Selover Funeral Home is a family owned and operated funeral home serving North Brunswick and the greater New Brunswick community including Milltown, South Brunswick, Franklin Township, East Brunswick and Edison. It was founded in 1965 by Richard H. Selover , a native of Milltown and a graduate of New Brunswick High School.
The Selover Funeral Home staff prides itself in the quality of service they provide to the families they serve on both a preneed and at-need basis.
The prices below are based on the General Price List for Selover Funeral Home. However, funeral homes sometimes have special pricing packages available, and you should ask if those are available.
Please let the funeral director know that you found Selover Funeral Home on Parting.com to allow us to continue helping families like yours.
The General Price List we have on file for Selover Funeral Home has an effective date of Oct. 1, 2016. The prices on our site are for your reference only. We can't guarantee that the actual prices will be the same as the prices listed on our site. All funeral homes have an effective date on their Price Lists that are subject to change and we recommend that you ask the funeral home for its most recent prices over the phone or for a copy of their General Price List.
The funeral directors at Selover Funeral Home are available to provide you with expert advice.


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text:
Ashley Groves
Trillions of Dirty Dollars Laundered Through the Worlds Biggest Banks
More than 2 trillion in tainted dollars have flowed through major banks for decades, defying money laundering crackdowns, hollow promises and inadequate penalties.
Five global banks — JP Morgan, HSBC, Standard Chartered Bank, Deutsche Bank and Bank of New York Mellon — kept profiting from powerful and dangerous players even after U.S. authorities fined these financial institutions for earlier failures to stem flows of dirty money.
Deutsche's problems were so striking they prompted Bank of America to file a confidential alert known as a suspicious activity report or SAR, to the US government. Bank of America employees had visited Deutsche's London office to discuss worries about Russian money laundering. They were stonewalled when a Deutsche manager interrupted their meeting and asked them to leave the building. A top Deutsche executive, Christian Sewing, ran the audit division when one of its teams gave the Moscow office a clean bill of health, despite evidence that it could not even produce a list of its clients, let alone verify that they were who they said they were. Sewing is now Deutsche's CEO. And of course, Deutsche has been under scrutiny for lending Trump hundreds of millions of dollars despite his history of defaulting on loans.
What is "money laundering"?
Money laundering is essential for criminal organizations or despots that wish to use illegally obtained money effectively. Dealing in large amounts of illegal cash is inefficient and dangerous.
Criminals need a way to deposit the money in legitimate financial institutions, yet they can only do so if it appears to come from legitimate sources.
The process of laundering money typically involves three steps: placement, layering, and integration.
Placement puts the "dirty money" into the legitimate financial system.
Layering conceals the source of the money through a series of transactions and bookkeeping tricks.
In the final step, integration, the now-laundered money is withdrawn from the legitimate account to be used for whatever purposes the criminals have in mind for it.
Examples include
Use a legitimate, cash-based business owned by a criminal organization (like the laundry owned by the protagonist in "The Accountant")
Break up large chunks of cash into multiple small deposits (below the reporting threshold); often spreading them over many different accounts, to avoid detection.
Investing in commodities such as gems and gold that can easily be moved to other jurisdictions
Using shell companies (inactive companies or corporations that essentially exist on paper only).
Online banking institutions, anonymous online payment services and peer-to-peer (P2P) transfers with mobile phones
One of the techniques used by North Korea is called "ATM Cash out", hacking tens of thousands of ATMs, and using money mules to grab the cash. N Korea has tried to steal nearly $2B since 2015.
Some schemes get quite sophisticated. The $10 billion "mirror trading scheme" remains one of Deutsche's nightmares. At its heart was a group of money launderers who controlled a network of anonymous companies around the world, and used FX to obfuscate its dealings.
They would buy shares in Russia and sell the stock to one of the European shell companies they owned. As the network pinged money across the globe, it turned the rubles into dollars and other currencies. The system allowed criminals to move and hide their ill-gotten gains undetected.
To make it all happen, the perpetrators needed a Western bank to work with them. They found one in Deutsche. It wasn't the only bank that was involved, but prosecutors said traders in its Moscow office were motivated by "greed and corruption" and that one supervisor had apparently been bribed to facilitate the trades. An internal review focusing on know-your-customer protocols in the Moscow office found that bankers there failed to properly vet clients, even neglecting to determine if they were known criminals.
In the end, it's pretty clear that banks internal systems failed, and regulators failed or punished with too light a touch - so for decades, despots and criminals prospered. It's only because of some intrepid independent journalists who collaborated to share data and break the story that we know of these crimes. It will be interesting to see if US and EU banking regulators find a spine and inflict heavy penalties and criminal charges against the banks C-suite.
https://www.icij.org/investigations/fincen-files/mining-sars-data/
https://www.icij.org/investigations/fincen-files/global-banks-defy-u-s-crackdowns-by-serving-oligarchs-criminals-and-terrorists/

redpajama_set_name: RedPajamaCommonCrawl


Sexual impairment is common among men with chronic hepatitis C undergoing antiviral therapy, according to a new study in Gastroenterology, the official journal of the American Gastroenterological Association (AGA) Institute.
The American Medical Association (AMA) was dictatorially led for the first half of the 20th century by Dr. George H. Simmons and his protégé Dr. Morris Fishbein. Simmons and Fishbein both served as general manager of the organization and as editor of its journal, the Journal of the American Medical Association (JAMA).
In a criminal case guaranteed to send shockwaves throughout the international pharmaceutical industry, French authorities are targeting a US-based drug company and its executives in a homicide investigation.
One prospective randomised study in patients with malignant melanoma, thymus peptides caused an increased tumour-free period, a longer survival time and increased quality of life (4). One prospective, randomised study in intermediate- and high-grade Non-Hodgkin?fs lymphoma, patients were treated with thymus peptides in addition to standard chemotherapy. The treated patients tolerated thymus peptides quite well and had a significantly higher complete response rate than those patients who did not receive thymus peptides (5).


Feb. 12, 2018, 11:52 p.m.
Marcel Hirscher is an idol in ski-crazed Austria, the scruffy-faced winner of six consecutive overall World Cup titles to become the planet's most dominant Alpine skier.
His exploits on the slopes even inspired a song that became a runaway hit in Austria and will be the only thing that sticks in your head longer than one of his flawless slalom runs.
The 28 year old seemed to have everything -- except for an Olympic gold medal. Hirscher has downplayed the glaring absence in a career that includes 55 World Cup victories, 120 podiums and, in two previous trips to the Olympics, one silver medal.
But Pyeongchang will be his final Games. One accomplishment remained.
"I'm here for the mission," he said a few days ago.
Hirscher made good on the pledge Tuesday. He won the combined event at the Jeongseon Alpine Center on the strength of a mesmerizing trip through the slalom course, seemingly unaffected by swirling wind and bitter cold under sunshine and blue skies.
Even some Austrian journalists covering the event couldn't restrain themselves, roaring support for their countryman.
The pressure of the moment, as usual, didn't faze him. Because of lingering wind that delayed the start of the 11-event Alpine schedule for two days, organizers moved the beginning of the downhill portion of the combined to the lower super-G start.
Still, wind whipped through the course. Two of the first four downhill competitors crashed. Which way the wind was blowing from minute to minute played a major role in how each skier finished -- some skied with a tailwind, others faced a headwind.
"There is only the wind that can be a problem," said France's Alexis Pinturault, who won the silver medal.
Hirscher placed 12th in the downhill -- the technical specialist was thrilled with the performance -- then posted a simple message on Instagram: "first part done." He added a check mark at the end.
Then Hirscher, the favorite to win the slalom and giant slalom, flew through the slalom with his red skis. Wind kicked up again during the run. It didn't bother him. The lone mistake -- if you can even call it that -- came as he teetered on one ski crossing the finish line with the best time, by far, in the event in front of a half-full grandstand.
France's Victor Muffat-Jeandet won bronze.
Ted Ligety, who won a medal medal in the combined for the U.S. at the Turin Olympics in 2006, finished fifth.
The other U.S. entries struggled with Bryce Bennett coming in 17th and Jared Goldberg placing 36th, despite a strong showing in the downhill.
Unlike most of the 2,952 athletes competing at the Games, the gold medal isn't a career-making, life-changing moment for Hirscher. He's already on top of the sport. Instead, it is a golden exclamation point on his career.
But does the medal feel different than his slew of World Cup titles?


Klunker is 2 years old and he is soooo soft it's crazy! He is gentle and patient, he will sit at attention and stay till you hand him a treat! He is currently being fostered by one of the SR employee's, the employee who adopted Holly Mae( the pit mix I wanted to adopt a year ago, until I realized UCity wont let me have pit UGHHH) anyhow, Klunker is doggo friendly, kiddo friendly, and comes with HIS BRAND NEW HOLIDAY DOGGO BED, thanks to Treats Unleashed – St. Louis !!!! Please consider adopting Klunker or sharing this post!
Please watch the video (found below) and interact with the post on Facebook (like, comment, share) so we can get Klunker in to more Facebook feeds to help find him a forever home!


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Posted inAvery, Election 2016, Environment, McDowell, Mitchell, Politics & Government, Rutherford, Transylvania, Watauga, Yancey
Bond could boost WNC parks, conservation
by Kirk Ross March 14, 2016 July 7, 2020
Via Wikipedia
With an up or down vote Tuesday on a $2 billion state bond package, conservation groups have been encouraging members to get out in support, citing a number of projects slated for the western region.
The bond package is a mix of capital spending for universities and community colleges, agricultural research, higher education, local water and sewer projects and state parks and attractions. It includes $75 million for parks throughout the state, with almost $13 million earmarked for western mountain parks and natural areas.
State parks spokesman Charlie Peek said from the beginning, the intent was to spread the bond money throughout the state with a project in every park.
"We have 41 parks and 45 projects," Peek said in a recent interview. "We tried to get as broad a brush with this as possible."
David Pearson, president of the Friends of State Parks, which worked together with the state and local stakeholders to develop and promote the list of projects, said most parks and natural areas already had a working list of priorities.
One of the main criteria for the picking projects, Pearson said, was that they couldn't be temporary. "They had to have an economic life cycle that would outlive the payback for the bond," he said.
In some cases that meant building or expanding visitor centers to meet a longtime goal of a visitor center in every park. Other parks will see a buildout of camping facilities with additional RV-friendly spaces.
In the state's western region, several parks and natural areas will be able to use bond funds for land acquisition.
Pearson said, a strategy has the biggest long term impact. "Once something is public land it stays public land," he said. "We're in the forever business."
Carl Silverstein, executive director of the Southern Appalachian Highlands Conservancy, said the organization has encouraged its members to support the bond because of the opportunities for expanding several natural areas.
The plan earmarks $2,250,000 for land acquisition at Yellow Mountain State Natural Area in Avery and Mitchell counties, one of conservancy's long-term priorities.
"We're really hopeful it will pass," Silverstein said of the bond. "It'll be a big boost to help the state acquire more of the land at Yellow Mountain. It'll be a great asset for future generations."
Silverstein said the conservancy and the state have worked with land owners to purchase property, since 2008, but that occasional state budget shortfalls have slowed the process. The conservancy is working with other willing landowners in the area, he said, and expects to be able to move forward if the bond funds are in place.
Water projects included
Local governments and clean water organizations are also backing the bond because of roughly $309 million in funds for local water and sewer projects.
Rep. Chuck McGrady, R-Henderson, said the additional funds were allocated so that local governments can move ahead with repairs for failing water and sewer systems.
"We're behind in getting them funded," McGrady said. "Local governments aren't capable of doing that and the state recognizes that it's going to affect water quality across the state unless we start putting money into them, making loans and grants available."
The bond plan targets $100 million for water and sewer infrastructure grants and $209.5 million in a revolving loan program for clean water infrastructure.
Local governments would apply for the loans through through the state's Clean Water and Drinking Water programs.
WNC Parks Projects
Beech Creek Bog State Natural Area, Watauga County — $600,00 for land acquisition
Chimney Rock, Rutherford County — $1,500,000 for trail system development and improvements
Elk Knob, Watauga County — $900,000 for land acquisitions
Gorges State Park, Transylvania County — $2,505,750 for a new campground and bathhouse
Grandfather Mountain State Park, Watauga County — $1,501,500 for a trailhead, parking area and ranger contact station
Lake James State Park, Burke and McDowell counties — $3,021,000 for a new visitor and exhibition center
Yellow Mountain Natural Area, Mitchell and Avery counties — $2,250,000 to assist in land acquisition
Mount Mitchell State Park, Yancey County — $600,000 for improvements to visitor facilities at the summit area
Lean times ahead for NC parks and conservation
WNC on receiving end as state conservation spending rebounds
Bipartisan federal legislation could boost NC lands conservation efforts
Kirk Ross
Kirk Ross was the former capital bureau chief for Carolina Public Press. To contact the Carolina Public Press newsroom, email info@carolinapublicpress.org.
More by Kirk Ross


From Microsoft mogul Bill Gates to pop sensation Justin Bieber, the hottest names in Hollywood have all been taking part in the ALS Ice Bucket Challenge, the latest social media trend to raise as much money as possible for the research and treatment of motor neurone disease.
The challenge consists of filling a bucket with ice cold water, and then pouring it over yourself, all whilst being videoed as hilarious proof for the celebrities" many friends and social media followers. The drenched celebrity must then nominate a further three people to succumb to the same ice shower.
I Knew You Were Trouble singer Taylor Swift, 24, completed the challenge alongside American actress Jaime King and a larger group standing behind them. The blonde duo donated hundreds of dollars on behalf of the whole group, and Taylor then went on to nominate Selena Gomez, Emma Stone and Ed Sheeran.
Chloë Moretz,17, completed it with ease, then going on to bomb into her swimming pool nearby.
The Fault in Our Stars actor Ansel Elgort, 20, also completed his nomination and donated 500$ to charity. He captioned the video on his Instagram page "I may scream like a girl at the end, but I donated like a man!!!", following his drenching.
One of the most famous Americans to take part in the charity phenomenon was chat show host Oprah Winfrey, who was filmed filling her bucket with ice cubes, and then screaming continuously following the shower. Oprah went on to nominate award winning English actress Helen Mirren.


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text:
Portage in the News
Portage in News
Read articles and watch news stories that have been done on
Portage's substance abuse rehabilitation centres and employment reintegration centres.
Rehab centre celebrates 20 years
CTV News Atlantic Portage's graduate Danielle McArthur talks about how Portage Atlantic helped her, saying it saved her life. View the report
Drugs drove woman to the very edge of the precipice
The Guardian Kelsey Ford, 24, of Cornwall says her life feels "calm and manageable" after completing drug addiction rehabilitation at Portage Atlantic in New Brunswick. She is now studying at UPEI, working towards becoming a social worker. Read this article
Portage Atlantic mark 20 years of healing drugaddicted youth
Kings County Record Portage Atlantic celebrated 20 years of helping more than 2,000 drug addicted youth on the shores of Cassidy Lake https://portage.ca/wp-content/uploads/2016/10/Kings-County-Record_20th_anniversary.pdf
Former addict credits program for incredible turnaround
Times & Transcript Life is good for Jeremie Vautour since graduating from the Portage Atlantic centre, which treats young people dependent on drugs and alcohol. After a dark period in his life, Vautour is sober, has a job he loves, a girlfriend and his greatest supporter Breanne Richard, and his own home. Vautour is telling… Read more »
Pushing past comfort zone toward recovery
Joe Carter Scholarship recipient Charlie Ireton says social worker helped him out of addiction. Read more
20th anniversary for Portage's mother and child program
Global News Morning Portage spokesperson Seychelle Harding drops by Global News Morning to speak about Portage's Mother and Daughter drug rehabilitation program as it celebrates its 20th anniversary. Watch the report…
Portage's Mother and Child Program celebrates an emotional 20 years
Global News For 20 years, Portage has been helping mothers recover from substance abuse. The unique program is the only one in Quebec that allows mothers to keep custody of their children while they receive treatment. A celebration was held at the centre to mark the important milestone. Watch the report…
Shubenacadie teen shares experience at drug rehab centre
TRURO – Miranda Mullin owes her life to Portage Atlantic.The 19-year-old from Shubenacadie spent five months at the youth drug addiction rehabilitation centre two years ago. "I struggled with addiction issues since I was about 13 or 14 years old," said Mullin. "I had both an alcohol and drug addiction. It was pretty scary when I got… Read more »
Recovering addict delivers stark warning on dangers of prescription drugs
Nick Selig was only a boy when he saw his mother jerking and thrashing around on the kitchen floor, gripped by a drug-induced seizure. He watched, horrified, as his mother fell hard and hit her head on a cupboard handle as she collapsed, blood pouring out of a gash on her scalp. Selig's stepfather and… Read more »
Portage Atlantic has been changing lives for 20 years
What began as a dream, and introduced the world to Huggy Lion is now changing lives through Portage Atlantic. And it all began with a concerned and caring group in Fredericton. "Back in 1985, the Nashwaaksis Lions Club, a few of their members had a dream to create a little character called Huggy," says Dave… Read more »
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There is an identified discrepancy between the housing stock in the region and the type of housing that is in demand. Reports over the past several years have suggested that the housing stock is primarily large single family homes and buildings that are in a state of significant disrepair. There is also a reported demand for smaller homes and properties across a number of demographics.
The City of Quesnel (City) in partnership with the Cariboo Regional District (CRD) have hired Urbanics Consultants Ltd to complete a comprehensive North Cariboo Housing Needs Assessment, Gap Analysis and Action Plan.
A select committee has been formed to guide Urbanics Consultants Ltd. in the completion of this work. The committee is made up of several community stakeholders, political leaders, City and CRD staff.
Do we have the housing supply people are looking for in our community?
What do we need to do to make our housing supply fit the demand?
Current housing availability, suitability, and affordability across the entire housing continuum from basic shelter to the availability of high-end real estate.
Current data on what type of housing is needed now.
Actions that will help to increase the desirability of the community through changing our housing supply.
New policies and initiatives that will help supply the appropriate housing for the changing demands in our community, both urban and rural.
More details will be released when finalized.


text:
Q: AFDataResponse : Convert data to JSON format Swift 5 I implemented the following code
AF.request(url, method: .post, parameters: parameter, encoding: JSONEncoding.default).responseData(completionHandler: {response in

            print(response)

            switch response.result {
            case .success:

                print(response.result)
               let alertVC = self.alertservices.alert(title: "Add Recipe : Basic Level", message: "Your basic level recipe details has been submitted successfully!", cancelTitle: "Cancel", submitTitle: "Ok", alertimage: "recipes"){
                   self.detailContainerView.isHidden = false

               }
               self.present(alertVC,animated: true)

                break
            case .failure :
                let alertVC = self.alertservices.alert(title: "Add Recipe : Basic Level", message: "Something went wrong. Please try again!", cancelTitle: "Cancel", submitTitle: "Ok", alertimage: "recipes"){

                }
                self.present(alertVC,animated: true)
                break
            }
})

If I use .responseData then I get the this output success(118 bytes) instead of what is mentioned below. But the actual response which I get when I place the values in the postman is
{
    "response": "success",
    "status": 0,
    "recipe_id": 10422
}

If I use .responseJSON then the following error is shown at the console.
["recipe_preparation_time": "00:10:00", "recipe_title": "test recipe", "recipe_category": "2", "veg_status": "1", "recipe_food_type[]": [1, 3], "type": "3", "recipe_cooking_time": "00:10:00", "recipe_country": "", "customer_id": "5", "added_by": "5", "difficulty_level": "1"]
success({
    error =     {
        "recipe_food_type" =         (
            "The recipe food type field is required."
        );
    };
    message = "Validation Error";
    status = 406;
})

Can anyone help me to solve this?

A: Create a Codable resposne struct, and decode using JSONDecoder():
struct Response: Codable {
    let response: String
    let status, recipeId: Int

    enum CodingKeys: String, CodingKey {
        case response, status
        case recipeId = "recipe_id"
    }
}

Add this format for you request:
AF.request(url, method: .post, parameters: parameter, encoding: JSONEncoding.default).validate().responseDecodable(of: Response.self) { response in

A: As @Frankenstein mentioned its good to create Codable struct. But when you are using Alamofire you can use:
AF.request(url).validate().responseDecodable(of: Response.self) { response in
  // and then on response.value you have your response struct
}

redpajama_set_name: RedPajamaStackExchange


# 1 Billboard recording artist Phil Denny has become a household name in contemporary jazz and remains a topic of conversation and interest among an international audience. Impressive artistry, presence and passion combined with a unique ability to connect with people on and off the stage have earned Denny a resume of notable achievements in just a short time and give reason to play on.
The identifiable sound of his silky smooth tenor sax is perhaps most familiar on the hit track Diggin' On which scored an impressive #13 position on the Billboard chart in 2017. The overall success of his sophomore release, Upswing (2015) helped to further position Denny among his peers and format listeners and was motivation to step up yet again. Align, the forth studio album released in June 2018 is indeed a best-yet collection of eleven original tracks and welcomes great artist collaborations. The debut single, Switch Up earned a career first Billboard #1 as well as the top spot on the Mediabase and Smooth Jazz Network charts.
Performances of note to date include an appearance at the 2012 Dubai International Jazz Festival, Headlining Jazz Under the Stars 2013 in Nairobi, Kenya, co-headlining 2014, 2013 Arizona Jazz Festival, 2013/2014 GrandJazzFest, 2014 Inaugural Shoreline Jazz Festival, 2015/2016 Cabin Fever Jazz Festival, 2016 Hyatt Regency Newport Beach Jazz Festival, 2017 Cancun Jazz Festival, 20th Seabreeze Jazz Festival (2018) and is a frequent performer on the venue/club scene. Additionally, Denny enjoys performing as sideman to guitarist Peter White and more.


text:
Q: Representation of linear mappings as matrices I'm reading Axler's Linear Algebra Done Right (2nd edition), and I don't understand how a matrix is determined from a linear map. On page 48, he writes that $Tv_k$ can be written uniquely as a linear combination of the $w$'s, so that
$$Tv_k = a_{1,k}w_1 + ... + a_{m,k}w_m,$$
where $(v_1,...,v_n)$ and $(w_1,...,w_m)$ are bases, $a_{j,k}$ is a matrix entry, and $T$ is a linear map. This mostly makes sense for me. But the linear map should determine a matrix that behaves the same way as the map, so that $Tx = Ax$. But the equation from the book seems to imply that $Tv = Aw$, and I don't get how these are connected. Can anyone help me understand?

A: "But the linear map should determine a matrix that behaves the same way as the map, so that $Tx=Ax$."
What if you have a linear transformation that takes a polynomial? Does it make sense to say that $Tp = Ap$ for some matrix $A$?
To specify the way in which the matrix of a linear transformation behaves as the linear transformation, let me fix some notation.
Let $V$ and $W$ be finite-dimensional vector spaces. Choose a basis $v_{1}, \ldots, v_{n}$ for $V$, which we will call $\mathcal{B}$, and a basis $w_{1}, \ldots, w_{m}$ for $W$, which we will call $\mathcal{E}$. I will denote the matrix of $T$ with respect to $\mathcal{B}$ and $\mathcal{E}$ by $[T]_{\mathcal{B}}^{\mathcal{E}}$.
For $v$ in $V$, I will denote by $[v]_{\mathcal{B}}$ its coordinates with respect to $\mathcal{B}$, written as a column vector. So if
$$ v = \alpha_{1}v_{1} + \ldots + \alpha_{n}v_{n} ,$$
then
$$ [v]_{\mathcal{B}} = \begin{pmatrix}
           \alpha_{1} \\
           \vdots \\
           \alpha_{n}
         \end{pmatrix}.
   $$
Similarly, if
$$ Tv = \beta_{1}w_{1} + \ldots + \beta_{m}w_{m}, $$
we write
$$ [Tv]_{\mathcal{E}} = \begin{pmatrix}
           \beta_{1} \\
           \vdots \\
           \beta_{m}
         \end{pmatrix}.
   $$
Now suppose you were only given the bases $\mathcal{B}, \mathcal{E}$ and the matrix $[T]_{\mathcal{B}}^{\mathcal{E}}$. Would you still be able to know $Tv$ for any $v \in V$? Well, of course! The matrix contains all the relevant information about $T$. We can get the coordinates of $Tv$ (and thus $Tv$) via matrix multiplication:

Proposition. Let $V$ and $W$ be finite-dimensional vector spaces with bases $\mathcal{B}$ and $\mathcal{E}$, respectively, and let $T$ be a linear transformation from $V$ to $W$. Then, for any $v \in V$,
$$ [T]_{\mathcal{B}}^{\mathcal{E}} [v]_{\mathcal{B}} = [Tv]_{\mathcal{E}}. $$

Notice that $T$ takes a vector $v \in V$, but the matrix of $T$ acts on the coordinates of $v$.
Since you're reading Axler's LADR, this is result 3.65 in the 3rd edition.
As a particular case of the previous result, consider a linear transformation $T: \mathbb{R}^{n \times 1} \rightarrow \mathbb{R}^{m \times 1}$ and let $A$ be the matrix of $T$ with respect to the standard bases of $\mathbb{R}^{n \times 1}$ and $\mathbb{R}^{m \times 1}$. It can be verified that
$$ Tx  = Ax$$
for any $x \in \mathbb{R}^{n \times 1}$. This seems to be the case you had in mind.


All for her - my ox-eyed cowslip- all for her!
And then, my duty not to shirk, I gave up going out to work.
All for her - the tender tabloid -all for her.
All for her - the fancy fossil - all for her.
Then with a blessing, and the quids, I sloped and left the thirteen kids.
All for her - the paralizer - all for her!


text:
import React from 'react'
import { Route, IndexRoute, Router } from 'dva/router'
import CoreLayout from '../containers/layout'
import SelfSupport from 'views/SelfSupport/page'
export default function (ref) {
  return (
    <Router history={ref.history}>
      <Route path='/' component={CoreLayout} name="我有好物">
        <IndexRoute component={SelfSupport} name="钱宝自营"/>
        <Route path='/SelfSupport' component={SelfSupport} name="钱宝自营" />
      </Route>
    </Router>
  )
}

redpajama_set_name: RedPajamaGithub


text:
Q: VBA Problem with large data in double looped array I'm having problems with this and there must be some better way of doing it, the code works but it's just very slow. Array1 is 80 000 rows and Array2 has 600 000 rows which is a lot. Would much appreciate ideas for doing this faster. :)
Array1 has unique rows and searches through Array2 to find matching rows, on match summing values and add them to Array1. Basically summing the 600 000 rows with the correct 80 000 unique rows.
For i = 0 To UBound(Array1, 2)
    For ii = 0 To UBound(Array2, 2)
        If Array1(0, i) = Array2(27, ii) And Array1(2, i) = Array2(20, ii) Then
            Array1(1, i) = Array2(21, ii)
            Array1(3, i) = Array2(25, ii)
            Array1(4, i) = Array1(4, i) + Array2(24, ii)
        End If
    Next ii
Next i

edit: Thanks BigBen and VBasic for the ideas, much appreciated. So to elaborate on how I end up with these 2 arrays, possibly I have a convoluted process. So: 1) I have a semicolon separated txt file with 600 000 rows. The rows are not unique. 2) I read the file with a CreateObject and add the data through ObjFile.readall to an array. 3) Line by line I split it to a 2d array, split on semicolon. 4) I loop through the 2d array and add unique values to a collection. 5) I move the unique values from the collection to Array1. Everything up to this point is fast. 6) The loop above is the last step.
edit2: This is the rest of the code leading up to the above. It's fast enough to work.
'Adds rows from TXT to array
Set objFSO = CreateObject("Scripting.FileSystemObject")
Set objFile = objFSO.OpenTextFile(txtfile, 1)
strIn = objFile.readall
ArrayLines = Split(strIn, vbNewLine)
objFile.Close
Set objFile = Nothing

'Splits data on semicolon to Array1
Dim Month As String: Month = Format(Date, "mm")
ReDim Array1(0 To 27, 0 To TxtNumberOfRows)
For i = 0 To UBound(ArrayLines)
    splitLine = Split(ArrayLines(i), ";")
    For ii = 0 To UBound(splitLine)
        Array1(ii, i) = splitLine(ii)
    Next ii
    Array1(23, i) = Array1(14, i) / 10000
    Array1(24, i) = Array1(17, i) / 100
    Array1(25, i) = "F" & Month - 1
    For iii = 0 To UBound(ArrayTranslate, 2)
        If ArrayTranslate(0, iii) & "" = Array1(19, i) & "" Then
            Array1(26, i) = ArrayTranslate(3, iii)
        End If
    Next iii
    Array1(27, i) = Array1(8, i) & Array1(26, i) & ""
Next i

'Loops through Array1 to fins unique values
On Error Resume Next
Dim UniqueColl As New Collection
For i = 0 To UBound(Array1, 2)
    UniqueColl.Add (Array1(27, i) & "¤" & Array1(20, i)), CStr(Array1(27, i) & "¤" & Array1(20, i))
Next i
On Error GoTo 0

'Move data from collection to Array2
Dim Splitted
ReDim Array2(0 To 4, 0 To UniqueColl.Count)
For i = 1 To UniqueColl.Count
    Splitted = Split(UniqueColl(i), "¤")
    Array2(0, i - 1) = Splittad(0)
    Array2(2, i - 1) = Splittad(1)
Next i


While bouncing back from an injury is a physical process, a good attitude also helps... Researchers from the University of Alberta in Canada found that peoplewho expected to mend quickly from whiplash healed faster than those with poor expectations.
"Thinking it's going to take a long time to get better can make you depressed," says Professor Linda Carroll.
"You're focused on the pain and less on your usual activities, which can slow recovery."..


Guest Opinion: How do we give everyone a fair shot in the new economy?
This past Tuesday evening, President Obama delivered his final State of the Union address before a joint session of Congress. Unsurprisingly, his speech contained a series of domestic policy proposals. As a card-carrying "policy wonk," I was particularly struck by the first of the four broad questions the president used to frame his remarks.
The question was, "How do we give everyone a fair shot at opportunity and security in the new economy?" As the president pointed out, despite being in the midst of a national economic expansion that includes 66 straight months of private sector job growth and a halving of the national unemployment rate since the nadir of the Great Recession, the rising tide has not been lifting all boats. To date, our economic expansion, both nationally and here in Massachusetts, has been seriously imbalanced and has left many regions and communities behind.
Two of the president's proposals in particular stood out. They are both evidence-based ways to level the economic playing field and to extend more and better opportunities to fully participate in the contemporary economy. Both concern educational opportunity.
The first of these proposals is to provide universal access to preschool education. While making this happen would require a substantial and ongoing public investment, the evidence is clear that the return on this investment would be strongly positive. Nobel Laureate James Heckman has found that a quality preschool education is associated with a smaller urban educational achievement gap, higher lifetime incomes for participants, and reduced levels of crime. Notably, Heckman has estimated that access to a quality preschool education returns $7 in benefits for every $1 in cost. A very good deal for the taxpayer.
The Georgetown Center on Education and Workforce recently reported that, by 2020, 65 percent of available jobs will require postsecondary education and training. Consequently, ensuring access to affordable and high quality postsecondary educational opportunities is a critical workforce development imperative. The rising cost of a college education is also largely responsible for the substantial rise in student loan debt burden, which is beginning to have a visible and negative impact on the ability of young adults to form independent households, purchase a home, and start a family. All of which constrain our economic growth and are counterproductive.
While there are no easy answers, U.S. Sen. Elizabeth Warren's proposal to allow federal student loan borrowers to refinance their loans at the lower rates the federal government is currently offering new borrowers would be an important step in the right direction.
Cracking down on for-profit institutions, which collect billions in federal loans and frequently deliver little value to their students would also help. So would investing more in our nation's public higher educational system. But this too would either require significant public investment or some very difficult choices.
As the Atlantic recently reported, the federal government already spends more on higher educational subsidies, including financial aid, than our public institutions collect in tuition each year. So we are already spending more than enough to make public higher education tuition free for all if we so choose. But doing so in a revenue-neutral way would require the elimination of the vast majority of the subsidies received by private colleges and students who attend them. This almost certainly makes this approach a political non-starter. However, it is high time we had a vigorous public debate about what the nation needs its higher educational system to do, how we pay for postsecondary education, and what the public should and should not be subsidizing.


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text:
Press Release: 43 Active COVID-19 Cases in Region
43 Active COVID-19 Cases in Region
Nome, Alaska – Between Monday, September 20, and Tuesday, September 21, NSHC identified nine COVID-19 cases in Koyuk, six in Shaktoolik, and four in Nome. The patients have been notified and are safely isolating.
An announcement from Pfizer-BioNTech yesterday about the vaccine and the 5-11 age range could mean promising things for this fall. The Pfizer-BioNTech COVID-19 vaccine has been shown to be safe and highly effective in young children aged 5 to 11 years, the companies announced yesterday morning. By the end of September, Pfizer and BioNTech plan to apply to the Food and Drug Administration for authorization to use the vaccine in this age group.
This age group would receive a third of the normal amount that is in each vaccine now.
"The 10 microgram dose was carefully selected as the preferred dose for safety, tolerability and immunogenicity in children 5 to 11 years of age," Pfizer said in a news release.
Elementary school students could begin to receive their first vaccine around Halloween.
In the U.S., nearly all the cases of severe illness, hospitalization, and death continue to occur among those not yet vaccinated against COVID-19. NSHC strongly encourages everyone in the region to contact their local clinic to get vaccinated against COVID-19 as soon as possible.
In Nome, vaccinations are available at the following times and places:
• Wellness Bus at Day Shelter Entrance: vaccines are available every Tuesday from 9:30 – 10 a.m.
• Nome NSHC Pharmacy: walk in Monday-Friday, from 9 a.m.-12 p.m. and 1-3 p.m. Appointments are available Monday-Saturday at picktime.com/NSHC.
• Nome Airport: Pfizer and Johnson & Johnson vaccines are offered to all incoming passengers 12 years and older.
• Nome Post Office: Pfizer and Johnson & Johnson vaccines are available every Wednesday from 12:30 – 4:30 p.m.
• Wellness Bus at AC: vaccines are available every Wednesday from 8:30 – 11 a.m.
In a village, residents may contact their local clinic to arrange a COVID-19 vaccination.
There are currently 43 active cases in the region: 19 are in Shaktoolik, 11 are in Nome, nine are in Koyuk, one is in Unalakleet, one is in Brevig, and one is in Teller. Village leadership in all communities have been notified.
Stay up to date by visiting the latest https://www.nortonsoundhealth.org/category/covid-19/


The Schoeps CCM21 microphone has a directional pattern between omni and cardioid. Combining both the uses of cardioid with those of the omni has resulted in a pickup pattern that blends the two sets of characteristics in a useful way. It has a fuller and more extended frequency response that a cardioid and less proximity effect while attenuating side and rear-incident sound less that a cardioid.
The Schoeps CCM21 Sub-cardioid microphone with directional pattern between omni and cardioid.


text:
January 11	The Rector: Baptism of…
December 25	The Rector: Afghan…
Welcome + Worship + Witness
Parish Administrator
Priory Choir
Priory Directory
Volunteer Groups
Bolton Abbey Village Hall
Friends of Bolton Priory
Bolton Abbey Estate
Bolton Abbey Cricket Club
Sermons and Reflections
Bolton Priory Then and Now
The Priory in History
The Priory in Art
The Priory in Poetry
Bolton Priory Today
The Pugin Windows
The First Casualty
Priory Magazine
HomeSermonsThe Rector: A Patient and…
The Rector: A Patient and Humble Witness to Ordinary Holiness
Revd Nicholas Mercer
All Saints/All Souls
Sung Eucharist
As most of you know, a few years ago I was the Rector of the Falkland Islands in the South Atlantic
Soon after I arrived, it became known that I was keen on fishing
And a kind member of the local community said that he would be very pleased to take me on a fishing trip
The first occasion was remarkably successful and we had a good haul of grey mullet
However, on the second we hardly caught anything
It was, obviously, a bit disappointing and, on the way back, I asked my guide why we had caught so few fish?
He replied that "the Saints have taken them"
I was intrigued by this response as I did not have a clue what he was talking about
In my mind's eye, I envisaged the Saints returning to earth to do some fishing
Perhaps the fishermen disciples – Andrew, Peter, James and John – had returned to earth with their fishing rods and had set off for Port Louis before us?
The thought was delightful and, eventually, I plucked up the courage to ask him what he meant?
He said he was referring to the Saint Helenians – who had come to settle on the Islands
However, despite my lack of understanding, the thought remained with me that somehow Saints were amongst us in our daily lives
And whilst, at first blush, it might seem a little far-fetched, on closer examination that thought is not as remote as it might first seem
After all, a Saint is always someone who has lived and worked amongst us
In our own time, someone like St Theresa of Calcutta or Oscar Romero, former Archbishop of El Salvador
Normally men and women of great prominence in the world
However, it does not have to be a world renowned figure – Saints come in all shapes and sizes
And indeed on All Saints Day we specifically remember Saints – both known and unknown –
An unknown saint is someone who demonstrates "life giving witness" in their lives but which normally goes un-recognised
I was recently reading the list of Saints who had been canonised by Pope Francis
Whilst I was so doing, I came across a saint called Nunzio Sulprizio
I had never heard of him, and I suspect many of you are in the same boat
He was an Italian Roman Catholic from Pescara who worked as an apprentice blacksmith in the early part of the 19th century
He was considered by all those who knew him to be gentle and pious but died of a gangrenous wound to his leg at just nineteen
However, in that short time, he became known for his patient suffering, his concern for the sick and his profound faith
He did, seemingly, very little, but was described as "A patient and humble witness to ordinary holiness"
The thought of heroic, unknown, "saints" crossed my mind again whilst I was recently reading a book called "A Nurses Story"
It is written by an A&E nurse called Louise Curtis and charted her time on the wards during the recent pandemic
The book does not seek to be sensational nor is it written in a melodramatic fashion
It is simple and straightforward and describes what it was like working in A&E during the pandemic
I was first taken by her description of what it was like to wear PPE all the time
"Even though I felt safer when I had PPE on…it was so uncomfortable. Even having a conversation would lead me getting out of breath, and I like to think I am quite fit. I felt so claustrophobic. Even going to the loo was a nightmare…it became a fifteen minute trip instead of the two minutes it normally took"
And then the gradual realisation that this was not just a virus which affected the elderly
"The dreaded pink hash mark is how we found out that a young patient had died from of COVID-19. The patient was in her twenties…this kind of bad news travelled fast. When a second patient in their thirties died I suddenly knew I wasn't invincible"
As a result, she described her fear in going back home at night in case she infected her husband
As she said "I feared death, or worse still- giving my husband the virus"
At the end of her book, she said
"I don't have faith, but some part of me wondered if there was some higher presence guiding me through life. I couldn't begin to formulate in my mind why things happened as they did but I started to feel like my role in caring for others at their greatest moment of need was a calling and one of my true purposes in life. Had I been put on this earth to be there with people at their lowest ebb and to help them out of one of the worst times in their lives? For me there was no greater privilege"
Being saintly does not have to be in acts of great heroism
It can be the simplest of acts or gestures instead – such as nursing the sick
It is worth reminding ourselves that 850 health care professionals died of Coronavirus in the UK
If this had been a war there would be national memorials – but there is nothing…
However, and greater than any earthly recognition, through their earthly lives, they made God's presence known to us
And demonstrate, to our generation, that Christ walks amongst us
And we give thanks for their saintly but "ordinary holiness" today
But their deaths, remind us that All Saints Day is also followed immediately by the feast of All Souls
And, in a sense, the two Feast Days complement each other
As the Jesuit priest, Father Andrew Mowat said about All Saints Day
"On this day, think of the departed brothers and sisters of inspirational faith and life giving witness whom we trustfully believe are in heaven among the unknown saints"
So we remember today those "unknown saints"
Those who have lived amongst us
Not least our health workers but also those who worshipped with us at Bolton Priory and who now abide in heaven – possibly among the saints
They may not have taken the fish
But, like the blacksmith from Pescara, they too have shown "patient and humble witness to ordinary holiness"
The Rector: People of…
The Rector: Damnatio…
© 2022 Bolton Priory. Registered Charity No. 1129541


Which of the pet friendly hotels you will be staying at is one of the most important decisions you can make when traveling with pets. Make sure you know the pet amenities and pet perks before you book. Our website has all this information. For those traveling with pets for the first time, or even seasoned travelers, here is a good article on dog friendly vacations that goes into depth about the various kinds of pet friendly vacations.
In the last few years, we have seen more and more hotels open their doors to pets in wonderful travel destinations across the U.S. from Aspen, CO to New York City, NY. Check out how hotels really want you to bring your pet with this video. Then start your vacation plans by booking a pet friendly hotel.
There are a few things you should think about if you are planning on being a guest at any of our pet friendly hotels.
1. Make sure you bring your reservation or trip ID number. Most travelers save it on their phone.
2. You will undoubtedly be asked for your pet's health certificate. Make sure vaccinations are up to date.
3. Immediately upon arrival, ask where the nearest grass area is where your pet can do his or her business.
4. Make sure you have enough dog food for two nights, just in case there is not a nearby store. This doesn't happen often, but it's a precautionary measure. You can find pet stores in our Travel Guides. You'll also find listings for pet friendly restaurants, parks, beaches, shopping, events and much more for every U.S. city.
5. Help your pet get used to being there. Pet friendly hotels typically do what they can to make your pet feel at home, however, you too have to create a feeling of familiarity. Bringing along a favorite toy or blanket. Spend time playing with him in the room. Take a tour of the hotel together and let some of the guests give him some attention.
6. Know that if you leave the room, most hotels require the pet be crated. It's also a good idea to put him in the crate and leave the door open so he can see that people will be walking by. Otherwise, your pet will be alarmed by noises outside the door. This way he has a good understanding of what the noises are.
7. Always clean up after your pet.
8. Hotels have the right to ask you to find a kennel for your dog if he is making too much of a disturbance. If your dog is a loud barker, you may want to consider pet friendly vacation home rentals or pet friendly cabins.
9. Keep your pet leased at all times when not in your room.
10. Always have tags on your pet.
Why are there more Pet Friendly Hotels?
More and more people are demanding pet-friendly hotels provide amenities for the furry member of their families. Companies and organizations such as Vacation Pet Friendly, become huge advocates for traveling with pets. We allow for comparison shopping. Once you are in the search area for pet-friendly hotels at your travel destination, always click on the "Promotions" tab to find the best deals.
More Hotels are Pet Friendly Now Than Ever Before!
You may be surprised to learn how many hotels, both chains and independents, have come around to the fact that people treat their animals with great importance, and would rather travel with them if they could. As pet friendly hotels become more prevalent, it makes it easier to travel. Gone are the days where you are forced to leave your pet behind when you didn't want to. Now you have a choice and Vacation Pet Friendly has the largest inventory of pet friendly hotels online.
There's pluses and minuses for leaving and taking your pets when you go on vacation. Leaving them behind can make you antsy or uncomfortable, plus your pets may get lonely for you as well. Any animal lover knows that pets need companionship just as much as we do so if you do decide to leave them, make sure they will get lots of love and attention.
On the other hand, taking them with you also is challenging, but much less so these days with many pet friendly hotels to select from, an increasing number of things to do with a pet in tow at your travel destination, and significantly more eating establishments opening their patios to pets.
How to Find Pet Friendly Hotels?
This is where we come in! We love animals, and believe we should be able to take them on our adventures. Check out our list of pet friendly hotels. Our state/city search makes it easy. We also have a listing of airlines that allow animal travel. Just a few clicks and you'll change the way your family travels; everyone will get to come!


text:
package armappservice_test

import (
	"context"
	"log"

	"github.com/Azure/azure-sdk-for-go/sdk/azidentity"
	"github.com/Azure/azure-sdk-for-go/sdk/resourcemanager/appservice/armappservice/v2"
)

// Generated from example definition: https://github.com/Azure/azure-rest-api-specs/tree/main/specification/web/resource-manager/Microsoft.Web/stable/2022-03-01/examples/ListResourceHealthMetadataBySubscription.json
func ExampleResourceHealthMetadataClient_NewListPager() {
	cred, err := azidentity.NewDefaultAzureCredential(nil)
	if err != nil {
		log.Fatalf("failed to obtain a credential: %v", err)
	}
	ctx := context.Background()
	client, err := armappservice.NewResourceHealthMetadataClient("4adb32ad-8327-4cbb-b775-b84b4465bb38", cred, nil)
	if err != nil {
		log.Fatalf("failed to create client: %v", err)
	}
	pager := client.NewListPager(nil)
	for pager.More() {
		nextResult, err := pager.NextPage(ctx)
		if err != nil {
			log.Fatalf("failed to advance page: %v", err)
		}
		for _, v := range nextResult.Value {
			// TODO: use page item
			_ = v
		}
	}
}

// Generated from example definition: https://github.com/Azure/azure-rest-api-specs/tree/main/specification/web/resource-manager/Microsoft.Web/stable/2022-03-01/examples/ListResourceHealthMetadataByResourceGroup.json
func ExampleResourceHealthMetadataClient_NewListByResourceGroupPager() {
	cred, err := azidentity.NewDefaultAzureCredential(nil)
	if err != nil {
		log.Fatalf("failed to obtain a credential: %v", err)
	}
	ctx := context.Background()
	client, err := armappservice.NewResourceHealthMetadataClient("4adb32ad-8327-4cbb-b775-b84b4465bb38", cred, nil)
	if err != nil {
		log.Fatalf("failed to create client: %v", err)
	}
	pager := client.NewListByResourceGroupPager("Default-Web-NorthCentralUS",
		nil)
	for pager.More() {
		nextResult, err := pager.NextPage(ctx)
		if err != nil {
			log.Fatalf("failed to advance page: %v", err)
		}
		for _, v := range nextResult.Value {
			// TODO: use page item
			_ = v
		}
	}
}

// Generated from example definition: https://github.com/Azure/azure-rest-api-specs/tree/main/specification/web/resource-manager/Microsoft.Web/stable/2022-03-01/examples/ListResourceHealthMetadataBySite.json
func ExampleResourceHealthMetadataClient_NewListBySitePager() {
	cred, err := azidentity.NewDefaultAzureCredential(nil)
	if err != nil {
		log.Fatalf("failed to obtain a credential: %v", err)
	}
	ctx := context.Background()
	client, err := armappservice.NewResourceHealthMetadataClient("4adb32ad-8327-4cbb-b775-b84b4465bb38", cred, nil)
	if err != nil {
		log.Fatalf("failed to create client: %v", err)
	}
	pager := client.NewListBySitePager("Default-Web-NorthCentralUS",
		"newsiteinnewASE-NCUS",
		nil)
	for pager.More() {
		nextResult, err := pager.NextPage(ctx)
		if err != nil {
			log.Fatalf("failed to advance page: %v", err)
		}
		for _, v := range nextResult.Value {
			// TODO: use page item
			_ = v
		}
	}
}

// Generated from example definition: https://github.com/Azure/azure-rest-api-specs/tree/main/specification/web/resource-manager/Microsoft.Web/stable/2022-03-01/examples/GetResourceHealthMetadataBySite.json
func ExampleResourceHealthMetadataClient_GetBySite() {
	cred, err := azidentity.NewDefaultAzureCredential(nil)
	if err != nil {
		log.Fatalf("failed to obtain a credential: %v", err)
	}
	ctx := context.Background()
	client, err := armappservice.NewResourceHealthMetadataClient("4adb32ad-8327-4cbb-b775-b84b4465bb38", cred, nil)
	if err != nil {
		log.Fatalf("failed to create client: %v", err)
	}
	res, err := client.GetBySite(ctx,
		"Default-Web-NorthCentralUS",
		"newsiteinnewASE-NCUS",
		nil)
	if err != nil {
		log.Fatalf("failed to finish the request: %v", err)
	}
	// TODO: use response item
	_ = res
}

// Generated from example definition: https://github.com/Azure/azure-rest-api-specs/tree/main/specification/web/resource-manager/Microsoft.Web/stable/2022-03-01/examples/ListResourceHealthMetadataBySite.json
func ExampleResourceHealthMetadataClient_NewListBySiteSlotPager() {
	cred, err := azidentity.NewDefaultAzureCredential(nil)
	if err != nil {
		log.Fatalf("failed to obtain a credential: %v", err)
	}
	ctx := context.Background()
	client, err := armappservice.NewResourceHealthMetadataClient("4adb32ad-8327-4cbb-b775-b84b4465bb38", cred, nil)
	if err != nil {
		log.Fatalf("failed to create client: %v", err)
	}
	pager := client.NewListBySiteSlotPager("Default-Web-NorthCentralUS",
		"newsiteinnewASE-NCUS",
		"Production",
		nil)
	for pager.More() {
		nextResult, err := pager.NextPage(ctx)
		if err != nil {
			log.Fatalf("failed to advance page: %v", err)
		}
		for _, v := range nextResult.Value {
			// TODO: use page item
			_ = v
		}
	}
}

// Generated from example definition: https://github.com/Azure/azure-rest-api-specs/tree/main/specification/web/resource-manager/Microsoft.Web/stable/2022-03-01/examples/GetResourceHealthMetadataBySite.json
func ExampleResourceHealthMetadataClient_GetBySiteSlot() {
	cred, err := azidentity.NewDefaultAzureCredential(nil)
	if err != nil {
		log.Fatalf("failed to obtain a credential: %v", err)
	}
	ctx := context.Background()
	client, err := armappservice.NewResourceHealthMetadataClient("4adb32ad-8327-4cbb-b775-b84b4465bb38", cred, nil)
	if err != nil {
		log.Fatalf("failed to create client: %v", err)
	}
	res, err := client.GetBySiteSlot(ctx,
		"Default-Web-NorthCentralUS",
		"newsiteinnewASE-NCUS",
		"Production",
		nil)
	if err != nil {
		log.Fatalf("failed to finish the request: %v", err)
	}
	// TODO: use response item
	_ = res
}


Successful companies thrive on their ability to make good decisions, quickly. Unfortunately, most business intelligence projects move slowly. Several lean startup principles1 can help you reverse the status-quo, set new performance levels, and be a change-agent. Remember, as a practitioner of Decision Visualization – Be decision-driven, supported by data and bold design.
Picture your team as a startup company that wants customers using (and buying) their product ASAP. The business intelligence community must work with the exact same mind-set to help their companies gain a competitive edge.
Always begin by clearly understanding the decision your "customer" wants to make. A business intelligence premise is that if you give someone the right information, they can/will be able to take an action. How often do reports go unused or not acted upon in your organization? Doesn't that frustrate you? Therefore, you must test the following hypothesis at each step of your project to ensure your work is directly tied into the needs of the organization, "They will take action on the decision, given the appropriate data in a usable form."
You: What decision are you trying to make?
Customer: What were our sales in each region last month?
You: If you knew that information, what would you do?
Customer: I could tell each salesperson if they need to sell more.
You: How would you decide if they are selling enough?
Customer: Well, first I would need to compare sales to targets.
You: That makes sense. How far off target gets you concerned?
Customer: More than 5% behind could be a problem.
You: What else do you need?
Customer: If they trended down the last three months.
You: So, is the decision: "Do I need to work with the salesperson to increase sales of specific products?"
Customer: Yes, I agree. This was really helpful!
Once you know the decision, it is helpful to frame the supporting data as a results statement – and validate it with your customer, "The salesperson must be at least 5% behind target and trending down the last three months. Is that correct?" The simple results statement is incredibly powerful. If the criteria are not met, they do not need to think about taking further action. All the noise from irrelevant data is cleared away. I AM NOT saying someone can make a final decision with this information alone; rather, it indicates an action may be necessary. Also, someone will likely conduct a more detailed analysis based on the observed results.
You have just experienced (in short form), the first two steps of what I call DRAW-ON™. The full six steps together deliver a complete solution to make the decision – or not. The framework incorporates lean product concepts and provides a consistent approach for teams to collaborate around business intelligence projects. It's a dramatic shift from most business intelligence work.
The decision and results statements are initial requirements for your visualization and building a minimum viable product (MVP). The MVP is the simplest means to collect feedback from customers and refine until your customer agrees with the hypothesis: "They will take action on the decision, given the appropriate data in a usable form." By "minimum," the MVP is not about trying to deliver a final product (visualization) with a limited number of features; although, you would not want to deliver more than needed. ** If you were truly a startup, the MVP would test the viability of your business idea. For our work in visualization, it's easier to think of it as a refining cycle.
You don't need design software to build the prototype. Let me say it another way – don't use design software. Head up to a whiteboard with a black marker. Otherwise, get paper and a black Sharpie™ – email me feedback on this article or a story about how you have improved visualization work and I'll ship you one. Most clients I work with initially think this rudimentary approach is not worthwhile. The basis of working lean is to move quickly, and they soon realize that choosing colors or making detailed designs is distracting and time consuming (you will find it hard to write any level of detail with a thick marker).
Within 30 minutes, put your energy into volume and variation of ideas. It's only important to rough out the visualizations, continue the discussion, and get feedback. Ask everyone for his or her initial reactions and interpretations; first-impressions are key. For example, this sketch might start a conversation around what decision is needed if the salesperson is above target but trending down for three months (i.e., Product 1); that should turn out to be more critical that the original decision you are testing!
Decision: "Do I need to work with the salesperson to increase sales of specific products?"
There are phone apps to snap pictures of the whiteboard and stitch the images together. If you work on paper, stick with one idea per page so you can swap sections to create the best story without having to redraft all other elements. Your finished product may, of course, combine ideas onto a single dashboard/screen.
In whatever form you capture the prototype, you will need to make a final version, clean and legible, along with notes explaining interactions, legends, etc. You can just make neater drawings or use computer software (PowerPoint, KeyNote, Visio, OmniGraphSketcher, …). You might find that recording concepts and operating intent is enough; the detailed requirements will be determined during development as the team works collaboratively. Keep thinking and acting lean.
The practice of delivering a "complete" set of visualization solutions just doesn't work – it never really did. For a long time, people have felt secure using this approach. However, if it takes a few months, or even one month, to write "all" the requirements and then develop, there is a good chance the requirements will have changed. All the while, your customers wait helplessly without any visualizations. Can you see how delivering more frequent, smaller releases creates opportunities to move the business forward by making decisions sooner? Doesn't it make sense to receive and incorporate feedback from real-world use before building out too far?
Everyone involved with the business intelligence solution, most importantly your customer, must agree to work in this model or it doesn't work. People will be a bit unnerved because they are comfortable in the current long-cycle model; they know (or think they know) how the project is going to turn out. Shifting to a small-release model will initially generate feelings of uncertainty and doubt. It seems ad hoc when in fact there is a solid process. After a few releases, people will begin to see the impact. You have to help the organization cope with withdrawal as they rid themselves of old dependencies. You can ease the transition by encouraging collaboration and reinforcing the benefits of small batches over detailed requirements and complete solutions.
Keep a list of all decisions/results hypotheses that have been tested or need to be tested.
Meet once a week to review and reprioritize the list.
Be okay with stopping work and switching to something that becomes more important.
Fix what's broken right away.
Test hypotheses in parallel with developing finished releases.
Create rough deadlines for each release; it's helpful to have a target.
Make everyone responsible for QA. Don't put it all on development's shoulders.
Treat enhancements as a new prototype to test; don't just add them in.
Although everything in this article may be disruptive to your embedded ways of working, when moving your team in a new direction, it's often helpful to minimize disruptions. I recommend applying these ideas to a small, new project. Stay out of the spotlight until you try these ideas and work through the particulars of your organization. If you attempt to update an existing project, it will be hard to switch end users from what's currently available because they will feel like you are providing less capability (fewer reports/ dashboards/ charts/ …) – even though by following DRAW-ON and lean techniques you will be providing HIGHER capability toward making decisions.
The dramatic changes in the role of visualization call for an equally dramatic rethinking of how to deliver exceptional products to customers. The strategy of Decision Visualization is the foundation; the DRAW-ON toolset and lean techniques are execution tactics. Continuing to see your work as a business will lead you in new directions to unlock the value residing in data.
Have you applied ideas from startups or other standard business practices to visualization? If so, I'd love to hear about it! You can reach me by email at Lee@DecisionViz.com.
The Lean Startup by Eric Ries is a popular book on working lean. You can find good material at http://theleanstartup.com/.
Thanks for sharing your thoughts and I am glad these ideas can help you!
Yes, simplicity is certainly needed at many levels these days. When it comes to communicating, especially complex data, simple -- not necessarily simplistic -- is key.
Another well done posting Lee; I continually find your articles informative!! This was a great reminder to embrace the beauty of simplicity and recognize some of the signs of organizational over-complication.
Love the idea of treating things like a start-up, and working lean!! There is alot of wisdom in this approach, on a number of levels!!


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Year 2 of the show is officially in the books and what a year it's been!
Going into 2021, I'm sure everyone hoped that the pandemic would not be the big story, but that turned out not to be the case. That said, what turned out to be more interesting to me are the societal and cultural shifts in approaches to work and what people value. Time will tell if this will continue to hold true but I'm fascinated by the monumental change and it's hard to see how things can go back to how they once were.
The show has also grown tremendously this year and thanks to your support, we're closing in on 100 episodes. This should happen sometime mid-2022 and it's a milestone I never thought we'd hit. I'm working on something special for this - you'll know all about it once plans come together.
A few fun 2021 facts about the show - we've released over 40 episodes this year with nearly 35 hours of content. The top listenership in order is the US, Canada, India, UK and the Netherlands… with several other countries very close behind the top 5.
As for this past year, there were far too many great moments on the show to count but I've tried to pull together some clips that resonated with me and that received great feedback from listeners. From Marketing to Diversity and Inclusion, we had some incredible thought leaders whose insights and persp
Highlights from the "best of" show include:
Anthony Lazzara - Ep 60 (spending against OTAs)
Heather Myers - Ep 49 (Attracting new entrants to hospitality / COVID changes to the workforce)
Ken Merkel - Ep 59 (What was learned during the pandemic that no longer works)
Stephanie Coradin - Ep 42 (How to engage an intergenerational workforce)
Andreas King-Geovanis - Ep 69 (Values and defining a service philosophy)
Diversity and Inclusivity in Hospitality
Daniel Poulin - Ep 43 (Unconscious bias and how to measure diversity efforts)
Kirs Jay - Ep 51 (The power of language)
Dave Bahr - Ep 70 (Getting over fear and asking questions about peoples needs)
Thank you for your support over the past year. Thank you for continuing to listen each week, and thank you for sticking with me as we bring the show into the new year.
On that note - Happy new year to you and all the best in 2022.


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text:
South Korea's deepening youth unemployment crisis
BY Hyung-A Kim
South Korea needs drastic policy changes as youth unemployment reaches a 15-year high. HYUNG-A KIM reports.
The Korea Herald recently reported that 410,000 young people in their 20s were unemployed in South Korea, up from 330,000 in 2013, and a 15-year high.
This deepening societal crisis should come as little surprise to those familiar with changes in the post-1997 Korean labour market. Following the Asian financial crisis of 1997–98, the International Monetary Fund bailout package called for the restructuring of South Korea's economy on top of work that had been ongoing throughout the 1990s.
Indeed, an entirely new generation of non-regular or contract workers emerged in the pursuit of a more flexible labour market by both the government and family-owned conglomerates—known as chaebol. As a result, young workers have suffered a loss of career prospects and security in employment.
While South Korea's chaebol have recovered nicely from the crisis, high unemployment or unstable employment have been the outcome for young people, to the extent that they are known in Korean society today as the 'seven-give-up generation'. The seven give-ups include love, marriage, childbirth, human relations, home ownership, personal dreams and hope.
This phenomenon grew out of the 'three-give-up generation', and then the 'five-give-up generation. Of the seven give-ups, young men in their 20s and 30s, according to a recent survey by the Chung-Ang Ilbo newspaper, have mostly given up on marriage and dreams. Young women in the same age group have chosen to give up childbirth and marriage. Korean workers in general feel that they have been abandoned by their government and corporations.
As elsewhere, participation in employment, education or training is important for South Korea's youth to establish themselves in the labour market and achieve self-sufficiency. To a large degree, South Korea's youth unemployment problem is disguised by a relatively low labour force participation rate of only 46 per cent for young people aged 15–29, with only 41.7 per cent actually in employment. South Korea's overall unemployment figure of 9.9 per cent therefore grossly understates youth unemployment and underemployment.
On average it takes young people 11 months to get their first job. The average service period for first jobs is only 14.6 months. People not in paid employment focus on vocational training and preparation for employment exams (33.2 per cent), or take up child care and housework (19.8 per cent), or simply 'kill time' (18.7 per cent), while actual job seeking by those not in paid employment has decreased to 13 per cent.
Postponing the inevitable
The emerging societal problem is obvious and requires urgent government action. The low labour force participation rate, combined with a 10 per cent youth unemployment rate, sees over 58 per cent of South Korea's population aged 15–29 without paid employment. To postpone the inevitable, many South Korean students simply stay on at school because they can't find a job. Moreover, the fact that all males are required to undergo 21 or 24 months of military service simply adds to the dire job situation facing Korea's youth.
In this context, many well-educated young Koreans compete for a limited number of prestigious full-time jobs, rather than apply for less desirable employment options. Many choose to remain out of work in the hope of securing a better job.
And yet, many small and medium-sized enterprises (SMEs) suffer from chronic shortages of manpower, as most college students shun low-paying and physically challenging work. SMEs are forced to compete to hire more immigrant workers, whose numbers and period of stay are limited by government regulations. Under current labour market conditions, the job mismatch is unlikely to be resolved soon.
President Park Geun-hye's administration has attempted over several years to push ahead with a plan to increase the overall employment rate to 70 per cent by 2017. Eager to revive the Korean economy, which has been hard hit by the recent contagious outbreak of Middle East Respiratory Syndrome (MERS), in her nationally televised speech of 6 August, Park called for labour market reform to create more jobs, especially for young people, by pushing for a wage peak system that would offer job security to regular workers earning high income, while progressively cutting their wages after they reach a certain age. Park claimed the system, which is expected to create an environment that will produce more jobs for young people, was a win-win deal for both the older and younger generations.
But the Federation of Korean Trade Unions, one of Korea's two major union associations, has, since April, boycotted a tripartite forum with its government and employer counterparts because of discussions on labour market reforms, especially the proposal to introduce the wage peak system and the revision of employment rules to make it easier to dismiss workers accused of underperforming.
Young people in their 20s and 30s seem no less angry, especially about the wage peak system. Kim Hyung-mo, the author of a book, Who Killed My Pension? bluntly demands in Pressian, a leading progressive internet news service: 'Don't speak about the wage peak system, and increase unemployment benefits.' By declaring himself a 'member of the young people's union', Kim argues that the most urgent task of labour reform is to improve by any means the lives of those who have been 'excluded from the periphery of labor'.
Park's plan
During the past three years, however, the minimum wage under the Park government has increased annually by over 7 per cent, from 4,860 won to 6,030 won ($AU6.90) an hour, or 24.1 per cent. Furthermore, the Minister of Employment and Labour notified on 5 August, one day before President Park's public speech, that the minimum wage would increase 8.1 per cent next year.
As part of her plan to resurrect the economy, Park met the heads of 17 chaebol last month to ask their help to solve the country's worsening youth unemployment. She even pardoned former SK Group chairman Choi Tae-won, who was serving a four-year prison term for embezzlement, in celebration of the 70th anniversary of Korea's liberation from Japan's colonial rule. Not surprisingly, SK Group, Korea's third-largest conglomerate, recently announced that it would hire 24,000 young people over the next two years, which will increase further now that Choi has been released.
The Park government, overall, is seen as incompetent to the extent that it has dug itself into a hole with its economic policies.
Five of the 10 largest chaebol groups, including Samsung, Hyundai Motors, LG, Lotte and Hanwha Group, also announced their own plans to recruit young people. Thus the total number of new positions that will be offered to young people in the next two to three years, in theory, adds up to 96,569. According to Han'gyoreh Daily, however, almost 90,000 positions are internships in various forms, including on-the-job education or start-up education placements. Some chaebol have obviously padded their figures by adding increases to previously planned recruitment numbers.
Despite the president's recent reiteration of a number of policy steps to solve the country's worsening youth unemployment, the Park government, overall, is seen as incompetent to the extent that it has dug itself into a hole with its economic policies. Some argue that Korea's job market should become more flexible in order to absorb more of the young, idle workforce. But they overlook the fact that Korea's job security is the worst (and most flexible) among major economies, with an extremely short average work period of 5.6 years per job.
More drastic, fundamental policy change is therefore needed to turn the tide, preceded by a paradigm shift in the government's management of the economy and government–business relationship. Politicians and bureaucrats must apply their strategic thinking to how to shift more of the fruits of South Korea's economic growth from business to workers, young and old. One approach could be to direct a greater share of the returns of economic growth to more direct job creation, for example by boosting domestic demand. This could lead to higher corporate earnings as well as higher levels of employment for young people.
Just letting the chaebol dictate national policy will only make the rich richer and the poor poorer.
Young Koreans protesting about lack of jobs (Pressian online news).
About Hyung-A Kim
Hyung-A Kim is Associate Professor of Korean Politics and History at The Australian National University.
South Korea, youth enemployment in South Korea
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[…] announce reduced hiring, which becomes dreadful news for the young desperate jobseekers. Despite Park Geun-hye Administration's plan to reform the labor market by suggesting to 17 chaebol compani…, the positions offered would be mostly unpaid or minimum paid internships or contractors. Along […]