These sticker are great for learning money! Students love earning stickers for good behavior, scholastic excellence and more! Stickers are a teacher must-have! Each pack includes 100 acid-free stickers per pack.
Mathematics Achievement Certificates are awarded to students who have shown outstanding work in math class. These Hayes certificates are beautifully designed with a black background that features different mathematical figures. These math awards are great to give out at end of the school year parties and award ceremonies. Beautiful, authentically designed Hayes certificates printed in full color on high quality paper, will become a keepsake from that special day for years to come. These blank math achievement awards can be personalized with the student's name and information regarding the award. They can be either handwritten or printed with a downloadable template. Measures 8.5" x 11". Each pack includes 30 diplomas.
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Beautiful, authentically designed Hayes certificates printed in full color on high quality paper, will become a keepsake from that special day for years to come. Certificate reads: Mathematics Achievement Certificate This Honor Is Bestowed Upon _____ in recognition of outstanding achievement in _____ Awarded at _____ this _____ day of _____ year of _____. Downloadable templates available to personalize or can be handwritten. Inkjet or laser printer compatible. Certificates measure 8.5" x 11" and come 30 per pack.
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These colorful, fun stickers give practical study information to reinforce basic language and math skills. Each sticker is 4" X 4". Stick them on a desk top or stick them in a notebook or folder. Perfect reference guides to reinforce what is being taught. 20 stickers.


These courses show you how to look at the design and the art of cutting, and the synergy between the two. Looking at hair as a material and using new texturising and sculpting techniques, it will enable you to deliver new looks and designs. You will also discover how to build and create a character – whether for fashion, advertising, film or theatre – and how to bring that to your everyday client.
This will give you the tools to be completely clear on your objectives. For me it made life so easy to recruit staff or just simply achieve goals and enjoy life doing it!
Creating your visual image. Once you have your brand clearly defined, it's time to work on your visual image.
Be the best of the best whether training clients or on stage at the Albert Hall (London), it's all about our performance!
Look at inspiration and what this means.
This immersion will give you a thorough understanding of what it's like working in front of the camera.
On set etiquette – what do I need to know?


The global toll of mesothelioma is daunting, and has been detailed by Julian Peto, PhD, in a range of articles and presentations. The article and presentations by Peto are wonderful, but complex to the point some find them hard to use. Therefore, back in 2012, Jessica Horewitz and I worked together to write an article presenting the gist of the data in format suited to a wider audience. See Jessica B. Horewitz and Kirk T. Hartley, A Global View of Mesotheliomas and Asbestos Litigation: Both Are Many Years Away From Peaking When Looking Outside the US, 9 Mealey's International Asbestos Liability Report, #12 (February 2012). The article is online at Scribd. The full text of the article also is online at Mondaq. The full text also is pasted below.
Asbestos-caused disease – and resulting personal injury litigation – are sometimes viewed as uniquely American phenomena. But in fact asbestos-caused disease is growing around the world, resulting in several nations enacting asbestos compensation funds, and various nations experiencing increasing amounts of litigation seeking compensation for asbestos-caused injuries. The rising incidence of asbestos-related disease arises from historic patterns of use of the naturally-occurring mineral fiber. And, over the recent decades, asbestos use expanded in Asia, Africa, Russia1 and South America,2 thus setting in motion events predicted to cause future disease. The global spread of asbestos compensation payments and litigation is in turn a function of increasing disease, the increasingly global nature of tort litigation, and the power of the Internet, as well as alliances between lawyers and NGOS around the world.
Historic patterns of asbestos use are the root cause of today's increasing rates of asbestos-related disease, and mesothelioma tumors are generally considered a signature disease arising from inhalation of asbestos. Mesothelioma is a highly lethal cancer arising in mesothelial cells. Most mesothelioma tumors arise in the lining around the lungs, and are referred to as pleural mesothelioma. Pathology and epidemiology in both humans and animals have tightly tied most of those tumors to past inhalation of asbestos fibers. There appears to be, however, some background rate of mesotheliomas that arise for presently unknown reasons.
Today, mesothelioma tumors increasingly arise in both men and women, and more and more of the mesothelioma tumors arise in the lining encasing organs in the abdomen. These "peritoneal" mesothelioma tumors are more frequently appearing in women. Some of the women suffering from the tumors plainly did inhale asbestos fibers through their own work or through "secondary exposures," such as laundering the clothes of a family member who worked with asbestos fibers. But, in other instances, the women, researchers, and lawyers are able to identify few, if any, circumstances for past asbestos inhalation. Therefore, some lawyers, clinicians and researchers debate the number of peritoneal mesotheliomas actually caused by asbestos or whether the tumors arise from or are related to some other cause.12 In the United States, the vast majority of mesothelioma tumors end up in litigation (perhaps 2,000 per year), and defendants and insurers are paying claims for both pleural and peritoneal mesotheliomas.
Mainstream thinking is that mesotheliomas have peaked in the U.S.13 In contrast, outside the U.S., the number of mesothelioma tumors is projected to continue increasing well into the 2020s, with some countries experiencing a disease rate almost 5 times greater than the disease rate in the United States. Around the globe, there are growing waves of mesothelioma tumors, and scientists predict the waves will continue to grow until at least 2040, as is detailed infra. The waves are expected to arrive in different nation at different times and with varying intensities. The variables arise from different patterns in terms of the types of asbestos fibers used, and the timing and amount of the use. For example, UK workers are suffering from mesothelioma tumors at a rate almost five times higher than the rate in the U.S., and the volume of tumors is predicted to continue to rise for many years.14 Naturally, questions are asked about why the rate of mesotheliomas is so much higher in the UK than in the U.S.
One factor is widespread use of asbestos-containing products in the UK well into the 1980s. In contrast, U.S. asbestos exposures apparently were reduced significantly in the 1970s due to federal regulations such as OSHA workplace rules and NESHAP regulations to restrict release of asbestos fibers during building demolition and renovation. Ironically, the UK had enacted asbestos limits21 earlier than they were put in place in the U.S., but the regulations were less stringent than in the U.S.,22 and did not cause the markets to more broadly eliminate the use of asbestos-containing products.
Among other things, various of Dr. Peto's papers relate the higher UK's higher mesothelioma rate to its larger and later use of amosite fibers, a brown-colored asbestos fiber that is part of a class of asbestos fibers known as amphibole fibers. The fibers were mined primarily in South Africa,23 and indeed the word amosite is a loose anagram for asbestos from mines of South Africa. The amosite fibers are generally considered far more carcinogenic than are white (chrysotile) fibers. The amphibole fibers are in general thought to be more potent because of much higher "biopersistence," meaning the time the fibers remain inside living creatures before they are removed by bodily defense mechanisms. The amphibole fibers also are needle-like in structure, and contain higher contents of minerals such as iron, which some suspect may play a role in the disruption of cellular signaling systems related to development of cancer.
Dr. Peto's presentation also included curves projecting the years in which regions may see the peak waves of mesotheliomas, the approximate numbers at the peak, and curves projecting the annual rate at whichmesotheliomas will continue but decline. The curves are simply that, and are not tables of precise numbers. Numbers derived from observation of the curve are set out in the table below, and are for male deaths only based on an assumption of largely no asbestos exposure for men born after either 1970 or after 1960. The curves are not identical, and so the numbers below are approximate interpretations from viewing the tables.
Numbers of the sort above are only projections, and other scientists derive other numbers using different modeling assumptions. But the numbers are all significant, and are drawing increasing attention fromgovernments, insurers, victims, persons at risk, corporate risk managers, corporations facing evolving accounting rules regarding disclosures of contingent risks, and lawyers and businesspersons in all phases of the modern, global litigation industry.
The arguments on asbestos use are difficult. At least in theory, the products can be safely manufactured in well-run facilities, and users would always exercise caution when installing the products or remodeling a building containing asbestos-cement board. But theory is not always reality, and the world literature includes numerous examples of ongoing, horrific conditions in manufacture and use.34 Therefore, mistaken judgments may well produce many deaths and significant suffering.
The growing disease rates are accompanied by increasing claiming arising in a variety of ways and in part driven by global linkages through the Internet and alliances between firms. In civil law countries such as France and Italy, more claiming is occurring, including former employees pursuing claims against former employers. In Italy, two former Eternit officers recently were found guilty of criminal charges involving dangerous working conditions, and were held liable for civil claims involving hundreds of former employees of Eternit plants involved in manufacturing asbestoscement products.35 In the Eternit proceedings, damages for civil claimants were set at ?30,000 for all deceased victims and ?35,000 for current claimants. The Eternit decision also included an award of damages to an Italian government agency (INAIL) which had asserted cost recovery claims related to amounts paid out for pensions and medical payments.
A recent merger between an Australian law firm and a UK law firm further highlights the increasing globalization of personal injury litigation. On January 30, 2012, Australia's Slater and Gordon announced its GBP 53.8 million acquisition of Russell Jones & Walker, a UK law firm.46 Both firms were built around personal injury claims, including asbestos claims. RJ & W also owns a brand known as Claims Direct – a process for attracting and managing litigation for individuals, and the third most recognized legal brand in personal injury litigation in the UK.47 Asbestos claiming no doubt will be part of future growth of the combined firms.
With asbestos use and disease increasing around the world, the asbestos litigation industry inevitably will continue to expand. Like multinational manufacturers, plaintiff's firms are entrepreneurially looking around the world for ways to grow their business. The claiming may not all take place through litigation – some governments and private companies have created compensation funds as alternatives to litigation. Overall, however, it appears inevitable that both mesotheliomas and litigation will continue to increase for many years.
3. http://ibasecretariat.org/lka-support-japan-asbestosvictims- 2011.php((last visited February 10, 2012).
5. http://www.jniosh.go.jp/en/indu_hel/pdf/IH_47_ 2_113.pdf (last visited February 10, 2012).
27. The presentation was at one time online at the source cited in the preceding footnote. A copy is on file with the authors of this paper.
35. See http://asbestosinthedock.ning.com (website devoted to Eternit trial).


Welcome to the Winter Solstice Tarot Blog Hop. Our wrangler has said that "it's time to go back to the Dark Side of the Winter Solstice" and instructed us to "pick a card or cards or develop a spread that you think reveals a useful message from the Dark or Hidden realm of life".
Naturally the first thing that springs to mind here, being of a somewhat geeky persuasion, is Star Wars where the Empire represents the Dark Side. Now you might think of Darth Vader at this point, but he is redeemed at the end, so a more appropriate spokesdude is the Emperor, who rather conveniently also happens to be a Tarot card.
I was going to make my own version, but it seems that someone has already done so and is already working on a Star Wars Tarot. Huzzah!
At this point, I should probably point out the appropriateness of this particular card for me as representing the Dark Side. I don't really get on with authority, never have, and I certainly can't be doing with the sort of control and subservience that this suggests. No kneeling here, thank you (not least because my knees are a bit knackered and I'd probably have trouble getting up again).
So what, you may ask, is the useful message here? To be honest, I'm not really sure other than authority would seem to be a necessary evil (some authority figures being vastly more evil than others and you know what they say about power), and you need to decide whether you will bend a knee, rebel or just go about your business according to how your conscience dictates. I'm mostly somewhere between the rebel and the just-going-about-my-business myself.
So where do you stand in relation to your Emperor/Empire? Lackey or rebel? Activist or apathist? Or something else?
Hmmm I've always had difficulty with the Emperor as well. I don't want lackeys nor do I want to be one. I want partners.
A Star Wars Tarot! Yesssss! I knew someone was geek enough!
A Star Wars tarot! How fun!
I love how you are putting tarot in modern terms and less of the old Europe framework. Super cutey geeky style <3 !
Wow. Checked out the deck. Interesting. The emperor depiction here looks a bit like Yoda, actually. Hmmm. The force always seeks balance.
Definitely see you fighting authority, Ania. ;).


If you or the man in your life want to start shaving the traditional way, then this bundle is for you.
This kit has the essentials to get you going. The Muhle Safety Razor is a classic for a clean shave, and much safer than a straight razor. Shaving brushes are an essential part of the traditional shaving regime and technique, enabling you to get a thorough foam going to help keep cuts at bay.


Transcript: Clint Eastwood's Convention Remarks Actor and director Clint Eastwood's address to the Republican National Convention, as delivered.
Clint Eastwood speaks at the Republican National Convention on Thursday.
I know what you're thinking. You're thinking, what's a movie tradesman doing out here? You know they are all left-wingers out there, left of Lenin. At least that's what people think. But that's not really the case. There's a lot of conservative people, a lot of moderate people, Republicans, Democrats, in Hollywood. It's just that the conservative people by the nature of the word itself play it a little more close to the vest. They don't go around hot-dogging it. So, uh ... But they're there, believe me, they're there. I just think, in fact, some of them around town, I saw Jon Voigt, a lot of people around here in town.
So I — so I've got Mr. Obama sitting here. And he's — I just was going to ask him a couple of questions. But, you know, about, I remember three-and-a-half years ago, when Mr. Obama won the election. And though I wasn't a big supporter, I was watching that night when he was having that thing and they were talking about hope and change and they were talking about, yes we can, and it was dark outdoors, and it was nice, and people were lighting candles. And they were saying, you know, I just thought, this is great. Everybody's crying. Oprah was crying.
I was even crying. And then finally — I haven't cried that hard since I found out that there's 23 million unemployed people in this country.
Now that is something to cry for because that is a disgrace, a national disgrace, and we haven't done enough, obviously — this administration hasn't done enough to cure that. Whatever interest they have is not strong enough, and I think possibly now it may be time for somebody else to come along and solve the problem.
So, so, Mr. President, how do you, how do you handle, how do you handle promises that you've made when you were running for election and how do you handle, how do you handle it?
I mean, what do you say to people? Do you just — you know — I know — people were wondering. You don't? You don't handle it.
Well, I know even some of the people in your own party were very disappointed when you didn't close Gitmo. And I thought, well, closing Gitmo — why close that? We spent so much money on it. But, I thought maybe as an excuse.
OK, I thought it was just because somebody had the stupid idea of trying terrorists in downtown New York City. Maybe that was it.
I've got to, I've got to hand it to you. I've got to give credit where credit is due. You did finally overrule that finally. And that's so, now we're moving onward. I know, in the, you were against the war in Iraq and that's OK. But you thought the war in Afghanistan was OK.
didn't check with the Russians to see how they did there for 10 years.
But we did it, and it was, it's something to be thought about and I think that when we get to maybe — I think you've mentioned something about having a target date for bringing everybody home and you give that target date, and I think Mr. Romney asked the only sensible question. He says, "Why are you giving the date out now? Why don't you just bring them home tomorrow morning?"
And I thought — I thought, yeah — there's, I'm not going to shut up. It's my turn.
So anyway, we're going to have, we're going to have to have a little chat about that. And then, I just wondered, all these promises and then I wondered about, you know, when the, What? What do you want me to tell Romney? I can't tell him to do that. That. He can't do that to himself.
You're crazy. You're absolutely crazy. You're getting as bad as Biden.
But I just think that there's much to be done and I think that Mr. Romney and Mr. Ryan are two guys that can come along. See, I never thought it was a good idea for attorneys to be president anyway, because ... Yeah.
I think attorneys are so busy. You know, they're always taught to argue everything, and always weigh everything and weigh both sides and they're always, you know, they're always devil's advocating this and bifurcating this and bifurcating that. You know all that stuff. But, I think it is maybe time. What do you think for maybe a businessman? How about that?
A stellar businessman. Quote, unquote, a stellar businessman. And I think it's that time. And I think if you just kind of stepped aside and Mr. Romney can kind of take over.
You could still use the plane. Though maybe a smaller one. Not that big gas guzzler when you're going around to colleges and talking about student loans and stuff like that.
You're an ecological man. Why would you want to drive that truck around?
OK, well, anyway. All right, I'm sorry. I can't do that to myself either.
But I'd just like to say something, ladies and gentlemen. Something that I think is very important. It is that, you, we, we own this country.
Yes, we own it. And it's not you owning it and not politicians owning it. Politicians are employees of ours.
And, so, they're just going to come around and beg for votes every few years. It's the same old deal. But I just think that it's important that you realize and that you're the best in the world.
And whether you're Democrat or whether you're a Republican or whether you're Libertarian or whatever, you're the best. And we should not ever forget that. And when somebody does not do the job, we got to let 'em go.
We don't have to be — what I'm saying, we don't have to be metal masochists and vote for somebody that we don't really even want in office just because they seem to be nice guys or maybe not so nice guys if you look at some of the recent ads going out there. I don't know.


Don't miss the opening Party for HBT GBG! The good old organizers from Gay Straight to Hell have put together a winning programme of live music, DJs, films and performances. The name on everyone's lips, Joel Alme, will play and artists from Paris, Beijing, Copenhagen, Malmö and Gothenburg will be sharing centre stage with camouflage nets, a homo-educational slide show and myriad lasers. The fact alone that 20 members of the French percussion band Les Idiots will be performing on the glass roof of the museum wearing nothing but 275 litres of paint is enough for us to head straight to Världskulturmuseet.
The whole city is buzzing with festival activity this weekend. The Hammarkulle carnival started off thirty years ago as a neighborhood parade and has now turned into a three day party which attracts 60,000 visitors every year. The Carnival kick starts on Friday night with the very special home-coming king, Jens Lekman. We sure won't miss the chance to hear Jens break into: "Oh, the sound of distant carnival drums, a Spanish guitar someone strums, It's a sweet summers night on Hammer Hill. My heart goes like: Bomp-a-bomp-a-bomp-a-bomp!
The brand new roof top terrace at Uppåt Framåt is open! What better way to celebrate than to dance around to tunes from the Southern plains (read Loveable from Helsingborg). According to an urban dictionary we got our hand on, cheesy means "something that is unintentionally kitschy, tacky, or of poor quality, but these flaws go unnoticed by the admirers of said thing". Oh well then, we sure are admirers of this fabulous club at Uppåt Framåt.
Are you one of the reggae lovers out there? Get ready for a mega reggae party at Röda sten! There will be live music and sound systems in true Jamaican style. The party starts at 3pm and goes on till the early morning. Artists appearing include Horace Corn, Veteranians Band, Ninja Queen, Jr Eric and many more. Dress to sweat and head for the Red Stone!
Pipping the post for the most likable summer clubs of them all is Bam Bam on the top floor of RioRio! We have oh so many memories from those summer nights on board this party boat. New for this year is a popcorn machine, film screening and even live paintings for people queuing by the canal side. We just love this idea. Why did no one think about this before? Check it out!


On June 5, 2003, the Department of the Treasury's Office of Foreign Assets Control (OFAC) updated its list of Authorized Providers of Air, Travel and Remittance Forwarding Services to Cuba from the United States. All of the businesses on the list hold licenses to provide U.S.- domiciled persons with carrier and travel services or remittance forwarding services where the final destination of the travel or monies is Cuba. U.S.-based financial institutions are, therefore, permitted to assist approved providers with the transfer of monies, through a third country, to Cuba for these purposes. A list of authorized service providers is attached.
OFAC has asked that we distribute this information to all FDIC-supervised financial institutions so that they will know whom, and for what purposes, they can assist in providing limited financial services to Cuba. Prior to providing any forwarding services, the institution should obtain for its records a copy of the service provider's OFAC license. Additional information concerning OFAC-related issues may be found on the Internet at www.treas.gov/offices/enforcement/ofac/.


text:
Home Punditry	Haight Crime
Haight Crime
by Jeffrey Miller February 17, 2005
written by Jeffrey Miller February 17, 2005
WASHINGTON (CNS) — The board of directors of the Catholic Theological Society of America has expressed "profound distress" at the Vatican action condemning a book by U.S. Jesuit Father Roger Haight and banning him from teaching Catholic theology."
Father Haight's book 'Jesus Symbol of God' has done a great service in framing crucial questions that need to be addressed today," the board said in a statement given to Catholic News Service Feb. 16.
It said the book, sharply criticized for doctrinal errors in a notification issued Feb. 7 by the Vatican Congregation for the Doctrine of the Faith, has provoked the kind of lively debate and criticism within the theological community that is encouraged by the church's teaching authority.
"Ironically, rather than promote greater criticism of the book, the congregation's intervention will most likely discourage debates over the book, effectively stifling further criticism and undermining our ability as Catholic theologians to openly critique our colleagues," the board said. [Source]
CTSA is the same group which was not too pleased with the Catechism and actively worked to both undermine it or to deny that it should be read by all Catholics. CTSA causes me "profound distress" with its loopy theology and dissent.
"The congregation's intervention in this case gravely threatens the very process of serious, systematic, internal criticism which the congregation and the bishops have long been encouraging among theologians," it said. "While this process of internal critique can never replace the proper teaching and disciplinary roles of the magisterial, the intervention of the magisterium should be a last resort, reserved for situations where this process has clearly failed."
Roberto S. Goizueta, CTSA president and a theology professor at Boston College who is currently living in Spain during a sabbatical from his teaching post, told CNS in a telephone interview from Madrid that he viewed the doctrinal congregation's notification as blurring the line between theology and catechetics. "What they're trying to do is get him to restate the 'Catechism of the Catholic Church,'" he said. "That's not what theology is. Theology is about creative exploration of revelation and the doctrine of the church."
Truth has boundaries and there is nothing creative about theological speculation that is contrary to truth. True theology doesn't create anything, but will help us to further and more deeply understand the truths of the faith. We might be creative in ways to better understand those mysteries, yet too deny truth such as the divinity of Christ is not creative but destructive. There are so many Catholic theologians who present their own "truths" (perhaps they should be called me/-ologians) and for the Vatican to take action against one of them shows just how far Fr. Haight had strayed from even the rest of the flock of his heterodox brethren.
"I just wish the congregation would let the theological community sort things out first," he said. He added that under the "principle of subsidiarity" he thought that before a public intervention by the church's highest authorities, a number of intermediate steps might have been taken within the theological community and within the Jesuit order to address the problems in the book.
Waiting for the current Jesuit order to clean house might be the very definition of optimism. In modern times when have the Jesuits acted against a priest, unless of course they are orthodox like Fr. Fessio? When has CTSA called into question any theologian other than to shroud outright heresy as legitimate debate.
Thompson, who has written several books on Christology, said a number of reviews of Father Haight's book by theologians, including his own in the Marquette University review, Philosophy & Theology, were quite critical of the book.
The doctrinal congregation said Father Haight denies Jesus' divinity and eternal pre-existence as the word of God when he interprets the word of God as a metaphor rather than a reality and when he says Jesus was simply a man who mediated God's saving presence in history as a concrete symbol of God.
Thompson called the Christology of the book "bland" and "pretty watered down." When theologians explore the Christian beliefs that Jesus was truly God and truly became a man, suffering and dying to save humanity and giving hope of eternal life by rising from the dead, "my own feeling is that there is nothing more radical than orthodoxy," he said. [Source]
Christopher Blosser previously had an excellent recap on Fr. Haight.
Update: Jamie at Ad Limina Apostolorum has some more in depth reflections on explorations in theology.
Papal panic
From lesbian bunnies to futuristic ones.
Morning-after pill blocked by politics
June is sexual deviancy month
Meet the Jesuits
Whitewashing RatherGate
Another dictate
More Deformed Reform
The Weekly Francis – Volume 319 – 03...
Tom February 17, 2005 - 4:32 pm
As "profound distress" goes, I'd say the CTSA board's pushback is pretty watered down. If this is Fr. Haight's defense by his peers, he must be indefensible.
And though I'm all for subsidiarity, I don't want it at the expense of clear speech. "Bland" doesn't mean "heretical," even if heresy is bland.
Margaret February 17, 2005 - 8:13 pm
Random question– is there an alternative to the CTSA for theologians who actually believe what the Church teaches? Just curious…
jamie February 22, 2005 - 4:35 pm
Yeah, we meet monthly in a coffee shop in northeast DC. Sometimes the other two guys don't show up, though.
BarbariansAtBay February 28, 2005 - 4:50 pm
Vatican forbids U.S. Jesuit, Roger Haight, to teac
Ut Unum Sint, observing that "Arius wasn't invited as an equal party at the Council of Nicea, highlights how preposterous it is for the National Catholic Reporter to equate the maintenance of orthodoxy with bullying. It is said, Fr. Haight has downpl…

redpajama_set_name: RedPajamaCommonCrawl


text:
TILA-RESPA Integrated Disclosure Rule (TRID)
2020 CFPB TRID Developments
Hudson Cook, LLP on 1/6/2022
The year 2020 marked the five-year anniversary of the TILA-RESPA Integrated Disclosure rule (TRID Rule). While the year passed without any additional formal rulemaking from the Consumer Financial Protection Bureau (Bureau or...more
CFPB Issues Juneteenth Guidance
Weiner Brodsky Kider PC on 8/20/2021
The CFPB recently published an interpretive rule that attempts to provide guidance on the impact of the Juneteenth holiday on certain 2021 transactions around the time of that legislation, specifically those implicating...more
CFPB Releases TRID Guidance for Juneteenth National Independence Day
Bradley Arant Boult Cummings LLP on 8/10/2021
Late last week, the Consumer Financial Protection Bureau (CFPB) released an interpretive rule that provided much-welcome guidance related to the effect of the new Juneteenth National Independence Day on disclosure waiting...more
CFPB Issues Interpretive Rule on Juneteenth and Mortgage Disclosure Requirements
Troutman Pepper on 8/10/2021
On June 17, the president signed legislation designating "Juneteenth National Independence Day, June 19" as a federal holiday. Because the legislation took effect immediately, it raised compliance questions for residential...more
CFPB Issues TILA Guidance on Juneteenth Federal Holiday
Ballard Spahr LLP on 8/6/2021
As previously reported, the creation on June 17, 2021 of the Juneteenth National Independence Day resulted in an important change under the Truth in Lending Act (TILA) and Regulation Z. The CFPB recently issued an...more
CFPB Bites of the Month - July Top 10
Hudson Cook, LLP on 7/27/2021
So what happened at the CFPB in the past month? Bite #10 - The CFPB released its Spring 2021 rulemaking Agenda. The CFPB published its Spring 2021 rulemaking Agenda, which outlines the current plans for the CFPB...more
CFPB Comments On Juneteenth National Holiday Impact on Mortgage Deadlines
Goodwin on 6/29/2021
On June 17, 2021, President Joe Biden signed into law Juneteenth National Independence Day Act. The enactment of the new Federal holiday was an historic and welcome national event. ...more
Supreme Court Decision Empowers President Biden to Replace Director of FHFA
In This Issue. In a move that gives him the opportunity to put his stamp on housing policy and the potential overhaul of Fannie Mae and Freddie Mac, President Biden replaced the Director of the Federal Housing Finance Agency...more
CFPB issues statement on Juneteenth bill Truth in Lending Act issue
Ballard Spahr LLP on 6/22/2021
As previously reported, the bill signed into law by President Biden on June 17, 2021 to create the Juneteenth National Independence Day actually results in an important change under the Truth in Lending Act (TILA) and...more
Juneteenth Holiday Raises Tricky TRID Disclosure Issues
Alston & Bird on 6/17/2021
Creditors will need to remember to take into account the newly recognized Juneteenth holiday when serving notice to consumers. Our Financial Services & Products Group explains this sudden new dynamic and what it means for the...more
CFPB Updates TRID FAQs to Reflect BUILD Act
Weiner Brodsky Kider PC on 6/2/2021
The CFPB recently updated its TILA-RESPA Integrated Disclosure (TRID) FAQ resource to address housing assistance loans and the partial exemption from certain TRID requirements provided through the Building Up Independent...more
OCC Reconsiders Controversial Revisions to CRA Rules
In This Issue. The Office of the Comptroller of the Currency (OCC) announced that it will reconsider its controversial June 2020 final rule revising its Community Reinvestment Act (CRA) rules, and published its Semiannual...more
CFPB Issues TRID Rule FAQs on BUILD Act Partial Exemption
The CFPB recently issued an update to its Truth in Lending Act (TILA)/Real Estate Settlement Procedures Act (RESPA) Integrated Disclosure (TRID) rule FAQs to address a partial exemption added by the Building Up Independent...more
CFPB Bites of the Month - October Top 10
Hudson Cook, LLP on 11/2/2020
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the CFPB to be considered by financial services providers. In this first article in the series, we share our top "bites"...more
OCC Finalizes "True Lender" Rule
Goodwin on 10/29/2020
In the News. The Office of the Comptroller of the Currency (OCC) finalized its "true lender" rule, which establishes that a national bank or federal savings association (bank) is the "true lender" of a loan if, as of the...more
CFPB Issues Assessment of Rule Requiring Consolidation of Mortgage Disclosures
On October 1, 2020, the Consumer Financial Protection Bureau (CFPB) released its rule assessment for a final Rule relating to mortgage disclosures. Known as the TRID Rule, the Bureau's final Rule implemented requirements...more
SEC Charges Trust Company With Operating Unregistered Investment Companies
Goodwin on 10/8/2020
SEC Charges Trust Company with Operating Unregistered Investment Companies and Failing to Register Securities Offerings. On September 30, the Securities and Exchange Commission (SEC) announced it had settled charges with...more
Title Insurance Policy Excluded Coverage of Claims for Easements Implied by Law, New York Court Rules
Rivkin Radler LLP on 10/7/2020
A trial court in New York has ruled that a title insurance policy excluded coverage of claims against the insured for easements implied by law. The Case As the court explained in its decision, in April 2014, 1267 Rogers...more
CFPB Issues Factsheet On TRID Title Insurance Disclosures And Updates TRID FAQ
On June 9 the Consumer Financial Protection Bureau (CFPB) published a Factsheet on how to disclose title insurance on the Loan Estimate and Closing Disclosure, including when a negative owner's title insurance cost disclosure...more
CFPB Releases Factsheet on TRID Title Insurance Disclosures and FAQs on Lender Credits
The CFPB recently issued a factsheet on TRID title insurance disclosures and updated its TILA-RESPA Integrated Disclosure frequently asked questions (FAQs). The factsheet on TRID title insurance disclosures addresses,...more
CFPB Publishes TRID FAQ's and a Factsheet on Treatment of Title Insurance Premiums
On June 9, 2020, the CFPB published four new TRID FAQ's and a TRID Factsheet ("Factsheet"). While the Factsheet is focused solely on the handling of title insurance disclosures under the rule, the FAQ's cover various topics,...more
CFPB Issues Updated CHARM Booklet
The CFPB recently announced the availability of an updated Consumer Handbook on Adjustable Rate Mortgages, often referred to as the "CHARM booklet." ...more
CFPB Issues Regulation Z Interpretive Rule and ECOA Waiting Period FAQ
The CFPB recently published an interpretive rule concerning "bona fide personal financial emergencies" and changed circumstances under TRID, in the context of the COVID-19 crisis....more
Regulation Z, COVID-19, and Bona Fide Personal Financial Emergency Waivers
Akerman LLP on 5/7/2020
On April 29, 2020, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule clarifying Regulation Z's bona fide personal financial emergency provisions in the context of the COVID-19 pandemic. The CFPB...more
CFPB Allows Waiting Periods under TILA and RESPA to be Modified or Waived Due to COVID-19
Burr & Forman on 5/6/2020
On April 29, 2020, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule allowing certain consumers to modify to waive certain waiting periods required under the Truth in Lending Act (TILA) and the Real...more
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Consumer Financial Protection Bureau (CFPB)Financial Services IndustryTruth in Lending Act (TILA)Banking SectorFinancial InstitutionsInterpretive RuleConsumer Financial ProductsConsumer LendersDisclosure RequirementsHolidaysMortgage LendersMortgagesRegulation ZBiden AdministrationConsumer Financial Protection Act (CFPA)


text:
Escaping Every Danger Except the Past
by anniebellequattlebaum | Dec 6, 2019 | Bubbler, FSR
by Derek Berry
In her debut short story collection Orders of Protection, Jenn Hollmeyer cartographs an ecology of escape in the state of Illinois—from fraught divorces, from crumbling marriages, from disappointing careers, from the past. At times messy or acute, these stories map out a constellation of dangers and abuse. The situations presented in the stories are recurring—drawing on a well of problems— but they are never unreal. Each character is human and aching, and this makes the reader care even when the plot itself becomes predictable (when, for example, a husband again cheats on his wife or a wife, her husband); these repetitions, however, serve to implicate the pervasive real-world presence of abuse. The stories work in chorus to tell a larger story, one of familiar wounds. We are told again and again stories of people seeking protection from danger because danger is real, is everywhere.
With precise details, Hollmeyer draws us into the lives of characters. She shares with writers like Lucia Berlin or Alice Munroe an eye for social gestures, aptness for letting the reader in on the character's inner thoughts with the slightest movement of the face or body. This embodied writing makes us care—care, for example, about a social worker caught in a cycle of lost cases in the collection's title story not just because she worries for her clients, but rather because we can survey what she has given up for her job: "Here is the bedroom with the milk-crate nightstand. Here is the bathroom with the single toothbrush. Here is the living space with the secondhand couch and stale kitchenette." When Joe, oxygen-tank-anchored & nostalgic for his old neighborhood in the story "Ozone," laments the loss of the neighborhood's character, we learn of "the fresh eggs we bought from the chicken farm until the owners died and it was bulldozed." The world Hollmeyer constructs is one that feels lived-in, one with real contours that embed the reader in what John Gardner once referred to as "the vivid, continuous dream." This preciseness, this ability to inhabit a story, is what elevates Hollmeyer beyond the details of the stories themselves.
At times, too, I am astonished at the sheer brilliance of language. One should read Orders of Protection if only to appreciate the scintillating turns of phrases employed— at times gorgeous, other times surprising in its turns of metaphor. To introduce us to a dog with a recently removed cist in her final story "How Far Gone," Hollmeyer writes, "The spaniel ran up and showed me her saved temple, the bare skin like a patch of walked-on bubblegum with stitches down the middle." At other times, the language is evocative, such as when Joe in "Ozone" admits, "The breathing out felt like sparklers on the Fourth of July." There were moments in Hollmeyer's prose I admit I did not grasp the literal meaning of her figurative language, such as when she states in "Step Off at Ten," "The frozen Illinois River stretched like a marriage along the right-hand side of the road." How is a river like a marriage, or vice versa? I am unsure, but it is the kind of sentence that pickaxed my brain and became stuck there for several nights. Reading Hollmeyer's prose reminded me of the tight sentences common in an Amy Hempel story—sharp and exact and somehow perfect.
While the collection boasts a few stand-out selections, including the title story "Orders of Protection," as well as "A+ Electric," "Another Round," and "Ozone," I am convinced of Hollmeyer's excellence because of "An Hour You Don't Expect," which appears in the middle of the collection. Julie, a young mother with two children, struggles to keep her head above water until she meets a friendly Pastor Gladstone, who operates as a surrogate grandfather to the children; when Pastor Gladstone announces his late-stage cancer and subsequent retirement from the church, Julie is unmoored, uncertain whether she can maintain her goodness. For a rare forty-five minutes, I cared deeply about what church could mean in people's lives, what role religion played in a person's habits of morality, what a pastor could provide for the lay people of his congregation. It is a mark of a skilled writer to make one care about what one has not before truly considered, and this story moved me in a way I find difficult to describe. Perhaps Julie faces what many other characters do not, their present dangers in the form of looming divorce, the threat of infidelity, or the slow end of life—what Julie faces is self-doubt, the certainty that one day she will not be good enough for her children. Despite what dangers one escapes, despite the protection one finds in a home or community or another person, it still impossible to step away from oneself, and this anxiety, so obvious in "An Hour You Don't Expect," pervades each story.
These stories stay with you like a knife slid between the ribs. This debut collection marks Hollmeyer's place among storytellers, sentence-scalpel-wielders, & empathetic observers.
Derek Berry is the author of the novel "Heathens & Liars of Lickskillet County" (PRA, 2016). They are the recipient of the Emrys Poetry Prize, KAKALAK Poetry Award, & Broad River Prize for Prose. Their recent work has appeared in Gigantic Sequins, Beloit Poetry Journal, Yemassee, Taco Bell Quarterly, & elsewhere. They live in Aiken, South Carolina, where they work at a Cold War Historic Curation Facility. Their work can be found at derekberrywriter.com


text:
Rabbit and Bear (03): Attack of the Snack
Has Rabbit made a mistake? Bear knows what to do ...
SPLASH! A Mysterious Thing lands in Rabbit and Bear's peaceful summer lake. Is it exciting, or terrifying? Is it a tiny fluffy owl, or a huge hungry monster? And has Rabbit finally met a creature with worse habits than himself?
Rabbit's SURE he can solve this mystery. But when he accidentally turns the Best Day Ever into the Worst Day Ever, he needs Bear's help …
Gorgeously illustrated and with a classic feel, this is a brilliantly funny story of a rabbit and a bear who discover that things are always better when they're shared with a friend. Ideal for readers moving on from picture books.
Julian and Jim's Rabbit and Bear books have been shortlisted twice for the Children's Book of the Year in the Irish Book Awards, and also for the Sainsbury's Children's Book Award.
Julian Gough is an Irish novelist, economic satirist and the former singer and main lyric writer of the Irish band Toasted Heretic. He was born in London, grew up in Ireland and now lives in Berlin. Among many other things, Julian wrote the ending to MINECRAFT, the world's most successful computer game for children of all ages.
Jim Field is an award-winning illustrator, character designer and animation director. He grew up in Farnborough, worked in London and now lives in Paris. His first picture book, CATS AHOY!, written by Peter Bently, won the BookTrust Roald Dahl Funny Prize. He is perhaps best known for drawing frogs on logs in the bestselling OI FROG!
Author: Julian Gough
Illustrator: Jim Field
Hodder Children's Books , 2018
Rabbit and Bear (01): Rabbit`s Bad Habits
Rabbit and Bear (02): The Pest in the Nest


text:
Rodrigo Augusto Moraes, (Itu, 3 de setembro de 1984), é um político brasileiro, filiado ao Partido Liberal (PL). É Formado em Direito pela Faculdade de Direito de Itu.

É evangélico e missionário da Igreja Mundial do Poder de Deus, filho do deputado federal José Olímpio e de Elisabete Aparecida Silveira Moraes. Em 2010, foi eleito deputado estadual para a 17ª legislatura (2011-2015).

Biografia
Nascido na cidade de Itu, estado de São Paulo, aos 3 de setembro de 1984. Filho de político atuante, o deputado federal missionário José Olímpio e de Elisabete Aparecida Silveira Moraes, Rodrigo é o primeiro filho do casal e irmão do publicitário J. O. Junior.

Atualmente, aos 33 anos de idade, Moraes atua profissionalmente no ramo comercial, é formado em direito, casado com Débora Regina Moraes, foi eleito o deputado mais jovem nas eleições de 2010, com quase 125 mil votos.

Naturais de Itu
Bacharéis em direito do estado de São Paulo
Neopentecostais do Brasil
Membros da Igreja Mundial do Poder de Deus
Deputados estaduais de São Paulo
Membros do Partido Social Cristão
Membros do Democratas (Brasil)
Membros do Partido Liberal (2006)

redpajama_set_name: RedPajamaWikipedia


text:
Brexit rebels warn bill "shall not pass" without key amendments
The day 26 lives were taken
Does Pot Really Dull a Teen's Brain?
The best Black Friday 2017 fashion discounts you need to know about
Chevy Tahoe Stuffed With Five Pounds Of Heroin Inside Engine Shipped To Alaska
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Obama Threatened to Cut Off California Wildfire Funding in 2016
December 6, 2017 174 No comment
Robyn Beck / AFP / Getty
byChriss W. Street6 Dec 2017Newport Beach, CA0
6 Dec, 2017 6 Dec, 2017
With celebrities blaming Donald Trump for the recent wildfire outbreaks in California, it is worth remembering that the Obama administration threatened to cut off funding to fight California wildfires in 2016 over a billing dispute.
The Agriculture Department's Office of Inspector General (IG) questioned $4.5 million in overcharging paid to the State of California for administrative services by local firefighting agencies within the state.
According to the IG, the 1955 U.S. Forrest Service agreement for the reimbursement of the cost of fighting forest fires on the 2.2 million acres federally owned and administered by the U.S. Bureau of Land Management — nearly half the land in California — specifically excluded certain local agency payments.
In a report titled "The Rising Cost of Fire Operations: Effects on the Forest Service's NonFire Work," the U.S. Forest Service stated that the percentage of its budget used to fight fires had jumped from 16 percent in 1995 to 52 percent in 2015, and was expected to exceed 67 percent in 2025. In 2015, firefighting siphoned away about $700 million that would have been spent on maintenance and fire prevention efforts.
The IG stated that with the U.S. Forest Service contracted to pay an average of $61 an acre to fight fires on grass or shrub land, $779 an acre for fire suppression on forested land, and $1,695 an acre in the wildland-urban interface, the California Forestry and Fire Protection Department did not divide costs and responsibilities on a fair basis.
With the U.S. Forest Service paying a record $1.2 billion for fire-fighting in 2016, the IG stated, "There was no assurance these [California] costs were reasonable and accurate."
California's Emergency Services Director Mark Ghilarducci refused to negotiate and sent a letter to U.S. Forest Service Chief Thomas Tidwell on July 3, 2017 threatening that the State of California would end its contract and stop protecting national forests during blazes unless the Forest Service agreed to pay $18 million in disputed billing to local agencies.
According to Ghiarducci, "I cannot continue to support the deployment of resources to protect federal land that ultimately may bankrupt our local governments."
California's threat came shortly before a series of Western United States wildfires in September that pushed U.S. Forest Service fire-fighting costs over $2 billion. The California Wine Country fires in October and Southland fires in December seem likely to push U.S. Forest Service's costs to over $3 billion.
Under the Obama administration, logging, mining, and oil drilling on public lands were drastically reduced, hurting the U.S. Forestry Service's revenues and creating the perfect conditions for massive wildfires.
President Trump has promised to expand logging and drilling on public lands — while still protecting the environment — and has issued a series of executive orders and proclamations to shrink the Obama administration's drastic expansion of national monuments to further increase the amount of federally-controlled land in the United States.
On Dec. 4, President Trump signed a proclamation to will shrink the size of the Bears Ears National Monument by 85 percent, or around 1.1 million acres; and to reduce the size of the Grand Staircase-Escalante National Monument by another 800,000 acres, to just under half of its current size, according to fact sheets from the White House.
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Evening Washington
by Evening Washington


The Thief class is a dual-wield melee class that boasts high mobility and damages enemies slowly by utilizing poison mechanics that give out take effect over time. Thieves are often looked down upon because they are "the worst class" in the game. But don't be fooled, this class is the most difficult to master and has a high skill threshold. With our MapleStory 2 Thief build guide, we'll teach you how to master its unique skill sets and be the strongest Thief you can be.
Rob the rich of Maplestory 2 mesos and give it to the poor with style!
A Thief's main Attribute Points are Luck, Critical Rate, and Health. Thieves are also known for their evasiveness, altogether able to give quick but deadly blows. Maxing out your Luck is probably the best choice here, but if you're still a beginner at the class and you don't necessarily know all the enemy boss mechanics yet, then placing some points into your Health might be a good idea. That way you'll at least be able to handle a few more blows that come your way. When maxing out your Attribute Points for Luck, make sure that you get gear that have high Critstats. Like all other classes, there are certain one Attribute Point gear setups that will work better than other kinds of gear. The great thing about Attribute Points is that you can reset it for free! So you can experiment with how you would distribute your APs until you find a setup that works best for you.
Playing as a Thief is very hard to do, especially because you can't really use macro in any of the skills. For that, we've come up with a couple of builds that you can use on your next dungeon raid.
This kind of build has the highest DPS and works exceptionally well for both leveling purposes and end game content. This is due to the fact that it is based on doing damage instantly. The basic idea of this build is to implement Cunning Tactics which will then upgrade your Vicious Cuts, making it deal twice the normal damage. In order to regenerate SP, adding in Somersault Kick together with Mind Stealerin the build will do just that.
For the gameplay, simply use the Hast buff first, and then swing the skill Poison Edge. Finally, use your Cunning Tactics to stab the enemy with a killing blow with your Vicious Cuts to deal tons of damage. Should you run out of SP, use Somersault Kick, dash, and Double Slash to regenerate your SP. Continue to use Vicious Cuts once your SP is around 80% or higher.
This kind of build is focused around the Poison mechanics of a Thief. In a nutshell, the idea here is to poison your enemies and then simply watch their HP go down, all the while avoiding taking hits. This build isn't for everybody and is a lot harder to play because it gives your enemies more time to hit you.
When it comes to gameplay, the basic rotation for the Poison build is using Cunning Tactics, Poison Edge, followed by Poison Vial. Once the Poison is close to running out, use your Surprise Attack to do more damage since the move adds more DPS per poison stack.


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Adam'S process solutions INC.C-tech oilwell technologies INC.THE canadian youth business foundation LA fondation canadienne DES jeunes entrepreneurs Federal Corporation Registered 1997 wild wild wet 50 discount JUL.Named Alberta Corporation Incorporated 2015 JUL 14 Registered Address: 340 sandpiper RD, fort mcmurray alberta, T9K 0L1.Copscoach international incorporated Named Alberta Corporation Incorporated 2015 JUL 06 Registered Address: 32 1511 parkland DR, stony plain alberta, T7Z1X4.Stech business management INC.Numbered Alberta Corporation Incorporated 2015 JUL 08 Registered Address: 44304 TSP 815A, bonnyville alberta, T0A 0B0.Laura anderson bookkeeping services INC.Elite windows doors INC.New Name: darsi perusini professional dental corporation Effective Date: 2015 JUL.
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The iMore show brings you everything you need to know about the week in iPhone, iPad, Mac, and Apple! On this episode � Apple Q2 2015 earnings analysis and first week with Apple Watch.
Support the iMore show: Go to redhat.com to learn about enterprise software trusted in the world's most demanding data centers. Go to automatic.com/imore to save 20% off Automatic for your car!


text:
Jan van Weyde (ur. 6 lipca 1979 roku w Bonn) – niemiecki aktor telewizyjny.

W latach 1999–2000 studiował w Acting Class College w Chicago, w latach 2001–2003 uczęszczał do szkoły teatralnej Arturo, a w latach 2004–2005 był studentem szkoły filmowej w Kolonii.

Występował na scenie w dramacie Friedricha Schillera Intryga i miłość w roli Ferdinanda (2003), jako tytułowy Ace Ventura w Arturo Theater (2003), tragedii Williama Szekspira Romeo i Julia w roli Romea, Lew, bocian i mrówka (Löwe, Storch und Ameise) jako bocian 2004-2008) oraz teatralnej adaptacji baśni Hansa Christiana Andersena Mała Syrenka jako Książę w Theater Die Baustelle (2009).

W 2003 roku był prezenterem programu Interaktiv na kanale VIVA.

Od 2005 do 2009 roku i od 2011 gra portiera Xavera Steindla w telenoweli ARD Burza uczuć (Sturm der Liebe).

Wybrana filmografia

Filmy fabularne
 2006: Akademia wojskowa (Kein Bund fürs Leben) jako Punk
 2006: Exit jako Matze
 2007: My Martyrdom in Every Case jako Jeffrey Wolfshohl
 2008: Du machst das schon jako Malle
 2008: Frisch gehalten jako Andy
 2008: Klaus jako Ermittler Hubertus

Produkcje TV
 2001: Unter Uns jako Griffin Collins
 2002: Verbotene Liebe jako Basti
 2003: Veritas jako Samira Radsi
 2003: Schulmädchen - odc. Der Käfermann jako Kai
 2003: Kobra - oddział specjalny (Alarm für Cobra 11 – Die Autobahnpolizei) jako Martin
 2004: Marla, moja słodka (Marla, My Sweet)
 2004: Der Fixx - Job
 2004: Kobra - oddział specjalny (Alarm für Cobra 11 – Die Autobahnpolizei) jako Jörg
 2004: Die Band jako Jan
 2005–2007: Burza uczuć (Sturm der Liebe) jako Xaver Steindl
 2006: Wilsberg jako Mathias Siegert
 2007–2009: Burza uczuć (Sturm der Liebe) jako Xaver Steindl
 2008: Król Drozdobrody (König Drosselbart) jako Książę Edelgard
 2011: Burza uczuć (Sturm der Liebe) jako Xaver Steindl

Linki zewnętrzne

Niemieccy aktorzy filmowi
Urodzeni w 1979
Ludzie urodzeni w Bonn


Engine Dynamometer testing solutions for your equipment, ranging from 20-10,000 horse power.
For complete verification of all of your transmissions, pumps, and other hydraulic components.
Eliminate costly test drives and provide documented proof of quality for truck and bus repairs.
Industry-leading expertise for testing solutions in powertrain, rotating equipment, and fluid power industries.
An engine dynamometer is a device used to test an engine that has been removed from a vehicle, ship, generator, or various other pieces of equipment. The intent is to confirm performance before the engine is installed. Power Test dynamometers can help facilities troubleshoot by determining an engine's functionality while under load. Additionally, they can verify the quality of a build, rebuild, or repair in a controlled environment before the engine is put into use. Having an engine dyno in your facility will give you confidence and peace of mind that your equipment is fully functional, and that it was fixed right the first time.
Power Test's wide range of engine dynamometers feature water brake, eddy current, and alternating current braking technologies, and are capable of testing engines ranging from 50 to 10,000 horsepower. Our versatile line up of products come available in portable and permanent solutions, with a full catalog of testing designed to Make Your Testing Easy.
Vehicle repair centers around the world know that Power Test has the chassis dynamometer testing solution they're looking for. Power Test offers testing systems utilizing Eddy Current, Water Brake, or Motorized technologies and has a wide range of configurations available to meet your exact testing specification.
Power Test's Eddy Current Dynos offer an easy-to-use testing solution with extremely low annual operating costs, and revenue driving features that guarantee a return on your investment. Without the need for wasteful cooling systems and easier than ever maintenance, our new Flat Deck design is sure to provide the highly-reliable testing system you've been waiting for. Contact your Power Test rep today to learn how a Chassis Dyno makes (dollars and) sense for your business.
Our AIDCO Test System product line offers the latest in modern transmissions and hydraulic test stands. These systems are designed and manufactured at Power Test headquarters and are capable of testing transmissions and hydraulic components including valve body test stands, electronic shift consoles, and much more.
With detailed user-interfaces and state-of-the-art controllability, you can be confident that your remanufactured transmissions and components are performing as they're supposed to.
PowerNet, the trusted solution for complete reliable data acquisition, and control is now more powerful than ever. Version 3.0 offers flexible graphics, remote monitoring and reporting, test facility integration, and professional reports to Make Your Testing Easy.
The system is comprised of the Commander Computer, a modified desktop PC; and the Workstation, a touch-screen operated unit housed in a rugged industrial enclosure. Both systems communicate to each other through an Ethernet cable, providing rapid data transfer speeds, wiring simplicity, and LAN connections.
Power Test's PowerNet 3.0 controls the unit being tested and measures key parameters – all through the industry's most easy-to-use and reliable system. The system configures with virtually every engine, transmission, or component test stand on the market.
The most productive dynamometer is only as good as its uptime. That's why we have developed the industry's leading Technical Service staff.
A dynamometer is only part of your comprehensive test cell system. With our Design, Construction, and Installation (facility) services we will ensure your test cell performs exactly how it should.
Power Test offers complete in-house manufacturing and fabrication services controlling costs, assuring on-time deliveries, and guaranteeing the highest quality possible.


Each week Coffee News is delivered to over 250 restaurants, coffee shops, hotels and anywhere people go for a bite to eat. Coffee News has funny and unusual stories, jokes, trivia, fact, contests and more! At your local Coffee News, our mission is to strengthen area communities by promoting small and medium sized businesses as well as draw awareness to non profit and non-for-profit organizations. Call us at 1-800-258-4349 to learn about distribution or advertising with us!


text:
package org.apache.kafka.trogdor.rest;

import com.fasterxml.jackson.annotation.JsonCreator;
import com.fasterxml.jackson.annotation.JsonProperty;

/**
 * A request to the Trogdor agent to stop a worker.
 */
public class StopWorkerRequest extends Message {
    private final String id;

    @JsonCreator
    public StopWorkerRequest(@JsonProperty("id") String id) {
        this.id = id;
    }

    @JsonProperty
    public String id() {
        return id;
    }
}

redpajama_set_name: RedPajamaGithub


text:
Q: Change the 'published on' text? I am using the date and time in the post dialogue to log the date and time of future events, and would like to change the text to reflect that.
Is there an action hook I can tap into to achieve that?
Also, it would be perfect if I could pull those controls out of the 'publish dialogue', and add it to my own meta box.

A: Use a gettext filter and match against the text.
add_filter( 'gettext', 'filter_published_on', 10000, 2 );
function filter_published_on( $trans, $text ) {

    if( 'Published on: %1$s' == $text ) {
        global $post;
        switch( $post->post_type ) {
            case 'your-posttype':
                return 'Whatever on: %1$s';
            break;
            default:
                return $trans;
            break;
        }
    }
    return $trans;
}

The alternative would be to copy the publish metabox code, and change the callback function for that metabox to your copied(and modified) version of the function, so you can do what you want with the callback code.

redpajama_set_name: RedPajamaStackExchange


Texas Electricity Company, Bounce Energy is the most 'Liked' electricity company on Facebook and fastest to reach 50,000 fans.
March 21, 2012 - As Bounce Energy enters its fourth year of serving the deregulated areas of the Texas energy market, the Houston-based electric company recently announced that it has reached over 50,000 followers on Facebook. This accomplishment has a two-fold impact, because it also marks Bounce as the fastest-growing electricity company in the nation on Facebook.
Incorporating social media strategies in the information age remains one of the most prominent missions for businesses of all shapes and sizes. It has become fiscally and organizationally irresponsible for a company to ignore the various social networking sites as a way to reach out to both existing customers and potential new customers. Since its inception in 2008, Bounce has embraced social media and applied current technology to its advantage, in terms of both acquiring new customers and staying in constant contact with current ones.
Since Facebook is the most dominant social network on the planet, it makes good business sense for Bounce Energy to employ an aggressive strategy of active engagement with its customer base. Customers frequently post on the Bounce Energy Facebook wall, as well as send direct messages to the company, with guaranteed escalated customer service. Bounce provides a number of unique opportunities on their page, including drawings, sweepstakes, exclusive offers and promo codes, and the ability to sign up for service without ever leaving Facebook.
Moreover, Bounce remains at the forefront of connecting with customers through other technological outposts. Bounce Energy operates three distinct blogs with three separate focuses to appeal to customers: the Bounce Energy blog provides details about the company's services and programs; Bounce Energy Savings provides various ideas for anyone (not just Bounce Energy customers) looking to save money; and Project: Greenify extends a wealth of green living tips for people seeking to be more environmentally friendly. Furthermore, Bounce Energy operates active Twitter, Google+, and Tumblr accounts, regularly posts helpful service-related videos to its YouTube page, and recently launched a Pinterest account.
Fifty thousand Facebook followers is a positive indicator of Bounce Energy's emerging status as a retail energy provider (REP) of importance in the Texas energy market and is currently the most 'liked' electricity company on Facebook.
Bounce Energy is a privately-owned and full-service retailer of electricity in Texas, offering affordable, comprehensive and innovative plans to help customers easily manage their electricity service. As one of the fastest growing Texas electric companies, Bounce Energy has done so with focus on online and digital marketing, including social media, and by developing its own technology infrastructure and applications. Bounce Energy's internally designed technology includes applications for customer billing, product management, web site and content management, partner management and tracking,a multi-family portal, customer behavioral marketing, reporting and analytics. Visit Bounce Energy at http://www.facebook.com/bounceenergy or at BounceEnergy.com.


Excellence Reporter: Mira, what is the meaning of life?
MiraMichelle: Life has a particular resonance that is universal for us all. We meet this resonance daily and experience what is there to be experienced. Sometimes we rejoice in that what is and sometimes we despair. Whichever way the pendulum may swing… we experience. We experience life.
For me, the meaning of life is LIFE. Life itself is the meaning. To have life. To be with life.
Then we may say… "yeah that is so and I know this already. But, do we? Do we really know?
A way to more fully embrace what that 'life thing' is all about, I feel, is through Nature. Nature is the most clear and contactable way to feel Life. The Vibration of Nature is very tangible and so when I look at the clouds, smell the fresh air, watch the insects, listen to the birds and salute the trees I feel part of it All. And we All are part of it….. ALL!
Being alive we awaken into this energetic force entitled "LIFE" every day and we have the esteemed honor to live! To be a part of life and to embody life, in many ways, is an effortless endeavor. However, have we forgotten the preciousness of the great gift that we carry forth each day? When do you feel a deep connection to life?
To allow our selves to thrive in the great Aliveness of Life and to feel its resonance I suggest to go outside this very day and commune deeply with Nature. Nature is waiting for our contact and the moment that we feel this intelligent communication taking place – an exchange of vibrational content – we will never be the same. Because we will have arrived into another world of resonance and meaning that helps us to remember what is natural and this is a very valuable experience.
Allow Nature to remind you of who you are past the wants, expectations, identifications…. and Be life! I invite you to spend some moments every day being simply as you are! Alive.
~MiraMichelle founded the Sacred Female Rising Institute in 2008 and believes that Female Solidarity and values hold significant keys to the healing of our planet. Mira is the daughter of an English/Irish mother and an African/Native American father who was raised in distinctly different cultures and this reality has given her a great ability to connect with different people and to be a living bridge of cultural experience.
Mira's big work on the planet is to create a greater solidarity between women. She facilitates an ancient contemporary Medicine Woman Training where up to 17 women are guided through a one year journey to discover and activate their personal medicine.
Mira is the author of the Sacred Female Rising booklet and the forthcoming book 'Sacred-ize Your Life – Ceremonial Receipes for Feeding the Soul. The Ancient Art of Ceremony Meets the Contemporary Science of the Quantum Age'.
MiraMichelle will be offering Future Woman and Healing Ceremony.


text:
An In-Depth Comparison of Two NBA Eras
By: Terrence Liu
Source: Silver Screen & Roll
It has been 20 years since the turn of the century--a span in which basketball experienced many revolutions. The 2000-2001 NBA season was before Steph Curry's three-point revolution, Lebron James and his undeniable dominance through three different teams: it is the time of Kobe Bryant, Shaq, Tim Duncan, and many other names we have gradually forgotten as time passes. This was when Allen Iverson averaged 31 points and 5 assists, winning the MVP over many of the greats that we recognize today. While we certainly have more rising stars coming, including James Wiseman, LaMelo Ball, and others lighting up the League in our new season, I will go back in time and see how different the game was then compared to today. The goal of this article is to provide a comprehensive comparison between two different eras, namely the 2000-2001 season and the 2019-2020 season, with respect to each position.
For proper comparison, I decided to separate the players in both eras into three groups: great players, good players, and average players. The metric I used for the groupings is Player Efficiency Rating (PER) because it is one of the more accurate with considerations to all basic statistics and relative to the league during that year. The great player group consists of the top 15 players of each season; the good player group consists of the top 50 players minus the 15 players from the previous group; the last group consists of all the other players not counted in the first two groups.
In addition, since the current era has advanced the concept of positionless basketball, it is more difficult to separate the roles of shooting guards and point guards or small forwards/power forwards, I decided that it is best to combine the roles to simply guards, and forwards to provide a more general grouping and eliminate misclassification.
The above tables show the average PER for each era. The first chart shows that during the current era, centers are the most productive position in the league. While forwards and guards have similar PER at their respective groups, the centers of today greatly exceed both positions at all three groups, by at least a two-point difference. The second chart--the 2000-2001 season--however, is slightly different from the first chart. Although centers at the highest level show dominance over the other two positions, it seems like there are more forwards and guards who are doing better than centers at lower efficiency groups.
Points, in the NBA, might be the most recognizable statistic, because it conspicuously reflects how good a player is offensively. In graphs below, I calculated the averages of points per game for each group, at each of the three positions.
In both eras, scoring seems to be similar for the three different positions; however, the scoring in the previous era has a very skewed result at the center position, similar to that of PER. Before the 3-point revolution, Centers have been predominantly the leading scores on each team. When talking about the greats such as Kareem Abdul-Jabbar, Bill Russel, Wilt Chamberlain, they all hold the center position. Even Michael Jordan during the 90s cannot undermine the talent that comes out of the center position. Hall of Famers such as David Robinson, Hakeem Olajuwon, Patrick Ewing shed light to how dominant a center can be near the rim. This explains the scoring category with centers taking first. However, the roles of centers below the superstar level has drastically changed into only rim protectors, while in the current era, centers who want to take a spot in the NBA have to more or less know how to shoot from downtown, leading to higher scoring. In comparison, the current era features guards having the highest scoring out of all three positions, which can be explained through the very structure of three point shooting; while players like Stephen Curry and Damian Lillard can jack up 15 3's per game, role players are also expected to make these shots on the side.
The game of rebounding has a lot to do with height, although there are definitely anomalies such as Dennis Rodman, who developed a skill set that is more superior to both his peers and players who are more fit for the role; this game is about height, and it is obvious to see that centers and forwards have a significant lead in this category in both eras.
However, by looking at the graphs, one thing to note is that forwards in the previous era averaged more rebounds (at 9.52 in top 15 players category) than forwards in the current era (at 8.12 in top 15 players category). This could be explained by the active floor-spreading implemented in today's game, and teams gradually going into small-ball that require less traditional centers and forwards.
Ball distribution has always been the role of the smaller players, as they are more agile and are capable of making very dynamic plays. The graphs below reflect the average assists in each group.
Surprisingly, guards in the current era average either really close or more assists than guards in the previous era. One of the intuitive answers would probably be the result of combining point guards and shooting guards. The roles in the previous era may be very clear, with point guards distributing the ball and shooting guards taking the assists; however, when combining the assists of these two positions together and taking the average, it could end up similar to that of guards of the current era, who rarely define their roles and are counted as one position for the most part.
To back up this theory, I did conduct another comparison between the point guards and shooting guards of the two eras, and it is obvious that there is a clear discrepancy in terms of assists between the two groups.
Blocks & Steals
Both of the defensive statistics have their represented groups. Typically, players who are taller are more likely to get blocks, adn players who are short and agile are more likely to get steals; these two graphs show exactly that.
From the graphs, it is clear that both of the defensive statistics seemed to be very different for both eras. On average, Centers and Forwards are getting a lot more blocks in the 2000-2001 season; centers have less, while forwards have more steals in the 2000-2001 season. Compared to the offensive statistics, the difference looks much more significant for these positions.
How Significant are the Differences?
Source: Milwaukee Journal Sentinel
There are multiple points in the graphs that show a difference between different eras of different groups; to find out whether they are significant or not, I performed a t-test on all the groups of each statistic of each position. To note, the tests are performed between specific positions of specific groups between the two eras. For instance, in the 2019-2020 season, the Top 15 group of point guards in the Points category are only compared to its counterparts in the 2000-2001 season.
The table is filled with p-values for the t-test. In this case, I am aiming for a 99% confidence interval, meaning that the difference would be significant if the p-value is less than 0.01. Out of all the t-tests conducted, we find significant differences in two different statistics, namely points and assists corresponding to the Top 50 groups. The biggest difference in the centers position lies in assists of the top 50 group. Intuitively, the centers of today have to be more well-rounded than the centers in the past. From today's league, there are plenty of examples of elite passers such as Nikola Jokic, who functions as a "point center" rather than a traditional center. While there are good passers in the past, this position is never tasked with the role of ball-distribution; elite players might not differ as much, but the influence of positionless basketball becomes amplified at a lower level, bringing us this specific result. For average players of the league, there seem to be no difference between the two eras, which can be explained by the fact that these players lack playing time, and it is hard to demonstrate playing differences between them.
For this position, there is only one category that demonstrates a significant difference between the two eras. Indeed, we find that the blocking difference is rather significant between the two seasons. Surprisingly, the difference between the forwards of the two eras lies in the elite players, with players from 2000-2001 season averaging 1.2 blocks per game, and players from 2019-2020 averaging only 0.65 blocks per game. In addition, forwards in the past averaged more steals, at 0.91steals per game, while current day forwards averaged 0.71 steals per game; although not significant enough to say it drastically changed over the years, it is still interesting to see the difference. From these two categories, we can conclude that there is likely a falloff of defensive abilities in basic statistics.
Guards of the two eras differ the most in Points, Rebounds, and Blocks, all in the Top 50 player group. The most significant difference lies in the Points category, with current players averaging 16.1 points, and previous players averaging 11.3 points. Legendary Point Guard Steve Nash once mentioned in an interview that he was always looking for opportunities to get the team involved, rather than scoring from the three-point line. This implies that they were always looking for opportunities to pass the ball rather than shooting it. This could be an explanation to the difference in points between the two eras, but it would also, in theory, lead to a higher assist number between the two groups, while there isn't.
For this section, it is much more difficult to analyze the differences between the two eras as advanced data does not reflect performances that can be visually tested. Instead, I want to only examine the top 50 players of each position in terms of win share to see which position is the most important in each era. This time, the top 50 players include the top 15 players unlike for previous statistical analysis.
In addition, the metrics I am using is percentage win share, rather than raw win share, because it more reflects how a player performs in the context of team success. For instance, a player could have a really high win share because the team is leading the league in wins, rather than him being a great player himself; on the other hand, a great player's win share can be undermined by a bad team performance.
From the chart above, there is a huge difference between the position. In the 2000-2001 season, Centers have the highest average win share, while in the 2019-2020 season, forwards have a significantly higher win share. This result is rather interesting, as forwards rarely excel at any of the basic categories; in fact, after going through the data again and graphs again, Centers and Guards dominated the different categories in both eras. However, it makes much more sense intuitively. For example, guards can be hard to get blocks and centers can be hard to get steals, but forwards such as LeBron James, and Kwahi Leonard have always been regarded as players who can guard all five positions because they both have the height close to a center and the agility close to a guard.
After comparing these different statistics, it is clear that although some categories are significantly different between the two eras, most of the other statistics remain the same. We see clear distinction in points and assists for Centers, blocks in Forwards, and points, rebounds, and assists for guards, mostly clustered in the Top 50 groups; however, there aren't many distinctions when it comes to the best of the best, and those who sit on the bench for most of the time. Each position, regardless of how positionless the league has become, still hold their own weight during the games. Although it might be cliche to say, guards are simply better than centers when it comes to assists, and centers are better than guards when it comes to rebounding. There might be slight improvements or regressions on certain categories, the trend still remains the same. However, the game of basketball is never just about the statistics. The players of the current era bring a lot to the table as well. We may not have another Shaquille O'Neal throwing down dunks on everybody, we may not have another Steve Nash who always thinks about passing first, and we may not have the great Kobe Bryant shooting his famous fade-away again, but we can experience Damian Lillard shooting logo 3-pointers at a record-high level, a center like Nikola Jokic who passes the ball better than most point guards, and LeBron James, who is going to continue to prove he is the one of the best to ever play the game of basketball.
Sources: Basketball Reference


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text:
It's Not Just Your Food: GM Mosquitoes Are on the Loose
Staff Writer, DL Mullan
GMOs / International News
The people in Panama are being warned that genetically modified mosquitoes are going to be released. As of February 15th, Nuevo Chorillo, in the Arraiján district of Panama, will begin to experience these new mosquitoes.
"Local people in Panama must be asked for their fully informed consent before these experiments begin" said Dr Helen Wallace, Director of GeneWatch UK, "This means the risks must not be hidden by the company. People must be able to discuss the pros and cons of these experiments and have a right to have their say".
These mosquitoes are produced by the UK company, Oxitec. In the beginning the company tried to hide that 18% of the mosquitoes could survive passed the larve stage, when the GM mosquitoes mate with the native females, therefore creating a new species, unabated.
There are more issues to this release:
1. Impact on mosquito populations. Oxitec has not assessed the possibility that mosquito numbers in areas neighbouring the trials could increase as a result of the experiments, or considered the serious risk that another species of dengue-transmitting mosquito, Aedes albopictus (the Asian Tiger mosquito), increases in numbers if the numbers of Aedes aegypti decrease. Researchers at Panama University have described Aedes albopictus as more dangerous than Aedes aegypti and it is regarded as a more invasive species which may be very difficult to tackle if it moves into the area (4). In its draft risk assessment submitted to regulators in the USA Oxitec states (5): "It is not clear to what extent Ae. albopictus could or would expand its range into areas currently dominated by Ae. aegypti but it is reasonable to expect a degree of such expansion if no countervailing activities are undertaken".
2. Impact on dengue fever. Oxitec has published no evidence that population suppression of Aedes aegypti mosquito numbers in its target area will actually reduce the incidence or severity of dengue fever or the more severe form of the disease dengue hemorrhagic fever (DHF). In its draft risk assessment submitted to regulators in the USA Oxitec states (6): "It has been suggested that, in countries with very high transmission rates, reduction in transmission could increase the frequency of dengue hemorrhagic fever (DHF) even while decreasing the incidence of dengue fever". In its draft risk assessment for the USA, Oxitec then dismisses this concern by making an unproven claim that the reduction in transmission will be well below the necessary level and pointing out that this concern is not relevant to the USA (where dengue fever is not endemic). However, this risk is highly relevant in Panama.
3. Release of biting females. Oxitec has recently published figures on the number of biting female GM mosquitoes that are inadvertently released (7). If correct, this would mean that 200 biting female GM mosquitoes are released in every million males, meaning that some people will inevitably be bitten. Current production of Oxitec's GM mosquitoes in Brazil is 4 million a week. In the Cayman Islands, mechanical sorting was less effective, leading to about 5,000 biting female mosquitoes in every million males.
4. Survival and spread of GM mosquitoes. In the laboratory, 3% of the offspring of Oxitec's GM mosquitoes survive to adulthood, even in the absence of the antidote tetracycline. This percentage could increase as resistance to the genetic killing mechanism evolves over time. When GM mosquitoes were fed cat food containing industrially farmed chicken, which contains the antibiotic tetracycline, the survival rate increased to 18% (8). A number of studies have found thatAedes aegypti mosquitoes can breed in septic tanks where there are high levels of contamination with antibiotics such as tetracycline. They also commonly live in areas where discarded takeaways are likely to contain meat contaminated with tetracycline. Increased survival rates would reduce the effectiveness of any population suppression effect over time, increase the number of biting GM females, and potentially allow the GM mosquitoes to establish in the wild.
5. Transfer of other traits to wild mosquitoes. When Oxitec's GM mosquitoes breed with wild mosquitoes some of their other genetic characteristics will be passed on to the local wild mosquito population. Different strains of the same species are found in different places and some strains are more resistant to insecticides than others or better transmitters of disease. Oxitec's GM mosquitoes are not developed from a native strain so the possible introduction of such traits needs to be considered. There are four different types of dengue virus and the harm to people's health can be increased if some types can be transmitted more easily by the introduced strain than they were by the wild species already in the area. Other viruses, such as Yellow Fever, are also transmitted by Aedes aegypti mosquitoes and the impact of the new strain on transmission of such viruses also needs to be considered.
Sources: Sustainable Pulse,
Labels: Arraijan district, director, experiment, genetically modified, GeneWatch, GM, gmo, Helen Wallace, larve, mate, mosquitoes, native females, Nuevo Chorillo, Oxitec, Panama, UK company
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text:
package temportalist.origin.api.common

import net.minecraft.nbt.NBTTagCompound

/**
  * Provides an easy interface to access read and write functions for an object
  *
  * Created by TheTemportalist on 4/9/2016.
  * @author TheTemportalist
  */
trait INBTSaver {

	/**
	  * Write data to a tag to store in the pass tag
	  * @param tag The tag to store information in
	  * @param key The key to store the information at
	  */
	def writeTo(tag: NBTTagCompound, key: String): Unit = {
		val selfTag: NBTTagCompound = new NBTTagCompound
		this.writeTo(selfTag)
		tag.setTag(key, selfTag)
	}

	/**
	  * Write this class's data to a tag
	  * @param tag The tag to store the information in
	  */
	def writeTo(tag: NBTTagCompound): Unit

	/**
	  * Read data from a tag at the passed key
	  * @param tag The tag which contains the data
	  * @param key The key where the data can be found (expects a NBTTagCompound as the value)
	  */
	def readFrom(tag: NBTTagCompound, key: String): Unit = {
		this.readFrom(tag.getCompoundTag(key))
	}

	/**
	  * Read this class's data from a tag
	  * @param tag The tag which contains the data
	  */
	def readFrom(tag: NBTTagCompound): Unit

}


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