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MONEY MAGAZINE Retire rich, retire secure
Your home: When it's wise to downsize
Many empty-nesters assumed the grass will be greener in a smaller home. Not necessarily.
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By Carla Fried, Money Magazine contributing writer
Last Updated: September 9, 2008: 9:35 AM EDT
Dodi Christiano and her husband, Paul Waldrop, had to slash their house's selling price by $100,000 to get a buyer.
Downsize home downsize expenses
Here's what a family of four could save annually by moving from a 2,800-square-foot home to a 1,800-square-foot one.
Utilities savings Property tax savings
Atlanta $1,217 $983
Boston 1,922 3,962
Chicago 1,281 4,545
Denver 1,179 1,779
Houston 1,755 6,162
L.A. 1,153 4,958
Miami 1,243 9,089
Philadelphia 1,665 1,159
U.S. Avg. $1,300 $2,597
Source:Runzheimer International
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(Money Magazine) -- Last year Rick and Suzanne Pepin moved from the four-bedroom 3,400-square-foot house in Minneapolis where they lived with their three (now grown) kids to a luxury condo that's a third smaller and offers only a Murphy bed for guests. Still, the couple couldn't be happier.
"The location of our old home dictated that we drive to the grocery store, pharmacy and cleaners," says Suzanne, 57, a retired lawyer. Their new digs are across the street from Whole Foods and within easy walking distance of other stores and restaurants. They love the low-maintenance life.
"We have no worries about upkeep. No worries about lawn care. No worries about snow removal," says Rick, 68, also an attorney.
Maybe you too have caught the bug. After decades of hankering after the most expensive and enormous house you could afford, owning a smaller place is starting to look appealing.
Imagine the possibilities! You could move into a posh new condo with everything from a fitness center to a concierge - or into an energy-efficient little cabin on a lake Your commute could be shorter, giving you time in the evening to do something more than watch TV like a zombie.
And, maybe, just maybe, downsizing could save you some dough. Chuck Petitti, a Boston-area real estate agent, says many of his clients right now are empty-nesters who realize, "Hey, I could be traveling or doing something else with all the money I am paying for utilities and property tax on this big house."
If that's what you're thinking, you're by no means alone. A 2006 survey by Hanley Wood, a market research firm, found that 58% of affluent baby boomers say they are very likely or somewhat likely to move to a smaller home within the next 10 to 15 years.
And therein lies a big fat problem. With millions of boomers competing for smaller homes, you may find it hard to catch a break on price. Even though the downsizing trend is in its infancy, over the past five years smaller homes (under 1,200 square feet) have shown a greater rise in value than larger houses (over 3,000 square feet) - 5.2% a year as opposed to 3.5%, according to Zillow.com.
On top of that, you have to get money out of your old house - not an easy proposition with prices in the 20 largest metropolitan areas down 18.4% from their July 2006 peak, according to the S&P/Case-Shiller index. As of July there was an 11-month backlog of existing homes on the market nationwide. The happily downsized Pepins have yet to receive an offer close to the $1.25 million asking price on their old home.
What's more, smaller isn't necessarily cheaper. Depending on where you move, you may face carrying costs that are as high as or even higher than you pay now.
The trade-offs are complicated. You may cut gasoline costs by moving closer to your job in the city and using public transportation, but those savings could be eaten up by costlier car insurance. You could move to a small condo nearby but be unprepared for the dues and fees that condo living entails.
So you have to plan carefully, sizing up the finances underlying both new and old houses, or the savings you're counting on could be skimpier than you anticipate.
Get the prices right
To start you need a clear-eyed assessment of the two markets that make up your downsizing, the one in which you're selling and the one in which you plan to buy. A real estate agent can give you an idea of your home's value, but you should also check how much houses in your area are selling for on Zillow.com, which lists sales prices of comparable houses.
Hanging on to past high prices only delays a sale. Dodi Christiano, 55, a psychotherapist, and her husband, Paul Waldrop, 56, a producer of TV public-service announcements, put a price of $850,000 on their 4,000-square-foot Fairfax, Va. colonial last year - about what nearby homes had fetched a couple of years earlier.
For six months they received nary a nibble. Finally, after slashing the price by more than $100,000, they were able to sell. "We had to face the fact that not everybody loved our home as much as we did," says Christiano.
You can't assume that a home's price is simply a function of its square footage. The national median sales price for condominiums, which are typically smaller than single-family houses, is now 5% higher than that for houses, according to the National Association of Realtors.
If you hope to reduce costs dramatically, you may have to buy your new place in another town or state. Think Decatur, Ill. or Mishawaka, Ind., where single-family houses cost just $79,400 and $80,900, respectively.
George Pollock, 67, a retired engineer, and his wife Marian, 66, wanted to get rid of the mortgage on their house in suburban San Francisco. Pollock worried that if he died before his wife, she wouldn't be able to meet mortgage payments with the 50% portion of his pension that she would receive.
No matter how much they shopped, however, they couldn't find a place they could afford in the Bay Area (median price: $701,700) without a mortgage. So they moved to much less pricey Sacramento (median price: $258,500), where their two grown children live. There they bought a 1,400-square-foot home for $380,000, leaving them with nearly $250,000 extra.
Says Pollock: "My wife is closer to the kids, and I know she has long-term financial security."
Downsize carrying costs
Buying without taking out a mortgage would certainly reduce expenses. At the very least you should look for a house whose price is low enough to allow you to buy with a mortgage that's smaller than what you have now.
If you're at or near retirement, taking on a new 30-year mortgage is overwhelming. You may be long gone before you can repay. Consider one with a 15-year maturity; the payments may look daunting, but you will save money. The interest rate is only about 0.10% lower than that of a 30-year mortgage, but over the life of the loan, you would save about $141,000 in interest.
Another option: Take out a traditional 30-year fixed-rate loan that does not charge a prepayment penalty. Then just send in extra payments each month as if you were on a 15-year repayment plan. You'll be saving by paying the mortgage off quicker, but if you run into unforeseen financial trouble, you'll be able to make lower payments.
Runzheimer International, a management consulting firm, estimates average annual savings of $1,300 in utility costs and $2,600 in property taxes from down-sizing from a 2,800-square-foot house to one with 1,800 square feet.
But the devil is in the downsizing details: You need to crunch the numbers to calculate your net savings. Start by totting up the annual cost for ongoing expenses such as property tax, utilities, lawn service and snow removal. As you shop for a new place, you should be gathering comparable information.
Other potential cost savings: If you move from suburb to city, you may be able to ditch one of your cars and its trailing expenses - insurance, financing, taxes, maintenance and fuel. If you gave up your 2006 Honda Accord, for example, you'd save nearly $26,000 in the first five years, according to Edmunds.com.
On the other hand, some costs could rise. In a condo or a house that is part of a homeowners association, there are monthly maintenance fees, and every so often you'll be on the hook for assessments to replace the roof or carpet the lobby.
Before buying, ask how much fees have risen over the past five years and whether new assessments are in the offing. If your new place is appreciably smaller, make room in the budget for new purchases to replace an oversize sectional or a king-size bed that won't fit.
Sell before you buy
Tempting as a pristine new condo looks next to your drafty old five-bedroom Victorian, don't plop down earnest money until you have a buyer with solid financing. Otherwise you could get stuck with two mortgages, two property tax bills and - well, you get the idea.
At least have your lawyer include a contingency clause in the sales agreement that obligates you to close only if you manage to sell your home by a set date. In the bubble-licious sales frenzy of yesteryear, sellers could make bidders do somersaults and had no incentive to agree to such a clause. But with so many homes on the market for months, sellers may now show mercy.
What downsizers learned
Don't price your house like it's 2006. Paul Waldrop and Dodi Christiano of Haymarket, Va. asked the same amount that nearby houses had sold for two years earlier. "We had to realize that what had happened during the boom was not the norm. It took six stressful months to sell," says Dodi.
Get the old place sold first. Rick and Suzanne Pepin of Minneapolis moved into their dream condo but now can't sell their house. "Don't wait to put your home on the market if you decide to buy. We waited for renovations on our new condo to be complete, and by then we couldn't sell," says Rick.
Plan for smaller rooms. John and Polly Smart of Houston had the wrong stuff. "Smaller rooms may not accommodate your old things. We spent about $20,000 on new furniture and more on a smaller Silverado because the old one stuck about two feet out of the garage," says John.
Do you (and your spouse) make more than $170,000 annually and worry about tax-efficient retirement planning? If so, send your name, age, occupation, income and questions, along with a recent photo, to makeover@moneymail.com. We will be providing advice to a family in this situation in an upcoming article - and it could be you!
First Published: September 8, 2008: 10:17 AM EDT
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This week the NYT reported that their internal investigation of Benghazi showed that al-Qaeda really wasn't a factor in the September 11, 2012 attacks on Benghazi that killed four Americans, including our Ambassador to Libya. The report also lent some credence to the idea that the Youtube video, Innocence of Muslims, was at the root of the anger and the attacks. Congressman Trey Gowdy (R-SC) has a scathing retort delivered with a full measure of logic. Video and partial transcript below. Read background on the NYT report designed to give Hillary a scrubbing, here. Note that the author, David D. Kirkpatrick stepped out early, following the Obama-Clinton-Rice line that the video was to blame. Now he's dancing as fast as he can.
PERINO: Congressman, what do you think the New York Times got wrong?
GOWDY: Well, first of all I want to congratulate the NYT. It only took 15 months for them to figure out how to spell Benghazi, so maybe in another 15 months their report will actually catch up with the truth.
I'll tell you two things they got wrong. No. 1, the video was translated into Arabic in early September 2012. What in the world explains the violence in Benghazi prior to the video being translated and released? Our consulate was attacked way before the video was released. The British Ambassador was almost assassinated before the video was released. The International Red Cross was attacked twice in Benghazi.
Secondarily, with respect to al-Qaeda, whether it was al-Qaeda or a subsidiary or a holding company or a limited partnership, to quote Hillary Clinton, "what difference does it make?" Who cares whether it was al-Qaeda proper or a subsidiary? Four Americans are dead and it wasn't a spontaneous reaction to a video. It was planned.
report was wrong. She asks who the American people should believe.
GOWDY: Well, I'll tell who they should believe. They should believe Mike Rogers [R-MI] who is a former FBI agent and Adam Schiff [D-CA], who happens to be in a different party but I respect him greatly. He is a former federal prosecutor. Both men have dedicated their lives to following the facts, wherever they take you, without respect to trying to prop up anybody's political career, without respect to trying to damage anyone — wherever the facts go, that's where they go.
The fact that Adam Schiff and Mike Rogers both debunk this NYT article, in addition to the people on the ground that night — good investigators talk to everybody, not just folks whose testimony may buttress your position, they talk to everybody. The fact that so many people are coming out today and debunking the mythologies reported by the NYT reporter, I think is instructive.
GOWDY: We had no business being in Benghazi. We were the last flag flying in Benghazi, so to the extent that this NYT article tells us what we already knew, we had no business being in Benghazi. That begs a bigger question? Why were we there? Why was Chris Stevens in Benghazi that night? I've read this NYT article six times, Dana. I want you to read it six times and tell me if you can tell who the Secretary of State was when Benghazi happened, because her name wasn't mentioned a single, solitary time in this exhaustive NYT piece.
PERINO: Yet most people assumed that the NYT was trying to clear the decks so that Hillary Clinton wouldn't have to deal with this in a potential presidential run.
GOWDY: Oh heavens, no. That couldn't possibly have been their motivation. Would it be? To support a Democrat who is running for the White House? Oh heavens, no.
PERINO: I gotta tell you Congressman, I love your cynicism.
GOWDY: Well, it is cynicism. Well, the fact that the editor of the NYT had to explain today that they haven't yet endorsed anyone for 2016 — all you have to do is read the paper and you can tell who they've endorsed, whose political ideology they've endorsed, but again, I congratulate them on figuring out that Benghazi happened and that it's a really big deal.
Linked at Doug Ross and Larwyn's Linx in the Trey Gowdy Cremates NYT Benghazi Fable That Curiously Omits Hillary Clinton edition.
Linked at BadBlue, the smartest and baddest news on the planet – read it here.
Linked at the Walla Wall Tea Party – Thanks!
Linked at Patriot Update – thanks!
Linked at Iowa Dawg's Blawg – read about the "different crack in the latest housing bubble here.
Great piece. Gotta love Gowdy.
drjohn, I do love Trey Gowdy. He isn't afraid to use cynicism backed-up with a good reason for it. Most are. Thanks much for coming by. Happy New Year.
The video in question had less than 20 views at the time of this incident… Not hardly enough to cause this kind of a problem. And do all these Al Qaeda have internet, I phones, and etc.. I doubt it. Some do, but this video, and we all know this, is not the issue. And let's not forget they sent the man who made the video to jail. He was made a scapegoat, along with others.
Cathy, I believe the filmmaker is still in jail. Obama and Clinton dig hard and deep to present the story the way they want it presented. Hillary didn't call Benghazi for hours and no one knows where Obama was. They had to be huddling, trying to figure out the best lie. Happy New Year to you and yours.
as the Embassy was being attacked for hours. So the General near -bye took no action. Who gave the order to stand down?
Would'nt that be the Commander in Chief? …. The Lying King?
I believe I heard on Fox the other day (maybe it was Katherine Herriage)…that there were over 4000 social media (tweets, etc.) that occurred during the violence and were examined and that none contained ANY reference to the video.


text:
Dutch chef uses 3D printers to create tasty works of art
In our series, Real Food, we look at technology that may be the future of fine dining. 3D printers are being adopted in hospitals, auto assembly lines, factories – and now, a kitchen in an upscale restaurant.
In the pastures of his parent's farm, Jan Smink, a top Dutch chef, is going back to the basics of "fresh, local ingredients" to create a new culinary future.
"We use it, but we transform it into a little bit modern version," Smink told CBS News correspondent Roxana Saberi. It's modern because he's a pioneer in 3D printing food. 3D printers don't actually cook meals, but they pump pureed ingredients into layer upon layer of delicate designs.
"You can make shapes what you can't make by hand," Smink said – like an avocado octopus or meat "bowls" filled with curry sauce.
Michelin-starred chefs have printed dishes before. Paco Perez at Miramar and Joel Castanyé at La Boscana in Spain both use the 3D printer Foodini made by Natural Machines. The University of Utah Hospital now prints meals for patients with problems swallowing solid food. They also use the Foodini, making things like mashed potato castles and "cookies" made of Nutella.
But Smink is the first to give printed food a permanent place in each course on the menu at the new Restaurant Smink. So why 3D food printing?
"Something extra for my guests, to surprise them… we want to give them an extra dimension," Smink said. It doesn't change the flavor, he said, "because what you put into the printer will come out."
But just like regular printers, sometimes what you put into these printers – in one case, cauliflower hazelnut puree and roast pumpkin – can jam. Then you have to reboot, just like computers.
Nina Hoff said while some restaurants are scared of technology in their kitchens, the printers provided by her company, byFlow, are easier to use than many chefs think.
"They're used to ovens. They're used to pots and pans," Hoff said. "And this is the hurdle we have to overtake."
Smink took a leap earlier this month at his new restaurant in his hometown of Wolvega, testing the technology on friends.
If dishes like these prove popular and the devices, each nearly $4,000, get cheaper, pixels to plate could improve nutrition and fight waste by transforming unappealing food into tasty works of art. Plus, it's fun.
"What is your dream dish you'd like to make with one of these printers?" Saberi asked.
"That we print the face of the guest, eatable, with a nice flavor, and make a dish of it at the end of the night," Smink said. "And if someone [doesn't] like his own face, we can print someone who is looking nice, eh?"
He said if you mix a dash of inspiration with a touch of technology, anything is possible.
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redpajama_set_name: RedPajamaCommonCrawl


Are you a student of Computer Sciences, a geek, or just a curious person that loves to learn how technological things work?
Be able to select millions of colours through easy sliders!
Learn or practice and have fun!
There are 6 columns, each with 4 rounded indicators (equivalent to 4 bits).
Each column will represent a number from 0 to 9, that is, Binary Watch! can represent all decimals from 0 to 999999, and all existing ASCII characters using their universal code.


text:
package org.apache.lucene.analysis.icu;

import java.util.Arrays;
import java.util.Map;

import org.apache.lucene.analysis.TokenStream;
import org.apache.lucene.analysis.util.AbstractAnalysisFactory; // javadocs
import org.apache.lucene.analysis.util.MultiTermAwareComponent;
import org.apache.lucene.analysis.util.TokenFilterFactory;

import com.ibm.icu.text.Transliterator;

/**
 * Factory for {@link ICUTransformFilter}.
 *

 * Supports the following attributes:
 *

 *
id (mandatory): A Transliterator ID, one from {@link Transliterator#getAvailableIDs()}
 *
direction (optional): Either 'forward' or 'reverse'. Default is forward.
 *

 * @see Transliterator
 */
public class ICUTransformFilterFactory extends TokenFilterFactory implements MultiTermAwareComponent {
  private final Transliterator transliterator;

  // TODO: add support for custom rules
  /** Creates a new ICUTransformFilterFactory */
  public ICUTransformFilterFactory(Map<String,String> args) {
    super(args);
    String id = require(args, "id");
    String direction = get(args, "direction", Arrays.asList("forward", "reverse"), "forward", false);
    int dir = "forward".equals(direction) ? Transliterator.FORWARD : Transliterator.REVERSE;
    transliterator = Transliterator.getInstance(id, dir);
    if (!args.isEmpty()) {
      throw new IllegalArgumentException("Unknown parameters: " + args);
    }
  }

  @Override
  public TokenStream create(TokenStream input) {
    return new ICUTransformFilter(input, transliterator);
  }

  @Override
  public AbstractAnalysisFactory getMultiTermComponent() {
    return this;
  }
}

redpajama_set_name: RedPajamaGithub


Been listening to a lot of acid jazz like things, and felt like making something similar.
Anyway, it's still under construction, I'll add a jazzy guitar and a deep bass later on, when I can record again..
EDIT: there we go, added a bass and some guitar. I'm wondering though if I didn't make all the delay go too wild, sometimes it seems there's just too many notes..
otherwise: some suggestions to get the groove going a bit more?
makes me somewhat think about a sunset on a white sand beach.


text:
Licensing chief's pledge to listen to minicab drivers
THE views of every Birmingham minicab driver and customer will be consider in drawing up new industry guidelines, the city's licensing chief vowed.
Get all the latest politics news straight to your inbox with our bi-weekly newsletter
Coun David Osborne, the chairman of the licensing committee, faced a barrage of questions from fellow councillors over the chaos which last week saw hundreds of private hire drivers locked out of a meeting at Villa Park.
But he slammed a majority of the city's 100 cab firms who failed to take part in consultation at an earlier stage and led officials to believe one or two sessions at the Holte Suite at Villa Park would be adequate.
The controversial proposals under consideration include phasing in a single colour for all cabs, perhaps white or silver, a knowledge test, MoT tests twice a year and an eight-year age limit on cars.
Coun Osbourne (Lib Dem, Acocks Green) said: "We invited all the operators in Birmingham, there are about 100, to a meeting and provided enough room for all of them. About 20 turned up."
He added private consultants SRA, paid £24,000 to talk to drivers, also sent out details to the cab firms and received only 11 replies.
"We now realise they should have written direct to the drivers," he added.
"Given that turnout we booked the Holte Suite. When it became clear there was likely to be more demand, we decided to split the meeting into two sessions. But the police decided that the second meeting should not go ahead." The chairman repeated an apology which has now been sent to all drivers and said full consultation would continue.
"We know the issues, but we do not have the solutions. We will talk to everyone involved, whether it takes six weeks, six months or longer."
But he refused a demand from Labour Coun Ansar Ali Khan (Washwood Heath) for a public inquiry saying that the best thing for all involved would be to move on with consultation.
Acocks Green
Villa Park Stadium
Washwood Heath and Hodge Hill
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ITV Vera star is Only Fools and Horses legend who looks unrecognisable
ITVFans of the programme, which is set on the North East and airs each Sunday from 8pm til 10pm, flocked to twitter to have their say.


text:
John Witherspoon and Contemporary Scotland.
William Storrar
Director of the Center of Theological Inquiry, Princeton
Minutes of the 33rd Meeting of the 64th Year
President Haynes called to order the thirty-third and final meeting of the 64th year of the Old Guard at 10:15 AM. in The Carl Fields Center with 90 members in attendance. John Marks led the singing of the invocation and John Frederick read the minutes of the previous meeting, including a concise summary of Professor Lynn White's talk on that occasion entitled, "China, Taiwan and Us."
Announcements by the president included a report on the new officers for the coming year: Joe Giordmaine, President; George Hansen, Vice President; Al Kaemmerlen, Secretary; and Charles Stenard, Membership Chair, with the rest of the Committee Chairs and the Officers remaining largely intact. Reminding us that the next meeting will be on September 13, 2006 at 10:15 AM. in The Carl Fields Center, he further announced that the speaker will be Dr. Alan Mann, Professor of Anthropology at Princeton University, on the topic of "The Scars of Human Evolution."
Jim Harford introduced his guest, Harold Erdman. Visitors introduced by their respective husbands included Susan Spencer, Mary Giordmaine, Mary Beth Clark, Naomi Rose, and Alene Jass.
Tom Gillespie then introduced the speaker, William Storrar, newly appointed director of the Center of Theological Inquiry here in Princeton. A native Scot, Dr. Storrar is a three-time graduate of Edinburgh University, the Ph.D. being among his degrees. He is a minister of the Church of Scotland and has come to his new post from a professorship in practical theology at New College, the theological faculty of the University of Edinburgh. His announced topic was "John Witherspoon and Contemporary Scotland."
I confess that I was lured by that topic into expecting a presentation of the influence of the Scottish Enlightenment, through the sixth president of the then College of New Jersey, upon the formation of the American Constitution. Witherspoon, appointed in 1767, was, like our speaker, Scottish born and educated, and, as you may recall, one of New Jersey's representatives to the Continental Congress in Philadelphia and the only clergyman to sign the Declaration of Independence. He was also a mentor of James Madison during the young Virginian's student years at the College, and the influence of his political ideas is evident in our Constitution as principally written by Madison.
But I for one was delightfully misled by my assumptions. Rather than discussing the influence of Scotland upon our American political development, Dr. Storrar made a fascinating case for the influence of the American democratic experiment upon contemporary Scotland's body politic. Specifically, he noted the ways in which the American experience had influenced the recent debate in Scotland that led in 1999 to the re-establishment of a distinct Scottish Parliament. As is most everything in Scotland, this debate was deeply rooted in its national history.
Henry VIII's dream of uniting England and Scotland under one crown was realized upon the death of his daughter, Queen Elizabeth I, who left no child to inherit her throne. The issue was resolved by crowning James VI of Scotland as James I of England and Scotland, the House of Tudor thus passing to the House of Stuart. But a truly united kingdom, with but one Monarch and one parliament, was not realized until 1707 when, under enormous pressure from the Crown, the Scottish Parliament voted itself out of existence and transferred all political authority to the new British Parliament at Westminster. Thus was formed what we commonly call today the UK.
But you do not need to be in Scotland long before realizing that this action of some three hundred years ago has been a thorn in Scottish flesh from day one. It comes as no surprise then that the continuing issue of Scottish nationalism surfaced with a vengeance in the final decade of the last century. It was this fierce debate, according to Will Storrar, that was decisively influenced by the return to Scotland of John Witherspoon through the influence and example of the American political tradition. Our speaker named three specific aspects of this influence.
The first was the key idea of the sovereignty of the people in establishing their own political future. According to Arthur Herman, in his delightful book How the Scots Invented the Modern World, this concept of popular sovereignty was introduced into the European political tradition in 1579 by George Buchanan, a leading Scottish humanist and supporter of John Knox, by his book, The Law of Government Among the Scots. Four hundred and twenty years later the idea found its way home again from its implementation in the United States.
The second was the model of a constitutional convention that brought together various political parties, unions, and other organizations was used to draw up a proposal for the re-establishment of a Scottish Parliament for domestic affairs. This, our speaker contended, was patterned after the American experiment in Philadelphia.
Finally, the American institution of the town meeting was employed throughout Scotland in what were called Scottish Forums where the proposal was debated and ordinary people had a voice in developing the new parliament which was finally approved in 1999.
It was a fascinating address, and judging by the spirited question and answer period that followed, it was well received by the membership. And for all that, the meeting ended on time.
Respectfully submitted,
Thomas W. Gillespie


Something we've often overlooked in New Escapologist is that people might actually like their jobs, or rather the core duties of them.
What often gets people down is the culture of work: above all, the inefficient expectation that we commit no less than 35 hours per week to a job that could be done in 10; and to maintain an atmosphere of manic busyness throughout or face accusations of laziness.
office workers are on a treadmill of pointless activity. Managers allow meetings to drag on for hours. Workers generate e-mails because it requires little effort and no thought. An entire management industry exists to spin the treadmill ever faster.
[A survey last year] found that more than 80% of respondents continue to work after leaving the office, 69% cannot go to bed without checking their inbox and 38% routinely check their work e-mails at the dinner table. This activity is making it harder to focus on real work as opposed to make-work.


Try to get the answers as fast as these kids do.
The guy asking the questions is also doing a fine job. He's obviously established a good rapport with these students and got them excited about math. But my favorite aspect of this movie is the audience (presumably the Moms and Dads) — they're having a great time, too.
It's not clear whether the students (or the host) can actually see the questions (this would make it easier for me). At times it looks like they are concentrating on the dais, but otherwise looking around the hall.
Not bad - $1000 for some snappy mental arithmetic.


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Samsung Sells More Than 10 million Galaxy S4's - Beating its Predecessors.
7:41 AM By Unknown samsung, Samsung Galaxy S4 No comments
Samsung redefine the Smartphone experience with their newly launched, Samsung Galaxy S4.Adding Galaxy S4 to the range of Galaxy series on 27th of April. Within the month according to the Samsung's South Korean tech manufacturer, more than 10 million devices are sell globally. This new Smartphone from the Samsung breaks the sales record of its predecessors in first-month sales.
For reaching the 10 million mark Galaxy S3 took about 50 days, galaxy S2 reached the milestone of 10 million after 5 months after its launch and in addition to this galaxy S took more than seven month.
Samsung Galaxy S4 is receiving glowing reviews from all corners. The device is now available in over 155 countries. It has got a 5-inch Full HD Super AMOLED Multitouch screen display , 13MP primary camera with flash, HD Recording and Auto Focus and a superfast quad-core 1.9 GHz Snapdragon 600 processor. Device has O.S Android 4.2.2 (Jelly Bean) with 2GB RAM. This superphone has Accelerometer, RGB light, Geomagnetic, Proximity, Gyro, Barometer, Temperature & Humidity, IR sensors.
Samsung is also planning to bring more color variations with the device.On the behalf of Samsung we thanks millions of people for choosing Samsung Galaxy S4 .
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text:
Become a WNMU member to enjoy PassportWNMU | Passport
WNMU Passport videos.
Already a WNMU member? You may have an unactivated WNMU Passport member benefit. Check to see.
WNMU Documentaries
Superior Destiny
This WNMU-TV 1990 documentary tells the story of the intentional sinking of the Mesquite, a Coast Guard buoy tender which ran aground in December 1989 off the Keweenaw Peninsula, and which has since become a premiere diving attraction.
Midnight Mushers
Behind the scenes at the first U.P. 200 Sled Dog Race in Marquette, Michigan, Feb. 1990.
Barnes-Hecker: Memories of a Misfortune
The story of Marquette County's 1926 mine disaster told by historians and descendants.
The U.P. Recalls the War
People of the Upper Peninsula of Michigan recall World War II.
From Mali to Michigan: A Musical Bridge
African pop diva Naïny Diabaté visited the Upper Peninsula of Michigan in 2005.
Copper, Iron & Gold: Upper Michigan's Legacy
Discover the story of early mining towns in the Upper Peninsula of Michigan. (2005)
Michigan's Gray Wolf: Ghost of the Big Timber
NMU's 2004 documentary tells story of wolf recovery in the Upper Peninsula of Michigan.
Lumberjack Life: U.P. Days of Yore
Meet early-day U.P. lumberjacks and the people who followed, living the "lumberjack life."
One Room, Many Stories: Schoolhouse Memories
Stories of teaching and learning in one-room schoolhouses in the Upper Peninsula. (2002)
Lighthouse Legacy
The story of Stannard Rock Lighthouse, and how its two-ton lens was rediscovered.
A Superior Celebration ...of Structure & Sound
Three Upper Michigan community choirs perform Handel's "Messiah" Oratorio.
Special | 1h 1m 19s
A USCG buoy tender ran aground in Lake Superior and was sunk as part of a diving preserve.
When the Horses Leave: Metamorphosis at Mackinac
Winter on Mackinac Island brings dramatic changes to the lives of its residents.
WNMU Home


text:
Blizzard Announces Their Plans With Overwatch and Discusses The Game's Future
Steven Zamora	 May 26, 2018	 Leave a Comment
In a recent interview with Gamespot, Blizzard's Assistant Game Director Aaron Keller and Senior Game Producer Matthew Hawley announced the companies plans with Overwatch and the possibility of an Overwatch 2.
When asked about the possibility of Overwatch Aaron Keller stated
"Running a live service game takes a lot of work and I hope the community knows we have been committed to continually improving the game and creating content. What people might not realise is the team now is significantly bigger than what it was when we shipped the game, and we have put all of that into working on the live game and the new maps, heroes, and events like Anniversary. At least for the time being, [supporting Overwatch] is our focus right now, and we're excited to work on this game."
Hawley also stated the possibility for Overwatch crossing over to the switch or on mobile.
"I think it is one of those things that we constantly evaluate. Where technology is going; where the industry is going. There are challenges in running on the platforms that we're not already on, otherwise we would probably already be on some of those other platforms. We'll see where things go. Certainly, there is a huge number of people out there who have Nintendo Switch and mobile phones, but right now, the core development team is focused on supporting the live game."
Keller also stated the possibility of adding new hero's into the game.
"There are still heroes on that list [of 50 that were pitched at the start of development] that we are excited about that we have not made yet. When we bring new people onto the team, they hear us talk about heroes as if they already exist, with their codename and everything like that, and they're all heroes that we have been excited about for a long time. We just haven't gotten the opportunity to make yet. There are a lot more ideas that we haven't shipped than we have."
With its second anniversary, Overwatch also released 50 new cosmetic items in Loot Boxes, a new death match map named Petra, and various other new features.
Are you excited for the possibility of new Overwatch heroes? Let us know your ideas for new Overwatch heroes or your excitement below!
Source: Gamespot
Published by Steven Zamora
I write about characters I wanted to be as a kid	View all posts by Steven Zamora
featured, Gaming, News, Overwatch, Video Game
Celebrating 10 years with SHINee #SHINee10thAnniversary
Amazon Will Keep 'The Expanse' Alive For Fourth Season After Syfy Cancellation


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Kathy Butterly: Out of one, many / Headscapes, installation view, Contemporary Art Museum St. Louis, September 3, 2021–February 27, 2022. Photo: Dusty Kessler.
Kathy Butterly
Out of one, many / Headscapes
Sep 3, 2021 – Feb 27, 2022
Kathy Butterly finds virtuosity and rigor in the small. She pushes each of her ceramic sculptures to the limits of its material possibilities. Hers is a painstaking process of firing porcelain, a medium that can be both luscious and unforgiving. Butterly presents two major bodies of work at CAM. Out of one, many displays Butterly's imaginative powers and technical brilliance applied to a single pint-glass form over many years, producing astonishing variations. The sculptures are anthropomorphic, playful, intricate, provocative, and barely five inches tall. Whereas the smaller cup forms reference the body, a new series of work alludes to the human head. In Headscapes, Butterly takes formal variation to a grander scale. Including ten new works created especially for CAM, this recent series of sculptures make room for what Butterly refers to as "journeys of the mind," entering a psychological realm of unease.
Kathy Butterly: Out of one, many / Headscapes is organized for the Contemporary Art Museum St. Louis by Lisa Melandri, Executive Director.
The exhibition tours to Portland Museum of Art, Portland, Maine (Nov 4, 2022–Mar 5, 2023).
Kathy Butterly (b. 1963, Amityville, NY) has exhibited widely in the US and internationally. In 2019, Butterly was the subject of a solo exhibition at the Jan Shrem and Maria Manetti Shrem Museum of Art at UC Davis. Recently, Butterly's work was featured in group exhibitions at the Crystal Bridges Museum of American Art in Bentonville, AR and the Anderson Collection at Stanford University, CA. Her work is currently on view at the Metropolitan Museum of Art in the exhibition Shapes from Out of Nowhere: Ceramics from the Robert A. Ellison Jr. Collection. Butterly's works are in the permanent collections of institutions including the Art Gallery of New South Wales, Sydney, Australia; Brooklyn Museum of Art; Carnegie Museum of Art, Pittsburgh; Detroit Institute of Arts; Museum of Fine Arts, Boston; Museum of Fine Arts, Houston; Museum of Modern Art, New York; Metropolitan Museum of Art; Portland Museum of Art, Portland, ME; and the de Young Museum, San Francisco, among others. In addition, Butterly has been the recipient of numerous awards and grants including a Louis Comfort Tiffany Foundation Grant (2017), a Guggenheim Fellowship Award (2014), a Smithsonian American Art Museum's Contemporary Artist Award (2012), a Pollock-Krasner Foundation Grant (2011), and a Joan Mitchell Foundation Grant (2009). Butterly received her BFA at Moore College of Art and Design and an MFA at University of California, Davis. She lives and works in New York, NY.
The exhibition is generously supported by David Charak II, Girlfriend Fund, Ted Rowland, Anonymous, Carrie Shapiro and Peter Frey, Elizabeth Levine, and the Maxine and Stuart Frankel Charitable Foundation.
CAM's Fall/Winter Exhibitions 2021–22 by HEC-TV
Artist Talk: Kathy Butterly
Kathy Butterly: Out of one, many / Headscapes
Artist Talks, Exhibitions
Artist Talk: Kathy Butterly in conversation with Lisa Melandri at the Portland Museum of Art
Contemporary Art Museum St. Louis · Kathy Butterly
Free, Members
Fall/Winter Exhibitions Opening
Sep 3, 5:00pm–9:00pm
Free, Talk
Sep 4, 11:00am–12:00pm
Tour, Workshop
Workshop: Crafting Connections with Craft Alliance
Nov 13, 11:00am–5:00pm
Free, Tour
Curator Tour: Lisa Melandri, Wassan Al-Khudhairi, and Misa Jeffereis (cancelled)
Feb 23, 6:00pm–7:00pm
Fall/Winter exhibitions highlighted in St. Louis Post-Dispatch fall art preview
Sep 9, 2021 / St. Louis Post-Dispatch
Kathy Butterly's quirky vessels combine painting, sculpture at CAM exhibition
Kathy Butterly reveals the power of the small in her intimate sculptures, opens Sep 3
Kathy Butterly's intimate ceramic sculptures take up residence at CAM


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Home Uncategorized Quique's salary, a problem in his departure
Quique's salary, a problem in his departure
Eibar No club is willing to take over your record
Quiqeu González complains during an Eibar match J.M. FERNANDEZ
Q uique González is one of the few footballers Eibar placed on the market when last season ended. The Valladolid striker did not count for José Luis Mendilibar in the season of his landing and the idea of the Barça team was none other than looking for a way out. The option that suited the most was that of a transfer, but from the beginning they knew that this was going to be very complicated, so they appealed to a transfer that could guarantee the minutes that he would not have in Ipurua.
Until a dozen teams have asked for Quique . But the reality is that none have finished reaching an agreement with Eibar. The main obstacle that the Barça entity has encountered in giving way to the former Deportivo is his high salary . No club in the Second Division is willing to take over the entirety of its file, an essential condition that Eibar put for its departure, and the Basque club either is about to give in and have to assume his salary .
Quique does not plan to lower his salary to leave Eibar , mainly because his intention is to continue in Ipurua and succeed as a gunsmith. He believes that if he is given the opportunities that other colleagues in his position have had, the goals can come . He came into the preseason eager to convince Mendilibar and became the top scorer of the summer, but that was not enough. He has been a substitute in all three league games, although at least yesterday Mendilibar gave him the entire second half.
Hence, if Eibar finally manages to reach an agreement for its transfer, it will be by collecting all of its token. Rayo Vallecano and Deportivo are two of the clubs that have done the most for the Valladolid , but both options seem ruled out less than a week after the market closes. Eibar knows the importance of his departure, because it does not count for Mendilibar and it would also increase his salary margin. But with each passing day Quique's departure seems more complicated. And that conditions the signing of a front quarter.
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Tension at Hapoel Beer Sheva ahead of the corona tests
Zersport News - October 5, 2020 0
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text:
from setuptools import setup
from flask_gladiator import get_version

def read_file(f):
    with open(f, 'r') as _file:
        return _file.read()

setup(
    name='Flask-Gladiator',
    version=get_version(),
    url='https://github.com/laco/flask-gladiator',
    download_url='https://github.com/laco/flask-gladiator/tarball/' + get_version(),
    license='BSD',
    author='László Andrási',
    author_email='mail@laszloandrasi.com',
    description='Gladiator is a Data Validation Framework for Python3 (Flask Plugin)',
    long_description=read_file('README.rst') + '\n\n',
    packages=['flask_gladiator'],
    include_package_data=True,
    zip_safe=False,
    platforms='any',
    install_requires=['Flask', 'Gladiator'],
    classifiers=[
        'Development Status :: 4 - Beta',
        'Environment :: Web Environment',
        'Intended Audience :: Developers',
        'License :: OSI Approved :: BSD License',
        'Operating System :: OS Independent',
        'Programming Language :: Python',
        'Programming Language :: Python :: 3',
        'Topic :: Internet :: WWW/HTTP :: Dynamic Content',
        'Topic :: Software Development :: Libraries :: Python Modules'
    ],
)


Rev. Dr. Edem Tettey is a publisher and an educationist. He was trained in schools guidance and counselling from the Oral Roberts University in the USA. He is a lecturer, a pastor and a counsellor, passionate about career guidance and counselling.


text:
How entertaining? ★★★☆☆
Thought provoking? ★☆☆☆☆
This article is a review of HAEMOO a.k.a. SEA FOG.
Seen at the Toronto International Film Festival 2014. (For more information, click here.)
"See you back on the golden shore!" Subsection Chief Kim (Yoon Je-moon) to Captain Cheol-joo (Kim Yoon-seok)
Women on board are bad luck, so believe the old hand fishermen. Of course, that means the superstition is going to be challenged. Other than that, attempting to predict the outcome of a film involving Bong Joon-ho is a game one happily loses. Modern maestro Bong has stepped out of the director's chair and made room for his MEMORIES OF MURDER co-writer, Sim Seong-bo; instead taking on producing and co-writing duties. As a debut it is almost unfair to compare, but his colleague's body of work looms large. SNOWPIERCER is fresh in the memory.
As THE HOST added imperialism commentary to the monster movie, and MEMORIES OF MURDER shone a light on corruption amid a precision-tooled police procedural, HAEMOO injects economic observations into the modern film noir.
October 1998, creaking fishing vessel, Junjim, doesn't waste time nearly dragging one of its crew into a malfunctioning winch. The audience is duly primed. Back on land, Captain Cheol-joo, played by Kim Yoon-seok, who usually delivers male swagger (THE YELLOW SEA, THE THIEVES, WOOCHI: THE DEMON SLAYER), has humiliation heaped: Spiralling debts and walking in on his wife unapologetically cuckolding him. Now homeless too, desperation causes him to enter a shady deal: From piscator to people trafficker. Shady businessman Yeo Sang-goo (Jo Deok-jae) hands Cheol-joo a wad of cash, and seals the deal with a gold watch; all the while eels float around in a fish tank – slimy imagery precursor.
No democracy, the crew are not consulted. Brief introduction is not enough for us to be intrigued by them. And that's what is going to stop HAEMOO reaching top-notch genre status.
Immigrants illegally smuggled into South Korea is the mission. Ship to ship transfer is undertaken in a perilous storm, the standout sequence. Pretty female passenger Hong-mae (Han Ye-ri) drops into the water and would be collateral damage if not for grand-mamma's boy Dong-sik (Park Yoo-chun). Twenty-six years old and innocent, he is the humanity among the half-dozen crew – hardened ambivalence at best, deviance at worst. Descent into amorality would be gripping and tragic if we actually knew them; reminding of Kevin Bacon's in HOLLOW MAN – already an egoist, his transformation is not as revelatory as it should have been.
Having women on board is a touchpaper, but the lack of mutual trust between human cargo and crew is of larger issue. HAEMOO about-faces unexpectedly.
A mildly disappointing experience – potential is squandered for typical genre thrills – is elevated by the final images. Hollywood would likely have assuaged an uneasy audience. South Korean cinema when firing on all cylinders has no interest in mollycoddling.
We have selected movies below that we think will be of interest to you based on this review.
Using these Amazon affiliated links help us keep Filmaluation free for all film and arts lovers.


Find StoneWyre at the Urban Village Farmer's Market in Sunnyvale, California. Located on Washington Street at S. Sunnyvale Ave (across from Macy's parking lot). There's plenty of parking, lots of handcrafted goods, locally grown organic produce, and some delicious food.
See StoneWyre at the Urban Village Farmer's Market in Campbell, California. Located on Campbell Ave at Central Ave. Parking, lots of handcrafted goods, locally grown organic produce, and delicious food. This market is a "Destination" visited by locals, regulars, and tourists.
Find StoneWyre at the Urban Village Farmer's Market in Santa Clara, California (barring high winds). Located on Jackson Street between Benton and Homestead roads. There's plenty of parking, lots of handcrafted goods, locally grown organic produce, and delicious food booths.


text:
Marv3 Winter Wonderettes (Springfield High Edition)
Winter Wonderettes (Springfield High Edition)
Created by Roger Bean
TRACKS AVAILABLE
SEE OTHER VERSIONS
SEE SIMILAR TITLES
The Wonderettes are back in this easier-to-produce version!
This seasonal celebration finds the girls entertaining at Springfield High—in front of the set of the school play. When Santa turns up missing, the girls use their talent and creative ingenuity to save the holiday party. Featuring great '60s versions of holiday classics such as "Santa Claus Is Comin' to Town," "Jingle Bell Rock," "Run, Rudolph, Run," and "Winter Wonderland," the result is, of course, marvelous! This musical can be performed on and in front of your current set, making it easier to produce in conjunction with the rest of your season.
Take me back to the original.
The perfect Christmas revue! Crackles with energy and joy!
–LA Weekly
Mister Santa
Rockin Christmas Medley
Chipmunk Cheer
The Man With The Bag
Its Christmas Time All Over The World
We Wanna See Santa Do the Mambo
Christmas Will Be Just Another Lovely Day
Run Rudolph Run
Suzy Snowflake
All Those Christmas Cliches
Bells Medley
What Are You Doing New Years Eve?
CAST/SETTING
Missy - Always the over-achiever of the group, Missy has now blossomed into a full-fledged adult over-achiever. She is an elementary school teacher with cat-eye glasses. She has recently returned from her honeymoon with her new husband Bill, an audience member. She controls the evening's events, even when Betty Jean is in charge: Missy is the one to cover for mistakes, and is always ready to jump in and save the day. She has an inner-sexiness (even slightly kinky) that comes out every once-in-a-while, much to her surprise and embarrassment. She has been best friends with Suzy since elementary school. (Soprano with belt. Range: F#3–A5)
Cindy Lou - Cindy Lou is the 'bad girl' of the group, now reformed (to a point). She is sexy with a dry and sassy wit, and has a miles-high jet-black beehive, a cross between the Ronettes and early Priscilla Presley. She has a tattoo on her left upper arm that reads "Billy Ray," her boyfriend who passed away a few years back (from "The Marvelous Wonderettes"). Until that time it seemed that things always went her way, making Betty Jean crazy. She has an incredible soft side and inner depth, revealed in her Act Two monologue and ballad. (Mezzo Soprano with belt - sings lead vocal line on most group songs. Range: A3–E5)
Suzy - Suzy is happy-go-lucky, a little giddy, a little silly, and a little pregnant. She's always willing to go along with anyone and anything, and she seems to giggle at just about anything. She finds great pleasure in everything she does; the sillier it is, the more fun she finds it. Her pregnancy has brought out her attention-deficit disorder, and she reverts to her childhood on the drop of a dime. She is married to Ritchie, her high-school sweetheart, who is running the lights for the performance. Her honey-blond hair is reminiscent of early Marlo Thomas/"That Girl." Her best friend is Missy. (Mezzo/Alto with big belt. Range: C#3–E5)
Betty Jean - Betty Jean is the self-anointed clown of the group, always vying for attention from her best friend Cindy Lou. She loves that she is in finally in charge of the group, if only for this one performance. She has worked at Harper's Hardware since High School and is now in Corporate Sales, a fact she's very proud of. After a few tumultuous years, she married her high-school boyfriend Johnny, who also used to work at Harper's Hardware. We learn that they have recently separated for good. She has a strength that belies her goofiness. This strength is what gives her empathy; she has no 'poor me' in her attitude. This pays off in her Act One closing song. Her hair is red/auburn. (Strong Alto with big belt. Range: D3–Eb5)
Springfield High School Gymnasium, USA
Harper's Hardware Annual Company Christmas Party, 1968
Roger Bean created the long-running off-Broadway hit The Marvelous Wonderettes (Westside Theatre), along with the sequels Wonderettes: Caps & Gowns, Winter Wonderettes, and Wonderettes: Dream On. Original cast albums for all Wonderettes shows are available from iTunes and Amazon. The Marvelous Wonderettes received the 2007 LA Ovation Award for Best Musical for its record-breaking Los Angeles run and continues to be an audience favorite in regional and amateur theatre companies throughout the country. Mr. Bean revisits Springfield, USA with his newest jukebox hit Life Could Be A Dream. With a record-breaking 12-month run in Los Angeles, the show received the Los Angeles Drama Critics Circle Award, the LA Weekly Theatre Award, and the Backstage Garland Award for Outstanding Musical.
Mr. Bean wrote and created the popular jukebox musicals Summer of Love, The Andrews Brothers, Route 66, Honky Tonk Laundry, and Why Do Fools Fall In Love?, all currently available through licensing agent Steele Spring Stage Rights. Additional musicals created by Mr. Bean include Don't Touch That Dial!, That's Amoré, and Beach Blanket Bash. Mr. Bean is currently the president of Steele Spring Stage Rights, the foremost independent theatrical publisher in the United States.
Performance Royalties are based on theater particulars. Please fill out an application for a personalized quote.
Billing responsibilities, pertinent copyright information, and playwrights' biographies are available in the show rider that comes with your license agreement. To download the show rider for Winter Wonderettes, click here.
Materials: your materials will be sent to you two months prior to your opening date and will include everything necessary for your production and can be ordered in Printed or Digital format. Printed Materials are provided on unbound three-hole punched loose-leaf paper while Digital Materials are provided via email as downloadable PDF files for you to print in-house. All materials are yours to keep! No deposits, no returns.
The required materials for Winter Wonderettes (Springfield High) include:
Production Scripts, Piano/Vocal Scores
Orchestrations: Keyboard, Guitar, Bass, Drums, Reed (Tenor Sax/Alto Sax/Flute)
Print Edition – Wonderettes: Greatest Hits!– This beautifully bound collection includes "The Marvelous Wonderettes," "The Marvelous Wonderettes: Caps and Gowns," "Winter Wonderettes," and "The Marvelous Wonderettes: Dream On", available at wholesale costs to sell in your lobby!
Director's Script – Single-sided script with space for director's notes.
Original Cast Recording
Performance Tracks
Rehearsal Tracks - Tracks for each role with the individual character played at full volume, other parts at half volume.
Logo/PR Pack – Includes high-resolution artwork, ready-designed posters, reviews and pull quotes, and reference photos.
Full Performance Tracks are available for your production. You can choose this option after you receive your Production License.
Marv3 Winter Wonderettes
PDF Perusal Script of WINTER WONDERETTES (Springfield High Edition). Download instantly in the "My Products" or "My Perusals" section of your account. Not intended for production purposes.
Digital Perusal ADD TO CART
Manuscript PDF of WINTER WONDERETTES (Springfield High Edition), score sampler with selections from the score, and a reference recording (if available). Download instantly in the "My Products" or "My Perusals" section of your account. Not intended for production purposes.
Digital Perusal Pack ADD TO CART
Perusal manuscript of WINTER WONDERETTES (Springfield High Edition) on three-hole-punched paper. Shipped within 3 business days. Not intended for production purposes.
Manuscript Perusal ADD TO CART
Printed manuscript of WINTER WONDERETTES (Springfield High Edition), score sampler with selections from the score, and a reference recording (if available). Printed on three-hole-punched paper; reference recordings on CD. Shipped within 3 business days. Not intended for production purposes.
Printed Perusal Pack ADD TO CART
Original Cast Recording of WINTER WONDERETTES on CD. Shipped within 3 business days.
Cast Album ADD TO CART


text:
Referenced in
Alfred, Prince, duke of Edinburgh (1844–1900), duke of Saxe-Coburg and Gotha, naval officer, and son of Queen Victoria
Alfred, Prince, duke of Edinburgh
Maker: Abel Lewis
Prince Alfred, duke of Edinburgh (1844–1900) by Abel Lewis, c. 1875–80 © National Portrait Gallery, London