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Keynote Speaker: Award-Winning Broadcast Journalist, Television Personality, Author & Co-Anchor of NBC News' TODAY
Live Event Fee: $100,000 - $200,000
Inspirational, Work-Life Balance, Health, Women, Empowerment, Stress, Personal Growth, Women in Business, Cancer, Political, Healthcare, Policy, Diversity, News & Media, Middle Eastern Heritage, Women in Society, Influential Women, World Affairs, Social Issues, National Affairs, Hosts & Emcees, College, Sports Journalism & Broadcasting, Leadership, Broadcasting, Cancer Survivor, Business, Television & Film
BOOK HODA KOTB
Hoda Kotb Biography
Hoda Kotb is the co-anchor of NBC News' TODAY. She is also the co-host of TODAY's fourth hour alongside Jenna Bush Hager.
Kotb joined NBC News in 1998 as a correspondent for Dateline NBC. While at NBC News, Kotb has been honored with Emmy awards, a Gracie award and an Edward R. Murrow award. She is also the host of "The Hoda Show on SiriusXM." Kotb started her broadcast career in local news, anchoring and reporting for stations in New Orleans and Fort Myers, Florida.
She has covered a wide variety of domestic and international stories, as well as numerous human-interest stories and features, across all NBC News platforms. She covered the aftermath and one-year anniversary of Hurricane Katrina, a story personal to Kotb who lived in New Orleans for six years. Additionally, she has reported on the war in Iraq, the conflict in the West Bank and Gaza, and the War on Terror in Afghanistan. Kotb was part of the network's extensive coverage of the 2012 Summer Olympics in London and the 2016 Summer Olympics in Rio. She also served as host of the weekly syndicated series "Your Total Health" from 2004 to 2008.
A New York Times bestselling author, Kotb has written four books: "Hoda: How I Survived War Zones," "Bad Hair, Cancer and Kathie Lee," "Ten Years Later: Six People Who Faced Adversity and Transformed Their Lives and Where They Belong." Kotb is an 9-year breast cancer survivor and is involved in several initiatives to raise awareness about the disease.
Kotb was recognized with a 2016 Gracie Award for Outstanding Host in Entertainment & Information for her radio show, "The Hoda Show on SiriusXM." In 2015, she was honored with a Gracie Award for Outstanding Host in News & Non-fiction and a Webby Award for her "Truly Brave" music video, shining a light on pediatric cancer. Kotb received additional Gracie Awards in 2008 and 2003, the Alfred I. duPont –Columbia University award in 2008, a Peabody Award in 2006 for her Dateline NBC report, "The Education of Ms. Groves" and a 2002 Edward R. Murrow Award. In 2010, 2011 and 2012, Kotb was awarded Daytime Emmys as part of TODAY's recognition as the best morning news program.
Prior to joining NBC News, Kotb worked at WWL-TV, the CBS affiliate in New Orleans from 1992 to 1998 as an anchor and reporter for the 10 p.m. news broadcast. From 1989 to 1991, she was a weekend anchor and reporter for WINK-TV in Fort Myers, Florida.
Kotb graduated from Virginia Tech University with a Bachelor of Arts in broadcast journalism. She welcomed her first daughter, Haley Joy, in February 2017 and her second daughter, Hope Catherine, in April 2019. She resides in New York City.
Contact a speaker booking agent to check availability on Hoda Kotb and other top speakers and celebrities.
Hoda Kotb Speaking Topics
Ten Years Later: Six People Who Faced Adversity & Transformed Their Lives
In this presentation based on her latest book, Ten Years Later, New York Times best-selling author and beloved Today Show co-anchor Hoda Kotb tells the incredible stories of people who, when faced with impossibly challenging or tragic life situations, persevere - and even thrive. She then asks her audience, "What if you, facing a game-changing event or decision right now, could see ten years into the future?"
Through years of perseverance, purpose, and passion, speaker Hoda Kotb landed a spot with Kathie Lee on The Today Show, won numerous journalism awards, and gained valuable life lessons. Now, after captivating readers in her blockbuster memoir, Hoda, she turns to stories about others who have undergone personal transformation against great odds. Through inspirational life stories, Kotb shows how adversity can unleash our best qualities: resilience, perseverance, gratitude, empathy, and creativity. This presentation will inspire you to believe in the future, no matter how dark the present, and tap into the ability to reach your highest potential.
The World from a Journalists Eye View
Your Total Health
Hoda Kotb Videos
ALA Annual 2019 - Hoda Kotb on the 'Wow' of Books and Libraries
Hoda Kotb Delivers the Commencement Address to Tulane Class of 2016
Hoda Kotb Books
This Just Speaks to Me: Words to Live By Every Day
I've Loved You Since Forever Board Book
Where We Belong: Journeys That Show Us The Way
Ten Years Later: Six People Who Faced Adversity and Transformed Their Lives
Hoda: How I Survived War Zones, Bad Hair, Cancer, and Kathie Lee
FAQs on booking Hoda Kotb
How to book Hoda Kotb?
Our booking agents have successfully helped clients around the world secure talent like Hoda Kotb for speaking engagements, personal appearances, product endorsements, or corporate entertainment for over 15 years. The team at All American Entertainment represents and listens to the needs of organizations and corporations seeking to hire keynote speakers, celebrities or entertainers. Fill out a booking request form for Hoda Kotb, or call our office at 1.800.698.2536 to discuss your upcoming event. One of our experienced agents will be happy to help you get pricing information and check availability for Hoda Kotb or any other celebrity of your choice.
How much does it cost to book Hoda Kotb?
Booking fees for Hoda Kotb, or any other speakers and celebrities, are determined based on a number of factors and may change without notice. Pricing often varies according to the circumstances, including the talent's schedule, market conditions, length of presentation, and the location of the event. Speaker fees listed on this website are intended to serve as a guideline only. In some cases, the actual quote may be above or below the stated range. For the most current fee to hire Hoda Kotb, please fill out the booking request form or call our office at 1.800.698.2536 to speak with an experienced booking agent.
Who is the agent for Hoda Kotb?
All American Entertainment has successfully secured celebrity talent like Hoda Kotb for clients worldwide for more than 15 years. As a full-service talent booking agency, we have access to virtually any speaker or celebrity in the world. Our agents are happy and able to submit an offer to the speaker or celebrity of your choice, letting you benefit from our reputation and long-standing relationships in the industry. Fill out the booking request form or call our office at 1.800.698.2536, and one of our agents will assist you to book Hoda Kotb for your next private or corporate function.
All American Speakers is a "buyers agent" and exclusively represents talent buyers, meeting planners and event professionals, who are looking to secure celebrities and speakers for personal appearances, speaking engagements, corporate entertainment, public relations campaigns, commercials, or endorsements. We do not exclusively represent Hoda Kotb or claim ourselves as the exclusive booking agency, business manager, publicist, speakers bureau or management for Hoda Kotb or any other speaker or celebrity on this website. For more information on how we work and what makes us unique, please read the AAE Advantage.
Hoda Kotb is a keynote speaker and industry expert who speaks on a wide range of topics including Inspirational, Work-Life Balance and Health. The estimated speaking fee range to book Hoda Kotb for live events is $100,000 - $200,000, and for virtual events $30,000 - $50,000. Hoda Kotb generally travels from New York, NY, USA and can be booked for (private) corporate events, personal appearances, keynote speeches, or other performances. Similar motivational celebrity speakers are Joan Lunden, Giuliana Rancic and Lisa Ling. Contact All American Speakers for ratings, reviews, videos and information on scheduling Hoda Kotb for an upcoming event.
Hoda Kotb News
It's a girl! Hoda Kotb announces she's adopted a baby
Congratulations to Hoda Kotb! The TODAY anchor has become a mother after adopting a baby girl, Haley Joy Kotb...
Hoda Kotb Talks About Her Ideal Wedding Proposal—Take Note ...
Note to Hoda Kotb's boyfriend: If you're planning on proposing to her, skip the skywriting. The co-host of NBC's Today show's fourth hour opened up to E! News ...
Hoda Kotb Talks About Having Kids
Hoda Kotb Reveals the One Thing Missing in Her Life Is Having a Child ... boyfriend of two years, Joel Schiffman, Hoda Kotb still feels like "something is missing.
Hoda Kotb from 'Today' show to be Tulane's commencement speaker
Hoda Kotb, co-host of NBC's "Today" show, will be the keynote speaker at Tulane's 2016 commencement ceremony at 9 a.m. May 14 in the Mercedes-Benz Superdome.
Hoda Kotb Receives Special Surprise While Celebrating Her ...
Let the birthday celebrations begin! Hoda Kotb may not be turning 51 years young until next Sunda...
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Moises Jaimes has worked over 30 years in the banking industry in the USA. Moises has worked in banking institutions like Banamex and BBVA Bancomer serving as Chairman and CEO of some of its subsidiaries. He has also developed very successful businesses in payment processing, digital (electronic) banking, and has extensive experience in the development of digital ecosystems.
Jorge Garcia has 20+ years of experience in the banking industry in Mexico and in the USA. Jorge has worked for Santander USA and BBVA in Mexico and USA, developing a professional career mainly in finance encompassing accounting, treasury and corporate finance and more recently developing stress testing processes and managing regulatory and economic capital. Other areas of expertise include problem assets recovery and credit risk.
Juan Lavalle has more than 15 years of experience in banking and payment processing services. Juan has played key leadership roles in banking institutions such as HSBC and BBVA by establishing and managing networks, building alliances, developing innovation for the consumer and fostering financial inclusion.
Alejandro Siller has over 30 years of experience working in the banking industry in the USA and Mexico for financial institutions like BBVA Bancomer and Banamex. Alejandro has developed a professional career designing and implementing the processes, digital platforms and interfaces needed to process international payment transactions in compliance with applicable laws and regulations.
Adrian Jaimes has experience working on contracts for one of the world's leading EPC companies, working on highly complex international and domestic transactions. Adrian played a key role in implementing processes that mitigated commercial risk for one of Australia's largest resource development projects. Adrian received a doctorate in jurisprudence from the University of Texas and is a member of the Texas bar.
Jose Luis has worked over 30 years in the banking and payment processing services. Jose Luis has worked for Pan American Bank, Banamex and BBVA and has served as Chief Compliance Officer for one of BBVA's subsidiaries.


This report follows Tyton Partners' 2015 two-part series Driving Toward a Degree: The Evolution of Planning and Advising in Higher Education, the 2016 publication Driving Toward a Degree: Establishing a Baseline on Integrated Approaches to Planning and Advising, and the 2017 publication Driving Toward a Degree: The Evolution of Academic Advising in Higher Education. 2019's publication titled, Driving Toward a Degree: The Evolution of Student Supports in Higher Education, is a two-part series that tracks the progress of student supports redesign from the institutional and supplier perspectives in support of improved student outcomes. The goal is offer insights to help institutions make informed decisions toward redesigning their student supports to improve overall student success, retention, and persistence.
Drawing from the largest national study on student success with insights from 3,300 institutional stakeholders across 1,100 unique institutions, Part 1 measures the extent and impact of various student success practices, products, and services related to undergraduate student supports. It also introduces readers to contextually-relevant benchmarks that enable institutions to gauge their progress and to identify what barriers are preventing institutions from equaling or exceeding best in class.
Part 2 similarly draws from the student success study, as well as from interviews with over 30 institutional decision-makers and product and services suppliers. It allows readers to gain insight into the present and future states of technologies for integrated student supports according to the metrics of market reach, product sophistication, and product breadth.


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How To Become A Psychiatric Nurse In Canada
Careers in Psychology How to Become a Psychiatric Nurse
How to Become an Advanced Practice Nurse in Canada. FIND A PROGRAM setting, or medical subspecialty, such as family, adult, community and mental health. Educational Standards. The educational standard for NPs and CNSs in Canada is a graduate degree in nursing. It is the graduate education that allows advance practice nurses to analyze and synthesize knowledge and �... Psychiatric nurses who are registered by and in good standing with a regulatory organization elsewhere in Canada may be eligible for registration in Alberta if registered psychiatric nurses in the two jurisdictions have similar responsibilities and competencies.
The psychiatric nursing regulatory bodies in Manitoba, Saskatchewan, Alberta and British Columbia collaborate to set common standards for psychiatric nursing education in Canada. They approve or recognize the education programs that lead to initial registration as a Registered Psychiatric Nurse �... Immigrating to Canada: Page: 1 2 Next � one benefit would be that you would be legally able to work in a province in Canada, as a Psychiatric nurse, if you had a work permit... and that is one of the catches,... it would be hard for you to get a work permit. I presume that if you have your masters in Psychiatric nursing then you have your BScN and are also a registered nurse in India. In
Registered Psychiatric Nurses Health Match BC - Canada
As a psychiatric nursing student, you will build on these qualities to develop the skills, knowledge, attitudes, and competencies to become a professional Psychiatric Nurse. how to lock drive in windows 7 for certain users The psychiatric nursing regulatory bodies in Manitoba, Saskatchewan, Alberta and British Columbia collaborate to set common standards for psychiatric nursing education in Canada. They approve or recognize the education programs that lead to initial registration as a Registered Psychiatric Nurse �
Registered Psychiatric Nurse (RPN) to BScN Faculty of
I'm an American nurse in a psychiatric-mental health nurse practitioner (PMHNP) program, and I'll graduate in a year. My husband is Canadian, and we're interested in possibly moving back to Canada � how to become a migration agent Psychiatric RN is a designation and education programme in Western Canada. Separate degree. I believe Manitoba and west.
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Canada Nursing University Programs. Browse through the list of Canadian Nursing bachelor, masters, and doctorate courses, programs and degrees offered by universities in Canada. What is Nursing? Nursing is a healthcare profession that focuses on the protection and promotion of health, prevention of illness, alleviation of suffering, and advocacy in the care of individuals and families. What
Psychiatric RN is a designation and education programme in Western Canada. Separate degree. I believe Manitoba and west.
Psychiatric nurses need to have a calm and understanding demeanor and an ability to be genuine with patients who may be seeking treatment. The average salary for a psychiatric nurse practitioner is $119,000. The reported salary range is anywhere from $102,000 to $150,000, which means it could become even more lucrative as you gain more experience. Find all psychiatric nurse practitioner �
Registration Requirements: To practice as a registered nurse in Canada, a Nurse must be registered with the Registered Nurses Association of a specific province. Legislation also Requires that anyone using the title "nurse" be a member of An association, the College of Psychiatric Nurses or the College of Licensed Practical Nurses of Of the specific province. Requirements Nurses who have never
Guidelines for Education Requirements for Registered Psychiatric Nurses in Canada . To become a Registered Psychiatric Nurse (RPN) in Canada, you must have successfully completed a
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redpajama_set_name: RedPajamaCommonCrawl


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ShopWell, Ideo's First Big Spinoff, Says Better Health Starts at the Supermarket
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C. Titus Brown
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All (User-Generated) Content Doesn't Want to Be Free: A Q&A with Cambridge Startup RightsAgent About Its New Approach to Copyrighting
Wade Roush
@soonishpodcast
You know that little "CC" you see here and there on the Web, in the margins of blogs or attached to photos on Flickr? It stands for the Creative Commons license, and until now, it's basically been a way for content creators to say, "I don't approve of traditional copyrights, so I'm just going to give my work away, with a few minor restrictions." But a Cambridge startup being launched this weekend will add a new dimension to content protection. RightsAgent is rolling out a way for creators to still be liberal and open about sharing their work, while at the same time collecting money for certain uses of it.
The idea behind the Creative Commons licensing scheme, when Stanford law professor Lawrence Lessig and some allies got together five years ago to set it up, was to promote a kind of "copyleft"—an alternative to the excesses of traditional copyright law, which was being used at the time to attack MP3 downloaders, rap-song remixers, and other people experimenting with the newfound flexibility of digital media. In effect, the Creative Commons licenses offered writers, photographers, lyricists and other creative folks a new way to explicitly make their content more open—that is, to cede some rights to other users, such as the right to reproduce a work in full or modify it for non-commercial purposes, free of charge.
It was a nice idea that fit well with Lessig's Free Culture crusade, and it served as an antidote to draconian digital-rights management technologies that threatened (and still threaten) to undermine age-old doctrines about fair use of copyrighted material. But the movement's feel-good vibe—"Let's make all content free!"—elided an important point: content creators still need to put dinner on their tables.
RightsAgent's new online service, which was switched on last night, helps to fill in that missing piece. And appropriately enough, it's being formally introduced to the public tomorrow at the Creative Commons organization's fifth birthday celebration in San Francisco.
At the core of the service is a way for users to set up "personal feeds" that include all of the digital content they create, including their blog writings, the photos they put on Flickr, and the videos they post on Revvr. (The service will work with more content sources in the future; RightsAgent's builders say they wanted to start with the services that already recognize Creative Commons licenses.) RightsAgent users can then choose the type of license under which they'd like to offer that content for various uses—a Creative Commons license, a Rights Agent Commercial license, or traditional "all rights reserved" copyright.
If they choose the RightsAgent Commercial license, which is modeled after a new type of Creative Commons license called Creative Commons Plus, anyone who wants to buy the rights to re-use that content for commercial purposes can do so directly through RightsAgent, which collects a 10 percent commission. People who want to use the content for non-commercial purposes can still do so under a Creative Commons License. Neither the Creative Commons licenses nor traditional copyright, by themselves, offer this kind of flexibility. As Lessig puts it in the company's launch announcement, "RightsAgent plugs a big hole in the world of user generated creativity, by making it simple for creators to license rights commercially with their creative work."
Yesterday I had the opportunity to ask RightsAgent's two co-founders, John Palfrey and Rudy Rouhana, to explain more about the new company, which has a four-person staff and is operating on a seed-stage investment from Menlo Park, CA-based venture firm Venrock and Lexington, MA-based Highland Capital Partners. Palfrey is a lecturer at Harvard Law School and executive director of the school's Berkman Center for Internet & Society. Rouhana is a serial entrepreneur and former vice president of Cambridge-based Top Ten Media, which operates new media properties Top 10 Sources and StyleFeeder.
Xconomy: Say more about this hole in the Creative Commons licensing scheme that RightsAgent is filling.
John Palfrey: Creative Commons itself, five years ago when it was founded, filled an extraordinarily important gap in the marketplace. It was very difficult if not impossible for somebody to give away some rights [to their work] and retain other rights. CC became an extremely simple way to do that. Five years later, what's clear is that there is great value in what some people are generating online, and the gap we think RightsAgent will fill now is that … Next Page »
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Wade Roush is a freelance science and technology journalist and the producer and host of the podcast Soonish. Follow @soonishpodcast
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6 responses to "All (User-Generated) Content Doesn't Want to Be Free: A Q&A with Cambridge Startup RightsAgent About Its New Approach to Copyrighting"
Trevor E Hilder says:
This is a really interesting idea.
Could you guys please consider how this principle could be applied to content in Second Life and other VR environments?
Elizabeth Stark says:
"But the movement's feel-good vibe—'Let's make all content free!'—elided an important point: content creators still need to put dinner on their tables."
It seems like you're conflating "free as in beer" with "free as in speech" here. The movement's goal is not to get many people to merely "give away" their work free of charge — it is to have a free exchange of culture. See my letter to the editor in the NYTimes for further clarification.
RightsAgent is definitely a step in the right direction, as it provides a simple and efficient method for commercial licensing. Congrats to JP, RR, and their team for launching their new venture!


You know, I have never really believed in nu-metal. I mean, Korn are amazing, Limp Bizkit have a few decent party songs, System Of A Down are brilliant and Linkin Park wrote some excellent metal tunes but to me they're all metal bands. I don't give a damn about the "nu" thing.
Take this new Motograter album for example. These guys have been around since 1995, be it in different line-ups. Now, they return with the follow up to their self titled 2003 album. It reminds me of Korn, Fear Factory, Pain, Treponem Pal, Meshuggah and perhaps a few metalcore bands too. So, this is metal.
It's pretty bloody good metal too, well written songs, great vocals and delicious riffing. Opener 'Parasite' immediately sets the tone and tells us that we're in for a wild ride. Growls alternate with clean singing and the sneering riffs blast through the speakers with sheer power. 'Dorian' and 'Victim' follow that example, each perfectly capable of getting the party started. On 'Bleeding Through' the band takes a little step back, for a short while.
'Misanthropical' is one of my favorite songs on this album. It's a Nine Inch Nails meets Korn tune and perhaps the most nu-metal one on 'Desolation', and quite possibly even a landmark in this sub-genre. You can headbang yourself into a coma on this tune. As far as electronics are concerned, my favorite song is 'Daggers', another epic track. Come to think of it, this album really starts growing on me, getting better and better.


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GSR in the Classroom
About GSR
Filling education gaps, sisters help Khmer children in Vietnam
by Joachim Pham
Mary Tran Thi Muong, center, teaches students to sing a song during class. (Joachim Pham)
Soc Trang City, Vietnam — Every morning, Cam Nhung, 14, and her two younger siblings, 12 and 10, walk to their second-grade class at a Catholic convent to study Vietnamese and math. After class, they sell lottery tickets to people on the streets with their mother to supplement the income from their father's work at a construction site. The family of five lives in a rundown rented leaf house.
However, the children are luckier than others from their community who don't have the chance to get even this basic education. They are from Khmer minority communities in the Mekong Delta's Soc Trang Province, one of largest Khmer-populated provinces in southern Vietnam.
Many Khmer people are unable to read or write Vietnamese, and some are completely illiterate. Most do not own land and live in extreme poverty, making irregular incomes of 80,000 dong ($3.50) per day selling lottery tickets or 150,000 ($6.60) per day working construction sites.
Over two decades ago, Sisters of Lovers of the Holy Cross of Can Tho volunteered to educate illiterate Khmer adults at their convent in Soc Trang City to introduce the mostly Buddhist population to Catholicism and help them live better lives.
Sr. Anna Nguyen Thi Huyen, one of the nuns who initiated the program, said at the time, the government had no courses to teach Khmer people to read.
"Some people found our course helpful to their daily life and asked us to teach their children," Huyen said.
"We also visited poor families and tried to encourage them to allow their children to attend our classes," she said, adding that under the circumstances Khmer people prefer their children to work and help support their families.
Cam said the nuns' classes are the only chance she and her siblings get to study.
"We try to learn well here to improve our life because we have no money to study at schools," she said.
Khmer ethnic people account for over 30 percent of the Soc Trang Province's population of 1.3 million, and most of them embrace Theravada, a branch of Buddhism. They are served by 1,728 monks and 1,567 religious dignitaries at 92 pagodas in the province, including Kh'leang Pagoda, which was built in the style of Khmer architecture and dates back to 1533.
Fr. Francis Xavier Phan Van Triem of Soc Trang Parish, the oldest parish in the province dating back to 1888, said the parish serves 6,700 Catholics, but only 100 of them are Khmer people. Most of the Khmer people have deep roots in Buddhism, and "it is hard to introduce Christianity to them," he said: Even Khmer people who have converted to Catholicism still worship Buddhist statues at pagodas.
Huyen said some 40 children from economically disadvantaged families attend the free daily classes at the convent. Most of the students, who are between 5 and 15 years old, are Khmer, and the rest are Vietnamese. Few have government-issued birth certificates, which are required to enter public schools and get health insurance.
From first to third grade, the sisters teach the students, who are between the ages of 9 and 16, manners, Vietnamese, and math. They are offered books, pens, notebooks, clothes and food, which the nuns pay for through donations and their funds for people who live in poverty.
Huyen said some of the children are ashamed that they are illiterate at their ages, when most students are in fourth through ninth grade, and do not want to attend classes.
After class, they go to work — at small restaurants at markets, selling lottery tickets, or begging for money from tourists at pagodas.
Lieu Phuoc and his two daughters pose for a photo in his house. (Joachim Pham)
Lieu Phuoc, a father of four, said all his children are able to read and write thanks to the sisters' classes. Now two of his daughters, ages 9 and 12, are in second grade. Two older children were in the course earlier but now work to support the family.
"We are too poor to send our children to schools," said the man, who himself has not finished second grade.
He said he irregularly earns 150,000 dong ($6.60) a day as a bricklayer, and his wife sells lottery tickets. They live in a 20-square-meter house built by the government at a cemetery.
Huyen said in the past, the nuns had government authorities grant students birth certificates and helped good students enter public schools. As a result, some finished high school and college. But in the past five years, she said, local public schools have stopped admitting the sisters' students because the sisters do not issue official report cards.
"We are persuading government authorities to work with school officials to create conditions for good students to study further," she said. The nuns also help former students find opportunities to study vocational skills so they can get jobs that are more stable than selling lottery tickets or working construction sites.
She said thanks to the financial support from the Conrad N. Hilton Foundation, which also funds Global Sisters Report, the nuns plan to build a new house for children to attend the course, as the old house is in bad condition.
"It is important that education courses are ways of building bridges between the nuns and Khmer people to learn one another's cultures and traditions and find effective ways to help improve their material and spiritual life," Huyen said.
She said when students' parents come to collect them from the convent, they learn and understand the nuns' life and learn more about Catholicism.
Mary Tran Thi Muong, right, and Sister Anna Nguyen Thi Huyen visit a student whose arm was broken by an accident. (Joachim Pham)
"We have chances to establish close relationships with them," she said.
She said some Khmer monks invite nuns to attend their ceremonies and festivals, while nuns invite them to attend nuns' vow ceremonies and Christian feasts.
"We visit and have meals with one another," she said.
Huyen said the nuns also hired Mary Tran Thi Muong, a Khmer ethnic teacher, because the nuns do not understand Khmer culture well.
Muong, 60, has taught students in the nuns' classes for 18 years and now teaches her own classes to Khmer children after teaching at the convent in the mornings.
"Inspired by the nuns, I have gathered 30 children from poor families around and teach them basic education at my home in the afternoon," Muong said.
Muong, a former public school teacher, said she annually builds Nativity scenes at her house, attracting many Khmer neighbors. She also offers food and clothes to her students on Christmas.
She and her two other siblings converted to Catholicism and are active Catholics. They join in choirs and doing other pastoral work and charitable activities.
"We try our best to give basic education to poor children so that they can escape from illiteracy and improve their live in the future," Muong said. "That is what we can do for our people."
Kh'leang Pagoda, which dates back to 1533, is pictured in March 2013. (Wikimedia Commons / Bùi Thụy Đào Nguyên)
[Joachim Pham is a correspondent for Global Sisters Report based in Vietnam.]
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Review: The Beatles LOVE Cirque Du Soleil in Las Vegas
25 June 2014 Simon Petersen Archive, North America, Reviews 1
'Sgt. Pepper's Lonely Hearts Club Band (Reprise)' began to play and my heart just sank – it could only mean that The Beatles LOVE Cirque Du Soleil show in Las Vegas was coming to an end.
"We're Sgt. Pepper's Lonely Hearts Club Band
We hope you have enjoyed the show!
We're sorry but it's time to go!"
There was just one more song – 'All You Need is Love' (conspicuous by its absence until that point) – and then it really was time to go. It was an elaborate, highly choreographed and spectacular ending to the show, and yet we were gagging for more.
Minds blown, my wife and I shuffled out of the theatre at The Mirage Hotel and Casino on the Las Vegas Strip, humming tunes and grinning like loons. It was a while before we could even start to comprehend the visual extravaganza that was Cirque Du Soleil does The Beatles.
Living is easy with eyes closed…
The show started out slowly. Pretty much everything after the two-and-three-quarter-minute opening track, 'Because', flew by in a frenzy of gravity-defying acrobatics, elaborate set-pieces and high-energy circus acts, all set to an eclectic mix of songs by The Beatles.
Parts of the Cirque Du Soleil show – the first I've ever been to, and the only one we went to see in Las Vegas – I remember vividly, like a golden acrobat floating in mid-air, winding a rope around herself, before frantically spinning herself around in time to the chorus of 'Lucy In The Sky With Diamonds'.
To 'Lady Madonna' there was an inspired sequence that included dancing in the rain and radio-controlled wellingtons (or gumboots, if you're a Kiwi like me). It sounds like a fevered dream, doesn't it?
Of other parts of the show, I'm not sure if they actually happened or if I dreamed about it later – such is the grandiose, dream-like quality of the The Beatles LOVE Cirque Du Soleil show in Las Vegas.
Baby you can drive my car…
Now, looking back, it seems like you can divide our American honeymoon road trip into two – the time before we went to see The Beatles LOVE Cirque Du Soleil show in Las Vegas and everything afterwards.
You see, before we left New Zealand we'd made a special road trip soundtrack filled with driving songs relating to California in some way; after the show, however, pretty much all we'd play on our road trip were tunes by The Beatles.
I wasn't a fan of The Beatles before I went to Cirque Du Soleil. If you'd asked me my favourite track, I would have told you "I'm more of a Rolling Stones man". Now, I'd tell you straight up: 'Come Together', 'I Am The Walrus', 'Strawberry Fields Forever' or 'Eleanor Rigby' – all of which feature in this show.
The Beatles LOVE Cirque Du Soleil in Las Vegas was a definite highlight of my honeymoon. I highly recommend you check it out – even if you'd never consider yourself a fan of The Fab Four. You will be afterwards.
Fast facts about The Beatles LOVE Cirque Du Soleil in Las Vegas…
The idea was initially floated in a conversation between George Harrison and Cirque Du Soleil founder Guy Laliberte in 2000. Three years of negotiations between surviving members of The Beatles and/or their widows followed, before all parties agreed to make the show a reality.
The show premiered at The Mirage on 30 June 2006, with Sir Paul McCartney, Ringo Starr, Yoko Ono, Cynthia Lennon, Julian Lennon, and Olivia and Dhani Harrison in attendance.
Seating in the purpose-built theatre at The Mirage goes 360 degrees around the stage and each of the 2,013 seats is fitted with three speakers, including two in each headrest.
The show (very) loosely traces the story of The Beatles, from The Blitz and the band's first taste of success, to super-stardom and the band's eventual break up.
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After nearly three years serving as editor-in-chief to 3D printing news site 3DPrint.com (and almost four years writing for it), Sarah Goehrke recently announced she was leaving the website. Fortunately, the experienced additive manufacturing journalist still has her eyes on the industry and is launching into a range of new projects and partnerships. Excitingly, one of these projects entails Sarah joining the 3dpbm team as a contributor.
I recently spoke to Sarah about her career decisions and what we can expect to see from her in the future. Going back to the beginning of her professional career, it seems that Sarah—like me—ended up in the 3D printing industry somewhat unexpectedly.
"My degrees are in English and Theatre and I have a minor in Spanish," she tells me. "It was a weird route that I took to get here; none of it was really planned." After her studies, Sarah took a job at a manufacturing company where she had temped. From there, she found a copyediting position at an industry research company, where she eventually became the lead copyeditor and industry analyst.
When I ask about her recent decision to leave the website, Sarah explains that though it was a difficult choice, it was made easier by the fact that industry expert Joris Peels would take up her position as editor-in-chief.
Although she jokes that she never intended to become an entrepreneur, Sarah started her own business, Additive Integrity LLC, at the end of July.
Another ongoing project that will likely come to define Sarah's legacy in the 3D printing industry is the Diversity for AM report series, helmed by Women In 3D Printing's Nora Toure and authored by Sarah. The first quarterly edition of the report, released in early April 2018, sought to highlight the gender gap in the additive manufacturing industry and to understand dynamics at play within its work force. The second quarter of the report, released a few weeks ago, brings more insight to the matter.
"We're hoping these initial reports will lay the foundation so people see the kind of resource we're hoping to build," Sarah says. "Ultimately, it's a very community-driven effort so we need people to help us gather this information. The more we all work together, the more we can present a more cohesive look at the shape of this industry.
"I'm eager to continue working in the industry and working with strong partners like 3dpbm," Sarah says, looking ahead. "I just want to contribute, wherever possible, to the intelligent growth of this industry by continuing to tell the stories of brilliant innovators that work in the industry; developments in materials, hardware and software; and the real and positive impacts 3D printing is having on the world.


Inbound or outbound marketing is about identifying your business or product key differentiators, developing your message, building brand and establishing a positioning within your market(s). For example advertising, event promotion, website and blog content and building thought syndication and leadership through public relations – these are all marketing strategies.
Marketing should address these questions.
Business development is about building the relevant crowd and making connections. It's building upon the brand that you have established through marketing efforts to connect your audience to your products and services. It's prospecting (think networking or Social media events, telemarketing and even CrowdFunding campaign, Press release campaign, Influence outreach campaign ....etc. ), qualifying leads and then converting those leads into clients. Business development is all about creating relationships.
Some in-house marketing agencies wear both marketing and business development hats. A talented marketing generalist with some business acumen can provide strategic advice and coaching in both areas. But the truth is that the efforts are quite different and usually require a different set of skills and expertise.
They're usually good storytellers and know how to develop a message through a brand look and compelling marketing messages. They create new and interesting ways to build awareness for your brand. They're scouting opportunities and thinking of new ideas. They also probably pitch stories to the media, write content and provide creative direction and/or design.
A marketing person may be great at formulating messages, but the relationship your client is buying is not with them – it's with the advisor they have grown to trust with their business.
The sales cycle for most professional services is longer than ever.
Once you have identified a qualified lead, your marketing efforts can't stop.
Nurturing leads over a long period of time is critical for retaining top-of-mind awareness.
sharing branded content and educational opportunities through email marketing, event marketing and social media outreach.
Marketing should also provide business development with the sales tools ( I.e. CRM ),they need to convert a warm lead into a client (proposal language, presentation training/support, slide decks, printed collateral and even branded thank you notes and gifts).
The true business development side may include personal emails, follow-up phone calls, one-on-one meetings/lunches or golfing together.
When it comes to developing a business development strategy for your firm or business, marketing is an essential piece.
Likewise, a branding and marketing strategy should be built with your business development goals in mind. The two not only complement each other, they depend upon each other – but that doesn't make them the same. As you consider your marketing and business development goals, think about where your firm currently has strengths and weaknesses. You may find that you need more exposure and new marketing tactics for generating leads. Or you might find that you have warm leads, but just need sales training to help convert them into clients.


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Virtual Reality Gaming Cybersecurity – Secure Your Mind
by Hailey Carlson	December 1, 2020
Virtual Reality, or VR, Gaming is one of the newest, most futuristic means of gaming out there — with headset consoles like Facebook's Oculus series becoming more and more popular gifts with the holiday season fast approaching, it is important to not only understand what VR is but how to protect against the potential cyber threats that exist in this new gaming world taking center stage inside your mind.
Gaming is so popular because it is something fun that people can lose themselves in with various worlds of magic and mystery — VR Gaming takes the gamer a step further. Virtual Reality Gaming is just that — playing video games but in an environment which is as close to being fully immersive as possible for the user. This happens by the game providing the gamer with a first person point of view when playing a character in the game itself. These games can be played as many other games via a PC or other "traditional" gaming console but the newest means of gaming include a headset and hand sensors or hand gloves. An integral aspect of the headset aspect which makes immersion into the game most possible is a gyroscope — a gyroscope in VR terms is a device that uses the gravity of the Earth to help determine the user's orientation.
While VR Gaming introduces a major revolutionary step in at-home gaming, this new and not-so-well-known technology also brings with it a plethora of cybersecurity risks.
Cyber Risks to VR Gaming
Privacy Threats — While this is a somewhat broad term to use in any sort of cyber risks list, there are far more privacy threats to users when it comes to VR gaming systems as opposed to the typical gaming system. Because these systems literally see what you see and do what you do, the information that cybercriminals can take from these devices is astonishingly intimate and personal in nature. With these consoles being Internet of Things (IoT) devices, there are even more cyber threats to them than typical hard-wired devices and the information that can be stolen, that much more valuable.
Eye Tracking — Eye tracking is a feature on VR gaming headsets that allows the game to identify when you move your eyes rather than by simply moving your view when you move your head around. Many even speculate that once this is the norm for VR gaming headsets (as this is not yet the case), that this will be a feature used to secure the physical game to only being able to be used by the legitimate owner via eye scan. Despite this, the current situation we find ourselves in is that this is actually causing a bit of distrust from users as it is believed that marketers will be secretly tracking people's eye movements. This is of concern because it is believed that eye movements are the first indicators of purchases that will be made by the shopper. If marketers had access to this it would be of major concern to folks who use these games and are concerned for their privacy.
Sextortion — Apps with adult content are some of the most commonly accessed apps for VR headsets despite the intent being for gaming. This opens up users who access such content to the cyber threat of sextortion where cyber criminals gain access to risque images of a person by accessing unused (and unprotected) cameras and microphones. A major security issue with VR gaming that cannot be avoided when a player uses the systems is the fact that unused aspects of the system cannot be turned off as they could on a phone or computer.
As innovations are coming about more and more for these VR gaming systems, it will be both interesting and integral to the success of these devices for creators of these consoles to include cybersecurity in some fashion or another to protect users from these current and hard to avoid threats that are out there.
Image by KamranAydinov for Freepik.
Tags:cybersecurity gaming security virtual reality VR
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Crisis in Ukraine – A Second Cold War?
4 March, 2014 6 March, 2014 Will Holmes	1 Comment
Will Holmes
Will is a campaigner, political obsessive and sometime amateur actor. Having just helped win the election for Barack Obama, he's looking for his next cause to take up his life. Often seen walking the fields and drinking in the pubs of Kent, he's got a lot of opinions (and love) to share.
Latest posts by Will Holmes (see all)
The #NoMakeUpSelfie Phenomenon - 24 March, 2014
Crisis in Ukraine – A Second Cold War? - 4 March, 2014
LGBT Rights in India - 12 December, 2013
A developing country on the edge of Europe paralysed by a battle between East and West, a revolution which has been a long time coming. Russian troops amassing, NATO crisis meetings, a UN ineffective against heavyweight governments. Phone calls between an embattled US President and a Russian President buoyed by recent successes. NATO and the EU line up against Russia and the East. Civilians caught in the crossfire, losing their lives because they want their freedom, as the world watches on in fear of yet another war. Nuclear powers able to destroy the world hundreds of times over controlled by proud, embittered and irresponsible men. This isn't the 1960s, the height of the Cold War, this is now. This is Ukraine.
The crisis in Ukraine has been bubbling under the surface for years. Even pre-1945 Ukraine had a history as a country torn apart by conflict numerous times and with a mixed ethnic population. To many Russians, Ukraine, due to Kiev being the original capital of an Orthodox Christian empire called Rus, is the cradle of Russian civilization. The country, subsumed into the USSR after the Cold War, has a population which is 77% Ukrainian and 17% Russian, with over a third of the population speaking Russian and having strong ties to Russia. Post-1991 Ukraine became an independent country, and the troubles began.
Ukrainian leaders, many of them corrupt or incompetent, failed to modernise the Ukrainian economy. The West began to court Ukraine, with money and with flattery, and tried to move it towards joining NATO or joining the EU. Russia, with Putin as President, wouldn't stand for this and tried to install puppet governments (this failed in 2004 when Putin's puppet Yanukovych was overthrown in the Orange revolution – supported by Western dollars).
Most recently, discussions over closer ties to the EU or to Russia have erupted into armed conflict on the streets of Kiev and other major cities; Yanukovych (reelected in 2010) has been forced from power again and Russian forces have moved out of their naval bases and into Crimea – a part of Ukraine that is Russian in its population and its outlook. Barack Obama has told Putin there will be consequences, but Putin is a man who will not tolerate humiliation and will seek his revenge.
The fear is that we are hurtling towards another war, a war fought between Russia and the West over a country standing in the middle. A little known pact, the Budapest Memorandum (1994), is being held up as a declaration that Britain and the United States, and therefore NATO and the EU almost certainly, will have to act to protect Ukraine – although this is questioned by many academics. There are reports that Russian forces, brought into Crimea to protect ethnic Russians, have been provoking the population and causing riots so as to give basis to their invasion.
Many have argued before that the current state of the global world will prevent a world war ever happening. Unfortunately, rational international thought shows this cannot be the case – they said this in 1914 and in 1939 and look how wrong they were. Could this be the flashpoint that starts a global war? I doubt it. Russia and the US have far too much to lose and, whilst neither looks like backing down now, we are in a different place to where we were 30 years ago. Russia and the US actually talk now (a 90 minute call between Obama and Putin yesterday for example) and whilst bravado wins the day in public, I trust in the diplomacy behind the scenes – even in a UN that is paralysed when two permanent members of the Security Council disagree – which is almost every time.
This isn't some US or Western defence of freedom either, it's a cynical geopolitical game to neutralise Russian power. Yes, Putin is a pretty awful man, but we can't blame him for everything here – and it is massive over simplification to even try. The West is just as culpable over Ukraine, bankrolling revolution and political intrigue; it just (in this case anyway) goes about it without force. Were ethnic Britons at risk, and living in a country which seemed to treat them worse, would our government stand by and watch a revolution happen? I doubt that.
Ukraine, as does every other country, has the right to determine its own fate. Yes, this may be decided in conflict and with bloodshed, which we must denounce. However, geopolitical games fought whilst people suffer, and whilst people fight for their rights and their freedoms will never make a situation better. Irresponsible foreign policy games in Ukraine have, as they always have, caused a crisis which could have been solved to have escalated into the situation we now see. I just hope our leaders roll back their pride and bravado before it is too late for the people of Ukraine.
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This might not sound like a fresh new car thing to do at all. But trust us, you should do it now more than ever. When a car is in a good condition, it's a lot easier to detect and fix things like oil leakage. Make sure to regularly check for oil spills and leakage and to always park on a leveled surface for accurate readings with the dipstick.
Your tires will last a lot longer if you maintain them ahead of the car getting wrinkles. Especially before you prepare to embark on a long journey, make sure to check the tyre pressure. There's nothing worse than having bad tyre pressure for a really long trip.
This might seem like a no brainer but you'd be surprised of just how many new car owners decide that their car is not dirty enough for a good washing when it actually is. You shouldn't need huge, visible reasons to wash the car. Of course, if you haven't driven it that much for the last week and it's quite clean, there's no reason to waste water or money at the carwash. But if that's not the case, you shouldn't be cheap either. A regular wash and wax session will help the car maintain its beautiful shine.
Many drivers know the pain of having to deal with a busted radiator or with a radiator that is just over bearing with dead bugs and whatnot. As you drive your car, bugs and small debris will inevitably get caught in your radiator vent. This leads to overheating and just overall poor performance ad the problem grows in size. The best way to make sure that you don't have to deal with a massive problem later on is to take it head on as early as possible. When the car is still new and fresh, it's super easy to clean the radiator periodically. It's only going to take you a couple of minutes for as long as you keep doing it regularly.
If you've just bought yourself a new car, make sure to take these things into account periodically and to make time to maintain that great look and driving experience.


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Reuters Tuesday، 25 June 2019 06:07 PM
Syrians returning home to reach 1m once safe zone created: Erdogan
President Recep Tayyip Erdogan said on Tuesday he believed the number of Syrians returning from Turkey to their homeland will reach one million once a safe zone is established in northeast Syria along their shared border.
Turkey hosts nearly 4 million Syrians – the largest number in any one country of Syrians displaced during the eight-year-old civil war. Tensions between Turks and Syrians flare up on occasion in the host country.
Turkey is in talks with the United States over the establishment of a safe zone across its border in northeast Syria, where the United States supports the Kurdish YPG militia. Ankara sees the YPG as a terrorist organization.
Ankara wants YPG fighters to withdraw from the area so as to secure its border, and Washington wants guarantees that its Kurdish-led allies in defeating ISIS in Syria will not be harmed.
Turkey and the United States have also been working to implement an agreement over the Syrian town of Manbij, a process which Turkish military sources told Reuters in April was proceeding more slowly than desired.
Speaking in Ankara to lawmakers from his AK Party, Erdogan said: "We are trying to extend the safe zones along our borders as much as we can for the Syrian refugees in our country to be able to return home.
"At the moment, 330,000 people have returned, but I believe that when the problems in Manbij and the east of Euphrates are resolved, this will reach one million very quickly."
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Turkey's Erdogan wants Syria "safe zone" in place within months
Turkey says has capacity to create "safe zone" in Syria alone


Reception is open throughout the day from 8.00am to 6.00pm Mondays, Tuesdays, Wednesdays and Fridays.
Please note ** On Thursdays we now open between 8.00am and 4.00pm.
Whilst reception is open for patients to access as above, the phone lines are not open between 12pm and 2pm Monday, Tuesday, Wednesdays, and Fridays.
On a Thursday Telephone lines transfer at 12noon and re-open on a Friday at 8am.
In addition to the general appointments, we offer a variety of other times to see our nurses and specialist services along with extended hours.
We offer one Saturday morning session per fortnight at each site, please ask at reception for further information.
If it is deemed appropriate you may also be offered an appointment at one of our GP Access Centres across Sheffield which operate between 6pm - 10pm on week days and 10am - 6pm on Weekends.
The practice works very closely with the Sheffield GP Collaborative who along with 111, provide cover to our surgery outside normal working hours. If you have an urgent problem when we are shut, ring our number as normal and you will either be directed to the collaborative service or told that you need to ring the national 111 service.
There is also a walk-in service in the city centre on Broad Lane.
If it is deemed appropriate, you may be offered an appointment at one of our four GP Access Centres across Sheffield. These operate between 6pm and 10pm Weekdays and 10am and 6pm at Weekends.


Fortune International Transport are active PCN members in Italy and are pleased to share the details of the recent multimodal transport of a 60tn machine from Italy to Russia.
Paolo Federici (Managing Director) explains; "Whilst our specialty is maritime transportation with added experience in air transport (some time ago we even loaded an Antonov with an 80tn boiler), this project shows our land transport expertise.
In total, the cargo travelled 1,400km by road in Europe, 1,500km by sea in the Baltic and 600km from St. Petersburg to the final destination in Russia. In just over a week, the journey of 3,500km was completed successfully and safely by Fortune International Transport.
The photos in the below thumbnail gallery show the cargo on the special truck as it arrived in Lübeck and after transferring to the MAFI.
Fortune International Transport would also like to encourage readers to subscribe to their blog (in Italian): https://lanavedeisogni.wordpress.com/.


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Fri Mar 28 2014
By: Tom Shaw
When developing a class curriculum, it can sometimes be difficult to integrate an interactive element. Many middle-school-aged children cannot focus on more than an hour of memorization, lectures, or even slide shows. It's important to have an interactive activity to both break up the monotony of class, and to enhance learning at home. In the classroom, teachers don't necessarily need the best technology to create an interactive lesson. Using a whiteboard or a dry erase board, teachers can create a game using cards, dry erase pens, and their imagination.Low-cost games can be tailored for certain subjects. Almost all of the students will know how to play hangman, for example, but they might find it more difficult when learning specific vocabulary. This type of game would be good for a second-language class, or for learning difficult SAT-worthy English words. An English teacher could provide a short definition after the students finish the word, or give hints if they're having difficulty. Another great game for an English class would include practicing sentence diagramming, where students can come forward to diagram, and receive points for correct answers. The classic card game Spoons can be played to match 4-of-a-kind words for either difficult vocabulary or grammar knowledge.
For history and social studies, there are a lot of games available. A favorite is often Jeopardy, but history teachers could also play other games like Who Wants to Be a Millionaire? Popular game shows can provide a lot of inspiration. Also, it would be fun to do a timeline game, where students can match cards with events to their place in a chronological timeline on the whiteboard. Math and science classes often need a short break, and depending on the level of memorization many of the games mentioned previously can also be used for this topic. Also, if a teacher is comfortable with doodling, a science version of Pictionary could be a lot of fun. There's also the magic balloon game, which stretches students' problem-solving imaginations, and features students trying to destroy or protect a balloon (and you can integrate science concepts to try and pop it).
It's important to use interactive games as a method of reward. Students might not feel like they're learning because they're playing a fun game as reward for their hard work. They're still learning, and sometimes, they're learning about new topics. Another way to integrate interactive games as a reward is to have high-effort students play interactive games at home as homework. There are a wide variety of government resources with games specific to certain topics. In low-stress times of the year and during summer months, teachers can recommend interactive, safe games for those with an internet connection. On the other hand, these games can be reviewed in class or can be provided to students who have finished tasks early. Science teachers can get their students involved with the Curiosity mission on Mars. History and social studies teachers can have their students memorize the locations of the states or other countries. Math students can practice their graph skills quickly and easily with online tools. So often, lagging students need extra help, and some students of the class have understood everything. Those students can get extra attention while others can play these fun games for their homework.
So long as there is diversity among learners, there will be students who require interactive lessons. Utilize both easy, dry erase board games and internet games to enhance your class experience. In addition, you'll be able to see clearly who knows what and what areas require more explanation. Games are integral to learning, memorizing, socializing, and making class more fun!
Dry Erase Board Games for the Classroom
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Math: Number Sense
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Other Classroom Needs: What Happens Next? Anti-Bullying Game
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Home market Will I get in trouble for working while on pension credit?
Will I get in trouble for working while on pension credit?
Pension Credit: My husband worked 20 hours a week – could he get in trouble over this?
My husband was working for just over a year in 2017 and 2018.
We get a state pension and pension credit plus some other benefits, but as we have an AIP [Assessed Income Period] he didn't think it was necessary to mention it.
He is now getting very upset because of this, even though the work was only for 20 hours a week. Will he be in a lot of trouble about it now?
Steve Webb replies: Before I respond to your specific question, it might be helpful if I explain what an 'Assessed Income Period' is and what it was for.
Pension credit is a benefit for low income pensioners which was introduced in 2003.
Most recipients have retired and have a relatively stable income, perhaps apart from annual increases in their state and private pensions to keep up with inflation.
The Government therefore decided that rather than have to do complicated recalculations every time someone had a small change in their income, it would set up a system where most recipients would not have to report small changes to their pensions and savings.
Recipients over the age of 65 were given an AIP during which they did not have to report changes to pensions, but they did have to report other changes in circumstances.
For those aged 65-75 these AIPs were generally time limited (after which a full review would be undertaken) but for those over 75 they were often open-ended.
From 2016, the Government decided to do away with the idea of AIPs, but for those who had already been awarded them they would only be phased out gradually.
In your case I'm assuming that an AIP was put in place before April 2016 and was still in force in 2017/18 when your husband did some work.
I'm afraid that even for someone with an AIP, taking on a job would count as a 'change in circumstances' which had to be notified to the Department for Work and Pensions.
The leaflet to accompany the AIP should have listed the things that you did and did not have to notify them about, but I appreciate that these are complicated matters and I can understand why your husband might have been confused.
If you still have the leaflet, you might want to see if it is clear about what to do if you get a job whilst on pension credit.
If your husband were to contact the authorities now there is a very slim chance that they might conclude that he had deliberately set out to defraud them and might take action against him.
But I think this is extremely unlikely. If he voluntarily contacted them (rather than waited for them to contact him), and said he had now realised he should have declared his earnings and wanted to pay back any overpayment, it is hard to imagine a particularly harsh response.
READ Will Jeremy Corbyn Really Nationalise UK Companies?
I imagine that they would ask for details of his earnings at the time, work out what pension credit he should have received and then ask for any overpaid benefit to be repaid.
If money is tight for you as a couple you might be asked to set out details of your outgoings and then be able to agree to repay the overpayment in affordable instalments.
Former Pensions Minister Steve Webb is This Is Money's Agony Uncle.
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Steve receives many questions about state pension forecasts and COPE – the Contracted Out Pension Equivalent. If you are writing to Steve on this topic, he responds to a typical reader question here. It includes links to Steve's several earlier columns about state pension forecasts and contracting out, which might be helpful.
HAMISH MCRAE: Is this just a dip… or a plunge into economic disaster?
Global debt —when is the day of reckoning?


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Home | Events | WSIS Forum 2018 | WSIS 2018 – Moderated high-level policy session 12
WSIS 2018 – Moderated high-level policy session 12
21 Mar 2018 09:00h
[Read more session reports from WSIS Forum 2017]
The moderator Mr Shernon Osepa (Regional Affairs Manager for Latin America & The Caribbean Bureau, Internet Society) started the session by outlining the focus of the discussion: ICT applications and services, digital economy and trade, and climate change.
Dr Cosmas Zavazava (Chief of Department, Projects & Knowledge Management, ITU) stressed that ICTs are central to climate change, particularly with the advent of major technologies like the Internet of Things and artificial intelligence. Zavazava further elaborated on the link between climate change and the success of the sustainable development goals (SDGs), noting that there is a link between the use of ICTs to mitigate the impact of climate change (i.e., on food security) and the successful implementation of the SDGs.
Ms Yolanda Martínez (Chief of Digital Government, Mexico) explained the key success factors for rapid uptake of digital services. These include strong digital identity policy, effective ICT applications and government services, a robust legal framework on digital signature, and strong cybersecurity policies. She alluded to ICTs as enablers of the SDGs, seeing that the digitisation of services provides opportunities for many people, especially in a country like Mexico where inequality is prevalent.
Mr Semuel Abrijani Pangerapan (Deputy Minister, Ministry of Communication and Information Technology, Indonesia) covered the digital transformation in Indonesia and explained how the government is working on two strands. The first is an infrastructure programme to connect all cities and districts by 2020. The second is a digital literacy programme to promote ICT usage among students, entrepreneurs, and small and medium enterprises (SMEs). Pangerapan further showcased some of the national policies that buttress digital transformation towards a digital economy, including economic policies and national privacy law.
Prof. Alfredo M. Ronchi (Secretary General, MEDICI Framework of Cooperation) highlighted safety, security, and disaster recovery as some of the relevant ICT sectors that are not sufficiently considered at WSIS. The qualitative and quantitative demands for safety and security have increased, calling for new approaches to enable the entire sector to achieve better results. Safety and security are playing key roles in different areas, including child abuse, homeland security and law enforcement, crimes, human and drugs trafficking, and safety and mobility at workplace. Ronchi further noted that technology is not enough to solve the problems and hence an interdisciplinary approach accompanied by a culture of safety are required.
Some of the challenges to adapt to climate change were pinpointing by Mr Syed Tarek (Founder, Earth Aid) including (1) recognising climate change as a serious problem, (2) building capacity to address the growing needs of data sharing among academic institutions, (3) using ICTs to reach out to people in rural communities, (4) strengthening the ties between top-down and bottom-up management, and (5) including climate change as a topic of discussion to have more information population.
Ms Nora Wolloch (Manager, World Summit Award (WSA)) elaborated on the contribution of the WSA to Action Line C7 of WSIS over the past ten years. It organised global contests on applications, services, and content to address the lack of quality local content and technology in local languages. Realising that most creative solutions were submitted by young social entrepreneurs and start-ups, the WSA encouraged them to link their solutions to the SDGs and connected them to learn from each other and share their technological solutions.
The importance of cybersecurity was explained by Mr Pavan Duggal (President, Cyber Law Asia) who mentioned that cybersecurity breaches have become part of our daily life. This necessitates cybersecurity law, a discipline that has been evolving to deal with the protection, preservation, and maintenance of the cyberspace. That said, we still lack an international cybersecurity law. Yet, countries have moved forward and developed their national laws on cybersecurity; bilateral arrangements between countries have been embraced to address cybersecurity.
Prof. Alison Gillwald (Executive Director, Research ICT Africa and Professor, University of Cape Town) reflected on the central policy challenges to bring Africa online. As ICT access and use increases, digital inequality is amplified on the continent since connectivity alone does not produce information equality. Even with the diffusion of ICT, the kind of Internet penetration rate required to get this critical mass associated with economic growth and positive multipliers due to affordability issues is lacking, she concluded.
by Noha Fathy
[Read more session reports from WSIS Forum 2017] The moderator Mr Shernon Osepa (Regional Affairs Manager for Latin America & The Caribbean Bureau, Internet Society) started the session by outlining the focus of the discussion: ICT applications and services, digital economy and trade, and climate change. Dr Cosmas Zavazava (Chief of Department, Projects & Knowledge Management, ITU) stressed that ICTs are central to climate change, particularly with the advent of major technologies like the Internet of Things and artificial intelligence. Zavazava further elaborated on the link between climate change and the success of the sustainable development goals (SDGs), noting that there is a link between the use of ICTs to mitigate the impact of climate change (i.e., on food security) and the successful implementation of the SDGs. Ms Yolanda Martínez (Chief of Digital Government, Mexico) explained the key success factors for rapid uptake of digital services. These include strong digital identity policy, effective ICT applications and government services, a robust legal framework on digital signature, and strong cybersecurity policies. She alluded to ICTs as enablers of the SDGs, seeing that the digitisation of services provides opportunities for many people, especially in a country like Mexico where inequality is prevalent. Mr Semuel Abrijani Pangerapan (Deputy Minister, Ministry of Communication and Information Technology, Indonesia) covered the digital transformation in Indonesia and explained how the government is working on two strands. The first is an infrastructure programme to connect all cities and districts by 2020. The second is a digital literacy programme to promote ICT usage among students, entrepreneurs, and small and medium enterprises (SMEs). Pangerapan further showcased some of the national policies that buttress digital transformation towards a digital economy, including economic policies and national privacy law. Prof. Alfredo M. Ronchi (Secretary General, MEDICI Framework of Cooperation) highlighted safety, security, and disaster recovery as some of the relevant ICT sectors that are not sufficiently considered at WSIS. The qualitative and quantitative demands for safety and security have increased, calling for new approaches to enable the entire sector to achieve better results. Safety and security are playing key roles in different areas, including child abuse, homeland security and law enforcement, crimes, human and drugs trafficking, and safety and mobility at workplace. Ronchi further noted that technology is not enough to solve the problems and hence an interdisciplinary approach accompanied by a culture of safety are required. Some of the challenges to adapt to climate change were pinpointing by Mr Syed Tarek (Founder, Earth Aid) including (1) recognising climate change as a serious problem, (2) building capacity to address the growing needs of data sharing among academic institutions, (3) using ICTs to reach out to people in rural communities, (4) strengthening the ties between top-down and bottom-up management, and (5) including climate change as a topic of discussion to have more information population. Ms Nora Wolloch (Manager, World Summit Award (WSA)) elaborated on the contribution of the WSA to Action Line C7 of WSIS over the past ten years. It organised global contests on applications, services, and content to address the lack of quality local content and technology in local languages. Realising that most creative solutions were submitted by young social entrepreneurs and start-ups, the WSA encouraged them to link their solutions to the SDGs and connected them to learn from each other and share their technological solutions. The importance of cybersecurity was explained by Mr Pavan Duggal (President, Cyber Law Asia) who mentioned that cybersecurity breaches have become part of our daily life. This necessitates cybersecurity law, a discipline that has been evolving to deal with the protection, preservation, and maintenance of the cyberspace. That said, we still lack an international cybersecurity law. Yet, countries have moved forward and developed their national laws on cybersecurity; bilateral arrangements between countries have been embraced to address cybersecurity. Prof. Alison Gillwald (Executive Director, Research ICT Africa and Professor, University of Cape Town) reflected on the central policy challenges to bring Africa online. As ICT access and use increases, digital inequality is amplified on the continent since connectivity alone does not produce information equality. Even with the diffusion of ICT, the kind of Internet penetration rate required to get this critical mass associated with economic growth and positive multipliers due to affordability issues is lacking, she concluded. by Noha Fathy
WSIS Forum 2018
19 Mar 2018 09:00h - 23 Mar 2018 18:00h


Cepsa has inaugurated a new service station in Santa Cruz de Tenerife, under a new flagship concept with a smart building. The ceremony was attended by Cepsa's sales director, Álvaro Díaz Bild, and Service Station Network Director, Santiago Ruiz, accompanied by the councilor for Information and Communication Technologies and the Information Society of the Tenerife City Council, Félix Fariña, and the councilor for Public Services of Santa Cruz de Tenerife City Council, as well as various representatives of Tenerife's political, economic and social community.
The service station is located in Taco, very close to the access road from the Tenerife North Highway in the direction of Santa Cruz, and is the first to have a smart building, which features the latest trends in innovation, sustainability and efficiency. This is the third flagship service station unveiled by the Company.
Twelve people will work at the new station, in addition to the 80 employees already working in the Cepsa network in the Canary Islands. It is expected to receive more than 13,000 customers per month.
During the opening ceremony, Cepsa's Sales Director, Álvaro Díaz Bild, highlighted "Cepsa's huge transformation over the last five years in the Canary Islands. The expansion of marketing activities in the Islands, such as the entry into the distribution of bottled gas or the expansion of the network of service stations, which come on top of activities that the Company has traditionally carried out, are a clear reflection of our commitment to growth in the Islands".
In addition to the regular services, the station has LPG (Liquefied Petroleum Gas) supply tanks, meeting society's new mobility requirements.
At the opening ceremony, Cepsa also presented a new exclusive design for the Depaso store, which has warmer tones and more contemporary furnishings, aimed at enhancing customers' comfort. It also revealed the new uniforms, which will be worn by all service station employees, with an image that reflects the Company's brand identity.
A new technique has been used to construct the smart building, consisting of two prefabricated modules designed and assembled by Cepsa using non-traditional construction methods, which are safer and more efficient, minimizing risks of accidents and halving the construction time to two months. The technique will be used from now on in new stations.
The building incorporates the most advanced technologies in terms of energy efficiency, such as a ventilated facade made up of a tempered glass enclosure that reduces heat loss. It also has a centralized air-conditioning system and a geothermal air pre-treatment system, harnessing the temperature underground to heat or cool the outside air, thus helping to reduce energy consumption. In addition, a green plant layer has been added to the roof.
The canopy, an iconic element in Cepsa's new filling stations, is supported by a technological structure which enhances lighting through the addition of EFTE (Ethylene-Tetra Fluoro Ethylene) cushions, an advanced technological material which makes the most of natural light. Employees or service staff can now walk along the top of the canopy, so it is easier to carry out maintenance and cleaning tasks. In addition, the entire station has LED lighting and submersible pumps that illuminate when vehicles are detected, also bringing down energy consumption.
The safety systems of Cepsa's new station model have also been reinforced, with new insulating materials in the tanks and underground pipes, and a double spill detection system.
Cepsa currently has an extensive network of nearly 1,800 service stations in Spain and Portugal, 81 of which are located in the Canary Islands. Every month Cepsa's stations in the Archipelago receive around 540,000 customers. Cepsa's management is based on a clear model of customer orientation, innovation, added value, security and loyalty. Cepsa sells top quality fuels in its Filling Stations, and also offers many other products and services. Customers can also benefit from Porque TU Vuelves loyalty program and alliances with strategic partners.


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The mystery of the missing tax refunds
Senior economics correspondent
December 10, 2019 — 11.00pm
The world is full of mysteries. Why did the crew of the Mary Celeste abandon the ship? Do big cats reside in parts of Victoria and NSW? What do people see in the music of Nickelback?
And here's another one — what's become of the tax refunds deposited in the bank accounts of millions of Australians since the start of the new financial year?
Have Scott Morrison's tax refunds flowed into retail spending?
The low- and middle-income tax offset, the centrepiece of the Josh Frydenberg's first budget, promised people earning between $50,000 and almost $90,000 tax relief worth $1080. Millions of others would also get some respite.
It was the first part of a three-year plan that the government argues is the biggest tax cut in two decades (even though they will not be fully in place until 2024-25).
In the budget, Frydenberg made clear what he — and Treasury and the Reserve Bank — believed would come of the tax offset.
Where has the money gone? Credit: Supplied
"This tax relief will lift household incomes, ease cost of living pressures and boost spending at local businesses," he said.
When the tax cuts were made law on July 4, the Treasurer, Scott Morrison and Finance Minister Mathias Cormann said the cuts would "ultimately boost household consumption, which will be good for the overall economy".
By the end of October, $24.2 billion worth of refunds had gone into the bank accounts of working Australians. That was $5.4 billion or almost 30 per cent up on the same period last year.
But like a plane or ship going into the Bermuda Triangle, this huge amount of extra cash has seemingly disappeared.
When the tax refunds were put in place, plenty of economists (and politicians) likened them to Kevin Rudd's stimulus cheques of late 2008 and 2009.
There was an expectation that Australians would treat the big boost to their annual tax refund as some sort of bonus, to be shared with retailers around the country.
But that ignored the history of tax refunds.
Between July and October this year, $24.2 billion had been refunded. Last year, over the same period, the total was $18.8 billion. The year before that it was $18.4 billion. Back in 2013, Australian taxpayers had been returned $17.2 billion in this four-month window.
That's a lot of extra cash going into the pockets of people.
But if you happen to look at the raw, non-seasonally adjusted retail trade figures pumped out by the Australian Bureau of Statistics, you can't actually see this money going out to the nation's retailers.
For instance, between July and October this year total raw retail spending increased by $1.5 billion or 5.8 per cent.
Last year, it increased by $1.5 billion.
In 2017, there was a $1.1 billion (or 4.4 per cent) increase. The year before that it was 5.7 per cent. Back in 2013, it lifted by 6.4 per cent or $1.4 billion.
In other words, refunds are no stimulus. They are barely spent and are nothing to write home about.
In October this year, a little over $28.1 billion went through retailers, a $735 million lift on October last year.
But the lift between October 2017 and 2018 was more than $1 billion and that occurred without tax cuts.
As several accountants have mentioned, the annual tax refund is treated much differently by Australians than the Rudd stimulus cheques.
People earmark their refund plan months ahead, usually to pay down some debts that have built up through the year or to cover those big bills that come through the mail early in the new financial year.
The Reserve Bank, like Treasury, was expecting much more of the refunds to be spent. It has mentioned the "recent tax cuts" as one reason economic growth will pick up on several occasions.
Except last week's national accounts showed growth slowing through this period of tax cuts. Households have reduced spending to global financial crisis-like rates (and are actually reducing their non-discretionary spending).
Now all of this conservative household behaviour may come to pass. Households might be saving to lift their spending in the Black Friday sales and through the Christmas period. Debts may be shrinking, giving the same households important financial breathing space.
The combination of record low interest rates, record high participation in the jobs market and increasing house values could be enough to offset the record amount of debt and stagnant wages hitting most households.
But just like the Loch Ness monster, this mystery could sail on unanswered.
Shane is a senior economics correspondent for The Age and The Sydney Morning Herald.


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Oprah 2020? Winfrey's Golden Globes speech has fans dreaming of presidential run
Her Golden Globes speech has Hollywood and Twitter imagining a Trump vs. Winfrey presidential contest. But is she ready to accept the call?
Oprah 2020? Winfrey's Golden Globes speech has fans dreaming of presidential run Her Golden Globes speech has Hollywood and Twitter imagining a Trump vs. Winfrey presidential contest. But is she ready to accept the call? Check out this story on azcentral.com: https://usat.ly/2m8Gnae
Jayme Deerwester, USA TODAY Published 12:30 p.m. MT Jan. 8, 2018 | Updated 3:53 p.m. MT Jan. 8, 2018
Oprah's acceptance speech for the Cecil. B DeMille award at the Golden Globes on Sunday night has many believing she may run for President in 2020. Buzz60
Oprah Winfrey pointed out the value of a free press. "More than ever before as we try to navigate these complicated times. What I know for sure is that speaking your truth is the most powerful tool we have." But Winfrey also mentions the sexual harassment problem as one that "transcends" culture, geography and the workplace: "All the women who've endured years of abuse, they like my mother had children to feed, bills to pay and dreams to pursue." And her message to male abusers of power? "Their time is up."(Photo: Paul Drinkwater, NBC)
After the last two years, Oprah 2020 doesn't sound so farfetched, does it?
That was the vibe after Cecil B. DeMille Award honoree Oprah Winfrey gave a rousing speech at Sunday's Golden Globes, rooted in African-American history but inclusive in its promise that a new day is on the horizon for women. That kind of soaring rhetoric wouldn't be out of place at a nominating convention or a State of the Union speech.
And the media and Twitter took notice.
"Oprah Winfrey's speech embodied the best traditions of American oratory," tweeted Dan Rather. "It rang with moral clarity rooted in a march towards justice. Not blind to the distance we have traveled and the distance yet to go. It inspired — but cautioned progress will take work. This is what unites us."
Oprah Winfrey's speech embodied the best traditions of American oratory. It rang with moral clarity rooted in a march towards justice. Not blind to the distance we have traveled and the distance yet to go. It inspired - but cautioned progress will take work. This is #WhatUnitesUs
— Dan Rather (@DanRather) January 8, 2018
Our president is giving her state of the union.
— roxane gay (@rgay) January 8, 2018
Even Aaron Burr (Hamilton's Leslie Odom Jr.) and writer Roxane Gay added their support via twitter for an Oprah run.
She's running. A new day is on the way.
— Leslie Odom, Jr. (@leslieodomjr) January 8, 2018
Host Seth Meyers got in on the effort to draft her, perhaps trying to balance out his karma after jokes in his 2011 White House Correspondents Dinner speech reportedly inspired Donald Trump to run for president.
"I just want to say, 'Oprah, you will never be president!' " he declared during his Globes monologue. "You do not have what it takes."
Fellow late-night host Jimmy Kimmel, who's set to host the Oscars on March 4, is also on board.
"Given the choice between Oprah and our current president, I'm on the bus with Oprah, traveling the country and urging people to vote," he told reporters at the Television Critics Association winter press tour Monday. He did have one reservation: "We'd have to call her President Winfrey, and I don't know if we're prepared for that as a country."
Maybe Reese Witherspoon summed up her appeal best: "There's only one person whose name is a verb, an adjective, and a feeling. And that is Oprah."
In Winfrey, the Democrats, who have no clear frontrunners for 2020 yet, would have their very own Donald Trump: A billionaire businessperson with household name recognition with a cult-like influence who had never held public office before campaigning for the highest office in the land. Were she to run, donor checkbooks would open — not that she'd need them to.
There's just one problem: She has no plan to run for office — any office.
As recently as October, Winfrey told her best friend, CBS This Morning host Gayle King, "There will be no running for office of any kind."
Oprah's powerful speech is fueling speculation about a possible presidential run in 2020. Here's what Oprah said when we asked her about a potential run back in October: pic.twitter.com/Swzk6YnW6y
— CBS This Morning ❄ (@CBSThisMorning) January 8, 2018
And she didn't take the bait this summer when The Hollywood Reporter asked if she could defeat Trump: "I will never have to know the answer to that, because I will never run for public office."
Sounds pretty definitive, no?
But three months and one declaration of "stable genius" later, Winfrey may have finally warmed up to the idea. On Sunday, her longtime companion Stedman Graham told The Los Angeles Times, "It's up to the people. She would absolutely do it."
During that October interview, King, who had previously said she would bet her firstborn that Oprah would never run, was changing her thinking. "The rules for running for president have changed," she said.
Winfrey, who became the first black female billionaire at age 49, is currently worth around $2.8 billion, according to Forbes. She sold part of her ownership stake in her cable network OWN to Discovery late last year, but will remain CEO through 2025. She also continues to run O: The Oprah Magazine, which is published by Hearst.
And just as she has been able to get fans to the bookstore to buy her latest Oprah's Book Club pick, she's shown the ability to influence Wall Street by sending Weight Watchers' stock price soaring with her 10% ownership stake purchase in 2015. It jumped 12.5% Monday as a result of her Golden Globes speech.
Thanks to a precedent set by Trump, she may not have to divest herself fully of those interests. But equal time rules dictate she would have to step away from her role as a correspondent on CBS' 60 Minutes (and possibly cease appearing on her TV network), as Trump had to leave NBC's The Apprentice when he ran.
Trump has yet to personally weigh in on a potential 2020 Oprah candidacy, though deputy White House press secretary J. Hogan Gidley told reporters aboard Air Force One, "We welcome the challenge, whether it be Oprah Winfrey or anybody else."
However, the future president did float the idea of a Trump/Winfrey ticket during a 1999 interview with Larry King.
"Oprah would always be my first choice," Trump said. "If she'd do it, she'd be fantastic. She's popular, she's brilliant, she's a wonderful woman. I got a lot of things going, she's got a lot of things going. It'd be a pretty good ticket."
It's also worth noting that at the time, Trump was similarly disinclined to run, saying he loved his life as it was. But he offered a caveat: "I do get tired of seeing what's happening in this country and if it got so bad, I'd never want to rule it out totally."
Will history repeat itself?
Like Seth Meyers said, "Now we wait and see."
Read or Share this story: https://usat.ly/2m8Gnae
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