ACE Insurance's recent announcement that it is increasing asbestos reserves by almost $300 million may be a case of too little, but perhaps not too late.
Rating agencies have been closely monitoring reserving practices, paying particular attention to the actual amounts set aside as compared to actuarial estimates of future liability. For the layman, this means the companies that determine the financial viability of insurers want to make sure they have set aside enough money to pay for future claims.
This is important stuff – insurance is predicated on the policyholder's confidence in the insurer's ability to pay claims. Any concern on the part of present or potential policyholders about this ability is going to hurt the insurance company's ability to attract new customers.
While one would think the close monitoring of insurance company financials will provide ample warning of impending problems, history shows that when troubles hit insurers, they can collapse seemingly overnight.
Best did not reduce ACE's rating. Fitch Ratings (my personal favorite) did cut its rating of an ACE's subsidiary's ratings from a B+ to a B- on concerns over future claims and the impact of the charge on overall financials.
Fitch has been very cognizant of the asbestos reserving issue, noting in their latest review of the industry a potential shortfall of $43-$60 billion in reserves for asbestos-related claims at the end of 2003.
While this may seem arcane, esoteric, and generally pretty uninteresting, asbestos reserving practices and results thereof are a key to the viability of many an insurer.
Those who buy insurance should take notice.
The Society for Human Resource Management released a report on the top trends that will affect US businesses in 2005. It comes as no surprise that health care costs led the way, with 57% of respondents naming this issue as the top management concern.
Compare this with a survey conducted last year on opinions of P&C insurance execs, who did not include health care costs in their top eight issues of the year.
Why? Is P&C insurance not affected by health care? No, actually one of the largest cost drivers of medmal, liability, workers comp, private and fleet auto, etc (P&C insurance lines) is health care.
Do P&C carriers have health care costs under control? No, a recent survey indicates medical inflation in one key P&C line is 12% annually, a rate that is significantly higher than overall medical trend.
My guess, and it is only a guess, is a cultural inability to grasp the importance of medical trend. Most P&C insurance execs grew up in the business, viewing claims and the health care part of claims as financial numbers, and thus do not understand health care beyond its' financial implications. It is viewed as a constant, a black hole, a great unknowable. I've heard one exec state "claims are claims, trend is trend".
With this attitude, no wonder the trend rate is 12%.
The National Governors' Assn is mounting a surprisingly united front in the battle with the federal government over Medicaid funding . Governors are complaining that the sum of currently proposed and possible federal changes to Medicaid may leave states unable to make up any funding deficit.
Medicaid accounts for 22% of the average state budget, pays for 50% of all long term care and 70% of nursing home costs. Total expenditures for 2004 are estimated at $360 billion, split equally between states and the federal givernment.
–Allow states to charge higher fees to higher-income recipients.
Why should the average insurance exec care? Well, this "stuff" usually flows downhill, which likely means cuts in Medicaid reimbursement to providers. Providers will seek to recoup this lost revenue from other sources, particularly those that are soft targets.
Smaller health plans, TPAs, and P&C carriers, take note.
Tom Lynch's WorkComp Insider has a great synopsis of the weekend's WC blogging activity.
As goes California, so goes the nation. Particularly bad news if the trend one is watching is health care. California's health care premiums have just passed the $10,000 per family threshold, a level some experts think will finally lead to calls for significant change.
The frightening thing about this increase is it reflects a lower than expected trend rate of 11.4%…2003 costs were up a whopping 15.8%. When 11.4% is good news, you know we're in trouble.
The study, sponsored by the California HealthCare Foundation and Kaiser Family Foundation, also covers national health care premium trends. And those numbers aren't a beam of sunshine either.
The national health care trend rate is 11.2%. Since 2000, health care premiums are up 61%.
For those who are interested, a summary of the report presents the highlights, including employer contribution rates and trends, specific plan trend rates, and future cost projections. Make sure you are sitting down when you read this.
Risk and Insurance magazine, an industry publication focussed primarily on the property and casualty industry, has an interesting interview with Marsh CEO Michael Cherkasky. Cherkasky, a relative newcomer to Marsh who joined the organization when they acquired Kroll (investigations and security firm), was perhaps the best stroke of luck Marsh could have had.
Cherkasky worked with NY Attorney General Spitzer at the state level, and they know each other well. His appointment to CEO will go far to deflect Spitzer's attacks, as their relationship appears to be positive.
The interview details Marsh's plans for the future, and is required reading for any risk manager, broker, or regulator wondering what the impact of the contingency commission-sham bidding scandal will be on brokers.
(Risk and Insurance editor Jack Roberts) "Do you think that if other competitors don't accept that model-that all sides of the transaction ought to be transparent-that that will give Marsh a competitive edge?
That competitive return will likely be considerably less than it was pre-Spitzer, but better lower returns than none at all.


Kew Ward Councillors Fred Weavers, Mike Booth and newly elected Councillor David Pullin will be holding a surgery this weekend.
The announcement comes after the councillors were criticised for 'not being visible' in the community.
At Wednesday's Southport Area Comittee meeting, Rebecca Rowland posed the question to her local councillors.
She said: "Why do councillors in my ward and in the neighbouring Kew ward not hold advice surgeries for their residents?
"I think that councillors in our area should be a visible force and easily contactable to help with residents concerns or local issues.
"I thought it was strange when I looked, that they do not hold advice surgeries."
Cllr Weavers replied: "We do not hold regular surgeries as we don't believe this to be the best way of contacting our constituents.
"We prefer a multi-channel communication approach; we can be reached via email, telephone, social media and we spend time in the community, talking to people directly.
"We are also lucky to have our HQ on Shakespeare Street, shared by councillors and John Pugh MP in our ward.
"Residents are able to speak to someone at the HQ 5 days a week during office hours and leave messages for their councillors.
"We still believe that we are more effective knocking on doors, as we try to do each week; but we are willing to give surgeries a try. There will be ad hoc surgeries moving forward."
The surgery will take place from 11am-12.30pm this Saturday (June 25) in the coffee lounge at the Salvation Army on Shakespeare St.
This is an opportunity to meet informally and have a chat over a coffee to discuss any problems that residents have with the services provided by Sefton Council .


Caldwell also announces that it has replaced SciVest Capital Management Inc. as the portfolio manager of the Fund effective December 11, 2013. This change of portfolio manager is administrative in nature and does not have any material effect on the management or the investment strategy of the Fund. As the sub-portfolio advisor of the Fund, Fox Asset Management, LLC ("Fox") has been advising the Fund on portfolio investments since 2010 and will continue to act in such capacity. Caldwell, as the manager and portfolio manager of the Fund, is responsible for the investment decisions made by Fox in respect of the Fund.
Caldwell Investment Management Ltd. is a Toronto-based portfolio manager and investment fund manager that offers separately managed accounts, mutual fund and pooled fund products to Canadian investors. Caldwell is a wholly-owned subsidiary of Caldwell Financial Ltd., which is 100% controlled by its employees. Caldwell's management team has worked together for over 30 years.
About this company Caldwell Investment Management Ltd.


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Racing Results: 8/25/2003
8/24 Hungarian Grand Prix, Hungaroring Sport RT, Budapest, Hungary (1:39:01.46 Race Time) -- Renault's Fernando Alonso in the Mild Seven Renault lapped the field to win the race. The 22-year-old Spaniard became the youngest driver ever to win a Grand Prix, which was achieved in a convincing and dominant fashion. While much was made of the historic overtones of Alonso's first victory, the most impressive aspect of it was how it was achieved. He used the Renault's renowned launch system to catapult himself into the lead at the first corner, and then romped away from the pack at an incredible pace. After four laps Alonso already had a 10-second lead, which he increased with a series of fastest laps before his first pit stop. Raikkonen briefly grabbed the lead until his stop two laps later, after which Alonso held sway once again. Such was his pace that he lapped World Championship leader Michael Schumacher and teammate Jarno Trulli in the latter stages, and cruised to victory. If the destiny of the winner was never in doubt, second place was also a foregone conclusion by half-distance. Raikkonen's super start in the West McLaren/Mercedes from seventh to fourth, was the catalyst for his runner-up position, 16.768 seconds behind Alonso. He got ahead of Jaguar's Marc Webber at the first round of pit stops and never looked back, rejuvenating his own World Championship hopes. Williams was forced to play catch-up after its disastrous start. Montoya was stuck behind Michael Schumacher before his first stop, but once ahead of him he closed right on to the tail of the second Ferrari of Barrichello, just as Rubens suffered a frightening left-rear suspension failure that pitched him off the road and into the tire wall. Rubens was uninjured in the head-on impact, and Montoya continued his charge. Meanwhile, Ralf Schumacher was carving his way through the lower order and had virtually negated the time lost in his first lap spin by his second pit stop. His highlight was an impressive pass on brother Michael, just as Montoya failed to make a move stick on Trulli's Renault ahead of him. Montoya used his second stop to leapfrog ahead of both Trulli and Webber, as did Ralf Schumacher. The duo charged until the end, and Montoya even found time for a quick spin. The reigning champ's poor finish of eighth means his World Championship advantage has all but evaporated. With three races to go, Williams/BMW's Juan Pablo Montoya and McLaren/Mercedes' Kimi Raikkonen are just one and two points respectively behind Marlboro Ferrari's Michael Schumacher. It will take a remarkable set of events for this championship not to go down to the last round. After Michelin swept the first seven positions in Budapest, the question now is whether Schumacher, Ferrari and Bridgestone can fight back at Monza, Indianapolis and Suzuka. The Ferrari package figures to be much more competitive at the remaining circuits, with Schumacher particularly strong at Suzuka. Next Race: 9/14 Italian Grand Prix, Monza, Italy (7:30 a.m. ET; SPEED)
NASCAR WINSTON CUP
8/23 Sharpie 500, Bristol Motor Speedway, Bristol, TN (.533-Mi. Oval; 500 Laps) – Winning his fourth race of the year and third in that past four events, Kurt Busch in the #97 Rubbermaid/Sharpie/Roush Racing Ford Taurus is winning fans and silencing critics as he continues showing them the way home. In the half-mile 'ring' that is the Bristol Motor Speedway, Busch stayed out of trouble for the most part, and never appeared to be seriously challenged by Kevin Harvick's #29 GM Goodwrench Service/ Richard Childress Racing Chevrolet Monte Carlo, who again finished in the runner-up spot, this time ending up about 2-3 car lengths behind Busch at the finish. Points leader Matt Kenseth in the #17 DeWalt Power Tools/Roush Racing Ford finished 4th, going from 329 points in front of Dale Earnhardt, Jr. to 351 with Jr. finishing 9th. Jamie McMurray in the #42 Havoline/Chip Ganassi Dodge was third, admittedly blocking to keep Kenseth from gaining another position, and in fifth was the #48 Lowe's Home Improvement/Hendrick Motorsports Chevrolet of Jimmie Johnson. Next Race: 8/31 Southern 500, Darlington Raceway, Darlington, SC (12:30 p.m. ET; NBC)
NASCAR BUSCH GRAND NATIONAL SERIES
8/22 Food City 250, Bristol Motor Speedway, Bristol, TN (1.0-Mi. Oval; 250 Laps ; MPH Ave. Speed; 1:51:07 Race Time) – Michael Waltrip, in the #99 Aaron's Chevrolet Monte Carlo, put a slight 'bump-and-run' on Ron Hornaday's #2 ACDelco Chevrolet to win his first Busch series race of the season. With 34 laps to go, Waltrip pulled up to Hornaday's bumper, tapping him just enough to loosen him up, allowing Waltrip to go by for the lead, which he held to finish 1.501 seconds in front. Ted Musgrave was third in the #6 Bill Miller/Food City Dodge, followed by Shane Hmiel's #48 Goulds Pumps/Innovative Motorsports Chevrolet, and Kevin Harvick's #21 Payday/Richard Childress Racing Chevrolet in fifth. Next Race: 8/30 South Carolina 200, Darlington Raceway, Darlington, SC (2:00 p.m. ET; NBC)
NASCAR CRAFTSMAN TRUCK SERIES
8/20 O'Reilly 200 presented by Valvoline Maxlife, Bristol Motor Speedway, Bristol, TN (.533-Mi. Oval; 88.813 MPH Ave. Speed; 200 Laps) On the white flag lap with less than one to go, Kevin Harvick's cut a tire allowing Travis Kvapil in the #16 IWX Motor Freight Chevrolet Silverado to win his first NCTS event of the season. Harvick's #6 Kevin Harvick Inc. Chevrolet stalled, rendering him unable to complete the final lap and relegating him to 10th. Kvapil finished 3.403 seconds ahead of Robert Pressley's #159 Melling Engine Parts Dodge Ram, with Rick Crawford in the #14 Circle Bar Motel/RV Park Ford in 3rd, Brendan Gaughan's #62 Orleans Hotel Dodge in 4th, and Dennis Setzer 's #15 Acxiom/Computer Associates Chevrolet rounding out the top five. Next Race: 9/4 NCTS 200, Richmond International Raceway, Richmond, VA (8:00 p.m. ET; SPEED)
NHRA POWERade CHAMPIONSHIP DRAG RACING
Next Race: 9/1 Mac Tools U.S. Nationals, Indianapolis Raceway, Park, Clermont, IN (Final Eliminations --8:00 p.m. ET; ESPN)
O'REILLY WORLD OF OUTLAWS SERIES
8/23 Feature Race, Grays Harbor Raceway Park, Elma, WA (3/10-Mi. Oval) -- Jason Meyers, in the #7 VMAC Maxim, picked up where Joey Saldana's #17 Eagle Raceway Maxim left off for the second straight race on his way to completing his first O'Reilly World of Outlaws Series double-feature sweep. Saldana started on the pole and led the first 36 laps before his flat right rear tire gave Meyers first place. Meyers held off standings leader Steve Kinser 's #11 Quaker State Maxim to win his third "A" Feature of the year. Paul McMahan was 3rd, followed by Jason Sides, and Daryn Pittman in 5th.
Next Race: 8/31 Harvest Classic Finals, Calistoga Speedway, Calistoga, CA (Semi-banked, 1/2-Mi. Oval)
INDY RACING LEAGUE INDYCAR SERIES
8/24 Nazareth Indy 225, Nazareth Speedway, Nazareth, PA (1-Mi. Oval; 225 Laps; 200-Mi. Race Distance) -- Helio Castroneves became the IRL IndyCar Series points leader with this win. Castroneves, in the # 3 Marlboro Team Penske Dallara-Toyota, led the final 173 laps and beat two-time IndyCar Series champion Sam Hornish Jr. by .1697 of a second. Bryan Herta, in the #27 Archipelego/Motorola Dallara-Honda, finished third. Castroneves and his Marlboro Team Penske teammate Gil de Ferran are now first and second in the point standings, respectively. Castroneves, who earned two bonus points for leading the most laps, has 429 points, while de Ferran, who finished fourth in the race, has 404. Tony Kanaan entered the race on top of the point standings with an eight-point lead over Castroneves, but on Lap 120, the #10 Target Chip Ganassi Racing Panoz G Force-Toyota of Tomas Scheckter touched the right rear of Kanaan's #11 Team 7-Eleven Dallara-Honda. Both cars made contact with the outside retaining wall in Turn 2 ending their day. Kanaan finished 18th, while Scheckter finished 19th. Kanaan fell to third in the point standings and now has 397 points, 32 behind leader Castroneves. Castroneves' victory, his second of the season and fifth of his IndyCar Series career, was the 10th of the season for Toyota and the brand clinched the 2003 IRL IndyCar Series Manufacturer's Championship. Next Race: 9/7 Delphi Indy 300, Chicagoland Speedway, Joliet, IL (1.5-Mi. D-shaped Oval; 1:00 p.m. ET: ABC Live)
CART CHAMP CAR WORLD SERIES
8/24 Molson Indy Montreal, Circuit Gilles Villeneuve, Montreal, Canada (2.709-Mi. Road Course; 75 Laps) Michel Jourdain Jr. utilized a wise race strategy and lightning-quick pit work from his Gigante Team Rahal Ford-Cosworth/Lola crew to win. Jourdain edged Patrick Racing's Oriol Servia across the finish line by 1.277 seconds to collect his second career victory in the Series. Quebec native Patrick Carpentier in the Players/ Forsythe Racing Ford-Cosworth/Lola thrilled the partisan crowd by placing third. Points leader Paul Tracy finished sixth after he ran out of fuel on the final lap and points runner up Bruno Junqueira finished out of the points. Subsequently Jourdain gained valuable points in the championship battle pulling within seven points of Junqueira and within 35 points of Tracy. Next Race: 8/31 Centrex Financial Grand Prix of Denver, Denver, CO (3:00 p.m. ET; SPEED Live)
8/24 Road America 500 presented by the Chicago Tribune, Road America, Elkhart Lake, WI (79 Laps; 2:46:21.273 Timed Event; 4.048-Mile Road Course) -- JJ Lehto and Johnny Herbert scored their second ALMS win of the season driving the #3 ADT Champion Racing Audi R8 to a one-lap win. Herbert took the lead on lap 29 by passing the polesitting Infineon Team Joest Audi R8 of Marco Werner, and never lost the lead again. Andy Wallace and Chris Dyson finished second overall and won the LMP 675 class in the #5 Dyson Racing Lola EX257-MG, while Jan Magnussen made a last-lap pass of Corvette driver Johnny O'Connell to win the GTS class for the #80 Prodrive Ferrari 550 Maranello team with co-driver David Brabham. Johnny Mowlem and Craig Stanto, driving the #24 Michael Petersen-White Lightning Porsche 911 GT3 RS, scored its first-ever win in the ALMS, taking GT class honors. Next Race: 9/7 Monterey Sports Car Championships, Mazda Raceway Laguna Seca, Monterey, CA
TRANS-AM SERIES FOR THE BFGOODRICH CUP
8/24 Road America, Elkhart Lake, WI (25 Laps; 112.481MPH Ave. Speed) -- Scott Pruett continued his dominating run toward his third Trans-Am Series for the BFGoodrich Tires Cup championship, recording his sixth victory the season. In the process, the driver of the #7 Jaguar R Performance XKR allowed Jaguar to clinch its third Manufacturers' Championship. The carmaker previously won the manufacturers title in 1978 and 2001. Johnny Miller finished second in the #64 Eaton Cutler-Hammer Jaguar XKR, ahead of Michael Lewis' #12 Westward Tools/The Crank Jaguar XKR. Justin Bell, making his first start this season in the #59 Ultama Swimwear Chevrolet Corvette, drove through the field to finish fourth, followed by Stu Hayner, who battled a severe vibration throughout the event, to finish 5th in the No. 2 GMAC Commercial Finance/Trenton Forging Corvette. Pruett took the lead at the start, and never gave it up during the race, which ended under caution. Next Race: 8/31 Centrex Financial Grand Prix of Denver, Denver, CO (Delayed Broadcast; 1:30 p.m. ET; SPEED)
IHRA HOOTERS RACING SERIES
8/24 Sunoco World Nationals, Norwalk Raceway Park, Norwalk, OH – TOP FUEL: Bruce
Litton, in the Lucas Oil Dragster, defeated Clay Millican's Werner Enterprises/104+ Octane Boost entry. Litton ran a 4.938, 294.50 mph to win in the first 16-car field in IHRA history. Litton is the only driver to beat defending world champion Clay Millican this year and did it again. PRO MODIFIED: Thomas Patterson qualified in the lower half
of the field but defeated Fred Hahn in round one, Pat Moore round two and Von Smith in the semis before defeating Quain Stott, 6.378 to 6.497 for the event win. Funny Car: In the quickest Funny Car field in IHRA history, Jim Sickles defeated John Foster in round one with a 5.779 E.T. Sickles was unopposed in round two, ran the best times of the field in round three at 5.769, 246.17, then met three-time world champion Von Smith in the final round, beating him with a 5.828 to 5.880. PRO STOCK: Doug Kirk defeated John Bartunek first round with a 6.616 E.T. He then
downed Pete Berner in round two and Jeff Dobbins in round three. In the final round, Kirk met Carl Baker. Baker broke off the line and Kirk went on to victory running a 6.585 E.T. Next Race: 9/7 Amalie Oil North American Nationals, New England Dragway, Epping, NH
ASA AC DELCO CHALLENGE SERIES
8/24 Erie 250, Lake Erie Speedway, Erie, PA -- Robbie Pyle, in the Citgo Chevrolet, led the final 101 laps take the win. Pyle had finished in the runner-up spot three times during the current season, and was leading at Madison International Speedway with 14 laps remaining when he lost an engine. But Pyle was not to be denied during ASA's first visit to Lake Erie Speedway to the delight of a near capacity crowd by holding off Butch Miller's Timber Wolf Chevrolet by 0.464 seconds to record his second career
win. Pole sitter Toby Porter in the Meijer Chevrolet, Rick Beebe in the Structural Transport Ford and Mike Garvey in the Jani-King Chevrolet rounded out the top five.
Next Race: 9/1 Elko Speedway, Elko, MN (2:30 p.m. ET; SPEED Live)
ARCA RE/MAX SERIES
Race: 8/30 Winchester Speedway, Winchester, IN (0.5-Mi. Paved Oval; 8:00 p.m. ET; SPEED Live)
GRAND AMERICAN ROLEX SPORTS CAR SERIES
Next Race: 9/21 6 Heures du Circuit Mont Tremblant, Le Circuit Mont Tremblant, Quebec, Canada (6-Hr. Timed Event; 5:00 p.m. ET; SPEED)
NHRA SUMMIT SPORT COMPACT DRAG RACING
Next Race: 9/7 Tuned by Matrix GR Motorsports NHRA Sport Compact Nationals, Infineon Raceway, Sonoma, CA
NDRA NOPI THE FAST & THE FURIOUS RACING SERIES
Next Race: 8/30 Houston Raceway Park, Baytown, TX
8/17 Virginia Motorsports Park, Dinwiddie, VA – PRO COMPACT: It wasn't a question of 'if' Street Glow/Bullish Motor Sports would win the class event title, but 'who'. Ara Arslanian defeated teammate George Ioannou, with a 6.840, 201.580, to 6.860, 202.760. PRO OUTLAW RWD: In the battle of the rear wheel drives, it was the Performance Factory NYC Toyota Supra of Vinny Ten reigning supreme, running as 7.70, 174.660 to defeat Osofast Racing's Brent Rau, who ran an 8.020, 170.360 in his Mitsubishi Eclipse. PRO OUTLAW FWD: Not only the quickest and fastest female in all of sport compact drag racing, but the fastest FWD period now, Lisa Kubo in the APC/Saturn Motorsports Saturn Ion ran an 8.30 in qualifying to claim that distinction. Then in the finals, Kubo bettered that mark, running an 8.280, 176.050, to down current Pro Outlaw FWD points leader, Steven Thomson's Honda Civic, who ran a 9.860, 107.990. PRO 4-CYLINDER: Jojo Callos, in the Castrol Syntec/Team Tactics Acura Integra, had a scary moment in the finals, as Lance Holung lost control of his Honda and crossed the centerline narrowly missing Callos. Holung's subsequent DQ rendered Callos' 10.150, 138.390 sufficient to win the event. PRO STOCK: Cloyse Holland ran a 10.820 at an identical 124.650 MPH to steal the win from Norris Prayoonto, whose 10.870 made the difference here. STREET TIRE: Paul Efantis' MSP Motorsports Toyota Supra continues on a tear, winning with a 8.420, 168.280, to
Willie Daniel's losing 12.740, 134.190.
IDRC IMPORT DRAG RACING CIRCUIT
8/24 All Star Nationals, Atco Raceway, Atco, NJ – RESULTS NOT AVAILABLE.
Next Race: 9/7 Rocky Mountain Nationals, Bandimere Speedway, Denver, CO
USAR HOOTERS PRO CUP
8/23 Cayuga Speedway, Nelles Corners, Ontario, Canada (250 Laps; 8/28 Delayed Broadcast; 7:00 p.m. ET; SPEED) -- Brian Ross' #42 Speedco Truck Lubes/ Poynter Drywall Ford Taurus passed Charlie Ford on lap 153 and held off a hard-charging Kertus Davis in the #68 Quality Brake Centers/MMP Ford to win the Lucas Oil 250 presented by Ken-Co Industries Ltd. Ross scored his second win of the season and first in the USAR Hooters ProCup Series since his win at Jennerstown Speedway last April. Canadian Jason McLellan in the #3 Artic Clear/T.D. Smith Transport Chevrolet Monte Carlo followed Davis in third, with Joel Kauffman's #44 L A West Luxury Vans Chevrolet fourth and Danny Sammons' #97 Freds Parts Center/ Haulmark.com/ aarn.com Ford completing the top five. Next Race: 8/30 Jackaroo Sauces 250 presented byAdvance Discount Auto Parts, USA International Speedway, Lakeland, FL (250 Laps; 9/4 Delayed Broadcast; 10:30 p.m. ET; SPEED)
WRC WORLD RALLY CHAMPIONSHIP
Next Race: 9/7 Round 10 - Telstra Rally Australia
TECATE SCORE DESERT SERIES
Next Race: 9/13 Primm 300, Las Vegas, NV
CHAMPIONSHIP OFF ROAD RACING EXXON SERIES
Next Race: 8/30-31 Crandon, WI
BEST IN THE DESERT RACING ASSOCIATION
8/23 Baja Mex 300, Bay of Ensenada, B.C., Mexico – NO RESULTS AVAILABLE.
SNORE SOUTHERN NEVADA OFF ROAD ENTHUSIASTS
Next Race: 10/4 The Coast Resorts SNORE 250, Las Vegas, NV
8/24-25 Brands Hatch – In Round 15, it was Warren Hughes MGZS seizing the victory, averaging 85.94 MPH over the 35 laps, beating Vauxhall's Yvan Muller to the checkers by 2.713 seconds. Third was Colin Turkington in another MGZS, with Matt O'Neal's Honda Civic Type-R close behind. Round 16 saw Turkington win outright, as Vauxhall's Paul O'Neill ended up 1.398 seconds back, with Alan Morrison's Honda in third. Turkington averaged 82.70 MPH, finishing in a time of 31:09.023. Next Race: 9/7 Donington Park, Rounds 17 & 18
auto Driving Engine Fuel road 2003 News

redpajama_set_name: RedPajamaCommonCrawl


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Brown's Last Chance activists arrested at State Capitol
http://www.elkgrovenews.net/2018/08/browns-last-chance-activists-arrested.html
By Dan Bacher | August 27, 2018 |
The California Highway Patrol arrested four activists as they tied themselves to a mock "oil derrick," sang songs and blocked the driveway of the entrance to the garage at the State Capitol on Monday, August 20.
The arrests were the culmination of a day of protest against Governor Jerry Brown's expansion of offshore and onshore drilling in California. The day began with a press conference on the sidewalk of the north steps of the State Capitol, followed by a sit outside the doors of the Governor's Office inside the State Capitol.
People participating in the sit in sang songs, including "Which side are on you on, Jerry Brown?" They also shouted chants, including "No justice, no peace, no oil relief."
However, the climate justice advocates weren't arrested until they blockaded the entrance to the capitol garage, where the legislators, governor's staff and other officials park.
The protesters, including front line community members who live near California's fossil fuel production sites, joined leaders and activists from the Brown's Last Chance campaign to demand that Brown halt new oil and gas drilling in California, establish a 2500 foot human health buffer zone around active production sites, and create a just transition plan to phase out fossil fuels entirely.
The arrests at the Capitol were preceded by the arrests of six young activists two weeks earlier, also protesting Brown's expansion of oil drilling in the state: http://www.dailykos.com/...
Before he was arrested, Kai Newkirk, Co-founder of Democracy Spring, stated in a Facebook post the reason why he was willing to risk arrest.
"California is on fire. Toxic oil drilling in California is fueling the flames. We can no longer accept Jerry Brown's cowardice and hypocrisy on climate. It's time to SIT IN to demand that he STAND UP to Big Oil," said Newkirk.
After his release from police custody early Tuesday morning, he said, "All four of the ~20 of us who sat in and were ultimately arrested hours later at the California state capitol yesterday, were released around ~1:45 a.m. Lot of waiting in a place of injustice & pain, but we supported each other and tried to connect with others in a good way. Mass incarceration and the drug war are a plague on our nation, especially the poor and Black and brown people."
"We lifted up the urgent issue of Jerry Brown's cowardice on climate and showed the growing power demanding that he stand up to Big Oil to protect our climate and the health of our communities. Thanks all for the support yesterday, and gratitude to everyone who took action," he stated.
Footage of arrests is available here: https://twitter.com/CALmatters/status/1031665275295346688
17-year-old Nalleli Cobo, a Los Angeles resident who was sickened by toxic emissions from the oil drilling site, AllenCo., near her home, said the Governor has it in his power to issue an executive order to protect communities from oil extraction that state scientists identified as being toxic in 2015.
"In 2011 when I was 9 years old, I suffered from lack of sleep, headaches, stomach pains, body spasms and asthma," she explained. "After we worked with community members and then Senator Barbara Boxer to shut down the AllenCo. site, all of these symptoms disappeared in 2013 except that I now have asthma. I still have to use two inhalers and take pills daily."
"I'm here to remind Governor Brown that clean air is a basic human right that shouldn't be denied to anyone based on a zip code, age, gender, ethnicity or socioeconomic status," she said. "As a person who got sick from oil extraction, I work with the STAND-LA coalition and with other groups to eliminate toxic neighborhood oil drilling happening near our homes."
For more information about Cobo's battle against Big Oil, go here: http://www.univision.com/...
While Rolling Stone, the New York Times and other media have lauded Brown as a climate leader as he speaks at climate conferences across the globe, his administration has presided over a big expansion of offshore and onshore oil and gas drilling in California. His regulators have approved over 21,000 new permits for oil and gas drilling since 2011 when he began his third term as governor.
And while Brown has said he opposes Trump's proposal to open new federal leases to offshore drilling off the California coast, his administration approved 238 new offshore wells in Los Angeles and Ventura Counties between 2012 and 2016 alone.That's an increase of 17 percent, according to data released in a report issued by Fractracker Alliance in February 2017. To read the complete report, go to: http://www.fractracker.org/…(
The activists also said California produces some of the most climate-damaging crude in the world, with no plans to ramp down extraction. A recent analysis confirmed that continued fossil fuel development is throwing California off track for meeting its own climate goals as well as those enshrined in the Paris agreement.
"Governor Brown isn't a climate leader, he's a cancer causer," said Karuna Jaggar, executive director of Breast Cancer Action, a cancer survivor, who was diagnosedwith a rare form of cancer a year ago. "Every stage of oil production—from drilling, refining, waste disposal, storage and consumption—exposes people to carcinogens and hormone disruptors that raise the risk of breast and other cancers. Put simply, fossil fuels are fueling cancer."
"And hundreds of thousands of Californians living near drilling sites, a majority of whom are people of color and low income people, are at the greatest risk," she said, citing a recent analysis released by the Center for Biological Diversity: http://www.biologicaldiversity.org/...
The state's Division of Oil, Gas and Geothermal Resources (DOGGR) approved 21,397 new wells between Jan. 1, 2011 and April 14, 2018. "Of the 16,554 of those wells with available geographic information, 76 percent are located in communities with above-average poverty rates for California, while 67 percent are located in communities of color," the Center said.
"It takes more than hosting a big climate summit to protect the planet and public health. Now is the time for Governor Brown to walk the talk by taking strong action to prevent climate change and cancer," Jaggar emphasized.
"Our Governor has focused on false solutions which allow the fossil fuel industry and climate profiteers to continue to destroy what we need to simply exist," said Pennie Opal Plant, co-founder of Idle No More SF Bay. "Instead of protecting the citizens of California and the climate by creating a managed and just transition off of fossil fuels he has allowed the fossil fuel industry to assist in writing bills such as the Cap and Trade bill from last year which allowed refineries to continue to poison communities."
"I invite the Governor to align his actions with his claim of being a climate leader. True climate leaders stand up to Big Oil and don't help them continue to profit off of the health of communities like mine and the desecration of the sacred system of life," Opal Plant stated.
"If you do not stand up now, you are not being a good ancestor," she concluded.
The Brown's Last Chance campaign kicked off in April with a letter demanding that Governor Brown halt the development of all new dirty fuel projects in California, create a plan to phase out all fossil fuel extraction as quickly as possible and provide support and opportunities for those most impacted by the transition. More than 800 organizations have signed the letter to date.
Monic Uriarte of Stand LA, the mother of Nalleli Cobo, discussed how the recommendations of a study on fracking and acidifying in California by the state's scientists still haven't been put into effect after three years: ccst.us/...
"We are low income and immigrants, but we have the right to clean air. Three years ago the state's scientists released a study that fracking is not compatible with public health. They have the scientific proof — now it's time to close these operations down," Uriarte explained.
"The fact that people in California are risking arrest today for protecting their homes, health and the climate is a travesty," added Mary Zeiser from Stand.Earth. "We call upon our Governor, Jerry Brown, 'this is your last chance to walk your talk on climate leadership and we're counting on you to do what's right for the people of California.'"
Background: Brown received $9.8 million from oil and gas cos. and utilities
While Governor Jerry Brown receives accolades for his frequent speeches at climate conferences around the world, he is in reality a recipient of millions of dollars of Big Oil and Big Gas money that has promoted the expansion of offshore and onshore drilling in California in his third and fourth terms as Governor.
Consumer Watchdog's report, "Brown's Dirty Hands," reveals how Brown and his top appointees used the California Democratic Party (CDP) as a "slush fund, sucking in contributions from unpopular energy companies in close proximity, and sometimes on the same day, that his Administration helped those companies in controversial ways."
"Twenty-six energy companies including Occidental, Chevron, NRG and the state's three major investor-owned utilities - all with business before the state - donated $9.8 million to Jerry Brown's campaigns, causes, and initiatives, and to the California Democratic Party since he ran for Governor. Donations were often made within days or weeks of winning favors. The three major investor-owned utilities alone contributed nearly $6 million," according to the report. "Between 2011 and 2014, the energy companies tracked by Brown's Dirty Hands donated $4.4 million to the Democratic Party, and the Democratic Party gave $4.7 million to Brown's re-election committee."
Since Consumer Watchdog's report was released in 2016, both the California Democratic Party and the Democratic National Committee (DNC) have adopted bans on fossil fuel donations, due to political pressure from Oil Money Out and other organizations: http://www.huffingtonpost.com/…
However, the DNC later reversed the earlier ban on fossil fuel donations: thehill.com/...
Meanwhile, the oil industry, the most powerful corporate lobby in California, continues to spend millions of dollars on lobbying each Legislative Session and on political campaigns each election season in California. The Western States Petroleum Association (WSPA) and Big Oil wield their power in 6 major ways: through (1) lobbying; (2) campaign spending; (3) serving on and putting shills on regulatory panels; (4) creating Astroturf groups: (5) working in collaboration with media; and (6) contributing to non profit organizations. For more information, go to: http://www.dailykos.com/…


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Erie Co vs Huron Co lawsuit
'Numerous issues of non-performance' at root of trash dispute, lawsuit
Cary Ashby • Apr 23, 2019 at 10:00 PM
A lawsuit pitting Erie County against Huron County in a dispute about trash disposal remains unresolved.
Last spring, Erie County commissioners filed the lawsuit in Erie County Common Pleas Court, claiming Huron County was in breech of contact.
While officials in both counties say they are unable to discuss the matter due to the pending litigation, previous statements provide insight as to why Huron County ended its agreement to have trash hauled from the transfer station to the Erie County landfill.
When Huron County closed its landfill at 2415 Townline Road 151 about 21 years ago, it needed to find places to send its trash. That place was Erie County from 2008 until last spring, when a dispute between the two counties ended the deal.
Erie County officials, in a prepared statement, have said the two counties "enjoyed the benefits of a successful agreement" for more than eight years, but claimed Huron County ended that arrangement "with minimal notice."
Huron County officials dispute that claim.
Huron County Commissioner Terry Boose has said "we did have discussions with Erie County, letting them know we were unhappy with the service before" ending the solid waste management agreement with Erie County.
In the lawsuit, Erie County stated it had "faithfully and correctly performed its duties and obligations under the 'solid waste agreement' from its inception through March 31, 2018, successfully transporting" slightly more than 123.1 million tons of "Huron County solid waste from Huron County to the Erie County landfill … for disposal with no material disruptions."
Huron County Prosecutor James Joel Sitterly, in a March 27, 2018 letter to the Erie County commissioners informing them that the solid-waste agreement was being terminated, said "there have been numerous issues of non-performance by your contracted waste hauler, CEI" since late 2017. He went on to say "the numerous issues of non-performance by your contracted waste hauler have neither been addressed nor remedied, proximately causing Huron County to be in violation of Ohio EPA regulations relative to its transfer station."
"Furthermore, it is Huron County's understanding that CEI has requested that it be relieved of its obligations under the contract between Erie County and CEI, which Erie County has granted. While Huron County is aware of Erie County's attempt to obtain a new trash hauler, Huron County is unwilling to accept Erie County's proposed amendment to the rates under the agreement," Sitterly wrote.
Huron County Commissioner Skip Wilde has called the situation "very complicated," but ultimately "we said we'd had enough."
"They were getting a new hauler and we decided we were looking at other bids. It was an issue of non-performance. Things were (supposed) to be done and they didn't happen," he said.
Huron County's new hauler is Rumpke Waste Management, a private contractor. It is responsible for hauling the waste from the transfer station to Rumpke's privately-owned landfill in Richland County. Rumpke subcontracts R&J Trucking Inc. to do that work.
Huron County officials said they are pleased with Rumpke's performance.
"Rumpke has been doing a great job. We have had no issues with them," said Pete Welch, Huron County director of operations. "They give us service that keeps our facility in compliance with the Ohio EPA regulations — everything we need."
Money also appears to be an issue with the lawsuit.
After Erie County "came back with a contract with a different hauler at a higher price," Boose said, "we went out and looked for a different contract because (it was cheaper) and things weren't getting done."
Erie County, in its statement, said "our previous contract had an agreed upon rate of $26.48 per ton for disposal this year and $26.58 per ton in 2019."
Last year, Rumpke was paid $28 a ton under its contract.
Huron County puts out bids for the disposal of the trash collected at the Townline Road 131 facility.
"We have been doing that for 21 years," Welch said.
Huron County recently signed a five-year pact with Rumpke at the same rate — $28 per ton. The pact is for three years guaranteed, with a pair of one-year renewals.
Welch provided a brief history of the landfill and the county's solid waste management. He said Huron County has "flow control" to pay off the past debt, as allowed in the Ohio Revised Code, for closing the landfill, transfer station and recycling center in 1998.
"We closed the landfill in 1998 due to the cost of operating it, so we did business as the transfer station," Welch said. "When you close the landfill, you have to monitor that thing for 30 years."
The cost to maintain the landfill is $200,000 per year for nine more years. That pays for surface water monitoring, methane monitoring, leachate collection and treatment, erosion control, sediment basin maintenance, reseeding and other miscellaneous site maintenance.
Money collected from the transfer station operations helps pay those costs.
It has been more than a year since the lawsuit was filed. Is a resolution in sight?
In recent weeks, both sides have refused to comment on the specifics.
"We do not discuss pending litigation," said Huron County Assistant Prosecutor Randy Strickler, who serves as the legal counsel for the commissioners. "We are not trying this case in the newspaper."
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Clawson and Staubes provides representation to both plaintiffs and defendants in claims involving daycare abuse and neglect. Whether you are a parent whose child has been injured or neglected at a daycare or you are a childcare facility accused of such conduct, we have the experience necessary to handle your case at any level.
Parents place absolute trust in daycare facilities to provide a safe and nurturing environment for the most valued and vulnerable members of our society: our children. Unfortunately, annual statistics from the U.S. Department of Health & Human Services show that there are more than 3,600 instances of abuse and neglect at daycare facilities nationwide each year.
In 2014, state lawmakers enacted a law permitting licensed inspectors to inspect home daycare centers unannounced to ensure compliance with laws and regulations governing the operations of child care facilities. As a result of the new law, which was enacted following the death of a 3-month-old infant in Greenville County, DSS inspectors have closed over 50 child daycares since 2014.
Drowning in various bodies or pools of water.
Mental and emotional injury can also result to the child, the effects of which may linger for years, potentially resulting in a significant claim against the daycare facility. These claims, which arise from a unique area of law, require the assistance of experienced counsel. Cases are often fact intensive and require attorneys with knowledge of the regulatory framework imposed by the S.C. Department of Social Services on child care service providers and capable of conducting a detailed investigation of the allegations in an effort to evaluate the potential liability. Furthermore, daycare abuse and neglect claims often require the identification and use of expert testimony to establish the nature and extent of the injuries suffered or likely to be suffered by the child. Punitive damages may be recoverable if the conduct of the daycare center or its employees was particularly egregious.
Our daycare abuse and neglect attorneys are experienced in representing both plaintiffs and defendants in cases involving allegations of physical injury, wrongful death, choking, suffocation, drowning, poisoning, burns, and sexual abuse. These cases can be complex because of the various laws, statutes, regulations, and administrative procedures that families and childcare facilities must navigate. Thus, it is imperative that you hire an attorney who has the experience necessary to ensure that your claim is handled properly. Our attorneys are equipped to provide you with competent counsel and assist you in navigating what is sure to be a very emotional ordeal for all involved.


If someone has an idea and needs assistance bringing it to fruition, I can help them make it a reality. Artwork is a method of preservation, capturing an idea or a feeling in a work of art is to immortalize it.
"If my work can make someone pause their life,even for a moment and contemplate what they're seeing,or arose a memory-,i feel like i have succeeded ."
I'm inspired by ephemerality and the concept of time, organic things that live grow and die, the stories people tell, and the things we choose to spend our energy on. I suppose time is ultimately the driving force behind my work.
Copyright Tia Gillespie Fine Art. All Rights Reserved.


CEREC (Chairside Economical Restoration of Esthetic Ceramics, or CEramic REConstruction) is a dental restoration product that allows a dental practitioner to produce a porcelain dental restoration using a variety of computer assisted technologies, including 3D photography and CAD/CAM. With CEREC, teeth can be restored in a SINGLE VISIT, rather than the multiple visits that are required with earlier techniques. Additionally, with the latest software and hardware updates, crowns, veneers, and porcelain fillings can be prepared using different types of porcelain material.
The cavity preparation is first photographed using a high definition camera and then becomes a 3D model on screen. Propriety software is then used to approximate the restoration shape using biogeneric comparisons to surrounding teeth. The practitioner then refines that model using 3D CAD/CAM software. When the design phase is complete, the information is sent wirelessly to the milling unit which uses diamond burs to turn a solid porcelain block to the final restoration. The restoration is bonded to the tooth using resin cement which bonds to both the restoration as well as the tooth itself allowing a Superior and Excellent fit. Cerec is such a new and advanced technology that only 15% of top dentist can perform.
For a video reference please view our technology page.


I realize that most people have already presented their lists of their favorite 2018 released movies, so despite it being the beginning of February, after having seen 95 movies released in 2018, I feel confident enough to present my top 10 movies from last year.
Just click on the movie title to read my review of each of these films.
I fully realize that some of my WORST populate many Ten BEST lists this year – to which I would say — tough.
of ur faves – I haven't seen 4 of them – Wildlife, Private Life, Collete and CUEFM and all 4 are now on my list to watch.
Funny – I didn't even see 9 of your 10 Worst. And Equalizer 2 I really liked – better than the original. The thing on bad movies is that when you hear such terrible word of mouth on something – you tend not to go at all. So I would never list a movie I hadn't seen – on either list.


Distribution of financing by donations and gifts by year.
Prof. Janis Stradins, Member of the Board The very location is symbolic – the site of the Garden of Destiny is the former Riga-Moscow Highway which took thousands of people to Russia. May our new roads never take us away from Latvia! Accounts with the past must be settled on this island in our river of destiny, the Daugava.


The FWG grew discuss the April 9, 2019 House Judiciary Committee hearing on white nationalism.
The FWG crew discuss the April 9, 2019 House Judiciary Committee hearing on white nationalism.
They're not treating them like "blameless animals," they're treating them like they're less than fully human; or, more precisely, they treat them as though they are less than fully mature human beings, lacking moral agency. Like children, in other words.
That's a "nicer" way to put it and all that, plus it's more accurate, but I can tell you that you'll still run into the same problem of your opponents trying to put words in your mouth, clamining you said they are "children" or "less than fully mature human beings," and that they "lack moral agency," when what you actually said is that that is the way they are treated by their leftist advocates. Been there, done that. Works the same way with all "minority" groups in "democratic" majority-white countries. E.g. with feminists, with homosexuals, etc.
Bottom line: I don't care how nicely you state it, you're never going to get anywhere with these people. Logically speaking there are three minimal requirements for intelligent communication between minds: (1) a mind capable of transmitting a thought; (2) a mind capable of receiving (and processing) a thought; (3) a common mode of communication between the two, i.e, a common language. The problem, or when communication breaks down, almost invariably traces back to the fact we're speaking a different language; that we define our terms differently. We're never going to agree, and that is why we need to be separate.


The temple is situated close to the one dedicated to Cybele, in the area South of the Caesareum. The original building had a simple entrance, leading to a cella with eight internal piers. It was then changed and expanded in Roman times. Among the many statues and statuettes found during the excavations, ten represented Aphrodite, suggesting a dedication to the goddess.


5. Interpreter Training in Spain: Past and Present. Anne Martin p. 1trans-24trans.
8. Towards the specialization of public service interpreters in the area of gender-based violence. Research, training and professionalization. Carmen Toledano Buendía, María Isabel Abril Martí, Maribel del Pozo Triviño, Laura Aguilera Ávila p. 1trans-20trans.
11. The influence of healthcare professionals on medical interpreting recognition and development. Almudena Nevado Llopis p. 1trans-35trans.
15. Designing role-play models for Telephone Interpreting training. María Magdalena Fernández Pérez p. 1trans-19trans.
17. The listener's perspective: audience comments attached to a questionnaire on the perception of quality in consecutive interpreting assignments performed by trainees. Elena Errico, Mara Morrelli, María Abad Colom (trans.), Felipe Cervantes Corazzina (trans.) p. 1trans-21trans.


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In the early sixties, I was a search and rescue wife. My husband was a flight engineer with '#5 Helicopter Operational Unit' stationed in Ottawa, and then in Trenton, Ontario, Those years taught me the meaning of courage and strength. I also learned to be patient. . To be 'on call' meant that the phone could ring anytime, whether an hour after having breakfast with my husband or ten minutes before he was to leave to come home for dinner. It was no surprise to hear him spiel off a fast goodbye with sparse information as to where he was headed and what was going on.
"A boat is lost in the Georgian Bay area with a couple of scientists on board. Gotta run, take care, say bye to the kids. "
They could be gone any time from three days to two weeks. We had to be adaptable and got used to breaking engagements due to extended trips. We 'girls' Could take care of ourselves, our job was to run our homes and keep things as normal as possible while the guys were away.
Initially the only news we had pertaining to the rescue was what we heard on the radio. The squadron would keep in touch informing us of delays due to the search "Could be another few days."
Our frustration was great, many tears and disappointments. If, and when the downed planes, lost boats, etc., weren't found the search could go on for days, in the worst weather. We knew our 'men' were out there, often flying in hazardous conditions, encountering everything from 'Icing' to mechanical problems where parts had to be sent to repair their downed ship. The crew would settle down for the wait for replacement parts to be flown in to them, they'd repair the problems and come home when they could, often tired and disappointed, other times jubilant at finding a survivor.
I recall my husband recounting how he was lowered on a hoist in a densely treed area where a small plane had gone down. He was carrying a chain saw, when twenty feet above the ground, literally at the end of his rope, he let himself fall to the ground. Once down he cut down trees to clear the area so the chopper could set down. The jolt from his fall was ignored then, but felt for a long time afterwards. The broken aircraft was found with two of it's four passengers dead in their seats, the other two had crawled away from the plane. One was found frozen in the snow, but the fourth man was sitting up against a tree, injured, but alive. Story went that he had drunk a fair amount of liquor which possibly saved his life. The rescuers reward - one of the four persons in the downed plane survived. It was a happy trip.
Rescues are seasonal. Summer has boating accidents and drownings, in the fall there a many lost or wounded hunters, winter brings the downed planes in foul weather, skidooers on not so frozen lakes, spring, the swollen waterways and floods and people to be rescued from their damaged homes. The calls originate with the Provincial Police, then on to the Search and Rescue units.
The kids and I managed well on our own, but, like myself, they missed their dad. On the day of his return, suddenly the familiar sound could be heard in the distance. We'd all run out and scan the sky. There were screeches of delight from the children as the chopper loomed larger and larger then frantic jumping up and down, their arms flapping crazily as it noisily flew overhead. These are part of the good memories, the joy of the return of our very own hero. And they are, heroes that is, all of those people who risk their lives to help others, We must realize this, and not forget the families they leave behind, waiting for their return.
My husband is now retired. I often wonder how the years in search and rescue affected him. What happens to these forgotten heroes? I am proud to have known this way of life and the people who gave so much of themselves, but especially for having been a Search and Rescue wife.
Royal Canadian Air Force
Canadian Coast Guard


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Brush Up Your Rafale Knowledge - Soon To Be India's Latest Aircraft Purchase [UPDATED: 2014.01.25]
With the news of the contract for this mammoth deal expected soon, now is a good time to know, if you haven't, about this epitome of the very best in European Technology - a topical conversation, it'd make.
An agreement, at least, involving the 18 Rafale fighter aircrafts, that France would directly supply, is expected to be signed before the present UPA Govt demits office very soon. By doing so, it would be shielding this acquisition process from the highly undesirable proposition of being started all over again, were the succeeding Govt contemplated going down that road. With the Election Commission's Model Code of Conduct coming into effect immediately upon announcements of polling dates, any agreement, therefore, would have to be signed before that.
Symmetrically loaded Rafale carrying, from its outer pylons, a MICA IR air-to-air missile, Storm Shadow Cruise Missile, Drop Tank, MICA RF air-to-air missile, & a Drop Tank on the central pylon, respectively
Thus, if everything goes smoothly, we would see the signing of the very 1st contract in India's long-running, much delayed Medium Multi-Role Combat Aircraft [MMRCA] saga before the end of February 2014, next month.
[UPDATE 2014.01.25]: A Brazilian, writing for a military publication, got an opportunity to fly back-seat in the Rafale. Comes out mighty impressed,
"Oh, one more thing: the impressive short landing feature of the Rafale. Even on those days with gusty winds, and which demanded my full attention, Rafale landed safely in less than 650 meters, with 510 kg of fuel remaining, two MICAs and a supersonic external belly tank - still a heavy load in high wind."
- Shooting Down an Aggressor on My Six! Vive la différence!
The plane's maker, Dassault Aviation, has put together a useful write-up to help journalists pen articles about this beauty. A lifesaver for a generally clueless Indian Press Corp. Good starting material to help one learn about the plane.
During the previous edition of the Aero India airshow, the Rafale gave a series of aerial demonstrations for the consumption of the Indian public. Seems to have made a great positive impression, going by the people's reactions. History, it appears, is about to be repeated. Just as India is likely to be Rafale's first international customer, so too had India been the Ouragan's first international buyer, known in India as the Toofani, in the 1950s, also a Dassaullt creation.
Also Read: Transfer Of Some Critical Technology Being Negotiated For As Part Of India's MMRCA Contract [Illustration]
Visuals Of The IAF's Flankers Like You've Never Se...
Brush Up Your Rafale Knowledge - Soon To Be India'...
Celebrating Navy Day In India [Hi-Res Pics]
INS Vikramaditya Comes Home [Photographs]
From pakistan, With Love
Field Marshal Sam Manekshaw, Indian Army [Video]
Scoping The Market For Engines To Power India's Ci...


Discussion in 'Politics, Religion, Social Issues' started by zimv20, Mar 28, 2006.
The Internal Revenue Service is running into trouble with a growing group of lawmakers, both liberal and conservative, who share consumer lobbyists' concerns over the agency's attempts to relax restrictions on the sale of taxpayer information to private companies.
The IRS bills its plan as a way to bring outdated tax policy into the 21st century. But consumer advocates blast the proposed changes as an invitation to identity theft, and even some tax preparers question whether the agency's move is too restrictive. Members of Congress have reacted with increased scrutiny, stepping up pressure on the IRS to reconsider the planned rule.
"Consumer groups are going to expose the IRS plan for what it is — a giveaway by a Bush administration agency to private special interests that is unacceptable and should be stopped, and we believe that message will have great interest to members on both sides of aisle in Congress," said Ed Mierzwinski, director of consumer programs for the U.S. Public Interest Research Group.
At issue is a proposed overhaul of a 1974 IRS regulation that restricts the sharing of private taxpayer information — from Social Security numbers to medical histories — with outside businesses and other third parties. The new rule, released by the agency in December but publicly seized upon only last week, would require tax preparers to obtain taxpayers' written consent before disclosing tax-return data.
Tax preparers would then be cleared to sell the information to any third party requesting it, changing the current standard that businesses looking at individual tax returns must be "affiliated" with the tax preparer.
As financial-services companies get hungrier for opportunities to market tax-refund anticipation loans and other products, several members of Congress are decrying the proposed IRS rule as a potential privacy invasion. No fewer than six lawmakers already have fired off warning letters to IRS Commissioner Mark Everson, asking him to put a stop to the rule change.
Is it me, or does this sound like a way to privatize the IRS? Or at the very least, turn this into some kinda SPAM thing. I know it isn't, but why is it even being proposed? What a stupid thing to even try to do.


A fair, free and sustainable world – that is what Hivos, the Humanist Institute for Development Cooperation, wants to contribute to. Together with local organisations in developing countries, Hivos strives for a world in which all citizens – both men and women – have equal access to resources and opportunities for development.
The Swedish Society for Nature Conservation (SSNC) is an environmental organization with power to bring about change. We spread knowledge, map environmental threats, create solutions, and influence politicians and public authorities, at both national and international levels. Moreover, we are behind one of the world's most challenging ecolabellings, "Bra Miljöval" (Good Environmental Choice). Climate, the oceans, forests, environmental toxins, and agriculture are our main areas of involvement.
11.11.11 is the coalition of Flemish NGOs, trade unions, movements and solidarity groups in Belgium. 11.11.11 gathers the efforts of 70 member organizations and 340 local volunteer committees in striving for a more just and fair world. We are doing so in close cooperation with our partners in the South and focussing on specific policy issues like trade justice, extractives and climate justice.


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Invest in Peru
Peru at a glance
National Contact Point
How to set up a company?
How to invest in Peru?
Legal Framework for Investments
Incentives for private investment
Tax Regime
Customs Regime
Foreign Investment
Agreements with the Government
PPA in Peru
PROINVERSION Project Portfolio
Submission of Unsolicited Proposals
Project Portfolio Presentation
Concluded process
Information on projects in charge of other OPIPs
Works for Taxes
What are Works for Taxes?
Projects in which it may be applied
Proinversion´s role
Others Access
Home Invest in Peru
Trade Integration
Agreements to avoid double taxation
4. Obtaining the Taxpayer Registry (RUC)
1.Choice your business organization forms
2.Preparation of the Articles of Incorporatiion
3.Registration of the company in the National Superintendency of Public Registries
5.Formalization of Corporate Books
Migratory Regime
Personnel hiring
Private Investment Promotion Process
Legal Stability Agreement
Special Regime for the VAT Early Recovery
Tax Refund Regime
General Regimen
Foreign Investment Registry
Evolution of FDI
Investment Contracts
Legal Stability Agreements
Home Portfolio Projects
Opportunities in IPA
Opportunities in IPC
Managment of Unsolicited Proposals
State investment projects
Unsolicited proposals projects
Processes Awarded and to be Awarded
Home Works for Taxes
Home Institutional Site
Regulations Governing Duties (Only in Spanish)
Steering Council
Proinversion Committe
PROINVERSION
Other officers
Estimados ciudadanos
Ante cualquier insatisfacción o disconformidad respecto de la atención brindada, usted podrá presentar su queja en el Libro de Reclamaciones virtual, el cual estará a su disposición en virtud a lo establecido en el Decreto Supremo Nº 042-2011-PCM
Registrar Reclamo.
Si desea consultar su estado de reclamación, por favor ingrese en el siguiente enlace Estado de Reclamo.
Decreto Supremo N° 042-2011-PCM - (585 kb)
COAR CENTRO WILL PROVIDE EDUCATIONAL INFRASTRUCTURE TO 900 STUDENTS IN PASCO, HUANCAVELICA AND CUSCO
TENDER FOR ESSALUD HOSPITALS OF PIURA AND CHIMBOTE ATTRACTS COMPANIES FROM EUROPE, AMERICA, AND ASIA
Lima, April 28, 2021.- The new High Performance Schools (COAR) in Pasco, Huancavelica and Cusco will allow 900 students in the last three years of secondary level education, with outstanding abilities, to develop their academic and personal potential and become leaders who contribute to local, regional and national development.
In order to promote the participation of private developers, the Ministry of Education (Minedu) and PROINVERSIÓN presented the technical, financial and legal aspects of the project "Contribution of infrastructure and complementary services to educational management for new high performance schools in the regions of Pasco, Huancavelica and Cusco" (COAR Centro)" which was declared of interest by the State last April 10, 2021.
The Vice Minister of Institutional Management of the Ministry of Education, Sandro Parodi, and the Executive Director of PROINVERSIÓN, Rafael Ugaz, participated in the webinar to present the project.
This important project is in line with the Peruvian State's strategy of providing quality basic education, which contributes to competitiveness and sustained and human economic development, with the participation of the private sector in the development of infrastructure, its maintenance and the operation of complementary food, cleaning, laundry and security services.
"The infrastructure gap in the education sector is S/ 98,000 million, this generates an urgency not only to accelerate indirect investments (public works) but also to use a series of alternative instruments such as Public-Private Partnerships to increase investment in educational infrastructure and improve the quality of complementary services", commented the Vice-Minister of Institutional Management of the Ministry of Education, Sandro Parodi.
He added that the use of the mechanism allows Minedu, principals and teachers of educational institutions to focus on educational and pedagogical management to improve educational indicators.
The project aims to provide students with outstanding abilities, of regular basic education in the regions of Pasco, Huancavelica and Cusco, with educational infrastructure and complementary services with high quality standards. This will allow strengthening the educational management in charge of the State, among them, strengthening the personal, academic, artistic and sports skills of these students.
COAR Centro will be developed with the participation of the private sector, with an estimated investment of S/ 227.72 million. Such project includes the construction of the educational infrastructure, as well as its maintenance for a 20-year term, in order to ensure high quality standards in the long term. It also includes the provision of complementary services such as food, cleaning, laundry, security and the availability of basic services that will facilitate educational development.
It should be noted that the project guarantees that educational and administrative management, as well as pedagogical services will continue to be the responsibility of the Peruvian State.
"PROINVERSIÓN maintains its commitment to the development of social infrastructure through the mechanisms for promoting private investment, in order to contribute to closing infrastructure gaps and providing quality services to the population," said PROINVERSIÓN's executive director, Rafael Ugaz.
The holder of the three COARs is the Ministry of Education (MINEDU) in accordance with the competencies delegated by the regional governments of Pasco, Huancavelica and Cusco.
The COARs will be located in the district of Chontabamba, province of Oxapampa, in the department of Pasco; in Callqui Grande, district of Ascensión, in the province and department of Huancavelica; and in Chinicara Alta, district of Oropesa, in the province of Quispicanchi, in the department of Cusco.
Date for Expression of Interest
Interested third parties have until July 9, 2021 to submit their expressions of interest in the execution of the project.
If one or more third parties interested in the execution of the project are present within the indicated deadline, PROINVERSIÓN will proceed with the corresponding selection process. If no interested party comes forward, PROINVERSIÓN will directly award the project to the Bidder: Concesionaria de Proyectos de Infraestructura Sucursal del Peru.
For more information on this IPC in the education sector, please visit the following link: http://info.proinversion.gob.pe/coar-centro/
Av. Enrique Canaval Moreyra N° 150 piso 9 San Isidro, Lima 27
OPENING HOURS OF THE DOCUMENTS RECEPTION DESK
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Harvard-Westlake and Oaks Christian boys water polo are at it again.
Both teams will battle for area supremacy this season, carrying over from last year a small rivalry that is bridged by a 30-mile drive via the 101 freeway. The teams will see each other Friday at 5:30 p.m. in Harvard-Westlake's Elite 8 Tournament.
In 2017, Oaks Christian beat Harvard-Westlake twice, 9-6 and 8-7, respectively. The latter score came in the CIF Division 1 semifinals before the Lions fell to Mater Dei in the final.
The Lions were led by 2017 Daily News boys player of the year Jake Ehrhardt, who is now helping the USC men's water polo team contend for a national championship.
Oaks Christian is a junior-laden team led by Alika Naone and Tanner Frost. Senior goalkeeper Adrian Weinberg is one of the nation's best, according to Kocur. Weinberg and Naone are being heavily recruited by high-level college programs.
In years past Harvard-Westlake has been the program that boasts top-level water polo talent destined to impact the college ranks or compete for USA water polo, as Ehrhardt does.
Two years ago it was Ben Hallock who was competing for a roster spot on the USA men's senior water polo team for the 2016 Rio Olympics while attending Harvard-Westlake as a senior. Hallock ended up making the roster – an impressive accomplishment.
Imagine a local high school basketball player making the USA men's basketball team for the Olympics – exactly.
Harvard-Westlake is led by seniors Pierce Maloney, Ryan Neapole and Alex Bucur. The Wolverines' junior class holds all the star power. Nico Tierney, Mot Stothart, Ethan Shipman and goalkeeper Nolan Krutonog have a collective resume that gives this 2018 team a good chance to make a run at the CIF-SS Division 1 title.
The Wolverines are ranked No. 1 in the CIF Southern Section poll. Oaks Christian is No. 5.


text:
Laplace distribution (X)
Laplace distribution
Progress in Physics : The Journal on Advanced Studies in Theoretical and Experimental Physics, Including Related Themes from Mathematics
Progress In Physics
Subjects: Non Fiction, Education, Smarandache Collection
Collections: Math, Literature, Language, Classical Mechanics, Education, Reference Collection, Physics, Periodicals: Journal and Magazine Collection (Historic and Rare), Authors Community, Science
...ivity Theory in Clifford Spaces.. . . . .31 K. Dombrowski Rational Numbers Distribution and Resonance. . . . . . . . . . . . . . 65 S. J. Crothers On ... ...lembert's operator =g αβ ∇ α ∇ β will be positive, while the spatial part (Laplace's operator) will be negative Δ= =−g ik ∇ i ∇ k . By applying the d'... ...same acceleration induced on a test particle of mass m by a spherical mass distribution M U inside a radius R. The acceleration felt by a test particl... ...d gauge transformations such that the gauge symmetry pa- rameter obeys the Laplace-like equation ∂ M ∂ M Λ=0. Such residual (restricted) symmetries ar... ...ic and anti-holomorphic reparametrizations of the string world-sheet. This Laplace-like condition on the gauge parameter is also the one required such... ...if, and only if, the gauge parameter is re- stricted to obey the analog of Laplace equation∂ M ∂ M Λ=0 Therefore the action of eq-(233) is invariant u... ...Clifford Spaces April, 2005 PROGRESS IN PHYSICS Volume 1 Rational Numbers Distribution and Resonance Kyril Dombrowski This study solves a problem o... ...bution and Resonance Kyril Dombrowski This study solves a problem on the distribution of rational numbers along the number plane and number line. It... ...est verifcation of this thesis is given by the solar system. As we know it Laplace's classic works, the whole solar system (the planet orbits on the a...
Proceedings of the First International Conference on Neutrosophy, Neutrosophic Logic, Neutrosophic Set, Neutrosophic Probability and Statistics
Xiquan Publishing House
Subjects: Non Fiction, Education, Smarandache Collections
Collections: Mathematical Statistics, Probability Theory, Math, Literature, Statistics, Education, Logic, Finance, Most Popular Books in China, Authors Community, Science
...ult neutrosophic logic may be used instead of the normal inference rules. The distribution of possible neutrosophic results serves as an orientating... ...hematicians like J. Bernoulli (1713), A. De Moivre (1718), T. Bayes (1763), P . Laplace (1774), K. Gauss (1823), S. Poisson (1837), I. Todhunter (1873... ...peculiar, note that . Hence, the bpa is in general different from a probability distribution . Example Consider ,the n . An information granule on thi... ...spects of the information (the intrinsic and the classical aspect). The uniform distribution for does not generate the maximum generalized entropy bec... ...ll hypothesis H 0 : the observed first-digit frequencies approximate a benford distribution; and accepting the alternative hypothesis H 1 : the obse... ...thesis H 1 : the observed first-digit frequencies do not approximate a benford distribution. Keywords: Financial misrepresented data set, Benford...
Progress in Physics : The Journal on Advanced Studies in Theoretical and Experimental Physics, Including Related Themes from Mathematics, Volume 2
Subjects: Non Fiction, General Works (Periodicals, Series, idexes, Almanacs, etc.), Smarandache Collection
Collections: Math, Literature, Language, Classical Mechanics, Education, Physics, Chemistry, Periodicals: Journal and Magazine Collection (Historic and Rare), Authors Community, Mathematics
...d to these equations an importance com- parable to that which we attach to Laplace's eq- uation, we can hardly remain satisfed by an ap- peal to the k... ...ctive processes in his laboratory. Proceeding from his considerations, re- distribution of energy should produce a non-uniformity of time that generat... ...e tensor: 1. Fields of gravitation of the 1st kind are derived from island distributions of masses. An instance of such a feld is the that of a spheri... ...ributions of masses. An instance of such a feld is the that of a spherical distribution of matter (a spherical mass island) described by the Schwarzsc... ...idering the details of these diffculties, we see that, having an arbitrary distribution of matter in a space, the matrix R ab , taken in a non- ho... ... + ∂ 2 ∂x 22 + ∂ 2 ∂x 32 . (6.8) Here is the d'Alembert operator, Δ is the Laplace operator. The calibrating requirements (6.6) are true in any metric... ... the study of the probabilities involved in geometric problems, e. g., the distributions of length, area, volume, etc. for geometric objects under sta...
Kabbalah, Science and the Meaning of Life
Rav Michael Laitman
Subjects: Non-Fiction, Religion, Kabbalah Literature
Collections: Literature, Religion, Social Sciences, History, Physics, Most Popular Books in China, Authors Community, Education
...he deterministic approach was well described by the as- tronomer, Pierre Simon Laplace (1749-1827) as he sought to ex- plain to Napoleon how our solar... ...em had been formed. When Napoleon asked him about God's place in the process, Laplace replied: "Je n'avais pas besoin de cette hypothèse-là" ("I did... ... T H E O RY 77 Even if we were to fire one particle per week, the probability distribution would remain identical to the interference pattern of the...
A Unifying Field in Logics : Neutrosophic Logic. Neutrosophy, Neutrosophic Set, Neutrosophic Probability
American Research Press
Subjects: Non Fiction, Philosophy, Art
Collections: Mathematical Statistics, Probability Theory, Math, Literature, Language, Fine Arts, Statistics, Logic, Cultural Studies, Philosophy, Periodicals: Journal and Magazine Collection (Historic and Rare), Most Popular Books in Bratislava, Authors Community
...f Functions is a generalization of the Bayesian Probability (Bayes 1760s, Laplace 1780s); this uses the mathematical probability in a more general wa... ...eutrosophic logic may be used instead of the normal inference rules. The distribution of possible neutrosophic results serves as an orientating fram... ...he neutrosophic probability of a random variable x is called neutrosophic distribution: NP(x) = ( T(x), I(x), F(x) ), where T(x) represents the proba... ...he neutrosophic probability of a random variable x is called neutrosophic distribution: NP(x) = ( T(x), I(x), F(x) ), where T(x) represents the proba...
Plain Tales from the Hills
Collections: Literature, Law, Penn State University's Electronic Classics Series Collection, Classic Literature Collection, Science
...ed to her ayah! Nothing more need be said. The Colonel's Wife broke up the Laplace's home. The Colonel's Wife stopped the Ferris-Haughtrey engagement.... ...'s Wife and ask for explanations." Mrs. Larkyn thought for a minute of the Laplaces—whom she had known when Laplace and his wife believed in each othe... ...ife realized a little of the restless suspicions she had injected into old Laplace's mind, a little of poor Miss Haughtrey's misery, and some of the c... ...it was good for her. It spoilt her life, as she had spoilt the life of the Laplaces. She had lost her faith in the Colonel, and—here the creed-suspici... ...that information—twenty-seven foolscap sheets—and wanted to know about the distribution of the Pig in the Punjab, and how it stood the Plains in the h...
The French Revolution a History Volume Three
Collections: Literature, Language, Law, Social Sciences, History, Penn State University's Electronic Classics Series Collection, Classic Literature Collection
...ut two Section Commissioners to help him, manage with difficulty the daily distribution of loaves. Soft-spoken assiduous, in the early candle-light, a... ..., and remark not in Pichegrus only, but in innumerable Voltaires, Racines, Laplaces, no less; for a man, whether he fight, or sing, or think, will rem...
Sartor Resartus: The Life and Opinions of Herr Teufelsdrockh
... Planetary System, 4 Sartor Resartus on this scheme, will endure forever; Laplace, still more cunningly, even guesses that it could not have been mad... ...ntal Shasters, and Talmuds, and Korans, with Cassini's Siamese fables, and Laplace's Mecanique Celeste, down to Robinson Crusoe and the Belfast Town a... ...ious-persuasive Proclamation of such; specifying, in dis- tinct items, the distributions, circulations, disbursements, incomings of said moneys, with ... ...n we see into the Deep that is infinite, without bottom as without shore. "Laplace's Book on the Stars, wherein he exhibits that certain Planets, with...
Louis Lambert
Collections: Literature, Law, Penn State University's Electronic Classics Series Collection, Classic Literature Collection, Sociology
...ses"—I think we may deplore in him a genius equal to Pascal, Lavoisier, or Laplace. His chimerical notions about 48 Louis Lambert angels perhaps over... ... convolutions, are indispensable to pro- duce Columbus, Raphael, Napoleon, Laplace, or Beethoven; the sunless valley produces the cretin—draw your own... ...ght, the gal- vanic fluid, the magnetic fluid, and so forth. The universal distribution of this substance, under various forms, con- stitutes what is ...
Collections: Literature, Law, Penn State University's Electronic Classics Series Collection, Classic Literature Collection, Physics
..., compelled to obey the princes or the Cham- bers who impose upon them the distribution of the public moneys, and forced to retain the workers in offi... ..., a distance which no mathematician, neither Archimedes, nor Leibnitz, nor Laplace has ever reckoned, the distance that exists between 0 and the figur...
The Chouans
...e such horrors." "Here," continued the cruel woman, "is an order signed by Laplace, and counter-signed by Dubois, minister of war." At these names sev... ...scythes with which some of the men had armed themselves while awaiting the distribution of muskets. Some were eating and drinking, others were fightin...
Sartor Resartus the Life and Opinions of Herr Teufelsdr Ockh
Djvu Editions Classic Literature
Subjects: Literature, Literature & thought, Literature & drama
Collections: Literature, Language, Law, Fine Arts, Sociology, Social Sciences, Cultural Studies, History, Biology, Philosophy, DjVu Editions Classic Literature, Classic Literature Collection, Most Popular Books in China, Chemistry, Science, Physics
...r Theory of Gravitation is as good as perfect: Lagrange, it is well known, has proved that the Planetary System, on this scheme, will endure forever; Laplace, still more cunningly, even guesses that it could not have been made on any other scheme. Whereby, at least, our nautical Logbooks can be better kept; and watertransport of all kinds has grown more commodious. Of Geol...
..., has proved that the Planetary System, on this scheme, will endure forever; Laplace, still more cunningly, even guesses that it could not have been m... ...iental Shasters, and Talmuds, and Korans, with Cassini's Siamese fables, and Laplace's M´ ecanique C´ eleste, down to Robinson Crusoe and the Belfast ... ...ctitious persuasive Proclamation of such; specifying, in distinct items, the distributions, circulations, disbursements, incomings of said moneys, wit... ...than we see into the Deep that is infinite, without bottom as without shore. "Laplace's Book on the Stars, wherein he exhibits that certain Planets, wi...
Subjects: Politics, Literature and history, Literature & philosophy
Collections: Political Sociology, Literature, Language, Law, Social Sciences, Education, Political Science, Cultural Studies, History, Philosophy, Penn State University's Electronic Classics Series Collection, Classic Literature Collection, Science, Favorites from the National Library of China
...as well acquainted, Mr. William Thompson, of Cork, author of a book on the Distribution of Wealth, and of an " Appeal" in behalf of women against the ... ...sophizing might have recognised Kepler, but would have excluded Newton and Laplace. But I could not help feeling, that though the tone was unbecom in... ...s of nature, dependent on the prop erties of objects—and the modes of its Distribution, which, subject to certain conditions, depend on human will. T... ...ugh such opportunity as may be given to them by the acciden tally unequal distribution of opinions in different localities. T o these great evils not...
The Complete Poetical Works of Percy Bysshe Shelley Volume 3
Collections: Literature, Law, Philosophy, Penn State University's Electronic Classics Series Collection, Classic Literature Collection
...not merely an oscillation, as has been surmised by some late astronomers. (Laplace, "Systeme du Monde".) Bones of animals peculiar to the torrid zone ... ...itten to by his friends, under the idea that, deeply injurious as the mere distribution of the poem had proved, the publication might awaken fresh per...
Collections: Literature, Law, Social Sciences, Cultural Studies, History, Philosophy, Penn State University's Electronic Classics Series Collection, Classic Literature Collection
...t." Henry VI. Columbus needs a planet to shape his course upon. Newton and Laplace need myriads of age and thick-strewn celestial areas. One may say a... ...and real world. This recognition once made, the order of the world and the distribution of af- fairs and times, being studied with the co-perception o... ...so a part; and it were partial not to see it. What you say in your pompous distribution only distributes you into your class and section. You have not... ...nd exchanged. Great dangers undoubtedly accrue from this incarna- tion and distribution of the godhead, and hence Nature has her maligners, as if she ...


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Home > Manitoba > Winnipeg
Waverly, Fort Richmond - Winnipeg, Manitoba neighbourhoods and nearby communities
[ Winnipeg Neighbourhoods ]
This community is built up on both sides of Pembina Highway, and around the sprawling University of Manitoba Campus. This area has lots of open and undeveloped land as well as several nice city parks and recreational areas. The community is also home to Victoria General Hospital. This area has a good mix of modest bungalows for young families, town houses, and highrise apartments.
Northwest of the campus is Waverly Heights, a community built around several small lakes and a community centre. Homes here run $80,000 to $150,000. South of the campus, Fort Richmond and Richmond West have been established for over 20 years and offer a range of affordable housing. Prices here range from $80,000 to $250,000.
The Fort Garry School Division #5 manages this community's schools. The area has 6 elementary schools ( plus 1 Catholic school) and one secondary school. The area has one public library, plus the one on the U of M campus in the middle of the community. The Canadian Nazarene College, offering religious studies is on the west, just off Waverly.
Pembina Highway is the main south Winnipeg shopping district with many stores along its length. Area residents shop at Pembina Village and Fort Richmond Plaza, and also head north to Pembina Crossing, which has a movie theatre.
This community has a number of small lakes in its area parks. It also has impressive riverfront parks, including the large Kings Park in a tight bend in the Red. River.. The community has 2 outdoor rinks, 2 indoor arenas, 3 tennis courts, and an outdoor pool at Alex Bridge Park. The U of M has several museums, including one for Entomology, Clothing & Textiles, and a stadium for collegiate games of the U of M Bisons. Not far to the Northwest is the Winnipeg Soccer Complex and the Soccer Spectrum. There is the Southwood Golf & Country Club just north of the campus, and Arnason's Driving range just north of Bishop Grandin Blvd. The beautiful Fort Whyte Centre for Environmental Education is just a few kilometres to the west.
More about Winnipeg, from .
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and can you ride a horse?
I feel like I need a wtf category for this one.
We found the female equivalent of Iain, 119, 119, gaijin down.
Read this in my New Yorker, though some might appreciate a few of these.
Will Bigfoot make an appearance in the House?
an important message brought to us by The International Council of Manhood, Ltd.
Carrie Anderson - Where's your Broom?


It's a catch phrase that's been around for the last few years. You hear it a lot in entrepreneurial circles (or at least I have). What's your why? This question is meant to illustrate your purpose, the reason at the root of everything you do.
I haven't always been clear on my why. If you had asked me what my motivation is for the things I do 20 years ago, the answer would have been "because it's expected of me." It wasn't until circumstances made me question whether or not that was the way I wanted to continue to live my life that the answer changed. If I'm asked what my why is now, I'd say that it's to be the best I can be in each moment so that I can help others do the same.
Your why, your raison d'être, your reason for being; whatever you want to call it, should be something that inspires you. It's the reason you get out of bed in the mornings, even when every cell in your body wants to sleep in. Sure you might say that paying the bills is what gets you out of bed, but paying the bills to do what? Are you working towards freeing yourself so you have more time to be with your family, or are you just working to put money in the bank?
If there's one thing that I've realized in my work with clients and in discussions with friends and family, the truth is that at the end of the day we all just want to be happy. What that happiness looks like for each of us will be different, but that is the common thread. It isn't just about surviving, but thriving.
If you're not sure what your why is, think about what life would be like for you and those around you if everything worked out the way that you wanted it to. Would you be travelling the world, or volunteering your time to a worthy cause? Maybe you'd simply spend more time with loved ones and be there to support them in whatever way they need. Remember, this is about what motivates you to keep going, not what you think should motivate you.
Getting clear on the reason I do the things I do has been a life changer. It has helped me to get clear on my priorities, which has helped me establish boundaries. I no longer live my life the way I think other people expect me to; instead I live my life in a way that fosters continuous growth and learning. Whenever I get the chance I do things that feed my soul and give me a feeling of fulfillment that was once lacking in my life.


The profiling of door-edges, as well as grooving the holes for lock and hinges is accomplished in one single session.
Horizontal and vertical drilling, the planing of large surfaces, profiling the edges of panels and the milling of hinge holes.
The accurate making of the edge joints of the different wood parts, facilitates their later assembly.
Each form is cut with great precision, its edges bevelled, rounded or profiled.
Texts & images are applied in various materials.


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webpackConfig.plugins.push(new webpack.EnvironmentPlugin({
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}));

module.exports = webpackConfig;

redpajama_set_name: RedPajamaGithub


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