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Wednesday, Jul 24 2013 • 11 a.m. (ET)
The Freelance Economy
http://www.flickr.com/photos/pikmin/2860601151/
As many as one-third of workers in the United States are freelancers. Between 10 and 42 million people now work outside the traditional 9-to-5 model. Many full-time employees, from graphic artists and construction workers to lawyers, started working as independent contractors out of necessity during the recession. While freelancers enjoy more flexibility and autonomy, working independently comes with challenges. Freelancers receive no pension, no health insurance, no workers compensation and no job security. A discussion about the risks and benefits of the new "freelance economy."
Ross Eisenbrey Vice president of the Economic Policy Institute.
Sara Horowitz Founder of the Freelancers Union and author of the "Freelancers's Bible."
Fabio Rosati CEO of Elance, a company that connects freelance workers with employers.
MS. DIANE REHMThanks for joining us. I'm Diane Rehm. One of the fastest growing labor organizations in the country today is the Freelancer's Union. With more than 200,000 members the union provides health insurance, 401k's and other benefits traditionally offered by employers.
MS. DIANE REHMWith me to talk about the pros and cons of the new freelance economy, Sara Horowitz, founder of the Freelancer's Union and Ross Eisenbrey of the Economic Policy Institute. Joining us by phone from California, Fabio Rosati, CEO of Elance.
MS. DIANE REHMI hope you'll join us, I know there are many freelancers among you. Give us a call, 800-433-8850, send us an email to drshow@wamu.org, follow us on Facebook or send us a tweet. Welcome to all you.
MR. ROSS EISENBREYThanks for having us.
MS. SARA HOROWITZThank you.
MR. FABIO ROSATIGood morning, Diane.
REHMGood to have you all with us. Sara, let me start with you. I think the workplace is shifting rather dramatically. Are there estimates as to how many freelancers there are in our economy now?
HOROWITZYes, you know, that's a great question and, you know, right now there really isn't great data that's been able to measure this. But we've been seeing that it's about a third of the workforce.
HOROWITZThat people are working part-time, self-employed, sole entrepreneurs, as contract and temp workers and that it's really the Wild West in definition but we all kind of know this intuitively that we're just seeing that their jobs are shorter in duration and that people are working on their own increasingly and we're just seeing this across the whole economy right now.
REHMAnd to Ross Eisenbrey, why is this happening? Are people being laid off and therefore taking up freelance jobs? What's happening?
EISENBREYWell, I don't think that the problem or the scope of this is as big as Sara says. The Department of Labor, Bureau of Labor Statistics comes up with a much smaller number although...
REHMBut aren't they always sort of behind the...
HOROWITZAnd it hasn't been studied since 2005.
EISENBREYWell, yes, and the change from 2001 to 2005 was large, about 15 percent, but even if you took 2005 numbers and increased them by 15 or 20 percent you'd get nowhere close to the numbers that Sara's talking about. It might be 20 percent of the workforce, 15 or 20 percent.
EISENBREYBut in any event, the reasons for it are that employees have less bargaining power than they used. The unions are in decline, norms are changing and employers are finding it to their advantage to have a different relationship with their workforce than they had in the past.
REHMAnd that means?
EISENBREYWell, that means that they don't want to be responsible for taxes, payroll taxes. They don't want to be responsible for workers' compensation insurance premiums or the liability when workers get hurt.
EISENBREYThey don't want to pay social security taxes, there are a lot of freight that goes along with having an employee, including that you have to abide the Fair Labor Standards Act. You have to pay overtime for a lot of employees...
REHMAll kinds of things.
EISENBREYYes, all kinds of things that employers would rather shift away from their cost and onto someone else.
REHMAll right and Fabio Rosati, tell me about Elance and how you founded it, why you founded it and who the employees are who belong it.
ROSATISure, Elance is an online staffing platform that connects businesses and freelancers, makes it easier for a small or medium size company to find the right freelancer and then facilitates the collaboration and the payment.
ROSATIWe have about half a million small and medium sized companies using Elance, increasingly some larger corporations are starting to use our model and our database has over 2 million freelancers, not all are active at the same time, but they sign up for alerts for things like interesting jobs and information that may be relevant to them.
REHMAnd Fabio, would you agree with Ross that the reason there is so many employers looking for freelance employees is that they don't want to pay, you know, they don't want to do all the things employers usually have to do with employees?
ROSATII agree with some of what Ross says. I believe that definitely some businesses that don't want to do that but for the most part what we're finding is that the type of hiring and the type of work that happens on an online platform like Elance is the kind of work that you couldn't do, you couldn't hire a full-time employee for.
ROSATIAs an example, many of the small businesses that are using our platform may need a creative freelancer or a marketing freelancer or a technical freelance for a few hours or for a project. And it simply wouldn't be affordable for a small business to hire that person full-time.
ROSATIBut for a few hours or for a few weeks for a very specific project like building a website or creating a brochure or doing some market research, the model makes perfect sense. And as I think everybody knows freelancing has been around forever.
ROSATIIt's a very interesting part of our economy, it is increasingly vibrant and when I was hearing about some of the estimates of the size of the freelance economy there's some interesting data from three organizations, the Staffing Industry Association, the American Staffing Association and the leading labor law firm in the country called Littler that suggests that the industry's about $400 billion in the U.S. and suggests that about 90 percent of businesses in the United States hire contingent workers.
ROSATIAnd I think some of the confusion about the actual size of the freelance economy comes from definitions. A freelancer worker, a contingent worker, could be actually a business. Many of the people that work on our platform are setup as businesses so they're truly self-employed and they don't show up as complete freelancers non-employed.
REHMIt's interesting, Sara, to hear about these various platforms and the idea that many of these freelancers have actually formed businesses.
HOROWITZYes, I mean, one of the things that you really see is that many people, whether they're doing this by choice or not by choice, that this is the work that's available and frequently the work that they love to do.
HOROWITZAnd I think that what we're seeing is that companies are pulling together freelance teams but also freelancers are pulling together their own teams and that to be a very successful freelancer you have to, you live and die by your own network and you are bartering, you're exchanging, you're outsourcing work and that this is how people are putting together a life.
HOROWITZThey're also working full-time jobs, sometimes they're working part-time jobs. Often this has everything to do with declining wages and so it's, I think, a false dichotomy of, is it good, is it bad, it really is, it is.
REHMIt is.
HOROWITZAnd it's how, what are we going to do to make this so that people can become much more easily successful?
REHMTell me who these freelancers are, Sara.
HOROWITZWell, you know what's interesting is it used to be very heavy in terms of publishing or programming of which, of course an IT, you are seeing this concentration but now it's really across the board that you're seeing people from security guards to graphic designers to people in finance and that this really is a phenomenon of this whole workforce.
HOROWITZYou can't say it's just low wage or high wage and I think that we, again, haven't, this isn't the first time we've seen this. companies always seek to have greater flexibility and the answer is to figure out within the current business context, what does that mean and how do we make it so that it works for people? But not to say we're going to go back and it's all bad because I don't think that's how you build on anything.
REHMBut Ross clearly freelancers have diminished resources like pension plans, like insurance policies, like workers' compensation. So how do you see it?
EISENBREYWell, they're sort of, I see it as being there some good freelance and that the very name is sort of a positive name and then there's a whole world of people who are being turned into independent contractors when they're not really and that, I mean, service employment like security guards.
EISENBREYThat's a low wage job and when you hear that they're being treated as independent contractors it makes me think that it's an employer who has probably decided not to pay payroll taxes and, you know, it's shifting the responsibilities and leaving somebody who doesn't have resources to pay for unemployment insurance when he loses his job or if he gets hurt, what happens to him?
REHMBut at least that employee has something, he is self-employed and that's something.
EISENBREYBut that's something but he'd be much better off if he were included in the social safety net that includes things like workers' compensation and unemployment insurance.
REHMYou bet, you bet. But the opportunities for doing that seem to be on the decrease. Am I right, Sara?
HOROWITZYes, I mean, I think that really what we're seeing is this shift in the workforce and it's not like we are seeing this ability to just turn it around. I think what we really are seeing is that there's a decline in unionization, great income inequality and that these are the new jobs just as the new jobs were the industrial workers in the 1930s and craft workers in the 1860s.
HOROWITZThis is the new workforce and so we want to start to think about what are the new kinds of social things that will help? What are the ways that we can start, you know, the ACA will be one opportunity and there'll be others.
REHMSara Horowitz, she's founder of the Freelancers Union in New York and author of "The Freelancer's Bible: A How-to Book for Independent and Self-Employed Workers." Short break here, we'll talk more and take your calls. Stay with us.
REHMAnd I know many of you would like to join the conversation. We'll get to your calls, your emails in just a few moments. I want to hear though from you, Sara, the fact that you were a freelancer yourself. Tell us why you started the Freelancers Union and the kinds of benefits it provides for freelancers.
HOROWITZYou know, what happened to me was I was actually working as a lawyer and was termed an independent contractor. And it's one of those situations where like the wrong person got misclassified, I suppose you could say. And so I started to say, well what's the thing to do? You can complain or you can start to build something. And that really started me on a road to thinking about what do freelancers need to be successful? And one thing is to come together to start building together in solidarity, an old fashioned quaint but relevant term. But also to really start to mobilize and organize ourselves and have opinion politically as well.
HOROWITZAnd so the Freelancers Union has been in the process of building what we think is a new part of the next labor movement.
REHMAnd how large would you say it is now?
HOROWITZSo we now have over 220,000 members nationally and are growing and are all over the country, and are starting a bunch of projects actually in the next couple months. We're really going to be starting a campaign of counting independent workers and starting to really show that this is a real part of the workforce, as Fabio talked about, with enormous economic impact in our society. And freelancers are a great and scrappy lot, nothing to be ashamed of. So that's what's great about it.
REHMSo when you began this, did you immediately reach out to others or did they reach out to you?
HOROWITZYou know, it was a combination of really having such these local meetings of people coming together and starting to really see what was happening. And, you know, when I started I used to think the only people who understood this were freelancers and career advisors because it was the career coaches who were seeing that once people got laid off they weren't going back. And I think that's the point we have to make. You know, if only there was a land of milk and honey where people had health insurance and pensions and all the jobs came fully loaded, like, tell me where that country is, you know. And it's probably in decline. And that's what's distressing.
HOROWITZAnd so that what we really have to think about is, how do we really get freelancers to start being owners of themselves and of their own institutions? And I think these are going to start being the solutions we're going to start looking for.
REHMAnd Fabio, that's exactly what you've done, isn't it?
ROSATIWell, I completely agree with Sara and I'm a huge fan of the Freelancers Union, of the work that has been done. We focus on another dimension of the freelancing world which is to try to aggregate the demand for freelance work so that a freelancer can find it more easily, access to clients. A freelancer is about productivity. Being a freelancer really is being a business of one.
ROSATIAnd you think about how can you maximize your billing time and minimizing your marketing time and your administrative time? How can you find jobs more easily without having to get in a car or on a bus and spend hours and hours and hours creating proposals and meeting clients? And how can you minimize the amount of time it takes you to collect payment, which is a huge problem for most freelancers. So our focus is in technology. How can technology help a freelancer make more money and be more productive?
REHMAnd here's an email on this very issue from Peter. He's in Huntington Woods, Mich. He says, "Many, perhaps most people are not capable of freelancing. The organization, capitalization, risk and time required are not compatible with people's abilities or endurance levels. This, in my opinion, is another move by the business world to shed the responsibilities that have long been a part of an employer's responsibilities to society. As long as profit is the sole reason for an employer's existence, this will continue."
REHMThat's sort of two very different aspects of the same issue. Talk about that, Sara, what it takes to be a freelancer.
HOROWITZYou know, I actually think Peter really has it right. It really is the two. And I think that many of us would agree that a lot of times this is being generated by employers. And that's just the truth. But I think that what we're seeing is it is very hard to be a freelancer and it doesn't have to be. You know, we have a Small Business Administration to help small businesses. And we have an Agriculture Department to help the rural states. But we do not have one government agency for freelancers.
HOROWITZThe Department of Labor has not even studied independent work or freelancers and is focusing almost exclusively on misclassification. And what we really should be looking at, in addition to those important issues, are things like how is it that you need to market yourself, the capital streams? If we started making this much easier for people, they could focus on doing the work.
HOROWITZOne of the things when I talk to freelancers is I say, some people are great at marketing themselves. Some are terrible. So find the people who are great and start to partner. Start building new kinds of institutions, new kinds of co-ops and mutual aid societies. That's what we're going to start seeing a lot more of.
REHMAnd Fabio, that seems to be exactly what you're doing.
ROSATIIt's certainly a major focus. And I thought I would add to the conversation that we see three different types of freelancers. And all of them do freelancing but they are actually quite different. Three are people who freelance full time. And when you ask them, they really describe themselves as a full-fledged freelancer, they're a business of one.
ROSATIThen there is a third of the population that is active on Elance at least, that actually has fulltime jobs. They work 9:00 to 5:00 but they supplement their income, or they're developing new skills. Or a classic example is a software programmer that works for a bank that doesn't get to use his or her programming skills for new technologies at the bank because the bank is a bit backward. And is actually trying to develop new skills and develop new software capabilities.
ROSATIAnd then there is a third of the population that is actually either retired or is in school or is raising children and is only freelancing a few hours a week, maybe five hours or ten hours. All of these people are part of the freelancing world that we serve and are part of our economy. And every one of them has a different perspective on the kinds of topics that we're talking about.
REHMAnd Ross, to you, what do you make of Peter's point that businesses are really doing as much as they can to shed the responsibilities that previously they had to their employees?
EISENBREYWell, they've been doing it to their employees as well. And they're outsourcing abroad. They're outsourcing domestically, you know. And then they're also abandoning traditional benefit programs. The number of people who are covered by employer-provided health insurance has been in steady decline. The same is true for pensions. Now less than 20 percent of the workforce has an employer-provided traditional pension.
EISENBREYSo they're doing that every way they can. And then on top of that they're turning as many employees as they can into independent contractors. And the government, you know, is in an odd position here. The health care law actually makes this easier and better, I think, for a lot of freelancers. They will be able to get cheaper health insurance on the individual market as a result of the new health care, the Obamacare Program.
EISENBREYYou saw in New York the price for individual health insurance fell for some people from $1,000 a month to $300. That's a tremendous savings and improvement for people who want to freelance. So in the biggest picture, if all of these benefits were -- if you could have the safety net and not have it tied to employment, people would be better off. And it would be a less scary world to be a freelancer or an independent contractor.
REHMDo you agree with that Sara?
HOROWITZYeah, I mean, I think that what is really important is that we start taking away these impediments so that we actually have goals for people to earn enough money to have enough work. That's what we need to be focusing on. And each one of these things has to serve that goal.
REHMHere is an email from Dave and Diana who say, "In the introduction Diane used the term job security in her list of negatives to working as a freelancer. That term has lost its meaning. Who feels today that they have job security? No one. It's a fantasy of yesteryear and no longer exists." Do you agree with that, Ross?
EISENBREYWell, it's a painful subject. I mean, the unemployment rate, you know, right now is still very high. We got up to 10 percent unemployment and tens of millions of people went through a period of unemployment during this last recession. So, you know, the average job tenure, I think, for people is not much more than five years. It's true. The people are not going into a job and having a single career for 40 years the way they might have.
REHMFabio.
ROSATIIt's an absolute imperative to focus on employability. And one of the things that we love about the freelance movement is that it helps people focus on employability by default. In order to be a successful freelancer you have to have skills that are marketable and current. Otherwise you can't survive. And I think that the theme of employability should really be a much bigger theme for government. How do we make the American workforce employable? How do we make our children employable? What are the kinds of things that they need? It goes back to the earlier theme of the skills that are allowing you to market yourself, but also the skills that are in demand.
HOROWITZDiane, I wanted to say, you know, one thing that I think freelancers are really teaching us is that they're really questioning about the way work is even organized about their own lives and starting to say, if I'm going to freelance I'm going to start looking at my own expenses.
HOROWITZAnd starting to cut down on my own consumerism. They're starting to think about the food they eat, where they live, their local communities. So one of the things is that freelancers are really changing the whole debate and discussion about work. Many people all over America are asking themselves, am I working so much? What about my family, my life, my community? And that's what I think is one of the most promising things for freelancers is, you can start to organize your day. And as you organize your day literally, you organize your week, your month and your life.
REHMAnd I do think Fabio makes such a good point when he talks about looking at one's own employability, the skills one develops as a freelancer. You then, perhaps at some later point, take to an employer and say, this is what I have to offer. And you're listening to "The Diane Rehm Show." We have numerous callers. Let's open the phones now. First to West Palm Beach, Fla. Hi there, Jose. You're on the air.
JOSEHi, how are you?
REHMGood, thanks.
JOSEWhen I was unemployed in 2008, I started working as a freelancer. And then once I found -- I used to referee basketball in my college years in intramural, so I kept going with it. And it provided benefits for my family but the problem is, like they say, no health benefits or no insurance. And you're depending on your body, how well you keep yourself, to keep working on that.
REHMOf course, Sara.
HOROWITZYeah, I mean, I think that what I hope we come out of today's discussion is the realization that this is moving forward, but that we have to think about how do we make it so it shouldn't be so hard to freelance? There should be support so that Jose can do that kind of work and not have to worry about the benefit. But I think that it's recognizing and thinking about the employability, the strategies for the future and trying to build that together.
REHMAll right. To Wells River, Vt. Hi, there, Bob.
BOBYes. Hello, Diane.
REHMHi there. Go right ahead, sir.
BOBIt's a very timely show. Obviously you've hit on what is to me a great paradigm shift in the sort of American business models. And it doesn't look like it's going to turn around any time soon and probably going to get worse. And what my comment is, is that, I mean, 30 years ago you could hire a high school kid to come mow your lawn. But now with insurance and liability and permitting and licensing and all that stuff that's on the state and local level, it's very onerous. I mean, a kid can't do that. And to be a small independent contractor you've got to jump through way too many hoops.
BOBAnd I'm wondering if this movement or if these organizations are having -- are they getting any traction dealing with the local and the state levels on making those barriers less onerous.
REHMSara.
HOROWITZYou know, I think Bob raises a point which is that what we're seeing is that many of the laws and regulations were really designed for a 1930s work life. And so what hasn't happened is we haven't really evolved and caught up with these new realities. So oftentimes people are caught between a bunch of different laws and regulations. I'll give you an example. There's something called the unincorporated business tax which taxes freelancers terribly in certain key cities. It's a dolphins-in-a-tuna net situation. No one intended for it to hit them. And they end up paying thousands of dollars in cities like L.A. and Philadelphia.
HOROWITZBut really what we have to do is say, no, let's stop that but we have to make sure that we have enough taxes to pay for other things.
HOROWITZSo let's reassess. And that only comes about when you have a real mobilization of a constituency. That's a feedback loop for our democracy. And those are the kinds of things we need to build.
REHMRoss.
EISENBREYI just would like to challenge the notion that kids can't get work. Kids in our neighborhood, here in the nation's capitol are providing pet care services...
EISENBREY...cutting people's lawns and watering people's lawns. I would hate to leave that unchallenged that a kid can't...
REHMBut depending on how much money they make, they may perhaps reach a threshold where some income taxes are due.
EISENBREYOh yeah, for sure. If they're that successful that they, you know...
EISENBREY...most Americans pay income taxes. But 30 or 35 percent of working Americans don't earn enough to pay income taxes. And I think, you know, a high school kid doing lawn care is probably not going to get there.
REHMOr pet care, anything of the sort.
EISENBREYRight.
REHMBut, you know, even a young person doing something as simple as carting people around the beach on a golf cart can make a fair amount of money and can do so without hitting any kind of a taxable limit. We're going to take a short break here. More of your calls, your email when we come back. Stay with us.
REHMAnd we're back talking about the population, a very significant portion of our population who now consider themselves freelancers. That portion of the population seems to be growing right along with the unemployment rate, so they consider moving out of the sort of institutionalized employee/employer situation and into taking care of themselves. But Fabio, here's an email from Laura. She's in Cincinnati, Ohio. She's been freelancing for over ten years as a graphic designer, specializing in video animation and editing. She's made thousands of dollars in the field.
REHMShe says, "On Elance you end up competing with people from all over the globe, from India, Pakistan, etcetera who are low balling these lucrative jobs which leaves many people like me unable to compete. I'm not going to spend hours on a complex video and charge only $500 or even less. You cannot be a fulltime freelancer at that rate, not in America anyway." What's your response?
ROSATIWell, I do agree that there is global competition on the internet because the internet is an open platform. And just like a freelancer in New Hampshire can access, with the click of a mouse, a job post that is also available to a freelancer in San Francisco, the same openness applies to people all over the world. A lot of European freelancers, a lot of people in southern Europe that are trying to escape their local economies and see these jobs online and submit proposals. There are people in remote parts of the country, rural American with all kinds of personal situations that are applying for freelance jobs.
ROSATIIt is a reality of today. But what I can say, that we find that the very best clients have a real deep understanding of the skills they look for. They value proximity. They normally would prefer to hire local and people that they can meet in person. But sometimes they simply can't find them. They are prepared to work with people that have, you know, the same cultural affinities. And they're willing to pay for high quality work.
ROSATISo while there is global competition, there is also plenty of clients that are high quality and they're willing to pay a fair price for really good work.
REHMAnd here's a follow-up to that from Dallas, Texas. Hi there, Gary, you're on the air.
GARYHi, Diane. Thanks for taking my call.
GARYI always love your show. Thanks a lot.
GARYI wanted to point out that I'm one of those that lost their job in the great recession. I had a 30-year great career and found myself in the pool of millions of 50 something folks that all of a sudden couldn't get hired because of their age. So I started freelancing. My background is creative marketing. And what I found from the crowd-sourcing sites like Elance and others is what your previous caller mentioned, is the low balling completely made it unprofitable for me to even attempt to find jobs on those types of sites. So I went back to the traditional way and I am finding jobs out there in the traditional manner. But...
REHMInteresting. Sara, how do you see that?
HOROWITZYeah, I mean, I've been going around the country talking to freelancers and really hearing a lot of what both Gary and Laura have said at an accelerated rate. And I think that one of the things that we're going to start to see is there will be regions and cities that really want to invest in their local economy. And that that's where freelancers are going to go. People are going to start meeting each other, having this kind of exchange that has much more of a sustainable wage level.
HOROWITZAnd the places that don't do that are really not going to attract this kind of freelance talent. And so I think we're going to start seeing a movement to much more local economies. And that's where you'll see places like Austin, Portland, Oregon. These are going to be the hubs. And it's not surprising that Austin has something called Sustainable Austin where they really want to invest in local businesses, local freelancers and really make that a place where people can buy those services.
REHMHere's an email from Jonathan in St. Louis, Mo. on a slightly different topic. He says, "I've been a freelancer for almost five years. I love it. I'm curious whether the guests have any thoughts on how to best manage the work life balance. When freelancing my office is in my home. I'm an editor of books, journals and a musician. And I have two small children. Seems I work every day and have trouble over scheduling myself. I've also grown cynical about the fact that I'm pretty much on my own when it comes to health and retirement." What about the scheduling, Sara?
HOROWITZWell, you know, one of the things in the freelancers Bible is to really try and think through how do you start to set the boundaries of what is work and what is not work. But one of the most important things is to start finding other people in your field who you can start exchanging and sharing work. So that when you can't do something, you have somebody who will do it for you. And these are the kinds of coping skills that freelancers are really coming up with all the time.
REHMNow, does a union like the Freelancers Union begin to put people in touch with others so they really can communicate?
HOROWITZYeah, so we always have different kinds of networking events, but are also looking at online strategies to start bringing people together because clearly, that's what they really need is to find one another and to be able to make these kinds of exchanges.
REHMAnd Fabio, what about you and your own organization of time?
ROSATIWell, we find that the most successful freelancers are -- have very many of the same traits of very successful fulltime employees. They set goals, they have schedules, they are extremely disciplined in how they spend their time. They make choices about the types of work that is profitable for them. And the type of clients that they will work with and the clients they will try to avoid. I think that in order to be effective as an independent worker, you have to have some of those traits. And you get better at it over time, as you keep perfecting your style -- your lifestyle and your work style.
REHMAnd Ross, what about that last sentence where Jonathan says, "I've grown cynical about the fact that I'm pretty much on my own when it comes to health and retirement?
EISENBREYWell, you know, Sara's organization has the right attitude which is you're not -- you shouldn't be left on your own. And they're trying to help people network. But ideally I think that you'd have something that made it possible for everybody to have health insurance. And the Affordable Care Act is at least a start in that direction. You'd have some way better than social security at the current level of benefits to plan for your retirement. It's just not right that people are left to try and piece together retirement on IRAs and 401Ks that are clearly not working.
REHMAll right. To Saint Augustine, Fla. Hi, Michael.
MICHAELGood morning, Diane. How are you?
REHMFine, thanks.
MICHAELGood. I just wanted to comment -- I got in late on the show but I just wanted to comment. I've been self-employed for 23 years now. Went through the ups and downs of after 9/11 and 2008. And I, at any given time, have about 20 or 25 subcontractors now who work with me who actually are self employed. And one of the things I find out when they start working with me is I used to have to sit down and spend some time with them trying to help them understand how to handle tax forms and how to take some of the benefits of being self employed.
MICHAELPart of that I wanted to mention is that, you know, the self employment pension fund that is out there for self employed people, which is beneficial and does give a person an outlet to start building a pension for themselves as a tax break.
REHMWhat a good point.
MICHAELRight. But one of the things that I don't find is some way to help them to health benefits. I mean, when you try to get a health care or an insurance provider, everyone you turn to says well, you have to have a minimum of three employees or two employees. Otherwise you're just paying full out-of-pocket single individual health care programs. And I didn't know there was anything out there, you know, or is there anything in the new plan that I'm not aware of that offers some benefit or some incentive or some break for a self-employed person...
ROSATIWell, it is absolutely something that we are all rooting for. We hope that the availability of health care for individuals with the new legislation encourages more mobility. We talk to a lot of freelancers who are actually holding onto their fulltime job during the day while they would really like to switch to fulltime freelancing, precisely because they're valuing the insurance that they have. And they haven't yet found an alternative.
ROSATIIn addition to the Freelancers Union, which offers health care options, which I'm sure Sara can comment on, there are portals like eHealth that we have made available to our community where individuals can go and easily aggregate and shop for their health care needs.
HOROWITZYeah, you know, so Freelancers Union in New York has our own health insurance, which is going to stay the same blessedly, so people in New York for freelancers have great options. But Freelancers Union has really learned about how to start providing these kinds of benefits and have helped to launch three co-ops that will co-op health plans in New York, New Jersey and in Oregon.
HOROWITZAnd I think what it's really showing us is that you don't have to be alone, but that that's the real priority for this next social sector. That we have to start -- we call it new mutualism, this idea that we are all connected. We can aggregate our own economic power together. We can buy together. We can do things together. And that's how freelancers don't have to figure it all out individually, but come together.
REHMBut do freelancers pay dues to your union?
HOROWITZSo one of the structures that we provide is that people can just join the Freelancers Union and then we provide disability, life, dental insurance, health insurance and other things that helps our institution hire our own experts. And it's all under a nonprofit umbrella. So we have no private shareholders, no individuals who will be getting wealthy. We just keep plowing the money back in. We recycle our own capital.
HOROWITZAnd so that's really our strategy is to start thinking about, let's pull people together so they're not on their own. But let's recognize that it has to be entrepreneurial. We have to go back to the old labor models of, like, the 1920s. There's a whole new world out there and it's a really exciting world, and it's one that the social sector needs to step into.
REHMBut you're not bargaining with employers for your members.
HOROWITZWell, you know, the collective bargaining model is great when you have people who are at one place for a long period of time.
HOROWITZBut as people have all these gigs and projects, it's just not doable.
REHMAnd you're listening to "The Diane Rehm Show." But Ross, you don't think this is quite enough.
EISENBREYWell, this -- we're still talking about a very small part of the economy, even at 400 billion that's less than 3 percent of the economy, if Fabio's number was accurate. So I think we shouldn't lose sight of the sort of slide toward you're on your own that employers are encouraging. And, in fact, a lot of this is being done illegally. And the Department of Labor and the IRS have a joint program to police it and to try to bring back into, you know, the regular economy lots and lots. I mean...
REHMWait a minute. To police what? I'm not sure.
EISENBREYThe treatment of people as independent contractors when they're not really. When they're really employees. They write contracts with them as if they're independent contractors and the person signs it. But, in fact, his work is controlled by an employer and it's really a way to get around paying overtime for 60 hours of work in a week as a delivery truck driver or as a nurse who's sent to a nursing home and works there and works really long hours and then gets basically cheated out of all of her benefits and overtime pay. This is a gigantic problem that affects by some estimates 30 percent of employers.
REHMBut if, in fact, employers are simply not going to take on the responsibility of paying an employee full time giving that person full benefits, and if the government is -- or if employers are simply shedding employees in the interest of -- what's the word -- as they try to increase performance among the few employees that are left, what choice do you have, Sara, but to continue with freelancing?
HOROWITZRight. I mean, I think that Ross would agree that many people, that is the choice. And I think that what we really -- it's a real profound question and I think it is what to do. And I think regardless of whether it's something that you like or you don't like, it's been forced upon you or it's a happy choice, the truth is that we have to start saying, what is this work? How do we make it so that people can do well in this economy? And I think it's focusing on those goals and then figuring out how you get there. And that's our strategy.
ROSATII completely relate to the problem. I think it's a real problem but I don't think that the solution is to force an old model onto what the economy needs. The economy needs flexibility. Individuals want more flexibility in their lifestyle. There are many, many positives with flexibility and with freelancing. The solution is something that enables that in an appropriate way, is not to force that model to become fulltime employment when -- if fulltime employment isn't required or even wanted.
ROSATIThe economies that create too much rigidity eventually lose competitiveness. And there's plenty of examples in Europe of highly rigid economies who have lost global competitiveness and they're sliding away off the global horizon because they're no longer employable. They're no longer competitive.
REHMAll right.
ROSATIIn our country we must maintain competitiveness. And I'm very optimistic that we'll be able to solve for these new requirements, this new work model while we maintain flexibility.
REHMFabio Rosati. He's CEO of Elance That's a company that connects freelance workers with large and small companies. Ross Eisenbrey, he's vice-president of the Economic Policy Institute. And Sara Horowitz, founder of the Freelancers Union in New York and author of "The Freelancer's Bible." It's a how-to book for independent and self-employed workers. Thank you all so much. Good to have you with us.
EISENBREYThank you, Diane.
HOROWITZThank you so much.
REHMAnd thanks for listening all. I'm Diane Rehm.


text:
Q: Problems to post data of input radio type to specific URL using WebClient I need to use "HTTP Post" with WebClient to post some data to a specific URL.
I have some problems to pass a value to input type "Radio".
Partial web code:

NIF a seleccionar

<big>A********</big>

<input type='hidden' id='wNif' name='wNif'  value='A********' />

que actúa como

Operador <input type='radio' id='TIPONIF0'  name='TIPONIF' value='OP' checked = 'checked'  />
Autorizado <input type='radio' id='TIPONIF1'  name='TIPONIF' value='AU'  />

NIF relacionado=

<input type='text' name='wNifAut' id='wNifAut' value='B********' maxlength='17' size='19'   onkeypress='javascript:if (event.keyCode == 13)  return false; ' onclick='' />

 que actúa como

Operador <input type='radio' id='TIPONIF_SOL0'  name='TIPONIF_SOL' value='OP'  />
Autorizado <input type='radio' id='TIPONIF_SOL1'  name='TIPONIF_SOL' value='AU' checked = 'checked'  />

In a first time the next code worked correctly but today only asign the wNifAut value.
Dim requestData As New NameValueCollection()
requestData.Add("wNifAut", mnoCIF)
requestData.Add("TIPONIF1", "true")
requestData.Add("TIPONIF_SOL0", "true")
requestData.Add("Buscar", "Click")

Dim request As Byte() = myWebClient.UploadValues(msStrURL, "POST", requestData)
msHTMLString = Encoding.UTF8.GetString(request)

A: Solution by OP.
The source code of the page contains this too:
  <input name="VEZ" id="VEZ" type="hidden" value="">

<input name="Buscar" class="AEAT_boton" accesskey="A" onkeypress='javascript:enviarDatos("BUSCAR1");' onclick='javascript:enviarDatos("BUSCAR1");' type="button" value="Buscar">
<input name="Limpiar" class="AEAT_boton" accesskey="D" onkeypress='javascript:resetear(getVarDom("Query"));' onclick='javascript:resetear(getVarDom("Query"));' type="button" value="Limpiar">

I changed some lines in my code:
  Dim requestData As New NameValueCollection()
            requestData.Add("wNif", mnoCIFComp)
            requestData.Add("wNifAut", mnoCIF)
            requestData.Add("TIPONIF", "AU")
            requestData.Add("TIPONIF_SOL", "OP")
            requestData.Add("VEZ", "BUSCAR1")

  Dim request As Byte() = myWebClient.UploadValues(msStrURL, "POST", requestData)
   msHTMLString = Encoding.UTF8.GetString(request)

IMPORTANT CHANGES
1) I indicated the input radio values with pair (name - value) instead of (id - 'true')
2) I assigned the value "BUSCAR1" to the hidden label, to simulated the JavaScript function.
3) In this case I had to assign the company cif.

redpajama_set_name: RedPajamaStackExchange


text:
Shingo Usami - Actor / Voice artist
RICEBALLS - Short film
Kakio's Story - Short film
kakio's story - short film 2004
Kakio's Story is an 11 minute short film written and directed by Shingo Usami in 2004. This film is based on a true story of a Japanese immigrant Kakio Matsumoto who worked as a pearl diver in Broome, Western Australia, before the WWII. The internment of him and his Australian family during and after the war caused them tremendous hardship and grief. This film was inspired by his persistence and determination to reunite his family.
Kakio's Story has been incorporated into a History and English education material created by the Department of Education, Western Australia.
(The video starts in about 10 seconds after you click on the 'start'.)

redpajama_set_name: RedPajamaCommonCrawl


text:
Another change of plans – not that we ever had a solid plan to begin with, but when we flew out to California, the rough idea was that we would stay in a hotel in San Francisco for the first two nights. Then, after we rented a camper, we would overnight at state and national parks as we drove north up the coast and south back down to San Francisco. We believed this was extraordinarily clever of us, because state and national parks are cheap. Yeah, when they're open.
We scoped out all the parks along our route so we could easily find a place to stay no matter where we ended up on a particular day. And we even stuck to our plan for the first couple days, but we can sometimes be kinda inconsistent, and then there was the government shutdown thing. Actually, I'm going to blame it mostly on the government, just out of spite. Why not? But according to the plan, we were going to camp right up to and including our last night in California, somewhere near San Francisco, then get up in the morning, clean up as best as we could, drop the camper off and call a taxi to the airport.
After getting a good night's sleep on a real bed in Chico, we talked it over for, oh, maybe a solid two or three minutes, and discovered that we were both of a mind to get another good night's sleep in a hotel in San Francisco, preferably one that was close to the airport. We could drop off the camper as soon as we got there, spend the rest of the day in the city, be guaranteed a hot shower in the morning and head straight to the airport. Done deal.
But before we left Chico, we had to off-load a whole bunch of glassware that we'd collected along the way as souvenirs. A wine glass here or there doesn't seem like much, but altogether it weighed a shit-ton and took up way more space than we had in our suitcases. Not a problem, though. We, in our cunning little minds, had already anticipated this. We found a UPS store in a strip mall in Chico, stacked all our glasses and bottles on the counter and asked the guy to send it back to our little red house in Wisconsin.
He seemed puzzled by our request. Not because we asked him to put stuff in a box and have it delivered, but apparently because of the shear volume of stuff. It was obvious that this was the first time anyone had ever asked him to do anything like this. It took him ten or fifteen minutes to wrap his head around the project before he began to arrange the glassware on the countertop, fitting them together like puzzle pieces. Then got out his tape measure to see if he had a box big enough to hold them. When his first try didn't satisfy him, he rearranged everything, measured it again, shuffled a few pieces around and re-measured, et cetera forever and ever. Honestly, I didn't expect it to take as long as it did. I figured we'd drop it off, he's say "fifty dollars" or whatever, we'd pay him and that'd be it. When he was finally confident that he could pack it, he rang up an estimate of a hundred twenty dollars. We were visibly deflated, but by then we'd been standing there watching this guy for about an hour, and we knew we weren't going to get it into our bags, so we paid him just to get the hell out of there. And that's how we ended up with a collection of the most expensive wine glasses and beer glasses ever purchased by anybody anywhere.
Finally on the road again, B searched teh intarwebs for hotels while I drove back. She could do that because we set up our phones to be wifi hot spots. It was an arrangement that worked really well: B could navigate by keeping one eye on the little blue dot that crawled across Google maps as we drove down the road, or she could open a browser window to ask The Google where we could get a cold beer, a hot meal, or camp supplies, or even try to find out what the hell that big ugly animal in the road was, and so on.
B found a hotel that was not only close to the airport and offered a complimentary taxi ride, it was also about fifty yards from a bus stop and B could book a room on-line. Score! As we got closer to the city, we pulled over at one of those do-it-yourself car wash places to clean out the van with a giant super-suck vacuum cleaner, then went on through Oakland and crossed into San Francisco across the bay bridge. With B navigating from the right seat, finding the hotel was quick and easy.
After checking in and dropping our bags and assorted junk in the room, we drove across town to drop off the van. This was B's first visit to the part of town called Dogpatch, mostly abandoned lots and warehouses that were slowly being taken over by growing businesses. We were supposed to leave the van in the lot behind a warehouse and drop the keys in a drop box, but the keys were attached to a fob that was too thick and wouldn't fit through the slot. Funny, they didn't mention that when they gave me instructions for returning the van. Somebody else must've noticed that before. I tried calling but there was no answer, so we left the keys locked in the van and walked back to the nearest streetcar stop.
There were a couple of brewpubs in the city that we had pegged to visit: Our first stop was the Thirsty Bear, because B said they had the world's greatest nuts. It had something to do with the way they were glazed. I thought they were okay, but give me a dish of roasted pistachios and I'm pretty happy with that. A dish of nuts wasn't going to hold us over until we got something else to eat, though, so B asked for a plate of fried olives stuffed with duck sausage. I like to try new things, and I like just about anything with duck in it, but that sounded to me like the cook was just trying to be weird. Nothing weird about the beer, though. That was just tasty.
Our second stop was Southern Pacific Brewing somewhere in the heart of what must have been the industrial center of the city. The brewery itself occupied most, if not all of a former warehouse and was surrounded by other warehouses that have not been altered much since they stopped being warehouses, if they ever stopped, except that maybe one or two had a new coat of paint or a new fence topped by freshly-strung razor wire. We saw very few other people as we wandered the streets looking for the brewery, and I got the unsettled feeling that we were in a part of town that we should not have been in, but B kept telling me to relax as she pointed us down one street after another, The Google guiding us to our destination.
Southern Pacific was on a dead-end street; a casual stroller would never find it. In spite of its location, it appeared to be one of the most popular hangouts in the district. A block away, I got the impression that we were in a mostly-abandoned part of town, but as we turned the last corner we were suddenly swallowed up by a converging throng of smartly-dressed people heading in the same direction. They were almost all young people; B and I both got carded at the door. It's been a long time since that's happened. It's also been a long time since I've been to a bar where Devo was playing on the stereo.
The place was packed, inside and out. Even so, B somehow managed to snag a table on the patio. It was a beautiful night, just warm enough to relax under the stars with a couple glasses of house-made heffe and pilsner and a basket of fried noshies to share between us.
It was fully dark by the time we left. Getting back to the hotel didn't seem like much of a challenge at first: We had to walk maybe five or six blocks to the nearest bus stop, and the rest was virtually automatic. The streets around the brewery seemed even more deserted than before, though, and we saw nobody except for the occasional axe murderer hanging out in a doorway, or serial killer pushing a grocery cart stacked with body parts. B told me I was being paranoid, but she was walking as fast as I was.
We cooled our jets for a little more than an hour at the bus stop, watching every bus but the one we wanted whiz by, one after the other. When our bus finally showed up, it was twenty minutes late, or at least I think it was. The schedule apparently wasn't worth much. After a thirty-minute bus ride we jumped off and discovered that we had to walk a block and a half to our hotel. Not too bad, but not as close as we thought. Whatever. It was still a good day.
California Day 9 | 6:36 am CDT
Category: beer, brewpubs, food & drink, travel, vacation | Tags: California, San Francisco, Southern Pacific, Thirsty Bear
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First stop Saturday morning was breakfast at Sweet Maple where the coffee was strong and the bacon was one inch thick. Not literally, but pretty close, and that seems to be what it's known for. Google "sweet maple san francisco" and you'll see lots of photos people took of their bacon. I'm not kidding. I don't remember much more about Sweet Maple, other than the food was good and the restaurant was very popular. We got there just before the morning rush of very fit-looking people showed up. By the time we finished our breakfast and left, the line was out the door.
From there we headed to Pier 39 to see the sea lions, the next item on our San Francisco bucket list (Golden Gate, cable cars, sea lions, an earthquake). A whole lot of floating docks have been moored off the far end of the pier that serve no other purpose than to give the dozens of fat sea lions a place to lounge in the sun so that tourists can take lots and lots of photos of them. I would bet that the people who own the expensive boats tied up along the actual docks pay extra money to keep the sea lions and their great big stinky sea lion poop way out on those floating docks. I could be wrong. But I bet I'm not.
After "see the sea lions" was checked off our bucket list, we wandered along the wharf toward Ghiardelli Square looking for the kiosk where we could buy a Muni pass that would let us ride the cable cars, trams and buses all day. The kiosk turned out to be at the end of the Hyde-Powell cable car line, right where we wanted to be. We planned to take the cable car to Lombard Street anyway, but then we got distracted by Ghiardelli Square, where we went to do a little shopping first and then ended up having ice cream for lunch. As you do.
There was a long, long line of tourists waiting to get on the cable car at the end of the line. I thought we would be able to beat the crowds by walking up the road a couple blocks and waiting at the stop for the next car that came along. See, I'm pretty devious that way. Well, it turns out that the guys who run the cable cars drive right by smartasses like me without so much as pausing to flip us off. The next cable car wasn't due to come by for at least twenty minutes and would probably be just as packed full of tourists as the last one, so we wandered around until we found a bus to take us back to the top of Lombard Street. Note to self: Never plan on getting anywhere in San Francisco on the cable cars. They're just a tourist attraction that happens to be a mode of transportation, not the other way around. Jump on them at least once so you can say you've done it, but if you need to get somewhere at a certain time, plan on getting there using anything else but a cable car.
Lombard Street is the twistiest-turniest street in San Francisco. And a tourist destination. So many tourists show up to take pictures of Lombard Street that there are a couple of San Francisco traffic cops at every intersection to keep traffic from running over the tourists. The locals must love that. We went because bucket list.
Then it was on to Telegraph Hill; easier said than done. We got on a bus that took us to within a couple blocks of Union Square as the base of Telegraph Hill, then couldn't figure out how to get the rest of the way other than by just walking, which wasn't a problem, it's just that we're both kind of out of shape, so much so that by the time we'd walked three blocks we were ready for a nap. We settled for a rest on a bench in the square.
B wanted to see the parrots of Telegraph Hill. I had my doubts that there even were any parrots, much less that we would be lucky enough to see even one of them, but she was determined to at least try. She was not, however, going to climb the hill, especially not after our three-block trek up to Union Square. Trying to sort out which bus to catch to the top, though, is not easy to do. There are lots of bus lines that stopped on a dozen or so corners, and it's not like you can just look at them and intuit where they go. We had to circle around the square a couple times before we figured it out. When we finally got to the top, we were there barely five minutes, standing at the edge of the overlook to take a selfie, when a whole effen flock of parrots went whiffling past. Check off another item from our list.
Walking down Filbert Steps was a huge disappointment. It's billed in the guide books as a scenic walk with classic views of the city, but it was more like a back alley.
We stopped to cool off with a couple of well-deserved cold beers at a bar in Union Square before walking up to Mason Street to catch a cable car to the cable car museum. (I would argue that this is the one time you should plan to go anywhere on a cable car.) The first cable car that came by blew us off. The driver didn't even look our way. The next one paused, more or less (it was sort of a rolling stop), and the driver shouted at us, "FOUR! I can take FOUR! THERE!" he said, pointing at the running boards, "and THERE!" We jumped on and each of us grabbed a handhold, just like you see in the movies.
Let me take just a moment to tell you about cable cars. They move only as fast as the cable that pulls them along, and I think that's something like ten, maybe twelve miles per hour, tops. Doesn't look very fast when you're walking along and see one go by. When you're clinging to one for dear life, though, and cars are whizzing past just inches away from your butt, then cable cars seem to be GOING LIKE A BAT OUTTA HELL! Out trip to the museum on the outside of a cable car was maybe ten blocks at the most, not very far but terrifying, or exhilarating, I'm not sure which.
The cable car museum is actually the working powerhouse for two of the cable car lines. There's a little museum off to one side, but smack in the middle of the room there are four or six or eight (I forget, sue me) whirling steel wheels, each as big as a full moon, pulling the cables that make the cars go up and down the hills. It's kind of loud, but it's really very cool, or at least it was to me. Even B said she liked it, and I think she really meant it, even though her eyes usually glass over when I mention going to see anything that has to do with trains.
After wandering around the museum a bit, we caught a bus downtown to get a beer at a brewpub called The 21st Amendment which was unfortunately right down the street from the baseball stadium and a game had just let out; the place was packed! Shoving our way through the crowds, we found a place upstairs to sit with our beers while the crowd yammered around us. The guy at the next table had an expression on his face, which got more disgusted with each passing minute, that said this was his favorite hangout, and all these jabbering yahoos were seriously harshing his buzz. We downed our beers and got out as quickly as we could, catching a street car across town, the intention being to get some dinner at a restaurant called The Social Kitchen.
We had a little trouble with the streetcar. The driver stopped well short of our destination in a residential neighborhood and told us we had to get out, but there would be another train along in about 20 minutes. Apparently this is a thing they do. "I can't take you any further than this, get out." The rest of the riders didn't seem bothered at all by it, just got off and stood by the side of the road, waiting until the next tram came along. Well, whatever.
The brewpub was well worth the wait; good food and good beer. B sampled all their brews in a flight and I had just one glass before we ventured forth to catch the bus back to the hotel. The bus driver must have been related to the guy who drove the tram, because he dropped us off about ten blocks short of our destination in a residential neighborhood! It happened to us twice in one day! Bonus!
California Day Two | 6:22 am CDT
Category: travel, vacation | Tags: San Francisco
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We landed in San Francisco airport in the afternoon, which sort of makes it sound as if I were flying the plane, doesn't it? Even if I could, I'm not sure I would ever be able to steel myself up for that part where it looks like we're landing on the water. That and a dozen other neuroses are why I'm not a commercial airline pilot.
The taxi driver who picked us up at the airport and drove us to the hotel treated us to a lively commentary of the sights along the way while he narrowly avoided causing several accidents. I like talking people and I like learning things I didn't know about places I've never been. Most cabbies seem to feel the same way and I suspect that most of them believe they'll get a better tip if they share, but goddamn I wish they'd just sit there silent as a stone if they can't divide their attention well enough to keep it between the lines. Our guy got so distracted telling us about the beach that he drove past the road he wanted to turn on. Naturally, he did what anybody would expect him to do: He stopped in the middle of the road, threw the cab into reverse and backed up to the intersection while traffic whizzed by us.
We were booked at the Seal Rock Inn on Point Lobos Ave in the northeast corner of the city. It's a long way gone from downtown San Francisco and it was not the fanciest of hotels, but the price was right. Besides, we weren't going to be spending a lot of time there. For the short time we were there, we had a pretty good view of the entrance to the Golden Gate, when it wasn't socked in by fog.
After we dropped our bags at the hotel, we were feeling just peckish enough to want a bite to eat, so we walked down to a seaside restaurant called Louis's for an enormous sandwich. Actually, we walked past Louis's to a bistro called Cliff House, but there was a waiting list, even though I could see open tables. It felt kind of hoity-toity, too. So we punched out of there as brassily as only out-of-towners can and walked back up the hill to Louis's, a perfectly suitable diner perched on the edge of a seaside cliff with a terrific view of the sea.
Then we went for an amble along the road that appeared to go to Lincoln Park on the point at the entrance to the Golden Gate. I wanted to see if we could eyeball the bridge from there. We had to amble quite a bit further than I thought we would to get far enough around the point to see it, but when we finally did, it turned out to be worth the walk. It looks just as majestic in person as it does whenever you see it in movies or artsy-fartsy photos, even from that far away.
The overlook was about in the middle of the trail that ran along the water's edge in Lincoln Park, and B suggested that, instead of going back along the part that we'd already seen, we keep going to see what else there was. The park wasn't all that special, but the view of the bridge got better and better. I successfully avoided the temptation to crawl out on the rocks with the rest of the tourists, partly because I'm not the daredevil I used to be, but mostly because there were signs posted along the way warning that other people who tried that had fallen to their deaths, and I didn't disbelieve them.
It was about six-thirty by the time we came to the end of the trail on the other side of the park, so we used our handy-dandy smart phones to find the nearest bus stop and hopped on the first bus into town. Buying smart phones right before we went on this trip was about the smartest thing we did (I'll get to the dumbest things later). We never got lost, and we could do things like look up bus schedules, although they weren't always as accurate as they could have been.
We jumped off the bus at Hyde Street, then rode a cable car (our first cable car ride together!) to the waterfront. B wanted to visit a wine shop in the tourist district. There was nobody in the place except the host, a younger guy who liked to tell stories about all the places he'd been around the world. Said he'd been to 31 states and 50-something countries, and had the snapshots on his camera to prove it. He showed us his latest trip to Cambodia while he poured wine. A born salesman, he convinced us to tote quite a lot of wine back to the hotel with us. Well, quite a lot for us. I had the feeling he thought he was going to sell us quite a lot more.
After a long bus ride back to the hotel, we turned in late and slept the sleep of travellers who'd just crossed the country and spent all day walking around a new city.
cali friday1 | 4:45 pm CDT
Category: play, travel, vacation | Tags: San Francisco
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As indicated in a previous blog post, Benefit Corporations: Update from IACA, representatives of COGENCY GLOBAL INC. attended this year's annual conference of the International Association of Commercial Administrators (IACA). In this post, we will share information related to secured transactions that was discussed at the conference.
A committee of the Secured Transaction Section of IACA has been working for the past year on suggested revisions to the Model Administrative Rules (MARS). MARS was developed to standardize procedures and search logic for all state filing offices. While adoption of the model rules is not required, most states base their rules on MARS, albeit with some modifications.
Originally, the committee was formed to analyze what changes to MARS were needed for the 2010 amendments to the UCC, but once the committee began its work, it was agreed that numerous additional issues needed to be addressed as well. The committee, which included Despina Shields of COGENCY GLOBAL INC., presented its recommendations at the conference, and virtually all of the recommendations were formally approved into an updated version of the MARS.
Data entry rules should be modified to account for foreign characters. Characters not found on a standard American keyboard should be replaced with either the closest reasonable equivalent or an asterisk. Most jurisdictions attending the meeting felt the asterisk was a better option.
Titles, prefixes and suffixes of individual debtor names have created some filing, indexing and searching problems over the years. Titles, prefixes (e.g. "Ms.") and suffixes or indications of status (e.g. "M.D.") are not typically part of an individual debtor's name. Suffixes used to distinguish between family members with identical names (e.g., "Jr.") should be provided in the Suffix field. However, if the suffix appears on a driver's license used as the source of an individual name, then the filer should consider also providing the name as a separate individual debtor with the suffix included in the surname field. Regardless of how it's provided, the filing office will enter a name into the UCC information management system exactly as it appears.
Liberia: Newly adopted (in place for less than a year), the Collateral Registry of Liberia is run by the Central Bank of Liberia. Prior to that, only real property was registered. Liberia launched an electronic system in 2014 which requires basic information pertaining to the filing (debtor and secured party names and addresses, collateral description and duration of the lien) and allows the document(s) to be uploaded. The hope is that the registry will make Liberia more business-friendly and allow more loan transactions. Liberia is working hard, using an advertising campaign and keeping costs very low, to get use of the registry generally adopted, but has been hampered by the Ebola outbreak. At the IACA conference, it was mentioned that Liberia currently has only 37 registered users and 61 registrations.
Australia: Prior to its adoption of the PPSA in 2012, Australia had a maze of laws, registries and regulations pertaining to liens on real property. As of January 2015, everything has been fully migrated over, so a PPSA search is sufficient to determine all liens. There is still some redundant data on file due to the transition that they will be cleaning up this year. One unusual aspect of the way secured transactions are handled in Australia is that a secured party can go to court to ask that that a registration that is lapsed or terminated in error be reinstated. If they can prove that other parties will not be affected by this, the courts will take a pragmatic approach and allow it.
Nova Scotia has had PPSA laws in place since 1997. A unified electronic recording and searching system (ACOL) is in place that is shared with the other Atlantic provinces. This allows smaller provinces to share the costs and provides much more robust systems than could otherwise be provided. Nunavut and the Northwest Territories have become a part of this system and Yukon may be joining in 2016. A 24-hour system was originally envisioned, but could not be implemented due to the time difference between the Eastern provinces and the Western Territories. So they close for 4 hours each day.
At the conference, it was mentioned that the United Kingdom is also considering moving to a PPSA-type of system.
As you can see, filing officers from the U.S. and around the world have been working hard to improve their secured transactions filing systems!


Radio presenter and showbiz journalist Alan Murphy has been a mainstay in the media industry for well over a decade now. He has worked with Galway Bay FM since 2004 and can currently be heard on our airwaves weekday afternoons from 3-5pm. The Ballinrobe native has written for countless celebrity magazines the world over, interviewed everyone from Paris Hilton and Eddie Murphy to Louis Walsh and Charlize Theron, and in 2016, he released his best-selling debut book Beyond The Spotlight. A man of many talents, Alan also owns the hugely successful Murphy Moore Academy of Irish Dance, along with Riverdance star Ursula Moore, which runs classes in Mayo and Donegal.


This workshop is offered by request at this time.
Harmony brings a light-hearted, engaging, infectious energy to dances, classes, workshops and groups. She is a powerful, confident leader, who guides others safely, gently and irresistibly to 'shine', and confidently connect with others, both on and off the dance floor.


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Jul 03 The Denver and Rio Grande Western Railroad Company introduced the first narrow-gauge locomotive. It was called the "Montezuma" in the year 1871.
Jul 03 In the year 1871 vicente Arregui Garay, composer
Jul 05 In the year 1871 cristina di Trivulzio di Belgioioso, Italian princess, dies
Jul 05 Trial against Kiowa chief Satanta (White Bear) & Big Tree, begins on this day in history.
Jul 06 In the year 1871 antonio de Castro Alves, Brazilian poet (O navio negreiro), dies at 34
Jul 08 On this day in history clement Harris, composer
Jul 10 In the year 1871 marcel Proust, France, novelist (Remembrance of Things Past)
Jul 10 The birth of Marcel Proust, French psychological novelist on this day in history.
Jul 11 Stjepan Radic, founder/leader (Croatian Farmers' Party) in the year 1871.
Jul 12 North America's first public narrow gauge railway, the Toronto and Nipissing, is opened for traffic between Toronto and Uxbridge. The 3'6" gauge line was converted to standard by 1884 on this day in history.
Jul 16 In the year 1871 tad Lincoln, son of U.S. president Abraham Lincoln
Jul 17 On this day in history karl Tausig, composer, dies at 29
Jul 17 Lyonel C A Feininger, US cartoonist/painter in the year 1871.
Jul 18 In the year 1871 giacomo Balla, Italian painter (Dog at a Rope)
Jul 20 British Columbia becomes 6th Canadian province in the year 1871.
Jul 20 British Columbia is admitted to the Dominion of Canada. One of the conditions of entry is that the Dominion Government should, within two years from the date of union, commence the construction of a railway from the Pacific towards the Rocky Mountains and from a point east of the Rocky Mountains towards the Pacific to connect the seaboard of British Columbia with the railway system of Canada. Sir Sandford Fleming was appointed Engineer-in-Chief of this railway which was to be completed by 1881 on this day in history.
Jul 22 Akos Buttykai, composer on this day in history.
Jul 23 C H F Peters discovers asteroid #114 Kassandra on this day in history.
Jul 25 Carousel patents by Wilhelm Schneider, Davenport, Iowa on this day in history.
Jul 25 Carrousel patented by Wilhelm Schneider, Davenport, Iowa on this day in history.
Jul 29 On this day in history [Gregory Efimovich] Rasputin, mad Russian monk
Aug 01 In the year 1871 oskar Fried, composer
Aug 03 In the year 1871 vernon Louis Parrington, author (Romantic Revolution, Pulitzer 1928)
Aug 06 On this day in history emanuel Querido, [Joost Mendes], author/publisher
Aug 08 William Henry Squire, composer in the year 1871.
Aug 13 On this day in history karl Liebknecht, German revolutionary marxist (Sparta Party)
Aug 16 Zakhary Petrovich Paliashvili, composer in the year 1871.
Aug 18 Johan J Arch, graphic artist (wood cutter) on this day in history.
Aug 19 Orville Wright, Dayton OH, aviator (Wright Brothers) on this day in history.
Aug 21 In the year 1871 leonid N Andrejev, Russian journalist/writer (Red Laugh)
Aug 27 In the year 1871 theodore Dreiser, US, novelist (Sister Carie, American Tragedy)
Aug 29 Emperor Meiji orders the Abolition of the han system and the establishment of prefectures as local centers of administration. (Traditional Japanese date: July 14, 1871) in the year 1871.
Aug 30 Ernest Rutherford, 1st Baron Rutherford of Nelson, New Zealand physicist and father of nuclear physics in the year 1871.
Sep 03 Vaclav Horak, composer, dies at 71 in the year 1871.
« Previous Page | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | Next Page »
Jan 05 In the year 1871 birth of frederick Shepherd Converse, Newton Mass, composer
Jan 07 In the year 1871 birth of Émile Borel, French mathematician and politician (d. 1956)
Jan 08 James Craig, 1st Viscount Craigavon, Irish politician (d. 1940) was born on this day in history.
Jan 09 In the year 1871 birth of charles Kortright, British(?) cricket player
Jan 10 Enrica Freiin von Handel-Manzetti, Austrian author (Jesse & Maria) was born on this day in history.
Jan 12 On this day in history birth of paul Guthnick, German astronomer
Jan 14 In the year 1871 birth of pauline Beersmans, [PLJM van Cuyck], Flemish actress (Hofslachter)
Jan 15 Bertram Shapleigh, composer was born in the year 1871.
Jan 10 In the year 1871 pierre A du Terrail, French writer, dies at 41
Jan 21 John J Rochussen, gov-general of Neth-Indies (1845-51), dies at 73 in the year 1871.
Jan 29 Philippe-Joseph Aubert de Gaspé, French Canadian writer and Seigneur (b. 1786) died in the year 1871.
Feb 01 On this day in history alexander Nikoleyevich Serov, composer, dies at 51
Feb 07 Heinrich Engelhard Steinweg, piano manufacturer (Steinway & Sons) (b. 1797) died in the year 1871.
Feb 20 Paul Kane, Irish-born painter (b. 1810) died in the year 1871.
Feb 26 Charles Niellon, Belgian brigade general, dies at 76 on this day in history.
Mar 18 Augustus De Morgan, Indian-born British mathematician and logician (b. 1806) died in the year 1871.


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Tag: Renault Brazil
Lost in Translation 296 – When a Car Ad Provides Closure
Posted on June 1, 2019 by Scott Delahunt
Adaptations can pop up anywhere. They're popular. Studios love them because of the low risk involved. Audiences love them from familiarity. For all the complaints that there's too many adaptations, the problem isn't quantity but quality. No one complains about well done adaptations, just the sheer volume, yet adaptations have been ruling the box office since the box office began.
Adaptations can occur in two ways. First, there is the planned adaptation. Movies, TV series, and even Broadway musicals take time to create and produce, giving lead time for advertising the works. The other way is the surprise adaptation – a TV series with a seasonal take on A Christmas Carol, allusions to Shakespeare, recreating The Maltese Falcon, or even destroying Earth for a hyperspace bypass lane. These are seldom announced more than a week in advance in a TV series, and comes as a surprise for the audience. The surprise is greater when the adapting work is a car ad.
Let's jump back a bit. Some time back, Lost in Translation analyzed the Dungeons & Dragons cartoon from the 80s. Six youngsters – Hank, Sheila and her younger brother Bobby, Diana, Eric, and Albert aka Presto – go on a D&D-theme roller coaster ride at a fair and wide up transported into a magical realm where they must battle against Venger, the Force of Evil, and Tiamat, Queen of the Evil Chromatic Dragons. Over three seasons and twenty-seven episodes, the heroes battled evil while trying to find a way home. The series ended without resolution, the kids still trapped in the magical realm.
Recently, Renault Brazil released an ad that resolved that cliffhanger after 34 years. Have a look.
The car ad is a live action adaptation of the /D&D/ cartoon. The characters are recognizable, not just from magical items and costumes, but their look. The ad has all the main characters, the kids, Uni, Venger, Tiamat, and Dungeon Master. Even the setting reflects the look of the realm in the cartoon.
With older works, especially ones originally aimed at children, there's the temptation to use the "wink-and-a-nod" approach, treating the original as a source or even the butt of jokes. Land of the Lost, the 2009 movie starring Will Farrell, is a prime example. The ad makers, though, treated the source seriously. The ad comes across as the climax of the two-part series finale, complete with sequel hook for the inevitable movie. All of the kids get a chance to show their abilities. Better, they got home. A car ad provides closure for a thirty-four year old story.
What did the ad's makers get right? The cast is recognizable. The first shot is of Hank, which may trigger a sense of recognition of the older fans of the original series. When he pulls back on his magical bow and takes aime at Tiamat, there's no mistaking what's going on. Next, production values. CGI has come a long way since the 2000 Dungeons & Dragons movie. Tiamat has a presence on screen, and her five heads are accurate to the chromatic dragons of D&D. Uni has a cartoon quality, but does look like she did in the series. The costumes, combined with casting, mean that everyone is recognizable. The characters are live action version of their animated originals.
The only real problem the ad has is brevity. Its length works in its favour; the cost of a 1:45 ad, even with the special effects needed, isn't going to empty a bank account. At the same time, though, it does leave fans wanting more. The ad is just a snippet of the long-awaited series finale, with a sequel hook. Some advertising campaigns have led to a series of ads, though very few have had an ongoing storyline. The best known series of ads with a story was for Taster's Choice coffee, featuring Anthony Stewart Head and Sharon Maughan as their characters' romance bloomed over twelve installments. So a revival of the D&D cartoon as live action car ads is a very slim possibility. As it stands, though, the ad is enough to reignite the fandom.


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ALL-MassOfOils1-17-19
BIshop Robert P. Deeley concelebrates with area priests during the Mass of the Holy Oils, celebrated April 17 at St. Louis Church in Fort Kent. (Courtesy of Diocese of Portland)
Bishop celebrates Mass of the Holy Oils in Fort Kent
Contributed • April 18, 2019
Bishop Robert Deeley traveled to St. Louis Church in Fort Kent on the Wednesday of Holy Week, April 17, to celebrate the Mass of the Holy Oils with priests, deacons and parishioners from northern and eastern Maine parishes.
FORT KENT, Maine — Bishop Robert Deeley traveled to St. Louis Church in Fort Kent on the Wednesday of Holy Week, April 17, to celebrate the Mass of the Holy Oils with priests, deacons and parishioners from northern and eastern Maine parishes.
During the Mass, oils that will be used in the sacraments during the upcoming year were ceremonially presented to the bishop and distributed to priests to take back to their communities.
"These oils — oil of the catechumens, oil of the sick, sacred chrism — each of them is a privileged channel of grace. They are given to us by the Lord Jesus himself for our life and salvation. And he provides them for us through the unique and vital ministry of our priests. We do, indeed, give thanks for the gift of generosity of so many people who, open to the Spirit guiding their service to the Church, help to build up the Church. Such ministry is essential to the life of the Church, " the bishop said.
The oil of the sick is used to anoint the sick, the oil of the catechumens is used for baptism, and the sacred chrism is used for baptism, confirmation, ordinations, and the consecration of altars and churches.
The oils were blessed and consecrated by the bishop during the Chrism Mass, which was held April 16 at the Cathedral of the Immaculate Conception in Portland. While priests, deacons and parishioners from southern and central parts of the diocese traditionally gather for that Mass, it has long been customary in the Diocese of Portland for the bishop to carry the oils north the next day so that he can celebrate Holy Week with the faithful there.
During the Mass at St. Louis Church, the oils were brought forward by parishioner Jane Rioux, who is also a nurse at the Northern Maine Medical Center in Fort Kent, and Ruth Roy and Meghan Dumont, two members of the Elect.
The Mass of the Holy Oils is also an opportunity for members of the presbyterate to renew their priestly promises. Standing before the bishop, they again resolved to be "faithful stewards of the mysteries of God in the holy Eucharist and the other liturgical rites and to discharge faithfully the sacred office of teaching, following Christ the Head and Shepherd."
In his homily, the bishop offered words of encouragement to the priests of the diocese and thanked them for their faithful service and perseverance.
Parishioners join in the celebration during the Mass of the Holy Oils on Wednesday, April 17. Bishop Robert P. Deeley traveled north to St. Louis Church in Fort Kent for the Mass, bringing with him the consecrated oils for distribution to County parishes.
(Courtesy of the Diocese of Portland)
"Though it can be difficult, particularly in a world which does not want to acknowledge the transcendent life of God, the gestures and the work of the ministry which is yours provide the means by which you do what the Lord asks of you. It is often in the simple things that grace truly abounds," the bishop said. "It is in the fidelity to your mission that you will be the source of grace, even when you are unaware that God is working through you."
During the Mass, the congregation joined in praying for the priests, as well as for Bishop Deeley and all the bishops of the world, all the baptized, and all who have died. The bishop also offered words of prayer in solidarity with the people of France, who will not be able to celebrate Holy Week at their beloved Cathedral of Notre-Dame.
"May we rely on the intercession of Mary, our Mother. Under the title of the Immaculate Conception, she is the patroness of our cathedral and our diocese, even as she is for the Cathedral of Notre-Dame in Paris. With gratitude for God's goodness in our hearts. we pray for ourselves and for the people of France, whose temple to God's glory has been so marred by this destructive fire."
A special Holy Week section is available on the Diocese of Portland website that includes Mass times at all Maine parishes, listings of parish events, daily prayers and reflections, and many other resources. Visit www.portlanddiocese.org/Holy-Week-2019.
In addition, pictures and videos from many Masses, services, and events throughout Holy Week will be posted on the diocesan website (www.portlanddiocese.org), the diocesan Facebook page (www.facebook.com/PortlandDiocese), and the diocesan Twitter page (www.twitter.com/PortlandDiocese).
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Closures, Cancellations & Delays
Warden injured, Fort Kent man arrested following ATV stop posted on July 9, 2019
Firefighters rescue girl after ATV drops off 30-foot embankment posted on July 8, 2019
Madawaska police charge woman with OUI posted on July 12, 2019
Firefighters rescue swimmer in St. John River posted on July 10, 2019
School budget cuts hit home for longtime district employee posted on July 16, 2019
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Crown Politics Browse Crown Politics
Susan Collins and Sara Gideon are raking in cash for a potential 2020 Senate showdown
U.S. Sen. Susan Collins has raised more money for her nationally targeted 2020 re-election campaign than she did in all but one of her previous four races, but a Democratic challenger with national backing raised more than $1 million in 10 days.
Janet Mills will host a meal for Muslim leaders at the Blaine House
Gov. Janet Mills will hold a traditional Muslim meal at the Blaine House for the first time in Maine history, according to an organizer.
Mills signs bill to make Maine the first state to ban Native American school mascots
Gov. Janet Mills on Thursday signed into law a controversial bill banning the use of Native American mascots in all state public schools.
Amid calls for faster child welfare system reforms, Mills plans a hiring surge
Democratic Gov. Janet Mills, in her proposed two-year budget, is heeding advice from an auditor of the state's child protective system by proposing the state hire more caseworkers.
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St. John Valley weather for July 17-23, 2019
A cold front will move through this afternoon with showers and possibly some thunderstorms followed by high pressure building down from the northwest tonight


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July 10, 2021 - Dave Fenley & Brian Sutherland w/ Kristopher James
Join us in welcoming Dave, Brian & Kristopher back to the stage at the Hideaway Cafe.
Brought to you by Cox Media Group, BMI, Downtown St Petersburg Songwriters Festival and the Hideaway Cafe, this evening is sure to be one for the books.
You've probably seen Dave Fenley before. Between the semi-finals and top 10 on America's Got Talent and The Voice, Dave has toured with Miranda Lambert, Dierks Bentley, and Justin Moore. Most recently you can find him blowing up on YouTube where he's been amassing a very large and dedicated following. With over 25M views and 200K subscribers, Dave is quickly becoming a household name.
Brian Sutherland is a multi instrumentalist and songwriter from Nashville, TN. His style is a mix of Jason Mraz, Ray Lamontagne and Sean McConnell. Brian's been on the road with a diverse roster of talent like Michael Ray, Paramore, The Frontmen Of Country and The Beach Boys.
It wasn't until he sat behind a drum set, fueled by teenage angst, that Kristopher James began his musician's journey. From there, he taught himself guitar, piano, and bravely - how to sing. What is seen now, on intimate stages, like the iconic Eddie's Attic in Decatur, Georgia, to theater stages, such as the Capitol Theater in Clearwater, Florida, is the concentrated influences and earnest emotional exposition that solidify Kristopher – as an Americana-Soul force to be encountered and experienced.
Doors open at 6. Show starts at 8. $20.
Brian Sutherland
Kristopher James
Date 10 July 2021Ticket Info $20 Doors: 6pm Show: 8pm


My edited book "Transdisciplinary Design" (co-editors: Prof. Marion Digel and Irmi Wachendorff) has just been published by the Passagen Verlag of Vienna in their XMedia series. The Passagen Verlag is one of the leading publishers in the German-language countries of philosophy books, especially by "postmodern" and "deconstructionist" and "neo-Marxist" radical thinkers, such as Derrida, Baudrillard, Lyotard, Foucault, Deleuze, Badiou, and Zizek.
Die meisten Voraussagen über das, was geschehen mag, sind im wesentlichen psychologische Projektionen eines imaginären Zukunftsszenarios, bestehend aus einigen geläufigen Phänomenen, die sich tatsächlich bereits ereignet haben oder sich gerade gegenwärtig ereignen; denen die betreffende Person, die die Voraussage tätigt, jedoch nicht offen gegenübertritt.
I am a science fiction theorist, but for me science fiction is never about the future, predictions of the future, or the question of the "accuracy" of those predictions. Science fiction is about the present, the virtual reality of the present that dominant ways of thinking prevent us from seeing.
Mit seiner "Software der Zukunft" pladiert der Informatiker und Medientheoretiker Alan Shapiro für eine partizipatorisch realisierte Neuausrichtung der Informatik. Dies wäre eine Informatik der "rechten Gehirnhälfte", die zwar auf der bestehenden, technisch ausgerichteten Wissenschaft vom Computer aufbaut, sie aber näher an die Disziplinen Kunst, Soziologie, Philosophie und Kulturtheorie heranrückt.
The modern world is not coming up with a plethora of new media which we are faced with everyday. The notion of a change in modes of attention is a question that N. Katherine Hayles discussed in her essay "Hyper and Deep Attention: The Generational Divide in Cognitive Modes", which was published in 2007.
I will now outline a programme of 7 concrete near-term steps that a large robotics manufacturing company should take on the road towards introducing robots-slash-androids to the consumer public.
There are two ways of thinking about robots or androids, distinguished by the different associations evoked by the two terms robot and android. We want to synthesize the two perspectives.
This is not about "programming for artists" -- it is about a new kind of programming by artists, and it is a programming that has almost nothing to do with what we currently understand by programming.
In the third part of my lecture, I will now build on top of the ideas of Baudrillard and Gatti that I have presented, and I will start to conceptualize the essential elements of the proposed New Green Politics.
How can we develop an alternative to this worn-out discourse of 'catastrophe warning', how can we construct a new Green Discourse, a new Green Politics that might jump-start the ecology-enviromental movement into effective action?
Dall'Ars Electronica FUTURELAB ci sono stati commissionati dei testi per una installazione artistica presso il nuovo terminale dell'Aeroporto di Vienna. Il tema dell'installazione era "Zeit/Raum" ("Tempo/Spazio"), ed è stato realizzato anche un e-book interattivo con tutti i contributi.
In November 2008, Alan N. Shapiro was invited by Volkswagen in Wolfsburg, Germany to speak about his ideas about "the car of the future." He spoke in front of an audience of people from the Human-Machine Interface Dept. and and the Infotainment Dept. This text was written as accompaniment to that presentation.
I was the keynote speaker at the conference on "Das Wissen der Zukunft" ("Knowledge of the Future") that took place at the University of Vienna on November 4-5, 2011. These are the lecture notes for my speech.
I felt that the General Patton Memorial Museum, and especially the "Ed Hastey Military Vehicle Park" next to it, has some elements embodying the basic principle of the "Museum of the Future" as I conceive it.
You are currently browsing the archives for the Future Design category.


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