This time of year everyone is working hard on predicting what to expect in 2016. While no one knows for certain what will happen in 2016, one thing is for certain, it will be a year full of surprises.
Investors use all types of techniques to make longer term stock market projections. One of these techniques is truly the cornerstone of all longer term technical analysis.
This method is called Dow Theory.
Let's take a closer look at Dow Theory and then see what it is saying about what may happen in 2016.
Dow Theory is a tool to determine the actual trend of the stock market. Be that trend bullish or bearish.
Just for clarification, market trend means the overall directional movement, as shown on price charts, as either up or down.
Uptrends are well-defined as a series of higher highs and higher lows.
Downtrends are a series lower highs and lower lows.
This is what is known as a pull back or retracement in a bull market. In bear markets, it's called a reactionary rally or bounce.
This movement can last from 10 days to several months and retraces the Primary Movement by an average of 50%.
It's important to note that these changes tend to be sharper and more severe than the Primary Movement. This shakes out many of the weaker longs or shorts who were correctly riding the Primary Movement.
If you are a day trader or short term swing trader, this is the price movement that you trade. It can last from intraday to several days but does not convert into a Secondary Movement until two weeks.
Dow Theory trusts that this is the time where the big money, insiders are quietly buying shares against the general opinion of the public. They are using their inside knowledge of what may happen to buy stock at what looks like a poor time to buy to the general public. This enables these insiders to accumulate shares without affecting the market much, as the public is readily selling to them.
This moves occurs when the market has already started to trend higher. Technical traders begin to buy as their technical indicators start to generate buy signals. The trend followers also catch on during this phase, pushing the market even higher.
This is the final phase of the bull market. Widespread public participation in the market is what signals this phase. Everyone from the shoeshine boy to the CEO are stock investors. You start getting stock tips from everyone and cocktail chatter is focused on the market. Astute investors know that the top is very close when signs of this market phase begin to surface.
The opposite of a bull market is a bear market. Here are the market phases to look for during bear markets.
Distribution is the opposite of the accumulation phase in a bull market.
It happens when the smart/big money begins to reason that the bull market is over, although the public still trusts the uptrend will never finish.
They begin to dump shares to the public who joyfully buys all that can be thrown at them, oblivious to the obvious fact that the market is topping.
The market will start to go down, but most analysts and traders will refuse to believe the bull trend is over. This strong belief in the longevity of the bull trend will cause new money to come into the market during these times, sometimes a lot of it.
A good way to think about this phase is the stock market pulling in all the money it can before it plunges, causing big losses from naïve investors.
The severe selling starts after the reactionary rally nose-dives.
The investment community starts to get worried and begins to sell stocks, pushing the market down even faster.
Bad news begins to sweep the news wires, what was once a rosy picture begins to be filled with negativity and despair, leading us to the next and final phase of the bear trend.
Despair is when the public gives up on the stock market. You no longer hear market chatter on the street and hot tips are strangely absent from your E mail inbox, around the office water cooler, and Cocktail lounge.
Once people start to believe that the market will stay down forever, a new uptrend will begin and the whole cycle starts again.
The next primary concept in Dow Theory is that 2 Averages must confirm the trend together.
Prior to the Transportation index, Charles Dow used the Railroad Index to confirm the trend in the DJIA.
Today, Dow theorists use the Transportation Index to confirm the trend in the DJIA.
The theory behind this confirmation is that the United States is connected via the transportation sector or rail sector in Mr. Dow's day, therefore the transportation index should reflect booming or busting economic times.
If one of these averages makes a new high or low, the other one needs to confirm soon after for a Dow Theory buy/sell signal to be valid.
Volume is the final aspect of Dow theory. Charles Hamilton believed that volume is necessary, but the price has the last word in trend determination. His idea was that volume should increase in the direction of the primary trend and decrease on corrections. Dow theory teaches that volume is a way to judge the strength of a trend, not the direction. However, extremely high volume relative volume readings can signal a reversal. Technical Analysts refer to these occurrences as "blow off tops".
What Does Dow Theory Tell Us About 2016?
Now that we have a rudimentary understanding of Dow Theory, just what is it telling us about 2016?
The first thing to identify is that we are still in a bull market. There was a pull back into almost bear market territory from August through October.
In my opinion, this pull back fits the "secondary movement" of the bull market. Today, the DJIA has bounced back to within 500 points of the all-time highs.
With the current volatility, 500 points can easily be taken out in several or even one trading session!
Clearly, if the upward trend continues, all-time highs can be expected in 2016 once again.
However, an ominous signal is emerging in the transportation index. On the weekly chart, there is a divergence between the DJIA and the transportation index. The transportation index is not confirming the current strength in the DJIA.
I do not believe the divergence is sharp enough to be a true bearish signal currently. At the same time, it is important to keep it in mind should it become more severe.


Over the past two plus years we have written four posts about Mr. Trump's returns here, here, here and here. A good argument could be made that this is four posts too many; however, the recent decision of the DC Circuit in a FOIA case seeking those returns brought by the Electronic Privacy Information Center (EPIC) provides an opportunity to go beyond speculation about obtaining those returns and focus on how, in the interaction between FOIA and IRC 6103, the law does not permit third parties to use FOIA as a means of obtaining the returns or return information of others. In the course of ruling on this case the DC Circuit sets the IRS straight on the appropriate standard to apply to those making a FOIA request.
Shortly after the 2016 election EPIC submitted a FOIA request to the IRS seeking the tax returns of Donald Trump for the years 2010 and forward. It also sought "any other indications of financial relations with the Russian government or Russian businesses." Not surprisingly, the IRS declined to comply with the request. In declining the IRS provided two reasons: 1) the requested "documents, to the extent that any exists, consist of, or contain the tax returns or return information of a third party," which "may not be disclosed unless specifically authorized by law" and 2) the IRS rules require consent of the third party when a request is made for their tax return. Because the IRS rules require the consent of the third party when a return is requested, the IRS did not even process the FOIA request.
EPIC submitted a second request trying a slightly different tack by citing to IRC 6103(k)(3). This provision allows the IRS to disclose return information to correct a misstatement of fact if correcting the misstatement is necessary to a tax administration purpose. This provision also requires that the IRS obtain the approval of the Joint Committee on Taxation before making a disclosure. The IRS responded to EPIC's second request by notifying it that the second request also did not cite a basis for turning over to it the returns of President Trump. The IRS concluded this letter by notifying EPIC that it would not process any further requests from it on this topic.
EPIC brought suit seeking relief under both FOIA and the Administrative Procedure Act. The district court dismissed the suit and the DC Circuit affirmed the dismissal but in doing so provided some clarity regarding the reason for denying the request. The circuit court explained the interplay between FOIA and the IRC. It provided an explanation for how and when tax records stand outside the type of government record that can be obtained through a FOIA request. It noted, however, that the district court denied the request for failure to exhaust administrative remedies. That basis for dismissal was wrong but even though it was wrong other reasons for dismissing the case existed making the decision to deny the requested relief correct.
The court points out that this is not an ordinary exhaustion of remedies case where the litigant rushes to court without giving the agency the chance to consider the argument. Here, EPIC tried to get the IRS' attention and got pushed away. The IRS argues that because EPIC's request violated its published rules for considering a FOIA request by not obtaining President Trump's permission to seek his tax returns EPIC did not exhaust the available administrative remedies. This is an interesting interpretation of the exhaustion doctrine which views the requester's failure to do the impossible, obtain permission from a party who does not want to consent, as a failure to exhaust remedies.
According to the DC Circuit, the IRS "misunderstands its FOIA disclosure obligations. FOIA unambiguously places on an agency the burden of establishing that records are exempt." To prevail, the IRS cannot rely on a perceived failure by the requester but must show that the information sought is subject to the IRC 6103(a) bar on disclosure. Although the Court agrees with the IRS that it can create published rules regarding the procedures to follow in making a request, the Court disagrees with the IRS that those rules can substantively shift the burden from the agency to the requester regarding the basis for denying the request. Here, "[n]one of the purposes of exhaustion supports barring judicial review of EPIC's claims." Still, the IRS has the ability to show that EPIC should not receive the requested documents by making a showing on the merits of the applicable statutes – which it does.
With respect to the requested information concerning financial relations with Russia, the court finds that the request is framed in such a way that answering it reveals the fact that tax returns were filed, making any response one which would disclose tax returns or return information. Therefore, the court denies this request as well.
Moving on to EPIC's revised request citing to 6103(k)(3), the court finds that this provision was not designed as a provision for parties to make a request to the IRS but rather for the IRS to make a decision to disclose information to avoid problems with tax administration. The court finds "Congress's omission of any public right to 'request' disclosure under section 6103(k)(3) is intentional." So, this provision affords the requestor no disclosure right. EPIC's claim based on this provision fails.
Lastly, the court looks at the APA as a basis to disclose the returns. It finds that the APA claim should be dismissed because FOIA, not the APA, provides the basis for the remedy sought by the requestor. The fact that FOIA does not allow disclosure under this circumstance does not mean that the APA provides a separate remedy.
No doubt we have not heard the last of attempts to obtain President Trump's returns. The harder people try to obtain the returns without success, the more respect I have for the IRS and the states in their administration of the disclosure laws. Maybe one day we will see the returns and learn great secrets. In the meantime we should appreciate that the disclosure laws which were tightened significantly in response to President Nixon's attempts to misuse the IRS seem to be working well.
Right, we have to depend on the DOJ or IRS deciding all by themselves to disclose the complete tax returns and return information to the public. As the 9th Circuit ruled, IRC 6103 authorizes the DOJ and IRS to make public disclosures. There was no involvement of compulsion, FOIA or other.
We know which body part that interpretation was exhausted from.


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Emotionally charged autobiographical memories across the life span: the recall of happy, sad, traumatic, and involuntary memories.
Berntsen, Dorthe
Rubin, David C
Repository Usage Stats
A sample of 1,241 respondents between 20 and 93 years old were asked their age in their happiest, saddest, most traumatic, most important memory, and most recent involuntary memory. For older respondents, there was a clear bump in the 20s for the most important and happiest memories. In contrast, saddest and most traumatic memories showed a monotonically decreasing retention function. Happy involuntary memories were over twice as common as unhappy ones, and only happy involuntary memories showed a bump in the 20s. Life scripts favoring positive events in young adulthood can account for the findings. Standard accounts of the bump need to be modified, for example, by repression or reduced rehearsal of negative events due to life change or social censure.
Published Version (Please cite this version)
10.1037//0882-7974.17.4.636
Berntsen, Dorthe; & Rubin, David C (2002). Emotionally charged autobiographical memories across the life span: the recall of happy, sad, traumatic, and involuntary memories. Psychology and aging, 17(4). pp. 636-652. 10.1037//0882-7974.17.4.636. Retrieved from https://hdl.handle.net/10161/19013.
This is constructed from limited available data and may be imprecise. To cite this article, please review & use the official citation provided by the journal.
David C. Rubin
Juanita M. Kreps Distinguished Professor of Psychology and Neuroscience
For .pdfs of all publications click here My main research interest has been in long-term memory, especially for complex (or "real-world") stimuli. This work includes the study of autobiographical memory and oral tra
Articles written by Duke faculty are made available through the campus open access policy. For more information see: Duke Open Access Policy
Rights for Collection: Scholarly Articles
Works are deposited here by their authors, and represent their research and opinions, not that of Duke University. Some materials and descriptions may include offensive content. More info

redpajama_set_name: RedPajamaCommonCrawl


text:
Castlerea St. Kevins GAA Club
O'Rourke Centre
Club Sponsors 2016
Minor Committee 2020
Team Management 2020
Lucky numbers draw
Five Year Strategic Plan
About Castlerea St. Kevins
Club News >
Club Notes 03-05-2015
posted 3 May 2015, 13:12 by Castlerea St Kevins GAA Club [ updated 4 May 2015, 05:46 ]
The senior team defeated Clan Na nGael B in O'Rourke Park last Sunday. They play Boyle in the senior championship next Sunday in O'Rourke Park at 4pm.
The junior team were defeated by Kilglass in Kilglass last Saturday.
The minor boy's team were defeated by a stronger Eire Og team in the first round of the championship last Sunday. The u14 boy's defeated St Aidan's last Thursday in Ballyforan; they play Kilbride next Thursday in O'Rourke Park at 7pm.
The u12 boy's play Oran in Rockfield next Friday at 7pm.
The u12 girls defeated St Brigid's last Sunday; they play St Faithleach's next Wednesday in O'Rourke Park and Oran in Rockfield on Sunday 10th May.
The senior ladies play Shannon Gael's in O'Rourke Park next week, see press for details.
Clodagh Rartery scored 1 goal and 5 points for Roscommon u16 team in their win over Sligo in the Connaught championship last week.
Check www.gaaroscomon.ie , www.castlereastkevins.com, Aertel page 452 or local press for all club fixtures and results.
There was no winner of the lotto jackpot of €10,500 on Friday 01st May. Numbers drawn on the night were 11, 13, 29 and 32. €50 winners on the night were Aileen O Boyle, Frankie Boles, Maureen Flanagan and Ann & John O Neill. Next weeks jackpot is €10,600 and the draw takes place in The Cosy Bar on Friday 08th May. Tickets on sale in shops and pubs in town or any club official at €2 per panel or three panels for €5. Castlerea St Kevin's thanks everyone who supports our lotto.
All Annual Lotto Tickets are due for renewal by 10th May. Castlerea St Kevin's will be running a special Cash Prize Draw for annual tickets renewed on time; top prize of €1000 and six prizes of €100. The draw takes place in the O'Rourke Centre at 7-30 pm before bingo on Friday 15th May. Annual tickets cost €90 and are an integral part of continuing the Facilities Development at O'Rourke Park. Annual tickets are available from any committee member or contact Barry on 087-9256308 or Gareth on 087-6747290.
Next bingo is in O'Rourke Centre on Friday 08th May at 8-30pm. The jackpot will be €1,050 on 45 calls or less. Quick lotto is at €2,150.
The 25 card game continues next Sunday in the O'Rourke Centre starting at 8-30 pm, refreshments are served and new players are always welcome.
Castlerea St. Kevins GAA Club,
O'Rourke Park, Castlerea, Co. Roscommon
Email: secretary.castlerea.roscommon@gaa.ie


text:
Climate Change in Coastal Waters
Coastal Economic Impacts
Coral Reef Ecosystems
Florida Springs Ecosystems
Harmful Algal Blooms (HABs)
Nutrients in Coastal Waters
Wastewater and Water Reuse
About Usadmin2019-05-24T00:30:22+00:00
The American Water Security Project (AWSP) strives to be the leader in promoting, through education and advocacy, the need for sewage and wastewater infrastructure upgrades and repairs, ethical treatment and pretreatment of used water and human waste, and the protection of the nation's drinking waters and water bodies from human-borne wastewater pathogens and nutrients. We are committed to these efforts so future Americans may live, work, and pursue life, liberty and happiness with clean drinking water in healthy environments.
The American Water Security Project's vision is to create a future where Americans can live and thrive in a safe, healthy and prosperous environment with access to clean water. Through education and advocacy, we lead the way in promoting the need for sewage and wastewater infrastructure upgrades and repairs, ethical treatment and pretreatment of used water and human waste, and the protection of the nation's drinking waters and water bodies from human-borne wastewater pathogens and nutrients.
The American Water Security Project is the brainchild of two prominent water conservationists, outdoorsmen, and scientists: Dr. Brandon Shuler and Kirk Mantay.
Dr. Shuler grew up close to the water and as an avid fisher and surfer always had a deep appreciation of the nation's waterways and shorelines and the need to protect them and live in harmony with nature.
Spending his summers and a significant part of his life fishing Sanibel Island, Florida waters, Dr. Mantay used the passion he developed for clean water in his home waters of the Chesapeake Bay to forge a career protecting the nation's waters.
In 2016, after discovering the lengths to which St. Petersburg, Florida would go to avoid badly needed infrastructure fixes, and experiencing the costs of untreated sewage on human health and coastal ecosystems, Dr. Shuler dedicated himself to advancing solutions and funding for wastewater treatment improvements.
From his experiences as a professor, a writer, and an outdoorsman, Dr. Shuler seeks to understand and balance the interconnectedness of our natural habitats, our communities, and the symbiotic nature of our planet.
He recognized the need for Florida citizens to take control of Florida's wastewater crises. His public education efforts contributed to a 326-million-dollar federal court issuing a consent decree against the City of St. Petersburg that requires them to make the necessary upgrades in a timely fashion.
Kirk Mantay has directed, advised, or implemented over $65 million of strategic and phased pollution reduction work at numerous conservation organizations, and currently manages a $110 million ecological restoration portfolio that spans from North Carolina to New Jersey. These projects include sewer and stormwater retrofits completed as part of strategic pollution load reductions and coastal resiliency efforts, using various types of public-private partnerships to push projects through bureaucratic and funding barriers.
Dr. Shuler and Mr. Mantay are now leveraging their experiences and successes to launch a nationwide campaign that aims to encourage municipalities to address their sewage discharge problems head on and institute the requisite sewage infrastructural upgrades before the nation's world-famous rivers and coasts—and its economic lifeblood—are irrevocably damaged.
The American Water Security Project works on grassroots and grasstops campaigns, in legislative bodies and governmental agencies, in the field, and in science laboratories across the nation. Here is our growing body of work.
You can make the difference. Join us and help secure a future where Americans can live and thrive in a safe, healthy, and prosperous environment with access to clean water. Together, we can grow our impact and invest in our future.
The American Water Security Project (AWSP) strives to be the leader in promoting, through education and advocacy, the need for sewage and wastewater infrastructure upgrades and repairs, ethical treatment and pretreatment of used water and human waste, and the protection… More
Downtown St. Petersburg, Florida
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Outlook of the Chinese Financial Risk Management: Qihai Guan
By Eastern Europe Journal On Aug 11, 2022
Guan's work clarifies Basel III's role – a core standard of global banks, and explores the numerous implications of financial stability.
(Photo of Guan)
Since inception, the Basel Capital Accord has been plagued by disputes regarding its shortcomings and inadequacies, putting a damper on promoting the accord of reforming global finance. The U.S. and EU regulatory authorities are slowing down the implementation of Basel III due to several factors, with the intention of giving the banking industry in the U.S. and Europe a longer "buffer period".
The China Banking Regulatory Commission (CBRC) promulgated the "Capital Management Measures for Commercial Banks" (commonly known as the "Chinese version of Basel II") in June 2012, requiring implementation of Basel II, effective from January 1, 2013.
The stricter risk regulatory framework is conducive to the long-term development of China's banking industry and the sound development of the economy. According to schedule, the final Basel III program will be officially implemented globally on January 1, 2023. Guan is now exploring several further research assisting its implementation.
Qihai Guan is currently the deputy chief risk management specialist at Ping An Bank, one of twelve joint-stock commercial banks in China. He was a former member of the New Capital Agreement Research and Planning of the CBRC and a postdoctoral researcher in finance at Peking University. Over the years, he has taken the lead in comprehensive risk management system planning as well as the Basel II and III implementations in China. His work in recent years has explored the implementation of Basel III and its insufficiencies.
As a member of the New Capital Accord Research and Planning Project, Guan was involved in the drafting of the regulatory guidelines for the implementation of the New Capital Accord in China's banking industry. With the establishment of the "Guidelines for the Supervision of Internal Credit Risk Rating Systems of Commercial Banks" and "Guidelines for the Validation of Advanced Methods for Capital Measurement of Commercial Banks", the guideline "Measures for Capital Management of Commercial Banks (for Trial Implementation)" officially released and were implemented in the Chinese banking industry in 2012.
In addition, appointed as the Deputy Chief Risk Management Specialist at Ping An Bank for Basel implementation, Guan saw to the complete process submitted for compliance. By the end of 2022, Ping An Bank will shift to the new BASEL III Accord to enhance risk management.
Guan said that Basel's advancement is significant for China and the implementation of the Basel Accord is a step closer to the globalization of the banking sector and the opening up of the financial industry to the outside world, setting the stage for the advancement of China's financial globalization.
"In the last two years, we have been exploring the internationalization of the financial sector." says Guan, "to reform and open up of the financial sector, including the accession of the RMB to the SDR, the market reform of the RMB exchange rate, the opening of the capital account, allowing foreign financial institutions to set up operations in China, as well as the inclusion of A-shares in the MSCI index system this year, etc., all to safely attach to the international financial markets."
Whether a client's banking risk complies with the standards of the accord will also be an determining factor for the risk-resiliency of the international banking system. It is therefore imperative to implement the Basel III regulation.
In addition, the macroprudential regulatory framework noted in Basel III offers preparation guidance for the MPA examination. The capital adequacy ratio and leverage ratio, as well as the LCR NFSR in the current MPA examination, are all related to the Basel Accord. On top of that, Basel III will steer the banking sector into expediting the transformation of its development, to contribute to the stability of China's financial system and the sound development of the banking sector.
The Basel Accord ushered in the fundamental model for quantitative risk management, where Guan was the first to build a risk model classification system as well as its mechanism, process and methodology for model risk management in China. Model risk management serves an increasingly vital role in risk related decision-making in commercial banks.
While improving decision-making efficiency and risk control, the occurrence of model risk it would also result in incalculable losses to banks, owing to the risks caused by defects in model design and development or errors in the application. Thus, model risk control has gradually become a growing priority for regulatory and commercial banks around the world.
In 2021, Guan built the first independent model risk management system by referring to the model risk supervision guidelines of the Federal Reserve, Canadian federal financial institutions, and the European Central Bank. Combining with the current situation of Ping An Bank's model management, the act filled the gap of model risk management in China.
"Many questions will continue to rise regarding the implementation of the Basel accord in China. Although the banking sector is largely compliant with the new regulatory requirements, small and medium-sized commercial banks are under tremendous capital market pressure. The countless regulatory tools and problems in banks may undermine the process and efficiency of Basel III implementation", says Guan.
At present, there is no alternative system in the world comparable to the Basel system, as all countries share the goal of establishing a modern financial risk management system that is in line with the national context.
ChineseFinancialManagementOutlookQihaiGuanrisk
Web 3.0 Eco-infrastructure Torah's token VP has been listed on Hotcoin Exchange
2022 New model of foreign exchange market: The insurance reserve guarantee documentary model is spreading around the world!


Bert Wagner has a good invitation this month, a T-SQL Tuesday question about code, specifically code you can't live without. I've got my thoughts below.
This is a monthly blog party, and you can participate. Write a post on this topic, and publish it on your blog. Drop a comment on Bert's post. You can read the rules on his invitation, but you can really post anytime. It's fun and good for your brand.
I've managed lots of instances in my career. Some mission critical, some just important, some not important to me or the business, but important to someone.
One thing I've found is that there are plenty of common things I do on most systems. I've had lots of code that I've written to manage all aspects of DBA work, from backups to maintenance to monitoring. I've had routines that handled all sorts of security or auditing.
The code that I can't live without, isn't my code, but I've used it on probably every instance I've managed at some point. The code is actually from Microsoft, and it's indispensable.
The code is sp_helprevlogin from this support article.
While I tend to be distrustful of keeping passwords the same for too long, and I usually don't attempt to recover them in any way, just reset them. There are cases, however, when we're moving an app, failing over to DR, or recovering some system and we need to keep the password the same.
At least in the short term. When systems are down, I need them back up, and I can argue about a password reset later.
This has been the most useful piece of code for me, and one that I think most of you could use as well.
This entry was posted in Blog and tagged security, syndicated, T-SQL Tuesday. Bookmark the permalink.


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Moore Announces 2018-19 Schedule
CARROLLTON, Ga. - The 2018-19 men's basketball season at the University of West Georgia is assured to be a historic one, with the curtain rising on November 9 in Cleveland, Tenn. The open of the new season begins the Dave Moore era in Carrollton, after the new coach took the reigns of the program this past spring.
Moore released the 2018-19 schedule this week, a 28-game slate that features 14 home games at The Coliseum, including 10 Gulf South Conference contests. In addition, UWG will have one exhibition matchup, taking on the Georgia Bulldogs in Athens on November 1. The Wolves will be led this season by senior combo guard Marquill Smith, who was an All-Gulf South Conference performer last season, leading the GSC in scoring with a 23.1 points per game average.
West Georgia will open the schedule with three-straight road contests, beginning with a GSC/SSC Crossover Classic on the campus of Lee University in Cleveland, Tenn. on November 9-10. The Wolves play Palm Beach Atlantic in the opener on November 9 at 6 p.m., followed by a clash with Embry-Riddle on November 10 at 2 p.m. November 14 will bring the final road game of the three-game stretch to open the season, as the Wolves take on Queens University in Charlotte, NC at 7 p.m.
Two of the next three games will be at home before the Gulf South Conference opener against GSC power Alabama Huntsville on the road on November 29, beginning with a matchup against Benedict on November 17 at 5:30 p.m. in the first game under Moore in The Coliseum. The first home GSC matchup will come on December 3, as the Shorter Hawks come to town for the first doubleheader of the year. The women's game that night will begin at 5:30 p.m., followed by the men's game at approximately 7:30.
This year's conference schedule format features 20 games, with at least one game against every team in the league and a home-and-home season series against selected opponents. The Wolves will face Shorter, Lee, Valdosta State, West Florida, Union, Christian Brothers, Alabama Huntsville and Auburn-Montgomery twice, while playing Mississippi College, Delta State, Montevallo and West Alabama only once.
West Georgia will travel to Valdosta for the first meeting between the rival schools on January 17 at 8 p.m., with a return trip against the Blazers in The Coliseum on Thursday, February 7 at 7:30 p.m. Senior Night in The Coliseum will be on February 28 at 7:30 p.m. against Alabama Huntsville.
More From UWG Men's Basketball
Moore Adds Transfer Guard Kadeim Jones
UWG Mourns the Loss of a Legend
West Georgia Signs Talented JUCO Point Guard
UWG Adds Fourth Men's Basketball Recruit
Moore Announces Third Recruit for 2019-20
Moore Announces Second Recruit for 2019-20


Wondering what to do next now you have set up and verified for your Google My Business page?
Here are three tips to get the most out of your Google map.
Posting frequently on a Google My Business page sends a strong signal to Google your business is active resulting in more exposure. Not sure what to post?
Use your phone as a digital media center. Take a picture of the business, examples of work, holiday party and you instantly have great multimedia content.
Implement a strategy to generate reviews for your business. This can be as simple as a sign in your waiting room or a scheduled email to reminded past customers to leave a review.
Direct your customers to the most important review sites starting with Google. Make it easy to find your review pages on your website and within emails.
Google assumes an established business will have key details such as their name, address, and phone number listing in many other places online. Get listed in local directories and ensure these key details are consistent in every location.


Did you know there are 33 pet sitters near Collegeville, Pennsylvania who will come to your home and care for your pet? You're sure to find one in your neighborhood.
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Don't live near Collegeville, Pennsylvania? Click here to search in your area.


In co-operation with our specialized business partners we offer integrated solutions for corporate events, combining training and teambuilding purposes with great fun during a day cruise.
Participating teams design and build a vehicle to drive them into the future! At the "garage", mechanics are provided with all the necessary tools. Team skills, imagination, creativity, cooperation, and the materials given are their only resources. Then, teams create and rehearse a short ad-spot of their product, in order to present it vividly to all other work teams, aiming to be as catching as possible!
Divided into teams the participants are challenged to bring out their artistic and vocal skills! A unique opportunity to interact, communicate and cooperate in a fun and relaxing environment.
After selecting their musical theme, teams work creatively, with humor and imagination, to express themselves through their original lyrics.
Costumes, accessories, rehearsals are all part of the target. In the limited time given, teams create and organise their overall presentation.
Each team has to design and build their own "boat" within the set time, using plastic pipes and fabrics. During the design and the building process, constructors must remember that their "crew" must get on board and sail! If their boat succeeds to earn the "safety certification" then they can launch it at sea and participate in a short sailing competition. Creativity, technical skills, overall presentation, team name, team flag, tidiness and performance during sailing, are the scoring criteria for the juror.
Participating teams will exercise mind and body, discover and test personal skills (including their own humorous self!) in this series of fun activities revived by the Ancient Greek Olympic Games. The paggration, javelin and discus throwing, archery, broad jump with "altires" and one "stadio" running make the Olympic winners! Prize is olive leaves crowns, given by the Greek formed jury.
A fun interactive activity where all teams pass through different challenge activities in a circular manner. Competition and teamwork for the highest score, boost team spirit! Participants are asked to blow up the balloons that offer the highest score, move the Alfa-shape vehicle as fast and as stable as they can, concentrate on "hitting bulls eye" with bows and arrows, handle a can full of poisonous liquid using only ropes, create an offhand stretcher and carry the "patient", set up a tent while blindfolded, move across the spider net without getting caught in it!
During this unique musical event, the participants discover and choose from a variety their original, unexpected musical instruments. Then, they cooperate and synchronize with team mates, rehearse their team's rhythm and perform, all happening on the ideal setting of the beach!


Discussion in 'ISPConfig 3 Priority Support' started by ron_aa, Feb 15, 2018.
early last week the master server (in an ISPConfig multiserver setup) died, and unfortunately all the latest system images (5 total!) at my vpshost were faulty (0kb size). First option was to try and swiftly rebuild everything on a new, clean vps and I contacted Florian for this (he didn't have much time and it was a weekend), but this resulted in a very unstable environment in which mysql kept crashing. Since I haven't been able to reach him since then, we were forced to use a system image that was 2 weeks old (luckily our vps host found this) and go from there.
Since the image restore all the websites (databases/website folders) on the master (web)server have been updated with offsite backups. However over the course of those two missing weeks (two week old system image) several things were of course added/removed/changed from within the ISPConfig backend. For example: several mailboxes/domains/clients/websites were created and are still currently active on the mailserver, several postfix/content whilelist filters were added, etc.
My main question therefore is: 1. should I simply enable the ISPConfig crontab jobs again (I was advised by Florian to uncomment these until the master server was working well again) on the slave servers and 2. then run the resync tool (Maildomains, Mailboxe, Mailfilter, Client and reseller from both the slave mail server and slave client server) from the ISPConfig master backend?
As far as I understand this should preserve the existing 'new' mailboxes on the slave mail server? I have not manually recreated the clients/accounts associated with these 'new' mailboxes yet, since I assume they will be recreated when using the resync tool. Is this assumption correct? And if yes, what happens with the website folders/database that used to exist for these users (I assume I have to recreate those)? Will any of the manual edits (see below) on the current servers interfere with/be problematic for the resync process?
If any of the below edits/changes will interfere with the Resync process or if any of them will be overwritten or not through the Resync process, I'd love to hear it. I am a total Resync newbie, as I'm sure is very obvious For the last few years everything has been smooth sailing with ISPConfig and our vps hoster until this happened, and now I'm very conscious about my non-skill level with ISPConfig when something out-of-the-ordinary happens. I also wouldn't mind paying for remote help / check-up, but since I haven't gotten a reply from schaal-it since last week's episode I'm not sure where to turn for this.
FastCGI config syntax is set to Old, shouldn't this be New (apache 2.2)?
I also temporarily disabled automysqlbackup cron and munin(-node) in cron.daily / cron.weekly and temporarily disabled quota cron in cron.daily (since /var/backups from the old master server are currently still placed in /root/OLD/ and would count towards user quota's).
If any of the above edits/changes will interfere with the Resync process or if any of them will be overwritten or not through the Resync process, I'd love to hear it. I am a total Resync newbie, as I'm sure is very obvious For the last few years everything has been smooth sailing with ISPConfig and our vps hoster until this happened, and now I'm very conscious about my non-skill level with ISPConfig when something out-of-the-ordinary happens. I also wouldn't mind paying for remote help / check-up, but since I haven't gotten a reply from schaal-it since last week's episode I'm not sure where to turn for this.
Website permissions: for several websites the /tmp folders are set to 777, but most are set to 770 (which makes more sense to me)?
Resync is doing basically the same that would happen when you edit the settings of a site, change a value and then press save. So a safer method than using resync might be to start with a less important site, open the settings of that site, e.g. increase quota by 1 and press save. Then wait until the change has propagated and check if the site is working fine.
ty for the reply. I assume what you wrote is only applicable for the websites. Almost all of the websites are running on the affected main server and these have all been put back into place from (newer) offsite backups. There are a few websites on the client slave server, but these haven't been affected (as of yet) by the crash and also haven't changed since then.
Quota crons on the master server are disabled at the moment, as stated, so quota's do not have my highest priority right now... I just figured that once everything else is in working order again I would simply remove the whole backup in root/OLD/ and switch the quota crons back on after. Unless of course I'm on the wrong track with this line of thought.
I'm probably mostly worried about what re-enabling the ispconfig cronjobs on the slave servers (even without using the Resync Tool) will do to the operation of the slave mailserver (since a few mailboxes are up and running there but currently missing in the master ISPConfig). I guess my first question should have been if the ispconfig cronjobs work/sync two-ways or just from master > slaves? I assume not having the aforementioned existing (slave) mailboxes in the main server ISPConfig backend won't get them deleted when turning on the cronjobs, but I'm not confident enough to try it yet I also assumed that the settings for websites running on the main server are not synced to the slave servers by the ispconfig cronjobs on the slave servers, but also this I'm not sure about.
Still feeling very out of my depth since it's all production servers and I can't just go for trial-and-error, perhaps I should try Florian again?
I guess my first question should have been if the ispconfig cronjobs work/sync two-ways or just from master > slaves?
Just from master to slave. What you might do is that you set the value of the 'updated' column of all servers to the max. value of the datalog_id column from sys_datalog table. What the slaves are doing is: they ask the master to receive all transactions from sys_datalog where datalog_id < the value in the updated column of their own server record on the master. So by setting updates to max datalog_id, no server should start pulling any old transactions from master when you enable the server.sh cronjob.
Florian is a well-versed system administrator and ISPConfig developer, so I'm sure he will be able to help you with that.
Sorry to say I haven't been able to get Florian to help out yet (busy / not easy to get a hold of). So I have to ask again if you perhaps know of someone else that could help out with this, I'm stuck and by now need to get this figured out asap. Any help / suggestions are more than welcome! Thank you.


Silvery solid, often with rainbow layer of bismuth oxide.
Bismuth is a chemical element with symbol Bi and atomic number 83. It is a post-transition metal, grey and dense. This metal is known to be among the least toxic heavy metals. Bismuth-209 is currently known as isotope with longest decay half-time of all radioactive elements calculated to be (1.9 +/- 0.2 ) x 1019years, which is in good agreement with the theoretical prediction of 4.6 x 1019years.
Bismuth is stable to both dry and moist air at ordinary temperatures. When red-hot, it reacts with water to make bismuth trioxide.
Bismuth dissolves in concentrated sulfuric acid to make bismuth(III) sulfate and sulfur dioxide.
Bismuth reacts with halogens to produce bismuth halides. Unlike bismuth trifluoride and bismuth triiodide, bismuth trichloride and bismuth pentafluoride rapidly hydrolyse in moist air and water. Bismuth will react with most acids, but oxygen or hydrogen peroxide has to be present to oxidize the metal.
Bismuth is a brittle white-silver metal in its pure form. It will oxidize in air to form an iridescent hue, under certain circumstances, showing many colors from yellow to blue. It has the lowest thermal conductivity of all known metals and it is the most diamagnetic pure element. Small samples of bismuth metal can levitate in the presence of strong magnetic fields. Similar to antimony, gallium, germanium and silicon, bismuth is denser in the liquid phase than the solid (like ice), expanding 3.32% on solidification.
Bismuth is present as bismuth subsalicylate in Pepto-Bismol. It can be extracted from the compound, as shown here.
Large chunks of metal can be bought as Hopper crystals, that display beautiful iridescence.
Bismuth is found in certain electronics, mostly as lead-free solder. The solder that binds the ceramic lid to the CPU appears to be mostly of bismuth, as after melting it and letting it cool in open air it displays the typical iridescence.
Some gun stores advertise shotgun pellets made of bismuth or alloys thereof as "green", or non-toxic ammo, as opposed to lead pellets.
Bismuth can be extracted from Pepto-Bismol, by adding acid and then reducing the metal with either aluminium or other reducing metal.
Unlike it's surrounding metals (lead, antimony, polonium), bismuth and bismuth compounds have low toxicity. Overexposure to bismuth, however, can result in the formation of a black deposit on the gums, known as a "bismuth line".
Some of its compounds, such as bismuth chloride will hydrolyze in moist air and is corrosive to skin, so protection is required when handling the compound.
Bismuth is technically radioactive; its naturally occurring isotope bismuth-209 is not fully stable. But its half-life is so high and radioactivity so low that it can be considered stable for all intents and purposes. It does not pose a radioactive hazard.
Bismuth does not require special storage. Hopper crystals can be displayed on any shelf or table.
It's best to try to recycle the bismuth and avoid dumping it in the environment.
Making bismuth crystals, but they won't oxidize.
This page was last modified on 22 December 2017, at 14:27.


text:
THE JEWISH INNOVATION ECONOMY
An Emerging Market for Knowledge and Social Capital
Based on the
2010 Survey of New Jewish Initiatives
List an Organization
Jumpstart Website
Jumpstart Email List
In an innovation economy, knowledge, technology, entrepreneurship and creativity are the core engines of change and growth. Many years of philanthropic investment in Jewish education and leadership development, new networks connecting emerging leaders across the continent and around the globe, and the creative spirit Jewish startup founders and leaders bring to their work have built a Jewish innovation sector that runs lean and burns hot with the twin fuels of knowledge and social capital.
Despite the economic downturn and its effect on Jewish philanthropies and nonprofits, the number of new Jewish non-profit organizations continues to rise dramatically, today reaching more than 600 initiatives serving more than half a million people across North America. In addition to money—nearly $200 million per year flows to the Jewish startup sector each year—a robust portfolio of education, leadership, and organizational development programs is powering the innovation sector and its leaders—and in turn, broadening the reach of their startup initiatives.
This new report by Jumpstart, The Natan Fund, and The Samuel Bronfman Foundation provides data, analysis, implications, and recommendations about the growth and dynamism of the Jewish startup sector and its leadership.
Innovation economics is an economic doctrine that reformulates the traditional model of economic growth so that knowledge, technology, entrepreneurship, and innovation are positioned at the center of the model rather than seen as independent forces that are largely unaffected by policy.
en.wikipedia.org/wiki/Innovation_economics
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The Jewish Innovation Economy: An Emerging Market for Knowledge and Social Capital
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Please add your perspective to this vital conversation. Read the The Jewish Innovation Economy: An Emerging Market for Knowledge and Social Capital and share your feedback here.
We invite you to join Jumpstart, The Natan Fund, The Samuel Bronfman Foundation and their partners around the country in catalyzing local conversations about how funders and nonprofits can collaborate to sustain innovation during these lean years. For more information, or if you'd like to launch a conversation in your home city, please email .
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Moderate Momma: Do you validate?
not a parent (yet) but as a type A person I do have concerns how I will handle life becoming unorganized and unpredictable in some respects when kiddos do enter our lives. When these thoughts creep into my mind I pray and ask God to continually remind me that I am enough and that he created me for a specific purpose. Hope this helps. You are enough too!
Seriously the hardest and most rewarding job there is! I'm glad I'm in good company and not the only one who has felt this way!
I'm telling you, that first "I love you mommy" will be the best!
We should be BFF's...you put the thoughts I had when I first became a mom into the perfect words! Not having that structure, the validation from others, etc was really hard to adjust to. It's been 6 years since my first was born and I'm FINALLY used to the messy-beautiful-chaos and have FINALLY learned to just go with it. But I understand exactly how you feel. Your sweet baby is young still, but soon you'll be able to see how all the love and time you're spending with him is affecting his growth. It's a wonderful, wonderful time!
It can feel like life is stuck on replay some days!
I don't have any kiddos yet, but I can envision myself feeling similarly because I love me some gold stars!


Sendai International Music Competition was created by the City of Sendai in 2001 to commemorate the 400th anniversary of the city. The Competition is held every three years, aiming to contribute to the global culture of music and to international cultural exchange, through the nurturing of young, talented musicians.
The Sendai International Music Competition is highly unique in that it designates the concerto as the center of repertoire. In both sections, the Sendai Philharmonic Orchestra accompanies Contestants after the Semifinal Round.
Our Jury is made up of musicians who are both internationally active and also known as educators, to provide rigorous adjudication. Since 2005, the Sendai International Music Competition has been a member of the World Federation of International Music Competitions. Faithful to the code of the Federation, it enjoys a high reputation for balanced and reliable Competition management.
Management support provided by about 300 volunteers is another characteristic of the Competition. The volunteers' warm hospitality has enjoyed a good reputation,not only from Contestants but also from Jury Members. During the competition period, a wide variety of related projects are organized; Challenger's Live performance in which Contestants not advancing to the next round perform at many places in the city; the Mini Concert for School Children; as well as other concerts organized by the volunteers. These are held to provide opportunities for Sendai citizens to enjoy classical music as well as to interact with young musicians.
Following the 1st Regular Meeting, the Sendai City Council announces its decision to hold the 1st Sendai International Music Competition.
Depicted at the center of the logo is the musical score for "Kojo no Tsuki" ("The Moon Over the Ruined Castle"). It represents our respect for the writer of its lyrics, Bansui DOI, a famous poet and scholar of English literature from Sendai. It also evokes the image of international connection through music between Sendai and the world.


Has your dad ever been a good example for you? My dad is an example because he helps me when I need help, he taught me to love everyone, and most of all because he looks out for me and my family.
One reason that my dad is an example is because he helps me when I need help. For instance, he helps me with my homework. He also helps me with my chores when they are hard to do, like loading and unloading the dishes, especially when my siblings don't wash their dishes out. Another example is that he helps me prepare for the day by helping me wake up and reminds me to brush my teeth and eat breakfast.
My next reason why my dad is an example for me is because he taught me to love everyone. For example, he taught me to love everyone even if you live in the same house. Another example is he taught me to love everyone even if you hate them. Overall, my dad taught me to love everyone whether or not you know them.
My last reason why my dad is an example for me is because he watches out for me and my family. First, he protects us and keeps us safe from danger. For Example, he helps my siblings stay away from bad people. Also, he taught us to stay away from strangers. He helps my family by looking out for us.
As you can see, this is why my dad is an example for me because he helps when I need help, he taught me to love everyone, and he looks out for me and my family.
I woke up to the worst thing I ever heard. "You don't even care for our kid Rachel do you?" His dad shouted.
We need money and you have to get it for us.
"WHAT DO YOU DO AROUND HERE!!" his dad yelled! the door slam shut. I shot shot out of my room as fast, as my swinty legs could go. Then ran to my parents room.
"Sorry buddy mom is gone for good dude." The dad said in a lousy voice.
Cherie Blessing on Hello world!


text:
The Lost Ireland of Stephen Gwynn
Irish consitutional nationalism and cultural politics, 18641950
By (author) Colin Reid
Length of book:
Through the rich and engrossing life of Stephen Gwynn (1864-1950), an alternative history of Ireland can be traced, one which envisaged a moderate form of Irish self-government, nationalist rapprochement with the British Empire, and the healing of the bitter divisions. Gwynn was the most prominent Protestant member of John Redmond's Irish Parliamentary Party. He was also an active participant in the Gaelic language and Irish literature revival, and acted as a literary advisor to the Macmillan publishing house of London, providing an invaluable conduit between Irish authors and a major British publisher. As such, Gwynn offers a unique insight into the overlapping of these worlds, and his experiences illuminate many facets of the complex political and cultural psychologies in the Ireland of his time. Newly available in paperback, this book will interest scholars and students of modern Irish and British history, and those interested in the development of cultural movements in Ireland during the age of W. B. Yeats.
Introduction 1. Family politics and early life 1864-86 2. Exile in England 1886-1904 3. Political cultures and cultural politics 1904-09 4. Home Rule triumphant 1909-14 5. Ireland's sacrifices 1914-17 6. Redmondism's last stand? 1917-18 7. Holding the centre 1919-22 8. Spiritually hyphenated 1922-26 9. Final years 1927-50 Conclusion Select bibliography Index
'As this decade of commemoration of war and revolution begins, it is vital that we remember those who were left behind as the new Ireland was created. This biography makes a vital contribution to this endeavour'. Senia Paseta, Economic History Review, CCXXVIII. 533|'Reid has produced a compelling analysis, which goes well beyond the biographical and uses the substantial archives and literary output of Gwynn to shed new light on the tension and missed opportunities of a generation of Irish reformers.' Eugenio Biagini, The Historical Journal, volume 55, issue 4
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text:
Automotive News Breaking
Ford's Matt VanDyke to become CEO of FordDirect 2021-01-15 16:05:19VanDyke, currently Ford's director of marketing, will take over the digital lead-generating company Feb. 1.
Toyota led auto industry in U.S. patents in 2021-01-15 15:50:40Toyota moved into first place among automakers in U.S. patent generation last year with a 2 percent gain over 2019. Ford finished second.
Tesla asks NHTSA to declare speed display issue 2021-01-15 11:21:10The automaker said it corrected the issue in production in September and that more than 75 percent of the affected U.S. vehicles have accepted the fir
FCA-PSA merger adds uncertainty to Peugeot's U.S. return, 2021-01-15 11:09:40A key rationale for the merger was to increase PSA's market coverage, but the addition of Fiat Chrysler brands such as Jeep and Ram ensures access to
Goldman Sachs to take over GM credit card 2021-01-15 11:00:46The banking giant will be the issuer for the automaker's credit-card programs, with a targeted start of September.
The moped-sharing startup with thousands of EVs and 2021-01-15 10:55:23Revel's New York expansion was marred by the deaths of three riders this summer. Never mind that many more died during the same time in motor ve
FCA first automaker to integrate new Amazon Alexa 2021-01-15 08:00:00Amazon's new custom assistant lets manufacturers use the Alexa technology to create their own in-car assistants with customized wake words, voices an
EX-VW CEO Winterkorn avoids market manipulation trial but 2021-01-15 07:37:54Winterkorn still faces charges for his role in allowing diesel cars with excessive pollution levels to be sold in Germany.
Trump's China tech policy hits automakers as chips 2021-01-15 07:13:13U.S. trade restrictions targeting Chinese suppliers Semiconductor Manufacturing International and Huawei have added to tight production capacity and s
Ford, Audi, Daimler reduce German output on chip 2021-01-15 06:06:50Ford will idle Focus production at its plant in Saarlouis, Germany, for a month starting next week because of semiconductor shortages.
GM mulls expanding Corvette line with electric crossover, 2021-01-14 16:36:52The automaker has designers working on several Corvette-brand concept vehicles that target a wider range of buyers, Bloomberg reported.
NHTSA seeks input on updates to new-vehicle evaluation 2021-01-14 16:08:12The safety agency's planned updates to the program involve the testing of four advanced driver-assistance systems: lane-keeping support, pedestrian a
Automotive news - from
Valeo preliminary H2 EBITDA margin 13.5% of sales 2021-01-15 07:04:00Valeo has unveiled second-half 2020 preliminary financial information, with EBITDA margin representing more than 13.5% of sales.
Chip shortage suspends Subaru Japan output 2021-01-15 06:49:00Subaru Corporation has temporarily suspended production at factories in Japan "due to interruptions in deliveries of certain parts using semiconducto
Albermarle to expand Nevada lithium production 2021-01-15 06:24:00Albemarle is to expand capacity at the company's lithium production facility in Silver Peak, Nevada and start a programme to evaluate clays and other
Trump China chip policy didn't help auto shortage 2021-01-15 06:15:00A global shortage of semiconductors which has led to automakers worldwide shutting assembly lines has, in some cases, been exacerbated by th
Renault and Constellium partner on aluminium R&D 2021-01-15 05:21:00Constellium has announced that it is leading a new R&D initiative in France, Project ISA3. In partnership with Groupe Renault, ESI Group, Institut
South Korea to aid self-driving R&D 2021-01-15 05:10:00The South Korean government said it would make available grants worth KRW1.1trn (US$1bn) over the next seven years to companies developing autonomous
Shanghai motor show - first world premieres named 2021-01-15 05:02:00It might be more than three months away but already, some OEMs are announcing vehicle world debuts for the biennial Auto Shanghai. The list below will
VW opens new regional parts hub in Malaysia 2021-01-15 04:50:00Volkswagen Group has opened a new aftermarket parts distribution centre in Malaysia to supply 21 Asia-Pacific countries, according to local reports.
Kia to launch seven E-GMP models by 2027 2021-01-15 04:28:00Kia Motors plans to launch seven, purpose-built, all-electric vehicle models based on the group's newly-developed electric-global modular platform (E
"Strong tensions" on semiconductor market - Valeo 2021-01-15 04:12:00Valeo says it is seeing "very strong tensions" as the impact of the semiconductor shortage continues to affect global OEMs.
Britishvolt collaborates with Siemens 2021-01-15 03:54:00Britishvolt has entered into an exclusive technology collaboration agreement with Siemens.
Continental to open Serbia auto electronics factory in 2021-01-14 12:10:00Continental plans to open a EUR140m (US$171m) auto electronics factory in Novi Sad, in northern Serbia, the government of Vojvodina province has


text:
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The University at Buffalo is a proponent of transparency and protecting the public trust. For many years, UB and the State of New York have had programs, policies and practices in place to deal with conflict of interest. These policies and practices have been adjusted over time to make them more effective and to assure that they comply and comport with applicable laws, regulations and agency guidance.
The University at Buffalo has well-established policies and procedures for conducting research, disclosing potential conflicts of interest and working compliantly with industry. These safeguards help ensure that no UB faculty activity is unduly influenced by the industry and help assiduously avoid even the perception of a circumstance in which one's personal interest or relationships might compromise education, research or integrity at the university.
All UB employees, including faculty physicians that practice in partner organizations, are subject to UB related policies pertaining to conflict of interest.
While all relationships involve differing priorities and interests, the concern is that the duality of interests can become or can create the perception of conflicts that compromise education, research, or the integrity of the field. While this duality has been recognized for many years, because of decreases in support for the educational and research missions of academic institutions from federal and other traditional funding agencies, academic departments increasingly look to other sources to support such vital functions.
All UB faculty are subject to UB conflict of interest policies, the SUNY Joint Commission on Public Ethics, and are required to make financial conflict of interest disclosures. Each faculty is required to complete an Annual Financial Disclosure form at the time of applying for funded research or prior to the release of grant funds, whichever occurs first, annually thereafter, and within 30 days of discovering or acquiring a new significant financial interest (SFI). UB carefully reviews these conflict of interest disclosures and effectively manages any conflict of interest cases and reports to appropriate federal agencies as needed.
In 1995, the University established an investigator conflict of interest policy requiring investigators to disclose their and their immediate family members significant obligations, significant financial interests that is related to their institutional responsibilities to provide the reasonable expectation that the design, conduct, or reporting of funded research by UB faculty, students, or staff will not be biased. In 2012, UB updated the Investigator Conflict of Interest Policy to fulfill the requirements of the revised Public Health Service policy that went into effect August 24, 2012
In 2012, the Jacobs School of Medicine and Biomedical Sciences at Unviersity at Buffalo established the Jacobs School of Medicine and Biomedical Sciences at University at Buffalo Conflict of Interest Disclosure policy to ensure that no activity of the SMBS and its members is unduly influenced by industry, and that we assiduously avoid even the perception of abridgment of the implicit trust (which is based both on reality and perception) the public places in us to practice in the best interests of our patients and with the greatest integrity. A revised policy is currently under review and will provide further provisions to mitigate conflict of interest.
Several significant changes have taken place in 2013 in the university's efforts to address the issue of conflicts of interest in research. UB established the Institutional Conflicts of Interest in Human Subjects Research Policy to protect the rights and welfare of human subject research participants and to ensure research integrity. All potential Institutional Conflicts of Interest in human subjects research require disclosure, evaluation, and management or elimination. A new UB Conflict of Interest in Research Committee (CIRC) was established in compliance with new federal regulations. The establishment of CIRC and other changes are reflected in the revised UB Investigator Conflict of Interest policy.
UB activities are also subject to SUNY RF's Policy on Conflicts of Interest in Public Health Service Sponsored Programs and SUNY RF's Conflict of Interest Policy. SUNY and RF Investigators may not have any interest or engage in any outside activity that results in an unmanaged Financial Conflict of Interest. To this end, SUNY and RF Investigators must disclose their interests and outside activities, and those of a related party, which may affect their independent and objective performance of their PHS-funded project(s). Financial Conflict of Interest shall be subject to management plans, and compliance with such management plans shall be monitored. In addition, Research Foundation Board Members, Officers, and Employees may not have any interest or engage in any outside activity that results in an unmanaged conflict of interest. To this end, Board Members, Officers, and Employees must disclose their interests and outside activities, and those of a Related Party, which may affect their ability to perform their duties with independence and objectivity. A conflict of interest must be managed so the conflict is reduced or eliminated, and compliance with conflict of interest management plans should be monitored where necessary.
UB encourages innovation by faculty and staff to fulfill our mission of delivering new knowledge and biotechnologies for public benefit. Transparency and Conflict of interest oversight contributes to our unquestioned commitment to safety in our programs and services, and to scientific objectivity as we develop potentially beneficial discoveries.
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Why is industry support for university research important?
Universities are responsible for stimulating economic development and transferring discoveries to the private sector. Universities commercialize their technologies by licensing discoveries to established companies or to companies started by academic inventors.
Financial conflicts of interest are common in a modern research university, and to some extent, they are inevitable. Academic researchers and industry have a long history of collaborating, and these collaborations can provide mutual benefit by contributing to a university's research mission and helping to focus the research directions of industry. Industry/researcher collaboration is accomplished by personal consultation and/or sponsored research.
While all relationships involve differing priorities and interests, the concern is that the duality of interests can become or can create the perception of conflicts that compromise education, patient care, research, or the integrity of the field. While this duality has been recognized for many years, because of decreases in support for the educational and research missions of academic institutions from federal and other traditional funding agencies, school departments increasingly look to other sources to support such vital functions.
How does industry funding come to UB?
UB Sponsored Project Services (SPS) must review and approve all proposals prior to submission to an outside funding agency. Proposals may not be submitted directly to the funding source without the prior approval of SPS. The University at Buffalo (UB) reserves the right to decline awards resulting from unapproved proposals.
Although the Principal Investigator is responsible for the scientific conduct of the project, the legal agreement will be between The Research Foundation of SUNY and the sponsor. This contract binds the SUNY RF to perform specific tasks outlined in the contract Statement of Work as it was proposed and approved, and within the time frame set out in the contract, and to deliver the agreed-upon results to the sponsor by the end of the project. At SUNY Buffalo, a Principal Investigator is not authorized to enter into an agreement that would legally bind The Research Foundation to a sponsor. This is designed to protect both the Principal Investigator and the University
SPS accepts the industry awards on behalf of the Research Foundation, obtains Conflict of Interest approval, and authorizes Contracts Services (GCS) to establish an account to make the awarded funds available to the Principal Investigator for expenditure.
What is the SUNY Research Foundation?
The Research Foundation of State University of New York, or RF as it is commonly known, was the first and is the largest of the University's fiscal agents. A private, nonprofit, educational corporation, RF was established in 1951 under a charter issued by the Board of Regents of the State of New York to accept and administer funds of all types from external sources for the benefit of SUNY. In 1977, the informal relationship which had existed between SUNY and RF was formalized in a contract between the two organizations. Since that time, administration of grant and contract funds in support of research, educational, and public service activities became RF's principal mission.
The Research Foundation of State University of New York, the largest university-connected research foundation in the world, enables discovery through strong, behind-the-scenes support of research education and public service. Under formal contract with the university, the Foundation administers more than 5,000 sponsored programs being conducted at the 29 state-operated campuses of State University of New York.
Sponsored activities are under way in almost every field, ranging from the arts to quantum physics, have a major impact on the quality of life in the state. SUNY researchers have pioneered nuclear magnetic resonance imaging, isolated the bacterium that causes Lyme disease, developed the first implantable heart pacemaker, and made hundreds of other innovative contributions. Today, the university ranks among the top ten research universities in the country in patenting new discoveries.
The Foundation employs more than 21,000 people around the state -- primarily on SUNY campuses -- to conduct research; deliver healthcare; train students, the disabled, and the unemployed; assist the New York State business community; and work in international development programs.
Overseeing the Foundation's operations is a Board of Directors composed of researchers, campus and university administrators, SUNY Trustees, and representatives of business and industry. The SUNY Chancellor serves as board chair ex officio.
Conflict of Interest and UB Policy
What is the UB Conflict of Interest in Research Policy?
UB has had a conflict of interest policy since 1995. The University at Buffalo revised its conflict of interest in research policy in 2012, in order to be in compliance with the revised federal regulations. The regulation places the responsibility for determining the existence of a financial conflict of interest in research on the institution rather than the investigator. Researchers must disclose all financial interests in outside entities, and then the Conflict of Interest in Research Office reviews the disclosures in the context of all sponsored research and Human Subjects Research applications.
The policy applies to all individuals involved in research at the University, regardless of job title, who contribute in a substantive way to the development, execution, and reporting of research.
Conflict of interest (COI) involves circumstances where an individual's professional actions or decisions at the University could be influenced by considerations of personal gain, usually of a financial nature, as a result of interests outside his/her University responsibilities. The central theme in addressing COI is transparency, and the first step is disclosure of the interest to the appropriate University administrative office.
What is financial conflict of interest in research?
Financial conflict of interest in research involves situations in which a researcher has a significant financial interest that may compromise, or have the appearance of compromising, professional judgment in the design, conduct, or reporting of research. A significant financial interest could include personal compensation from industry, equity interest or a management role in a company, or royalties generated from intellectual property rights.
Also, universities are responsible for stimulating economic development and transferring discoveries to the private sector. Universities commercialize their technologies by licensing discoveries to established companies or to companies started by academic inventors.
All of these situations can create opportunities for researchers to receive financial rewards related to their research. With the opportunities come risks that the direction of research will be affected, the objectivity of the data will be compromised, and the interpretation of research results will be skewed. Researchers might not consider that their financial interest would pose these risks, but it can create that perception. This perception of bias can be as damaging to the researcher and the institution as actual bias.
At UB, we seek to address conflict of interest in research and to advise faculty and staff on how to mitigate, manage, or if necessary, eliminate those conflicts. We are committed to complying with federal regulations and University policies related to disclosure, review and management of financial interests.
What conflict of interest policies apply to UB personnel?
UB INVESTIGATOR CONFLICT OF INTEREST
UB SMBS Conflict of Interest Disclosure Policy
UB Institutional Conflicts of Interest in Human Subjects Research
SUNY RF Policy on Conflicts of Interest in Public Health Service Sponsored Programs
SUNY RF Conflict of Interest Policy
Who is considered an investigator?
The policy following federal guidelines considers an investigator as "a principal investigator or any other person, regardless of title or position, responsible for the design, conduct or reporting of sponsored projects." This definition would include co-investigators, sub-investigators, study coordinators and other individuals with an active role in the research project including individuals responsible for the consent process (recruiters, screeners, interviewers, consenters) and those responsible for collecting, entering and analyzing the research data.
Why did UB implement conflict of interest policies?
UB has had a conflict of interest policy since 1995 in compliance with federal regulations. UB implemented conflict of interest policies in response to several factors including a desire to have strong ethical standards.
When were these policies put into effect?
The UB Conflict of Interest Policy went into effect in 1995, and the more prescriptive UB SMBS Conflict of Interest Disclosure Policy was updated in 2012.
Has UB policy changed?
No. However, UB is conducting a review of our policies to ensure transparency, consistency, and efficiency and the Jacobs School of Medicine and Biological Medicine at University at Buffalo has revised the Jacobs School of Medicine and Biomedical Sciences at University at Buffalo Conflict of Interest Disclosure Policy.
Have other universities changed their conflict of interest policies to be more stringent?
Yes. Widespread national attention on the issue has prompted many academic medical centers to strengthen their policies. Here are some examples:
University of Wisconsin Hospitals and Clinics
Management and Disclosure Process
How does UB manage conflicts of interest?
A conflict of interest in research exists when an investigator has a significant financial interest or a significant obligation to another organization that could potentially bias research. A common example is an investigator who is serving as a paid consultant to a company that is also sponsoring the investigator's research study.
A COI management plan must be drafted for any research project.
For each new, renewed, or updated research, the Conflict of Interest Review Committee (CIRC) receives a conflict of interest (COI) management plan prepared by the UB Conflict of Interest Officer in collaboration with the conflict of interest reviewer in the investigator's dean's office and with the investigator. This step follows UB policy and assures that the investigator's input is sought from the outset by someone familiar with the investigator's particular research culture.
CIRC will review the draft COI management plan or develop a management plan if needed. The CIRC approved COI management plan will, at a minimum, require the investigator to make full disclosure of their relationships with a research sponsor to their colleagues on a study, to research participants, and in any presentations or publications.
What is a conflict of interest (COI) management plan?
The Conflict of Interest (COI) management plan is an action plan that will reduce or eliminate an financial COI, prevent or mitigate the harm that could arise from the conflict, and to the extent possible, ensure that the design, conduct, and reporting of research or other activity is free of bias. At a minimum, the COI management plan will require the investigator to make full disclosure of their relationships with a research sponsor to their colleagues on a study, to research participants, and in any presentations or publications.
What office is responsible for conflict of interest compliance?
The Office of the Vice President for Research and Economic Development is responsible for Conflict of Interest (COI) in funded and human subjects research. The COI process involves the UB Conflict of Interest Officer and the UB Conflict of Interest in Research Committee (CIRC).
What is the role of the UB Conflict of interest in Research Committee?
In 2013, UB established the new UB Conflict of Interest in Research Committee (CIRC) in compliance with new federal regulations. The establishment of CIRC and other changes are reflected in the revised UB Investigator Conflict of Interest policy.
CIRC is comprised of well-qualified, senior faculty from each of the twelve UB schools and colleges as well as the Research Institute on Addictions. These individuals have been recommended by their units and appointed by the Vice President for Research and Economic Development.
CIRC is chaired by Michael Detty, Chair, Chemistry, College of Arts and Sciences. Members include: William McDonnell, Associate Dean, Architecture and Planning; Anne Meyer, Associate Dean for Research, Dental Medicine; Gregory Fabiano, Associate Dean for Research; Graduate School of Education; Albert Titus, Chair, Biomedical & Electrical Engineering, Engineering and Applied Sciences; Errol Meidinger, Professor, Law; William Kross, Associate Dean for Research, Management; Mulchand Patel, Associate Dean for Research, Medicine and Biomedical Sciences; Davina Porock, Associate Dean for Research, Nursing; Joseph Balthasar, Associate Dean for Research, Pharmaceutical Sciences; John Wilson, Professor, Exercise & Nutrition Science, Public Health and Health Professions; Catherine Dulmus, Associate Dean for Research, Social Work; Kenneth Leonard, Director, Research Institute on Addictions. Ed Zablocki, COi Officer, provides administrative support to CIRC.
A conflict of interest in research exists when an investigator has a significant financial interest or a significant obligation to another organization that could potentially bias research. A common example is an investigator who is serving as a paid consultant to a company that is also sponsoring the investigator's research study. CIRC typically receives a draft conflict of interest (COI) management plan prepared by the conflict of interest reviewer in the investigator's dean's office in collaboration with the investigator. This step follows the policy and assures that the investigator's input is sought from the outset by someone familiar with the investigator's particular research culture.
CIRC will review the draft management plan or develop a management plan if needed. The CIRC approved COI management plan will, at a minimum, require the investigator to make full disclosure of their relationships with a research sponsor to their colleagues on a study, to research participants, and in any presentations or publications.
What are the disclosure responsibilities of research project personnel under UB policy?
Any personnel, whether UB personnel or not (e.g. nurse at a HCP, research collaborator from another University), involved with funded research or with human subjects must submit full financial disclosure in compliance with UB and other related policies at least annually and at any time their relationship with a research sponsor changes. UB will accept a COI statement for personnel from another University from their University's Conflict of Interest Officer. At a minimum, Personnel must make full disclosure of their relationships with a research sponsor to their colleagues on a study, to research participants, and in any presentations or publications.
The annual University deadline for disclosure of financial interests is in November. Public Health Service funded research (principally NIH) disclosures must be submitted by the time an application is submitted to the Public Health Service for funding, within thirty (30) days of discovering or acquiring a new Significant Financial Interest, and on an annual basis at intervals thereafter.
Disclosures must be updated when a project is up for renewal or updated with new personnel, at which time personnel are again reviewed for conflict of interest. If any of the new personnel are not on file, they are required to fill out a disclosure.
Financial disclosure statements should be submitted using the Osprey COI Risk Manager online financial disclosure system. The system forwards this disclosure to the UB Conflict of Interest Officer and those within the Dean's office responsible for review of financial disclosure statements.
UB policy, consistent with the 2011 revised PHS regulation, requires each Investigator who is participating in NIH-funded research to submit an updated disclosure of Significant Financial Interest using COI Risk Manager within thirty (30) days of discovering or acquiring (e.g., through purchase, marriage, or inheritance).
What training do UB personnel receive regarding conflicts of interest?
The revised Public Health Service regulations require completion of a conflict of interest course by all investigators and key research personnel before grants can be submitted or funding released. This online conflict of interest mini-course was developed by the Collaborative Institutional Training Initiative (CITI) and is being used by all SUNY institutions.
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