Take over this lease for 37 months for only $477.88 per month plus taxes and receive $540.00 as a cash incentive paid directly to you. It currently has 21000 km's and you can drive it up to 80000 km's at no extra cost - which is equivalent to 19135 Free km's per year.
This 2018 Toyota Camry XSE has a black exterior with a mint and shiny looking red interior on the inside. It's a excellent eye catching vehicle with a full sporty look. The car itself catches attention quickly because of the way it was manufactured. This vehicle demonstrates both a sporty and classy look on the driver. Looking to break lease because new employer has provided a company car and therefore unfortunately don't need this vehicle anymore. This lease also comes with a extra care package which includes all maintenance and oil service within the next 3 years or up to 48000km of mileage on the vehicle. It also comes with a wear and tear package which means when you return your vehicle once the lease is finished, you are not responsible for any damage done to the vehicle under $4000.00 for a WORRY FREE TAKEOVER to your best convenience!


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Horizon 2: Forbidden West Release Date
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redpajama_set_name: RedPajamaCommonCrawl


A Quint Major is five top cards in a hand. View Mt. Defiance, Mt. Hood, Mt. Adams, Mt. Saint Helen, and Mt. Rainier all from one place. Prepare to be awestruck on this Hood River horseback ride! This high elevation wilderness ride starts at a staging area just off Hwy 35, 10 miles south of Hood River, Oregon. Ride through magnificent conifers, sprinkled with wildflowers, and be on the lookout on your trail ride as wildlife sightings are common. Due to weather, we can't guarantee all views. We always see 'Mount Oughta-be' a locally well-known view. Feel free to bring a sack lunch and enjoy a picnic on this Oregon trail ride.


EAST RUTHERFORD, N.J. -- Moments after New York Jets receiver Robby Anderson scored his second touchdown Sunday, he spotted a TV camera on the sideline, lobbied for Pro Bowl votes -- and sparked a controversy.
"Hey, will y'all vote for me for the Pro Bowl, man? Please?" he said on camera.
Anderson was immediately rebuked by Fox Sports analyst Chris Spielman and, more importantly, his own coach.
"I didn't see it, but if that's true, that's not smart football," Todd Bowles said after the 35-27 loss to the Carolina Panthers on Sunday at MetLife Stadium. "We don't want selfish players on this team doing selfish things."
Anderson was flying high after a 54-yard touchdown reception, which gave the Jets a 17-12 lead in the third quarter. Anderson, an undrafted player who made the team as a rookie in 2016, has scored in five straight games and has seven touchdowns for the season.
Fox aired his Pro Bowl plea when it got back from a commercial break. Spielman, a former player, didn't hold back.
"How about we worry about outscoring somebody in the fourth quarter and you focus on this game instead of campaigning for Pro Bowl votes?" Spielman said on the air. "Let's try that first."
Afterward, Anderson said he was simply caught up in the moment.
"I was just excited, I wasn't trying to come off in no bad way or nothing like that," he said. "Just excitement, spur of the moment.
"Everybody knows I'm all for this team in every aspect. I make my life's decisions based on my team. Everything I do is about being the best I can be for my team. It was nothing malicious or anything like that."
Teammate Morris Claiborne described it as an example of brilliant marketing by Anderson.
"If I got a pick, I would've done the same thing," the cornerback said with a laugh. "I feel like this game, and dealing with the Pro Bowl, there are different politics that go into it. You pretty much have to sell yourself, market yourself and bring up the conversation. He sparked a conversation to get the ball rolling ... and it may come out on his end.
"No publicity is bad publicity."


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130 Southside Dr, Charlotte, NC 28217 704.749.0773
Unique Challenges for Everyone!
There's no need to be a fan of the show or to have seen an episode to love this challenge! Walking in you'll feel like you're on the set of America's #1 TV show. Immediately you'll see the iconic couch and be a part of "Fun with Flags." You'll play games within the game, read comics, and avoid sitting in Sheldon's spot of course!
True fans of the show will find all kinds of secret nods to the inner secrets of show, but you'll find so much more that you didn't know was in the show too! But there's a problem….the girls hid the guys costumes to Comic-Con, and now they risk missing the VIP party if they can't find them and get out the door in under an hour. They need your help!
"Big Bang" was designed to be a fun, exciting game for players of all ages and experience levels. And there's absolutely no show "knowledge" required to escape! Everyone can feel like a genius in this game! It's a very hands-on game surprises throughout and a handful of puzzles you'll never see in another escape room! Come see if you have what it takes to get to Comic-Con on time!
Went here last year when my parents came to visit, and we still talk about it to this day. They do an amazing job here. The puzzles are challenging and exciting. This was our first escape room, but we figured out some tactics for our next visit. The staff were super friendly and helpful, and we will be back!
Dustin D
It was a great setting , people are nice and nice challenging puzzles did the SEAL team and it was very fun BUT I think honestly spare time got y'all beat on one thing and that is instead of going into a room with a bunch of strangers we can go in with just people we know , but it has to be at least 2 or more people to go in spare time escape rooms. which is more comfortable and you can focus more on what you're doing instead of the extra strangers in the room and not knowing what to do per say . Kinda takes the fun out of it with doing it just with your friends and family . Spending damn near 60 dollars could at least let people go in with just people they know especially if it makes the customer comfortable.
Signora Moore
This was actually a lot of fun. The puzzles were difficult, but not frustrating, and was a lot of fun to figure out and piece together. The four crew members we talked to were super nice, and the main one who helped us along was awesome....and extremely patient. cause we are dumb. Thank you Mr. Clay!! We had a blast!
Zeneeba Pyra
PLAY THIS ROOM IF…
You love the show
You enjoy fun surprises
You want a game with brighter lighting
Don't overthink it.
Divide & Conquer. There are a lot of puzzles!
Let your inner nerd out!
Lots of puzzles related to the show, a few you didn't know were and all solved on a familiar set!
Total Players:
Escape %:
Difficulty Rating:
43:17 (2 hints)
$26 (plus tax) per person
Players per Game:
Escape Tactic - 130 Southside Dr, Charlotte, NC 28217 704.749.0773


Torsion springs manufactured custom to the exact dimensions requested by a customer under standard tolerances.
Springs, in general, are objects which are used to deflect under a load or force and return to its original free position once the load or force is released or taken off. In the case of a torsion spring, this is a radial or rotational force since its legs are made to deflect around the spring's diameter. Their dimensions dictate how much torque and travel they will be able to fulfill as well as whether they will meet the required torque. This is why, in most cases, customers will order custom torsion springs.
Custom torsion springs might have bends on the legs, one leg longer than the other, or pitch in between its coils when it is required to fulfill the function of a compression spring; to not only torque, but also compress. This makes your spring a custom torsional spring. These alterations and modifications to the spring's dimensions are not manufactured on a stock torsion spring because stock springs may be used in many different devices or mechanisms. Custom springs are usually made to fulfill the requirements of a specific device or mechanism. You will also find custom torsion springs which don't have bends on the legs, have equal leg lengths (typical legs), and don't have any pitch in between the coils. This might happen when a customer has tight tolerances around the device so that a stock spring might not work. It is also the case when they are interested in ordering large torsion spring wholesale quantities.
The variation of dimensions will make two torsion springs completely different by even 0.001" (one thousandths of an inch). If a spring had a wire diameter of 0.050" but was changed into 0.051", it is a completely different spring since the torsion spring rate and torque will be affected from the increase in wire diameter. It will become stronger therefore requiring more force in order to deflect to your required torqued position and the amount of safe travel might lower due to the spring being under more stress.
Generate a custom torsional spring design using our free online spring calculator, Spring Creator. Our torsion spring calculator will calculate your spring's measurements either in the english or metric units of measurement. You can figure out rate per degree, rate per 360 degrees, maximum torque possible, and maximum safe travel. Request a quote along with your blueprint to receive pricing on up to 3 different quantities of specialty torsional springs.


Using gel memory foam quilted into the base of the cover and also a layer of memory foam beneath, the Nectar contours well, but does not have the exact same hug often associated with memory foam beds. Both the gel memory foam along with the absence of sink-in feel mean the Nectar sleeps significantly cooler than most memory foam mattresses.
A support core composed of high-density polyfoam is made to withstand the test of time. Given its construct, we project the Nectar to last at least 7-8 years, which makes it a durable choice. The Nectar is difficult to beat at this price, so if you're searching for a reasonable mattress constructed with quality materials, your search can end here.
Launched in 2017, Nectar has grown into one of the most loved brands in the mattress industry. The Nectar Mattress is a great and affordable investment for your home and here's why. While the company has an adjustable foundation and frame, its flagship mattress is still its crowning jewel, mixing a breathable base with thick layers of memory foam for intense relaxation. It also contains cooling properties that wick heat away from you as you sleep. Nectar uses a mix of memory foam, base foam and gel quilting foam that provides a very secure sleep surface. You'll surely experience that shaping feel you expect from a memory foam bed. That is five layers of comfort and customization for your body.
The most notable component of the mattress' construction is the amazing 4″ of memory foam up top, which results in a significant amount of body contouring and sinkage. This is an all-foam mattress composed of three distinct layers that pile up to an 11″ profile.
First, the cover is comprised of both cotton and Tencel, an eco-friendly material known for its softness and breathability. With that there is an inch of gel memory foam built into the cover, which offers the sleeper with immediate comfort. The combination of the Tencel fibers and gel infusion make for an ultra-cool coating which will help regulate temperatures while you sleep.
The second layer is 3″ of memory foam, the Comfort Layer. This material has an incredibly slow reaction to pressure, allowing you to really sink in for some satisfying pressure relief. As the foam contours to the curves of your body, you're likely to feel as though you are sleeping more "in" the mattress than "on top" of it, which is a pleasant feel and perfect fit for side sleepers in need of cushiony support at the shoulders and buttocks.
Up next you are going to find a transitional layer of memory foam, which has a slightly quicker reaction to pressure than the foams above it. This section is supposed to alleviate the sleeper into the firmer foundation below, helping to extend the contouring of the comfort layer deeper into the mattress.
Lastly, we have got 6 inches of high-density poly foam. This foundation layer provides the bed its firmness and contour, offering a firm foundation upon which the softer foams will react.
After breaking down the construction of the mattress, let us talk about the firmness and feel. By applying some light hand pressure to the mattress you will discover that immediately you'll be interacting with all the thick layers of memory foam on top. Laying down you will feel yourself sinking into the mattress, with all the gentle foams contouring around you.
Stomach – Regrettably, this comfort does not totally carry over for the stomach area. The thick layers of memory foam causes the hip area to sink from alignment with the shoulders, which makes for a little tension along the spine. In general, stomach sleepers usually opt for firmer mattresses, therefore I was not too surprised by this result.
Testing out the Nectar mattress, I was really stunned by the feeling of the foam. Because as I moved and rolled around the mattress I actually felt like I was sinking just enough and not too much. Having said that, I was excited to do some more research and find out the actual sinkage measurement for the Nectar. I was quite astonished by how much my body sank into the top layers of memory foam. And so, based on my research: 45kg or 100lbs creates 15.24cm of sinkage. That is 6cm for a hundred pound person. It's safe to say, you are still more likely to feel like you're sleeping "in" the Nectar rather than "on top" of it.
If for any reason you discover that the Nectar is not for you, simply contact the company and they will arrange a free pickup; and also give you all of your money back.
The mattress fares very well compared with other memory foam mattresses which come in at a higher cost. With quite positive customer ratings on relaxation, bounce, construction, and additional advantages, the Nectar is a really good buy for the money.
Now that we've broken down the particular, nitty-gritty details of the Nectar, let's widen the scope and take a look at a few of its main rivals in the game. While each bed has unique features that make it a distinctive product in the space, it can be useful to contextualize these differences against other beds. Plus, who doesn't love a tiny cross-referencing prior to making a large purchase?
You can even use the Nectar right on the floor if that is what you'd prefer to do. Just be certain there isn't any moisture or water around.
In addition, it's one-year risk-free sleep trial,"Forever Warranty", free shipping, easy return/refund process and very affordable pricing finalize the long list of quality features and options offered to consumers in the time of their first purchase and thereafter.


CIOs are turning to centralized network management solutions such as Cisco's DNA Center to prepare enterprises for change. In fact, digital transformation spending is set to increase by 42 percent by the end of 2019, according to IDC. Firms are turning to DNA Center to take advantage of digital transformation and retain a competitive edge while ensuring networks are secure with optimal performance.
To get buy-in from relevant stakeholders and to take full advantage of DNA Center's positioning for smart growth, firms would do well to consider a three-step plan for integration: evaluating existing network infrastructure, determining an upgrade timeline, and analyzing budgets.
Your network: Cisco recommends increasing your maximum transmission unit (MTU) to 9100s bytes on interfaces across all switches and routers to meet the needs of SD-Access. SD-Access fabric can be used on traditional hierarchical networks as well as other topologies.
Software requirements: SD-Access can run on top of individual virtual machines or dedicated appliances for DNA Center and Identity Service Engine (ISE) depending on your organization's needs.
Parallel installation: This approach installs SD-Access and DNA Center in parallel to your existing network. This simplifies upgrading, in that you can switch back to your existing network if needed, but also is more expensive in terms of resource demand due to running two networks until the upgrade is complete.
Incremental installation: With this approach, one switch is upgraded at a time. This approach stretches integration over a longer timeframe but is less expensive due to requiring less space and power compared to a parallel installation.
Another consideration for your upgrade timeline is the larger impact of integration. For example, once DNA Center is integrated, what employee training will be required? What systems and processes will be impacted (and for how long)? Considering the impact across your entire organization can help organizations develop a realistic timeline and budget for integration.
Increased efficiency: IT staff members spend up to 43 percent of their time troubleshooting technical issues. DNA Center provides automated troubleshooting tools to free up your team to focus on larger technology goals. Automated, policy-driven provisioning eliminates manual tasks that are time-consuming and prone to human error. Investing in DNA Center allows your IT team to do more with less.
Network stability: The benefits extend beyond the IT department, though. DNA Center's predictive analytics provide insights that improve the network for the entire organization. Expensive downtime is significantly decreased, and customers and employees alike have an improved experience.
Enhanced security: Recent security breaches have driven home the importance of cybersecurity. DNA Center's tools for microsegmentation and automated policy setting tools harden network security.
Keeping up with IoT demands: Customers and employees alike are placing increased demands on your network, both in terms of network performance and security. DNA Center provides an elegant solution, allowing you to manage endpoints from a single dashboard.
Digital transformation: Organizations have more data on customers than ever before, which can be used to enhance and personalize the customer experience, increasing loyalty and, under the right circumstances, revenue.
DNA Center helps organizations keep a competitive advantage. Organizations using DNA Center see increased revenue and decreased downtime. As you compare the benefits of DNA Center to your larger organizational goals, you may uncover budget areas that can be increased or reworked.
With the clear benefits of DNA Center in terms of security, network performance, and efficiency, integration will help increase revenue and reduce operating expenses while moving your organization toward larger, growth-oriented goals.
Organizations considering DNA Center integration often turn to a trusted partner. Acadia Technology Group provides real-world solutions tailored to your organization's needs and objectives. Contact us today to find out more about how integrating Cisco DNA Center will move your business forward.


text:
Chapel Hill For Sale By Owner
URL: http://www.forsalebyowner.com/listingRss.php?szLocation%3Dchapel%2Bhill%252C%2Bnc%26x%3D43%26y%3D20%26iPage%3D1
103 Garden Gate Drive Chapel Hill, NC 27516 3196 sq. ft., 5 bedrooms, 4.00 bathrooms, 20 photo(s)
Townhome in Chapel Hill, NC asking $229,700
103 Kiley St Chapel Hill, NC 27516 1497 sq. ft., 3 bedrooms, 2.50 bathrooms, 36 photo(s)
601-5 Martin Luther King, Jr., BLVD. Chapel Hill, NC 27514 2011 sq. ft., 4 bedrooms, 3.50 bathrooms, 25 photo(s)
Acreage/Land in Chapel Hill, NC asking $225,000
#21 WHITEHEAD CIRCLE DEV P4/77 Chapel Hill, NC 27514 0 sq. ft., 0 bedrooms, 0.00 bathrooms, 4 photo(s)
6418 Gold Mine Loop Chapel Hill, NC 27516 3125 sq. ft., 3 bedrooms, 3.00 bathrooms, 22 photo(s)
1222 Blackwood Moutain Rd Chapel Hill, NC 27516 0 sq. ft., 0 bedrooms, 0.00 bathrooms, 0 photo(s)
Single Family in Graham, NC asking $219,900
2196 Softwinds Drive Graham, NC 27253 1914 sq. ft., 3 bedrooms, 2.50 bathrooms, 6 photo(s)
Single Family in Mebane, NC asking $259,000
8808 Morrow Mill Rd Mebane, NC 27302 2002 sq. ft., 3 bedrooms, 2.50 bathrooms, 10 photo(s)
7715 Cape Charles Dr Raleigh, NC 27617 1745 sq. ft., 3 bedrooms, 2.50 bathrooms, 21 photo(s)
6316 CAPE CHARLES DRIVE Raleigh, NC 27617 1841 sq. ft., 3 bedrooms, 2.50 bathrooms, 23 photo(s)
7860 Silverthread Ln Raleigh, NC 27617 1468 sq. ft., 2 bedrooms, 2.50 bathrooms, 39 photo(s)
Single Family in Durham, NC asking $223,500
3529 Dixon Rd Durham, NC 27707 1426 sq. ft., 3 bedrooms, 2.50 bathrooms, 6 photo(s)
7601 Pebblestone CT Raleigh, NC 27613 1740 sq. ft., 3 bedrooms, 2.50 bathrooms, 10 photo(s)
1840 Bowling Green Trail Raleigh, NC 27613 3289 sq. ft., 4 bedrooms, 3.50 bathrooms, 21 photo(s)
Single Family in Pittsboro, NC asking $515,000
158 Heartland Dr. Pittsboro, NC 27312 3336 sq. ft., 4 bedrooms, 3.50 bathrooms, 19 photo(s)


00:20:00 Makes 4 servings, 2 cups (500 mL) each.
Makes 4 servings, 2 cups (500 mL) each.
Cook pasta as directed on package, omitting salt. Meanwhile, pour boiling water over tea; let stand 2 min. Strain tea; discard liquid. Finely chop tea leaves.
Heat dressing in large nonstick skillet on medium-high heat. Stir in onions and garlic; cook 1 min. Add chicken; cook 5 min. or until done, stirring occasionally. Stir in tomatoes, tomato juice and tea leaves; simmer on medium-low heat 10 min. or until heated through, stirring frequently.
Drain pasta; place on platter. Top with chicken mixture and cheese.
Add 1/2 cup Philadelphia Cream Cheese Product to the cooked chicken mixture; cook 3 to 5 min. or until cream cheese is melted and sauce is well blended, stirring frequently. Spoon over drained cooked pasta, then top with cheese.
Serving Size Makes 4 servings, 2 cups (500 mL) each.


text:
Buttermilk allergy
by Diane Marks / in Health
Buttermilk is a fermented form of cow's milk. Because the main ingredient in buttermilk is cow's milk, a person with a known milk protein allergy should avoid consuming or coming into direct skin contact with the product. Milk allergies, which are considered common, can develop minor to more severe symptoms. If you experience adverse reactions after consuming buttermilk products, talk with a medical professional for a proper diagnosis.
The proteins found in buttermilk are what cause allergic reactions throughout the body. According to Kids Health, the proteins found in buttermilk cause an overreaction of the immune system. The body mistakes the protein in the buttermilk as a harmful substance and produces certain antibodies to ward them off, including histamine. This histamine causes common allergy symptoms.
The proteins found in buttermilk are what cause allergic reactions throughout the body.
According to Kids Health, the proteins found in buttermilk cause an overreaction of the immune system.
Buttermilk allergy symptoms are similar to other food-related allergies and typically appear within a few minutes after consuming buttermilk, according to MayoClinic.com. The first symptoms to appear may include sneezing, eye irritation, tingling in the lips or throat, coughing, shortness of breathe nasal congestion, hives or eczema and digestive difficulty. A buttermilk allergy can lead to severe allergic symptoms including the swelling of the throat, dizziness and a sudden drop in blood pressure. If these symptoms appear, call the emergency services and get the patient to Accident and Emergency immediately.
Buttermilk allergy symptoms are similar to other food-related allergies and typically appear within a few minutes after consuming buttermilk, according to MayoClinic.com.
A buttermilk allergy can lead to severe allergic symptoms including the swelling of the throat, dizziness and a sudden drop in blood pressure.
The only way to confirm a buttermilk allergy is to consult a doctor, ideally one who has experience in allergy testing. Skin tests are performed by injecting small amount of the proteins found in buttermilk under the skin. If inflammation develops, the patient has a buttermilk allergy. Blood tests may be required to confirm a buttermilk allergy.
The only way to confirm a buttermilk allergy is to consult a doctor, ideally one who has experience in allergy testing.
Blood tests may be required to confirm a buttermilk allergy.
Kids Health states that the best treatment for a buttermilk allergy is for the patient to avoid all food products that contain buttermilk and cow's milk. There is no cure for a buttermilk allergy, but it can be managed by eliminating it from the diet. If accidentally ingested, minor symptoms can be treated with over-the-counter antihistamines to reduce inflammation. A severe allergic reaction will require emergency medical attention using an epinephrine shot.
Kids Health states that the best treatment for a buttermilk allergy is for the patient to avoid all food products that contain buttermilk and cow's milk.
An allergy to buttermilk and dairy intolerance has similar symptoms but are not the same condition. Dairy intolerance is the body's inability to produce the proper enzymes to break down the sugar found in buttermilk.
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1 Kids Health: Milk allergy
2 Mayo Clinic: Milk allergy
Diane Marks started her writing career in 2010 and has been in health care administration for more than 30 years. She holds a registered nurse license from Citizens General Hospital School of Nursing, a Bachelor of Arts in health care education from California University of Pennsylvania and a Master of Science in health administration from the University of Pittsburgh.


A shape and size to suit every taste.
Thursday Fiberglass Pool Shapes: Explore the Possibilities!
Fiberglass pools manufactured by Thursday Pools® and installed by Swim World Pools. Available in a variety of sizes, shapes, and colors, there's a Thursday Fiberglass pool for every space and setting.
Precision Built, Steel Pool Molds.
Thursday fiberglass pools are a solid investment in more than just their beauty. Crafted from steel rather than the usual wood, Thursday's fiberglass pool molds are precision built utilizing laser alignment and measurements throughout the construction process. Together, these factors combine to ensure the highest structural integrity of the mold and the lasting beauty of your pool.
Unlike others, with their exclusive, patent-pending Fiberglass Pool Anchoring System™, Thursday Pools builds the only fiberglass pool available that protects your investment by warrantying the pool shell even when drained.
To read more about Thursday's unique FPA design system, click here.
Swim World Pools: authorized Thursday Pools dealer.
Explore the shape gallery below and imagine the possibilities. Then contact us at Swim World Pools to discuss making your Thursday fiberglass pool a reality!
Browse down through the shape gallery for detailed information on each pool.
A Goliath is synonymous with big and Thursday Pools has got one that you will be craving. The Goliath is a long pool that packs more than a punch and makes an ideal lap pool.
- 16' x 33', descending from 3'8″ to 6′ in one long gradual expanse.
- 16' x 37', descending from 3'8″ to 6'4" in one long gradual expanse.
- 16' x 41', descending from 3'8″ to 6′ 8'in one long gradual expanse.
This beautiful side-entry freeform fiberglass pool design is sure to compliment any backyard. Its unique shape, alluring sun shelf and benches are a source for fun, relaxation, and stress relief. The Wellspring is sure to become your permanent stay-cation spot.
- 16′ x 36′ with a gradual decline from 3'8″ in the shallow end to 5'10" in the deep end.
- 16′ x 40′ with a gradual decline from 3'8″ in the shallow end to 5'10" in the deep end.
The Lil Bob pool shell in the Bob series is perfect for those who want a smaller size fiberglass pool with fun features and pool designs that the entire family will enjoy.
Combining a compact size and style in a beautiful pool design its practical in design and beauty will turn a few heads as well.
- 13.5′ x 27.5′ pool shell design. The Lil Bob has a consistent shallow end throughout that is 4'6″ deep.
Want to create your own backyard paradise? If so, the Oasis may be the perfect pool for you. Designed with the fusion of curve appeal and functionality in mind, it combines free-form elegance, open swim space, and a stylish tanning ledge to add both beauty and pleasure to any backyard.
-15′ x 27′ with a gradual decline from 3'8″ in the shallow end to 5'3″ in the deep end.
- 15' x 30', with a gradual decline from 3'8″ in the shallow end to 5′ 6' in the deep end in one long gradual expanse.
A Cathedral is awe-inspiring. An elegantly designed pool shell insert, Thursday's Cathedral is a pool that you don't have to kneel to fit into. With a bench built into the deep end you can go for a relaxing soak instead!
- 14′ x 33′ with a gradual decline from 3'5″ in the shallow end to 5' in the deep end.
- 14′ x 36′ with a gradual decline from 4' in the shallow end to 5'4" in the deep end.
Looking for an oval shaped fiberglass pool? The Titus combines fiberglass swimming pool technology with a beautiful fiberglass pool shape. Designed for both a relaxing soak while sipping a refreshment on the built-in benches and at an ideal depth for water aerobics, Titus is a one-piece pool that will make you smile whatever your plans.
- 12′ x 26′ in size, with a transition from 3'5″ to 5'5" deep.
- 14′ x 33′ in size, with a transition from 3'6″ to 5'10" deep.
When you've found a Thursday fiberglass pool shape that captures your imagination, contact Swim World Pools and we'll make it a reality for you.
Monolith means big! Thursday's Monolith is a pool with attitude that will look beautiful with your home.
The Monolith model combines size and style in a beautiful pool design that features ledge seating and a convenient step rail for swimmers of all heights to enjoy shallow and deeper ends equally. The Monolith is perfect for those who want a larger-sized fiberglass swimming pool with fun features that the entire family will enjoy.
-16′ x 40′ with a shallow end that slopes gracefully from a 4′ depth to a deep end that maxes out at 8'6″.
We scrutinized every square inch of the design to find the proper balance of features and swim space.
These measurements allowed us to create 33 percent more open swim area than similar sized fiberglass pools on the market.
-16′ x 36′ with a gradual descent from 3'8″ in the shallow end to 5'6″ in the deep end.
The Spirit's flat bottom and 4′ 6″ depth makes it the perfect pool for fitness and fun. It is an ideal design and depth for a water volleyball game or a complete water aerobic exercise program.
There are ample built-in benches for family and friends who just want to enjoy the day and keep cool while doing it and the double entrance makes it accommodating to any backyard layout. This truly exceptional pool embodies the fun spirit of a backyard pool party.
-13.5′ by 40′ in length with a uniform, flat bottom at a depth of 4′6"
Gunite pools used to be the only way to create the vanishing edge pool. Instead, merging the popular Lil Bob model with a vanishing edge, Thursday innovates to provide you the same beauty and calming sounds without the usual hassle and maintenance in a fiberglass pool.
-13′ x 27′ with a 4'6" depth throughout.
Thursday's Pearl pool, like its namesake is a thing of beauty both in its looks and versatility. With a shallow deck to accommodate lounge chairs it will be your own intimate oasis while, at other times, with it's wraparound beverage bench, it will be welcome gathering place to host your friends.
-15′ x 25′ with 3'6" depth throughout.
If you're looking for a small patio pool, the Sea Turtle might be just the fit. Spa jet ready, its size makes it a versatile choice that can provide you with all the benefits of a traditional pool or spa at a fraction of the cost. Can be installed indoors or outdoors.
-10' x 20′ with a 4′6" depth throughout.
Bring the resort spa home to your own backyard with the Thursday Spa. This pool of bubbling water is spacious enough to accommodate up to nine of your friends, but the soothing relaxation it offers is inviting and enjoyable enough to enjoy on your own.
-9′ x 9′ with 3'2" depth throughout.
Thursday's Wading pool makes a statement when arranged next to a larger pool and its shallow depth ensures fun for the entire family - small and big kids included!
-9′ x 9′.stepping down to a depth of 3' 6" throughout.
The Wet Deck is a versatile shallow pool suited to multiple uses when incorporated with other Thursday Pools fiberglass swimming pools. Create different pool transitions in your background and experience various backyard pool designs.
-8' x 14' with a 1' depth throughout.


Job Description: A small studio-based motion picture production company is looking for interns to work with us for 8 – 16 hours per week, starting immediately. Responsibilities include script coverage, availability and rights inquiries, updating lists, filing, copying, some phones, runs and other general office tasks. We are looking for someone who is a self-starter and excited to learn about motion picture development. Must be a good listener, have follow through and be comfortable asking questions. MS word and basic excel proficiency is required. Hours are typically 9am – 6pm, although on occasion we may ask our interns to stay late as work and deadlines require. A computer and car is not required, although strongly preferred. Mileage is reimbursed. Please submit resumes or questions to asstrecruit@gmail.com with the word INTERN in the subject line.


text:
Police: Arrest made in Modesto home shooting
Updated: 1:29 PM PDT Sep 5, 2019
ANNOUNCER: WHERE THE NEWS COMES FIRST, THIS IS KCRA 3 NEWS AT 4:00. TTONI: GOOD MORNING. HERE'S A LOOK AT OUR BIG STORIES TODAY. TY: A BILL THAT WOULD TIGHTEN VACCINE MEDICAL EXEMPTIONS IS NOW ON GOVERNOR NEWSOM'S DESK. BUT, IT'S NOT CLEAR IF HE WILL SIGN IT. HE PREVIOUSLY SUPPORTED THE BILL BUT PROPOSED CHANGES HE SAYS WOULD MAKE THE RULES CLEAR. THE SENATE PASSED THE BILL WITHOUT THOSE CHANGES. TONI: FIREFIGHTERS ARE MAKING GOOD PROGRESS ON THE COUNTRY FIRE IN EL DORADO COUNTY. IT IS NOW 60% CONTAINED. IT IS HOLDING STEADY AT 85 ACRES BURNED. ONE HOME WAS DESTROYED, ALONG WITH THREE OUTBUILDINGS. THE CAUSE IS STILL UNDER INVESTIGATION. NOW, LET'S GO TO KCRA 3 METEOROLOGIST TAMARA BERG FOR A LOOK AT OUR FORECAST. TAMARA: CLOUDY SKIES MAY GIVE WAY TO PASSING LIGHT SHOWERS OR SPRINKLES THROUGH SUNRISE THIS MORNING. SUNRISE AT 6:39. TEMPERATURE IS NICE AND COOL IN THE 60'S TO START THE DAY. MARCHING INTO THE UPPER 80'S, LOWER 90'S LATER TODAY
A man was arrested Thursday in connection with an Aug. 30 home shooting in Modesto, police said. Sergio Rodriguez, 24, was taken into custody and is being charged with the murder of 29-year-old James Brackett. Brackett was shot at a home on the 200 block of Rosina Avenue in August. He was then taken to a nearby hospital but died of his injuries.Police said Rodriguez was caught in the 4000 block of Yosemite Boulevard. No other information was released. Stay with KCRA for the latest.
MODESTO, Calif. —
A man was arrested Thursday in connection with an Aug. 30 home shooting in Modesto, police said.
Sergio Rodriguez, 24, was taken into custody and is being charged with the murder of 29-year-old James Brackett.
Brackett was shot at a home on the 200 block of Rosina Avenue in August. He was then taken to a nearby hospital but died of his injuries.
Police said Rodriguez was caught in the 4000 block of Yosemite Boulevard.
No other information was released. Stay with KCRA for the latest.


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text:
7th Pay Commission Report: Ministry of Finance 7th CPC
By K Balaji|Updated : August 25th, 2022
0 upvote0 commentsshare
The 7th Pay Commission announcement of the hike in DA and DR is an incentive for family and central government pensioners. The 7th pay commission will be effective from January 1, 2022.
This post discusses how the 7th Central Pay Commission will prove profitable to 50 lakh government employees and 65 lakh pensioners in India.
1. 7th Pay Commission - Overview
2. 7th Pay Commission Latest News in 2022
3. Highlights of the 7th Pay Commission Central Government
4. Main Points of the 7th Pay Commission
5. 7th Pay Commission 2020 & 2021
6. Proposals of the 7th Pay Commission 2021
7. 7th Pay Commission Pay Ranking for Central Government Employees
8. 7th Pay Commission HRA Table
9. 7th Pay Commission Matrix
10. 7th Pay Commission J&K
11. 7th Pay Commission Notes PDF
7th Pay Commission - Overview
The 7th Central Pay Commission was established on February 8, 2014. Every ten years, the Central Government appoints a Pay Commission to review the pay structure of Central Government employees.
The Pay Commission provides recommendations after assessing our country's economic situation and available resources. Because this is not a constitutional body, the Central Government has the authority to accept or reject the recommendations.
7th Pay Commission Latest News in 2022
The Indian central Government has declared a hike in dearness allowance (DA) for central government employees. As per the 7th Pay Commission Latest News Today 2022, the hike has increased by 3% to 34% from 31% earlier. It started on January 1, 2022.
The hike in DA will not only be helpful for the central government employees but also benefit the central Government and family employees getting a pension from the Government.
The 7th Pay Commission Latest News for Pensioners is that they will be receiving a hike in the form of Dearness Relief (DR).
The news also stated that the combined impact on the exchequer on account of both DA and DR would be Rs.9,544.50 crore per annum.
It will be profitable for about 47.68 lakh Central Government employees and 68.62 lakh pensioners, according to the 7th Pay Commission News.
Highlights of the 7th Pay Commission Central Government
The Government established the Pay Matrix 7th Pay Commission, chaired by Justice Ashok Kumar Mathur, during the UPA government's tenure.
On November 19, 2015, seven other members from various fields submitted a report.
Their recommendations went into effect on January 1, 2016. This report focuses on the structure of payments, allowances, and service conditions for individuals serving in the Armed Forces.
Main Points of the 7th Pay Commission
New Pay Matrix
The 7th Central Pay Commission has recommended dissolving existing Pay Bands and Grade Pay instead of introducing a new pay matrix.
This recommendation has received the Central Government's approval.
Basic Pay
The starting salary will be ₹18,000 (for newly recruited officers).
On the other hand, a newly recruited class 1 officer will be paid ₹56,100.
This salary structure has a compression ratio of 1:3.12, which means that an officer's salary is three times that of a low-level entrant.
Increment Rates
The 7th Central Pay Commission has decided to maintain the increment rate at 3%.
Therefore, employees will benefit in the long run from higher basic pay because they will receive an annual increment of 2.57 times greater than they do now.
New Structure
The Central Government has approved the Rationalization Index and collectively offered a minimum pay at each Pay Matrix level based on responsibility, accountability, and increasing role per hierarchy.
There were previously several levels of pay structure; a new structure absorbed all of these.
Recommendations for Advance to Build a House
The Cabinet has approved the recommendation of the 7th Pay Commission Central Government to raise the ceiling on House Building Advance from 7.50 lakh to 25 lakh.
However, the Cabinet has retained four interest-free advances to alleviate the burden, such as TA on transfer or tours.
The 7th Pay Commission Central Government has approved a 3% increase in Dearness Allowance (DA).
With the recent increase, DA will now account for 34% of the basic income.
7th Pay Commission 2020 & 2021
Due to the widespread coronavirus pandemic between these years, the government froze the hike in DA or DR from January 1, 2020, to June 30, 2021.
The government decided to restore the DA/DR from July 1, 2021, and the hike was around 28% from 17%.
The increase in DA from 17% to 28% absorbed extra instalments that began on January 1, 2020, July 1, 2020, and January 1, 2021, orders issued by the Department of Expenditure.
The rate of dearness allowance from January 1, 2020, to June 30, 2021, stayed at 17%.
In Diwali 2022, the government hiked the DA by 3% and the current rate of 28% of the basic pay and allowance.
It made the DA/DR to 31% for central government employees and was considered a Diwali gift.
Proposals of the 7th Pay Commission 2021
The 7th Pay Commission gave many recommendations. It included maximum pay for government employees, a new pay matrix, work-related illness and injury leave (WRIIL, and a constant fitment factor.
The recommended Military Service Pay (MSP) per month is as listed below:
Recommended By 7th Pay Commission
Non-Combatants (enrolled) in the Air Force
JCO / ORs
Nursing Officers
7th Pay Commission Pay Ranking for Central Government Employees
The 7th Pay Commission Pay Scales structure is given below for the Central Government Departments working in CRIS under Indian Railways.
7th Pay Commission Pay Scales
Supporting Staff – I
Pay Matrix Level 4 (25500-81100)
Supporting Staff – II
Pay Matrix Level 6 (35400-112400)
Supporting Staff – III
Supporting Staff – IV
7th Pay Commission HRA Table
Following the hike of Dearness Allowance to 28%, the rates of HRA also improved to 9%, 18%, and 27% based to the category of cities and towns. Given below are the previous and the revised HRA Calculation after 7th Pay Commission.
Pre-Revised Rates
Revised Rates
7th Pay Commission Matrix
The 7th Pay Commission Pay Matrix has been a simple and easily understandable table which is also predictable and transparent. The stakeholders interacted with the 7th Pay Commission to place their demands.
Below is the 7th Pay Commission Pay Matrix Table for employees of the Central Government:
1. Level 1 to Level 5 - Grade Pay 1800 to 2800
Below is the brief report about the 7th Pay Commission Salary Slab from Rs.1800 to Rs.2800.
PB-1 (5200 to 20200)
Have a look on the 7th Pay Commission Salary from Rs.4200 to Rs.5400.
3. Level 10 to Level 12 - Grade Pay 5400 to 7600
Read the Pay Scale 7th Pay Commission applicable from Level 10 to Level 12, where the highest grade pay is Rs.7600.
PB-3 (15600 to 39100)
4. Level 13 to Level 14 - Grade Pay 8700 to 10000
PB-4(37400 to 67000)
No Grade Pay - Hag Scales
Level 15 to Level 18
7th Pay Commission J&K
Below is the complete information about the new pay scale structure of J&K State Government employees for Level-1 to Level-5.
Grade Pay
Pay Matrix Level 1
Pay Matrix Level 3A
Pay Matrix Level 3B
7th Pay Commission Notes PDF
Pay matrix table defines the basic salary of an individual Central Govt employee. The pay matrix table has 19 columns and 40 rows full of structured pay hierarchy for more than 33 lakh employees. To read , click here to download the 7th Pay Commission Pay Matrix PDF.
☛ Download 7th Pay Commission PDF
Other Important UPSC Notes
Mauryan Empire Fiscal Policy
Social Audit Mission Indradhanush
Basel Convention 1989 Liquidity Trap
Mauryan Administration International Court of Justice
Iran Nuclear Deal Fundamental Duties
Indian Diaspora Judicial Review
FAQs on 7th Pay Commission
What Is 7th Pay Commission?
The 7th Central Pay Commission, formed in February 2014, showcases the declarations and layout of compensations of all central government civilian employees including defence forces in India.
What is basic pay according to the 7th Pay Commission?
As per the recommendations of the 7th Pay Commission, the new grade pay scale for a fresher (who is a Government employee) will be in the range of ₹7,000 to ₹18,000 per month as basic pay.
What is the basic pay calculation under the 7th Pay Commission?
As per the 7th Pay Commission, the basic pay calculation is typically 40% of gross income or 50% of an individual's CTC. Gross pay minus total allowances equal basic salary, including medical insurance, HRA, DA, conveyance, etc.
What is the disability pension under the 7th Pay Commission for armed forces?
As per the recommendation of the 7th Pay Commission, pension for total disability is at 30% of the last drawn salary, or ₹3510 per month. If the disability is less than 100%, there will be a reduction.
What is the new Fitment factor introduced by the 7th Pay Commission?
Through the 7th Pay Commission, the Finance Minister has proposed a 3% annual raise for all salaried employees to retain them.
What is the Salary of Lieutenant In Indian Army After 7th Pay Commission?
The salary of some of the Lieutenant in Indian Army after 7th Pay Commission are as follows:
VCOAS/ Army Cdr/ Lieutenant General (NEGS) (Level 17) - INR 2,25,000/- (Fixed).
Indian Army Lieutenant General Salary (level 15) - INR 1,82,200/- – INR 2,24,100/-.
Indian Army Lieutenant Colonel Salary (level 12) - INR 1,21,200/- - INR 2,12,400/-.
Indian Army Lieutenant Salary (level 10) - INR 56,100/- – INR 1,77,500/-.
Lieutenant General - INR 1,82,200.
Lieutenant Colonel - INR 1,30,600.
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Q: Force C++ structure to pack tightly I am attempting to read in a binary file. The problem is that the creator of the file took no time to properly align data structures to their natural boundaries and everything is packed tight. This makes it difficult to read the data using C++ structs.
Is there a way to force a struct to be packed tight?
Example:
struct {
    short a;
    int b;
}

The above structure is 8 bytes: 2 for short a, 2 for padding, 4 for int b. However, on disk, the data is only 6 bytes (not having the 2 bytes of padding for alignment)
Please be aware the actual data structures are thousands of bytes and many fields, including a couple arrays, so I would prefer not to read each field individually.

A: If you're using GCC, you can do struct __attribute__ ((packed)) { short a; int b; }
On VC++ you can do #pragma pack(1). This option is also supported by GCC.
#pragma pack(push, 1)
struct { short a; int b; }
#pragma pack(pop)

Other compilers may have options to do a tight packing of the structure with no padding.

A: You need to use a compiler-specific, non-Standard directive to specify 1-byte packing.  Such as under Windows:
#pragma pack (push, 1)

The problem is that the creator of the file took no time to properly
  byte align the data structures and everything is packed tight.

Actually, the designer did the right thing.  Padding is something that the Standard says can be applied, but it doesn't say how much padding should be applied in what cases.  The Standard doesn't even say how many bits are in a byte.  Even though you might assume that even though these things aren't specified they should still be the same reasonable value on modern machines, that's simply not true.  On a 32-bit Windows machine for example the padding might be one thing whereas on the 64-bit version of Windows is might be something else.  Maybe it will be the same -- that's not the point.  The point is you don't know what the padding will be on different systems.
So by "packing it tight" the developer did the only thing they could -- use some packing that he can be reasonably sure that every system will be able to understand.  In that case that commonly-understood packing is to use no padding in structures saved to disk or sent down a wire.

redpajama_set_name: RedPajamaStackExchange


Living Room : Posters Front Canvas Online Fun Artwork For Feature Wall Portland 62 Best Red Carpet Poster Decor Abstract Art ~ Acdflorida Inc.
Published at Monday, May 14th, 2018 - 15:03:31 PM. Living Room. By Della Friedrich.


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Whether you're young or old, into heavy metal, jazz or house beats – everyone loves music. And there's nothing better than enjoying your tunes live and soaking up that feel-good vibe. Being on a tight budget or a low income can put expensive concert tickets out of reach. Fortunately, there's plenty of other ways to enjoy live music around Gosford and the Central Coast.
To find out when gigs are happening and where there is live music around Gosford and the Central Coast, check out the Central Coast Gig Guide which lets you search for gigs by day of the week.
There's also this great guide to upcoming concerts and live music events around the Central Coast.
Head to the Elanora Hotel in East Gosford a live music fix. On Friday nights they have the Elly Sessions, and Saturdays are a mix of rock and pop duos, karaoke bands and DJs.
The Kincumber Pub has free live music every Friday, Saturday and Sunday. They also host regular weekend music festivals. Keep an eye on their Facebook page for upcoming gig dates.
The Bayview Hotel in Woy Woy has live music every Thursday and Saturday night, and Sunday afternoons from 3pm. Check their website for line-up details.
The Terrigal Hotel does live music every Friday and Saturday night from 7:30 – 10:30pm, as well as on Saturday and Sunday afternoons.
And head to the Avoca Beach Hotel for a great array of local and touring artists, and open mic nights! You can catch live music there most Tuesdays, Fridays, Saturdays and Sundays.
If it's jazz that makes your heart sing, then head to the Central Coast Leagues Club in Gosford.
They host free live jazz every Sunday afternoon from 2pm to 5pm in the Scenic Lounge.
With a different jazz artist playing every week, this is a fun and family friendly affair.
Bring a few laughs to your live music experience by creating it yourself!
Karaoke is always a fun night out with mates. Whether you're brave enough to take to the stage or prefer the role of adoring (or horrified!) fan, the live music laughs are guaranteed.
Head to the Bayview Hotel in Woy Woy on Friday nights to grab the mic and become a rock star!
There's also weekly Thursday night karaoke at The Elanora Hotel in East Gosford, or check out Karaoke Seeker for other karaoke nights near you.
Sure, you might need to stretch your budget a little (or perhaps a lot!), but sometimes a big name comes along and you've just gotta find a way to be there.
Around the Gosford and Central Coast area, you might catch some big names performing at the Newcastle Entertainment Centre, at some of the big vineyards in the Hunter Valley, or at Sydney's ANZ Stadium or Qudos Bank Arena.
Try your luck on some discounted last minute tickets. Head to Lasttix to check out what cheap tickets are on offer around Gosford.
But be warned about buying dodgy tickets online. If the ticket you purchase from an unauthorised seller isn't genuine, you're likely to be refused admission to the gig. You're essentially throwing your cold hard cash down the drain!
With plenty of free and cheap options to get into the groove, hit the town and enjoy some live music around the Central Coast today!


text:
Бака́ловка () — деревня в Хайбуллинском районе Башкортостана. Входит в Таналыкский сельсовет.

Название
До 10 сентября 2007 года называлась деревней Бакаловской фермы.

География
Расстояние до:
 районного центра (Акъяр): 32 км,
 центра сельсовета (Подольск): 8 км,
 ближайшей ж/д станции (Сара): 90 км.

Население

 Национальный состав
Согласно переписи 2002 года, преобладающая национальность — башкиры (82 %).

Примечания

Ссылки
 Совет муниципальных образований Республики Башкортостан

Населённые пункты Хайбуллинского района

redpajama_set_name: RedPajamaWikipedia


text:
Justia › US Law › US Case Law › US Supreme Court › Volume 316 › Brillhart v. Excess Ins. Co.
Brillhart v. Excess Ins. Co., 316 U.S. 491 (1942)
Brillhart v. Excess Ins. Company of America
Argued April 8, 1942
Decided June 1, 1942
Before dismissing a suit brought under the Federal Declaratory Judgments Act and presenting only local questions, upon the ground that another suit involving the same subject matter and between the same parties is pending in a state court, the federal court must determine, in the first instance, whether the claims set up by the plaintiff have been foreclosed by local law, or can adequately be tested in the suit in the state court. P. 316 U. S. 495.
121 F.2d 776 reversed.
Certiorari, 314 U.S. 606, to review a decree which reversed a decree of the District Court dismissing a bill filed under the Federal Declaratory Judgments Act.
FOR THE TENTH CIRCUIT
MR. JUSTICE FRANKFURTER delivered the opinion of the Court.
The Excess Insurance Company of America, the respondent here, brought this suit for a declaratory judgment to determine its rights under a reinsurance agreement made in 1932 with the Central Mutual Insurance Company of Chicago, Illinois. By that contract, the respondent agreed to reimburse Central, within specified limits, for any "ultimate net loss" (defined as "the sum actually paid in cash in settlement of losses") sustained by Central under automobile public liability policies thereafter to be issued. Central undertook to notify the respondent of any accident that might be covered by the reinsurance agreement. In 1934, Central issued a public liability policy to Cooper-Jarrett, Inc. Later in that year, the petitioner's decedent was killed by a truck leased by Cooper-Jarrett, Inc., and suit was brought against the latter in a Missouri state court. Central refused to defend the suit, however, claiming that the policy did not cover the accident.
While the suit was pending, both Central and Cooper-Jarrett, Inc., encountered financial difficulties. By order of an Illinois state court, Central was liquidated, and all claims against it barred. Cooper-Jarrett, Inc., filed a petition for reorganization under § 77B in the Missouri federal district court, and the final decree in that proceeding discharged it from any judgment that had been or might be obtained by the petitioner. Cooper-Jarrett, Inc., having abandoned defense of the suit, the petitioner obtained a default judgment of $20,000 against it on April 22, 1939, and subsequently instituted garnishment proceedings against Central in a Missouri state court. Being unable to recover any part of the judgment from either Cooper-Jarrett, Inc., or Central, the petitioner, on May
29, 1940, made the respondent a party to the garnishment proceeding through service on the Missouri superintendent of insurance.
But, in the meantime, the respondent had filed this suit for a declaratory judgment in the federal District Court for Kansas. Its bill showed diversity of the parties' citizenship and the requisite jurisdictional amount. It alleged, inter alia, that, when the bill in the federal suit was filed, the respondent was not a party to the garnishment proceeding in the state court; that, in violation of the terms of the reinsurance agreement, Central had never notified the respondent either of the accident resulting in the death of the petitioner's decedent or of the suit brought against Cooper-Jarrett, Inc.; that the respondent's only obligation under the reinsurance agreement was to indemnify Central against loss for sums actually paid in cash in settlement of losses for which Central was liable, and, since Central had never satisfied the claim against Cooper-Jarrett, Inc., the respondent could not be obligated in any way under the reinsurance agreement; that Cooper-Jarrett, Inc., was not liable to the petitioner for the death of his decedent; that, even if it were, Central was obligated to defend the suit, and its failure to do so discharged the respondent of any liability under the reinsurance agreement; that, even if it were originally liable, the discharge of Central and Cooper-Jarrett, Inc., had the effect of releasing the respondent, and that, in any event, the default judgment against Cooper-Jarrett, Inc., had been fraudulently obtained.
The petitioner moved to dismiss the suit, principally on the ground that the issues involved in the suit could now be decided in the garnishment proceeding pending in the Missouri state court. The District Court dismissed the bill, apparently because of a reluctance to prolong the
litigation, [Footnote 1] without considering whether the claims asserted by the respondent could, under Missouri law, be raised in the pending garnishment proceeding. The Circuit Court of Appeals held that dismissal of the suit was an abuse of discretion, but, instead of remitting the cause for a proper exercise of the District Court's discretion, reversed the judgment with directions that the District Court proceed to a determination on the merits. 121 F.2d 776. In view of the important question affecting the interrelationship of the state and federal courts in the administration of the Federal Declaratory Judgments Act, we brought the case here. 314 U.S. 606.
Although the District Court had jurisdiction of the suit under the Federal Declaratory Judgments Act, it was under no compulsion to exercise that jurisdiction. The petitioner's motion to dismiss the bill was addressed to the discretion of the court. Aetna Casualty & Surety Co. v. Quarles, 92 F.2d 321; Maryland Casualty Co. v. Consumers Finance Service, 101 F.2d 514; American Automobile Ins. Co. v. Freundt, 103 F.2d 613; see Note, 51 Yale L.J. 511. Compare Canada Malting Co. v. Paterson Co., 285 U. S. 413, 285 U. S. 422-423; Douglas v. N.Y., N.H. & H. R. Co., 279 U. S. 377. The motion rested upon the claim
that, since another proceeding was pending in a state court in which all the matters in controversy between the parties could be fully adjudicated, a declaratory judgment in the federal court was unwarranted. The correctness of this claim was certainly relevant in determining whether the District Court should assume jurisdiction and proceed to determine the rights of the parties. Ordinarily it would be uneconomical, as well as vexatious, for a federal court to proceed in a declaratory judgment suit where another suit is pending in a state court presenting the same issues, not governed by federal law, between the same parties. Gratuitous interference with the orderly and comprehensive disposition of a state court litigation should be avoided.
Where a district court is presented with a claim such as was made here, it should ascertain whether the questions in controversy between the parties to the federal suit, and which are not foreclosed under the applicable substantive law, can better be settled in the proceeding pending in the state court. This may entail inquiry into the scope of the pending state court proceeding and the nature of defenses open there. The federal court may have to consider whether the claims of all parties in interest can satisfactorily be adjudicated in that proceeding, whether necessary parties have been joined, whether such parties are amenable to process in that proceeding, etc.
We do not now attempt a comprehensive enumeration of what, in other cases, may be revealed as relevant factors governing the exercise of a district court's discretion. It is enough that it appears from the record before us that the District Court did not consider whether, under applicable local law, the claims sought to be adjudicated by the respondent in this suit for a declaratory judgment had either been foreclosed by Missouri law or could adequately be tested in the garnishment proceeding pending in the
Missouri state court. This was a matter for determination, certainly in the first instance, by the District Court. Nor did the Circuit Court of Appeals, in reversing the judgment of the District Court, purport to find that, under controlling Missouri law, the issues set up by the respondent in this suit could not be contested in the pending Missouri proceeding. [Footnote 2]
Whether and under what circumstances a reinsurer can be reached through a judgment against the insured are questions of local law. Whether the judgment against Cooper-Jarrett, Inc., could serve as a basis for garnishment proceedings against the respondent was, therefore, a matter of Missouri law. But that issue was never tendered before the Kansas district court; that court did not profess to pass upon it, and the Circuit Court of Appeals, in reversing the decree of dismissal, shed no light upon it.
If the lower courts had found that, under Missouri law, the respondent's claims could not adequately be tested in the pending garnishment proceeding, or that Missouri
law on the subject was doubtful, and, upon the basis of such a finding, had taken jurisdiction of this suit for a declaratory judgment, we would not disturb such a finding. But no such finding can be extracted from this record. And it is not for us to attempt to pronounce independently upon Missouri law. To do so would be to disregard the limitations inherent in our appellate jurisdiction. It is not our function to find our way through a maze of local statutes and decisions on so technical and specialized a subject as the scope of a garnishment proceeding in a particular jurisdiction. For one thing, it is too easy to lose our way. For example, there are numerous decisions of the Supreme Court of Missouri which declare a general principle that the garnishee can assert any defenses in a garnishment proceeding that would be open in a suit brought against him by the judgment debtor. E.g., Weil v. Tyler, 38 Mo. 545, 547; McDermott v. Donegan, 44 Mo. 85, 89; Sheedy v. Second National Bank, 62 Mo. 17, 24. We do not cite these decisions to show that the respondent's claims in this case could adequately be tested in the garnishment proceeding pending in the Missouri state court. For the crux of our ruling is that we should not be called upon to make such a determination in the first instance. But these utterances of the Missouri Supreme Court do serve as a warning that scattered opinions of an intermediate appellate court of a state may convey only doubts and confusion to one inexpert in the law of that state, and yet be entirely clear and consistent when placed in the mosaic of the whole law of that state. Compare Mr. Justice Brandeis dissenting in Railroad Commission v. Los Angeles Ry. Corp., 280 U. S. 145, 280 U. S. 164. We are not concerned here with the burden of proof in establishing facts as to which only the parties to a private litigation are interested. We are concerned, rather, with the duty of
the federal courts to determine legal issues governing the proper exercise of their jurisdiction.
The cause should be remanded to the District Court in order that it may properly exercise its discretion in passing upon the petitioner's motion to dismiss this suit.
It is difficult to ascertain from the record the precise grounds for the District Court's action. Some light is shed by the following colloquy, which occurred at the conclusion of the argument upon the motion to dismiss the bill:
"The Court: As I understand, the merits of the case with reference to the death of this decedent have never been tried."
"Mr. Woods [counsel for the respondent]: That is correct, and it is almost six years now."
"The Court: Well, I don't think that this court will interfere with that. The case will be dismissed. You may draw a journal showing that, after this long lapse of time, after your litigation in Missouri, that this court feels, in its discretion, that it ought not to interfere with that litigation in any way."
The opinion of the Circuit Court of Appeals contains a single sentence which, if read without reference to its context, might appear to be such a finding: "The issues in the garnishment action could not determine the liability of appellant [the respondent here] under its reinsurance contract." 121 F.2d at 778. But, as we read its opinion, the court below clearly was referring only to the garnishment action against Central, before the respondent was joined as a party. Of course, at that time, the respondent would have no opportunity to raise in the garnishment proceeding the claims which it asserted in the federal suit for a declaratory judgment. But, when the petitioner's motion to dismiss the federal suit was filed, the respondent had been made a party to the garnishment proceeding. And, as its opinion shows, the Circuit Court of Appeals did not find that, under Missouri law, the claims raised by the respondent in the federal suit, which were governed by Missouri law and were not previously foreclosed by it, could not be adjudicated in the garnishment proceeding after the respondent had been joined as a party.
MR. JUSTICE DOUGLAS concurring.
If we had here only the question as to whether the issues framed by respondent in this suit could be litigated in the statutory garnishment proceeding in Missouri, I would agree with the views expressed by THE CHIEF JUSTICE. But there is the further, and, for me, the controlling, question whether, as stated by the majority, the claims raised by respondent had been "previously foreclosed" under Missouri law. It is a fair inference from this record that respondent, like Central, received notice and had an opportunity to defend the suit brought against Cooper-Jarrett, although all of the attendant circumstances do not clearly appear. Under Missouri law, the general rule seems to be that notice and opportunity to defend binds the reinsurer on judgments against the reassured. See e.g., Strong v. Phoenix Ins. Co., 62 Mo. 289; Gantt v. American Central Ins. Co., 68 Mo. 503; City of St. Joseph v. Union Ry. Co., 116 Mo. 636, 643, 22 S.W. 794; Finkle v. Western Auto. Ins. Co., 224 Mo.App. 285, 300, 26 S.W.2d 843. By statute (6 Mo.Stat.Ann. §§ 5898, 5899), the liability of the insurance company becomes absolute when loss occurs, and judgment against the insured establishes privity between the injured party and the insurer. See Schott v. Continental Auto Ins. Underwriters, 326 Mo. 92, 31 S.W.2d 7; Lajoie v. Central West Casualty Co., 228 Mo.App. 701, 71 S.W.2d 803; Taverno v. American Auto Ins. Co., 232 Mo.App. 820, 112 S.W.2d 941. The problem is whether, by reason of the insurer's liability under the policy and the statute, and
respondent's liability under its reinsurance contract (see, e.g., Homan v. Employers Reinsurance Corp., 345 Mo. 650, 136 S.W.2d 289), notice and opportunity to defend the earlier suit were sufficient (Schott v. Continental Auto Ins. Underwriters, supra) to bind respondent as reinsurer. Respondent's charges of fraud center on the adequacy of the notice which it received, and the failure of the insured and the insurer to defend. That seems to be but one phase of the question whether, under Missouri law, respondent was bound by the judgment in the earlier suit.
The exercise of jurisdiction under the Federal Declaratory Judgments Act is certainly not compulsory; it is discretionary. Borchard, Declaratory Judgments (2d ed.), p. 312. If it may fairly be said under Missouri law that respondent was bound by its failure or refusal to defend the earlier suit after notice, then it would clearly be an abuse of discretion for the District Court to take or at least to retain jurisdiction of the cause in case it appeared after a hearing on that issue that respondent was so bound.
MR. CHIEF JUSTICE STONE, dissenting.
I think the decision of the circuit court of appeals was right, and should be affirmed.
Respondent, reinsurer of an automobile public liability insurance policy, has been made a party to a garnishment proceeding instituted under the Missouri statutes by petitioner, who has secured a Missouri default judgment upon a liability of the insured said to be covered by the policy. By this suit, brought in the federal district court for Kansas, respondent now seeks, among other things, to set aside the judgment, so far as it establishes liability against the insurer, as fraudulently obtained.
Respondent's bill of complaint states a cause of action which it is entitled to have adjudicated in some court.
The considerations suggested by MR. JUSTICE DOUGLAS are, of course, relevant to the merits of respondent's case, and should be tried with other issues wherever and whenever they are to be tried. As the district court below had jurisdiction -- and as no other reason is advanced for declining jurisdiction -- it was plainly its duty to hear and decide all the issues necessary for disposition of the case unless it was made to appear with reasonable certainty that the issues could be adjudicated in the Missouri courts. Petitioner assumed that burden by his motion in the district court for an order dismissing the suit and remitting respondent to the state courts. The data, including statements of the facts spread upon the record, which he submitted in support of the motion have now received the consideration of three courts. None of them has said, and, in the circumstances of this case, no federal court could say, either with binding authority or with reasonable certainty, that respondent can litigate in the Missouri courts its asserted right to set aside petitioner's judgment for fraud. Petitioner, who is not a citizen or resident of Missouri, and not subject to the jurisdiction of its courts unless he voluntarily appears in an action there, has not said, and in this Court has carefully avoided saying, that he would appear in any independent suit brought in the Missouri courts to attack the judgment.
Further, it affirmatively appears that the question whether respondent can litigate its present cause of action in the statutory garnishment proceeding in Missouri is, at best, not free from doubt. The Missouri garnishment statutes do not deal expressly with the nature of the issues that can be raised in a garnishment proceeding. Missouri Revised Statutes, 1939, §§ 1560-1589. But the Missouri intermediate appellate courts seem to agree that, in such a proceeding, the garnishee cannot challenge the validity and effectiveness of the judgment, save for want of jurisdiction
of the court which rendered it. Potter v. Whitten, 161 Mo.App. 118, 131, 132, 142 S.W. 453; Nevatt v. Springfield Normal School, 79 Mo.App. 198, 201; Reid, Murdock & Co. v. Mercurio, 91 Mo.App. 673, 678. The Missouri Supreme Court has never disapproved these decisions.
The court of appeals below, in deciding that the cause should be litigated in the present suit, declared, 121 F.2d at 778:
"A federal court may not refuse to assume jurisdiction merely on the ground that another remedy is available or because another suit is pending, if the controversy between the parties will not necessarily be determined therein. Maryland Casualty Co. v. Consumers Finance Service, Inc., supra, 101 F.2d 514."
Here, it is evident, despite the diligence of counsel, that the ability of respondent to assert its cause of action in the Missouri garnishment proceeding is uncertain, and must remain so until the Supreme Court of Missouri has spoken. Just how respondent's ability to maintain its suit in Missouri can be made more certain, or even reasonably probable, or how the cause of justice will be advanced by compelling respondent to begin over again the nearly three years' course of litigation which it has now traveled, is not revealed. The concededly erroneous decision of the district court has been reversed by the circuit court of appeals. Unless this Court is now prepared to say that respondent's ability to maintain the suit in the state court is free from doubt, we should leave the judgment undisturbed, and not deny to respondent the benefit of the federal jurisdiction which Congress has sanctioned. One of the chief purposes of creating the diversity of citizenship jurisdiction was to afford to suitors an unclouded opportunity to assert their rights in the federal courts when the exigencies of state court jurisdiction of subject matter or
parties, or both together, as in this case, render doubtful their ability to proceed in the state courts. In such a case, a suitor ought not to be penalized, as respondent plainly is, for invoking the federal jurisdiction.
The Missouri law, if not conclusively against the assertion of the present cause in the Missouri garnishment proceeding, is at least so doubtful that respondent ought not to be compelled to seek the futile prophecy of the district court in Kansas as to how the Missouri courts will resolve an unsettled point of Missouri practice. Since petitioner has failed to sustain his burden of showing that the case is a proper one for dismissal, the district court should exercise its jurisdiction by proceeding to determine the merits without further delay. If this litigation is ever to end, it is important for it to get started.
MR. JUSTICE ROBERTS and MR. JUSTICE JACKSON join in this dissent.


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Education Report
As Demands on Cheerleaders Grow, Injuries Take a Big Jump
This is Shep O'Neal with the VOA Special English Education Report.
About three million young people in the United States are involved in cheerleading. People often think of cheerleaders when they think of school spirit. Cheerleaders are a tradition at football games and other sports events. They help get the crowds excited for their team.
In the past, cheerleading at American schools mostly involved shouting cheers and jumping up and down. But cheerleading has grown into a sport of its own. The moves are more physical. Cheerleaders, for example, are often thrown into the air.
The difficulty of modern cheerleading has led to more injuries. A new study shows that the number nationwide increased one hundred ten percent during the years examined. It says hospital emergency rooms treated more than two hundred thousand cheerleaders between nineteen-ninety and two thousand two.
During that same period, the number of students who became cheerleaders increased by eighteen percent.
Two children's medical researchers in Ohio did the study. The report appeared this month in the Journal of Pediatrics.
Almost all of the injured cheerleaders were female. Eighty-five percent of the injuries were in those between the ages of twelve and seventeen.
Leg and foot injuries represented the largest share of cases, thirty-seven percent. Nineteen percent were injuries to the head or neck.
But the study says few cheerleaders were injured seriously enough to be admitted to the hospital. Almost ninety-nine percent were treated and released from the emergency department.
Researchers say cheerleaders often attempt difficult performances before they are physically ready. They are often expected to perform risky moves when they compete for honors against other schools.
Most school sports are played during one season. Cheerleading is done all year. So it is difficult to compare the injury rates to other sports.
In many American schools, cheerleading is not considered an official sport. This means it is not held to the same rules and requirements. Because of this, the adult coaches who direct cheerleading programs are often not required to complete any special training.
In their report, the researchers call for steps to increase the safety of cheerleading. These include required safety training for all coaches.
This VOA Special English Education Report was written by Brianna Blake. Read and listen to our reports at voaspecialenglish.com. This is Shep O'Neal.


Is organic food too expensive for your family? Would you like to live in a world where organic food was more affordable and you had more access to it? That future is coming soon, but in order to make it a reality, your help is needed. We've covered in detail why there isn't more organic on the shelves and that answer is a bit complicated. But when it comes down to it, in order for the organic industry to grow and become accessible to everyone, some intervention is needed. Now enters the solution – the Organic Check-Off Program.
For years, organic advocates have been working for a way to strengthen the organic supply chain, promote organic practices and create outreach for consumers. And just recently, something groundbreaking has happened.
The Organic Trade Association and Gro Organic Core Committee presented an application to the USDA for an Organic Check-Off Program. This is the culmination of years of discussion with organic handlers, processors & farmers discussing in town hall meetings, over phone calls and other dialogue. The GRO Organic Core Committee is a subset of the Organic Research and Promotions Program Steering Committee, with a goal of promoting organics and providing more research support to improve organic methods in the US.
Why should you care about this? It will change EVERYTHING.
Disclaimer: This is a sponsored post with the Organic Trade Association. We at Mamavation are very excited to help them with this groundbreaking endeavor. We have received factual information from them, but our opinions on the information are ours alone. Thank you for supporting Mamavation!
What Is The Organic Check-Off Program And Why Should You Care?
And the possibilities are endless when it comes to an Organic Check-off Program. Imagine a world where there were technical specialists in farming communities helping farmers make the transition to organic. Imagine a world where young farmers were educated about the benefits of organic production with facts and science. Imagine a world where the organic industry had a marketing slogan and well-funded promotional campaign likes ones that are already out there such as "The Incredible Edible Egg", "Pork: The Other White Meat", "Beef. It's What's For Dinner" or "Got Milk?" Those are all examples of other check-off programs. The difference here is for the FIRST time, a check-off program has been proposed that is all about the processing of food instead of what the food is. And that means food that is produced and processed organically.
Who Is Involved With The Organic Check-Off Program?
Right now, there is no Organic Check-Off Program. But this can become a reality if the public joins together to support it by submitting positive comments in support of it. But who would be involved if it became a reality? The program would be headed by a 50/50 board comprised of handlers and producers, with regional representatives as well as those chosen by individuals and USDA. This organization was designed to allow the wishes of farmers to not be overshadowed by corporate interests. The Organic Trade Association has been working hard behind the scenes for years to make this a reality, but they are only the midwives, so to speak. When the Organic Check-Off Program is approved and started, they will not be in charge of it. It will take on a life of it's own.
What Would the Organic Check-Off Program Do?
The Organic Check-Off Program would assist in growing organic farmland in the United States, providing technical assistance to farmers making the transition to organic, confirming the science behind the benefits of organic, researching solution-based techniques that can be used for better pest and weed management, and educating the public on it's benefits. All of this has the potential to increase access to organic across the United States while making prices more affordable to all.
The program also would create a strong promotion plan with ads, in-store promotions and other promotional activities to highlight and educate the consumer about organics. Education is essential to help those new to organics. As the industry is growing at the speed of light, it needs support to grow. Right now less than 1% of American farmland is organic, and yet it has the fastest growth in the food industry – sales were up 11 percent to $43.5 billion in 2015 alone. Obviously our supply is not keeping up with the demand. To fill that gap and bring the financial benefit of organic to American farmers, the Organic Check-Off Program is needed.
Where does the Organic Check-Off Program's Money Come from?
The actual 'check-off" assessments would require organic certificate holders that make over $250,000 to be assessed. Holders that make under that amount, can join the check-off voluntarily. The accessed would pay one tenth of one percent of net profits, so a farm that brings in $100,000 in profit per year would pay a $100 fee for the assessment. In the grand scheme of things, it's not that much money, but added up would create an estimated $30 million for the check-off program.
Over half of the funds generated from assessments would go to research, technical and information services. Findings and research are public and will be shared with the organic community and consumers alike. No more than 15 percent of funds raised would go to administrative costs.
How Would The Organic Check-Off Program Benefit You?
We, the consumer, would benefit from an Organic Check-off Program in several ways.
Right now, less than 1% of farmland in the United States is certified organic. That means most of our organic food is produced outside the United States. The Organic Check-Off Program will step in here to shorten that gap between how much we demand and how much we are supplying here. With programs that provide technical assistance to farmers make the switch and education on the ground helping young farmers understand the science and benefits of organic, the industry will grow quicker. This will result in more organic food and more accessibility at home. And if you paid attention in economics class, you know that means more affordability to consumers.
Currently, the organic supply chain is fractured in limited, with organic feed for livestock shipped in from overseas as well as organic produce and other items. Again, less than 1% of farmland is organic so supplying ingredients has created a squeeze. Add on expenses for that, and you have the reason why organic eggs and milk can be so expensive. Creating a strong, unbroken chain of supply in the US would provide solid feed and other resources to organic certificate holders, bringing costs down and allowing them to grow their businesses.
When you run in wellness circles, you hear buzzwords like buy local, buy organic, avoid GMOs, etc. But what does all that really mean? Especially the word "natural"…what the heck is natural? What does the word "natural" really mean in today's food economy? The consumer is very confused by all these buzzwords, and the Organic Check-off Program will step in to help the consumer understand all of this.
"We know first-hand how confused consumers are about organic in the broad sense. Is natural better, is GMO-free as good as organic? To have a program from a high level that educates on the benefits of organic is critical," said Jesse Laflamme, co-owner of Pete & Gerry's Organic Eggs based in Monroe, New Hampshire.
The overuse of health-conscious 'buzz words' and variety of labels in the supermarket are causing confusion. What is concerning is that the confusion on labeling is turning the term 'organic' into a more generic term, instead of a legal term. Consumers often confuse "organic" with "natural" and think they are the same thing. The word natural has no legal definition and can be used on just about anything. But using the organic symbol has a very special meaning and definition.
How Would The Organic Check-Off Program Benefit Those in The Organic Industry?
At least 25 percent of the funds raised from the assessment process will go to research, something that is desperately needed. There is a definite need to improve and expand organic pest management research for organic production. For instance, California, which is one of the states dealing with a citrus greening disease that is lethal to citrus trees, currently has no organic solution approved for the problem. Therefore, we are losing valuable organic citrus tress to bugs. Conventional farms currently have protection to their crops. Neonicotinoids are sprayed to kill the Asian Citrus Psyllid that spread the disease (and everything else on the tree) and infected trees are removed. Neonicotinoid pesticides are prohibited for organics, so thus they need a better solution that doesn't harm the environment, the bees, or us.
Corn and soy are two of the US's top farmed commodities, which are primarily used to feed livestock. You heard that right. The food we produce isn't really going into our mouths. It's going into the mouths of animals instead. But if you want organic meat, chicken & eggs, the Organic Check-Off is the solution. The Organic Check-Off Program will support and educate farmers on how they will benefit by transitioning to organic, which can help transition farmers to organic overtime quicker. The organic market has seen double digit growth for years, but organic cropland is just over 4 million of two billion acres of US cropland. Let's fix this!
The organic community has seen a need to strengthen education for farmers on the certification process, labeling, and organic techniques. Several colleges have already started organic programs, and even organic food brands are supporting educational programs to secure their supplies and help them expand. Offering access to new research, methods and information would help more farmers become educated about farming organically, including crop rotation and natural pest control.
Assessments would be made throughout the value chain: producers, handlers, processors, and retailers will be assessed.
Twenty-five percent of the assessment from producers would be required to be used for local and regional research. A Board sub-committee of regional seat holders would recommend how those funds would be used.
All of the research, inventions and innovations resulting from organic check-off programming would remain in the public domain.
Sounds Great! What Can You Do To Make It Happen?
Please go here and submit your name, address and comment to the federal register. As consumers, we also have skin in the game and the USDA wants to hear from us as well. The more positive comments in the register, the more likely this will happen. Please share this post with everyone you know that is passionate about organic food. The public comment period ends on March 20, 2017.
There are literally thousands of farmers, handlers, processors that have already publicly endorsed and supported the Organic Check-Off Program (check out the full list here).
To support the Organic Check-Off Program, visit the GROorganic.net site and add your name to the thousands of people submitting comments. The comment has already been done for you, so it's as simple as providing your name, address and clicking a couple of times.
Thank you for supporting organics!
How do you feel about the Organic Check-Off Program? Are you planning on sharing with your friends and family? Fill us in on how you are helping the cause! And as always, XXOO.
This would be great I have to drive an hour away to buy organic foods and I want to buy it in my home town but the manger of supermarket says no one buys organic and it goes bad to fast that he wont ever carry it.
and planting organic food. Am I missing something?
Yes, there is actually an entire part of it dedicated to farmer education and recruitment so to speak. They will be creating a staff of farm educators who will communicate the benefits both financial and environmental, etc.