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Warriors warming up in Fullerton for Big West Tourney
Posted on March 10, 2015 • Filed under Insider News • 14 Comments
Tweet Written by Warrior Insider
The University of Hawai'i basketball team has been in the Fullerton, Calif., area for five nights as of Tuesday. It's not exactly Hawai'i, but the Warriors would like to stay there another five nights.
To do so would mean that the Warriors will have to play three games in three days in the Big West Conference Tournament at the Honda Center in Anaheim, Calif. The winner of the single-elimination tournament will earn the conference's automatic bid to the NCAA Championship Tournament.
"We're ready to play another game," head coach Benjy Taylor said. "It's tough to get in a routine when you're not at home, but we're trying to keep the guys loose and relaxed because we had some extra days here in between games. We're ready to get this thing started now."
The Warriors will face Long Beach State in a quarterfinal game at 11:30 a.m. (Hawai'i time) on Thursday. The game will be televised live on Fox Sports Prime Ticket (Oceanic channel 228 or 1228).
Hawai'i is 20-12 overall and the No. 5 seed in the tournament at 8-8; Long Beach State is 16-16 overall and the No. 4 seed at 10-6.
The Warriors arrived in Los Angeles on Thursday night, closed the regular season with a 91-70 win at Cal State Fullerton on Saturday, and have stayed in the area ever since.
"We'll take it," Taylor said. "We feel good about that win, getting us to 20 wins, and then we get a chance to rest our legs a little bit before the (Big West) tournament."
The team took Sunday off so that some of the players with family in the area could spend time with them. Taylor noted that the full roster of players is as close to healthy as its been in a long time, and he'd like to keep it that way.
"We don't need to be having any extra practices, any longer practices," he said. "We had a bunch of guys sit out games in January and February, but the good thing about that is it saved some of their legs, and we're going to need that to make a run here."
It was back to business on Monday and Tuesday, with full days of academic study sessions and practice.
Cal State Fullerton, which did not qualify for the Big West Tournament, allowed the Warriors to use its facilities. "The guys at Fullerton helped us out, and the Big West does a good job of helping us schedule things, too," Taylor said.
Taylor said he is also making sure to give the players continued free time in the evenings. On Monday, some of them went to watch an NBA game between the Los Angeles Clippers and Minnesota Timberwolves; on Tuesday, some of them went to a movie theater.
"We get one more practice (on Wednesday) and we'll do what we have to do to get ready," Taylor said. "We're staying loose, but we're not thinking about anything beyond Long Beach State right now."
Who: No. 5 Hawai'i (20-12 overall, 8-8 Big West) vs. No. 4 Long Beach State (16-16 overall, 10-6 Big West)
When: Thursday, March 12, 2:30 p.m. PT (11:30 a.m. HT)
Where: Honda Center (18,366) – Anaheim, Calif.
Television: Fox Sports Prime Ticket – Oceanic Cable Ch. 1228 (HD), Ch. 228 (SD).
Streaming Video: Available at www.foxsports.com/foxsportsgo
Radio: Live on ESPN 1420 AM. Neighbor islands can listen live on KNUI on Maui, KHLO in Hilo, KKON in Kona and KTOH on Kaua'i.
Audio Webcast: ESPN1420am.com
Live Stats: HawaiiAthletics.com
Warriors to face UC Irvine in Big West Tourney
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Big West watch
UPDATED: Warriors exit Big West Tourney with heartbreaking loss
Warriors look to extend road streak at Fullerton
Always my favorite time of the Year. Every team is playing like there is NO TOMORROW because that is true.
Sure like our seeding and I do believe winning the first two games is very doable. Not only do we have healthy, rested legs for a change, but our depth and having the whole team playing at their best is going to make us dangerous.
ADMIN ALERT – In case we win our first two games…is their any regard to hosting an NIT BID IF NECESSARY? I am sure the crowd would back it. I recall hosting Long Beach State and Stanford back in the late 80's and the fans were wrapped around the Blaisdell Arena early in the morning waiting for tix.
Benjy and this group deserve that chance.
Meanwhile Bowz, it is one game at a time…make us even more proud.
GOOOOOO BOOOOOWZ
This team has the personnel to play 3 games in 3 days. We might have the deepest bench in the conference. Depending on whose hot will play the most minutes in the first game. If we get to the second round we just gotta see who's playing well. Could be the ones that played well first game might not have a good second game due to tired legs or just poor shooting The good part about this team is the level of play does not drop significantly from starters to bench. That's the kind of team that can do well in tournaments. But the key is you need to win that first game. I like our chances against LBS. Beyond that it's take on all-comers and leave it all on the floor. It's now or neva time.
RunBows
BACKBEAT:
Funny, I thought you knew about the NIT scenario.. oh well, according the the pundits.. UH their only hope for post season, is to win the BWC tournament..
CIT or CBI.. according to lame duck AD Ben Jay, and I am positive they have 50K available, to put in bid to host 2 home games for those tournaments if UH does not win the BWC touney and automatic NCAA bid.
The NIT is owned by the NCAA.. The teams that draw, the big name left out of NCAA, would have first crack at that 32 team field, including BWC regular season champion who does not win the BWC tournament..
Kind of sad, back in Riley Wallace Day… the magic number was 17.. then it went to 18 or 19 wins, to be considered as at large bid for NIT.. The tournament upsets,, upsets the NCAA field..
I think AD , is putting in two bids to host 2 home games for NIT for MBB and WBB, which seems odd, being that media pundits, say, UH RPI and BPI not good enough to warrant at large bid to NCAA or NIT..
351 NCAA teams, and a lot of conference tourney upsets.. upsets, the cart for 22 win teams like what UH would be if they fell in the Championship of the BWC tournament.. Pretty much All or nothing.. I think their only other hope .. the CIT or CBI, which lame duck AD Jay says UH will not pay to play… how can he say that, when he is a lame, duck? Have to have some private donor, come out of the blue.. a millionaire or billionaire, who loved the success of UH MBB and the feel good story of the year MBB NCAA.. strength through adversity .. to come up with money to host 2 home games for CIT or CBI.. Now.. Why did Jay say he put in bid for WNIT And NIT for men, I don't know, he might have misspoke for the men's side.
Seems like it is All or Nothing post season wise for MBB team..
Hey fellow fans, Chuck, servante , islandman, clyde, eagle.. correct me if I am wrong..I think UH would have to have been the BWC regular season champion to have qualififed for NIT.. ? could be wrong, unless. the Major P6 conferences,.their teams have .500 records or below, and a lot of those teams, will not make NCAA or NIT.. fields
Just want, UH to win LBSU.. one game at a time..
Heck.. I am closing up shop for the season.. NOW.. as servante alluded.. to .. UH MBB through the turmoil of this season, at 20-12.. if season pau NOW… I am satisfied.. no matter what RPI , BPI or SOS, 20 wins are 20 wins, no matter what league or level of BB play.
Go Bows !
islandman
That's what the commentators said, the Big West is a one bid conference for the NIT. Only the regular season champion gets in with its automatic bid.
If the regular season champion wins the Big West tournament, then, in the past, no team from the Big West goes to the NIT. An example is in 2011-12, Long Beach won the regular season and the Big West tournament. The regular season 2nd and 3rd place teams, went to the CIT ( No. 2 seeded Fullerton lost in the 1st round of the Big West tournament and No. 3 UCSB lost in the finals to Long Beach St.).
http://www.bigwest.org/sports/mbball/info/review/2011-2012/standings.asp
The WNIT is different, they have a 64 team field vs. 32 for the NIT. Last year, two Big West teams went to the WNIT. In 2013, four teams went.
ChuckCheese
If I heard correct on the radio a few days ago, Coach Beeman said Wahine are looking at the NCAA and not WNIT. BUT she mentioned that UH also put in the dates to reserve the Sheriff Center for Wahine to host games if they drop to WNIT.
What does this mean for the UH men? I think it means that the only way UH goes to CIT or CBI is if they agree to play on the road. I am not sure the financials about that but I think if UH is asked to pay their own fare then administration will turn it down anyway.
As many have whispered here and on other forums, Gib made his own enemies in the athletic department and now the program paying the price. Can not blame UH administrators at all for adopting Beeman and Wahine as the favorite child among the basketball programs these days but man it doesnt seem that long ago that picking any men's postseason game over a women's postseason game was a no brainer.
Chuck…what stinks… Why punish the current coach , the staff, the families and especially the current MBB team, that had nothing to do with the Making Thine Enemies of Athletic and Upper campus, why punish the MBB team?
Plus.. if you do the math.. and everyone knows.. UH MBB team , they are and always have been a program to Make Money , cover their expenses.. UH WBB program and Title IX, UH WBB because, they do not have 3000 season ticket holders.. or 2500, and total bought tickets per game of 5500 or so…they don't make money..
Pity.. especially for the MBB team.. as Benjy alludes to.. we in Hawaii, the fans, the media, some..don't Appreciate and Love the MBB team as much as We Should..
WBB.. expected to do well. and congrats.
MBB.. with all the things they went through and still are going through.. They are the story of the Year in UH Athletics..
You have to really look beyond the obvious.. This MBB program with Benjy and the Bows, and support of their families who encouraged 14 of their sons to stick it out.. Are The Champions.. and just hope.. that WBB and MBB treated equally.. well at least the money making one..
Ben Jay, lame duck.. he should get out, as soon as , just hoping John McNamara or Matlin get the AD job, would be good choices.. kamaaina , by now.. they have Hawaii connections.. and John is current Associate AD, he knows Benjy and what he has done for benefit of MBB program.. his hire would help Benjy a lot..
Go Bows.. tomorrow.. looks like do or .. not die.. live for another day.. only a game, life more important.. however this team will battle, never give up.. and that Makes Them the Western USA.. mid major team of the year.. without question.
Pupule
What a dis of a great job by the women's bb team. Laura Beeman a terrific coach! Your gender bias is showing Runbows. Last time I checked they won BWC, have 21 wins with tough schedule. Don't need to back men by dissing women. Auwe!!
In the Women's bracket, Fullerton is rolling : No. 7 seed Fullerton knocked off No. 6 Riverside on Tuesday, 71-59; then they knocked off No. 3 Cal Poly 55-48 today.
They rest on Thursday, then play No. 1 seed Wahine on Friday.
Even if Rainbow Warriors fall short against LBSU
Benjy and the Bows
Great Season !!
We thank coaching staff…14 fantastic team members and greta ohana!!
Mahalo Bows!!
way to go! Hire Benjy! Dis Laura! Ah, a TRUE bb fan is heard from again. U know u can root for both, right? Mahalo for making my seson. Hire RunBows!!!
End of season here…wish team best
AD LOCAL good
hire Benjy
he can recruit 6'9″ 248 big and 6'4″ 195 SG / wing JC
with 2 or 3 years to play!!
I will be waiting for exactly those two recruits. Your crystal ball is working tonight! U even have weights and years of eligibility! All I can say is WOW!!! U da Man!!!
It's win or go home. At this time of the year there are 3 things are a must. 1) FG & FT % shooting, 2) turnovers, and 3) rebounding. The most to me, in my mind is #1. Hope the Rainbow Warriors can get hot like at Fullerton. We also shot the ball well at home against Santa Barbara but we gave up 98 points in a loss. Too bad, that night they shot the ball better than we did. Oh well, good luck men.
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Cat Naps 2020 Planner | | Calendars.com
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Aquis will provide A2X with exchange platform, clearing and surveillance systems
LONDON – 21 July 2015 – Aquis Exchange, the subscription-based European equities exchange* has announced its first software licensing transaction.Under the terms of the deal, Aquis Exchange has agreed to supply the South African exchange A2X with a trading platform as well as clearing and surveillance systems and ancillary support services. Johannesburg-based A2X has been created to launch a competitive exchange to the Johannesburg Stock Exchange (JSE).
Commenting on the announcement, Alasdair Haynes, CEO of Aquis Exchange, said:
"This is a major development for us. Aquis has developed market leading exchange technology systems which has enabled us to enter the software licensing market and we are delighted that A2X has chosen to partner with Aquis. A2X has recruited a first class team of experienced market professionals and with strong financial backing and with the support of Aquis technology A2X will provide the market in South Africa with a realistic alternative to the JSE for the first time."
"A2X is excited to have been able to partner with a company of Aquis' pedigree. Aquis brings extensive exchange experience, innovative thinking, world leading exchange technology and importantly, shares our entrepreneurial culture and approach. We look forward to a long and rewarding relationship with Aquis as we introduce choice and a fresh approach to the SA market place." said Kevin Brady CEO of A2X.
For further information, please contact Belinda Keheyan on +44 203 597 6334 or bkeheyan@aquis.eu
About Aquis Exchange
*Aquis Exchange is authorised and regulated by the UK Financial Conduct Authority to operate a Multilateral Trading Facility. It was established in October 2012, launched in November 2013, and operates a pan-European cash equities trading exchange and develops exchange software. Aquis Exchange is changing the European trading landscape through its introduction of subscription pricing and innovative order types. Currently, over 90% of European equity trading in each individual country takes place on two exchanges. The aim of Aquis Exchange is to bring fresh competition into the marketplace in order to lower the trading costs maintained by the existing duopoly.
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When diagnosing a movement disorder such as Parkinson's disease, clinicians must rely on their own visual examination of the patient, because there is no blood test or brain scan to confirm the diagnosis. To diagnose and track the progress of these conditions, and to collaborate with other caregivers, neurologists who specialize in movement disorders rely often videotape these exams.
Capturing this visual information is crucially important to providing effective care, but until now there has been no standard protocol for videotaping patients with movement disorders. This shortcoming led two Rush University Medical Center neurologists to publish a set of videotaping guidelines, which will enable other specialists to make diagnoses earlier and more accurately and to evaluate treatment progress better.
The need for improved diagnosis and evaluation of movement disorders is considerable. Parkinson's disease alone afflicts as many as 1 million people in the United States, and about 60,000 people in the U.S. are diagnosed with the each year with the chronic, progressive illness, which affects the body's ability to control movement. Thousands of additional cases go undetected annually, according to the Parkinson's disease foundation.
The guidelines build on a strong, longstanding foundation. Decades ago, neurologists at the Rush Parkinson's Disease and Movement Disorders Program helped establish and test the criteria used to diagnose Parkinson's disease and similar movement disorders. Now they're extending that expertise using video technology.
"Rush has been using video long before others thought to do anything similar, and we've assembled one of the largest databases in the world of movement disorders. These videos are instantly recognizable at neurology meetings around the world because of our systematic approach," says Brandon Barton, MD, MS.
An assistant professor of neurology, Barton collaborated with Deborah Hall, MD, PhD, an associate professor of neurology, to create Video Protocols and Techniques for Movement Disorders, which Oxford University Press published online in October. The extensive multimedia reference combines the authors' detailed guidance in how to videotape examinations with videos providing examples of real-life interactions with patients.
Originating deep within the central nervous system, movement disorder occur when the normal exchange of neurological messages between the brain, nerves and muscles changes. When signals to and from motor areas are not transmitted precisely, people experience speech and coordination problems, as well as involuntary movements such as tremors, slowness, spasms or tics.
Of course, not every twitch or jolt is a sign of disease. Without a blood test or other biomarker to confirm that a hand tremor or facial tic is, in fact, a disease symptom, neurologists need to look for specific and often subtle visual patterns.
Videotaping patient examinations has become a needed tool, especially when conferring with colleagues or seeking second opinions. "No amount of words in a chart can convey as much useful information as the direct visualization of the patient." Barton says. To help make that information as useful as possible, the protocols guide physicians through a full exam so they can best detect visual patterns and clues unique to one of many movement disorders.
Modern medicine only is starting to understand the causes of movement disorders, and medical experts have been perplexed by movement disorders for centuries. One of the first descriptions of what is now known as Parkinson's disease comes from history's most celebrated expert on human form and function. In the 1500s, Leonardo da Vinci observed that some people simultaneously experience involuntary movements and a loss of control of intended movements.
Three centuries later British surgeon and apothecary James Parkinson authored "An Essay on the Shaking Palsy," which systematically described the conditions of patients with the disease that would come to be named for him. While Parkinson's disease is the most widely known movement disorder, Barton points out that there is a broad spectrum of diseases in that category.
These movement disorders range from the common though not fatal essential tremor to those classified as psychogenic because they are caused by an underlying stress or psychological condition, not a neurological disorder. Patients often can suffer from more than one disorder and, without a trained eye, misdiagnoses are too common.
Perhaps nearly important as an accurate diagnosis is an early one. There are no cures for these disorders, but the earlier they are diagnosed, the sooner they can be managed. The more expert eyes that are trained to spot movement disorders' subtle visual clues, the more people who will have a chance of controlling their diseases before the diseases control them.


text:
Jerry Sneva (May 23, 1949 – January 27, 2018) was an American race driver who drove in the USAC and CART Championship Car series. He raced in the 1977-1982 seasons, with 26 combined career starts, including the Indianapolis 500 in 1977-1980 and 1982. He was named the 1977 Indianapolis 500 Rookie of the Year.  He finished in the top ten five times, with his best finish in 4th position in 1979 at Pocono.

Jerry was the younger brother of 1983 Indianapolis 500 winner Tom Sneva. He died January 27, 2018, at the age of 68.

Indianapolis 500 results

References

1949 births
2018 deaths
Sportspeople from Spokane, Washington
Champ Car drivers
Racing drivers from Washington (state)
Indianapolis 500 drivers
Indianapolis 500 Rookies of the Year

redpajama_set_name: RedPajamaWikipedia


text:
Survey has found that Graduates are 'working in a job that doesn't even require a degree'
Category: Industry News, Graduates, Universities, Employee, servey, satisfaction
More than half of UK graduates are working in a job they believe does not even require a degree, a new survey has found.
The UK Graduate Employment Survey by the Accenture Strategy polled 1,000 students who are graduating this year and another 1,000 who graduated in 2013 and 2014.
60 per cent of 2013/2014 group said they were under-employed or working in a job that does not require a degree – a contrast to the views of this year's graduates of whom 77 per cent said they feel their education has prepared them well for the world of work.
While only 16 per cent of this year's graduates say they expect to earn £19,000-a-year or less in their first job, a quarter the of 2013 and 2014 graduates, however, say they have an income in that range.
72 per cent of the 2015 group said they expect to find full-time work, but only 58 per cent of the other group say they have been able to secure full-time positions.
Finally, 80 per cent of 2015 graduates considered the availability of jobs in their intended field before choosing their university course – yet only 55 per cent of 2013 and 2014 graduates are currently working in their chosen field.
Managing director of the Accenture Strategy, Payal Vasudeva, said this year's graduates are highly resourceful in making themselves relevant to employers.
She added: "They expect good work opportunities and employer provided training, but many remain underemployed and dissatisfied with their work situation.
"As a result, a large number aim to return to university or college to position themselves for better jobs."
In their quest to look for their dream job, 28 per cent of this year's graduates said they'd look abroad for work – compared with only 19 per cent from 2013/14.
While 40 per cent of the 2015 group said they would take an unpaid internship if a job was not available, Ms Vasudeva issued a stark warning to companies: "Employers who fail to create career development programs and a clear path for advancement are missing a tremendous opportunity to attract and retain top talent."
Tags: clicking on links loads other articles with the selected taggraduates survey employment jobs management educational Universities strategy
Gold Award for HS2 in the Development of Their Employees
HS2 Ltd has received the highest possible accolade from The 5% Club for its continued investment in the development of its employees. The 5% Club's 2021 Employer Audit Scheme recognised HS...


Jimmy Michel was sworn in by Mayor Jamie Barberio as Parsippany's latest police officer to join the force. Michel graduated from the Ocean County Police Academy in 2007, worked as a Class 2 Special Police Officer in Point Pleasant Beach and comes to Parsippany-Troy Hills after serving five years as a police officer at Montclair State University. The Township is pleased to have another experienced, well-trained officer as part of the team. Parsippany Police Deputy Chief Paul Philipps joins the Mayor during the swearing in.


1. Pre-heat your oven to 170'F degrees.
2. Cream the butter in a large bowl until soft. Add sugar and whisk until combined and coming away from side of bowl.
3. In a jug whisk your eggs and slowly add it to butter and sugar mix, incorporating fully before adding more.
4. Sieve flour, salt and baking powder together. Add crushed Oreos into batter.
5. Add half of dry ingredients into the batter and whisk. Add half of the milk and whisk. Alternate this one more time to combine all ingredients together. Scrape the side of the bowls to ensure everything is mixed.
5. Fill your 12-cupcake cases ¾ of the way and bake in the oven for 20-25 minutes until cooked.
5 crushed oreos (You can use a food processor for this.
1. Beat the cream cheese and butter until fluffy, scraping down sides of the bowl.
2. Beat the icing sugar in at low speed until fully incorporated.
3. Beat in Oreo crumbs.
4. Transfer into a piping bag / ziploc bag and refrigerate for 15 min.
When the frosting becomes hard enough to pipe, remove and start piping!
I have read your article and it is informative and helpful for me. I appreciate the valuable information you have presented in your articles. Thank you for the great and very helpful information. Well done for those who are interested and love making candy. And bakery.


GoldenXsquirt . sofiasecret. NataliaSmith. 1MasterShow.
BlackAngelsXVickieCandyKimy233HANNABENNETT .MagicKittyCuteMary4SexKAORYYlatinita01 .DulcetCherryBryellekimfantasy1BritanyMoore .MiladyMYReaxVIRGINSECRETSNataliaSmith .DeliciousVeryCharmingMilfXLonelygirlxueCornelia93 .BritanyMooreCamiloAriassofiasecretSussyy .EroticDream24CoopeeAndSexyMiaAnnievelezGayTwinkAlex .EroticDream24SussyyAngelRedBlackHanymFire .roseemarieCamiloAriasfrankywilld29HanymFire .hotsensualangelkinkyyyminxxxSaucyLiLMinxJerkingC0CK .sharsilent00KarlaGinger00ObedientSluttDeliciousVery .
Annievelez1MarsiBigBoobsMagicKittyCuteHotSkinLatin .CamyNCharlesroseemariejoel11441BeautifulBaby1 .MiladyMMagicKittyCuteMillieClarkAlexandraBTX .SweetAvalynnSweetAvalynnxNENYAxMelindaMell .VickieCandyTerianaVickieCandyKrystalRoss .VIRGINSECRETSDEYMONCOLLINBunnyRachelferlove .TerianaMiladyMCamiloAriaskimfantasy1 .HANNABENNETTxMissCarlaXNausicioedithwhite .ferlove2FinestPinayCockanalmaturex0xLadyKataline .lexyyxxroseemarieSchaherazadeEmmieKisses .HanymFire1MarsiBigBoobsLadyKatalineJerkingC0CK .


We check over 450 stores daily and we last saw this product for $402 at Gilt.
Clean, soft suede trainer with contrasting flexible sole. Heel, 1.25" (30mm). Suede upper. Round toe. Lace-up vamp. Leather lining. Rubber sole. Bally.


It was so fun to have my sister in town last week.
We ate a lot, hung out with friends, saw family in Portland, went on a Father's Day hike with dad, played some Fruit Ninja and I loved every second. Already counting down to her next visit.


text:
Anton Evguenievitch Meguerditchev (en ), né à Moscou (URSS) le , est un réalisateur, scénariste et monteur russe, lauréat du prix TEFI en 2000 pour son documentaire Pouchkine Alive (avec Leonid Parfionov).

Son film Trois Secondes est présenté à Paris lors de la  semaine du nouveau cinéma russe en .

Biographie

Filmographie partielle

Comme réalisateur

 2007 : Boxe de l'ombre 2 : La Revanche (, )
 2010 : Dark Fantasy (, ) (aussi monteur)
 2013 : Subwave () (aussi co-scénariste)
 2013 : Yolki 3 ()
 2017 : Trois Secondes (, , littéralement Mouvement vers le haut), d'après la biographie de Sergueï Belov, champion olympique de basketball,  à propos de l'entraîneur Vladimir Kondrachine
 2021 : Land of Legends ()

Liens externes

 Anton E. Megerdichev dans la base de données Kinoglaz

Réalisateur russe
Scénariste russe de cinéma
Naissance en juillet 1969
Naissance à Moscou
Monteur russe
Naissance en RSFS de Russie


Mark Wulkan, MD practices as a Surgeon in Atlanta, GA.Mark Wulkan, MD graduated from Emory Univ Sch Of Med, Atlanta Ga 30322.
Services Mark Wulkan, MD provides surgery in Atlanta, GA. The most common types of surgeons are: General, Cardiovascular, Otolaryngology, Neurological, Reconstructive, Neonatal and Orthopedic.
Please call Atlanta Pediatric Surgery at (404) 982-9938 to schedule an appointment in Atlanta, GA or to get more information.


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The Park Avenue Armory is a nice venue I guess, but it is a also a noticeable architectural landmark of the city of New York. I was lucky enough to visit the building and learn all about it. Here are a few pics and facts for you to virtually tour the building with me!
The stairs were originally roofed with a skylight (picture the light flowing down!) but a 4th floor was later added, which is now used as a woman shelter.
The armory was constructed in 1870 for the 7th regiment of the National Guard to play a civic role in the community. Its population was wealthy and educated, worldly travelers, arts appreciators of the upper class. With its building looking towards Park Avenue and back at the tenements, the National guards was often called to deal with local riots. It was the only privately funded armory in the US. Young men were sent for a couple months of training before being part of the "club". These regimen paid money to be part of the armory and wore suits from Brook Brothers. In 1990, a non-profit was created to protect the building and a massive restoration started right away. The goal was to use the space for contemporary events, such as music concerts, art installations and educational programs. The Armory offers its own programming, even if partnerships with other institutions happen frequently. A lease was signed with the State of NY and the building has been on the NY landmark watch list since 2000. The renovation is laid out with different phases (currently the 10th) and aims at bringing the building up to code.
The board room is where men gathered to discuss politics or attend chambers music concerts. The chandelier was designed in 1897 but globes were added later to bridge with the gas-lighted original building.
The Board room, and its fantastic acoustic, was designed by the Herter Brothers. It was restored in 2011-2013.
Mahogany panels wrap the room.
The renovation architects took the party to peel the existing layers to reveal the hidden conditions, showing clearly what is original and what is not. The damaged earlier layers are shamelessly shown. A contemporary touch was added with new light fixtures – designed by the architect – and curtains. A major lead removal plan was also part of the project.
The armory was used for diners, parties, events; it was a men's club. Ladies were invited only for special events like fundraisers or galas. They used the tea room and its washroom, which will later become a limiting factor for the building attendance.
We are now in the library, decorated by Stanford White from substantial funds. The room is all about knights, defense shields and armors. The chandelier (below right) is by Tiffany.
The Veterans room where old members used to hang out recently reopened but was under construction when I visited. With a glimpse inside, I saw craftsmen taking the room apart, disassembling wall panels, to later build them back up. The Architects Newspaper published a post about the renovation of this room, see here.
The Veterans room, before restoration, also known as the Comodore's house in TV series Boardwalk Empire.
It is always very impressive to see a space as large as the Drill Hall, especially in the city. It was originally built for military marching rehearsal but soon (1882) was used to held concerts and huge themed parties. The antique shows were held here until the late 1950s. Now it is the venue of about 6 shows/year and is run completely non-profit. Every now and then, private events would happen in between arts shows to pay for its maintenance. The organization of public flow, staging and art pieces installation are not a easy at such a large scale. This room is 65,000 sf and has a raffle range below.
One installation was a number of super high swings.
Another installation was a water pool surrounding a solo piano.
In the end, the many rooms of the first floor and acoustic design allow several simultaneous events. Let's now go upstairs.
Company rooms were named from A to K and hosted fraternities grouped by interest: baseball, shooting, horses, theater and singing, business, and so on. Each group, of about 100 members, was assigned a bare room and arranged their own decoration, choosing their style, artisans, furniture, lockers arrangement, etc. Rich and famous families have been through these rooms, like the Roosevelt at Company E or the Lefferts at Company D. One of the company even had a piano for their glee club parties. The AC concealed in lockers is one of the greatest feature of this renovation, achieving an upgrade that does not puncture the historic decorative faces.
Two more companies were created in 1909, and then a few more before WWII. But then the Armory downsized drastically and within a new context, the rules changed. The war marked the end of an era.
Note: I apologize for the poor quality of my photos. For better pictures, see here for the drill hall, see here for the historic reception rooms, see here for architectural details. If you want a more thorough history and high quality footings of the building, the best is to watch this short documentary from thirteen.org. If you want to learn all about the renovation itself, the architects' website is what you should look at.


text:
Q: In TypeScript, why does 'T extends never ? never : keyof T` differ from `keyof T'? Consider the following definitions:
type OtherKeyOf<T> = T extends never ? never : keyof T;
type OtherKeyOf2<T> = keyof T;

I would expect OtherKeyOf and OtherKeyOf2 to act exactly the same, just as I would expect these two functions to act exactly the same:
const f1 = (t) => false ? false : "some_value";
const f2 = (t) => "some_value";

That isn't what happens, however. Given some dummy types A and B:
interface A {
 aMem: number;
}

interface B {
 bMem: string;
}

I get the following results:
let x: OtherKeyOf<A | B>;  // <= the type of x is `"aMem" | "bMem"`
let y: OtherKeyOf2<A | B>; // <= the type of y is `never`

I find this puzzling. Any help understanding this would be greatly appreciated, thank you!

redpajama_set_name: RedPajamaStackExchange


Over 30 years of friendship and laughter and precious memories resurfaced last weekend for nearly 20 Sun Val-ley Suns hockey alumni during the USA Hockey Over-50 Na-tional Hockey Championships staged in suburban Tampa Bay, Fla.
"Used to Be Suns," was what it said on the George Gund Cleveland Barons replica jer-seys worn by the alumni—jer-seys that summoned up memo-ries of the late 1970s Sun Valley uniforms. The team played three games at the tourney and won only one. Winning wasn't the whole point.
Suns reunion organizer Glenn Hunter of Ketchum said, "We played and lost two good games, then we finished the tournament well. It was great to get a 5-0 shutout in that final game. But the guys just loved the whole thing and had a great time."
Taking to the ice at Tampa was the entire rookie class of the 1978 Suns team, which in-cluded Hunter, Bobby Noyes and Dave Hutchinson, all still local residents, along with Mark Broz of Boise, Patrick "Frank" Kearney and Joe McCarthy.
Former Wood River resi-dents who made the trip in-cluded Dave Reichel, Tim Rap-pleye, Banjo Williams and George Arnold. Rounding out the team were current Sun Val-ley residents and past Suns stars Dale Johnson, Tim Jene-son, Brad Dredge, Rick Bour-bonnais, Steve Morcone, Mike Punnett and Terry Heneghan.
The reunion came together through the hard-working ef-forts of Hunter, who was in-vited to play in this annual na-tional event in Florida a few years back for another team. In fact, four of the 19 former Suns players last weekend had com-peted in the tournament before, but 15 had not.
Hunter knew the tourna-ment would be a vehicle to re-unite old friends in a hockey atmosphere.
Some of the initial greetings between former teammates were priceless, particularly since many hadn't seen each other for over 20 years. The theme of, "You haven't changed a bit," was echoed for as many beers as it took to finally let the truth out.
Unlike past competitive years, when the players were younger and when most of the hockey humor was directed pointedly at someone else, the barbs and bits of wisdom were self-effacing, drenched in memories.
Maybe it's a matter of ma-turing, although, as always-mischievous Broz said when told the tournament was called the Adult National Champion-ships, "wait until they find out we're not adults yet!"
But one needs to recognize the love these 50-and-older men have for the game, and also appreciate the lifetime friend-ships that come from continu-ing to play a tough, incredibly demanding sport when most normal folks would have long ago moved on to safer forms of entertainment.
Of course, Tampa wasn't Sun Valley in any respect. Suburban Tampa might as well have been suburban "Anytown USA," its rinks buried deep in the burbs of Americana, com-plete with its strip mall culture.
Maybe the blandness was the perfect setting for a hockey reunion that was long on hang-ing-out familiarity.
Everybody seemed to know everybody inside the rinks. The competitive hockey community could honestly be ground zero for the "Six degrees of Kevin Bacon" syndrome that inexpli-cably bonds people together. Nearly everyone on the Suns had a connection to someone on one of the other eight teams in Tier 1 Division.
Usually in bed by 10:15 p.m., the "Used to be Suns" had to play their first game last Thursday at that very hour, and they had to face off against the defending national champi-ons, The Heartland, in the opening game of a three-day national championship.
It turned out to be a classic Suns game, a 3-2 loss against the team that eventually won the national tournament. Heartland had savvy 50-and-older skaters led by ex-Minnesota North Stars and 1984 Olympian Steve Jensen. The game was as exciting and fast paced as any game that took place 30 years ago in Sun Valley.
To a man, this group of Suns agreed it was the most physi-cal, and fair, game they played since their Sun Valley days. A total 16 penalties were handed out with Heartland collecting 10 of them. The game was not "chippy" hockey, just fast paced, tough in the corners, sticks working hockey. The Suns led 2-1 after the first, were tied 2-2 after the second and gave up the tie breaking goal with 1:40 left in the third pe-riod.
If not for the outstanding play of Boise-based goalie Ken Hilgert, the score could have been 7-2 or worse. Solid play in even-strength hockey kept the Suns in the game. Scoring for the Suns were Brad Dredge and Patrick Kearney, with Kearney's goal set up on a nifty pass by Dale Johnson.
The disappointment of los-ing the first game was short lived. The parking lot of the rink following the opening night loss provided the scene for the post-game, post-midnight tailgate party. There was nowhere else to go in a neighborhood that shut down for the night well earlier than that.
It became very apparent at this juncture that the tourna-ment was not all about hockey, at least not for the team from Sun Valley that collectively wore nametags saying "Hello, I'm Frank" during the game itself.
The tournament was far more about friendships and shared past experiences, most of which had a little to do with hockey and everything to do with the bonds of youth and the unique personalities that brought this particular group of Suns players together over 30 years ago.
Game Two played mid-afternoon last Friday was against a hard-skating and well-disciplined group from Detroit, like Heartland a team that had played together in the same region for years. Detroit ended up winning 3-2, eliminat-ing the Suns from qualifying for the championship semi-finals.
Boise skater Doug Mayson scored the first goal on a pass by former St. Louis Blues and Suns star Rick Bourbonnais. But the Suns' timing was a lit-tle off, certainly because the team hadn't skated together much at all. As Dale Johnson said, "Hockey is a game of inches. Every near-miss is just inches from changing the game."
Yet the Idaho squad stayed in the hunt. The flow started to favor the Suns as the second period wound down. On a rela-tively simple Detroit kick save from Dredge's shot, the puck came out cleanly to hard-charging Terry Heneghan—he of the Evil Knievel dew rag, the 30-year-old plastic Jaffa helmet and a full snow white beard. Heneghan stashed the errant rebound into the net, 2-2.
Unfortunately for the Suns midway through the third pe-riod the Detroit team slipped one past the Suns defense and went and stayed ahead 3-2, de-spite a furious, late Suns rally.
Now the real fun began. With the burden of expecta-tions lifted, and relatively sat-isfied with the effort of two close games in an 18-hour pe-riod the Suns regrouped back at the hotel.
Master-of-ceremonies Broz invited everyone up to his room, a room he called the "Cubba-Cabana", for his previ-ously scheduled weekend roommate John "Cubby" Burke.
Burke, a caddie on the PGA circuit and one of the original Suns in 1975, couldn't make it to Tampa Bay because a sched-uling conflict with his regular pro, Cameron Beckman, who was playing in the San Antonio stop of the PGA tour and needed Burke.
The post-game "Cubba-Cabana" was decorated by Broz and Hunter with old posters, scores of old Suns programs, and newly created posters de-picting several past Suns road trips including the infamous trip to Japan during the 1984-85 season.
Individually players brought other past memorabilia as well and for hours the beer flowed and the stories were told, and re-told and then re-shaped and further embellished with addi-tional piece of information bringing more and more laugh-ter.
It's difficult to put into words how 21 grown men, most now scattered throughout the country and all of whom have turned out to have had success-ful lives, can come to a Tampa Bay hotel to re-live moments in their lives that took place up to 30 years ago in a remote part of Idaho.
Most have children now who are the same age as their hockey playing dads when they came to Sun Valley, yet each story and recalled moment was as fresh as when it happened.
Saturday's final game against a team from Atlanta turned into the 5-0 Suns vic-tory. Leading the way was the fabulous Hilgert goaltending along with two goals each from Bourbonnais and McCarthy. Assisting on the "game-winning first goal," as he put it, was Broz. He made a nifty pass from the point to initiate the scoring.
At that point, Jeneson initi-ated the post-game, post-tournament and impromptu parking lot party at his rented van. Continuing the tropical theme, he dubbed it the "van-a-cabana". Members from two of the other tournament teams joined in, and for four more hours the stories and memories continued, complete with de-livered pizza and the foresight to designate drivers in advance who got everyone back to the hotel safely.
Probably for good reason life's natural progression doesn't allow too much living in the past. However, once in awhile you get lucky. And for a brief moment in time you can reach back and grab hold of the past. You can recall a time that brought so much joy and bring it up to the present.
That was the Big Chill in Tampa.
Editor's note: For those who don't remember Chris Levitt, he was "Sal Check," the Suns color commentator back in the 1980s when local radio broadcast Suns games. Levitt has been working for the past 19 years in advertising at Sports Radio KJR-AM in Seattle in the adver-tising sales end of things. Eight-een years ago, he joined forces with pro basketball player Detlef Schrempf and started his children's foundation here in Seattle. That foundation (detlef.com) is still going strong. Levitt is married to the former Mary Cay Kearney, who bought her husband the trip to Tampa as a Christmas 2010 gift. They live in Kirkland, Wash. and have three children: Patrick, 22, graduating in May from Wash-ington State; Lilly, 19, a sopho-more at WSU and Winnie a high school freshman.


Older adults who experience good cardiac fitness may be also keeping their brains in good shape as well.
In what is believed to be the first study of its kind, older adults who scored high on cardio-respiratory fitness (CRF) tests performed better on memory tasks than those who had low CRF. Further, the more fit older adults were, the more active their brain was during learning. These findings appear in the journal Cortex. Difficulty remembering new information represents one of the most common complaints in aging and decreased memory performance is one of the hallmark impairments in Alzheimer's disease.
Healthy young (18-31 years) and older adults (55-74 years) with a wide range of fitness levels walked and jogged on a treadmill while researchers assessed their cardio-respiratory fitness by measuring the ratio of inhaled and exhaled oxygen and carbon dioxide. These participants also underwent MRI scans which collected images of their brain while they learned and remembered names that were associated with pictures of unfamiliar faces.
The researchers found that older adults, when compared to younger adults, had more difficulty learning and remembering the correct name that was associated with each face. Age differences in brain activation were observed during the learning of the face-name pairs, with older adults showing decreased brain activation in some regions and increased brain activation in others. However, the degree to which older adults demonstrated these age-related changes in memory performance and brain activity largely depended on their fitness level. In particular, high fit older adults showed better memory performance and increased brain activity patterns compared to their low fit peers. The increased brain activation in the high fit older adults was observed in brain regions that show typical age-related decline, suggesting fitness may contribute to brain maintenance. Higher fit older adults also had greater activation than young adults in some brain regions, suggesting that fitness may also serve a compensatory role in age-related memory and brain decline.
According to the researchers this study highlights that CRF is not only important for physical health, but is also associated with brain function and memory performance. "Importantly, CRF is a modifiable health factor that can be improved through regular engagement in moderate to vigorous sustained physical activity such as walking, jogging, swimming, or dancing. Therefore, starting an exercise program, regardless of one's age, can not only contribute to the more obvious physical health factors, but may also contribute to memory performance and brain function," explained corresponding author Scott Hayes, PhD, assistant professor of psychiatry at Boston University School of Medicine and the Associate Director of the Neuroimaging Research for Veterans Center at the VA Boston Healthcare System.
The researchers caution that maintaining high levels of fitness through physical activity will not entirely eliminate or cure age- or Alzheimer's disease related decline, but it may slow down the decline. Future studies following individuals' fitness and physical activity levels, memory, and brain function over the course of years would more directly address this issue.
Materials provided by Boston University Medical Center.


text:
#import <AppKit/AppKit.h>
#import <AppKit/NSGraphicsStyle.h>
#import <AppKit/NSRaise.h>

@implementation NSTableHeaderCell

-(NSRect)sortIndicatorRectForBounds:(NSRect)bounds {
   NSUnimplementedMethod();
   return bounds;
}

-(void)drawSortIndicatorWithFrame:(NSRect)frame inView:(NSView *)controlView ascending:(BOOL)ascending priority:(NSInteger)priority {
   NSUnimplementedMethod();
}

-(NSRect)titleRectForBounds:(NSRect)rect {
    return NSInsetRect(rect,3.0,2.0);
}

-(void)drawWithFrame:(NSRect)frame inView:(NSView *)controlView {
   _controlView=controlView;

   [[controlView graphicsStyle] drawTableViewHeaderInRect:frame highlighted:[self isHighlighted]];

   [super drawWithFrame:frame inView:controlView];
}

@end

redpajama_set_name: RedPajamaGithub


text:
De nipkowschijf is in 1883 bedacht door de Duitse ingenieur Paul Nipkow en vormde de basis voor wat hij zijn elektrische telescoop noemde. In 1885 kreeg hij hiervoor een octrooi. Deze uitvinding wordt gezien als de eerste aanzet tot de televisie zoals we die nu kennen.

De nipkowschijf was een snel ronddraaiende platte schijf waarin kleine gaatjes waren aangebracht in een spiraalvormig patroon. Het licht dat door de gaatjes in de nipkowschijf viel, kon met behulp van een fotocel (seleen-cellen) worden omgezet in een elektrisch signaal.
In de ontvanger kon dit met een neonbuis worden omgezet in een uit gebogen beeldlijnen opgebouwd, donkerrood beeld, niet veel groter dan een ansichtkaart.

De praktische toepasbaarheid van het systeem was gering. Tot in de jaren twintig lukte het bijvoorbeeld niet om de nipkowschijf van de ontvanger synchroon te laten lopen met die van de zender. Nadat dit probleem was opgelost, werd het systeem gebruikt bij experimentele televisie. De persoon die werd opgenomen, moest echter plaatsnemen in een krappe en geheel verduisterde opnameruimte.

In de loop van de jaren dertig werd het systeem van Nipkow vervangen door elektronische televisietechniek die was ontwikkeld door Siegmund Loewe en Manfred von Ardenne. Bij de opening van de Olympische Spelen in Berlijn werden iconoscope-camera's van Vladimir Zworykin ingezet. Dat de nipkowschijf tot circa 1940 in gebruik was, werd door de nationaalsocialisten voornamelijk om propagandistische redenen volgehouden.

Natuurkunde
Televisietechniek
Geschiedenis van de televisie


Enjoy visiting one of the most top tourist attraction from Dharmshala-Maclodganj to palampur.
Dharamshala is also known as the Land of Lamas. A hill-station that even Dalai Lama couldn't resist adoring.
Palampur, heart of Kangra Valley, known for its numerous wonderful tea gardens and green pine woods lies in the lap of Dhauladhar ranges.
Weekend days are enough to explore the richness of it.
Sightseeing of a small town nestled in the lap of the snow-covered Dhauladhar range, palampur. Also called as Tea town.
Meals from day 1 moring to day 3 morning.
Arrive at Dharamshala and check-in at the hotel. After some rest and breakfast, set out on a city tour of Dharamshala and Mcleodganj visiting Dharamshala Cricket Stadium, St. John Church, Dal lake in Naddi, Norbalinka (Heart of Tibetian Culture), Bhagsunath fall and temple.
Spend the rest of the day at leisure and stay at the dharamshala hotel overnight.
After breakfast this morning, you will proceed for sightseeing tour to Sourabh van Vihar, Himachal Heritage Village, Neugal Cafe, Jakhani Temple, Project Road, Tea Gardens, Local Market Sightseeing, and Zip lining, an unforgettable adventure — fly over the treetops and ravines with the wind in your face!
The rest of the evening is at leisure. Enjoy a comfortable overnight stay at palampur.
Check-out from the hotel and depart from Palampur for your onwards journey.
Important Note ❗ ▶ Above rates are not valid during any major event and exhibition.▶ Above rate would not club with any other promotion. ▶ CANCELLATION / REFUND POLICY will be applicable. ▶ The vehicle would be Comfortable Traveller Bus / SUVs depending upon the group size. ▶ Good Standard Hotel having Complete Valley View will be provided on double & Triple sharing basis ▶ Please note that these packages are customizable, which means that you will be able to make changes to the itinerary/activity if you so desire. The final payment will be calculated as per the tailored package details. ▶ In case the selected hotel is unavailable for booking, an alternate arrangement will be offered to the customer in another hotel of a similar category ▶ Please note that 'Day at Leisure' essentially implies that no sightseeing activities will be done for that day/or particular time ▶ Kindly be on time for your activities, tours and transfers.


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Q: Parent-child event I have have a 2 div element. One is child and one is parent like :

The parent div has 2 event attached click and dblclick and child div has 1 event attached click. Now my problem is when i clicked on the child div the parent div click event also executed. I tried e.stopPropagation(); but still same behavior. Help me ?

A: You must have tried it wrong, because stopPropagation should do the trick here. Make sure you stop the propagation of the event at the child element:
$("#c").click(function (e) {
    e.stopPropagation(); //Will prevent event bubbling to #p
});

Here's a working example.

The only exception to the above is if you have bound the event handlers with the live method (which you shouldn't be doing since live is deprecated). You cannot stop the propagation of live events since the event handler is bound to the document, rather than the element, and the event has to propagate all the way to the document before it is executed.

A: Beside using stopPropagation you can also check for a condition before handling the event (an event delegation approach). This way you can also use live event handlers (replaced by on in jQuery nowadays, if I'm correct). See this fiddle
[edit]: using bind, you'll only need one handler for all, defined for div#p. The provided jsfiddle is adjusted accordingly.


how can we improve recognition of memory problems?
how can we improve diagnosis of dementia?
how can we improve the management of our patients' care?
Introduce targeted screening for key groups, e.g.
Review annually patients who have presented with Mild Cognitive Impairment (Eu057).
Maintain a register of people with suspected dementia or mild cognitive impairment. Review regularly within primary care, or via referral for a specialist memory assessment.
Consider the needs of patients from Black and minority ethnic groups, where cultural differences may affect the timeliness of presentation.


In 2010, a Pew Research report indicated that three out of every four members of the workforce expect to keep working for pay after they retire. 60% of them believe this will be by choice, not necessity – but pre-retirees may be more optimistic than justified in their expectations. According to the Center of Retirement Research, less than half of all households are financially prepared for retirement at 65; a quarter will need to work at least one to three more years; and almost one in ten will need to work past age 72 or longer.
Whether by need or choice, it's clear that plenty of folks are likely to continue working in one capacity or another after they officially retire. The decision of whether or not to do so is dependent upon a range of factors.
Financial security for American citizens usually results from a combination of government programs, personal assets, and employer benefits. However, each of these factors is undergoing historical transformations right now. Unfortunately, these transformations may mean Americans have to move the goalposts back a bit when it comes to their retirement goals.
Conventional wisdom suggests that the average annualized return for common stocks over a period of 10 years or more is positive, somewhere between 7% and 9%. However, statistics have a way of disguising inconvenient truths: According to AllFinancialMatters.com, there is actually substantial volatility in the numbers – mainly related to start and end dates.
Suppose three brothers work for the same company and each invests $50,000 in its 401k plan over a period of 30 years. Joe, the oldest brother, begins investing in 1966 and – assuming the results mimic the S&P 500 return – retires in 1996 with $1,871,111 in his account. Bill, the middle brother, who began investing in 1976, retires in 2006 with $1,520,397 in his account. And Mike, the youngest brother, begins in 1983 and retires in 2013 with $1,050,416. These figures do not include the effects of inflation or the deduction of fees.
Many retirement professionals previously advised that an annual 4% withdrawal rate would result in sufficient funds to last through 30 years of post-work life. In other words, a fund of $1 million could provide $40,000 per year.
However, due to lower yields on fixed income investments, many retirement planners now recommend a withdrawal rate between 2.7% and 3.0% in order to achieve a 90% probability of not outliving your assets. Lowering the distribution rate means that income must now be replaced from other sources, and your standard of living must be lowered.
Defined benefit plans began to disappear in the 1980s as companies increasingly shifted the risk of retirement planning to individual employees. What was once considered "an unbreakable promise" from an employer to an employee is now increasingly rare, as companies drive down labor costs – even in the face of prosperity. Congress established the Pension Benefit Guaranty Corporation (PBGC) in 1974 to provide some security to employees who had worked for years only to find their pension plan benefits had disappeared. By 2012, so many pension plans had failed that the PBGC was underwater with a deficit of more than $34 billion.
In addition, corporations are increasingly reneging on healthcare benefits to their retirees and shifting more of those costs to their employees. According to a 2013 Bloomberg article, Fortune 500 companies such as Time Warner, IBM, and GE plan to move retirees to a government-run exchange, pushing "more costs onto U.S. taxpayers." It is likely all employee and retiree benefits, except for those senior executives who negotiate employment contracts, are destined for reduction or elimination in the near future.
For years, critics have attacked the Social Security program as unsustainable, claiming that its benefits are too rich and the ratio of retirees withdrawing funds to workers contributing them is out of whack. Indeed, the Congressional Budget Office projects that Social Security payouts will exceed its revenues by 12% over the next decade. Even proponents recognize that change is essential if the program is to be available to future generations.
Thus far, changes have been made to extend retirement dates and weaken inflation protection for those already receiving benefits. Proposed changes range from privatizing Social Security entirely, to means-testing those who might receive payments in the future. While this is likely to set off a protracted political fight, it seems inevitable that future Social Security beneficiaries will receive less income and bear greater risk than in the past.
Similar changes are in store for Medicare, the government program most responsible for shouldering healthcare costs for the elderly. Many observers believe Medicare is in worse financial shape than Social Security, with costs predicted to increase to an unsustainable 5.8% of GDP by 2040. Politicians have not been reluctant to present new ideas, but almost every proposal would have seniors bearing an increasing share of the costs or going without care to save money. Healthcare is now one of the largest costs in senior budgets.
In 1950, a male retiring at age 65 could, on average, expect to live an additional 12.8 years. By 2007, that number had reached 17.2 years, according to the CDC. At the same time, as we grow older, we're at greater risk for Alzheimer's Disease and dementia – according to the Alzheimer's Association, the risk doubles every five years after age 65 and reaches 50% by age 85 – necessitating in-home care or a nursing facility. As a consequence, future retirees are likely to require at least five years' more income than their parents, with the possibility of major costs in the last years of their lives.
Since 1930, the U.S. has experienced only eight years of deflation, four of which occurred between 1930 and 1933. The last was 1955.
The impact of inflation has been pernicious and constant. For example, the same goods that sold for $1,000 in 1930 sell for more than $14,000 in 2014. In 1970, the average starting salary for bachelor degree recipients with accounting specialties was $39,700, or the equivalent of $155,935 in 1995 real buying power. The starting salary for the same graduates in 1995 actually fell to $28,000, reflecting both the change in supply and demand for accountants, as well as the significant cost of inflation.
Joe, the oldest brother in our example above, retired in 1996 with a comfortable income from both Social Security and investments ($20,000 per year in Social Security payments plus $95,000 from his $1.87 million investment account, a 4% annual withdrawal rate). However, because of inflation from 1996 to 2014, his actual buying power dropped by more than one-third to $62,500. For those with fixed incomes, the combination of longevity and inflation eventually steals any semblance of financial security – and the impact escalates over time.
Possible Deductions From Social Security Payments. If you are under full retirement age (between 65 and 67 depending on when you were born) when you start receiving Social Security, your benefits may be reduced – the amount depends upon your age and income. Once you reach full retirement age, there is no limit on earnings and no deduction from benefits.
Taxation of Social Security Benefits. Based upon your outside income, Social Security benefits can be taxed up to 85% of the amount received.
Minimum Required Distributions From IRAs. Between the ages of 59 1/2 and 70 1/2, you can take as much or as little as you want from your tax-deferred retirement accounts without penalty. Beginning at age 70 1/2, however, you are required to take minimum distributions based upon your age and fund balances or pay a 50% penalty on monies you should have taken, but did not. For this reason, many retirees elect to convert their traditional IRAs into Roth IRAs prior to reaching the mandatory distribution age. Roth IRAs charge no additional income tax and impose no distribution requirement.
For many Americans, the dream of retiring at age 65 and continuing their lifestyle is no longer attainable. Outliving one's assets is a common worry for seniors faced with longer lives, higher healthcare expenses, and reduced government benefits and entitlement programs. The question for many approaching retirement is not whether they will work, but how much.
Longer Asset Accumulation Stage. According to household income statistics, peak earnings and savings years tend to be between the ages of 45 and 54. Accordingly, the bulk of savings contributed to a portfolio occurs during that period. Working an additional five years, although not falling in that peak range, can still boost your total assets when you eventually retire.
Higher Savings Percentage. Older people tend to save a higher percentage of their income as retirement approaches. In addition, they typically settle into a particular lifestyle and no longer feel pressure to keep up with the Joneses. Continuing to work means not only earning more money, but likely keeping more of it too.
Shorter Asset Distribution Period. While post-retirement life expectancy remains the same, at 17.7 years for a 65-year-old male, a 70-year-old's portfolio covers fewer years of life (12.7 years). In other words, workers who retire at age 70 are not only likely to have higher retirement fund balances, they're going to need fewer years of payouts.
Higher Social Security Payments. Deferring Social Security until age 70 1/2 provides a greater monthly payment and eliminates any chance of reduced benefits due to high income or penalties for earned income.
Health Benefits. A 2013 British study unequivocally linked working longer with living healthier. It also found that retiring increased the probability of suffering from depression.
With the passage of the Age Discrimination in Employment Act of 1967, companies are prohibited from age discrimination against workers over 40, giving employees the chance to continue at their current jobs. Doing so can have many advantages, including continued participation in company benefits such as 401ks and insurance programs.
In addition, many companies have active consultant or freelance programs for their retirees. While not employees, these workers may receive similar income and continuation of certain benefits. As freelancers, they are self-employed and responsible for paying their own taxes – but many work-associated expenses may be tax-deductible, including a home office, computers and other equipment, as well as the cost of a vehicle to go to and from work.
The experience and familiarity of retirees with their industry and company enhance their value. Employers have the option of defining how many hours constitute part-time or full-time work, subject to some specific limits regarding benefits. For example, any employee who works 1,000 hours per year must be given the chance to participate in any pension or retirement plan. Workers are considered "full-time" if they work 30 or more hours per week, and they must be offered health insurance starting in 2015.
Some employees simply switch hats and continue to do the same work they did before. Management consultants, financial advisors, and insurance professionals are occupations that transfer easily from a big company to self-employment – after all, their expertise remains valuable. However, workers leaving a company to strike out on their own need to be especially cognizant of any employment contract restrictions or the dissemination of their former employer's proprietary trade secrets.
Other employees, having worked 30 and 40 years in a single occupation, are eager for new experiences. Lawyers become writers, accountants become retail clerks, and professors become ministers. Some people turn their avocation into a vocation, surprised to find what they do for fun would be purchased and treasured by others.
Some retirees have turned to franchise operations to provide income as well as the possibility of building a business that can be passed onto children. While some franchisees are very successful, others enrich only the promoters. If you have an interest in owning a franchise, analyze it as you would any other financial investment. Picking a bad franchise can mean working long hours for less than minimum wage and losing the hard-earned capital you've accumulated over the years.
While delaying retirement for several years and continuing to work can be a bitter pill to swallow – especially if you've spent the last few years anticipating cruise ships and noon wake-ups – there are tangible benefits to waiting. You are likely to have a larger investment portfolio and fewer years that need funding, giving you greater security. Waiting until age 70 increases your Social Security benefits significantly for you and your spouse as well.
Are you planning to work after your official retirement?


Snowfall continues to impact routes around Tipperary, Kilkenny, Offaly, Laois, Westmeath and Meath, with conditions being described as "dangerous" in some parts.
There is a status Yellow Snow and Ice warning for Leinster and Tipperary issued by Met Eireann which is valid until 8am tomorrow.
"But these clearing early tonight. Turning icy more widely overnight." Met Éireann said.
Gardaí have asked motorists to exercise caution and reduce speed.
• When travelling downhill, especially through a series of bends, select a low gear as early as possible and allow your speed to reduce using the brake pedal gently.