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Call Us Today! 202-854-8257 | 703-517-3925|info@wi-her.org
Women Influencing Health, Education, and Rule of Law
About WI-HER
The WI-HER Team
iDARE Approach
Gender Integration Technical Assistance and Trainings
Counter-Human Trafficking and Workplace Harassment Prevention
Improved Service Delivery and Utilization
Knowledge Management and Learning
Community Mobilization and Individual Behavior Change
Monitoring & Evaluation and Research
Systems Strengthening, Capacity Building, and Policy Reform
Reflection of my fall internship experience at WI-HER
By Clarissa Hilber
Clarissa Hilber
I interned for WI-HER in the fall of 2019, for two months. The internship has been a great way to expand my knowledge of the public health field and its relation to policy and law, which is my area of focus at university. I worked on the "Act to End NTDs | East Program", which is led by RTI International and funded by USAID. WI-HER's role in the project is to lead gender equality and social integration as part of health strengthening. In my role as an intern with WI-HER, I researched the issue of Female Genital Schistosomiasis (FGS) and the obstacles that women, girls, and marginalized populations face to access prevention and treatment services. Although my knowledge of neglected tropical diseases (NTDs) was limited, Kelly Dale, my supervisor at WI-HER, helped me find the right resources to inform myself properly. I was even allowed to choose the angle I wanted to take in my research. My first assignment was to conduct a literature review on FGS, policy, and law. The second was a short analysis of the link between FGS, disability, and human rights. Next, I completed a donor landscape to assess why there has been a general lack of financial interest in FGS. Finally, I analyzed the gaps in the literature and thought of several proposals for areas of potential research.
As a result of completing these assignments, I learned a lot about NTD prevention, global health policy, and human rights. I have become well informed about FGS, the gendered aspects of health programming, and women's lack of access to quality health care. For example, I learned about the stigma that comes with infertility caused by FGS. I was shocked by the lack of knowledge around FGS in endemic countries and therefore the lack of attention and assistance women with FGS receive.
This internship has been a great experience filled with exciting inputs and intellectually challenging tasks. I liked that WI-HER is a woman-run organization that works to improve the lives of women, men, boys, girls, and non-binary individuals everywhere. The people I met were very inspiring and always made me feel that the work I was doing for them was important. This validation is a quality I believe to be unique to the internship with WI-HER.
I want to thank WI-HER and especially Kelly Dale for accompanying me on this journey.
hannarabah2020-01-10T16:03:16+00:00
© WI-HER. All rights reserved.


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Yet Saints Their Watch Are Keeping : Fundamentalists, Modernist, and the Development of Evangelical Ecclesiology, 1887-1937
By author: J. Michael Utzinger
Evangelicals have always worried about how to be the Church in "the world." They have also struggled to determine with which institutions to attach themselves. Examining the idea of the church, or ecclesiology, within the Northern Protestant "establishment" in the late-nineteenth and early twentieth centuries, J. Michael Utzinger argues that evangelical ecclesiology was characterized by denominational ambivalence. This ambivalence meant that, while Northern Protestants valued their denominational affiliations, they also had no compunction to work outside of them. Trans-denominational affiliations, a result of this ambivalence, often acted as an agent for change that not only disturbed but revitalized their home denominations. Evangelicals believed their denominations were worth fighting for, even while they criticized their respective denomination's shortcomings. Faced with what they perceived to be the waning of their cultural influence, different parties of evangelicals in the late-nineteenth worked to change the vision of the church within their home denominations. Utzinger examines the theological sources of ecclesiological change (doctrine of the Holy Spirit, eschatology, and methods of cultural engagement) that evangelicals promoted, and how these influenced later fundamentalism and modernism. Further, he carefully charts the dynamics of conflict and compromise within the Northern Protestant establishment churches. Using the Northern Baptist Convention, the Presbyterian Church in the USA, and Disciples of Christ as case studies, Utzinger shows that, despite their infighting, evangelicals typically found ways to cooperate with one another in order to preserve their denominational institutions. In other words, the controversies' results were not only contention but compromise. And, rather than indicating the eclipse of denominationalism, fundamentalism and modernism acted to revitalize those institutions and help them persist.

redpajama_set_name: RedPajamaCommonCrawl


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Tymko Donation to LFS
Tymko Family Gift to target Mental Health & Wellness for Children and Youth
Lethbridge, AB. After two years of the pandemic, we are still experiencing an unprecedented amount of change and uncertainty, leaving many people feeling overwhelmed, anxious, and fatigued. Taking care of our mental well-being is more important than ever before, and celebrating this donation is an excellent opportunity to highlight mental well-being and continue the conversation well into the future.
To address the need in areas of mental health and wellness for children and youth, Lethbridge Family Services is honoured to announce a major gift from the Tymko Family Donor advised fund At the Community Foundation of Lethbridge & Southwestern Alberta.
"Kim and I are committed to supporting Lethbridge Family Services, counselling services, for the excellent work they do to improve mental health for our children and youth, every single day. As parents, we know it's an intricate balance to keep kids safe and mentally healthy while normalizing conversations about mental health to reduce stigma. It's so important to us, to do as much as possible to support the mental health of children and youth in Lethbridge and area, helping minimize possible long-term consequences of a very long pandemic.
Now and in the future, we are actively listening, every day". Trina Tymko, Donor "We have seen an increase in calls to access counselling due to complex mental health issues. This January, it hasn't subsided. Already the volume of calls are unprecedented", says Lisa Lewis, Director of Counselling, Outreach & Education at LFS. "This gift will allow us increased capacity to deliver focused services for our children and youth".
Founded in 1910, Lethbridge Family Services is a community-building institution with a vision to help build a connected and inclusive community where people thrive. We offer highly accredited programs and services for over 8,000 children, youth, and adults annually in our four Service Departments: a) Counselling, Outreach & Education b) Immigrant Services c) Home Services and d) DaCapo Disability Services.
Michelle Gallucci
Director, Advancement & Communications
mgallucci@lfsfamiy.ca


Meet Wolf Christian Singles (CDFF) Christian Dating For Free.
Wolf Christian dating. Meet quality Christian Singles in Wolf, Pennsylvania. Christian Dating For Free (CDFF) is the #1 Online Christian service for meeting quality Christian Singles in Wolf, Pennsylvania.


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Brazil's Bolsonaro rejects announcement coronavirus vaccine purchased from China
By Leo Clarke on October 21, 2020
Brazilian President Jair Bolsonaro on Wednesday rejected the introduced buy of 46 million doses of a possible vaccine towards the coronavirus being developed by a Chinese firm and examined in a state ruled by a political rival, prompting some to query if he was permitting politics to steer public well being selections.
"The Brazilian people will not be anyone's guinea pig," Bolsonaro stated on his social media channels, including that the vaccine has not but accomplished testing, which is the case with all potential vaccines for the virus. "My decision is to not purchase such a vaccine."
Health Minister Eduardo Pazuello had introduced the acquisition Tuesday in a gathering with Sao Paulo Gov. Joo Doria, a foe of Bolsonaro's whose state is collaborating within the vaccine's growth via its Butantan Institute. The price of the acquisition was estimated at $360 million.
Read extra:
Brazil's coronavirus deaths surpass 150,000
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"Butantan's vaccine will be Brazil's vaccine," Pazuello stated.
A Brazilian Health Ministry doc issued Monday and shared by Sao Paulo's authorities Wednesday confirmed that the ministry had put in writing its intention to purchase the doses of the "Butantan Vaccine-Sinovac/Covid-19" for an estimated worth of $10.30 every.
The doc made express the acquisition was contingent upon the well being regulator's approval. Bolsonaro instructed journalists that protocol might be cancelled.
Claudio Couto, a political science professor at Getulio Vargas Foundation, a college, felt the president's transfer had little to do with the virus and was extra a strategy to damage Doria, who's broadly cited as a possible challenger to Bolsonaro's 2022 reelection bid.
2:06 Brazilian Press Association to sue President Bolsonaro for placing reporters vulnerable to contracting coronavirus
Brazilian Press Association to sue President Bolsonaro for placing reporters vulnerable to contracting coronavirus
"His concern is to be a strong candidate for reelection, and that often means giving trouble to his adversaries," Couto stated.
Bolsonaro and Doria have had an adversarial relationship because the begin of the pandemic, with every taking reverse stances relating to stay-at-home suggestions and restrictions on exercise. The governor, whose state is Brazil's most populous, heeded the counsel of public well being specialists and adopted such measures, which the president blasted, arguing the financial fallout might kill greater than the illness.
Journalist Jeffrey Toobin apologizes after exposing himself on Zoom name
Trump can nonetheless win the U.S. election, regardless of lagging within the polls: specialists
Brazil has confirmed greater than 153,000 deaths from COVID-19, the second most on the earth, behind solely the U.S. The South American nation has additionally reported 5.2 million confirmed instances of coronavirus infections, the world's third highest tally.
"It isn't ideology, it isn't politics, and it isn't the electoral process that saves. It is the vaccine," Doria instructed reporters within the nationwide capital, Brasilia.
Coronavirus resurgence in Brazil Amazon's largest metropolis dashes hope for herd immunity
During a short information convention within the Sao Paulo countryside, Bolsonaro shot again at Doria, accusing the governor of enjoying politics by hurrying out a vaccine in an effort to buoy his reputation. The president additionally accused his adversaries, together with Doria, of "promoting a narrative of terrorism since the start of the pandemic."
Brazil has a protracted custom of immunization applications. The South American nation has a struggling, however common public well being care system, that has been key to stopping outbreaks of measles, yellow fever and different ailments.
Bolsonaro has stated nobody might be compelled to get a coronavirus vaccine. But his feedback Wednesday mirrored explicit skepticism of the vaccine being developed by Chinese pharmaceutical firm Sinovac.
He has typically expressed distrust of the Asian energy, which is Brazil's largest buying and selling associate, significantly on the marketing campaign path in 2018. He known as China "heartless" and stated that beneath his watch it wouldn't be allowed to purchase up Brazil.
2:05 Coronavirus: WHO needs Brazil's Bolsonaro a 'full and speedy' restoration
Coronavirus: WHO needs Brazil's Bolsonaro a 'full and speedy' restoration
"THE CHINESE VACCINE OF JOO DORIA," Bolsonaro wrote on social media Wednesday. "For my government, any vaccine, before it is made available to the population, must be PROVEN SCIENTIFICALLY."
Despite that nod to scientific rigour, Bolsonaro for months touted the therapeutic powers of hydroxychloroquine whilst research indicated the anti-malarial drug was ineffective towards the coronavirus and brought about dangerous negative effects.
In June, Brazil's authorities introduced a take care of Oxford University and pharmaceutical firm AstraZeneca to buy 100 million doses of its potential coronavirus vaccine.
It has change into widespread observe for governments to buy doses of promising coronavirus vaccines, to construct a stockpile in case they're confirmed efficient. That funding is often not refundable if the shot fails.
Brazil's Bolsonaro beneath hearth for not pushing obligatory coronavirus vaccine
Earlier, the manager secretary of Brazil's Health Ministry stated in a televised assertion that there had been a misunderstanding within the announcement about shopping for the CoronaVac vaccines.
"There is no intention to buy vaccines from China," stated Antonio Elcio Franco, who added there might be solely "a Brazilian vaccine" made on the Butantan Institute in Sao Paulo. Those pictures, nonetheless, would nonetheless be primarily based upon Sinovac's analysis.
At least two governors, together with Flavio Dino in Maranhao state, stated they'd combat Bolsonaro's administration if it refused authorization for a vaccine that works, no matter its provenance.
"We don't want a new war," stated Dino, one other adversary of the president. "Governors will go to Congress and to courts to ensure that the population has access to all vaccines that are efficient and safe. Health is a bigger asset than ideological or electoral disputes."
Published in Science
Brazils
Science Updates
Leo Clarke
Leo Clarke is a reporter who has covered Business, Health, Science. He graduated from Pomona College with a bachelor of arts in creative writing and a master of arts degree in journalism at Syracuse University. Now he is working in Weekday Times.
More posts from Leo Clarke
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Published 04/25/2019 02:21:54 am at 04/25/2019 02:21:54 am in Pasta Dry Rack.
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I made a new casserole, Chicken Parmesan… accompanied by pasta, salad, and bread. It was so easy. I made the chicken by throwing it in the crock pot with water for a few hours… shredded it, and threw it in the casserole dish with the other ingredients. The cold weather hit us this weekend, and this was the perfect cold weather meal. We spend yesterday curled up watching movies, and then this meal warmed us from us the inside! You can find the casserole recipe here.
Made some more homemade pizza for a spontaneous game night! You can find the pizza crust recipe here.
Got my first Lilly dress in the mail. 🙂 One of my favorite bloggers was doing a "shop my closet" sale, and I got a Lilly dress from her at a price that fit my budget! You can see the dress here.
Loving the sermon series our church is doing on the Psalms. You can listen to them here.


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Economies of the Imaginary
Andrea Bellu, Fokus Grupa, Benjamin Tiven, Marina Vishmidt & Anthony Iles
Exhibition view "Economies of the Imaginary", 2015, photo: Daniel Jarosch / Künstlerhaus Büchsenhausen.
The participants in the International Fellowship Program for Art and Theory 2015–16 are granting insights into their projected work of the coming months.
Exhibition Details:
curated by Andrei Siclodi
Opening (in the frame of the Start up Lectures 2015/16): Fri Oct 16, 2015, 7 p.m.
Duration of exhibition: October 19 – December 17, 2015
Tue, Wed 2 – 5 p.m.
Thu 10 a.m. – 5 p.m.
(Outside of normal opening hours, by individual appointment.)
Participating artists and their contributions:
Andrea Bellu
From all this an intuitive, unfinished archive emerged, which the artist will investigate during her fellowship in Büchsenhausen. While traveling through Silesia, Galicia and Bukovina in 2014 and 2015, Andrea Bellu began to gather together material: pictures, conversations, landscapes, sunsets, literature. The route of travel encompassed an historical cultural sphere, in which different minorities lived alongside and with each other for centuries, without a national majority population. In many villages and towns the Jewish population constituted the biggest minority. This complex and multilayered cohabitation was put to a cruel end by German occupation and the German politics of annihilation during the Second World War.
Andrea Bellu's prime concern is to connect the frequently recounted and described, violent history of the early 20th century to the present day, and to visualize its present, ever tangible effects and continuities.
Nachtflug – Nachrichten von Aurélia Steiner (Night Flight – Messages from Aurélia Steiner (2015)
6 postcards, double-sided, 10x15cm, black-and-white photograph, text
Quotes from:
Antoine de Saint-Exupéry, Night Flight
Erich Bloch, Traces
Christa Wolf, City of Angels or The Overcoat of Dr. Freud
Ingeborg Bachmann, Malina
Dawid Rubinowicz, Diary
Hubert Fichte, The Square of the Hanged
Ilse Aichinger, Bad Words
The haunted memory released by one's found family pictures finds its materiality in a contingent flow of narration and stories on sent and absent presences.
Benjamin TIVEN
Benjamin Tiven Benjamin Tiven is an American filmmaker and writer. Recent exhibitions at the Institute of Contemporary Art, Philadelphia; Delfina Foundation, London; 1/9unosunove gallery, Rome, and Westfälischer Kunstverein, Münster. Films screened at the Viennale, FIDMarseille, Rotterdam, Oberhausen, and Arsenale Cinema, Berlin. Recent publications: Scrim Sinews (Cura Books, 2015), and contributions to the journals Triple Canopy, Bidoun, and Bulletins of the Serving Library.
A Third Version of the Imaginary (2012)
Video / HD / 1.78 / stereo / color / 12:00"
Swahili with english subtitles
The film A Third Version of the Imaginary traces an encounter with the video and film library of the Kenya Broadcasting Corporation in Nairobi. We follow the station's librarian through tightly-packed shelves of video cassettes: he is searching for a specific set of images, and must sift through the identifying paperwork from a number of tapes. As he methodically moves among the stacks, a Swahili voice-over speaks about the arrival of video technology in Kenya and its impact on the archiving of television images: video may have cheapened production, but its material expense put pressure on storage. Later, the librarian converts a basement storage closet into a makeshift cinema, to screen some recovered 16mm film material. The voice-over shifts accordingly, from video to film, and to the linguistic problem posed by the very word image in Swahili. A visual and narrative echo chamber, this video addresses video's address of film. The material facts of these media become the aesthetic facts of the film.
Fokus Grupa
Fokus Grupa is an artist collective based in Rijeka, Croatia. Their work points to the social, economical and political frames of the art field. Their practice is collaborative and interdisciplinary, and they work across art, design and curating. Fokus Grupa concentrate on the relations between art and its public manifestations, in terms of working culture, aesthetics, and social and economic exchange values.
There Aren't Words for What We Do or How We Feel so We Have to Make Them Up (2012)
video / Full HD / colour / sound / 14'47"
cinematography: Bojan Mrđenović, sound recording: Boris Fischer, editing: Hrvoslava Brkušić
Investigating the significance of nature for the nationalist discourse, the film There Aren't Words for What We Do or How We Feel so We Have to Make Them Up is both political and escapist. Trough contemplation of the narrator and the imagery of national parks, the film explores the questions of representation and the notion of the "national essence."
Fokus Grupa is taking text samples out of a variety of sources from the Croatian national anthem to nature documentaries and tourist campaigns, in order to compose the narration layer of the film. Through various topographies, from open plains to mountain peaks, the camera explores the notions of the sublime, establishing it's (critical) relationship to romanticism, and making a full circle, all the way back to contemporary (Croatian) nationalism.
Perfect Lovers (2014)
altered ready-made, mass produced objects
2 wall clocks / dimensions: variable
Perfect Lovers is an appropriation of Felix Gonzales-Torres work with an intervention, a redesign of the front side of two clocks into pie-charts. In Torres's work two ready-made clocks inevitably go out of sync as time passes, illustrating a painfully simple allegory of love and partnership, while at the same time making a sharp critique of the heteronormative paradigm. In the case of Fokus Grupa the work approaches both the question of time and the idea of partnership, trough an economic lens. Here, the time is less a matter of meditation and more something to be measured, divided and instrumentalized. In an attempt to represent an ideal workday, which the 19th century proletarian desired; Eight hours labor, Eight hours recreation, Eight hours rest the required time has to span two clocks. Perfect Lovers fulfil the tasks of an effective worker. The function of their union is thus one of survival, essentially an economical one.
Marina Vishmidt & Anthony Iles
Marina Vishmidt is a London-based writer occupied mainly with questions around art, labor and value. Anthony Iles is a writer of criticism and fiction based in London. Since 2009, Marina Vishmidt and Anthony Iles have been working together on a series of essays, posters and presentations expanding their common interest in the relation of artistic practices to social crisis by reflecting on the roles of machines, labor and value in capitalist reality and communist philosophy.
Ferment of Abolition (2015)
Seven Thousand Lean Years for Value (2015)
Petrified Unrest (2015)
3 posters, colour, digital print, A0
To launch their project at Büchsenhausen Anthony Iles and Marina Vishmidt have worked with designers Paul Abbott and Alessandra Kila to make three posters which form graphic approximations of 'processed value' gathered from their working notes and image resources: 'Ferment of Abolition', 'Seven Thousand Lean Years for Value', 'Petrified Unrest'.


Best results are obtained by predissolving granular chlorine products, especially if you have a vinyl pool. Trichlor is erosion fed through skimmers or floating passive feeders. Simply add one Trichlor stick or puck. Do not try to break pucks, since these could burn hands.
The disinfectant form of chlorine is "free residual chlorine." It is also known as "free available chlorine" or "free chlorine" and all terms refer to the concentration of hypochlorous acid and the hypochlorite ion in equilibrium concentration in the pool water. It is strong and safe when used properly and is still the most popular form of disinfection. There is much material available on the techniques of chlorination and "breakpoint chlorination" in particular; and it is excellent practice to attain breakpoint before the first chlorine measurements are taken each day. Breakpoint chlorination means that all of the chlorine is available as free chlorine. This is achieved by adding sufficient chlorine to burn out all the combined chlorine, so that free chlorine equals total chlorine.
The higher the pH above 7 the less the disinfection power of free chlorine. pH needs to be properly controlled in a swimming pool and spa pool when chlorine is used and automatic adjustment is recommended to levels between 7.2 and 7.8.
Routine shock treatments may require a 10 ppm dose while algae problems may require even higher doses. Consult product label before adding any chemical products.
*This is a liquid and the calculation assumes 1 liq. oz. (10%) = 1 dry oz.


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Pinstripe Is A Bizarre But Stylish Action Adventure Game Currently On Kickstarter
in Indie Games
on 19th of February 2016 @ 02:45 am UTC
Launching a Kickstarter is not an easy thing these days, especially if you're an indie developer, so to see a game get almost twice the requested amount in only two days is a curious sight indeed.
The game in question is Pinstripe, a bizarre but stylish action adventure made entirely by a single man, everything from the graphics to the gameplay and even sound. Here's the Kickstarter trailer that managed to convince so many to join in on the project:
Pinstripe follows a minister by the name of Teddy as he searches through the frozen wastes of hell for his daughter which was taken away by an unknown entity that refers to itself as god. Along your journey you will have to blast away the demons of hell, solve various puzzles, explore some beautifully drawn environments and interact with other unfortunate souls stuck there with you.
But despite the incredibly heavy themes present in Pinstripe its being designed as a relatively simple game when it comes to actual gameplay. Rather than to bog down the player with with endless combat Pinstripe will instead be focusing on the art, music, story and immersion as you explore the desolate landscapes in search of Teddy's daughter.
Can't argue with that
Pinstripe is about 60% complete right now but with the Kickstarter more than fully funded Thomas Brush, the one and only developer, has announced that Pinstripe will most likely be releasing in August 2016 for the PC, Mac and Linux.
If you would like to help out its development and possibly even reach the $75,000 tier which secures a iOS port then head over to the Pinstripe Kickstarter page, the lowest contribution that grants you a copy of the game is set at $15.


Our 33 organizations, representing the interests of the millions of patients and consumers who live with serious, acute, and chronic conditions, have worked together for many months to ensure that patient voices are reflected in the ongoing Congressional debate regarding the accessibility of health coverage for all Americans and families. In March 2017, we identified three overarching principles to guide and measure any work to further reform and improve the nation's health insurance system. Our core principles are that health care must be adequate, affordable, and accessible. Together, our organizations understand what individuals and families need to prevent disease, manage health, and cure illness. Individuals and families with pre-existing conditions rely on critical protections in current law to help them access comprehensive, affordable health coverage that meets their medical needs. Unfortunately, the arguments of the plaintiffs in Texas v. U.S. – a lawsuit brought by 20 states and two individual plaintiffs – represent a serious threat to these protections. In this case, the plaintiffs argue that the court must invalidate the entire Affordable Care Act (ACA) due to Congress' repeal of the individual mandate. We are further troubled that the Department of Justice has also declined to defend the constitutionality of many of the ACA provisions that directly protect people with pre-existing conditions.
While we are pleased to see that you share our concerns about the potential impact of Texas v. U.S. on people with pre-existing conditions, as evidenced by your recent introduction of the Ensuring Coverage for Patients with Pre-Existing Conditions Act (S.3388), the safeguards presented in this legislation fall far short of the patient protections encompassed in existing law. This bill as written is far from an adequate replacement for the protections for individuals with pre-existing conditions that are provided under current law.
Current law requires issuers to comply with a set of provisions which work together to promote adequate, affordable, and accessible coverage for people with pre-existing conditions. Specifically, community rating, guaranteed issue, essential health benefits, cost-sharing limits, and the ban on pre-existing condition exclusions protect people with serious health care needs from discriminatory coverage practices. These policies are inextricably linked and removing any of them threatens access to critical care for people with life-threatening, disabling, chronic, or serious health care needs.
Health care must be adequate, covering the services and treatments patients need, including patients with unique and complex health care needs. It is paramount that protections including the Essential Health Benefit (EHB) requirement, the ban on annual and lifetime caps, caps on out-of-pocket costs, and restrictions on premium rating be preserved in all health care plans to which they currently apply.
We were particularly disappointed that S. 3388 fails to include an outright ban on pre-existing condition exclusions. While a consumer with pre-existing conditions can gain coverage, the bill would allow issuers to underwrite plans to exclude any type of care based on medical history or health status. For example, under S. 3388 a patient with a history of cancer may be able to gain coverage, but an issuer would still be allowed to exclude coverage for screenings or treatment for a reoccurrence. Continuing to allow issuers to sell plans that undermine access to comprehensive coverage directly contradicts the presumed intent of this legislation, puts consumers at risk for catastrophic healthcare costs or being forced to delay care, and creates additional confusion for consumers and patients.
Our second principle recognizes that illness and disease impacts individuals across the economic spectrum. We believe that everyone – regardless of their economic situation – should be able to obtain the treatment they need to manage, maintain, or improve their health. This means that coverage should be affordable, including reasonable premiums and cost-sharing, and that individuals with pre-existing conditions should be protected from being charged more for their coverage.
Although this legislation protects against higher rates based on health status, we remain concerned that it leaves patients and consumers exposed to higher premiums based on other factors that can be used as proxies for health status, such as age, gender, or occupation. For instance, there is no limit on how much more insurers in the individual market could charge a 50-year-old with heart disease because of his age. Insurers could also charge higher rates to a woman of childbearing age because of her gender. This legislation would exacerbate the affordability challenges facing many Americans today by neglecting to maintain current protections and subjecting patients to even higher premiums should the ACA be completely invalidated.
Lastly, health care coverage must be accessible. All people, regardless of employment, health status or geographic location, should be able to gain coverage without waiting periods or undue barriers to coverage. While we appreciate that the legislation would continue to prohibit insurers from denying coverage to individuals with pre-existing conditions, we are deeply troubled that, absent other quality and financial protection standards, this provision would offer only minimal assurance to consumers.
While we do not yet know the outcome or scope of the ruling in the Texas v U.S. case, failure to preserve key ACA provisions could have catastrophic implications for both the insurance markets and the millions of patients who rely on them. Partially restoring only two (guaranteed issue and some rating protections) of the multiple provisions that currently protect patients is inadequate and would leave many people without the level of coverage they need and deserve. Should the ACA be struck down and this legislation implemented as a replacement, consumers with pre-existing conditions would face significant financial and coverage barriers. In short, for people with pre-existing conditions, the bill would provide access to coverage in name only.
We share your interest in continuing to make health insurance accessible to Americans with pre-existing conditions and appreciate your efforts to preserve certain protections in law, regardless of the outcome of Texas vs. US. However, the "Ensuring Coverage for Patients with Pre-Existing Conditions Act" as currently drafted, falls far short of providing coverage and security to your constituents, including those who are or will face significant health care needs. We urge you and your Senate colleagues to reconsider your approach to S. 3388 and ensure that any future legislation provides protections for people with pre-existing conditions that are the same or better than those included in current law.
Our organizations stand ready to work with you on solutions that serve the patients we represent and would be pleased to meet with you about how this legislation can be improved to meet the needs of people with pre-existing conditions.
This is the complete text of correspondence sent on September 19, 2018 to 16 members of the U.S. Senate, on behalf of 33 organizations including Danbury-headquartered National Organization for Rare Disorders (NORD) and many others with active chapters in Connecticut. Signatories also included Adult Congenital Heart Association, Alpha-1 Foundation, ALS Association, American Cancer Society Cancer Action Network, American Diabetes Association, American Heart Association, American Liver Foundation, American Lung Association, Arthritis Foundation, Chronic Disease Coalition, COPD Foundation, Crohn's & Colitis Foundation, Cystic Fibrosis Foundation, Epilepsy Foundation, Family Voices, Global Healthy Living Foundation, Hemophilia Federation of America, Leukemia & Lymphoma Foundation, Lutheran Services in America, March of Dimes, Mended Little Hearts, Muscular Dystrophy Association, National Alliance on Mental Illness, National Coalition for Cancer Survivorship, National Health Council, National Hemophilia Foundation, National Kidney Foundation, National Multiple Sclerosis Society, National Patient Advocate Foundation, Susan G. Komen, United Way Worldwide, and WomenHeart: The National Coalition for Women with Heart Disease.


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Nevada Builders Alliance introduces new benefit packages for member companies
News | February 16, 2017
Special to NNBW
info@nnbw.biz
Citing improved employee productivity and morale, along with cost control and maintaining competitiveness in a tight job market for employers, the Nevada Builders Alliance has partnered with Aflac to provide new benefit packages for member companies.
"Our mandate as the voice of the construction industry is to provide the best in service, information and advocacy to our more than 730 member organizations and the tens of thousands of hard-working Nevadans in our industry," Aaron West, chief executive officer for Nevada Builders, said in a press release. "We are proud to partner with Aflac to provide solutions for both employers and employees with regard to attracting, recruiting and retaining skilled workers in an extremely competitive job market."
West said Nevada will need 92,000 skilled trades and craft construction workers by 2019. Employers will want to keep the workers they have, while attracting new talent to manage the demand placed on the industry in Nevada's rapidly growing economy.
Tiffany Kukulica, district sales coordinator for Aflac Reno, said the company's 2016 Aflac Workforces Report states almost 47 percent of the workforce is at least somewhat likely to look for a new job in the next year, with a majority, 59 percent, of those also somewhat likely to consider taking a job with lower pay if it offers a more robust benefits package.
"At Aflac, we focus on these key points for our 'why pick us' when working with employers," Kukulica said in a press release. "Our goal is to help employers increase profitability by controlling costs, and offering benefits employees can purchase voluntarily, like supplemental insurance for injury or illness leads to reductions in workers' compensation. One in four companies say they experienced lower worker compensation claims since they began offering voluntary products to employees."
For more information, contact Tiffany Kukulica at tiffany_kukulica@us.aflac.com or visit https://www.healthinsurenv.com/


Taste the City with Locals!
Wine and dine with locals around the world. Join dinner parties, cooking classes, food tours, and supper clubs. EatWith is the world's leading 'social dining' platform. They connect hand-picked high quality local hosts with travellers in search of an authentic food experience. Whether you want an intimate dinner, a group cooking class or a fun food tour, EatWith is your trusted worldwide partner to deliver one of the highlights of your trip. Local hosts will welcome you into their home to share a very local moment.
We have partnered with EatWith to provide our clients with these unique opportunities all throughout the world. We can add on one of these unique dining experiences to any customized trip or cruise, in many destinations around the globe! This great new partnership allows our clients to discover the most authentic and delicious way to experience a country, savor the local flavors and eat like a local!
Off the beaten path - Enjoy a locally sourced and created meal off the beaten path no matter which destination you're visiting!
Chef's tables - Experience the culinary specialties of a local chef!
Dinner parties - Travelling with a group, or looking to meet new people? Why not try out a unique and social dinner party?
Unique meals - Try something you may have never heard of before with a uniquely curated meal!
A cooking class in Rome, a rooftop dinner party in Barcelona, a supper club in London…there are a wide variety of culinary events with hand-selected hosts.
Select your favorite food experience & date that works for you. We will take care of the rest!
Immerse yourself in local food and culture, meet other travelers at your table, and experience the magic of social dining.
Get in touch with us today to add on a wonderful local culinary experience to your customized vacation!
Call us at 604-736-7447 or send us a message through our website via the 'contact us' button!


Everyone has a most hated pest. What's yours? Ours is undoubtedly the cockroach. Despite common notion, it isn't tough to eliminate bugs at your home provided you use the correct methods. Although it is broadly considered that a lot of bugs are usually more irritating than harmful, that will not automatically hold up specifically since the recent research indicates that virtually all bugs will certainly cause some form of damage whether to your residence or perhaps to your health.
An uncertain evaluation or guesswork on the sort of bugs which are existing in your own home isn't adequate. You ought to be positive. Ideally, before you buy or rent a property, don't ignore this prospective problem. You must seriously watch out for indications of an infestation well before choosing to stay in the property.
You could roughly see whether there's indeed an infestation given that bug droppings ought to be very noticeable. A single bug will depict at least 9 times the total volume of bugs you could discover in the surroundings.
The nests of these pests will not be difficult to locate should you look in the proper sites. Excellent places for bugs to develop their nest will be in abandoned buildings or areas in your house, such as a garden shack.
Ants are thought to be the toughest and also prevalent pest in the world. Ants breed rapidly and if you disregard them, you'll need to handle several nests later on. Killing off the ants one by one by smacking them or spraying them with chemical elements will certainly be a total waste of time. To kill off all the ants completely, you will need to use poison which can be taken by the ants back to their colonies to contaminate all of the others.
Yet another similar pest that poses a massive annoyance would be termites. Even with how similar they look though, they're really very diverse when it comes to their attributes. Ants are exceedingly hardworking bugs that will be on the quest for food virtually all the time to maintain their colony. Termites can endure considerably more effortlessly considering that the things they feast upon are usually greater in array. Solid wood and from time to time grass may be eaten by termites. For this specific factor, termites can readily bring about greater damage in comparison with ants. Residences that happen to be developed primarily from timber will succumb to devastating destruction if there's an uncontrolled termite infestation occurring. Timber household furniture and perhaps support beams could have their foundations weakened significantly by these pests. The fact is, it has been documented that entire complexes have collapsed due to the destruction that termites have brought.
Yet another remarkably bothersome pest that most people are fearful of would be the roaches. Dealing with a roach infestation can be extremely worrying since they are well known as disease spreaders. Thankfully, you can easily get rid of roaches at home using this gel. The gel works to eliminate roaches at the source by poisoning the cockroach that eats the poison. Any cockroach that eats the dead cockroach later on will also die as a result of the poison and this leaves a powerful multiplier effect to kill roaches quickly. An asthmatic situation can also be brought on by only breathing in the germs brought about by roaches. You'll typically find roaches nearby wet places like the sink or maybe the drain because they require water to live. Wiping out roaches is going to be slightly more difficult simply because the usual traps made for other bugs wouldn't function due to their increased resistances to the typical poison. In an effort to see any outcomes at all in relation to wiping out roaches, you will need selected poisonous products which are created to eliminate roaches. It might additionally be a wise strategy to seal off any spaces or cracks within the floor and wall structure considering that roaches like making their homes in dark and wet spots such as this. If inadvertently ingested by way of your cookware, roach droppings will in most cases bring about E. coli infections that can cause extreme stomach cramps, diarrhea or even worse, which can lead to hospitalization.
Are Pests Really To Be Feared?
Since many years ago, pests have also been feared, and for good reason. The existence of pests in a home simply show uncleanliness or an unkempt environment. Diseases are also a major factor that contributes to the hate of pests. Inevitably, keeping a place, whether it's a home or an office, completely free of any pests whatsoever, is close to impossible. Pests, as living organisms much smaller in size compared to humans, are able to get into the smallest crevices or cracks that are often hard to reach.
Unlike us, these insects or creatures are also able to live and thrive in dark and damp locations. In fact, most of them prefer to stay in the dark. As such, we do not usually see pests up and about in the morning. Most of them only start searching for food and sources of water at night, after we're all asleep. Insect or rodent control is much more difficult thanks to this. Many home owners are also made known of the fact that pest organisms' activities can be rather extensive especially if they are left alone or ignored for even a couple of months.
After months of hard work, we're so happy to have finally set up our site! Thanks for dropping by. We're still working on the finishing touches of our site and will be posting some great articles very soon! Check back!
Posted in UncategorizedLeave a Comment on We're Finally Here!


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The announcement said we have won the SAP North America Partner Excellence Award 2019 for SAP Cloud Partner Program. This is a huge honour, and we are very grateful to be selected amongst hundreds of other SAP Partners.
Earlier this year, HR Strategies Consulting had earned our SAP Partner Gold status, so an Excellence Award on top of that is something we are very proud of.
Special thank you to everyone who worked hard to make this happen.
Which Method Of Succession Management Works For You?


First full studio album by LiSA, LOVER"S"MiLE. This album contains her hits song from previous single, Oath Sign ( also an acoustic version of this song). All other song are brand new. The album reached #7 on Oricon charts, and charted for 6 weeks, selling 21,131 copies.
This album released in three format. Regular edition with CD, Limited edition with CD and DVD, and Limited edition with CD and Blue-ray. DVD and Blue-ray limited edition tracklist are the same, contains two music video (Believe in Myself and Mousou Controller) and .and several live performances. All the songs shown on the Blue-ray and DVD were originally found in her debut mini-album Letters to U.


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Il Šeksninskij rajon () è un rajon dell'Oblast' di Vologda, nella Russia europea; il capoluogo è Šeksna. Istituito il 12 gennaio 1965, ricopre una superficie di 2.528 chilometri quadrati ed ospita una popolazione di circa 35.000 abitanti.

Altri progetti

Collegamenti esterni

Rajon dell'Oblast' di Vologda

redpajama_set_name: RedPajamaWikipedia


Please fill out this form to sign up for Christmas Minis. Sessions will be booked on a first come, first served. A contract must be signed and invoice paid to secure your time.
Please include ages for anyone under 18.
Please select what time you would like.


For many years the Buddhist Churches of America have relied on the Protestant formatted Sunday School or Dharma School. While this format worked in the past a new generation of families and lifestyles demands a new approach to presenting the teachings of the Buddha and Shinran Shonin. While it is still true that part of the future of the temple is an active and robust youth program, it is a multi-pronged approach that must be taken. This is particularly true for smaller temples like Watsonville located in a more rural setting.
Education should be at the forefront of any religious program that should address all ages including the parents of youth. The formation and encouraged use of a lending library with magazines, books and videos relevant to Jodoshin Buddhism needs to be one aspect of a religious program. Another feature is a program of study classes introducing Jodoshin Buddhism to the general public and re-educating the current membership. In addition, our website and newsletter needs to be updated with specific pages addressing the diverse groups we hope to reach.
The third component is the concentration on the youth in the form of dharma school. In the past the teaching of "school" was relegated to the parents of children attending the temple. Armed with a modest understanding of Buddhism and little of Jodoshin Buddhism these dedicated parents did an inordinate amount of work for the children for many generations.
Perhaps part of the struggle for both the teacher and student was that the concept was formatted from a Christian design. We should break away from the idea of a "school" and concentrate on education in the hondo and not in the classroom. Certainly activities can be offered relevant to the teachings following the service but in a less formal setting and not rely on adults to "teach" the Dharma. Open gym time can also be a element of after service activities.
Departing from the term "Dharma School" may be the first step in re-establishing a youth presence at the temple. What is proposed here is the establishment of a "Dharma Youth Program" that starts with a once a month "Youth Service". This service will continue to teach the Dharma to adults but sermons and gathas will be specifically geared to youth. These gathas will not necessarily take the form of song, but will include participatory readings of poems and prose relevant to Buddhism but addressing youth issues.
Attending youth will take an active part in the service with the ringing of bell(s), settaku and drums. This will serve as a way to teach the youth the meaning and significance of the ritual, but also demystify the service. Sermons will be geared toward the youth and issues of the day. Youth will be encouraged to share their thoughts and perceptions during the service.
Being well aware that time, and volunteers are needed for portions of the program it is my hope that those who see the value of a youth program will volunteer their time.


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Q: Method Calling From AdapterClass to another AdapterClass I Have a Query that I am calling a method which is present in an Adapter Class and I want to call it from another Adapter class.
I have done this before from Activity to Adapter class but not Adapter to Adapter
if(activity instanceof MainActivity){
    ((MainActivity)activity).TestMe();
}

above code is calling method from Activity to Adapter Class
below method I am calling it has Textviews
public  void MajorMinorSum(){
        int Major = 0;
        int Minor = 0;

        for (int i = 0; i  <  InlineGrid3ArrayList.size(); i++) {

            int Maj = Integer.parseInt(InlineGrid3ArrayList.get(i).getMajor());
            int Min = Integer.parseInt(InlineGrid3ArrayList.get(i).getMinor());

            Major = Major + Maj;
            Minor = Minor + Min;

        }

        txt_totalMajor.setText(String.valueOf(Major));
        txt_totalMinor.setText(String.valueOf(Minor));

        int AllowedMajor = Integer.parseInt(txt_AllowedMajor.getText().toString());
        int AllowedMinor = Integer.parseInt(txt_AllowedMinor.getText().toString());

        int RejectedMajor = Integer.parseInt(txt_RejectedMajor.getText().toString());
        int RejectedMinor = Integer.parseInt(txt_RejectedMinor.getText().toString());

        if (Major <= AllowedMajor  && Minor <= AllowedMinor){
            txt_WS_Result.setText("PASS");
            txt_WS_Result.setTextColor(mContext.getResources().getColor(R.color.Green));
        }else {
            txt_WS_Result.setText("FAIL");
            txt_WS_Result.setTextColor(mContext.getResources().getColor(R.color.Red));
        }

    }

But I have below Issue
if (mContext instanceof Inline_Grid_Defect_Adapter) {
     ((Inline_Grid_Defect_Adapter)mContext).MajorMinorSum();
   }

where I am calling method Adapter to Adapter class

A: You can call method by creating the class object in which the method is present and you can also call by by making that method static, but please remember to make method public in both the cases. here is an example.
class A{
    public static void method1(){}
    public void method method2(){}
  }

In another class you can call both the method like this.
class B{
    A a = new A();
      a.method1();
      a.method2();
 // Or you can call static method without making object of class like below

    A.method1();
  }

A: In first condition MainActivity is an activity but your adapter is not a Context. its a class that inheritance from recyclerview or etc.if i know what's the method job i can help you better. but you can call a method by making it public static  and call it like this:
Inline_Grid_Defect_Adapter.MajorMinorSum()

redpajama_set_name: RedPajamaStackExchange


text:
BMW i8 Shooting Brake Looks Perfect, Has Wide Arches
Stories about: New South Wales
Home > News > Stories about: New South Wales
Road Safety Experts Advocate for Banning Young Men From Driving Until They Turn 21
23 Sep 2022, 08:57 UTC · By: Cristian Agatie / Australian road safety experts want to reduce traffic fatalities by concentrating on the most vulnerable demographic: young men willing to take more risks
Renault-Nissan Alliance Partners with New South Wales
9 Dec 2009, 15:34 UTC · By: Daniel Patrascu / Renault-Nissan's assault on the electric front continues today with the announcement of the signing of a new partnership with the State Government of New South Wales in Australia for the promot...
Australian Police to Hunt Down Rally Protesters
4 Sep 2009, 10:35 UTC · By: Ovidiu Panzariu / The Rally Australia organizers were forced to cancel the 6th stage of the event on Friday, after a group of protesters started to throw rocks at the WRC cars on the course. After failing to prevent ...
New Australia Rally Has Great Success
1 Sep 2009, 13:47 UTC · By: Alexandru Radu Chis / After being away from the competition for the last two years, Rally Australia returs to the WRC calendar, but this time some 4,000 km away, in the Northern Rivers region of New South Wales (NSW). ...
Rally Australia Yet to Set 2009 Route
29 May 2009, 09:21 UTC · By: Ovidiu Panzariu / The 10th round of this year's World Rally Championship is yet in doubt, as Rally Australia organizers are yet to make official the route for the 2009 event. The reason for them being late on se...
Council Fails to Repair Highway in Australia due to "Human Error", 5 Died
17 Mar 2009, 13:29 UTC · By: Madalina Iancu / Sometimes innocent people die because of authorities' negligence and the tragic part is that it's extremely difficult to find someone to take the blame for the error. Thus, the New Sout...
Australian Cops Launch Random Breath Test Operation
25 Feb 2009, 10:06 UTC · By: Madalina Iancu / In an effort to put the brakes on drunken driving in Australia, police are going to launch a three-day operation to randomly test the blood-alcohol levels of motorists. Cops will start the operat...


On Saturday, April 7 two Monroe-Woodbury Middle School teams competed at the 39th annual New York State Odyssey of the Mind Tournament in Binghamton, NY. The teams proudly represented themselves, our school and our community as they impressed the judges with their teamwork, creativity and perseverance. The results were impressive!
Team Hutter placed 5th of the 19 teams in their division. Their camaraderie and love for problem solving was infectious. They are already brainstorming ideas for next season!
Team McInerney placed 2nd of the 19 teams in their division and is eligible to compete at the 39th annual World Finals competition in Ames, Iowa in May! The team has a few weeks to continue making improvements in their performance with the goal of winning another world championship title for Monroe-Woodbury!
Thanks to all the OMers for their hard work and dedication! Thanks, also, to all the coaches for leading, encouraging and inspiring our creative Crusaders!


Story Sleuths: Because Geometry Is Not a Country Near France: The Absolutely True Diary of a Part-Time Indian.
Because Geometry Is Not a Country Near France: The Absolutely True Diary of a Part-Time Indian.
I agree. Focusing on seeing the world through my character's eyes is one sure way to create individual, memorable characters. And in this chapter there's a vivid example of seeing through the character's eyes—Junior's portrait of his sister. We LITERALLY see her through his eyes.
Here, the story unfolds at a slower pace than in the previous chapters. Less action happens, Instead of action, Alexie fills in some backstory and introduces two characters who will become important to the story—Junior's sister, and Mr. P. It isn't until the last page of the chapter that something dramatic happens, when Junior heaves his geometry book directly at Mr. P. THAT'S action! Charting the tension of the first 6 pages in this chapter on a graph with a vertical axis from "flat" to "thrilling" might yield a wavering line, barely rising until the end of the chapter. But that preparation means the action at the end packs a huge wallop. As Katherine Paterson once said in a speech at an International Reading Association Conference, "Make them laugh, make them cry, but most of all, make them wait." Alexie made us wait—and then he made it worth the wait.
Story Sleuths Tip # 4: Backstory and slower pacing can lead up to and heighten important dramatic action.


Home Home Obama's Not An Emperor! Seriously?
Obama's Not An Emperor! Seriously?
President Obama said he's not the Emperor of the United States but that can't be right. Just look at his latest presidential portrait above.
Previous articleA Typical Day in the Life of Obama!


This is a wonderful opportunity ahead of its Irish release to see Cartoon Saloon's newest award-winning and Academy Award-nominated animated feature in the city in which it was made in the company of the artists who made it. The screening of the film will be followed by an interview with its director, Nora Twomey.
The Breadwinner is a co-production between Aircraft Pictures Canada, Melusine Productions Luxembourg and Cartoon Saloon and had its world premiere at TIFF 2017. The film was directed by Nora Twomey with screenplay by Anita Doron and Deborah Ellis.


After languishing for decades as a small fraction of the trade credit insurance (TCI) market in Europe, the U.S. business is blossoming. There are several main drivers, according to underwriters and brokers, notably the increased involvement by banks in monetizing sales receivables, the first signs of tightening credit since the great recession, and increasing retail distress and bankruptcies.
According to James Daly, president and chief executive officer of Euler Hermes in the Americas, the U.S., 2016 premium value for TCI in the U.S. was $717 million, an increase of 3 percent over the previous year. EH is one of the 'Big Three' global trade credit underwriters and the largest carrier in the sector in the U.S.
Marsh estimates premium totals in round numbers of about $1 billion in the U.S., $2 billion in Asia-Pacific, $4 billion in Europe, and $1 billion elsewhere for a global total of $8 billion.
Daly detailed that his firm assesses the TCI penetration in a region by number of possible client firms.
In roughly similar numbers, underwriter XL Catlin estimates that something between 4-7 percent of receivables are covered in the U.S., as compared to 15-20 percent in the Europe.
According to estimates aggregated by brokerage Arthur. J. Gallagher from data provided by insureds, the volume of insured transactions written out of the U.S. grew from $48 billion in 1992 to $450 billion in 2012, adjusted for inflation. That includes domestic transactions as well as international transactions by entities operating and insured out of the U.S.
While that growth is impressive in absolute terms, it represents a large increase from a small base. Citing historical figures, Marc Wagman, managing director of Gallagher's U.S. trade credit and political risk practice group, detailed that the U.S. volume of insured transactions grew during those 20 years from well under one half of one percent of gross domestic product to more than 3 percent of GDP. In contrast, the portion of insured transactions in other OECD countries ranges from 5 percent to 8 percent of GDP.
"It is true that the percentage of participation is higher in Europe than in the U.S. but that gap has narrowed," said Wagman.
While still a fraction of the market size in Europe and Asia, TCI has grown robustly in the U.S.
"When I started in this business in 1996 there were maybe half a dozen underwriters writing short-term, multi-buyer coverage," Wagman added.
Within any country or region, premiums vary according to the size of the insureds and their business models.
"The average premium in the U.S. is about $40,000 a year," said Daly at EH.
Which is not to say that small firms are lesser clients. Quite to the contrary.
"We become part of the client's risk and credit management," said Daly.
As the U.S. market has grown, adding underwriters and capacity, there has been innovation.
"There is a willingness to write larger single-buyer limits on sub-investment grade names as well as more 'non-trade' type of business," said Wagman at Gallagher.
He stressed that the underwriting approach taken – cancellable versus non-cancellable – depends upon the client's needs. In a non-cancellable policy, the underwriter commits to insure counter-party risk for the insured up to a limit, and that limit is good for the policy year, even if there is deterioration of the insured's credit risk.
In a cancellable policy, if there is a deterioration of the client's credit risk, the carrier can give a month or two of notice and cancel the limit for future shipments. The underwriter is still responsible for coverage of existing receivables up to that point.
Wagman observed that cancellable coverage is often misunderstood.
The growing element in TCI is lending and capitalization, said Stephen Atallah, senior executive vice president for commercial and risk underwriting at Coface, another of the Big Three global underwriters. The third is Atradius.
"Supply-chain financing is a big application for TCI," Atallah.
Banks that acquire receivables may be the insureds themselves, or they may be the loss payee on receivables pledged as collateral. Sometimes banks require TCI before they will lend against receivables, other times they merely make in known that insured business gets an advantage on rates and terms.
While carriers might bemoan soft rates in a competitive market, Clay Sasse, managing director and U.S. practice leader for trade credit at Aon suggested that new entrants are spurring penetration.
"Once the recession was over, everyone was still spooked," he recalled.
Scott Ettien, trade credit practice leader at Willis Towers Watson, observed that the credit environment since the great recession has been fairly benign. But recent structural changes in retail, such the boom in on-line sales, are forcing retailers to change the way they do business.
Another widely noted factor in different rates of penetration in the U.S. and Europe is simply cultural. This is anecdotal, but something most sources mentioned.
"The business culture in the U.S. is generally more risk tolerant," noted Jeffrey Abramson, head of the trade receivables practice at underwriter XL Catlin.
Michael Kornblau, U.S. trade credit practice leader at Marsh, said that the uptick in bankruptcies is increasing awareness for TCI.
"Interestingly, bankruptcies are increasing, but premiums are not increasing because capacity is increasing." He also notes growth in Europe.


This contribution provides an introduction to the main theme's that are discussed in micro-, meso- and macroeconomics relating to family law. The occasion was a closed international expert seminar organized by RETHINKIN. (www.rethinkin.eu), a Scientific Research Network financed by the Research Foundation Flanders. The seminar concerned the compensation of household production between partners on the one hand, and intergenerational care for the elderly on the other. A report on the legal aspects is also available on this forum. This contribution first situates the economics of family in general, before discussing the main functions of practicing the economics of family law: (a) avoiding legislative mistakes, (b) using incentives to encourage altruistic behaviour, (c) using disincentives to discourage opportunistic behaviour and finally, (d) applying family economics as a benchmark for protective measures. It is concluded that employing the economics of family law encounters some difficulties, but that the possibilities it offers for legal development outweigh the difficulties.
Deze bijdrage biedt een inleiding op de voornaamste thema's die aan bod komen in de micro-, meso- en macro-familierechtseconomie. Aanleiding was een besloten internationaal expertenseminar dat werd georganiseerd door RETHINKIN. (www.rethinkin.eu), een wetenschappelijke onderzoeksgemeenschap gefinancierd door het Fonds voor Wetenschappelijk Onderzoek - Vlaanderen. Dat seminar betrof de compensatie van huishoudelijke productie tussen partners enerzijds en intergenerationele zorg voor ouderen anderzijds. Een verslag van het juridische gedeelte is ook op dit forum beschikbaar. Deze bijdrage situeert eerst de familie-economie in het algemeen, vooraleer in te gaan op de belangrijkste functies van de beoefening van defamilierechtseconomie: (a) het voorkomen van verkeerde wetgevende keuzen, (b) het aanmoedigen in de wetgeving van altruïstisch gedrag, (c) het ontmoedigen in de wetgeving van opportunistisch gedrag en ten slotte (d) de onzichtbare hand als opmaat voor een minimale wetgevende bescherming. De conclusie luidt dat de beoefening van de familierechtseconomie op sommige moeilijkheden stuit, maar dat de mogelijkheden ervan voor een goede rechtsontwikkeling meer gewicht in de schaal leggen.
Formerly cohabiting parents and parenting plans: Who makes the effort?
When the Promotion of Continued Parenting and Proper Divorce Act came into force on March 2009 both married and cohabiting Dutch parents of minor children were obliged to draw up a parenting plan when they separate. Parenting plans are not enforceable for cohabiters, however. Using data from the New Families in the Netherlands survey, we examine how many former cohabiters create a parenting plan and how this compares to the number of verbal or no arrangements. We expect that child, parents and relationship characteristics are important for the likelihood that a parenting plan is constructed. Results show that more than half of former cohabiters create a parenting plan. Furthermore, former cohabiters are more likely to draw up a parenting plan if they consult a legal practitioner during their separation process. In addition, the younger the youngest child is, the more likely that former cohabiters will create a parenting plan or make verbal arrangements rather than no arrangements. That is also true for higher educated households and if they opt for residential co-parenting after divorce. Former cohabiters in a high-conflict situation are less likely to develop a parenting plan than make no arrangements.
Simon de Bruijn is a Ph.D. candidate at the Department of Sociology and Research School (ICS) of Utrecht University. His research interests include divorce and post-divorce arrangements.
Anne-Rigt Poortman is an Assistant Professor at the Department of Sociology and Research School (ICS) of Utrecht University. She received her Ph.D. at Utrecht University in 2002. Her main research interests are divorce and separation, new relationship types and legal aspects of partner relationships.
Tanja van der Lippe is a Professor of Sociology of Households and Employment Relations at the Department of Sociology and Research School (ICS) of Utrecht University. She is the head of the Department of Sociology and research director of ICS Utrecht. Her research interests are in the area of work-family linkages in Dutch and other societies.
Rethinking legal protection of the elderly. Report of the second international RETHINKIN. seminar.
The comparative discussions held during this seminar show that the different jurisdictions make use of – approximately – the same ingredients for their legislation on adult guardianship measures and continuing powers of attorney. Given the common international framework (for example the UN Convention on the Rights of Persons with Disabilities) and given the common societal context (cfr. the strong increase of the ageing population) this may not come as a surprise. Despite these common ingredients, the different jurisdictions have managed to arrive at different dishes spiced with specific local flavours. Given that each jurisdiction bears its own history and specific policy plans, this may not come as a surprise either. The adage 'same same but different' is in this respect a suitable bromide.
For my own research, the several invitations – that implicitly or explicitly arose from the different discussions – to rethink important concepts or assumptions were of most relevance and importance. A particular example that comes to mind is the suggestion to 'reverse the jurisprudence' and to take persons with disabilities instead of healthy adult persons as a point of reference. Also, the invitation to rethink the relationship between the limitation of capacity and the attribution of a guard comes to mind as the juxtaposition of the different jurisdictions showed that these two aspects don't need to be automatically combined. Also the discussion on the interference between the continuing powers of attorney and the supervision by the court, provoked further reflection on hybrid forms of protection on my part. Finally, the ethical and medical-legal approaches may lead to a reconsideration of the traditional underlying concepts of autonomy and the assessment of capacity.
Het Haags Kinderontvoeringsverdrag (HKOV) is in het leven geroepen om internationale kinderontvoering tegen te gaan en is sinds 1 september 1990 voor Nederland van kracht. Het uitgangspunt van het verdrag is dat kinderen die van de ene naar de andere Verdragsstaat ontvoerd zijn zo spoedig mogelijk dienen terug te keren naar de Staat van gewoon verblijf. De rechter van de Staat waarnaar het kind ontvoerd is kan echter van dit uitgangspunt afwijken, en derhalve een verzoek tot teruggeleiding van het ontvoerde kind afwijzen, door gebruik te maken van een van de zogenoemde weigeringsgronden die zijn neergelegd in de artikelen 12, 13 en 20 HKOV. Deze bijdrage gaat in op de wijze waarop deze weigeringsgronden de afgelopen (ruim) vijfentwintig jaar in de Nederlandse jurisprudentie zijn toegepast. Uit die jurisprudentieanalyse volgt dat de weigeringsgronden in het algemeen niet (te) ruim worden geïnterpreteerd, maar dat een beroep daarop wel degelijk succesvol kan zijn. Vanwege de casuïstische aard van internationale kinderontvoeringszaken kunnen echter niet eenvoudig één of meer combinaties van factoren worden aangewezen op grond waarvan aanstonds duidelijk is dat een teruggeleidingsverzoek zal worden afgewezen.
The Hague Convention on the Civil Aspects of International Child Abduction aims to prevent international child abduction. The Convention came into force in the Netherlands on the 1st September 1990.
As a starting point, the Convention holds that a child abducted from one Contracting State and taken to another should be promptly returned to the country of his or her habitual residence. However, the court of the Contracting State to which a child has been abducted may depart from this rule and decide to dismiss the application for the return of the child on the basis of one of the exceptions stipulated in Articles 12, 13 or 20 of the Convention.
This article deals with the way in which the above-mentioned provisions have been applied in Dutch case law since the Convention came into force. From the analysis of the case law it can be generally established that courts tent to interpret these exceptions rather restrictively. Nevertheless, such exceptions have still been successfully invoked. However, owing to the casuistically nature of international child abduction matters it is not possible to uncover certain combinations of factors that would definitively lead to the rejection of return of the child.
This report discusses the interesting remarks and conclusions made by the speakers at the ERA seminar, 'Recent Case Law of the European Court of Human Rights in Family Law Matters', which took place in Strasbourg on 11-12 February 2016. The report starts with a brief discussion on the shifting notion of 'family life' in the case law of the ECtHR, then turns to best interests of the child in international child abduction cases, the Court's recognition of LGBT rights and finally the spectrum of challenges regarding reproductive rights in the Court's case law. The overarching general trend is that the Court is increasingly faced with issues concerning non-traditional forms of family and with issues caused by the internationalisation of families. How this is seen in the Court's recent case law and how it effects the various areas of family law is discussed in this report.
Charlotte Mol is a Legal Research Master student at the University of Utrecht, where she specializes in family law and private international law. She has assisted the Commission on European Family Law with the editing of the comparative study on informal relationships. As a guest student she visited the University of Antwerp for two months, where she researched the best interests of the child in international child abduction cases in collaboration with, and under the supervision of, Prof. Thalia Kruger. She holds a European Law School LL.B. from Maastricht University.


Bart admits to a thoroughly Celtic-fringe personality, born in Wales of Irish stock, but living in Cornwall, and continues to frequent all three countries in his search for roots and subjects. His interest is in the figurative representation of people, their activities and animals, throughout the cycle of the seasonal year.
Trained as an illustrator at Cardiff College of Art (1959-62) and further at the Polytechnic of Wales, Barry (1974-8), his careers have included work in advertising, and teaching, both of which he has given up in order to continue his painting. He works from St Keverne on the Lizard.


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Science Starting To Identify the Molecular Bases of the Sense of Touch
When it comes to senses such as vision, scientists have known for some time which molecules are responsible for transduction—the conversion of physical stimuli into nerve impulses. Until recently, however, the molecular bases of the sene of touch remained ill-defined. But in an article first published online in the journal Nature in December 2012, Dr. Zhiqiang Yan and his research team from the University of California at San Francisco (UCSF) reported having found what they believed was the missing link in transduction for the sense of touch.
This link is NOMPC (No mechanoreceptor potential C), a protein molecule in the transient receptor potential (TRP) family of ion channels. TRP ion channels are large protein molecules that are embedded in the cell membrane. A part of each of these molecules forms a pore that opens to let ions pass through the membrane and initiate nerve impulses. And in the case of NOMPC, the UCSF team discovered, the stimulus to which the channel receptor is sensitive consists of slight mechanical deformations in the skin.
Determining the role of NOMPC was a two-stage process. First, having observed an intriguing abundance of this molecule at the tips of the nerve endings of Type III sensory fibres in the larvae of Drosophila flies, the team successfully attempted to specifically deactivate this protein. The result: the larvae no longer reacted to gentle touch. Second, after further complex genetic manipulations, the researchers showed that neurons that do not normally respond to touch begin to do so after NOMPC protein molecules have been inserted in their membranes.
It thus appears that touch, an important sense that accompanies us throughout our lives, starting with our mother's first caresses, is based on a simpler transduction mechanism than scientists had once thought: the presence of a molecule that is sensitive to mechanical stretching. What scientists still have to do is determine is the exact mechanism that enables the channel to open, and identify the analogous molecule in humans. Even the first part of this task may take years, as it did for the receptor for acetylcholine (as described in the French-language article to which a link is provided below).
We would love to report back on this research when we devote a future section of this website entirely to the sense of touch. But first we will have to find new sources to keep developing new content for this site. You can help: see our message in the column with the Donate button, to the right.
Secrets of gentle touch revealed
Drosophila NOMPC is a mechanotransduction channel subunit for gentle-touch sensation
Recherche specialisée : le récepteur à l'acétylcholine
The Senses | Comments Closed


text:
Do unicorns eat flags?
The politics of Northern Ireland's "Catholic Unionists"
By Andrew Coffman Smith for Issue 14
The search for the elusive Catholic Unionist vote is far from an "exercise in folklore" as Alex Kane maintains, it's a journey into the very real no man's land of Northern Ireland politics.
Polls continue to show that up to 40 percent of nationalists favour Northern Ireland remaining within the United Kingdom if a border referendum was held tomorrow. However growing support for the Union since the Good Friday Agreement has yet to translate into votes for unionism. To their credit, unionist parties haven't done much to appeal to Catholic voters beyond occasional lip service.
Ulster Folk has sought out to hear from three politically-minded individuals from this "mythical" electorate on the issues that matter to them and what has kept them from voting.
20th century labels, 21st century politics
"I'm a 'cultural Catholic' but an economic unionist," said NI21 candidate for North Down Council, Matt Johnston.
"Other 'unicorns' as Catholic Unionists are called do exist. Many of them are like me. They find the idea of young educated Catholics voting for Sinn Fein to be abhorrent," Johnston said. "Sinn Fein and the DUP didn't contribute to the peace process. They were part of the reason there needed to be a peace process."
The 42 year old tech industry 'czar' and Territorial Army veteran said he is one of 200,000 Northern Ireland residents who voted for peace in 1998 and then never voted again. He was simply not interested in politics until the flag riots soured a potential business deal with Nintendo. Seeking to find a party not bogged down by sectarianism and the past, Johnston said he was disappointed to find only the Greens and Alliance as options.
"Then NI21 appeared," Johnston said. "They wanted to focus on jobs, not flags; on health and education, not the past misdeeds; on the future, not revenge."
Launched just last year by two former Ulster Unionist MLAs, the self-described "progressive pro-UK party" seeks to gain cross-community support but is officially-designated unionist in the Assembly.
Such labels no longer matter as the constitutional question was settled with the Good Friday Agreement said party chairwoman, Tina McKenzie. According to McKenzie, who is also the estranged daughter of a Republican ex-prisoner, the continued use of outdated political language explains the discrepancy between Catholic support for the Union with Britain and Catholic identification with Unionism.
Johnston believes NI21 offers Catholic Unionists, like himself, what the established unionist parties don't – a future.
"By removing the constitutional question from the debate and the preoccupation with the past, it gives us the freedom to move forwards," Johnston said.
"For me it's about not worrying about cleaving to London or Dublin but engineering our own strength so that we could become a net contributor rather than a resource sink," Johnston said.
It's the policies, stupid.
One such potential voter is Anonymous, a 22 year old Irish speaker from Belfast, who has rejected Nationalism's goal of an united Ireland. She can't see how an all-Ireland healthcare system based on the NHS model can become a reality in the foreseeable future.
"This hits home hard when I look at ill family members and wonder how they could afford healthcare if we lived down south," Anonymous said.
Anonymous said she has never voted but was a SDLP member until she quit over the nationalist party's continued opposition to both same-sex marriage and women's access to abortion. She considered joining Alliance but felt like they fell short of defending equality issues which matter the most to her. Now in the political wilderness, she said she would be open to the idea of voting for an unionist party – even one that supported the flag protests.
"If a party has literature that depicts only the union flag I would be a bit disgruntled, but still open to voting for them," Anonymous said. "It is off putting, because it seems that they prioritise the constitutional issue rather than 'bread and butter' issues."
By crossing the divide, Anonymous is a reviving a family tradition as her two paternal great-grandfathers were thrown out of the Orange Order for marrying Catholics. Her Republican grandfather remembers marching alongside his own loyalist grandfather on the Twelfth, she said.
But what keeps her from punching the ballot for Unionism?
"I think my issues with unionist parties are to do with paramilitaries, parties' positions on social issues and the DUP's dictatorial approach to politics more than anything else," Anonymous said.
Pragmatic and young
Unionist opposition to gay rights and distribution of leaflets attacking Alliance has not only been off-putting to Anonymous but also to 16 year old Belfast resident, Liam. Already passionate about politics but not old enough to vote yet, Liam said if he could he would consider voting for NI21, Alliance and People Before Profit.
Far from idealistic, Liam said he opposes Irish reunification on economic grounds.
"The UK can afford Northern Ireland, Ireland cannot. I've also thought a lot about a Union with Scotland, if they choose to leave the UK," he said.
"I'm unsure what to label myself, as labels aren't really including of all opinions," Liam said. "I'm a nationalist in the sense that I want Ireland to become unified under one nation, free of control from other states. However, before any question of Irish unification or staying within the UK is asked, there are other pressing issues in Northern Ireland."
The issues that do matter to Liam are poverty, community relations, attracting foreign businesses, creating a working private sector to fix the bloated public sector and working within the EU. The flag is not a pressing issue but if flags are flown on government buildings, he said it should be either both the Union Jack and Tricolor or an inclusive flag as "the government represents two peoples."
"I think maybe living in post-conflict Northern Ireland has provided my generation with a different view point, though some may chalk this up to a lack of experience," Liam said.
Round pegs, square holes
2014 will be a telling election year on whether a fresh, post-constitutional yet "pro-Union" liberal party can sway Catholic voters or not. As the responses indicate, it appears that it isn't just tribalism and lack of identification with the label of "unionist" but also difference over social issues and policies that has kept what could be tens of thousands of potential voters from casting a ballot for unionism. The gulf between votes cast for conservative unionist parties in elections and votes in favor of the Union in a possible border poll can only deepen as an aging Protestant population gives way to a younger Catholic majority.
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Candidate Capriles: Could This Man Defeat Venezuela's Hugo Chavez?
By Tim Padgett Jan. 25, 2012
Juan Barreto / AFP / Getty Images
The governor of the state of Miranda, Henrique Capriles Radonski (C), flanked by other opposition leaders, speaks during a press conference in Caracas on Sept. 28, 2010.
To explain why left-wing Venezuelan President Hugo Chavez has stayed in power for 13 years, fans and foes alike point out that he controls the western hemisphere's largest oil reserves. But he's also been blessed with what is arguably the most incompetent political opposition in Latin America. As Chavez gears up for another re-election bid, however, he may finally face more than just the usual gallery of feckless and fractured rivals – and that became more apparent Jan. 24 when one of the leading candidates hoping to confront him in next October's election, Leopoldo Lopez, threw his support behind the No. 1 prospect, Miranda state Governor Henrique Capriles Radonski.
Lopez's surprise announcement, just a few weeks before an unusual, multi-party opposition primary election, offers one of the strongest signs yet that Chavez and his socialist revolution for once have a more unified force to deal with. Capriles, a 39-year-old former tax attorney with a surprisingly common touch, may well be the first viable challenger to Chavez's controversial rule, which has reduced poverty and given the poor more empowerment, but which has been marked by a polarizing and often authoritarian style, economic mismanagement, a spiraling violent crime rate and deteriorated relations with the U.S. "I'm not part of the old Venezuelan political establishment" that Chavez toppled in the 1998 presidential election, Capriles told me this week at his campaign offices in Caracas. "I'm the last person Chavez wants to be a candidate against him."
Capriles' threat to Chavez can perhaps be summed up in one word: Lula. That is, former Brazilian President Luiz Inacio Lula da Silva, whose remarkably successful mix of socialism and capitalism is Capriles' model. It's true that Chavez helped opened the door for Latin America's leftists to take power again in the 2000s. But most of them, like Lula, turned out to be more moderate than Marxist – and that turned out to be geopolitical kryptonite for Chavez, whose radical influence in the region has declined sharply in the past half decade.
Chavez's opponents, who for years let el presidente outflank and outfox them, have finally figured out that following Lula's "third way" is probably the best way to topple Chavez inside Venezuela as well. Chavez has spent much of his presidency demonizing and dismantling capitalism in Venezuela, a strategy that has helped produce Latin America's highest inflation rate (almost 30%) and its lowest level of foreign investment (a net outflow, in fact). Capriles' pledge to retain Chavez's popular social programs but revive capitalist productivity stands to resonate with Venezuelan voters, a majority of whom actually voted for opposition candidates in the 2010 parliamentary elections (although arcane proportional seating rules let Chavez's socialist party keep its National Assembly majority).
Though he only turns 40 this summer, Capriles has racked up considered political experience as an Assembly deputy, mayor of a large Caracas borough and now Governor of Miranda, just outside Caracas. In all of those posts, say his backers, he's demonstrated an ability to build bridges between Chavez's largely middle- and upper-class adversaries and the President's largely poor and working-class base of support. "People here are tired of constant ideological conflict," Capriles argues. "I work for dialogue and accord." Perhaps the strongest example is his Hambre Cero (Zero Hunger) program in Miranda, which takes its name directly from one of Lula's best known anti-poverty projects and provides broad nutrition, housing, education and health aid as well as job and business training. "Chavez did well to identify poverty as a priority in Venezuela, and if we as the opposition don't engage that social reality here, then it's game over for us," Capriles told me. "But to do that more effectively you also have to develop the country's economic capacity."
Capriles is often a target of Chavez's populist scorn because he hails from a wealthy Caracas family that owns one of Venezuela's largest cinema chains. While mayor of the Baruta borough in 2002, he was accused by Chavez's government of inciting a riot outside the Cuban embassy and spent four months in jail. Capriles denied what he called a politically fabricated charge and insisted he had in fact kept the anti-Chavez crowd from storming the embassy. A court agreed and acquitted him. Capriles says he credits his political toughness largely to the example of his immigrant grandparents, who were Polish Holocaust survivors.
He'll need a thick hide from here on out. Though Capriles is heavily favored to win the opposition alliance's Feb. 12 primary vote, recent polls still show him well behind Chavez, who despite his recent battle with cancer remains Venezuela's strongest political figure – one with a multi-tentacled state-run media apparatus at his disposal as well as the oil-fueled political patronage largesse that he's already begun to ratchet up before the Oct. 7 election. And a big question is whether Chavez and his followers – including his new Defense Minister, who ominously suggested last year that the armed forces' first loyalty is to Chavez – will allow an opposition presidential victory even if it happens.
The show of unity by the popular Lopez (who Chavez insists is disqualified from running for office because of murky corruption accusations that the Inter-American Human Rights Court recently called bogus) enhances Capriles' chances. "I feel proud that today together we're demonstrating we can act with greatness," Lopez said in backing Capriles. Chavez doesn't seem too intimidated by the "greatness" yet. When, for example, another opposition leader charged this month that the President's property expropriations and business nationalizations are a form of "robbery," Chavez said she wasn't worth answering: "The eagle doesn't hunt the fly," he retorted. Capriles and the opposition have eight months to prove they're big enough to hunt Chavez.


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Q: vmc tunnel cannot start the client I cannot tunnel any service on my CloudFoundry (api.vcap.me) installation. The tunelling works fine in api.cloudfoundry.com. I have upgraded ruby and vmc to ruby 1.9.2p290 and vmc 0.3.18 but the problem persists.
I get the same error for both mongodb and mysql. Both clients are in my PATH.
C:>vmc tunnel
1: mongodb-test
2: mysql-test
Which service to tunnel to?: 2
Getting tunnel connection info: OK
Service connection info:
  username : u42J7Gge9HdRW
  password : pUfd7tnVA4Ps8
  name     : d5afd08fb7fe9423f93ae6883a586c847
Starting tunnel to mysql-test on port 10000.
1: none
2: mysql
3: mysqldump
Which client would you like to start?: 2
Launching 'mysql --protocol=TCP --host=localhost --port=10000 --user=u42J7Gge9HdRW --password=pUfd7tnVA4Ps8 d5afd08fb7fe9423f93ae6883a586c847'
ERROR 2013 (HY000): Lost connection to MySQL server at 'reading initial communication packet', system error: 0
Error: 'mysql' execution failed; is it in your $PATH?

A: A new CloudFoundry server have been installed on a similar machine with Ubuntu 10. Tunelling with cadlecott works OK now. The problem remains on the previous CF server.


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We store sheets of plywood, particle & fiberboard as well as and stock lumber from 8 to 20' in length. We found that cantilever racks are what all them major lumber companies in our area use to store their inventory. We purchased these racks today and will be buying more in a few months. They work terrific! PS: I have recommended your web site to several people.
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Opening hours: Summer 5:00 a.m. to 11:00 p.m.. Winter Kl. 7:00 to 05:00 p.m..


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