Jaeger has now been in San Francisco since the beginning of February. For the most part, I have been in Colorado. My prior schedule ended up being a bit optimistic. With job hunting, house selling, and figuring out San Francisco, my evenings have been overflowing. Most nights I pretend listening to an audio book as I drift off to sleep counts as "me time." However, this is ok. It's only temporary.
At the end of February Calvin and I took a "preview" trip to San Francisco. Jaeger's mom watched Julian while we were gone. The original plan was to use one day for rental hunting and the other day to convince Calvin that San Francisco would be a fun place to live. However, Ted was able to find a rental ahead of time. Instead, I spent most of one day measuring the rental for my SketchUp model while Jaeger entertained Calvin. Then, on Sunday, we visited Alcatraz and the Exploratorium.
Coincidentally, the major user conference for our ILS was in San Francisco this year. I abandoned the kids back in Colorado to Jaeger's mom and stayed with Jaeger during the conference. Back in the fall I had volunteered to present two presentations. At the time, it had seemed like a good idea. However, with everything else going on in our lives it was a challenge to find time to properly prepare. I finished the prep for my last presentation on the flight to SF. The conference turned out really good. In addition, I enjoyed spending time alone with Jaeger, the first since Julian was born.
After the conference Jaeger flew home with me and we immediately left for a spring break ski vacation near Breckenridge.
Originally, my work thought they could continue to employee me once I moved to San Francisco. However, after more research, they realized I would be considered a California employee which would have awkward tax complications. So, I've been job hunting. Wednesday, during the ski vacation, I was invited to interview the following Monday. Jaeger and I made some quick flight adjustments so he could stay with the kids while I went back to California.
The interview went very well. It was very strange having our rental house to myself. The last time I was by myself was at the Computers in Libraries conference back in 2012. (Which, now that I think about it, was the last time we were selling our house.) It was really lovely being by myself and it sounds like Jaeger survived and did a fantastic job with the kids.
As soon as I got back home it was time to get the house ready to sell. This last weekend our house went on the market. At our realtor's suggestion I rented an Airbnb place for the weekend so we wouldn't have to constantly be leaving the house for showings. This turned out to be excellent advice because we had 25 showings Friday-Saturday with an additional 3 showings first thing Monday morning. Offers were due to our realtor by noon on Monday and we received good ones. We picked our two favorites and now are under contract with a backup if the first one falls through.
As our realtor was leaving, after discussing the offers, she told me, "now the hard part is over and you can sit back and relax." Unfortunately, getting ready for the house showing meant I neglected many other things so now I'm desperately trying to catch-up before something else shows up that needs attention.
Jaeger is coming for a visit this weekend. I'm hoping to get some quality relaxing time tomorrow, in between taking care of Julian, before starting to mark off items from my to-do list. It'll be interesting to see what next week brings.
This entry was posted in Updates on April 15, 2016 by kiesa.
Last fall we decided Julian wasn't providing nearly enough excitement in our lives. Obviously, we needed to up the difficulty level. To accomplish this, Jaeger took Calvin to India for Christmas while Julian, our au pair, and I visited my mother in Washington state. Jaeger came home for a week1 and then left this week for China, this time by himself, leaving me responsible for both Julian and Calvin. After China, Jaeger will be home for another week before moving to San Francisco for his new job. I will be staying in Colorado with the kids, and our au pair, until the school year has finished. Though, I do have two trips scheduled to visit Jaeger in San Francisco2.
After Calvin and Jaeger left for India I worked for an additional week before flying to Washington. During that week I got a chance to try being a single parent with just one child. We do have an au pair but she works 8 hours a day taking care of Julian while I work for pay. Personally,I think 8 hours providing childcare is more than enough for anyone to have to deal with so only rarely do I use her as a recreational babysitter. Julian and I survived and the experience turned out reasonably well.
Then we went to visit my mom. Our au pair came with us but I didn't work most days and took primary care of Julian. Then, Julian and I flew back to Colorado while our au pair took an official week of vacation. This meant that I was Julian's exclusive caregiver for essentially two weeks. That, combined with Julian getting sick, made him especially clingy which toward the end was starting to make me feel claustrophobic3. However, we survived. The first work day our au pair was back Julian spent most of the day screaming, I work in my bedroom so I could hear it all. However, by the second day he had resigned himself to letting the au pair take care of him again. Being back at work was wonderful and allowed me to have more patience to deal with Julian the rest of the time. I'm really amazed by women who can spend all day, every day, with their children, and not go insane. I'm a good mom but I would not make a good stay-at-home mom. It's not my gift.
On Tuesday Jaeger left for China. I've been using this time to prototype strategies for taking care of the kids by myself for the next 4 months. We're only a couple of days in, and haven't survived a weekend yet, but so far I think things are going pretty well.
* 6:00-6:30 – Julian wakes up. Sometimes Julian tries to wake up before 6:00 but I really resist and refuse to turn on the lights. Depending on when he last ate, I may feed him.
* 6:30-7:00 – I wake up Calvin and then shower. Julian comes with me into the bathroom which is mostly baby-proofed if the closet door is closed. Julian amuses himself by playing with the bath toys on the bathroom floor. One of Julian's favorite games is to drop a toy into the bathtub and see how long it takes me to pick it up and give it back to him.
* 7:00-7:30 – Calvin gets the choice every morning of granola, oatmeal, or fruit toast. He finds this boring but they're all easy for me to make so he's out of luck. Usually he picks fruit toast. I make the fruit toast and pack Calvin's lunch while Julian crawls around on the kitchen floor trying to open the baby-proofed cupboards.
* 7:30 – Our au pair comes on duty. This is where I cheat as a "single parent". She takes Julian, who is often ready for a bottle, or depending when he actually woke up, a nap, and leaves me free to quickly clean up breakfast and make sure Calvin is basically ready to leave for school. Calvin is allowed to watch TV before breakfast, once he has his school close on, or after breakfast once he's brushed his teeth. This is his only TV on a school day.
* 7:40 – I take Calvin to school. We aim to leave at 7:40 but depending on how grumpy he is it may take longer to get out of the house4. Fortunately, his school is only 5 minutes away.
* 8:00 – I come back and start work. I usually try to start the work day walking on the treadmill as it's very easy to triage email and catch-up on everything while walking. I find it a little harder to do thinking tasks while walking, not sure why. I think meetings would be great treadmill time except the treadmill is loud enough it's distracting for everyone else. I also have to make sure Julian isn't downstairs while I'm walking because he'll get upset and want me to take care of him instead of our au pair. In any case, I try to work for an hour or two on the treadmill as this is often my only exercise of the day.
* 2:30 – I quit work and drive to pick up Calvin, leaving Julian with the au pair. I usually get to school 15 minutes before school ends and relax in the car reading a fiction book for a few minutes before picking him up.
* 3:00 I usually walk into the school to pick Calvin up, instead of using car line, because I seem to learn more about his day that way. Often I'll find Calvin is writing, reading, or drawing and I will wait 5-10 minutes to allow him to finish up his project. Depending on how busy his teacher is I sometimes get to exchange a few words with her while I wait.
* 3:00-4:00 – This varies depending on the day. Toward the beginning of the week Calvin and I will do a quick produce run to the grocery store before going home5. On Fridays I usually pick Julian up and then we head off to the library to return books and pick up new ones.
* 4:00 – Calvin works on his homework. I start cooking supper, roughly following the menu for the week.
* 5:00 – My goal is to start eating supper around 5:00. This provides time to clean up before Julian has to go to bed.
* 5:30 – We're currently taking a short break from solid food while Julian's stomach gets back to normal. However, assuming he has solid food for supper, as soon as supper is over I take him up for his bath. I usually can read a couple of paragraphs while Julian baths. Right now I'm using the time to read house staging books.
* 6:00 – Bath time is over and we go back downstairs where I clean up the kitchen. Usually Julian is in a pretty decent mood at this point and Calvin will often play with Julian which both seem to find amusing.
* 6:30 – I feed Julian a bottle and put him to bed.
* 6:45 – I tidy up as much of the house as I can get to.
* 7:00 – I read to Calvin.
* 7:30 – Calvin goes to bed and I finish tidying up the house.
* 8:00 – I often will watch a half hour of TV. While taking care of Julian over Christmas I discovered that I cannot use this time to read fiction. It's too easy to keep reading way past when I need to go to bed. TV provides some entertainment for the day without hooking me enough that I go drastically past bedtime. At the moment I'm watching The Expanse in half hour spurts, which is not how it's designed to be watched. I'd really like to find a light-hearted, yet non-stupid, sitcom I could stream but nothing I've run across recently has inspired me.
* 8:30 – I go upstairs and read a non-fiction book. So far, it seems that non-fiction is sufficiently soothing without being engaging enough I'm tempted to stay up past my bedtime.
* 9:00 – I turn on my audiobook for the night and go to sleep. The audiobook is usually by Bujold or Pratchett and is something I've listened to many times before. It stops my brain from obsessing about whatever my brain wants to obsess about and lets me fall asleep and go back to sleep after dealing with Julian's nighttime wakings.
* The rest of the night – Julian still isn't sleeping through the night. Before Christmas he was down to once a night but since he was sick he's currently at around 3 times a night. I'm hoping he'll go back to just once a night soon.
So far so good. I'm not sure how the weekend will go yet.
What I'm really scared of is when we start trying to sell the house. While I'm trying to work lots of small tidying times into my schedule I'm afraid it's not going to be enough to keep the house ready for showing. I suspect I'm just going to have to get up a little earlier in the day and probably sacrifice my evening time. Hopefully we can go under contract fairly quickly so I won't have to keep up the intensive cleaning for too long.
This entry was posted in Parenting on January 15, 2016 by kiesa.
Tantra Park was the first park we visited last Sunday. Based on the map I knew the park was tucked away behind the houses but the park sprawls in an odd shape and I wasn't sure where the playground structure was located. I looked at the satellite image and misidentified a catch basin as the likely spot.
We parked by the tennis courts on W Moorhead Cir and crossed the street to enter via a path. The path curves behind the subdivision houses and marks the beginning of a dramatic elevation increase. As we walked along the path in search of the playground I saw a sign strongly advising against sledding down the hill because it was steep with no flat area to slow down before you hit hard objects. Of course, now that I'm back with internet, I see that Tantra is a very popular sledding hill in winter. Who knew?1 According to Boulder Families the hill can get quite packed. This site gives you a feel for how it looks in winter. While I can see how some parts of the hill may be too steep I think there are probably other sections that are fine.
After meandering along the path we found the playground structure backing up to the east curve of Tantra Park Circle. However, I'm not sure there is a way from the street to get behind the houses. Possibly the tennis courts are as good a place to park as any.
The playground structures are pretty good for such a hidden park. They have equipment for ages 5-122.
Overlooking the 5-12 play area is another area designed for younger kids that includes a play house and bucket swings.
I decided it was time to see what Julian thinks of swings: he approves.
Calvin was excited that Julian is finally doing something he can relate to and joined us on the swings.
If you look really (really) closely you can see Julian's two brand-new teeth, discovered the prior day.
Beside the younger kid play area there is a covered structure with a picnic table. The picture shows steps from the 5-12 age play area but there is a path curved around the back that allows access to strollers and other wheeled contraptions.
Calvin played briefly with some kids but didn't spend a lot of time on the larger structure.
Instead, he wanted to show off for Julian.
The playground equipment was mostly fairly traditional with the exception of . . . something I can't find the name for. Basically it's a raised flexible tube, with springs in the middle, that kids can jump on while hanging on to poles. It looks pedestrian when only one kid is on it but if you get multiple kids it can get quite bouncy.
Both Calvin and Julian had lots of fun at this playground and if we're around for winter we'll need to come back and see if we can do some safe tobogganing.
Picnic area Yes, one in covered shelter.
Parking Street parking – Parking across from the tennis courts on W Moorhead Cir about as good a chance as any.
Very long hike if you need a restroom in a hurry. Not for those being potty trained.
This entry was posted in Calvin, Julian, Parenting, Parks and Playgrounds on October 3, 2015 by kiesa.
We went to two parks on Saturday: Tantra Park and Martin Park . I'm starting with Martin Park because it was a much shorter trip. Calvin seemed to get an attack of self-consciousness when he learned there was a birthday party happening and didn't want to be around the other kids.
Martin Park is a neighborhood park but it has a wide variety of amenities including tennis courts, ball fields, a good size shelter, and of course a playground. The playground has equipment for both younger and older kids.
The bigger equipment has several different types of slides as well as a bridge.
The little equipment has a slide and a tic-tac-toe panel.
Bear Creek runs alongside the park. The side of the park next to the creek has a fence (with openings) presumably to make it harder for children to bolt the moment their guardian looks away.
Overall, even though our visit was very brief it seemed like a nice park.
Picnic area Yes, covered shelter with several picnic tables.
This entry was posted in Parks and Playgrounds on September 28, 2015 by kiesa.
Several years ago we visited North Boulder Park. There was a lot of construction fencing around the park and I kept meaning to go back and see what had been done. Finally, last Saturday, we visited the park again. It turns out they added an adult exercise area.
The exercise equipment was very popular with the kids. It is intended for ages 14+ and younger kids could get hurt if not watched carefully. No adults used it while we were there. However, that probably was because it was quite hot. The adult exercise equipment provides a pretty good view of the children's playground equipment so, depending on the age and needs of your child, it might be possible to exercise while your kids play.
Naturally, since this is suppose to be adult equipment it was over-sized for all the kids.
The children's equipment was traditional but in good repair.
It had an area for older kids and younger kids.
Calvin spent a lot of time in a lovely tree.
Aside from the playground, the park has a wide variety of activities. There's a very large field next to the playground which is very popular as a cross country skiing venue in the winter. There's also a fairly large shelter. It's right next to the playground equipment but you can't be under the shelter and see the playground at the same time. However, there are various benches shaded by trees scattered around the equipment area. There's also a half-court basketball court and table tennis.
Shade Shade trees and large shelter. A lot of shaded benches but very little shade on the actual playground.
Picnic area Yes, covered shelter with several picnic tables. Also have a couple of picnic tables that aren't covered as well as 2 grills.
Very traditional playground equipment, not very challenging for older kids.
This entry was posted in Calvin, Parks and Playgrounds on September 19, 2015 by kiesa.
I was looking at my recent blog entries and noticed that, other than our feeding drama, I haven't talked about life with a second child.
I don't have postpartum depression this time. This makes a huge difference in all aspects of my life and how I relate to my children. I can't even begin to describe the difference. I spent the first month after Julian was born thinking he was an easy baby. We had feeding issues but I wasn't as obsessed with feeding Julian The One True Way and so was able to focus on nutrition over dogma. Having lived with Julian for four months I now believe that Julian isn't what most people would consider an easy baby. However, he's less intense than Calvin was, and we're more experienced, so he's easier for us.
Julian would wake up for the day between 7:00-9:00am. I'd feed him when he woke up and then start down my to-do list until Julian was ready to nap. Usually I had time to eat before Julian had his first nap. Sometimes I showered. However, as soon as Julian napped, I religiously rested. I didn't always sleep but I always laid down1. Then Julian would wake up, I would feed him, and we'd repeat until night time. Initially, it looked like Julian was going to sleep through the night2 quickly. However, Julian learned to wake up every 2-5 hours because the pediatricians told me I had to wake Julian up every 4-5 hours until he regained his birth weight.
I planned on twelve weeks of maternity leave. I was very fortunate to have enough sick/vacation combo that I could cover it all at 100% of my normal pay3. At four weeks postpartum everything seemed incredibly easy and I was getting bored. I took the opportunity to catch up on all my work email and started wondering if I could go back to work early. Then, all of a sudden, Julian started screaming unconsolably most evenings for an hour or so. Other things must have changed also, though I can't put my finger on anything in particular, and all of a sudden I did not have the time or energy to go back to work early. The screaming tapered down a bit around six weeks but Julian was still on the fussy side.
At Julian's two-month appointment I learned that he had a milk protein allergy. This meant we got to switch from regular formula to expensive formula. I'm not sure if Julian's fussiness was related to the milk protein allergy or not. I didn't see an instant improvement when we switched formulas. However, Julian hated the formula and possibly wasn't drinking as much as he really needed. At around 3 1/2 months we switched to a different hypoallergenic formula which Julian obviously preferred and his intake doubled overnight.
At the beginning of June Calvin, Julian, and I flew to Washington state to visit my parents. Jaeger and I believe that one reason Calvin is such a good flier is because we started him early. So, of course, it was important to start Julian early also. I create all our packing lists on our personal wiki and so I was able to pull up my packing list from when Calvin was the same age. I was astonished to see that at the same age Calvin had been drinking six ounces of formula while Julian was only drinking two. This wasn't because I was making more breastmilk this time, Julian was just eating less food.
We left for the airport with plenty of time and breezed through security only to learn that our flight was delayed. One of the flight attendants gave Julian a first flight certificate. The flight went well other than our plane being delayed and Calvin and I having a disagreement over whether our supper had been lunch. Julian slept most of it and I don't think he cried at all once we were on the plane.
We got to my parents' house a bit after midnight and I was horrified to discover that the first couple clothing layers in our luggage were soaking wet. This included Julian's sleep sack. I've had planes delayed by weather before and sometimes the outside of the luggage has been damp but never the inside. Fortunately, the baby monitor survived unscathed4. A couple of days after we arrived my parents took us to the beach for several days. Calvin had a lot of fun but I mostly stayed inside the rented house because Julian did not approve of the wind. Still, I find coasts on the northwest very invigorating.
The following Monday I started work. We were going to have an au pair come from China to watch Julian but she wasn't scheduled to arrived till late July so Jaeger's mom watched Julian. I was really excited to get back to work but also nervous. I was worried because I had a hard time after Calvin was born being productive at work. I think it was different this time because 1) I was getting more sleep 2) I didn't have to rush Julian to daycare before I could work and 3) I worked in the morning instead of the afternoon.
At about 3 1/2 months my mom came out to watch Julian. Julian continued to reject the first hypoallergenic formula. In fact, it had gotten worse since I started working because he started getting some breastmilk in a bottle. Easy delivery plus better taste must have made him decide he had no need for the icky formula. I was at my wits end because I wasn't producing nearly enough to exclusively feed him breastmilk and Julian was getting crankier. I called the doctor's office and they suggested I try a different hypoallergenic formula. I was dubious because it seemed, on the internet, that everyone preferred his first formula. However, Julian definitely preferred the second formula over the first. In fact, all the adults also agreed the second formula tasted better (yes, I tasted it, I wanted to know what I was giving him). Immediately Julian doubled his formula intake. I hadn't realized until that point how much his feeding had been stressing me out. I was emotionally so much better than I had been with Calvin that I hadn't really noticed the stress points that still existed.
Breastfeeding had been getting progressively harder. It had gotten to the point where Julian would only eat well at night when he wasn't very awake. Since I now felt Julian was getting enough food from formula, I decided it was time to start cutting down on the breastfeeding. I did it very slowly as when I stopped pumping for Calvin I got mastitis. This time I was much more careful. Eventually I was down to only a couple of times a night, mainly as an enhanced pacifier, while we waited for the formula to warm up5.
Also at about 3 1/2 mounths Julian's sleep deterioted noticably. He was having a very hard time napping during the day and also started waking up every 2-3 hours to feed. I was hoping that getting adequate amounts of food would allow him to start sleeping through the night. Calvin was sleeping through the night, a solid 8+ hours, by 3 months. However, more food didn't seem to increase Julian's night-time sleeping. Julian is now back to sleeping every 3-4 hours, which is a great improvement, but not where I'd like him to be yet.
Julian usually eats every 3-4 hours during the day and sleeps every 2-3 hours (though anywhere from 1/2 hour to 2 hours, usually on the shorter side).
As long as I fall asleep by 9pm every night I usually get enough sleep. Naturally, Julian's worst night are usually correlated with me cheating and going to bed late.
Our Chinese au pair was suppose to arrive at the end of July but two days before she was suppose to leave China we got a message that she had fainted and was having major surgery at the hospital. She wasn't going to be able to come on time. Jaeger and I discussed it and decided that a recovery for that major of a situation probably meant that we needed to go ahead and find another au pair immediately. Jaeger's mother was having surgery on her hand and would be unable to take care of Julian past the original dates we had agreed upon. Some frantic searching passed and we found an au pair that needed to transition from her initial host family due to personality and lifestyle differences (she's vegan). We looked at her profile and thought she looked like she'd work out. She's now been with us for about a month and so far it has worked out very well. She's very good with Julian, which was my number one requirement, and being vegan her diet is also compatible with ours.
Next week Calvin will start 1st grade which will add different complications to our schedule. I think he's also going to be joining cub scouts because one of his good friends will be in it so that too will be a new experience for us.
Speaking of Calvin . . . Calvin is doing incredibly well with Julian. Sometimes when Julian is screaming, and I'm not immediately available, Calvin will try to put the pacifier in or hand him a toy to play with. I decided not to put Calvin in any summer camp or daycare. I had some idea of making him read to me every day as well as doing a bit of math. That fell through once I went back to work. Calvin has spent most of the summer listening to audiobooks while playing with Legos. Right now he's listening to The Odyssey6. I'm sure this books is too mature for him. However, I was so tired of loading multiple books every single day. At least The Odyssey is long enough he's been listening to it for multiple days7. I do try to push him outside at least once a day and he does enjoy playing in the sandbox and watering everything but the plants. Summer hasn't been a particularly stimulating experience for him. However, I think this may actually be a good thing because he's looking forward to starting school. This would be a major advantage over last year when he went from a play-based preschool to a more classical oriented and traditionally structured kindergarten.
My biggest aggravation at the moment is my lack of reading time. I've listened to a ton of books but have read less than five since Julian was born. I love listening to audiobooks but it's a different experience than reading them8. I have finished two books in the last week so maybe I'm slowly ramping up again.
All things considered, I don't find the second infant experience nearly as demoralizing as the first. It helps that I can look at Calvin and know that some day Julian will sleep through the night and I won't have to choose between reading and sleeping.
This entry was posted in Calvin, Julian, Parenting on August 23, 2015 by kiesa.
Crestview Park suffered damage during the 2013 flood. The renovations were completed just this summer and the playground looks new and shiny.
It's a short walk from street parking to the playground structure. The original park trees are still there and provide several shady areas for sitting. While Calvin played Julian and I relaxed under one of the trees.
There's also several benches and a shaded picnic shelter.
The playground isn't large but it has a nice combination of equipment. It has a basic slide that is built on a small slope.
There's a bridge from nowhere.
From the bridge you can step on stones, then navigate a net which leads to a house play structure.
Calvin decided he wanted to pose in the little house.
But did walk over and examine the sand pit, play house, and "wood" table and chairs. Unfortunately, I didn't think to include our sand toys.
No one was there when we first arrived at the park so Calvin wandered around for a bit before laying out on the "log" and complaining there was no one to play with. Fortunately, a couple of kids arrived after that and we stayed until Julian started to get fussy.
Shade Shade trees and shelter. There is some shade on parts of the playground. However, there is quite a bit of shade off to the side of the play area.
Picnic area Yes, covered shelter with three picnic tables.
Parking Street parking, requires short walk to playground.
This entry was posted in Parenting, Parks and Playgrounds on August 23, 2015 by kiesa.


The campus is the first of the Feyziye Schools established following the move from Beyazıt. It covers an area of 17,500 sq. meters in the grounds of what was once the Naciye Sultan Mansion. Situated in the heart of the city, in a prestigious shopping and entertainment area, the buildings enclose an inner courtyard. The primary and high school classrooms lie opposite each other, while the building overlooking the main avenue houses offices and common areas. The Kindergarten sits atop the fifth floor and has a wide terrace overlooking the city and the Bosphorus. The campus has an extensive library, two conference halls, indoor sports halls, several laboratories, art and music studios and many classrooms.
Developments in appreciating our schools can follow your facebook page.


Warren is a co-founder of SymbianceHR and provides strategic oversight for service delivery, business operations, and technical guidance on consulting engagements. He is a human resources subject matter expert with over 20 years of experience as a strategic business partner, project manager, and people leader across private and public sectors organizations.
Warren is responsible for the strategic planning of all client consulting engagements from initial needs assessment and compliance review through delivery of customized strategic solutions that meet the client's business goals. He has a proven track record of providing executive coaching and guidance to business leaders and human resource professionals at all levels including the C-Suite of Fortune 100 companies.
Warren combines his human resource, project management, and business leadership experience with a philosophy of solving business challenges through the strategic implementation of policies, processes, and procedures to deliver sustainable solutions that demonstrate ROI, mitigate and manage compliance risk, and empower organizational success. He is often viewed by our clients as an extension of their leadership team.
Warren holds a B.S. in Human Resource Management, an MBA in Project Management, a M.S. in Industrial and Organizational Psychology, and is a SHRM-Certified Professional.
Warren is an editorial contributor for ChaddsFordLive.com and FranchiseMoneyMaker.com, has been featured in several articles in the Delaware Business Times, and you can find more articles on his blog or on LinkedIn.
Obtain expert advice on interview preparation in his book "Applicant Interview Preparation – Practical Coaching for Today." Click here to get the book today.
Jennifer is a co-founder of SymbianceHR and a visionary in identifying unique value add solutions for small business challenges. With an exceptional understanding of organizational dynamics and solid business relationship skills Jennifer developed the strategy and service delivery model for the "HR Supporter Program" and leads our strategic alliance program relationship. Her commitment to identifying partners who can deliver the highest level of value to our clients is proven to enhance the ROI of our overall client relationship.
While Jennifer is not always directly involved in service delivery, she is the strategic driver of our marketing, branding, social media, community relations, operations and back office management. Jennifer is a professional business leader with outstanding customer service and communication skills.
Jennifer possesses over 20 years of business expertise in the real estate and legal industries in positions of increasing responsibility ranging from office manager to business consultant. She presently holds a B.S. in Forensic Psychology.
Daniel Schmitt comes to SymbianceHR with a background of over 20 years experience in general office management and guest service experiences. Daniel excels in customer service, operational support, and client communications. Having held instrumental roles during his career as an employee advocate, member of focus groups to drive process excellence, and contributor to the workflow design and case management in the Judiciary for the Family Court of the State of Delaware, Daniel brings a breadth of knowledge and experience to effectively support customer service and service delivery for our clients. Previous employers include the State of Delaware, ING Americas and PNC Bank. Daniel is also passionate for the performing arts, music, travel and tourism.
Melissa Cook joins the SymbianceHR team as a Human Resources Assistant to join her family, Warren and Jennifer, in building our practice. With a focus on providing the highest level of customer service through effective relationships and professional communication, Melissa supports our Chief Operations Officer with calendar management, scheduling, finance support, communication liaison for our strategic alliance partners and vendor management. Melissa also supports our HCM Consulting team with administrative and clerical support, and serves as our HR Support Program coordinator. She is dedicated to mastering human resource compliance, ethical leadership, effective management, professional development, and helping people achieve their goals. Melissa is also passionate about spending time with her family, serving the community, and growing professionally.
Gabe is a Senior Human Resource Advisor for SymbianceHR, LLC and the founder of GSL Enterprises, LLC, a human capital management consulting firm in the Southeast Region. He is senior executive with more than 25 years of proven business and human resources leadership working in corporate, divisional and multi-plant sites. Gabe has experience working in Fortune-50 company environments within the private-equity sector, transportation, construction, pharmaceutical, telecommunications, consumer products and energy sectors. Gabe is also a Facilitator with 10x-Solutions teaching DMAIC problem-solving course work.
Prior to launching GSL Enterprises, LLC, Gabe held senior-level human resources positions and most recently served as Vice President of Human Resources for RailAmerica, Inc. (2008-2013) and Vice President of Human Resources & Talent Acquisition for Astadia, Inc. (2014-2016) in Jacksonville, FL. Gabe has previous work experience with some of the most progressive companies in the world including Johnson & Johnson, BIC Corporation, Pirelli, Centex Homes, CONSOL, Inc. (a Dupont subsidiary) and RailAmerica, Inc. His expertise in talent management, business process improvement, change management, executive development and organizational design is supplemented with extensive experience in roles encompassing start-up operations, lean manufacturing, high-growth operations and restructurings.
Gabe earned his Bachelor's degree in Business Administration & Psychology from Washington & Jefferson College where, on a 4-year football scholarship, he was named an all-conference player during his junior & senior years. His continuing education includes a Master's degree in Organizational Management and professional certifications as a coach and trainer in 360-degree feedback and strategic & tactical leadership.
When not partnering with his clients and colleagues, Gabe serves as a coach for youth sports and volunteers as a coach for a non-profit organization that prepares adolescents for scholastic & athletic achievements by maintaining a drug-free life while in school. Additionally, Gabe raises funds for the Wounded Warrior Project by competing in The Tough Mudder competition. Other activities include golf, sport fishing, hunting, exercise and enjoying time with his family.
Before starting Sales Evolution and gaining a reputation as "The Mad Wizard of Sales", Scott held various sales, sales management, and executive positions at two "turn-arounds" and three start-ups, helping those companies launch new products and services, establish sales territories, and more.
After working at several companies successfully selling technical products that he really knew little about, Scott discovered the true magic of sales: applying human nature in a comfortable sales process that quickly leads to yes and no decisions.
Thirteen years later his company, Sales Evolution, has grown into a prominent sales education and coaching company with seven team members, and over those years he has worked with over 200 companies and thousands of individuals. His real bio is found on his LinkedIn profile in the 75 client recommendations; Sales Evolution clients tell it better than he can.


on the Swiss side of Lake Geneva you can admire the beauty and tranquillity of the scenery surrounding the city. The lake reflects sky and mountains. On the horizon, you can even spot the eternal snow of Mont Blanc.
With your camera at the ready, you can capture those incredible views, which change hour to hour, season to season. The sound of the water and dancing leaves is so relaxing... So why not extend your time here with a boat trip?


Sand between my toes. Not what I have felt in years, living in a land of snow and wool socks, jagged rocks, boggy pasture and cowboy boots.
I have painted my toenails for first time in over twenty years, borrowing "city clothes" from my mother, sandals straight off her feet to be here. It is special.
Sand pours through my fingers, back onto the beach, limitless possibilities of patterns in the sand, forever changed by wind and water and my footprints which will last only until the tide returns.
I think of sand filtering through the confines of an hourglass, slowly shifting, piling, only to be turned again as we watch the next section fill. This is how we tell time.
Times of growth. Always growing. Nothing remains the same. Only now we take the time to acknowledge and celebrate.
Graduation. My son's achievement of completing high school. In his class of one, he is here to share with others who have achieved similar. The balance of education and life.
It's been up to him. Alone. I don't teach him. He has learned to learn himself. His mind has not only grown with knowledge, but with the self-discipline and skills of directing, focusing, motivating and empowering himself. He has learned at eighteen what I seen some still don't know.
And he understands the power and passion of work.
Where will his dreams lead him from here?
As my greatest dream to date is being fulfilled.
Only to have more dreams, new dreams, variations on a theme, or beginning to sing a new song.
I love you, Forrest Nile Getz.
Don, you do have more stories I"m waiting to hear… now about that class of two!
Sounds like a great trip! I can't wait to hear all about it. Congratulations on your high school graduation Forrest! Always keep your dreams alive. And Gin, I love the phrase, "Only to have more dreams, new dreams, variations on a theme or beginning to sing a new song."…especially the "variations on a theme" part which is where I seem to be right now.
Wonderful, Don. Guess that's why too Forrest relates to you, Don!
What you have taught Forrest is the special ability to think on his own, to learn independantly and be his own pathfinder; things "regular" school neglects. Well done Forrest – I'm confident that there are great things in store for you. Well done Gin, for providing your son with the environment and support to become a promising young man! I wish I had had those kinds of opportunities as a young person – traditional school bored and fettered me, yet somehow the love of learning stayed!
I'm rather late to respond here, Maggie, sorry – not being much of a seasoned traveller, I picked up a cold in the airplane and have been knocked out. (now it's Forrest's turn… oops). I wanted to say how impressed I am with your love of learning, growing (mind as well as fruits of your labors), and nurturing… Thank goodness there is no one right way, no one right path, for whatever road you ended up following(building?) might not have been traditional, but where it's leading you is pretty special. Since I don't write about farming and food very much (yet), I do hope to spread the word however I can to my friends here – please remember to think about where your food comes from, and perhaps take a more active role in its growth, production and harvest… at the very least, start thinking about it and taking a more proactive approach to your consumption. Please check out Maggie's work for a bit of inspiration!
We need those holes, Ruth. Our dormant seasons. Flowers can not continue to bloom forever. We need to reseed, rest, set out new roots and fruits and allow the blossoms both sun and rain. If I can guess who and what you are from the time I've known you and all you've been through, those pitfalls and obstructions, even if they knock you down for just a little while, will give you more of you… more to write about, to feel, to be… more richness to your full love of life.
A late but large congratulations to both of you. I know that Forrest will succeed in whatever he attempts in his life. His schooling may not have been traditional, but it has served him well and has gone way beyond what many students achieve. You are to be thanked, and he is to be watched and followed.
Really kind words, thank you, Friend!


About Phil Vanover | Serve Lead and Succeed!
I am one of only one thousand leaders worldwide (representing nearly 100 countries) to be trained and certified by John C. Maxwell & his team, as part of the founder's circle. As an experienced leader I bring a passionate, positive approach to developing people.
As a John Maxwell Certified Coach,Teacher and Speaker, I can offer you workshops, seminars, speaking, and coaching, aiding your personal and professional growth through study and practical application of John's proven leadership methods.
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God Give Me Patience and Give it to Me Now!
The best way to encourage extraordinary service is to practice Servant Leadership!


ET i was inactive cuz i wanted to get big marks at my exam and when i came back there were only 2 members without me and i couldnt contact them.
To good and frendly clan but they were anoying like RBK used to be and it was also my first year at medicine university.
iQ it was a good clan but i disliked it cuz they were to active and they didnt let me to play only a few and only a cw in that summer.
RBK-First time i was here RBK name was Romania Best Killers but în future they change their name and they invited me, i joined but their attitude didnt change.


I have had the same curtains since I was born, but I never really thought about changing them.
When you see the before pictures, you might think - What?? did she really have these curtains until now? And the embarrassing answer is - yes.
BUT - I finaly realized that they needed to go, and I have therefore sewed some new curtains in a lovely printed fabric. And that is also one of the pros of being able to sew, it's much cheaper than buying curtain fabric and getting a person at the curtain shop to sew it for you.
And here are the after photos - way better, right?


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Das 44. 24-Stunden-Rennen von Le Mans, der 44e Grand Prix d'Endurance les 24 Heures du Mans, auch 24 Heures du Mans, Circuit de la Sarthe, Le Mans, fand vom 12. bis 13. Juni 1976 auf dem Circuit des 24 Heures statt.

Reglement

Der ACO öffnete 1976 das Reglement für Fahrzeuge aus US-amerikanischen Rennserien. Dies galt für Rennwagen der IMSA und der NASCAR. Während die IMSA-Wagen über mehrere Jahre eine eigene Klasse bekamen, gab es diese für die NASCAR nur 1976. Es kamen auch nur zwei NASCAR-Boliden nach Le Mans: Der eine, ein Dodge Charger, gefahren von den McGriff-Brüdern, fiel schon nach zwei Runden mit einem nicht reparablen Leck im Öltank aus. Der zweite, ein Ford Torino, in dem Dick Hutcherson, der Gesamtdritte von 1966 ein Le-Mans-Comeback gab, lief immerhin 104 Runden lag, bis das Getriebe kaputtging. Die 133-Prozent-Regel, die besagte, dass ein Fahrzeug nicht mehr als 133 % der schnellsten Zeit für eine Runde brauchen durfte, um sich für das Rennen zu qualifizieren, wurde auf 125 % verschärft.

Das Rennen

Nach dem Start übernahm Jean-Pierre Jabouille, der Trainingsschnellste, im Alpine A442 die Führung. Nach zwei Stunden begannen allerdings die Probleme mit einem überhitzten Zylinder, die das Fahrzeug immer wieder an die Box zwangen und nach 135 Runden zum Ausfall führten. Durch die Probleme bei Renault kamen die beiden Werks-Porsche 936 von Jacky Ickx/Gijs van Lennep und Reinhold Joest/Jürgen Barth an die Spitze und bestimmten von da an das Tempo des Rennens. Der an zweiter Stelle liegende Joest/Barth-Porsche fiel zwar nach 17 Stunden mit Motorschaden aus, der Gesamtsieg war aber nie gefährdet. Am Ende siegten Ickx und van Lennep mit einem Vorsprung von 11 Runden auf den Mirage GR8 von Jean-Louis Lafosse und François Migault. Gesamtdritte wurden Alain de Cadenet und Chris Craft mit ihrem Lola T380, die schon 12 Runden Rückstand auf die Siegermannschaft hatten. Es war der dritte Le-Mans-Sieg für Jacky Ickx und der Zweite für Gijs van Lennep. Der 2,1-Liter-935-Motor von Porsche war der erste Turbomotor, der in Le Mans gewinnen konnte.

Das Rennen hatte auch ein Todesopfer zu beklagen: Der Franzose André Haller verunglückte in der Nacht am Ende der Les-Hunaundières-Geraden mit seinem Datsun HLS30 tödlich.

Ergebnisse

Piloten nach Nationen

Schlussklassement

1 nicht gestartet
2 nicht qualifiziert
3 nicht qualifiziert
4 Technische Abnahme nicht bestanden

Nur in der Meldeliste

Hier finden sich Teams, Fahrer und Fahrzeuge die ursprünglich für das Rennen gemeldet waren, aber aus den unterschiedlichsten Gründen daran nicht teilnahmen.

Klassensieger

Renndaten

 Gemeldet: 95
 Gestartet: 55
 Gewertet: 24
 Rennklassen: 9
 Zuschauer: unbekannt
 Ehrenstarter des Rennens: Bill France junior, Vorsitzender der NASCAR
 Wetter am Rennwochenende: warm und sonnig
 Streckenlänge: 13,640 km
 Fahrzeit des Siegerteams: 24:00:00,000 Stunden
 Gesamtrunden des Siegerteams: 350
 Distanz des Siegerteams: 4769,923 km
 Siegerschnitt: 198,746 km/h
 Pole Position: Jean-Pierre Jabouille – Alpine A442 (#19) – 3.33.010 = 220,427 km/h
 Schnellste Rennrunde: Jean-Pierre Jabouille – Alpine A442 (#19) – 3.43.000 = 220,197 km/h
 Rennserie: zählte zu keiner Rennserie

Literatur

 Christian Moity, Jean-Marc Teissèdre, Alain Bienvenu: 24 heures du Mans, 1923–1992. Éditions d'Art, Besançon 1992, ISBN 2-909413-06-3.

Weblinks

1976
Motorsportveranstaltung 1976

redpajama_set_name: RedPajamaWikipedia


Tiny Keira is back! She is such a curious girl! Today she wanted to try the RigidSpreader, which is not as easy as it looks. Completely naked and locked in an very heavy tight collar, Keira tried to find the right position in the RigidSpreader. She rolled onto her back, stuck her legs in the air, got back up again (very impressive), and tried to move towards the keys. Let's just say we got to see a lot of Keira because of all this struggling and wriggling! Cute girls stuck in RigidSpreaders, we love them! Don't miss this fun update!


The advances reported herein form part of a larger project that has as its objective the development of a full flow-structure-interaction model of the human upper airway. Here we first briefly report on a two-dimensional (saggital section) model built using published CT-scan geometric data. For the development of our three-dimensional capability, we use the unique data captured in vivo by an endoscopic optical technique that we have developed. This measurement system, described as anatomical optical coherence tomography (aOCT), allows quantitative real-time imaging of the internal anatomy of the human upper airway with minimal invasiveness. Moreover, the system permits motions of the internal geometry at a fixed location to be recorded. The aOCT data set is insufficient by itself to construct a complete geometry because only the polar coordinates are obtained in a local reference frame. Accordingly, the locus described by the endoscope, in which the aOCT is housed, is obtained by orthogonal CT scans. The combination of CT scans and aOCT measurements then provides the required geometric information for the construction of the computational model. Results of a twodimensional model show how the soft palate responds to the mean-flow variations of the breathing cycle. For the threedimensional work, the key results of this paper rest in the reconstruction of the time-dependent geometry of the upper airway, the first time that this has been accomplished using direct internally-based measurement.


I have tutored for over 12 years and many of my students have dramatically improved their proficiency and scores. I am one of the three busiest tutors from this website because I am so easy to work with. I teach in person, or online via Skype, FaceTime, Google Hangouts, Facebook Video Chat, telephone, Slack (remote desktop, screen sharing) interactive whiteboards, as well as email attachments (PDF, Word, Excel, etc.) Let me know if you would like to set up an introductory lesson to design a customized strategy. There is no obligation to continue unless you are 100% satisfied.
I am a junior and I had a very bad ACT score that I needed to improve significantly. Matt came and helped me as soon as I contacted him. Unlike other tutors, Matt took me seriously and clearly understood I wanted help with my ACT score. Matt was very patient with me and treated me like a teacher would treat his or her student. I take the ACT tomorrow and unlike the first time I took it, I'm not nervous at all. I'm very confident Matt's techniques helped me, and I suggest anyone who is looking for ACT help to contact Matt.
I am pleased to give Matthew the highest endorsement for his professionalism, his skills and approach to individualized tutoring. My son just completed a number of sessions of ACT tutoring with Matthew. They worked hard together during the session and he provided suggestions for work in between sessions. From the initial conversation we had on the phone, I could tell that Matthew understood the nuances of the exam and the need to tailor coaching content and style to each student's particular needs. Matthew's correspondence with me was always prompt, clear, and respectful of my time and my son's time. While we do not yet have his new test results back, we know that my son went into the test more knowledgeable, more thoughtful, and more confident as a result of Matthew's work with him. We are grateful to have found him!


BloApCo serves the paper converting and packaging industries with a variety of scrap handling solutions.
Keep your waste area clean with horizontal floor shredders of varying configurations for the paperboard and corrugated industries that handle roll slab, peel wrap and stacks of sheet waste of all sizes.
Trim Cutters that enable continuous web manufacturers, slitters and converters to remove edge trim from production lines, maximizing up-time by eliminating edge trim blockages and allowing converting machinery to run at full speed.
And a full line of material handling fans and conveying systems for a fully integrated scrap removal system.


text:
Fans Really Want Demi Lovato to Date Bachelorette Contestant Mike Johnson
Shawn Mendes and Camila Cabello Teased Their Super Romantic New Music Video
Demi Lovato Has Called for Others to "Stop Bullying" Scooter Braun
Lauren Rearick
Lizzo Responded to Melissa McCarthy Possibly Playing Ursula With a Single, Perfect Emoji
Sexual Health + Identity
Demi Lovato Tweets That She Doesn't Owe Any Explanation of Her Sexuality
She's right.
There's been some speculation about Demi Lovato's sexuality lately, particularly after she was seen holding hands with another girl at Disney Land, who many believe to be her girlfriend. Demi has never shut down any speculation about her sexuality, in fact she even said in a 2015 interview that she wasn't "confirming it" and she "definitely" wasn't denying that her song "Cool For the Summer" was a hint at her sexuality. But in some recent tweets, Demi made very clear that she doesn't have to label her sexuality for anyone — and she's right.
On September 20, Demi tweeted that she doesn't have to label her sexuality just so people can know, but that doesn't mean she can't advocate for her beliefs.
"Just because I'm refuse to label myself for the sake of a headline doesn't mean I'm not going to stand up for what I believe in," Demi wrote. "If you're that curious about my sexuality, watch my documentary. But I don't owe anybody anything."
Demi does not have to label her sexuality for anyone. If she chooses to do it for herself, that's her choice. But just because people are wondering does not mean Demi should offer up any information she doesn't want to give. She's totally correct in that she doesn't "owe anybody anything." No one owes any explanation about their sexuality. Demi also makes an important point in that she's still able to stand up for what she believes in without labeling herself. Her identity doesn't impact her ability to advocate.
https://twitter.com/ddlovato/status/910617275287445505
In a recent interview with PrideSource, Demi expanded on this. When asked if she wanted to address her sexuality, Demi said she'd like to pass. She then continued:
"I just feel like everyone's always looking for a headline and they always want their magazine or TV show or whatever to be the one to break what my sexuality is. I feel like it's irrelevant to what my music is all about. I stand up for the things that I believe in and the things that I'm passionate about, but I like to keep my personal life as private as possible when it comes to dating and sexuality and all that stuff just because it has nothing to do with my music. Unfortunately, we live in a world where everyone is trying to get that soundbite and I am purposefully not giving the soundbite. Watch my documentary."
Demi's documentary "Simply Complicated" comes out on October 12.
Related: Internet Reacts to Photo of Demi Lovato Holding Hands With a Girl
KeywordsDemi Lovatotwittersexuality
Lil Nas X Seemingly Came Out in Some Rainbow-Clad Pride Month Tweets
Cara Delevingne Told Justin Bieber She Wishes He Spent More Time "Trying to Understand Women"

redpajama_set_name: RedPajamaCommonCrawl


text:
Home/Features/Daikin offers R32 install advice
Daikin offers R32 install advice
BELGIUM: Daikin Europe has produced a white paper extolling the benefits of R32, offering advice and answering concerns regarding its "mild flammability".
With Daikin now offering three units using the new low GWP refrigerant in Europe, Daikin has produced a white paper for installation and service personnel.
Although still very much in its infancy in Europe, Daikin pioneered the launch of the first worldwide air conditioners with R32 refrigerant at the end of 2012 in Japan. Several million units have since been installed and the availability of R32 units expanded to other countries including Australia, New Zealand, India, Thailand, Vietnam, the Philippines, Malaysia and Indonesia.
Despite concerns over its "mild flammability", Daikin insists that the installation and service practices for R32 are similar to those for R410A. "As it is a pure refrigerant, working with this new refrigerant could not be simpler," Daikin says in the white paper. "R32 is also easier to recover and reuse," it says.
Working pressures for R32 are very similar to R410A and, when charging, R32 is easier to handle, says Daikin, as, unlike R410A, it can be charged in both a gas and a liquid state.
Daikin also explains why R32 is classified as A2L "mildly flammable" while safety data sheets say it is extremely flammable. International Standard ISO 817:2014 now divides the flammability of refrigerants into four categories: Class 1 – no flame propagation; Class 2L – lower flammability; Class 2 – flammable: Class 3 – higher flammability. These classifications are commonly known as non flammable, mildly flammable, flammable and highly flammable.
"This classification is based on several criteria, such as the lower flammable limit, combustion heat and burning velocity," says Daikin. This classification is used as a reference in other standards which look at the application of equipment, for example the installation of an air conditioner in a certain room size and building type."
The flammability classification shown on Material Safety Data Sheets is determined in accordance with the Globally Harmonized System of Classification and Labelling of Chemicals (GHS).
"The GHS classification of flammable gases uses a more simplistic approach mainly used as a guidance for international transport rules," Daikin insists.
Gases are classified only by the percentage concentration of gas required to create a flammable mixture in air. Other important factors such as how easy the gas is to ignite or how it behaves once ignited are not taken into consideration.
"This is why, on safety data sheets, R32 is classified as extremely flammable, like propane (R290) or isobutane (R600a) although in reality their flammability risk is quite different," says Daikin.
That said, users of R32, like all other refrigerants, must follow European and national safety rules, as well as instructions from the manufacturers of R32 equipment and from the suppliers of R32 refrigerant cylinders,
Even though only "mildly flammable", Daikin insists that certain extra precautions need to be taken with R32.
R32 will not ignite if the concentration level in a room stays below the lower flammable limit (0.306kg/m³). International and European safety legislation and standards such as EN60335-2-40 and EN378 define guidelines for remaining well below the lower flammable limit in the case of accidental leakage.
Minimum required room size for some current R32 Daikin models
Equipment and installation and service instructions are said to be similar to R410A – ventilation required, no smoking, etc. When repairing an indoor unit, a draught needs to be created from indoors to outdoors to provide good ventilation. Daikin advises that this can be created by opening all windows and doors in the building.
Tools like manifolds, leak detectors and recovery pumps also need to be suitable for use with R32. Engineers in any doubt need to check with the tool supplier. In some cases, a cylinder adapter may be required as the R32 refrigerant cylinder may have a different thread.
The R32 white paper can be read and downloaded here.


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How To Watch And Stream "In The Heights" On Hbo Max
Barrera recalled studying "brutal and horrible" headlines about In the Heights' field office, which "felt very personal to me." Melissa Barrera is getting candid about her reaction to In the Heights' box office performance. A Resident Assistant lives on each ground of every constructing and Service Assistants keep the front desk operational 24 hours a day. For over 40 years the Miranda Family has been a champion for group activism and advocacy for the humanities, political representation, social justice, and, more lately, ongoing reduction efforts in Puerto Rico. Sign up for The New Yorker's Movie Club Newsletter to get evaluations of the current cinema, film listings for the weekend forward, and more. Sign up to unlock our digital magazines and also obtain the newest information, events, offers and partner promotions.
Woven with love, drama, and a lot of music, the film entwines totally different conditions. On Broadway, the a part of Usnavi was taken by Lin-Manuel Miranda, who, for good measure, wrote the music and the lyrics, too. Here, onscreen, he has a https://take2camp.org/ extra modest role, as the guy who wheels his cart up and down Usnavi's block, promoting piragua and half becoming a member of in the motion. Think of him as a warm-weather descendant of Jack, the lamplighter whom Miranda played, with an idling charm, in "Mary Poppins Returns" .
Usnavi soon arrives at a local membership for his date with Vanessa, however is overly nervous and aloof, main Vanessa to bop with other guys to make him jealous; Usnavi quickly finds his own dance partner and tries to make Vanessa jealous in turn. Nina follows Benny to the club to apologize for her father's choice but Benny, already drunk, angrily brushes her off ("The Club"). Tensions rise within the membership as the two couples address their very own jealousy, culminating in Benny punching a person dancing with Nina, inflicting a fight to interrupt out. Suddenly, the ability goes out all through the town as a outcome of the extreme heat and humidity.
Down the road, Usnavi, whose bodega has been looted, convenes with Abuela Claudia to debate what's going to occur with the cash. Abuela Claudia decides to give Sonny and Usnavi every a third of the cash and urges Usnavi to use it to attain his lifelong dream of returning to his home in the Dominican Republic. While Usnavi shares some doubts, he eventually decides to go ("Hundreds of Stories"). Nina eventually returns residence to search out her parents apprehensive sick about her, and Kevin grows livid when he learns she was with Benny, disapproving of their relationship as a outcome of Benny not being Latino. Nina and Kevin loudly argue earlier than Camila intervenes, criticizing Kevin for throwing Benny out and Nina for not coming residence. She urges them to come together and work things out as a household ("Enough").
This is basic Petzold territory, the place you'll have the ability to dwell in a place, or a relationship, without ever fairly belonging there. (His earlier film, in 2018, was entitled "Transit.") The need to maneuver on, for private causes or under political stress, is unremitting, and this want of safety has a numbing effect on his characters. However tenacious their emotion, they seldom react as strongly as circumstances, minor or main, appear to demand. When certainly one of Undine's treasured possessions—a small figurine—falls and breaks, she neither remonstrates nor swears but merely takes the item house and mends it. Even homicide, late in the movie, is committed with a fluid facility that verges on the serene.
The international premiere ran in Manila, Philippines, from September 2 to 18, 2011. The producers introduced on January eight, 2009, that the present had recouped its $10 million investment after 10 months. The cast recording was launched on June three, 2008, by Ghostlight Records and gained the Grammy Award for Best Musical Show Album, beating the recordings of The Little Mermaid, Young Frankenstein, and the revivals of Gypsy and South Pacific.
Also within the track "Breathe", actress Ariana Greenblatt makes an look as the character of young Nina. The Kid Mero offers the voice of the DJ firstly of the movie. NPR journalist Maria Hinojosa appears as the protest leader on the DACA rally.
A lot of that is packed into the movie's transporting opening sequence, which brings us into this pan-Latino barrio in Washington Heights. Miranda pops up in a small role as a vendor, promoting shaved ice out of a pushcart, however our real guide to this Upper Manhattan neighborhood is Usnavi de la Vega, performed by a terrific Anthony Ramos. The motion unfolds in crowded store aisles and gossip-filled beauty salons where everybody knows everyone. The musical numbers, which blend hip-hop, Latin pop, salsa and different types, frequently spill out into the encompassing neighborhood. Sonny's father, who is not mentioned in any respect within the stage musical, seems in one scene, performed by Marc Anthony. In The Heights includes a screenplay by Hudes and is directed by Jon M. Chu.


All gamblers which have been visiting real slot halls remember «Mega Jack» multi-game, which could be found almost in every establishment of this kind. In the modern time it is quite complicated to play them online due to the obvious reasons, while it is easy to download the emulator of «Mega Jack» multi-game. You can find it in some online casinos as well.
«Mega Jack» is so called multi-game developed by Casino Technology company. In the other words, it is a set of different online gambling games, which were the real hits of gaming halls in the past. Here you can find slots with five reels, several kinds of video pokers and unique fruit banana-pokers. This slot machine is available in English, German and Russian languages.
Here we would like to discuss games included into «Mega Jack» multi-game shortly.
Champagne Party, Slot-o-Pol, Slot-o-Pol Deluxe – are the slot machines with five reels, twenty one pay lines and the maximal acceptable bet in amount of 210 credits. These models are provided with the gambling feature and bonus rounds, free spins and jackpot. The only difference these three slots make to each other is their graphics and some particularities of the gameplay.
Aztec Gold – is the video slo with five reels and twenty five pay lines. It has the gambling feature, original bonus rounds and the jackpot.
Banana Poker – is the original video poker designed with fruits and berries. The game goes on with a deck of 138 cards, including two standard jokers and one banana joker (it increases the prize two or three times). There is also a bonus round (it is triggered by five cocktails), where the player picks two glasses of five available and wins a prize in amount of symbols values.
2 Banana Poker – is a different kind of Banana Poker. The dame goes on with a deck of 137 cards with two banana jokers. Here you can also play in the bonus round, which is triggered by five cocktails. Banana joker increases your win two, three or four times, while two banana jokers make it four, nine or sixteen times higher.
Bonus Poker – is the video poker which game goes by the standard deck of 52 cards without jokers. The main outstanding feature of this game is three kinds of Four of a Kind (depending on which of the cards makes a combination), each of which is paid by the special index.
Deuces Wild – is a classic kind of video poker, well-known to all the fans of this game. It is played with the standard deck of 52 cards where deuces play part of jokers. The minimal combination awarded with a payoff is Three of a Kind.
Two Jokers Wild 4х4 – is a kind of video poker played with the deck of 52 cards and two jokers. The jokes can multiply the prize two, three or four times. Payoffs begin from two pairs.
Joker Double – is a kind of video poker played with the deck of 52 cards plus two jokers. Each of the jokers doubled up the win.
Joker And Deuces Wild – is a kind of video poker which was especially popular among the visitors of gaming halls. The game goes on by the standard deck of 52 cards and one joker. Moreover, all deuces play part of jokers here. All kinds of the jokers can double up or triple up the win. The minimal paid combinations are Three of a Kind.
Joker And Deuces Wild х3 – is a kind of video poker which reminds the previous one a lot. The game also goes on by the standard deck of 52 cards and one joker. Deuces also play part of jokers. However all jokers can multiply the wins two or three times. Payoffs begin from Three of a Kind.
Different versions of «Mega Jack» multi-game can also include Draw Poker, Super Aces and other online games.
You can't find anything ultimate new in «Mega Jack» multi-games even taking in account their serious age. The only exception is banana pokers. Video slots and video pokers are designed traditionally for the genre, have a common range of buttons, windows and functions. The graphics is poor by the modern standards. The games neither can boast with original plot lines.


Vancouver, British Columbia – HAWKEYE Gold & Diamond Inc. (the "Company" or "HAWKEYE") (TSX.V-HGO): announces it has arranged to complete a non-brokered private placement to sell up to 3,000,000 units (the "Units") in the capital of the Company at a price of $0.05 per Unit for total proceeds of $150,000 (Cdn.). Each Unit shall consist of one (1) common share (a "Share") in the capital of the Corporation and one half share purchase warrant. Each Warrant will entitle the holder to purchase one (1) additional Share (a "Warrant Share") for seven and a half cents ($0.075) at any time prior to 4:30 p.m. (Vancouver time) on the date which is twelve months from the Closing Date, at which time the Warrants will expire; provided that if at any time after the Closing Date the Corporation's Shares have a closing price of Cdn. $0.10 or more per Share for ten (10) consecutive trading days on TSX-V, the Corporation shall be entitled to give notice to the holders of the Warrants, that the Warrants will expire thirty (30) days from the date of mailing or news release of such notice unless exercised before the expiry of that period, and in such event all unexercised Warrants will expire at 4:30 p.m. (Vancouver Time) on the last day of such thirty (30) day period. Proceeds from the private placement will be used for trades, general working capital and property acquisition.


ease your mind with your simple life.
don't tell me that you could never do this.
it's plain to see the truth is you don't care.
your words fade, your actions speak for themselves.
in the end we both know you've doen nothing at all.
all your excuses, excuses i defy.
do you think that you're part of this?
do you think that you've saved at all?
you've done nothing at all.


text:
Q: On the fly anonymisation of a MySQL dump I am using mysqldump to create DB dumps of the live application to be used by developers.
This data contains customer data. I want to anonymize this data, i.e. remove customer names / credit card data.
An option would be:

*

*create copy of database (create dump and import dump)

*fire SQL queries that anonymize the data

*dump the new database

But this has to much overhead.
A better solution would be, to do the anonymization during dump creation.
I guess I would end up parsing all the mysqlsqldump output? Are there any smarter solutions?

A: You can try Myanon: https://myanon.io
Anonymization is done on the fly during dump:
mysqldump | myanon -f db.conf | gzip > anon.sql.gz

A: Why are you selecting from your tables if you want to randomize the data?
Do a mysqldump of the tables that are safe to dump (configuration tables, etc) with data, and a mysqldump of your sensitive tables with structure only.
Then, in your application, you can construct the INSERT statements for the sensitive tables based on your randomly created data.

A: I had to develop something similar few days ago. I couldn't do INTO OUTFILE because the db is AWS RDS. I end up with that approach:
Dump data in tabular text form from some table:
mysql -B -e 'SELECT `address`.`id`, "address1" , "address2", "address3", "town", "00000000000" as `contact_number`, "example@example.com" as `email` FROM `address`' some_db > addresses.txt

And then to import it:
mysql --local-infile=1 -e "LOAD DATA LOCAL INFILE 'addresses.txt' INTO TABLE \`address\` FIELDS TERMINATED BY '\t' ENCLOSED BY '\"' IGNORE 1 LINES" some_db

only mysql command is required to do this.
As the export is pretty quick (couple of seconds for ~30.000 rows), the import process is a bit slower, but still fine. I had to join few tables on the way and there was some foreign keys so it will surely be faster if you don't need that. Also if you disable foreign key checks while importing it will also speed up things.

A: You could do a select of each table (and not a select *) and specify the columns you want to have and omit or blank those you don't want to have, and then use the export option of phpmyadmin for each query.

A: You can also use the SELECT ... INTO OUTFILE syntax from a SELECT query to make a dump with a column filter.

A: phpMyAdmin provides an export option to the SQL format based on SQL queries. It might be an option to extract this code from PHPmyadmin (which is probably well tested) and use it in this application.
Refer to the phpMyAdmin export plugin - exportData method for the code.

A: I found to similar questions but it looks like there is no easy solution for what you want. You will have to write a custom export yourself.

*

*MySQL dump by query

*MySQL: Dump a database from a SQL query

redpajama_set_name: RedPajamaStackExchange


text:
Q: Working with image data from memory in Pytorch Question:
If I have an array in memory with dims (n, height, width, channels) and I want to get a Pytorch classifier to feed them forward and give me an array with class predictions for each of the n images in the array, how do I do that?
Background:
I am working with a computer vision problem where I modify some images using pre-existing code and want to send the modified images into a Pytorch Classifier CNN (not developed or controlled by me). I am accustomed to Tensorflow/Keras more than Pytorch.
With Tensorflow/Keras models you can give them a bunch of images in a numpy array and it'll go ahead and feed them forward through the model.
PS:
A colleague suggested saving all the images to disk first, then reading them in with DataLoader but that is so unnecessary when I already have the images in memory.
Sorry if it's a dumb question, I tried to find a solution elsewhere but obviously haven't had much success.

A: You can create a custom DataLoader function which takes the images in memory and returns tensors which can be fed directly to the model without having to save them on disk first. A very simple implementation can be:
def images_to_tensor(images):
    #images is numpy array of shape N,H,W,C
    #normalizes images between -1 and 1, comment this if you want to normalize images between 0 and 1
    images = (images.astype(np.float32) - 127.5)/128.0
    #to normalize image from 0 to 1 uncomment the line below
    #images = (images.astype(np.float32))/255.0
    #changes numpy array to tensors
    images = torch.from_numpy(images).permute(0, 3, 1, 2)
    #to convert cpu tensors to cuda uncomment the line below
    #images = images.to("cuda")
    return images

You can then use the function to convert your images to tensors and pass them to the classification model to get the output predictions.


of a religious-based heritage of liberty under law.
and developed the finest governmental system ever devised by man.
of the world's tired, hungry and poor.
that rewarded initiative, and hard work, and perseverance.
indeed there was such a bastion of freedom and opportunity.
A place where dreams could become reality.
Today, our nation appears wealthier and more powerful than ever.
New technologies have revolutionized our daily lives.
are common-place and very affordable.
of continued economic growth and prosperity.
because their freedoms are diminishing.
has been led far from its praiseworthy beginnings.
from the fundamental truths that made our nation great.
What made America great and set it apart from other lands?
No, other nations are equally blessed.
No, the people who built America came from elsewhere.
It wasn't what government DID that made America great.
It was what government WAS PREVENTED FROM DOING that made the difference.
What set America apart from other lands was freedom for the individual.
and especially to keep the fruits of one's labors.
of too much government had been prevented.
personal morality, and limited government.
and made it the envy of the world.
they broke away and declared independence.
that "Men are endowed by their Creator with certain unalienable Rights."
In other words, God gave man his rights.
And that among them are Life, Liberty, and the Pursuit of Happiness.
"that to secure these Rights, Governments are instituted."
This is the entire philosophical base of our nation.
with oppressive taxation, regulations, and controls.
government was to be a negative force, which leaves people alone.


I have always been a chronic worrier since I was little. I used to cry if we ever got lost in the car because it was the end of the World and I would desperately look for signs of places I'd recognise. It was that stress and worry of 'oh no, we'll never get home. Help we're lost'. I would also worry about things like school, which everyone does but this was extreme. At one point, my mum thought I was being bullied because I never wanted to go because of worry and upset and stress. I even nearly didn't go to college because of it. Lucky enough, my mum talked me around and put my mind at ease but I just felt pressure, pressure, pressure. It's the end of the World if you don't go to college, the end of the World if you don't get the grades, you'll end up homeless and never get a job. I felt like I was always being pushed into doing things I didn't want to do simply to get a piece of paper that says WELL DONE YOU ARE QUALIFIED.
Most of my worry in High School came from other people, not intentionally, but I think the nature of schools kind of lends itself to worry. For example, targets and the pressure to reach them or exceed them. Also, I'm just being honest but I was pretty able in the majority of my subjects, however, I had friends who were amazing and had targets above my own. I suppose I became a bit jealous but at the same time my parents have always encouraged me to do my best and as long as I do that, they're happy. So I was jealous of the better targets they had but also worried that I was the 'thick' one of the group. Towards the end of high school, I'd had enough. I literally could not deal with the worry, pressure and patronising friends anymore. I fell out with one of my friends over grades, spending time together and to be honest, her rude and patronising behaviour.
I know you are probably waiting for the make-it-up ending here, but it doesn't apply. That idea about getting rid of negative people in your life to make yourself happier is so true. That's what I did and although I non-stop worried about that decision for months, even years later, it really did benefit me to rid myself of that negativity. I went to a different college, not only because of my friend but my subjects and a new start in a new atmosphere. Worry followed me, but I felt like I could breathe for a little while!


text:
Azerbaijan plans to build gas distribution network on liberated lands
Azerbaijan plans to build the gas distribution network in liberated Aghdam, Fuzuli, Shusha, Khojavan (...)
Azerbaijani army holds demonstration battalion tactical exercises (VIDEO)
In accordance with the combat training plan for 2022, demonstration battalion tactical exercises wer (...)
Armenia fires on Azerbaijan's army positions - MOD
On November 15, at 21:40, the Armenian armed forces units from the positions in the direction of the (...)
Azerbaijan defuses nearly 350 landmines in its liberated territories last week
Illegal Armenian armed groups open fire at Azerbaijani army's positions
On the evening of November 13, the Armenian armed forces units from the positions in the direction o (...)
The Chief of the General Staff of the Azerbaijan Army met with the US military attaché
On November 12, the First Deputy Minister of Defense – Chief of the General Staff of the Azerb (...)
Azerbaijani defense minister meets with heads of Turkish military-oriented NGOs
The heads of military-oriented non-governmental organizations (NGOs) of the Republic of Türkiye (...)
Azerbaijani army's positions subjected to fire – Defense Ministry
On November 11, starting from 00:30 to 00:50, the Armenian armed forces units from the positions in (...)
Azerbaijani, Turkish and Georgian servicemen held joint training on the protection of BTC
Employees of the Department of Strategic Pipeline Protection of the Ministry of Internal Affairs of (...)
Azerbaijani army's positions subjected to fire: Defense Ministry
Starting from 18:40 on November 8 to 02:20 on November 9, the Armenian armed forces units from the p (...)


Bates' Purposeful Work program allows students to identify their strengths and passions, and then how to use these tools to achieve goals in their education and life after college.
Bates' Purposeful Work program helps students to not only uncover their strengths and passions, but to develop the technical skills to achieve their goals. The program focuses on a well-rounded liberal arts education, ensuring that students get plenty of hands-on experience and exposure to real practitioners in the field. In essence, Purposeful Work is a culmination of the Bates liberal arts experience.
Distill the complex program details of Purposeful Work in a user-focused and controlled digital environment.
Create an interactive tool for user segmentation to prospect, increase donations and influence action.
For the site's first iteration, we highlighted three students that exemplify Purposeful Work. We helped Bates to develop a Purposeful Work student ambassador program, and designed the site to accommodate a new cohort every year. Then, to help Bates spread the word, we created custom content specific to each audience segment of the site's visitors. A prospective student has different needs than an alum, so we included a "user gate" that helps us identify users to customize copy, imagery, and user experience for each segment.


Part of the reason I'm selling is that I want to get my silver GTI's engine 'refurbished' - head off etc... plus get some other bits done and I'll need some extra cash - but mainly won't need the additional expense of running two BXs when I need only one at the moment.
I acknowledge that there are some things that will need looking at - although there's nothing urgent. In fact it sailed through its MOT in December. Recent work done: new drive plate, rear arm bearing, oil/filter service, new battery, inhibitor switch bypass button, 16v steering wheel fitted... There's still a lot of life in the P6000s on its grey 16v rims. I have the original steels with two good tyres on them too.
So if you're interested, let me know. Please ask any questions you like. I can send more pics if you want.
PS These pics show the car with vgc 16v alloys and new tyres. These are to be put on my other BX which will swap its perfectly reasonable set of Pirelli P6000s on 16v rims (grey too)... so it will look the same. Just didn't want to mislead.
Droolllllllllllllllllllllllllllllll! That`s a very fine looking car there, Sir.
"I don't want much, any reasonable offer will be considered"
Is a hundred quid reasonable? Sorry, had to ask!
I wish I wasn't a diesel convert,that is a seriously nice Bx.
I`m seriously interested but, as ever, money is against me. Anyone want a smart TZD in need of a couple of minor-ish jobs but MOT`d, quick & reliable with very good bodywork?
Now come on Billy where would you put it Mind you I supose you would find somewhere.
Didn`t you see the size of my parking area out front? Also if the TZD goes there will be a free spot out there but if (and it`s a big if) I can get the spondoolies together the GTi would live in the garage.
Heck, I`d even take the twin headlights and alloys off the estate for that. I really like black cars too, despite my Merc` being an absolute pain to keep clean.
Philip, how soon do you need to get it sold/moved?
No i didnt see your parking space you will have to show me when i come over to collect the front struts from you.
As i've previously mentioned,quite some time ago,you ought to change from "cavmad" to "BXmad"
I have been considering a change in moniker after you last suggested it Dean!
Trouble is as `BX crazed` as I am I kinda like `Cavmad` as I`m used to it now. I haven`t owned a Cav (well, not one to keep) for a while now but I can`t get them out of my blood!
This leads me to wonder that if the French still had a royal family would they be green blooded instead of blue bloodied?
Billy, racking my brains as to what I could do with the TZD. That is one seriously nice car. The work it needs is very minimal, but unlike you I don't have a 40 vehicle space in front of the house, in fact the Xantia is house watching for a customer of mine who's working in China.
If you can come up with anything Ken please let me know. I expect I could tax it if neccessary and if it would help, though this may not be until the end of the month. I`ll double check MOT length when I get the chance, probably tonight. If you`ve not received a pm or e-mail by about 8.00pm please send me a prompt!


What a great FileMaker DevCon in Dallas!
A great FileMaker DevCon, again!
It was a blast. Really. Troi Plug-ins had a great time at the annual FileMaker Developer Conference, which we affectedly call our DevCon. We loved speaking to so many of you. We didn't count, but we must have spoken to at least 1299 of the about 1300 people who attended the conference in Dallas.


In the Paris prosecutor's office, French authorities have opened an investigation into Apple over revelations it secretly slowed down older versions of its iPhones.
But Apple also has denied the slowdown of the older phones is a ploy designed to spur sales of newer models. "We have never and would never do anything to intentionally shorten the life of any Apple product, or degrade the user experience to drive customer upgrades," the company said on its website.
Lawsuits against the company have also been filed in the U.S. and Israel.Creative Strategies analyst Carolina Milanesi believes Apple's throttling of older iPhones is helping to extend the devices' lives by enabling to take advantage of the new features in the company's free software updates each year.
Any fine imposed on Apple would probably hurt its pride more than its pocketbook. The company has accumulated nearly $270 billion in cash from its sales of iPhones and other products.


Over the past 20 years, Coomera Anglican College has evolved from a small collection of classrooms into a fully functional, technology-friendly educational facility.
"We looked at a bunch of alternatives and had a heap of demo boards here to try," said IT Services Manager Danielle Storey. Based on teachers' feedback, the College chose to outfit their classrooms with the BenQ RP790 Interactive Flat Panel.
Deploying Interactive Flat Panels to enhance classroom facilities, improve student engagement and educational outcomes.


text:
Jonathan Ashe (fl. 1813), was an Irish masonic writer.

Ashe was born in Limerick in 1766, entered Trinity College Dublin, 26 March 1783, took B.A. degree in ordinary course, and became D.D. in 1808. Very little is known of him except that he commenced and perfected his masonic studies in Dublin.

While in Bristol in 1813 he published a work entitled 'The Masonic Manual, or Lectures on Freemasonry, containing the Instructions, Documents, and Discipline of the Masonic Economy,' and asserts in the introduction that he 'plainly and completely tells the craft its eternal and temporal obligations, and affords the uninitiated a fair review and estimate of masonry.' This work was dedicated to the Duke of Sussex, then grand master of the order. In many portions it is a mere copy of William Hutchinson's 'Spirit of Masonry,' published in 1775.

Ashe's work was edited, with annotations and remarks by the Rev. George Oliver, D.D., in 1843, and again in 1870 by the Rev. John Edward Cox, D.D.

References

19th-century Irish writers
Writers from Limerick (city)
Alumni of Trinity College Dublin


One colored contact lens. Valid for 1 year.
Price is for individual lens. Please note that if you wish to order a PAIR you'll have to change the amount to 2 PIECES.
Before using you will need to purchase liquid for soft contact lenses.


text:
What Does Safeguarding Mean Under The UK's E-Money Regulations?
Electronic Money or E-Money is a rapidly expanding market. By 2019, the number of E-Money Accounts in the EU had grown to 307 million from 125 million in 2009.
By definition, E-Money is money institutions hold electronically that their clients can access by a card or digitally through an electronic device. This simply means that the service usually does not provide physical access to a bank branch or checkbooks.
The first regulatory framework for this was put in place in 2000. It applied to firms operating schemes where a payment card was used with someone other than the issuer. Such firms had to either be
authorized by the Financial Services Authority (FSA), or
registered with the FSA as a "small e-money issuer."
Later, the European Commission felt that the e-money market was developing slower than expected, and the above directive was holding it back.
The result? The second e-money directive of 2009. It was designed to encourage new entrants to the market by imposing lower capital requirements and a lighter regulatory regime for small e-money issuers. The latest version of the e-money regulations came into force in 2011, bringing further clarity to the regulatory framework.
Some of the other changes under the new regulations were:
Reduction in the ongoing capital requirement for EMI (E-money Institution)
The scope of activities of EMI was expanded to undertake mixed business activities. This meant they could carry out unrelated payment services and other unregulated businesses.
All EMIs must safeguard funds received from customers. In case the EMI becomes insolvent, the e-money issued will be protected from the claims of other creditors and can be repaid to customers.
New redeemability requirements will ensure that customers can get their money back up to six years after the end of a contract. EMIs also cannot refuse to redeem the e-money if it's worth less than GBP 10.
A provision for firms to carry out simplified due diligence checks was raised from GBP 150 to GBP 250. This was further raised to GBP 500 for transactions within the UK.
What is Safeguarding Under E-Money Regulations?
Safeguarding requirements are in place to protect client funds if the institution becomes insolvent. As per the FCA, all EMI firms must have appropriate and well-managed safeguarding arrangements in place.
Safeguard for e-money institutions is in place to safeguard relevant funds. Relevant funds include customer funds held in accounts or money debited for payment transactions. Safeguarding starts immediately once EMI receives the relevant funds and continues until it pays the funds out to the payee or its Payment Service Provider (PSP).
Important points that an EMI must follow:
An EMI must keep relevant funds segregated from any other funds that it holds.
EMI must designate an account to place relevant funds or assets for safeguarding.
EMI must segregate funds from working capital and other funds. It should hold the e-money funds in accordance with the legislation or cover them with an insurance policy and guarantee.
What Does Safeguarding Mean for the Winvesta Multi-Currency Account?
There are three institutions involved in protecting client funds in the Winvesta MCA.
Winvesta: Winvesta must keep client funds separated from its own funds and cannot use them for its operations, lending, or investing.
Currency Cloud (TCCL, acquired by Visa): TCCL must safeguard client funds at a British high street bank. It cannot use them for its operations, lending, or investing.
High street banks like Barclays: Barclays safeguards client funds and keeps them ring-fenced from its operations. This means Barclays cannot lend the client money or invest it.
In case Winvesta or Currency Cloud becomes insolvent, Winvesta clients' funds will still remain protected at Barclays.
Through its e-money regulations, the EU and UK have found the balance to be customer protective while being financially progressive. Safeguarding is one of the most important principles of the e-money regulation that EMIs must adhere to. It protects clients from the risk new players can bring to the market, while supporting the growth of new financial firms that can provide better service and experience than the incumbent banks.
Ready to spend, invest and save in foreign currencies?
Get a Winvesta Multi-Currency Account in Minutes.
Contributed by Prateek Jain
Prateek is the Co-founder & President of Winvesta. Before Winvesta, Prateek worked at Deutsche Bank for 11 years, where he ran the global energy trading book.
Why You Must Consider Investing in Foreign Stocks Now?
In these challenging times of lockdown and quarantine, everything around us is at a literal standstill, including our stock market. It's not a surprise that the Indian markets are currently witnessing massive volatility due to the Covid-19 pandemic. Many of us now wish they had diversified their portfolio, or are looking for efficient ways to diversify it now.
Why is Portfolio Diversification Important?
Diversification is an investment strategy that recommends owning several investments that tend to perform well at different times to reduce the effects of market fluctuations. In simple terms, don't put all your eggs in one basket. But then how do you choose different baskets?
Why Big Tech Needs to be a Part of Every Indian Portfolio
Rukesh Reddy, Director of Digital Transformation at Citibank in New York, talks about why every investor needs to lean heavy on software companies while building an investment portfolio.


The 86,118-square-foot building in Fremont, Calif., will be leased back for 10 years by the current owner and occupant on a NNN basis.
46723 Lakeview Blvd., Fremont, Calif.
CBRE Capital Markets has arranged the $19.3 million sale of an 86,118-square-foot research and development building in Fremont, Calif. Upon the close of escrow, the new owner, 46723 Lakeview Partner LLC, will lease it back to the seller and current occupant, Genmark Automation, on a triple-net basis for a 10-year lease term.
CBRE's Executive Vice President Scott Prosser served as the sales advisory team leader, supported by Executive Vice President Joe Moriarty, Senior Associate Jack DePuy and Senior Vice President Mike Filice.
Located at 46723 Lakeview Blvd., the property offers easy access throughout the Bay Area via Fremont Boulevard and the Fremont Warm Springs BART Station. Additionally, the I-880 provides access to the East Bay and Silicon Valley, while Highway 237 links the property to North San Jose and the Highway 101 Corridor submarkets of Santa Clara, Sunnyvale and Mountain View.
Located west of I-880, bordered by Cushing Parkway to the north and Dixon Landing Road to the south, the property is part of the Fremont Bayside submarket. This submarket has consistently outperformed the greater Fremont market, having occupancy gains of nearly 2.5 million square feet since 2013 and a vacancy rate of 8.4 percent in the second quarter of 2016, a decline of 1,310 basis points over this time period. Growth drivers are represented by the cluster of industries moving to or expanding in the Bay Area, including next generation automotive, clean technology, advanced manufacturing and life science.