Readers of the blog will know my financial plan where the cash flows are set up from passive income streams as well as active income through my Consultancy. It is important to audit these plans once in a while to see how they are going and if any course corrections are necessary. I had initially planned to do this quarterly, like most corporate organizations are required to do. However, a combination of my being caught up with my daughter's admission in XLRI as well as some laziness on my part, has meant that I am now doing it for the first 4 months of the financial year, from April to July 2016.
Investment income in the form of dividends, interest and capital gains through redemption of FMP and other debt plans. In the four month period in question the contribution from this source was 48%.
My active income is largely from Consultancy. For this period the contribution from this source was 42% of my total income.
Rent from my Chennai apartment contributed the remaining 10% of my income.
Children's education and other expenses constitute around 70% of my total expenses for this period.
Rent at 8.5% , Travel at 4.5% and Insurance at 4% are the other significant categories.
About 3% of cash outflows are due to new investments in this period.
It will be important to understand that the expenditure on the education of my children are atypical. I had spent a lot of time in thinking about how to structure the spending on the XLRI course for Rinki and came to the conclusion that I will fund the first year expenditure, while the second year can be through the bank loan. Ronju's semester fees are typically in July and December. So, in effect the high proportion of spending in this area will remain for the current financial year.
The above also explains two other observations I made from the audit. Firstly, there is a cash deficit of about 1 lac which had to be funded through the amounts I had in my different SB accounts. This is fine as I was expecting the deficit to be a tad higher, given the extent of the college expenses. Secondly, it appears from the audit that almost nothing is being spent on other areas. This is explained by the high total expenditure which renders the percentages to be very low for most other categories such as Groceries, Household expenditure etc. This will, of course, change when the overall expenditure comes down after the college expenses are reduced.
The other aspect is that the college education expenses do have a separate fund for both my children, which is not part of my income. However, as a good accounting practice as well as to understand my overall financial situation better I have treated all of these as expenses rather than taking them out of the audit. Viewed from this angle, the deficit is notional though it helps me to stay grounded and realize that life through this year and next will still mean a fairly close watch on my finances.
On the investment front, my plans have gone well and I will write about this in another post. At the end of the day , the idea is to have a lifestyle which you desire, and I will look at this too in another post.
No fees for Ronju but for Rinki the Term 2 and Term 3 fees of XLRI will need to be paid. The overall amount will be less than what I paid in the current period.
We traveled a great deal in the current period and this may be a bit lower for the next 4 months.
Most of the insurance expenses are done for the financial year so this will reduce.
No significant changes are anticipated in the other expense categories.
Active income from Consultancy may see some increase in September time frame.
Investment income is likely to be along the same lines as the current period.
With all this I am hoping to get out of my deficit financing mode in the August to November period. Let us see if this works out.
A perennial issue that most earners face today is how to balance their spending and investments, given the pulls and pressures of daily life. Our monthly expenditure is largely dominated by items such as EMI for home loan, EMI for car/other loans, School going expenses of children, variety of insurance related expenses etc. Based on these and the goal based investment levels proposed by the different calculators or financial planners, many families are taking a hit in almost eliminating their discretionary expenditure. This may make your finances look good on paper but certainly takes out a lot from the joy of living your life the way it ought to be lived.
In one of my earlier posts I had referred to a real life situation that many investors belonging to the high income group are facing today. I have deliberately chosen to demonstrate the situation with a high income group person, so that the acuteness of the problem can be underlined in an emphatic manner. Needless to say, people who are earning less will have even more of the same problems.
His post tax income was 1.5 lacs, not low by any standards.
50000 of this was going to the home loan EMI which has 5 years still to run.
10000 was going to PF and another 40000 to SIP through MF.
He therefore had only 50,000 available. Out of this about 25000 went to the schooling and other expenses of his 2 children.
This left only 25000 for other expenses and he therefore had little or no room for any discretionary expenses. The family had not been for a good vacation in years and has to depend on any bonus etc for making any purchases of Durable goods.
Much of this was because he had boxed himself into thinking that the recommendations from his financial planner were mandatory. I was able to show him rather easily that there were much better ways of making an investment plan which will allow him enough surplus cash to spend on activities he and his family really wanted to do. With the kind of income he was having, it is absurd that they could not go for vacations etc.
So what are the possible preventive actions that could have been taken not to land up in this situation? Firstly, the investor could have fixed his home loan EMI amount in line with his income. In general, the EMI should not be more than 25-30 % of your overall monthly post tax income. Secondly, given that the home loan interest rates are in double digits, it makes sense to aggressively pre-pay the home loan whenever some one time payments become available in the job. Thirdly, while his calculations may show correctly that he needs to invest 40000 in SIP over the next 15 years in order to meet his goals, there is a fundamental flaw in this. The SIP amount does not need to be at an uniform level, in fact it will be rather silly for us to do it that way. After 5 years he will not have the home loan EMI to pay and can easily invest a lot more at that time. I have always been surprised as to why the calculators and planners fail to understand this simple issue.
Liquidate some of his fixed income assets like FD and Debt funds which were paying him significantly less than the interest on his home loan.
Reduce his SIP investment to 30000 a month and keep the 10000 in a liquid fund for any discretionary expenditure that could come up.
Any variable pay or bonus was to be used for pre-payment of home loan. After this was over, part of these could be invested and the rest could be again kept in the same liquid funds where the monthly 10000 was going regularly.
Any increments annually would again be divided partly for investments and partly for funding purchase of any discretionary item for the family.
A fortnightly dinner outing was now possible along with a weekly dinner from one of the fast food joints for the children.
The family could take a vacation within India for a week every year.
They could also take a vacation outside India once every 3 years. This was easily made possible by redeeming the money in liquid fund.
The home loan was paid off in less than 3 years.
All the investment goals were well on track though the route was a different one now.
As you would have seen from above, a financial plan is really a combination of some knowledge and a lot of common sense. Being a prisoner of calculators and financial planner was preventing this family from leading the life they ideally wanted to live. I am very happy that I was able to play a role in showing them the right path.
How does one pursue happiness?
If you ask most people what they would really want to achieve in their lives, the answers will vary over a spectrum. However the most frequent answer is unlikely to be money or fame – it is equally likely to be happiness. This is not surprising if one considers the fact that earning money or acquiring any material possessions, is all done with the ultimate objective of being happy.
While the above is intuitively easy to understand, the ways and means of being happy varies widely from one individual to another. Over the years, I have come to the conclusion that happiness is really the sum total of all the good experiences that a person has had in his or her life. These experiences will, of course, differ between people and the value each person puts on such experiences will also be unique. For example, an athlete will find it a supreme experience to breast the winning tape ahead of the others, an actor may feel blessed on winning a critic's award, a mother may feel the happiest on seeing her child for the first time and a father may be ecstatic when his children achieve something great. Even though the happiness is our's it will very often be linked to the achievements of some near and dear one.
So how does one pursue happiness – I have a very simple way to look at it. So much so, that many others have expressed grave doubts as to whether it is possible. However, it has worked for me and will probably work for all others too, if applied honestly and properly. As happiness is the end result of enriching and good experiences for the individual, the basic requirement is to engage in things that make you feel good about yourself. For example, a soldier may feel good about a fitness drill, a cricketer may feel good about net practice and an author may feel good about conjuring up a complex plot. The corollary of this is also simple – if you are not doing activities on a regular basis that make you feel good about yourself then you are unlikely to be happy. This explains why many people are not happy with their jobs – they do not feel good about doing what they do day in and day out. The best fit is of course when you have a job that lets you do what you want to anyway.
My sharing knowledge with others help them achieve something.
My grooming of my children contribute to their academic and personal success.
My mentoring of colleagues have helped them become successful professionals.
I am able to spend quality time with my wife.
I am able to contribute to some deserving cause, monetarily or otherwise.
I get the opportunity to learn something new and useful.
I succeed in a complex business situation through my knowledge and initiative.
I travel to different parts of India and the world.
I am with friends in a casual atmosphere with no time deadlines.
I am able to read good books of all kinds, eat a variety of food, see some good cultural performances and watch all kinds of sports live or on TV.
So my happiness in life will depend on whether my time being spent is linked to experiences which have the above characteristics inherent in them. If my time is in areas completely different from the above then there is a problem.
What are the times you feel good about yourself and is your current lifestyle having a good amount of these? Only you can think about this and see why you are happy or unhappy.
Expenses = Income – Investment ?
When I was starting out in my career and had some money to save, the financial equation prevalent at that time was " Savings = Income – Expenses". This made sense in those times 25 plus years back, when most savings went to fixed deposits and LIC with only a handful of intrepid people investing in the stock markets. Over a period of time, with more options available to put your money in and a distinction being made between investment versus savings the equation changed to "Investment= Income – Expenses".
This was intuitively simple to understand. You earn money through income and then spend money for expenses. The surplus amount you have is channelized into investments for meeting your future financial goals. Over a period of time as financial products industry grew stronger, a new profession of financial planners got established, new modes of investing like SIP in Mutual Funds came into being, there was a concerted attempt to turn the equation on it's head. The logic primarily went like this – you need to plan for your goals first and need to ensure that your future life is good, even if it means you have to cut corners for now. Complex calculators, built in with mostly wrong assumptions, try to convince you that unless you invest heavily right now and keep doing it, there is no way you will be able to manage anything in future. The outcome of all these efforts is to twist the above equation as follows : " Expenses = Income – Investment".
What does this really mean? You are being told that your first priority is investment, so much so, that you need to get it done every month as soon as you get your salary or other income. You will then have to manage your expenses out of whatever is left. Now, this will not be an issue for people who have an income high enough to invest the required amount, as they would still have a lot left for expenses. For these people, it does not really matter how the equation is written, it will work any way. Unfortunately, for a vast majority of people this is really not the situation. For them needing to invest a certain fixed amount mandated by their financial planner or calculators mean that they are not able to have much leeway for any discretionary expenditure at all.
While I can explain my recommendations in another post, the key thing to understand is this. You first need to lead the life that you and your family want to. There is nothing like "paying yourself first" through investment. You are paying yourself first when you are spending on activities or items which are important for you and your family. Yes, you should not be reckless in spending but then, most of us are not like that.
So the equation is very much "Investment = Income – Expenses" and not the other one which has been cleverly concocted by people having serious vested interest. If this results in your not being able to invest enough, there are other solutions to it.
Will take up that issue in another post at a later date.
There is a bright side of earning well and investing wisely. Availability of money, in the present and future allows us to do what we need to today and also provide for the future in a good manner, to sustain the lifestyle that we need to have. Awareness about personal finance and investment through financial blogs, Facebook groups and other medium have helped create a culture of being aware of money issues, which is largely good.
There are however, some dark sides to it as well. Over the past couple of months I have personally experienced some situations and have read about several more which has made me wonder whether we are getting way too obsessed with money, Let me share with you some of these, so that we are on the same page on what I am trying to convey here.
Read a discussion of a Facebook group last week where a person has posted about how he avoided tipping a delivery person. Others added to the discussion justifying it by saying how much money would the delivery boy earn monthly etc.
A friend of mine was earlier contributing to a charity regularly has recently stopped. Since he can easily afford it, I asked him why. The reason he gave was how much the money will grow in 15 years and what all he could do with it !!
At a recent gathering the conversation turned to domestic helps and their salaries. It was interesting to note that most people felt quite upset that these people demand an increase of salary of 10% or so every year. Remember, these are the same people who will crib majorly with their annual increments or with the seventh pay commission recommendations, despite both normally be over 10%.
A neighbor whose son plays very good cricket, was reluctant to send him for a tournament in Bhopal as it was costing 20,000 Rs. Some of us got together and finally convinced him. His plan was to invest this money in buying stocks !!
Another friend was postponing the replacement of his car, despite the earlier one being on it's last legs. When I had a discussion with him, he told me that he had learnt from some seminar to utilize assets to the maximum. After my strong urge, with some help from his wife, that the present car was a liability rather than an asset, he changed his car last month.
Get associated with a couple of charities and give to them as much as possible for you. There are many who are not as fortunate as us because they do not have the opportunity. Any help extended to them will help them in making these people self-sufficient and contribute positively to society. I contribute to CRY and Helpage and have continued to do so even after giving up my regular corporate career.
Focus on things which give you true happiness and spend on it. Be it travel, reading, seeing live musical performances, pursuing a hobby etc, you need to do it today. Not save money today and try to do it after 20 years when you will not enjoy it.
The same is true for your family. Put your child in a good school rather than worrying about how much she will need for college. While both are important, compromising on school education because it can be expensive is likely to be quite harmful to her.
Be generous with tips and salaries to domestic help, drivers etc. These are the people most affected by inflation and any extra earning will help them. It is almost inhuman to grudge them this when it means so much to them and is so affordable to you.
Money is important, but we need to use it in the right way both in spending and in investments. Being obsessed about it by constantly thinking how much will the amount grow to if we do not spend it today is completely senseless.
After all, if you do not need to spend, then why do you really need the money?
LT Infotech – should you invest?
Of late the IPO market seems to be sizzling with action. Mahanagar Gas did rather well and Quess Corp exceeded even the wildest expectations of the optimists. So much so, that very few people who applied were blessed with any allotment. The listing gains that the stocks had seem to justify the enthusiasm of the applicants. In the light of the current situation, how will the LT Infotech issue work out? Is it worth an investment?
The first thing to look at any IPO is the company and it's relative position in the industry. The second issue to look at is the prospects of the industry in the short and long term. The third issue to look at is the price point of the offering and whether it makes sense. Let us look at each one of these one by one.
To begin with one must understand that LT Infotech is not really a tier 1 IT services company in the Indian context. There are several companies which have done better, despite the fact that LTI has been around for a long time, with the support of a group as strong financially as any other. At the same time, it is a decently profitable company which has grown revenues by 18 % annually over the years. Their growth has been steady, though not spectacular. So, if the question was whether you should buy it in comparison to other IT majors, the answer is probably no. However, the IPO is a different matter and here we need to examine at what price we are getting it allotted.
As far as the IT industry in India goes, there is no doubt that it is passing through challenging times and the landscape is likely to remain difficult in the near future. The growth in USD terms has really been negligible in this year and the Q1 results due now do not promise much. The BREXIT issue along with the H1B bill that will be discussed in the US will impact two of the largest markets that the sector has. The model followed by most Indian companies was to push for more manpower both onsite and offshore in order to grow the revenues and profits. Technology, business and regulatory changes is putting sustained pressure on this model and the players will need to adapt fast.
So does the pricing make sense? Yes at 12-13 times of current earning, the IPO seems rather attractively priced. In the current liquidity driven market situation there is a possibility of the issue being hugely oversubscribed and open with good listing gains. The one factor that can queer the pitch is the quarterly results of other IT majors. In case these are disappointing, there will be a dampening effect on the listing price of LTI.
In the balance how is the future of LTI? I think it will be subject to the same challenges as all tier 1 and 2 companies. However, the support of the group as well as the strong finances that it has will very likely propel it to better growth as compared to others. I will therefore recommend people to invest in it, especially if you are having a portfolio that is light on IT. For people who are starting to build a portfolio, this will be a decent company to invest in. Do not go for listing gains alone, this will be worth holding and adding to for the long term.
How should you invest? If you have 2 lacs available then put in the entire amount. It will maximize your chances of getting some shares and your money is only going to be blocked for 10 days or so. In any case, it is unlikely that retail investors will get more than 1 lot.
Go for it – maybe 15 years later you will thank yourself (and me) that you did so !!


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Connecting Twin Cities Families with Hypnobabies Professionals
About Hypnobabies
Instructor-Led Classes
Home Study Course
Instructors and Hypno-doulas
Twin Cities Stories and Videos
Local Business Resources
Submit Your Birth Story
First Time Mom Hypnobabies Hospital Birth: The Birth She Was Meant to Have
My birthing time started when my water broke spontaneously. The first pressure waves started within an hour, and I started listening to Your Birthing Time Begins and followed up with the Fear Clearing track. My husband was working from home that day and asked if I could just give him two hours to finish up a project. I didn't mind at first, because I had plenty of tracks to choose from, but the pressure waves became fairly intense faster than I'd imagined. Soon enough we were working together through a Miles Circuit and various other positions, and after about four hours, I got in our bathtub and listened along to the Deepening track. That track, along with the warm water, really helped calm me down and focus my attention on the hypnosis. (possible Bubble of Peace) After getting out of the tub, however, I became really nauseous and started vomiting. The pressure waves were down to three minutes apart, and at that point, we called the hospital and my midwife told me to come in immediately.
At the hospital, our doula met us and we waited for more than an hour in triage. She brought her birthing ball, so I was able to sit on it while we waited for our L&D room to become available. The midwife and all of the nurses were extremely respectful of our birth plan and waited for each wave to pass before asking me more questions. They even skipped the obligatory cervical check and admitted me without question. Once we got to the L&D room, I went straight to the bathtub and spent quite a while there. I left the tub only for the fetal monitoring. At some point, a new, much larger room opened up, and they moved us over there. I immediately jumped in that bathtub and continued with my hypnosis. At this point, I believe it was still "easy first stage" on the bluetooth speaker.
At some point, my waves started feeling like pushing sensations, so I asked if I could go to the birthing tub (I really like water!). They needed to do a cervical check first, so I had to go to the bed for that one. At this point, they accidentally told me my number, and it was only a 7. At that moment I was a bit terrified, because I was just about to enter transformation (and I thought I had been ready for pushing). My husband and our doula made me comfortable on the bed, and I lay on my side for all of transformation. I have no idea how long it lasted, but the hypnosis definitely made it seem much shorter than it was. I believe the "deepening" track was playing during this time, and our doula helped with hip squeezes through all the pressure waves. They did become extremely intense, but at no point did I feel like I needed to give up or ask for medication.
The nurses brought in the birthing tub when I was ready to push. I later found out that this was a brand new, extra large tub (the size of a generous hot tub) and everyone was excited to see it used for the first time. It took about 45 minutes to fill it, and once I got inside, I felt great. We put on the "pushing" track and I got ready for the waves to start.
Bubble of Peace paragraph!
Although the tub felt great, and we tried changing up positions frequently, I wasn't able to make much progress underwater. After 90 minutes, my midwife told me I only had another half hour before they'd need me to go to the bed. This was for the sake of the baby, as they'd noticed the heart rate was no longer steady through my pushing waves. That half hour passed with no progress, and we were off to the bed. They had me on my back, with both legs in the air (held by a nurse and my very patient husband), while my doula supported me from the back. There was still another 90 minutes of pushing in this position. The pushing waves were intense but not painful at all. By the end, however, I was exhausted and had to have an episiotomy just to get the baby's head out. Fortunately, it was just second degree and I healed very quickly!
End of Bubble of Peace!
Overall, my birthing time took 17 hours start to finish, with that 3.5 hours of pushing at the end. With the hypnosis, it didn't feel that long at all, and the sensations, while intense, were all manageable. Afterwards, one of the nurses visited me, and she thanked me for having her there for the birth - she said she really appreciated the opportunity to assist in such a natural, non-medicalized experience. She also remarked at how calm I was, and how helpful my husband had been throughout! I do think hypnobabies helped to train him as much as it helped to prepare me. Apparently he'd ordered cookies delivered for all the nurses on duty, and since they were swamped that night the food was greatly appreciated. In the end, I kept being drawn to several of my daily affirmations, especially the one that says "my birthing journey is exactly the one that I and my baby need" (I may have butchered that). It really spoke to my experience - it wasn't exactly the perfect waterbirth I'd envisioned, but everything that happened was what we needed, and in the end I wouldn't have traded it for anything.
Pitocin Augmentation
Waterbirth

redpajama_set_name: RedPajamaCommonCrawl


I read this article and found it very interesting, thought it might be something for you. The article is called Old shot No. 10 and is located at https://www.farmofminds.com/old-shot-no-10/.
The man who is responsible for existence of the R35 GT-R and the man who will be responsible for non-existence of the R36? Respect to Carlos Ghosn who managed to rescue Nissan from bankruptcy in the late 1990's!


Art has always been part of my live!
I have studied art here in Brazil and have been painting for many years. My work have been sold in different kinds of shops , for all these years .
All paintings are handpainted with mostly acrylic paint, and texture .
I usually work with : Abstract, Modern Floral paintings;kids and babies themes - all original and handpainted by me.


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Institute of Competitive Socialising opens second London site following £3.5m funding from Santander
The Institute of Competitive Socialising, a London-based leisure focused business, has opened its second Swingers crazy golf site in the capital following £3.5 million in funding from Santander Corporate & Commercial.
Swingers West End is located in the 20,000 sq ft site of the former BHS flagship store near Oxford Circus. Based around a 1920s English Riviera theme, Swingers West End contains two nine-hole golf courses, two bars and a range of private hire space which can accommodate groups of up to 300 people. Food is provided by Made of Dough, Patty&Bun, Breddos Tacos and Hackney Gelato.
Founded by Jeremy Simmonds and Matt Grech-Smith, the Institute of Competitive Socialising first showed the Swingers indoor crazy golf concept as a pop-up venue in Shoreditch in 2015. Following its success, Swingers City opened in 2016 as a permanent venue next to the Gherkin in the City of London.
Matt Grech-Smith, Co-Founder & Managing Director, The Institute of Competitive Socialising, said: "We are delighted to have received funding from Santander to open Swingers West End. At the Institute of Competitive Socialising, we are constantly striving to create the most enjoyable day or night out that you can have under one roof. With Swingers West End I think we've come one step closer: our location, immersive décor, street food, drinks, crazy golf and service all combine to make an unrivalled level of fun."
Tavia Sparks, Director, Santander Growth Capital, said: "We are delighted to have provided financing to the Institute of Competitive Socialising to take their hugely popular Swingers concept to London's West End. We look forward to working with Matt, Jeremy and the rest of the management team to achieve their growth aspirations over the coming years."
The transaction was led for Santander by Tavia Sparks (Director) and Scott Douglas (Associate Director). Irwin Mitchell advised Santander, led by Robert Farrell (Senior Associate).
- Ends-
For media enquiries regarding The Institute of Competitive Socialising please contact:
Stef Moorhouse - stef@merimancepr.com / 0207 439 9127
Lara Lipsey T: 020 7756 4518 M: 07713 560 209 E: lara.lipsey@santander.co.uk
Josephine Dencker T: 020 7756 4221 M: 07592 113 877 E: josephine.dencker@santander.co.uk
The Santander Corporate & Commercial office operates from 8.00am to 6.00pm. Outside of these hours please call 0800 5877708.


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Q: I am trying to implement per pixel collision into my program but its not working Currently, when you run my code, a square sprite draws whenever and wherever you click the mouse. They fall with gravity. There is also a static black square in the screen to test for collisions, a red square also appears to show that the collision returned true just for the meantime to test the code. However, it totally doesn't work and the red square appears at the wrong time.
    private SpriteBatch _spriteBatch;
    public Vector2 Origin;
    public float Rotation;

    Texture2D staticSprite; //static sprite used to check collision with moving particle("white circle")

    //white circle gets generated and added to particle list whenever mouse is clicked
    List<Particle> particleList = new List<Particle>();

    public bool mReleased = true; //mouse button released
    public Vector2 clickedMousePos = Vector2.Zero; //default mouse click position
    bool collision = false; // no collision by default

    Rectangle tTextureRectangle = new Rectangle(200, 200, 100, 100);// rectangle placed for
    Rectangle particleRect;

    //public int particleIndex = 0; **code adding later**

    MouseState mState = Mouse.GetState();

    //PerPixelCollision
    Color[] stiffSpriteData;
    Color[] tTextureData;

    // intersect method takes two rectangles and color data to check for collision
    static bool IntersectPixels(Rectangle rectangleA, Color[] dataA, Rectangle rectangleB, Color[] dataB)
    {
        // Find the bounds of the rectangle intersection
        int top = Math.Max(rectangleA.Top, rectangleB.Top);
        int bottom = Math.Min(rectangleA.Bottom, rectangleB.Bottom);
        int left = Math.Max(rectangleA.Left, rectangleB.Left);
        int right = Math.Min(rectangleA.Right, rectangleB.Right);

        // Check every point within the intersection bounds
        for (int y = top; y < bottom; y++)
        {
            for (int x = left; x < right; x++)
            {
                // Get the color of both pixels at this point
                Color colorA = dataA[(x - rectangleA.Left) +
                            (y - rectangleA.Top) * rectangleA.Width];
                Color colorB = dataB[(x - rectangleB.Left) +
                            (y - rectangleB.Top) * rectangleB.Width];

                // If both pixels are not completely transparent,
                if (colorA.A != 0 && colorB.A != 0)
                {
                    // then an intersection has been found
                    return true;
                }
            }
        }

        // No intersection found
        return false;
    }

    public Game1()
    {
        _graphics = new GraphicsDeviceManager(this);
        Content.RootDirectory = "Content";
        IsMouseVisible = true;
    }

    protected override void Initialize()
    {
        _graphics.PreferredBackBufferWidth = 1280;
        _graphics.PreferredBackBufferHeight = 720;
        _graphics.ApplyChanges();

        base.Initialize();
    }

    protected override void LoadContent()
    {
        _spriteBatch = new SpriteBatch(GraphicsDevice);

        staticSprite = Content.Load<Texture2D>("whiteCircle");

        //PerPixelCollision
        stiffSpriteData = new Color[staticSprite.Width * staticSprite.Height];
        staticSprite.GetData<Color>(stiffSpriteData);

    }

    protected override void Update(GameTime gameTime)
    {
        if (GamePad.GetState(PlayerIndex.One).Buttons.Back == ButtonState.Pressed || Keyboard.GetState().IsKeyDown(Keys.Escape))
            Exit();

        collision = false;

        mState = Mouse.GetState();

        clickedMousePos = new Vector2 (mState.Position.X, mState.Position.Y); // updated mouse position when clicked

        //draws a particle ("white circle") with garvity and adds to particleList
        if (mState.LeftButton == ButtonState.Pressed && mReleased == true)
        {
            particleList.Add(new Particle(Content.Load<Texture2D>("whiteCircle"), new Vector2(0,1), new Vector2(clickedMousePos.X, clickedMousePos.Y), 1f));

            var listSize = particleList.Count - 1;

            //PerPixelCollision
            tTextureData = new Color[particleList[listSize].texture.Width * particleList[listSize].texture.Height];
            particleList[listSize].texture.GetData<Color>(tTextureData);

            //Rectangle generates for first moving particle in list for now
            particleRect = new Rectangle((int)particleList[listSize].Position.X, (int)particleList[listSize].Position.Y, particleList[0].texture.Width, particleList[0].texture.Height);

            mReleased = false;
        }

        if (mState.LeftButton == ButtonState.Released)
        {
            mReleased = true;
        }

        foreach (Particle particle in particleList)
        {
            particle.Update(gameTime);
        }

        // Check collision with person
        if (IntersectPixels(tTextureRectangle, tTextureData, particleRect, stiffSpriteData))
        {
            collision = true;
        }

        base.Update(gameTime);
    }

    protected override void Draw(GameTime gameTime)
    {
        GraphicsDevice.Clear(Color.CornflowerBlue);

        _spriteBatch.Begin();

        _spriteBatch.Draw(staticSprite, new Vector2(200, 200), null, Color.Black, Rotation, Origin, 0.1f, SpriteEffects.None, 0);

        foreach (Particle particle in particleList)
        {
             particle.Draw(_spriteBatch);
        }

        // this is to test wether a collision was actually detected
        if (collision == true)
        {
            _spriteBatch.Draw(staticSprite, new Vector2(500, 500), null, Color.Red, Rotation, Origin, 0.1f, SpriteEffects.None, 0);
        }

        _spriteBatch.End();

        base.Draw(gameTime);
    }

A: The core of your problem(among too many others) is the particleRect variable should not exist in Game1, but needs to reference each particle instance (it needs to be referenced from a foreach loop of each particle).
I have annotated your code with //... comments.
The new Game1.cs:
    private SpriteBatch _spriteBatch;

    // ...Objection; it is poor form to treat Game1 as a game object, as it makes, among many other things, menus near impossible.

    // ... The only variables that should be defined here are those pertinent to the entire game (names, difficulty level, score, lives, avatar, level, hasWon, counters for timed events(I would segment per level, but still appropriate here), draw offsets, matrix transforms, aspect ratios ...)
    public Vector2 Origin;
    public float Rotation;
    // ... Nothing in Game1 should have the above properties, but so be it for the minimal example.

    Texture2D staticSprite; //static sprite used to check collision with moving particle("white circle")
    // ... same objection as above

    //white circle gets generated and added to particle list whenever mouse is clicked
    // ...When is it removed?
    List<Particle> particleList = new List<Particle>();
    // ... Lists cannot be modified while enumerated by a foreach
    List<Particle> particleListRemove = new List<Particle>();

//    bool collision = false; // no collision by default
// ... Collision needs to be handled per particle.

    Rectangle tTextureRectangle = new Rectangle(200, 200, 100, 100);// rectangle placed for
    //... Rectangle particleRect;

    //public int particleIndex = 0; **code adding later**
    // ... bad for this example, see above particleListRemove list with this pattern, and below

    MouseState mState = Mouse.GetState();
    MouseState omState;
    // ... having the previous state is much better than a single button

    //PerPixelCollision
    Color[] stiffSpriteData; // ... I get the fixed box, may be better as described in the above objection.

    // ...  tTextureData data is not needed across calls and should be defined locally
    // Color[] tTextureData;

    // intersect method takes two rectangles and color data to check for collision
    // ... I have stopped here.

    //static bool IntersectPixels(Rectangle rectangleA, Color[] dataA, Rectangle rectangleB, Color[] dataB)
   // {

        // Check every point within the intersection bounds
     //   for (int y = top; y < bottom; y++)
     //   {
     //       for (int x = left; x < right; x++)
     //       {
     //           // Get the color of both pixels at this point
     //           Color colorA = dataA[(x - rectangleA.Left) +
     //                       (y - rectangleA.Top) * rectangleA.Width];
                Color colorB = dataB[(x - rectangleB.Left) +
     //                       (y - rectangleB.Top) * rectangleB.Width];

                // If both pixels are not completely transparent,
     //           if (colorA.A != 0 && colorB.A != 0)
     //           {
                    // then an intersection has been found
     //               return true;
     //           }
     //       }
     //   }

        // No intersection found
        return false;
    }

    public Game1()
    {
        _graphics = new GraphicsDeviceManager(this);
        Content.RootDirectory = "Content";
        IsMouseVisible = true;
    }

    protected override void Initialize()
    {
        _graphics.PreferredBackBufferWidth = 1280;
        _graphics.PreferredBackBufferHeight = 720;
        _graphics.ApplyChanges();

        base.Initialize();
    }

    protected override void LoadContent()
    {
        _spriteBatch = new SpriteBatch(GraphicsDevice);

        staticSprite = Content.Load<Texture2D>("whiteCircle");

        //PerPixelCollision
        stiffSpriteData = new Color[staticSprite.Width * staticSprite.Height];
        staticSprite.GetData<Color>(stiffSpriteData);

    }

    protected override void Update(GameTime gameTime)
    {
        if (GamePad.GetState(PlayerIndex.One).Buttons.Back == ButtonState.Pressed || Keyboard.GetState().IsKeyDown(Keys.Escape))
            Exit();

        collision = false;

        mState = Mouse.GetState();

        clickedMousePos = new Vector2 (mState.Position.X, mState.Position.Y); // updated mouse position when clicked

        //draws a particle ("white circle") with garvity and adds to particleList
        if (mState.LeftButton == ButtonState.Pressed && mReleased == true)
        {
            particleList.Add(new Particle(Content.Load<Texture2D>("whiteCircle"), new Vector2(0,1), new Vector2(clickedMousePos.X, clickedMousePos.Y), 1f));

            var listSize = particleList.Count - 1;

            //PerPixelCollision
            tTextureData = new Color[particleList[listSize].texture.Width * particleList[listSize].texture.Height];
            particleList[listSize].texture.GetData<Color>(tTextureData);

            //Rectangle generates for first moving particle in list for now
            particleRect = new Rectangle((int)particleList[listSize].Position.X, (int)particleList[listSize].Position.Y, particleList[0].texture.Width, particleList[0].texture.Height);

            mReleased = false;
        }

        if (mState.LeftButton == ButtonState.Released)
        {
            mReleased = true;
        }

        foreach (Particle particle in particleList)
        {
            particle.Update(gameTime);
        }

        // Check collision with person
        if (IntersectPixels(tTextureRectangle, tTextureData, particleRect, stiffSpriteData))
        {
            collision = true;
        }

        base.Update(gameTime);
    }

    protected override void Draw(GameTime gameTime)
    {
        GraphicsDevice.Clear(Color.CornflowerBlue);

        _spriteBatch.Begin();

        _spriteBatch.Draw(staticSprite, new Vector2(200, 200), null, Color.Black, Rotation, Origin, 0.1f, SpriteEffects.None, 0);

        foreach (Particle particle in particleList)
        {
             particle.Draw(_spriteBatch);
        }

        // this is to test wether a collision was actually detected
        if (collision == true)
        {
            _spriteBatch.Draw(staticSprite, new Vector2(500, 500), null, Color.Red, Rotation, Origin, 0.1f, SpriteEffects.None, 0);
        }

        _spriteBatch.End();

        base.Draw(gameTime);
    }

Your Rectangle intersection code never checks to see if there was an actual collision. Replace:
        int top = Math.Max(rectangleA.Top, rectangleB.Top);
        int bottom = Math.Min(rectangleA.Bottom, rectangleB.Bottom);
        int left = Math.Max(rectangleA.Left, rectangleB.Left);
        int right = Math.Min(rectangleA.Right, rectangleB.Right);

With:
        // not colliding check
        if (!rectangleA.Intersects(rectangleB)) return false;

        int top = Math.Max(rectangleA.Top, rectangleB.Top);
        int bottom = Math.Min(rectangleA.Bottom, rectangleB.Bottom);
        int left = Math.Max(rectangleA.Left, rectangleB.Left);
        int right = Math.Min(rectangleA.Right, rectangleB.Right);
'''

redpajama_set_name: RedPajamaStackExchange


A loving husband to Anne, Father to Ian and Simon and Step Father to Ian Boston who died suddenly on Sunday 14th March 2010. He was 78. A long suffering supporter of Burnley Football Club who enjoyed life to the full. His many pastimes included rambling, bowls, dancing, theatre and club activities.
He will be sadly missed by all of his family and friends.
Added by: Ian Atkinson on 26 March 2010.
Appreciation by Cynthia & Peter Greenwood.
Appreciation by Mary And Mike Bardsley.
If you would like to add a tribute to Lawrence Atkinson, please use the link below and follow the instructions provided.


-AIR FORCE VS DUKE. Duke has not been tested yet, but they should be today and they better be on upset alert. Air Force absolutely pounded Stanford on Stanford's floor to advance to the semifinals, and followed that up with a blowout win on the road at Colorado. This team is playing like a top 25 caliber team. If they win this tournament, that should definitely be enough to put them into the rankings. If they win either this game or the consolation game, I think that should be enough. This is very important to Air Force because their schedule is rather weak, but this tournament allows them to face some quality competition, which is something they really need.
-TEXAS TECH VS MARQUETTE. Marquette struggled against very weak competition in their first two games, but snapped out of it when they blew out Detroit to advance to the semifinals. Texas Tech had dominated both of their tournament games, but they are coming off a game where they struggled to get by North Dakota State. This should be a quality win for whoever pulls this out, which will look good on their NCAA Tourney resume.
Once again, this appears to be the strongest overall field among all the exempt tournaments. De Paul has played very poorly and Kentucky isn't likely to have much trouble with them, but Memphis, UCLA, Georgia Tech and Purdue have all looked pretty good. UCLA took on a tough BYU team, but other than that none of these teams have really been tested yet, so it will be interesting to see how they all do against each other. A lot of these teams will be in the tournament picture come March, so that means the committee will be looking at these games to see how they did against each other. As always, these games are important to the selection and seeding process.
-Both semifinal games were good games. Iowa hung with Alabama for most of the game, but Bama pulled away at the end and wound up winning. Xavier and Villanova was close all the way through. I don't recall a point in the game where a team had a bigger lead than seven points. It seesawed back and forth, but at the end Xavier was ahead and picked up a huge win, which they needed more than Nova. Nova will have a lot more opportunities at statement wins in conference than Xavier. Alabama and Xavier will play for the title. Iowa will face Villanova in the 3rd place game, but the selection committee doesn't consider it a 3rd place game. They just consider it a regular season game between Iowa and Villanova. The same can be said for Xavier vs Alabama.
-WINTHROP AT MARYLAND. Maryland has been playing great basketball. They won the Coaches vs Cancer Classic and are 5-0 on the year. Winthrop played well against North Carolina in the NIT, but couldn't quite pull off the upset. They'll have another shot to get a statement win tonight, which is something they need if they want to make a case that they're an NCAA at-large team, but as good as Maryland is playing right now it won't be easy.
-SANTA CLARA AT CALIFORNIA. Cal needs to rebound from their loss to San Diego State. A win improves them to 2-1.
-SAN FRANCISCO AT OHIO STATE. Ohio State is 4-0, but really hasn't been tested yet. It isn't likely they will be tonight either.
-A new Bracket Projection will be posted later today. I will also post my personal top 25, which has nothing to do with the projection. The projection is an attempt to guess the committee, whereas my top 25 is simply a list of who I personally think the 25 best teams are. I can say there will most likely be a lot of changes in both my bracket and top 25.


On Saturday, the 5th of September I went to this year Bloggers Festival in the beautiful Conrad St James Hotel. I got the invitation few months ago from ScarlettLondon.com. This pretty lady knows how to do a great Bloggers Festival just check her previous one by following this link. Getting on invitation from her was rather very exciting. It was my first blogger event and I was nervous but yet very excited attending it. I'll be honest with you I wasn't too sure what to expect but receiving Scarlett's emails every now and then few weeks before the event made me very confident that it would be rather very good.
Side note : I am very sorry for the bad picture quality, for some reason that day my camera decide not to work with me, hence the very dodgy effect on most of them or just lets pretend I wanted to try a new design Technic!? I was very annoyed with this. I think its time to buy a more reliable camera! (yes, I know another one of my excuse to go shopping again hehe!! .
This event was filled with amazing stands from different brands such as beauty, healthy snacks, yoga, clothes etc, some that I knew some which totally new to me. But I won't lie when saying that those who attracted me most were all the beauty one which you probably guess.
Not only it was great to re-discover those two brands and go through the quality of their products abut also discussed what type of product will be good for my skin type etc. and on top of that I got to go home with their amazing goodie tote bags to try. From Bee Good I got Honey & Propolis 2 in 1 cleanser which come with a little cloth to use when removing this product! I used it every night and I honestly loving it. It is something that I will definitely re-purchased.
Then with Exuviance I kindly received 3 products which were a Purifying Cleaning Gel, Hydrating Eye Complex & Sheer Daily Protector. I'll be honest with you I so far only tried the Hydrating Eye Complex and I really enjoyed that product so I am now expecting great things from the two other products. I will do a review on the Hydrating Eye Complex in the coming weeks so stay tuned!
By the way: I never have seen so many bloggers in one room with some many tote bags! It's something to see I tell you.
Also one of my favourite was Simply Be stands, the two ladies representing this brand were absolute sweet heart and I was rather pleased to see this brand showing their great value and trendy clothes for bigger lady just like me. I especially love their big statement necklace which if you know me is my trademark along with my red lipsticks. But this brand definitely opens my eyes that there is more choice that I sometimes think for bigger lady. I think its time that place an order with them. what do you reckon?
On other one of my favourite stand was Jewellery Box.co.uk not only their stand was the prettiest of them all, I mean Hello!!! it scream Instagram pictures all around!!!but their design were exactly everything that I love and especially a tiny little dinosaur necklace (find it here) that was on show and that I need to hunt down as I don't think my life will be the same without it! Oh and they were also kind enough to give me a beautiful set of gold plated earring, gold plated arrow bracelet along with the matching ring! I was truly spoiled yet again!
Also during this event I got to meet Mode Media which are the peoples behind many successful bloggers or YouTubers. It was interesting to discuss with them, how to make your blog a little further, design, monetization, advertising etc.
One thing that I was rather very impressed with (and definitely not expecting it) it's the Bloggers Festival goodie bag! what I got was truly very special, and on top of this as they had more goodie bags than bloggers so I got given not one but two so this was even more special.
The list of things I got is rather long also I got some snacks such as popcorn packs, chocolate & peanut bars, Aloe Vera drinks etc.
Overall I spent a great afternoon at this event and I really hope Scarlett is planning to do a 2016 as I would love to go again. Also bit thank you and congratulation to her again for the invitation and for the well-organised event.


text:
Don't go quietly
By Scott Recker. April 10, 2012.
by Scott Recker April 10, 2012 Leave a comment
Bela Fleck brings a whole new meaning to the word virtuoso; no doubt he meets the qualifying factor with outstanding technical skill, but through a storied career, he has risen above being a raw talent,
changing the rules of bluegrass — a couple of times, actually.
As part of Newgrass Revival he helped shape the evolution of the genre, but Bela Fleck & the Flecktones — who play the Michigan Theater on Thursday, April 19 — shattered all the barriers, building a completely innovative force of indefinable hillbilly psychedelia that veers into jazz, blues, bluegrass and folk. The beautiful thing is, all four original members — Bela, Victor Wooten, Jeff Coffin and Futureman — are once again together. If you're a fan, see them — with all the side projects these guys are involved in, who knows when they will be this close again. Tickets are $29.50, $39.50 and $65.
Give me some sugar
Two fast-rising sugary folk-rock bands — Good Old War and The Belle Brigade — bring their full sound and sunny warmth to The Ark on Tuesday, April 17. Good Old War, a trio from Philadelphia, matches uplifting musicianship with melancholy songwriting, rounded out with some of the sharpest harmonies out there. The Belle Brigade, a brother and sister duo, shell out poppy folk with a jaded edge. Their 2011 self-titled album was one of the brightest of the year and their cover of Bob Dylan's "No Time To Think" was one of the best off the sub-par compilation album, Chimes of Freedom: The Songs of Bob Dylan. Tickets are $17.
Rich tradition
A shining member of purist-folk's most famous family, Peggy Seeger (a half-sister of Pete) continues to revitalize traditional folk, feeding yet another generation classic songs filled with still-relevant problems. A long-time activist, Seeger — who plays at The Ark on Thursday, April 5 — scorches through songs about rights for workers, women and the down and out. She's clever, satirical, poignant and unafraid — definite reasons she is always ahead of her time. Tickets are $15.
Music - Feature


Was Paul of Tarsus a Roman Agent?
The Jewish Chief Priest during the time of Jesus and the early Church was appointed by the Romans. Therefore, when Paul worked as a policeman for the High Priest, he was working for Rome. How long did Paul's working relationship with Rome last?
Gary: One of the primary pieces of "evidence" that Christians use for the historicity of the Resurrection is the conversion of the Christian-hating/persecuting Jewish Pharisee, Saul/Paul of Tarsus, due to an appearance by the dead Jesus to him on the Damascus Road. But if Paul was an agent of Rome, this "conversion" may have been planned by his Roman superiors as a means to create divisions/discord among the Jews, who as a people were becoming a growing menace to the peace, tranquility, and security of the empire. Were Paul's sufferings as a "follower" of Jesus just part of his cover??


text:
China Is Reportedly Tightening Its Grip on Tech Start-Ups Trying to Tap Foreign Funding
By Yen Nee Lee, CNBC	• Published December 8, 2021 • Updated on December 27, 2021 at 5:47 pm
Du Yang | China News Service | Getty Images
China is said to be drawing up a blacklist that will make it harder for new technology companies to raise foreign funding and list overseas, according to the Financial Times.
The blacklist could be published as early as this month, according to the report, which cited unnamed people familiar with the matter.
It will include start-ups in sensitive sectors that use the so-called variable interest entity structure, the FT reported.
The blacklist could be published as early as this month, according to the Wednesday report, which cited unnamed people familiar with the matter.
It will include start-ups in sensitive sectors — such as those involving the use of data, or those that could pose national security concerns — that use the so-called variable interest entity structure, the FT reported.
VIE is a legal structure controlled by a company by means other than a majority of voting rights. It is used by many Chinese companies to circumvent domestic restrictions on foreign investments and raise funds internationally. Prominent companies with VIE structures include tech giants Alibaba and Tencent.
The blacklist would likely not affect companies with existing VIE structures, the report said.
CNBC was unable to confirm the report, but reached out to China's state planner, commerce ministry, securities regulator and central bank for comment. None of them responded before the time of publication.
The FT report followed months of regulatory crackdown on China's technology sector. Authorities aimed to rein in monopolistic behavior among large companies, as well as regulate the use of data and algorithms.
China imposed fines on its large internet firms including Alibaba and food-delivery giant Meituan. Meanwhile, ride-hailing company Didi announced last week that it will delist from the New York Stock Exchange — less than six months after its debut.
Earlier this year, China banned foreign investments in education firms via VIEs and other routes.
— CNBC's Iris Wang contributed to this report.
For more on China's planned blacklist, read the Financial Times.
Chinese developer Kaisa halts trading again as real estate concerns resurface
Evergrande set for restructuring, with no word on first formal default
JPMorgan says China's economy will be more resilient in 2022 and picks stocks that could benefit
MarketsTechnologyChinaAsia NewsAsia Economy


The Ilyushin Il-28, NATO reporting name: Beagle, is a jet bomber of the immediate postwar period that was originally manufactured for the Soviet Air Forces. It was the Soviet Union's first such aircraft to enter large-scale production. It was also licence-built in China as the Harbin H-5. Total production in the USSR was 6,316 aircraft, and over 319 H-5s were built. Only 187 examples of the HJ-5 training variant were manufactured. In the 1990s hundreds remained in service with various air forces over 50 years after the Il-28 first appeared. The only H-5s in service are approximately 30 aircraft which operate with the Korean People's Air Force.
The Il-28 has the USAF/DoD reporting name "Type 27" and NATO reporting name "Beagle", while the Il-28U trainer variant has the USAF/DoD reporting name "Type 30" and NATO reporting name Mascot.
The Il-28 design was conventional in layout, with high, unswept wings and a swept horizontal tail and fin. The engines were carried in bulky engine nacelles slung directly under the wings. The nose wheel retracted rearwards, while the main wheels retracted forwards into the engine nacelles. The crew of three were accommodated in separate, pressurized compartments. The navigator, who also acted as bombardier, was accommodated in the glazed nose compartment and was provided with an OPB-5 bomb-sight based on the American Norden bomb-sight of the Second World War, while the pilot sat under a sideways opening bubble canopy with an armored windscreen. The gunner sat in a separate compartment at the rear of the fuselage, operating a power driven turret armed with two Nudelman-Suranov NS-23 23 mm cannons with 250 rounds each. In service, the turret was sometimes removed as a weight saving measure. While the pilot and navigator sat on ejector seats, the gunner had to parachute out of a hatch in the floor in the event of an emergency. Two more fixed, forward-firing 23 mm cannon with 100 rounds each were mounted under the nose and fired by the pilot, while a bomb bay was located under the wing, capable of holding four 100 kg (220 lb) bombs in individual containers, or single large bombs of up to 3,000 kg (6,600 lb) slung from a beam in the bomb bay.
This scale model kit comes in medium size, top opening box with a Il-28 flying together with a MiG-17 as boxart. The box itself is a bit flimsy. Inside the box there are two gray plastic sprues, one transparent sprue, decal sheet (not in my box though) and assembly instructions. The texture of the plastic is very grainy which is the opposite of what a decent natural metal finish needs. There are minor flash occurrences.
This kit was issued in 1995 and it is a rebox of Bilek Il-28 new tool kit from 1994.
The instructions are typical for Italeri, one large sheet of paper folded multiple times to fit inside the box, printed in black. The assembly instructions start with small simple steps and keep on complicating until the final step, which is optional. The there are the marking options.
The pilot and bomb aimer/navigator cockpit floor and bulkhead assembly is divided in four separate pieces which promises "interesting" experience. The parts themselves have some structural detail and the pilots floor have the rudder pedals molded in.
The ejection seats are made of four parts and have some resemblance with their prototypes. There are very prominent sink marks on each seat cushion. Control column is simplified but looks good. There are two instrument panels provided, they are decent for injection molded pieces of the era. To me the two look the same. The side consoles also have some detail on them but its vague and soft. Inside the bomb aimer/ navigator office there is only the ejection seat.
Being a bomber there are quite some load provided. There are 8 small bombs, 4 medium or one big bomb that can be installed in the bomb bay. The bombs as split in two lengthwise and have one or two rings that fit on the fins. The rear turret have two cannon barrels but the forward firing cannons are omitted, there are only two crude slots on each fuselage halve. The bomb bay is reasonably detailed and each side is separate detail which will help those who want to detail it up with scratch built parts. The bomb bay doors are molded in one piece but the gap between the doors is thinned down so you can cut it easily if you want thew in opened position.
The main wheels are split in two and are looking more like the wheels of agricultural machine of some sort. The legs look solid and also have some detail. The main wheel wells have awkward design. They are laying flat in the sprues and you are supposed to fold them into the shape that goes between the nacelle halves. The detail is decent but there is a lot of room for improvement left. The gear bay doors are a bit thick and lack internal detail. The nose wheel well is the floor of the bomb aimer / navigator cockpit whit no detail what so ever. The nose gear bay doors are molded together just as those for the bomb bay and have to be cut if you want them opened..
The clear parts are the ugliest thing in this kit. The nose section is neither transparent nor fits well. Pilot's cockpit canopy have better clarity but also have lots of distortion. The frames are soft and have the same grainy finish as the rest of the kit.
The fuselage is split in halve length wise. The tail is together with the fuselage and is also split in halve. There are slots for the wings and location holes for the horizontal stabilizers.
The upper wings (left and right) are single pieces while the lower wings are made of two pieces each. There is gap between the lower parts and there fits the engine nacelle.
The nacelle is divided in four portions: in front is the intake which houses a spliter, then there is the portion that houses the engine face and some other details (it is split in two length wise), then comes the main section of the nacelle, it is split in two as well and houses the main wheel bay, the last portion is the exhaust tube.
The panel lines are recessed, but they are soft and shallow. The surface is grainy and given the fact that this airplane have natural metal finish you'll have to sand down every detail to smooth it out. Even if it wasn't for the NMF this type of surface texture is always bad.
Quick test fit revealed some good and some bad stuff about this scale model kit. The fuselage halves fit fairly good together but there is a step on the spine. The wings assemble excellently and the resulting trailing edge is very good. The fit between the wings and the fuselage is far from good regardless of the solid location aid provided.
While it is not an awful scale model kit there is a lot to be desired. The cockpit detail is mediocre and in the bomb aimer / navigator compartment there is no detail what so ever. The surface texture is rough and the clear parts are useless. In my opinion this kit needs serious aftermarket and scratch building punch otherwise it just doesn't worth its bench time.
To address some of the issues I bought Pavla's comprehensive resin detail set. It deals with the interior (full treatment), the nose wheel well and some other bits. I recommend this resin detail set to those of you who want to build better scale model of the Il-28. Just bare in mind that if you don't deal with the transparencies it's not justified to put the resin in as it will not be visible.


text:
The Return of Perennial Man-Child Pee-wee Herman
By Eliza Berman
On its surface, the new Netflix movie featuring vintage-geek icon Pee-wee Herman, Pee-wee's Big Holiday, is not unlike Pee-wee's Big Adventure, the cult classic that Paul Reubens starred in and co-wrote in 1985. Like its forebear, it features, in Reubens' words, "almost no plot," and its playful protagonist looks much as he did then, save for an extra lick of makeup. Viewers seeking differences will do better to search not on the screen but in the glow it casts on their own faces: the fans who embraced Big Adventure have grown up, and many will take their children along on this wacky holiday when it debuts on March 18.
The new film, produced by Judd Apatow and directed by John Lee, finds Pee-wee entranced by a mysterious stranger, the scene-stealing Joe Manganiello, who encourages the bow-tied sprite to take his first vacation. His encounters along the way inspire a new awakening for Pee-wee, who, when asked early on whether he's ever wondered what life is like outside his hometown, answers with a resounding "Nope!"
Pee-wee's charms are still linked to his full-throated giggle and beatific grin, the way he reacts to pinwheels and magic tricks with the delight of a toddler inhabiting the body of a man. Reubens, now 63, has never assigned an age to his alter ego, and if some viewers are too befuddled by this–is he a mannish child or a childish man?–to make sense of him, Reubens understands. "Pee-wee sticks out," he says. "I don't make any comments on [whether he] sticks out in a good way, bad way, is a freak, isn't a freak. I'm just saying that you notice if Pee-wee Herman walks into a room."
But for many, when Pee-wee walks into a room, something magical happens, beyond the whirring, pancake-griddling stunts of his Rube Goldberg machines. Paul Rust, who co-wrote Big Holiday with Reubens, explains the enchantment that had him obsessed as a child. "My favorite quality of Pee-wee is that he's not a weirdo in his world–he's accepted by everybody as normal," Rust says. "For anybody growing up feeling out of place, it's this utopia fantasy world where everybody's weird, everybody gets along. That's a bigger fantasy to me than Lord of the Rings."
In that setting, it's perfectly conceivable that hunky Manganiello–whose Brandoesque attitude and jukebox dexterity Pee-wee describes as "cool, double cool, triple cool!"–could waltz off the set of Magic Mike XXL and become best friends with a white-loafered nerd whom, were this a teenage sitcom, he might slam into a locker.
Reubens dreamed up Pee-wee in 1977 when he was performing with the Los Angeles–based improv troupe the Groundlings. A 1981 HBO special brought Pee-wee to a wider audience, leading to Big Adventure and a second film, Big Top Pee-wee, as well as a weekly television show, Pee-wee's Playhouse, which aired from 1986 to 1990. The character went dormant in the 1990s after Reubens' 1991 arrest for exposing himself in an adult theater, but Reubens gradually began to make appearances as Pee-wee in the early aughts and in 2010 staged a theatrical show. Still, the hiatuses always outlasted stints in the public eye, so it would be fair to call Pee-wee's Big Holiday something like a comeback.
But how do you best revive an icon? By leaving him be. Reubens may be some 40 years older than when he created Pee-wee, but the character isn't. If anything has evolved, it's Reubens' writing, which has benefited from the wisdom earned with age and loosened with his desire to expand the character's horizons. "My rules for Pee-wee Herman evolved because I wanted to do more, and I realized that whatever was confining [me] was my own rules about it." If the tenor of Pee-wee's jokes sounds familiar, Reubens says, it's because his humor "isn't that contemporary. It has a corny, sweet edge that isn't really hip, so I just take my chances."
Pee-wee isn't contemporary, nor is he timeless–not in the conventional sense. He's a product of the '70s who came of age in the '80s thanks to a sprinkling of references to '50s children's television. With that context all but absent from the minds of today's viewers, it's up to us to conform–or stand out, as the case may be. It's Pee-wee's world. We're just the weirdos along for the holiday.
This appears in the March 21, 2016 issue of TIME.
Write to Eliza Berman at eliza.berman@time.com.
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Antonio Guillamón: 'Gender id shouldn't be one thing that you just select, as evidenced by the failure of conversion therapies' | Society
Antonio Guillamón (Murcia, 78 years previous) relates that, when he redirected his scientific work from the research of the sexual differentiation of the mammalian mind to gender id, his curiosity "was not aimed toward transgender individuals." "I wished to check trans individuals [those who perceive an inconsistency between their physical features and the gender they feel they belong to] and cisgender individuals [those in whom the physical features match the perceived identity] to grasp the matter of id, as a result of it will be a bit dim to say: 'Let's see what's going on with the transgender individuals' once we don't know what's going on with the cisgender individuals both," explains this professor emeritus from the Nationwide College of Distance Training (UNED) in Madrid.
Guillamón lately revealed the outcomes of years of analysis within the e-book Identidad de Género. Una aproximación psicobiológica (Gender Identification. A psychobiological method). There, amongst different information, he consists of an estimate of trans individuals throughout the inhabitants: about 4.6 per 100,000 inhabitants, in line with European information. Even supposing they're few, their actuality causes opposing positions and even political debates. The scientist is conscious of the distinctiveness of his topic of research, even when he approached it with the identical disposition that he has utilized to different scientific issues throughout his profession.
Each in his e-book and through the dialog, he exhibits that he doesn't need to settle a debate and has a real curiosity in understanding. "Science shouldn't be dogmatic. I suggest a concept after which another person can show that it's not true, and I'll cease defending it," he says. Nonetheless, he provides, "dogmatism abounds in politics and in social teams." Relating to society usually and the acceptance of trans individuals, Guillamón believes that "we're within the technique of humanization, and a part of the humanization is the acceptance of distinction." "What radically makes us absolutely human is accepting variation, variability and distinction, all with the identical dignity. That's the moral path that lies forward," he concludes.
Query. What are the principle findings offered within the e-book?
Reply. We noticed that there's a differentiation within the mind that prepares us to accommodate a picture that takes from what society provides. Gender id is a continuum by which extremes predominate. There are two massive fashions, male or feminine, and an individual adjusts to 1 or the opposite. In only a few instances, there's an inconsistency between the organic intercourse and the mannequin, however within the instances by which it happens, we now have noticed that there are mind variations in cis and trans males and cis and trans ladies.
Prenatal genes and hormones put together the mind for the event of the totally different gender identities, and girls and boys have stereotyped behaviors from a younger age. Along with the publicity to testosterone throughout puberty, boys have a better publicity to this hormone throughout gestation, in addition to a sort of mini-puberty in which there's one other peak of testosterone through the first three months after start. All these variations situation the gender id by which an individual will match. Gender id shouldn't be one thing that you just select. For those who're fortunate, you possibly can select what to eat, however you possibly can't select whether or not you're hungry or not. One thing as central to us because the id shouldn't be one thing you select. That is additionally confirmed by the failure of conversion therapies.
Q. However there are individuals, like Israeli researcher Daphna Joel, who deny the existence of a male or feminine mind.
A. Joel says that there are overlapping traits, that the mind is a mosaic. However a mind will likely be extra masculine or extra female. There are not any qualitative variations between women and men, aside from one which is essential: the existence of the Y chromosome, and the existence of a gene on that chromosome, SRY, which differentiates the testicles and all the things they produce. There is just one qualitative distinction, however it exists, and that SRY gene can also be expressed within the mind.
Even when, as Joel says, it's one thing of a mosaic, ultimately there are three quantitative prospects within the constructions of the mind. Male over feminine, feminine over male, or no distinction. It's the profile of all these measurements what in the end makes somebody really feel like a person or a girl. We lately revealed variations in mind connectivity. How info is unfold in a thousand mind nodes and the way this communication varies in brief durations of time. Now we have discovered 4 totally different teams of connectivity: cis and trans males and cis and trans ladies. The identical 4 teams that we described at a structural degree and had been confirmed by a latest analytical research.
Q. There are exceptional information offered within the e-book, such because the distinction between trans males in Europe, who're 2.6 per 100,000, and trans ladies, who're 6.8 per 100,000.
A. Now we have seen these variations in numerous nations at totally different occasions. The reality is that we don't know what is going on proper now. Speculating, on one hand there are social modifications, as a result of in any case id is set by a organic matter, however we adapt to the fashions that society provides us, and there's extra flexibility as we speak. However, additionally, I imagine that industrial exercise has altered our surroundings on this sense too. Now we have many polluting substances that have an effect on the estrogen receptors, the androgen receptors, the metabolism of intercourse steroids.
Gender id, for most individuals, is shaped through the first two or three years of life; however this adaptation doesn't need to be linear. There are individuals who attain puberty and nonetheless aren't very effectively outlined. As Dutch researchers have seen, a major proportion of boys who attain puberty saying they're ladies, or vice versa, later desists. Afterwards, they turn into conscious of being gay individuals, content material with their id. Some attain puberty with out having beforehand consolidated their id, and generally id is confused with sexual orientation.
Q. In Spain, are there many individuals who obtain a gender-affirming therapy after which again down?
A. To date, because of the Gender Identification Models of public hospitals, not many have desisted. When somebody arrives on the unit with anxiousness and despair, a specialised psychiatrist analyzes if it's a response to a scenario of misery, seeing that they really feel like a girl and have the physique of a person or vice versa, or if it's a bipolar despair or a schizophrenia that ought to need to be handled first. If it's a reactive case, it goes on to therapy. However in case you suppress that analysis course of, the opportunity of making a mistake is increased. Now, with the brand new regulation in Spain, it will be the household physician, or an unspecialized endocrinologist who treats diabetes or ldl cholesterol, the one who virtually makes these choices on demand. I believe that the thought of depathologizing prevails over well being. We are able to predict that there will likely be extra transgender individuals desisting within the coming years.
As for the matter of depathologization, what occurs is that transgender individuals appear to be proof against all of the psychological pathologies that cisgender individuals have. Not all the things is minority stress. The issue is that now an individual says: "I need this," they usually have to provide it to them, however they don't assist them to see whether it is one thing major or reactive.
Q. When ought to gender-affirming therapies be began?
A. For those who knew for sure {that a} boy that's 10 to 12 years previous could be secure in his want to be a woman for the remainder of his life (or vice versa) what's finest is that the hormonal therapy begins with puberty blockers; then all the things would work out completely. However there isn't a certainty in that, and the kid has rights. The medical and moral choice to provide a blocker falls on mother and father and medical doctors. There are actions towards blocking, as a result of as a lot as you clarify to an 11-year-old child that the blocker can have vital results on their physique – which, in addition to, aren't recognized – it's tough for them to grasp. At the moment, I solely see one answer: specialists with scientific expertise within the matter.
Q. Are gender-affirming therapies protected?
A. After puberty, hormonal therapy with testosterone (transgender boys) or estradiol (transgender ladies) shouldn't be innocent; like several therapy, it could possibly have adversarial results. Within the mind, for instance, we see enlarged ventricles. The primary research on the results of hormonal therapies on the mind dates from 2006. We did a second, broader research in 2014, which we revealed within the Journal of Sexual Drugs, and we provided an explanatory speculation. Within the case of androgenization for a trans man, what occurs is identical factor that happens with the muscular tissues when one takes an anabolic, the identical anabolic and anti-catabolizing results of the androgens in the remainder of the physique occur within the mind. In feminization, what we observe is that, because the thickness of the cerebral cortex and subcortical nuclei lower, the ventricles develop. We lately confirmed that this occurs as a result of estradiol impacts water metabolism within the cerebral cortex, not as a result of the neurons shrink. We research the results of the therapy with the intention to enhance look after transgender individuals. Now we have proposed {that a} mind scan be included within the protocols each two years.
What completely nothing is thought about is the therapy of kids with blockers on the mind. Now we have simply been granted a ministry mission to review them.
Q. How is that this attainable? Pharmacological therapies require realizing what is going to occur in the long run.
A. There's a magic phrase that states that the therapy is fairly protected. It was mentioned by Dr. Louis Gooren, a really skilled Dutch endocrinologist. You see transgender individuals in good well being, however there are not any long-term research to know the way they age or what impact some modifications we now have noticed have within the mind. There may be an article by which a therapy of this sort is linked to meningiomas, however there hasn't been a basic trial of what the therapy is like. In kids from the age of 11 or 12, puberty blockers are administered with the intention to suppress gender dysphoria, when that is thought of essential. Blockers are administered, however for a restricted time.
Q. Does the change in laws have an effect on how therapies are approached?
A. In Spain the laws has been modified, and the autonomous communities have modified the care procedures for transgender individuals. To my information, in none of them, no matter whether or not they had been proper or left wing, the Gender Models that these governments created have been consulted. In Spain, there are models which might be worldwide leaders. The one in Malaga, which was the primary, with Dr. Isabel Esteva, an endocrinologist, who launched the therapies. Others had been later created in the beginning of the century: the Hospital Clínic, in Barcelona; in Madrid, the Ramón y Cajal Hospital; in Seville, in Bilbao, in Zaragoza, in Valencia, and extra. These models have supported depathologization. However these specialists (endocrinologists, psychologists, psychiatrists) haven't been requested something in any respect and, as of 2019, they'd already handled 9,000 individuals.
Q. Are the politicians not enthusiastic about listening to the scientists?
A. The world of politics strikes with the preconceived concept that all the things is social and that relating to gender id, it's the individual's selection. The concept that one chooses as a volitional act remains to be rooted within the minds of the ruling class and the mental influencers. However there's an interplay between the social and the organic, and there's something as vital because the self, which is a gendered self. There's a lack of information of gender id, each from a organic and a social perspective. One clings to genes and genitalia and the opposite to the atmosphere as shapers of id. Nonetheless, id is the consequence of a really complicated course of involving genes, gonads, hormones, the mind, and the pre- and postnatal atmosphere. It can't be defined from the fringes, however from an total view. It must be seen as a course of. That's what our group's analysis results in, and what I focus on within the e-book.
Q. There may be the concept we're a clear slate on which something will be written…
A. I'd ask them to show that such a mind clear slate exists. That isn't attainable when you may have three phases of testosterone motion from the second trimester of being pregnant to puberty. That influences not solely the mind however the complete genome, and it creates an epigenome, figuring out which genes are going to be expressed and that are going to be inhibited. In a collaborative research between the schools of A Coruña, Ghent and the UNED, we now have proven variations in DNA methylation between cis and transgender populations in a collection of genes, a few of them associated to growth. We're not a clean slate at start. Not solely is it not clean; we might not even exist because the species that we're if we had been a clean slate at start. Darwin wouldn't make sense. The social atmosphere impacts, to start with, facilitating fashions by which we're going to match, however we're not ranging from scratch. Kids at start don't begin from scratch.
Q. Why is it so painful to expertise that contradiction between what one feels and what one sees within the mirror?
A. It's greater than feeling. It's the cognitive-emotional consciousness of being a person or a girl. It's the self. The self is a gendered self. It's not an summary id. Thus far, we now have all the time been instructed about an summary self. However that self has been shaped with the notion of 1's personal physique and in relation in time and area with different our bodies and with the masculine and female type of the physique. The contradiction comes from a rejection of the genitalia in transgender ladies and of the breasts in transgender males. This produces struggling. Household and social rejection, the stigma that results in minority stress, aggravates this struggling.
Q. Why can't they get used to seeing themselves in these our bodies?
A. The development of the self is shaped by the notion of 1's personal physique; we want a cerebral self-representation of the physique, additionally in relation to different our bodies and what they do. What I believe, which I've proposed in our publications, is that there are variations within the differentiation of the cerebral cortex that make the genitalia seem incongruous in transgender individuals. And this isn't pathology, however it causes struggling if it's not understood by everybody.
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Purchase our private and undetected PUBG hack with aimbot, wallhack, ESP and triggerbot. Our hack is available for PC, PS4 and Xbox One.
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Max. 4 students per class, ages 5-12 years but flexible.
Session starts at 9:30am to noon Tuesday to Friday.
Hand building and working with clay on the potter's wheel.
Students will be invited back to glaze their pieces at a later time. Time to be arranged.
Fee is $200 includes tax and materials per weekely session. A deposit of $100 secures a spot.The balance is due on the first day of class.
Payment by VISA, MC, AMEX, DEBIT or cheque to COBALT GALLERY.
"Just bring your imagination!!!" and a snack.