Chris Frewin's Full Stack BlogMore Thoughts On Early Retirement, Financial Independence, and Making a Living That's Worth Living | Chris Frewin's Full Stack Blog.
I've been generating ideas for this post for quiet a while, namely from the depressing nonsense I've seen thrown around our very own interwebs.
Mind you, they aren't directly depressing to me, but rather, they're making me depressed on behalf of other people, because I think people throwing numbers around don't really know what they're getting into.
All over chat boards (reddit included), I see target "early" retirement / financial independent net worth figures of at least $1,000,000, many 2.5 million or higher. Obviously, throwing these targets around make you sound cool and everything seems achievable, but let's dive into the numbers to see the amount of effort that would require.
Let's say you make 80K a year (even that is generous, hell, the median American salary is somewhere between 57,000−57,000 -57,000−59,000 according to the US census: https://www.census.gov/newsroom/press-releases/2017/income-povery.html).
If you are the average American, you invest/save 6% of your saveable income per year: https://networthify.com/calculator/earlyretirement.
Still wanna get to $1,000,000 before "pulling the trigger"? (Another term that rubs me the wrong way - why has society defined life as the white and black 'working' and 'not working' buckets - it's never like that anyway).
I think too often, people throw these massive numbers around, and haven't run the numbers themselves.
Listen, I'll give you the benefit of the doubt. Let's raise your salary to CEO levels of 250K per year. With only a 6% savings rate (that means investing 15,000ayear),youstillneed33yearstoreachthatheralded15,000 a year), you still need 33 years to reach that heralded15,000ayear),youstillneed33yearstoreachthatheralded1,000,000 target.
Unless your savings rate is 90% or higher, net worth targets of $1,000,000 or higher are NOT possible to be included in early retirement plans.
If you wish to take the normal route, amassing wealth until you hit your big million dollar targets, well, enjoy, you will be 60-80 years old and will be sitting on a massive stack of cash that you won't even have time to use. Pretty dumb. It sounds harsh, but I've laid out the numbers as plan as I could.
Live for 25 years on a 24K a year budget.
Just within the first 5 years of drawing from our index funds, we squeeze out ~$109166 worth of 'extra' of market gains, simply because we didn't draw those funds out during the large majority of time in that 24 year window… indeed, this value of extra per-year market gains really tapers off over the last 10ish years of withdrawal (especially with any years of market downturns), but see the pattern here?!?
Does anyone realize, when you "retire" you don't cash your whole damn index fund to cash!? You're gonna miss out on 25 years of market growth!!
Because you're only cashing out 25K per year. Living frugally is key here.
Let me be clear on my opinion of financial independence and early retirement: it is NOT to escape work for the rest of your life!!! It is to ensure an effectively massive cushion so that a human can focus on neat projects, whether extremely difficult, charitable, or creative, and not have to worry about the next pay check.
Because, let's be honest, if you can't find an job opportunity or a new way to ensure income in 25 years, you've got bigger problems than worrying about income in the first place.
So that was my own personal version of what is known otherwise as 'lean' FIRE. Unless you truly know you are one of the group that can reach $1,000,000 (and you probably know who you are), don't try and shoot for these crazy targets - I don't think it leads to happiness, and it certainly won't lead to any innovation or great works.
So my final call to anyone out there who will listen is this: build your 600K foundation, then move to follow your true passions - even better when that passion can generate more income, and I think you'll find it does when you spend years building something.
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Your Chance to recognize your People's Engagement.
Smart European manufacturers optimize production for maximum flexibility. They often integrate tightly with suppliers and customers in order to make rapid adjustments to the manufacturing process.
Welcome to the 22nd Industrial Excellence Conference & Award event where renowned academics and senior executives of business leading enterprises and startups present in-depth studies on their pioneering leadership and employee engagement approach.
This year we are very excited to share with you best practices how leading European companies form and deploy their Digital Enterprise Strategy Top-down & bottom-Up. Finalists from 4 West European countries and a wide range of industries compete live for the European award.
This unique event enables you to meet your peers and to experience a deep dive and open dialogue with senior members of management teams how to raise a business unit's operational performance.
This event provides an exceptional and unmatched learning environment which is personal, mind opening and actionable.
My colleagues and I are looking forward to meeting you in person in Berlin.
The Industrial Excellence Award competition is the only event that honors joint value creation by management and frontline employees in operations and services.
The Industrial Excellence Conference & Award is meant to be an Executive Academy that enables learning and benchmarking of best practices in Operational Excellence with a strong focus on Digital Strategy Formation and Deployment Top-down & bottom-Up.
Our published Management Quality framework builds the foundation for recognizing sustainable competitiveness through Operational Excellence.
Our annual update of the questionnaire sets a continuously moving and accepted benchmark for industry regarding Best Practices in Operations, Services respectively.
This renowned industry competition creates leading-edge knowledge which is regularly published in Top academic journals (i.e., Management Science, Production & Operations Management and Manufacturing & Service Operations Management) and Top managerial journals (i.e., Harvard Business Review, Sloan Management Review and California Management Review).
The registration fee of 495,- € includes 2 coffee breaks, buffet lunch, 3-course gala dinner, electronic copies of documents and sales tax.
Registration sheet for graduates of our academic partner universities or employees of past IEA winning companies (i.e., laureates and winners).
Cancellations made in writing by October 15, 2018, can be refunded, except for a 20% service charge.
Only registrations paid by October 15, 2018, are guaranteed and included on the list of participants.
For registration and other general-type conference-related inquiries please contact: iea2018@whu.edu.
The conference venue is at Hilton Berlin at Mohrenstraße 30. The hotel is located right at the historic Gendarmenmarkt square in the bustling city center in Berlin Mitte district.
For affiliated hotels see the following list inclusive the affiliated link. Reservations should be made directly with either hotel.
Please visit the Hilton Berlin maps & directions website for further transportation information.
If using GPS, please enter "Voßstraße 32, 10117 Berlin" to reach the public parking garage and use the hotel elevator from platform "B".


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Our key priorities
Paisley regeneration
Paisley Town Hall
Paisley Town Hall has been a striking centrepiece at the heart of life in the town for the last 140 years - and the £22m transformation happening now will keep it there for many more.
You will have your own special memories of Paisley Town Hall - whether you were on stage there, got married in it, or saw St Mirren parade a trophy. The revamp of the building will allow it to mean as much to future generations as it did to you and the ones before you.
When it reopens in 2022, the inside of the 19th-century architectural gem will have been turned into a 21st-century facility and a landmark entertainment venue for the west of Scotland.
The revamped building will retain the same classic look and grand features but the building's capabilities will have been transformed - allowing us to attract bigger and better events and bring more people into Paisley town centre.
The work is taking place as part of Renfrewshire Council's £100m investment in town centre venues and outdoor spaces, aimed at using our internationally-significant cultural and heritage story to bring people here and transform the area's future.
What is happening to the building?
The town hall closed in late 2018 and work has been going on during 2019 to get it ready for main construction starting on the interior in 2020. The building is planned to reopen in 2022. The revamp will transform what the building can do. When it reopens, expect the following:
- improvements to the main hall including an increased capacity of 1,200 allowing bigger and better events, driving new visitors and footfall into the town centre and surrounding businesses, day and night;
- unused spaces brought back into use and new rooms created including a dance studio (left), café-bar with terrace (shown above), digital lounge, revamped reception area and more - allowing the building to host a bigger and bigger range of events;
- a much-improved audience experience including improved staging, lighting and seating with better views, and improved access making it easier for everyone to move around the building;
- a complete replacement of the old and outdated electrical and mechanical systems;
Want more info? Here's our list of ten things the town hall revamp means for you.
Paisley town centre Q&A
£100m town centre investment
Paisley Museum Reimagined
Our journey continues
Transforming our outdoor spaces
Learning and cultural hub
TH/CARS2 scheme
RL Cultural services QandA
Paisley: The Secret Collection
Town centre events programme
Paisley: The Untold Story
Russell Institute
Paisley's West End
11 things you didn't know about Paisley

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Prior to [solidcore], Anne was CEO of Back on My Feet (BoMF), a non-profit organization she founded in Philadelphia in 2007 that uses the power of running to change the way those experiencing homelessness see themselves so they can make real change in their lives, which includes employment and independent housing. In addition to Philadelphia, the organization now has chapters around the USA. Anne led BoMF to become a $6.5M privately-funded organization with staff of 48, thousands of volunteers and hundreds of members.
Anne's vision for Back on My Feet is simple, yet bold - to help as many people as possible, in the most efficient way as possible, redefine themselves so they can redefine their life and, just as important - to change the perception of homelessness on a global scale.
Anne regularly speaks at corporate events, academic institutions and conferences on numerous topics including, leadership, being bold, finding your happiness, the business behind starting a nonprofit, fundraising and social change. She is originally from Bismarck, North Dakota and currently lives in Washington, DC. She has completed 11 marathons, including one on every continent except Antarctica.


Verizon plans to launch mobile 5G service in early 2019. They'll launch fixed 5G sooner, but that's strictly for stationary home service. Mobile 5G service is what will deliver blazing fast downloads on the go.
The Mod itself is a respectable size and doesn't add too much bulk to the phone. It is about the same thickness and Motorola's battery Mod. The 5G Mod does have a slightly different profile. Where the battery Mod is smooth and blends in with the phone, the 5G Mod has a defined edge that cuts into your skin a bit along the side edges. The 5G Mod also has a fin on top. This is specifically to accommodate the radios needed to make the modem work. It adds a bit of weight, of course, but not overmuch.
The 5G Moto Mod announced by Motorola and Verizon this week will connect to Verizon's forthcoming mobile 5G network. Verizon plans to deploy 5G (true 5G, known as NR, for New Radio) on 28 GHz (millimeter wave AKA mmWave) spectrum and with fancy technology such as beamforming.
The Mod contains two modems: Qualcomm's X50 5G NR modem and its X24 LTE-Advanced modem. The Mod has its own SIM card (inaccessible to end users) and will carry its own service plan. When the Mod is attached to the Z3 it will replace the phone's internal modem, not just for 5G, but for 4G as well. Motorola's engineers told us that the X24 (4G modem) will take a primary role for normal tasks, such as browsing Facebook. The X50 will kick in and connect to 5G only when it's really needed, such as downloading movies, television shows, or music, or live-streaming video.
At launch, the Mod will only work with the new Z3. Motorola said it will have to update the older Z2 to make it compatible, and it has no timeline for that right now. Motorola would not commit to updating the original Z for the 5G Mod.
Because mmWave signals have trouble penetrating hands, the Mod contains four antennae: one on top facing forward, one on top facing backward, and one on each side, facing outward.
In laboratory tests, Motorola showed us that the 5G Mod is capable of hitting maximum speeds in the 3.5 Gbps range (under optimal conditions). Motorola expects real-world throughput to be about 1 Gbps. On the uplink, lab speeds reach 1.2 Gbps and will deliver real-world speeds in the 350 - 450 Mbps range.
When 4G LTE first hit the market it was an absolute battery killer. The power needed to supply LTE connections drained phone batteries in just a few short hours. The 5G Mod has a 2,000mAh battery of its own. Together with the Z3's own 3,000mAh power supply, the combined device will have 5,000mAh. Motorola says this will be plenty to get the phone and Mod through a full day of 5G service.
Motorola and Verizon call the Z3 the first "5G-upgradable smartphone." That might be true, but it may not necessarily be the first 5G phone. Other phone makers haven't been shy about the fact that they'll offer phones with 5G baked in next year. It's possible Samsung, LG, or some other phone maker will actually reach the market first.
Screaming "first!" is mostly what this is about. Each of the major carriers is clamoring to beat the others to deploying 5G. Each of them is so thirsty for it, it's kind of pathetic. You need only look at the Twitter accounts of AT&T, T-Mobile, and Verizon folks to see the constant back-and-forth.
We look forward to testing the 5G Mod from Motorola when it arrives next year.


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How to tell if your goat has tuberculosis
September 5, 2021 2 min read admin
The disease affects a goat's immune system and can cause the animal to show symptoms including high fever and vomiting.
Goat farmers are concerned about their health, as well as the herd.
So, in recent years, they've been pushing back to get more people vaccinated.
"I think it's a very dangerous disease," said Robert Bauch, president of the Western States Livestock Association, a nonprofit advocacy group.
"The problem with it is, is there's a lot of misinformation out there, a lot that's out there that doesn't really support what we're trying to do."
Bauch said the herd is growing, but not fast enough to stop the disease.
He said the state should be vaccinating goats in all other areas where they roam, including on public land.
"The goat population in Western Washington is already quite high," Bauchan said.
"It's just that they're growing so fast that we're not catching it.
We're not vaccinating all of them, but we are vaccinating them."
There are a handful of ways to know whether your goat is infected with tuberculosis.
Bauches says it's best to do your own testing.
You'll need to do a goat check-up and a stool sample, which will test for the bacteria.
You'll also need to send your goat's stool back to the lab.
If your goat hasn't responded to the vaccination, he or she is at risk for getting the disease in the future.
Tuberculosis bacteria: Symptoms of tuberculosis include high fever, cough, red and swollen lymph nodes, and muscle aches.
The disease can cause diarrhea, muscle pain, and weakness.
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Brandenburg Metadata Service
A few days ago a Service Portal for Metadata was launched by the Spatial Data Infrastructure Berlin/ Brandenburg (GDI-BE/BB). The Landesvermessung und Geobasisinformation Brandenburg (LGB) and geoinformation service provider DELPHI IMM GmbH of Potsdam have announced official ending of the test phase of the Service Portal, which represents a reliable and freely available 24-hour solution for Brandenburg county administration and regional service providers for capturing, collecting, validating and publishing meta-information from their geo-data, geo-services and geo-applications. Core element of a Spatial Data Infrastructure (SDI) is the seizure of the supply of metadata of geo data and geo services that are... (read more)
Positive Feedback Service Portal for Metadata
A few days ago the 'Service Portal for Metadata' has celebrated its 3rd month anniversary. On this occasion DELPHI IMM GmbH has welcomed numerous geodata suppliers and users of the Spatial Data Infrastructure (SDI) Berlin/Brandenburg, Germany, as well as business partners and interested parties to the very heart of Potsdam. Heinrich Tilly, President of the Landesvermessung und Geobasisinformation Brandenburg (LGB) held the opening keynote speech by sending a clear message to the attendees of the venue: "Make use of your metadata to create trust and transparency for the availability and interoperability of your geoinformation!". Besides, Tilly invited the key geoinformation... (read more)
Comments Sought on Earth Observation Metadata Profile
The membership of the Open Geospatial Consortium (OGC) seeks public comment on the candidate Earth Observation Metadata Profile of the OGC Observations and Measurements (O&M) Standard. It is intended to provide a standard schema for encoding Earth observation (EO) product metadata to support the description and cataloguing of products acquired by sensors aboard EO satellites. EO products are differentiated by parameters such as the date of acquisition and the image footprint as well as characteristics pertaining to the type of sensor, the type of platform, the applied processing chain, and more. This candidate standard identifies the metadata elements that enable... (read more)
Blue Marble Desktop v2.3 with New Metadata Editor Tool
Blue Marble Geographics (USA) offers support for metadata within the Blue Marble Desktop v2.3. The Metadata Editor tool allows users to create or update FGDC-compliant metadata for files that are processed through the Blue Marble Desktop. This new feature will allow for the seamless integration of metadata into existing workflows which will help users to share geographic data across their complete enterprise while retaining data integrity throughout the entire lifecycle. Metadata can now be automatically created for any file that the Blue Marble Desktop writes out. A base template, included within the application, can be filled out with... (read more)
IDENA: Spatial Data Infrastructure of Navarre
Architecture, Metadata and Interoperability
Several years ago Navarre (Spain) implemented a Land Information System (SITNA) within its corporate Information System. Notwithstanding the success of this initiative there remains a lack of metadata, an issue highlighted over the past two years by INSPIRE (Infrastructure for Spatial InfoRmation in Europe). This is the context for IDENA (Spatial Data Infrastructure of Navarre), developed by Trabajos Catastrales S.A., to give SITNA a catalogue of meta-information, distribution of metadata and interoperability with other SDIs. The 2004 Commission of the European Community publication "Proposal for a Directive of the European parliament and of the council establishing an infrastructure for spatial... (read more)
Creating a Satellite-data Integration System
The Importance of International Standards
CEOP (Coordinated Enhanced Observation Period) is currently working on an integrated global water and energy-cycle observation system for scientific and civilian use. One challenge is the creation of a satellite-data integration system able to combine a multitude of data stemming from a diversity of distributed systems. Data retrieval and combination requires high-performance distributed data-management and archiving systems. But the key is specification of metadata, for which international standards are indispensable. The prerequisites for developing a Satellite-Data Integration System (SDIS) are, next to specification of metadata, data discovery and data integration, geocoding service and data quality control, and standardisation of image-service... (read more)
Mapping the World of Standards
The ICA Spatial Data Standards Commission, active since 1991, is one of ICA's most productive commissions. It has addressed a number of specific issues since its formation, including transfer formats, national standards and metadata. Its most recent publication is the book World Spatial Metadata Standards (Elsevier 2005, ed. H. Moellering, ISBN: 0-08-043949-7). In collating this book the Commission has developed an exhaustive set of scientific and technical characteristics by which every spatial metadata standard in the world can be assessed and understood. It has also addressed profiles, operational subsets of a main metadata standard usually applied to a specific thematic... (read more)
GIS Portal Toolkit 2.0.1 Available
A new version of the GIS Portal Toolkit is now available. According to ESRI (CA, USA), the developer of this software, the GIS Portal Toolkit 2.0.1 includes improved handling and validation of metadata; more detailed documentation; support for harvesting and publishing to and from ArcIMS 9.1 metadata repositories; and support for additional database management systems, servers, and operating systems. The GIS Portal Toolkit is a technology and services solution for implementing local, regional, national, and global spatial data infrastructure portals. GIS portals organise content and services such as directories, search tools, community information, support resources, data, and applications. They provide... (read more)
Web Catalogue Service for Spatial Data Infrastructures
Simplified workflow for metadata management, full GDI-DE compliance, improved performance and a new user interface are all features of the new 3.2 version of sdi.suite terraCatalog by con terra from Germany. The primary focus was the further development and simplification of supported workflows to capture, manage and search using metadata. This enables the login of registered users, who now get access to the system via domain cookies without having to login once more. A true single sign-on is now possible in conjunction with other software applications or a user's Windows login. In addition, terraCatalog delivers full the GDI-DE compliance, having... (read more)
OS Reaches INSPIRE Milestone
Metadata about Ordnance Survey's products have been made available through data.gov.uk, alongside INSPIRE-compliant view services through the OS OnDemand web map service. The INSPIRE Directive establishes a framework for easier sharing of geographic information among European public bodies and improved accessibility to the public. One of the first steps for organisations producing data which falls under INSPIRE was the creation of metadata. Ordnance Survey's metadata is now available for other public bodies and the public to access on their website and on data.gov.uk Customers of the OS OnDemand web map service will also be able to view INSPIRE-related products as a... (read more)
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Build your new home or duplex on this lot in this area of Northwest Port Charlotte with newer homes and new homes being built. This lot is zoned multi-family. Centrally located with easy access to I-75 and just minutes to shopping, entertainment, golf, fishing, restaurants, spring training home of the Rays and more! You're only 30 minutes to public beaches on Manasota Key. Great investment in the Sunshine State!


An entire generation of Canadians is being pinched. Good jobs, home ownership and other milestones that their parents took for granted seem out of reach for the latest generation of young adults.
Five students at Carleton University, speaking to the Citizen during this election campaign, are thoroughly cynical about their prospects for landing jobs after they graduate.
"Not quality jobs," says Désirée Biocchi, 19, a history student.
"Not in my field," adds Shayla Black, 19, who's studying art history.
The five, sitting in a booth in Oliver's pub at Carleton University, study different subjects but are united in a somewhat grim assessment of what their futures look like: years of schooling, maybe multiple degrees and the prospect of lacklustre employment.
Facing high unemployment rates and ever-rising costs of education, it's easy for young voters to feel ignored by politicians who have their eyes on older, middle-class voters. But this election campaign has seen more offered to young adults — so-called millennials — than in previous campaigns, though to some observers, the parties' promises are missing the mark.
In a tight election, there's an incentive to reach out to young voters. Whether or not that will work remains unclear: young people are a diverse group and notoriously hard to reach, with political philosophies that might not see them go out to vote based on boutique promises.
Since the election kicked off in August, the Liberals and New Democrats have both introduced significant policy planks aimed at post-secondary education, while the Conservatives have proposed apprenticeship funding and the Green party has promised to forgive student loans of more than $10,000. While party candidates spoke about the policies in terms of what they would do for young people, it could also be argued that parents, facing the prospect of unemployed or heavily indebted progeny living in their basements well into their 20s, might also consider these policies when heading to the ballot box.
Whatever the target audience, the evidence is quite clear that young people don't vote in great numbers. In the 2011 general election, 42 per cent of people aged 18 to 34 voted, compared to about 65 per cent of those age 35 and older. But that doesn't mean they aren't political. Many are involved in activism: young people are significantly more likely than older people to participate in political demonstrations (10 per cent versus two per cent), say numbers from Statistics Canada.
And voting numbers are not uniform among millennials. Heather Bastedo, a former Skelton-Clark Fellow in public policy at Queen's University and a former pollster, says university students are as likely to vote as ever — 60 per cent usually turn out. But that percentage drops off sharply as education levels decrease; about 40 per cent of college educated young people vote, and those with high school or less are close to an "epidemic of non-voting," Bastedo says.
"On the whole, strategists in war rooms do not assiduously woo young people because they are precarious in coming out (to vote)," Bastedo says.
Part of the explanation for this, Bastedo says, is simply that young people aren't as heavily invested in the state. They don't rely on health care, for example, in the same way that older voters do or have pensions to worry about.
Bastedo offers up one option, and it has nothing to do with jobs, housing or tuition. It could even run the risk of alienating more traditional — and more reliable — voters.
"The only issue that I would say is clearly designed to get young people voting was the marijuana issue from Trudeau, but it was just a little too transparent, almost," Bastedo says. This week, the NDP's Tom Mulcair also confirmed his party would decriminalize pot possession.
The Carleton students, who are all planning to vote, say politicians are slowly beginning to value younger voters, though the only policies that had really caught their attention were legalizing pot and the Green party's promise to forgive student debt.
"That's the kind of stuff where it's like, oh, you're just trying to get our vote," says Joey Ianni, a 20-year-old cognitive science student.
But mobilizing the millennial vote — insofar as there actually is a millennial vote, given that young people are not a coherent group easily netted by political parties — is far easier said than done. Loutfi, whose organization deliberately searches out young people who aren't students, such as at music festivals, says that there has been some effort this election to hit up young people, but it hasn't been thorough.
"It's a hard audience to access, it's difficult to find them, just to start off with," she says.
Young people are more transient than older Canadians, she says, moving cities and ridings, which makes it more difficult for candidates to build relationships. It's also harder to reach millennials by phone, as they have ditched landlines in favour of cellphones. And they're less engaged with traditional media, which conveys a great deal of political messaging.
The policies that have been announced over the course of the campaign aim to address circumstances that are radically different than what baby boomers experienced. Many hands have been wrung over the existential ennui young people are often tagged with — and mental health is a significant and serious issue — but the election has focussed mainly on economic conditions.
Paul Kershaw, a professor at the University of British Columbia, paints a depressing portrait of the prospects of what he calls Generation Squeeze (that's also the name of his non-partisan lobby group). Canadians are more likely than ever to have post-secondary education, at 67 per cent compared to 30 per cent in 1976. But that experience doesn't translate into jobs like it used to, Kershaw says, and it comes with a higher price tag (and debt load). The graduate faces a job market where he or she will make thousands less than a baby boomer would have in 1976, likely with a worse pension.
Unemployment rates have historically been higher for younger people, but since 2014, the unemployment rate in the Ottawa region has gone up from 9.5 per cent for those aged 20 to 29 to 10.5 per cent. The unemployment rate for the entire labour force is 7.1 per cent.
As for why there are fewer jobs for young people, it's a combination of factors. When the recession hit in 2008, people with experience lost their jobs — young people without experience are now competing with those workers for jobs. It puts young people in a bind: if their degrees don't go as far as they once did and employers are looking for experience, there's little way to get that experience, short of taking on unpaid internships, which can add to debt load.
It's no surprise that all this bad news leaves many young people feeling defeatist at times.
On the flip side, Biocchi, the history student, says she'd been told she's just being negative.
"My teachers told me that in high school," she says.
The parties, recognizing these problems, do have a slate of policies out there aimed to help young people get a less tenuous grip on their futures.
The Conservatives have proposed allowing first-time homebuyers to withdraw $35,000 from retirement funds to buy a house and increasing the skilled trades tax credit by $500. The NDP has suggested increasing employment insurance benefits to young people, spending $100 million annually on jobs and internships, creating 74,000 new student grants, and phasing out student loan interest over seven years. As for the Liberals, they have promised a $1.5-billion jobs plan for young people and will allow people to dip into their retirement funds more than once for home purchases. They've also pledged to spend $750 million more in student grants per year.
"The parties are paying lip service to the concerns of young people, but I'm not overly impressed by any of the parties and what they're proposing," says Andrew Langille, a Toronto-based labour lawyer who's researched the regulation of labour.
Karen Foster, a sociology professor at Dalhousie University, says in an email that "we have enough 'programming' initiatives that try to get people skills and connect them with existing vacancies.
Some groups within the youth demographic have it harder than others.
"There are definitely some demographics of young people that are particularly hit the hardest when it comes to the harsh realities facing young people today," says Bilan Arte, national chairperson for the Canadian Federation of Students.
Minority groups, first-generation Canadians and aboriginals all face unique challenges. The difficulty some people have finding jobs could be, for example, because of discrimination or a lack of Canadian experience and credentials. For students from lower-income demographics, the financial barriers to post-secondary education are significantly higher than for wealthier students.
Perry Bellegarde, the national chief of the Assembly of First Nations, says aboriginal students in Canada have particular challenges as they grow up and enter the work force.
"When you start thinking of the ones that are successful enough to get their Grade 12 and go on to post-secondary, there's a challenge again of moving into the big city — what kind of supports are they going to have?" Bellegarde says, adding that there are thousands of aboriginal students waiting for education funding.
And finding work can pose a challenge, too.
For all millennials, unemployment and underemployment can have a cascade effect: If someone can't get a decent job, that makes it much harder to break into the housing market, or buy a new car. And they're faced with student debt — possibly as high on average as $35,000 per person, according to the students' federation.
"It's prevented us from being able to participate in our communities and particularly in our economy in the same way that previous generations have been able to," says Arte.
Possible solutions are out there, from guaranteed annual incomes, to reserving some percentage of federal infrastructure jobs for young people, to securing better access to employment insurance for unemployed young people, to tax incentives that would encourage companies to put some resources into training younger workers.
But students are not just worried about getting jobs. The Carleton students, while concerned about their futures, were concerned with larger political questions: foreign affairs, the economy, electoral reform and the environment.
Bastedo says the research indicates that young people are looking for their values to be reflected in politicians and politics, so it could be that which brings young people out to vote.
"Where we have characterized this cohort as being very self-interested … they're actually a little bit more noble, they're looking for some big picture value to bring them into the conversation," says Bastedo.
CORRECTION: This story has been updated from a previous version to clarify the debt load experienced by students.


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Hey, Roaming! So, my dad mentioned one of those privilege thought exercises where it has people in a…
EllenC
Hey, Roaming! So, my dad mentioned one of those privilege thought exercises where it has people in a line and then they ask questions, take a step forward and back, etc. I was surprised he totally believes in privilege. I am of the opinion that the US is extremely privileged as a whole in comparison to other nations. So, barring that fact, I want to argue that poverty is the common denominator, not race, in terms of a metric of success or privilege. The census statistics for the "poorest cities in America" showed places with a high black population. I looked at it at a rural level, too. No one can deny that people who are so far removed from modern society are underprivileged when the median income was like $9000. Long story short, 47% (more than any other group) of those poorest places were predominantly black. Like 66% of them were US-minority majority places. I can't exactly deny that. I tried to look for some kind of racial break down of specifically the poor in those tiny places, but the Census didn't have them openly available. But I also couldn't find any sort of indicator of cost of living in those places. I also can't think of a reason other than maybe the systemic racist people might actually have a point about there being a disproportionate amount of poverty amongst black people in comparison to white people. If it's not some kind of racism at the root of the problem, what is? I'm pretty stumped. For me the numbers are starting to actually suggestive to the SJWs having a point, but then again as someone more concerned with endangered fish populations than human populations, I'm a little out of my element here so I'm looking to you for any kind of opinion or insight. Just like in ecological niches I can only assume there are n-dimensional variables acting on whether or not people are successful. My metric for success or this perception of privilege is completely flawed, but even so, the trend is startling. Damn, I kind of want to stick to looking at fish. Fish make more sense to me than social stuff.
No. 1-18
@Segev Isn't that what public schools do? Why can't we make sure all public schools are getting equal funding and be done with it?
@EllenC Maybe take a look at the schools demographics vs the general population?
Segev
In the end, the best way to help people is to provide opportunities for those who are not meeting qualifications to find ways TO meet them. Courses in material they're deficient in in places they can go to take them seem the most likely to help with university admissions, for instance. These all can be 100% color-blind, because they only need to measure competency, and only need to help gain that competency where it's lacking. You help nobody by lowering the bar based on their skin color. You only help them by giving them training to enable them to leap over the same bar as everybody else.
I think those numbers are actually the really important ones. If you look at the way minorities are highly selected and admitted to universities vs how many actually finish their degrees, it's another startling number. It seems fine and good to admit for the sake of diversity, but are you admitting someone who has no place being there simply so you can say look at all these Mexicans we have aren't we inclusive. If you're taking people who aren't ready simply because they're minorities all you're doing is putting financial hardship on them in the form of paying back student loans for a degree they never got and couldn't afford in the first place... :S So when things get rough I find myself really wondering about affirmative action and if it shot me in the foot or if I can actually do it.
ArthurM
@EllenC wow, that must really bump up the 'imposter syndrome'. but, even if someone did get in as a token, it's their own hard work and smarts that will get them to graduation, right? try to remember that :-)
That's the thing though Armadillo.... Did I get in on merit or the color of my skin? I will never know!! It's heartbreaking to think about. Did I get in because I'm awesome? Or am I token Mexican?? I try not to think about it because it actually does hurt too much to think about.
@EllenC Well I was more talking about race prioties that colleges have, not so much about finacial aid. Helping poor people is great. But it shouldn't focus on specific races or or encourage people not to work.
@Segev it does seem like the typical upsidedown thinking of leftists. maybe at first the people that started the welfare state wanted to help. in the uk the welfare state really got going after ww2 so i can totally see why you'd wanna help heal a country. but now we see what should have been obvious: when you take away a person's motivation to work by giving them a level of comfort, you also take away their responsibility and voliton and so on. that the us targeted minorities for this is honestly quite sinister... the whole point of the welfare state and socialism type things is for it to be equal.
@EllenC good work, mate. good luck with your studies and future career. did you grow up on welfare? like basic living costs, housing, food, etc? id put higher education scholarships etc as a different category from providing basic living costs. it does sound like in the usa they have strange eligibilty requirments tho for higher education funding, like minority quotas and stuff?
Well, as a minority who's getting a leg up so I can afford university I can't say that I agree. It's a case-by-case thing. I chose a STEM program at a really difficult tier one research university and while I was more prepared than a lot of people, the year leading up to my attendance I paid for and took remedial math classes at my community college just to make sure I wasn't in over my head. I'm taking elective classes that I know will have marketable skills when I graduate. I am really privileged to have this chance to make a better life for myself so I don't fuck it up by going to parties or anything, but without scholarships and grants I would not have this chance at all. I'm already making connections with potential employers and interning left and right to make sure I don't become a STEM educated barista on welfare. So I get that helping minorities is bad because it feeds the welfare state and stuff, but I'm still happy for the chance to shoot higher than cleaning lady or house wife with too many kids.
Yes often it's not that leftists are wrong, it's that they think they're entitled to kindness. They also don't listen to real solutions. Reducing welfare might force people to create a real economy with the potental to move up. Instead they want a basuc income.
The supposedly anti-racism policies designed to give blacks and other minorities "a leg up" by not holding them to the same standards as everybody else (both academically and socially and morally) and to treat blacks who act "too white" as if they're somehow "not really black" (thus conflating culture with race) combine with the welfare state - which was designed to imprison anybody who got on it, and was deliberately targeted at minorities - leads to the poverty-stricken areas being very largely minority-dominated. It's the government's "help" that does it. It's no coincidence that the supposedly-priviliged groups are those who get the least "assistance" from the government. They really are priviliged...to be left alone and made to rely on themselves.
yup. and today they have a twitter-insta-facebook-youtube community and they never learn how to use their voice or present an argument because they never leave their bubble, and will get their way with no effort (welfare state, nanny state, coddling, safe spaces, etc etc??)... until we see them imploding at a protest or debate when faced with someone who can speak or not get emotional or hysterical.
Extremists blow things up until it's ridiculous and then start shrieking if you offer an alternative point of view... Which is why it took so long for me to try to look at the numbers in the first place. They don't get that maybe some of their ideas are good, but you can't just scream and whine like a kid to get people to listen to you. I don't know about everyone else, but as a kid I learned very fast that was not how you get your way. My parents would just ignore me 'til I shut up and used my words.
one of the maddening things about sjw's/leftists or any extremists is that they often have a grain of truth in their ideas, but just blow it up til it's ridiculous.
in this case, we should probably start by working out what they actually mean, past the slogans and so on, and see if there are reasons to support it?
if anyone could state what exactly white privilege means in simple terms that'd be cool.
maybe something like 'white people have better lives in the usa soley because they are white' ??
idk if that's strawmanning tho? because on the face of it that is clearly silly.
Maybe they like being victims? Why be poor when you could poor and face racism as well?
it's bizarre isn't it? the sjw's don't even know their own ideas... i thought they are fans of socialism and communism and so would think that rich and poor is bad... but then they bring it back to skin colour instead? literally racist?
Well like i said it's likely due to past segregation, not current. At this point it's mostly due to poor communities staying poor, and they happen to be largely black.
Oh, no I am not going that far to the dark side. There's no way anyone can convince me that all white people are privileged, because those same statistics showed like 30%+ of the poorest rural areas were predominantly white. You cannot tell me they're privileged based on the color of their skin when they're living under the poverty line, too. I just can't go on saying "Lawl, shut up, you're lying about this systemic racism thing good grief you should have studied a real major". It's still a huge poverty issue, but like... the trend can't be denied at least to me.
It is true poor communities tend to be largely black. And it;s also true that poor communities tend to stay poor (crime breeds crime, ect). This is likely due to past racism that segregated races. The SJW are likely correct in this regard (in my opinion anyway). However that doesn't mean EVERY black person is disadvantage, or that every white person is privileged.
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Q: Convert columns in individual rows from an Excel table I need to create a "vertical view" on a data frame in order to perform association rules. I created the data frame by reading the following Excel table into R:
dataset_c <- read.table("crimeschicago2014to2016correction.csv", sep=",", header=TRUE)

Creating a vertical view implies that all columns are translated to individual rows, and these rows include the ID they had in the original table. The same ID is thus repeated until all the columns in the original row for that ID are translated to their own individual row. Hence the table above would look like this:
ID 9446748 - CaseNumber HX100020

ID 9446478 - Date 1/1/2014 0:00

ID 9446478 - Block 006XX N DEARBORN ST

ID 9446478 - IUCR 890

ID 9446478 - PrimaryType THEFT

ID 9446478 - Description FROM BUILDING

ID 9446846 - CaseNumber HX100086

etc.

The methods I've tried before all involved transposing the table, but that did not repeat the ID as it does in the example above.  Note that the resulting table must also be a data frame.

A: You can achieve this with
library(tidyr)
gather(iris, key, value, -Species)

#      Species          key value
#1       setosa Sepal.Length   5.1
#2       setosa Sepal.Length   4.9
#3       setosa Sepal.Length   4.7
#4       setosa Sepal.Length   4.6
#5       setosa Sepal.Length   5.0

I'm using the sample data iris, you can replace it by your data frame.
This is probably a duplicate question, see for example this answer for the reshaping from long to wide format.

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Home Uncategorized Zimbabwe: Hard-hit town reels from cyclone as Mnangagwa vows aid
Zimbabwe: Hard-hit town reels from cyclone as Mnangagwa vows aid
trusivar
Chimanimani, Zimbabwe – President Emmerson Mnangagwa has flown into a mountainous town on Zimbabwe's eastern border with Mozambique to visit the survivors of a devastating cyclone that has killed scores of people and caused widespread damage.
Since Cyclone Idai hit on Friday evening, the farming town of Chimanimani has been largely cut off from the rest of the country, with bridges destroyed and routes blocked due to mudslides and fallen trees.
Mnangagwa on Wednesday cut across a rocky stream as he visited patients in the Chimanimani District Hospital in Ngangu township.
Boulders fell down the mountain slopes blocking all paths to the hospital, while trickles of floodwater continued to flow in some parts of the town.
People cross a path filled with rock boulders that fell from the mountain during the storm in Chimanimani [Tendai Marima/Al Jazeera]
"We tried to warn people; we asked those living on the downward slopes to move to higher ground, but that was just [a] warning …. we didn't know how bad, now we are met with this tragedy," Mnangagwa told a crowd of locals gathered around a football field.
"Many of our people have died …When we are faced with a tragedy like this, we wish that we all come together and unite and support each other through this time as one family," he said.
The government has said that at least 98 people have been killed and more than 200 are missing in Zimbabwe as a result of the powerful cyclone, which has also ravaged parts of Mozambique and Malawi, causing flash floods, destroying infrastructure and wiping out entire communities.
On Monday, Mozambique's President Filipe Nyusi said the number of people killed in the cyclone and preceding floods in his country could exceed 1,000.
'What about those missing?'
In Chimanimani, which is accessible only by air, at least 40 people have been buried since Monday, but the overall death toll and the full extend of the damage remain unknown.
Local residents told Al Jazeera there were still areas where people were trapped, while others lamented that their neighbours were still missing following the weekend's heavy rains.
"My wife was injured and my child was hurt, but my neighbours' children are missing. Nobody knows where the two children are [and] if they are alive," Zviyere Ngomariya, a 44-year-old local businessman, said.
"I thank God my family is OK, but what about those who are missing?"
Mnangagwa and VP Constantino Chiwenga visit a hospitalised patient in Chimanimani [Tendai Marima/Al Jazeera]
Mnangagwa, who cut short a trip to the United Arab Emirates (UAE), has declared the cyclone a national disaster and promised that the government would provide the necessary assistance – including medicine and food relief – beyond the budgeted $50m response.
The UAE has provided $4.9m in emergency aid, while other countries in the wider region – including Botswana, South Africa, Namibia and Tanzania – have also provided humanitarian assistance.
Meanwhile, the African Union has pledged to contribute $350,000 to Zimbabwe, Malawi and Mozambique affected by Cyclone Idai and said it will dispatch an assessment mission to survey the damage affecting more than two million people in the three countries.
Mnangagwa is also visiting other cyclone-hit areas in the eastern highlands affected by the cyclone. Search and rescue missions are ongoing with at least 42 people reportedly marooned in areas around the border district.
While the threat of heavy rains remains, military units and roadworks employees are working to clear obstructed roads and bridges, albeit with very limited resources.
Follow Tendai Marima on Instagram and Twitter @i_amten
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trusivar - June 27, 2019


-- Life has done its best to knock Beth McCasland to the ground, and the truth is: it's done a pretty good job of keeping her there.
Stuck in a minimum-wage job with a young daughter counting on her, Beth does her best to stay standing under the weight of it all because she knows God is on her side.
Then one night she gets the chance to be an angel to another of life's weary travelers. For once hope has never looked so real.
Cowboy is a grace-filled story about the power of giving everything to God and how a simple act of compassion can change lives forever. Emotional, soothing, and heart-wrenching, Cowboy is infused with the message that no matter who we are and no matter what life has thrown at us, we never have to walk alone.


text:
Pulchri Studio (Latijn: door studie van het schone of uit ijver voor het schone) is een schilderkundig genootschap en galerie voor hedendaagse kunst sinds 1847 in Den Haag. Sinds 1898 is Pulchri Studio gevestigd in het monumentale pand aan het Lange Voorhout 15 in het centrum van Den Haag. Naast haar vele kunstenaarsleden kent Pulchri Studio ook veel kunstlievende leden die als mecenas van de kunsten lid zijn van het genootschap. In de prachtige zalen van Pulchri Studio zijn elke vier weken nieuwe exposities te zien met werk van leden en niet-leden. De kunstwerken zijn in de meeste gevallen te koop. Regelmatig vinden er activiteiten plaats in de sociëteit en de Louis XV-zaal, zoals artist-talks, lezingen, columnistenplatforms, concerten en zelfs feesten.

Oprichting
In het begin van de 19de eeuw vestigden zich steeds meer kunstenaars in Den Haag. Men poogde een vereniging van kunstenaars op te richten, zoals het Teekencollegie Aan Kunst en Vriendschap gewijd in 1845. Vrijdag 's middags werd op het atelier van schilder Lambertus Hardenberg naar model getekend. In januari 1847 besloten Hardenberg, Roelofs, Van Hove en de Weissenbruchs een Schilderkundig Genootschap op te richten voor het tekenen naar model, het bevorderen van de belangen van de beeldende kunst en van de leden, en het houden van kunstbeschouwingen.

Een maand later was Pulchri Studio een feit. Johan Hendrik Weissenbruch, zijn neef Jan Weissenbruch, Willem Roelofs, Jan Frederik van Deventer, Willem Antonie van Deventer, Jacob Jan van der Maaten en Hendrik Michaël waren de oprichters. Bart van Hove werd de eerste voorzitter, terwijl Michaël het secretariaat waarnam en Johannes Bosboom penningmeester werd. Nadien sloten Jozef Israëls en Hendrik Willem Mesdag zich aan.

De aanleiding was een toenemende onvrede onder de jonge kunstenaars in Den Haag over de blijkbaar ontoereikende mogelijkheden tot vorming en ontplooiing. Men wilde kunstenaars in staat stellen naar model te werken en van gedachten te wisselen tijdens daartoe georganiseerde kunstbeschouwingen.

Het is opmerkelijk dat Pulchri Studio ontstond uit Haagse onvrede op het moment dat de Franse Barbizon-schilders afrekenden met het symbolistische classicisme. Deze Franse schilders werden uitgescholden als Onverschoonde Democraten, 15 jaar voordat Courbet en Manet als Refusés afgewezen werden door de Salons Officiels en 25 jaar voor de Parijse impressionisten hun geruchtmakende leventje aan de klok hingen.

Locatie
Het groeiend aantal leden noopte de organisatoren ertoe al gauw uit te wijken naar de grote zaal van de Boterwaag en in 1861 werd in het Hofje van Nieuwkoop vergaderd. In 1886 betrok Pulchri Studio een pand aan de Prinsegracht 57, want daar vond men voor het eerst een expositieruimte. In 1901 kwam de vereniging terecht in het pand aan het Lange Voorhout.

Prijzen
Bij de voorjaarssalon wordt sinds 1952 de Jacob Hartogprijs uitgereikt. Bij de najaarssalon de Van Ommeren de Voogtprijs en tot 1969 de Jacob Marisprijs.

Externe link
 Officiële website

Bouwwerk in Den Haag Centrum
Kunst in Den Haag
Schilderstijl
Nederlands kunstenaarscollectief
Rijksmonument in Den Haag
Nederlandse galerie

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Subject: The Dow Jones Today Will Pop 200 Points with an End to the Hong Kong Extradition Bill
URL: https://moneymorning.com/?p=1121721
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The Dow Jones Today Will Pop 200 Points with an End to the Hong Kong Extradition Bill
By Garrett Baldwin, Executive Producer, Money Morning • September 4, 2019
The Dow Jones today is rallying 200 points after a major policy development in Hong Kong.
I've got more on this and other geopolitical factors (e.g., Brexit) moving the Dow, below.
But first, here are the numbers from Tuesday for the Dow, S&P 500, and Nasdaq:
Index Previous Close Point Change Percentage Change
Dow Jones 26,118.02 -285.26 -1.08
S&P 500 2,906.27 -20.19 -0.69
Nasdaq 7,874.16 -88.72 -1.11
Now, here's a closer look at today's Money Morning insight, the most important market events, and stocks to watch.
The Top Stock Market Stories for Wednesday
Tensions in Hong Kong should ease this morning after leader Carrie Lam officially withdrew a controversial extradition bill. This is one of the five major demands that protesters have sought during the ongoing demonstrations across the region. The decision comes in the wake of the city's most violent day of protests since the rallies started in June. The proposed extradition bill would have allowed for individuals to be sent back to mainland China for trials. Protesters are still seeking four other demands: the retraction of any characterization of their movement as a "riot," the removal of any charges against protesters, an independent investigation of the Hong Kong police force, and universal suffrage in elections for the city's legislature and CEO by 2020.
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Britain's Parliament has blocked Prime Minister Boris Johnson's threat to pull the United Kingdom out of the European Union without a deal. In a 328 to 301 vote Tuesday, a motion passed that would force Johnson to seek a three-month extension to the Brexit, should the nation fail to reach a deal by Oct. 31. Johnson threatened to force a snap election; however, he likely lacks the support in the House of Commons to achieve that goal.
While investors cheer the Brexit delay and positive steps in Hong Kong, here's what worries me this morning. A few months ago, I warned about the stability of the Italian banking sector. All seemed rosy at the time, and the iShares MSCI Italy Index (NYSEArca: EWL) was sitting near a 52-week high. But it's pulled back since that warning. Today, the Euro is sitting at a 16-month low as Brexit, trade woes, and weak economic growth in Germany hammer the currency. But it's the Italian banking crisis that continues to simmer under the surface. If banking failures pick up across the continent, look at Italy as the launching point.
Stocks to Watch Today: WMT, KR, BOX, AAPL
Walmart Inc. (NYSE: WMT) surprised investors Wednesday after it announced plans to halt sales of handgun and certain rifle ammunition in the United States. In addition, the firm called for new gun safety laws following several mass shootings in Texas. The timing is interesting as corporate America has been shifting its focus from maximizing shareholder value to implementing policies that benefit stakeholders that include the community and environment. Kroger Co. (NYSE: KR) followed Walmart Tuesday with a similar call for gun control. The grocer asked customers to stop openly carrying guns into its stores.
Look for shares of Box Inc. (NYSE: BOX) to rally on Wednesday. One of the top activist hedge funds, Starboard Value, purchased a 7.5% stake in the cloud computing company. Starboard Value called the company "undervalued" and became its second-largest shareholder after Vanguard Group.
Looking for proof that Apple Inc. (NASDAQ: AAPL) is indeed struggling? The iconic iPhone maker announced that it will debut an inexpensive iPhone model in early 2020, according to Nikkei news service. The release aims to address the firm's struggles to maintain market share. AAPL stock was up 1.4% in pre-market hours.
Look for earnings reports from Palo Alto Networks Inc. (NYSE: PANW), MongoDB Inc. (NYSE: MDB), Cloudera Inc. (NASDAQ: CLDR), Slack Technologies Inc. (NASDAQ: WORK), American Eagle Outfitters (NYSE: AEO), Michaels Cos. Inc. (NYSE: MIK), and Navistar International Corp. (NYSE: NAV).
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Browse Garrett's articles | View Garrett's research services
Garrett Baldwin is a globally recognized research economist, financial writer, and consultant with degrees from Northwestern, Johns Hopkins, Purdue, and Indiana University. He is a seasoned financial and political risk analyst, with a focus on stocks, hedge funds, private equity, blockchain, and housing policy. He has conducted risk assessment projects for clients in 27 countries, and consulted on policy and financial operations for some of the nation's largest financial institutions, including a $1.5 trillion credit fund, a $43 billion credit and auto loan giant, as well as two of the largest Wall Street banks by assets under management.
Garrett joined Money Map Press as an economist and researcher in 2011, specializing in alternative strategies with an emphasis on fundamental and technical analysis.
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Severely Abused Dog Tucks Her Tail Between Her Legs, Looks For Someone To Hug
Her ribs can be seen through her white and black coat. She is extremely love-starved and strongly expresses a need to be cuddled and held constantly.
The Niagara County SPCA cares over the repeated cases of animal cruelty and neglect, after taking in 3 abused dogs during a single week. As per reports, the officers first seized 2 puppies, Foreign and Hemi, who were being starved in the backyard of their home. Later in the week, the officers rescued an emaciated Pit Bull named Christmas, who was badly wounded and covered in fleas everywhere.
Amongst the three rescues, the condition of Hemi and Yuletide is especially critical. Hemi is simply 6 months old, and so the white and tan dog can barely move due to dehydration and malnourishment. Both Hemi and Foreign's legs were swollen and bruised, which greatly affected their ability to move, and also suggested that they were brutally abused.
While not much is understood about Christmas' owner, rescuers believe that she comes from a stressful environment. One can see all her ribs through her white and black coat, and it's easy to tell how much nightmarish abuse she has endured. Christmas is extremely lack of love, she or he strongly expressed that she must be embraced and embraced constantly.
The rescued dog and puppies are now recovering with the SPCA, and that they are endearingly comforting one another like kindred spirits. One among the officers who helped rescue Hemi has already promised to adopt the small charmer once he's strong enough. We pray for the speedy recovery of this battered trio and hope that their wicked abusers by hurting these innocent souls. Please 'SHARE' to expire this story to a lover or loved one


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Join me in honoring our AD 11 Veteran of the Year
One of the best things I get to do every year is to highlight the military service and civic contributions of a veteran who lives in my district. This year, it is my honor to name U.S. Marine Corps trailblazer and Fairfield community advocate Jesse Branch as the 11th Assembly District Veteran of the Year.
Jesse is someone who offers aid to others before they even think to ask. He is passionate about working with veteran and civic organizations to make a difference in our community.
Soon after moving to Fairfield in 1987, Jesse began working at Solano Community College and was its Community Services Officer for 24 years. In addition, he served on many of its committees and boards, worked with its sports teams and individual players, and was the Athletic Boosters president for more than a dozen years. He was inducted into the Solano College Hall of Fame in 1998 and was recently named Solano Athletic Boosters President Emeritus.
Jesse is also active in Fairfield civic life, serving on the city Community Services Commission and Block Grant Committee, and volunteering with the after-school program. He still serves as a Planning Commissioner, Youth Commission adviser, Senior Center advocate, and house manager for the Fairfield Center for Creative Arts.
In addition, he is the Executive Director of Deacon Ministry and a charter member of Bethel Community Church. He is also the proud father of daughter Tracy and grandchildren Taylor and Jordan.
Like so many veterans, Jesse's passion for service stems from his 30 years in the military. He joined the U.S. Marine Corps after graduating from high school in 1951 and soon found himself in Korea where, with the 7th Marines, he took part in the Battle of Pork Chop Hill. Throughout his career, he received regular promotions and served at home and abroad, including one tour of duty in Vietnam. In 1977, he was promoted to Battalion Sergeant Major at the Marine Corps Air Station in Yuma, Arizona – one of the first African-Americans to hold this highest enlisted rank.
During his military career, Branch also earned a degree in construction engineering through Old Dominion University. By the time he retired in 1981, he had been awarded fourteen medals, including a Purple Heart and Silver Star. He remains an active, lifetime member of VFW Post 2333.
Jesse joins a growing list of veterans I've been proud to have tapped for the Assembly District 11 Veteran of the Year honor, including: Jeff Jewell, Derek McGinnis, Janet Wilson, Mike Brimer, Steve Todd and Enrico E. "Rico" Cinquini.
I am pleased to host a public reception in Jesse's honor. Please join me in honoring this dedicated veteran.
5 to 7 p.m.
Fairfield District Office.
1261 Travis Blvd., Suite 110
To RSVP, please call (707) 399-3011. Also, my website contains an extensive list of resources and contacts for veterans.
Senior Scam Stopper Seminar in Antioch
Join Team Frazier, the Contractors State License Board, local law enforcement and other government agencies to learn how to protect yourself and your loved ones from identity theft, financial and health care fraud, and home repair scams at our Antioch Senior Scam Stopper seminar.
9:30 a.m. – 11:00 a.m.
Antioch Senior Center
415 W. 2nd Street
Antioch, CA 94509
For more information or to RSVP, please contact my District Office at 925-513-0411.
As always, it is my pleasure to serve you.
JIM FRAZIER
Assemblymember, 11th District
Women of the Year 2018
Lynn Gursky Woman of the Year 2018 Flyer
Free CHP Car Seat Safety Inspection In Suisun City
Please join the California Highway Patrol, Salvation Army KROC Center of Suisun City and The Office of Assemblymember Frazier for a FREE Car Seat Safety Inspection Event.
9 a.m. to Noon
The Suisun City Kroc Center
586 E. Wigeon Way
Suisun City, CA 94585
Under California law, children must be restrained in a child safety seat until age 8 or until they reach a height of 4 feet 9 inches.
Certified National Highway Traffic Safety Administration child passenger safety technicians will offer free inspections of your child's car seat or booster seat to ensure they are properly installed in your vehicle.
To RSVP, please visit the Eventbrite page for this event. For more information about this event, please call my Fairfield district office at (707) 399-3011.
Safe Travels!!!
Remember Our Fallen
As your elected representative, and as a member of the Assembly Veterans Affairs Committee, I have the privilege of attending and representing you at ceremonies each year to honor and remember those who were lost while protecting us. I will do so again this month, as we commemorate both Memorial Day and National Peace Officers Memorial Day.
We owe a debt of gratitude to both the men and women of our Armed Forces as well as those in the ranks of our law enforcement agencies who put on a uniform and go to work to protect our well-being. For those who perished while performing their duties, the only way we can even begin to repay that debt is to remember their sacrifice.
A few weeks ago, I was honored to play a role in permanently memorializing the actions of Officer Hale Humphrey, a Solano County Sheriff's Deputy who lost his life 54 years ago when a robbery suspect rammed the roadblock where he was posted. Last year, I carried legislation to designate that stretch of Highway 12 between Suisun City and Fairfield, where he lost his life, as the Solano County Deputy Sheriff Hale Humphrey Memorial Highway.
Deputy Humphrey was one of two officers killed that night. In 2013, my legislation renamed a stretch of Highway 12 between State Route 160 and Brannan Island Road after the second officer, California Highway Patrol Officer Charles "Chuck" Sorenson.
This year, I am carrying Assembly Concurrent Resolution 49, to rename a portion of Highway 4 in Contra Costa County after Hayward Police Sgt. Scott Lunger, a Brentwood resident killed in the line of duty nearly two years ago.
There will be ample opportunities this month for all residents of Assembly District 11 to pay tribute to those who have sacrificed their lives to protect our way of life. (See calendar, below).
I encourage everyone to join me in honoring their memories.
Solano County Peace Officers Memorial Service
Police officers and community members from around the county will gather to remember Solano's officers killed in the line of duty.
Noon to 1 p.m.
Solano County Peace Officers Memorial
530 Union Ave, Fairfield
Military/Veteran Banner Program Unveiling Ceremony
Banners will be unveiled to honor and recognize 32 active duty military personnel or military veterans who either reside in or have immediate family living in the City of Brentwood.
3841 Balfour Road, Brentwood
Oakley Memorial Day Observance
Oakley's Memorial Day program will include the Presentation of Colors, a performance by the Freedom High School Choir, a student decoration of the Memorial Wreath, a three-volley salute, Taps, and more!
Civic Center Park, 3231 Main Street, Oakley
For more information, call the City of Oakley at (925) 625-7000 or visit www.ci.oakley.ca.us.
Annual Memorial Day Program
Sacramento Valley National Cemetery, 5810 Midway Road, Dixon.
For more information, go online to http://www.svncsc.org/events2.html.
Brentwood Memorial Day Ceremony
The City of Brentwood, VFW Post 10789, and the Marine Corps League are co-sponsoring this ceremony that will include a color guard presentation and special guest speakers.
Union Cemetery, 11545 Brentwood Blvd., Brentwood
For more information, call the Veterans of Foreign Wars Post 10789 @ (415) 722-0923.
Antioch Memorial Day Celebration
The celebration includes a rifle salute, music and special honors for police officers, firefighters and veterans.
Oak View Memorial Park, 2500 E. 18th St., Antioch
For more information, contact Denny Hollison, Commander of VFW Post 6435, at (925)766-8104.
Fairfield Memorial Day Ceremony
Sponsored by the American Legion Reams Post 182 and the Veterans of Foreign Wars, the public is invited to help honor those who have died while protecting our freedoms
Old Solano County Courthouse, Texas Street and Union Avenue, Fairfield
Sponsored by the Rio Vista Chamber of Commerce.
On Main Street in Rio Vista
For more information, call the Chamber of Commerce office at (707) 374-2700.
Vacaville Memorial Day Ceremony
Vacaville Veterans sponsor this annual service, which will highlight Gold Star Mothers and Families and feature keynote speaker Pat Sheehan.
Vacaville-Elmira Cemetery, 522 Elmira Road, Vacaville.
For more information, call 707-446-3582.


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The most downloaded
Mahabharata story in telugu pdf
Date published Monday, October 28, 2019
Can someone give me the link to download complete PDF of Mahabharata in Telugu? Where can I download Mahabharata complete story in Telugu?. ONE. INDIAN. GIRL. Chetan Bhagat is the author of six bestselling TIME magazine named him as one of the most influ. Mahabharatam Kathalu app reflects the branch of Hinduism focusing on the veneration of the god with scholarly explanations. Mahabharatam Kathalu gives you.
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Free access to Veda Vyasa's Mahabharatam has been provided here for telugu people who love to read the peerless epic of mahabharatam in telugu script. Stories from Mahabharata in Simple English - Stories from Mahabharata, Articles and Translation by KM Ganguly. Mahabharata Epic in English and Telugu - Complete story in simple English, Stories from Mahabharata, Articles and Translation by KM Ganguly.
It may be that he did not think of this work seriously when he was engaged on his dictionary. But he seems to have actually set afoot this excellent venture. In the Government Oriental Bhagavatam was printed in quarto Manuscripts served two paper manuscripts containing the results of Brown's Nos. The alterations made in this copy show the various readings found in some copies by me. T Sridhara Sarma and Sri N. Sundereswara Rao. The paper manuscripts these were badly injured. Insects made profuse holes into them. These manuscripts are actually registers. Readings are catered in between the lines. It was found difficult to read them. At the same time the selected readings are entered in the page opSomeone under Mr. Brown's direction may have copied posite. There is yet aaot c manuscript No.
Karna picked up the bow and strung it in a moment, but was prevented from taking aim when Draupadi declared she would not marry anyone from the Suta clan.
After every one of the royals had failed, Arjuna, the third Pandava, stepped up to the pole, picked up the bow, strung it, affixed all of the five arrows to it, looked down into the water, aimed, shot, and pierced the fish's eye with all of the five arrows in a single attempt. Arjuna had won Draupadi's hand. The Pandava brothers, still in the guise of poor brahmins, took Draupadi back to the hut they were staying at and shouted for Kunti, "Ma, Ma, come and see what we've brought back today.
Meanwhile, Draupadi's twin Dhrishtadyumna, unhappy that his royal sister should be married off to a poor commoner, had secretly followed the Pandavas back to their hut. Also following them secretly was a dark prince and his fair brother - Krishna and Balaram of the Yadava clan - who had suspected that the unknown archer could be none other than Arjuna, who had been presumed dead at the palace-burning incident several months ago.
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These princes were related to the Pandavas - their father was Kunti's brother - but they had never met before. By design or happenstance, Vyasa also arrived at the scene at this point and the Pandava hut was alive for a while with happy cries of meetings and reunions. To keep Kunti's words, it was decided that Draupadi would be the common wife of all of the five Pandavas.
Her brother, Dhrishtadyumna, and her father, the king Drupad, were reluctant with this unusual arrangement but were talked around to it by Vyasa and Yudhishthir. Dhritarashtra made a great show of happiness on discovering that the Pandavas were alive after all, and he partitioned the kingdom, giving them a huge tract of barren land to settle in and rule over.
The Pandavas transformed this land into a paradise. Yudhishthir was crowned there, and he performed a sacrifice that involved all of the kings of the land to accept - either voluntarily or by force - his suzerainty.
The new kingdom , Indraprastha, prospered. Meanwhile, the Pandavas had entered into an agreement among themselves regarding Draupadi: she was to be wife of each Pandava, by turn, for a year.
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If any Pandava was to enter the room where she was present with her husband-of-that-year, that Pandava was to be exiled for 12 years. It so happened that once Draupadi and Yudhishthir, her husband of that year, were present in the armoury when Arjuna entered it to take his bow and arrows.
Consequently, he went off in exile during which he toured the entire country, down to its southernmost tip, and married three princesses he met along the way. The prosperity of Indraprastha and the power of the Pandavas was not something that Duryodhan liked. He invited Yudhisthir to a dice game and got his uncle, Shakuni, to play on his Duryodhan's behalf.
Shakuni was an accomplished player; Yudhishthir staked - and lost - step by step his entire wealth, his kingdom, his brothers, himself, and Draupadi.
Draupadi was dragged into the dice hall and insulted. There was an attempt to disrobe her, and Bheem lost his temper and vowed to kill each and every one of the Kauravas. Things came to such a boil that Dhritarashtra intervened unwillingly, gave the kingdom and their freedom back to the Pandavas and Draupadi, and set them off back to Indraprastha.
This angered Duryodhan, who talked his father around, and invited Yudhishthir to another dice game. This time, the condition was that the loser would go on a year exile followed by a year of life incognito. The dice game was played. Yudhishthir lost again.
Mahabharata Telugu
The second exile For this exile, the Pandavas left their ageing mother Kunti behind at Hastinapur, in Vidur's place. They lived in forests, hunted game, and visited holy spots. At around this time, Yudhishthir asked Arjuna to go to the heavens in quest of celestial weapons because, by now, it was apparent that their kingdom would not be returned to them peacefully after the exile and that they would have to fight for it.
Arjuna did so, and not only did he learn the techniques of several divine weapons from the gods, he also learnt how to sing and dance from the gandharvas. After 12 years, the Pandavas went incognito for a year. During this one-year period, they lived in the Virat kingdom. Yudhishthir took up employment as a king's counsellor, Bheem worked in the royal kitchens, Arjuna turned himself into a eunuch and taught the palace maidens how to sing and dance, the twins worked at the royal stables, and Draupadi became a handmaiden to the queen.
At the end of the incognito period - during which they were not discovered despite Duryodhan's best efforts - the Pandavas revealed themselves.
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The Virat king was overwhelmed; he offered his daughter in marriage to Arjuna but he declined since he had been her dance teacher the past year and students were akin to children. The princess was married, instead, to Arjuna's son Abhimanyu. At this wedding ceremony, a large number of Pandava allies gathered to draw out a war strategy.
Meanwhile, emissaries had been sent to Hastinapur to demand Indraprastha back but the missions had failed. Krishna himself went on a peace mission and failed.
Duryodhan refused to give away as much land as was covered by the point of a needle, let alone the five villages proposed by the peace missions. The Kauravas also gathered their allies around them, and even broke away a key Pandava ally - the maternal uncle of the Pandava twins - by trickery.
War became inevitable. Krishna, the warrior par excellence, had given up arms for this war and had elected to be Arjuna's charioteer. To him Arjuna said, "Take me back, Krishna. I can't kill these people. They're my father, my brothers, my teachers, my uncles, my sons.
Dritrashtra is married to Gandhari, who, out of love and respect for her blind husband, willingly keeps herself blindfolded day and night. Once, while hunting in the forest, Pandu is cursed by a sage that he will die if he ever became intimate with a woman.
Since he is childless at the time, he leaves the kingdom to his brother and goes into the forest with his wives to perform penance. They are known as the Pandavas.
Category:Characters in the Mahabharata
Pandu dies shortly, when the sage's curse took effect as Pandu and Madri, inflamed by passion, embrace. Madri burns herself on Pandu's pyre and Kunti returns to Hastinapur, the capital of the Kuru clan. Since the Pandavas are the rightful heirs to the throne of Hastinapur, this is deeply resented by the sons of Dhritarashthra, the Kauravas, especially Duryodhana the eldest.
His hatred is nourished by his slippery uncle, Shakuni. Aided by Shakuni, Duryodhana executes many plots to surreptitiously kill the Pandavas, but thanks to their luck, capabilities and some outside interventions, they escape unscathed. Some of these outside interventions came from unusual quarters. One such was the revival of a poisoned Bhima by the Nagas or snake people, when they give him Navapashana, an elixir made of nine deadly poisons mixed together in precise combinations.
Navapashana is still prepared today among the siddhas and yogis of South India. With hatred and animosity growing between them, the Pandavas and Kauravas grow up in Hastinapur and learn various martial skills from their teacher Drona.
Karna, the eldest son of Kunti who was born to and abandoned by her when she was just a teenager, also enters the story. Though an exemplary archer, everyone believes him to be the son of the charioteer who found the baby Karna and raised him as his own child.
No one but Kunti knows the truth and she keeps it to herself out of shame and fear. In fact, Karna is now the rightful heir to the throne, though no one knows it except Kunti.
Karna is befirended by Duryodhana, who sees his archery skills as a valuable counter to Arjuna's archery. During their time in the forest, Arjuna wins the hand of Draupadi, the child of Drupada, the powerful king of Panchala. Due to an inadvertant reply from Kunti, Draupadi becomes the common wife of all the Pandavas. Guided by Krishna, the divine incarnate and the Pandavas' cousin, the Pandavas slip through the many traps laid by Duryodhana and return to claim one half of the kingdom. But Yudhisthara, the eldest Pandava, has a weakness for gambling, and Shakuni, a master of the dice game, tricks him into gambling away his wealth, kingdom and even Draupadi, whom the Kauravas attempt to dirobe.
She is only saved by Krishna's Grace. In shame for allowing such a thing to happen to a woman's honor, the elders of the court cancel the entire game and return everything to the Pandavas, only to have Yudhishthira lose it all over again! Bereft of their wealth and honor, the five brothers, their wife, and mother, are forced into an exile of twelve years, plus one year incognito during which they narrowly escape detection , after which they return to reclaim their half of the kingdom.
Download Mahabharatham PDF in Telugu
Of course, the Kauravas refuse. It is just before the beginning of the war that Krishna imparts the Bhagavad Gita to Arjuna and gives him the Vishwaroopa Darshana, a glimpse of the divine.
The war lasts eighteen days, each filled with unremitting bloodshed. The Kaurava army has 11 akshaunis or divisions of soldiers and the Pandavas have 7, making a total of There also happen to be 18 chapters in the epic. The first day belongs to the Kauravas, while the second belongs to the Pandavas. The third day falls to the Kauravas again as Bhishma Vichitravirya's brother , the Kaurava commander and the eldest of the Kuru clan slays many Pandava soldiers.
On day four, Bhima slays eight of the Kauravas.
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