claim that was rejected on the grounds of her late husband being on leave, not on duty, at the time of his death. She moved the Chandigarh bench of AFT, which ordered the Ministry of Defence (MoD) to pay her Rs 10 lakh ex-gratia. AFT also held that death of a soldier in an accident while travelling in military convoy, after proceeding on leave from his unit to home, should be deemed to be on performance of duty.
"The ironically titled DESW functioning under the MoD has always received flak for imbibing a negative anti-military veteran ethos. A crude example of this is the fact that 90% of litigation initiated by the MoD in the SC is against its own disabled soldiers," says Singh, concluding, "It is hope and triumph that the book embodies, not despair. Rather than evoke disdain for the system, the book should act as a lesson and a mirror for all of us towards a foundation of positivity and compassion."
(Source- Times of India)
Posted by GaviniVN at 6:28 PM 2 comments: Links to this post
Action to Be Taken By Retired Personnel When Still In Good Health And Sound Mind - by Brig Opinder Singh.
Let us at least try and make few changes so that our loved ones would not suffer after we go. We do not know what will happen in the future. But, as the Scout motto goes: "Be prepared.
Endorsement of Family Pension and Age of Spouse in Pension Payment Order (PPO).
1. Please check if your PPO contains an endorsement giving the name and age of the spouse and details of ordinary family pension. If it does not, at the earliest make out an application in triplicate and send it to the agency that had issued the PPO - PCDA (Pen) Allahabad/PCDA (N) through PDPA/CABS. Make sure to attach all supporting documents and duly attested joint photograph as indicated in the specimen. Keep a copy the application in the master folder that you will be making for the spouse for follow up action if necessary in case the endorsement is not received during your life time.
2. The PPO may contain endorsement of the name of the spouse as family pensioner but theage of spouse may not be recorded either in the PPO or in any other document in yourpension folder maintained by your Pension Disbursing Agency (PDA) (your bank or theagency from whom you receive your pension). In such a case, you may apply for necessary action to the DESA with copies of proof of age of your spouse. Furnish any supporting document such as a copy of the statement of family particulars submitted by you at the time of your retirement or certified and notarized copy of your spouse's birth Certificate, driving license, SSLC/Matriculation certificate, passport, voter identity card or any other normally accepted proof.
3. When the endorsement and the acceptance of age of spouse are received, attach them tothe original PPO and also make a few copies for safe custody. If the endorsement and the record of age of spouse do not exist and if you do not take action as indicated above, after your time your spouse has to go through a cumbersome and time consuming procedure to get the family pension properly authorized along with record of age- so do not delay.
NOTE: The original PPO should contain an endorsement about the family pension indicatingan enhanced rate of family pension and an ordinary rate. If there is no such endorsement,please take it up with the authorities concerned as indicated in paras 1 and 2 above. In theevent of the pensioner's demise before the age of 67, the spouse/family pensioner isentitled to the enhanced rate for seven years or till the date on which the pensioner wouldhave attained the age of 67 whichever is earlier. Thereafter the ordinary rate would apply.In both cases, the rates as periodically revised, along with the revision in pensions by successive Pay Commissions, would apply.
Bank Account for Pension
4. If you are drawing your pension through a single bank account in your name and if, atthe time of your retirement or within one year thereafter, you have not made a nominationin favour of your spouse, please do so immediately. This will enable your spouse to receive, after your time, any balance left in that account as well as any arrears of pension due to you during your life time. Consult your bank on the procedure for nomination.
5. It is now permissible to convert your single bank account for pension into a joint accountwith your spouse/person mentioned in your PPO as the one entitled to receive familypension. If you have not already done so, please submit an application to your bank to this effect. After your time the joint account will become a single account in your spouse's name into which the family pension and any life time arrears (LTA) can be credited. It is desirable to make a nomination as indicated in Para 4 above even if the pension account has been converted into a joint account so as to ensure trouble-free payment of your(LTA) to the spouse/nominee after your time.
6. If you do not wish to take action as per 4 above, open a joint account in the name ofyourself and your spouse, preferably in the same bank, if you have not already done so.This will automatically become a single account after your life time and the family pensioncan be credited to this account. Alternatively, open a single account in the same bank in the name of your spouse so that, when the time comes, on advice to the bank, the family pension can be credited to this account. Also ensure that your spouse makes a nomination in favour of a child/family member or any other person of her/his choice for this single account so that when the need arises, the nominee can get the amount left in that account without any further formality.
7. Make sure that the nominations/ conversions into joint account as applicable as per paras 3, 4 and/or 5 above are duly reflected in the bank records and also keep the relevant copies of such endorsements in the master folder for your spouse.ECHS Membership
8. Ex-Servicemen Contributory Health Scheme (ECHS) came into effect on 01 Apr 03 as apublic funded Government Health Scheme for provision of medical care to Ex-Servicemen(ESM) in receipt of pension or disability pension and their dependants including spouses(wife/ husband), legitimate children and wholly dependant parents. If you have not alreadydone so, you may consider enrolling yourself as a member. Please contact the nearest ECHSPoliclinic/Naval Station for detailed information and assistance in enrolling.
Check all your nominations
9. It's a usual practice to put a name (i.e., in the first place if you have mentioned it) and royally forget about it. Most of us have named one of our parents as a nominee forinvestments, bank accounts opened before marriage. We have not changed the same evenyears after they are no longer there with us. Even your salary account usually has no nomina-tion. Therefore, kindly check your Nominations for :-
- Bank Accounts
- Fixed Deposits, NSC
- Bank Lockers
- Demat Accounts
- Insurance (Life, Bike or Car or Property)
- Investments
- PF & Pension Forms
10. We have passwords for practically everything. Email accounts, Bank accounts; even forthe laptop you use. What happens when your next of kin cannot access any of these simplybecause they do not know your password? Put it down on a paper.Investments
11. Every year, for tax purposes, we do investments. Do we maintain a excel sheet about it.If so, is it on the same laptop of which the password is not shared? Where are thosephysical investments hard copies? Put all documents in a file systematically.
12. When you take a loan say for your house or car, check out on all the what ifs.... .what ifI am not there tomorrow? what if I lose my job? Will the EMI still be within my range? Ifnot, get an insurance on the loan. The people left behind will not have to worry onsomething as basic as their own house.
MASTER FOLDER FOR SPOUSE/FAMILY MEMBERS
13. Open a sufficiently big and thick folder and title it as 'ACTION TO BE TAKEN IMMEDIATELY ON THE DEATH OF (YOUR NAME). This folder will contain all relevantdocuments, letters and instructions to facilitate appropriate and timely action by thespouse/family members when the time comes.
14. It is always advisable to execute a will. No particular form is prescribed by law. It can behandwritten or typed on thick paper with each page signed by the testator and the attestingwitnesses. Registration of the will is optional. The only legal requirements are:-
the testator should be of sound and disposing mind at the time of executing the will, the testator has signed in the presence of two attesting witnesses each of whom will also sign in the presence of the testator and an endorsement to this effect is necessarily made before the signature of the testator after which the attesting witnesses should affix their signatures along with their addresses. However legal advice may be taken to prepare the will to suitindividual circumstances.
It is also necessary to ensure that the nomination as mentioned in Para 4 and 5 above and the provisions of the will are consistent with each other.You and your spouse may also consider her/his executing a separate will to cover all contingencies such as her/his pre-deceasing.
15. Place the following in separate envelopes with the details of the contents written on them and place the envelopes in a Master folder.
(a) Original and one copy of the Pension Pay Order (PPO) (the latest) issued by PCDA (Pensions) Allahabad PCDA (N) as applicable to you.
(b) Original and one copy of the bank nomination Proforma (refer para 3) received from the bank/Pension Disbursing Office if applicable.
(c) Original and a few signed copies of the will (refer para 11).
16. Make out the letter of intimation in required number of copies, including some spare copies, to be completed by filling in the blanks, signed and sent by the spouse when the time comes. Also prepare an envelope of appropriate size for each of these letters and typeout or write the corresponding address on the envelope. Serially number the envelopes in the same order as in the distribution list of the letter. Place all these envelopes in the master folder.
17. The letter of intimation mentioned in para 13 above mainly relates to service requirements, formalities, pension and benefits. Several other agencies, (eg associations, clubs, time share companies, credit card agencies etc), besides service ones, with whom you have dealings, will have to be informed and have to take appropriate action when the time comes. You may prepare letters and addressed envelopes as suggested in para 13 above to cover such cases also.
INSTRUCTIONS TO (SPOUSE/ RELATIVES) ON ACTION TO BE TAKEN IMMEDIATELY On the occurrence of Death
18. A doctor has to confirm and certify the death. If it takes place or is confirmed in a hospital, clinic or nursing home, get the certificate from the doctor attending or in charge. If at home, get a doctor to visit, confirm death and certify. The certificate is required to be taken and presented at the funeral place as without it the body will not be allowed to be cremated/buried. If possible, get this certificate in duplicate so that one copy is availablefor reference if required later.
19. Inform close relatives and friends on telephone.
20. Decide on the timing and venue of funeral.
21. Present the original of the certificate mentioned in para 1 above at the funeral place. After cremation/burial has been performed, obtain a receipt to that effect from the person in charge at the funeral place. This is required to be produced when applying for the death certificate from the municipal authorities.
22. Make a few (3 or 4) copies of the receipt mentioned in para 4 above for reference if required later.
"YEAR OF THE EX-SERVICEMEN' - Death Certificate
23. As soon as possible after the initial formalities are over make out an application in the prescribed form if any (to be obtained from the concerned office). Enclose the application, along with the original of the receipt from the funeral place, addressed to the Registrar of Births and Deaths, hand it over to the concerned office and obtain a receipt. In case it is not possible to hand over the envelope to the office, send it by registered post, acknowledgement due. Ask for at least ten original signed copies of the death certificate. Please note that some recognized hospitals certifying the death as per para 1 above are also authorized to receive the application and issue the death certificate.
24. Normally deathcertificate is issued in 3 to 4 days. As soon as you get it make several copies of the death certificate, about a dozen or so, as they will be required to be submitted for several purposes. Action Relating to Service - for Record, Family Pension and other Benefits
25. As soon as possible after collecting the necessary documents such as the death certificate, take out the master folder marked 'Action to be Taken Immediately on the Death of ______'. Take out from the folder the envelopes serially numbered 1 to--- with addresses already typed/ written on them. Date the letter of intimation in each envelope, fill in the blanks as indicated below and sign the letter.
(a) Date and cause of death in para 1
(b) Death certificate number, date and issuing authority in para 2.
(c) Para 4. Retiring pension- at the time of making these instructions, the retiring pension is Rs..... (basic) pm. If there is no further change till date, enter this amount; if there has been asubsequent revision, enter the latest figure. The PPO Corr mentioned is the latest available If a Corr has been subsequently issued, add the reference No of the same at the end of this para and also enclose a copy of this Corr in the envelope for Dept of Sainik Welfare.
26. Prepare each envelope for dispatch by enclosing the documents as mentioned against the addressee in the distribution list of the letter. If feasible, hand over the envelopes to the bank and the Dept of Sainik Welfare and obtain an endorsement of receipt in the master copy. Alternatively send them as well as the letters to AFGIS and CDA by registered post acknowledgement due. The rest of the letters may be sent by ordinary post.
27. It may take about 30 to 45 days for the addressees to take necessary action. If after 45 days the required action is not taken by any of the addressees, you may send a reminder with a copy to the Association Branch with a request for assistance to expedite action.
28. Keep a copy of any letter sent to these or any other addressees for future reference.
29. The action indicated in the specimen mainly relates to service related requirements. You may like to make the instruction sheet more comprehensive by adding details of your investments and their disposal, your specific wishes on religious rites, disposal/donation of eyes etc, changes in the action list in the event of the spouse pre -deceasing you and any other instruction that you consider appropriate. Place this instruction sheet on top of all other contents of the master folder and keep the folder, suitably covered, in a safe place. In case you wish to donate your eyes or other body parts, this should be mentioned in bold letters right on top in the instruction sheet.
30. Explain to your spouse and other family members the purpose of the whole exercise, the details contained in the instruction sheet and the place where the master folder is kept. Make sure that they understand all the requirements and will be able to take action as necessary when the time comes. They should also know whom to approach if they are in trouble and need assistance.
Have you already done this or else do it now?
1. Check if your pension account is joint?
2. Ensure spouses and your date of birth is entered correctly in the account details.
3. Complete FORM B afresh and submit to the bank.
4. Keep details of your PPO number carefully and let your spouse know about it. Write it on the passbook.
5. Become a member of ECHS it is to your advantage in a serious illness.
6. Check if you are getting correct Pension/Family pension.
7. The bank is bound to give you a pension slip every month please demand it and ensure bank gives you.
8. JCO and below please check if you are getting increased pension from01/07/2009. This increase is not for Widows.
9. If you are getting disability pension then ensure you have given the form to the bank for increase in pension. Old disability upto 49% is now 50% old 50 to 75 % is now75% and beyond that it is 100% .The pension is also applicable to those who served with the disability and not invalidated.
10. Keep all your accounts and financial documents in joint name.
11. Do not handover the original PPO and other documents to anyone. Please give only xerox copies.
12. Make your will and keep it safe with someone you trust. Keep your spouse informed. Amend it as and when required. A will does not need to be registered and should be signed by any two individuals who have no interest in the will.
13. Demand Annexure IV from your bank. They are duty bound to give it to you.
14. Every year in Nov ensure Life Certificate is given to the bank.This need not be signed by the branch manager of the Bank paying pension but any of the following :
1. A serving or pensioned person exercising the powers of a Magistrate underthe criminal procedure code (Act-V of 1898).
2. A registrar or sub-registrar appointed under the Indian Registration Act 1908(XVI of 1908).
3. A Gazetted Officer.
4. A Munsif.
5. A police officer not below the rank of Sub-Inspector incharge of Police station.
6. Post Master, a Departmental Sub-Post Master or an Inspector of Post Office.
7. Officers of the Reserve Bank of India and other PSBs in respect of pensionersdrawing pension from Banks.
8. The head of the village Panchayat, Gram Panchayat or Head of an executive committee of a village.
9. Retired Commissioned Officers of the Armed Forces in respect of pension bill form IAFA-319 of Commissioned Officers, departmental Officers and Warrant Officers.
EXECUTION OF WILL- General
1. All Wills should be clear-cut unambiguous and precise. Please refer to AO 4/91.
2. An Executor can be a beneficiary under the Will.
3. Witnesses cannot be beneficiaries under the Will.
4. All Wills are revocable. However, in case of revoking any Will especially so a registered Will – it should be clearly stated in the latest Will that, "All previous Wills, whether registered or un-registered, whatsoever and wherever, stand revoked and cancelled". This will avoid any controversies.
5. It should be noted that a registered Will takes precedence over an un-registered Will. Hence in case of any revocation or alteration of an earlier Will, the latest Will must be registered.
6. Probate is mandatory for immovable properties situated in West Bengal, Pondicherry, Chennai and Mumbai. The Executor of the Will has to apply for the probate in the courts concerned in these States.
7. Probate is not necessary in other States of India, especially so if the Will is a valid registered document.
Choice of an Executor
8. Execution of any Will rests with the Executor of the Will. Hence it is imperative that the executor be an honest, trustworthy and reliable person.
9. It is advisable to have a younger person in good health as an Executor, to try and ensure that he/she does not pre-decease the Testator of the Will. To avoid such an eventuality, an Alternative Executor may also be appointed in any Will.
10. It is advisable to appoint a reliable lawyer as an Executor, in case the property has to be divided amongst different heirs, or if a Will gives only life interest to any one person and thereafter the ownership rights vest with someone else.
11. The Executor must know the contents of the Will and be will and be willing to execute the Will according to the wishes of the Testator.
12. The Executor must be a resident of thesame town as the Testator, to enable him to executethe concerned Will, legally and expeditiously.
Choice of Witnesses
13. Witnesses need not know the contents of the Will, but they must be present at the time with the Testator and all of them must sign the Will in the presence of each other.
14. Beneficiaries cannot be Witnesses to any Will.
15. Witnesses should preferably be younger to the Testator, of sound integrity and good financial position, to ensure that they cannot be "bought over" by any disgruntled beneficiary or relations.
16. Witness should also be permanent residents of the same town as the Testator, so that they can easily give evidence in Court, if required.
Contents of a Will
17. It is advisable Not to disclose the contents of a Will to the beneficiaries. Such disclosure generally leads to un-necessary arguments, and harassment of the Testator.
A WORD OF CAUTION
18. It has been observed that the tendency to treat the elderly dependents with a degree of callousness, is becoming rampant in our society today. It is therefore advisable that the Testator of WILL makes full provisions for financial independence for self and spouse while executing a Will.
ACTION TO BE TAKEN ON DEMISE OF LIFE PARTNER
1. In case of death due to an accident lodge an FIR at the nearest Police Station, and get their written clearance before last rites are performed.
2. Arrange last rites even in cases of natural demise only after getting Medical Certificate of Death from a doctor. Intimate location, date and time for 'Chautha'/Prayer meeting to all concerned preferably through an insertion in the News Paper(s).
3. Publish Obituary in Local Paper(s).
4. Obtain Death Certificate-20 or more copies from the Municipal Authority forRegistration of Births and Deaths. These are required to be submitted with all claims.
5. Forward the information with certified photocopy of the Death Certificate andrelevant details of the deceased to the following: -
(a) PCDA (Pension), AG's Branch MP 5 (b), PS-4 and Army Officer's
Benevolent Fund.
(b) AGI For life Insurance cover as applicable.
(c) Bankers For family pension, FDs, Loans (if any) and Locker.
(d) Station HQ Surrender Identity card of the deceased and issue of Canteen Card.
(e) Clubs For transfer of membership or refund of security deposit as
applicable.
(f) Municipal Authority/AWHO/DDA (as applicable) For transfer of
House/Apartment to single name of the surviving spouse as per the WILL of the deceased.
(g) MTNL For transfer of tele connection and future billing.
(h) DVB For future billing for power consumption.
(j) ITO For closing the IT file of the deceased and linking up with the Files ofbeneficiaries. Also applicable for wealth Tax assessment.
(k) Licensing Authority For Motor Vehicles, and Personal Arms and farm Machinery Tractors etc.
(l) LIC/GIC For insurance policies covering Life, Medical, Property etc.
(m) Rajya Sainik Board For issue of Ex-servicemen Widow IdentityCard.
6. Obtain Probate of WILL if required by applying to the Dist Judge under Indian Succession Act 1925.
Brig Opinder Singh.
( mail...id...opikspm@yahoo.com./fortglobal.okay@gmail.com.
Tele Numbers...0172-2632501, 9914709980.
Add....2501/B, AWHO Flats,Sector 47/C,CHANDIGARH.)
(SOURCE-SANJHA MORCHA BLOG)
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Vanuatu Holds Micro Finance Trade Fair In Port Vila
Primarily ni-Vanuatu owned businesses to set up 50 stalls
By Jonas Cullwick
PORT VILA, Vanuatu (Vanuatu Daily Post, August 12, 2014) – The final program for the three-day Vanuatu Micro Finance Trade Fair to be staged this week – from Thursday through Saturday, August 14-16, at the Seafront Park in Port Vila, has been completed and approved by the Organizing Committee of this now growing annual event.
This has been confirmed by the Chairman of the Organizing Committee of the Micro Finance Trade Fair, John Aruhuri.
The theme of the trade fair is the same as the 2013 event "Empowering Small and Micro Enterprise Development".
Aruhuri says participants from outside of Port Vila and Efate will begin arriving in the capitol this week ahead of the opening of the micro finance trade fair on Thursday morning.
As in the past, this week's official opening ceremony at the Seafront Park will begin with a float parade starting at the Chantilly's On the Bay and the Moorings Hotel at 10 a.m. to be led by the Vanuatu Mobile Force brass band. The march will again this year feature colorfully-decorated floats by different micro finance groups and businesses, many of whom will participate in the trade fair.
The Lord Mayor of Port Vila, Ulrich Sumptor has been invited to participate in the opening ceremony, and because the Prime Minister, Joe Natuman, will be away during this time, the Deputy Prime Minister and Minister for Trade, Commerce, Industries, and Tourism, Ham Lini, will officially open the trade fair.
The program for the official opening ceremony includes judging of floats participating in the parade, a reception, and custom dance entertainment for invited guests.
Aruhuri says the 50 stalls for the trade fair will be erected on Wednesday.
"The main focus of the micro finance trade fair is on the ni-Vanuatu involved in business and will feature success stories and those in the micro finance service industry such as the National Bank of Vanuatu (NBV), Vanwods (Vanuatu women's microfinance scheme), and the Department of Industries," Chairman John Aruhuri explained.
Tourism development under the Tourism Ambassador Program is a new feature. Mothers and women involved in vendors business for tourists will be participating to enable them to make contacts with local producers. This is so the women can move away from the current dependence on sale of imported goods to more locally-made products, says the chairman.
"It is a whole package. The micro finance trade fair will bring together businesses with success stories from around the country, providers of credit such as NBV, Vanwods, Vanuatu Financial Services Commission, Cooperative Department, the Reserve Bank of Vanuatu, and Government Services such as the Departments of Industries, Agriculture, Livestock, Forestry, and Fisheries to provide information," Aruhuri continued.
He said participants will include Tamanu Products, Vanuatu Pottery – who will display finished products and demonstrate pottery-making, Bela Trading – producers of virgin coconut oil, Bruno Sam – who will promote island kakae (food) in what he calls "Festival of Local Kakae", Tahos Timber – timber and furniture products, Fibreglass Vanuatu – makers of fiberglass boats and water tanks, Van Global – suppliers of Sola units, CNS – the IT and computer products dealers Vanuatu Network Services, and North Efate Timber – timber and furniture products.
The tourism section will host six stalls. There will be one stall to demonstrate natangura (sago palm) seed carving, two doing clothing and screen painting, one on home decoration, one to showing cane furniture, and one on sculpture carving, all of which will allow mothers and women to talk with local suppliers, says the Chairman.
One of the main sponsors of the event, NBV will have six stalls to showcase success stories from around the country that have come up in business using the bank's financial literacy program.
The Forestry Department will demonstrate the use of a new easy-to-use portable saw mill using chain saws, which will be of great benefit to small millers throughout the islands.
For entertainment, Aruhuri says the focus will be on making entertainment a business, and it will feature 12 steel bands, 11 string bands, and 11 custom dances – two each from Tanna and Pentecost and one each from Ambrym, Futuna, North Efate, Vanualava, Ambae, Tonga, and a group of children from different islands.
"Since Friday is a public holiday in the country, it is anticipated that school children in Port Vila and Efate will use the time to be part of the event," Aruhuri adds saying that this year prizes will be given at the end of each day instead of at the end of the trade fair.
On the final day, the program includes "swim for the pig" races at the sea front, which has been very popular in the past, and canoe races which this year will feature canoes from Erakor, Mele and Ifira.
COOK ISLANDS SOLDIER KILLED IN IRAQ
BANISHED TAIWANESE FISHING VESSEL PAYS FINE IN COOKS
Proposed Am. Samoa Anti-Trafficking Law Raises Concerns
FSM VICE PRESIDENT PAYS OFFICIAL VISIT TO


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Télécharger How to Get Away with Murder, Season 4 [ 16 épisodes ]
How to Get Away with Murder, Season 4 en téléchargement 100% légal, streaming, replay et VOD.
How to Get Away with Murder, The Complete Series Episode 3 (Season 1, Episode 3: Smile, Or Go to Jail)
Annalise helps a soccer mom get released from jail after she was arrested for a misdemeanor, but just as she's about to walk free, she's arrested again by the FBI in connection for felony murder. Annalise and her students are tasked with...
How to Get Away with Murder, The Complete Series Episode 8 (Season 1, Episode 8: He Has A Wife)
The team represents a mother who's on trial for killing her family's nanny while on heavy medication. Meanwhile, a shocking discovery is revealed in Lila's case that could change everything for Rebecca and Bonnie's loyalty to Annalise is...
How to Get Away with Murder, The Complete Series Episode 85 (Season 6, Episode 10: We're Not Getting Away With It)
Annalise's disappearance is uncovered; following Asher's death, Michaela and Connor are charged with murder and must make the most difficult decision of their lives; Bonnie reveals a secret about Tegan; Gabriel becomes a potential murder...
How to Get Away with Murder, The Complete Series Episode 21 (Season 2, Episode 6: Two Birds, One Millstone)
Annalise takes on a new client, a transgender professor accused of killing her husband. Meanwhile, the Keating 5 are left to handle the Hapstall case and they discover a shocking new suspect.
How to Get Away with Murder, The Complete Series Episode 28 (Season 2, Episode 13: Something Bad Happened)
With Philip still out there, Annalise tries to keep the team from panicking and get one step ahead of Philip's threats. Meanwhile, Wes and Laurel start putting the pieces of Wes' mothers death together.
How to Get Away with Murder, The Complete Series Episode 42 (Season 3, Episode 12: Go Cry Somewhere Else)
Tensions in the courtroom run high, as the prosecution seeks to bring forth a new charge against Annalise. Meanwhile, Nate uncovers a crucial piece of information that could threaten his own innocence, as detectives call Oliver in for...
How to Get Away with Murder, The Complete Series Episode 6 (Season 1, Episode 6: Freakin' Whack-A-Mole)
A case gets personal for Annalise and the team when their client is a man from the projects who was sentenced to death by Asher's father several years ago. Meanwhile, Wes is still angry at Annalise for hiding information about Lila's...
How to Get Away with Murder, The Complete Series Episode 39 (Season 3, Episode 9: Who's Dead?)
Annalise receives a tip about A.D.A. Atwood that leads to a heated confrontation with Nate. Meanwhile, the deadly events leading up to Annalise's house fire reveal who is under the sheet.
How to Get Away with Murder, The Complete Series Episode 80 (Season 6, Episode 5: We're All Gonna Die)
During therapy, a young Annalise is forced to acknowledge a pivotal reality that makes her admit a hard truth; Frank returns home with a secret to share about Laurel's disappearance; Michaela accepts an offer to work alongside her...
How to Get Away with Murder, The Complete Series Episode 32 (Season 3, Episode 2: There Are Worse Things Than Murder)
With her job on the line, Annalise fights back against the Middleton University Board. Meanwhile, secrets are exposed as the Keating 5 compete to take on the case of a battered woman accused of murdering her husband.
How to Get Away with Murder, The Complete Series Episode 31 (Season 3, Episode 1: We're Good People Now)
With Wallace Mahoney's murder unsolved and Frank's whereabouts unknown, the Keating 5 struggle to move on with their lives as they enter into their second year of law school. Meanwhile, Annalise's reputation at Middleton University is on...
How to Get Away with Murder, The Complete Series Episode 49 (Season 4, Episode 4: Was She Ever Good At Her Job?)
Feeling like she's found her purpose again, Annalise focuses on developing her big case and Bonnie grows suspicious. Meanwhile, Connor gets a surprise visit from his dad, and Laurel turns to an old friend to relieve some stress.
How to Get Away with Murder, The Complete Series Episode 2 (Season 1, Episode 2: It's All Her Fault)
Annalise takes on a new client, Max St. Vincent, an eccentric millionaire who is the key suspect in his wife's brutal murder. All the clues point to St. Vincent as the killer, but Annalise challenges her students to prove he's...
How to Get Away with Murder, The Complete Series Episode 1 (Season 1, Episode 1: Pilot)
Annalise Keating is a tough as nails Criminal Law Professor. In her class, "How to Get Away with Murder," Annalise challenges her students to solve some of the most difficult criminal cases that her law firm takes on, and in the end,...
How to Get Away with Murder, The Complete Series Episode 54 (Season 4, Episode 9: He's Dead)
As a police investigation gets underway after Simon's accidental shooting, the "Keating Four" deal with a new set of obstacles. Meanwhile, a distraught Annalise finds herself in an unimaginable situation as Laurel and her baby struggle...
How to Get Away with Murder, The Complete Series Episode 4 (Season 1, Episode 4: Let's Get to Scooping)
Annalise and her students uncover a shocking truth while investigating the case of Marren Trudeau, founder and CEO of a major brokerage firm, who has recently been arrested for insider trading. Meanwhile, Wes discovers a cell phone...
How to Get Away with Murder, The Complete Series Episode 12 (Season 1, Episode 12: She's A Murderer)
A shocking discovery in Sam's case changes everything for Annalise and the students.
How to Get Away with Murder, The Complete Series Episode 11 (Season 1, Episode 11: Best Christmas Ever)
School is back in session after the holiday break and the entire university is talking about Annalise's missing husband. The Keating Five continue to be questioned by the police and we find out exactly how they've been dealing with the...
How to Get Away with Murder, The Complete Series Episode 9 (Season 1, Episode 9: Kill Me, Kill Me, Kill Me)
It's the evening of the bonfire and we finally see what exactly happened on the night of Sam's death.
How to Get Away with Murder, The Complete Series Episode 7 (Season 1, Episode 7: He Deserved to Die)
Annalise and the team are focused on Rebecca's case, but when the judge enforces a gag order, Rebecca takes things into her own hands. Meanwhile, Michaela is surprised by a pre-nup, sparks fly between Laurel and Frank, and in...
How to Get Away with Murder, The Complete Series Episode 15 (Season 1, Episode 15: It's All My Fault)
Wes, Connor, Michaela and Laurel may have dug themselves in too deep a hole for Annalise to save them, and the shocking truth about Lila's murder is finally revealed.
How to Get Away with Murder, The Complete Series Episode 14 (Season 1, Episode 14: The Night Lila Died)
In flashbacks, we start to piece together what really happened the night of Lila's murder. In present day, Annalise takes on a priest who is accused of murdering another priest. Meanwhile, Connor and Oliver take things to a new level in...
How to Get Away with Murder, The Complete Series Episode 5 (Season 1, Episode 5: We're Not Friends)
Annalise takes on a tough case defending a minor who fatally shoots his police officer father. Meanwhile, Annalise and Sam continue to argue over his relationship with Lila, and Wes and Rebecca begin to question Annalise's motives. In...
How to Get Away with Murder, The Complete Series Episode 69 (Season 5, Episode 9: He Betrayed Us Both)
Now that Connor and Oliver have tied the knot, the crew must deal with the consequences of the wedding night's murder; and Annalise is forced to reckon with secrets from her past.
How to Get Away with Murder, The Complete Series Episode 73 (Season 5, Episode 13: Where Are Your Parents?)
Annalise gathers everyone together for the holidays while she wrestles over a difficult decision about her future, and the investigation into Miller's murder starts to widen.
How to Get Away with Murder, The Complete Series Episode 65 (Season 5, Episode 5: It Was The Worst Day of My Life)
After Annalise chooses Gabriel as her second chair, the unexpected duo puts all of their efforts into Nate Sr.'s murder re-trial as they try to convince a jury to grant an insanity plea. Meanwhile, Bonnie struggles to rebound after a...
How to Get Away with Murder, The Complete Series Episode 13 (Season 1, Episode 13: Mama's Here Now)
Annalise is wracked with guilt and turns to an unlikely source for help. Meanwhile, Bonnie must step up and represent a new client accused of rape.
How to Get Away with Murder, The Complete Series Episode 10 (Season 1, Episode 10: Hello Raskolnikov)
It's the day after Sam's murder and the students are called in to help Annalise find her missing husband, but just how much does Annalise know? And when a surprise visitor shows up in town, getting away with this murder might not be as...
How to Get Away with Murder, The Complete Series Episode 66 (Season 5, Episode 6: We Can Find Him)
Annalise receives a call from Governor Birkhead, and is forced to weigh an interesting offer, while Bonnie reunites with her sister looking for answers from what happened years ago. Connor and Oliver try to keep their cool while their...
How to Get Away with Murder, The Complete Series Episode 62 (Season 5, Episode 2: Whose Blood Is That?)
Annalise preps to defend her first class action plaintiff and adjusts to the politics of the new job. Meanwhile, Frank is suspicious of Gabriel and does some investigating of his own, and Asher complicates Bonnie's new life away from...
How to Get Away with Murder, The Complete Series Episode 67 (Season 5, Episode 7: I Got Played)
Connor and Oliver attempt to secure a church for their wedding to appease their moms. Meanwhile, Annalise and Nate continue their quest for justice in the face of endless obstacles and grave circumstances, and Annalise begins to doubt...
How to Get Away with Murder, The Complete Series Episode 72 (Season 5, Episode 12: We Know Everything)
Nate and Annalise both need to keep Gabriel close to ensure their secrets stay hidden.
How to Get Away with Murder, The Complete Series Episode 20 (Season 2, Episode 5: Meet Bonnie)
Asher discovers not everything is what it seems when you work for Annalise. Meanwhile, Frank is presented with a situation that hits close to home, and Wes' search to find out more about Rebecca's disappearance culminates into an...
How to Get Away with Murder, The Complete Series Episode 24 (Season 2, Episode 9: What Did We Do?)
ADA Sinclair discovers a break in her favor in the Hapstall case, but her actions result in a deadly outcome as details are revealed about the night Annalise was shot, including the person responsible for pulling the trigger, on the...
How to Get Away with Murder, The Complete Series Episode 68 (Season 5, Episode 8: I Want to Love You Until the Day I Die)
Connor and Oliver's big wedding day has arrived, but there's murder in the air; and the mystery of who the unlucky victim is will be revealed.
How to Get Away with Murder, The Complete Series Episode 75 (Season 5, Episode 15: Please Say No One Else Is Dead)
Annalise and her team need to get to the truth before the truth gets them.
How to Get Away with Murder, The Complete Series Episode 74 (Season 5, Episode 14: Make Me the Enemy)
Annalise is determined to get to the truth about Nate Sr.'s murder and will stop at nothing until she does.
How to Get Away with Murder, The Complete Series Episode 25 (Season 2, Episode 10: What Happened to You, Annalise?)
A few weeks have passed since Wes shot Annalise. Wes and The Keating 5 deal with the fallout from that night, as Annalise is faced with a complicated road to recovery.
How to Get Away with Murder, The Complete Series Episode 71 (Season 5, Episode 11: Be the Martyr)
Nate is on a mission to prove he was right about the culprit in his father's murder, while Bonnie begins to doubt herself; and Annalise turns the tables in the courtroom.
How to Get Away with Murder, The Complete Series Episode 18 (Season 2, Episode 3: It's Called the Octopus)
When Annalise takes on a new client, the team must investigate a very high end sex club to get answers. Meanwhile, Annalise is still representing the siblings accused of killing their parents, but the case takes a turn for the worse when...
How to Get Away with Murder, The Complete Series Episode 70 (Season 5, Episode 10: Don't Go Dark on Me)
As the investigation into Miller's murder intensifies, Bonnie and Nate formulate their alibis while Annalise devises a plan to ensure Gabriel never learns the truth about his father.
How to Get Away with Murder, The Complete Series Episode 63 (Season 5, Episode 3: The Baby Was Never Dead)
Annalise and Emmett defend a wealthy CEO accused of killing his business partner, while the governor goes after Annalise and puts her new caseload and legal clinic in jeopardy. Bonnie struggles to accept her budding romance, and Asher...
How to Get Away with Murder, The Complete Series Episode 64 (Season 5, Episode 4: It's Her Kid)
Annalise and Nate look to get Nate's dad a psych evaluation so that they can have his murder case retried under an insanity plea. Meanwhile, Michaela works overtime to convince Tegan to give her a chance to earn her trust back, and...
How to Get Away with Murder, The Complete Series Episode 29 (Season 2, Episode 14: There's My Baby)
The Keating 5 are called into questioning by A.D.A Denver about the night Emily Sinclair was murdered. Meanwhile, Caleb goes missing as the manhunt for Philip intensifies.
How to Get Away with Murder, The Complete Series Episode 23 (Season 2, Episode 8: Hi, I'm Philip)
Philip makes a threatening move and ADA Sinclair may have figured out a way to take down Annalise. Meanwhile, Catherine and Caleb are forced to make a life changing decision.
How to Get Away with Murder, The Complete Series Episode 17 (Season 2, Episode 2: She's Dying)
Annalise and her team are blindsided when investigators try to pin a new charge on the wealthy siblings she's been hired to represent. Meanwhile, things for Annalise become even more difficult when she's brutally cross-examined on the...
How to Get Away with Murder, The Complete Series Episode 30 (Season 2, Episode 15: Anna Mae)
With chaos surrounding Annalise, she can't stand the pressure anymore and needs to escape. Meanwhile, Frank must come to terms with the things he has done while Wes continues to get closer to finding out about his past.
How to Get Away with Murder, The Complete Series Episode 22 (Season 2, Episode 7: I Want You to Die)
Annalise and the team are hired to represent a client accused of badgering somebody to the point of suicide. Meanwhile, Eve returns to defend Nate after ADA Sinclair serves him for a possible new murder charge, and Bonnie learns about...
How to Get Away with Murder, The Complete Series Episode 61 (Season 5, Episode 1: Your Funeral)
Annalise selects students for her new legal clinic at Middleton and juggles job offers from competing firms, all while the Keating 4 attempt to move on from last semester's turmoil.
How to Get Away with Murder, The Complete Series Episode 77 (Season 6, Episode 2: Vivian's Here)
As Michaela, Asher and Connor gear up for their last semester of law school, they take on a weighty case involving an illegal immigrant who wants asylum; Michaela boycotts going to class after a blowup with Annalise about her father.
How to Get Away with Murder, Season 4 en DVD
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Q: Creating a series of vectors from a vector I have a simple two vector dataframe (length=30) that looks something like this:
> mDF
    Param1 w.IL.L
1   AuZgFw    0.5
2   AuZfFw      2
3   AuZgVw   74.3
4   AuZfVw  20.52
5   AuTgIL   80.9
6   AuTfIL  193.3
7   AuCgFL    0.2
8   ...

I'd like to use each of the rows to form 30 single value numeric vectors with the name of the vector taken from mDF$Param1, so that:
> AuZgFw
[1] 0.5

etc
I've tried melting and casting, but I suspect there may be an easier way?

A: The simplest/shortest way is to apply assign over rows:
mDF <- read.table(textConnection("
Param1 w.IL.L
1   AuZgFw    0.5
2   AuZfFw      2
3   AuZgVw   74.3
4   AuZfVw  20.52
5   AuTgIL   80.9
6   AuTfIL  193.3
7   AuCgFL    0.2
"),header=T,stringsAsFactors=F)
invisible(apply(mDF,1,function(x)assign(x[[1]],as.numeric(x[[2]]),envir = .GlobalEnv)))

This involves converting the second column of the data frame to and from a string.  invisible is there only to suppress the output of apply.
EDIT: You can also use mapply to avoid coersion to/from strings:
invisible(mapply(function(x,y)assign(x,y,envir=.GlobalEnv),mDF$Param1,mDF$w.IL.L))

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