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Anti-Capitalist Meetup: The Word is Crisis, Not Recession! by NY Brit Expat
By Anti-Capitalist Meetup in Economy
Yes, comrades, we need to talk about crises again, the term recession simply does not explain what is really going on! Just in case you might not have noticed or perhaps the mainstream media where you live ignored it, the obvious has happened and the end of the so-called recession has disappeared into the fantasy novel. Once again there is a slowdown in growth and the financial markets are not particularly happy. This time, Germany and China are showing signs of slowdown. Globalisation has not ended the potential towards crises in the capitalist economic system; in fact, the greater interconnectedness of the world economy has exacerbated the situation and ensured that the contagion spreads.
For those who believe the fantasies of neoliberal economics, the shock of these latest failures of neoliberalism must come as a surprise. But for those of us that have been warning of the stupidity of squeezing wages and destroying work conditions, rising inequality in income and wealth, the dangers of export-led growth when wage incomes are being squeezed meaning that unless governments become the sole purchasers of goods and services that are being produced (and they are not) that obviously there comes a point when working people cannot purchase goods and services as their incomes are too low, wiping out of savings has happened and personal indebtedness leads to default and bankruptcy. Neither of these things helps to maintain capitalist growth, accumulation and profitability in the long run; forget that, it hasn't even lasted in the short run.
I will be giving a run through on what is going on and why our lives feel as though we are living through the Shock Doctrine (which we are) then address the proposals of dealing with persistent unemployment under capitalism from the Left on which there is significant disagreement.
anti-capitalism, Anti-Capitalist MeetUp, basic income, capitalism, citizen's income, consumption, distribution, economic crises, Economic Crisis, economic growth, Economics, employment, full employment, impoverisation, impoverization, Keynesian, political economy, Production, profitability, rant, recession, social democracy, Unemployment, wages
John T. Harvey: Austerity Leads To… Austerity!
By priceman in Congress, Economy
In the real world and the reality based community, there is talk about austerity from people who understand the nuances of it and macroeconomic accounting identities. They point out the undeniable fact that there is austerity in the UK, the Eurozone, and yes, the United States. This interactive chart will show this, though I can't embed it here. So instead, I will add a small snapshot of some of the data.
Net spending in the United States has steadily declined since it rose from 2008 to 2009 when the inadequate stimulus(only $500 billion of direct spending at about 1.5 percent of GDP) was passed. Stimulus packages don't exist in a vacuum, and you have to count all government spending, which basically shows how exactly the numbers, including the stimulus as this does, didn't close the output gap. And since the numbers didn't, that is actually austerity. After all, spending went up in the UK and Eurozone from 2008 to 2009 as well, and since then, their spending has declined. Even though it is on a higher level, it is being cut at an even more alarming rate with its fate set to go below our miserable level by 2017.
I have pointed this out before. Sometimes I get frustrated, and point this out harshly, because some pride themselves on denying this established data to support whatever a politician in their party says or does. I don't know why. Denying reality is not going to give resources to people who need them. There is a reason my last diary has been cited by the reality based Post Keynesian MMT community, in which I am truly grateful for and humbled by; it is the truth.
The real economy of jobs and wages continues to go nowhere thanks to the lack of deficit spending and an illogical debate in DC about how much austerity we need to appease the invisible bond vigilantes and confidence fairies. It is neoliberal deficit terrorist economic insanity based on lies. And on that note, it is my pleasure to republish a piece by someone in the reality based economic community whom I can now proudly say is a friend of mine, Post Keynesian MMT economist John T. Harvey. He, once again, brings clarity to these matters in a way that only he can.
Austerity, debt, Deficit, Economic Suicide, forbes, government spending, grand bargain, Housing bubble, John T. Harvey, labor, law, MMT, Post Keynesian, recession, sectoral balances, sequester, White House
The Great Recession's Untold Story: State Budgets
By TMC in Economy, Politics
Democratic Connecticut Governor Dannel Malloy (@GovMalloyOffice) joined the panel on Up with Chris Hayes to discuss the untold story of the Great Recession: how cash strapped states and local governments are dealing with the aftermath of the financial crisis and how they could be affected by the outcome of so-called "fiscal cliff" negotiations. Host Chris Hayes, along with Gov. Malloy, talk about austerity on the state level cash strapped states resort to extreme measures to balance their budgets and the different way states are finding to raise cash.
They are joined in the discussion by Elizabeth Pearson, fellow at The Roosevelt Institute; Maya Wiley (@mayawiley), founder and president of the Center for Social Inclusion; Veronique de Rugy (@veroderugy), senior research fellow at the Mercatus Center at George Mason University; and Dedrick Muhammad, senior economic director at the NAACP.
Austerity, Dannel Malloy, recession, state budgets, TMC Politics, Up With Chris Hayes
Stock Market Tumbles on Bad News
By TMC in Economy, News
Cross posted from The Stars Hollow Gazette.
U.S. Stocks Fall Sharply
by Nathaniel Popper, New York Times
The Dow Jones industrial average finished the day down 1.8 percent, or 243.36 points, to end at 13,102.53, its worst performance since June. The losses added to the big declines on Friday, and dropped leading indexes to their lowest levels since early September, before the Federal Reserve announced its latest monetary stimulus program.
Since the Standard & Poor's 500 index hit this year's high of 1,465.77 on Sept. 14, the benchmark index has fallen 3.6 percent. It finished Tuesday down 1.4 percent, or 20.71 points, to 1,413.11.
Share futures were falling even before the opening bell because of disappointing financial results from American companies. The chemical maker DuPont said Tuesday morning that its revenue was down 9 percent in the third quarter from a year ago, and that it would eliminate 1,500 jobs. The company's stock ended down 9.1 percent.
Thomson Reuters said Tuesday that 63 percent of the companies that have reported earnings so far have given revenue figures for the third quarter that were lower than what analysts expected.
Stock Market Suffers Worst Day In Months On Bernanke Separation Anxiety
by Mark Gongloff, Huffington Post
The stock market is freaking out like Bill Paxton's panicky marine in "Aliens," yelling "Game over, man! Game over!" All because it's afraid of losing Ben Bernanke.
Late in the trading day on Tuesday, the Dow Jones Industrial Average was down more than 200 points, on track for its worst one-day loss since June. What had it in such a tizzy? There were lots of good reasons — third-quarter corporate earnings have been kind of awful, and Europe's endless debt crisis continues.
But the main catalyst, according to Wall Street's best and brightest, are a couple of New York Times stories today, one by the well-sourced Andrew Ross Sorkin, suggesting that Federal Reserve Chairman Ben Bernanke probably won't sign up for another term when his second term as Fed Chairman ends in January 2014. Binyamin Appelbaum runs through a handful of the possible replacements in a Mitt Romney administration, and at least one of them — Stanford's John Taylor — is known to be opposed to Bernanke's easy-money policies.
Of course the idea that Bernanke might be leaving should shock nobody, really. After eight years of riding herd on the worst economic crisis since the Great Depression, all the while being accused of treason and threatened with old-fashioned Texas lynchings, did anybody really expect that Ben would want another four years of this?
Apparently so. The market indeed seems shocked and horrified by the idea that it will no longer be able to depend on what's come to be known as the "Bernanke Put" — the implied promise that Bernanke won't let the stock market fall too far before riding to the rescue with another helicopter-load of money.
Sounds like a combination of the continued recession at the bottom of the economic stratus is trickling up to the top, at last, and the poor dears on Wall St. are concerned that they're losing their "sugar daddy". Tell me again why they hate Obama?
Ben Bernanke, Federal Reserve, recession, stock market, TMC News
Austerity Insanity
Doing the same thing repeatedly and expecting different results is the definition of insanity. It then must follow that Germany's Chancellor, Andrea Merkel has got to be insane.
Eurozone in new crisis as ratings agency downgrades nine countries
Standard & Poor's strips France of its AAA credit rating, rekindling fears in the markets over future of single currency
S&P said austerity was driving Europe even deeper into financial crisis as it also cut Austria's triple-A rating, and relegated Portugal and Cyprus to junk status.
The humiliating loss of France's top-rated status leaves Germany as the only other major economy inside the eurozone with a AAA rating, and rekindled financial market anxiety about a possible break-up of the single currency.
S&P brought an abrupt end to the uneasy calm that has existed in the eurozone since the turn of the year by downgrading the ratings of Cyprus, Italy, Portugal and Spain by two notches. Austria, France, Malta, Slovakia and Slovenia were all cut by one notch.
The agency said that its actions on eurozone ratings were "primarily driven by insufficient policy measures by EU leaders to fully address systemic stresses". It added that fiscal austerity alone "risks becoming self-defeating".
Germany,too may be facing a downgrade as it slips into recession as its economy is contracting in the face of the deflationary economic policy of the euro zone. So what does Frau Merkel do? You got it, more austerity.
Merkel: Europe Faces 'Long Road' to Win Back Trust
German Chancellor Angela Merkel said Standard and Poor's downgrades of nine countries underline the fact that the eurozone faces a "long road" to win back investors' confidence, pushing Saturday for it to move quickly on a new budget discipline pact and a permanent rescue fund.
I agree with Chris in Paris at AMERICAblog that the ratings agencies should be rendered useless considering their part in the current economic crisis but they are right about austerity. The Europeans led by Merkel are ignoring reality.
Austerity, Economics, Euro Zone, France, Germany, recession, Standard & Poors, TMC Politics
With a "recovery" like this, who needs recession?
By gjohnsit in Economy
While nearly everyone has acknowledged that the so-called Recovery has been pathetic at best, the implication that most people take for granted is that it is still better than the Great Recession.
But is that assumption true?
Take for example a very bottom line measurement – your paycheck.
Median annual household income has fallen more during the recovery than it did during the recession, according to a new study from former Census Bureau officials Gordon Green and John Code. Between December 2007 and June 2009, when the U.S. economy was in recession, incomes declined 3.2 percent. While during the recovery between June 2009 and June 2011 incomes fell 6.7 percent, the study found.
This situation won't change anytime soon, as 9 in 10 Americans don't expect to get a raise this year.
That by itself should cast doubt on the assumption that this "recovery" is real, but there are other ways to measure it as well.
economic, income, recession, recovery
Double-dip recession is upon us
A couple days ago I read an interesting article on the aljazeera web site titled Double-dip recession is unlikely. What made the article interesting wasn't the source, or the claim, it was the reasoning behind the claim.
Most post-war recessions were kicked off when car sales and house sales and new construction plummeted.
There seems to be little risk of a substantial decline in either car sales or house sales and construction, primarily because the levels are already so low….
Both car sales and housing construction are already so low that they don't have much room to fall.
What the author is claiming is "things are already so bad, it's hard to imagine them getting worse."
That's a very interesting claim, but I doubt the author of the article learned it in an economics class. It sounds more like something he heard in a bar, and seemed to make a lot of sense after a few drinks.
That's not to say he doesn't have a point of sorts. It's just that his point is that we are in a Depression.
Economics, ISM, recession
LQD: The AA+ rating is valid, but the S&P case is intellectually dishonest ~ Mosler
By BruceMcF
Burning the Midnight Oil for a Brawny Recovery
"LQD" is an abbreviation I first encountered at EuroTrib: it means "Lazy Quote Diary".
The quote from Warren Mosler:
Credit ratings are based on ability to pay and willingness to pay.
David Beers of S&P knows this and has discussed this in the past.
So why then did David T. Beers decide to downgrade the US on ability to pay, and not explicitly on willingness to pay?
Sure looks like a case of intellectual dishonesty.
And I have no idea why.
So much for his legacy.
Well, its a very short post, so fair use restricts it to an even shorter quote.
But this is the gist of it: no issuer of its own currency is ever forced to default on debt issued in its own currency.
Think about it: if your family's IOU's were accepted by the bank to repay debts … could you ever run short of the means to pay your debts?
What would an honest downgrade have said? Below the fold.
Brawny Recovery, depression, employment, Panic of 2008, recession
Congress and Obama Ignore History at Our Peril
One of the signs of insanity is repeating the same mistake in hopes of a different outcome. Seventy five years ago, the congress and President Franklin D. Roosevelt did exactly the same thing that congress and President Barack Obama did on Wednesday with the same results.
FDR's Recession
By the spring of 1937, production, profits, and wages had regained their 1929 levels. Unemployment remained high, but it was considerably lower than the 25% rate seen in 1933. In June 1937, some of Roosevelt's advisors urged spending cuts to balance the budget. WPA rolls were drastically cut and PWA projects were slowed to a standstill. The American economy took a sharp downturn in mid-1937, lasting for 13 months through most of 1938. Industrial production declined almost 30 per cent and production of durable goods fell even faster.
Unemployment jumped from 14.3% in 1937 to 19.0% in 1938, rising from 5 million to more than 12 million in early 1938. Manufacturing output fell by 37% from the 1937 peak and was back to 1934 levels. Producers reduced their expenditures on durable goods, and inventories declined, but personal income was only 15% lower than it had been at the peak in 1937. In most sectors, hourly earnings continued to rise throughout the recession, which partly compensated for the reduction in the number of hours worked. As unemployment rose, consumers' expenditures declined, leading to further cutbacks in production.
The Roosevelt Administration reacted by launching a rhetorical campaign against monopoly power, which was cast as the cause of the depression, and appointing Thurman Arnold in the anti-trust division of the U.S. Department of Justice to act, but Arnold was not effective. In February 1938, Congress passed a new AAA bill which authorized crop loans, crop insurance against natural disasters, and large subsidies to farmers who cut back production. On April 2, Roosevelt sent a new large-scale spending program to Congress, and received $3.75 billion which was split among PWA, WPA, and various relief agencies. Other appropriations raised the total to $5 billion in the spring of 1938, after which the economy recovered.
The stock market plummeted over 500 points yesterday wiping out any gains from the recovery since 2008. The market is continuing to fluctuate after rather weak jobs report. While the U-3 dropped to 9.1%, it was due mostly to workers who are no longer seeking employment or are now in the ranks of the under-employed and jobs creation was weak. So after the debt ceiling deal and the worsening European banks situation, investors lacked confidence that the US could increase productivity.
But the White House and Congress insist on sticking to their story that if they hadn't given the hostage takers all they wanted with no jobs stimulus or revenue increases, they wouldn't have gotten the debt deal and the markets would have crashed. As John Nichols said in The Nation, "Unfortunately, it was wrong. Not just morally wrong. Not just politically wrong. Not just economically wrong. It was wrong with regard to the cherished markets."
Debt Ceiling, Deficit, federal budget, recession, TMC Politics
The Era of Republican Big Government is Already Here
By cabaretic in Politics
It is far too soon to make sweeping pronouncements of any sort, but one of the most persistent issues of next year's Presidential Election may well be a grand debate on the size of government. Republicans have considered this their meat-and-potatoes issue since 1980, but in many ways, it is far less applicable today. Even so, now that a substantial federal deficit exists, Republican Presidential candidates will be sure to keep bringing up that fact in debates, television ads, flyers, e-mail blasts, Tweets, and solicitations for contributions. If only they knew that the era of Big Government has long been over. Their paranoia about the evils of contagious socialism is a mere specter now. But so far as myths go, this is one of the more persistent, and has gone unchallenged for so many years that it might as well be gospel in the minds of many believers.
2012 Presidential Election, cabaretic, contracting, Economics, Government, job market, Private Sector, recession
On Dealing With The Debt & Fixing The Economy
By Edger in Barack Obama, Economy
Crossposted from Antemedius
Robert Pollin is Professor of Economics at the University of Massachusetts in Amherst, and is a founding co-director of the Political Economy Research Institute (PERI). His research centers on macroeconomics, conditions for low-wage workers in the U.S. and globally, the analysis of financial markets, and the economics of building a clean-energy economy in the U.S. His books include A Measure of Fairness: The Economics of Living Wages and Minimum Wages in the US and Contours of Descent: US Economic Fractures and the Landscape of Global Austerity.
In February 2010 Pollin talked with Paul Jay of The Real News Network and during the interview outlined a careful combination of job-generating public investments, incentives to mobilize private investment, and policies that protect economically vulnerable populations that can create the economic, regulatory and policy environment that Obama could have already been using to create 18 million jobs and lower the unemployment rate to only 4 percent by 2012 – a proposal that has never been given any serious consideration by the Obama administration, policy makers or mainstream media.
Instead the Obama administration chose to continue listening to people like Ben Bernanke whom Obama had re-nominated as Federal Reserve Chairman in August 2009, and who, as the top bank regulator in the country, had played a central role in the creation of the ongoing economic crisis we are experiencing.
In another interview published today, Pollin again talks with Paul Jay discussing Obama's speech the other day in which he made clear that he is more or less taking on the argument that the big problem is the debt and that austerity for the masses is his plan for reducing it, pointing out that Obama is accepting the notion of the debt being a bigger problem than a recession, that Obama's premise is "wrong to begin with", and that:
debt, Deficit, employment, PERI, Political Economy Research Institute, recession, Robert Pollin, Unemployment
Bizarre Republican Arguments Detaching Debt Problem From Real Economy
William K. Black is an Associate Professor of Economics and Law at the University of Missouri – Kansas City (UMKC). He was the Executive Director of the Institute for Fraud Prevention from 2005-2007. He has taught previously at the LBJ School of Public Affairs at the University of Texas at Austin and at Santa Clara University, where he was also the distinguished scholar in residence for insurance law and a visiting scholar at the Markkula Center for Applied Ethics.
In April 2009 Black alleged in an explosive interview with Bill Moyers that American banks and credit agencies had conspired to create a system in which so-called "liars loans" could receive AAA ratings and zero oversight, amounting to a massive "fraud" at the epicenter of US finance, equated the entire US financial system to a giant "ponzi scheme" and charged Treasury Secretary Timothy Geithner, like Secretary Henry Paulson before him, of "covering up" the "truth".
Black was litigation director of the Federal Home Loan Bank Board, deputy director of the FSLIC, SVP and General Counsel of the Federal Home Loan Bank of San Francisco, and Senior Deputy Chief Counsel, Office of Thrift Supervision. He was deputy director of the National Commission on Financial Institution Reform, Recovery and Enforcement.
Black's 2005 book, The Best Way to Rob a Bank is to Own One is a classic insider's account of how financial super predators brought down the S&L industry with massive accounting fraud. Paul Volcker praised its analysis of the critical role of Bank Board Chairman Gray's leadership in reregulating and resupervising the industry:
Bill Black has detailed an alarming story about financial – and political – corruption. The specifics go back twenty years, but the lessons are as fresh as the morning newspaper. One of those lessons really sticks out: one brave man with a conscience could stand up for us all.
Banking Fraud, recession, US Debt, William K. Black


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Flags, Symbols, & Currencies of India
The Flag of India is a national symbol and is locally known as the "Tiranga" which loosely translates to "tricolor" as a testament to the three colors that make up the flag. India adopted its current national flag on July 22, 1947, as the country was about the gain independence from Britain on August 15, 1947.
The Flag Code of India establishes that the National Flag of India should be set on a horizontal rectangle in the proportions 2:3 meaning that the flag's length should be 1.5 times its width. The flag is made of a triband of the three colors; (arranged from top to bottom) saffron, white, and green with the three stripes being equal in length and width. It is from these three colors that the flag derives its nickname "tiranga" (translated to mean tricolor). The center of the flag is charged with a navy-blue wheel known as the Ashok Chakra which has 24 blue spokes with equally spaced and are spread all around the wheel's circumference.
The meaning of the three colors which make up the Flag of India is a controversial subject which has spurned numerous theories. One explanation behind the symbolism of the colors is based on the religions found in India. According to this controversial theory, the saffron color being traditionally associated with Hinduism and Buddhism represents the two religions in India while green represents Muslims in the country and white is said to represent other minority religions including Christianity. This theory was first mentioned by India's second President, President S. Radhakrishnan.
A more widely accepted explanation behind the colors associates the colors to symbolize morals and ethics practiced by Indian people. According to this explanation, saffron represents selflessness and sacrifice expected of political leaders. Saffron can also be said to represent courage and strength of the Indian people. White is said to represent honesty, purity, and peace in the country. White also symbolizes knowledge and light or a path of truth on which the country walks. Green is seen as a symbol of fertility of the earth and can also represent prosperity and growth of the country.
The Ashok Chakra is a navy-blue wheel located at the center of the Indian flag. The Ashok Chakra is inspired by the Hindu symbol; the Dharma Chakra which, according to the Hindu faith, symbolizes that life thrives with the movement or progression of a community but stagnation of movement or progress brings death to the community. Therefore, the Ashok Chakra can be said to represent the progress of the country. The Ashok Chakra is also believed to represent the wheel of law. The 24 equally-spaced spokes inside the Ashok Chakra are said to symbolize the 24 hours in a day. According to Buddhism, the 24 spokes symbolize the 24 elements which make up the human body and the wheel on which the 24 spokes are connected symbolize the self-realization of perfection.
History of the Flag of India
Prior to the Indian Independence Movement, different flag designs were used by different rulers. The idea of having a single Indian flag was brought about by the British after the rebellion of 1857. The first flag of India was based on the heraldic standard and was similar to flags flown in other British colonies. It had a red field defaced with the Union Jack on the upper hoist side and a seal (star of India) on the fly. A discusion to have flag that represented the Indian people gained momentum in the 1920s, with Lala Hansraj proposing a flag with charkha in 1921. The Gandhi's flag, introduced in 1921, was a white-green-red horizontal bands with spinning wheel. However, in 1923, Swaraj flag consisting of orange (top), white, and green horizontal bands with spinning wheel was flown. This flag was adopted as India's national flag in 1931. In 1947, few days to independence, the flag was modified with the Chakra replacing the spinning wheel.
Historical Flags of India
Civil Ensign of British India
Civil Ensign of British India, 1880–1947
The Swaraj Flag
Flag adopted by the Indian National Congress in 1931.
Symbols of India
National Coat of Arms of India
India's coat of arms contains four Indian lions facing diffeent directions and standing on a wheel, known as the Ashoka Chakra (which represents truth and honesty). The four Asiatic lions symbolize courage, power, confidence, and pride. The Chakra wheel is located between a bull and horse. Below the arms is India's motto written in Sanskrit: Satyamev Jayate, a revered saying in the ancient language, which translates to, "Truth Alone Triumph."
Anthem Title: Jana Gana Mana (Thou Art the Ruler of the Minds of All People)
Music composer and Lyricist: Gurudev Rabindranath Tagore
Date of Adoption: January 24, 1950
The national anthem of India, Jana Gana Mana, was adopted as the country's official anthem on January 24, 1950, by the Constituent Assembly of India. The song was originally composed in Bingali as Bharoto Bhagyo Bidhata by Gurudev Rabindranath Tagore in 1911. The poem was recited publicly for the first time in 1911 in Kolkata during the annual congress of the Indian National Congress. Jana Gana Mana was used as the unofficial anthem of India in several occassions before it was adopted as the country's national anthem in 1950.
जन-गण-मन (Hindi)
जन-गण-मन अधिनायक जय हे
भारत भाग्य विधाता!
पंजाब-सिंधु-गुजरात-मराठा,
द्राविड़-उत्कल-बङ्ग
विंध्य हिमाचल यमुना गंगा, उच्छल जलधि तरंग
तव शुभ नामे जागे,
तव शुभ आशिष मांगे
गाहे तब जय गाथा।
जन-गण-मंगलदायक जय हे
जय हे! जय हे! जय हे!
जय जय जय जय हे!
Thou Art the Ruler of the Minds of All People" (Jana Gana Mana)
Thou art the ruler of the minds of all people,
Dispenser of India's destiny.
Thy name rouses the hearts of Punjab, Sindh,Gujarat and Maratha,
Of the Dravida and Odishaand Bengal;
It echoes in the hills of Vindhya and the
Himalayas,
Mingles in the music of Ganga and Yamuna
and is chanted by
The waves of the Indian sea.
They pray for thy blessings and sing thy praise.
The saving of all people waits in thy hand,
Thou dispenser of India's destiny.
Victory, victory, victory to thee.
The Currency of India is the Indian rupee
The currency which circulates in India is the Indian rupee. The rupee derives its name from 'rupiya,' which was a silver coin released in the 16th century by Sultan Sher Shah Suri. The rupee contains 100 paise, although 25 paise is no longer regarded as legal tender. The Reserve Bank of India controls the disbursement of the rupee.
Modern Coins
The initial rupee coins minted in the independent India were released in 1950. These coins consisted of 1 pice, 1/2, one, and two annas, as well as 1/4, ½, and one rupee denominations. These series were followed by the decimal issues introduced in 1957. The first issue featured 1, 2, 5, 10, 25, and 50 naye paise in addition to 1 rupee. The term naya was dropped in 1964. India's coins have undergone changes over the years, and the 1, 2, 5, and 10 rupees are the most common in circulation. The government is in control of five mints at NOIDA, Mumbai, Cherlapally, Saifabad, and Alipore. The government released coins featuring the prints of Indian religious and historical figures and statesmen post-independence. Commemorative coins have been released in India, such as the 100 coin released to mark the 100th anniversary of Mahatma Gandhi's homecoming.
The Indian government disbursed its first paper currency in 1861. The colonial designs were done away with in the post-independence period. The Mahatma Gandhi series of 5, 10, 20, 50, and also 100 rupees is the current series in circulation. The 500 and 2,000 rupee denominations are included in the Mahatma Gandhi New Series. Printed on the banknotes is a Mahatma Gandhi portrait. The Lion Capital Series consists of the denomination of one. India's central government adopts the design of banknotes upon advice from the Reserve Bank's central board.
Indian rupee Banknote
Indian Currency Note of 2000 rupees
Indian rupee Coin
10 Indian rupees Coin
Historical Currencies of India
By the 6th century BCE, medieval India was using coins. During the governance of Sultan Sher Shah Suri from 1540 to 1545, he oversaw the issue of silver coins termed rupiya. The silver coin continued to circulate through the Mughal period, Maratha era, and in British India. Paper rupees were subsequently introduced by the Bank of Hindustan, the Bengal Bank, as well as the General Bank of Bengal and Bihar. The rupee was severely devalued in the 19th century, when the discovery of vast silver deposits in some European colonies and the United States led to the devaluation of silver in comparison to gold. The British failed to de-popularize the rupiya in place of the British sterling pound and gave the rupee official status in India after the revolt of 1857. The portrait of King George VI was printed in place of earlier designs and Queen Victoria's portrait was adopted in 1862. The Reserve Bank of India began operating in 1935 with the task to distribute rupee notes. India's monetary system was reformed in the post-independence era.
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Did You Know That There Are Bridges In India "Grown" From Tree Roots?
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redpajama_set_name: RedPajamaCommonCrawl


Its main ingredients are wheat flour, yeast, salt, eggs, shortening (sdruttu), white wine, pastis or anise seeds. The dough should rest two hours at room temperature before being kneaded. Then it should rise thirty to forty five minutes before being baked golden brown and baked again in a warm oven (150° to 220°).
1 2 "Da induve vene u campanile di Pasqua ?". www.apiazzetta.com (in Corsican). A piazzetta. Retrieved 9 December 2014.


As Tufts encourage creativity, their task applicants to be as open-minded as possible whilst answering the questions. Students are encouraged to bravely delve into their element, adopting whichever character best suits them. Whether you opt to be serious or playful, the choice is entirely yours.
Think of the Tufts supplemental essay topics as an adventurous journey that leads you to a magical destination. We will be your travel guide, making sure you don't get lost along the way.
The first applicant cluster is asked to explain what piqued their selection interest in Tufts. Why did you choose to join this particular institution?
If you are familiar with brands, you could take a similar approach to answer this question. For instance, you go into a shoe store knowing you want to purchase a pair of sneakers. There are many options to choose from but you have that one particular brand with which you have an emotional more than a rational connection. Why do you want to buy that specific brand, even though it may cost a lot more money?
Remember, you can give fully rational supporting answers, however, they may not be as convincing to the panel as you would have liked them to be if they are generic. Look for an emotive connection that compelled you to apply to this college.
The second question should be approached with caution as most students would misinterpret it as a "tell-all" invite. Tufts request you to get a bit more personal through your expression in answering one of the two questions provided.
The first asks about your current or aspired invention or design. Again, think of this as a journey and awaken your creative eye while answering this question. It beckons you to tap into your passion and expressively paint a visual picture of your dreams, through words.
For instance, if you invented a new app how would you pitch this idea to a potential investor? What was your reason behind this and why would they buy into your dream?
Please be sure to note that you are limited to a maximum of 250 words to answer this question, therefore it should be brief, yet impactful.
Tufts has an experimental college that energizes students to make a contribution to their institutional community. This is done by harnessing a heartfelt interest or exciting event or occurrences. The student then selects a class in which they can teach or develop. Having been given this opportunity, what would you choose to contribute or teach and why?
Similarly, if you opt to respond to the second question, it's overall approach would be the same as the previous one.
Think of something that you are passionate about and list it. Take this advantage to also sell how you would make a unique and creative contribution to Tufts by answering this question.
What makes you stand out from a whole bunch of other people who are selling ice cream for instance? What makes your ice cream stand unique, as it is seemingly a parity product?
The second cluster of applications also has two essay questions provided to them. Here is a further review of the Tufts supplemental essay prompts for the second batch.
Tufts quizzically mine deeper into posing more undergraduate experience and curriculum specific questions in this segment. They want to know what notable aspects of these items drew you to send your application to them.
This question has a similar approach to the "why did you choose Tufts?" question highlighted earlier, however, this is more course specific.
Again, once you understand what emotive drive you have in selecting Tufts as your institution of choice, you can comfortably expound on why your desired course should be undertaken at this institution. It is highly advisable to carry out as much research as possible. You may need to highlight some core outlines offered at Tufts that are unique from other similar institutions.
The final question is one full of colorful luster. It allows you to paint your personal world as a literal masterpiece. The response needs to be crunched into 250 words.
Note, the introductory sentence already gives you an indication of what stance art holds at Tufts. They do not ask if you agree or what your opinion is on artistic impressions, it is simply stated. Tufts believe that art is powerful, has the ability to dissolve assumptions and mold or ignite public discussions. It is a life force within itself. Tufts, therefore, ask you to highlight a passionate piece about intrinsic artistic causes that you have a connection with.
Start by establishing your most relevant piece and how you can bring it to life. What was it's genesis? What is the execution path and what would the desired outcome be? Show how your piece will be used as a powerful tool as captured in the examples shared by Tufts.
One of the admission requirements includes a supplemental essay, structured into two parts that require very crisp, brief responses.
Essays play a huge role in determining whether or not you will be accepted into the college.
You do not need to be alarmed, however. Use our online writing services and be on your way to gaining college admission today! Wondering what the essay questions look like? Here is a scope into our Tufts supplemental essay guide.
Personal stresses that make one unable to focus.
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The Western Gems Gate and the Western Golden Wall was almost on the same shape and form as it Southern counterpart. The only difference was the road that leads to the Western Wall wasn't elevated and there was no lake on it, only rows and rows of crops fields. The Wall itself was only lightly manned as most of the Gate Knights was garrisoning Eat and South Gate. The giant West Gems Gate was also still closed.
On the open plaza that faced the Inner Gates to the wall interior, was a single obelix monument. The monument was similar with the other 3 gates. It had the symbol of three conjoined circles inside two squares, the symbol of Neuschwanensee. The text inscribed on it was a Latin quote with its Chinese and English translation, the credo of the Neuschwanensee Guild, "Aude sapere ad eundum quo nemo ante iit". When Yuuto asked the Guild Master for it, he said that since the guild members need to boldly enter the instance where no one had ever tried to go… "So just enter the instance, beat the boss and obtain the glory and treasure!" Yuuto thought the Guild Master watched too much scifi series.
Under the monument's shadow, was the silhouette of Yuuto. He had come 10 minutes earlier, since it was his belief that it was proper gentlemanly conduct to come to a promise 10 minutes early, or at least that was what his cousin said repeatedly to him. His attire was his usual equipment, the black colored pseudo military uniform styled shirt, pants and coat. He was just like some officers from European nation in the middle of Interwar period.
Beside him was Florea in light blue and white colored Maid Uniform. It was the new equipment Yuuto prepared yesterday. While behind him was a two team of Knights from 14th High Mobility Company. They didn't wear their usual silvery full plate armor, but in light metal plated leather armor (of course made from high Grade material, courtesy of Yuuto) that was low in encumbrance and enhance their mobility. They would act as outer screen and rear guard for today's trip. Since, people in high position shouldn't be lax in their own security. If "accident" happened then it would be really regrettable.
While checking for his own equipment condition, Yuuto could see the silhouette of someone running with high speed in Western Road. Before long this silhouette arrived at the plaza. It was Chie. However, Yuuto was rather stunned by her appearance. Of course not only because Chie was in her Theria cat girl form, but also because Chie wasn't wearing her armor or her usual clothes, but a rather stylish Empire line long sleeved shirt and high knee-length skirt combined with knee high socks, giving her a rather homely appearance and highly enhanced her natural cuteness. Her hair was tied with a colorful plaited ribbon, strangely complimenting her lustrous black cat ears. On her tail was a colorful ribbon tied on the tip. At times the ears and the tails moved, as if to say that they are the real deal and not some cosplay getups. If only she end her sentence with "nya", then it would be perfect…So was Yuuto thought.
Yuuto was watching her closer and wondering if she really will enter the forest with this getup. Meanwhile behind her, Vedimari, who was wearing the same light blue and white uniform like Florea, followed closely. It took almost no time for Chie to reach the obelix monument.
Chie greeted Yuuto in her usual flat tone, of course even after running with such high-speed, she didn't ran out of breath and her appearance was still as flawless as ever, thanks to the effect of Barrier Ring that protected her from wind while running.
Since Yuuto was a tactful person, he didn't forget to compliment Chie's dress, not forgetting to put a big smile since women usually seems to like this gesture. A small stripe of reddish skin started to appear in the corner of Chie's cheek.
Yuuto was a bit troubled by the lack of defensive rating of Chie's clothes. It didn't look like something provided by the castle, so maybe it was sewed by Stella or Kiyomi. Based on his equipment appraisal skill, the material grade is only 4 albeit the quality rating is Masterwork, it also lack any effects or buffs. It would only give minimal protection to monster attack.
Bits of confusion showed on Chie's usually expressionless face when she heard Yuuto's question, so Yuuto also become confused.
Chie showed a small complacent smile in her lips, while Yuuto made a wry smile in exchange.
Yes. This was not the first time Yuuto had done something and forgot to inform the other party. This mainly happened when he is greatly absorbed in something. Even back in the game, Yuuto sometime drag Chie to a hunt without telling her the details. He even once suddenly gave to Chie, a piece of high-grade equipment or end-grade potions or skill manuals, without prior consultation, just because he thinks that it will help her in hunting.
Yuuto spoke in apologetic tone. Chie ponder in silence for several long seconds, before she opened her mouth to talk.
Yuuto was a bit taken back by Chie's sudden question about monsters, but after a quick deliberation, while putting his hand on his chin, Yuuto answered.
While folding her arm, Chie answered lightly with a playful smile. Yuuto didn't understand the reason why Chie didn't wear armor, but if it middle ranked monster, then it will just be a child's play for Chie… After all even Yuuto doesn't consider them a serious threat, although still dangerous, and Yuuto could hardly hit Chie in training even when he go all out.
Yuuto switched his equipment setup, from the black imposing military-style coat, to ones that looked like a Norfolk jacket as if he was an English gentleman that will go to a pleasant outdoor trip. Of course this secondary equipment was also had been overly enchanted by Yuuto.
While Yuuto putting a pose as if to say, how is it, Chie made a small smile and answered. Well, maybe in the first place, he didn't need to be so serious in this trip, was what Yuuto had thought.
Meanwhile on a field not far from the Western Gate Inner Plaza was a group of young women hiding behind a hedge fence. However, they do a bad job in concealing themselves, as the rabbit ears and a giant blue ribbon could be seen from miles away.
The rabbit ear belonged to Saki who was listening to Yuuto and Chie's conversation with her 「Rabbit's Ear」 inherent race trait skill and watched with her 「Hunter's Eye」 skill. Saki wanted to cast a 「Delayed Sound Sensor」 in Chie's clothes, but she would surely notice it. The sounds output was a bit bad since her ears also picked up other sounds, but passable as she could still understand the spoken words.
The big ribbon belonged to Stella who stood beside Chie and watched the scene unfolding in the plaza. Sadly because she lacked any remote reconnaissance skill, so she could only guess from what she saw or what she heard from Saki. Why big ribbon? Stella abandoned her previous twin-tail hair arrangement, and adopted a certain famous red-white shrine maiden's hairstyle, with giant ribbon partly supported by her horns.
Why was Stella in here? When she was lamenting in the Science Laboratory among the scattered novels and confused staffs, Saki and Chie arrived with their and Stella's maid assistants and requested her if she had something nice for Chie to wear. After hearing the story from Saki (of course Saki's version), after murmuring that Yuuto would someday would get a nice boat ending, Stella decided to help. After all, it was a very rare chance to cosp-…… dress up a real loli catgirl. So by using her fashion subculture knowledge and what she know about Yuuto's preference (she thought Yuuto like cute and pure thing, not really that far from reality), she turned Chie from a plain cute catgirl, to a new and dangerous level of existence. And her otaku soul was proud for it!
By the way, Stella also cospl-…… dressed up Saki with an outfit resembling a certain famous blue haired moon rabbit. After all Saki had the same rabbit ear and bust size as the character. Meanwhile Stella was wearing gothic lacy dress (since Saki insists). For the first time in her life, Stella glad she came to another world! After all you won't find any opportunity to dress up a real catgirl and bunnygirl in modern Japan.
Mizuki who stood not far from Saki and Stella made a ridiculing look at Stella. This was their "fight" for the nth times. Meanwhile Tsukimi who stood near Mizuki tried her best to intervene, although her small volume voice didn't reach Mizuki and Stella. By the way, Mizuki and Tsukimi wear proper outdoor clothing in Neoclassical style albeit something that the castle provided to them.
From Saki's other side, Kiyomi conveyed what her summoned spirit, the transparent shining ball with beady eyes, Nurtama that had been disguising itself as a lamp, reported to her. Hearing Kiyomi's report and noticed that her ears stopped received Yuuto or Chie's voice, Saki agreed and then started issuing orders as if she was the leader of this date peppering tour. By the way, Kiyomi still wore her kimono… Doesn't she feel hot down there? Stella wonder.
Yes, well… Saki was a bit nosy, and Stella was curious about what the impact of the clothes she made to Yuuto, so it was kinda understandable that both of them following Yuuto and Chie. But, Stella couldn't understand why Kiyomi of all people is in here and the twins also followed suit.
Saki answered in a nonchalant manner, as if she answering what breakfast did she eat this morning.
'Playing detective'… Stella felt that double facepalms was not enough… Also why the heck a detective ask someone to become her client? Wouldn't it be the otherwise? Wasn't you are an ally of Chie? Also don't turn someone else date into a sightseeing attraction… Is this girl's head lost some screws or something?
Stella wanted to do something stronger than facepalm… Facedesk? Facewall? She brought a book (light novel) in her inventory, so facebook?
Saki made a tokusatsu hero pose. If there was an explosion behind her and a catchy theme song, it could be sold as Bunny Rider Ranger Saki. Stella decided to not mind about this too much… for her sanity sake.
Meanwhile, on the field not far from the field where Saki and co were hiding, was a group of maids in light blue uniform hiding themselves behind a copse of trees. However, they do a bad job in concealing themselves, as the their white apron and headdress could be seen from miles away.
Frimari casually threw a complain while letting out a long sigh.
Veniosa put a hand gesture as if she was going to fix the inexistent glasses and rebuked Frimari.
Rutidora who was sitting in the ground with her leg wide open nodded in agreement.
Rutidora answered in slovenly manners and Frimari joined her while sitting cross legged.
Veniosa clicked her tongue in displeasure, but both Frimari and Rutidora pretend to not hear it. Rather than Veniosa, they were more obedient if it was Gemirea who said it.
Mesidora keep blabbering on and on and on and on like a bunny doll in battery that kept going on endlessly. Most of the maids decide to ignore her.
Rarirea clapped her hand and show her usual smile while grabbing Veniosa and Rutidora.
While the maids were in clamor, Frimari noticed that the Ladies who should be they served had moved away from the field.
While the maids hurriedly chase after their ladies, Veniosa could only let out her exasperation.
About 30 minutes had passed since Yuuto and Chie had entered the forest. Even with the uneven terrain, dense undergrowth and crowded tree growth, Yuuto and Chie ran with a constant speed of 50 kilometer per hour. They jumped between branches, rock, root and ground like parkour practitioners in steroid. Vedimari and Florea hardly could follow them and thus was running on the ground several dozen meters behind them while the other Knights serve as scouts and create an outer perimeter around Yuuto. If there was an intruder to this perimeter then Yuuto would be informed, as Yuuto intend to search for RAHO monsters.
While admiring the marvel in front of him, Yuuto scanned the surroundings. They still haven't met with any monsters, he even didn't see any large animal approaching them either. But that was maybe because of the forest condition. After they had passed about 20 kilometers, the canopies of the tree started to crowd the sky and thus completely prevented the sunlight from reaching the ground. The dense undergrowth became sparse, replaced by a layer of rotting leaves, lichen, fungi and bulging roots. The air was colder as if to compete with the dark ambiance. Thin mist could be seen obscuring the horizon. It was as if they had stepped into another world as it was like a twilight even when it was noon. It won't be strange if a ghost, monster, or serial killer came out.
Of course, Yuuto had noticed since the very first beginning that the girls had followed them. Since the forest condition had turned into a horror movie settings, Yuuto started to worry about them.
Without slowing down, Yuuto and Chie exchange conversation while jumping between roots and branches just like a ninja. Even while they run and jumping, they spoke normally and didn't show any disturbance in breathing. Well, since Chie got humongous Stamina Point and Yuuto equipment grant SP recovery effect, they could ran for whole day and still won't get tired.
Yuuto received a message from Saki: "I want to follow you like a detective so don't run too fast." While Kiyomi came to him yesterday and said: "Dear Husband, please give me a SP recovery potions since I will follow you from behind tomorrow."…… Even when Yuuto deliberately didn't want them to follow him to hunt monsters since it could be dangerous, but if the girls want to follow then it would be alright, he thought, since the monsters are weak that even Saki could deal with it without any problem. But can they really "kill" the monster? Or another living being? Modern Japanese person hardly "kill" anything other than insects… Well if something happen, Yuuto or Chie could deal with it. Stella was also with them, and Yuuto believed in her and in the other girls too.
Yuuto stopped in mid-sentence, as he could feel what can only be described as "killing intent" assaulting him. Then a red dot appeared in his map, then another, and then another, soon the mini-map was swarmed by dozens of red dots headed to his direction. He stopped, called out to Chie, and unsheathed his sword.
Chie stood beside Yuuto and with a particle of light, a great blade, 2 meter in length, not including the hilt, appeared in Chie's hands as she brought it out from the inventory. Even when she was dwarfed by the sword's size, she could lift the giant sword without breaking a sweat. Yuuto was wondering how such tiny delicate hands could support such massive objects. Even while the condition was like this, Chie still wear her casual date clothes and didn't put out her armor.
Florea took out her staff, while Vedimari brought out her rapier. The other Knights start to form combat formation. Yuuto himself turn off his limiter, started to cast buffs and enchants to his sword. 「Edge Swift」, 「Amplify Sharpness」, 「Elongate Blade」, 「Perfect Polish」, 「Defy Defense」, 「Vulnophilia」, 「Dilute Blood」, 「Thanatoxin」, 「Block Bypass」, 「Subsequential Sliver」…… By the time he reached the limit of his buffs and enchants the enemies had entered his visual range. A large pack of Roareaf Wolves and their Betas and Alphas leaders, some of the pack headed to other directions, the directions of the girls. But he didn't have time to deal with them since his position was surrounded. He trust Kiyomi and Nozomi could do something about it.
Yuuto and Chie started to move. As if they had communicated before, Chie headed to the right to deal with the main pack, while Yuuto went to the left to prevent Chie from being flanked.
The Roareaf began to swarm at Yuuto. He pushed back their charges by using his shield and footwork, and then counterattacked them, a classic and simple move. The wolves tried to avoid Yuuto's counter attack, but even when they should be outside of Yuuto's sword range, they still get cut down. The wolves that was only get nicked by the blade had profuse bleeding and started to die of blood loss. If Yuuto's sword successfully slashed them, then they would still receive multiple slashes even when they no longer near Yuuto. Even if they had thick fur and skin, Yuuto's sword cut them like hot butter and it even didn't get fouled by blood and meat and still sharp as if it had been polished after every slash. One by one the wolves who charged at Yuuto became a lifeless canine ragdoll.
Since he had disposed the one in the left, he turned to see Chie's situation and become loss for words after seeing the surreality of the scene.
Chie was stood in silent and had an empty stare, while holding her bloodied great blade, fresh blood still drip from its tip. The ground in her surroundings was filled with puddle of blood, painted with blood splats, scattered bits of body parts, and huge numbers of mutilated wolf corpses. This is like some kind of chainsaw massacre movie production sets. The large tree near her got numerous deep slash mark and some even feel down after its trunk got cleanly cut and the ground was gouged at several places. Only at some 30 cm area surrounding Chie was free from being red colored and retained its dull brown rotting leaves color although the red color started to creep slowly at it. Although the blood could be readily seen in her blade, not a single speck of blood could be seen staining Chie. She was still as immaculate as ever, as if she had stood in the rain without even get wet. To see a petite young girl holding bloodied large blade with red blood stained her surroundings, was really like a surreal painting.
Yuuto walked towards Chie, he used 「Float Steps」 so he won't stain his shoes on the blood, and spoke to Chie with a gentle smile.
With particles of light, a handkerchief appeared in Yuuto's hand as he took it from his inventory. Then he gently swiped the small red stain from Chie's even redder cheek. Chie could only squeeze out weak thanks from her vocal chords because of the sudden Yuuto's act of assertiveness.
Yuuto looked at the direction of the other girls. But after seeing the giant ice crystal towers and the icons in his map, he thought that the girls were alright.
Saki made a squee of delight as she saw Yuuto wiping Chie's cheek with a gentle smile. Stella just looked at this scene with a cold stare and made a rather poignant comment.
Tsukimi look awed at the scene in front of her. Numerous large and small ice crystals struck out from the frozen ground and made numerous small and big towers of ice spikes. On the tip of the spikes were the impaled frozen wolf corpses, their hot blood trickling down the bluish-white ice crystal before solidify like red fractal pattern. Rather beautiful but also gory. Meanwhile the trees and the grounds were covered with thick ice dust as if the forest had just been struck by violent snowstorms. Currently the guardian maids were away giving coup de grace at the stragglers and survivors.
Stella put 'it wasn't my fault' expression. When the wolves suddenly attacked them, in panic Stella cast spell combo of 「Frigid Hailstorm」 and 「Fields of Ice Bristle」 (since she thought if she cast a Fire or Thermal spell then it might cause forest fire), and this wipe out most of the pack of the wolves in an instant.
Tsukimi and Mizuki were rather surprised when this happened so they didn't do anything at first, then after that they brought out their weapons and brought down several wolves. The end result was badly dissected wolves and an Alpha wolf nailed down to a tree by giant arrows. Tsukimi was a bit squeamish when a wolf pulverized after she fire her grapeshot.
Meanwhile Saki gleefully took out her Twin Blade and diced the surviving wolf. Since she need several strikes to bring them down, as the result Saki was covered with blood from head to toe, like a yandere bunny went postal. Stella was wondering if the girls were accustomed to killing monster in the game that they hardly bothered by it.
Stella was a bit repulsed by her appearance, so she doused Saki with a healthy dose of water and currently Stella was drying Saki's silver hair and furry bunny ears with miniaturized form of Thermal magic. Stella was wondering if the blood stains in the clothes could be washed by the Castle's maids.
The twins approached Kiyomi who was sat in silent inside her summon, the 『Guardian of the Throne(Arandur)』, a 6 meter golem-robot shaped like a moving castle. Kiyomi sat in a cockpit like throne in the middle of its chest, shielded behind a transparent magic bubble. While Kiyomi's sat in safety inside Arandur, she could still summon two other guardian spirits to engage enemy. This was important back in the game, since summoner was one of the main targets of 'smart' mobs and or players (in Team PvP or Guild War). Arandur's giant fist was wet from crushing the wolves approaching Kiyomi and beside it, Kiyomi's 『Blade Maiden(Brünnhilde)』 and 『Servant Archer(Serpina)』 stood near a small pile of wolf corpses.
Hearing the worried inquiry from the twins, Kiyomi made a weak smile. She threw her sight at the faraway Yuuto then she cast her eyes at the ground.
While still drying Saki's hair, Stella saw Kiyomi rather unusual languid appearance with a number of hypotheses in her mind.
Kiyomi stood down from Arandur, like a pilot exiting a giant robot, after thanking them and dismissing her summons she made this remark towards the twins with a troubled expression.
Spoke Kiyomi as she shook her head slowly.
Kiyomi showed a smile at Tsukimi's question.
Stella watched attentively at Kiyomi and the twin's conversation as she finished drying Saki's hair and start brushing it with a hairbrush. Then she needed to comb it and then style it… Umm… What are we talking about just now?
Kiyomi started to speak in highly excited voice.
Stella dejectedly thought of this while still brushing Saki's hair into perfection. Her silky silver white hair is glistening healthily. It made her remembered her friend's pet bunny, which also white and had fluffy fur, well it's smaller than Saki's new pet bunny…… Umm…What we were talking about again?
Saki yelled in loud voice while raising her hand, she didn't move a bit, maybe because she enjoyed being combed by Stella. Tsukimi first replied, then her voice become smaller as she showed concern about the availability of ingredients, while Mizuki also express the same concern.
While thinking a cake is nice, Stella casually asked Kiyomi while combing Saki's hair.
Kiyomi strike her staff to the ground, the six golden bells in it began to ring as two doors appeared in thin air, one frosted with ice flakes and one overgrown with vines and leaves. From the first door, a blue haired blue eyed young girl appeared. She wore blue and white checkered dress and giant checkered ribbon of the same color, also insect like wing with snowflake patterns. Meanwhile a green haired green eyed young girl came out from the second door. She had her hair arranged in side tail and tied with ribbon made from trailing flowers and wore dark green dress with white trim and sleeves. She had the same insect like wing but it had leafy pattern.
The blue haired fairy girl is Tatiana and the green haired fairy girl is Lacme. Both are Kiyomi's summoned spirits that look like a couple of 12 year old girls (with wings).
Kiyomi put a gentle smile and the patted both of the girl head. Stella thought that Kiyomi mimic Yuuto in this regard.
Kiyomi smiled at the fairy girl's interaction. If she remembered it well, even in the in game lore Cold Lake Fairy and Tranquil Forest Fairy had a very good relationship and by summoning both of them together, they got a modest stat increase and unlock unique skills.
Kiyomi let go off her hand from their head, took out a Grade 7 High Purity Crystal, and then threw it at an open ground. The crystal floated in the air like a spinning top.
Kiyomi pointed her staff at the floating crystal with all of its six bells tolling. A ray of light appeared from the crystal and hit the ground creating a three tiered concentric layers of symbols and runes that started to shine. When the light is gone, a young woman could be seen stood inside the magic circle. She had a really symmetry parted long dark hair that touched the ground, even so her head was actually had several looped high pony tail like elaborate ancient Chinese hairstyle adorned with dangling jade hairpins. She wore a brightly colored pink Hanfu in Ruqun style, decorated in intricate images of clouds, sea waves and crystal towers, in addition there were several pieces of floating scarves similar to a hagoromo. Her golden iris colored eyes look intently at Kiyomi, before her lips parted and let out a silvery voice.
The young woman asked with a rather doubtful tone in her words. It was justifiable since the identity of the young woman is Crystal Dragon Princess who in the lore of the game is the daughter of Galactic Dragon Emperor, the ruler of Celestial Dragons. She is a high ranked summoned spirits that even if Kiyomi had obtained her 'contacts', she couldn't 'contract' her yet, since Kiyomi was still only Tier 2 Summoner. When Kiyomi turned into Tier 3 Summoner she intended to contract Crystal Dragon Princess as her 18th Summoned Spirits and bestowed to her a name: Chang'e.
The Crystal Dragon Princess reluctantly agreed. Kiyomi made a playful smile and entered the palanquin and locked the door. Seeing this, Crystal Dragon Princess body started to transform and emitted aurora light. Her body grew bigger and longer, and finally as the magic circle disappeared, an 18 meter long wingless eastern dragon covered in multitude of pink thin long fur that had aurora like sparkle. Her face is not reptilian, but rather similar to a lioness. Her two horns were long and twirl like unicorn or narwhal horn. A rather big sphere, the Dragon Orb floated in the middle of the space between the two horns.
The other girls were amazed by the dragon that suddenly appeared in front of them. The dragon seems to be proudly happy receiving the reaction from the girls. Then the dragon grabbed the palanquin with her front arms, even with her lack of wind she started to float up as her body covered by vortices of light. Kiyomi waved her hand from inside the palanquin as she took off and then with a supersonic boom headed toward the Castle.
The only comment Stella found was… Did Kiyomi just turn the daughter of the Emperor of Celestial Dragon into her gopher?
In the middle of a clearing (artificially made since Chie cut down the tree), Yuuto sat down reviewing the last battle while Chie was resting under a shade. At the last attack several of the scout team was injured, but nothing life threatening. Florea and Vedimari also uninjured. Thanks to the new equipment from Yuuto, the wolf claw hardly could pierce the armor. All in all he counted they had disposed more than 50 wolves, actual count was difficult to perform since Chie turned them into finely chopped meat chunks. Currently Vedimari and some members of first scout team were collecting the wolves' magic stone. Then Yuuto noticed that Florea returned.
Yuuto then looked at Chie who was just sitting and staring at the western direction with an apprehensive expression.
This was the first time Yuuto and Chie felt this sensation. It was as if both of them could taste, touch or hear 'a presence' in the air like a synesthesia of a newly realized organ. This was also the same kind of feeling Yuuto had when he noticed "killing intent" from the wolves. Yuuto thought that this was just like a shounen manga protagonist detected presence of enemies.
An Instance is created by the corrupted divinity aura released by the fallen divine shard. It twisted the reality and generated monsters from the local life forms or generated it via generatio spontanea. Since the players aka Heaven Lords is a threat to the False Gods who seized these shards, the monsters would usually attack them relentlessly in large numbers. That's why Instance raid in the game need proper preparation since the monsters would swarmed the player and going Leeroy Jenkins would just add another player corpse. Even so… For a high DSL player, disposing low or mid rank monster would be just a matter of single swing, but in exchange they wouldn't get any Souls or Drops. That's why generally high DSL player usually didn't enter the low ranked Instance, except by choosing to reduce temporarily their DSL to the maximum DSL limit of the Instance.
Instance mean raid, raid mean conquering a Divine Shard, conquering a Divine Shard means raising Divine Shard Level (DSL), so to raise DSL you need to raid. But you can only raise your DSL by conquering a Divine Shard you haven't own. That's way it's hard to raise the DSL to maximum of 128, since you need to keep raiding until you conquer a Divine Shard you didn't have and you can only conquer a Divine Shard of your level range (so no grinding at lower level instance). There was a good chance that the Instance would have a Divine Shard that Saki or the twins didn't have yet.
Yuuto thought that since the opportunity presents itself, it would be a good time to strengthen the girl even further. After all in the game, might make right, the road up ahead is an unilluminated one and they might get a clue about what happened to them at the instance.
Although Yuuto didn't know if the DSL limitation still apply, with Chie in the party clearing the dungeon would be a cakewalk. Even so, it would be preferable to make sufficient preparation beforehand. Better safe than sorry.
Just when Yuuto and Chie finished the conversation, Vedimari came followed by a Knight. Yuuto recognize the Knight belong to the Second Scout Team he assigned to check for additional pack of wolves.
Receiving Yuuto's permission, Vedimari gestured to the Knight to the front. The Knight gave a salute to Yuuto, before began to convey his report. He unrolled a map scroll of the area and spread it out in front of Yuuto, since the map scroll bestowed with Float magic, it hovered in place. (actually it just falling down with centimeter per hour speed).
The knight pointed at the southern area in the edge of the forest. That region is labeled as having several village-level settlements based on preliminary land and aerial survey. A village labeled ADL-12B was located on that direction. Now what kind of dark smoke could be seen from far away?
Based on the early scout survey, the native agricultural community near Neuschwanensee seems to be nearing the harvest season, so burning fields is something illogical. Yuuto doubted the burning trashes could produce multiple smoke plumes, except if they burn trashes in many place at the same time. Festival? Maybe. Ritual? Maybe. But the last conjecture troubled him. Burned buildings. Fire outbreak like in a city is quite hard to happen due to low building density based on the layout of several native villages that he received from the scouts. Then it was deliberately burned by an outside entity? Fire breathing or fire magic capable monster? Or it is caused by a local strife?
Observing Yuuto's usual expression that showed he entered deep thinking mode, Chie asked him.
Florea : 160 cm. Hair: brownish-yellow, back-length, tied in to two bunches. Eye: blue-greenish. Age: 19.
Gemirea : 165 cm. Hair: blond, waist length, tied into two. Eye: deep-blue. Age: 25.
Rarirea : 155 cm. Hair: wheat-blond (brownish blond), back-length, gathered into one and held in place by maid cap. Eye: darkish-blue. Age: 23.
Mesidora : 159 cm. Hair: reddish-pink, back-length, had volume and wavy, not tied. Eye: Light green. Age: 18.
Temidora : 169 cm. Hair: flaming red, bobcut, curled inside on the tip. Eye: Deep green. Age: 22.
Rutidora : 156 cm. Hair: bright red, shoulder-length, curly on the tip. Eye: Darkish-Green. Age: 17.
Veniosa : 166 cm. Hair: navy blue, straight, waist-length, French bun. Eye: ash brown. Age: 24.
Luviosa : 162 cm. Hair: purple-blue, straight, back-length, simple bun. Eye: brownish-black. Age: 21.
Niviosa : 154 cm. Hair: light blue, straight, bottom-length, two side buns. Eye: orange-ish. Age: 16.
Brumari : 164 cm. Hair: greenish-blue, shoulder-length, use a hairband. Eye: dark-reddish. Age: 22.
Frimari : 167 cm. Hair: greenish-blond, shoulder-length, pig-tails. Eye: pinkish red. Age: 19.
Vedimari : 165 cm. Hair: greenish-brown, back-length, single bun. Eye: light red. Age: 20.
Cirno and Daiyousei as summons :D, Chie going Rory Mercury and also that bunny is KuroUsagi right?
I give you 100 points..
So we're going into saving a village trope, eh? Can't wait!
Keep updating please! This is really good! And what a vast world! Your world-making is systematic and well-ordered. Well done!
Mizuki who stood not far from Saki and Stella made a ridiculing look at Stella. This was their "fight" for the nth times. Meanwhile Tsukimi who stood near Mizuki tried her best to intervene, although her small volume voice didn't reach Mizuki and Tsukimi.
"... appear in the _crner_ of Chie's cheek."
"... not far from the Eastern Gate ..." Exactly Eastern?
"... what the impact of her made clothes to Yuuto, ..." Maybe "made <-> clothes" ?
"... met with any monsters he even didn't see ..." -> "... met with any monsters_,_ he even didn't see ..." ?
"Although Yuuto didn't _?_ if the DSL limitation ..."
Was glad to help though this minuscule, in your hard work.


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Home > Big payday for hedge fund managers
Big payday for hedge fund managers
Despite the fact that roughly half of all hedge funds lost money last year, paychecks are up for the top managers, according to Institutional Investor. Bobbi Rebell reports.
Added on the 10/05/2016 17:12:13 - Copyright : Reuters EN
If You Want To Invest In An ETF Or A Mutual Fund, Be Sure To Understand This Term
Mutual funds and exchange-traded funds, or ETFs, are valuable parts of a long-term investment stock portfolio. Managed by professionals, they allow you to buy into companies and securities that you may not have been able to on your own. But while both mutual funds and ETFs are considered low-cost investment products, they do cost money. So before you sign up for any of them, the most important thing to look at is the expense ratio--an umbrella term that covers all sorts of costs and fees. It's usually a percentage of the annual net assets in the fund and is deducted directly from the fund's gross assets. Even a small difference in a fund's expense ratios can result in significantly more fees paid or saved over time. For example, take $20,000 invested for twenty years at a 5% rate of annual, compounded growth. A fund with an expense ratio of 0.25% would return $50,595 at the end of twenty years. But a fund with an expense ratio of 1% would return just $43,822!
23/11/2020 - Wochit
Study Shows Buffett's Apple Bet Could Go Sideways
New research suggests that Warren Buffett's Apple investment might not payoff over the next decade. Dimensional Fund Advisors tracked the largest 10 US stocks at the start of each decade since 1930. Business Insider reports that DFA found that on average, they underperformed the market by 1.1% over the next five years and 1.5% over 10 years. Apple is the most valuable US stock with a $2-Trillion market capitalization. Buffett's Berkshire Hathaway counts Apple as the biggest holding in its equity portfolio. The investor's company has more than tripled its money on Apple in less than five years. The company might not gain significantly more for a long time.
Feds Bring Hammer Down On Biotech Firm Vaxart
California biotech company Vaxart is under federal investigation and is being sued by a number of investors. According to CNN, Vaxart was served with a grand jury subpoena in July from the US District Court for the Northern District of California. It's under fire for exaggerating its involvement in the US government's Operation Warp Speed program for developing COVID-19 vaccines and treatments. Vaxart issued a June press release saying 'Vaxart's Covid-19 Vaccine Selected for the US Government's Operation Warp Speed.' The news pumped Vaxart's stock price from $3 to $17. Hedge fund Armistice Capital, which partly controlled Vaxart, sold its shares, profiting more than $200m. A few weeks before it announced its supposed inclusion in the Operation Warp Speed program, Vaxart granted amendments to its warrants agreements. That allowed Armistice to sell almost all of their stock, which they did once the stock price skyrocketed. In July, the HHS said it had neither entered into a funding agreement nor negotiations with Vaxart.
Jennifer Aniston doubles Friends payday for Morning Show
'The Morning Show' leads Jennifer Aniston and Reese Witherpoon are reportedly earning $2 million per episode as they double the respective paydays they received for 'Friends' and 'Big Little Lies'.
PAYDAY 2 - The Big Score Edition Trailer (PS4 / Xbox One)
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07/09/2016 - Game News Official EN
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Love in a time of cruelty: The Ruth Khama story
Sue Grant-Marshall 2018-11-09 02:01
Book extract: Russian Roulette between SA's most notorious bank robbers
Book extract: Robert Sobukwe, risking all for his people
Book extract: The assassination of Dr Asvat
Your people will be my people: The Ruth Khama Story by Sue Grant-Marshall
Protea Book House
Growing up in the Bechuanaland Protectorate that is now Botswana, journalist Sue Grant-Marshall followed the story of the continent's famous interracial first couple, Ruth and Seretse Khama.
She read how cruelly they were kept apart by the British administration – pregnant Ruth in Serowe and Seretse in Lobatse – and resolved that one day she'd write Ruth's story.
This extract tells of the couple's reunion
In April 1950, Ruth no longer had her Palapye friends to visit (the British administration had had them moved) and so she relied on the traders and on journalists.
Many British officials who wouldn't admit publicly to it had a great admiration for the woman, who, although heavily pregnant, and deeply in love with her husband, stuck it out on her own, in her miserable isolation.
Many thought they would never have had the courage to remain in Serowe in similar circumstances, and to those who said as much in later years, Ruth replied:
"Oh but you would have. I don't think you would have leapt into a car if it meant your husband couldn't see his people again. And don't forget, you are fighting for a principle anyway …"
Ruth always had, quite literally, the courage of her convictions.
FREE TO LOVE Ruth and Seretse Khama in a festive mood in late 1972, six years after Botswana achieved independence. Seretse was then voted in as the country's first president. Picture: Sunday Times
Ruth was as much the subject of police intelligence surveillance as was Seretse, and one policeman said that, at times, it was done quite openly so that Ruth should not feel at home in Serowe. "We would follow her wherever she went in the village. It wasn't pleasant duty."
As Ruth grew more miserable by the day, she asked her doctor to tell the administration that she would have a nervous breakdown if she didn't see Seretse.
News of her unhappiness at being separated from Seretse and of the strain on her health soon reached London, where a member of Parliament, Fenner Brockway, wrote to the secretary of state, Patrick Gordon Walker, begging him "to remove all impression of an absence of human approach", and taking him to task for not allowing Seretse to visit Ruth.
He also expressed concern at the "humiliating conditions" under which Seretse was living, saying: "One gets the impression that the whole approach to him is unsympathetic and unappreciative of his sensitiveness to any indignity."
And he finished his letter with a sentence that alarmed Gordon Walker: "I am doing my utmost to bring about an agreement between Tshekedi and Seretse and this looks promising."
The secretary defended his actions by saying that it was due to Ruth's determination to remain in Serowe, when she was free to join her husband in Lobatse that kept the couple apart.
He was clearly peeved at Ruth's obstinacy.
MANY FIRSTS From exiles to the first couple of the new Botswana, Sir Seretse and Lady Khama stand in front of State House, Gaborone, in 1966. Picture: Tiso Blackstar Group
It is of interest that Gordon Walker, while lauding any efforts to end the uncle/nephew feud, pointed out that any reconciliation between the two men would not necessarily remove the "anxieties and misgivings which led the government to withhold recognition of Seretse".
And while he stuck to the White Paper for his reasons for this, we now know that, of course, any reconciliation between Seretse and Tshekedi (his uncle) and resultant peace within the tribe would not have made apartheid South Africa at all happy.
And so the war of words continued between Brockway and Gordon Walker, between Ruth and the administration, and Seretse and the administration, and with the Seretse Khama Fighting Committee threatening to take the issue to the United Nations Trusteeship Committee.
News of her threatened nervous breakdown was soon picked up by the press, but Ruth was not the only one who wanted to see Seretse.
As soon as the tribe had heard of his return to the protectorate, they began flocking into Serowe.
Angry Seretse supporters fought Tshekedi supporters and, in the ensuing riot, the police resorted to tear gas and arrested 11 alleged ringleaders.
Subsequent press reports described Serowe as an armed camp patrolled by tin-hatted police, armed with rifles and heavy batons.
The upshot was a British statement that the government might reconsider its decision to allow Seretse to be in the protectorate, and Gordon Walker said in Parliament:
"We are not going to be intimidated by violence or threats of violence. Seretse's return to the protectorate is on condition of his own good conduct, and (also) that order and good government of the tribe are not disturbed."
AMAZING TALES TO TELL Ruth Khama (right) was staying with the author at her home when this picture was taken in 2000. Picture: Sue Grant-Marshall
But despite its threats, the government, painfully aware of the attentive press that was shocked at the way the authorities were keeping the couple apart, decided that it would lose more than it could gain by continuing to withhold permission for Seretse to visit Serowe.
A decision was therefore made to allow him to return for a specified period under certain strict conditions.
Seretse set off on his journey north on April 15. It was more than two weeks after his return from London, and nearly nine weeks since he had last seen Ruth.
When dusk fell, Ruth sat down to wait for Seretse with a group of newspaper correspondents.
Every time the sound of a vehicle was heard, the chatter would stop, in spite of them all knowing that Seretse was not allowed to appear until midnight.
Into the silence would fall the sound of the hissing pressure lamps and occasionally the cry of a jackal howling across the plains.
Ruth was tense and keyed up, straining her ears as the night wore on to distinguish the sound of a truck against the night chorus of croaking frogs and chirping crickets.
It was almost midnight and Ruth was sitting at the bungalow window, when, through the still night, she heard the sound of an approaching engine and, instinctively knowing it was Seretse, she leapt up from her chair and ran out into the night with the press hot on her heels.
Nimble feet flying, she raced down the bush-lined sandy track for several metres before the bright lights picked up her pregnant form from a distance.
"Stop!" ordered Seretse and flung himself out of the truck.
They ran towards each other down the road, arms outstretched, hands reaching for each other.
It was a minute after the allotted time of midnight, and if anybody had tried to stage manage a more dramatic meeting between the world's most famous couple, they would have been hard put to outshine that one.
As she felt Seretse's warm arms enfold her, Ruth's eyes filled with tears of joy as they clung to each other.
They remained clasped silently to each other, oblivious for a few seconds to the waiting forms in the darkness.
The press caught its breath at the sight of the reunion, and they felt a sense of intrusion and a pricking of their eyelids as they witnessed such intimacy.
Then the night exploded with flash bulbs as, one after the other, they lit up the bush, the road and the happy couple.
After a while, Ruth climbed into the truck with Seretse and, surrounded by a few ululating women and men shouting "pula!", they drove slowly to the bungalow.
book extract
Mondli Makhanya: A very rough ride ahead with Donald Trump and Boris Johnson in charge


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Mlb | Toronto Sun
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STINSON: As potential MLB lockout looms, spend-happy owners will have hard time pleading poverty
What the players see are teams owned by billionaires, or billion-dollar conglomerates, which have figured out how to capitalize on a system that provides them massively discounted labour for years
December 1, 2021 Baseball
Marcell Ozuna given retroactive suspension over domestic violence
Major League Baseball handed Atlanta Braves outfielder Marcell Ozuna a retroactive, unpaid suspension of 20 games for violating its joint domestic violence, sexual assault and child abuse policy.
November 29, 2021 MLB
Texas Rangers reach 10-year, $325M deal with free-agent shortstop
The Texas Rangers have landed free agent shortstop Corey Seager on a 10-year deal worth $325 million, multiple outlets reported Monday.
CY YA LATER: When Blue Jays signed Gausman, Ray days were done in Toronto
After winning his first Cy Young Award in recognition of a brilliant season with the Blue Jays, Robbie Ray couldn't say enough good things about his now-former team.
November 29, 2021 Toronto Blue Jays
Mets finalizing deal with eight-time All-Star Max Scherzer: reports
NEW YORK — The Mets are finalizing a deal to bring eight-time All-Star pitcher Max Scherzer to New York in a three-year, $130-million contract, according to media reports.
Fenway Sports Group set to buy Penguins
Fenway Sports Group reached a deal to purchase the Pittsburgh Penguins on Monday.
November 29, 2021 NHL
LONGLEY: Gausman deal is latest sign Blue Jays brass means business
When 91 wins in 2021 weren't enough to get the Blue Jays playing into the postseason, general manager Ross Atkins and team president Mark Shapiro didn't even try to hide their anguish at the near-miss.
SO LONG, SEMIEN: Big season with Blue Jays helps infielder land $175-million deal with Rangers
When Marcus Semien signed a one-year, $18-million US deal with the Blue Jays this past January, it was a two-tiered wager.
Blue Jays lose free agent Steven Matz to Cardinals
The Blue Jays starting rotation is officially down an arm after word that left-hander Steven Matz is switching his baseball bird allegiance.
All-Star pitcher Wade Davis announces retirement
Three-time All-Star pitcher Wade Davis announced his retirement Wednesday after 13 major league seasons.
Sports Highlights
Shohei Ohtani lands on both All-MLB teams, three Blue Jays on first team
In a unique quirk honouring a one-on-a-kind player, Shohei Ohtani made the All-MLB first and second teams.
Rays' Wander Franco agrees to massive 12-year contract: Report
Tampa Bay Rays shortstop Wander Franco has agreed to a 12-year contract that guarantees him approximately $185 million and has a maximum value of $223 million, ESPN reported on Tuesday.
Last inning: Barry Bonds, Roger Clemens face final shot at Cooperstown
The Baseball Hall of Fame released its 2022 ballot on Monday, and voters from the Baseball Writers' Association of America will be confronting the sport's steroid era once again.
Red Sox retain manager Alex Cora through 2024
The Boston Red Sox exercised the club options in manager Alex Cora's contract, keeping him with the team through 2024.
STINSON: Berrios finds contender, place for family in Toronto
On a day in which the attitude at a Toronto Blue Jays press conference was one of relentless positivity, it was one answer in the negative that was particularly important.
Shohei Ohtani lands AL MVP award; Bryce Harper takes NL MVP title
Double threat Shohei Ohtani of the Los Angeles Angels was named Most Valuable Player of Major League Baseball's American League on Thursday, making him only the second Japanese player to win the award.
MVP runner-up for now, Blue Jays' Guerrero should be a contender for years to come
The numbers alone shout out confirmation of the MVP-calibre season delivered by Vlad Guerrero Jr., saying nothing of the star power and his bonafide emergence as one of the true stars of the game.
Rays in talks with 20-year-old Wander Franco on extension: Report
The Tampa Bay Rays have decided that 70 games of action was convincing enough to offer 20-year-old infielder Wander Franco a 10-year contract extension in the range of $150-$200 million, according to a report out of the Dominican Republic.
MLB owners agree to provide housing for most minor leaguers in 2022
Major League Baseball owners affirmed their commitment to improving conditions for minor leaguers, announcing a plan on Thursday to provide furnished housing to more than 90% of players in the minors beginning in 2022.
Blue Jays won't play at Montreal's Olympic Stadium in 2022
"With a road opener, the logistics this season would have a negative competitive impact," president Mark Shapiro said
'OBVIOUSLY, I LOVE TORONTO': Blue Jays' Robbie Ray captures AL Cy Young Award
Robbie Ray was willing to bet on himself last winter, astutely handicapping his own improving form by signing a one-year deal with the Blue Jays.
Blue Jays lock up starter Jose Berrios with seven-year extension
The contract is second only to the Springer deal for the richest in club history
STINSON: Berrios just the latest proof that Toronto and the Jays are an attractive landing spot
When Mark Shapiro arrived six years ago to begin the awkward process of dismantling a beloved but creaky Toronto Blue Jays team, two big questions loomed: Would the team's ownership eventually agree to again spend big money, and would big-name players agree to take it?
Red Sox owner in talks to buy Penguins: report
Boston Red Sox owner Fenway Sports Group LLC is in advanced talks to buy the NHL's Pittsburgh Penguins, the Wall Street Journal reported on Tuesday, citing people familiar with the matter.
Cleveland Indians settle lawsuit with roller derby team over Guardians name
The Cleveland Indians, which is changing its name to the Guardians, settled a trademark infringement lawsuit by a local roller derby team also named the Guardians.


If you overlook the socially inappropriate moments, this Netflix film is pretty entertaining and real.
Netflix has been on a roll lately with their original content. With hits like "Stranger Things" or instant classics like "To All The Boys I've Ever Loved Before," they almost always hit it right on the money.
It comes as no shocker that their latest original film, "Sierra Burgess Is A Loser," would premiere with tons tuning in with excitement. I know I was. After viewing it, I overall enjoyed it. It had many cute and light-hearted moments, mixed with raw and relatable ones. However, there is no denying this movie, at times, lacked a moral conscience and made a few inappropriate jokes that missed the mark, but we'll get to that later.
The one thing this movie does extremely effectively, in my opinion, is its ability to accurately convey what it's like to be young growing up in today's society, specifically the impact on one's self-esteem. The movie centers around Sierra Burgess, your typical high school high achiever. She struggles to feel seen; to truly identify what makes her special. When the stereotypical popular girl, Veronica, purposefully gives Sierra's number to a good looking boy, Jamey, with what she deems as "loser" friends, a catfish extravaganza ensues, with Sierra pretending to be Veronica to keep talking to Jamey.
As their relationship progresses, Sierra's feelings become real, as do Jamey's. But with that, complications arise and Sierra must enlist the help of her once nemesis, Veronica. And thus a genuine friendship blossoms. There are many cute moments with both Sierra's relationship with Jamey and the friendship with her and Veronica. However, in between all of these moments, there are a few tasteless things that cannot go unnoticed.
The most notable is Sierra pretending to be deaf, while Jamey's actual brother is deaf. In order to help mask her voice, which Jamey as this point knows, she pretends to be deaf by making up sign language. The moment, although light-hearted in nature, just misses the mark and becomes offensive. Of all ways they could have made her hide her voice, having her use sign language in a mocking manner was not the right one. There has been some notable backlash following this addition, and rightfully so; It just really is not tasteful or appropriate.
Now, when you look past all of these inconsiderate aspects, the movie hits home perfectly with the struggles young people have with confidence, both academically and personally. One notable moment that was so incredibly raw and emotional is when Sierra breaks down saying how hard it is to "look like this" and be growing up as a teenager. Her disgust with herself and a complete lack of good self-esteem was so genuine and something I personally connected with. In today's day and age, we all have this image and this inaccurate perception of what society wants. We all have had those rock-bottom moments when we just feel horrible about ourselves like we aren't good enough to get a cute guy to like us for who we are, or to get into college, or have friends. But it isn't true, and this movie shows that.
The movie, although not realistic and essentially a catfishing story, does hit home for a lot of people suffering from feeling unconfident about themselves. Despite the distasteful moments, the movie is entertaining and exemplifies how important it is to be who you are, not who you think society wants you to be.
Watch "Sierra Boggess Is A Loser," but do so with a grain of salt, because once you get paste those iffy moments, you'll be moved by a story about the struggles of growing up today.


The nineteenth hole is an essential part of many golfers day out. Some use the nineteenth to celebrate a good round of golf, while others use it to forget. There are few club houses that offer the levels of relaxation that can be found at Canons Brook Golf Club.
The club house, retaining the elegance of the existing barn style building adjacent to the course, nestles comfortably into the beautiful backdrop of the surrounding landscape.
The bar is open, airy and surrounded by large glass windows offering views of the course. It is fully licensed and you can take advantage of either a bar snack or, for the larger appetites, there are excellent restaurant facilities.
Our bar manager runs his operation in an efficient and organised manner catering for wide range of beers, lagers, ciders and spirits, whilst the catering manager offers members and visitors alike a wide choice of balanced food aimed at satisfying the most hearty of appetites.
Changing facilities are adjacent to the clubhouse, hosting changing rooms for ladies and gentlemen with full washing and shower-room facilities.
Canons Brook Golf Club has designed and built a nineteenth hole which will live up to your expectations, so why not pay it a visit and discover it for yourself.