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General Terms and Conditions in USA
Last Modified: February, 10th 2020
These terms of use govern the relationship between Howtank ("Howtank", "we" or "us"), publisher of the Howtank website, and each user of the Service as defined below ("Member" or "you"). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these "Terms of Use") govern your access to and use of the Service, including any content, functionality, and services offered on or through the Service.
Please read the Terms of Use carefully before you agree to them and start using the Service because they contain provisions that affect your rights and obligations, including a mandatory arbitration provision and a waiver of your right to participate in a class action. By accessing and/or using www.howtank.com or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use, together with our Guidelines, and our Privacy Policy, which documents are incorporated herein by reference and deemed part of the Terms of Use. If you do not want to agree to these Terms of Use, our Guidelines, or the Privacy Policy, you must not register for, access or use the Service.
This Service is offered and available to users who are 18 years of age or older, and reside in the United States or any of its territories or possessions. By registering on and using this Service, you represent and warrant that you are of legal age to form a binding contract with Howtank and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not register for, access or use the Service.
Howtank is the company that publishes www.howtank.com. The company designs and manages transactional and interpersonal solutions using new technology. It also acts as a transaction operator on behalf of third parties, providing promotional and customer-retention services, advice, studies, design and project development.
As part of its work, Howtank has developed a community chat service that enables Howtank Members to reply to visitors of Partners Sites (as defined below).
The term "Service" means the service offered by Howtank, on www.howtank.com or through apps and widgets offered by Howtank to put Internet Users (as defined below) in contact via Chat (as defined below), as well as all products and services directly or indirectly related to this Service. Internet Users put in contact with a Member via the Service provided to a Partner Site (as defined below) are not website Members.
The term "Member" means any person who effectively uses all or part of the Service and who, consequently, is contractually bound to Howtank. Members connect to the Service first by registering to create a user name and password and then by signing into the Service using the Member's own user name and password.
A "Partner" is any entity that has contracted with Howtank to have the Service integrated in the Partner's website or platform, each referred to as a "Partner Site".
"Internet Users" are people who visit Howtank's Partner Sites and communicate with Members via the Service.
Howtank reserves the right to revise and amend the Terms of Use at any time in its sole discretion and without prior notice. Any changes or modifications to these Terms of Use will be effective immediately upon posting of the revisions. We will also update the Last Modified Date at the top of these Terms of Use accordingly. However, any changes to the dispute resolution provisions set forth in the Governing Law, Arbitration will not apply to any disputes for which the parties have actual notice prior to the date the change is posted on the Service. Continued use of the Service by a Member following posting of any changes or modifications constitutes Member's acceptance of such changes or modifications. For this reason, Member should frequently review these terms and conditions and any other applicable policies, including their dates, to understand the terms and conditions that apply to use of the Service. If the modified Terms of Use are not acceptable to you, you should not accept or use the Service after the Last Modified Date.
By registering for the Service, you expressly accept that all or part of the messages you send may be posted online on other websites, including but not limited to Howtank's Partner Sites, Howtank-run websites and www.howtank.com.
Each new feature that extends or improves the Service is subject to these Terms of Use.
Any breach of these Terms of Use may result in Howtank disconnecting the breaching Member from the Service, terminating the Member's use of the Service and closing the Member's account.
Registering & accessing the Service
Some Service pages can only be accessed by Member after authentication (login email address and password).
Only individuals invited to register by Howtank or Partner Sites can sign up for the Service.
Each individual may only open one account for the Service.
Prospective Members must register for the Service using the registration page and provide all the details required for using the Service, including:
password for logging in
For the account to be activated, during registration or on the "My Profile" page of their account, prospective Members must also:
upload a profile photo to be displayed on Partner Sites
write a short bio explaining why the Member is a Partner Site expert
Members agree to provide true, accurate, current, and complete information when entering their details and confirm they will not provide a false photo, name, skill details or contact information.
Members agree to keep their details up-to-date to ensure they remain true, accurate, current, and complete at all times. Members have the legal right to access and correct those details, either by submitting a request on the Contact Howtank website page or by making the changes themselves on the "My Profile" page of their account.
Once prospective Members have created their own accounts and accepted these Terms of Use, Howtank and the Partner Site (on which the Members will reply to Internet User questions) may, but shall not be required to, approve the account.
If the Partner Site approves the account, Howtank will then approve the account. Partner Sites shall have sole discretion in approving or disapproving a Member application. You acknowledge and agree that the Partner Site shall bear no liability to any applicant for membership. Once approved, Members can use the entire Service unless or until the Member account is terminated.
Because it is Your account, it is Your responsibility to obtain and maintain all equipment, services and software needed for access to and use of the Service as well as paying any related charges for internet access. It is also Your responsibility to maintain the confidentiality of Your password, and not disclose it to any other person or entity. You also acknowledge that Your account is personal to You and agree not to provide any other person with access to the Service or portion of it using Your user name, password or other security information. Should You believe Your password or other security information for the Service has been breached in any way, You must immediately notify Howtank. You also agree to ensure that you exit from or sign out of Your account at the end of each session. You should use particular caution when accessing Your account from a public or shared computer so that others are not able to view or record Your password or other personal information.
We have the right to disable any user name, password or other identifier, whether chosen by You or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, You have violated any provision of these Terms of Use.
Members may be blocked from accessing and using the Service if they act contrary to all or part of these Terms of Use. In addition, Howtank may terminate, suspend, or modify Your registration with, or access to, all or part of Service, without notice, at any time and for any reason.
Terminating access/closing the account
Members wanting to close their account and terminate their access to the Service must submit a written request using the input field available on the Contact Howtank page of www.howtank.com.
Letters, emails, chat conversations, forum messages and phone calls requesting that the Member's account be closed will not be considered as valid termination requests and will not be actioned.
Termination will occur within 48 hours of the Member's message being received by Howtank. The destruction of the Members' data may take up to 60 days after receipt of the Member's request.
Members requesting their account be closed acknowledge that they relinquish all information, benefits and advantages gained while using the Service. This includes all the Member's written messages, points awarded and unused, reputation and results.
Members shall act of their own free will in accordance with these Terms of Use, to help Internet Users understand and use features on the Partner Sites.
You acknowledge that You are a volunteer participant in the Howtank community and that You may discontinue Your participation at any time.
Nothing related to Your participation will be construed as creating an employer-employee relationship, a partnership, joint venture, association, or agency relationship, or as a limitation upon Howtank's right to terminate your access as set forth above, or upon Howtank's discretion, to terminate Your access as provided herein.
You assume all risk for Your use. You understand that posting Content (as defined below) or submitting material is voluntary, and You are under no obligation whatsoever to provide any Content, submissions or contributions. You are solely responsible for Your dealings with any third party that relate to Your use of the community, or any information or materials You obtain from a third party.
Howtank shall not be obligated to provide, and Member has no expectation of receiving, any compensation from anyone in any form for Member's voluntary participation in the community, or for Member Content, submissions or contributions.
Members may also provide personal opinions and describe personal experiences with products sold by the Partner Site, within the scope of their skills, subject to these Terms of Use.
If Members have the knowledge, they may be invited to help Internet Users on other Howtank Partner Sites. This help is freely and voluntarily provided by Members and is subject to their informed, explicit acceptance through their Howtank account.
Members are solely responsible for all Content that they upload, post, email or otherwise transmit via or to the Service, its tools or otherwise, including the submission of product ratings and reviews and all other data, profile information, documents, text, software, applications, music, sound, photographs, graphics, video, messages, forum postings, comments, questions, answers or other materials (collectively, "Content"). Howtank will not accept Content other than from a Member. Members agree to ensure those messages and Content are not contrary to public policy and do not harm the interests of third parties.
By submitting Content to Howtank, Member represents and warrants that Member:
Understands that Member is participating in a public forum and that Member's Content will be available to all other users of the Service and potentially third-party sites;
Is the sole author and owner of the intellectual property of the Content and other rights thereto (or has the necessary licenses, rights, consents and permissions to use and authorizes Howtank to use all intellectual property and other rights thereto to enable inclusion and use of the Content in the manner contemplated by the Service and these Terms of Use);
Voluntarily waives all "moral rights" that Member may have in such Content; and
Will not provide Content that violates these terms and conditions or causes injury to any person or entity.
By submitting any Content via the Service, Member represents and warrants that any Content Member submits:
Is not false, inaccurate or misleading;
Does not defame, harass, abuse, threaten or violate the rights of any person (or group of people) or incite others to do the same;
Does not violate any law, statute, ordinance or regulation (including, but not limited to, those governing export control, consumer protection, unfair competition, anti-discrimination or false advertising);
Is not, or would not reasonably be considered to be, unlawful, harmful, defamatory, libelous, vulgar, obscene, invasive of another's privacy, hateful, racially, ethnically, or religiously biased or offensive, abusive, tortious, threatening or harassing to any individual, partnership or corporation;
Is not likely to deceive any person;
Does not cause annoyance, inconvenience or needless anxiety or will be likely to upset, embarrass, alarm or annoy any other person;
Is not submitted for compensation or other consideration from any third party;
Does not include any information that references other websites, addresses, email addresses, contact information or phone numbers;
Does not incite racial hatred, violence or advocate crimes against humanity;
Does not promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
Does not include content that aims to harm or exploit minors, or gather details that may lead to a minor being personally identified use a false identity or assume that of another person, including that of another Member or employee, manager, administrator or moderator of the Partner Site or Howtank;
Shall not try to recover, record, publish or use private details or details that may lead to personal identification including first name, surname, address, bank card number, telephone number, email address and password, without that person being informed and having consented;
Does not give the impression that such Content emanates from or is endorsed by Howtank;
Shall not publish links to illegal content, pay-per-use websites or more generally any website that does not comply with these Terms of Use;
Does not violate distribution or broadcasting rights of third parties for public events;
Does not involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising;
Does not infringe any copyright, patent, trademark, trade secret or other intellectual property rights or rights of publicity or privacy of any person or entity;
Shall not attempt or be intended to diagnose, treat, cure or prevent any condition or disease;
Does not violate any obligations Members may have with respect to such Content under any law or under contractual or fiduciary relationships (such as, but not limited to, insider information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
Complies in all respects with these Terms of Use, and
Is not unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.
Member agrees to indemnify, defend, and hold Howtank, including its affiliates, licensors, Partners and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns harmless from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from Your (or anyone using your account) violation of these Terms of Use, use of the Service, use of the Service's content, services and products other than as expressly authorized in these Terms of Use, use of any information obtained from the Service, or from Content that Member sends or publishes via the Service. Howtank reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by You and, in such case, You agree to cooperate with Howtank's defense of such claim.
Member must adopt a suitable tone for the Internet Users that Member communicates with through the Service. Member agrees to remain polite, respectful and patient at all times, regardless of the Internet User's behavior. Members must not use the Service to engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service, or which, as determined by us, may harm Howtank, or Internet Users, or expose them to liability.
Member agrees to respect the moderation rules put in place by Howtank and not attempt to circumvent them.
Member shall not use the Service to impersonate any person or entity or state any affiliation or connection to Partner Site, including, without limitation, as an employee, or to falsely state or otherwise misrepresent affiliation with a person or entity. Conversely, if Member is employed by or affiliated with a Partner Site, then Member shall affirmatively disclose such relevant connection in each Content posting.
Given that this is a public community, Members must remain cautious with their personal details and not publish information that could be used by Internet Users to:
steal their identity (postal address, phone number, bank card number, etc.)
use their details to publish spam emails, pyramid schemes, affiliate marketing and unsolicited advertising messages
Members understand that Howtank and the Partner Site may use messages and results in any form in relation to the Service and Howtank's commercial activities. Without prior notification, Howtank may decide to adapt Members' messages and results in the following ways:
public display
use in advertisements
creation of works based on those messages and results
In the same way, Member understands that Howtank may authorize Partner Sites to do the same on their websites, media platforms and apps.
If Member Content includes ideas, suggestions, documents or proposals to Partner Sites through the Service, Member acknowledges and agrees that such Content is not confidential or proprietary, and Howtank shall have no obligation of confidentiality, express or implied, with respect thereto.
For any Content that Member submits, Member grants Howtank a worldwide, perpetual, irrevocable, royalty-free, sublicenseable and transferable right and license to use, reproduce, communicate, distribute, copy, modify, delete in its entirety, edit, adapt, publish, translate, publicly display, publicly perform, use, create derivative works from and/or sell and/or distribute such Content and/or incorporate such Content into any form, medium or technology whether now or hereafter known throughout the world without compensation to Member. This license will survive the termination of these terms and conditions and Member's use of the Service.
All Content that Member submits through the Service is not confidential and may be used at Howtank's sole discretion. Howtank may or may not pre-screen Content. However, Howtank and its designees, including Partner Sites, will have the right (but not the obligation) in their sole discretion to pre-screen, change, condense or delete any Content on the Sites. In particular, Howtank and its designees, including Partner Sites, will have the right to remove any Content that Howtank or a Partner Site deems, in its sole discretion, to violate these terms and conditions or is otherwise objectionable. Howtank does not guarantee that You will have any recourse through Howtank to edit or delete any Content you have submitted. Howtank reserves the right to incorporate any Content You have submitted into any account You may have, now or in the future, as a registered user of the Service. Howtank reserves the right to remove or to refuse to post any submission for any reason.
When Member deletes messages, they are also deleted from the Service. However, Member understands that deleted messages are kept on the back-up copy for a reasonable period of time. They will not be shared with third parties after deletion but may remain in the possession of Internet Users who have already viewed or downloaded the messages before they were deleted.
Member must not modify or adapt the Service, or interfere in any way with the software and computer equipment used by Howtank in providing the Service to them. Member also agrees to not:
introduce or transmit a virus, Trojan horse, worm, logic bomb or any other harmful or destructive program
manipulate Service forums or other community tools including ranking and reputation systems, alone or by conspiring with other Members or Internet Users, or by using several profiles
use the Service in any manner that could disable, overburden, damage, or impair the site or interfere with any other person's use of the Service, including their ability to engage in real time activities through the Service
use any device, software or routine that interferes with the proper working of the Service
attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Service, the server on which the Service is hosted, or any server, computer or database connected to the Service
attack the Service via a denial-of-service attack or a distributed denial-of-service attack
use the Service to collect or store personally identifiable information about any other person
more generally, attempt to interfere with the proper working of the Service
Accounts created by automatons, robots and any other automated method are prohibited. Similarly, automatons, robots, spiders, and all other automated devices, processes or methods are prohibited from using any feature of the Service whatsoever.
Member agrees not to monitor, reproduce, duplicate, copy, sell, on-sell or use part or all of the Service without the express prior written approval of Howtank.
Member is responsible for the security of their account access and login details (email address and password). Howtank cannot be held liable for any loss or damage caused by a failure to comply with this safety obligation.
Members are responsible for taking all necessary measures to protect their account and access login information and use the Service at their own risk.
However, Howtank will implement all reasonable measures to ensure the confidentiality of transmitted details.
Members acknowledge that Howtank has no obligation to maintain the Service as available and in operation at all time.
Howtank's Rights and Duties
Howtank provides the Service to approved Members and Internet Users.
Howtank will take all reasonable measures available to it to ensure quality access to the Service.
Howtank cannot be held liable for network and server issues or any other event outside its reasonable control that blocks or impairs access to the Service.
Howtank reserves the right to temporarily suspend or change access to the Service without prior notice in order to carry out maintenance or for any other reason, but will use all commercially-reasonable efforts to provide advance notice of any scheduled suspension or disruption of the Service. Such an interruption will not result in any obligation or compensation.
Howtank also reserves the right to unilaterally and without prior notice terminate access to the Service for any Member who does not comply with these Terms of Use. That Member will then lose all information, benefits and advantages gained while using the Service. This includes all the Member's written messages, points awarded and unused, reputation and results.
Howtank cannot guarantee the accuracy or relevance of messages sent by Members via the Service. Consequently, these messages in no way give rise to liability on the part of Howtank or any Partner Site.
Howtank therefore cannot be held liable for any interruption to the smooth operation of the transaction carried out by the Internet User on the Partner Site while using the Service, including the order, payment, delivery, amount and terms. However, Howtank has implemented tools to measure the quality of these exchanges.
Howtank will measure the satisfaction of Internet Users. This will be based on objective criteria such as the number of "Thanks" given to Members by Internet Users.
Lastly, Howtank has developed a monitoring system to ensure that each Member complies with these Terms of Use. This moderating system is based on key words that can identify inappropriate behavior. If a breach of these Terms of Use is identified by the monitoring system, Howtank may send the Member a warning or temporarily suspend or terminate their account.
Members understand that each message they send will be recorded and retained. Messages may be read and analyzed by Howtank and/or the Partner Site.
IN NO EVENT WILL HOWTANK, THEIR RESPECTIVE AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, PARTNERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUES, LOST PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF GOODWILL, LOSS OF USE, LOSS OF DATA, BUSINESS INTERRUPTION, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE SERVICE (INCLUDING, WITHOUT LIMITATION, USE, INABILITY TO USE, OR THE RESULTS OF USE OF THE SERVICE), WHETHER SUCH DAMAGES ARE BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY AND EVEN IF HOWTANK HAS BEEN ADVISED (OR SHOULD HAVE KNOWN) OF THE POSSIBILITY OF SUCH DAMAGES.
EXCLUSIONS AND LIMITATIONS: Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Therefore, some of the above disclaimers and limitations of liability may not apply to You. To the extent Howtank may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the amount of such party's liability shall be limited to the minimum amount permitted under such applicable law.
Howtank reserves the right, at any time, without notice and in its sole discretion, to:
remove or refuse to post any message sent or published via the Service, and to
take any action with respect to any message sent or published via the Service that Howtank deems necessary or appropriate in its sole discretion, including if it believes that such message violates these Terms of Use, infringes on any intellectual property right or other right of any person or entity, threatens the personal safety of Members or the public or could create liability for Howtank or a Partner,
disclose Your identity or other information about You to any third party who claims that material posted by You violates their rights, including their intellectual property rights or their right to privacy,
take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Service,
terminate or suspend Your access to all or part of the Service and to block or prevent future access to and use of the Service, for any or no reason, including without limitation, any violation of these Terms of Use. You shall have no right to any claim or compensation in such situation.
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Service. Howtank may access, preserve and disclose Member account information and Content if required to do so by law or in a good faith belief that such access, preservation or disclosure is reasonably necessary to (i) comply with legal process; (ii) enforce these terms and conditions, (iii) respond to claims that any Content violates the rights of third parties, (iv) respond to Members' requests for customer service, or (v) protect the rights, property or personal safety of Howtank (and its employees), its users and the public. YOU WAIVE AND HOLD HARMLESS HOWTANK, AS WELL AS ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.
If they wish, Partner Sites can grant Members benefits.
The Partner Site is responsible for deciding what type of benefits it will offer Members. Members agree to deal directly with the Partner Site regarding this benefit and understand and agree that Partner Sites' determinations shall be in the Partner Site's sole discretion. All decisions shall be final.
Other Service Features
Members using the Service can reply to Internet Users via the chat tool developed by Howtank ("Chat").
With the Chat feature of the Service, Members have access to a discussion room to communicate with other Howtank Members. The community page of the Service ("Community Page") displays Members' rankings according to their results.
Members understand that each Internet User they chat with can give them or not give them a "Thanks" at the end of the conversation.
Member acknowledges that the Community Page is public and visible to all other Members at http://www.howtank.com/. Similarly, this information can be viewed by Internet Users visiting the Partner Site or any other website on which the Site wishes to display it.
Members are hereby informed that cookies will be put on their computers. These cookies are used to identify Members when they log in and to give them all the benefits they are entitled to for participating in the Service. All information we collect on this Service is subject to our privacy policy page.
Personal data storage & transmission
The Website www.howtank.com is hosted on servers owned by Amazon Web Services Inc., in Paris, FRANCE.
Members in France and other countries agree that the details they provide via the Service can be transmitted to and stored on the Amazon Web Services Inc. servers. These details include:
civil status/identity/identification details
messages written by a Member via the Service
The Service and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Howtank, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
These Terms of Use permit You to use the Service for the limited business purpose(s) described in these Terms of Use. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Service, except as follows:
Modify copies of any materials from this Service.
Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this Service.
You must not access or use for any commercial purposes any part of the Service or any services or materials available through the Service.
If You print, copy, modify, download or otherwise use or provide any other person with access to any part of the Service in breach of the Terms of Use, Your right to use the Service will cease immediately and You must, at our option, return or destroy any copies of the materials You have made. No right, title or interest in or to the Service or any content on the Service is transferred to You, and all rights not expressly granted are reserved by Howtank. Any use of the Service not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.
The Howtank name, the terms Click to Community (and its variations Click 2 Community and click-to-community), the Howtank logo and all related names, logos, product and service names, designs and slogans are trademarks of Howtank or its affiliates or licensors. You must not use such marks without the prior written permission of Howtank. All other names, logos, product and service names, designs and slogans on this Service are the trademarks of their respective owners.
If anyone believes his or her work or content has been copied and posted to the Service in a way that constitutes copyright infringement, please provide Howtank's designated copyright agent the following written information in accordance with the Digital Millennium Copyright Act (the "DMCA"):
A description of where the material that you claim is infringing is located on the Partner Sites;
Howtank's DMCA designated copyright agent for notice of claims of copyright infringement on the Service is:
Emeric Teil – Chairman
support@howtank.com
Electronic Delivery Statement and Your Consent
You agree to receive legal notices and other information concerning Howtank or the Service electronically, including notice to any email address that you may provide.
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Service will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICE OR BY YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
YOUR USE OF THE SERVICE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICE IS AT YOUR OWN RISK. THE SERVICE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER HOWTANK NOR ANY PERSON ASSOCIATED WITH HOWTANK MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE SERVICE. WITHOUT LIMITING THE FOREGOING, NEITHER HOWTANK NOR ANY PERSON ASSOCIATED WITH HOWTANK, REPRESENTS OR WARRANTS THAT THE SERVICE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SERVICE OR THE SERVER THAT MAKES IT AVAILABLE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SERVICE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
HOWTANK HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Therefore, some of the above disclaimers and limitations of liability may not apply to You. To the extent Howtank may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the amount of such party's liability shall be limited to the minimum amount permitted under such applicable law.
The www.howtank.com Help pages, and all written communication sent by Howtank constitute an integral part of these Terms of Use.
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.
Governing Law, Arbitration.
All matters relating to the Service and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of New York, without giving effect to any choice or conflicts of law provisions (whether of the State of NY or any other jurisdiction).
In the rare event you have a dispute with Howtank, we encourage you to contact us immediately so we can work together toward a satisfactory resolution. If we cannot come to a resolution, you agree that any claims, disputes, demands, counts, controversies, or causes of action between you and Howtank arising out of or relating to these Terms of Use, the Service, including the enforceability of these Terms of Use, our Guidelines, or our Privacy Policy or information practices will be finally and exclusively resolved by binding arbitration on an individual basis only (except as stated below). The arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of any class or representative proceeding.
YOU UNDERSTAND THAT YOU ARE WAIVING YOUR RIGHT TO HAVE YOUR CLAIMS HEARD IN COURT BY A JUDGE OR JURY. AN ARBITRATION AWARD IS AS ENFORCEABLE AS A COURT ORDER AND IS SUBJECT TO ONLY LIMITED REVIEW BY A JUDGE. YOU ALSO UNDERSTAND AND AGREE THAT THIS ARBITRATION PROVISION PREVENTS YOU FROM PARTICIPATING AS A PLAINTIFF OR AS A CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.
Arbitration will be subject to the Federal Arbitration Act, and shall be commenced and conducted by the American Arbitration Association ("AAA") under the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes, as amended by this provision, in English and by a single arbitrator that is acceptable to both parties. You can find out more AAA and how to file an arbitration claim at www.adr.org or by calling 800-778-7879.
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Izumisano City 70th Anniversary × Kinnikuman 40th Anniversary Friendship Tag Grapeto Operation 2019.3.23 [4k] Video by Dr.YELLOW movie by charonzoom.
i actually had a young designer a few months back look at me oddly when I used the term colorist. They had never heard of the speciality and said you just choose a Pantone... ugh.


Keystone receives Four Star rating with CMS!
Keystone Pointe has increased to a four-star status by the Center for Medicaid and Medicare Services!
Keystone is proud to be recognized by the Center for Medicaid and Medicare Services as a Four Star Facility! This achievement is a testament to the outstanding staff at Keystone and their commitment to clinical excellence and resident satisfaction.


The purpose of yoga is to understand life and the phenomenon associated with it, we want to overcome suffering completely and to achieve total integration that leads to liberation.
Through yoga we aim to remove all the impurities for the liberation of ones true nature as pure consciousness, independent of worldly things. We want to detach ourselves from the lower (as worldly beings) to go to the higher (spiritual beings).
So we have to practice abhyasa, which is the persistent effort to bring the mind to a state of peace and purity; and vairagya, the complete renunciation of worldly things. Our principles and values that motivate the way we act help us purify our actions; so it makes it easier to calm our mind.
Ethics is the foundation of the 8 limbs of yoga. Physical and mental disciplines cultivate good habits and take part of the self-transformation that we aim as yoga practitioners.
We use the yamas to harmonize our social interactions and the niyamas to harmonize our inner feelings; so there's congruence between our internal attitudes and our external actions. When your head, heart and hands are working together, then you are completely integrated.
The yamas and niyamas are just attitude training practices and techniques that are essentially psychological and physiological in nature. Benefits of yoga practices are far more for ones who follow the yamas and niyamas than for those who don't.
These ten rules are not easy to apply, but I believe that by understanding them one becomes more conscious of ones actions and attitudes. With awareness the limited application leads to greater peace of mind and self-realization can only be achieved by the perfect application.
Although the 8 limbs of yoga have no sequence, which means that you can start from anywhere. Traditional yoga promotes well-being; it connects the development of physical, psychological and spiritual health. The eight stages are techniques to harmonize the mind and find a deeper perception; everyone has a different journey, you just have to experience them and find your own.


Individuality. Appreciation of the special combination of traits, talents and foibles that makes you unique is essential to good self-esteem. Without a clear sense of individuality, you become a chameleon, taking on the identity of those around you.
Integrity. Self-esteem comes in part from living according to your values. People who compromise their values in order to gain wealth, status, or power inevitably do so at the cost of their self-esteem.
Connection. We like ourselves more when we feel part of a group of people we love and admire. Their support and acceptance bolsters self-esteem when disappointment, failure or rejection pulls it down.
Personal power. Too often, power is defined as having authority over others, but it can also mean ability to make things happen and confidence in the ability to create your own destiny.
Risk-taking. People with high self-esteem have the self-confidence to take risks, despite the possibility of failure. Since their self-esteem does not depend on success or failure of any one venture, they expect to learn from risk-taking, regardless of the outcome.
Achievement. Accomplishing your goals, no matter how small, makes you a winner, bringing pride of achievement that increases self-esteem.
Self-respect. Belief in your right to be treated fairly and courteously is the cornerstone of self-esteem. Without it, you'll treat yourself badly and let others do the same.
Self-talk. An interior monologue that is encouraging, supportive, and praising builds self-esteem. Self-criticism, discounting accomplishments, and gloomy predictions for the future tear it down.


text:
Sylvia spreads the word on birds
1st January 2016 11th July 2018 / Tracy Brighten
A profile of volunteer Sylvia Durrant who has been caring for sick and injured birds on Auckland's North Shore for over twenty years
Sylvia Durrant found her calling when she replied to an advert for an SPCA bird rescue volunteer. Sylvia's previous career as a nurse had prepared her for this life-saving work with birds and educating the community. She is an inspiration, as I found out when I had the pleasure of meeting her.
White hair swept off her face and gold-rimmed glasses perched on her nose, Sylvia Durrant, known as the 'bird lady', greets me with her generous smile. At once, she engages me in animated conversation about birds and the patients in her care today.
Bird volunteer for over twenty years
Sylvia has been caring for sick and injured birds on Auckland's North Shore for the past twenty years, since she responded to a newspaper advert asking for volunteers to care for baby blackbirds. Sylvia knew little about birds then but as a retired nurse caring for her disabled husband, she had plenty of time on her hands.
I first met Sylvia in 2006. My daughter started helping her for a few hours each week and would return full of enthusiasm, re-telling Sylvia's stories. A bird enthusiast myself, I couldn't wait to meet her. Sylvia left a deep imprint then and on other occasions when I had the pleasure of seeing her at work. I remain in awe of a modest lady with boundless energy and enthusiasm, even as she struts towards eighty.
Sylvia's bird shelter in Rothesay Bay
Sylvia lives in a small house on a quiet street in North Shore's Rothesay Bay. One side of her house is lined with bird cages of varying sizes with plastic covers ready for the Auckland downpours. At the back is the blue penguin enclosure, covered to replicate the darkness of a natural burrow. Step inside Sylvia's side entrance and in her laundry room you'll find needy birds housed in rows of cages lined with off-cuts of sheets or towels.
In the sink, a pile of bowls and small pipettes wait to be washed. Residents at any time may include natives such as the tui, wood pigeon, kingfisher, fantail, silver-eye, and Sylvia's favourite, the blue penguin. Swallows, sparrows, blackbirds and ducklings are also frequent patients, as well as the less common petrel, morepork, pukeko, and Australasian gannet.
Nursery for newly hatched orphans
Step through the garage into the hall and first right is the nursery for baby birds. Here Sylvia's patients are tiny and fragile, some only days old, featherless and eyes closed. They snuggle in small baskets lined with paper towels and covered with cloth to keep them warm. A donated incubator is on hand for emergencies. During the breeding season from September to February, Sylvia can have up to a hundred and fifty birds; many are babies and she can work fourteen hours a day, seven days a week.
Sylvia shows me her kitchen where she prepares meals – chicken mash, beef strips, egg yolk, green peas, as well as chopped fruit and sugar water for the nectar lovers. She disappears momentarily – another bird has arrived. She reappears, hands cupped underneath her broad grin, "Another sparrow," she says with childlike excitement.
Feeding the penguins is a no-nonsense affair. Sylvia kneels in the enclosure, a penguin gripped between her knees as she pops a succession of sprats in his beak. Hungry penguins can eat an astonishing $300 to $500 (4) of fish each week. As she returns to the nursery, I comment on her energy and she throws her head back and laughs as she recounts an amusing story.
Two boys found a bird and one suggested taking it to the 'bird lady'. "'Is she still alive?' the other asked. I've been around for so long you see" (2). Then she skips across the room to catch an escapee with the nimbleness of a woman a fraction of her age before deftly holding three chicks at once to feed them with a pipette.
Sylvia's canine assistant helps penguins
The birds are not Sylvia's only companions. Her dog Misty is a "bird-dog" having been trained to help, particularly when the blue penguins have their swim. Take an early morning walk on Rothesay Bay beach, and you may see Sylvia and Misty encouraging their convalescing patients out of the carriers onto the rocks.
The "little blues" (2) are unsure at first but are soon diving into the clear salty water that shimmers in the early morning sunlight. Sylvia and Misty look on and seem to enjoy the solitude. The rock pools provide a safe swimming hole, and if a penguin gets out before the end of the session to go for a wander, Misty gently licks it and it dives back into the water.
Sadly, blue penguins are 'near threatened' (6) and many become road victims when they come ashore at dusk to return to their nest sites in rocky burrows. Having glimpsed hundreds of these little birds swim ashore at Oamaru on the South Island and clamber up the rocks, the work of volunteers like Sylvia is brought into focus. Helping to keep up penguin numbers for breeding is so important for the long-term survival of the species.
Wild release is the priority for Sylvia
Sylvia doesn't get attached to the birds. Too much human contact wouldn't prepare them for the wild and the release is the most important part, she says. But she's not immune to the emotional response when releasing a bird; "everybody has a very good feeling for releasing birds" (1).
She recalls another story – about a man from Kaukapakapa who brought in a wood pigeon that had flown into a window and broken a wing.
"It took about three months to heal… and he'd ring me every week and say 'his mate comes and sits in the tree every day at the same time, its waiting'" (1). When the bird had recovered, the man released it and the next day he rang Sylvia. "'It was wonderful' he said, 'I got home, opened the box and it flew straight up into that tree and they flew off in a pair', and he was really almost close to tears with delight that this had happened" (1).
Another man releases petrels for her, collecting them on his way home from work. His wife says the best pleasure for him is to release these birds and see them flying away. "And that's the most important thing because they're wild birds… and they need to go back," (1) Sylvia re-iterates, her smile replaced by a seriousness that demands my understanding.
It's not always a pleasure though. In April 2006, a rare mass starvation of blue penguins along the Hauraki coast resulted in Sylvia caring for 140 sick birds in early summer compared to around 30 usually (7). Dogs off the leash can cause irreparable damage, but when asked what is the biggest problem facing local birds, Sylvia is in no doubt, "Cats, cats, cats and more cats"(1).
Cats are the biggest problem for local birds
New Zealanders are fond of their cats but they can have a serious impact on bird populations in the breeding season when chicks are vulnerable. Sylvia has prepared an information sheet which she hands out to responsible cat owners (9). She is keen to help with education and is a regular speaker at Forest & Bird meetings, brownie groups and schools. Sometimes she takes along an ambassador if she has one – a penguin with injuries that would severely reduce its chances of survival in the wild, temporarily adopted until it can be re-homed in a zoo.
Bird injuries are a learning curve
The most challenging part of Sylvia's work is dealing with injuries because veterinarians don't usually treat wild birds. She had a blue penguin with a deep gash across its back and the vet said it was impossible to stitch.
"I got all the sand out of the wound… I put aloe vera jelly on it to heal it and just put a few zig-zag stitches in it to hold it so that when she moved, her back muscles wouldn't just tear it again and then I bandaged her up, sent her swimming every day and it healed. Took three months but it healed… So that's something else I learned, you see" (1).
Triumphant albatross release in the Hauraki Gulf
Sylvia is accustomed to overcoming obstacles. In 2006, a tired, hungry albatross was found in Silverdale, way off course from the Southern Ocean. Sylvia fattened him up with fish easily enough, but releasing this enormous bird was problematic. She was aware that an albatross needs either a very high cliff or very high seas to launch from.
"I rang a few fishing companies and asked, 'have you got a boat going down to the Southern Ocean any time soon?' And eventually, I found one that was leaving from Nelson." Sylvia asked DOC if they could take the bird to Nelson, but they told her to put the bird out in the harbour.
"The harbour's not the place for an albatross, the Southern Ocean's where he belongs," (1) she told them but they were uncooperative. Determined to give the albatross the best chance of survival, Sylvia rang Bill Hohepa, "the Maori fishing guy" (1) she had just seen on television. He said a storm was coming and that the coast guard at Browns Bay could take the albatross out past Rangitoto Island where the seas would be very high.
"Luckily the albatross was able to paddle up to the top of a huge wave, turn round and run down that wave and up the other side before taking off into the sky." Sylvia was very excited by that release, "there was a picture of him in the paper and when I stood up and held the bird, his one wing touched the floor and he was so beautiful. I loved having him" (1).
Perils of the bird catcher tree
Sylvia isn't shy in voicing her opinion and she doesn't seem to worry what people think about her as long as they listen. She recalls an incident where she wanted to educate gardeners about growing the sticky para para, or bird batcher tree, in their gardens. Sylvia took three little wax-eyes, "all messed up from being caught in that tree," to a garden club. "'Now all you people with gardens…'" (1).
Sylvia's manner reveals a woman who cares deeply about birds and wants to share her knowledge. She is matter of fact, "New Zealand only has birds. We don't have anything else so we have to protect the habitat of birds. And the only way to get this across is to talk to people" (1).
Queen's Service Medal honour
In June 2007, Sylvia received national recognition when she was awarded the Queen's Service Medal for services to wildlife. She accepted the award as recognition for all the bird rescue volunteers. Locals who have visited her Rothesay Bay home may not recognise her in the photograph receiving her medal from the Governor-General (8). She doesn't have a bird in her hands!
Sylvia has appeared on television and in the North Shore Times, and although she doesn't seek personal fame, she is aware of the benefits of public exposure. "I don't mind how many times I'm interviewed or put in the paper because it's spreading the word" (1). Sylvia certainly has a growing congregation.
Based on the original article written in 2012.
Update Feb 2017: Sylvia is now in her 80's and still caring for birds in her home on Auckland's North Shore!
Update Jul 2018: Aged 85, Sylvia has now retired on her doctor's advice. This much-loved compassionate and unique lady will be missed on Auckland's North Shore. Although she will no longer take in sick and injured birds, she will still visit schools to inspire children to care about nature. She is counting on the Department of Conservation to do more for injured wildlife. News article here.
Image credit: Sylvia with orphaned cygnet by North Shore Times
Alex Brighten, recorded interview with Sylvia Durrant, June 2007.
Tracy Brighten, conversations with Sylvia Durrant, November 2006, December 2007, December 2008, March 2009, February 2010.
Leigh Van Der Stoep, "The Bird Lady is Making a Difference", North Shore Times, May 2006,
Forest and Bird 'Te Karere' newsletter, Issue number 94, October 2009,
New Zealand Penguin, http://www.penguin.net.nz/
Anne Beston, "Little blue penguins found dead in droves", New Zealand Herald, April 29, 2006
Sylvia Durrant's information sheet for cat owners
Post last updated:11th July, 2018
Environment, Wildlife Conservation
Auckland bird ladybirdsblue penguinsconservationNew ZealandSylvia Durrant
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redpajama_set_name: RedPajamaCommonCrawl


Over a career spanning more than 40 years, Bob has held a variety of group executive, senior executive and board roles in finance, technology and general management across the financial services and property industries. These roles included Chief Information Officer of both Westpac Group (2008 – 2011) and Commonwealth Bank of Australia (2000 – 2006), making Bob one of Australia's leading technology executives of the last decade.
Outside of technology Bob's senior executive roles have included Joint Managing Director and Chief Financial Officer of Brookfield Multiplex Group, Chief Executive of State Street Australia, Chief General Manager and Chief Financial Officer of MLC Group, and Chief Financial Officer of Lend Lease Corporation. Until recently, Bob was also a Non-Executive Director and Audit Committee Chair of Alesco Corporation. He is currently a Director and Co-Founder of Mirin Group, a technology strategy advisory firm.
Bob's multi-faceted and unique career has provided him with a wealth of strategic and operational experience which he now brings to the Mirin Capital and it's Portfolio Companies.
Prior to founding Mirin Capital, James spent 12 years working for Electronic Data Systems (EDS) and Hewlett-Packard (HP) , working to deliver technology solutions to enterprises across a multitude of industries including Financial Services, Transportation and Communications, Media and Entertainment in Australia, Asia & the USA. While based in Singapore for 2 years, he gained extensive experience in how to grow businesses in Asian markets as well as working with offshore teams.
James developed a passion for coding at age 8, which has not only resulted in a number of sleepless nights over the years, but also comes in handy when advising portfolio companies on implementing and scaling their technology stack.
He is also a Director and Co-Founder of Mirin Group, a technology strategy advisory firm.
Dickson has over 15 years of experience working in management consulting and technology across a range of industries including financial services, retail, telecommunications, airlines and private equity in Australia, as well as in Europe, USA, and Asia.
Before co-founding Mirin Capital, he worked with CVA, a boutique strategy consulting firm, and then Bain & Company where he was a leader within the firm's IT Practice in Asia, with responsibility for driving practice growth and serving and advising the firm's largest regional clients on strategic IT issues.
Jonathan is a co-founder of Mirin Capital, and brings with him significant expertise in strategy, marketing, operations and IT - derived from more than twelve years of entrepreneurial experience.
Prior to Mirin Capital, Jonathan founded IT outsourcing firm Connected Intelligence - which over ten years under his leadership grew to have offices in Sydney, Melbourne, Brisbane, Jakarta and Manila servicing diverse industries including banking, finance, FMCG, freight and logistics, manufacturing, mining and professional services. He delivers insight and advice to portfolio companies leveraging his wealth of experience in successfully navigating a business from inception to growth phase and exit.
In addition to his role as Partner of Mirin Capital, Jonathan remains a Director of Connected Intelligence in Australia as well as Hong Kong based incubator 404 Ventures.


Aadhar Card is an Identification Proof of Indian Citizen containing the details of Aadhar Holder such as name, address, mobile number, gender, date of birth, fingerprint data and its unique Aadhar number.
Indian Government makes use of Aadhar Card Necessary many schemes such as LPG gas subsidy, Awas Yojana benefits, banking process, etc.
Therefore, if you do not have your Aadhar card, we strongly recommend that you register for the Aadhar registration process in your nearest Aadhar card Kendra.
How to Download e-Aadhar ?
E-aadhar is also same to the original Aadhar Card. It takes minimum 3 months to get the original Aadhar Card at home by post after the Aadhar registration process.
But UIDAI( Unique Identification Authority of India) has a feature, called E-AADHAR, to download Aadhar Card Soft Copy.
You can get your E aadhar once your Aadhar Application will successfully Verified.
You must follow a few simple steps to download Eaadhar. You must use your mobile phone for verification purposes to receive OTP(One Time Password).
=>> Remember You will receive your Eaadhar OTP only on your Registered Mobile Number, Which you have Provided at the time of Aadhar Application Process.
How to Download e-Aadhaar using Aadhaar Number ?
=>> TOTP (Time based One Time Password), This is a optional field. You can download aadhaar card without OTP if you have mAadhaar android app (want to install, check the Bonus Tip section below ) in your smartphone.
Next Click on Request OTP.
=>> If you get an error like your mobile number is not valid, then you can NOT download your aadhaar card online. You must visit the nearest aadhaar center and use your biometric fingerprint to provide your aadhaar card.
You can open your aadhaar PDF using Adobe Acrobat Reader or any PDF reader application/software you have !
You will be required a password to open that PDF file. Keep reading, I have shared that password format.
How to Download Aadhar Card/e-Aadhar using Enrolment ID ?
Enter your Name as mentioned in your enrolment receipt.
Enter captcha security code as mentioned in the curved image there.
An Aadhaar PDF file automatically download in your browser.
=>> To open your aadhaar pdf, I have added a clear method below. Scroll down to know.
The Main part of the aadhaar card is AADHAR NUMBER and the Barcode/Qr code matrix.
You can download MAXIMUM 30 aadhaar card from online website monthly.
You can get your aadhaar card from any aadhaar center using Biometric if your mobile number is not registered with aadhaar.
How to Download E-Aadhaar by Using Virtual ID ?
Now enter your 12 digit Aadhaar number and fill the security code displayed there.
=>> The OTP will be sent to your REGISTERED mobile number.
You'll be received a message for the successful generation of your VID.
You'll be also received the 16 digits virtual ID on your mobile number via SMS.
How to Download Masked Aadhaar Card ?
Well, before knowing those steps, I just want to to notify you that UIDAI introduced "Masked Aadhaar" which is a 12-digit unique identity option in the downloaded Aadhaar or e- Aadhaar. It is a brand new feature added by UIDAI in order to make the Aadhaar more safer.
Now, fill of your Enrolment ID or Aadhaar Number or VID, Full Name, Pincode, and Security Code too.
=>> Finally, You'll get your masked aadhar card in your mobile/computer.
1. UIDAI has all my data including biometrics, bank account, PAN, etc. Will it track my activities?
Ans : =>>Absolutely false. UIDAI database has only minimal information that you give at the time of enrolment or updation. This includes: Your name, address, gender, date of birth, Ten finger prints, two IRIS scans, facial photograph, Mobile number and email ID .
=>> Rest assured, UIDAI does not have your information about bank accounts, shares, mutual funds, financial and property details, health records, family, caste, religion, education, etc and will never have this information in its database.
=>> In fact, Section 32(3) of the Aadhaar Act 2016 specifically prohibits UIDAI from controlling, collecting, keeping or maintaining any information about the purpose of authentication either by itself or through any entity. Aadhaar is an identifier, not a profiling tool.
2. But when I link my bank accounts, shares, mutual funds and my mobile phones with Aadhaar, will UIDAI not get these information?
Ans : =>>Absolutely Not.When you give Aadhaar number to your banks, mutual fund companies, mobile phone companies, they only send Aadhaar number, your biometrics (given at the time authentication) and your name etc. to UIDAI for verification for your identity. They do not send your bank account details to UIDAI.
=>> So far as UIDAI is concerned, it responds to such verification requests by replying either 'Yes' or 'No'.
=>> In few cases, if the verification answer is 'Yes', your basic KYC details (name, address, photo etc) available with UIDAI, are sent to the service provider.UIDAI never receives or collects your bank, investments, insurance etc. details.
3. Can someone hack into my bank account if they get to know my Aadhaar number ?
Ans : =>> Absolutely false. Just like by merely knowing your ATM card number, no one can withdraw money from the ATM machine; by knowing your Aadhaar number alone, no one can hack into your bank account and withdraw money.
=>> Your bank account is safe if you don't part with your PIN/OTP given by banks.
=>> Rest assured, there has not been a single case of financial loss due to Aadhaar. Aadhaar number alone cannot be used for banking or any other service.
4. Why am I being asked to link all my bank accounts with Aadhaar ?
Ans : =>> For your own security, it is necessary to verify identity of all bank account holders and link them with Aadhaar to weed out the accounts being operated by fraudsters, money-launderers, criminals etc.
=>> When every bank account is verified and linked with Aadhaar and then If anyone fraudulently withdraws money from your account, through Aadhaar such fraudster can easily be located and punished.
5. Why am I being asked to verify and link my mobile numbers with Aadhaar ?
Ans : =>> For your own security and security of our country, it is necessary to verify identity of all mobile subscribers & link them with Aadhaar to weed out mobile numbers being operated by fraudsters, money-launderers, criminals etc.
=>> It has been found that most criminals and terrorists get SIM cards issued in the name of fictitious and even real people without their knowledge and use them for committing frauds & crime.
=>> When every mobile number is verified and linked with Aadhaar, then fraudsters, criminals, and terrorists using mobiles can be easily identified and punished in accordance with law.Verify your mobile SIM with Aadhaar to boost national security and your safety.
Bonus Tip : To download aadhar or e-aadhar, then install mAadhar app (directly) and get benefits.
6. Can the mobile company store my biometrics taken at the time of SIM verification and use it for other purposes later?
Ans : =>> No one, including, mobile phone companies can store or use your biometrics taken at the time of Aadhaar verification.
=>> The biometrics are encrypted as soon as Aadhaar holder places his finger on fingerprint sensor and this encrypted data is sent to UIDAI for verification.
=>> Regulation 17(1)(a) of the Aadhaar (Authentication) Regulations 2016, strictly prohibits any requesting entity which includes mobile phone companies, banks etc from storing, sharing or publishing the finger-prints for any reason whatsoever and neither shall it retain any copy of such fingerprints.
=>> Any violation of this provision is a punishable offence under the Aadhaar Act 2016. Your biometrics are encrypted the moment you give them.7. Do NRIs need Aadhaar for banking, mobile, PAN and other services?
=>> Aadhaar is only for residents of India. NRIs are not eligible to get Aadhaar.
=>> The respective service providers like banks and mobile companies have laid down NRI-specific exemptions.
=>> NRIs should simply tell the banks and other service providers such as credit card companies etc that they are not required to provide Aadhaar numbers by virtue of being non-resident Indians.NRIs are exempted from linking Aadhaar with various services.
8. Aren't the poor being denied essential services like pension & ration for want of Aadhaar?
Ans : =>> No. It is clearly mentioned in Section 7 that until a person is assigned an Aadhaar number, he/she cannot be denied ration or pension or such other entitlements for want of Aadhaar and the concerned department should verify the identity of the person using alternate means of identification as per the relevant notification.
9. Why are some agencies not accepting eAadhaar and insist on original Aadhaar?
Ans : =>> eAadhaar (downloaded Aadhaar) from UIDAI website is as legally valid as original Aadhaar issued by UIDAI. Both should be acceptable by all Agencies.
=>> In fact, downloaded eAadhaar, mAadhaar profile has updated address etc of the Aadhaar holders and therefore should be preferable.
=>> If anyone refuses to accept downloaded eAadhaar, the Aadhaar holder may lodge complaints with higher authorities of those departments/ agencies.All agencies should accept eAadhaar/ mAadhaar. They are equally valid.
10. How has Aadhaar benefited the common man?
Ans : =>> Aadhaar has benefited a common person in innumerable ways. Foremost is with a credible identity.
=>> Aadhaar has empowered by now more than 119 crore residents with a verifiable identity. Today, the fact is that, Aadhaar inspires more confidence and trust than any other identity document in India.
=>> For example, if you are an employer, which identity document will you prefer from your prospective employees?
Or, just ask your maid servant, household help, driver, poor living in slums & villages as to how they are using Aadhaar to prove their identity to get jobs, open bank accounts, for rail travel, and to get various entitlements & government benefits directly into their bank accounts without middlemen.
=>> Ask them and they will tell you how empowered they are by having Aadhaar. Aadhaar is empowering people with a trusted verifiable identity.
11. Is it true, as we keep hearing in media that Aadhaar data was breached?
Ans: =>> Aadhaar database has never been breached during the last 7 years of its existence. Data of all Aadhaar holders is safe and secure.
=>> Stories around Aadhaar data breach are mostly cases of mis-reporting.
=>> UIDAI uses advanced security technologies to keep your data safe & secure and keeps upgrading them to meet emerging security threats & challenges.Aadhaar data is fully safe and secure at U.
At last, I completed this article. I know you liked it and enjoyed a lot while reading. Let me know if you have any problems or doubts regarding e-aadhar download or aadhar card download in comment box below. Thank You !!


Book represents the author's choice of realization of 33 family houses, which were designed and built in the Czech Republic since 1989. We are represented completed family house Nad Tejnkou.
In the book, see especially the extensive photographic documentation, accompanied by explanatory and to a lesser extent, the evaluation comments on individual buildings. Photos are also supplemented with drawings for each of the buildings, and in the same scale, making it possible to compare the size and arrangement of individual dispositions.
Introductory text presents the context in which the houses were built. The book is supplemented by reviews from Eugene Asse, Ákos Moravánszky and Adam Gebrian that critical perspective assesses the state of Czech architecture houses.
The book is in English with Czech translation.


Startup Week is a free, five-day celebration of our community that builds momentum and opportunity around entrepreneurship. We're led by local entrepreneurs and hosted in amazing spaces all over town.
Details about Chisinau Startup Week 2018 will be announced. Stay tuned!


The Holding company "Cherepovetsles" incorporates enterprises that harvest timber on the North-West of Vologda region: AO "Belozersky LPH", AO "Babaevsky LPH", AO "Vashkinsky LPH", OOO "Belozerskles".
The headquarters is located in Cherepovets. Company "Cherepovetslessnab", responsible for machines and equipment, spare parts and materials support for the Holding's enterprises, is also located there.


text:
SMA Summit
The SMA summit provides a 360 degree experience of the mobility industry, touching on all verticals from the most exciting industry in the world! We're interested in making the way we move people and products in Africa smarter, to unlock the full social, environmental, and economic opportunities that come from well coordinated integrated transport system that serves everyone.
SMA summit returned to a full scale in-person event, covering the length and breadth of the mobility industry, taking place in October during African Mobility Month and October Transport Month.
We brought together thought leaders from business and government who aim to consolidate efforts to transition to electric and smarter mobility. This summit shone a light on the solutions brought forward by these organisations to stimulate the future of mobility. In an effort to accelerate the adoption of smarter mobility solutions, the summit creates highly effective networking and match making opportunities to ensure that the most relevant stakeholders are connected.
Download the 2022 Post-Event Report
Download 2022 Post-Event Report
Smarter Mobility Africa Highlights Video
The Smarter Mobility Africa Summit brought together over 1190 participants from 16 countries from around the globe. Over the course of three days we brought together thought leaders from business and government who aim to consolidate efforts to transition to electric and smarter mobility. This summit shone a light on the solutions brought forward by these organisations to stimulate the future of mobility. In an effort to accelerate the adoption of smarter mobility solutions, the summit creates highly effective networking and match making opportunities to ensure that the most relevant stakeholders are connected.
View The 2022 Gallery


The Central Government, after verification of such changed particulars from the enclosed proofs, shall incorporate the said changes and inform the applicant by way of a letter by post or electronically or in any other mode confirming the effect of such change.
To Whom Should I apply for DIN?
DIN is allotted by ministery of corporate affairs of India.you have to apply in your respective state office.
What are the documents required to be filed for allotment of DIN?
What type of information should an ID proof contain?
What things should be taken care of while filling form DIN-1?
No prefixes like Mr. / Ms. / Kumari / Shri etc should be used in filling the applicant's name. Enter the applicant's name and father's name in full and do not use abbreviations, even if the ID proof contains the name in abbreviated form. The particulars filled in form DIN-1 should match with the details given in the supporting documents to be submitted along with DIN application.
What is the validity of regular DIN?
A regular DIN allotted to a person is valid for the lifetime of the individual and shall not be allotted to any other person during his lifetime.
What is the validity period of provisional DIN generated on line by the applicant?
What is Director's Identification Number?
DIN stands for Director's Identification Number which is allotted to an individual who is an existing director of a company or intends to be appointed as director of a company pursuant to section 266A & 266B of the Companies Act, 1956.
Is the provisional DIN retained on approval?
Yes, the provisional DIN generated online is validated as a regular DIN after the process of scrutiny and approval.


text:
Manufacturers House is a heritage-listed office building at 35-37 Watt Street, Newcastle, City of Newcastle, New South Wales, Australia. It was designed by Spain and Cosh and built in the 1920s. It is also known as Manufacturer's Mutual Building. It was added to the New South Wales State Heritage Register on 2 April 1999.

History
The building was constructed in the 1920s to the design of Spain and Cosh.

Manufacturers house was one of 30 buildings on which a section 130 order was placed in 1981 because of their importance to the Newcastle Business District and East End.

A Permanent Conservation Order was placed over the building on 15 June 1984. It was transferred to the State Heritage Register on 2 April 1999.

Description
Manufacturers House is a three-storey building designed in the Classic Revival Style. Its sandstone-clad facade features a base, columns, two storeys high capped by a detailed string course and a third floor terminated with a parapet including balusters. It retains its original multi-paned windows.

A particularly fine feature of Manufacturers House is its splayed corner which incorporates the main entrance flanked by two sandstone columns.

Internally the building is divided into small offices with access of a spine corridor. Of particular interest are the stairwell and the corridor areas.

It has been substantially improved to provide modern commercial premises.

Heritage listing
Manufacturers House was listed on the New South Wales State Heritage Register on 2 April 1999 having satisfied the following criteria.

The place has a strong or special association with a person, or group of persons, of importance of cultural or natural history of New South Wales's history.

Constructed in the 1920s to the design of the architects Spain and Cosh.

The place is important in demonstrating aesthetic characteristics and/or a high degree of creative or technical achievement in New South Wales.

The building is designed in Classic Revival style and is located on a prominent corner at the centre of Newcastle business district.

See also

References

Attribution

External links

New South Wales State Heritage Register
Newcastle, New South Wales
Commercial buildings in New South Wales
Office buildings in New South Wales
Articles incorporating text from the New South Wales State Heritage Register

redpajama_set_name: RedPajamaWikipedia


text:
Уильям Пол Ярбро Стори (; 20 марта 1989, Агуаскальентес, Мексика) — американский футболист, вратарь клуба «Колорадо Рэпидз». Выступал за сборную США.

Родители Уильяма иммигрировали из США в Мексику в 1980 году.

Клубная карьера

Ярбро — воспитанник футбольной академии клуба «Пачука». Он выступал за резервную команду клуба, а в 2010 году был отдан в аренду в команду второго дивизиона «Тампико Мадеро». Он сразу стал основным голкипером клуба и провёл все матчи сезона. В 2011 году Уильям также на правах аренды выступал за «Титанес Тулансинго». В 2012 году Ярбро в третий раз отправился в аренду, его новым клубом стал «Леон». 3 марта 2013 года в мате против «Пуэблы» он дебютировал в мексиканской Примере. В том же году Ярбро помог команде стать чемпионом Апертуры. По окончании аренды «Леон» выкупил трансфер Уильяма у «Пачуки».

6 марта 2020 года Ярбро был взят в аренду клубом MLS «Колорадо Рэпидз» на один год. В главной лиге США он дебютировал 17 июля в матче Турнира MLS is Back против «Спортинга Канзас-Сити». 2 февраля 2021 года Ярбро перешёл в «Колорадо Рэпидз» на постоянной основе, подписав трёхлетний контракт с опцией продления ещё на один год.

Международная карьера
31 марта 2015 года в товарищеском матче против сборной Швейцарии Ярбро дебютировал за сборную США, заменив во втором тайме Ника Римандо. В том же году Уильям принял участие в Золотом кубке КОНКАКАФ. На турнире он был резервным вратарём и на поле не вышел.

Достижения
Командные

 «Леон»
 Чемпион Мексики: Апертура 2013, Клаусура 2014

Примечания

Ссылки

 Профиль на сайте MedioTiempo
 Профиль в Твиттере

Футболисты Мексики
Футболисты США
Игроки сборной США по футболу
Игроки ФК «Тампико Мадеро»
Игроки ФК «Леон»
Игроки ФК «Колорадо Рэпидз»


Our ladies evenings are a social time for all to come along to, as long as you are female!
We meet 3 times a year to catch up and chat, but we also have organised activities which include anything from film nights, craft and card making, games and walks to the local pub along the Ridgeway.
Everyone is welcome, whether you attend our church or not. We would love to see you.
If interested please contact Kim Hopgood, Sarah Mak or Anna Chalk.