The health and safety reforms are a hot topic of debate. Concerns have been expressed that this is another shift toward a "nanny state". At the very least, it could become an onerous compliance burden for both large and small organisations – the latter which are well-represented in the high-risk construction, adventure tourism or forestry sectors.
The Health and Safety Reform Bill says one should take "reasonably practicable" steps to minimise harm. "Reasonably practicable" includes an assessment of the cost associated with eliminating or minimising the risk, including whether the cost would be "grossly disproportionate" to the risk. That could be a slippery slope to reputational damage: to argue the cost of a life.
Some have observed "dumb stuff happens" or "nothing is fool proof to a sufficiently talented fool"! However it could be argued that such a sentiment is an abrogation of directors' and officers' obligation to keep everyone safe.
To date, the focus has been on the high risk industries, with the Government's well-publicised target of reducing deaths and serious harms by 25% by 2020. Those figures are in the context of 50 – 75 deaths and around 6,000 serious harms per year. However, a further 600 – 900 die each year due to occupation-related illnesses, and, in the 2012/2013 year, ACC received over 178,000 new workplace injury claims.
It is important to remember that harm includes "mental harm", which could come from stress caused by workplace bullying or poor job design.
I have heard many people express surprise at discovering that the current Health and Safety in Employment Act 1992 contains a clause that makes it "unlawful and of no effect" (cl. 56I) to take out insurance against fines. A similar clause is contained in the Health and Safety Reform Bill. In general, though, the fines are commensurate with one's ability to pay.
Ultimately, the best way to indemnify oneself is to have a culture that encourages people to look after themselves and each other. If you achieve such a feat, you will have ticked one important box – the one that is often included in surveys to measure staff engagement, which asks whether your workmates are also your friends.
High staff engagement has a high correlation to productivity. People are more likely to give of their discretionary effort when they have a real connection with their employer. It is also an indication that bullying or stress is not an issue.
It is the organisation's leadership that sets the culture, aided by supporting systems and processes, but also walking the talk.
The board, as part of the organisation's leadership, exerts a strong influence on the culture. The Pike River Coal Mine tragedy provides an example: "In the drive towards coal production the directors and executive managers paid insufficient attention to health and safety and exposed the company's workers to unacceptable risks". What gets measured gets done.
The new Health and Safety legislation places a duty of "due diligence" on directors and officers. As a result, one might reasonably expect to see the whole board walking the talk along with the CEO, testing and validating assumptions.
A key challenge for larger organisations is likely to come from the SMEs who are in their value chain as contractors or sub-contractors. Organisations that use contractors as part of their business model may need to extend their own health and safety systems and processes into their contractors' business. Leadership and due diligence will still be required, to ensure the resources to support healthy and safe work practices are adequate and being used. However, when looking through to the contractors' organisation, it will be important not to cross the line into an employer/employee relationship.
But that is the opportunity: to use the Health and Safety reforms to create a culture that engages staff to keep their workmates and others safe, throughout the value chain. The upside is improved productivity, reduced downtime and a decreased likelihood of running afoul of the legislation. Then maybe, rather than a "nanny state", we will become a nation renowned for its productivity.
Shelley is Managing Director of Major Consulting Group Ltd, a company specialising in health and safety compliance and culture change. She is a provisionally accredited member and past National Councillor of the IOD. She has also been an elected board member of the Human Resources Institute of NZ and holds professional accreditation with that body.
This article was first published in the Institute of Directors' magazine, BoardRoom, in June 2014.


Not all weekends are created equally. This one happened to be especially enjoyable. The weather was gorgeous and we actively took advantage of it. Friday night Kate and I had a long overdue date. The band of some friends of ours was playing at a local bakery and sandwich shop. We found some comfortable chairs around an unlit fire pit and enjoyed conversation with friends while listening to the music.
We made two Aikido milestones Last week. Micah passed his final test for his blue (Sankyu) belt and Jonah was promoted to from the kids' class to the adult class. The three of us started our Saturday with an Aikido class.
I had an interesting experience, personally, at Sunday morning worship. I ended a seven day fast (lemon detox) with the bread and wine of Communion. I have gone ten days before without food on another lemon detox and three without food or water cutting weight for wrestling in college. (Never do that, by the way. Take my word for it). But I wondered, as I ate the bread what it must have been like to go without food for forty days.
The best news of the weekend came for Kate as we were leaving church. It was the kind of news that trumps anything else that can happen in a day and was the brightest spot of the weekend. But, I will have to wait a few days to share it. For the rest of the day we were walking on air figuratively and floating on water literally.
Greenville, South Carolina is home to the largest kayak manufacturer in the world and one of our friends works there. Just after getting the good news, we went home to pack a lunch before heading to our friends for an afternoon of kayaking on Saluda Lake. Each of us had our own boat but the two Micah and I had are prototype boats that never made the manufacturing line. They are actually not kayaks, but rather, one-person canoes. There is no seat in them. You sit in the bottom of the boat and rest you back on a thwart. From that position, you can paddle either with a single-bladed canoe paddle, or a double-bladed kayak paddle. We had one of each in our boats. I made an incorrect assumption that we would only use the canoe paddle. Unfortunately for Micah. I handed him the shortest kayak paddle and it cost him later. With a slight breeze at our backs, we casually paddled out about two miles. We took our time along the way with a bit of exploration. On the way out, the six of us stayed fairly close together.
Once we made the turn to head back in, there was a shift of mindset. Besides paddling against the wind, we were all thinking of our agenda for the rest of the day. I switched to the kayak paddle and was much more effective than the canoe paddle. The one I gave Micah, however, was too small to use. The clustered boats quickly got strung out into an increasingly spreading line. It wasn't long before the four kayaks had out distanced our two canoes by a quarter to a half mile. There wasn't a spirit of competition. We were each enjoying the trip at our own pace but, for a short time, an interesting dynamic happened with Micah. The more he fell behind the group, the less he paddled. As I watched him, I could completely relate to the feeling.
Micah didn't stay in that mindset for long. He got back to the dock only a minute or two after I did. I don't know what changed in Micah to get him going again but it occurs to me that there are three things we can keep in mind when we feel like we are so far behind there is no use trying.
Stay out of the comparison gap. "Better than" is often imaginary. In other words, it often has no bearing on the important measurement of personal and professional life and it puts our focus on the wrong goals.
Set small goals. Big dreams are great but they happen through several small steps. Find a quick win to accomplish and use small goals to build a bigger goal.
Do the next right thing. Don't trust your negative emotions. They never see the larger unfolding picture and they waste your time and energy. Stay out of the aimless drift. Your time is your life.
Keep paddling and make it a terrific week.


text:
About JOR
The Journal of Retirement
George A. (Sandy) Mackenzie
The Journal of Retirement Winter 2014, 1 (3) 2-3; DOI: https://doi.org/10.3905/jor.2014.1.3.002
The third issue of The Journal of Retirement once again showcases articles that address a broad range of issues in retirement security. The first article, by Sylvester Schieber and Betty Miller, deals with an extremely important statistical issue: namely, the measurement of retirement income. It is standard practice to rely on data from the Current Population Survey (CPS) to measure income from pensions, both defined-benefit (DB) and defined-contribution (DC) and annuities. However, pension income is defined to include only regular payments (like the monthly income received by DB pensioners and annuitants) and not the generally irregular withdrawals from DC plans. What treatment is correct really turns on how income should be defined. Is a drawdown of both principal and interest correctly treated as income?
Billie Jean Miller and Sylvester Schieber make a strong case that the CPS data substantially underestimate private pension income, especially that enjoyed by middle and upper middle income groups. They argue that the use of the CPS data leads many observers to overstate a perceived crisis in retirement security, although they do acknowledge that there are good reasons to believe that some workers are not preparing adequately for retirement.
Meir Statman's article is a stimulating think piece that offers a fresh look at the whole issue of retirement security. He divides the population into four groups: the wealthy, the steady-middle, the precarious-middle, and the poor. The wealthy have enough money that retirement in security is not really an issue. The steady-middle save enough of their adequate income that they too have enough income in retirement, although they may not actually feel secure. The precarious-middle suffer from problems of self-control, which means that they do not save enough for retirement. The poor may or may not have problems of self-control, but their working income is simply insufficient to support them, however modestly, even in retirement. Statman relies on brief portraits of members of the middle and poor classes to illustrate his points. He is skeptical of the utility of so-called "nudge" solutions, like automatic enrollment in 401(k) plans, to the problems of the precarious-middle and poor and instead proposes a mandatory defined-contribution plan to complement Social Security to help the precarious-middle, as well as increased redistribution to help the poor, who simply cannot save enough, voluntarily or otherwise. He makes a strong case that the financial problems of the poor do not simply reflect fecklessness.
Students of retirement finance like to divide the process into the two phases of accumulation and decumulation. The accumulation stage coincides with a person's working lifetime, and the decumulation phase begins as a general rule upon retirement. A great deal has been written over the years on the accumulation phase—on how much to save and how to invest savings. Until quite recently, however, the decumulation phase was overlooked. That is in some respects puzzling, because the decumulation phase presents challenges both to specialists and the ordinary citizen approaching retirement. This issue of the JOR helps make up for the neglect of the decumulation phase by devoting four articles to the subject, as well as an article to the accumulation phase of a relatively new type of variable annuity.
Paul Newfield's article will introduce many of the JOR's readers to a close cousin of the life annuity, which was originally called the tontine, and which he names the pooled survival fund, or PSF. I'll leave it to the reader to explore the details of his proposal, but the basic idea is that a group of older people invests part of the balance of its DC plan in the PSF, and when any member of the pool dies, his or her assets are reallocated to the pool's surviving members. The longer a member lives, the greater his share of the assets of members who do not survive. As a result, a PSF provides a sort of longevity insurance, although the income it generates is not fixed, like that of the immediate life annuity. Newfield argues that despite its variability, the income from a PSF should, on average, exceed that of a standard life annuity—possibly substantially. He provides the reader with a case study of Australia, in which he considers how the PSF might be grafted onto the existing pension system, and argues that PSFs would not require a major change to the regulatory framework of that country.
The next two articles address the merits of life annuities and similar instruments. David Blanchett's article is particularly timely, in that he considers how the current low-interest-rate environment should affect the asset allocation of the portfolios of older Americans. He uses a complex simulation model to consider how different allocations affect the tradeoff between the risk of a shortfall in income—due to disappointing asset returns or an unusually long post-retirement life—and the variability of a bequest. His model has five asset classes: stocks, cash, bonds, a life annuity, and a guaranteed lifetime withdrawal benefit (GLWB) annuity. His measure of income is utility based, which effectively penalizes an investment strategy that generates highly variable income. He further assumes that the investor is a 65-year-old couple and takes into account the couple's uncertain lifespan. Blanchett comes to the surprising conclusion that annuities and GLWB annuities, which are similar to a life annuity, tend to dominate bonds and cash. This asset allocation is very different from the asset allocation typically recommended to older Americans, which places a large share of assets in bonds.
Steve Vernon also uses a simulation exercise to explore how annuities and other retirement income generators (RIGs) compare with one another. He reports on the behavior of six RIGs: a fixed-income life annuity, an inflation-adjusted annuity, a guaranteed minimum withdrawal benefit (GMWB), a constant real withdrawal rule, a constant percentage of remaining assets rule (4%), and a withdrawal rule determined by remaining life expectancy. The simulation exercises assume that the whole of the retirement nest egg is invested in one or another of the RIGs and that all of the income that each RIG generates is spent. With a nest egg of $100,000, initial income ranges from about $5,500 for the fixed annuity to $3,500 for the inflation-adjusted annuity.
The results of three different scenarios are compared: an unfavorable market scenario, a median scenario, and a favorable scenario. In the median strategy, the constant percentage withdrawals strategy and the GMWB are clear losers as income generators, because the market's performance is not good enough to offset the decline in the real value of assets in the case of the former strategy and because it does not offset the extra fees that a GMWB charges. Under unfavorable conditions, the constant real withdrawals strategy and the life-expectancy-based strategy are also losers. In the favorable scenario, however, all the withdrawal strategies that are driven by the value of accumulated assets perform much better. As might be expected, well-performing RIGs do not perform well if the criterion is switched to remaining wealth.
Vernon's article is an excellent pedagogical piece on the basic properties of annuities and competing instruments. It also includes a section on how financial advisors can answer some of the questions that clients unfamiliar with annuities could raise and another section on the circumstances in which investing part of the nest egg in an annuity is a good idea. For some investors, a combination of systematic withdrawals and an annuity could work well.
The conventional economic model of the consumer assumes that he or she "rationally" makes choices that best suit his/her preferences (or that maximize utility). The homo economicus choosing to invest money in a tax-favored investment like an IRA should be concerned with the total tax relief he can expect to receive in present value terms—and not with the form that the relief takes. A tax credit of the same value as a tax deduction should not have any effect on his decision.
In practice, however, as the article by John Scott and Jeffrey Diebold explains, the form that the relief takes can make a difference. An upfront rebate to encourage saving can appeal more than a series of uncertain tax deductions of equal actuarial value (i.e., the same present value taking mortality into account). The same could be true of schemes to promote the purchase of annuities. The authors conduct an experiment with a group of 301 subjects, better educated than the population at large, who are divided into groups, with each group being presented with an investment decision in which an annuity is one possible choice. The experiment simulated the relative attractiveness of a credit versus a deduction (which takes the form of a reduction in the cost of living). In one group, a credit encouraged the purchase of an annuity; in two others, the choice was encouraged by tax deductions of different values. A control group did not enjoy either tax incentive. The subjects stayed in the game for a number of periods until they ran out of money or "died," with the later event being determined randomly.
The authors find that a credit is more effective in encouraging annuity purchases than a deduction of the same actuarial value—and even more effective than a deduction of greater value. Drawing conclusions for policy from this type of behavioral experiment is difficult, but its results do suggest that if annuity purchases were to be encouraged by making them tax favored, a tax credit would be more successful than a deduction.
A new type of variable annuity, the structured product–based variable annuity (spVA), has developed a market of close to $2 billion a year. This new instrument is more complex than traditional variable annuities, because its payout is based on a complex formula applied to the returns of a reference asset—similar to structured products. In their article, Geng Deng, Tim Dulaney, Tim Husson, and Craig McCann show how the value of these products can be replicated by a combination of put and call options and valued using the Black–Scholes model.
The authors note that the level of the cap on returns is not disclosed until the investment is made, making an ex ante assessment difficult from the investor's perspective. The authors calculate what they call fair cap levels, which are the levels high enough to make the estimated value of the product equal to the premium paid, less reasonable fees. The complexity of the product, which the article explains with great clarity, means that investors may not be able to make accurate comparisons with other investments, like mutual funds or the traditional variable annuity. The authors conclude that the complexity of the spVA raises questions of its suitability for many older Americans.
The final article, by John Turner, David McCarthy, and Norman Stein, addresses the question of the proper role of tax incentives for retirement saving. The holdings of some individuals in 401(k) plans in particular are very large. Having examined data from the 5500 returns that pension plans are obligated to file, the authors find that one employer-provided plan had two participants with average account balances of over $253 million. To gain a better idea of the holdings of individuals, not just in 401(k) plans, but in IRAs, Roth IRAs and other tax-favored forms of retirement saving, the study analyzes data from the 2010 Survey of Consumer Finances, which reports the combined holdings of all these instruments by the surveyed households. The authors estimate that there are more than 175,000 households with combined retirement saving assets of over $3 million and more than 3,000 households with assets of $10 million or more.
The authors argue that Congress intended the retirement saving tax incentives to promote genuine retirement saving—not to create a tax shelter. They argue that the holdings of some households go well beyond that needed for a reasonable standard of living in retirement. After surveying the international practice—Australia, Ireland, and the U.K. have limits on tax-favored contributions and on either the balance or the income from DC plans—they propose a cap of $5 million, to apply to the total holdings of an individual, and briefly discuss the proposal's administrative implications.
I am confident that readers will find, as I do, that these studies provide great deal of food for thought for all professionals concerned with retirement security.
TOPICS: Retirement, pension funds, derivatives
Institutional Investor, the publisher of The Journal of Retirement, wants to extend a special thank you to Bank of America Merrill Lynch for its support of The Journal of Retirement. Please note that no sponsor has influence on the editorial content found in The Journal of Retirement. Representatives from any firm are encouraged to submit an article to our independent Editor, Sandy Mackenzie, for review and prospective acceptance into the publication. All editorial submissions, acceptance, and revisions are the sole decision of Mr. Mackenzie. The editorial submission guidelines are found on the last page of the publication and online at www.iijor.com. Thank you, and I hope you enjoy this and future issues of The Journal of Retirement.
Allison Adams
Group Publisher, Institutional Investor Journals, aadams{at}iijournals.com
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The Journal of Retirement Jan 2014, 1 (3) 2-3; DOI: 10.3905/jor.2014.1.3.002

redpajama_set_name: RedPajamaCommonCrawl


When public sector and possibly other grants (not loans) for SMEs are available, they should be easy to find. Currently they are anything but... A one stop webpage that makes it crystal clear what grants are available, to who, and for what, would save SMEs time, money, effort and frustration. You could then do the same for loans, but please don't mix them up.
Local Enterprise Agencies have a deeper understanding of localised business support provision and should be given a greater role by the government. Their understanding of start-ups and local business needs enable them to provide a flexible, tailored and responsive service that can be tapped into for a range of support.
Instead of the Government providing the Big Banks with yet more finance to improve their balance sheets and bonuses or trying to develop new banks we should enhance the local community based finance provided by CDFIs particularly for small businesses.
What is your experience of encouraging people to seek advice on their business? Share your ideas and experience - successful and otherwise!
The control of lending should be taken out of the hands of bankers and placed in the hands of an independent "Investment Approval Authority" (IAA) who would be licensed to prepare approval certificates for presentation to banks. See my Blog at www.taxmatters.eu for a full explanation of the idea.
FE colleges are in the heart of their local business communities. Some colleges recognise their potential to support new and growing businesses. They can become a natural venue for SMEs to meet. The Gazelle Colleges Group have launched 'Gazelle Local' with the aim of engaging with local SMEs for mutual benefit. There is an opportunity here that should be built on.
What are you views on the support available for business?
If you run a business, how easy is it to find the help you need; what are the barriers and how could they be overcome?
Do you receive local business support?
If you have benefited from local business support, or have ideas for improving it, please share them here.
I have tried repeatedly to take on an apprentice in this 300year old craft yet can get no help. I have plenty of work and would welcome some financial support. I have individuals interested.


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« The Obama Nation
Between Iraq and a Hard Place – 2, Bush Invasion Foreseen »
Between Iraq and a Hard Place – 1, Early Warnings
By John Hogue | Published: 18 March 2007
This six-part series assesses my predictions and interpretations of predictions of others over the decades, such as Nostradamus, that have mostly happened. They accurately dated war in Iraq, presaged its nature, and mapped what may yet become the United State's ultimate path to military quagmire, defeat and a reassessment of superpower in what will be known as the Great Muslim Religious Civil War. A review of all that I have foreseen over the past half-dozen years may offer insight upon what choice of destiny the United States under the next president elected in 2008 must stake all. There is no future choice that is not hard to bear, but perhaps this nation may be tempered by the coming difficult times to do something unexpected–something wonderful, even–that might go a long way to preserve the earth and its fragile human civilization. America has become the prodigal son of destiny. May it follow the right path home extricating itself from its greatest strategic blunder, the invasion and occupation of Iraq.
I started writing this review of my documented predictions back on 7 December 2006. That was the day after the Iraq Study Group (ISG), co-chaired by James A. Baker III and Lee H. Hamilton, released its official report, titled The Iraq Study Group Report: The Way Forward – A New Approach. Baker and Hamilton in a Senate hearing then expressed a sad reality I had foreseen six years before. Indeed, as it has now come to pass, I had foreseen the coming disaster before there was a President Bush in office, years before there were thousands of US soldiers maimed and dying in what I warned in articles written as far back as October and November of 2000 would be a new "Vietnam" quagmire "in Iraq." To express this, I had utilized predictions of the 16th-century French seer, Nostradamus, who, according to my interpretation, had beheld our dire future in Iraq four-and-a-half centuries earlier. I believe he was way far ahead of any of us when it came to foreseeing a new crusader army treading upon a region of the Middle East that no other crusader armies from our past had marched. Using magic mirrors, mediums of spirit and secret meditations in the dead of night and locked inside his secret study, Nostradamus pieced through deep shadows in an inner contemplation presaging those dark and history changing events that would tempt a future crusading army from the Christian West to invade and occupy "Mesopotamia" (modern-day Iraq) and eventually lose their way and their war to those "black in aspect" in flags and attire of the "law"– I read in the shape of his nebulous and cloudy language the Muslim "law–the "Sharia"–as triumphant over the amassed crusaders in Iraq. It seems ever more clear now, this mid-March of 2007, on the eve of the four-year anniversary of the US invasion that US soldiers and a few of their remaining coalition allies are caught in the crossfire of a sectarian civil war between those belligerent Sunnis and Shias they had "liberated." What Nostradamus had long before foreseen and documented unfortunately appears to be the worst future ahead of us, in which the United States hobbled in war and status even among its allies, tries to pick its way out of the wreckage of democracy experiments gone terribly awry.
What follows is a list of quoted predictions–mostly these are my own, and sometimes predictions based on my astrological and Nostradamian studies–presented in the chronological order in which they were posted in radio interviews, books and HogueProphecy Bulletins. They include the book source or the link to the HogueProphecy bulletin from whence they came, followed by an assessment of their accuracy or inaccuracy, set down at the time of this writing: March 2007.
THE FIRST PRESCIENT INKLING OF A COMING US-IRAQI WAR
In the mid 1990s, I was feverishly producing my vast tome Nostradamus: The Complete Prophecies for publication in 1997. It was during that time that signs alighted in my intuition through reading the signs of Nostradamus and meditating on the subject of the shape and nature of what I called the coming "Third Gulf War" (the first two being the Iran-Iraq War [1980–1988] and the Gulf War [1991]). I began setting down for the record a vision of a third war that would lead to the fall and death of Saddam Hussein. This new conflict tangled itself around a wider struggle. The next world war's secret betrayed by vision would be a global world conflict between established countries and Islamic terrorists. The alliances appeared to me darkly and distant. The events that seemed in 1995 so far off when I wrote the following are with us now, poised around the corner of the next few months:
In the 21st century I would expect the highest potential for war when Mars enters Aries at the same time Saturn enters its two-year transit of Leo (2005-2007) and again when Mars is in Leo in June-July 2006, and in Aries again at the end of the Saturn transit of Leo in May-June 2007.ss
Nostradamus: The Complete Prophecies
(1997), pp. 79-80:
Elsewhere in the quatrains we have already examined references to Mesopotamia– Iraq — playing a primary role in the greater war to come. Operation Desert Storm may be no more than an early episode in a long pan-Islamic war with the West that will make some of America's staunchest Arab Coalition allies, like Syria and Egypt, into greater enemies than the Iraqis. Whoever the Mid-Eastern triumvirate finally turns out to be, they will find support from some greater Eastern King, implying the leader of the People's Republic of China or North Korea.
(1997) p. 589
ASSESSMENT (March 2007):
Modern day "Mesopotamia" is the focal point for a widening Middle East war. A US or Israeli strike on Iran by May-June 2007 might widen the conflict, make it pan-Islamic. The "triumvirate" as it happens is the Axis of Evil President Bush defined as Iraq, Iran and North Korea, during his State of the Union speech of early 2002.
The US invasion of Iraq took place in early 2003. The early, easy stage accomplished, prepared the ground and crowded, garbage strewn avenues of urban Iraq for a lingering and bloody insurrection that began changing into a sectarian civil war between Iraqi Sunnis and Shi'ites by the summer of 2005. That is when Saturn began its war mongering transit of Leo. Mars aspected Saturn in Leo in June-July of 2006 when Hezbullah and Hebrew warriors clashed in the Israeli-Lebanon War. Even this was minor violence compared to the paroxysm of new and sustained sectarian blood letting across Iraq happening at the same time. One mere week of death squads and car bombings in the streets of Iraq carried off more souls than all those killed in the entire Lebanese war. Throughout the bloody summer of Mars and Saturn in Leo, Iraq's people murdered each other at a reported rate of 1,000 killed and massacred each week in the capital of Baghdad alone.
Where are old Coalition allies of the last Gulf War? What state of allegiance is Egypt and Syria in Bush the Younger's new war?
Since I posted the above prediction a decade ago, Syria serves the enemy, Iran. Egypt placating the passions of its own rising minority of anti-US radicals and opposition parties keeps on the sidelines. She does not risk standing her troops shoulder to shoulder with Americans in Iraq.
In commentary written in 1995 and published a decade ago in 1997 misty veils were already parting before shadows of alliances that at the time seemed fantastic, impossible.
The final pass of Mars in Aries harmonizing and magnifying bellicose Saturn in Leo, comes this May-June 2007. The final degrees of Saturn's goosestep through Leo begin now through September 2007. Saturn will have a cosmically greedy lust for escalation of conflict. The light of present events reach out to illuminate the near future shadows that hide who the "Eastern king" will be. If Iran is pulled into open conflict with the US, look to China's leader. He will do something dramatic to protect China's chief source of Middle Eastern oil–Iran. This new war will not begin with China, but it will end because of something China plans to do.
Always in motion, and out of time sequence comes the future to the prescient glance. The butt of results too early come. Insights into beginnings and means to ends are tardy. The dates, alliances of war, had visited my mind in the mid-to-late 1990s, but not the catalyst that began it. I had the motive, but not yet the murderer clearly "scryed." I would have to wait for the abrasive events of the presidential election of 2000 to polish my oracle's looking glass.
(18 March 2007)
This entry was posted in War in Iraq and tagged Baghdad, Bush, G.W. Bush, Gulf War, Hezbullah, Hogue, Iran-Iraq War, Iraq, Iraq Occupation, Iraq Study Group, John Hogue, Kirds, NATO, Nostradamus, Operation Iraqi Freedom, prediction, prophecies, Saddam Hussein, Saturn transit of Leo, Shias, Sunnis, US-Iraq War. Bookmark the permalink. Post a comment or leave a trackback: Trackback URL.


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Home Music New Music: Lindsey – The 90s Song
New Music: Lindsey – The 90s Song
Jaguda
Brand new joint from Loopy records artist, Lindsey. Lindsey captured a lot of us with her tune, Drift Away and has been silently making a name for herself in the game.
Her new song, The 90s Song, takes us back to a special place down memory lane. The days we loved the 90s music. Refreshing concept.
Nigerian singer,songwriter and law graduate,Lindsey has been tagged as one of the most promising, fresh upcoming acts in the Nigerian music industry. Although a native of the Igbo Speaking part of Delta State she was born and bred in Jos by her choir member mum,a university Disc Jockey dad and a pianist grandfather. She calls the genre of her music Neo-soul/Alternative.
She is one of the members of the Loopy Crew alongside M.I(Jehovah),Jesse Jagz(Greatest,This Jagged Life),Iceprince, Ruby and Eve with whom she has worked with.She has also worked with the likes of Djinee(Thank You),Jeremiah Gyang,Sammy Sage(Spoken word).
Her music has been influenced by Roberta Flack,sade,Eva Cassidy,Sarah McLachlan,Norah Jones and Corinne Bailey Rae. Lindsey was a contestant of the MTN Project Fame West Africa Season 3.Shortly after,her first song 'Drift Away' was released.
This single "The 90's Song" was produced by IBK (winner of the "Enigma" competition by Don Jazzy).
Follow @MissLind_sea
[audio:http://www.jaguda.com/wp-content/uploads/2011/09/01-The-90s-Song-Main-.mp3.mp3|titles=01 The 90s Song (Main) .mp3]
the 90s song
Paulo Sep 20, 2011 at 6:43 am
Not bad. The production is not so great though, but the concept is nice.
Ginika Oct 7, 2011 at 8:42 pm
this song is great> she's got good vocals, and d mix is jst tite
moonchild Oct 7, 2011 at 8:45 pm
this song is great, nice vocals and the mix is just right
mubarack Feb 5, 2012 at 4:13 pm
Best song I've heard in ages, she's very talented ,and the production was good too.
Ado Jan 2, 2013 at 3:09 pm
i always feel good when ever i hear the sound of jaguda……and i don't mind to sound like jaguda or to make t it my whistle….@ http://www.reverbnation.com/ajisafeadoeminisunday
Nnanna Jul 31, 2016 at 6:56 pm
She's trying to make it sound like an old song. Don't you get it????
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Great as usual guys. As a huge King fan myself I'm not surprised the movie didn't hold up to the books. They are a great read and couldn't be done justice in one movie.
This part was the most exciting one that I have enjoyed the most but this time I was bit late to watch it live. Now the next part is going to be here so soon which is more entertaining.


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48 hours to 24 hours before booked departure time - 50% canellation fee will be charged.


I'm looking always to challenge and improve myself seeking an exciting career opportunity, after accomplished Hospitality and Butler service training I have gained a level of understanding of guest service where I found myself so passionate about it and willing to start over To participate as a team member in a dynamic work environment focused on promoting business growth by providing superior value and service working in a hotel or Household that puts value on people.
Assigned work schedules for all drivers and personal assist personal for all VIP visits and the company director to Georgia.
Utilize ERP system to determine procurement needs, indirect direct point shipping, product line consolidation.
2018 Hospitality Management Diploma of YES AYS Hospitality New York.
2015 International Black Sea University – Logistics and International Transportation.
2015 GIPA – Georgian Institute of Public Affairs Pearson – Financial Management.
2014 Intellect Center – Logistic (Sales Forecasting, Supply Chain, Expedition and Warehouse Management, Fleet Management, Delivery).
A CONSISTENT, HARD WORKING, HIGHLY MOTIVATED PERSON. I ENJOY WORKING WITH THE PUBLIC. I FEEL THAT I AM A FRIENDLY, OUTGOING AND DEPENDABLE PERSON. I FEEL IT IS CRUCIAL TO DEMONSTRATE THE IMPORTANCE OF MY JOB DUTIES AND EXPECTATIONS. I AM LOOKING TO IMPROVE MY POSITION IN THE WORK FORCE, EXPAND MY KNOWLEDGE AND SKILLS. I AM ALSO LOOKING TO ESTABLISH LONG TERM EMPLOYMENT IN A FRIENDLY ENVIRONMENT.


Donald Trump vowed to toss out the North American Free Trade Agreement, calling it the "worst trade deal" ever negotiated … ever!
Over the weekend, the president announced a new trade agreement — which is called the U.S.-Mexico-Canada Agreement — with Canada and Mexico. It remains to be seen whether it's better than NAFTA. I'll say this: Trump has delivered on a key campaign pledge to get rid of one trade deal and replace it with another.
I believe in free trade. I also believe that NAFTA was good for all three nations. It stripped away tariffs, enabling the nations to ship goods among each other. Trump contended during the 2016 that NAFTA cost the United States too many jobs, more or less echoing the mantra delivered in 1992 by Texas billionaire businessman H. Ross Perot.
Midwest farmers are happy with the new agreement. I hope that happiness makes its way to Texas, with its own huge agricultural industry.
I remain committed to free trade among the three friendly giant nations. I hope the new deal, once we dive deeply into the details, is the result of the guy who has boasted of his ability to cut the best deals in the history of Planet Earth.


text:
SAXON Shares Cover of DEEP PURPLE's "Speed King"
EYEHATEGOD Unveil New Song "Fake What's Yours"
SUNSTORM Announce New Album Featuring RONNIE ROMERO On Vocals
ZERO THEOREM to Release Second Part of "The Killing"
THUNDER Release New Single "Going To Sin City" With Lyric Video
ENFORCER Announce Second Live Album "Live By Fire II"
WHEEL Share New Single "Hyperion" From Forthcoming "Resident Human"
SAGA Share Lyric Video For New Version of "Wind Him Up"
SONICPERSPECTIVES
HOLLYWOOD UNDEAD and DANNY WIMMER PRESENTS Announce "The Hollywood Undead House Party" Global Pay-Per-View Event December 18
By Editorial Team	 November 24, 2020 No Comments
Los Angeles party legends HOLLYWOOD UNDEAD have announced the "Hollywood Undead House Party" — a wild, no-holds-barred virtual global party event on December 18, featuring classic UNDEAD hits and new never-before-seen favorites from their forthcoming album "New Empire Vol. 2", and maybe even some very special party-crashing guests. The event, produced in partnership with Danny Wimmer Presents, is now on sale with a variety of party-themed packages ranging from standard tickets to merch and party packs, as well as a limited amount of virtual meet-and-greet packages.
Gather your best buds and let the good times roll by getting tickets from www.HollywoodUndeadLive.com. Early bird prices start at $12.99 (valid now through Cyber Monday, November 30 only) and increase at 12:01 am on Tuesday, December 1.
Speaking on the house party to end all house parties, HOLLYWOOD UNDEAD's Johnny 3 Tears says: "While we can't get everyone together in a venue to party, we wanted to do the next best thing and host a night they'll never forget — but won't remember the next day."
For fans wishing to take the party to the next level, HOLLYWOOD UNDEAD are offering a variety of suitably awesome merch bundles:
Ticket and t-shirt, with rolling papers
Ticket and hoodie, with rolling papers
Ticket, T-shirt and House Party Pack (that includes a bandana, a dozen branded red solo cups, 2 Ping Pong Balls, Rolling Papers and a deck of cards)
Ticket, T-Shirt, House Party Pack and virtual meet & greet with a keepsake video. (limited availability). The first 150 purchasers will also receive a surprise, one-of-a-kind item captured right at the party!
As the second installment of the critically acclaimed "New Empire" two-part opus, "New Empire Vol. 2" was produced by Matt Good (ASKING ALEXANDRIA, SLEEPING WITH SIRENS) and will be released on Friday, December 4 via BMG/Dove & Grenade. HOLLYWOOD UNDEAD recently released tracks from the forthcoming album such as the genre-bending hit "Idol" featuring preeminent rapper Tech N9ne and the star-studded track "Heart Of A Champion", featuring Jacoby Shaddix of PAPA ROACH and Spencer Charnas of ICE NINE KILLS, which has already garnered nearly 5 million global streams and 1.5 million views on YouTube.
"New Empire Vol. 1" was released in February of this year to enthusiastic acclaim. The band hit the road for a mammoth European tour with PAPA ROACH and ICE NINE KILLS in support of "Vol. 1" but it was unfortunately cut short when the COVID-19 pandemic hit.
The "Hollywood Undead House Party" co-producers Danny Wimmer Presents recently entered the digital content curation space, promoting pay-per-view concert streams and creating the popular digital series "Offstage With DWP". DWP is known worldwide for its stellar portfolio of music and lifestyle events, which includes Aftershock, Bourbon & Beyond, Epicenter, Hometown Rising, Louder Than Life, Sonic Temple Art + Music Festival and Welcome To Rockville.
By Editorial Team January 16, 2021
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BEWITCHER Release New Song "Satanic Magick Attack" From Upcoming Album
WITHERFALL Release Video For "The Other Side of Fear"
ANNEKE VAN GIERSBERGEN Shares Single and Video for "Hurricane"
Dread Sovereign – Alchemical Warfare (Album Review)
ISSA Returns With New Studio Album and Shares First Single "Angels Calling"
TOMBS Announces Virtual Performance via Bandcamp
FIREWIND Releases Music Video For 'Devour'
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text:
package io.soabase.halva.processor;

import com.squareup.javapoet.ClassName;
import com.squareup.javapoet.TypeSpec;
import com.squareup.javapoet.TypeVariableName;
import io.soabase.halva.processor.container.ContainerManager;
import javax.lang.model.element.Element;
import javax.lang.model.element.ExecutableElement;
import javax.lang.model.element.Modifier;
import javax.lang.model.element.TypeElement;
import javax.lang.model.element.TypeParameterElement;
import javax.lang.model.type.DeclaredType;
import javax.lang.model.type.TypeMirror;
import javax.lang.model.util.Elements;
import javax.lang.model.util.Types;
import java.util.Collection;
import java.util.List;
import java.util.Optional;
import java.util.function.Consumer;

public interface Environment
{
    void error(Element element, String message);

    void log(String message);

    Elements getElementUtils();

    Types getTypeUtils();

    String getPackage(TypeElement element);

    Collection<Modifier> getModifiers(TypeElement element);

    void createSourceFile(String packageName, ClassName templateQualifiedClassName, ClassName generatedQualifiedClassName, String annotationType, TypeSpec.Builder builder, TypeElement element);

    Optional<List<TypeVariableName>> addTypeVariableNames(Consumer<List<TypeVariableName>> applier, List<? extends TypeParameterElement> elements);

    DeclaredType typeOfFieldOrMethod(Element element);

    TypeMirror getResolvedType(Element method, DeclaredType enclosing);

    TypeMirror getResolvedReturnType(ExecutableElement method, DeclaredType enclosing);

    ContainerManager getContainerManager();

    GeneratedManager getGeneratedManager();
}

redpajama_set_name: RedPajamaGithub


text:
info@hiddentearsproject.org
blog / vlog / podcasts
What abortion bans could mean in the war for talent
Aug 1, 2021 | Gender Inequality
Article by JIM DOYLE, C. NICOLE MASON and JEN STARk June 10, 2021 12:00 PM PDT
The Supreme Court's decision to take up a case challenging a Mississippi abortion ban has profound implications for corporate America—whether or not the C-suite realizes it.
This is a story about the dangerous reality for women denied access to necessary health care. But this is also a story about economic impact, both for women and for their employers.
Companies that already compete for top talent will find that the majority of employees will not be willing to relocate based on what lack of abortion access signals about the culture and politics of the state. Six in 10 women would be discouraged from taking a job in a state that has tried to restrict access to abortion. And 54% of men ages 18 to 44 say they also would be discouraged from taking a job in a state that has recently tried to restrict abortion access. A majority of women (56%) say they would not even apply to a job in a state that has recently banned abortion.
This abortion ban violates nearly 50 years of Supreme Court precedent and is a test case to overturn Roe v. Wade. That's why this law, and others like it across the country, were passed—to give a newly constituted Supreme Court the chance to either fully overrule or more subtly dismantle Roe. Bans like the one in Mississippi have been unconstitutional since the court's ruling in 1973, and this will be the first such ban to go before the court since that landmark ruling.
The consequences of a Roe reversal would be devastating for the communities where corporate America operates. If Roe falls or is further diminished, more than 20 states would prohibit abortion outright. And 11 states—including Mississippi—currently have trigger bans on the books, which would instantaneously ban abortion if Roe is overturned.
Imagine even more women crossing state borders to get the care they need. Health care providers in states that would continue to have legal and safe abortion have planned for decades to be able to provide uninterrupted health care to out-of-state patients through mobile clinics, telemedicine, and other new technologically enabled services. But it will be difficult regardless.
Because women have been historically less valued as employees, as demonstrated by gender-based pay inequities across race, it is all the more important to highlight the economic impact of banning abortion. Recent research by the Institute for Women's Policy Research estimates that state-level abortion restrictions cost the U.S. economy $105 billion annually. Depending on the state, the existing abortion restrictions cost states from hundreds of millions to even billions annually by reducing labor force participation and earnings levels and increasing turnover and time off from work among women 15 to 44 years old.
If Roe is ended, employers need to be ready to respond to the needs of their employees who suddenly won't be able to access the comprehensive reproductive health care, including abortion, they need in the state where they live or work. Notably, many employees already experience 24- to 72-hour waiting periods to access abortion care, drive hundreds of miles or get on flights for appointments, and need to arrange for childcare and time off work.
Companies need to act now by reviewing and revising benefits to better support employees based on laws in their state. Business leaders should call and meet with elected officials at all levels to let them know that abortion restrictions, including bans and trigger laws, have a negative impact on the current and prospective workforce in their state. Companies need to take public stances that connect abortion access with efforts to improve equity in the workplace.
Since diminished access to abortion has been among the collateral damage of corporate support for Republicans, companies must increase their due diligence when it comes to political giving…
For full article, click here
Jim Doyle is president of Business Forward.
C. Nicole Mason is president and CEO of the Institute for Women's Policy Research.
Jen Stark is senior director of corporate strategy for Tara Health Foundation.
Categories Select Category 1 a 1 / Awake (5) A New Way of Life Re-Entry Project (8) Anti-Trafficking events in the U. S. (35) Anti-Trafficking Legislation News (22) Anti-Trafficking Organizations (16) Asset (2) Aviva (1) Behind the Scenes with the Hidden Tears Project (6) Blog en Español (5) Books of Interest (5) Coop's Situational Awareness Blog (11) Educators/Teacher Testimonials (4) Election 2020 (1) Equal Means Equal (2) Films of Relevance (43) Gender Inequality (115) Grace As Justice (2) Help & Resources for Victims and Survivors (3) Hidden Tears News & Updates (11) Hidden Tears Unplugged, hosted by Samantha Colicchio (6) HTP Marketplace (2) International News of Relevance (57) International Trafficking News (76) Law Enforcement Testimonials (2) Legislative News of Relevance (27) Maria Suarez Foundation (2) Photography (1) PODCAST SERIES (4) PODCASTS with HTP (37) Reflections (8) Relevant Events in the U.S. (4) Rescuer Testimonials (1) Resources for Medical Professionals (2) Rotary International (1) Saved in America (11) Sexual Consent (13) Sexual Harassment / Assault / Abuse / Trauma & PTSD (127) Survivor Testimonials (8) Technology Impacting Trafficking, Gender Inequality, Abuse (8) The New Abolitionists (2) Trafficking (4) Treasures (7) Uncategorized (13) VLOG (31) Women's Health Care (2)
In case at center of political firestorm, judge finds teen committed sexual assault in Virginia school bathroom
Sexual assault linked to later brain damage in women, study finds
The 10 Best and Worst Countries to Be a Woman in 2021
Liberty University sued by 12 women claiming school policies made sexual assault and rape more likely
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Hidden Tears is a media company that partners with non-profits across the country to raise consciousness through media on gender inequality, sexual abuse, and human trafficking, all of which are intrinsically connected.
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20-year-old Hunter Dawson Vanhorn of 17th Street NW in Hickory was arrested Tuesday (January 8) by Catawba County Sheriff's Officers. He's charged with felony larceny, four counts of misdemeanor probation violation, domestic violence protection order violation, assault on a female, and resisting a public officer. Vanhorn was confined in the Catawba County Detention Facility under $41,000 bond. District Court appearances are scheduled for January 14, January 22, and January 23.


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Americas, Europe
by GeoPolitic.org October 20, 202211:48 pm
Biden's Gamble to Take Control of Europe's Destiny. LNG Corporations and Washington "Work Hand in Glove" to Destabilize Europe's Energy Market
The Russian invasion of Ukraine provided a tremendous opportunity to the Biden administration to dominate Europe and the American fossil fuel industry that was "licking its lips" to hit the jackpot from the looming energy crisis. Since the outset of the war, the liquefied natural gas (LNG) corporations and Washington worked hand in glove to steal the European wallets of the European states and raise their dependence on the US.
In a hasty letter to Joe Biden on February 25, the country's energy group, LNG Allies, sought the US president's public support for ramping up domestic gas and oil production to support the allies abroad. It urged him to instruct the US Department of Energy (DOE) to immediately approve pending LNG export licenses and direct the independent Federal Energy Regulatory Commission (FERC) act within six months.
Within three weeks, the DOE issued two long-term orders to authorize 0.72 billion cubic feet per day (bcf/d) of LNG exports from Corpus Christi and Sabrina Pass in Texas and Louisiana to any country including Europe. A month later, the Department authorized two more long-term orders of 0.5 bcf/d of LNG exports from Golden Pass LNG and Magnolia LNG, operating in the same states.
America's LNG export capacity is set to grow by a combined 5.7 bcf/d as three export projects – Golden Pass LNG, Plaquemines LNG and Corpus Christi Stage III – begin construction but they will not be operational before 2025. Meanwhile, ordinary Americans should be braced for the "severe impacts" of domestic gas diversion from the US in the form of high energy bills.
In a public façade, the influential gas industry wanted the Biden administration to use America's strategic assets to help keep prices low, support international allies and move more natural gas to domestic consumers. Yet in effect, none of them cared for inflation-beaten Americans as the FERC in May approved three natural gas and LNG projects to push the country's energy exports.
The US Energy Information Administration (EIA) claimed the authorization improved the domestic natural gas infrastructure in those areas; the alliance between the gas industry and the White House to sell high-priced LNG and lock Europe dependence was clearly visible notwithstanding the action raised the heating bills of American households.
Prior to the Moscow-Kyiv war, America was already trying to dethrone Russia. Leveraging its vast influence in the continent, the US in 2021 finally managed to displace Russia and Qatar to become Europe's largest source of LNG. This was despite the LNG imports of 13 European Union (EU) countries saw a drop of 4% from the previous year to 80 billion cubic meters (bcm), according to the European Commission (EC).
The US was already ratcheting up its LNG shipments to Europe. Per the DOE's LNG Monthly, Washington almost doubled its LNG exports to the European Union (EU-27) and the UK from 3.4 bcf/d in November 2021 to 6.5 bcf/d in January 2022, the most shipped to Europe in a month. In January, the EC data showed a surge of 44% in the EU LNG imports from America. For 2021, the US LNG exports were estimated at more than 22 bcm with a projected value of €12 billion.
Once the war broke out, the US was best placed to ship more LNG to Europe at inflated prices. The continent is on track to refill its low natural gas inventories by switching to LNG (and coal) but at a price estimated to be more than 10 times higher than the historical average. So too the US emerged the world's largest LNG exporter in the first half of 2022 on the back of increased LNG prices in Europe and now has the much greater room to maneuver to influence the European policies.
In March, Biden pledged to provide the EU, which bought 155 bcm of natural gas from the Kremlin in 2021, at least 15 bcm of more LNG to wean its dependence off Russia. Yet there's a catch: the US gamble to replenish the European gas stocks with 50 bcm of further LNG by at least 2030 and take control of the continent's destiny is a bridge too far.
According to the Refinitiv data, Washington by June had almost tripled its LNG shipments, 39 bcm of LNG, to Brussels; the expensive purchases elevates threats of economic recession in Europe that is gripped by rampant inflation, energy price spike and sluggish growth. As the US LNG is pollution-intensive over production by fracking, a technology broadly banned in the EU, a supply of 50 bcm of additional American LNG every year through the decade exposes the transatlantic commitment to climate change.
Since 2016 when the US began to export LNG, the Gulf of Mexico has been a key hub for LNG shipments abroad, most of which heads to Europe. The FERC approved several construction projects including in Texas and Louisiana; these export plants are a "lose-lose proposition" for the communities in the region, Europe and the climate for they emit large amounts of greenhouse gases with floods and hurricanes making 40% of the population across the coastline vulnerable.
Phlegmatic about Americans' health and climate pledges, the Biden administration is rather keen to cement its status as the world' top fossil fuel exporter on purpose: to deepen Europe's dependence on the US. Bringing Tehran on the global market should help Brussels yet Washington is ascertaining Europeans do not heave a sigh of relief and are in need of America "even more" next year when the Russian oil flows are dried up.
Increasing Europe's reliance on the US economy, military and culture is invariably a top American priority. Analyses that characterize the US empire as "humane" and scare the continent of America's ability to wage war anywhere, invade any country at will and fight multiple wars simultaneously are part of a grand strategy to prevent the European economy from taking over the US and suppress its pursuit of strategic autonomy, let alone sovereignty.
The Biden administration's gluttony to heighten the European strategic dependence on the US through a close and well-coordinated nexus between the White House and the gas industry puts America's climate change promises on the back burner and delivers a free opportunity to itself to openly exploit the Ukraine war and elbow out Europe off the track of its strategic and economic autonomy.
But the strategy is facing a strong backlash at home where expected sharp price hikes in electricity and heating bills ahead of a harsh winter will test the inflation-battered Americans, whose raging response may be reflected in the November midterms. Europe too is feeling the pinch of the US economic pillage as the European leaders question the "great friendship."
By Azhar Azam Via https://www.globalresearch.ca/biden-gamble-take-control-europe-destiny-faces-hard-challenges/5796738


"It's Not Over Until It's Over"
You've probably heard the sayings, "It's not over until it's over", "The opera ain't over till the fat lady sings," or "Don't count your chickens before they hatch." These are commonly used sayings and the main point they are trying to get across is that you should not assume the outcome of some activity until it has actually finished.
This past week I heard from one of our clients who is a contractor. He was calling about an accident that had occurred recently on one of his jobsites. During our conversation he started talking about how many of their accidents, including the one we were talking about, happened toward the end of their projects when they have the least amount of work being performed and the fewest employees working on the site.
As the conversation continued, he told me that because he had been noticing more and more accidents occurring toward the end of projects, he had been stressing to both project management and employees the importance of making sure that everyone on the jobsite continues to work safely until the job is complete.
That is when I started thinking about the saying, "It's not over until it's over."
This was not the first time I've heard from a client about an accident that has taken place toward the end of a project or even toward the end of the day.
So, why is it that many accidents happen when we are wrapping up a project or toward the end of the day?
Do both management and employees lose focus when it comes to safety? Do we get in too much of a hurry to wrap things up? Are we thinking about the next job or what we are going to do when we get off work? Or maybe we're just tired . . .
Whatever the case may be, everyone in the workplace from management to the last employee wrapping up a project or leaving at the end must always remember "it's not over until it's over" when it comes to employee safety.
This is a great time of year to review past accidents and near-miss accidents to see how and when accidents are occurring on your projects or at your location. The information you get from your review could prevent future accidents.
From everyone at U.S. Compliance Systems, we want to wish you and your employees a Safe and Happy Holiday Season.
If you still have questions please feel free to send an email or give me a call. (keith@uscompliancesystems.com) 1-888-475-5353.
12/26/2012 - Remember, When You Provide Your Employees Training. . .


text:
struct slice {
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struct slice *sliceCreate(uint8_t *data, size_t len);
void sliceTo(struct slice *s, uint8_t *data, size_t len);
void sliceFree(struct slice *b);
void sliceClear(struct slice *b);
void sliceRemvoePrefix(struct slice *b, size_t prefix);
int sliceStartWith(struct slice *b, struct slice *s);
int sliceCompare(struct slice *b, struct slice *s);

#endif


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The SEAT Leon SE adds 16" alloy wheels to your commute, a leather steering wheel and cruise control to your holiday and hill-hold control and rear electric windows to your trip to the store.
Based on a 3 years term with an annual mileage of 8,000 miles.
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text:
Essential Oil Profiles
Safe Use of Essential Oils
KISS Synergy Blends
The Chemical Dirty Dozen
Essential First Aid
Herbal How-To
Body Systems Circulatory System Digestive System Lymphatic System Musculoskeletal System Nervous System Respiratory System
Essential oils work primarily on the Lymphatic and Central Nervous Systems, however they are beneficial for all of your body's systems; they can be applied on to your skin with massage or local application, or absorbed via the lungs by being vaporized in the air.
The nervous system is an extensive network of cells specialized to conduct information in the form of impulses that controls, regulates and co-ordinates all functions of the body.
The nervous system includes the brain and spinal cord (together known as the central nervous system); the cranial nerves, which connect the brain to the head; and the peripheral nerves, which run from the spinal cord to all other parts of the body. The peripheral nerves are named after the four parts of the spine from which they branch: the cervical (neck), thoracic (chest), lumbar (lower back), and sacral (pelvis) areas.
The lymphatic system consists of lymph glands, or nodes that are found throughout your body, the small vessels called lymphatics that link them, and the spleen.
The structures of the lymphatic system are the spleen, thymus, appendix, tonsils, lymph nodes, lymph vessels and lymph fluid.
The lymph glands produce the lymphocytes, a type of white blood cell. Lymphocytes recognize foreign cells, infectious agents, and other foreign substances, and participate in your body's immune reaction against them. The glands also act as barriers to the spread of infection through the lymphatics, because they trap infectious agents. This is why the lymph glands often become swollen when you have an infection.
Your blood is your body's transport system. Its main function is to carry both nutrients and oxygen, which provide raw materials and energy to the tissues of your body. The blood also carries waste away from the tissues and helps maintain body temperature, and the acid-base balance of the body. To do these things, your blood must circulate continuously.
You breathe to supply your body with oxygen and to get rid of carbon dioxide, a waste product of energy production. The lungs are the centre of the respiratory system. In your lungs, the oxygen in the air you breathe is exchanged for carbon dioxide in the blood. The channel that the air follows in and out of your lungs is called the respiratory tract. It includes the nose, throat, and trachea, or windpipe. Deep in the chest the trachea divides into two main tubes, which are called the bronchi, each one goes into one lung, where it divides into increasingly smaller air passages called bronchioles. At the tip of each bronchiole there is a balloon-like cavity called an alveolus. There are about 300 million of these alveoli in each lung. The vital exchange of oxygen for carbon dioxide occurs through minute blood vessels in the thin walls of the alveoli.
The bones and muscles give shape and form to the body. Their movement and strength varies with each individual and their age, determining physical ability throughout their lives. It is important to maintain the good health of the bones and muscles, especially as we grow older.
The adult skeleton consists of 206 bones, which are made of living tissue that is rich in blood and nerves. Bones are living things that grow and repair themselves. The body has 602 muscles which account for half an adult's bodyweight; their primary function is to move the skeleton.
A good digestive system is a key factor in maintaining health and well-being. If the digestive system is weak or upset, we can feel tired, irritable, and unable to concentrate and sleep. If elimination through the bowel is upset, essential food nutrients can be lost, for example in cases of duodenal ulcers and chronic diarrhea. Constipation can give rise to many other complaints, such as low immunity and headaches, due to toxins not being evacuated.
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> MINERALS>VANADINITE>VANADINITE> Vanadinite 36.42 gr.
Is a chlorovanadate with the chemical formula Pb5(VO4)3Cl.
It is found as result of chemical alteration of pre-existing minerals. It is found in several locations around the world and this specimen comes for the famous lead mines near Mibladen, Morocco. The hardness is 3.5 from the Mohs scale.


A leader in online education, Regent Online is a division of the private, nationally recognized Regent University. This Christian university ranked among the top 20 schools for online bachelor's degree programs in 2016 and has the highest ranked online graduate education programs in Virginia, according to U.S. News & World Report. And, is among the top 5 percent of most affordable private Christian colleges and universities, according to the 2017 CCCU Tuition Survey of undergraduate programs.
Regent Online offers 102 programs designed to prepare students to become Christian leaders in their chosen field. The undergraduate and graduate programs are taught from a Christian point-of-view and help students work towards a career and a life of significance. Associate and bachelor's degree programs are offered through the College of Arts & Sciences. Program options cover range of fields, including business, theology, criminal justice, technology, cybersecurity and healthcare. Master's and doctoral programs are also offered through the university's seven graduate schools. Online graduate degree programs include the MBA, Ed.D., MPA, M.Div., M.A. in Law and a M.A. in Communication.
Many of the programs offered through Regent Online include flexible 8-week courses that allow busy adult learners to complete their education while also balancing work, family and other life commitments. These courses are taught by the same knowledgeable and experienced instructors who teach the on-campus courses, many of whom are considered experts in their field. All online students have access to student services and support, such as an online library, writing resources, chapel videos, and the Regent C.A.R.E.S. program for both technical and spiritual support.
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Abstract:A leaf vegetable intelligent production system is introduced in this paper, including facility ontology, the nutrient solution heat control system, the environmental control equipment, the intelligent control system, and the supporting facilities (nursery room and product treatment room). Among them, facility ontology is divided into the lighting part and the liquid storage tank; the nutrient solution heat control system is used the thermal stability of water, through the accumulation of large amounts of water to stabilize the root temperature and air temperature; environmental control equipment includes lighting equipment, spray device, CO2 release device, temperature control equipment, ventilation equipment and a coiling device for insulation; the intelligent control system consists of sensors, camera equipment, control box and integrated circuit board. The system makes full use of the low cost advantages of solar greenhouse, the thermal characteristics of water and the thermal stability of the thermal insulation material, through modern seedling raising, the growth cycle is shortened, and the efficient, high-quality and efficient production of leafy vegetables is achieved.
马宇婧,温祥珍,杜莉雯,等. 一种叶菜智能生产系统的研制[J]. 农业工程技术(温室园艺), 2018, 38(7): 49-51.
 崔佳维,陈智杰,郑胤建,等. 人工光利用型植物工厂核心技术研究进展[J]. 农业工程技术(温室园艺), 2017, 37(28): 46-53.
 毕研飞,魏 斌,孟 颖,等. 温室叶菜高效栽培模式[J]. 农业工程技术(温室园艺), 2017, 37(22): 76-78.
 薛晓莉,杨文华,张天柱. 营养液微纳米气泡增氧消毒技术[J]. 农业工程技术(温室园艺), 2017, 37(1): 46-50.


UKIP's chairman has said he is happy for the party to be the 'protest vote' in this year's local elections - but is confident their policies alone can land them their first Coventry councillor.
Enjoy the glorious Easter weather this weekend - as the dry and fine spell is not expected to last.
today 09:08 What do we know about the planned climate change protest at Heathrow?
today 08:05 What do we know about the planned climate change protest at Heathrow?


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Juventus star player Paulo Dybala has been linked with a move away from the Serie A champions for quite some time.
The Catalan giants Barcelona have been seen as the biggest favourites to land the exciting Argentinean but his agent Mino Raiola has moved on to reveal that Dybala's future might just happen to be the Premier League.
Speaking to the Italian radio station RaiSport, Dybala's agent seems to have issued a come and get me plea to European and Spanish champions, Manchester rivals and Premier League winners.
For him it is difficult now to enter a reformed Barcelona, but he would do well at Real Madrid, Manchester United, Manchester City or Chelsea.", Raiola said.


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Home » Norman Foster Inaugurates Foundation in Madrid
Norman Foster Inaugurates Foundation in Madrid
Photo © Norman Foster Foundation
Photo © Guillermo Rodríguez/ Norman Foster Foundation
KEYWORDS Norman Foster
Lord Norman Foster celebrated his 82nd birthday this Thursday in grand style, inviting 1,750 students and guests from around the world to the Royal Opera Theater of Madrid for a forum titled "The Future is Now." The event featured speakers from different fields of design and policy-making, such as Michael Bloomberg, Nicholas Negroponte, Olafur Eliasson, and Apple designer Jonathan Ive. The forum celebrates, in turn, the inauguration of the Norman Foster Foundation, which the architect has installed in a Beaux-Arts palace dating to 1912 in Madrid's embassy district.
Foster is often in the city with his Spanish-born wife, Elena, and he explains to RECORD that both personal and professional considerations influenced his decision to locate his foundation here. "We came across this incredible building at a critical point in our search," he recalls, "and then we started to realize all the incredible advantages Madrid offers."
The Foundation houses the Pritzker Prize–winning architect's personal and professional archives. But as the forum underscored, he has also conceived it as a research and educational institute to promote the kind of integrated, cross-disciplinary thinking that he sees as essential to taking on the challenges of the future. For example, he cites bringing agriculture into cities. "Urban sewage, in terms of agriculture, is water and fertilizer," he says.
The Foundation brings together private sponsors, universities, and other players for research projects such as the droneport, which Foster presented together with Jonathan Ledgard at the Venice Biennial last year. At the forum, Ledgard explained how droneports will become the first civic centers for many African towns.
The Foundation will give scholarships to three students at the Bartlett School of Architecture in London in coming years. With Rolex, it will launch a series of two-day "think tanks" in Madrid for students and specialists in different disciplines, "to have younger generations engage the issues of urbanism, planet change and pollution," Foster explains.
The Foundation headquarters (open by appointment only) is a kind of John Soane Museum for the 20th century, its rooms heartily stuffed with large-scale models of his projects—one room for the skyscrapers, another for airports, and so on—as well as art (Brancusi, the Futurist Umberto Boccioni, Ai Wei Wei, Maya Lin, and Robert Longo).
A Foster-designed glass pavilion in the courtyard, shaded with a pergola by Spanish artist Cristina Iglesias, gathers all that has particularly inspired him, including models of all the planes he has piloted, a section of the Berlin wall, examples of Buckminster Fuller's tensegrity structures, models of trucks and trains, and a working original of Le Corbusier's Voisin car. It's where the visitor can discover the spirit of the boy that made the man.
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My first book was half a lifetime in the making. The Arts came naturally to me coming from a family of artists. I chose poetry as cats destroyed my first attempts at sculpture. But as for writing, it is a part of me. As I have had more than one book published, it's hard to say what inspired each. I guess I have a need to communicate with the rest of humankind. I have rarely gone a week without writing and that fills up a book pretty quickly.
I have studied the ancient Japanese and Chinese poets and wrote brief Haiku-like poems. Also, inspired by poets like Robert Frost, I tried my hand at rhyme. Poets like Shelley and Tennyson and other classical Europeans, as well as the modern Americans have inspired me. But I would have to say, I always try to be brief and to the point; I don't like to waste words.
already a senior, despite all my attempts to resist aging. Hopefully, my poetry has not grown old but become more contemporary.
Is there a message in your poetry you want the readers to grasp?
My message is only that beauty is there for those who yearn to experience it. Even in the harsh technochronic environment, beauty, peace and grace are available in poetry.
Early in life I wrote pictures of the many places I saw which included Mexico and Belize. I pondered my place in them. This was my teenage experience on the road and also included London and many of the cities of Europe. I have written prose poetry but feel it must convey its own reality not just a narrative of events without experience. I try to make each poem a world unto itself. My most recent poetry is meant to be a somewhat surrealistic collage of images with a common experience as well as a statement about humankind.
Among the poets who have influenced me the most are the ancient Japanese and Chinese poets such as Li Po, Tu Fu, Lao Tzu, British poets, Shelley, Tennyson, John Donne, Americans e.e. cummings, , Robert Frost, and French poets such as Beaudelaire. The books that have influenced me the most are the Bible, particularly the psalms, and Shakespeare's plays and sonnets.
Grace Cavalieri, a writer and producer/host of the PRN satellite radio show, "The Poet and the Poem," under the auspices of the Library of Congress is both a mentor, and the person who has supported my writing the most outside family members.
Are there any new poets that have grasped your interest?
Among modern poets who have influence me, many have been featured in PoetryMagazine.com by Feature Editor Andrena Zawinski. As founder of that digizine and Senior Editor, I read all unsolicited submissions. I must admit I have learned some things to try and also not to do in my poetry. As a modern poet I like W.S. Merwin, and have also been inspired by, among others, Ruth Daigon, Dylan Thomas, Len Roberts, Elisha Porat, Fady Joudah, and Lucille Day.
My inspiration to take up writing was a mother's helper in my large family. The lady was never spoken to intellectually, but I saw that she read in privacy Paradise Lost as well as Paradise Regained. I knew nothing about poetry and my interest was aroused. That made me realize that everyday people read poetry. I decided I wanted to be such a poet. It reminded me that in years past students memorized poems. It seemed that this was important. Any one person might read a poem and enjoy it.
limbs with Time's weight arching.
What is this each added year brings ?
For what reason wilts the crop ?
What seemed an endless play, in old age is a flop.
It seems some end is near.
no sense at finish has this prop.
The actor sways and both he, and the final curtain drop.
You can see more of my earlier work at MaryBarnet.com.
My covers as well as the art works in both my books are my husband Richard E. Schiff, who studied art with my father Will Barnet at The Art Students League of New York. He is now a Life Member. Richard has shown widely, most recently this past winter for his fourth show in as many years at the offices of The Manhattan Borough President. His 'Homeless Man" hangs in the Museum of Fine Arts in Jerusalem.
To my readers I want to say that in life the simplest things are beautiful. We can find joy in everyday life and in the things around us. No matter how distant your life and experience have been from literature, I hope everyone finds something that resonates with them in my poetry.
Is there anything you find particularly challenging in your poetry?
What challenges me most in the writing of my poetry is getting the punctuation exactly right so it reads through fluidly as a poem. A poem, I believe, is meant to be read aloud as well as silently. It must have its own life. So the meter is crucial. And the rhyme must sing, but it must remain always secondary to, or the vehicle of the flow and meaning of the poem.


Fast-growing Newcastle based social media and digital marketing specialists Curtis Gabriel, have announced that former Director and Benfield Motor Group's Brand Manager, Matthew Squires has made a significant investment in its business.
The funds raised will allow Curtis Gabriel to further develop its product offering and move into new sectors, following a number of recent high-profile contracts wins. The investment by Squires is seen as a significant step in the company's next stage of growth and expansion.
Established 3 years ago by Roger Gabriel and Simon Curtis, the digital marketing agency already employ 20 people in their Gosforth based offices, and have further plans for business growth in the pipeline.
We advised Mathew on his shareholding agreement and Commercial Law specialists Watson Burton represented Curtis Gabriel.
Speaking about his investment Mathew Squires, said, "Curtis Gabriel is an exciting business with an already impressive client base specialising in social media management services and supporting digital marketing services such as SEO, PPC and email marketing as well as creative services such as web design, graphic design and video production.
"I was looking to invest in a young dynamic business in which I could also apply my marketing skills and experience too, and this fits the bill perfectly.
Curtis Gabriels client base include international brands Marriott, Hilton and IHG and they also represent a number of well respected local and regional brands, managing their comprehensive social media and digital marketing activity.


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Parma Calcio currently sits 19th in Serie A, occupying one of the relegation zones, and seems to be headed back down to Serie B after enjoying three seasons in the top flight after they finished 2nd in Serie B back in 17/18 to gain back promotion. Having enjoyed a relative 2 seasons of mid-table comfort, they are in turmoil in a pandemic-influenced season, where nothing is usual, and nothing is surprising.
They have won just 3 of their 34 games played this season, with 11 draws and 20 losses, only bettered by Crotone who sits below them. Having scored just 36 times and conceded nearly double that in 71 times. It is a season to forget for Parma. They should be preparing for life back in Serie B and hope they can make a swift return to the top flight. They would need to win their last 4 games and would need to hope that everyone around them loses if they wish to even dream about the great escape or Italian Job.
It's an abysmal run they are currently on, with 5 straight losses, and 7 in total in their last 10 games, having won just once and drawing twice in that run. They have been on a better scoring run, although it won't count for much since they didn't get the results they would have been hoping for, as they scored 17, and conceded 24.
When you are having a season as bad as they are having, even your best players can't help you out. That has been the case for Parma this season, as their best player has been a veteran Juraj Kucka, with 7 goals and 2 assists in 27 appearances, with another veteran behind him in Gervinho who scored 5 and assisted one in 24 appearances. They can take solace in a dark season, from their young stalwart Valentin Mihăilă who scored 4 goals, in 17 appearances.
Which tv channels show Serie A matches?
Premier Sports, Free Sports, Live Score App
DAZN, TLN
Eleven Sports, Play sports
Teleclub
Setanta Sports
How can I watch Serie A free Live streaming?
It's a lot of trouble trying to find a site that streams Serie A matches for free since many of the so-called sites are riddled with ads that make your viewing experience horrible as the best-case scenario, with many other inappropriate and not so good viruses and rats linked to such sites waiting to infiltrate your system and network. The sites are not so easy to find and even if you do, it will cause a lot of trouble before you can watch the match.
Where can I Serie A without signing up for a credit card?
Unfortunately, there aren't any well-known sites where one can watch the match without having to sign up due to the popularity that they've garnered over the years. Along with the broadcasting problems that many viewers have to encounter.
How to Live stream Serie A matches on Roku and Smart TV?
With the advent of handheld technologies and new breakthroughs being discovered every passing year, it won't be much of a surprise that many fans can choose to view football matches on either their mobile or their tablet and other accessories. Roku and Smart TV are now compatible with DAZN. The steaming is only limited to one device, but there is no restriction whatsoever on how much a viewer may stream in a single day. There are other innovative technologies either in development or already out in the market for users to choose from.
Which TV channels show Serie A matches in the USA?
Viewers can tune in to ESPN to watch Serie A compete in Serie A at the kick-off time in their time zone to witness the brilliance of their team and the competitiveness of the league. With the pundits giving an overview up until the kick-off and an overview post-match, there is something for every football fan to look forward to apart from the match itself. CBS – Paramount is set to take over from 2021-2024 for streaming Serie A matches in the USA.
Where to watch Serie A matches in the UK?
The matches are broadcasted in the UK on Premier Sports and FreeSports. Serie A fans in the UK will be up for a treat, as the pundits provide a preview before kick-off and a post-match talk show where they debate and converse about the match they witnessed and passionately express their opinions.
Where can I watch Serie A highlights?
The broadcasting channels offer the review and recap of matches and highlights. YouTube is one of the best places to catch up on the matches by viewing the highlights, although, YouTube doesn't offer live streaming of matches, the highlights are available to view for free as soon as the match has ended.
Serie A soccer live streams
Reddit soccer streams offer free streaming services and are highly sought after to access matches of Serie A. It also offers other leagues and teams for those who wish to watch other clubs and matches. The systematic and technical drawback is, that the majority of the streams that are on offer are of HD quality and would require a strong and consistent internet connection for the user to not encounter any trouble while streaming. Though a high-quality stream is highly desirable by fans, it is still not certain if they will accept buffer or lag in their viewing.
Can I watch Serie A matches on mobile or tablets?
It is possible for fans to watch the matches on their phones or tablets. But it will attract a fee depending on where you reside. The fee varies from region to region. In India, viewers require a subscription to the Sony Liv app which comes at a cost of 299 rupees per month. ESPN subscription costs 5.99$ a month.


The Ardmore an extremely impressive and stylish 5 bedroom detached property offering superb and generous family accommodation including a double integral garage, family/study room, separate dining room, utility, 2 en-suites and more! Situated on the new Lochside Grange development in Kinghorn where a spectacular location awaits you.
Its' fabulous lounge with elegant bay window has double doors leading to a separate dining room, from which there is access to the beautifully stylish fully fitted bespoke kitchen with breakfasting area. The kitchens' integrated appliances include a stainless steel gas hob, multifunction oven, microwave with cooker hood, integrated fridge/freezer and dishwasher. The ground floor further boasts a family room/study, providing a very practical and flexible additional room.
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This extremely impressive and stylish 5 bedroom detached property offers superb and generous family accommodation including a double integral garage, family/study room, separate dining room, utility, 2 en-suites and more!


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San Pedrito is a station on Line A of the Buenos Aires Underground and it is the current terminus of the line. The station was opened on 27 September 2013 as a part of the extension of the line from Carabobo.

References

External links

Buenos Aires Underground stations
2013 establishments in Argentina
Railway stations opened in 2013

redpajama_set_name: RedPajamaWikipedia