There are literally thousands of recruitment agencies in the UK, each of a varying degree of help to graduates. We want to ensure that you can quickly spot who can be of help to you and who is going to waste your time.
Have you had trouble getting the most out of recruitment agencies? Still wondering when they are going to contact you with that dream graduate job? Very often, the main problem graduates face is choosing the right agencies in the first place!
More and more graduate employers are using recruitment agencies as they are often more time cost effective. Some companies use them to manage the whole recruitment process (this means the graduate jobs are only available through the agency; the advertisements won't be found elsewhere), whilst others simply require the agency to carry out the CV screening and initial response.
By simply attending one interview you are open to all the graduate vacancies the agency offers. They call you with graduate jobs they believe you would be suitable for.
Agencies are continually generating graduate vacancies, so, rather than you sending out individual applications, they can advise you of several graduate opportunities everyday.
Agencies can help you focus on specific roles and industries, advise you on your CV, provide helpful interview techniques, etc. Most recruitment consultants are highly experienced. They interview people like you everyday, know what they are talking about and can impart extremely useful advice to help you find a graduate job.
Recruitment agencies will have graduate positions throughout the year, so whenever you need to get started, they can help.
Known either as agencies or consultancies, recruitment companies all offer more or less the same service. What differentiates one from the other is how they deliver the service.
These recruit individuals at all levels and into all industries (e.g. Michael Page).
Agencies specialising in temporary and permanent work in the local area.
Focused on just one industry such as HR or engineering.
Concerned with only helping graduates . (E.g. Discovery Graduates).
Because recruitment consultants are paid to place individuals into graduate jobs, they need people like you! Without relevant jobseekers they cannot fill their vacancies. In other words; the relationship you have with your recruitment consultant should be an equal one.
As a general rule, you should only sign up with around 2-3 agencies. Any more and you will simply generate duplication - i.e. the agencies will have very similar graduate vacancies. This can be infuriating as there is no benefit to be gained from your time investment.
Method 1: Your CV is entered onto the agency's database.
The agency will then pass your CV onto several different graduate employers, sometimes without your consent. When a company expresses an interest, the agency will contact you. This is the least effective method of getting the best from agencies as the consultants will have little idea of what you want, and will be simply 'matching' you to companies based on the contents of your CV which, as a graduate, may disadvantage you against more experienced individuals. In addition you may not know they have actioned it, or who your CV is being sent to.
ADVANTAGES: It is easy and requires a minimum of effort.
DISADVANTAGES: You have little or no control as to what happens with your CV and application.
Method 2: The agency conducts a telephone interview with you.
After your CV has been entered onto the database, a consultant will call you to carry out what may be a very brief, or quite in depth interview. This will give the agency a better idea of the type of graduate job you are interested. The consultant may then discuss specific graduate opportunities with you or contact you again when they have something that is relevant to you.
ADVANTAGES: Again, initially easy, but you do have the opportunity to express your needs.
DISADVANTAGES: The telephone is often not the best medium for giving a good account of yourself. Also, with this method you are less likely to be remembered than if you have an office interview (see below).
Method 3: The agency invites you to an office interview.
ADVANTAGES: This is your opportunity to impress. The consultant can see you for who you are and judge your drive and potential. He/she can also give advice on interview technique, etc. Attending an interview is also viewed by consultants as a sign of your commitment to finding a graduate job.
DISADVANTAGES: A much tougher process, this method is more time consuming and potentially costly (i.e. travel to the interview as they very rarely pay expenses to see them, although you will usually have expenses reimbursed for interviews with the employers).
Be on time - it is a good idea to arrive five or ten minutes early.
Be smart and professional looking.
Know what you want - graduate roles, industry, salary expectations, are you prepared to relocate? To where?
What should you do after registration?
Once you have sent your CV, enquire what they plan to do with it (method 1, 2 or 3)? What will happen next?
Consultants interview 20-30 graduates a week, so it is extremely important that you are remembered. Be persistent without being a pest!
Brush up on your telephone interview technique!
Withdraw your application if you are not happy with the process, there's no need to hang around.
Make sure you have details; where you are going, who you will be interviewed by, what the interview process is, etc.
Fill in an application form - this often duplicates part of your CV.
Possibly undertake a psychometric profile.
Have an interview with a recruitment consultant - this is usually very similar to an interview with an employer.
Make sure you fully consider why you are interested in your chosen industries / graduate jobs and be prepared to defend your suitability to those roles. The interviewer should give you feedback on your performance, offering advice on your weaker areas.
Discuss specific graduate jobs there and then.
Contact you in the days to come about graduate opportunities.
Let them know what you thought.
Make sure the agency gives you feedback from the graduate employer. Be specific, i.e. why do they want / not want to see you for 2nd interview.
Despite popular belief, recruitment agencies will not help themselves to a slice of your salary should you find a graduate job with one of their clients. All large companies budget for substantial recruitment costs. They pay agencies to find graduates just as they would pay a trade magazine to advertise their graduate vacancies. Thus, just as you wouldn't expect to pay a percentage to a magazine, you don't have to give the agency a penny.
When you register, do not be concerned that you are in any way limiting your graduate job search. Whether you apply for two jobs a day, or merely peruse the graduate vacancies when suffering acute boredom attacks, is entirely your prerogative. There are no contracts you are required to honour. This document advises you to regularly keep in touch with your agent as that is the best way to be remembered, but if you are not happy with the service you are under no obligation to make any effort whatsoever.
So everything is going according to plan. You liked the look of the graduate job specification, the agency put you forward and the interview went really well. The problem is, so did the day at the assessment centre for the position you considered out of your league. Is it a requirement of the agency that you accept the graduate position offered through them? Of course not. Relax, you are under no obligation to your agency at any stage of the recruitment process, or afterwards.


Before Eikon Church ever had a Sunday morning service, Dan Matlock learned of a dream in the hearts of the staff at Hernandez Elementary School in San Marcos, TX. This dream was to start a club that met after school once a week where the students could learn more about the Bible. A small team of individuals from throughout the United States had moved here with Dan to share Jesus's love with the residents of Hays County. Many of these people had little to no experience working with children in the past, but they understood that God would give them the skills and abilities to accomplish all that He asked them to do. After observing a similar Bible club at Travis Elementary School in San Marcos, this team launched Kids Rock Club at Hernandez Elementary in February 2013.
Kids rock club was a fulfilling experience that showed me Matthew 19:14 in a whole new light. "Jesus said, 'Let the little children come to me and do not hinder them, for to such belongs the kingdom of heaven.'" And that is exactly what I saw.
During the first couple of weeks at Kids club, it became clear to me that this was how God could use me to encourage kids to seek Him in everything. I was sent a short lesson plan weekly, and I felt prepared. I met with a group of kids every week to talk about their day, their family, about Jesus and His promises for them. I got to see the kids start to understand how and when to pray, how to be empathetic, how much He loves us, the importance of apologizing, that we are all made in His image, and so much more. To keep kids engaged we also played games and sang songs throughout the day. It was fun and rewarding for the kids and myself.
By the end of the year it was clear that God had instilled truths into these kids. They started initiating prayer for anyone they knew who was having a rough day, for their families, and for kids that have wronged them during the school day. These kids learned how to go to God with everything, and this happened right before my eyes. I came wanting to bless kids and left being blessed by them. I cherished the smiles of excitement when they entered the gym of Kids Rock Club. They would leave completely renewed and ready to take on whatever God had in store for them. I recommend this fulfilling experience to people who would like to see God work through them.
Kids Rock Club happens every Wednesday afternoon from 2-5 pm. Join us as we impact the lives of the kids in our community by clicking here.


Today we executed a termination agreement with FanDuel and will withdraw litigation from the Federal Trade Commission (FTC). This formally marks the end of our attempt to merge with FanDuel. We believe it is in the best interests of DraftKings, our customers, and our employees to move on from our original plans to merge, and instead, continue to put all of our energy into growing as a standalone company.
Are DraftKings and FanDuel still planning on merging at some point?
No. We prefer to continue focusing our energy on building our already strong business here at DraftKings, so that we can be of better service to our customers and partners.
Since we began planning for a possible merger, DraftKings has become the world's leading fantasy sports company. We are recognized as a global sports entertainment brand and the industry leader in utilizing technology to bring our customers the best fantasy contests and products, and we will move forward as a separate company.
What does this mean for me as a DraftKings customer?
Business will continue as usual. DraftKings will continue to operate as an independent entity from FanDuel. Players will be able to use their funds to enter contests as they normally do and the high-quality service you are accustomed to will continue, uninterrupted.
Will this change anything for this upcoming NFL season?
This is an exciting time to be a sports fan and daily fantasy player. We are looking forward to making this football season the best one yet and will have more to share soon.
Will DraftKings still offer all of its sports and contests?
Yes. All sports and contests currently offered by DraftKings will continue to be available to play.
Will DraftKings continue to advertise?
Advertisements for DraftKings will continue as planned. As always, we will be focused on sustaining our media relationships and advertising partnerships in order to reach new fantasy players, invest more in promotions, and drive continued growth to benefit our users.
Will there be any changes to the commission DraftKings collects from contests?
No, this development will not affect our commission rates. We know that there are other platforms players can choose, and we always assess other fantasy sports sites when we size our contests and offerings so that rates remain competitive.
How does this impact my ability to play on DraftKings?
It does not. You can continue to play the games you love, here: https://www.draftkings.com/lobby.


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text:
'Firefly Lane' Season 2 Finale: Fans Will Never Listen to Coldplay the Same Way Again
*Warning: Spoilers ahead*
Fans of the book have been dreading this moment. Those who didn't read it likely never saw it coming. But regardless of how you feel, it's time to discuss the part 1 finale of Firefly Lane season 2.
The first part of the show's second season premiered on Netflix this week, and it included nine binge-worthy episodes. The finale introduced a not-so-shocking twist that set the stage for what's to come in part 2 (expected sometime in 2023).
DIYAH PERA/NETFLIX
It all starts when Kate (Sarah Chalke) notices a rash on her breast that doesn't go away. When she visits the doctor, she is diagnosed with a rare form of breast cancer…and her prognosis isn't good.
So, what does this twist mean for Part 2 of Firefly Lane season 2? Well, there's a good chance that fans will never be able to listen to "The Scientist" by Coldplay (which plays during the montage) the same way again. And the show is probably going to get more emotional in Part 2.
Even if Netflix partially changes the story line, Kate's journey is likely unchanged because it's such a huge part of the book. However, the streaming service has a unique opportunity to flesh out Kate and Tully's relationship in ways the book couldn't do.
In the book, the twist happens so fast that it's hard to process everything before the novel ends. (Hence why many readers admit to reading it multiple times.) But the show can take it one step further by offering something the book lacked: closure. Especially since Kate and Tully aren't speaking at the time of Kate's diagnosis. Plus, it can also more deeply explore what happens after Kate's cancer diagnosis.
How does Johnny (Ben Lawson) cope? And what happens with Tully's relationship with Marah (Yael Yurman)? Fans want answers to these questions—and Netflix can make it happen.
Get the latest entertainment news sent to your inbox by subscribing here.
9 Shows to Watch if You Loved 'Firefly Lane'
by Chelsea Candelario
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by Nakeisha Campbell
Does Doja Cat Have a Boyfriend? A Look at Her Dating History
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by Alexandra Hough
What Is Miranda Lambert's Net Worth? (Hint: It's Big)
Who Is Maren Morris's Husband, Ryan Hurd? Here's Everything We Know
Who Is Lizzo's Boyfriend? Get All the Details on Her Relationship History

redpajama_set_name: RedPajamaCommonCrawl


text:
Illinois Institute of Technology Takes Top Prize in Chicago's Local Level Final of the CFA Institute Research Challenge
Author: Cara Esser, CFA | April 11th, 2016 | CFA Society Chicago Events
Tags: CFA Institute, Membership Engagement, Research Challenge
The CFA Institute Research Challenge is an annual global competition for university students who assume the role of a research analyst. This multi-round competition provides hands-on mentoring and intensive training in financial analysis. Students value a stock, write an initiation-of-coverage report, and present their recommendations to a panel of judges, each of whom is a Charterholder and a highly regarded industry professional. Chicago's Local Level Finals was held on February 5th and included five teams from local universities. The winning team advanced to the Americas Regional Finals, which will be held the week of April 11th in Chicago.
Each team had 10 minutes to present their reports on Mead Johnson Nutrition which sells nutritional products for infants and toddlers across the globe. The firm sells most of its products in the United States and China and primarily focuses on infant formula. The teams were given wide latitude to use any financial modeling and business analysis tools they believed to be most appropriate to generate a target price and to make a buy/sell/hold recommendation on the stock. Following the presentation, the judges had 10 minutes to ask the teams questions about their research process and the results. Teams were assigned colors to disguise their university affiliations.
The Purple Team (Illinois Institute of Technology) went first, focusing on Mead Johnson's brand loyalty among customers as well as the growing Asian market. A detailed projection of the firm's financials and a SWOT analysis were among the modeling tools used to determine a target price of over $93 and to issue a Buy recommendation on the shares. Drivers of their positive view included the lifting of China's one-child policy, a strong brand presence in the U.S. and Asia, good customer loyalty, extensive supply chain and distribution channels, a robust financial position, and their belief that the firm's introduction of more premium priced products would add to the bottom line.
Next, the Blue Team (University of Illinois at Chicago) issued a Hold rating with a target price of $76. Positives for the firm according to this team were the lifting of the one-child policy in China, low dairy costs, and high brand loyalty, but they had concerns about downward currency pressures on the Yuan. The group's valuation analysis combined a discounted cash flow analysis with relative comps among similar firms, including price to earnings data. They also included a scenario analysis, focusing on currency movements. In all, they believe that Latin America and Asia have strong growth potential for the firm, but have concerns about currency headwinds.
Team Orange (University of Illinois at Urbana–Champaign) also issued a Hold rating with a target price of $78. They pointed to China's one-child policy as a potential positive, but noted that a rise in breastfeeding could put pressure on the firm's sales. The team noted that revenues and EBITDA have been growing, but the rate of growth has slowed. They also pointed to volatile currency movements as a risk factor for the firm. Multiple valuation models were used, including comparing similar segments of competitors and Monte Carlo simulation to generate a price target range. Finally, they used discounted cash flow models to pinpoint their target price.
The Gold Team (Loyola University Chicago) was decidedly more positive on the firm, issuing a Buy recommendation at $83, but noted that this recommendation was an upgrade from their initial Hold based on recent share price decline. The team determined that industry rivalry was a critical factor for the firm to contend with and pointed to a new contract with the U.S.'s WIC program which will help the firm's products gain more shelf space in those markets. Valuation models used by the group included discounted cash flow, multiples valuation, and dividend discount. Before closing, the team noted the firm faced some head winds including commodity prices, foreign exchange risk, and a slowdown in China.
The final team, Brown (Valparaiso University) was the most pessimistic of the five groups and issued a Sell recommendation with a target price of $27. This team believes the threat of substitution is very high and was most concerned with the rising popularity of breastfeeding. They also believed the firm was pinning a lot of hope on the rising share of revenues from the Asian market and said the elimination of the one child policy may not have as big of an impact on increasing the birth rate as many believe. Their price target was built around a risk-adjusted discounted cash flow analysis which took into account a "macro risk" which upped the discount rate significantly.
Winning Team! Illinois Institute of Technology
In the end, Illinois Institute of Technology won the judges favor. The team included Venkata B. Chintaluri, Thai (Samuel) H. Doan, Ming-Tao Lee, Rasinee Pongchairerks, Salonie Sehgal, and faculty advisor Michael Joseph Rybak, CFA. Congratulations IIT students and good luck at the Americas Regional Finals!
We would like to thank everyone involved with making this event possible including all the students, faculty advisors, judges, scorers, graders, and CFA Chicago's Membership Engagement Advisory Group. Special thank you to Mead Johnson Nutrition for participating as this year's feature company, Michel Cup, Executive Vice President and Chief Financial Officer (Mead Johnson Nutrition), and Kathy McDonald, Vice President – Investor Relations (Mead Johnson Nutrition for taking the time to present to the participants at this year's Company Presentation kickoff on November 20th, 2015. Thank you!
Illinois Institute of Technology: Venkata Chintaluri, Thai H. Doan, Ming-Tao Lee, Rasinee Pongchairerks, Salonie Sehgal, Faculty Advisor – Michael Rybak, CFA
University of Illinois at Chicago: Collin Scott Baffa, Michael DeSalle Jr., Ritesh Ghosh, Matthew Thomas Lewellen, Faculty Advisor – John Miller
University of Illinois at Urbana–Champaign: Zulay A. Sosa Bazante, Siwei Li, Vanditha Mysore Ravindranath, Tanvi Rotkar, Ning Wang, Faculty Advisor – Kevin Waspi, CFA
Loyola University Chicago: Robert Joseph Englert, Bryan Madding, Trung V. Nguyen, Rick Osty, Faculty Advisor – Steven Todd
Valparaiso University: Benjamin John Coxey, Kyle J. Crawford, Trent Tanber, Faculty Advisor – Bruce MacLean
CFA Society Chicago Membership Engagement Advisory Group Research Challenge Committee:
Deborah Koch, CFA: Co-Chair of Research Challenge Committee, Northern Trust
Larry Lonis, CFA: Co-Chair of Research Challenge Committee, U.S. Trust
Maura Murrihy, CFA: Co-Chair of Membership Engagement Advisory Group
Daniel Welker, CFA: Co-Chair of Membership Engagement Advisory Group
Graders Industry Mentors
Bruce Ebel, CFA
Joseph Grandis, CFA
Justin D. Hance, CFA
Kerry Jordan, CFA
Alan M. Meder, CFA, CPA
Carla Norfleet Taylor, CFA
Dorothea C. Gilliam, CFA
William Hyatt, CFA
Stephen Moy, CFA
Branimir Petranovic, CFA
Daniel J. Phillips, CFA
Joan Rockey, CFA, CAIA
Edward Trafford, CFA
Kevin Clearly, CFA
James C. Goss, CFA
Ben Hier, CFA
Jaime M. Katz, CFA
Kenneth Perkins, CFA
Stefan Quenneville, CFA
Steven Schwartz, CFA
John C. Simmons, CFA
Marie C. Winters, CFA, CAIA
John T. Wong, CFA
CFA Institute Research Challenge
Regional and Global Challenge Schedule:
https://www.cfainstitute.org/community/challenge/about/Pages/research_challenge_schedule.aspx
CFA Institute Research Challenge: 2015-16 Tournament Bracket
https://prezi.com/sf8vapymcbp0/cfa-institute-research-challenge-2015-16-tournament-bracket/


THE FOLLOWING LETTER WAS SENT TO CAMELOT AND SEVERAL OTHER PARTIES LISTED ON THE LAST PAGE.
We suggest this letter if true, should go viral. Please download and distribute.
UPDATE: NOW TEXT CONVERTED SEE BELOW. NOT CHECKED WORD FOR WORD TO THE ORIGINAL SO IF SOMEONE HAS THE TIME TO DO THAT PLEASE DO AND LET ME KNOW IF YOU FIND ANY ERRORS!! Thank you to Camelot supporter who forwarded this.
our involvement precedes the groundbreaking, and some of our involvement is current.
has been in the works for at least six years.
masses of the world to willfully submit to the eradication of rights given to us by God.
for the creation of choke points to control the movement of the guests.
Remember, the highlight is the international live broadcast of desperate human suffering.
to ONLY be resolved by US Army troops from Ft. Dix.
but we have confirmed they to be from DHS, NSA, FBI and Blackwater.
be working the complex as extras, but more details of this have been hard to trace down.
Guantanamo, but primarily for the exit of U.S. forces from Afghanistan.
For those of you who haven't figured it out yet, about the extensively drawn out Afghan occupation by a supposedly mighty military (with untold hundreds of billions of dollars worth of military resources AND high-tech intelligence resources), against an out manned (and out-gunned) rebel alliance with a mysterious decade-plus bottomless supply of resources-> it's all about the three pipelines- the now-complete Caspian Sea oil and natural gas pipelines to China and points in between, and the heroin pipeline to developed countries in the west, especially our country. The continuing vagueness of the Afghan occupation shnuld__be as_obvious as the nose on your face. And should _con_sume your curiosity. The lot of us here are amazed how this realization escapes the most of you. Of course our senses are heightened on this matter, having learned for the past 6 years of the pending evil and doom of the 2014 Treason Bowl.
heard the meticulous floor-by-floor demolition explosives in the World Trade Towers.
The obvious, but never to be explained, breakdown of the tax-payer-financed multi hundred-billion-dollar-a-year U.S intelligence community is well underway, again. You must recognize that treasonous orchestrations of such grand scale can only be accomplished with the bottomless pockets of intel agencies, with secrecy as their ally.
reports as to the progress of the logistics of this fabulous false flag murder fest, and hoping to identify any Meadowlands Complex workers who may be getting savvy to the treasonous ploy of federal agencies, and subversive NJ state police.
our contemporaries at other sports arenas have reported in their facilities.
placement for the horrendous and sinister festivities in the first half of the third quarter, when this conspiracy theory will no longer be a theory.


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redpajama_set_name: RedPajamaGithub


text:
Supercar Blondie reveals the insane tech inside new electric BMW iX SUV
Published: 11/Nov/2020 16:28
by Kieran Bicknell
YouTube: Supercar Blondie
Supercar Blondie
Electric vehicles (EVs) are becoming more advanced by the day, and BMW's latest design, the iX, looks set to be their most high-tech ever. YouTuber Supercar Blondie gets her hands on their new SUV, and explores the incredible tech inside the iX.
Supercar Blondie is one of the world's most successful car YouTubers. Having amassed an extraordinary amount of viewers across her social media, she has a fantastic platform for showcasing the latest technology used in car design.
In her November 11 video, she unveils the all-new BMW iX SUV for the first time. A fully-electric SUV, the iX looks like it's been sent from the future, and has enough tech inside it to back up that claim.
Supercar Blondie explores the BMW iX
The first thing that strikes you is the massive 'grille' on the iX. Because this is an all-electric EV, it's not actually a grille at all. Called the 'intelligence panel' it houses a number of sensors such as those for the adaptive cruise control system.
The iX represents a step towards BMW becoming an all-electric brand.
However, its party piece is that it is self-healing, only requiring the application of heat to 'heal' itself of stone chips and minor scratches.
For the first time in a BMW, the traditional steering wheel has been ditched for a hexagonal one. Designed to add more space to the already minimalist cabin, the steering wheel sets the tone for the futuristic interior.
Read more: This ridiculous 880hp classic Jeep is faster than most supercars
The instrument panel is a one-piece, freestanding, curved display screen that stretches across the car. Containing all the information from speed to navigation instructions, the design emphasizes the width of the interior and offers excellent visibility for the driver.
Buttons are also a thing of the past with the iX, thanks to all-new 'shy' technology. Controls are integrated directly into the faux-wooden surfaces of the interior. The controls in this particular model are also crystal, which SB thinks are "awesome!"
BMW iX range and power
The giant glass panoramic roof houses 'electrochromic shading' technology. This means that it can 'close' itself to block out sunlight, without the need for traditional fabric blinds or shutters.
Unusually for an SUV, the 'tub' of the car is made from Carbon Fiber to keep the weight as low as possible. This is the sort of technology that is usually reserved for high-end supercars and hypercars, so BMW has left it exposed to show it off.
Read more: YouTuber Mo Vlogs uncovers Dubai billionaire's luxurious car collection
Two electric motors producing 500hp (equivalent) power the iX, with a total range of just over 370 miles. 0-60 is taken care of in under five seconds, thanks to the instantaneous torque from the electric motors.
With deliveries expected to start during 2021, it will be interesting to see how well BMW's all-electric iX is received. One thing is for sure though, Supercar Blondie seemed to love it!


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Franchise finance and franchise loans explained
Franchising is a means of starting and running your own business, with a proven format to operate by. It can also come with continuing support to help you along the way.
What is franchise finance?
A franchise is when you open a business and operate under the name of an existing brand. This includes following their business model and structure. MacDonald's, Caffè Nero and Pret a Manger are all examples of franchise businesses.
Franchise finance is a collective term for products aimed at funding both start-up and existing franchise businesses. It includes things like franchise business loans, franchise invoice finance, franchise trade finance and franchise lines of credit. Franchise business loans, granted by banks and independent providers can also be a great way to get an operation off the ground.
How much does a franchise cost?
It's common for all types of businesses to need some finance when starting up, and franchises are no different. From the initial franchise fee and set-up costs, to the day-to-day operating costs, buying and running a franchise can require a significant amount of capital. Even if you don't have the upfront funds to pay for all of this, there are a number of options to help with funding.
Franchises come in all shapes and sizes and as a result their costs can vary a lot too. These costs are specific to each industry and can greatly vary from business to business.
According to the 2018 NatWest Franchise Survey, setting up a business offering children's music and movement classes can be as low as £5,000, while a franchised gym business could cost require initial investment of above £450,000.
Running a restaurant or cafe during coronavirus is tough. Lockdown has forced businesses in the retail, hospitality and leisure industry to close, leaving many having to quickly adapt to stay afloat. Luckily, if you run a business or franchise in one of these industries then you could apply for a cash grant from the Government. To learn more about these grants, read our guide on the Retail, Hospitality and Leisure Grant Fund (RHLGF).
If you don't run a business in one of these industries, don't give up hope – there are other schemes. Check out what you could be eligible for using our support scheme tool.
How do you finance a franchise?
In most cases, franchises are funded by a combination of personal funding and a loan or line of credit from a finance company or bank. There has been an increase in private equity firms purchasing franchises, but these tend to be for multi unit agreements.
Can I get a loan to buy a franchise?
As with any business loan, franchise loan eligibility is based on a number of factors – the prospective owner's financial history, the strength of their business plan and how the sector is performing more generally.
Banks may lend up to 70% of the total initial investment and this tends to be unsecured up to £30,000. Above this, lenders are likely to request some form of security – ordinarily the charge over a property. This compares well with the typical 50% for an independent business start-up. Some specialist lenders may go slightly higher than 70%, depending on the franchise. You'll need to have the remaining 30% available, and this should not be in the form of a loan from elsewhere.
Franchise finance tips
1. Draw up your plan
Having decided how to finance your franchise you'll need to write a business plan. This is a key document that can help your lender understand your financial position and how you plan to achieve your goals. It should include financial forecasts, information on the business operations and ideally have a detailed competitor analysis outlining how your franchise differentiates from other similar companies in the area.
2. Understand the franchise costs
The upfront franchise fee is only part of the total cost. It covers initial set-up fees such as purchasing equipment and insurance, as well as premises leasing costs. Working capital is also important. It can take time to establish a customer base and generate income, and until then working capital may be required to fund business and personal expenses.
3. Be realistic about earnings
Most franchisors will provide an estimate of expected earnings after a certain period, based on actual earnings from other franchises in the network. However, this doesn't mean that every franchisee will generate the same amount.
How iwoca can help finance a franchise
iwoca is one of Europe's leading fintech lenders, offering finance to small businesses. We're accredited for the Coronavirus Business Interruption Loan Scheme (CBILS), and are offering loans of between £50,001 and £350,000, with nothing to pay for the first 12 months. Learn more about our CBILS loans by clicking the button below.
Alternative providers of franchise finance
Aside from iwoca, banks can also provide funding for those seeking franchise business. The leading banks in franchising include NatWest, RBS, Lloyds TSB, HSBC and Barclays. Each has its own specialist franchise department and a dedicated team dealing specifically with franchise business loans. They are all affiliate members of the British Franchising Association (bfa), the voluntary self-regulatory body for the UK franchise sector.
There is also the government-backed Enterprise Finance Guarantee scheme, primarily aimed at those who have had issues finding franchise finance due to insufficient security or evidence of previous business success. This offers borrowers an alternative source of finance to get their business off the ground.
Popular franchises – by sector and investment level
The number of shops or outlets in the personal services franchise sector has more than doubled in the past 10 years. Personal services include spa and beauty services, elderly care, children's entertainment, travel agencies and pet services. Hotel and catering franchise outlets have also risen by 55%.
These two sectors now account for 60% of the industry by unit numbers, compared with 40% in 2008, according to the 2018 bfa NatWest Franchise Survey.
Step by step – buying a franchise business
Find the right franchise: Thorough research is your friend here. Read about franchises, visit their websites and request lots of information.
The initial meeting: This step involves meeting with a franchisor and is just as much for your benefit as it is theirs – it's a good way of getting a feel for the franchise brand and allows you to meet the people behind the business.
Franchise funding: Next, you'll need to decide which franchise finance option best suits the business you want to buy, and who will provide it.
The sign up and agreement process: Next comes signing – every franchise has its own terms which will be outlined when you meet and request the contract. Once the franchise agreement is signed, some franchises will require a certain amount to be paid to start the launch process, others may request all of the funds up front.
The launch: It's in everyone's interest to make the launch as successful as possible, so although the franchisee will be expected to undertake certain marketing, promotion and sales activities, good franchisors will provide as much support as possible during the crucial early stages of the business.
The benefits of a franchise loan
It's not rocket science to say that setting up a business has costs, but a franchise loan can be a useful way to alleviate some of these. The injection of capital can help you to focus on the start-up process while making manageable monthly repayments. Some repayments can be spread over a number of years making them relatively small in comparison to shorter-term loans.
The drawbacks of a running a franchise
Running a franchise doesn't give you the same freedom that running your own business does. You'll be limited to operating in line with an existing business model which may not fully align with your local market or creative vision. This lack of operating freedom could mean that your business is more expensive than expected as you may have limited choice in suppliers or products.
Furthermore, franchise agreements don't last forever and typically are reviewed every five years. It's important to plan ahead in order to avoid unexpected challenges to your business.
How iwoca can help
Buying a franchise guide
Alison Coleman is a freelance writer and editor who covers topics such as business, start-ups and executive education. Based in the UK, Alison has written for Forbes, The Times and The Guardian as well as many other national and international publications.
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Introduced outdoor recycling bins throughout the park for cans and bottles, courtesy of Keep America Beautiful and Dr. Pepper Snapple Group.
Reduced energy consumption with a ComEd Smart Ideas Earth Month Grant, allowing for 95 LED bulbs & 3 Energy Star-certified ceiling fans to be installed.
Added an outdoor Goin' Green collection bin for recycling textiles & other items.
Joined Funding Factory in recycling used ink cartridges and cell phones.
Participated in the Savings Through Efficient Products (STEP) program from the Midwest Energy Efficiency Alliance, which will provide additional energy & water-conserving fixtures for our buildings in the upcoming year.
Been awarded a grant from the Illinois Clean Energy Foundation to explore efficient lighting options for the Nature Center in 2014, including 2 solar tubes (just installed) that now bring daylight indoors.


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School of Natural and Behavioral Sciences
School of Natural and Behavioral Sciences Strategic Plan
The School of Natural and Behavioral Sciences (NBS) advances scientific knowledge and prepares students of all backgrounds to live and work as scientifically-literate citizens contributing to a modern society. This mission includes: 1) Preparing interested students for careers in areas demanding a high level of basic and applied scientific knowledge; 2) Preparing all graduates of the college to engage with the ethical, legal and social issues surrounding scientific and technological developments.
The objectives of the School of Natural and Behavioral Sciences are:
I. Provide an outstanding educational experience for our students.
Maintain a multi-tier curriculum that engages all students of the college in scientific inquiry at a level that supports their personal and career objectives.
Provide students with the scientific knowledge and technical capabilities for successful performance in their chosen field of study.
Prepare graduates to function as effective scientists, information professionals, mathematicians, clinicians, policy makers and/or teachers in the workforce.
Prepare students to utilize logical thinking, science and associated technologies to advance knowledge and solve problems in their respective field.
Mentor students through their inclusion in research, scholarship activities, and internships.
Prepare students to communicate effectively both orally and in writing.
Provide faculty advisors for student organizations, and encourage faculty activities that support these organizations.
II. Foster a dynamic, responsive and inclusive academic community.
Advance and innovate in all areas of theoretical, laboratory, computational and field science represented by our campus community.
Maintain a strong and diverse faculty.
Attract and retain as faculty national leaders in our areas of strength.
Provide support and opportunities to traditionally underserved student groups, including under-represented minorities and students who are the first in their family to attend college.
Engage the Brooklyn College student body in productive, cutting-edge research, with the synergistic goals of advancing scientific knowledge and broadening participation in the scientific community. Special efforts will be made to recruit and retain members of communities traditionally underrepresented in STEM fields.
Prepare students to work collaboratively in a diverse, interdisciplinary workforce.
Promote intellectually rewarding interdisciplinary collaborations among faculty across departments and schools within the College, and in the broader community of scholars beyond the campus.
Promote faculty membership and leadership in professional, teaching, and governmental organizations. This includes activities such as service on editorial boards for scholarly journals, review of grant proposals for external funding agencies, and service in committee and administrative roles in professional organizations.
III. Capitalize on Brooklyn as a learning environment and a gateway to the world.
Serve as a center of science in the borough of Brooklyn and beyond.
Serve as a resource for communities and institutions at a local, national and international level.
Maintain a high level of activity in the worldwide scientific community.
Inspire engaged citizenship in Brooklyn College students through involvement with the local community in volunteer, service learning, advocacy, and experiential research activities.
Apply scientific theory and practice to the improvement and well-being of communities at all levels.
Engage in public discussion of local and global scientific issues and associated policy challenges.
IV. Promote the impact of Brooklyn College and its alumni.
Serve as a resource center for the promotion of science and science-based policy for the Borough of Brooklyn, the City of New York and beyond.
Instill students with a commitment to social and scientific responsibility to their profession, community and society as a whole.
Use scientific knowledge to support the creation of sustainable, evidence-based solutions to problems affecting modern society, such as urbanization, environmental, and health/wellness concerns.
V. Improve institutional effectiveness and enhance campus infrastructure.
Ensure that Brooklyn College provides faculty and students the highest possible level of infrastructural support for research and education in the STEM fields.
Monitor the science landscape to identify new needs in basic research, recognize new national and international priorities, and develop institutional frameworks to take on new directions in scientific research and education.
Ensure representation on committees at the department, college, and university levels and assume administrative appointments as program or department leaders.
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For as long as my healing journey (8+ years and counting), I've been interested in health and healing, especially after the first year or two into things when we abruptly realized that I can't go the traditional Western medicine route.
One of those 'little things' I've been wanting to do for a good long while now was get myself a Himalayan sea salt lamp and thanks to the Himalayan Salt Shop (www.himalayansaltshop.com) that goal has finally been accomplished!
"The Himalayan Salt Shop was founded in 2005 by Ernest Gaglione in the basement of a two family house in Bloomfield, NJ. Originally, Ernest had to lug his heavy inventory up and down steep basement stairs as he personally shipped each customer's order. As his company grew through hard work and perseverance, Ernest reached the point where he could afford a small office space in Parsippany, NJ. Ernest continued to expand by employing a fulfillment center to help with the shipping of orders."
Since then, the company has become the biggest internet retailer of authentic Himalayan salt crystal lamps on the web! Not only do they manufacture and sell different sized and shaped salt lamps, but they also offer salt for consumption, salt for healing, and salt for beauty.
Aside from being able to buy authentic Himalayan sea salt products, their website also offers many different informational resources, such as their Knowledge Library, Photo Gallery, and Testimonials.
I was sent the 4-5 lb. Himalayan Salt Lamp for this particular review and a couple days after receiving it and putting it together, I'm STILL in awe of it's raw and natural beauty.
According to the informational paperwork I received along with my lamp, turning these on and letting them sit heats the crystal, which emits negative ions into the air. Those bond with the natural positive ions already in the air, cleansing it and making it fresh to breath in! They also help combat EMFs (electromagnetic frequencies) from electronics.
The 4-5 lb lamp is around 5-6" high, 4-5" wide, and is said to have a protection area of 8x8 square feet. It also has a wooden base securely fastened to the salt bottom with several notches carved in to slide the power cord under.
I was extremely impressed with how fast they got me my lamp, as well as the incredibly secure packaging! They even go as far as to include a 15-watt light bulb with each lamp purchase! If you prefer to use a candle though, feel free to do so; a tea candle is recommended if that's the way you want to go.
You can also subscribe to their Newsletter and receive a reusable 10% off coupon-That means 10% off Every. Time you make a purchase!
These lamps make the most amazing gifts! I can tell you I would have been downright giddy to receive one before now!
1 winner will receive a 4-5 lb Pink Himalayan Sea Salt Lamp!
That's 1 mandatory entry + 41 possible extra entries which = 42 entries total!
Disclaimer: I was provided a 4-5 Himalayan sea salt lamp from the Himalayan Salt Shop at no cost to me in order to facilitate this honest review and giveaway. All opinions expressed in the above post are 100% mine and mine alone unless otherwise stated. This contest is open to US residents only and will run from Wednesday, July 11th, 2012 4:00pm central standard time until Wednesday, July 25th, 2012 11:01 pm central standard time. The winner will be chosen through Rafflecopter.com and be contacted within 24 hours of the drawing. You'll then have 48 hours (2 days) to claim your prize and send me all applicable information-If I haven't heard from you within that time frame, I will be forced to choose another winner.
They generate natural ions, and make the air better as a result.
It helps to hydrate the body.
they combat electromagnetic frequencies from electronic appliances.....I need this!
Actually, Himalayan salt is 'Rock Salt' or salt mined from a quarry, not 'Sea Salt' which is salt retained from evaporated sea water.
Rock salts mined in several parts of the world, including Chile, Hawaii, Utah, Bolivia, the Murray-Darling basin of Australia, Peru, and Poland are all marketed as 'Himalayan Salt' or pink salt. The pink color results from the presence of iron oxide.
Ultimately, salt is salt (sodium chloride (NaCl) and over-consumption of any salt will result in the fluid build up in the body that you describe. Any reasonable person knows to moderate salt intake and often elderly or otherwise compromised people are cautioned to very strictly limit salt intake. Both too much or too little salt (any salt) in the diet can lead to muscle cramps, dizziness, or electrolyte disturbance.
This has nothing to do with the iodisation of common (or refined) table salt which saves (literally) billions of people from disease and nutrient deficiency impairment worldwide. Iodine deficiency affects about two billion people and is the leading preventable cause of mental retardation in the world. There is no 'natural iodine' (or not a measurable or therapeutic amount) in Rock Salt, Sea Salt, Himalayan Salt any other table salt. There is natural iodine in foods (fruits, grains and vegetables) grown in iodine rich soil, but where this heavy element is not present in soil serious human complications arise is vast numbers.
Common table salt is not 'bleached' it is just white because it is mined from areas that are not rich in iron oxide.
Anything that you consume will be 'digested', including salt. there is nothing alarming about that.
Anyway, since we aren't really talking about salt consumption here but decorative salt lamps I'm not entirely sure why this is relevant.
Himalayan Sea Salt helps to hydrate the body and requires little digestion--I did not know this!
I learned that Himalayan salt is not just for purifying the air. Himalayan sea salt is also used in health and beauty, cooking, and even metaphysical practices.
I learned that Aside from those few things above, Himalayan sea salt has some other remarkable physical attributes! Some of which include controlling and regulating the water levels inside the body, promoting a stable pH balance, aiding in reducing signs of aging, increasing bone strength and reducing muscle cramps. I know I have always wanted one.
Himalayan sea salt has been around for 200 million years.
you had me at reducing signs of aging..
Unlike sea or table salt, Himilayan salt is easy to digest due to colloidal structures.
Himalayan sea salt helps to hydrate our bodies, requires little to no digestion when consumed, and helps to boost a person's energy!-everything I need!
I learned that Himalayan sea salt aids in hydrating our bodies and requires little to no digestion when consumed. It also helps boosts one's energy.
Himalayan crystal salt is truly from a pristine, unpolluted environment.
I learned that white table salt has been bleached, chemically altered, and stripped of its 84 different nutrients. That's crazy!!
That it give you energy!!
It works in regulating the water levels inside the body, promoting a stable pH balance, aiding in reducing signs of aging, increasing bone strength and reducing muscle cramps! Wow!
I learned iodized white table salt, has been bleached, chemically altered, stripped of nutrients and it's natural iodine has been replaced with synthetic iodine. How stupid.
I learned that himalayan sea salt helps to hydrate our bodies, requires little to no digestion when consumed, and helps to boost a person's energy.
pretty interesting, would like to check em out.
I learned that: Unlike regular sea salt or table salt, Himalayan sea salt helps to hydrate our bodies, requires little to no digestion when consumed, and helps to boost a person's energy!
Salt helps hydrate - who knew?
So, yes, I am delighted to learn about the other health benefits! But I think what struck me most about your commentary/post is how really BAD regular iodized table salt is... (even worse than I ever imagined!) Thanks Kayla!
I have been wanting on of these for over a year now!
Himalayan sea salt is used in health and beauty and I am going to buy a huge bag of it soon because I make my own skincare and bath products now and it is very good for you!
I love the aroma salt lamp.
I love the health benefits.
Himalayan sea salt has some other remarkable physical attributes! Some of which include controlling and regulating the water levels inside the body, promoting a stable pH balance, aiding in reducing signs of aging, increasing bone strength and reducing muscle cramps.
Himalayan sea salt helps to hydrate our bodies, requires little to no digestion when consumed, and helps to boost a person's energy! The reason our bodies can easily digest this type of salt is due to it colloidal structure.
I learned that it has been around for 200 million years.
Himalayan salt can help hydrate you!
They are purest and away from pollution. So looks like a great product!!
I learned that it helps to hydrate body, control and regulate body's water level!
It can help hydrate you!


Video Editor with 8 years' experience working within a digital media agency specialising in projects in design, motion and live action. More recently taking on a Project Management role in addition to editing. Working with domestic and international clients from pre-production to delivery.


We are a Newfrontiers church. We are called to serve the diverse communities within the London Borough of Richmond upon Thames.
to advance education in such ways and in such parts of the United Kingdom or the world as the Trustees from time to time may think fit.


← Sharing w you again this lovely article.!
It has been a very fruitful and busy time! with travels to Taipei, with Horse Dance Company, June 2017, my second time, and returning again June 2018.
There also has been the creation and performances of a new solo, "De sHelvEd"- and a duet still growing with Trina Maninno and Jamie Graham. Our performances took place at the University Settlement House in Manhattan in June, the Queens Museum in July, The Secret Theater in October as part of the QueensBoro Dance Festival, at Movement Research's weekly open performance, and at Dixon Place November 28. Berlin and the Easter Workshop happen early April, and here in NYC we have THE Show at the beautiful Brooklyn Studios for Dance – the space is AMAZING!!! in April 2018.
Classes continue through December 22, 2017 and we begin again Mid January, with an additional movement class one evening per week at BKSD. Check the on line calendar on the main page of web site.
A week at IDA in London: Barbara has been amazing. Her knowledge and intelligence is beyond belief. The technique is so fundamental, and her pedagogic approach towards teaching… can't find the right words but it is so incredible but subtle that it is rather invisible. This is incredible because it is there. I felt (having come 4 out of 5 days) that everybody in the class learned something but not in their heads, on their bodies, including myself on this.
I have certainly been challenged and confronted, but in an environment that allowed me to take the time, space, energy to try things out, without needing to learn, or fulfill expectations, or worry about gaining anything, and as a result I feel all these things happened!
I gained a huge amount, a re-connection to my dancing and moving body. A feeling of it's potential. I go away with a rich resource to practice and practice. I feel better, positive.
The workshop was extremely interesting and physically engaging. The simple movements/patterns with profound and complex feedback. I feel I will be processing over the next few days, weeks…I would like to do more with Barbara.
I bid you good holidays, health, and especially joy.
This entry was posted in barbara mahler/klein technique, dance and performance, dance/performance, klein technique, somatics, workshops, zero balancing and tagged alignment, dance, dance classes, klein, NYC, performance, skeleton. Bookmark the permalink.


Introducing Our New Shopify App!
If you're an artist, designer or business who sells products online, you know how important it is to have the most up-to-date, streamlined technology available. We're right there with you, so we're so excited to launch our very own Simply Framed Shopify App!
The new Simply Framed Shopify App eliminates the process of uploading orders to our Vendor Portal. Our pro partners who host on Shopify can now enjoy a whole new level of ease and convenience as products are linked and orders automatically placed into their account. Instead of having to manually enter order details one at a time or upload bulk orders, retailers may now receive a daily email from our app asking to confirm orders received from their store and select a payment method for the framing. And then we'll handle the rest!
Our Simply Framed Shopify App supports orders for all types of products including frame only, print only, and print and frame orders. Shipping information and methods, order notes and other information are all stored in one seamless program and can be edited before checkout––making it even simpler to partner with Simply Framed.
Now, you may be wondering how this translates to the customer's shopping experience. While better technology brings many benefits, our favorite is this: With the new Simply Framed Shopify App, creative entrepreneurs and businesses who use Shopify can spend less time entering orders and more time doing what they love––which means more art for everyone. And who doesn't want that?
Head here for more information on the Simply Framed Shopify App, and here to learn more about our pro partnership program and how it can help grow your business.


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Floating Weeds (1959)
By Matthew on Monday, February 25th, 2013
Everyone understands what it is like to have a family. Yasujiro Ozu was a man whose films made you feel what it's like to be part of a family. Most of his films focus on domestic family life and how changes within that family change relationships between each other forever. Film critic Roger Ebert once stated, […]
Day of Wrath (1943)
By Matthew on Saturday, February 16th, 2013
It is a bleak and hopeless period set in a cold and Danish village in 1623 when people without question still believed in the existence of witches and went about on thousands of merciless witch hunts to catch and then burn innocent people at the stake. Many of these villagers would conjure up any fantasy about a friend, […]
Diary of a Country Priest (1951)
By Matthew on Thursday, February 14th, 2013
Robert Bresson's tragic masterpiece The Diary of a Country Priest tells the story of a young priest who becomes a failure. The young man's face looks withdrawn and solemn throughout the story as he becomes strained trying to carry out the responsible duties of a priest at his new local parish; doing his best in […]
Z (1969)
By Matthew on Monday, February 4th, 2013
"Any similarity to real persons and events is not coincidental. It is intentional." Along with Gillo Pontecorvo's The Battle of Algiers and John Frankenheimer's The Manchurian Candidate, Costa-Gavra's Academy Award winning film Z is one of the greatest political thrillers of all time. Z was released in 1969 which was the end of a bleak […]
Come and See (1985)
By Matthew on Saturday, February 2nd, 2013
I've always heard that you can't create an effective anti-war film because its war scenes would be considered too exciting and thrilling for an audience. And yet they're films that proved to break that barrier like for instance Oliver Stone's Platoon and Steven Spielberg's Saving Private Ryan. But there was a Russian film that accomplished that even […]


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May 30, 2019 News » Cover Feature
Natural High: Arkansas Goes to Pot
Medical cannabis sales are now booming in Arkansas. Can Tennessee be far behind?
In your mind, feel the weight of a frozen Thanksgiving turkey, say, a 10-pounder.
Imagine carrying five of them. Now, imagine it's not frozen turkeys but marijuana.
Whoa, dude. Trippy. Sounds like some stoned fantasy wafting out of a freshman dorm.
Jani Moore Photography courtesy of Ounce of Hope
But 50 pounds of legal cannabis was a reality — a legal reality — in Arkansas two weeks ago. Patients drove hours to line up at the state's first two cannabis dispensaries in Hot Springs on Friday, May 10th. A week later (at the close of business the following Saturday, May 18th), 52 pounds of medical marijuana had been sold.
The Arkansas Department of Finance & Adminstration doesn't track specific patient numbers. Each sale is tracked by weight and individual cannabis strains purchased. So, if one patient buys an ounce of cannabis — a half-ounce of Banana Kush for anxiety and the other half in Pineapple Trainwreck for depression — state accountants consider that two transactions.
So, in that first week, Doctor's Orders sold a total of 24.5 pounds of medical marijuana through 2,171 transactions. Green Springs Medical missed the first two days of sales, but from Sunday to Saturday, the company sold 27.5 pounds of medical marijuana in 2,616 transactions, according to state figures. So, totals were 52 pounds sold in 4,787 transactions.
Marijuana prices at both stores are $15 per gram. State data said individual receipts averaged about $79. In that first week, medical cannabis sales in Arkansas were $353,802. The figure does not include Hot Spring's 9.5-percent sales tax and a 4-percent medical cannabis tax. With those numbers included, medical cannabis in Arkansas added about $47,763 to state and local tax coffers in one week.
Consider these figures as only the very beginning of a burgeoning cannabis business across the state of Arkansas. Look west from the top of the Pyramid and you'll be able to watch that business boom right across the river from Memphis.
On the western Arkansas border, a cannabis boom is also happening in Oklahoma. Voters there approved medical cannabis last summer. Two months later — greased lightning for a state bureaucracy — the Sooner State's medical cannabis program was up and running.
According to a story in CannabisNow, an online news magazine, "Medical marijuana is literally too popular for Oklahoma to handle." The story describes a glut of patients — way more than state officials expected — and first-month sales receipts of more than $1 million.
If your driver's license was issued in Tennessee, you're out of luck if you want to legally join the party, er, get a prescription. You can't go to Hot Springs or Fort Smith and buy any of that Banana Kush or Pineapple Trainwreck (or Grandaddy Purple, Buddha Kush, or Alaskan Thunder Fuck, for that matter).
State lawmakers in Tennessee just can't quite pull the trigger on a medical cannabis program. Probably because, y'know, Jesus. But they came close this year — close enough to give a pretty detailed look at what Tennessee residents could possibly expect ... someday.
We'll get to that later. For now, let's look briefly back at just how those Arkansas patients got to stand in that line and buy cannabis in broad daylight with no fear of the cops.
A Long Shot
Initially, few thought medical marijuana legislation had a shot in hell in Arkansas. For one thing, the Natural State is very religious: 77 percent of Arkansans believe in God, and 79 percent of those are Christians, according to a recent survey by the Pew Research Center.
So, it was no surprise that social-conservative groups took a strong negative stand when medical cannabis was first on the ballot in Arkansas in 2012. The Family Council, a conservative think tank based in Little Rock, launched a multi-pronged attack against the measure, calling it a "backdoor effort to legalize marijuana across the state of Arkansas."
Groups fought the 2012 measure all the way to the Arkansas Supreme Court, which ruled in September (just before the November vote) that the marijuana measure could be placed on the ballot. The 2012 measure failed at the ballot box, but only by a slim 49 percent/51 percent margin, which gave hope to cannabis proponents.
The cannabis question simmered in the state for four years. Then, in 2016, a flurry of lawsuits, two competing ballot initiatives, think pieces, op-eds, court rulings, political wrangling, and a lot of general hand-wringing produced an initiative that went on Arkansas' November ballot, the same one in which state voters mostly pulled the lever for Donald Trump for president.
Arkansas Governor Asa Hutchinson, who led the federal Drug Enforcement Agency under President George W. Bush, opposed any cannabis-legalizing legislation in his state. He said it was "not best for patients" and that the U.S. Food & Drug Administration — not Arkansas voters — should decide.
"We don't vote on cancer cures, and we should not set a new pattern of determining what is good medicine at the ballot box," Hutchinson said at the time.
Still, there was plenty of support for medical cannabis. The Arkansas Medical Marijuana Association (AMMA) was established to organize legislative efforts. Patient groups, such as Arkansans for Passionate Care, provided patient stories to extoll the virtues of cannabis in pain management and as an effective alternative to opioids.
In the end, voters approved the Arkansas Medical Marijuana Amendment of 2016 by another narrow margin: 53 percent for; 47 percent opposed. The margin was wider in Crittenden County, right across the river in West Memphis, where 61 percent of voters approved the measure.
Hutchinson, the former drug czar, said in January that "I never dreamed I would be governor with the responsibility" of implementing a medical cannabis program. But the voters approved it, he said, and "I am committed to making it work."
But Arkansas policy makers slow-rolled the entire process. Unlike Oklahoma's lickety-split two-month timetable, Arkansas lawmakers met and wrung hands over medical marijuana for two and a half years. Hutchison said they "took the time to get this just right" and noted that a state judge stopped the implementation process altogether for awhile.
The Arkansas Medical Marijuana Commission divided the state into eight zones and determined that each zone would get four dispensaries, a total of 32. The commission hired Boston-based Public Consulting Group to score the 200 applications the state received from companies interested in opening dispensaries. Results were posted in December 2018, and licenses were issued in January 2019.
Companies could file applications in more than one zone. If that company scored in the top four of any zone, it would get an application, but could only run a dispensary in one zone. So, applications from other, lower-scoring companies would move up in consideration when companies left certain zones.
Such was the case in Zone 3, the section of northeastern Arkansas just across the river from Memphis. There, two companies — Valentine Holdings and Grassroots OPCO — left consideration in Zone 3 to pursue applications elsewhere, according to the Arkansas Times. The four companies who got dispensary rights in Zone 3 are THC Rx Inc. (West Memphis), Delta Cannabis Co. (West Memphis), Comprehensive Care Group (West Memphis), and NEA Full Spectrum (Rector).
Swimming in Marijuana
That's right. West Memphis (population 24,860) could soon have three cannabis dispensaries. That's no small feat when you consider that Little Rock, the state's most populous city (population 198,606) is only approved for two dispensaries.
But before West Memphians get their hands on AK-47, Bubba Kush, or White Widow for back pain, the dispensaries must pass an inspection by the marijuana commission. And before that, they need to get built.
I wanted to see some of these dispensaries for myself, at least where they soon may exist. I figured I'd come across buildings alive with workers installing shelves, hanging lights, or cleaning up a parking lot.
I followed the commission-given address (3700 Interstate 40 Frontage Road East) for THC Rx and found nothing. Siri led me to Southern Tire Mart, next to an empty field. The Delta Cannabis Co. address took me to another empty field.
Over on OK Street (yes, it's just OK), the address for Comprehensive Care Group was a humble, one-story building set among car repair shops. Nothing about it said "medical" or "marijuana," to me. But, then again, maybe it doesn't have to. Doctor's Orders in Hot Springs is in a similar building, decorated only with a white sign with the name of the dispensary and a phone number. Arkansans obviously had no trouble finding it, since they were lined up out the door and down the sidewalk.
But those West Memphis applications were hard-won and didn't come cheap, so it's unlikely the investors will let them languish (especially after having to post a $100,000 surety bond). It seems likely that West Memphis will, indeed, become a cannabis hot spot.
West Memphis Mayor Marco McClendon and officials with the West Memphis Chamber of Commerce declined to comment on this story.
Somewhere beyond the floodplain, some Arkansan is legally smoking cannabis right now without a single care in the world of getting busted. That still seems like a fantasy in Tennessee, where a first-offense simple possession could net you a year in prison.
The Volunteer State still don't allow no jazz-cabbage, reefer joints, or wacky weed, even if you bought it legally elsewhere for, say, your glaucoma.
There has been support to soften state cannabis laws, and the push has come mostly from Memphis. State Senator Sara Kyle (D-Memphis) proposed a bill this year that would decriminalize possession of less than one ounce of cannabis. Another from Kyle would allow those holding medical cannabis cards from other states to bring their medicine with them while in the state. Neither measure passed.
Both bills did find support this year from a divided Memphis City Council, which voted 5-4 to approve a resolution backing the bills. In 2016, the council tried to use local laws to soften cannabis laws. A proposed rule would have reduced the penalty for simple possession to a $50 fine or community service. It narrowly passed here but was blocked by state lawmakers in Nashville.
But Tennessee got this close to cranking up its own medical cannabis program this year. Of course, the issue has been this close to passing for years now. But this year was different, at least a bit. This year's efforts produced a 68-page document that provided a detailed roadmap of what Tennessee's medical cannabis program could look like.
If the bill had been approved, a new medical cannabis commission would have been organized by April 2020. That commission would have issued up to 75 licenses for dispensaries in 2020 and up to 75 more in 2021. Those licenses would've cost between $5,000 and $15,000. Cities and counties could still opt out of the program.
Qualified patients (those who are at least 21 with no felonies) could have applied for a patient card with a doctor's note and $35. Patients could have purchased legal cannabis to help them with debilitating medical conditions like HIV, AIDS, ALS, Crohn's disease, and more to less severe conditions like chronic pain, severe nausea, and seizures. Cannabis would also have been available to patients with neurological, mental, and emotional behavioral disorders.
But Tennessee patients would only be able to buy cannabis products as oils or extracts, including nasal sprays, capsules, pills, suppositories, transdermal patches, ointments, lotions, lozenges, tinctures, and liquids.
There would not have been any government programs to help patients pay for cannabis, and employers could still prohibit cannabis use on the job and could screen (and not hire) possible employees for cannabis use. And, according to the Tennessee Agricultural Medicine Act, private establishments could control cannabis use on their grounds and facilities, and no cannabis would be allowed at correctional institutions.
The act was packed with details, down to how much each of the nine cannabis commissioners would be paid each year ($45,000). It would not be surprising if some version of it popped up again next session.
CBD in the Meantime
So, no dispensaries in Tennessee — at least, not yet. But cannabis culture is on the move in Memphis.
Back in 2016, state lawmakers approved the use of CBD in Tennessee. It's cannabis (derived from hemp) but not marijuana. It's used for many common ailments, such as for insomnia or pain. CBD isn't psychoactive, like weed, so, it won't get in your head or give you a deeper appreciation for Pink Floyd's The Wall.
Gary Geiser has sold cannabis gear at Whatever, his Memphis smoke shops, for so long that he can remember when the legislature made him stop using the word "bong" to describe water pipes. CBD sales have boomed in his stores over the last year and a half, mostly on word of mouth, as consumers learn more about it and become curious.
"We see just about every demographic and age group — from 20-year-olds to folks in their 70s," Geiser says. "They claim it works for just about everything. If something's wrong, put some CBD on it."
The Broom Closet on South Main is primarily a magick and metaphysical shop — think candles, herbs, and altar tools. But below the spooky posters of witches and devils, you'll find colorful bags of fruit gummies, honey straws, and lollipops. But they're not for kids. They're CBD products.
"Our clientele is very much into conscious, holistic living, so it fits with what we do," says Stephen Guenther, who owns The Broom Closet with his wife, Emily. "Everyone is getting into [CBD products], though, from major department store chains to makeup companies. You can put CBD on topically, and I saw the other day where they now have CBD lube."
If you've visited any cannabis-legal states, you've surely seen upscale dispensaries that look like they were decorated by Gwyneth Paltrow. That's kind of what the proprietors of Ounce of Hope, a new CBD shop, were going for when they opened the shop next to the I Love Juice Bar on Cooper last month. Store owner Collin Bercier describes the space as an "upscale apothecary."
Bercier says sales have outperformed projections, and if there are people living with chronic pain, cancer, MS, PTSD, and more, there is a market for medical cannabis.
"Ounce of Hope doesn't currently sell medical cannabis, but the impressive sales of our CBD products indicate a large appetite for alternative, natural solutions," Bercier says. "Plus, the medical cannabis legislation that just passed in Arkansas demonstrates what's possible in the South. Tennesseans are becoming even more vocal and expressing the need for similar legislation."
For the time being, however, Tennesseans will just have to wait and hope — and watch the smoke rise just across the Mississippi.
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text:
Historians, public intellectual
December 15, 2017 by Karen L. Cox
You can learn just about anything on YouTube. There are thousands of "how-to" videos for fixing things in your house, setting up the Bluetooth in your car, or solving complicated math problems.
There is also a lot of historical content, some of it very well done and surprisingly popular. Well, surprising to me, but probably not the generation who has grown up looking for short-cuts to history lessons, which is why historians like me should be involved in their creation by providing reliable content and expertise. Very recently, I did just that.
A video producer named Coleman Lowndes contacted me and asked me to Skype with him and talk about the "Lost Cause." It's a term that I often have to explain to students and even public audiences. That interview, along with one given by historian Kevin Levin, were then incorporated into the video Lowndes produced for Vox, an online news media outlet that reaches a large millennial audience.
Here is the end result:
Now, while I might take issue with the title, the content was spot on. And entertaining. It's also not a lecture, although many of those exist online, too. At least one lecture I found had been viewed over 400,00 times. Not bad at all. But the video above? It's closing in on one million views. ONE MILLION.
I credit this to the video producer who made it, Coleman Lowndes. He knows his audience–the millennials of the YouTube generation who want to learn and be entertained at the same time. Please understand: I'm not saying that this generation is limited to one learning style, but if they are going to seek out a video explanation of a historical idea or an event then it's important to grab, and hold, their attention. Lowndes did that well.
Even we, historian/teachers, appreciate an entertaining history lesson, which is why so many of us like Drunk History, which began as a YouTube series. Students like them, too. One of my favorites is about Harriet Tubman, played by Octavia Spencer.
They get students' attention and instructors can use them to enhance lectures and prompt discussion. Just like those Vox videos.
There's much more out there in YouTube land. There is history in song (here's one on the Declaration of Independence), traditional documentaries, and restored historical newsreels.
YouTube videos aren't the only way to reach the latest generation, of course. But maybe, just maybe, they can spark a real interest among those viewers to go beyond the video in search of more information. For historians, that's a win-win.
Drunk History Historians history millenial Vox YouTube
2 thoughts on "History and the YouTube Generation"
Edna D. Shepherd says:
Can u help me? I am trying to research the Cox lineage in SC from 1810 thru 2018 I paid ancestry.com a ton of money but gave them more info than I received. My DNA pie chart is primarily English/Irish. I would like to finish and complete my US COX lineage before I pass but I am stuck at James A Cox born 1854 his parents haven't identified? I found a 1870 census in SC that could be his father also named James age 47 in 1870 but My granddad wasn't listed as a son in the household. There is a slight possibility he could have already married and had a household of his own. In 1870
but would have only been 17. I have not been able to confirm that James and Jane Cox to be my granddads family!
I hope you could possibly give me a bit of help. I thought it maybe possible that you have a Cox Family Tree of South Carolina already being a historian. Please I need help and I was not born in the computer age I am 64 and searching is very difficult for me. Any advice or help can you offer. I would greatly appreciate! Sincerely Yours, Edna Cox Shepherd phone. 352-556-3577 ednabud@gmail.com
Ms. Shepherd, I am from West Virginia, not South Carolina and cannot help you with that part of your tree. I think if you could get some help from another person on Ancestry from SC that would help. Or someone who knows how to use it and help you get your money out of it. I'd check with a local library.


text:
`msmb_theme`
============

This applies slight modifications to `sphinx_rtd_theme`. It needs the
aforementioned theme to be installed.

### Modifications

 - Styling tweaks in `msmb.css`
 - Styling for Jupyter notebooks

### Jupyter CSS

Jupyter css is committed to this repository. It is slightly modified from
the upstream stylesheet. You can regenerate `jupyer.min.css`:

 - Ensure the `notebook/` submodule is initialized.
 - Apply `wrap-notebook-css.patch` to it.
 - Run `compile_jupyter_less.py` to turn the patched `less` files into
   `css`.


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After 17 long years of absence, the nobility SS will return in force aware of this year, at Chevrolet.
Which heralds the return of a very powerful sedan has propulsion, which simply bear the name of Chevrolet SS, as in Super Sport.
Moreover, it has been unveiled during the first activities surrounding the Daytona 500, which will be held on 24th February. Recall that Danica Patrick will start in head while driving his Chevrolet SS number 10 (the stock version because, of course!). It thus becomes the first woman to achieve such a feat in an ordeal Sprint Cup Series in NASCAR.
The production car would be powered by the engine of the Chevrolet Corvette in 2013, that is to say, a spirited 6.2-liter LS3 V8 with an output of 415 horsepower, mated to a six-speed automatic transmission. This sport sedan increased from 0 to 100 km / h in just five seconds.
Like the defunct Pontiac G8 sedan developing utilize the platform of the Holden Commodore propulsion of Australian origin.
Chevrolet Camaro ZL1 2012: she joined the club of "11 seconds"
Cadillac ELR Saks Fifth Avenue SE: 100. Hurry!


text:
Melaye defects to PDP? – INFORMATION NIGERIA
Dino Melaye, senator representing Kogi west resumed today, Wednesday after weeks spent recuperating. Melaye was arrested in Arpil to answer questions on allegations of arming thugs to commit robbery and kidnapping.
Speaking during plenary, Melaye, who was wearing a neck brace, said the police attempted to kill him twice while he was in their custody. He said:
"Mr President I want to say that the Nigerian police attempted to kill me twice, one through the application of a chemical substance and the second time through injection. They actually came with an injection but God intervened.
"Having appreciated God for his love and kindness and protection upon my soul, I want to specially acknowledge the Nigerian senate under the capable leadership and irremovable president of the senate. I want to thank you for your love, for your concern, for speaking for me and the course of democracy.
"I will not also conclude my appreciation without appreciating the indomitable speaker of the house of representatives and indeed the house of representatives. I thank them immensely for showing that an injury to one is an injury to all.
"The national chairman of PDP and the executive of the PDP in Kogi state I salute you. I thank Nigerians for their support. The battle to salvage this country from financial scavengers and economic cankerworms, to me, is a battle of no retreat, no surrender.
"We must salvage this country together we don't have any other to call our own. As my voice gets better, it will get louder. I shall not cease to ask questions where necessary."
Melaye asked Senate President Bukola Saraki for permission to leave his allotted seat and move to the opposite side of the chamber.
"Mr President I want to seek your indulgence you will call in the sergeant-at-arms to look for a comfortable seat for me on this side of the divide I am no longer comfortable sitting here," the senator said.
"I want to ask that you mandate the sergeant-at-arms to look for a seat for me before you do that I will take a seat close to general David Mark."
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