text:
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Plaxonic Technologies: Leading Innovation
Latest Devices to Make Our Lives Easier
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California COVID-19 Rent Relief Policies Economically Unsustainable
Dreamers Won Full Restoration of DACA…What Now?
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Insider Corner: David Ebrahimzadeh Discusses The 10 Best California Towns to Invest In
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WELL-KEPT SECRET
by Rick Weinberg, Editor-in-Chief, California Business Journal
The State of California forks over millions of dollars annually to local businesses – for free – for training, developing and sharpening employees' skills. Problem is, virtually no one knows about it.
BY RICK WEINBERG, CALIFORNIA BUSINESS JOURNAL
When Barry Menzel was Vice President at International Paper, he unexpectedly received some startling information one day: he learned about a little-known program funded by the State of California where businesses receive thousands of dollars – for free – to train employees and improve their skills on everything from computers to operational processes.
"I was floored," Menzel says of the relatively unknown $90 million program that California funds through its state payroll tax and the Employment Development Department. "I thought it was a scam."
Far from it.
Menzel signed up for the program and International Paper received hundreds of thousands of dollars annually from the state of California. He actually became so enamored with the business model that he left International Paper to join the company that proposed the program to him.
Two years later, he launched his own firm, Training Funding Source, which is the No. 1 firm in the state in obtaining employee training reimbursements for California companies.
"I'll never forget that day when I first heard about this program," Menzel says. "It's engrained in me. I was asked, 'How would you like to get funded for your employee training?' I said, 'What's the catch?' I was soon convinced that it was real, that the actual payroll taxes that all businesses pay to the State of California sit in a special fund waiting to be doled out to businesses that want and need to train employees to be smarter, more efficient and more effective on the job."
These days, Menzel spends his time going from business to business explaining to CFOs, CEOs and VPs how they can get up to $1 million annually to train employees. Menzel's company handles all the logistics and administration from A to Z and manages the program as a third-party administrator.
Since its inception in 1993, Menzel's firm has captured nearly $200 million in training subsidies for clients, which include some biggies: SpaceX (founded by Tesla's Elon Musk), Live Nation (yes, the huge concert promoter that owns Ticketmaster), House of Blues, Loan Depot and Virgin Galactic (yes, the multinational conglomerate that owns Virgin Atlantic). The list goes on and on.
In December 2016 alone, 21 California companies received a combined $3.4 million through Training Funding Source (TFS).
"What we do is remove the barrier to training and the costs associated with it," Menzel says. "It was an expense, but we've converted the expense into revenue and taken away the objection to train employees to make them better and more efficient."
So how in the world can a so-called cash-strapped state like California afford to dish out $90 million annually to small local companies to train employees on how to master Excel?
Well, every business in California pays payroll tax and that's where the money comes from. In 2015, 224 companies reeled in $86 million – an average of $383,000 per company.
"It's basically an unknown program," Menzel says. "It's found money. If you're a CFO, CPA or attorney, you need to know about this."
The program has been around for – get this – 30 years. When CEOs or company Presidents hear about it, they're usual reaction is "Why haven't I heard about this before?"
"Business owners aren't aware of this because they're busy running their businesses and they just don't know about tax credits and rebates," Menzel says. "But once they hear about it, it's like, ''this is a no brainer. We should be doing this.' In a way, it's another revenue stream for the company."
Here's how it works: say you have 50 employees who need to master an updated version of the Salesforce software program. Well, your company can designate one of its own employees to teach the 50 trainees or bring in a consultant. Either way, the company will receive $26 per hour for each of the 50 employees. If the training encompasses 20 hours, the company is reimbursed $26,000 (50x20x26).
No one has succeeded more in this program than Live Nation, SpaceX and Virgin Galactic, thanks to Felicia Zigman. She's infused millions of dollars into each of the companies through this program. She actually landed her job at each company thanks in part to the ability to bring in the extra money from the state and fund her own department.
"When I first heard about the program, I was skeptical and wondered why no one knew about it," she says. "I didn't understand why or how considering its value. It's been amazing — it's opened up a lot of doors for me. We wouldn't have gotten funding otherwise for some of the programs I helped institute."
When Zigman delivered a $500,000 check to her bosses at SpaceX, "it was a ceremonial moment to say the least," she says with a laugh.
She later generated another $350,000 at Live Nation and $245,000 at Virgin Galactic, where she is utilizing a significant portion of the funds on executive coaching.
"Without Barry, we'd be paying out of pocket for these costs, and we wouldn't have been able to do it," Zigman says. "Instead, it's a win-win."
Mike Tsai, President of K-1 Packaging Group in Southern California, has been utilizing Menzel's company for 11 years, and just received funding for other $60,000 in December.
"This program has had a tremendous big impact on our company," he says. "We've achieved many objectives that have enabled us to sustain our growth."
At first, Tsai thought the program was bogus. Yet over the last decade, his company has received several hundred thousand dollars in funding. His last training project, which is currently in progress, involves manufacturing skills related to quality management and quality assurance, as well as its computer system and design software.
"All our trainers are our own employees — senior level management who have knowledge and experience," he says. "They are able to pass that on to our younger employees. They are mentors who help develop and pass off the skills to the future generation of our employees."
Says Menzel: "The whole idea behind the program is to improve the efficiency, effectiveness and productivity of employees so they work better, faster and smarter. There's always something new to learn — new software, new programs, new information. Businesses have to stay on top of it and the state wants them to improve productivity and increase profitability."
Menzel pauses for a moment and looks directly into the eyes of his interviewer: "What business owner doesn't want their employees to be more efficient?" he says. "Not one."
One of the most impressive statistics regarding Training Funding Source is that it has never been denied funding for a client in 22 years.
"We are the experts," Menzel says. "We know every company that's ever failed with this program and we know how they failed. We know every company who has succeeded and we know why. We make it easy for businesses to be very successful using this state program."
Training Funding Source
Barry Menzel, President
barry@trainingfundingsource
www.trainingfundingsource
Tags: attorneyBarry MenzelCaliforniaCEOscoachingCPAdevelopmentemployeesEmployment Development Departmentexecutiveexecutive coachingFelicia ZigmanfundingFundsGroupinformationInstituteLiveNationloanlocalLos Angeles Business NewsmanufacturingMikeOrange County Business Journalpayrollpayroll taxesreimbursementsskillsSouthern CaliforniaSpaceXState of CaliforniataxtaxesTeslaTFStraintrainingTraining Funding ResourceVirgin
REDUCING FRAUD, ENHANCING COMPLIANCE IN THE MULTI-TRILLION DOLLAR MORTGAGE INDUSTRY
Rick Weinberg, Editor-in-Chief, California Business Journal
Rick Weinberg is Editor-in-Chief at California Business Journal. He is a well-known journalist, writer, reporter and on-air talent who has worked for the New York Times, FOX and ESPN. He launched California Business Journal to focus on California businesses and business professionals as well as California business news and information. Contact: Rick@CalBizJournal.com / 949-648-3815
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The Maharajahs Indian restaurant is open 17:00-23:00, 7 days a week.
Found in the Southside area of Edinburgh, The Maharajahs is a superb Indian and Bangladeshi restaurant. Taking its name from the Sanskrit for 'Great King', The Maharajahs represent high standards and quality, serving food that is fit for a king.
The team has over 25 years experience in the running of Indian restaurants in Edinburgh and this is clear in both service and cuisine. Vegetarians are very well catered for with a wealth of choices on the extensive menu. Enjoy classic Indian dishes from curries to tandooris to biriyanis as well as more unusual dishes such as Malaysian curry with chicken and pineapple at this great Southside restaurant.


text:
Europe's investment arm loans SES 300 million euros to bolster space industry
EIB vice president Kris Peeters (middle) participated in a signing ceremony with SES executives Jan. 11 for the loan. Credit: SES
Jan. 11TAMPA, Fla. — The European Investment Bank (EIB) said Jan. 11 it is lending SES 300 million euros ($323 million) as part of efforts to increase the competitiveness of Europe's space industry.
The size of the seven-year loan, which the satellite operator said was secured "on attractive financial terms," is the largest the European Union's lending arm has provided a Luxembourg-based company in its 65-year history.
The scale of the financing "demonstrates how strategically important the space sector is for the EIB and the European Union," EIB vice president Kris Peeters said.
The investment bank "shares the same goals as the European Commission to make European companies like SES successful and even more competitive," Peeters added, because space "will only become more important in the future."
The debt will support SES investments in three previously announced broadcast and broadband satellites: ASTRA 1P, ASTRA 1Q, and SES-26.
The financing covers "slightly below 50% of the overall costs of the entire program" for these three satellites, SES vice president of external communications Suzanne Ong told SpaceNews.
EIB investment rules prohibit the bank from financing more than 50% of the cost of a program.
Europe's Thales Alenia Space is building all three satellites for launches to geostationary orbit next year.
ASTRA 1P and ASTRA 1Q, ordered in 2021, are Ku-band satellites designed to replace aging broadcast spacecraft at 19.2 degrees East, where SES serves major broadcasters across Germany, France, and Spain.
ASTRA 1Q has a software-defined communications payload which means it could be reprogrammed while in orbit to serve data markets if needed.
SES-26, also a software-defined satellite, was ordered last year to provide content and connectivity services with Ku and C-band frequencies from 57 degrees East, covering Europe, Africa, and Asia.
EIB said its financing is in line with the European Commission's goal for all households in Europe to have access to at least 100 megabits per second of internet connectivity by 2025.
SES hopes to play a role in Europe's $6 billion plans to deploy a multi-orbit connectivity constellation called IRIS² by 2027, which would help expand internet access while bolstering communications security for government needs.
In September, the European Space Agency (ESA) picked SES to lead the development of Eagle-1, a satellite aiming to demonstrate quantum encryption technology that could support IRIS², or Infrastructure for Resilience, Interconnectivity and Security by Satellite.
Europe's efforts to beef up its space sector come amid calls from European space officials for more sovereign capabilities to keep up with China, the U.S., and other non-EU nations.
ESA member states agreed in November to provide the agency with 16.9 billion euros for the next three years — a 16.6% increase over the three-year budget set in 2019 before accounting for inflation, although less than what the agency sought.
Peeters said EIB has "had discussions with ESA [and the] European Commission to see what we can do also in the future, more than ever before, to stimulate the European space sector."
Other space projects EIB has supported in recent years include a 200 million-euro loan for French operator Eutelsat's Konnect VHTS broadband satellite, and 100 million euros in financing for Europe's next-generation Ariane 6 launch vehicle program.
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redpajama_set_name: RedPajamaCommonCrawl


text:
Q: Bundler can't find a gem even though gem install works For this Gemfile:
source 'https://rubygems.org'

ruby '2.3.1' # equivalent version to what jruby supports

gem 'jrubyfx'

Bundler can't find the gem, even though it is clearly available:
$ bundle install
Fetching gem metadata from https://api.rubygems.org/..........
Could not find gem 'jrubyfx' in any of the gem sources listed in your Gemfile.

If I let gem itself do the work, it can find it fine:
$ gem install jrubyfx
Successfully installed jrubyfx-1.2.0-java
1 gem installed

So now I even have it on my system, but despite it even being present locally, Bundler still can't find it.
Environment:
$ bundle --version
Bundler version 1.16.0.pre.3
$ gem --version
2.6.8
$ rbenv version
jruby-9.1.8.0 (set by /Users/trejkaz/Documents/prototype/.ruby-version)
$ ruby --version
jruby 9.1.8.0 (2.3.1) 2017-03-06 90fc7ab Java HotSpot(TM) 64-Bit Server VM 25.151-b12 on 1.8.0_151-b12 +jit [darwin-x86_64]
$ jenv version
1.8 (set by /Users/trejkaz/Documents/prototype/.java-version)
$ java -version
java version "1.8.0_151"
Java(TM) SE Runtime Environment (build 1.8.0_151-b12)
Java HotSpot(TM) 64-Bit Server VM (build 25.151-b12, mixed mode)

I have verified that both gem and bundler are definitely running with JRuby - they both take forever to start and I only have one JRuby installed at the moment (the latest one the ruby-build from Homebrew had available).
Tried so far:

*

*Changing sources from https to http

*Changing the URL to include the leading api.

*Adding --full-index to the bundle command-line as suggested in an answer to this question

*this question looked similar too, but was just a missing comma

A: I had a look at the Gemfile of some github projects using the same gem.
Try to add the engine and engine_version after the ruby version as follows:
# Gemfile

ruby '2.3.1', engine: 'jruby', engine_version: '9.1.8.0'
source 'https://rubygems.org'

gem 'jrubyfx', '~> 1.2'

According to bundler documentation:

Both :engine and :engine_version are optional. When these options are
  omitted, this means the app is compatible with a particular Ruby ABI
  but the engine is irrelevant. When :engine is used, :engine_version
  must also be specified. Using the platform command with the --ruby
  flag, you can see what ruby directive is specified in the Gemfile.

redpajama_set_name: RedPajamaStackExchange


Habanero Carrot Curry is a SPICY blend of all kinds of flavor! It is perfect when blended with coconut milk and simmered like a traditional curry. It has a sweetness to the heat with the addition of sweet organic carrot powder. It can be chilled after simmering and served as a cold soup. Add a dollop of sour cream to add to the richness. It is spicy so, enjoy with caution and be careful not to inhale the powder when cooking.
INGREDIENTS: Carrot, Mustard Powder, Coriander, Fennel, Cinnamon, Nutmeg, Cardamom, Turmeric, Ginger, Habanero Chili Powder, Himalayan Pink Salt, Tellicherry Black Pepper.
Available in a variety of sizes in the drop down menu.


It was Apple to unveil the iOS 6, the upcoming Operating System for the Apple's mobile devices. And the announcement of Google to launch Android 5, but changed the version from 5 to 4.1 code-named "Jelly Bean". And to compete in the market Microsoft has come up with Windows Phone 8. () Code-named "Apollo", Windows Phone 8 brings the platform in line with other mobile OSes by adding support for muti-core processors, higher screen resolutions and newer wireless technologies like near field communication (NFC).
Importantly, Microsoft has re-coded Windows Phone from the ground up for the new version. Previous versions of Windows Phone were based on Microsoft's old mobile OS, Windows CE, but now the platform will share the same source code as the company's coming desktop OS, Windows 8.
That has big consequences for developers and consumers. For developers, it will be extremely easy to create a Windows Phone app if they already have a Windows 8 app that runs in the Metro environment (and vice versa). For consumers, it means more apps and better hardware to run them.
It also has the effect of rendering every current Windows Phone obsolete, since those phones won't be able to run the new software. They will, however, get an upgrade to Windows Phone 7.8.
Windows Phone 8 adds support for many new hardware features. The most anticipated is support for multi-core devices, which have become common on both Android and iOS platforms. There's also support for better screen resolutions, including 720p and 1,280 x 768 (WXGA). That's not quite retina, but it's better than the 800 x 480 screen of the Nokia Lumia 900, one of the current leading Windows Phones.
On top of that, the new Windows Phones include support for external storage in the form of microSD cards as well as NFC.
NFC support opens the door for mobile payments, of course, and Microsoft is way ahead of you. The company says it's created the "most complete" mobile wallet solution, working directly with carrier partners to implement it. In the U.S., that means working with ISIS, a mobile-payments collaboration between Verizon, AT&T and T-Mobile, though Microsoft says consumers won't see the fruits of that partnership until next year.
Windows Phone 8 puts Nokia Maps front and center, removing the redundancy between that service and Microsoft's own Bing Maps service. It will support offline viewing of maps.
In the biggest cosmetic change, the dynamic "live tiles" on the home screen in Windows Phone 8 have been given an extreme makeover. They're now much more customizable, giving users many more options for colors and sizes. The idea is you can tailor your home screen in much more detail — for example, if you're a sports nut, you can decorate it with sports apps that update on the fly with scores and photos.
Microsoft also has much more to offer IT departments with Windows Phone 8. The new OS supports encryption, secure boot and device management, and it includes mobile versions of Microsoft's popular Office apps. Source: Mashable.


Enjoy "La Vita Amalfi" captured thru the eyes of Hunter Gorham; Get lost in the multicolor abstract Images of "Color and Form" by Barbara Booth and discover the fascinating "Intuitive Geometry" in Jason Mehl's sculptures.
We look forward to see you! and enjoy and evening of great drinks, delicious food and fantastic art.


A Day vs Night In-House Competition!!!
Who is the fittest? The morning crew or the evening crew? Only one way to find out.
The fun will go from noon to 4 pm. All are welcome to participate. Maybe even the trainers will get in on the fun! Stay tuned for more details and clear your calendar!


Witchy Words: Witchy Words Beltane Giveaway!
To win the book Beltane (Llewellyn's Sabbat Essentials) by Melanie Marquis and this gorgeous altar cloth, click here and fill out the form! One lucky winner will be selected on May 1st to receive these items.
Not affiliated with Cratejoy, Box of Shadows or Llewellyn.
and would hate to see them go to a dusty shelf!
That Altar cloth is ridiculously Gorgeous!!! OMG! and exactly what I need! I have so many books but all Digital! Not 1 actual book I can hold in my hands, other than all of my $2 Composition books that are my self made Books of Shadows for now :) I final have Tarot cards thanks to my BFF and another Sister. The thing that makes this funny is I am 38 and have been a practicing Witch for over 25 years! I also run a Virtual Wiccan Coven and Teach 1st degree Wicca. Any I really want to win really bad and you have an amazing blog and Happy Beltane!!! Blessed Be Sister!


text:
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As the world edges closer to the next crisis, today the man who has become legendary for his predictions on QE and historic moves in currencies shared with King World News one of the most shocking stories you will ever read. Greyerz also warned the Western Gold Maginot Line will fall in 2019, triggering panic.
by CLICKING HERE OR ON THE IMAGE BELOW.
Egon von Greyerz continues: "The history of China and gold is fascinating, and even more so when Japan's looting of Chinese gold is added to the story. Japan was interested in the Chinese gold since the Sino-Japanese war in 1894. Japan spent time and resources on the Manchurian gold exploration from that time to the end of WWII. Japan is said to have looted a considerable amount of gold from mines in northeastern China. Not only that, but in 1937 as the Civil War in China was raging and Mao and the communists pushed Chiang Kai Shek out, the Japanese invaders stole 6,600 tonnes of gold from the Chinese capital Nanking. This is a lot of gold! The value today would be $280 billion.
The US is allegedly the biggest gold holder in the world with 8,000 tonnes. But as I wrote in a recent KWN article, most of that gold is probably in China and the rest spread throughout Asia as the US has disposed of or leased most of its gold. The US will never get back the gold, and whatever they have leased is also gone forever. The Fed and most central banks lease gold into the market in order to earn a return as well as to unnaturally suppress the gold price. This gold used to stay in London or New York with the LBMA bullion banks. But today, Silk Road countries, including Russia, buy all the gold they can vacuum out of the West. Thus, the LBMA banks give the central banks an IOU and then sell the physical gold to the East. For the central banks, that gold is gone forever. The LBMA will never find sufficient gold to hand the gold back to them, so that paper gold IOU is totally worthless. This means that the LBMA banks will fail as they can't make good on their physical gold commitments. Meanwhile, the central banks' vaults will remain empty, leading to a collapse of the country's currency and a surge in the gold price.
Circling back to the looted gold, the 6,600 tonnes that Japan stole from China became part of the Yamashita gold. This was gold and treasures that Japan looted all over Asia from China, Korea, Indonesia, and Malaysia. The gold was hidden mainly in the Philippines and Japan. Yamashita was the Japanese general in charge of constructing massive and very intricate tunnels to hide the stolen gold and the other treasures. The looting and hiding of the gold involved massive atrocities committed by the Japanese army.
Major parts of this gold have been found by the US and reportedly used for black operations all around the world.
The Chinese people have learned the hard way the importance of gold. China was the first country to introduce fiat money during the Tang Dynasty circa 740 BC. The value of the Chinese fiat money remained stable until the Yuan Dynasty in the 13th and 14th centuries. This was the first period of Chinese hyperinflation as they printed vast amounts of money to fund their wars.
Later, in the 1930s and 40s, Chinese money lost its value completely as the Chiang Kai Shek rule was coming to an end. He was was the president of Mainland China from 1928 to 1949. Chiang started in grand style. Loans made up 49% of the government revenue in 1929. The finances deteriorated further after the Japanese invasion in 1932. In the final years of Chiang's rule, the Chinese economy was collapsing and money printing was rampant. One US dollar was worth 3.4 yuan in 1937. But by 1949, one US dollar was worth 23 million yuan.
China's inflation rate reached a maximum monthly rate of 2178% in May 1949 with an equivalent daily inflation rate of 11%, according to the Cato Journal. The highest denomination at the time was 6 billion yuan.
Why: China's nationalist government took over the nation's banks and switched from silver standard to fiat currency. It then used the currency to monetize its debt (sound familiar) and continued printing money during the war with Japan and the civil war fought against Mao's communist forces (see chart below).
The Chinese understanding of the importance of gold started during this hyperinflationary period as economic conditions deteriorated severely. The photographer Henri Cartier-Bresson captured, in the famous picture below, a proper Chinese gold run. In December 1948, as the currency became worthless, the Nationalist government decided to issue 40 grams of gold per person. As the photo shows, there was total panic to get hold of the life saving gold and many people were literally crushed to death during the mayhem.
This would be an anathema to anyone in the West. Virtually no individual saves any of his money in gold. Instead, the average American or European spends all of his income and then borrows a lot more for consumption, studies, cars, and housing.
The Chinese Gold Line is the first line which I mentioned at the beginning of the article. Virtually nobody in the West understands the significance of this line. The line signifies the desperation of people after a period of severe mismanagement of a country's finances. The whole world today is in a similar situation. After over 100 years of destruction of paper money through the buildup of massive credit and money printing, we will soon get to the point when people around the world will be desperate to get hold of real money (gold). But at that point it will be too late.
Interestingly, there are virtually no gold shops to be found in the West. London has two specialized shops where gold bars and coins can be purchased. In Zurich there is one in the centre and one outside. The same goes for most cities. A few decades ago, virtually every Swiss bank sold gold and had gold in the windows. That is all gone. And UBS used to have specialist gold counters in many places but they are also gone. Admittedly there are a number of online gold sellers.
Within the next few years, we will see similar panic lines in front of the few gold shops that still exist today. The panic will be worse because these shops will have no stock to sell, not even the 40 grams ($1,800 today) that the Chinese got in 1938. When the masses wake up to the fact that gold is the only way to survive the coming crisis, there will be no gold available at any price. The paper gold dealers like Comex or the LBMA banks will have defaulted on their commitments since they have no gold to deliver against massive amount of paper claims, which are many 100s of times larger than the available gold stock.
So for anyone who wants to own some gold, now is the time to buy it, not when the papers start writing about gold or the television broadcasts the panic in the gold market. Then it is too late and you will not get any gold at any price. Again, today is the time to get your gold because tomorrow will be too late. And if I am slightly off on my timing, all you have done is to buy life saving insurance a few days too early.
The second line is what I call the Gold Maginot Line. Maginot was the French minister of war before WWII started. He built a very intricate line of fortifications to protect France from attack by Germany. The line was impervious to most forms of attacks and had underground garrisons, railways etc.
Still, the Germans attacked north of the line through Holland and Belgium and eventually managed to break through in the Ardennes forest. The modern use of the Maginot line expression is a strategy which inspires a false sense of security.
The Maginot Line, or Gold Maginot Line, I refer to is the line of resistance in the gold price since August of 2013. As the chart below shows, the gold price has been held below the $1,350 level for the last 5 1/2 years.
The Gold Maginot Line was attacked in 2016 and 2018, but was successfully defended both times by an increasingly desperate West. Regardless, whether the line just represents 5 years of consolidation or whether it has been actively defended by the BIS and bullion banks doesn't really matter. No one must believe that the line will hold. It is extremely likely to be decisively penetrated in 2019, and most likely within the next 90 days. And once it is broken, the lengthy gold correction will finally be viewed as being over and the price of gold will be well on its way to new all-time highs and beyond.
Once the Gold Maginot line is broken, that creates the conditions for the Chinese Line, which means a panic in the West to get hold of gold that will be met with permanent shortages. So the current belief in the West that gold has lost its luster, which has led to complacency since the peak in 2011, is extremely dangerous.
But as I said previously, don't wait for either of these lines to be penetrated, triggering panic. Because when that happens, it will soon become extremely difficult to get hold of physical gold at any price. And remember, you are not buying gold for investment. Instead, you are buying gold for wealth preservation or insurance purposes, which means for financial and physical survival. Without that you could end up like the Venezuelans or any other historic victims of hyperinflation…For those who would like to read more of Egon von Greyerz's fantastic articles CLICK HERE.
KWN has now released the fascinating KWN audio interview with Rick Rule CLICK HERE OR ON THE IMAGE BELOW.
***Also just released: Rick Rule – The Time To Buy Gold CLICK HERE TO READ.


text:
Title: A night in a Vegas Hotel Room with Donna Perry
Featuring: Harry Black
Date: 31st December 2019
Show: Pandemonium V
Tweet Roleplay
It had only been a short time since the first FWF PPV which had been titled 'Make America Wrestle Again' by the FWF management, with the hope of getting some free marketing from the current President of the United States of America. Despite not being able to get a retweet from Trump, the PPV had lived up to its hype with the first ever FWF Champion being crowned, the arrival of the infamous Bobby Dean who had brought a new championship belt with him and the first PPV win for one Harry Black.
Black had walked into the PPV telling the world that he was going to pick up his first FWF win in his singles match against Lance Mingle. In truth the win had been coming with Black's performance getting more impressive on each FWF show with the Englishman getting closer and closer to getting that elusive first victory. After taking Kentucky Tarzan to a draw, narrowly losing to Kenneth Williams in the World Title tournament and then putting in an impressive showing in the battle royal, it was Lance Mingle who would be first to fall to Harry Black in a FWF ring.
In truth Lance Mingle had put up more of a fight than Harry had initially expected, but despite coming into the FWF with the intention of keeping his head down and picking up an easy paycheck, the combination of the closeness of his matches and the shrinkage of the paychecks left Harry Black with a motivation heading into the PPV that he hadn't felt in years. Unfortunately for Lance Mingle he ended up on the wrong end of this motivation and Black picked up the victory.
Now with the decade about to come to an end Harry found himself back in Las Vegas after the relocation of the FWF ahead of January 2020. With no better place to be on New Year's eve, Harry was ready to hit the town and see how his luck would fall after a brief date with an FWF correspondent desperate to get a word and some content for the FWF website.
It had been quite a while since Harry had been in a hotel room with a woman, so he made an effort. Here he was dressed in a black suit with a black shirt in a posh Las Vegas hotel room with the lovely Donna Perry. Sure he had bought the black suit from a charity shop, the hotel room had been rented by the hour by the FWF and Donna Perry was only here for a five minute interview and had brought her cameraman, but that didn't change facts!
Even if things didn't pan out with the pretty interviewer, tonight Harry was going to be hitting some of the top spots in Las Vegas looking to capitalize on his recent PPV appearance which he was hoping was going to 'grease a few wheels' for him around town.
Sitting opposite to Harry Black was FWF correspondent Donna Perry. Black had never met Perry before, but he was just glad that the FWF hadn't sent Mellissa Diaz over to conduct the interview after getting off on the wrong foot with her on the very first FWF broadcast.
Harry sat patiently as Perry made sure her cameraman was in place with his iphone and that her microphone was set up properly before kicking the interview off. Harry looked out the window at the Las Vegas skyline contemplating how his luck had changed in just a few short weeks whilst waiting for the first question.
DP: "Well Harry, thank you so much for joining us here on New Year's eve of all nights but the FWF management thought this would be a great chance to get ahold of the roster for them to reflect on the start of the FWF and what the future and the new year holds for all the fans out there! Now let's start off with your PPV victory on the last FWF show, what were your thoughts after the match?"
Black smirked to himself as he thought about the pain that he felt from the grueling match before giving an answer that he was actually comfortable with the world hearing and he thought would make him look cool and sophisticated in front of Perry.
HB: "Well I remember being handed a paycheck after the match and thinking that I haven't seen a number like that in a long time!"
Perry shifted on her seat, slightly uncomfortable with the answer from the Englishman and the weird wink he gave her afterwards.
DP: "And what about your opponent on the night, Lance Mingle?"
HB: "You know what I didn't have any respect for Lance Mingle going into that match… and I think I was justified in that decision. It's no secret that I am out of shape and not at the top of my game right now, but I still beat him!"
Harry noticed Donna Perry look uncomfortably up at her cameraman who shrugged his shoulders.
DP: "Well…. Ok then. I am sure Lance Mingle will be interested to hear those thoughts of yours. How about the PPV as a whole? Did you enjoy the rest of the event?"
Black tried to cast his mind back to the event that had been held on Christmas day last week. The celebrations that preceded his match seemed to have had a big impact on his memory that he had first thought.
HB: "Well to tell the truth it's a big of a blur. I remember my match, but then I was pretty busy getting changed and getting the hell out of there! No hang on, something is coming back to me… didn't some fat guy come out in a Santa costume or was that at the after party? I'm really struggling to place things here Donna, help me out!"
DP: "I think you are thinking of the arrival of 'Beautiful' Bobby Dean in the FWF. The FWF fans have been pretty excited that he made his debut and brought the Hardcore Championship with him here to the FWF!"
Black looked really confused as he placed a hand on his chin and adopted the 'thinking' pose.
HB: "Are you sure that it was 'Beautiful' Bobby Dean? I mean I shared a locker room with him a few times back in the day but he was a small guy…. You know a midget?"
Donna Perry squirmed uncomfortably in her chair again, was midget currently a politically correct term?
HB: "But this Santa guy, no he was a big fat guy! I didn't realise that the belt he brought in was a Hardcore Championship but let me tell you right now I want no part of that!"
DP: "How so Harry? You wouldn't like to get yourself some FWF gold in the future?"
HB: "I've seen these hardcore type matches and I got to say that being hit with things or being put through things isn't really my bag…. But hey if it's gold we are talking and it's bring your own belt to work day then how about I just make up my own title? I will call it the Harry Black Championship and instead of hitting people over the head with barbed wire baseball bats to win it all you have to do is be the best looking guy named Harry Black!"
Black noticed Perry give the cameraman a look that he had seen a lot of the FWF interviewers give the cameraman since he arrived in the new federation and started getting interviewed. It was a look that read 'who the hell is this guy and why are we wasting our time with him?'
DP: "Well we have to wrap this up Harry as I am sure that you will want to get your New Year's Eve festivities started. One last question for you though, how do you feel about being booked for the next FWF show here in Vegas against Chad Chaos?"
The question drew a blank look from Harry Black. It was the first that he had heard about being booked for another match and the name Chad Chaos wasn't ringing any bells either. Donna Perry looked less than impressed with the blank that Harry Black was drawing.
DP: "Come on Harry you must know who Chad Chaos is, you eliminated him from the battle royal a few weeks ago on Pandemonium #4?!"
Black shrugged his shoulders, he had uncharacteristically eliminated a lot of people that night and Chad Chaos wasn't standing out as particularly memorable.
DP: "He attacked you with the rest of the CoV on Pandemonium #2 in your match against Kentucky Tarzan? This is being built up as a big grudge match between the two of you to settle the score on the first FWF show of the new decade!"
HB: "Honestly what you are telling me sounds vaguely familiar but a lot of alcohol has been consumed since those events and I am having a real hard time placing this Chad Chaos chap. From what I can remember he might as well have not shown up in the FWF at all! Now tell me seriously thought, if the FWF management are building this up as some big blow off match is there the potential for there to be a little extra in the pay packet this week? Christmas is an expensive time of the year and there might even be a late present in it for you Donna!"
Harry was lying, he hadn't bought anyone a Christmas present for years, one of the few perks of having no friends. Donna Perry didn't look to impressed as she gave the cut throat sign to her cameraman to tell him to stop filming before hurriedly packing up her equipment.
DP: "Sorry Harry, I don't really get to make those kind of decisions. Now thanks for your time, we will get out of your hair and let you get down to your celebrations."
Perry quickly started to make her way towards the door looking like she couldn't get away from Black quick enough.
HB: "Well if your out later and want to catch up when that clock strikes midnight?"
Perry looked disgusted at the lame attempt to hit on her by the FWF wrestler, something that she experienced all of the time. However for some reason she took pity on Black and reached into her purse for something.
DP: "Well thanks Harry but I am pretty busy tonight. I have something in here for you that might really help you out though, call it a late Christmas present."
Black hadn't received a christmas present of his own for years either, but didn't know if he should be grateful or offended as he was handed the business card of an image consultant by the FWF interviewer, before she made a hurried exit out of the door with her cameraman right behind her.
Harry walked back towards the window as the door to the room clunked shut leaving him alone with his thoughts again. He flipped the business card for the image consultant between his fingers as he looked out at the bright lights of the Vegas strip, his PPV pay burning a hole in his suit pocket. It seemed that 2020 would start with a match against a man that had apparently been a thorn in his side since the very start of the FWF in the form of Chad Chaos. Now Harry didn't really know much about Chad Chaos apart from what he had just been told by Donna Perry apart from the fact that he had a name which had seemingly been randomly generated on one of those fan fiction Internet sites, but the potential of winning a bigger slice of the winners purse due to it being a grudge match was tempting.
For the last night of 2019 Harry decided to put to the back of his mind all thought of his past and future opponents, the image consultant whose card he held in his hand and the potential of a pity kiss from Donna Perry on the stroke of midnight.
He would be ending the year just as he had seen it in, face down in the gutter somewhere with some fresh vomit down his suit.
More Roleplays | View Harry Black's Biography
Perfection's Trading Card was once available only as a special release in select packages and are now considered the rarest wrestling trading card in the hobby. A private seller reportedly sold one for $20,000 in 2018.|
"I NEED CHEESEBURGERS"


Cambodia's Homeless World Cup team flew home from Norway yesterday with their heads held high after a storming run in the annual global competition that saw them reach the KNIF Globe trophy final for the second year running.
The side's 18-year-old super striker Mut Sakpich, who found the net an impressive 18 times in 13 matches, said after the campaign: "To be captain of my beloved Cambodia in an international football tournament in Norway is the greatest honour of my life. I love wearing the Cambodian jersey and to score 18 goals makes me so proud.
Flying out of the blocks from the start in Group C, the young Cambodian squad of Som Sokla, Sakpich, Kin Ratana, Long Sovatha, Choeun Sochat, Seng Saray and goalkeeper Van Ream racked up victories over South Korea, 7-5, and Germany, with striker Sakpich bagging five goals in a 5-3 win.
In a rip-roaring third match, the Kingdom's representatives tagged Italy back at every point and looked nailed on for a deserved 4-4 draw until with just five seconds left Cambodian hearts were broken as the Italians snatched a late, late winner.
Cambodia's momentum stalled somewhat in the final two matches after such a crushing disappointment and they fell to losses to a strong Romania side and reigning world champions Mexico.
Cruelly, had the knife-edge Italy result gone Cambodia's way, they would have eclipsed their qualifying performance in last year's edition. As it was, having finished fourth in their six-team Group C, they made it into the fifth-tier KNIF Globe tournament, the trophy they won in 2016.
Cambodia regrouped and came out fighting, the Globe title-holders edging Czech Republic 6-5 in a pulsating quarterfinal.
The semifinal proved to be a more straightforward affair, with Cambodia steamrolling Israel 6-1 to make it to the Globe final for the second year running.
They were to be reunited with strong qualifying Group C rivals Germany as they prepared to defend their crown in the stage final.
In an entertaining back-and-forth affair, Cambodia eventually fell 5-3 to the Germans, who took over their mantle as Homeless World Cup KNIF Globe champions.
"We were delighted with the Cambodian team's performance here in Oslo. Playing 13 games in such a short period was a huge challenge for our team but the Khmer warrior spirit meant they gave everything in all games," said Paraic Grogan, the team manager and director of Happy Football Cambodia Australia, who organise Cambodia's participation.
This year's tournament proper was won by samba boys Brazil, who edged champions Mexico 5-4 in the final to lift the 2017 Homeless World Cup.
After a great Cup campaign, the Cambodian squad returns home with increased confidence and pride after such a positive experience, having met people in similar situations from all over the world and received a warm Scandinavian welcome.
For all the staff at Happy Football Cambodia Australia, after a short break the search begins to find the next batch of talented players to represent their Kingdom and people at next year's Homeless World Cup.


Learn how AR document process automation can bridge the gap between legacy media and future invoicing mechanisms.
01/26/2010 Quick Guide: What is Event Processing?
Read an excerpt from Chapter 2 of Opher Etzion and Peter Niblett's new book "Event Processing in Action."
Read an excerpt from Chapter 1 of Opher Etzion and Peter Niblett's new book "Event Processing in Action."
To curb wasteful spending and improve efficiency, companies are adopting business transaction management strategies.
Tony Baer gives his take on Informatica acquiring Agent Logic.
Here is the preface from Mani Chandy and Roy Schulte's book "Event Processing: Designing IT Systems for Agile Companies."
This features outlines the best practices of a solid governance processes that moves decision making from IT to the business forcing business to make strategic decisions.
Applying the latest CEP platforms in traditional BI environments drives real-time situational awareness, faster decisions and immediate actions.
451 Group: Success Metrics is a little-known startup moving into the crowded field of SaaS BI, but they do seem well positioned with Birst.
Integrating BPM and CEP gives you intelligent business processes that can react to rapidly changing business conditions with continuous visibility.
10/15/2008 Who Will Get a Complex About Event Processing?
451 Group: Are CEP vendors and operational BI vendors on a collision course?
End-user experience and performance management (EPM) solutions capture a complete picture of end-user behavior, allowing organizations to see when employees are working effectively, efficiently and compliantly -- and when they're not.
There's information, and then there's information, and your SOA could very well depend on knowing the difference between the two.
GUIs can prove useful in understanding massive amounts of data quickly, because in business, it's not necessarily the data that matters, but what you do with it.
In the continuous battle to outperform the competition, adding data quality to performance management initiatives is one of the ways organizations are using to beat the competition.
Conventional wisdom says the OSS culture and development model cannot add much to such a complex computer science concept as EP. But the OSS community says different.
We're on the verge of a new era for SOA, with the integration of Complex Event Processing technology, which can enable the gathering of data from and about any services running in the enterprise.
Event-driven applications that are constructed as compositions of Web applications can offer considerable benefits to your enterprise.
Complex event processing software is powering a new generation of applications that enables companies to make faster decisions and execute more effective actions.
As the volume and velocity of financial market data continues to soar, staying ahead of the competition requires the right trading tools and infrastructure. Read the second half of this full update on the various components of real-time algorithmic trading.
As the volume and velocity of financial market data continues to soar, staying ahead of the competition requires the right trading tools and infrastructure.
A self-described skeptic advises us to ignore the hype, but to understand that CEP is going to be absolutely huge.
Using Performance Management companies can align their operational and financial information, internal processes, and strategic goals to build a considerable competitive advantage.
Events present the same problems, but we're coming up with new answers, says Oracle's Stephanie McReynolds.
08/20/2007 Where Do Event Processing and BAM Tools Pay Off?
In Roy Schulte's final article in our special event processing series, he says BAM tools and CEP engines are quite valuable and cost-effective when used in the right situations.
ebizQ's David Kelly believes that the use of complex event processing will continue to grow over the next few years, as organizations find ever-greater needs to process the growing volume of real-time data entering the enterprise.
Mani Chandy and Roy Schulte say the key to enabling near-real-time operational BI is event processing.
David Linthicum suspects that as we progress with SOA, as we become smarter on implementations, architecture, design, testing, and deployment, that event processing will become better defined and layered within many SOAs.
Gartner's Roy Schulte and Cal Tech's Mani Chandy share how event processing has emerged as one of the most important issues in IT today.
It's time to get serious about the data deluge, to transform data into intelligence.
AMR Research's John Hagerty talks about SAP's acquisition of OutlookSoft in this ebizQ gold club analysis.
As the demand for new real-time and high-speed data applications have increased, these brittle solutions have reached their breaking points.
Mike Lough of Covelight explains the role of events to enable the real-time intelligent enterprise.
AMR's premiere analyst on the consolidation that has finally come to the business intelligence/performance management market.
Using change management to build a reliable business continuity plan.
AMR Research talked with dozens of companies about how BI/PM implementations have progressed within their organizations.
How business rules can improve application integration and SOA implementation.
Should Complex Event Processing be used as a way to address SOA's shortcomings?
06/15/2006 Is Rational Waking Up?
Analysis from OnStrategies' Tony Baer.
The state of the BAM market (at the time).
Adding real time intelligence to an event-driven SOA.
Powering event-driven, real-time business analytics.
Leveraging ERP data to gain insightful information for decision support, process improvement and corporate efficiency.
Is it really possible to monitor business processes and make corrections in real time?
The metric of end-user experience must be considered when creating and measuring IT and business alignment.
The market for BAM tools to aid in enterprise management has exploded into a chaotic marketplace.
A new class of tools measures wait-time for hundreds of specific delay points inside the database, and quantifies exactly what response time boost you can achieve by resolving the bottleneck. By looking inside the database and watching the wait-time created by specific transactions, you can make major performance gains without adding new hardware capacity.
Inventor of Complex Event Processing David Luckham starts with a basic question, is life simple? Most people will truthfully answer no. Events happen in life that are neither simple in how they happen, nor in the effects they have on others. However, Luckham's latest ebizQ article seeks to simplify Complex Event Processing, so we can remove the fear the word 'complex' might imply, and instead utilize it best to manage events as they come our way.
Buell Duncan says that one thing C-Level IT executives often forget about customer relationship management is the relationship portion of it. He advocates giving more attention to the relationship rather than on the individual sale, so you can therefore develop the in-depth knowledge of your customer and your customer's enterprise to give you the insight to anticipate, and not just respond, to their changing needs.
Business activity monitoring tools are now predicting how your business will be affected by the performance of your IT. Instead of simply alerting you when certain events happen in your enterprise IT layers, they go a step further and predict how those events will impact your high-level business processes. This goes well beyond the basic dashboard model for the current generation of BAM tools. It's a direction that tries to anticipate what you, the consumer of BAM, will ask for next.
While substantial progress has been made in business process standardization, the industry requires more that a single compacted standard, says Antoine Lonjon of Mega International. This feature presents the current status of business process standardization and the need to embrace the multiple dimensions of business process approaches.
II sometimes gets given short shrift amid all the talk about such alignment. But ebizQ columnist David A. Kelly says it should not be like that. He notes that risk-based testing is perhaps the most efficient way of checking how things will work at the intersections of business and IT.
The need for such alignment is no longer in dispute, says David A. Kelly of ebizQ. But some key facets of getting there are tougher to come by than just buying more technology. For instance, he points out, the whole nature of the relationship between business managers and the IT organization has to change.
Mix in some BPM, Web services orchestration, BAM, and composite apps, and you have yourself the makings of an agile, responsive infrastructure, ebizQ VP Beth Gold-Bernstein and Glen Johnson of Magic Software said in an ebizQ webinar.
The more things change, the more they seem to stay the same, especially in the IT realm. So says David Linthicum, Grand Central Communications CTO and ebizQ columnist. Take, for instance, the latest incarnation of IT appliance: the so-called integration appliance. Might it be right for your company?
Companies with overall integration strategies, and integration projects guided by best practices, are more likely to succeed at integration than companies without them. So a recent edition of Candle Corp.�s WebSphere Insider took an in-depth look at the best ways to come up with such strategies.
You can also download this complete version of Candle Corp.'s WebSphere Insider. It contains this article, plus much more.


Destiny Rose is a voluptuous strawberry blonde that is giving her patients a new kind of treatment. She's in there raising temperatures with her 36F cup breasts and that tight little uniform of her's. If there's one thing she knows best and that's how to make a man feel better. A simple sponge bath goes from cleaning to dirty once she gets to this guy's huge member. There's something about the strokes she uses to clean him that get him all hot and bothered. Screw hospital policy, he takes her right there on the bed!


As the party manifestos are published, and are ruthlessly dissected by the pundits, the Leadership principles I covered in a recent post seem even more relevant. I've pulled together the following "little list" based on the myriad interviews I've heard or watched in recent days, as well as the Leaders' Debate.
1. Don't under-estimate the intelligence of the people – when managing change, especially when difficult decisions are called for, tell the truth.
2. Don't shy away from admitting your mistakes – people will trust you if you are sincere, and they will give you another chance if you demonstrate that you have learned from past experience.
3. Don't pretend that complex problems can be solved with fine words alone – be prepared to demonstrate your attention to detail. Be realistic: under-promise, over-deliver.
4. Don't be negative – people want to feel confident in your vision, strategy and competence. They won't follow you just because you are the least worst option.
In conclusion, the BBC's political editor, Nick Robinson – happily now recovering from recent illness – has pointed out that "Every manifesto is a mix of the three Rs – Retail Offer, Radicalism and Reassurance." Make sure yours is a balanced combination of all three elements.
Find out more about Leadership Excellence. Leadership is lonely – however you're not alone!


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ACCEPTED

#### According to
International Plant Names Index

#### Published in
Enum. pl. Javae 1:97. 1827

#### Original name
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### Remarks
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redpajama_set_name: RedPajamaGithub


text:
Is there a train from Richmond VA to DC?
Dec 17, 2019 Alissa BradleyQuestions
How much is Amtrak from Richmond to DC?
What is the main train station in Richmond VA?
How far is Richmond from DC?
How long is a train ride from Virginia to Washington, DC?
How long is a train ride from Virginia to DC?
Yes, there are several Amtrak trains that go from Richmond to Washington DC, all offering amenities such as free WiFi, restrooms, A/C, snacks, and power outlets: The Amtrak Northeast Regional offers at least six daily trips. Tickets cost about $34, and the trip takes around 2.5 hours.
Alternatively, Amtrak Northeast Regional operates a train from Washington Union Station to Richmond Main Street Amtrak Station 3 times a day. Tickets cost $16 – $95 and the journey takes 2h 40m.
Is there a train from Virginia to Washington, DC?
VRE, the Virginia Railway Express, provides commuter train service from the Northern Virginia suburbs to downtown Washington, DC.
Richmond Main Street Station, officially the Main Street Station and Trainshed, is a historic railroad station and office building in Richmond, Virginia. It was built in 1901, and is served by Amtrak….Richmond Main Street Station.
Richmond, VA – Main Street
FY2019 50,157 (Amtrak)
The total driving distance from Richmond, VA to Washington, DC is 106 miles or 171 kilometers. The total straight line flight distance from Richmond, VA to Washington, DC is 97 miles. This is equivalent to 156 kilometers or 84 nautical miles.
How do I get from Dulles to Richmond?
The best way to get from Washington Dulles Airport (IAD) to Richmond is to fly which takes 1h 55m and costs $110 – $360. Alternatively, you can bus, which costs and takes 4h 1m, you could also train, which costs $20 – $110 and takes 4h 29m.
The fastest journey time from Richmond, Virginia to Washington, D.C. is 2h 20m. Check Amtrak if you need to get to your destination as quickly as possible.
Overview: Train from Virginia Beach, VA to Washington, DC
Average train duration 5 h 28 min
Direct train Yes
Train providers Amtrak
Where do trains from Richmond go?
Travel links. Richmond station has excellent train links to London Waterloo, Clapham Junction, Vauxhall, Reading, Staines and beyond, as well being on the District Line of the London Underground network, both of which are easily accessible at the station conveniently located in the centre of the town.


Compact powerful quiet 12 volt floor sweeper for indoor cleaning on hard or soft surfaces.
Counter rotating brushes pick up larger debris and filtered vacuum captures fine dust particles.
Very effective on short nap carpet,tile or cement warehouse floors and recommended before shampooing or scrubbing floors.
Run Time 3hours approx on full charge with about 13,850 sq feet an hour, onboard charger takes 4-6 hours for full cycle.
Sweeping path is 24" wide, 12" Side Brush, 16" main Brushes.
* Please call us for any questions on our sweeper floor 12v s5 tennant rentals in Portland OR, Gresham OR, Milwaukee OR, and surrounding metro area.


UNIPAKHELLAS DISPLAYS AGRICULTURAL PACKAGING SOLUTIONS AT FRUIT LOGISTICA 2017 IN BERLIN, GERMANY - UNIPAKHELLAS S.A.
UNIPAKHELLAS recently exhibited its specialist corrugated packaging solutions at FRUIT LOGISTICA 2017 – the annual fresh produce trade show that took place at Messe Berlin, Germany, between the 8th and 10th of February.
As the leader in agricultural packaging solutions for the Greek and European markets, UNIPAKHELLAS has been exhibiting at FRUIT LOGISTICA for four consecutive years.
The three-day event enabled us to meet our existing clients face to face, and strengthen our relationships with them, as well as receive direct feedback on our corrugated cardboard agricultural packaging solutions. We also enjoyed having the opportunity to establish relationships with potential new customers, and show them how our specialist, sustainable packaging solutions – from quality trays with high-resolution graphics to regular slotted carton (RSC) recyclable boxes – could be fully tailored to their every need.
If you'd like to find out more about UNIPAKHELLAS, contact us today.


12/08/2016 · A borrower unable to meet the payment required on a 15 who anticipates an increasing ability to pay in the future can develop an extra payment game plan for paying off early - possibly in 15 years... The 15-year fixed-rate home mortgage is far and away the best option for consumers because of the low interest rate. All other things the same, including originations fees, the 15-year rate in today's market is 0.75% below the 30-year rate.
You'll pay off debts more quickly by adding an extra monthly payment each year. If your monthly payment is $1200, then pay an extra $1200 sometime during the year. You might use If your monthly payment is $1200, then pay an extra $1200 sometime during the year.... Paying off a mortgage early can significantly reduce the total amount of interest paid. It also gives the borrower the peace of mind of owning his home free and clear.
Paying off a mortgage early can significantly reduce the total amount of interest paid. It also gives the borrower the peace of mind of owning his home free and clear.... The 15-year fixed-rate home mortgage is far and away the best option for consumers because of the low interest rate. All other things the same, including originations fees, the 15-year rate in today's market is 0.75% below the 30-year rate.
Should you pay off your mortgage early? Most financial advisors agree that it's a good idea to prepay your mortgage to save on interest and accelerate your payoff date, regardless of whether you have a 15- or 30-year note.... Paying off a mortgage early can significantly reduce the total amount of interest paid. It also gives the borrower the peace of mind of owning his home free and clear.
Paying off a mortgage early can significantly reduce the total amount of interest paid. It also gives the borrower the peace of mind of owning his home free and clear.
Should you pay off your mortgage early? Most financial advisors agree that it's a good idea to prepay your mortgage to save on interest and accelerate your payoff date, regardless of whether you have a 15- or 30-year note.


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Home Electrical on video How does a Military Helicopter work?
on video How does a Military Helicopter work?
The Pave Hawk is a modified Black Hawk helicopter owned and operated by the United States Air Force. It's meant for combat search and rescue. It usually has a crew of 4: pilot, co-pilot, and 2 Special Missions Aviators. Main parts of the helicopter include rotors, fuselage, cockpit, cabin, tail, stabilator, and the tail rotors at the very end. Refueling the helicopter can done in the air by using the re-fueling probe on the front right side. The there are two guns on the side - it's called a GAU 2 Mini gun. The helicopter is powered by two Turboshaft Engines and the Auxiliary Power Unit (APU). Moving the helicopter is done with the controls inside of the helicopter: the Collective, the Cyclic and the Tail Rotor pedals. The Pave can also be folded up and fit inside of a larger plane for transportation.


Crystal rings can make for a great affordable alternative to diamond rings and are suitable for the exact same occasions with added flexibility for styling. You can use sparkling crystal to complement a formal outfit on a special occasion or add a high fashion edge to your day wear. With crystal you can make every day an occasion to shine. Crystal rings will make a great addition to your collection however you choose to style them.
It's important to remember that stacking multiple rings is back in fashion (how did we ever live without it). Crystal is a part of this trend in a big way because it is so affordable. That means fun and experimentation without the hefty price tag. That leaves plenty of extra budget to match your selection of finger adornments with a selection of crystal chains, crystal earrings and bracelets to create a stunning, shimmering look with a modern crystal twist.
If you are searching for an engagement ring with some originality, our selection at Shiels is worth exploring for a diamond alternative that will deliver and capture that special moment with all its luster and incredible beauty. Discover Shiels' crystal rings today.


We are offering this expertise as a single point of contact to help you find exactly what you want in the property market.
Traditional real estate agencies tend to offer only the properties they have for sale in their portfolios, HTRP gives you access to all properties, and more importantly the greatest ones, sometimes not even officially on the market.
Our thorough research will help lead real buyers to a short list of suitable properties that we submit for review and property viewing.
As part of the service, HTRP will carry out the following actions on behalf of the purchaser.
Our fees are based on success and will cost the client no more than if they were working directly with a traditional real estate agent.
Under Japanese real-estate law there is both a buyers commission and vendors commission, HTRP's fees come from the buyers commission.
Having your purchase managed by HTRP will save time, money and we will actually make it happen – there has never been a better time to buy a property in Niseko.
Our property development background and significant land acquisitions over a 14 year period places HTRP real estate team in a unique position of knowledge and experience for property values and availability in the Niseko region.
We have been very happy with the support we get from the Hokkaido Tracks Property Management team. They have always been responsive to our requests and they seamlessly and effectively look after our property year round. All we have to do is enjoy our property ourselves in winter and know the property is well looked after at all other times. Thank you Hokkaido Tracks team!


What: Multi-day trip to climb Matterhorn Peak (10,838'), Cougar Peak (10,559') and Gods Pocket Peak (10,185').
Tuesday, July 21: Climb Matterhorn and Cougar, then return to campground. This will be a long and strenuous day with some class 2-3 rock scrambling near the top so we'll start hiking by 6:00 AM or earlier. We'll start walking along the Jarbidge Canyon road (of "bucket brigade" and "sagebrush rebellion" fame) then head steeply up cross country to a saddle between the peaks.
Wednesday, July 22: Relax and explore the town of Jarbidge, then drive (2-3 hr) to Gods Pocket TH and camp.
Thursday, July 23: Climb Gods Pocket Peak. Partly trail, then cross country with some exposure near the top.
Driving difficulty: Some easy dirt roads into Jarbidge. Gods Pocket TH will likely require high clearance 4WD.
Other info: Participants will be expected to provide their own food for the trip. There is a restaurant (with yummy pies!) in Jarbidge. There are also places to stay (other than camping) in Jarbidge such as: www.JarbidgeCanyonRetreatCenter.com (no recommendation, they just sent me some info).
Long range weather forecast: We need to assume the possibility/probability of afternoon thunderstorms.
Please let the trip leader know as soon as possible if you plan to join.


With the score tied at 1-1, the FD Friars and Southern Dolphins High School Baseball match up was postponed in the bottom of the fourth inning due to rain causing unplayable field conditions Monday afternoon at the Chalan Pago Baseball Field.
FD looked to establish their offense early in the second inning as lead off batter Tyler Okiyama got on base on a walk. Okiyama was able to steal second before teammate Tyler Bautista was about to bat. Southern was able to capitalize off Bautista's in-field grounder as they tagged Okiyama out while trying to advance to third as well as catching Bautista as he tried to steal to second base on an impressive double play to halt FD's momentum.
The Southern Dolphins got on board first in the top of the third inning as Brian Bunag stole home on a fielder's choice. Southern used good defense to keep the Friars at bay for the first half of the game.
However, FD managed to tie the game in the bottom of the fourth inning as Tyler Okiyama stole home on an overthrow to second by the Dolphins just moments before the rainfall that caused the game cancellation.
No set continuation date has been established but will resume in the bottom of the fourth inning with the Friars at bat; with no outs and runners on second and third base.


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Airport passenger trolls Marjorie Taylor Greene at luggage carousel
"I just love voting in Georgia for Democrats. That way we don't have to get the nasty COVID spread to us."
By Bil Browning Tuesday, November 23, 2021
Rep. Marjorie Taylor Greene (R-GA) waits for her luggage at the Atlanta airportPhoto: Eva Baker/TikTok
A TikTok user found themselves standing next to Rep. Marjorie Taylor Greene (R-GA) at the luggage carousel at the Atlanta airport and couldn't resist trolling the far-right congresswoman. The video has been viewed over a million times.
Greene was maskless despite federal regulations requiring passengers to help slow the spread of the coronavirus and the user made sure to subtly point that out as Greene tries desperately not to look at her.
Related: Marjorie Taylor Greene caught on hidden camera telling fans to shoot COVID-19 workers
Greene, a COVID-19 conspiracy theorist known for trolling school shooting survivors and LGBTQ people, has quickly become one of the most reviled legislators during her brief time in office. She has been stripped of all of her committee assignments and condemned by both parties for her offensive comments like comparing wearing masks to the Holocaust.
The user filmed Greene standing alone at the carousel and talks to her off-camera friend while Greene stands still staring at the whirling luggage.
"I just love voting in Georgia for Democrats," the user tells her friend. "That way we don't have to get the nasty COVID spread to us."
Greene has wasted over a quarter of her salary to pay fines for her quixotic attempts to avoid wearing a mask at work. It's a publicity stunt, one that's possible because she's a millionaire. She is the only person in the video who is not wearing a mask.
"I'm bad at confrontation," Eva Baker wrote with the video.
She also claimed to be a socialist in an attempt to spark Greene into doing something eccentric in public. For once, the congresswoman did not take the bait.
When some users chastised her for "disrespecting" the member of Congress, Baker responded.
"You say that I shouldn't disrespect this woman because I don't agree with her views, but isn't that exactly what she did when she harassed and followed a teenager who survived the Parkland school shooting and called him a coward?" she asked. "Not to mention this is the same woman who has racked up over $60,000 in fines for refusing to wear a mask in Congress even though she's unvaccinated."
Greene repeatedly claimed that the Sandy Hook Elementary School and Parkland High School shootings were fake and harassed one victim-turned-gun control advocate as he walked down the street.
In Congress, Greene was given a preliminary warning and then fined $500 for her first violation and $2,500 for each subsequent violation. So far, she's been observed not wearing a mask or directly refusing to wear one at least 22 times so far according to the House Sergeant at Arms.
Last week, a defiant Greene said she would "continue my stand on the House floor against authoritarian Democrat mandates, because I don't want the American people to stand alone."
Last month, planners of the rally that got protestors fired up for the January 6 insurrection at the U.S. Capitol named Greene as a co-conspirator who helped to plan their protest.
@eva_baker(i'm bad at confrontation) #marjorietaylorgreene #bluegeorgia #uscongress #atlairport #baggageclaim♬ original sound – eva :)
Atlanta airport, conspiracy theorists, COVID conspiracy theories, Eva Baker, Marjorie Taylor Greene, mask mandates, trolling Marjorie Taylor Greene
Trump supporter slaps phone out of woman's hand at airport. It didn't end well for her.
JoJo Siwa gets perfect score for Dancing With the Stars performance of Pride anthem
Christian couple selling house refuses to allow gay couple inside home to look at property
LGBTQ Nation is going on the road to Guerneville
64 things Joe Biden has done for the LGBTQ community during his first year in office
Joe Biden slams Republicans for living in fear of Donald Trump
Joe Biden has repeatedly made time to uplift the LGBTQ community despite the challenges of the previous administration and the ongoing COVID-19 pandemic.
Joe Biden said that five Republican senators told him they can't vote for his policies because they fear primary challenges by Trump-loyal Republicans.
More people now identify as Republicans than Democrats
It's bad news for Democrats going into the midterms and worse news for democracy in general.
Will LGBTQ orgs yank endorsements of Kyrsten Sinema as bisexual Senator dooms LGBTQ civil rights?
The bisexual Senator has said she doesn't remember famously coming out on the statehouse floor and is holding LGBTQ civil rights legislation hostage. Will advocacy groups continue to support her? The answer was a resounding maybe.
Don Lemon calls out Kyrsten Sinema in righteous rant about MLK's legacy
"You're supposed to be a Democrat who espouses to the ideals of Dr. King. That's bullshit."
Is Kyrsten Sinema planning to run for president in 2024?
Kyrsten Sinema doesn't just want to handicap Biden, she allegedly wants his job.
Marriage equality champion Jim Obergefell is running for office in Ohio
Jim Obergefell helped make marriage equality a reality in the U.S. now he wants to help everyone "to participate fully in society and the economy."
Supreme Court Justice Neil Gorsuch defies Chief Justice Roberts' request to wear a mask
Justice Sonia Sotomayor, who has an increased risk of dying from COVID, hasn't been able to attend arguments since she sits next to Gorsuch on the bench.
Crowd boos GOP congressman after he snaps at girl who asked about his religious beliefs
The congressman got into a testy exchange after the girl quoted him and asked him to explain what he meant.
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A wedding planner can be a wise investment. The duties of a wedding planner are to liaise between suppliers and the bride and groom on the day of the wedding. The main thing though can be the stress that is lifted from your shoulders.


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Selling a Pakistani Show on Netflix and Other Streaming Services
Selling a Pakistani Show on Netflix and Other Streaming Services Selling a Pakistani Show on Netflix and Other Streaming Services
CategoriesBlog, Photography June 21, 2021 September 6, 2021 by admin
Over the last decade it is difficult to find a company with a greater meteoric rise than Netflix. Often cited among the biggest media conglomerates of the world, Netflix seems to be ever-growing, here Global Village Space examines the company's road to eminence and its potential in Pakistan.
Growth of this Giant
The company founded by Reed Hastings and Marc Rudolph started as the first online DVD rental facility back in 1997. Initially, progress was slow as the company failed to attract subscribers to its monthly plans but post 9/11, the company's popularity registered a tangible boom. With DVDs being cheaper than ever, it became easier to post and by 2005 the company was sending out a million DVDs throughout the USA each day.
Netflix toyed with the idea of selling a "Netflix box" that could function as a DVR for Netflix content but with the popularity of YouTube in 2005, the idea was redirected to pave for the creation of a streaming site instead. Post-2007, the company focused more on its streaming service, effectively making streaming the flagship component of the company. As its grasp further widened throughout the USA, the company began to expand its control outside the country. Beginning in 2010, the company launched its services in other parts of the world.
It turns out that Pakistanis are willing to pay for content platforms that work well and have a large content library. By Profit's estimates based on publicly reported and disclosed data, Netflix – the biggest streaming service doing business in Pakistan – is on track to make Rs1.2 billion ($7.1 million) in revenue from Pakistan this year, its sixth operating in the country.
That may be chump change for Netflix, but consider the following: Hum Networks, Pakistan's largest entertainment television network, made a total of Rs4 billion ($29.2 million) in 2019 after having been in business for 15 years and owning four television channels and a movie studio. In other words, Netflix is already bigger than most smaller entertainment channels, and may be on its way to overtaking some of the biggest players in Pakistan.
And Netflix is just getting started. There are other services that Pakistanis also pay for, despite the existence of many illegal avenues to download pirated content for free. It turns out that if you offer a solid product at the right price, Pakistanis will very much want in.
o what does this mean for the Pakistani content market? Three things: more revenue sources for both content owners and producers, and therefore a much wider diversity of content for viewers, including a wider range of local content (think Churails on Zee5).
It is an exciting time to be in the content business in Pakistan, and an exciting time to be a fan of the cinematic and television arts. So, naturally, the government of Pakistan thinks to itself: "how can we completely destroy this nice thing?" Why has the freedom to create when you can have a stifling dictatorship instead?
Who owns the streaming space in Pakistan?
The biggest player in Pakistan right now, hands down, is Netflix. With its vast library of content that includes top names in Hollywood, Bollywood and local Pakistani content at around Rs1,500 a month for a premium account (and Rs950 for a basic one), there is no better option, and none so widely used as Netflix. The content ranges based on what location you use your account in. The platform houses their own original movies and series in addition to independently produced content. The platform also makes the task of watching foreign language content easier with English language dubbing and subtitles, case in point, La Casa de Papel or Money Heist as we all know it.
Netflix, being an intuitively designed platform, uses its smart learning and data to provide sophisticated recommendations based on watch and search history. In order to compete in terms of pricing, there are three main subscription options, Basic, Standard, and Premium that determine the number of screens a user can view simultaneously (yes, Netflix knows you share your passwords, and charges you a higher price for sharing it with more people).
Its main global competitor that operates in Pakistan is Amazon Prime. Known for its intuitive algorithm that gives excellent suggestions, Prime costs around Rs1,000 a month for its premium account. While it comes with features such as X-ray, which gives you the characters and background information on any scene in a movie or show, it is not compatible with Google Chromecast, has very little local Pakistani content (though it has a significant library of Indian content popular with Pakistani audiences), and does not have a party watching option. Despite this, Amazon Prime has made a relevantly successful entry into Pakistan with its limited content library. Other than these two global players, there are also a few regional services on the market.
One of these is Iflix, which is based in Kuala Lampur. When it was first launched, Iflix made a name for itself due to the fact that the subscription cost was cheaper and the content library included popular Pakistani TV dramas and movies, as well as international content. The platform was also known for its variety of children's content, and soon became known as a family service.
The other streaming on demand service closer to home is Starz Play, which is more popular in the Middle East and North Africa (MENA) region. Created in the mena but brought to Pakistan through a partnership by Cinepax, it enables subscribers to stream Hollywood movies, TV shows, documentaries, and children's content, and watch series as they are released in the US. The platform also houses dedicated Arabic, Bollywood, and Pakistani content. The platform is available in 20 countries across MENA and Pakistan. Payment packages vary whereby consumers are able to choose between daily, weekly and monthly bundles.
The size of the Pakistani streaming market
This is the real question. Pakistanis are already spending money on these services. According to a recent report in Dawn, this trend has seen a massive uptake because of the Covid-19 pandemic. The report states that back in February, 36,000 people were using Netflix. The platform now has over 87,000 people using the media streaming service in Pakistan. A recent story in Arab News mentioned that Netflix may have already increased its subscriber base to 100,000 in Pakistan.
Assuming that most Pakistanis only subscribe to the very basic level of subscription, that implies that Netflix is on track to make at least Rs1.2 billion ($7.1 million) in revenue from Pakistan this year. And at the pace that it has started growing – given the fact that more people have become comfortable with e-commerce and electronic payments during the coronavirus pandemic – it has the potential to become the largest entertainment company in Pakistan by revenue.
That increase in revenues has come after substantial investment on the part of Netflix and other streaming services to acquire the licenses to Pakistani content. For instance, one of the networks that is most sophisticated about working with streaming services is Hum Networks, one of the largest entertainment companies in Pakistan, and probably one that has invested most heavily in establishing a digital future for itself that does not rely on advertising-based revenues from its cable television channels.
"Hum Network has a well-established digital wing to entertain the ever-increasing number of broadband users within the country as well as the audience worldwide, who are increasingly turning to online sources for viewing and purchasing of content through video on demand platforms," read the Hum Networks 2019 Annual Report. "Hum Network has also been the first Pakistani channel to have its content available on Netflix and Iflix, first to collaborate with ErosNow and first to have direct channels on YouTube and DailyMotion," it goes on to say.
Is the Pakistani media ready for this change?
What Pakistani channels are failing to acknowledge is that unless the diaspora is watching their content for free on YouTube, they have to pay additional for Pakistani channels. Placing their premium content on SVODs will enable them to capture a larger audience.
While a number of individuals compare Pakistan to India with regards to content, the fact remains that the market for Indian content is bigger and will always remain bigger considering their large population within the country and across the globe. The broadband penetration and telecom users further enables India to take precedence over Pakistan.
As mentioned earlier, Netflix users in Pakistan have nearly tripled in the last few months. This is not just because of the pandemic, but because internet coverage has vastly improved in Pakistan. As of 2019-2020, the PTA states that Pakistan has 167 million cellular subscribers and a total of 83 million broadband subscribers in Pakistan.
While the number of broadband users in Pakistan remains low, the number is increasing and has been increasing over the years. As this statistic grows, the market for these SVOD will grow too.
Internationally, the industry is in its growth stages with a strong compound growth rate of 17% from 2017 onto 2035. A number of new entrants include Amazon, Hulu, HBO, Apple, Disney, and Google who have either entered the market or diversified from their existing services.
While it is great that there are no major barriers to entry, the flipside is that there are no major barriers to entry other than capital requirement. As a customer, it cost nothing to change subscriptions because no additional equipment is needed. This means that subscribers can switch services at a whim without incurring any additional hardware costs.
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Tags:Golden Camera Pakistan, Netflix Pakistan, Netflix users Pakistan, Selling shows on netflix
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1, Ling tung Rd., Taichung, Taiwan, R.O.C.
The roots of Ling Tung University go back to the early 1960's when the former congressman, Dr. Ya-ping Tsai, and his wife, Dr. Min Lee, located the school site at Nantun, Taichung. The University was then founded in 1963 as Ling Tung Junior College of Accounting, providing five-year programs in business areas for junior high school graduates. After 2005, Ling Tung University was promoted to a university, which provides four-year undergraduate programs.
Ling Tung University has four schools, offering 16 undergraduate programs, 11 graduate programs, and 11 two-year and five-year programs. Undergraduate programs are in the areas of business, finance, design, and information technology. Graduate programs focus on the fields of international business, finance and economics, management and visual communication. Five-year programs focus on training students with basic skills in the business field. Ling Tung also provides night programs and weekend programs for students pursuing lifelong learning.
In order to facilitate international academic exchange, Ling Tung University has established sister-relationships with colleges and universities in America, Korea, P.R.O.C., Japan, Chile, Vietnam, Australia and so on. Many graduates have gone to these partner universities to further their studies.
With these accomplishments, Ling Tung University has advanced by continuing its belief in providing high learning quality.