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Debating Syria
Israel Bombs Gaza – Again
Progressive Radio News Hour Guests for January 3, 4, and 5, 2013
Published by Stephen Lendman at December 29, 2013
by Stephen Lendman
When is a debate not one? When New York Times editors sponsor them. They've had them before. They've got a new one on Syria.
Debates should give all sides equal time and space to air views. Times editors changed the rules. They made their own. They exclude anti-establishment viewpoints.
Opinions contradicting state and corporate policy are prohibited. Vital truths are suppressed. So is free and open dialogue.
Dissent is marginalized. Groupthink is sought. Readers get biased views only. Managed new misinformation is longstanding Times policy.
In August 2012, Times editors presented three similar views on how to end the Syrian war. They were uncompromising. They supported Washington's imperial agenda.
Here we go again. On December 21, Times editors asked: "For Peace in Syria, Will Assad Have to Stay?"
Five so-called debaters presented views. None represented what readers most need to know.
Ryan Crocker is a former US ambassador. His postings included Lebanon, Kuwait, Syria, Pakistan, Iraq and Afghanistan.
He's a longstanding imperial agent. He supports the worst of US policies. He headlined "Assad Is the Least Worst Option," saying:
"We assumed (he was) ripe for toppling…" Ruling Alawites know they "either hang together (or) separately."
"There was never a question that the security forces would turn against the regime and thereby sign their own death warrants."
"Assad isn't going. Most likely, he will get the country back, inch by bloody inch. Perhaps (radicalized elements) will hold a few" northern enclaves.
"(D)o we really want (a) major (Arab) country" run by Islamic extremists?
Crocker understands what he didn't say. Washington deplores peace and stability. It thrives on violence. It stokes it. Doing so furthers its imperial agenda.
It loves radicalized allies. Saudi Arabia, Qatar, Bahrain and other Gulf states are prime examples.
It deplores independent governments. It wants reliable vassals it controls. It wants access to their resources.
It wants unchallenged global dominance. It pursues it by co-opting or ravaging one country after another. No-holds-barred tactics are used.
War is a common strategy of choice. Crocker omitted explaining what readers most need to know.
Ambassadors are paid to lie. Their job is supporting their governments right or wrong.
The New America Foundation is an establishment organization. Bilderberg Group/CIA-connected Google CEO Eric Schmidt chairs its board of directors.
Right-wing ideologue Anne-Marie Slaughter is president and CEO. Randa Slim is an adjunct research fellow. She's a former Rockefeller Brothers Fund senior program advisor.
She headlined "Regional Powers Will Tire of Assad and Conflict," saying:
"The Assad family's regime is finished. (T)he status quo ante can no longer be restored." Syria is predominantly Sunni. "Assad can no longer be their president. He has become their children's assassin."
"Going forward, a war of attrition is the most likely scenario." Opposing sides focus "on outright victory."
"Saudi Arabia, Qatar, Turkey, and Iran will be consequential to ending the civil war…"
Slim is a so-called Middle East analyst. Her analysis suggests otherwise. She's more propagandist than expert.
There's nothing civil about war in Syria. US-supported death squad invaders are involved.
Syria is Obama's war. He began it. He can end it. He can do it by denying insurgents weapons, funding, training and other support.
He can apply pressure on anti-Assad nations. He can end conflict by leaving radicalized elements on their own with no outside help.
They'll largely dissipate without it. They'll no longer be an effective fighting force. It won't happen quickly overnight. It'll take months, perhaps longer.
Conditions will slowly improve. In a year or so perhaps stability can largely be restored.
Over two-thirds of Syrians support Assad. A small minority oppose him. The longer conflict persists, the greater his popularity.
It makes sense. Syrians deplore war. They want it ended. Millions of internal and external refugees want to go home.
The vast majority of Syrians want peace and stability restored. Assad is their last line of defense. He stands between them and radicalized killers. Without him, no one is safe.
If a free, fair and open election was held today, he'd win convincingly. He'd prevail overwhelmingly.
No one can defeat him fair and square. Years earlier, things were different. Not now. Obama's war boosted his popularity. As long as conflict persists, it won't likely diminish.
Professor Joshua Landis heads the University of Oklahoma's Center for Middle East Studies. He headlined "A Cease-Fire Is the Best Hope," saying:
"If the United States and the West are unwilling to depose Assad or destroy the Syrian army, they must come to terms with (his) survival."
He'll likely "remain the ruler of a large part of Syria for years to come. The United States has no good choices for a solution in Syria."
It'll "have to climb down from its position that Assad must go. The Iranians and Russians will have to give up their hope that Assad will destroy the rebel forces arrayed against him and reconquer Syria."
"The Saudis, Turks and Gulf Arabs will have to accept that they cannot destroy the Assad regime and achieve a total Sunni win."
Landis recommends cutting off arms and military support to all sides. Maybe he wants Assad left defenseless.
"Only (denying all sides) will stop the destruction of Syria, outflow of refugees and endless human suffering," said Landis.
"Syria will likely remain a patchwork of autonomous zones for some time."
Recognizing Syrian sovereignty is fundamental. So is respecting international law. Landis mentioned neither.
No nation may interfere in the internal affairs of others. No reason besides self-defense justifies doing so.
Rebuilding, not destroying, Syria should be prioritized. Radicalized elements will lose control virtually everywhere if funding, weapons, munitions and other support are ended.
Who gives America, key NATO allies, and regional ones the right to decide who'll govern Syria or any other nation?
Landis didn't explain. Nor that Syria is Obama's war. Waging it is part of Washington's longstanding Greater Middle East agenda. Imperial conquest and dominance reflects it. Hegemons operate this way.
Hassan Hassan is an Abu-Dhabi, UAE, journalist. He writes for The National. It's a government owned English language broadsheet. It publishes state-sponsored propaganda.
The United Arab Emirates strongly opposes Assad. It wants a radicalized regime like its own replacing it.
It provides weapons and other aid to Syrian insurgents. It does so with full US support. Hassan headlined "Fighting Will Not Stop While Assad Remains."
He calls "a future for Syria with Assad…more of a slogan than a thought-out solution. Beyond the moral considerations, there are practical reasons that Assad cannot hold on to power."
"Without his removal one cannot imagine an end to the violence in Syria."
Hassan ludicrously believes if Assad goes, radicalized elements "will agree to work with the regime's institutions if new leadership offers assurances that they will not be hunted down, and provides a viable, credible road map for a government transition."
Washington ousted Afghanistan's Taliban government. CIA/Union Oil-connected Hamid Karzai replaced him. War without end rages.
Saddam was deposed. Pro-Western puppet governance took his place. Iraq is a cauldron of violence. A state of war effectively persists. Daily mass killing reflects it.
It does so in post-Gaddafi's Libya. Violence, instability, and human misery followed his ouster. Anarchical charnel house conditions exist.
Hassan claims fighting won't end until Assad goes. His departure makes continuing it ferociously more possible.
Rime Allaf is a Chatham House associate fellow. It's a London-based UK Foreign Office/pro-corporate think tank.
She headlined "War's Victims Want No One With Blood on Their Hands," saying:
Assad "continues to savagely repress both peaceful and armed opponents, hoping to terrorize them all back into submission."
"(M)ost Syrians are fleeing into neighboring countries in increasing numbers mainly because of the regime's massive military and air campaign."
"Yet, ridiculous claims that things will get worse if Assad goes continue to circulate…"
"(T)he Geneva charade can't resume without decisions to make a serious change."
Allaf is a shameless imperial tool. Her views are polar opposite truth. Like Hassan, she ludicrously claims ending violence depends on ousting Assad. Restoring stability depends on him.
Most Syrians support him. They rely on him. Liberation depends on his defeating radicalized elements.
Obama bears full responsibility for Syria's conflict. US backed Islamofascists reign death and destruction.
They target ordinary Syrians. Millions fled to escape them. Internally displaced people need Assad's protection. Allaf turned truth on its head.
Times editors and management are longstanding imperial allies. They one-sidedly support wealth, power and privilege. They want Assad ousted. They want pro-Western governance replacing him.
They largely exclude anti-establishment views. Truth isn't their long suit. Orwell called it "a revolutionary act" in times of "universal deceit."
Establishment gatekeepers exclude what readers and viewers most need to know. Managed news misinformation, entertainment, and junk food news substitute.
Stephen Lendman lives in Chicago. He can be reached at lendmanstephen@sbcglobal.net.
His new book is titled "Banker Occupation: Waging Financial War on Humanity."
www.claritypress.com/LendmanII.html
Visit his blog site at sjlendman.blogspot.com.
Listen to cutting-edge discussions with distinguished guests on the Progressive Radio News Hour on the Progressive Radio Network.
It airs Fridays at 10AM US Central time and Saturdays and Sundays at noon. All programs are archived for easy listening.
www.progressiveradionetwork.com/the-progressive-news-hour
www.dailycensored.com/debating-syria/


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Sergio Cerutti, Ph.D.
Advances in Biomedical Signal Processing: towards new Paradigms between Information Integration and Big Data in Health
The lecture will focus on advanced concepts of biomedical signals and data processing which are intended as a route towards new paradigms of definition of such a discipline which bases upon consolidated and well established pillars, but constantly provides new insights into Physiology and Medicine. The real contributions of Biomedical Engineers to this context are continuous and more and more exciting. As widely demonstrated in the literature, the so-called 4M-paradigm (Multivariate, Multiorgan, Multimodal and Multiscale) has allowed to obtain a remarkable fusion of information which produced a significant added value in respect to single-based approach, and the development of new algorithms, new technologies and new global bioinformatic systems has been in favour of this integration process where our Discipline has had a pivotal leading role. It is also worth remembering that big data in health now constitutes a formidable tool for feature selections from signals and data, for diagnostic classification, for therapy evaluation. I am wondering how powerful could result an investigation in which the "intelligence" of a model-driven approach (including models, but also data, biosignals and bioimages) is combined with the "powerfulness" of a data-driven approach which employs sophisticated algorithms of big data analysis, instead of a simplistic query which uses only big amount of data without any connection to the approached physiological or clinical problem. This is an opportunity, rather than a threat, and I wish to leave this message to the wide and always increasing community of young biomedical engineers who are facing now for the first time to our beautiful profession.
Dr. Cerutti is Professor in Biomedical Engineering at the Department of Electronics, Information and Bioengineering at the Politecnico in Milano (since 1994), where he is also Chairman of the B-cube Laboratory (Biosignals, Bioimaging and Bioinformatics) in the same Department. From 1990 to 1994 he has been Professor of Biomedical Engineering at the Department of Computer and System Sciences of the University of Rome "La Sapienza". He has been Chairman of the Bachelor Track (Diploma Universitario) in Biomedical Engineering of the Politecnico in the period 1996-2000. In the period 2000-2006 he has been Director of the Department of Bioengineering of the same Politecnico. In the period 2010-2012 he has been Chairman of the Programs of Biomedical Engineering (1st and 2nd level Degrees) at Politecnico.
His research activity is mainly dedicated to various aspects of biomedical signal and data processing and modelling related to the cardiovascular system and in the field of neurosciences. He is the Author of more than 600 indexed international scientific contributions (about 300 on indexed scientific journals), according to ISI. His h-Index is 50 (ISI) or 63 (Google Scholar). He has coordinated various research projects at national and international levels in various topics of Biomedical Engineering and Bioinformatics.
He spent over a year as a Visiting Professor at the MIT and Harvard School of Public Health, Boston MA, USA, as well as a period of 3 months at the Department of Physics of the IST (Instituto Superior Tecnico), Technical University in Lisbon, Portugal.
He is Chairman of EMB18, Italian IEEE Chapter on Engineering in Medicine and Biology. He is also Chairman of the Biomedical Engineering Group of Italian AEIT (Association of Electrical Engineering and Telecommunication).
He is a Fellow member of IEEE, AIMBE and EAMBES and member of other international and national scientific associations.

redpajama_set_name: RedPajamaCommonCrawl


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According to biographies supplied by the Columbus Foundation and the Columbus Dispatch, newspaper founder Robert F. Wolfe arrived in Columbus, Ohio in 1888 and found work as a shoemaker, eventually beginning the Wolfe Brothers Shoe Company. In 1903, he bought the Ohio State Journal with his brother, Harry P. Wolfe. In 1905, they acquired the Columbus Dispatch. Robert F. Wolfe was publisher of the Journal and the Dispatch until his death in 1927. Harry continued in the publishing and banking business until he died in 1946. Robert's son, Edgar T. Wolfe, Sr., began working for the Journal in 1919 as an advertising solicitor. He later became co-publisher of both the Journal and the Dispatch. Edgar Wolfe also was a banker and civic leader who helped develop air travel at Port Columbus, promoted civic improvements, and supported the growth of hospitals. He died in 1957 at the age of 63.

John W. Wolfe, the son of Edgar T. Wolfe, began his career with Ohio National Bank in 1948. He became vice president and director of BancOhio Corporation in 1957. In 1975, he became chairman of the Dispatch Printing Company, parent organization of the Columbus Dispatch. Brandweek noted John W. Wolfe's penchant for conservatism: "Long after most papers had shed their political orientations, the Dispatch still served as a mouthpiece for the Republican politics of John W. Wolfe, chairman of parent company Dispatch Publishing. After the December 1985 demise of the city's other daily, The Columbus Citizen-Journal, the Dispatch had one less incentive to push itself. But with Wolfe's death in 1994, the paper began a complete transformation." John W. Wolfe died in 1994.

References

1927 deaths
Year of birth missing
American businesspeople
Place of birth missing

redpajama_set_name: RedPajamaWikipedia


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You are here: Posts > Blogs > Will Dixons Carphone be first company hit with GDP...
Will Dixons Carphone be first company hit with GDPR fine?
Organisations across the world scrambled to ensure their privacy and data protocols were compliant with the GDPR's introduction last month, but how stringently will regulators enforce the regulation?
News that a massive data breach has hit Dixons Carphone may have peaked business leaders' interest, with the company admitting criminals targeted 5.9 million customer bank cards and 1.2 million personal data records. Will we finally see the wrath of GDPR regulators in action?
Probably not. The Dixons breach apparently occurred some time in the last year, making it a pre-GDPR era event. As such, the organisation is likely to escape a fine under the regulation, which would have seen the firm pay up to four per cent of revenue or €20 million (£17.6 million), whichever was higher.
Dixons Carphone posted full-year revenues of £10.5 billion in June 2017, so a GDPR penalty could have reached a whopping £420 million - a sizeable chunk of the retailer's £501 million profit for the 12-month period.
What will happen to Dixons Carphone next?
Dixons Carphone may not have to pay a GDPR fine, but the UK Information Commissioner's Office (ICO) will take a dim view of the latest breach for several reasons:
The company seems to have known about the incident for some time;
Customer bank cards were compromised; and
Carphone Warehouse has already been fined £400,000 this year for a 2015 cyber attack.
The Carphone Warehouse breach saw the personal details of three million customers and 1,000 employees accessed, including names, addresses, phone numbers, marital statuses and dates of birth. Approximately 18,000 people had historical card payments exposed.
Dixons Carphone owns Carphone Warehouse following a £3.8 billion merger in 2014.
When announcing the £400,000 penalty in January, information commissioner Elizabeth Denham said companies like Carphone Warehouse should have the resources to ensure their systems are robust.
"Carphone Warehouse should be at the top of its game when it comes to cyber security, and it is concerning that the systemic failures we found related to rudimentary, commonplace measures," she explained.
The ICO is therefore likely to inflict a substantial penalty if the authority feels lessons haven't been learned from the previous incident. Nevertheless, the maximum fine available to the ICO is £500,000 under previous data protection rules.
ICO investigating the latest breach
For now, the ICO remains tight-lipped about its course of action. On Wednesday (June 13th), the office said it is liaising with the National Cyber Security Centre, The Financial Conduct Authority and other agencies to learn more about the breach.
"It is early in the investigation. We will look at when the incident happened and when it was discovered as part of our work, and this will inform whether it is dealt with under the 1998 or 2018 Data Protection Acts," a spokesperson said.
One factor working in Dixons Carphone's favour is that the vast majority of compromised card details have chip-and-pin protection. This means any information accessed will not contain PINs or card verification values (the three-digit code on the back of the card).
While criminals also accessed approximately 105,000 non-European cards without chip-and-pin, Dixons Carphone claims there is no evidence that fraud has occurred as a result.
"We are determined to put this right and are taking steps to do so; we promptly launched an investigation, engaged leading cyber security experts, added extra security measures to our systems and will be communicating directly with those affected," said chief executive Alex Baldock.
Preparing for a GDPR future
Dixons Carphone may dodge a multi-million-pound fine this time, but businesses will no doubt keep a keen eye on developments to gauge how regulators may deal with GDPR failings.
The incident could also encourage more organisations to ensure their GDPR compliance procedures are up to scratch, particularly if the ICO and other authorities take a no-nonsense approach to recent breaches.
Businesses will require the best cyber security professionals to maintain an adequate defence against increasingly sophisticated attacks. If you need to discuss your security and resilience needs with a specialist recruiter, please contact me on 020 7936 2601 or via email at am@barclaysimpson.com.


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ProSource Names Nortek Security & Control Specialty Vendor of the Year for Technology
CARLSBAD, CALIFORNIA — Nortek Security & Control LLC (NSC), a global leader in wireless security, home automation, access control, and health and wellness technology, today announced that its ELAN Intelligent Home Control brand has been awarded with ProSource's Specialty Technology Vendor of the Year. The award was presented at ProSource's annual Spring Meeting, held April 29th through May 3rd at the La Cantera Resort and Spa in San Antonio, Texas.
The award is determined by vote, with nominations cast by over 500 custom installation dealers in a variety of technology categories. "We are honored to accept this year's award from ProSource," stated NSC Director of Sales Jeff Costello. "It's especially important as the nominations and votes come from the dealers themselves. The ELAN team and all of Nortek
Security & Control is committed to providing our dealers with innovative products, backed with exceptional service, support and business programs."
"Nortek Security & Control is a valuable partner that provides dealers with best-in-class products and support," said Dave Workman, ProSource CEO and President. "The ELAN platform is pushing the boundaries of home automation. With the recent introduction of its Intelligent Touch Panels and Surveillance cameras – both of which are enhanced with face recognition – dealers have more options than ever before to please their customers."
About ProSource
ProSource is a cooperative, member-governed, not-for-profit buying group representing more than 550 specialty retailers and custom integrators. With annual sales of more than $5 billion, ProSource is the largest specialty and consumer-electronics merchandising group in the United States, which allows it to negotiate stronger programs with manufacturers, help independent dealers stay relevant to consumers, and keep the specialty AV channel competitive. For additional information go to www.prosourceinfo.com.
About ELAN
ELAN, part of Nortek Security & Control, develops an award-winning line of whole-house entertainment and control solutions distributed through a comprehensive channel of select dealers throughout the United States, Canada, and countries worldwide. The ELAN 8 update was honored with the "2017 Human Interface Product of the Year" award. The new ELAN Intelligent Touch Panels add face recognition and voice control for a truly intelligent home experience. To learn more, visit www.elancontrolsystems.com.
About Nortek Security & Control
Nortek Security & Control LLC (NSC) is a global leader in smart connected devices and systems for residential security, smart home, access control, and digital health markets. NSC and its partners have deployed more than 5 million connected systems and over 25 million security and home control sensors and peripherals. Through its family of brands including 2GIG®, ELAN®, GoControl®, Linear®, Mighty Mule®, IntelliVision®, and Numera®, NSC designs solutions for security dealers, technology integrators, national telecoms, big box retailers, OEM partners, service providers, and consumers. Headquartered in Carlsbad, California, NSC has over 50 years of innovation and is dedicated to addressing the lifestyle and business needs of millions of customers every day.
Other brand names and product names mentioned herein may be the trademarks, tradenames, service marks or registered trademarks of their respective owners.


One of Emily's strongest values is teamwork and promoting collaborative design. As a graduate of Kansas State University's Interior Design program and with tenured industry experience, she brings an extensive background in commercial design, furnishings, and materials specification to the team at HTK. She believes in providing a well-researched, creative design solution that enhances each project's interior environment.
She grew up in the country and love being outdoors.
Even though we currently live in a social media crazed society you will rarely see her 'post' anything – she refrains from 'selfies'. She texts in full sentences.
Her children's activities keep her busy outside of the office and they spend most weekends at a ballpark during the spring and summer.


Whether you're having a family gathering or hosting game night or movie night, our Myleene Collection is ready to meet your needs. This motion set features plush bonded seating and contrasting baseball stitching which adds a touch of style. The sofa and love seat are equipped with built-in cup holders for your convenience. The love seat also features a storage compartment below and two gliders.


The most widely used notion of privacy is that of control over personal information. The importance of social network sites and serviceshave been increasing since some years. The introduction of ubiquitous systems, wearable computing and "Internet of Things" technologies in our digital society results in a large-scale data generation. In the same time there were an increasing number of socially intelligent agents who gather, manage and maintain the data. In this paper we will focus on two aspects: the location and user modeling. We learn about some techniques or methods used for providing privacy to the users. These methods are interesting, but not perfect. It's why we also take a look semantic-based methods, in order to have more reliable methods providing privacy.


You've spent the last 4 months trying to get your client a mortgage on his investment property. You gathered all his personal, business and real estate financial information, for not only the property you're trying to finance but for all his business and property interests. You've done projections, forecasts and read through 200 page appraisals. You've put together a loan package, sent it to numerous commercial mortgage lenders, only to find out each one needed the same information filled out on their particular unique forms. So you've spent dozens of hours more transferring the same information to tens of different applications. You've spent numerous hours obtaining "additional information" for each potential interested lender. And now you've exhausted all possible institutional mortgage sources and still no loan.
Sound familiar? Perhaps you're new to the commercial mortgage field. You have been successful originating residential loans, took the NAMB Commercial Mortgage course and decided to expand your practice to include commercial and investment property mortgages. Or maybe you're already a commercial mortgage broker, successful in obtaining financing for some clients, but feel you just spin your wheels trying to obtain financing for others. The key to spending your time more productively is to understand when institutional commercial mortgage money is NOT available for your client. The key to earning a commission from these same clients is to understand what type of financing may be available for this same client.
Private mortgage loans are loans secured by real estate made by a private lender instead of a bank, lending institution or government agency. Private mortgage loans are short-term (ranging from six months to three years) hard money or asset based loans made to the professional real estate investor for the purchase, rehabilitation or equity cash out of real property. This means that the decision to lend is based on the equity and value of the property being put up as collateral, not on the borrowers credit. The security for the loan is enhanced because the loan represents a maximum of 65% - 70% of the appraised value of the income producing property. On non-income producing property (raw land, lots, construction money) a maximum of 55% loan to value is lent. Investors can expect to pay interest rates of 12% to 14% on first liens and 16% to 18% on second liens in this current low interest rate environment. Historically first lien yield of six points over prime has been obtainable.
Why are real estate investors willing to pay high rates to borrow private money?
When interest rates of 14% to 18% are added to four-to-eight points, the real estate investor/borrower is paying 20% plus annually for the money borrowed. Its obvious why this is a good deal for the private mortgage lender, but why should real estate investors be willing to pay these high rates when conventional mortgage money costs 7% to 10%? There are many reasons, but all fall into four categories.
The real estate investor/borrower and/or the real property does not qualify for an institutional mortgage loan. This can be anything from low borrower credit scores or too much borrower debt, to the borrower's properties not producing a sufficient enough income. Further, the property itself may not support the type of loan the borrower wants. Many institutional lenders will not loan amounts under $500,000; many will not lend second lien money even if there is significant equity in the property. If major repairs or rehabilitation is necessary, institutional lenders will not be interested unless the project is very large and the borrower has an extensive track record. In these cases the private mortgage lender may be the only resource available for the real estate investor/borrower.
Institutional lenders are concerned with both the appraised value of the property and borrower and property credit. Private mortgage lenders are only concerned with the appraised value, as long as the appraised value represents a fair market price. Hence, if a property is producing or can produce sufficient income to pay the note and the value of the property will fully secure the note and provide sufficient equity, then the borrower's credit is not an issue for the private mortgage lender.
Speed of closing the transaction. Mortgage money obtained from banking or institutional sources, called conventional mortgage money, usually takes between 60 and 90 days to fund. Institutional lenders need not only obtain appraisal of the value of the property, but also require detailed examination of the borrowers credit history and current financial status, as well as financial statements and tax returns, not only for the property collateralizing the loan but for all real property and business interests owned by the borrowing entity and the borrower himself.
Private mortgage lenders on the other hand can usually complete a transaction within seven-to-10 days. Since the property itself is the main criteria to be used to determine loan eligibility, much less information on the borrower and the borrower's other properties are required, resulting in a much quicker approval process. The private mortgage lender can make a decision within 24 hours of receiving information; institutional mortgage money must be approved by a loan committee that may only meet twice a month, and that may send the loan request back to the loan officer for more information, necessitating a further two week delay until the committee meets again.
Borrowers may not want or be able to provide personal financial information or go through the hassles of the application process associated with obtaining an institutional mortgage loan. The borrower may be going through a divorce or business separation and may not want his wife, partner, government, lawyers, etc. to obtain his personal financial statement. Additionally the borrower may not have all financial information on all his real properties and businesses up to date or complete; he may have filed for an extension on his latest tax return; his accountant may be behind in preparing his financial statements. While all these would negate or at least delay his getting an institutional mortgage, it should have no effect on the borrower's ability to obtain a private mortgage loan.
The real estate investor may be able to borrow more from the private or hard moneylender and therefore have less of his own capital invested in the property. Institutional mortgage lenders lend based on the lower of the cost of the property or appraised value of the property; private mortgage lenders lend based on the appraised value only. Hence the real estate investor utilizing a private or hard money loan is not penalized for purchasing the property at a significant discount to market value. Additionally, most private mortgage lenders do not have onerous seasoning requirements to make the loan.
The investment parameters for private mortgage loans differ considerably from those of institutional mortgage loans, as we partially discussed in the previous section. The most important parameter to be considered when evaluating a private mortgage loan request is loan to value. This is the ratio of the amount lent expressed as a percentage of the properties value. For example if an office building is worth $100,000 and we lend $65,000 total secured by this office building, then our loan to value ratio, or LTV is 65%.
Private mortgage lenders will typically lend up to 50% on raw land or undeveloped property; 65% on commercial income producing property such as office buildings, shopping centers, warehouses, etc. and 70% on residential income property such as a duplex or apartment complex. The key words here are up to; the maximum amount will be lent if all additional criteria are met and if the lender feels good about the loan, lower amounts can be lent if the loan or borrower is considered less than ideal. This is a gut decision made by the lender with an in depth understanding of the criteria being used and the experience of looking at many lending proposals.
The second parameter is the type of properties to lend on. This is often determined by the comfort the lender has in disposing of this type of property in case of default. All other things being equal, single use property which would take a year to sell is obviously less desirable than a multi tenant office building which would not only sell quickly at 65%-80% of market value, but which would be producing income with tenants paying rents while the property is up for sale.
The third investment parameter the private or hard moneylender is concerned with is the cash flow or income potential of the property being put up as security for the note. Although many private mortgage lenders are liberal in this area, the monthly interest payments to keep the note current must come from somewhere. If the property is rented out and is producing a cash flow after all expenses of an amount at least equal to the note payment, the monthly payments can be covered by the property income alone without the borrower having to come out of pocket. This adds a great degree of safety to the note. Cash flow from other income properties or other sources can be substituted for cash flow from the property being placed as collateral; however, the income to pay the mortgage payments must be available from some source.
The fourth major investment parameter the lender must consider is exit strategy. Very simply, this is how the borrower plans to repay the loan. Since most private mortgage loans are short term the private mortgage lender has a keen interest in finding out the borrower's exit strategy and in analyzing whether this exit strategy is viable, and the risk of this particular exit strategy. The particular exit strategy must have a reasonable chance of success.
Typical exit strategies include property sale before the note is due, refinancing the property with a long term mortgage loan, packaging the property with other properties owned or to be acquired by the borrower and obtaining a blanket mortgage on all the properties, borrowing on equity in other property owned by the borrower and selling a partnership interest in the property to an equity investor. Each of these strategies has numerous variations. The lender must determine the viability of any particular exit strategy.


CP Cases and Source Medical have partnered to develop a lightweight compact casing solution for innovative 3D bladder scanning technology.
The protective carry case, designed and manufactured by CP Cases for Source Medical 3D bladder scanning equipment, improves the functionality of the small and powerful bladder scanner twofold: by reducing the load for community teams due to carrying lighter-weight equipment and providing time savings through improvements to the functionality of the equipment within the case itself.
An innovative device, it delivers cost-effective solutions to healthcare providers in both the NHS and the private sector.
It was developed following discussions with the UK's largest acute hospital trusts, community and mental health trusts, and other care providers.
During these talks, Source Medical identified that community continence teams were subjected to carrying large, costly and heavy equipment out into the community on a daily basis.
And they needed a smaller, more-user-friendly option that would make life easier and, if possible, reduce NHS expenditure.
As a result, Source Medical identified an innovative, less-expensive, state-of-the art solution that would provide a greater level of flexibility and save money.
However, the carry case the technology came in was cumbersome and not optimised for its use and function.
Furthermore, Source Medical believed it could bring the product to life with a better-designed casing solution that would be practical as well as protecting the technology inside, providing cost savings and significant advantages for the end user and making the lives of NHS staff easier.


CNN, the network that unethically offered debate questions to Hillary Clinton, who unethically accepted them.
Maybe the first was Hormones ?
How was that shot of sodium pentathol???????
Explain why their child's like that.
yes but not in the Bible.


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Hospital Safety Grades Show Harlem, Uptown And NYC Facilities In Poor State
New York City hospitals historically don't get a lot of love from the experts that publish Leapfrog's biannual hospital safety grades report, so even incremental improvement is a win. While healthcare providers in the five boroughs were given mediocre grades across the board, only one hospital managed to earn an "F" in Leapfrog's Spring 2019 rankings.
In total: One hospital earned an A grade, four earned a B grade, 24 earned a C grade, 15 earned a D grade and one earned an F grade. The numbers show an increase in "B" hospitals and a decrease in "F" hospitals, which is an encouraging trend compared to the Fall 2018 rankings.
The Leapfrog Group explains that its rating system is focused entirely on errors, accidents, injuries, and infections. The hospital safety grades are released by the nonprofit group twice a year, in the spring and in the fall.
For this round of rankings, the Leapfrog Group's research found that patients at hospitals that receive "D" or "F" grades face a 92 percent greater risk of avoidable death compared to "A" hospitals. At "C" and "B" hospitals, patients on the average face an 88 percent and a 35 percent greater risk respectively reports a source.
Here are the grades Harlem and Uptown were given by the Leapfrog Group:
11. Mount Sinai St. Luke's: C
15. NYC Health + Hospitals – Harlem: C
20. New York-Presbyterian Hospital Columbia University Medical Center: C
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The group estimates that if the risk at all hospitals was equivalent to what it is at "A" hospitals, 50,000 lives would have been saved. Overall, the researchers estimate that 160,000 lives are lost every year due to avoidable medical errors. That figure is down from 2016 when the Leapfrog Group estimated there were 205,000 avoidable deaths.
"The good news is that tens of thousands of lives have been saved because of progress on patient safety. The bad news is that there's still a lot of needless death and harm in American hospitals," Leah Binder, president, and CEO of the Leapfrog Group said in a press release. "Hospitals don't all have the same track record, so it really matters which hospital people choose, which is the purpose of our Hospital Safety Grade."
Leapfrog assigns A, B, C, D and F letter grades to general acute-care hospitals in the United States. Leapfrog explains that the safety grade includes 28 measures that are taken together to "produce a single letter grade representing a hospital's overall performance in keeping patients safe from preventable harm and medical errors." The group uses performance measures from a variety of sources, including the Centers for Medicare & Medicaid Services, the Leapfrog Hospital Survey and the Centers for Disease Control and Prevention. (You can read more about the letter grades here.)
This entry was posted in Harlem, Hospitals and tagged Centers for Medicare & Medicaid Services, Hospital Safety Grade, Hospital Safety Grades, Leah Binder, Leapfrog Group, New York City by Harlem World Magazine. Bookmark the permalink.
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After 20 years, Hashimpura survivors find hope in RTI Act
The Hindustan Times, 27 May 2007: http://www.hindustantimes.com/
Rediff News: 25 May 2007
http://www.rediff.com/news/2007/may/25bobby.htm
The Seoul Times (South Korea): 25 May 2007
http://theseoultimes.com/ST/?url=/ST/db/read.php?idx=5353
Pakistan Tribune: 25 May 2007
http://www.paktribune.com/news/index.shtml?179173
Asian Tribune (Sri Lanka and Thailand): 25 May 2007
Two Circles.Net: 24 May 2007:
http://www.twocircles.net/2007may24/hashimpura-survivors-file-615-rti-applications-20-years-long-pursuit-justice.html
Hashimpura survivors file 615 RTI applications after 20 years long pursuit of justice
Bobby Ramakant
Even years after the sordid Hashimpura massacre in Uttar Pradesh, in which Provincial Armed Constabul ary (PAC) personnel allegedly gunned down over 40 people on 22 May 1987 (all muslim), justice remains still out of sight.
On 24 May 2007, two survivors and many members of 36 families of those killed on the fateful day of Hashimpura bloodbath came to Lucknow – UP's state capital - to file 615 applications under The Right to Information Act 2005, at the office of Director General of Police demanding critical information pertinent to the case.
The Right to Information Act which came into force on 12 October 2005, empowers every citizen with the right to inspect works, documents, records, take notes, extracts or certified copies of documents or records, and obtain informa tion in form of printouts, diskettes, floppies, tapes, video cassettes or in any other electronic mode or through printouts in largely all government agencies across the country (except J&K).
The Hashimpura massacre occurred during the communal riots that broke out in Meerut in May 1987. Apparently, the immediate provocation was the Rajiv Gandhi-led Central government's decision to open the Babri Masjid for worship by Hindus . Curfew was imposed and PAC personnel conducted a search-and-arrest-operation in several Muslim localities in the city. On 22 May 1987, they booked hundreds of Muslim youth from Hashimpura, though there was no rioting in that area of Meerut city. Also there were hindu localities in Hashimpura as well, which weren't affected by PAC's operations.
About 50 of them, all muslim and mostly daily wage labourers and poor weavers, were taken by PAC in a truck from Hashimpura Mohalla in Meerut to the Upper Ganga canal in Murad Nagar, Ghaziabad, instead of taking them to the police station. The y then shot some of them, one by one, and threw them into the canal.
RTI Act gave a beacon of hope to people impacted by Hashimpura massacre who have been relentlessly striving for justice since past 20 years. The triad of police, administration and judicial system made all efforts to delay or even expunge the case in some instance. After 20 long gaping years, out of 164 witnesses, only 3 prime witnesses have given statements so far in the court. How many decades more do the courts need to bring to books those who were responsible for this gory and shameful mass killing of innocent people?
They are asking the State to tell them why these PAC accused have not been suspended from service while being prosecuted for custodial murders? What departmental proceedings and disciplinary action, if any, were initiated against them? Why was there a delay of almost a decade in even charge sheeting the PAC accused? Why were most of those indicted by the CB CID Report let off the hook? They are asking for the CBCID Inquiry Report into the PAC killings to be made public.
Zulfikar Nasser, one of the survivors of Hashimpura Massacre, narrated the blood-curdling experience of seeing two persons being shot and thrown into the canal. "I was the third in line. I was pulled out of the truck and as I fell down, I was shot," he said. The bullet hit him in the underarm. He feigned death by holding his breath. The PAC personnel threw him into the canal, said Nasser. He escaped, concealing himself in bushes. He heard relentless cries for help and sounds of bullet shots. "I could hear thuds after the bodies of 15 or 16 persons were thrown into water."
Another survivor Mohamed Naem, who was of 17 years then in 1987, said that when few people were dragged out of the truck by PAC, shot mercilessly and thrown in the canal, out of utter desperation and hopelessness, they attacked the PAC personnel within the truck. PAC fired aimlessly injuring many. One of them was 22 years old Quamruddin, w ho got shot in the abdomen and fell upon Mohamed Naem who was 17 years then. Later when Naem was pulled out of the truck, he was thrown into the canal mistaken for being dead. He survived and clung onto the shrubs near by and witnessed the mindless fenzy.
In 1988, the State government ordered an inquiry by the Crime Branch - Central Investigation Department (CB-CID). The CB-CID 's report, submitted to the State government in 1994, was never made public. In 1995, some of the victims moved the Lucknow Bench of the Allahabad High Court to make the report public and to prosecute those indicted in it.
The CB-CID filed the charge-sheet only against 19 of the PAC personnel although 66 PAC personnel were indicted by it earlier.
Between the years 1997-2000 the court issued 23 warrants summoning the accused policemen but none appea red.
Finally, 13 years after the massacre, 16 of the 19 accused surrendered in groups in May 2000. Although their bail applications were initially rejected by the CJM, the accused managed to obtain bail from the court of the District Judge, Ghaziabad.
In 2001, the victims filed a petition before the Supreme Court asking for the case to be transferred from Ghaziabad to New Delhi as the conditions there would be more conducive to the trial. The Supreme Court transferred the case to Tis Hazari in New Delhi. In November 2004, the government appointed Surinder Adlakha as Special Public Prosecutor.
After 19 years of the Hashimpura massacre, finally in May 2006, the Court framed charges against all the accused PAC men for murder, conspiracy to murder, attempt to murder, tampering with evidence etc under Sections 302/ 120B/ 307/ 201/ 149/ 364/ 148/ 147 Indian Penal Code.
Maulana Mohammad Yamin, the President of Hashimpura Legal Advisory Committee, said that "This case is about the first instance in which those who were appointed to keep the peace carried out attacks in cold blood."
The 18 rifles used by PAC jawans to allegedly mow down over 40 muslims of Hashimpura in 1987 were redistributed among the personnel of the force. The shifting of the case property - vital evidence - from the custody of the investigating agency has put a question mark on the judiciary. Legal experts are calling it a "destruction of evidence" on the part of the investigating agency.
The Hashimpura massacre proves how difficult it is to prosecute police personnel accused of communal crimes. According to Vibhuti Narain Rai, who was then Superintendent of Police in Ghaziabad when Hashimpura massacre took place, and is a senior police official in UP today, most of the police personnel posted in Meerut thought the riots were a result of Muslim mischief. They believed that Meerut had become a "mini-Pakistan" because of "Muslim intransigence" and that it was necessary to teach the community a lesson. This bias is only exacerbated by the State's reluctance to prosecute police personnel as seen in the Hashimpura trial.
The fight against communalisation requires drastic changes in the policy of recruitment, training and syllabi of the police. The percentage of minorities, especially Muslims, is only 5 to 6 per cent in most States. Massacres like those of Hashimpura, are a result of a deep and inherent communal bias in the leadership of the police. Unless we reserve some seats for minorities, this bias may never go.
It is the courage and spirit of the people to strive for the truth and justice that can put a stop to the mindless fake encounters, custodial deaths and communal killings, which pose a grave threat to Indian democracy and human rights.
Rediff News: 25 May 2007: http://www.rediff.com/news/2007/may/25bobby.htm
The Seoul Times (South Korea): 25 May 2007: http://theseoultimes.com/ST/?url=/ST/db/read.php?idx=5353
Pakistan Tribune: 25 May 2007: http://www.paktribune.com/news/index.shtml?179173
Asian Tribune (Sri Lanka and Thailand): 25 May 2007: http://www.asiantribune.com/index.php?q=node/5860
Two Circles.Net: 24 May 2007: http://www.twocircles.net/2007may24/hashimpura-survivors-file-615-rti-applications-20-years-long-pursuit-justice.html
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This morning I woke up to a nice little surprise. A blue check by my name!
Being verified just means that you're legit and on the right track (I guess!). Next up, Fashion Bomb Daily!
At any rate, yesterday I was graciously invited to the Saks Fur Salon to try on a few furs.
I've been into furs for quite some time (I mean there's no better way to stay warm in frigid NYC temps)! In the past, I've worn mostly vintage furs, but yesterday was the first time I tried on coats by Fendi, Valentino, Rindi, and Giambattista Valli, made out of sable, fox, and even chinchilla*.
When I tell you they are luxury personified…! The chinchilla coat (which rings in at $84,000) felt like a cloud from heaven.
I probably would have never tried on such pricey pieces in the past. But when you stare at yourself in the mirror with a piece like that on, you look and start to feel like royalty. When you look good, you feel good, when you look like who you want to be, you become that.
Fashion is given a bad rap because, let's face it: it's a highly superficial industry. But clothing affects how we feel about ourselves and how others perceive you.
*I know fur is controversial. It's not for everybody! But I eat meat, wear leather, and love fur. No apologies.


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US to deploy thousands of additional troops to Middle East following Soleimani killing
The US is sending thousands of additional troops to the Middle East, according to a US defense official.
Friday, January 3rd 2020, 12:50 PM EST by CNN Newswire
The US will deploy thousands of additional troops to the Middle East as tensions with Iran mount following the airstrike that killed Qasem Soleimani, a US defense official told CNN.
The additional troops will come from the Immediate Response Force of the 82nd Airborne Division. CNN has previously reported that these forces had been placed on prepare-to-deploy orders and would be sent to the region if the situation merited it.
READ MORE | UPDATE: Iran vows revenge and 'harsh retaliation' after U.S. kills its top general
Following the disturbance at the US embassy in Baghdad, the US deployed 750 troops from the same unit and said that additional deployments were possible.
The new deployment will encompass the rest of the brigade, typically about 3,000 soldiers.


text:
SGA proposes new constitution
C.J. Fryer
Students at Northern Kentucky University will have the opportunity to vote on proposed changes to the Student Government Association constitution during a student referendum Jan. 19.
The student senate approved the constitutional changes at its Nov. 29 meeting in a 17-2 vote. If the changes receive a majority vote in the student referendum, they will then go before the Board of Regents for final approval at its Jan. 26 meeting.
According to SGA President Andy Hixson, the proposed constitution is a more "solid" version of SGA's current constitution.
"(The proposed constitution) clarifies certain processes where there were a lot of gray areas in the last one," Hixson said. "There are no real profound changes."
These "gray areas" were brought into the spotlight during the SGA presidential election last spring.
When Hixson was elected last April, the SGA election committee disputed the results with university officials, claiming Hixson did not meet eligibility requirements based on its interpretation of the current constitution. The administration had announced Hixson as the winner while the election committee said it would not recognize votes for Hixson and declared his opponent, Eric Fegan, the new president.
The Board of Regents, which holds final authority over actions of SGA, later announced that it would not consider revoking the election results and concurred with the administration's decision that Hixson rightfully won.
"You don't realize that a document's flawed until something like that happens," Hixson said. "Anybody off the street should be able to pick up your constitution and make an interpretation on a matter. It should be clean cut, no problem. The original that we're going under is not like that."
Some senators claimed that Dean of Students Kent Kelso, SGA's adviser, overstepped his boundaries during the election controversy. According to Hixson, the proposed constitution more clearly lays out the adviser's role in SGA.
Sen. Michael Tobergta abstained from voting on the new constitution because he said it fails to empower students.
"It's taking away power from the students and (giving) too much to the administration," Tobergta said. "The administration wanted to ensure that there was some documentation that they had authority… to step in and basically control the students.
"We can't be treated like children, and that's exactly what this document is doing."
Hixson said that's simply not the case.
"The administration is not sitting around going, 'What can we do to Student Government?' That's not happening," Hixson said. "Some people in SGA create that 'hey, the administration is out to get us' (sentiment) to get students behind them. This administration is so pro-SGA."
This is SGA's second attempt in the past year to change its constitution. University officials deemed SGA's last proposed constitution a "flawed document," and while it was approved by the student senate and the student body, NKU President James Votruba recommended sending the document back to SGA at the Board of Regents' July 21 meeting.
Last year's proposed constitution included governance over the Activities Programming Board and the Residential Housing Association, as part of an idea of "shared governance," a policy of increased collaboration between SGA and other student organizations. Many critics of the document claimed that it gave SGA disproportionate control over these organizations.
Hixson said at SGA's fall retreat that producing a new constitution – one that was "completely different" from the previously proposed version – was one of his biggest priorities for the year. He created a constitution committee at the beginning of last semester to draft a new document. The committee consisted of: Executive Vice President Jeff Iker, Sen. Tobergta, Sen. Ben Harrison and Sen. Josiah Brock.
The committee created a new constitution that dropped the idea of "shared governance."
"Other student organizations are completely left out of it," Hixson said. "There's nothing about power control at all. We don't get any more power than we already have with this new document. Some people in SGA want it to have more power. I don't, which might sound weird.
"If you need a document to give you power, then you're doing something wrong. Your leverage should come from… (being) a team player."
Hixson said that the only way SGA should take over control of other organizations and their funds is if there is a student initiative for the action, not an SGA initiative.
Voter turnouts in SGA elections are historically low, and many senators predict this referendum will be no exception.
"There's the anxiety that numbers are going to be down just because of coming off of (winter) break like this," Hixson said, "but we need to get it done now so it can go before the board for the January meeting. Once the board passes that constitution, then we can structure our (spring) election in April."
"If you have 50 people (vote), I'd be surprised," Tobergta said.
The election will take place online between 7:30 a.m. and 10 p.m. Students can vote on or off campus at http://elections.nku.edu/sga.
The current and proposed constitutions can be viewed at http://studenthome.nku.edu/~sga.
Students who have any questions regarding the proposed changes to the constitution are urged to contact SGA at (859) 572-5149.
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Original title If I Die in a Combat Zone, Box Me Up and Ship Me Home
Author Tim O'Brien
Setting Vietnam
If I Die in a Combat Zone
If I Die in a Combat Zone remykres If I Die in a Combat Zone Essay Men have always viewed a love or need for a woman as a weakness. This is especialty true in the military, where violence is sexualized and women are viewed as unnecessary. In a way. this is done to make life in the army easier because their are no women in the majority of their time. During an occupation, the local women have to...
Read more 177
If I Die in a Combat Zone essay example for high school
If I Die in a Combat Zone mmmmmmaaaa US History Analytical Summary It Die in a Combat Zone is an intense personal account of Tim O'Brien's tour of duty in Vietnam. He absolutely hated the fact of going to war. He starts off as a cocky college student, and through the course of the book, he changes. O'Brien uses very vivid descriptions of the terrain, weather and of the conflicts...
If I Die in a Combat Zone Essay Topics
1. In the event that I Bite the dust in a Battle Zone comprises of twenty-three short sections and an afterword. The parts are not generally in sequential request. For what reason may O'Brien have organized his book thusly? How does this structure bolster or repudiate his perspectives about war? 2. Sections 16 and 22 take their titles from the Socratic discourse Laches, in which Socrates...
If I Die in a Combat Zone Chapter 22 Summary
"Mental fortitude Is a Specific Sort of Saving" The part starts with a long citation from Plato's The Republic. Socrates and a character named Adeimantus are talking about the capacity of the military. Socrates says a piece of the city is gallant, alluding to the military. The military's boldness comprises of "preserv[ing] the feeling about which things are...
"Dulce et Dignity" The part begins with a letter from Erik. He thinks about he and O'Brien's different destinies in Vietnam: O'Brien is in the infantry, and Erik has work in the back. Alongside about every other person in Alpha Organization, O'Brien yearns for work in the back, far away from the battling. He stands out this desire from the "marvelous,...
If I Die in a Combat Zone Chapter 8 Summary
"Alpha Organization" O'Brien describes his first month with Alpha Organization, which is "for the most part an excursion" (79). At the point when the organization is moving, it is trailed by "whores and young ladies" just as certain youngsters filling in as valets or packhorses (80). O'Brien learns the dialect and the monikers of the organization....
"Hearts and Psyches" O'Brien portrays a discussion between a skipper and a "Chieu Hoi" (187). The South Vietnamese government ran what it called the Chieu H? I Program, which can be deciphered as Activity Open Arms. The thought was to utilize purposeful publicity to 26 persuade Viet Cong guerilla warriors to abandon and work for the administration of South Vietnam....
"The Tidal pond" During the catastrophes under Smith, Alpha Organization discovers something of a break. They are requested to monitor a little town arranged on a tidal pond. "It's anything but a town Gaugin would have painted," O'Brien comments (165). (The nineteenth century French painter Gaugin broadly invested energy painting the islanders of Tahiti.)...
If I Die in a Combat Zone Analysis
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MayorWatch
London News and Comment
London's congestion charge 'should be replaced by usage-based pricing scheme'
January 19, 2017 - Martin Hoscik@MayorWatch
London's 'flat rate' congestion charge should be replaced with a new system which charges drivers based on the time of day they enter the charging zone and how long they spend in it, according to a new report from the London Assembly.
High levels of congestion cause delays, including to buses which are falling out of favour with passengers due to longer journey times, and worsen the capital's already heavily polluted air.
The report, published by the Assembly's transport committee, describes the congestion charge scheme as "a blunt instrument" which is "no longer fit for purpose" due to its reliance on out of date technology.
Assembly Members say the current flat rate no longer acts as a deterrent to many drivers and that only a major overhaul will cut the number of cars and other vehicles on the capital's streets.
Introduced by Mayor Ken Livingstone in 2003 to cover a section of central London, the scheme was later expanded but was reduced in scope following Boris Johnson's 2008 election win.
Beyond periodic increases in the daily charge, the scheme is largely the same as when it was first launched almost 15 years ago. AMs claim that "a lack of political will" in City Hall over recent years has prevented the major overhauls needed if it's to continue reducing traffic levels.
They want current Mayor Sadiq Khan to draw up plans for a new scheme which uses newer, smarter technologies capable of targeting drivers who enter the charging zone during the busiest hours as well as those who spend longest in it.
Such a policy could see mini cab drivers, whose numbers have grown dramatically in recent years and are cited as a major cause of London's congestion, pay more to use the roads.
In the meantime, AMs want the current scheme reformed so that it better targets the journeys causing congestion and resulting delays.
Their report also calls on City Hall and Transport for London to look at ways to reduce daytime road use, including reducing restrictions on night-time deliveries and piloting a local Workplace Parking Levy.
TfL Commissioner Mike Brown recently told AMs that couriers delivering personal parcels to workplaces are also increasingly responsible for congestion. Today's report calls on City Hall's agencies, including TfL, to pilot of a ban on such deliveries to their premises.
Caroline Pidgeon, who chairs the committee, said: "Something dramatic has to be done about the enormous congestion problem on London's roads. The issue is costing our city money and costing Londoners their health and wellbeing.
"TfL is doing a lot to tackle congestion, but not enough. Road pricing would be a fairer approach, as road users would pay according to how much they contribute to congestion."
The report has been welcomed by Institution of Civil Engineers which has previously called for the introduction of road pricing to help fund new infrastructure investments.
London Director Suzanne Moroney said: "Investing in our road infrastructure is vital, but we must also use the limited road space we have to the best of our ability.
"Whilst the congestion charge has seen a reduction in traffic, it is increasingly clear that it isn't performing as well as it did in the early years following its introduction in 2003 and could be reviewed to take greater account of journey length and congestion peaks."
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First version of our Business Finder theme was released in August 2013 as an absolutely unique design and theme concept inspired by our very successful Directory Theme. Theme was continuously updated with new features, it was getting better and better. Over the three years Business Finder WordPress theme received dozens free updates, which is remarkable.
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Extension plugins are not included in the theme package. Yes – theme and plugins do cost more that a generic multi-purpose theme, but you're not buying just a WordPress theme, you're buying yourself a fully working and proven online business.
Some things in the demo are commercial add-ons that aren?t included in the download. Business Finder+ WordPress theme is tested & fully compatible with the following extension plugins. These plugins are not required for your website to function and only needed if you require the additional functionality provided. These plugins are not bundled with the theme.
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Note: Images used on our demo sites are proprietary images and are not included in the theme package.


By Gary Gamble August 28, 2018 Action / Comedy / Directors / NEWS / remakes / upcoming releases to watch out for .
When I first heard the news that they were going to reviving one of the finest movies in existence of film history, I nearly curled up into a ball and died. I wasn't shocked that they were trying to reboot Big Trouble In Little China, I mean, we do live in a time of constant originality. Everything is a reboot, a sequel, a prequel. This is a universe that has been laying dormant for years, all that is about to change. If I am right, we are gonna be seeing a hell of a lot of movies set in this world.
So now, the question remains and is more important than ever: What would Jack Burton do at a time like this?
"There's a lot of things going on with [Big Trouble in Little China]. We are in the process of developing that, and let me tell you, the idea is not to actually remake Big Trouble in Little China.
You can't remake a classic like that, so what we're planning to do is we're going to continue the story. We're going to continue the universe of Big Trouble in Little China. Everything that happened in the original exists and is standalone and I think there's only one person that could ever play Jack Burton, so Dwayne would never try and play that character.
ActionComedyDirectorsNEWSremakesupcoming releases to watch out for .


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now reading: The 'U-Haul Indicator' Obscures Much More Than It Reveals
Chris Dunn/York Daily Record via AP
The 'U-Haul Indicator' Obscures Much More Than It Reveals
When Rob Lowe moved to California with his mother and siblings in the 1970s, they settled in Malibu. Money was scarce. Divorce can be economically crippling for obvious reasons, and Lowe's parents had divorced. Hard as it is to imagine, Malibu was somewhat "working class" then, which helps explain the why behind where they moved to in California. A call to his father in Ohio was a rare luxury.
Nowadays one would be hard pressed to find hard-up families who would move to Malibu. Where would they live? Everything is so expensive. California housing isn't expensive solely because of stringent development rules. A lot of it's just a function of rising wealth in an economically dynamic state (if a country, California would have the world's fifth largest economy) chasing what's finite. Evidence supporting the previous point is downtown Los Angeles. Real estate there was not-too-long-ago cheap. So was living cheap. Now it's a popular place to live, and as a consequence of DTLA's popularity it's increasingly expensive to take up residence.
Things change. Particularly in consideration of how dynamic is the U.S. economy, the present rarely defines the future. In the '70s Seattle was like Detroit is today, while Detroit was in many ways like Seattle is now. While the seriously talented or degreed wouldn't generally look Detroit's way in the present, they did in the '70s. Just the same, Austin, Nashville and Portland were kind of run down cities in the 1990s, but they're booming today. All three are talent destinations. In Austin alone the number of Stanford grads (and dropouts) can be measured in the thousands.
All of this came to mind while reading recent posts by conservative economists Mark Perry and Dan Mitchell. Among conservatives it's increasingly sport to belittle California, New York, and other high tax states. Up front, there's no disagreement with them about taxes. They're a penalty placed on work. The goal should be to always and everywhere bring them down, or eliminate them. Always. But they don't explain everything. Clearly.
No doubt Nashville booms in zero income tax Tennessee, but Memphis is an economic basket case in the same state. Readers can probably count on one hand (with a few fingers to spare) how many people they've met over the years who were moving to Memphis.
With California's high taxes very much in mind, Perry and Mitchell noted that the availability of U-Haul trucks in the Golden State is low; their point being that demand for moving trucks in California is very high. People want to get out. On the other hand, the supply of U-Haul trucks in Texas (where there's no state income tax) is relatively high. People don't want to leave Texas. It's about three times more expensive to do what so many seemingly want to do (U-Haul their belongings from California to Texas) than it is to move one's belongings to California. Get it? Heavily-taxed California is losing population to low tax Texas which, if it were a country, would be the world's 10th largest economy.
The problem is that such an argument obscures a great deal more than it reveals. One can see this by simply considering Texas itself. Amarillo is in the northern part of Texas, and it can claim the same zero tax rate as Austin does, but does anyone think Amarillo is heavily populated with Stanford grads? UT grads? While it's likely true that there are more UT alums living in low-tax Amarillo than there are Longhorns in high-tax New York City, does anyone want to bet this writer that the Amarillo grads out-earn their fellow alums in Manhattan?
Comparing Texas to California from a pure talent perspective, that each state can claim numerous billionaires exists as a signal that there's enormous economic talent in both states. Still, would anyone bet this commentator that there are more 2019 Harvard, Stanford and Wharton MBAs heading to Dallas and Houston over Los Angeles and San Francisco? And for those who say those three schools are populated by lefty left coast types, will anyone take a bet that more University of Chicago 2019 MBAs are heading to Texas over California and New York? To sweeten it, will anyone bet this commentator that Texas would beat either state as a lure for 2019 Chicago MBAs?
No doubt the U-Haul stats are signaling something, but it's arguably not what so many conservatives think. Goodness, average and working class earners have been exiting Malibu for decades. Same with Manhattan. Both are very expensive places not because economic growth has been suffocated by taxes in California and New York, but precisely because offensive as each state's tax rates are, they haven't snuffed out the dynamism that makes each locale a major magnet for the commercially bright. It's worth reiterarting that to blame nosebleed housing prices in the coastal states solely on limits to development is more than a bit simplistic.
Furthermore, it's probably not unreasonable to assume that not too many Harvard, Stanford, Wharton and UT MBAs are using U-Hauls to haul their things around as is. So yes, California has surely lost lots of residents turned off by the high prices, regulations and taxes, but an economy is a collection of individuals. And it's individuals, or the "vital few" as Canadian economist Reuven Brenner describes them, who drive economic growth. This matters because it seems the "vital few" still view the Golden and Empire states as the places to prosper, despite the taxes.
Sure enough, the vast majority of venture capital money still flows to California, Massachusetts and New York. California on its own can claim businesses that attract over half of the world's total VC money. It can also claim three of the world's five most valuable companies, not to mention the vast majority of "unicorn" style businesses that investors (many of them based in New York) think will eventually replace today's technology giants.
To be clear, none of what's been written should be construed as an apology for high taxation. It's a shame that New York and California don't mimic Texas's far more enlightened approach whereby they don't tax production (work), but do tax consumption through higher taxes on property.
But at the same time, it is to say that measures like the "U-Haul" index have a facile quality to them that obscure a great deal, and that might give the impression that Los Angeles, New York and San Francisco are soon to be depopulated to the benefit of Dallas, Orlando and Phoenix. That's unlikely.
To see why, it's probably wise to track who's entering California and New York each year, along with who's leaving. Needless to say, the arrivals probably aren't coming in U-Haul trucks.
Related Topics: Mark Perry, New York, California, Texas, Dan Mitchell, John Tamny


Body English nightclub: Friday – Sunday 10:30pm – close. Cover – hotel guests free until midnight, after midnights men $20, women free. Non hotel guests women $20, men $30.
Ghostbar: Boutique nightclub on 55th floor. Opens every night at 8pm. Happy Hour 8-10pm.
Moon nightclub: Rooftop nightclub with outside deck. Opens 10:30pm Tuesday, Friday and Saturday.
Voodoo nightclub: Nightclub 51 floors up on the Rio tower. Sun-Thurs entrance $20. Friday and Saturday men $30 and women $20. Mon – Wed 9pm – 3am. Thus – Sun 9pm – 4am.


I am Liana Salas. I'm a life coach, health coach, personal trainer, group fitness instructor and I'm a DREAMcatcher!
I was overweight as a teenager and into early adulthood. I always thought when I lost weight I would be happy. I lost over 80 pounds and still wasn't happy. My greatest transformation was learning to love myself and create happiness from within.
I used to hate my body and only focused on what it looked like. Today I love and appreciate my body for it what it allows me to do; live my dreams! I used to count calories and only did cardio. Today I focus on the content of my food, I eat to nourish my body, and I weight train, hike, practice yoga and PiYo... I've completely transformed every area of my life.
I take responsibility for my happiness and my health. It didn't happen overnight. It's been a journey with many challenges, even today, but I keep moving forward. I see possibility everywhere! I keep learning and challenging myself in new ways.
My mission is to help you achieve your dreams & Live your Best LIFE!
I believe health and fitness have to be a part of our plan to achieve any goal, because our bodies allow us to live our dreams!
"I am here to serve. I am here to inspire.
Liana Salas is an life & health coach, fitness trainer, yoga teacher and author. She holds a B.A. in Psychology from Arizona State University and a Certificate in Nutrition for Fitness and Wellness. She also has additional education in positive psychology, education, personal development and spiritual studies. She is co-author of the book 'Living Your Purpose with Sunny Dawn Johnston & Friends' and '111 Morning Meditations - Create Your Day with Intention'.
Liana has an inspirational life story, including a 80 pound weight loss. Her physical transformation started her own emotional and spiritual transformation. She combines her personal experiences with her diverse education, to help others create amazing transformations in their own lives.
Liana lives in Glendale, Arizona. She enjoys hiking, yoga, traveling, and adventure activities that take to the sky!
I eat a primarily whole food, plant based diet & I also like an occasional glass of whiskey or french fries.
PiYo is my soulmate workout! Within days after trying the DVD's I looked up how to get certified to teach!
I spend a lot of my life in the sky - for work, for fun & adventure!
I have been skydiving, parasailing, power paragliding, zip-lining and taken rides in an aerobatic plane, helicopter and hot air balloon!
I've been to 42 states - and counting!
I am a voluntary participant in the National Weight Control Registry which is the largest study of people who have successfully lost weight and kept it off.


I am reading a book on Game Development in which they show you how to make scripts for your game in Lua. They program Lua and use it from C++, but I was wondering if there is a library or API to use Lua from C#: specifically from XNA to develop games for PC and XBox 360?
This is were I would point you (http://www.xnua.com/xna_lua_xnua), but it hasn't been updated for a long time.
If you're looking for scripting in C#, definitely take a look at IronPython. It's not just a python API for C#, it is actually a completely separate python implementation which compiles to the same CLR assembly (with the same performance) that C# does, but can be interfaced with as a scripting language. Any Lua wrapper for C# would be much slow due to the overhead of Marshalling.
As Sean said, IronPython is worth looking at. IronPython is actually one of a few dynamic language implementations for .NET targeting the Dynamic Language Runtime (DLR). There is at least one open source project aimed at implementing Lua on the DLR (like this one), but I'm not sure if there are any implementations near completion. A well-implemented set of DLR bindings for Lua should provide performance on par with IronPython and IronRuby, and would be much faster than a Lua wrapper. For the sake of comparison, IronPython generally performs better than CPython (sometimes significantly better).
Note: As ElementCy states below, DLR languages are generally not supported on the Xbox 360. However, there is an "interpreted mode" in the DLR. I don't know enough about it to say for sure, but it might be possible to get IronPython (or other DLR language implementations) to run on the Xbox 360 in interpreted mode, though performance would certainly suffer. It might be worth asking someone on the DLR team whether they know this to be possible. If not, the Xbox 360 should get Reflection.Emit support as part of upcoming Silverlight support. If and when that happens, I imagine getting the DLR up and running on the Xbox 360 won't be a problem.
I can understand your frustration, I wanted to use Lua as well.
It doesn't technically answer your question (doesn't work on the xbox), but LuaInterface allows Lua integration with C# relatively painlessly.
Just to update this question, I spent the last day doing some extensive searching, and I've found that using UniLua (made for use with unity, pure C# implementation) is the best and most effective option for getting Lua on Xbox. I stripped it down, took out all the Unity material, and it works great.
I also added some functionality found in LuaInterface by overloading the  operator for LuaState, and such.
Not the answer you're looking for? Browse other questions tagged c# xna lua xbox360 pc or ask your own question.
Is XNA good for professional development for the Xbox 360?
Can you develop a game in XNA only on Windows for the Xbox 360?
Can I develop XNA games without an XNACC subscription?
What are the networking possibilities with XNA and Xbox 360?
Can you download the XNA Connect app in US so I can deploy to Xbox 360?
Is it possible to generate Events and Hooks in Lua for any game without built-in support?
Do I need to use the Kinect SDK to develop for Xbox?
How Good Is The Xbox 360's Hardware?


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Tesla To Set Up New Data Centre In China To Keep Data Locally As It Faces Ban
Featured Tech
June 2, 2021 Paul Jackson
Tesla is expanding its footprints beyond America. The electric vehicle maker has decided to set up a new data center in Asia. The new center will come up in China. Tesla is one of the largest electric vehicle makers in the world. It is owned by billionaire and tech enthusiast Elon Musk. The data center will be used to store the data of vehicles. The company said that it will keep data collected in the country locally. Data collected from outside China will not be kept at the upcoming facility. The decision to launch a new data center came after the Chinese government banned the parking of Tesla's cars from more locations. The government has asked several of its officials not to park their Tesla cars inside the government compounds.
The Chinese government banned the parking of Tesla vehicles inside its compounds at multiple locations citing security concerns. It said that cameras and other equipment installed on the vehicles could pose a risk. Government officers in Beijing and Shanghai have been directed verbally not to park their Tesla cars at the place of their work. It is, however, unclear if the restrictions will be imposed on the entire country. It is believed that cameras and sensors can compromise crucial government data. Reports suggest that the restriction is only applicable to Tesla vehicles and not the others. Earlier in March, China had barred Tesla vehicles from entering the country's military complexes.
According to Tesla, the new data center will address the concerns of the Chinese government. It said that more local data centers will be set up in China. Data related to sales of Tesla vehicles in China will be stored in the center. Tesla had earlier reported that it is facing some challenges in China. It had said that there are some obstructions that the company is experiencing in data collection from the cameras and sensors that have been installed in the vehicles. Notably, the Chinese military had even issued a notice to Tesla car owners over parking the vehicles. Tesla uses cameras all around its vehicles to collect data. Musk recently clarified that Tesla cameras are not used to spy on China. Tesla sees China as a potential market for growth.
Paul Jackson
Paul is an American-based writer covering Latest business trends. Paul cover Business and media for many news sites. He has been breaking news and writing features on these topics for major publications since 2012. Paul prefers writing about business news keeping science and technology into perspective.
Twitter Adds Support To Allow Users Access Spaces Via Desktop, Mobile Websites
Twitter Testing Stories-Like Vertical And Full-Screen Ads In Fleets On Limited Users In US
TikTok, Shopify Announces New In-App Shopping Experience Across The US, UK And Canada
August 28, 2021 Carolyn Farrell
Myths Regarding Spreading of Coronavirus are Soaring Amid its Increased Activity
April 6, 2020 Carolyn Farrell
Game Of Thrones Season 8 Has More Than $90 Million Of Budget
March 7, 2019 Jeffrey


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DQ Grill & Chill:
DQ Grill & Chill Franchise Business Overview
DQ Grill & Chill
Dairy Queen (also known as DQ) is an ice-cream shop and fast-food restaurant franchise based in the United States and founded in 1940.
Corporate Office: 7505 Metro Blvd.
Industries: Small Business, Food, Wings, American Food, Chicken, Dessert, Frozen Yogurt, Hamburger, Salad, Beverage, Take-Out, Breakfast, Cheesecake, Wraps, Sandwich, Bakery, Barbeque, Bar and Grill, Cafe, Coffee, Deli, Fast Food, Hot Dog, Ice Cream, Restaurant, Smoothie, Eco-Friendly, Multi-Unit, Women Based
About DQ Grill & Chill
American Dairy Queen Corporation (ADQ), which is headquartered in Minneapolis, Minn., develops, licenses and services a system of more than 6,400 Dairy Queen® stores in the United States, Canada and 25 other countries. ADQ is part of the Berkshire Hathaway family of companies led by Warren Buffett, the legendary investor and CEO of Berkshire Hathaway.
Sign up to be notified when DQ Grill & Chill franchise opportunities become available on Franchising.com.
While DQ Grill & Chill is not currently accepting new applicants on Franchising.com, these other similar opportunities are actively looking for new franchisees.
IceBorn Water and Ice Vending
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Happy's Pizza


How Joining A Sorority Made Me LESS Makeup Conscious!
Joining a sorority has changed the way I think about beauty and how I wear makeup. A popular critique of joining a sorority (or fraternity) in college is that it removes the option of individuality. It strips a person of her uniqueness in order to fit in with a larger crowd. I disagree. It was after joining my sorority that I realized that I had the ability to truly be myself because I was surrounded by women who believed in and supported me. It was freeing and it has changed my concept of beauty and how I wear makeup. Surprisingly, joining a sorority has empowered my makeup choices.
I never thought I would join a sorority in college. As a cynical New Yorker, I didn't understand how paying monthly dues could turn into genuine friendships. I had seen all the recruitment videos featuring blonde hair and smiles all around. Greek life, was not naturally my scene. Yet somehow, I was drawn into the process.
How does this fit in with beauty? When I was in high school, I wore a full face of makeup daily. I did not feel comfortable wearing anything less. My friends and I would search Sephora shelves for full-coverage foundation to cover the redness we imagined we had. I spent upwards of twenty minutes daily tediously applying eyeliner and mascara and concealer. I didn't leave the house without makeup. I spent my mornings in my freshman dorm piling on the eye shadow and blending in my contour powder because I did not know how else to present myself.
This changed when I joined my sorority. The more I surrounded myself with people I trusted, the less makeup I wore. It was in my sophomore year when I first stepped out of my dorm room with #nomakeup on. I was terrified. Every time I looked the mirror, I only saw my dark circles and the lone pimple between my eyebrows or the redness of my cheeks.
Now, wearing makeup to class has become an irregular habit. While this is not entirely related to membership in my sorority, I believe that surrounding myself with women who I admire and respect has allowed me to be comfortable with my beauty flaws. Being a part of my organization has helped me realize that it is possible to love yourself and your look even with flaws. And, we all imperfect! I learned this through watching women come together and talk, not of their makeup choices, but of their volunteering and other generosities. Once I surrounded myself with women who saw themselves as more than their layers of makeup, I began to see those things about myself.
This guest contribution is by Ms. Julia Marzovilla. Follow her on Instagram here!