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By-Laws of the Association of Ship Brokers and Agents, Inc.
ARTICLE I: Membership
Section 1 - Company Member. Company membership of this Association shall be restricted to business establishments that
a. are actively and regularly engaged in business as ship brokers or agents in the United States or Canada,
b. meet the qualifications for membership established in the Bylaws of this Association, and
c. are duly elected to membership in accordance with the Bylaws.
Only those business concerns who are engaged in business as ship brokers or agents, which apply and are approved for Company Membership pursuant to the requirements in these Bylaws or any reasonable procedures established by the Association from time to time, shall be designated a Company Member and entitled to full privileges, including voting.
Section 2 - Honorary Member.
An individual may be elected an Honorary Member of the Association at a meeting of the Board of Directors (the "Board") by a two-thirds vote of the entire Board and thereafter ratified by a two-thirds vote of the members present at any subsequent meeting of the Association. Honorary Members shall have the full privileges of the Association, except the right to vote, and shall be exempt from the payment of any dues or assessments.
Section 3 - Application Process.
a. Applicants for Company and Associate Membership in the Association shall file a written application with the Executive Director. Such application must include the following:
i. an opening paragraph wherein the applicant applies for company membership, states that he or she has read the Bylaws and Code of Ethics of the Association, and specifically agrees, if admitted to membership, to abide by the Bylaws and Code of Ethics of this Association;
ii. specific statements as to the dates between which and places at which the applicant has engaged in business in the United States or Canada as a ship broker or agent, such statements clearly evidencing at least one year's activity as a ship broker or agent immediately preceding the date of the application unless excepted by the Board due to special considerations; and
iii. detailed statement of the citizenship, ownership, affiliates, types of business and experience of the applicant.
b. The application must be accompanied by written sponsorship by two Company Members of this Association wherein the sponsors certify that they:
i. have read the application in full
ii. consider the applicant a desirable member, and
iii. believe the applicant if elected, will abide by and foster the ideals and standards of the Association.
Section 4 - Approval Process.
The Board of Directors shall consider each application for Company and Associate membership submitted in accordance with the Bylaws and approved by the Membership Committee. The Board of Directors shall determine whether to recommend admission of the applicant to the membership or to instruct the Executive Director to advise the applicant of the Board's failure to so recommend. A two-thirds majority of the Board shall be required before the application of a proposed member is announced to the membership. The Executive Director shall forward to each member a notice advising whether the Board of Directors recommends the admission to membership of the applicant. The Executive Director will forward to each Company member a form for registering approval or disapproval of the proposed Company or Associate Members recommended for admission and containing space for any comments, favorable or unfavorable, which the member wishes to make. The recommendation of a two-thirds majority of the entire Company Membership will be required before the application of a proposed member has been approved. Once this approval has been confirmed by the membership as above, the applicant will be considered elected to Company or Associate Membership, as applicable.
Section 5 - Company Member Representatives.|
Representation at all meetings of the Association shall be by duly authorized representatives of the Company Members. Representatives must be individuals who are employed by the Member. Each Company Member shall have one vote on any one question or matter that comes before the members. The action of any individual in participating and voting in this Association shall commit only his or her business establishment. The vote of each member in good standing may be cast in person or by proxy, by letter or by email, in any matter before the Association.
Section 6 - Associate Member.
a. Individuals who qualify as shipbrokers and ship agents may become "Associate Members" of the Association. As such, they shall pay does as set annually by the Board of Directors.
b. Such Associate Members have no vote but the body of Associate Members may be convened as an Advisory Council at the pleasure of the President.
c. Associate Members shall have such other rights and privileges as the Association shall establish from time to time.
Section 7 - Affiliate Member.
There shall be a class of members designated as "Affiliate Members" which shall encompass persons and business concerns not actually or regularly engaged in the business of shipbrokers or ship agents, but who are engaged in business related to transportation or international trade services. The acceptance and tenure of Affiliate Members shall be at the pleasure of, and in the sole discretion of, the Board of Directors.
Such Affiliated Members shall:
a. Pay dues as determined by the Board of Directors;
b. Attend general membership meetings but may not vote or hold office;
c. Be required to use the word "Affiliate" to describe their membership in the Association in all their printed material, advertisements and/or publications.
d. Have such other rights and privileges as the Association shall establish from time to time.
Section 8 - Divisional Groups.
The Divisional Groups of the Association, for the purposes of representation on the Board as specified in Article IV, Section 1, and for other purposes mentioned in the Bylaws, including specifying the types of ship brokers or agents eligible for Company membership, shall be the following:
Dry cargo brokers;
Tanker brokers;
Ship agents;
Sale and purchase brokers.
ARTICLE II: Termination of Membership
If the Board of Directors has reason to believe that a member is in violation of the Bylaws or any other rules or policies of the Association, the President shall convene the Ethics & Grievance Committee to determine whether such violation is sufficient to merit a determination that a member company is no longer eligible for membership. Said committee shall hear and determine in their sole discretion whether grounds exist for declaring a member company no longer eligible for membership. Any determination by the committee shall be final and binding.
By agreeing in Article I, Section 3(a)(i), of the Bylaws, to abide by the Bylaws and Code of Ethics of the Association, the said member company, if found to be no longer eligible for membership, agrees that the determination of the committee shall be binding and that said member company has no recourse of whatsoever nature to appeal or question said determination.
ARTICLE III: Meetings of the Members
Section 1 - Annual Meeting.
The annual meeting of the Association shall be held within ninety days after the end of the Association's fiscal year in each year, or as soon thereafter as practicable. Notice of the annual meeting shall be given to every member at least three weeks prior to, but not more than fifty (50) days prior to, the date thereof. Notice may be given by first class mail, personal delivery, fax, or email.
Section 2 - Special Meetings.
Upon the written request of the lesser of (a) any ten members of the Association or (2) the members entitled to cast ten per cent of the total number of votes entitled to be cast at such meeting, the President or Executive Director shall call a special meeting of the members to consider the specific subject or subjects. The written request of the members shall specify the date and month thereof, and shall not be less than two (2) nor more than three (3) months from the date of such written demand. The President or Executive Director of the Association upon receiving the written demand shall promptly give notice of such meeting, or if he/she fails to do so within five business days thereafter, any member signing such demand may give such notice. The meeting shall be held at the place fixed in the Bylaws or, if not so fixed, at the office of the Association. The notice of any special meeting shall include a statement of the time and place of such special meeting and the subjects to be considered.
Section 3 - Quorum.
A majority of the members in good standing entitled to vote, present in person or by proxy, shall constitute a quorum for the transaction of business, including at the annual or any regular or special meeting of the Association, unless otherwise required by these Bylaws, the Association's Certificate of Incorporation, or applicable law.
Section 4 - Actions Requiring Member Approval.
The following corporate actions may not be taken without approval of the members, with the voting requirements as described:
a. a majority of the votes cast at a meeting of the members is required for (1) any amendment of the Certificate of Incorporation, (2) any amendment of these Bylaws, or (3) a petition for judicial dissolution;
b. two-thirds of the votes cast at a meeting of the members is required for (1) disposing of all, or substantially all, of the assets of the Association, (2) approval of a plan of merger, (3) authorization of a plan of non-judicial dissolution, or (4) revocation of a voluntary dissolution proceeding, provided, however, that the affirmative votes cast in favor of any action described in this subsection (b) shall be at least equal to the minimum number of votes necessary to constitute a quorum. Blank votes or abstentions shall not be counted in the number of votes cast.
Section 5 - Proxy.
Every member entitled to vote at a meeting of members or to express consent or dissent without a meeting may authorize another voting member or members to act for such member by proxy. Every proxy must be in writing and signed by the member or the member's duly authorized officer, director, employee or agent, or by email and set forth information from which it can be reasonably determined that the proxy was authorized by that member. No proxy shall be valid after the expiration of eleven months from the date thereof unless otherwise provided in the proxy. Every proxy shall be revocable at the pleasure of the member executing it, except as otherwise provided by law. For the purposes of conducting meetings, all proxies shall be delivered to the Executive Director or, upon the absence of the Executive Director, the presiding member appointed to act as secretary of the meeting.
ARTICLE IV Board of Directors
Section 1 - The governing body of the Association shall be a Board of Directors consisting of a President, First Vice-President, Second Vice-President, Immediate Past President, Executive Director, Treasurer, and not less than seven additional non-Officer Directors. As used in these Bylaws, "entire Board" means either (1) the specific number of directors within such range adopted by majority vote of the Board as constituting the "entire Board," or (2) if no such number within such range has been set by majority vote of the Board, the number of directors within such range that were elected or appointed as of the most recently held election of directors, as well as any directors whose term has not yet expired. As far as practicable, at least one Director shall be elected from each Divisional Group, as enumerated and described in Article 1, Section 8, of the Bylaws.
Section 2 - Election of Board.
The Directors, who must be representatives of Company Members, shall be elected by the Association at its annual meeting as follows:
At each annual meeting, Directors shall be elected in accordance with the number of present Directors whose terms are expiring. The Immediate Past President shall be ex-officio a member of the Board, having equal rights with other members, including the right to make motions and to vote.
Section 3 - Election of Honorary Directors.
The Board of Directors may elect not more than two individuals as Honorary Directors for the current year by a two-thirds vote of the entire Board. Honorary Directors shall have the full privileges of the Association, but shall be exempt from the payment of any dues or assessments, and shall not have the right to vote.
Section 4 - Term.
All Directors shall be elected for a term of two years, beginning at the conclusion of the meeting at which elected and continuing until their successors are elected and installed or until their earlier resignation, removal, or incapacitation.
Section 5 - The Board of Directors of the Association shall be charged with the duty of doing whatever may be necessary for the furtherance of the purposes and the attainment of the objectives of the Association.
Section 6 - The Board of Directors shall constitute the governing administrative body of the Association and its action shall be final.
Section 7 - The Board of Directors, with the approval of the membership, shall define rules of fair practice for the purpose of maintaining uniform and equitable usages, customs and practices.
A majority of the members of the Board of Directors in office shall constitute a quorum for the transaction of all business, except in cases where a larger vote is required under these Bylaws or applicable law.
Section 9 - Board Meetings.
The Board of Directors shall convene at least quarterly, and also at any time at the call of the President or any two (2) Directors.
Section 10 - Board Meeting Participation.
A member of the Board of Directors may participate in a meeting by phone or other electronic means so long as the member can hear and be heard by the other members throughout the meeting. Participation by phone shall be deemed equivalent to attendance in-person and the member shall be counted towards quorum.
Section 11 - Director Resignation or Removal.
Any Director may resign at any time by giving written notice to the President or the Executive Director. Such resignation shall take effect at the time specified therein or, if no time be specified, then on delivery. Any Director may be removed, with cause, at any time by an affirmative vote of a majority of the entire Board of Directors.
Section 12 - Board Vacancy.
Whenever a vacancy shall occur among the Directors, the Board of Directors shall designate a member of the Association to fill such vacancy until the next annual election of the Association, at which time a Director shall be elected for the full balance of the unexpired term of the Director originally elected to such vacated directorship.
ARTICLE V Officers
Section 1 - The Officers of the Association shall be a President, First Vice-President, Second Vice-President, Executive Director, and Treasurer. The authority and duty of each Officer shall be defined herein.
Section 2 - Each Officer, except the Executive Director, must be a representative of a Company Member in good standing of the Association.
Section 3 - Nominating Committee.
All Officers, except the Executive Director, shall be elected annually by the members of the Association at its annual meeting called for the purpose. The nomination of Officers shall take place in the following manner: A Nominating Committee of five individuals representing Company Members, one to be appointed as Chairman, shall be named by the President and approved by the Board of Directors each year. Each Divisional Group, as enumerated in the Bylaws, shall as far as practical be represented on this Nominating Committee.
Elected Officers and Directors shall not be eligible to serve on the Nominating Committee and vice-versa.
As promptly as possible after its appointment, and not later than December 15th each year, the Nominating Committee shall report in writing to the President, giving a list of its nominees, one for each officer and director to be elected at the ensuing annual meeting. Notice of such nominees shall be conveyed by the Executive Director to the members of the Association not less than three weeks prior to the annual meeting.
Notwithstanding the foregoing, Company Members may make independent nomination or nominations for such Officers and Directors, by presenting, in writing, such nomination or nominations to the Executive Director at least two weeks prior to the date of annual meeting. If at least ten members shall have endorsed such nomination or nominations, notice of such shall be conveyed to the members of the Association one week prior to the date of the annual meeting. All nominations duly made in accordance with the foregoing procedure are to be submitted to the members for balloting at the annual meeting.
Section 4 - Elections.
Each Officer, except the Executive Director, shall be elected by a majority vote of all members, either in person or by proxy, at the annual meeting held for that purpose.
Section 5 - Compensation.
All Officers, except the Executive Director, shall serve without compensation. The Executive Director shall be appointed by the Board of Directors which, through the Executive Committee, shall fix his or her compensation and that of such administrative personnel as in the Board's discretion may become necessary.
Section 6 - Term of Office.
All elective Officers shall serve for a term of one (1) year, beginning at the conclusion of the meeting at which elected and continuing until their successors are elected and installed or until the Officer's earlier resignation, removal, or incapacitation. All elective Officers shall serve a maximum of two (2) consecutive terms in such capacity, except the Treasurer, who may serve without any limit on the number of terms of service.
Section 7 - President.
The President shall preside at all meetings and shall perform such other duties as usually pertain to the office of President, including a report at the annual meeting of the Association: he or she shall be ex-officio voting member of all Committees of the Board. The President shall make recommendations to the Board of Directors on the members of all Committees of the Board, which shall be subject to the Board's approval as set forth in Article VI, Section 2 of these Bylaws.
Section 8 - First Vice-President.
The First Vice-President shall act in the President's place at the meetings, perform the duties of the President's office during his or her absence, and carry out such other duties as may be assigned to him or her from time to time by the President.
Section 9 - Second Vice-President.
The Second Vice-President shall act in the First Vice-President's place during his or her absence and shall carry out such duties as may be assigned to him or her from time to time by the President.
Section 10 - Executive Director.
The Executive Director shall be the Acting Administrative Officer of the Association, under the supervision and direction of the President and the Board of Directors, in conducting the business of the Association and shall perform such duties as are specified or implied in the Bylaws, or as may be assigned to him or her by the Board of Directors. He or she shall attend all meetings of the Association and of the Board of Directors and shall be an ex-officio non-voting member of all committees.
Section 11 - Ex-Officio Committee Members.
The President, when serving as an ex-officio member of any committee, shall have equal rights with other committee members, including the right to make motions and to vote.
Section 12 - Treasurer.
The Treasurer shall, subject to the direction and control of the Board of Directors, have general oversight of the financial affairs of the Association, and shall oversee the Association's books of account. The Treasurer shall have such other powers and duties as are usually incident to that office and as may be vested in that office by these Bylaws or by the Board of Directors, including overseeing vendor procurement and the approval of vendor accounts . The accounts and books of the Association shall be at all times open to the inspection of any member of the Association upon reasonable notice.
He shall make an annual report at the annual meeting of the Association and at such other times as the President or the Board of Directors may require.
Section 13 - Vacancy.
Whenever a vacancy shall occur among the Officers, the Board of Directors shall designate a member of the Association to serve for the balance of the term of the Officer originally elected to such vacated office.
Section 14 - Resignation and Removal.
Any Officer may resign by written notice to the Association and may be removed with or without cause by a majority vote of the entire Board. Any such resignation shall take effect at the time specified therein or, if no time be specified, then on delivery. If the office of any Officer becomes vacant for any reason, the vacancy may be filled by the Board as provided above.
ARTICLE VI Committees
Section 1 - Limitation on Committee Powers.
The Board of Directors shall have the power to create committees, each of which shall have such authority as the Board shall by resolution provide, except that no committee shall have authority as to the following matters:
a. The submission to members of any action requiring members' approval under the N-PCL.
b. The filling of vacancies in the Board or any committee.
c. The fixing of compensation of the directors for serving on the Board or on any committee.
d. The amendment or repeal of the Bylaws, or the adoption of new Bylaws.
e. The amendment or repeal of any resolution of the Board which, by its terms, shall not be so amendable or repealable.
f. The election or removal of officers and directors.
g. The approval of a merger or plan of dissolution.
h. The adoption of a resolution recommending to the members action on the sale, lease, exchange or other disposition of all or substantially all the assets of the Association or, if there are no members entitled to vote, the authorization of such transaction.
i. The approval of amendments to the certificate of incorporation.
Section 2 - Committees of the Board.
Committees of the Board shall consist of three or more Directors, as the business of the Association may require, and each such committee shall have the authority of the Board to the extent provided in a board resolution or in the certificate of incorporation or these Bylaws. The President shall recommend, and the Board shall appoint the members of each Committee of the Board, except as may otherwise be provided herein, following the affirmative vote of a majority of the Board at a duly called meeting. The Chair of each Committee of the Board shall be selected by the President, unless otherwise chosen by the Board of Directors at the time of the appointment of the Committee's members. A majority of the members of each Committee of the Board shall constitute a quorum for the transaction of business, unless otherwise established pursuant to committee rules of procedure approved by the Board. Each Committee of the Board shall keep minutes of its meetings to submit to the Board prior to the next Board meeting and report to the full Board at the next Board meeting regarding any significant action which it takes or decisions that it makes.
a. The Board shall have the following Committees of the Board, each of which shall have the responsibilities set forth herein, as follows:
i. Executive Committee.
The Executive Committee shall consist of the President, the First and Second Vice Presidents, the Treasurer, the Immediate Past President, and the Executive Director, and such other members as the Board may elect from time to time. Except as otherwise provided by law and in these Bylaws, the Executive Committee may exercise all the powers of the Board between meetings of the Board of Directors. The Executive Committee shall report its actions to the full Board of Directors at the next meeting of the Board of Directors. The Executive Committee shall be responsible for establishing an agenda for the meetings of the Association and Board of Directors and for managing the human resources of the Association including reviewing the performance and approving compensation for salaried employees and making recommendations to the full Board of Directors regarding the Association's staffing requirements. The Executive Director may make recommendations for compensation of administrative personnel, but shall be recused from deliberations and voting related to any compensation in which the Executive Director has an interest.
Section 3 - Committees of the Association.
Committees of the Association may be established by the Board, each of which shall consist of such persons, and shall have such authority, as is provided in the Board resolution establishing the Committee. Committees of the Association shall act in an advisory capacity or shall conduct events or activities of the Association, but shall not have authority to bind the Board. Members of Committees of the Association (who do not need to be directors) may be appointed by the Board Chair, or by any other means used to appoint officers of the Association.
Section 4 - Membership Committee.
The President, with the advice of the Board of Directors, shall appoint a Membership Committee which shall review the qualifications of company, associate, and affiliate applicants and make its recommendations to the Board of Directors.
ARTICLE VII Ethics & Grievance Committee - Code of Ethics
Section 1 - The President shall appoint a Committee of five (5) individuals, which may include authorized representatives of current or former Company Members or Associate Members, to be known as the Ethics & Grievance Committee. This Committee shall from time to time recommend to the Board of Directors and the members, amendments to the Code of Ethics of this Association. Such amendments shall become effective only after approval by the Board, and adoption by the membership.
Section 2 - Complaints concerning the conduct of members shall be referred to the Ethics & Grievance Committee within 1 year from the date that the conduct complained about occurred or became known or should have become known to the complainant. The Ethics & Grievance Committee shall investigate said complaints and, where in the discretion of the Committee it appears advisable, request written submissions or conduct hearings pursuant to a schedule established by the Committee. At least five days' notice of any such hearings shall be given to the member against whom the complaint has been made.
Section 3 - The Committee shall report to the Board of Directors of this Association its findings on each complaint together with the Committee's recommendation for action by the membership.
Section 4 - The Executive Director of this Association shall be an ex-officio non-voting member of the Ethics & Grievance Committee and shall keep records of the meetings, investigations, hearings, findings and recommendations of the Committee.
Section 5 - The members of the Ethics & Grievance Committee shall continue to serve on the Committee until such member resigns, or is asked by the Board of Directors to resign.
Section 6 - The Ethics & Grievance Committee shall be available at any time to all members upon request to assist in resolving broker and agency problems relating to ethics. The Committee shall report to the Board of Directors of this Association its findings on each complaint together with the Committee's recommendations.
Section 7 - The Ethics & Grievance Committee shall have jurisdiction to consider a complaint against certified Ship Agent Company Members brought by their principals or by another member and in such instance the complaint shall be investigated in the manner set forth in this Article.
Section 8 - Any recommendation by the Ethics & Grievance Committee to the Board of Directors in response to a complaint shall be limited to a formal reprimand or the member's continued eligibility for membership. The Ethics & Grievance Committee shall not be entitled to award damages or costs.
ARTICLE VIII Amendments To Bylaws
No amendment to the Bylaws of this Association shall be valid unless the proposed amendment has first been submitted to the Board of Directors, and approved by a two-thirds vote of said Board, and thereafter ratified by a two-thirds vote of the members present in person or by proxy at any duly called meeting of the Association, subsequent to the adoption of such amendment by the Board of Directors.
The proposed amendment so adopted by the Board of Directors shall be placed in discussion at such meeting and approved or rejected as submitted or returned to the Board of Directors with instructions for further action.
Notwithstanding the foregoing, on presentation of a petition signed by the lesser of (a) at least fifteen members or (b) ten percent (10%) of the Company Members, the President shall call a meeting, at which the proposed amendment to the Bylaws shall be submitted to the membership for their action.
This provision shall not be deemed to shorten the time which now is, or may hereafter be provided for the calling of annual meetings.
ARTICLE IX Dues
For the purpose of paying dues Company membership shall be divided into two categories: 1. for companies with more than two brokers or agents, and 2. for companies with only one or two brokers or agents.
The Board of Directors shall determine dues for the forthcoming year at a meeting in the last quarter of the calendar year, and such dues shall be assessed on January 1st to Company, Associate, and Affiliate Members. Dues are payable not later than March 1st, and any members who have not paid by this date are to be so advised by the Executive Director. If payment is not received within fourteen days after such notice from the Executive Director, the member will be subject to suspension by the Board of Directors.
New members accepted during the Association year shall pay dues for the year of acceptance into membership on the following basis:
Accepted prior to July 1st 100%
Accepted on and after July 1st 50%
Section 1 - The following order of business shall be observed at all meetings:
Roll Call.
Minutes of previous meeting.
Report of President.
Report of Executive Director.
Report of Treasurer.
Reports of Committees.
Unfinished Business.
New Business.
Adjournment.
Any questions as to the priority of business shall be decided by the Chair without debate.
Section 2 - "Robert's Rules of Order" may be used to guide the conduct of this Association and its meetings in the event a dispute arises in the proceedings of the Board or of the members that cannot be resolved by a consensus of the Board or members present at that meeting.
ARTICLE XI Arbitration
Claims less than $10,000 between members: Any claim between members where the amount claimed is $10,000 or less shall be settled by binding arbitration in accordance with these rules.
Claims greater than $10,000 between members: Any claim greater than $10,000 between members shall be settled by binding arbitration in accordance with these rules, if so agreed by all parties involved.
All other claims between members and non-members may be settled by binding arbitration in accordance with these rules if so agreed by all parties involved and provided further that the Association agrees to hear and determine such dispute.
Unless the parties agree otherwise, the place of arbitration shall be at the office of the Association and the laws of the State of New York shall apply. The award may be made a judgment of any court of competent jurisdiction.
Section 2 - A member desiring to invoke the provisions of this Article (the "Claimant"), shall within six months of the time that such claim arose, notify the Association, in writing, with a copy, by registered or certified mail, or by email with "read receipt" option to the member or members against whom the claim is being asserted. This notification shall specify the nature and substance of the claim, the relief being requested and the factual and legal basis of the claim.
Upon receipt of such notification, the Association shall promptly forward a copy of the claim to all parties.
The member against whom the claim is being made (the "Respondent") shall, within thirty (30) days of receipt of the Claimant's notification, file with the Association, with a copy to the Claimant, an answering statement and any related counterclaim.
The Association shall send a copy of the notification and the answering statement to the President. The President shall thereupon appoint three disinterested members of the arbitration committee to hear and determine the dispute; selecting one of the appointees as chair.
The chair of the panel shall notify all parties of the appointments. Any party objecting to any or all members of the panel shall notify the President, in writing, within twenty (20) days after receiving notice of the appointments, of such objection and the reasons therefore. The President shall then determine whether such objections are valid and make any changes in the composition of the panel that may be appropriate.
The panel shall conduct the arbitration in a prompt manner and render its written, signed award within thirty (30) days after the hearings are closed.
The award of at least a majority of the arbitrators shall be final and binding on the parties.
To the extent not inconsistent with the foregoing, the arbitration shall be conducted in accordance with the Rules of the Society of Maritime Arbitrators.
Section 3 - The President shall appoint an arbitration committee of not less than six individuals, each of whom is a representative of a Company Member. The members of this committee shall be fairly evenly distributed among the dry, tanker and agency members and shall continue to serve on the committee until such member resigns, or is asked by the Board of Directors to resign.
Section 4 - There shall be no fee for claims of $10,000 or less. Where the parties agree to submit claims in excess of $10,000, the claimant shall pay a fee to the Association of 5% of the amount claimed and the respondent shall pay the same for any counterclaim. The Association, in its sole discretion, shall decide how the fees will be allocated.
Article XII Indemnification
Section 1 - Unless clearly prohibited by law or Section 3 of this Article, the Association shall indemnify any person ("Indemnified Person") made, or threatened to be made, a party in any action or proceeding, whether civil, criminal, administrative, investigative or otherwise, including any action by or in the right of the Association, by reason of the fact that he or she (or his or her testator or intestate), whether before or after adoption of this Section, (a) is or was a director or officer of the Association, or (b) in addition is serving or served, in any capacity, at the request of the Association, as a director or officer of any other corporation, or any partnership, joint venture, trust, employee benefit plan or other enterprise. The indemnification shall be against all judgments, fines, penalties, amounts paid in settlement (provided the Association shall have consented to such settlement) and reasonable expenses, including attorneys' fees and costs of investigation, incurred by an Indemnified Person with respect to any such threatened or actual action or proceeding, and any appeal thereof.
Section 2 - Unless clearly prohibited by law or Section 3 of this Article, the Board of Directors may approve indemnification as set forth in Section 1 of this Article or advancement of expenses as set forth in Section 3 of this Article, to a person (or the testator or intestate of a person) who is or was employed by the Association or who is or was a volunteer for the Association, and who is made, or threatened to be made, a party in any action or proceeding, by reason of the fact of such employment or volunteer activity, including actions undertaken at the request of the Association for any other corporation, partnership, joint venture, trust employee benefit plan or other enterprise.
Section 3 - The Association may not indemnify any person if a judgment or other final adjudication adverse to the Indemnified Person (or to the person whose actions are the basis for the action or proceeding) establishes, or the Board of Directors in good faith determines, that such person's acts were committed in bad faith or were the result of active and deliberate dishonesty and were material to the cause of action so adjudicated or that he or she personally gained in fact a financial profit or other advantage to which he or she was not legally entitled. In determining whether and to what extent indemnification is proper, no director with a personal interest in the outcome, or who is a party to such actual or threatened action or proceeding concerning which indemnification is sought, shall participate in such determination. If a quorum of disinterested directors is not obtainable, the Board of Directors shall act only after receiving the opinion in writing of independent legal counsel that indemnification is proper in the circumstances under then applicable law and these Bylaws.
Section 4 - The Association shall, on request of any Indemnified Person who is or may be entitled to be indemnified by the Association, pay or promptly reimburse the Indemnified Person's reasonably incurred expenses in connection with a threatened or actual action or proceeding prior to its final disposition. However, no such advancement of expenses shall be made unless the Indemnified Person makes a binding, written commitment to repay the Association, with interest, for any amount advanced in connection with a claim for which it is ultimately determined that he or she is not entitled to indemnification.
Section 5 - The Association may, but is not required to, purchase directors and officers' liability insurance if authorized by the Board of Directors. To the extent permitted by law, such insurance may insure the Association for any obligation it incurs as a result of this Article or operation of law and it may insure directly the directors, officers, employees or volunteers of the Association for liabilities against which they are not entitled to indemnification under this Article as well as for liabilities against which they are entitled to be indemnified by the Association.
Section 6 - The provisions of this Article shall not limit or exclude any other rights to which any person may be entitled under law or contract. The Board of Directors is authorized to enter into agreements on behalf of the Association with any director, officer, employee or volunteer providing them rights to indemnification or advancement of expenses in connection with potential indemnification in addition to the provisions therefore in this Article, subject in all cases to the limitations of Section 3 of this Article.
Article XIII Criteria for Certification of ASBA Ship Agent Members
Section 1 - All Ship Agent Members ("Ship Agents") must abide by the ASBA Code of Ethics.
Section 2 - All Ship Agents must comply with the following standards of Financial Responsibility.
a. Attestation by an external CPA that company accounting practices are as per generally accepted accounting practices.
b. External CPA review for issuance of an "Agreed Upon Procedure Report" submitted to ASBA annually.
The following procedures, based on random sampling, must be attested to:
- Amounts due from/to principals in company's general ledger are supported by detailed accounting and reporting for principals which agrees in total to the general ledger.
- Detailed accounting/reporting for principals includes a listing of cash receipts and disbursements (by invoice) for sample voyages with total amounts due to/from the principal for each selected voyage and in total at end of reporting period.
- Maintain separate files for principals to include supporting documentation
- All transactions for principals must be supported by invoices and/or receipts.
c. Certification by Ship Agent's management that undisputed accounts are settled in accordance to agent's agreement with principals and vendors.
d. Ship Agents must demonstrate adequate insurance coverage, submit proof annually and name ASBA as a notify party.
i. Automobile Coverage (owned and non-owned vehicles)
ii. Workmen's Compensation for USL&H as required.
iii. Liability Coverage – minimum of 1 million dollars per event.
e. Company in good standing as certified annually by the Department of State of the State in which the Ship Agent is incorporated.
Section 3 - Industry Experience
a. At least one year in the business.
Section 4 - Each Ship Agent must ensure that its Employees are Trained and Professional
a. Ship Agents must provide on the job training or participate in member or ASBA provided training seminars.
b. Ship Agents must successfully complete the ASBA Ship Agent Exam.
Section 5 - In consideration of being ASBA-certified, Ship Agent Members agree:
a. that the ASBA Ethics & Grievance Committee will be the governing body to consider complaints or other issues raised by their principals regarding noncompliance with this Article (provided such complaints or issues are brought as provided in Article VII Sec. 2 hereof)
b. to abide by the rulings of the Committee.
Ship Agents deemed by the ASBA Ethics & Grievance Committee to be acting in non-compliance with this Article shall be subject to a formal reprimand and/or suspension or expulsion from membership.
ARTICLE XIV Conflict of Interest Policy
The Board shall adopt a conflict of interest policy, which shall define related party transactions and the circumstances that constitute a conflict of interest, as well as appropriate procedures for disclosure. The Board shall evaluate related party transactions and potential conflicts of interest in accordance with the conflict of interest policy.
Association Of Ship Brokers & Agents (USA), Inc. • Jeanne L. Cardona, Executive Director
510 Sylvan Avenue, Suite 201, Englewood Cliffs NJ 07632 • tel: 201.569.2882 • asba@asba.org


Thanks to its rapidly growing value, relative anonymity, and easy trading opportunities, the cryptocurrency market is a highly attractive target for hackers. Making things even more interesting, the major exchanges deal with significant volumes throughout the day, making them a prime target for cryptocurrency thefts.
Bithumb is among the biggest targets, being the fourth-largest cryptocurrency exchange by volume and the largest in South Korea. And last week it got hacked, with users estimated to have lost billions of won as a result. I say estimated because Bithumb hasn't gone public yet with an accurate figure -- or any figure for that matter.
So, how did this happen? It all started with a computer hack, through which the hackers stole the personal information of over 31,800 users (that's around three percent of the exchange's user base). After that, cryptocurrency started to vanish from their accounts, with some users claiming to have lost up to 10 million won (around $8,700).
It is likely that the hackers used that information to access the accounts directly, by resetting the users' passwords, which would make sense given that a source within Bithumb claims that the exchange's servers weren't hacked. However, the fact that employee computers were hacked is still a major source of concern.
Bithumb says that users should change their email address and password, and that affected users will be compensated in full for any losses they have suffered. What's more, the exchange will offer 100,000 won (that's around $87) to anyone who has had their personal information stolen as a result of the hack.
Bithumb will offer compensation as soon as it determines the exact amount that was stolen, which suggests that the company is still assessing the damage. Once we hear of an official figure, we will update this post.


Mobilk - Etisalat welcomed Houlin Zhao, Secretary General of International Telecommunication Union (ITU), to its ultramodern 'Open Innovation Centre' in Dubai.
Zhao, who was re-elected to the post for a second four-year term during the Plenipotentiary Conference (PP-18) being held at the Dubai World Trade Centre, toured the Innovation Centre along with Francois Rancy, ITU Radiocommunication Bureau, and Saif bin Ghalaita, Executive Director, Technology Development Affairs at the Telecommunications Regulatory Authority.
Francisco Salcedo, Senior Vice President, Etisalat Digital, led the tour of the Innovation Centre, which is a first of its kind in the region showcasing digital innovation, its capabilities and how digitalisation can come to life for Etisalat customers and partners.
The centre, which opened on December 20 last year, highlights all the key digital technologies that will give businesses the capability to drive the digital future. Customers visiting the centre will have access to digital experts, digital assets and platforms with digital value propositions focusing on mobility, cloud, data centers, digital security, digital marketing, digital payments, M2M and IoT.
This initiative is in line with the UAE Vision 2021, where the national innovation strategy has identified digital technology as one of the top seven primary national sectors. Etisalats corporate strategy is "focused on Driving the digital future to empower the society across our customers and enabling them with solutions on this digital journey.


text:
Q: Error no such table in iphone sqlite select query? I am having tabbed iPhone application.In the first tab I created sqlite table and inserted values to the table,these are done successfully.In the second tab  I am able to get the values from table but in third class when I am executing the select query, I am getting the no such table exception.
Even I deleted the app from simulator and cleaned the project,but I got the same problem.
Kindly give me solutions.
Coding for create and insert:
-(void)InsertLoginDetails:(NSString *)user fun:(NSString *)pwd{

sqlite3_stmt    *statement;
const char *dbpath = [_databasePath UTF8String];

if (sqlite3_open(dbpath, &_contactDB) == SQLITE_OK)
{

    NSString *insertSQL = [NSString stringWithFormat:
                           @"INSERT INTO Login ( USERNAME, PASSWORD) VALUES (\"%@\", \"%@\")",
                           user, pwd];

    const char *insert_stmt = [insertSQL UTF8String];
    sqlite3_prepare_v2(_contactDB, insert_stmt,
                       -1, &statement, NULL);
    if (sqlite3_step(statement) == SQLITE_DONE)
    {
        NSLog(@"Inserted");

    } else {
        NSLog(@"Failed to insert");
    }
    sqlite3_finalize(statement);
    sqlite3_close(_contactDB);
}

}
-(void)createLoginTable{
NSString *docsDir;
NSArray *dirPaths;

// Get the documents directory
dirPaths = NSSearchPathForDirectoriesInDomains(
                                               NSDocumentDirectory, NSUserDomainMask, YES);

docsDir = dirPaths[0];

// Build the path to the database file
_databasePath = [[NSString alloc]
                 initWithString: [docsDir stringByAppendingPathComponent:
                                  @"login.db"]];

NSFileManager *filemgr = [NSFileManager defaultManager];

if ([filemgr fileExistsAtPath: _databasePath ] == NO)
{
    const char *dbpath = [_databasePath UTF8String];

    if (sqlite3_open(dbpath, &_contactDB) == SQLITE_OK)
    {
        char *errMsg;
        const char *sql_stmt =
        "CREATE TABLE IF NOT EXISTS Login (ID INTEGER PRIMARY KEY AUTOINCREMENT, USERNAME TEXT, PASSWORD TEXT)";

        if (sqlite3_exec(_contactDB, sql_stmt, NULL, NULL, &errMsg) != SQLITE_OK)
        {

            NSLog(@"Failed to create table");

        }
        sqlite3_close(_contactDB);
        NSLog(@"Table created");
    } else {
        NSLog(@"Failed to open/create database");

    }
}

}
Code for getting values:
-(void)checkLoginSession{
///////////////GET DB DATAS///////////////////////

const char *dbpath = [_databasePath UTF8String];
sqlite3_stmt    *statement;

if (sqlite3_open(dbpath, &_contactDB) == SQLITE_OK)
{
    NSString *querySQL = @"SELECT USERNAME, PASSWORD FROM Login";

    const char *query_stmt = [querySQL UTF8String];

    if (sqlite3_prepare_v2(_contactDB,
                           query_stmt, -1, &statement, NULL) == SQLITE_OK)
    {
        if (sqlite3_step(statement) == SQLITE_ROW)
        {
            strDBUsername = [[NSString alloc]
                             initWithUTF8String:
                             (const char *) sqlite3_column_text(
                                                                statement, 0)];
            strDBPwd = [[NSString alloc]
                        initWithUTF8String:(const char *)
                        sqlite3_column_text(statement, 1)];
            NSLog(@"Settings page Login Details %@ %@", strDBUsername , strDBPwd );
            //                _address.text = addressField;
            //
            //                _phone.text = phoneField;
            //                _status.text = @"Match found";
        } else {
            //                _status.text = @"Match not found";
            //                _address.text = @"";
            //                _phone.text = @"";
        }
        sqlite3_finalize(statement);
    }
    else{
        NSLog(@"SQLITE NOT OK");
        NSLog(@"Error %s ", sqlite3_errmsg(_contactDB));
    }
    sqlite3_close(_contactDB);
}

redpajama_set_name: RedPajamaStackExchange


William Charles Houghton married Jessie Cassidy in circa 1885 Mar 15 y in 1900 census.
Jessie Cassidy married William Charles Houghton, son of Charles Houghton and Bridget Joyces, in circa 1885 Mar 15 y in 1900 census.
Jessie Cassidy married John Doran in circa Dec, 1909 mar 6 m in 1910 census.
Minnie Houghton married Herbert Rawlinson.
Elizabeth E. Houghton married Albert Bergeron.
Charles Oliver Houghton married Hazel Julia Smith in Apr 8, 1943.
William Raymond Houghton married Elsie Eliza Duckworth in circa 1920 age 22 and 19.
Charles Ellis Houghton married Jessie St. Clair in Aug 21, 1884 mar 16 years in 1900 census; mar 27 y in 1910 census.
Charles Ellis Houghton married Mary Elizabeth Patterson in Jan 1, 1896 mar 14 y in 1910 census.
Jessie St. Clair married Charles Ellis Houghton, son of Joseph J. Houghton and Mary E. Legallee, in Aug 21, 1884 mar 16 years in 1900 census; mar 27 y in 1910 census.
Charles Edward Houghton married Helen Louise Aborn in Jun 24, 1908 both age 24.
Ellis Nelson Houghton married Mary E. (?) in circa 1908 mar 2 y in 1910 census.
Herbert St. Clair Houghton married Eliza Margaret O'Rourke in Aug 14, 1917 at Swanton, VT, USA, he 24, she 26.
Charles Houghton married (?) Howard.
(?) Howard married Charles Houghton.
1880 Census 1880 Athol, Worcester Co., MA, USA, age 52, works in Boat S.
Charles A. Houghton married Harriet N. Rice in Jul 4, 1851 at Athol, Worcester Co., MA, USA, mar 48 y in 1900.
Harriet N. Rice married Charles A. Houghton, son of Jonas Houghton and Hannah Collar, in Jul 4, 1851 at Athol, Worcester Co., MA, USA, mar 48 y in 1900.
Charles A. Houghton married Margaret Amelia Kehoe in Dec 21, 1891 at Hingham, Plymouth Co., MA, USA, he 22, she 15.
Margaret Amelia Kehoe married Charles A. Houghton, son of Charles Houghton and Clara Johnson, in Dec 21, 1891 at Hingham, Plymouth Co., MA, USA, he 22, she 15.
Mary Elizabeth Houghton married Guiseppi Galluzo in 1905.
William Andrew Houghton married Alice M. Sammett in Dec 19, 1927 at Boston, Suffolk Co., MA, USA, he 34, she 30.
Lillian Mary Houghton married Harold Hewson in 1911.
Lillian Mary Houghton married Charles Cox in May 28, 1918 at Hingham, Plymouth Co., MA, USA, she age 21.
Charles B. Houghton married Mary A. (?) in circa 1889 mar 11 y in 1900.


For any traveler checking out Seattle, there's the basic container list: ride the monorail, ascend the Space Needle, pay a visit to the world's biggest structure, and, if you're not squeamish about tax avoidance, check out the first-ever Starbucks and the Amazon < a href="
https://www.seattlespheres.com/" title=" "class=" u-underline" > Spheres. But, as I discovered on a recent go to, there's a new tourist attraction in the area: the marijuana shops peppered through its downtown because Washington state legalised leisure cannabis.
They couldn't be even more from the smoke-filled coffeeshops of Amsterdam: this is quite America does weed. Show your passport at the door and you're waved into a happy space filled with brilliantly lit glass cabinets showing their items. Yes, there's row after row of the little packets of greenish stuff you 'd anticipate, with luring names such as "Pink Lemonade" and "Chocolope". However great deals of other cannabis-infused goodies too: vape pens, pre-rolled joints and "edibles", from brownies to jelly sugary foods to beverages.
It was interesting talking with Washingtonians about what they've got right and incorrect in regulating an industry from scratch. And as I tucked into my very first vegan mockburger on the aircraft home– perfectly pink within, my tastebuds honestly could not identify it from the real thing– it left me believing, why are we so going to wield the baby-sitter state when it pertains to marijuana however not something like meat, which does genuine social damage?
lower levels of domestic violence). Where there are recognized risks– heavy marijuana use is connected with an increased risk of psychotic conditions– they should be set out so that, as with alcohol, people can make their own choice about whether they're worth taking.
="// send?text = % 22We % 20ban % 20cannabis % 20but % 20let % 20people % 20eat % 20as % 20much % 20meat % 20as % 20they % 20want. % 20That % 20makes % 20no % 20sense % 20 % 7C % 20Sonia % 20Sodha % 22 % 20https % 3A % 2F % 2Fwww.
theguardian.com % 2Fcommentisfree % 2F2018 % 2Fdec % 2F01 % 2Fwe-ban-cannabis-but-let-people-eat-as-much-meat-as-they-want-does-that-make-sense % 3FCMP % 3Dshare_btn_wa" target =" _ blank" title="WhatsApp" > Share on WhatsApp. Share on Messenger. Reuse this material.


Post 40 rounds into shape with a clutch 7-4 win over Post 64.
After a disappointing start to the season, the Plymouth Post 40 American Legion baseball team needed a confidence booster heading into a hectic final two weeks of the schedule.
Plymouth got it with a 7-4 win over Zone 10 foe Middleboro Post 64 Monday night in Middleboro, allowing Post 40 to get back on track towards making a run to attempt to qualify for the Zone 10 playoffs.
Plymouth Post 40 head coach Paul Coffin's team hasn't quite lived up to its potential yet considering that he has several players from the Plymouth North high school baseball team that made it to the Div. 2 state championship game.
"When we're here, and we're focusing on the play, we are a good team. We just haven't showed it yet," Coffin said of his 3-5 squad. "We're way behind because of the weather, and we're way behind because of Plymouth North doing well in the tournament, so we missed that first week of games.
Post 40 flashed its potential in the first inning, taking 1-0 lead on a long sacrifice fly by Joe Flynn to score leadoff hitter Jameson Wood from second base.
Middleboro Post 64's Tyler Horan, a baseball and football standout for BC High who will attend Virginia Tech this fall, would've hit what would have been a game-tying home run in the bottom of the first, but with no outfield fence at Middleboro High School's field, Plymouth's alert defense forced him to settle for a double and Horan was left stranded.
Middleboro did tie the game in the bottom of the second inning when Brent Lydow doubled to center to score Mike van Ryper.
Middleboro then went ahead, 2-1, when Lydow attempted to steal third base and Plymouth third baseman Pat Lane misjudged the pickoff throw, allowing Lydow to score the go-ahead run.
Plymouth right fielder Tom MacInness tied it again in the third inning with a double before another double by shortstop Joey Flynn scored MacInness to regain the lead for Plymouth.
Flynn stole third and scored on a base hit by catcher Matt Walsh, with Walsh scoring on a sacrifice fly by Sean Kimball to give Plymouth a 5-2 lead.
Middleboro made it 5-3 on back-to-back singles by Horan and Jameson Wood and a run-scoring flyout by Nick Bean.
Zack Maddigan then entered the game in relief of Middleboro starting pitcher John Wylie in the fourth inning and effectively shut down Plymouth Post 40's offense until he was relieved with one out in the seventh.
Ryan Coughlin, who took the ball for Maddigan, gave up a two-run double to the second batter he faced, giving Plymouth Post 40 a 7-3 lead.
Middleboro closed out the scoring in the bottom of the seventh when Horan scored from first on a single by Nick Bean as Post 64 dropped to 4-8.
"We knew we were against a solid team," Middleboro Post 64 head coach Ron Holmgren said. "Everybody chipped in here and there. I'm proud that the kids were really into the game and they played hard, that's all you can ask for as a coach.
Holmgren was pleased with the relief performance of Maddigan, who had four strikeouts while allowing only one hit and no walks in three innings of relief.
"Maddigan had a real good relief performance," Holmgren said. "He just started. He doesn't play baseball, he's a track star for Middleboro, a very good long distance runner.
Due to the many games Plymouth Post 40 missed early in the season because of Plymouth North's MIAA tournament run and a rainy June, Post 40 will play its final 12 games over the course of the next two weeks before the season ends July 12.
"We're playing every single day with the exception of the Fourth of July," Coffin said. "So our pitching is going to be tested.
Horan finished the game 3-for-4 with a double and two base hits in a losing effort for Middleboro.


The McCallisters and the Bings have one big thing in common: the house they live in.
Production company 22 Vision confirmed the wild connection with the IRL owners of the home in Winnetka, Illinois, and they made a helpful video to explain how they figured it out. Basically, the Home Alone house—which, let's be honest, is basically a character in it's own right—has a view of its neighbors across the street that's exactly the same as the view from Chandler and Monica's new living room windows.
Need further proof that the houses are the same? Apparently, the team on Friends used actual stock footage from Home Alone when they created the scene in the Bings' new house, and just hoped no one would notice. Welp, so much for that.
But while this news is nothing short of mind blowing, it does cause some problems for those of us who wish to believe these two classics exist in the same universe. For instance, Kevin lives outside Chicago, while Monica and Chandler purchase a house in Westchester, New York. Plus, the McCallister family is huge, so it makes sense that they'd need a house that's equally as large. But what do Chandler, Monica and the twins need with all that space? The world may never know.


text:
WILSHERE STRUGGLES
admin February 7, 2014
Wilshere
Jack Wilshere has been putting in some great performances over the last few weeks and manager Arsene Wenger has said that it is largely down to the form of Aaron Ramsey. Wilshere has been regarded as one of Arsenal's good players over the last few years, but he has been overshadowed by Ramsey this campaign. The Welshman has already scored 13 goals in a brilliant season, while Wilshere is only on four for the season. However, there has been a tremendous increase in the performance of the England international in the last few matches.
He scored two goals in the Champions league match against Marseille, while also coming close to opening the scoring against Cardiff during the weekend. The form of Wilshere is extremely good news for Roy Hodgson given that England are missing a goal scoring midfielder due to the decline of Frank Lampard in recent years. Wilshere has also been in and out of the England team due to the form of players like Andros Townsend, but the last few matches have shown the 21-year-old at his best.
"I have nothing against Wilshere scoring – if I'm wrong I'm happy! I liked his first goal because before he'd rush a little bit. He's starting to think 'what Ramsey can do, I can do as well', the first goal shows that. What Ramsey has done puts in Jack's mind that he has to score as well. If you're a midfielder you want to score goals," said Wenger after the match against Marseille in which Wilshere opened the scoring after just 27 seconds.
Wilshere and Ramsey have been able to overshadow Mesut Ozil, who cost to the club an incredible £ 42 million, in the last few weeks and Wenger is hoping that it will provide some good competition for the midfield.

redpajama_set_name: RedPajamaCommonCrawl


text:
News | Governance
Guide to NFP Conflicts of Interest
For the first time the national charity regulator has released a guide for charities on managing conflicts of interest.
Lina Caneva | 19 November 2015 at 11:21 am
The new guide by the Australian Charities and Not-for-profits Commission (ACNC) explains conflicts of interests and what needs to be considered when they arise in NFP organisations.
Acting ACNC Commissioner, Murray Baird, said charities in Australia had a reputation for integrity and ethical behaviour which has earned them the trust of the community.
"Managing real, potential and perceived conflicts of interest is essential for charities to protect their reputation," Baird said.
"Conflicts of interest, both perceived and real, are common and, when properly managed, do not have to represent a problem for charities.
"It is how you manage these issues that will determine what affect they have on your charity and its perception in the community."
He said the guide provides charities with practical advice and case studies to help them manage conflicts of interest.
"This guide explains what conflicts of interest are and the steps charities can take to identify, prevent and manage conflicts when they arise," he said.
"It explores the duties of charity board members around disclosure and answers some of the common questions charities have on this topic."
The guide also provides charities with resources, such as a template policy and register of interests, to help them manage conflicts of interest.
Managing conflicts of interest – A guide for charity board members is available for download here.
Lina Caneva | Editor | @ProBonoNews
Lina Caneva has been a journalist for more than 35 years. She was the editor of Pro Bono Australia News from when it was founded in 2000 until 2018.
Tags : ACNC, Guide,
Community sector struggles under weight of pandemic
What happens when a charity becomes insolvent?
Wednesday, 9th December 2020 at 6:19 pm
Community housing merger set to shake up the sector
Monday, 7th December 2020 at 5:55 pm
Impact 25 Awards: It's time to pick your social impact leader of 2020
Tuesday, 24th November 2020 at 8:27 am


text:
First 100 Days: Presidential Personality
By Steve Highsmith	• Published January 30, 2009 • Updated on January 30, 2009 at 6:00 pm
More than 10 percent of President Barack Obama's First 100 Days have passed. More on the substance in a moment. But, interesting is trying to figure out President Barack Obama's demeanor. What his "Presidential Personality" is or is becoming.
Going into the Presidency, what I mostly heard not only from national figures but also from local politicians and the average voters I talked to throughout the Philadelphia region, is that they expected a calm, cool, above the fray personality in the Oval Office. Certainly, there has been evidence of that. His Inaugural Address, his not encouraging swipes at Chief Justice Roberts over the swearing-in foulup, for example. But, there have been signs that President Obama will display other aspects of Presidential Personality. His terseness with some reporters. His "I won" comment to some Republican members of Congress. And most notably, his direct assault on the greed of Wall Street with his saying that $18 billion dollars in bonuses was "outrageous" and the "height of irresponsibility." Critics of the President will use these as evidence that he is unprepared for the hand to hand combat of Washington, even that he is naive about how business works. But, supporters, especially those in the middle class, may like what they hear and see and interpret it as a more open, direct President and one showing a little more emotion.
In his first couple of weeks, the new President has made moves in keeping with his campaign promises. It also appears he is laying the ground work for larger decisions. Many positions to which he can appoint people still need to be filled. In other words, he is a typical new President in many senses. However, these are not typical times and those larger plans have real opportunity to be passed.
Democrats are pleased with the Ledbetter law signing and the middle class task force. As I mentioned before, some on the left are not totally happy with with Guatanamo Executive Order and the one changing methods of interrogation, but generally his Democratic base is ecstatic about the first couple of weeks. His order on raising fuel economy standards and allowing states to impose clean car standards stricter than the national requirments are well received with environmentalists. The New Jersey Sierra Club's Jeff Tittel expects the EPA will grant New Jersey a waiver to impose tighter restrictions. Lisa Jackson, the new EPA boss, worked for Governor Jon Corzine until her appointment. Says Tittel, "...we have great confidence that the new EPA administrator will sign off on the waiver that she has supported."
Chester County 8 hours ago
Taking the Ice at Philadelphia Curling Club
PITTSBURGH 6 hours ago
President Obama's decision lifting restrictions on the use of taxpayers money in other nations relating to abortion and abortion counseling is applauded by the left. Here is how the Center for Reproductive Rights characterizes the President's decision: "...President Obama has taken a tremendous step in righting the wrongs perpetrated against women around the world by the Bush administration."
But, the President's memorandum is the first concrete decision the right is using to begin reassembling its base. The political issue is, however, more complicated than that. The right does not just mean Republican. There are many pro-life Democrats in Pennsylvania. I spoke with Michael Ciccocioppo, of the Pennsylvania Pro-Life Fedeartion. The Federation is nonpartisan, but obviously is pro-life. Mr. Ciccocioppo tells me that President Obama's action, while not surprising to him, was nonetheless surprising to many pro-lifers, who had voted for him because they were "inspired by the way he presented himself" and influenced by other issues. But now, "they've been hit between the eyes" and some have "buyer's remorse." He says people have been coming forward in the last week to see how they can get involved in the pro-life movement. Both sides are more clearly drawn now than during the campaign.
The Super Bowl. It is interesting that President Obama took sides, backing the Steelers. He could have easily been bipartisan or noncommital. Is this honesty or good politics? The cynic says a Democrat needs to win Pennsylvania but can lose Arizona. A give him the benefit of the doubt person would say maybe he's just a fan and a decider.
NBC10 Political Analyst Steve Highsmith is following President Barack Obama's First 100 Days online.


In Aged Care, a delicious meal is often the highlight of the day.
It requires a lot of planning, preparation, cost, energy and effort to prepare Aged Care meals. Reducing plate waste, increasing consumption and ensuring residents are having the recommended dietary intake every day, are a constant challenge for Aged Care Chefs.
Dining Experience Specialist Jo Cleary is passionate about good quality, well-cooked food in Aged Care. Jo conducted a study into the role of flavour in Aged Care and found thoughtful preparation, presentation and a focus on flavour significantly increased the resident's enjoyment and consumption of a meal. She spends time sitting in Aged Care dining rooms observing how residents eat, and what flavours or elements of the meal promoted a positive response.
"Residents also enjoy the simple pleasure of well-cooked food, seasoned with a little salt, herbs and butter," said Cleary.
The flavour of texture modified food is especially important. Once food has been minced, or pureed, it looks less appetising on a plate, so it must smell and taste appetising. Jo suggests enhancing the flavour of texture-modified food by adding a small knob of butter, a teaspoon of roasted capsicum puree or swirl of rich finishing sauce.
Using herbs like rosemary, oregano, basil and sage creates a beautiful smell to a dish. A care giver helping with feeding can use the resident's sense of sound, by describing the flavours of the ingredients and saying how delicious the meal is. Jo found this technique increased how much the residents ate.
"It's easy to be creative with sauces. There is a wide range of sauces that can be made in a matter of minutes. Butter with sage, or cream and mushroom make a delicious accompaniment to flavour meats and vegetables." If you are looking for a wide range of sauces and pastes for Aged Care meals, here's where you can find them and stock your pantry.
"What looks nice and well-cooked in the kitchen can be overcooked and the nutrition destroyed by the time residents are ready to take their first bite. Think about how the meal will taste at the time the resident takes their first bite – not when the food comes out of the oven, or when it goes into a bain-marie." added Jo.


Residential development is not something Planetree fits in around other areas of work; we are genuine specialists. With decades of experience, this division has a deep understanding of the market, ensuring that we provide the most up-to-date and clear-cut advice to our clients.
This experience has allowed us to build a fine reputation for providing distinctive residential developments. It represents excellence in house design and construction across the spectrum. We take equal pride in providing high quality homes to first time buyers, through to luxury executive properties in a range of sought-after and convenient locations throughout the North West.
Whatever the scale of the project, there is always the same high level dedication and attention to detail, both externally and internally. Planetree seamlessly combine classic style with state-of-the-art technology and leisure facilities.
We construct buildings to the highest contemporary specification, fusing a vast range of high quality materials and include the latest state-of-the-art entertainment technology as well and intelligent energy efficient heating systems. Our approach to excellence in the design and quality of the finished product ensures each home is individually crafted and impeccably finished.
We have a commitment which does not stop with the development. A great deal of time and consideration goes into planning each project ensuring that it complements its environment and the local community whilst incorporating all the latest building innovation and technology.
Our commitment to excellence in the North West region has been recognised by two industry bodies. Warrington Borough Council presented us with the "Built in Quality" award for our Beechfield House scheme, a six bedroom luxury home in Lymm. The LABC commended us in the Best Individual Dwelling section for the high standards of construction and workmanship of Hanson Hall in Nether Alderley.


text:
Dodecagon
April 14, 2008 at 8:29 pm	(Bewitchments, Cal, Enchantments, Fable, Fulfilments, Gelaming, Immanion, Rue, Short, Thiede, Umihebiza)
by Umihebiza
Originally posted to raythoo in Oct. 2005.
So I took a stab at writing my own Wraeththu fanfiction… it's a one-shot, combining Caeru with a Grimm's fairy tale. The fairy tale in question is The Sea Hare, by the way. I love it muchly and I've been looking for something to do with it.
Long ago in the early days when Wraeththu and Kamagrian mutated from human stock and the Aghama walked the earth, the first Tigron, Pellaz-har-Aralis, had a consort of legendary beauty. The lord Tigrina, a har named Caeru, complemented the dark loveliness of the Tigron with white-gold hair, deep blue eyes, and skin pale as milk. The Tigrina enjoyed wealth, power, comfort, everything he could possibly desire above and beyond what most hara could only imagine. Despite this, he was not happy, for his heart always quivered in his chest.
The Tigron despised his consort and would have nothing to do with him or their son. The Gelaming did not understand the coldness toward their Tigrina; however, those who lived and worked in Phaonica knew the Tigron loved another har named Calanthe, and they saw the Tigrina as a selfish gold-digger who usurped Calanthe's place. Whatever the world thought, the Tigrina loved the Tigron with all his heart and would not give up his position in hope that someday the Tigron would forget Calanthe and love him in return.
In the palace, only the Aghama had the Tigrina's trust. After all, the Aghama had raised him to this position, performed the blood-bond ceremony against the Tigron's will, and intended to keep him there, so he believed unfailingly the Aghama would protect him against competition from the Tigron's erstwhile chesnari. The Aghama assured the Tigrina that Calanthe would never find his way to Immanion, but even so, the Tigrina worried. Time passed and the Tigron would show him no affection; even during aruna a part of his soul would fly far away in search of the har he loved. Eventually the Tigrina would take no more promises without proof; not even his blood-bond could still his shaking. Surely Calanthe's soul flew around the world as well, and when he found the Tigron, he would come and ruin everything.
One day, the Aghama took pity on the fretting Tigrina and gave him a gift. He led the Tigrina to the highest room in the tallest tower of Phaonica. The door to this room pushed up from the ceiling of the room below, for a door in the wall would have spoiled the effect. The Tigrina came up through the floor to find a room with twelve large windows in twelve walls, looking out in all directions, filling the room with light and providing the best view of Immanion. But the windows had a greater appeal than that.
"Go to a window, Caeru," the Aghama told him with a smile. "Tell me what you see."


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How is a candlestick constructed? The basic parameters of the candlestick include a body circumscribed by the open and the close and two wicks or shadows that demarcate the high and the low. If the close is lower than the open, then the candle is dark or bearish (see Picture 1). If the open is higher than the close, then the candle is white or bullish (see Picture 2).
What is the differences between bar chart and candlestick chart?
What is the meaning of candlesticks patterns?
Japanese candlesticks offer a quick picture into the psychology of short-term trading, studying the effect, not the cause. This places candlesticks squarely into the category of technical analysis. One cannot ignore the fact that prices are influenced by investor's psychologically driven emotions of fear, greed, and hope. The overall psychology of the marketplace cannot be measured by statistics; some form of technical analysis must be used to analyze the changes in these psychological factors. Japanese candlesticks read the changes in the makeup of investor's interpretations of value. This is then reflected in price movement. More than just a method of pattern recognition, candlesticks show the interaction between buyers and sellers. Japanese candlestick charting provides insight into the financial markets that is not readily available with other charting methods. It works well with either stocks or commodities.
What are the advantages of candlesticks chart how tool for trading in the financial markests?
There are three major advantages of candlestick charts |when compared to to bar charts.
First - Candlestick charts are much more "visually immediate" than bar charts. Once you get used to the candle chart, it is much simpler to see what has happened for a specific time frame be it a day, a montlhy or 30 minutes. With a bar chart you require to mentally fill in the price action. You need to say to yourself, "The left tick says that's where it opened, the right tick where it closed. Now I see. It was an up day." With a candlestick chart it is done for you. You can spend your energy on analysis, not figuring out what happened with the price.
Second - With candles you can spot trends more quickly by looking for whether the candles are clear or colored. Within a period of trend, you can easily tell what a stock did in a specific period. The candle makes it easier to spot "large range" days. A large candlestick suggests something "dramatic" happened on that trading day. A small range day suggests there may be relative consensus on the share price. When I spot a large range day, I check the volume for that day as well. Was volume unusual? Was it say 50% higher than normal? If so, it is very likely that the large range day may set the tone for many days afterward.
Third -Most important, candles are vital for spotting reversals. These reversals are usually short term precisely the kind the trader is looking for. When traditional technical analysis talks about reversals, usually it is referring to formations that occur over long periods of time. Typical reversal patterns are the double top and head and shoulders. By definition, these involve smart money distributing their shares to naive traders and normally occur over weeks or even months. Candlesticks, however, are able to accurately pick up on the changes in trend which occur at the end of each short termswing in the market. If you pay meticulous attention to them, they often warn you of impending changes.
Candlesticks is most powerful when the markets are at an extreme, that is when they are overbought or oversold. I define overbought as a market which has gone up too far too fast. Most of the buyers are in and the sellers are eager to nail down profits.
An oversold market, on the other hand, is one in which the sellers have been in control for several days or weeks. Prices have gone down too far too fast. Most of the traders who want to sell have done so and there are bargains -- at least in the short term -- to be had. But these issues will be discussed in the advanced tutorials.
1.What is the body of the candle?
2. What is the differences between bar chart and candlestick chart?
3. What is the meaning of candlesticks patterns?
4.How is a bearish candle?