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North Korea says Trump tweets show he is an 'erratic old man'
globalnews.ca 09 Dec 2019 at 07:07
FILE - In this June 30, 2019, file photo, U.S. President Donald Trump meets with North Korean leader Kim Jong Un at the border village of Panmunjom in the Demilitarized Zone, South Korea. North Korea has again insulted President Donald Trump, calling him a "thoughtless and sneaky old man" after he tweeted that North Korean leader Kim Jong Un wouldn't want to abandon a special relationship between the two leaders and affect the American presidential election by resuming hostile acts. .
Read more on globalnews.ca
Panmunjom
Demilitarized Zone
North Korea s Kim says will consider letter received from Trump
reuters.com - 22 Jun 2019 at 17:27
North Korean leader Kim Jong Un reads a letter from U.S. President Donald Trump, in Pyongyang, North Korea in this picture released by North Korea s Korean Central News Agency...
North Korea s Kim, Trump agree to push forward talks for denuclearization: KCNA
U.S. President Donald Trump and North Korean leader Kim Jong Un stand at the demarcation line in the demilitarized zone separating the two Koreas, in Panmunjom, South Korea, June 30,...
Long seen as ruthless, Kim Jong Un tries to fix image with jokes and hug
globalnews.ca - 27 Apr 2018 at 16:11
Kim Jong Un and Moon Jae in agreed Friday to work towards a goal of complete denuclearization of the Korean peninsula during a joint statement at their summit meeting....
Trump has no plans to meet with North Korea s Kim during South Korea visit: senior U.S. official
FILE PHOTO North Korea s leader Kim Jong Un and U.S. President Donald Trump talk in the garden of the Metropole hotel during the second North Korea U.S. summit in Hanoi,...
Trump meets with Kim, crosses border into North Korea
U.S. President Donald Trump meets with North Korean leader Kim Jong Un at the demilitarized zone separating the two Koreas, in Panmunjom, South Korea, June 30, 2019. REUTERS/Kevin Lamarque PANMUNJOM,...
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redpajama_set_name: RedPajamaCommonCrawl


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This vehicle offers the latest iDrive system with a huge touchscreen central display - control has never been easier.
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For me October included time in Washington (State and DC), California, Tennessee, North Carolina, and Nevada. Lenders are talking about technology, the rate of change, and the overwhelming options available to LOs. And for home buyers, the process & economics are changing. Thanks to Amy R. who sent along this new company site. The buyer pays nothing, the seller pays 1.95 points to Ribbon, and the company ushers the buyer through the process. If the buyer is delayed in financing, "We will resell/convey the home back to you at the same price we purchased it for on the official purchase agreement." And don't forget OpenDoor or Redfin's 1% commission. Do you think real estate agents are welcoming this?
A dynamic, highly successful billion-dollar retail IMB is seeking a talented Chief Financial Officer to lead its accounting, HR, and capital markets departments. The CFO directly assists the Executive Management Team on all strategic and tactical matters as they relate to budget management, cost benefit analysis, forecasting needs and the securing of new funding. The position is offered in the company's intermountain west corporate office, and experience with AMB and Riivos (formerly Alight) is a big plus. If you're interested in working with an exceptional executive team at a company with an incredible culture, send resume to me for forwarding. All inquiries are confidential; please specify opportunity.
A motivated and experienced investor is seeking to acquire a FULL EAGLE/HUD Designated or VA Automatic Authority mortgage company. Licensed in CA would be preferred but is not required. The ideal situation is for current shareholders to liquidate all or a large portion of their equity through the transaction. Principals would be willing to negotiate/keep the existing team. Interested parties please contact me; please specify the listing.
New Penn Financial is looking for a dynamic, growth-minded, producing sales manager to fill an important sales leadership role in a Joint Venture partnership. This prominent multi-state real estate agency in the Cleveland, Ohio area is one of New Penn's newest partnerships. "We are very excited to launch this new venture and partner with another outstanding real estate agency," Senior Vice President, Corey Caster said. "This venture represents another major step in the growth of our industry-leading Joint Venture platform." If you are interested in hearing more about how to step into a prominent management role with an in-house audience, contact Vincent Daino, Vice President of Recruiting and Business Development at New Penn Financial. Additional opportunities are available for loan officers and producing managers throughout the country within New Penn's existing real estate partnerships, contact Vince for more details.
Caliber Home Loans, Inc. has continued to thrive during a challenging year for the mortgage industry. Inside Mortgage Finance recently ranked Caliber 3rd among non-bank lenders in the country, based on 2018 volume through September, for producing over $32 billion! Comprised of Retail, Wholesale, Correspondent and Consumer Direct sales channels, Caliber's strength in numbers comes from its purchase volume. Caliber can attribute strong purchase volume to the talent of its sales organizations, the launch of new products like Elite Access, and streamlined operations. Genuine success relies on teamwork, and everyone at Caliber Home Loans understands this. If you're interested in joining Caliber's national network of producers visit www.joincalibernow.com or email Jeremy DeRosa.
For the 4th year in a row, PrimeLending was recognized on the prestigious 100 Best Workplaces for Women list by Great Place to Work and Fortune. This year, the company ranked #13 based on feedback from more than 400,000 employee surveys from businesses in all sectors. PrimeLending's ranking considers how well women are represented within the company's workforce. In fact, 45% of all VP roles and above, and 43% of retail leadership roles are held by women, like Mary Pugh, Charlotte Branch Manager. "Joining PrimeLending this past Spring has been empowering. From the leadership team, to the Ops organization, I have all the support I need to confidently achieve my goals, grow my branch and perform up to my ultimate potential," Mary said. Additionally, PrimeLending has been ranked a Best Workplace for Diversity, Parents and Generation X. If you're ready to work for an award-winning company, contact Brian Miller (469.737.5729)!
JMAC Lending is extending its $500 Government Appraisal Fee Credit to include all Conventional Purchase loans. "Our Government lending promotion has been such a huge success that we are pleased to extend this special," JMAC Founder and President Christina Pham says. "We want to thank our brokers for doing business with JMAC and extend a warm invitation to new brokers to grow their business with us." Click here to learn more about JMAC's products and learn more about the $500 Appraisal Fee Credit promo for Purchase loans. Contact JMAC at iwant@JMACLending.com or call 844.888.5622.
Did you know 60-80% of customers who describe themselves as satisfied do not go back to do more business with the company that initially satisfied them? It's a shocking fact, and the truth is loyalty means nothing if the borrower can't remember who the correspondent lender was that did the phenomenal job. To capture the lifetime value of a borrower, stay top of mind with initiatives like co-branding. If the statement from your correspondent investor goes out to your former borrower with your name or logo on it, chances are you'll be remembered 5 or 10 years from now when they're looking for a new mortgage. Don't let your borrowers forget who you are! Read more about the lifetime value of a customer in this TMS white paper.
Moody's Corporation weighed in on Hurricane Michael's potential impact on RMBS (residential mortgage-backed securities). "As with past hurricanes, damage caused by Hurricane Michael poses a minor credit risk to RMBS with high exposure to the counties in the storm's path, in this case, those in the Florida panhandle, Alabama and Georgia. Excluding SFR, RMBS exposure to the counties in Florida, Alabama and Georgia expected to be affected by the storm is small at less than 1% across the various asset classes," stated Moody's Senior Vice President Deepika Kothari. "Single-family rental (SFR) RMBS have a relatively higher exposure with assets in Florida and Georgia totaling about 1.5% of collateral. In addition to the small exposures, insurance protections and servicer relief options typically help mitigate the negative impacts of hurricanes. For SFR transactions, blanket insurance policies that cover windstorm damages for all properties, and flood insurance for homes in special hazard areas, will provide some protection," continued Kothari.
Hurricane Michael… In commercial real estate news, by one calculation, CMBS exposure in the state of Florida totals about $53.3bn. However, most of the exposure falls within Miami-Dade county ($7.8bn), Orange county ($6.8bn) and Broward county ($5.3bn), none of which were in the path of Hurricane Michael. Of the 13 counties where residents were subject to mandatory evacuation, CMBS exposure was concentrated in nine counties. The allocated exposure, by property allocated balance, totals about $963.1mn, which is spread across 105 different CMBS transactions, with only six transactions having greater than 5% exposure.
As a brief reminder for bankers, here is a short list to remember around disaster planning from Agility Recovery, a business continuity and disaster recovery company: Know your power requirements. Power is the top asset that banks struggle to maintain or regain. Ask an electrician to define your power needs now, so you'll know how much juice you need to run your bank if and when the public power grid goes down. Have access to multiple vendors. Generators and fuel are in very high demand after a natural disaster. It may not be possible to telephone the local rental or fuel supply company to have them deliver what you need. The same storm might hit their business too, leaving them with reduced capacity. Reach out to a handful of vendors now, including businesses outside your geographic area. Let them know about your power requirements and your interest in being a customer during and after the next big storm. If they have a preferred client list, ask to be on it.
For HUD's part, it will speed federal disaster assistance to the State of Florida and provide support to homeowners and low-income renters forced from their homes due to Hurricane Michael. The President's declaration allows HUD to offer foreclosure relief and other assistance to certain families living in this county. HUD is: Providing immediate foreclosure relief – HUD's automatic 90-day moratorium on foreclosures of Federal Housing Administration (FHA)-insured home mortgages commenced for the Florida counties covered under yesterday's Presidential declaration on the date of the declaration. For assistance, call your loan servicer or FHA's Resource Center at 1-800-304-9320.
Making mortgage insurance available – HUD's Section 203(h) program provides FHA insurance to disaster victims whose homes were destroyed or damaged to such an extent that reconstruction or replacement is necessary and are facing the daunting task of rebuilding or buying another home. Borrowers from participating FHA-approved lenders are eligible for 100 percent financing, including closing costs; Making insurance available for both mortgages and home rehabilitation – HUD's Section 203(k) loan program enables those who have lost their homes to finance the purchase or refinance of a house along with its repair through a single mortgage. It also allows homeowners who have damaged houses to finance the rehabilitation of their existing single-family home; Information on housing providers and HUD programs – The Department will share information with FEMA and the State on housing providers that may have available units in the impacted counties. This includes Public Housing Agencies and Multi-Family owners. The Department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers.
The Independent Community Bankers of America (ICBA) and the nation's community banks remind consumers that they can help alleviate financial concerns by planning in advance of a natural disaster or emergency. ICBA offers the following tips to help consumers prepare and recover from a natural disaster. Prepare backup communications plans if both cellular and landline service fail. You may want to be fully informed ahead of time of your cellular and satellite communications options. Store digital and paper copies of critical documents in a safe deposit box. These include a driver's license, passport or military ID, bank and investment account information, proof of occupancy, a mortgage deed, insurance policies and three years of tax returns. Consider placing these items in a waterproof bag. Make additional copies of personal documents—marriage license, birth certificates, adoption papers—for safekeeping and alert a relative, trustee or attorney of their location. Print out contact information for trustees, guardians and executors and store it in a safe deposit box or give a copy to a trusted family member or friend.
The U.S. 10-year closed +5 bps to 3.16% on little material news yesterday, similar to Tuesday. The biggest news of the day was a London Times report that U.K. and European negotiators have reached a tentative agreement that would give U.K. financial services companies continued access to European markets after Brexit. China's President Xi Jinping of China signaled increased urgency for more measures to combat the slowing economy. Those words came as October marked the worst month for global equity shares since May 2012. The focus now turns to Apple earnings today and the monthly U.S. jobs report tomorrow.
We've already had a fair chunk of scheduled news in the U.S.: job cuts from Challenger, Gray & Christmas for October (+37% to 76k, the highest since mid-2015!), initial jobless claims (down to 214k), Q3 productivity (+2.2% in the 3rd quarter, strong!), and unit labor costs. After I send this commentary out we'll have Market manufacturing PMI (9:45AM ET), followed by ISM PMI for October (10AM ET) and September construction spending, seen increasing. In the early going the 10-year is yielding 3.16% and agency MBS prices are worse a few ticks versus Wednesday's close.


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Anjumans deprive Muslim women of microcredit
Leave a Comment / Articles, The Times of India / By Swaminathan S. Anklesaria Aiyar / November 8, 2009 November 8, 2009
The government seeks inclusive growth and access to credit. The Sachar Committee is dismayed by the relatively low access of Muslims to bank credit. Yet neither the government, Sachar Committee members not intellectuals are raising an outcry against a massive drive to deny millions of Muslim women access to microcredit. This is driven by not by Hindu extremists but by Muslim anjumans (community organisations) in Karnataka. Thus a community complaining of credit deprivation is itself destroying credit to millions of Muslims—because the Anjumans are male bastions and the poor borrowers are women.
Ramesh Bellamkonda (bss@bssmicrofinance.co.in), heads BSS Microfinance, the worst hit of several microfinance institutions (MFIs) in Karnataka. He says BSS has provided microcredit for two years in Kolar, three and a half in Mysore, and eight in Ramanagaram, enjoying excellent relations with its Muslim borrowers and virtually 100% repayment. Today repayment is down to almost zero, because of non-repayment directives by the Anjumans and their goons, who threaten and even assault BSS staff. Muslims constitute a substantial proportion of borrowers, so the Anjuman directives can bankrupt entire MFIs, affecting other community borrowers too.
Other Karnataka MFIs in several towns face the same problem, and have been obliged to halt lending to Muslims. It is a triumph for the most reactionary Muslims, and a tragedy for Muslim women denied empowerment through finance.
Some other MFIs say that the problem is not just Islamic. In some areas, including Kolar, so many MFIs have started operations that poor women can get multiple microcredit loans, and so accumulate big debts that they cannot repay. The economic slowdown after October 2008 also affected repayment capability. However, these explanations for loan default are partial at best, since Hindu and Christian borrowers continue to have a good repayment record.
The Anjumans say interest on loans is un-Islamic, and so borrowers need not repay, and no further microloans should given to Muslims. Really? Then why don't the Anjumans demand that banks stop lending to Muslim businessmen like Aim Premix of Wipro, Khorakiwala of Wockhardt, Hamied of Cipla, film producers and stars like Shah Rukh Khan, and hundreds of Muslim businessmen dominating the leather and footwear industry? Why don't the anjumans send goons to prevent Muslim millionaires from repaying their much larger loans with interest?
Because the Anjumans will not take on moneyed males, only poor women. They don't like female empowerment through microcredit, and so use the bogus rhetoric of Islamic finance to promote their gender agenda. Possibly they also hope that violence can persuade the government to provide a loan waiver, as happened to farm loans.
The gender aspect comes through clearly in one anjuman's explanation for banning microfinance: it says a female borrower rode pillion on the motor-cycle of a BSS agent. Such male chauvinism is outrageous. In contravention of basic freedoms under the law and Constitution, the anjumans claim the right to control the behaviour of any Muslim woman, and the authority to punish all Muslim female borrowers ignoring their illegal directives.
It matters not at all to the anjumans that the pioneer of microcredit is a Muslim, Mohamed Yunus, who has won the Nobel peace prize for his work. It matters not that microcredit has made Muslim Bangladesh world famous. Mohammed Yunus has a far better claim to championing poor Muslim women than any anjuman.
It's worth recalling Yunus' reaction to the government waiver of farm loans last year. He said that if there was serious distress among farmers, the government should give the distressed farmers enough money to repay their loans. But repayment discipline must be maintained, so that the entire credit system remained healthy and responsible.
This would be a reasonable approach in Karnataka. But none of Yunus' sentiments matter to the male chauvinists in the anjumans. And, sad to say, politicians do not want to take on anjumans that they view as vote banks. Hence the Karnataka anjumans have gained credibility, and the non-repayment virus may spread to other states, shutting Muslim women out of the microcredit revolution sweeping India.
The need of the hour is for Muslim leaders and intellectuals to speak out on this issue. Industrialists like Premji, Hamied and Khokariwala must speak out. So should film stars like Shabana Azmi and Shah Rukh Khan. So should Muslim intellectuals from universities, and even Vice President Hamid Ansari.
They should expose as bogus the claim of anjumans to be protecting Muslims from MFIs. Rather, the anjumans are depriving Muslim women of the empowerment that Mohammed Yunus pioneered. They are oppressors, not saviours of Muslim women.


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Posted on May 1, 2019 May 1, 2019 by kenwheaton in Colorado, Real Estate
We closed on a house last Friday. A lovely four-bedroom, four-bath — that's two each for both of us — in the foothills town of Conifer, west of Denver. It's up on Shadow mountain and sits on two acres of sloping pine and aspen and other assorted plants that I don't know the names of. It's the very picture of serenity, and the close on Friday couldn't have gone smoother except for the LAST MINUTE FLIGHT TO AND FROM DALLAS THAT CARA WAS FORCED TO TAKE BECAUSE CAPITAL ONE IS NOT ONLY THE WORST BANK IN THE WORLD BUT IS THE EPITOME OF ALL THAT IS WRONG WITH LATE STAGE CAPITALISM IN THE UNITED STATES.
But more on that later.
It wasn't supposed to be this way. We moved to Colorado last fall with the intention of renting for a year, figuring out where we wanted to live, then buying toward the end of our lease — or even after the lease was up.
Then again, it wasn't originally supposed to be like that either. We'd come to Colorado last spring with the intention of just buying a house and then moving. We checked out the mountain town of Nederland, which was full of hippies, had a semi-functional traffic circle, a few coffee shops and a lot of houses set on dirt roads where murderers, bears, and murderous bears might lurk. It was small is what I'm saying. And we'd just stayed at The Stanley, so maybe we were primed to think Colorado ghosts were out to get us.
We saw an amazing house in Nederland, one we considered out of our price range at the time (if you watch House Hunters, you know what kind of foreshadowing that is), and some not-so-amazing houses. But we learned that we didn't know a thing about Colorado in general and mountain (or mountain-ish) living in particular. We also didn't know what our work situations would be, so Nederland — west of Boulder — wasn't going to be practical if either of us had to take a job in Denver. Also, trying to get a mortgage while living out of state seemed like it was going to be a pain in the ass.
So we found a place in Superior, a bedroom town between Boulder and Denver, and two hundred yards between the target and a massive open space with trails and amazing views of the Flat Irons.
Before moving out here, Cara landed a great job at a company on the west side of Denver. But she still wanted that mountain home. Because of the commute, Nederland would never cut it. I, on the other hand, had managed to maintain my employment doing content work for a small tech company called Google. I can work out of the Boulder office, which is ridiculously amazing like all of its offices are. Or I can work from home. So I was much more flexible about location.
Cara landed on an area just south of Evergreen, Colorado. We started browsing Zillow — window shopping really — for houses in Conifer, Bailey, Pine, and the outskirts of Evergreen. Because they are all over an hour away from Boulder, I kept an eye out west of Golden, which was mountainous, rural and would put us equidistant from my office and her office. But pickings were slim.
And then in January, I had a brilliant idea. It was also a practical one. Two things that don't often go hand in hand. Despite our lease not ending until September, I suggested we start going to some open houses in the dead of winter to see if two idiots from Louisiana could drive the roads up there.
The second week in January, we got a pretty decent snow fall on a Friday morning. That meant the major roads would be cleared, so we could have a pretty stress-free drive out to the area but still see just how bad things were a full day after a storm. And, lo and behold, there were a handful of open houses.
We liked the very first house we saw. The road up was a little hairy, the driveway not completely plowed out, but nothing the Subaru couldn't handle. The house had a beautiful living room, a massive rock fire place, and views of its relatively flat two acres. And, as if Colorado was pulling out all the stops, there were deer just hanging out in the yard. It was, and I don't know how else to put this, a super cute house. The listing realtor, a guy by the name of Louis Moore, was extremely helpful and didn't pressure us at all.
It was the exact opposite experience of when we set out to find a rental place last October. The first house we saw then was small, nasty, and occupied by a stoner who owned two dogs and a cat, so the whole place smelled of bong water and kitty litter.
We saw three more houses that day. At the last place, a tiny little thing, the realtor holding the open house told us to go check out a place on Rustler's Road. By the time we got out there, though, the open house was over. Still, from the outside, the Rustler's Road house was a stunner. A giant of a thing with massive floor to ceiling windows, it screamed "Colorado." We made a note to see if it had an open house the next weekend.
On Sunday of that weekend, we went to an open house west of Golden. Because of its location, I really wanted this one to work. But alas, the house had some structural issues and needed more work that we were looking to do. It also featured an extremely loud parrot who wasn't exactly thrilled that people were walking around its territory.
This was the house where we met Carrie Baldwin, a Keller Williams Foothills Realty broker who would end up guiding us through the rest of our house hunt. Not only was she a no-pressure kind of broker and very forthright about the house and what it needed, she had a background in construction, so she and Cara hit it off immediately. She also didn't do a lot of listings and preferred to work with buyers (that's us) and liked just looking at other houses.
We weren't quite ready to pull the trigger and we had more houses to see, but this looked like it was going to be easy!
Spoiler alert: It wasn't.
By the next weekend, we'd teamed up with Carrie and identified seven houses to check out, including the one on Rustlers Road.
This was the weekend we checked out Dick Mountain Road. Dick Mountain was listed with something like 3,400 square feet, six bedrooms on 12 acres of property, all for under $600,000. Turned out Dick Mountain was at the top of the mountain, alllllll the way at the end of the road, at the very tip, you could say. Upon first walking up, you noticed the exterior needed work. And there was a rail-less, zig-zagging wheel-chair ramp that looked more like a bob-sled run. Two or three sheds for hiding bodies. Upon entering, it had that old carpet smell, closets in weird places with doors hanging just off of level. There was also a framed print of the presidents of the United States that ended with Bill Clinton. And while it was listed as six bedrooms, they were all small and arranged in a warren down a long Shining hall off the back.
In fact, because of the bedroom layout and these massive open spaces with sweeping views, it felt like a cross between something out of The Shining and The Sinner — the sort of place where old white men did secret and unspeakable things. And upstairs, we found about a million dead flies (and wasps) all over the floor. Nothing says, "This is the home of your dreams" like dead flies everywhere. In the middle of winter. … The perfectly rational explanation is that one of the skylights were busted.
The house was previously the home of Eagle's Nest Group Center, a home that cared for foster kids and adults with developmental disabilities! So it's got a positive background, not a horrible one.
Oh. And that house on Rustlers Road? It was amazing on the inside. We fell in love with it immediately. It was everything we wanted. Completely throwing out our intention to merely window shop and stay in our current place until the lease was up, we hopped on the phone with a lender to check on pre-approval. And by the time that was done, it already had an offer on it.
WOMP WOMP.
This happened one other time, with a house in Pine. It was a massive house on its own 5-acre hill. It had a heated green house and a separate five-car garage and enough room for the tractor I'd have needed to plow the driveway — and for indoor crawfish boils. I'm not going to get into that one, though, because I'd had it on our list for weeks and by the time anyone listened to me to go see it, there was already an offer. We put in a backup, but obviously didn't get it. We were sad. We were frustrated.
There was a lot of frustration during this process. But looking at houses is something I find fun. Clearly a lot of people do. Otherwise HGTV wouldn't exist. There were houses with sweeping views. Houses with rotting decks. Houses with crazy layouts. Houses on private roads that had supposedly been plowed but still seemed to be buried under inches of snow and ice.
After spending most of our Saturdays in January, February, and March — and 30-something houses after starting — we walked into this house on Shadow Mountain. Why? Who knows? It was way over our budget. Perhaps it was the mountain spirits. Perhaps it was the zodiac. Perhaps because there was an open house and we happened to already be on Shadow Mountain. We'd seen a few houses already that day, some in Evergreen, some in Conifer. A couple came really close to what we were looking for. In fact, the house — on Warhawk Lane — immediately before the one we ended up purchasing was one that Cara had decided we just might go for. I think that might have turned into an argument. We were pretty much on the same page on all the houses, but this one, while sitting on a pretty three acres, was boxy, with tiny rooms, tiny bathrooms, a tiny living room, and a barely finished basement. I wasn't feeling it at all and she was ready to put in an offer.
And then we drove up to Thunderbolt Circle. (By the way, aren't the street names just amazing? Rustlers. Vigilante. Warhawk. Thunderbolt. Marauder. Makes me feel like burning down a village or something.)
We weren't in the house three minutes and Cara said, "We have to get this house."
And so we did.
Okay. It wasn't that easy. We went in over ask. Apparently we were up against three other bidders all around the same price. Including an all cash offer. But the gods — or the homeowner — smiled upon us. She accepted our offer and we were off and running.
It wasn't a run. It was an excruciating slog of inspections and tests. We're in the country, so that means well and septic tests, looking for bacteria and, oh, uranium and radon in your water supply. Then there was the home loan process, which involved the sort of overly detailed intrusiveness that would make an IRS auditor blush. I get it. They're loaning us a ton of money. But once you have W2s going back three years, do you really need every page of every tax return going back three years? Once you have those, do you actually need pay stubs and bank statements going back six months? Once you have bank statements going back six months, do you need actual copies of rent checks? Once you have the rent checks, do you actually need to get on the phone with the landlords to ask if we were paying rent? (Which, by the way, I had to get involved in because an easy-to-anger privacy protecting Brooklynite didn't take well to some nice young girl from Utah cold calling him and getting up in his business.) Once you've got the bank statements, the rent checks, and the landlord phone call, do you really need a letter explaining why this certain amount of money is going out of my checking account every month. BECAUSE IT'S THE RENT I JUST TOLD YOU ABOUT FOR THE LOVE OF GOD.
Then they screwed up the appraisal.
But that was fixed soon enough. We were off to close. All we needed was a large sum of money for closing costs. Cara and I still have separate accounts for different things. The money we'd each set aside were in those separate accounts. The day before we were set to close, I hopped on the phone with the best bank in the world, USAA, and wired a five-digit sum of money within ten minutes. Cara got on the phone with Capital One, the worst bank in the world, and … everything went off the rails.
I'll try to keep this short. Cara has had this particular account for 23 years. She opened it at Hibernia Bank in New Iberia when she was still in high school, living with her mom. Every time she's moved, she's updated her address, phone number, and contact information. She's been doing this for two decades. Across multiple locations in Louisiana, New York, and Colorado. Because Capital One doesn't have branches in Colorado, she conducts all of her banking these days online.
When she tried to wire the money, the phone number didn't match. And they didn't have an email on file. Despite her doing all her banking online. Despite her looking at her profile and seeing her number.
Capital One, it turns out, has multiple databases. Whatever they use for wires only had her mom's phone number. You can't very well text an authentication code to a landline in Louisiana, can you? Cara was told, for the first time in two decades, that to change this, she'd have to go to a branch. There are no branches in Colorado. There are Capital One Cafes in Boulder and Denver, but these aren't branches. They're dumb-ass PR gimmicks for Capital One — which, again, doesn't have branches in Colorado — to get more of your money without paying for things like tellers and customer service.
What about a cashier's check? They couldn't do that with the type of account she had. What about changing the type of account? The funds might get locked for a day or so. Soooo, you mean changing the type of account, which means keeping the same money, in the same bank, would freeze up the funds? Yup. What about closing the account, which is what's going to happen anyway, because you suck as a bank Capital One? You'd either have to go to a branch or we could mail you a check.
She escalated and escalated again. She was told she could maybe try an ATM — you know, because withdrawing a five-figure sum in cash is doable. She was told she could try writing a personal check at another bank. She was told by a Capital One employee that the bank was fully aware of this issue, that it happens a lot to snowbirds moving from New York to Florida, only to discover they have to fly back to their original branch to make some ridiculous change. She was also told — by a Capital One employee — that she basically should just close the account and switch banks because this sort of frustration wouldn't end.
She was told once again, after hours and hours on the phone, that the only way to get a wire transfer was to go to an actual branch with government issued ID and her debit card.
So on Friday morning, the day of actual close, we woke up at 2:45, drove to the airport and put Cara on a 5 a.m. flight to Dallas. On arriving at the airport, she took a taxi to the closest Capital One branch and waited 12 minutes for it to open. While she went in, the taxi driver waited for her outside — they don't get as many fares these days because of Uber, so he was happy for the business and the crazy story. Once inside, it took her all of ten minutes to get the money wired. Back to the airport, where she waited for her return flight. Miracle alert: There were no afternoon delays flying out of DFW!
I picked her up at the airport, we drove to Evergreen, and we closed on the house.
After closing, Carrie, the best real estate agent in the world ever, a woman with the patience of a saint, someone who talked us off the ledge various times, handed us a bottle of champagne, then took us for dinner at wine at Willow Creek Restaurant in Evergreen.
We sat there toasting our success and watching juvenile elk harass the geese in the lake below.
Tagged Capital One Sucks
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Carolina Miranda says:
When we bought our house we were both freelancers and we practically had to get naked in front of the mortgage broker to prove we weren't hiding anything. The joy of home loans.


How do you image that? That is the question of the afternoon in Paul Ferrera's Life Maps class at the Hamilton Senior Center. In this case, it was asked by one of his students during a group discussion about incorporating poetry into collage. This art class started in February and it combines many different materials and ideas.
That question of turning an idea or a feeling into a visual piece of art is the core of the class' purpose. On June 16th, Paul stood in the center of the circle of chairs holding up an abstract, red, black and silver collage made of spaced out cut-out loops and scraps. The students were thinking about the musicality of the image and each person volunteered a sound or musical phrase that they felt represented the piece.
Paul's class was made possible because of a grant from Seniors Partnering with Artists Citywide. At each workshop, the class first gathers in a small room where they sit and learn about artists ranging from Mondrian and Dali to Harlem-based Romare Bearden. After a collaborative lesson, they move into a larger room with long tables where they work on whatever project was assigned for the week. There is a lot cutting out of magazines, drawing, thinking and talking.
In preparation for Creative Aging Arts Day, Paul explained the use of silhouette cutouts overlayed on their collages. Each artist had created a large silhouette out of black paper using the outline of a photograph. The plan was to choose in which direction they wanted to place it on top of the collage so that it would reveal a specific section of the colorful image.


Esplendia sobre as naus da iniciação.
Had coral and beaches and groves of trees.
Shone in splendour over the galleons of initiation.
Where, from afar, there had only been a meaningless line.
The well deserved kisses of Truth.


As automation becomes a fact of life, newer roles, such as site reliability engineer, emerge. For IT pros looking for their next move, here's a little background about the role as well as some common misunderstandings about it.
The role of site reliability engineer (SRE) has been around for about 15 years, but if you're not sure what that is or if you'd be a good fit for the position, you're in good company, because a lot of IT pros and companies are still learning about the role as well.
The SRE role was developed by Google employee Ben Treynor Sloss as a way of making sure the software, sites, and applications that Google was deploying were running nearly all the time (even Google breaks .01% of the time). He developed a new way of constructing operations teams, so operations and development would stop squabbling over who broke what and why. The SRE role is a combination of traditional system administrator tasks and coding.
Michael Kehoe, staff site reliability engineer for LinkedIn describes the person best suited for the SRE role as someone who has a little bit of knowledge about everything.
According to the book that Google wrote on the subject, an SRE should spend no more than 50% of their time on operations tasks, freeing up the other 50% of their time for coding and automation projects.
While Google has every right to dictate the exact way the role should work in their organization; many other companies will choose to tweak the position. This is one commonly misunderstood aspect of the SRE role, according to Kehoe.
"The SRE role is different company-to-company, partly based off of company business and cultural structure," says Kehoe.
"For small startups, sometimes public cloud features perform enough of the operations work so that an SRE isn't required. However, as you build out operations and infrastructures get larger, there is more of a need for [an}SRE to keep everything running smoothly," says Kehoe.
If you're at an enterprise and you're thinking the role of SRE might be helpful in your technology department, don't drive yourself into a panic thinking you're behind the rest. Kehoe says, "Enterprise IT shops are still working out some of the details." However, if your main business is finance or media, it's time to get going with this new role.
"If you look at industries like finance and media that keep moving towards being completely digital, it's more important for those companies to build reliable infrastructure while pushing code quickly, so SRE becomes a necessity," says Kehoe.
Another myth or misunderstanding about SREs is that they're at the beck and call of the development team.
"The SRE is here to help Product and Engineering deliver the best experience possible for users," says Kehoe. One group does not dictate what the other does.
"DevOps is meant to be about breaking down the silos between groups and working together," says Kehoe, and one way to make sure you're working side by side instead of behind/all around/reactive to one another is to attend each other's meetings.
Kehoe says that when he was an embedded SRE at LinkedIn and responsible for a product, he would attend the standup meetings with the engineers and their sprint planning meetings. "To make sure I knew what was coming down the pipeline, I knew what they need to achieve, to make sure I knew what things need to be looked after before it was too late," says Kehoe.
A third myth about the SRE role is that they're working to maintain 100% uptime.
"The Goal of SRE is not to have zero outages, it's to trade an 'error budget' that ensures maximum feature velocity," says Kehoe.
If you're unfamiliar with the concept of an error budget, the idea is that there's a small amount of wiggle room for outages and errors. You decide with your team (yes, ops/SRE and dev) what that wiggle will be with an internal or external SLA or a handshake, depending on how serious your IT shop is, and agree that the site/app/software can be down for that amount of time. If things are running at 100%, developers are allowed to push new code and features that may break something, but if for some reason the entity is running in the red, developers have to freeze code pushes until the site is back running within the agreed upon error budget.
As site reliability engineer for Atlassian, Patrick Hill, said in this blog post, the beauty of the error budget is that it puts SREs and developers on the same page. "Both the SREs and developers have a strong incentive to work together to minimize the number of errors," said Hill.


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Home » Local » Relic of True Cross stolen from cathedral recovered
Relic of True Cross stolen from cathedral recovered
On: 8/16/2010, By Jim Lockwood , In: Local
(Photos from Vermont State Police)
BRAINTREE -- One of the Archdiocese of Boston's most cherished relics that had been missing from its mother church for over a month has been returned to the archdiocese.
The relic of the True Cross, which had been housed in a reliquary in the Blessed Sacrament Chapel at the Cathedral of the Holy Cross in Boston's South End, was turned in to the Vermont State Police. Officials from the cathedral retrieved the relic on Aug. 15.
According to an incident report released by the Vermont State Police, the relic was recovered on Aug. 9 after they received a call about a domestic argument that involved Earl Frost, 34. Frost turned the relic over to Vermont State Police, and claimed he got it from an "unidentified third party" in Rhode Island.
Because Vermont State Police did not have confirmation of the relic's authenticity at the time they received it from Frost, they did not have enough evidence to hold him on possession of stolen property charges.
According to the incident report, Frost has since "fled the area and his whereabouts is unknown at this time."
A warrant is being sought for his arrest.
"We are grateful for the great work of the Boston Police Department in their search for the relic," a statement by Terrence Donilon, spokesman for the archdiocese, said.
"Their professional and diligent work made this effort successful. We also extend our appreciation to the Vermont State Police who assisted in the recovery effort," Donilon added.
The relic was believed to have been taken from the cathedral on June 30 or July 1. It was discovered missing by a staff member on the morning of July 1.
"God has blessed us with His love and capacity to forgive," Donilon's statement also said. "We prayerfully carry on His call for forgiveness for those responsible."
The relic, a splinter of wood believed to be from the cross on which Jesus was crucified, will be placed in its original reliquary at a prayer service Aug. 18 at 7:30 p.m. at the cathedral.
"I think we're thankful it's been returned," said cathedral pastoral associate Bob Travers. "We want to get it back to where it was originally so people can venerate the cross and pause and reflect in prayer."


Mozart's cunning factotum was over 200 years old when he and librettist Lorenzo Da Ponte cast him as the star of their subversive 1786 opera buffa, Le nozze di Figaro (The Marriage of Figaro). Playwright Pierre Beaumarchais who had authored a sharply satirical theatrical version, Le Mariage de Figaro, banned in France a decade earlier by a nervous Louis XVI, had provided his Viennese contemporaries with a convenient archetype appropriated from the centuries old commedia dell'arte. Crafty servant Figaro, formerly known as Mezzetino, was the ideal protagonist to spearhead Mozart and Da Ponte's sly attack on egregious aristocratic manners and privilege. Revolution was in the air. Figaro, with his impeccable comedic pedigree, would lead their stealthy charge.
Launching its 32nd Season of ground breaking historically-informed performance, Toronto's internationally acclaimed early opera specialist, Opera Atelier, raises the curtain on a freshly reprised iteration of The Marriage of Figaro swirling with wit, dizzily delightful. First presented in 2003, co-artistic directors Marshall Pynkoski and Jeannette Lajeunesse Zingg's vision of Mozart's adored masterpiece, viewed through the lens of vibrant period source material, floods the senses, pulsing with life. Theatrical values are as lush as they are expansive.
While enthusiastic purveyors of prevailing Enlightenment ideals, Mozart and Da Ponte were first and foremost entertainers. Popular symbols and forms were consciously incorporated into their work. Audiences would have instantly recognized the host of stock figures and situations embedded in The Marriage of Figaro although it was not until the opera toured to Prague that it began to make serious headway at the box office.
Returning to the commedia dell'arte — it is never truly absent in Opera Atelier's latest production — a colourful parade of 16th and 17th century-inspired dramatis personæ sweeps across Pynkoski's quasi 18th century stage. Martha Mann's costume designs, while somewhat softened versions of Dora Rust-D'Eye's originals, nevertheless still convey striking resonance.
A pair of elegant Inamorati, represented by the Count and Countess Almaviva, noble lovers here sadly fallen out of love, sumptuously attired in haute couture, are attended by an uproarious troupe of low born Zanni.
Music teacher Basilio and lawyer Don Curzio, the bullying Count's perennial enablers, are essentially treated as a single player, a black-masked Arlecchino armed with menancing slapstick as commedia convention demanded.
Simply clothed in loose white shirt and baggy pants accompanied by perky straw hat, randy, love-struck Cherubino is given elevated stature, a hopelessly romantic Pierrot.
Big-nosed, over-dressed Dr. Bartolo is every bit the commedia's pompous Il Dottore, Marcellina, a subtextual stand-in for the character's customary partner, the libidinous, mercenary-minded Pantalone.
Unlike her classic counterparts, Figaro's beloved Susanna is presented as very much her own woman in Opera Atelier's subtly updated presentation, her understated gown only vaguely mirroring her husband-to-be's striped tunic, far less Mezzetina to Mezzetino than would have been the norm in Mozart and Da Ponte's day.
As is so often the case with Opera Atelier, historical allegories intentionally hold fast only up to a point. Authenticity is more basic framework than final finished construct here. The paralleling of established characters with pre-existing buffa types transmits enormous energy and originality to this production. Seated row on row surrounded by the gilded opulence of Toronto's Elgin Theatre, Pynkoski invites us to watch, wide-eyed and excited, as a company of practiced players unveils Mozart's newly completed masterpiece. Time stops. It is a stunning conceit. The intense theatricality of this ageless Marriage of Figaro boosts music and drama to arguably new heights.
Mozart's score is a miracle of expression. The wonderment begins with the Prelude. Muted trembling strings suddenly burst into exuberant voice, brass, woodwinds and timpani joining the cheer — a precurser to the unrestrained outpouring of emotion to come. Fury, sadness, lust all is musically revealed. Long threads of meticulous recitative connect the scenes, betrayal to vengeance, reflection to forgiveness. Arias soar. Ensembles magically assemble only to suddenly evaporate and re-form. Duets give way to trios, trios to a sextet, sextet to a final outrageously rowdy coro y tutti.
The Tafelmusik Baroque Orchestra superbly led by conductor David Fallis gives every colour and texture glorious full play. The vividness of tone, the richness of harmony, the sheer joyfulness of this ensemble is quite simply unsurpassed.
Increasingly absent in contemporary productions, resident OA choreographer Lajeunesse Zingg, joined by Artists of Atelier Ballet, returns dance to The Marriage of Figaro restoring all but lost content. Mozart lavished considerable genius purpose-crafting music to extend atmosphere and action at busy moments in the piece. The brisk little Fandango that graces Act III, villagers and gypsies gathered to celebrate Figaro and Susanna's impending nuptials, is as playful and upbeat as syncopated castanets, folky accompaniment that might well be expected in an opera set in sunny Spain.
Appearing as Seville barber turned valet, bass-baritone Douglas Williams fashions a Figaro of immense charisma and charm. Blessed with a brushed velvet voice and relaxed physicality, the dashing Connecticut-born singer actor maintains unwavering melodic focus from first appearance to last. Figaro's frisky Act I cavatina, a paean to outrage, Se vuol ballare, Signor Contino, loosely translated as I'll wipe the smile off his face pretty soon in Opera Atelier's plainspoken English-language adaptation, utterly enchants.
Singing Susanna, soprano Mireille Asselin brings an equal measure of likeability to her role as opera's favourite soubrette. Loving and exasperated, caring and cutting — frequently all at once — Asselin steals our hearts and never returns them. A bright, breezy performance not soon to be forgotten.
A frequent visitor to the Opera Atelier mainstage, soprano Peggy Kriha Dye contributes a fine, wistful Countess, her somewhat dark instrument measurably brightening in dual engagements with other principals. Sull' aria, Mozart's exquisitely lyrical duet here repurposed as Would you feel the gentle breezes, as performed by Kriha Dye and Asselin spotlights two voices, each every bit as silvery and gleaming as could be wished for.
Bass-baritone Stephen Hegedus is all-conquering as stormy lord of the manor, Count Almaviva. Relentlessly on target, blisteringly passionate, Hegedus delivers what to all appearances is a career-defining performance. My lady, forgive me (Contessa perdono), pleads Almaviva, his lechery finally unmasked. The duet with Rosina that follows, supercharged with hurt and regret, tears at our emotions. Hegedus captures his doomed character in all his frailty, helpless, frightened, his voice reduced almost to a whisper. A remarkable portrait from a remarkable artist.
Mezzo-soprano Mireille Lebel turns in a sparkling Cherubino, all boyish top notes and impetuousness. Tell me what love is (Voi che sapete), the ultimate lover's love song to love is dispatched with an irresistible blend of runaway intensity tinged with blissful naivety.
Bass-baritone Gustav Andreassen is a suitably blustering Dr. Bartolo. Mezzo Laura Pudwell is eternal plotter Marcellina. Tireless tenor Christopher Enns appears in a taxing double role as a decidedly sinister Basilio/Don Curzio. Olivier Laquerre is an oafish Antonio, the gardener. Grace Lee is his not-so-innocent daughter, Barbarina.
A 13-voice Opera Atelier Chorus powers this Marriage of Figaro's irrepressibly buoyant chorales.
Like all arts organiztions in the 21st century, successful opera companies are measured by the strength of their brand. With this brilliant, astonishingly unique production, the company proves it has no rivals.


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Eu Sou Todos Nós is the fourteenth studio album by Brazilian solo artist Zé Ramalho. It was released in 1998. The album cover is a composite of pictures of several people, forming the face of Zé Ramalho, which is an allusion to the album's title, "Eu Sou Todos Nós", which translates as "I Am All Of Us". It sold more than 100,000 copies in the first month and it had reached the 190,000 mark by April of the next year.

It succeeds the well-sold compilation Antologia Acústica. According to Ramalho, BMG would probably rather release an Antologia 2 of sorts, but the "natural sequence" for him was an album of new songs. In the contract with BMG, Ramalho managed to negotiate a three-album deal, including this effort, Nação Nordestina and Zé Ramalho Canta Raul Seixas - both of the latter already had their names defined at that time.

Song information
"Beira-Mar – Capítulo Final" is the conclusion of a trilogy started on "Beira-Mar" (from 1979's A Peleja do Diabo com o Dono do Céu) and continued on "Beira-Mar – Capítulo II" (from 1982's A Força Verde).

The album features a protest song called "Sem Terra". Ramalho commented it: "Nowadays it is out of fashion, but if I had done it in the times of the military, I would have been arrested and tortured to the soul. I used the structure of the protest song, of the festivals. It is a dialogue with 'Caminhando', by Geraldo Vandré."

"Agônico - O Canto" is a version with lyrics of an instrumental track named "Agônico" (named as such by Jorge Mautner) which was featured on Ramalho's sophomore album, A Peleja do Diabo com o Dono do Céu (1979).

Track listing

Personnel
 Zé Ramalho - Lead vocals on all tracks, arrangement on all tracks except for 10 and 12, Viola on all tracks except for 12, Harmonica on track 2
 Naná Tribuzy - Lead vocals on track 4
 Robertinho de Recife - Electric guitar on tracks 1, 2, 3, 5, 12, arrangement on tracks 4, 8, Sitar on track 8
 Chico Guedes - Bass guitar on tracks 1, 3, 5, 8
 Paulo César Barros - Bass guitar on tracks 2, 4, 7, 9
 Luiz Antônio - Arrangement on tracks 1, 4, 7, 10, 12, Keyboard on all tracks except for 9
 Renato Massa - Drums on tracks 1, 2, 4, 7, 9
 Gustavo Schröeter - Drums on tracks 3, 5, 8
 João Firmino - Zabumba on tracks 2, 4, 7, 9, percussion on tracks 5, 8
 Zé Gomes - Percussion on tracks 4, 5, 7, 8, 9
 Waldonys - Accordion on tracks 2, 9, 10
 Dominguinhos - Accordion on tracks 4, 7
 César Micheles - Flute on tracks 4, 9
 Roberta Little - Choir on tracks 1, 3, 7, 8
 Fábio Mondego - Choir on tracks 1, 3, 8
 Lúcia Perez - Choir on tracks 1, 3, 7, 8
 Naná Tribuzy - Choir on tracks 1, 3, 7, 8
 Tadeu Mathias - Choir on tracks 1, 3, 7, 8
 Geraldo Amaral - Choir on tracks 1, 3, 7, 8

References

1998 albums
Zé Ramalho albums

redpajama_set_name: RedPajamaWikipedia


text:
Q: How to set multiple user rights in firebase storage rules I am building a web-app using firestore that allow users to corporate on projects and share files in each project. I am trying to setup firebase storage rules to control the users read rights to each file so only a user that participate in a project can read that file. I write the UID's of each user that has the right to read a file to metadata, so the metadata custom data contains value pairs like: 'user0': uid0, 'user1': uid1, etc. My question is how can I setup a storage rule that allow only user with their uid in metadata to read a file. I have tried with something like this:
allow read: if request.auth.uid in resource.metadata;

but it doesn't work. The only thing I can get to work is:
 allow read: if request.auth.uid == resource.metadata.user0 ||
                                 request.auth.uid == resource.metadata.user1 ||
                     request.auth.uid == resource.metadata.user2 ||
                     request.auth.uid == resource.metadata.user3 ||
                     request.auth.uid == resource.metadata.user4 ||
                     request.auth.uid == resource.metadata.user5 ||
                     request.auth.uid == resource.metadata.user6 ||
                     request.auth.uid == resource.metadata.user7 ||
                     request.auth.uid == resource.metadata.user8 ||
                     request.auth.uid == resource.metadata.user9;

but then I have to decide up front how many user can share a file and that doesn't fulfil my project requirements.
Is there way to make something like 'if request.auth.uid in resource.metadata' work? Or can somebody recommend another way of handling file access rights, where I can give a variable number of users rights to each file?

A: Instead of using keys named user0, use the actual UID of the user as the metadata key, and assign it some dummy value like "1".  Now your rule is much easier to write.  It might go something like this:
allow read: if resource.metadata[request.auth.uid] == "1";

And you can have as many users as will fit into the editable metadata payload.

redpajama_set_name: RedPajamaStackExchange


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text:
Pierre Alexandre Claudius Balmain (Saint-Jean-de-Maurienne, -París, ) fue un diseñador de moda francés, uno de los principales en la segunda mitad del siglo XX.

Biografía
Nació en la región francesa de Saboya y empezó a estudiar arquitectura en la Escuela de Bellas Artes de París en 1933, pero al año siguiente abandonó la escuela para empezar en el taller de modas de Molyneux, donde permaneció hasta 1939. Posteriormente, pasó dos años trabajando con Lucien Lelong, donde conoció a Dior.

En 1945 presentó su primera colección en París, caracterizada por faldas acampanadas largas y de cintura estrecha; la poeta Gertrude Stein, quien se encontraba entre el público, escribió en la revista Vogue que los diseños de Balmain constituirían «el nuevo look francés». Ya en 1947 se pusieron de moda como parte del New Look de Dior.

En 1946 apareció su primer perfume, Ely 64-83, dedicado a su madre. En 1951 abrió una filial de su firma en Nueva York y en esa década puso de moda la estola para día y noche, y sus chales y capas de estilo cosaco marcaron tendencias. Conocido por su sofisticación y elegancia, fue el creador del estilo Jolie Madame, aunque siempre estuvo inspirado en el ideal de la belleza clásica.

Fue pareja del diseñador danés Erik Mortensen, quien trabajó para Balmain desde 1948 hasta 1991. Margit Brandt trabajó como su diseñadora a principios de la década de 1960. Balmain también pudo ver el talento de Karl Lagerfeld, contratándolo en 1954 tras haber sido jurado en una competición ganada por Lagerfeld.

Es considerado uno de los grandes mitos de la moda del siglo XX y su casa se consolidó como una de las más importantes de la alta costura en la época de la posguerra. Fue el favorito de grandes estrellas, como Brigitte Bardot, Marlene Dietrich y Sofía Loren. También tuvo como clienta a la primera dama de Nicaragua, Hope Portocarrero.

Su autobiografía, titulada Mis años y épocas, se publicó en 1964. Una de sus frases más conocidas dice: «La creación de moda es la arquitectura del movimiento».

Enlaces externos
 Página de la Marca Balmain (en francés)

Diseñadores de moda de Francia
Fallecidos por cáncer de hígado
Fallecidos por cáncer en Francia
Fallecidos en Neuilly-sur-Seine


text:
This podcast is designed to offer ideas, guidance, and perspectives on how to effectively navigate a perpetually shifting professional landscape, with a unique focus on the legal industry and the technology that is driving its evolution.
Year 2009201020112012201320142015201620172018201920202021
The Impact of a Product Chief on Empowering CLM
I spoke with Andy Wishart, the Chief Product Officer at Agiloft, a provider of software for contract and commerce lifecycle management. We discussed his new role at the company, how remote working and the pandemic have impacted CLM solutions, and where the sector is headed.
Rethinking Law Firm Technology in 2021
I spoke with Justin Hectus, the chief information officer of Keesal Young & Logan and of the firm's technology spin-off, KP Labs. We discussed the 2020 BTI Client Services All-Stars 2020 list, to which he was named and the only allied professional among the 475 winners to receive that acknowledgment, what distinguishes his approach to client service, what makes a law firm CIO indispensable, and how law firms are approaching new technology in 2021.
The Link Between Joy and Innovation
I spoke with Tracy LaLonde, the founder of the professional development consultancy Xaphes and the author of The Joychiever Journey: Evade Burnout, Surpass Your Goals and Out-Happy Everyone (James House Media, November 30, 2020). We discussed her inspiration for writing The Joychiever Journey, whether legal professionals are happy, best practices for finding joy in your work, and the link between joy and innovation.
Leveraging New Technology to Run Your Practice in 2021
I spoke with Tom Obermaier, the CEO of SurePoint Technologies, a provider of financial and practice management software to law firms nationwide. We discussed how the increased adoption of artificial intelligence and predictive analytics is changing the work of legal professionals, the best practices that law firms should implement before they incorporate A.I. processes into their workflows, and whether the billable hour inhibits a firm's ability to fully deploy technology.
Supplementing Existing Legal Technology With New Tools
I spoke with Eimear McCann, a former practicing lawyer and the head of strategy at Summize, a contract automation platform. We discussed her move from practice to legal tech, how Summize supplements the technology that legal teams already use, how professionals can ensure that legal tech solutions solve practical problems, the trajectory of the contract automation sector.
Artificial Intelligence Trends Impacting Corporate Legal Departments
I spoke with Nick Whitehouse, the general manager of the Onit AI Center of Excellence, which is Onit's centralized initiative to incorporate AI into its suite of software tools. We discussed the recent acquisition of his company, McCarthyFinch, artificial intelligence trends of which in-house lawyers should be aware, how can AI enhance customer support in legal departments, and ways that the pandemic has affected the impression of AI.
The Impact of Information Governance on Your Law Practice
I spoke with Darrell Mervau, the president of FileTrail, and David Worth, the chief information officer at Nelson Mullins. We discussed how the role of the CIO and most technology leaders has evolved in law firms, the increased interest in information governance, what to expect from an IG solution, and where the sector is headed.
The Trajectory of E-Discovery
I spoke with Rakesh Madhava, the founder and CEO of Nextpoint, a company that develops e-discovery and trial prep software. We discussed the genesis of Nextpoint, how the pandemic has changed e-discovery, and where e-discovery is headed.


Long years ago before they had the smelters, they used to take the gold, and how they would know how it was right or not, with all the sludge was out of it, all of the iron pyrite (that's fools gold), all the fools out of it, they--beaters beat it, and beat it, and turned it, and beat it, and turned it until the beater sees his reflection in the gold.
That's the way God does His church. He gives you trial after trial, test after test, trial after trial, test after test, until the life of Christ is reflected in your life, until you become peaceful, sober, meek, gentle, humble, ready, submissive, willing, turn your head from the things of the world and looking straight to Calvary to the One Who's doing the beating. Many times you think it's strange because fiery trials, and sickness, and persecutions; it's only done to test you, to get the dirt out of you, to get the sludge out of you, to get the slowness out of you, to wake you up to the place where you can look and see the reflection--or men can see the reflection of Christ in you: Christ in you, the hope of glory.


text:
const webpack = require('webpack');
const path = require('path');

const CleanWebpackPlugin = require('clean-webpack-plugin');
const ExtractTextPlugin = require('extract-text-webpack-plugin');
const HtmlWebpackPlugin = require('html-webpack-plugin');

console.log('Serving app in environment: ' + process.env.NODE_ENV);

/*
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const cleanPaths = [
    'dist/*.*'
]

const cleanOptions = {
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    dry: false
}

/*
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 */

const cssOptions = {
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    allChunks: true
}

module.exports = function (options) {
    return {
        entry: './src/app.js',
        output: {
            path: path.resolve(__dirname, '../dist'),
            publicPath: './',
            filename: 'app.min.js'
        },
        module: {
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                    test: /\.scss$/,
                    use: ExtractTextPlugin.extract({
                        fallback: 'style-loader',
                        use: ['css-loader', 'resolve-url-loader', 'sass-loader?sourceMap']
                    })
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                    test: /\.(jpe?g|png|gif|svg)$/i,
                    loader: 'file-loader?name=/assets/images/[name].[ext]',
                    exclude: /fonts/
                }, {
                    test: /\.(ttf|svg|eot|woff|woff2)$/,
                    loader: 'file-loader?name=/fonts/[name].[ext]'
                }
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redpajama_set_name: RedPajamaGithub


Hi My name is Charles i live in Tacoma Washington United States of Native-America. My tribes are from southeastern Alaska and Northern British Columbia. http://www.gitxsan.com is about my tribe in Canada. I have not found a website just on tsimpsian. I belong to the Cook Inlet Region Inc. corperation in Alaska. I am a original enrollee to the corperation.
I am currently in tech college taking Information Technology Specialist course. Right now i am in my first quarter. I hope to return to my reservation in Canada. One contracting out to places for my services and building repairing and selling of computer with a Native Touch i hope it is something i can accomplish.
Thanks for taking your time to read this little ditty on me.


text:
Juan Pablo Forero Carreño (nascido em 3 de agosto de 1983) é um ciclista de pista e estrada profissional colombiano. Representou a Colômbia nos Jogos Pan-Americanos de 2007 no Rio de Janeiro, Brasil.

Carreira olímpica
Competiu representando a Colômbia no ciclismo nos Jogos Olímpicos de Verão de 2008 em Pequim, China.

Ciclistas de pista
Ciclistas olímpicos da Colômbia
Ciclistas nos Jogos Olímpicos de Verão de 2008
Ciclistas nos Jogos Pan-Americanos de 2003
Ciclistas nos Jogos Pan-Americanos de 2007


Please contact Howard Lyons directly at 1-603-303-9418 or use our contact form.
Event booking agreements will be signed no less than six months prior to your event date.
Travel and lodging provisions will be discussed and agreed upon with a contract agreement.
A deposit of 50% of event fee will be due no less than one month prior to the event date.
Advertisement and promotional materials for your event will be provided by Howard Lyons at the time of signing of the Performance Contract. The Artist will approve all media promotional material prior to public release.


text:
Osinbajo takes campaign to Mowe, Ibafo
Vice President Yemi Osinbajo visits Mr. And Mrs Ahmed Ishola Rafiu
Vice President Yemi Osinbajo has urged Nigerians to shun voting based on sentiments in Saturday's presidential poll as he took his house-to- house campaign to Ibafo, Mowe and Ifo Local Government Area of Ogun on Monday.
During his door-to- door campaign in Mowe, the VP reiterated the need for Nigerians to avoid voting based on emotions, but to vote for honest and truthful leaders.
He urged Nigerians not to vote along tribal and religious lines, but to vote for truth.
"Let us ensure that we vote for honest persons, for progress and development.
"We should vote for our future. We must vote for our future and the future of our children," the VP said.
He reassured Nigerians that the President Muhammadu Buhari-led administration would complete all onging projects if re-elected.
The vice president also urged Nigerians to re-elect President Buhari to guarantee the completion of the projects initiated by the present administration and the planned new projects across Nigeria.
Osinbajo was accompanied by the Ogun All Progressives Congress (APC) governorship candidate, Mr Dapo Abiodun and other APC Chieftains during the campaign.
Vice President Yemi Osinbajo walking on the street in Mowe, Ogun State
He assured the electorate that President Buhari, whom he described as a "promise keeper", would fulfill all his campaign promises.
He also warned Nigerians against voting for 'corrupt people and thieves,' noting that what Nigerians needed was honest and truthful leaders.
"I say again that the difference between President Buhari and others is that, if he promised something; he will surely do it. Even his enemies know he is an honest person and not a thief.
"That is the reason why we believe he should be re-elected.
"Look at the Lagos –Ibadan Expressway, the previous government spent over 15 years on that road; they will release money but the money was siphoned by some people.
"But now we have started the work and we will complete it. We have started Lagos to Kano rail; we have completed the rail from Lagos to Abeokuta and we will soon extend the rail to Ibadan.
READ: INEC begins monitoring election spending
"For several years they were on the rail project but couldn't complete it because of corruption. We have started the Second Niger Delta Bridge. We are also doing projects in different parts of the country. We are going to complete all the projects.
"Nigeria has enough resources to cater for the needs of the people but stealing and massive corruption by previous administrations slowed down the progress and development of the country.
"Therefore, we must not allow corrupt people and thieves to govern Nigeria. They are just giving empty promises to Nigerians. What they are going to do if they get there is to corruptly enrich themselves like they did in the past," he said.
Also speaking during the APC governorship candidate, he urged the electorate to come out and vote en masse for President Buhari as well as all APC candidates in the February 16 and March 2 elections.
#ChildrensDay: Buhari will continue to provide better future for children – Osinbajo
Trump's extra-marital affairs not my concern – Melania
EFCC arrests MAPOLY students for alleged fraud
Adieu! Harrods to remove Diana, Dodi statue
NJC receives EFCC petition against Walter Onnoghen - Chronicle.ng February 12, 2019 Reply
[…] READ: Osinbajo takes campaign to Mowe, Ibafo […]


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text:
Home > Music home > Research > Profile > Publications > The visual and dramatic dimensions of Hindi Film Songs
The visual and dramatic dimensions of Hindi Film Songs. / Morcom, Anna.
In: International Institute for Asian Studies Newsletter , 26.11.2001, p. 17.
Morcom, A 2001, 'The visual and dramatic dimensions of Hindi Film Songs', International Institute for Asian Studies Newsletter , pp. 17. <http://www.iias.nl/iiasn/26/theme/26T9.html>
Morcom, A. (2001). The visual and dramatic dimensions of Hindi Film Songs. International Institute for Asian Studies Newsletter , 17. http://www.iias.nl/iiasn/26/theme/26T9.html
Morcom A. The visual and dramatic dimensions of Hindi Film Songs. International Institute for Asian Studies Newsletter . 2001 Nov 26;17.
Morcom, Anna. / The visual and dramatic dimensions of Hindi Film Songs. In: International Institute for Asian Studies Newsletter . 2001 ; pp. 17.
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title = "The visual and dramatic dimensions of Hindi Film Songs",
abstract = "Since the talkies began in India in 1931, all commercial Hindi films have contained songs. The songs constitute the first and still the foremost genre of popular music in India. Hindi film songs are linked to films not just by appearing in them, but also through the film images to be found ubiquitously in India on posters, cassette sleeves, television, and in magazines. But can film songs be seen to be linked to films at the level of their musical style?",
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AB - Since the talkies began in India in 1931, all commercial Hindi films have contained songs. The songs constitute the first and still the foremost genre of popular music in India. Hindi film songs are linked to films not just by appearing in them, but also through the film images to be found ubiquitously in India on posters, cassette sleeves, television, and in magazines. But can film songs be seen to be linked to films at the level of their musical style?
JO - International Institute for Asian Studies Newsletter
JF - International Institute for Asian Studies Newsletter


text:
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Features > New York Theater Archives
THE COLUMNIST
at the Samuel J. Friedman
PLUMMETING PUNDIT
John Lithgow portrays American journalist Joseph Alsop, who grapples with his political influence slipping away.
Reviewed by: JESSICA BRANCH
GREAT WHITE STARS
Despite a lacklusted Broadway season in some respects, this year's Tony nominations feature plenty of praiseworthy work.
Reviewed by: MATT WINDMAN
at the Broadhurst
DREAM AND DEGRADATION
The ways the characters are portrayed in this revival of Tennessee Williams' classic add levels of nuance and suggestiveness to the story.
at City Center
GLITTERY GIRL FROM LITTLE ROCK
The 1949 Jule Styne-Leo Robin musical follows Lorelei Lee as she walks through the world like she owns the place.
Reviewed by: JOANNE KAUFMAN
DRAMA DESK ORCHESTRATIONS CONTROVERSY
The Drama Desk Awards, already an outsider in the theater world, have not done themselves any favors recently with omissions in their categories and nominations.
DON'T DRESS FOR DINNER
at American Airlines Theatre
MIX-UP IN PARIS
This dusted-off 60s farce feels painfully old-hat and predictable.
at CSC
Classic Stage Company's sexy, jubilant production explodes with imagination and an overload of costumes and props.
at St. James Theatre
PLASTIC CROSS
A con man turns up in Sweetwater, Kansas, pretending to be a man of God and selling it in song.
Reviewed by: PETER FILICHIA
THE LYONS
at Cort Theater
In Nicky Silver's new black comedy, the members of the Lyons family fight one another in a zero-sum battle for happiness.
at Samuel J. Friedman Theatre
CONTROL THE STORY
David Auburn crafts a bio-drama of scandal, sex and secrets around the life of influential columnist Joseph Alsop.
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Yes, Prime Minister contracts its run, while A Chorus Line expands its own.
POWERHOUSE OF THEATRE - After 11 years as the Almeida Theatre's artistic director, Michael Attenborough is stepping down to focus on directing.
SONGS FROM THE HEART - Once the Tony-Award winning musical is set to hit London in January.
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Don't shovel early in the morning. This is when blood is more prone to clotting.
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Anyone at high risk–with any of the conditions noted above–should avoid shoveling snow completely.


text:
'Club Kid' killer Michael Alig dies; overdose suspected
NEW YORK (AP) — Notorious "club kid" killer Michael Alig, who served 17 years in prison for killing his roommate over a drug debt in a case that became a book and film, has died of a suspected drug overdose six years after his release, police said. He was 54.
Alig's death late Thursday or early Friday is being investigated as a possible drug overdose, police said. No official cause had been determined, Aja Worthy-Davis, a spokesperson for the New York City medical examiner's office, said Saturday.
Alig was part of a decadent 1990s party scene characterized by wild costumes and rampant drug use. He pleaded guilty to manslaughter in 1997 for killing Andre "Angel" Melendez.
Alig admitted that he and Robert "Freeze" Riggs killed Melendez, cut the body up and dumped the parts in the Hudson River.
Riggs also pleaded guilty to manslaughter. He was released in 2010.
The story was turned into the 2003 movie "Party Monster," in which Macaulay Culkin played Alig.
Alig maintained a social media presence while behind bars, although he had no access to a computer and dictated tweets to a friend over the prison phone.
The U.S. death toll from the coronavirus eclipsed 400,000 on Tuesday in the waning hours in office for President Donald Trump, whose handling of the crisis has been judged by public health experts a singular failure.
The running total of lives lost, as compiled by Johns Hopkins University, is nearly equal to the number of Americans killed in World II. It is about the population of Tulsa, Oklahoma; Tampa, Florida; or New Orleans. It is equivalent to the sea of humanity that was at Woodstock in 1969.


(over 50 songs so far) on YouTube.
I support Playing for Change and invite you to consider it, too.
This entry was posted in Entertainment, Kids, love, Music, Psychology, Social Life, Society, Spirituality and tagged Celebration, Playing for Change, What a Wonderful World by The Balsamean. Bookmark the permalink.
I love Playing for Change. Hadn't seen this video yet, so thanks!
I use Amazon Smile instead of regular Amazon. For every purchase I make they send a donation to a cause of my choice. I picked Playing for Change. It's not a lot, but I think they got nearly $2000 total in a year from all participants. For a small org like them, that's significant.