Discussion in 'Bonus Spins - Extra Spins - No Deposit Bonuses' started by Marina, Feb 1, 2016.
New month - New Luck!
I hope that players will get many free spins, free chips and rewards from their favourite online casinos.
For the start a reminder for all active Betsson Casino players!
Don't forget to exchange your vip points!
Login to your Betsson account, go to My Account - Betsson Vip Club - Vip Status to see if you have Vip Points to exchange for casino credits.
The Vip Points in Betsson are always available for exchange on the 1st of a month.
How much Vip Points players earn depends on their activity.
grydia567, VaennyTi and Ellis like this.
Good luck friends! I hope many players will receive some free cash!
Some players have free spins at LeoVegas Casino on the Yggdrasil Slot Game Incinerator!
grydia567 and VaennyTi like this.
Thank you Marina! Going to check my accounts to! Good luck guys!
Check your Emails or login to your Betsafe Casino account and check your messages!
I just received a loyalty bonus from them, nice €25 no deposit!
grydia567, VaennyTi, SuperNova and 1 other person like this.
and that I can get Gonzo's Quest free spins for liking their Facebook page and reply to the post there.
Check it out! Good luck!
grydia567, Ellis, VaennyTi and 1 other person like this.
Good luck Mike hit the Jackpot!
BigBang Casino is giving all existing players free spins on the Samba Carnival Slot!
Check your accounts if you previously made a deposit!
Tonight between 20:00 and 23:59 CET Free Spins in Gonzo's Quest Touch Slot for active players at Dhoze Casino.
Just login this evening via your mobile device and launch Gonzo's Quest.
Please note that not all countries are eligible for such promotions at Dhoze!
Just got a text on my mobile from YakoCasino that I have 5 free spins in Gonzo's Quest Slot.
Redbet Casino sent an email to some active players letting them know that they can get free spins tonight on Guns n Roses Slot.
The promotion is for Super Bowl 50.
Active players should login to Redbet Red Casino beetween 0:30 and 5:00 CET tonight to get their free spins.
So if you are awake at this time, you may want to give it a try. Hope many of you can get the freespins!
Marina, SuperNova and Djinn777 like this.
Login to your Betsafe Casino and check your messages.
I got 5 free spins on the Play n Go Video Slot Golden Legend!
Betsafe also offers me 10 Big Spins on the game every day from 8th until 11th February if I deposit and wager €10 on any casino game!
Thank you Marina!!! Have fun!!
Check your post (snail mail) carefully.
and also 114% deposit match bonus up to $444 for Valentine's Day 2016.
In the envelope is also a nice card with codes to claim free spins on deposits.


text:
Home Finance Gen Z started...
Gen Z started building wealth earlier than millennials, and an expert says 9/11 is the main event that divided the 2 generations and their views on money
Hillary Hoffower, Business Insider US
Millennials and Gen Z are divided by 9/11, an expert said.
Joe Scarnici/Getty Images for #GettyGotMe
The youngest millennials and Gen Z are divided by the fact that Gen Z does not remember 9/11, according to an expert on millennials.
Millennials and Gen Z are also separated by differences defined by technology and mobile adoption: Gen Z doesn't know a world without either.
The aftermath of 9/11 created two generations with different financial habits. They are also influenced by how they experienced the Great Recession.
Visit BusinessInsider.com for more stories.
There are several differences between millennials and Gen Z, but they all begin with the key event dividing them: 9/11.
That's according to research conducted by the Center for Generational Kinetics (CGK), which posits that 9/11 is a generation-defining moment for millennials.
"This is our 'Where were you when?' moment, similar to baby boomers and the JFK assassination," Jason Dorsey, a consultant, researcher of millennials, and president of CGK, told Business Insider. For a generation-defining moment to stick, he said, it must create a deep emotional connection, often associated with fear and uncertainty about the future.
"We were able to see that in order for 9/11 to be a generation-defining moment you had to remember it, feel the emotion of it, and the uncertainty of what was going to happen next," Dorsey said, adding that Gen Z is too young to remember 9/11 – most of the generation wasn't even born yet.
"Those born from 1996 on do not remember 9/11, and certainly not in the way those even two or three years older do," he said. "Other than the defining moment, everything else tends to be more trendlike, and you can see more of a path of continued change from millennials to Gen Z, including technology, mobile adoption, etc."
Gen Zers were born into a world with technology, whereas millennials were introduced to it.
Olivia Harris/Getty
Ongoing research, he said, will help the organization discover if, when, or how these continued changes affect a generation that has grown up with these things since birth, rather than being introduced to them.
But not knowing a world without technology isn't the only difference setting Gen Z apart from millennials – Gen Z is also more social-justice-oriented, less brand conscious, and more connected to global interests and culture than millennials, Business Insider's Rachel Premack, who interviewed 100 Gen Zers, reported.
"However, it is 9/11 that is the defining and dividing event," Dorsey said. "Either you remember it and all the emotion that goes with it or you don't, and if you don't, then you're in Gen Z."
Read more: Millennials love their brands, Gen Zs are terrified of college debt, and 6 other ways Gen Zs and millennials are totally different
9/11 and the Great Recession shaped Gen Z's practical money habits
In dividing two generations, the aftermath of 9/11 created two groups with varying financial habits.
Its aftermath showed the uncertainty and fragility of the world, Dorsey said. "This, in combination with Gen X as parents and the Great Recession, [is] what we believe to be shaping Gen Z's very practical view of money," he said. "Our research into this generation shows they are much more conservative with their spending, and many are trying to graduate college with as little debt as possible."
Many Gen Zers expressed to Premack that they're worried about college debt, which is affecting where they're choosing to go to college. "Why sink yourself into exorbitant amounts of debt when you can learn everything online or learn a specific subject matter at a fraction of the price?" Tiffany Zhong, a Gen Zer who dropped out of University of California, Berkeley, to become a venture capitalist, told Premack.
Gen Z is worried about student-loan debt.
Brian Snyder/Reuters
Almost 10% of teens said the key issue their generation will have to face relates to the economy and debt, according to a Business Insider survey on Gen Z.
That might be because the Great Recession marked Gen Z's childhood – the oldest of them were about 11 years old when the recession hit, Premack reported. By watching it unfold and observing its long-term effects on millennials, Gen Z became mindful of financial issues.
As teenagers, they're already saving money for "emergency funds" via mobile apps, choosing thrift stores over malls, and, in one CGK study, 12% said they were already saving for retirement, according to Dorsey.
Read more: The Great Recession split the millennial generation down the middle, creating 2 groups with very different financial habits
Millennials are taking longer to build wealth than Gen Z
While the Great Recession has also defined the financial habits of millennials, it did so in a slightly different way because millennials were directly affected by it.
Unlike Gen Z, older millennials grew up during a healthy economy, only to enter the job market as the recession hit. They had to delay traditional markers of adulthood, such as marriage and children, and building wealth – they weren't able to save or accumulate the amount of wealth they anticipated, especially if they didn't move to markets where job prospects were better or wages were enough to allow for savings, Dorsey previously told Business Insider.
Older millennials are behind on building wealth, while younger millennials are risk-averse and practical with money.
Younger millennials experienced the recovery period and were able to learn from the older millennials who bore the brunt of the recession, according to Dorsey. This has made them risk-averse and practical with money, from saving for emergencies to contributing to a retirement account, he said.
While Gen Z and millennials share this practical approach to money, Gen Z is simply beating millennials to the same landmarks: They're building wealth and financially preparing for the future earlier.
Ultimately, while many millennials are playing catch-up with their finances, Gen Z is increasingly trying to get ahead of the game.
BI Select
gen z
Millennial Wealth
The Great Recession

redpajama_set_name: RedPajamaCommonCrawl


text:
Maxence Bruyas, né le  à Châlons-en-Champagne, est un athlète français.

Carrière
Maxence Bruyas est sacré champion de France du 800 mètres en salle en 2020 à Liévin.

Liens externes

Coureur de demi-fond français
Coureur de 800 mètres
Naissance en février 1994
Naissance à Châlons-en-Champagne
Étudiant de l'université Claude-Bernard-Lyon-I

redpajama_set_name: RedPajamaWikipedia


text:
Bookshop Interview with Author Brooklyn Quintana (Episode #151)
In this week's episode of The Bookshop at the End of the Internet, author Brooklyn Quintana discusses her debut young adult novel, Fynneas Fog: Nine of Swords. This dark fantasy adventure is the first installment in a nine-book series. The novel follows young Prince Fynneas, who is sent from his comfortable home to the Morancy Academy of Military Arts on a magical and dangerous island where his survival cannot be guaranteed. Being homesick is the least of Fynneas's worries, given that he must deal with eccentric instructors, enchanted jungles, man-eating mermaids, labyrinths and talking spiders. Brooklyn has been writing stories since she was a kid. When she decided to commit to writing her first full-length novel, she chose to write the kind of book she would love to read—and the dark fantasy adventure world of Fynneas Fog was born. In this episode, I'll chat with Brooklyn about her writing journey, why the best part of her writing process is simply spending time with her characters, and how the Netflix show The Crown provided the spark of inspiration for her debut novel.
Bookshop Interview with Author Theresa Kaminski (Episode #150)
In this week's episode of The Bookshop at the End of the Internet, author Theresa Kaminski discusses her latest biography, Queen of the West: The Life and Times of Dale Evans. This project has been ten years in the making, but the inspiration for it goes back to Theresa's childhood when she watched television reruns of The Roy Rogers Show on Saturday mornings. She was intrigued by the major female character on the show. Dale Evans was the first female Western star. Dubbed Queen of the Westerns and, later on, Queen of the West, Dale Evans saw herself more as a singer of popular tunes and really wanted to appear in more musical comedies. In this episode, I'll chat with Theresa about her writing journey, the differences between Dale Evans's public celebrity image and her private persona, and just how much control Dale Evans had over her career as a woman in Hollywood.
Bookshop Interview with Author Shannon Stocker (Episode #149)
In this week's episode of The Bookshop at the End of the Internet, author Shannon Stocker discusses her new children's picture book biography, Listen: How Evelyn Glennie, a Deaf Girl, Changed Percussion. This project was near and dear to Shannon for two main reasons. First, it is about music. (Shannon is a singer, songwriter and musician in her own right.) And second, it focuses on people who are seen as different. Shannon knows firsthand how people who are sick or differently-abled are viewed and treated as different. She spent seven years of her life dealing with a serious illness and, at one point, was given only two years two live. That experience gave her a new perspective on what it means to be sick or disabled. When Shannon came across Evelyn Glennie, she knew she had to write about this amazing woman. Evelyn Glennie began learning music as a small child. She also began to lose her hearing, starting at age 8, but her profound hearing loss did not keep her from continuing to play. Shannon's new book, Listen, is the story of Evelyn Glennie, a deaf woman who became the first full-time solo percussionist in the world. In this episode, I'll chat with Shannon about her writing journey, her belief that her love of words actually comes from the musician in her, and why, for her, writing is like oxygen -- it keeps her alive.


The study investigates four areas in which the Augustinian presence was felt throughout the Renaissance: psychology, epistemology, the arts, and politics (one chapter is devoted to each area). Augustine's intellectual and spiritual development is interpreted as consisting of an early Plotinian period and a later Pauline period. These influences resulted in two partially contradictory perspectives: one predominantly vertical (incorporeal and ahistorical), the other more horizontal (taking into account the vicisitudes of time and history. The argument of the study is that these two paradigms influenced the Renaissance in different ways, traceable in its literature.


We guarantee quality of Generic Lotrisone - betamethasone clotrimazole medication that is sold through our site. Its medical effect will be the same as of brand name Lotrisone®.
© 2010 - 2019 RX Down Under - Lotrisone Online Pharmacy Australia. All Rigths Reserved.


In 1970, the former Arapahoe Junior College (founded in 1965) became Arapahoe Community College. Adjacent to downtown Littleton, Colorado, and just 10 miles south of downtown Denver, ACC's Littleton campus offers a spectacular panoramic view of the Colorado Rockies.
The Weber Center for Learning Resources library, completed in a $13 million renovation in 2001 of the Main building, is now the architectural centerpiece of campus.
A large annex to the main building completed in 1977, houses additional classrooms, laboratories, the Colorado Gallery of Arts, Community Education, the automotive technology department and the Fitness Center.


Facing trouble in business? Quickbooks support here.
QuickBooks Payroll Support to make an easy in business.
Justo Consulting is one of the best digital consulting agency in USA. It is one of the top management consulting firms in USA. Contact for Digital marketing service.


text:
Q: How to listen the cancel event from confirmation screen of a biometric prompt? I'm implementing the latest Biometric prompt in my app and made the Confirmation required true. While doing facial recognition it prompts for user confirmation on successful face verification. If the user clicks on the cancel in the confirmation prompt means I need to execute my function but I don't see any callbacks for that canceled event to override to execute my function. Please help me with this.

That cancel event does not listen in the AuthenticationCallBack. And, I don't see any suggestions or solutions in android docs or forums regarding this issue.
fun initBiometricPrompt(
    activity: AppCompatActivity,
    listener: BiometricAuthListener
): BiometricPrompt {
    val callback = object : BiometricPrompt.AuthenticationCallback() {
        override fun onAuthenticationError(errorCode: Int, errString: CharSequence) {
            super.onAuthenticationError(errorCode, errString)
            listener.onBiometricAuthenticationError(errorCode, errString.toString())
        }

        override fun onAuthenticationFailed() {
            super.onAuthenticationFailed()
            Timber.tag("BioMetricAuthentication").e("Authentication failed for an unknown reason")
        }

        override fun onAuthenticationSucceeded(result: BiometricPrompt.AuthenticationResult) {
            super.onAuthenticationSucceeded(result)
            listener.onBiometricAuthenticationSuccess(result)
        }
    }
    return BiometricPrompt(activity, getMainExecutor(activity), callback)
}

fun showBiometricPrompt(
    @StringRes
    title: Int = R.string.unlock_app
    showSubtitle: Boolean = true,
    activity: AppCompatActivity,
    listener: BiometricAuthListener,
    allowDeviceCredential: Boolean = true
) {
    val promptInfo = BiometricPrompt.PromptInfo.Builder()
        .setTitle(activity.getString(title))
        .setConfirmationRequired(true)
        .setSubtitle((activity.getString(R.string.confirm_your_screen_lock)))
        .apply {
            if (allowDeviceCredential) {
                setDeviceCredentialAllowed(allowDeviceCredential)
            } else {
                setNegativeButtonText(activity.getString(R.string.cancel))
            }
        }.build()
    val biometricPrompt = initBiometricPrompt(activity, listener)
    biometricPrompt.authenticate(promptInfo)
}

A: I think what you want to do is check the error code and act according to its value. In your specific case, you want to catch error codes BiometricPrompt.ERROR_USER_CANCELED and BiometricPrompt.ERROR_NEGATIVE_BUTTON.
Example code block:
override fun onAuthenticationError(errorCode: Int, errString: CharSequence) {
        super.onAuthenticationError(errorCode, errString) //keep in mind, that this call closes the authentication session
        if (errorCode == BiometricPrompt.ERROR_CANCELED
            || errorCode == BiometricPrompt.ERROR_LOCKOUT
            || errorCode == BiometricPrompt.ERROR_LOCKOUT_PERMANENT
        ) {
            // show a toast and navigate back
        } else if (errorCode == BiometricPrompt.ERROR_USER_CANCELED
            || errorCode == BiometricPrompt.ERROR_NEGATIVE_BUTTON
        ) {
            // do something else
        }
        ...
}

redpajama_set_name: RedPajamaStackExchange


text:
Александровське сільське поселення — сільське поселення, Александровський район, Томська область
 Александровське сільське поселення — сільське поселення, Комсомольський район, Чувашія
 Александровське сільське поселення — сільське поселення, Котельницький район, Кіровська область
 Александровське сільське поселення — сільське поселення, Лямбірський район, Мордовія
 Александровське сільське поселення — сільське поселення, Моргауський район, Чувашія
 Александровське сільське поселення — сільське поселення, Сладковський район, Тюменська область
 Александровське сільське поселення — сільське поселення, Сорокинський район, Тюменська область
 Александровське сільське поселення — сільське поселення, Читинський район, Забайкальський край


DANSVILLE — I don't care what month it is, its never to early to talk about"warm weather sports"... mmm! Can't you feel it now?
Well, coach Kevin Greenway and the Dansville varsity golf team is set to "tee off" for sure this spring. Coach Greenway, in his fifth year as varsity skipper, noted, "We've started to build a good foundation for the Mustang golf program. We have a solid group of young women and men that are looking to push each other and continue to raise the bar like the golfers before them."
As the 2019 campaign approaches the Mustangs look to improve on their .500 season (8-8) of one year ago. A pair of young experienced golfers anchor the squad with sophomores Ryan Frazier and Andrew Betts. New faces to the varsity linksters are all 10th graders as well, which proves well for the future as these competitive athletes mature in their game. They are James Crissy, Timmy O'Toole, Jacob Wearkley and Gage Sherer.
The Mustangs are set to compete as soon as "mother nature" cooperates this season.
NUNDA — The phrase "getting in the swing of things" would certainly be appropriate in describing the Keshequa Varsity Golf team as they get setto venture into their spring season here in 2019.
Coach Todd Isaman is in his 6th year at the helm and foresees a mixture of "limited experience" and "youth" as good adjectives to use in speaking about this year's Indians. Keshequa finished up 7-8 on the season in 2018 and are seeking to improve that mark this spring.
Key returning golfers to the team this year include senior Jacob James, and a pair of 10th graders with Ian Deaton and Ryan Stevens. New faces will include sophomore Andrew Horning and a pair of juniors, Ashley Barkley and Analea Blackburn.
Coach Isaman noted, "We lost two senior starters last year and had a senior starter not come out this year so we will be really young with newer players. Our two 10th graders, Ryan and Ian, will be back from last year along with Jacob James who is a senior. This is a very hardworking group and looking forward to seeing there improvement throughout the season!"
The Indians open their spring season on Wednesday, April 10 at Woodlyn Hills against Letchworth with tee time at 4 p.m.


Check out our most popular flowers! Lawrence The Florist has a huge assortment of all types of flowers such as roses, plants, popular summer and spring flowers, and modern flowers. Or get ideas of popular wedding, get well, anniversary and thank you flowers! We can deliver any bouquet you choose to Bellevue, WA and beyond!


Or, why does a McDonald's Double Cheeseburger taste the same in the remote islands of Indonesia as it does in Roswell, GA?
A number of years ago, I was traveling through the islands of Indonesia for a research project. After a week or so of living off the local cuisine–mostly rice, vegetables and a tiny portion of chicken or pork, I began to have a real craving for protein.
One morning as we trundled down an ill-paved road on the island of Lombok, low and behold, there they were… the Golden Arches! I insisted to my fellow travelers that after we finished our business with some local elders, we had to come back so I could get some meat!
We finished our business and made it back to the McDonald's and I ordered one of my then favorites, a double cheeseburger. And although there were items on the menu tailored for the local tastes, I happily found that the burger tasted "exactly" like it did back home.
The answer: Processes and Procedures.
When I was in college, I worked as a Swing Manager at the local McDonald's in Roswell, GA. Unlike most stores which are franchise operations, this was a corporate-owned store. It was used to train new franchise owners and test new prototype equipment. At that time, many of the upper management positions in Corporate McDonald's for the Atlanta region were former Marines.
And everything was done by the book! What book you may ask?
Well, McDonald's had an Operator's manual that provided a specific procedure and process for every aspect of the operation. Along with the processes and procedures, performance and quality standards for the delivery of food and services was clearly spelled out. For instance, it took 100 seconds to cook the hamburger, toast the bun and add the required condiments. Not 98 or 102 but 100 seconds.
And there was follow up. Periodically there would be unannounced visits by Area Supervisors and they would measure the temperatures of everything from the oil frying the French fries to the soda coming out of the fountain. They would sit in the lobby and, with a stopwatch, time how long it took a customer to get their order after they had placed it. The benchmark standard: 60 seconds.
There was a process, procedure and measurable standard for everything.
So that is "how" a McDonald's Double Cheeseburger tasted the same in the remote islands of Indonesia as it did in Roswell, GA.
Do you have processes and procedures in place in your organization to ensure a consistent customer experience?
Do you have regular training programs in place to make sure your staff know what your current processes and procedures are?
And most importantly, do you follow up to make sure those processes and procedures are followed?
Can your customers count on you to consistently deliver the goods and services they expect?
If they can, you're well on your way to building a growing business.


The Archers took on the Blue Eagles for the first time this season, winning the game 97-81.
It was the game fans had been waiting for, an epic match up of mythic proportions: Blue versus Green, Ateneo and La Salle, the legendary rivalry facing off for the first time this UAAP 79, towards the first round of competition.
No matter what color their shirts were, UAAP fans witnessed an impressive round of basketball as the Archers trounced the Blue Eagles 97-81 at the Mall of Asia Arena yesterday. The victory came in the face of the Archers playing without the services of Jerold Teng, who is recovering from an ankle injury, and suspended Head Coach Aldin Ayo. The Archers now lead the UAAP tournament, having won all seven of their games of the first round.
Gonzales' modesty notwithstanding, the Archers performed admirably; following a first quarter that ended on a 20-20 tie following back and forth scoring from both teams, Ateneo was able to gain a six-point lead in the second quarter that proved short-lived as DLSU struck back with a 21-3 run across four minutes that took the score to 41-29 – the Blue Eagles would never retake the advantage.
Among the 28 points scored by Ben Mbala yesterday were three monster dunks that had DLSU fans on their feet.
While nearly Archer was able to score at least once (leading by 27 points at one point), it was Ben Mbala that stood out, powering his squad forward with 28 points, 13 rebounds, and 5 steals. Among Mbala's highlight reel worthy moments were three powerhouse dunks that rocked the packed stadium as the DLSU crowd showed their uproarious approval.
For the Ateneo side, Adrian Wong led his team with 15 points, 4 rebounds, and 4 assists.
As fans eagerly anticipate the next round of the UAAP tournament and the imminent returns of both Teng and Ayo, we can't wait to see how the Blue Eagles will bounce back from their current 4-3 status, and deliver the next exciting chapter in Philippine collegiate basketball's most famed rivalry.


Promotional Product Inc. offers marketing assistance to businesses and individuals in the form of customized promotional product services that suit their budget and timeline. It is a family-owned business established over 25 years ago serving clients like Marriott, Siemens, Google and Bank of America. You can choose how you want your company logo to be imprinted on the product of your choice.
Promotional Product Inc. contracted Pulse Solutions to design a website that could help them showcase the variety of products for the promotional needs of different individuals and businesses.
Pulse built the website on the award-winning Pulse DNN Cart 7.2 platform. The website is bright and attractive and it features different categories of products for the varied promotional needs of customers. The ecommerce technology was used to enable easy online shopping.
Shop from Promotional Product Inc. and see your business reach great heights.
Contact us for your ecommerce website today.


BOC Aviation has delivered the third of three Airbus A320-200 aircraft to China Eastern Airlines. This aircraft is from the Company's existing order book.
BOC Aviation delivered an Airbus A320-200 aircraft to China Eastern Airlines. This aircraft is from the Company's existing order book.
BOC Aviation Limited is pleased to announce the delivery of its 500th aircraft comprising aircraft manufactured by Airbus and Boeing.
BOC Aviation Limited has placed one new Airbus A321-200 and one new A320-200 with Wizz Air from its own order book, adding the largest low-cost airline in Central and Eastern Europe as a new customer for the Company.
BOC Aviation delivered an Airbus A320-200 aircraft to a Middle Eastern airline. This aircraft is from the Company's existing order book.


So where did costume jewelry get its start? And how did it get so big? After all imitation jewels or fakes have been around since the 18th century. But where did the term "Costume" come from? I've heard a couple different stories and both sound as if they could be true. But who knows? I certainly don't have a clue to which one is true. Or maybe there are even more theories.
So let me tell you the ones I've heard and let you decide for yourself. Or drop me a comment if you have heard a different tale.
The first theory I heard a few years ago has to do with William Hobè. The son of Jacques Hobé a French goldsmith and jeweler who founded Hobé Cie in 1887. In the story, William immigrated to New York in the early 1920's. Hoping to begin his career out from underneath his father's reputation. Wanting to make a name for himself much as his father had in France.
One of the first jobs the young man acquired after arriving in the states led to designing costumes. While working for Charles LeMaire, Hobè's jewelry designs were used in Ziegfeld Follies on Broadway. The story goes that during one of the productions Florenz Ziegfeld called out in a rush for Hobè's creations. Referring to them as "Hobè's costume jewelry" and supposedly the name stuck.
While Coco Chanel gets credit for coining the phrase in the other story. As she is said to have introduced her lines of "Costume Jewelry to Complete the Costume". Or outfits of her fashion designs, which she often referred to as costumes.
While both of these claims ring with an air of truth. Which do you believe or do you have another theory to add?
Even before 1724 jewelers were experimenting with imitations meant to fool the layman's eye and produce the sparkle of a true gem. As nobles often requested copies of their prized jewels for fear of robbery by highwaymen who laid in wait.
By 1724 a French jeweler, Georges Frédéric Strass, stumbled on to a mixture of silica and metal salts. A wet mixture giving the cut glass jewels the name "Paste". Once hardened and cut these Paste resemble fine jewels. Then polished to make the glass imitations refract light much in the same manner as rubies or emeralds. A feat that would earn the jeweler a handsome fortune in the Royal Courts of France.
During this same time period an English watchmaker, Christopher Pinchbeck, developed an alloy of metals to resemble gold. Although other attempts came before, others quickly lost their glean or tarnished. Yet Pinchbeck's formula of copper and zinc succeeded where others had failed.
Pinchbeck's discovery was a pivotal moment in imitation jewelry since gold less than 18 karats was strictly outlawed in the 18th century. Making even the less expensive jewelry of the day only available to someone of wealth.
As the 18 century progressed these two inventions allowed jewelers to at last create convincing imitation jewelry of color. Yet a convincing imitation diamond evaded Strass until the mid-1700's. While both Strass and the Pinchbeck family openly admitted their creations were not genuine. By the turn of the century, public opinion turned against the inventions due to the actions of other unscrupulous scoundrels.
Around 1840 the ban on gold of lesser purities was lifted and the practice of rolling gold came to light. Permanently erasing Pinchbeck to all but the history books. Yet Paste and Rhinestones continued to evolve.
Starting out as an apprentice glass cutter in his fathers business, Daniel Swarovski would soon become the most successful producer of Rhinestones in the world.
In 1892 the young Swarovski invented and patented the electrical cutting machine for glass which revolutionized the industry. Then after securing financial backing. By impressing upon investors his vision of creating "a diamond for everyone" by making crystal affordable. "A. Kosmann, D. Swarovski & Co" was formed in 1895.
Through innovation and expanding abilities, Swarovski managed to continue business through World War I. With only a short stoppage between 1914 and 1915. Then in 1918 as the war winded down Daniel looked to expand into the US.
Calling on a family friend Ernest Lowenstein to manage the US distribution. Swarovski's crystals hit the market just as the American costume jewelry industry began to come into vogue. With names such as Trifari, Hobè, Corocraft, and Miriam Haskell being some of the top brands during the 1920's.
The first half of the 20th century were uncertain times of feast to famine. And the 1930's were incredibly hard. During the height of the Great Depression between 1932 and 1934 Swarovski was forced to close operations several times for short periods. But Daniel never gave up.
Then again in 1939 when World War II broke out. Luckily though, leading up to the conflict Swarovski's US Distributor Ernest Lowenstein started stockpiling supplies. Thanks to this forethought the company was able to provide some symbolism of an ongoing business through the dark days of the war.
With the end of World War II and the start of the 1950's Costume Jewelry comes into its own. After centuries of evolution and change the work of inventors such as Pinchbeck, Strass, and Swarovski has come full circle, While designers such as Coco Chanel, Alfred Philippe, and William Hobè have changed public perception.
No longer is costume jewelry looked down upon as fakes and cheap imitations. But rather it now fills every ladies jewel box and is worn by Starlets on the Red Carpet. While fashion designers drape their models in rhinestones as they walk the runways of Paris.
At the age of 93, Daniel Swarovski passes away in 1956. The same year Swarovski introduces the Aurora Borealis. While Rhode Island becomes the capital of the American Costume Jewelry industry.
So many factors had come together at this one specific time in history to create an empire from what was once thought of as cheap fakes peddled by crooks and scoundrels.
Events such as the Depression which forced many high-end jewelry designers to switch the materials of their trade. Just to survive due to the hardships of the economy. As well as the great war itself when master jewelers fled Europe to escape the Nazi regime.
So we may not know just who coined the phrase "Costume Jewelry for sure, but we do know it has had a long and wondrous history.
This entry was posted in Vintage Jewelry Tidbits and tagged History of Paste, Imitation jewelry, Pinchbeck Gold, Swarovski Crystals.
Thanks, Margie, so what is your take? Who do you believe coined the phrase "Costume Jewelry"?
I think I agree with you on the Hobe story. I like the idea of it developing out of the Ziegfeld Follies.
Thank you Allison, so do you have an opinion about the name "Costume Jewelry"?
Whoever coined the phrase (I have always heard it was CoCo Chanel).…glad the jewelry designers around the mid-century seized the opportunity and 'costume jewelry' grew in popularity, giving us a chance today to own some of the finest examples of vintage costume jewelry!
It very well could have been Coco, she was definitely responsible for the growth of its popularity. I don't know but I have always liked the story about Hobè. LOL, I could just see a director running around backstage calling out for costumes to be worn in the next act LOL.
Great information. Thank you Bruce for sharing your knowledge on an interesting subject.
Your very welcome Greg. But it's just my take on the subject, I'm always interested in hearing what others have to say.
Super Article Bruce! Thank you so much!
Thanks, Carol-Ann I'm glad you enjoyed reading it. So what is your take? Who do you think coined the phrase "Costume Jewelry"?


Consumer credit is any type of credit extended to an ordinary consumer. Credit, broadly defined, is the provision of a resource (normally money) from one party to another, where the first party does not expect to be immediately compensated. Instead, the parties arrange for payment to come at a later date, or over time, in installments. Many people in Jackson, Alabama deal with consumer credit every day in the form of credit cards. In fact, credit cards are one of the largest sources of individual debt in the U.S.
Why can't I Get Credit in Jackson, Alabama?
If you're having trouble getting credit in Jackson, Alabama the most likely explanation is that you have no credit history, or a poor credit score. In Jackson, Alabama, credit reports are prepared by private companies that have access to a great deal of financial information about almost anyone who has a Social Security Number. These companies are called "credit bureaus." They gather relevant information, such as one's credit-to-debt ratio, and past-due payments, and use complex mathematical equations to generate a numerical score. Relatively few people know what these exact formulas are, since they are well-guarded trade secrets.
How Can I Improve My Credit Score in Jackson, Alabama?
The first thing you can do to improve your credit score is to check your report for errors. These companies are not infallible, and sometimes make mistakes in compiling your credit report, including very serious ones. If you find an error, you should report it to the credit bureau, and they will normally fix it. Also, it's good to show that you know how to use credit responsibly. For example, a person in Jackson with no credit history can quickly build up a good credit rating by getting a credit card, making a few small purchases with it, and then paying the whole balance at the end of each billing cycle.
Credit reports are usually meant to be used by lenders to assess the risk of a prospective borrower. For this reason, how one handles debt is a major factor in one's credit score. Paying all of your debts in a timely manner is a good way to maintain a high credit score.
How Can a Jackson, Alabama Lawyer Help?
A good lawyer specializing in consumer bankruptcy or other consumer finance issues in Jackson, Alabama can be instrumental in resolving consumer debt issues. These issues can be complex and frustrating, and a lawyer can make the navigation of them much easier.


text:
IPO: Initial Public Offering
IPO definition
IPO means Initial Public Offering. Initial Public Offering (IPO) is the way an organisation goes public, lists itself on the exchanges and sells share to raise capital. In other words, it is a process by which a privately held company becomes a publicly traded company by offering its shares to the public for the first time. A private company, that has a handful of shareholders, shares the ownership by going public by trading its shares. Through the IPO, the company gets its name listed on the stock exchange.
How does a company offer IPO?
A company before it becomes public hires an investment bank to handle the IPO. The investment bank and the company work out the financial details of the IPO in the underwriting agreement. Later, along with the underwriting agreement, they file the registration statement with SEBI.
SEBI scrutinizes the disclosed information and if found right, it allots a date to announce the IPO.
Why does a company offer an IPO?
1) Offering an IPO is a money-making exercise. Every company needs money, it maybe to expand, to improve their business, to better the infrastructure, to repay loans etc.
Trading stocks in the open market mean increased liquidity. It opens door to employee stock ownership plans like stock options and other compensation plans, which attracts the talents in the cream layer.
2) A company going public means that the brand has gained enough success to get its name flashed in the stock exchanges. It is a matter of credibility and pride to any company.
3) In a demanding market, a public company can always issue more stocks. This will pave the way to acquisitions and mergers as the stocks can be issued as a part of the deal.
Should you invest in an IPO?
Deciding whether to put your money into an IPO of a relatively new company is indeed tricky. Many people say having a cautious approach is a positive attitude to have in the stock market. By participating in an IPO, an investor can buy shares before they are available to the general public in the stock market. However, in case of an IPO, an investor will have to buy shares directly from the companies.
For any company, IPO launch is one of the biggest events in its history. The company puts in maximum efforts to ensure that the IPO launch is a success. They spend heavily on advertisements in maximum possible available media platforms. A sizeable number of investors get informed about an IPO launch from advertisements or other media formats. Most of the activities are to purely promote the upcoming IPO and do not offer the complete picture. So as an investor before you opt for any IPO, it is imperative that you acquaint yourself with important information regarding company, financials, expansion plans and more. Few things to be considered before investing in an IPO are as follows:
1) Background checks
The Company obviously does not have enough historical data to back your decision, because it is just going public now. The red herring is the data on the IPO details which is provided in the prospectus, you need to scrutinize it. Know about the fund management team and their plans of IPO generated fund utilization. Look at the valuation of the company, is the price offered in the IPO, match with its fair value? This may be the hardest to determine for retail investors, but possibly the most important. Valuation refers to the relative price at which an IPO is offered. So, if the offer price of an IPO is Rs.500 per share, the price is arrived at after valuing the company's revenues, profits and taking into account cash generation and debt in the balance sheet.
The process can be highly technical but can come with a shot of bias as investment bankers judge the "quality" of management and earnings before arriving at the final offer price.
For investors, these details are too complicated and their best bet is to compare the valuation of an IPO stock with a listed peer in the secondary market. In case, the IPO is that of a new business and there are no comparable listed peers, you have to judge using simple valuation techniques like price to earnings ratio, price to book ratio and return on equity.
2) Who is underwriting
The process of underwriting is raising investments by issuing new securities. Be careful of the underwriting of small investment banks. They may be willing to underwrite any company. Usually, an IPO with a success potential is backed by big brokerages that have the ability to endorse a new issue well. This does not mean that, the big investment banks never bring duds public, but in general, quality brokerages bring quality companies public. Exercise more caution when selecting smaller brokerages, because they may be willing to underwrite any company.
3) Lockup periods
Often IPO takes a deep downtrend after the IPO goes public. The reason behind this fall of the share price is the lockup period. A lockup period is a contractual caveat which refers to a period of time the company's executives and investors are not supposed to sell their shares. After the lock-up period ends, the share price experiences a drop in its price.
Once you have decided to participate in a particular IPO, then the question arises how does one go about it?
1) Apply using Application Form
Aspiring investors need to fill up the application form that is available with brokers or agents who sell mutual funds. These application forms are free of cost. When you fill up the form ensure that the details are legible and accurate. Also, attach a cheque for the amount of shares you wish to buy. There is always a minimum number of shares you have to buy, which is as defined by the company. Following the mentioned activities, submit the form with the mentioned time-frame.
2) Apply Online
You can also apply for an IPO online through ASBA (Applications Supported by Blocked Amount). SEBI developed this process to leverage online option. Through ASBA, investors money doesn't get debited till shares are allotted. In addition, investor can login to their respective netbanking account and apply for IPOs directly.
Do remember, a lot of companies launch its IPO; however, it is not necessary that it will perform well. It is therefore imperative to thoroughly check and evaluate a company, its financials, its future plans before investing in its IPO. If you blindly invest, there is probability that you will end up with losses.
IPO Investment - How can an individual invest in an IPO?
IPO Investing Tips for a Beginner for Best Returns
Simplifying the IPO Process for Listing Your Company on Stock Exchanges
IPO Note - HUDCO


Capcom revealed today that it has high hopes for its two upcoming titles, Marvel vs. Capcom 3 and Monster Hunter Freedom 3, as a financial presentation from the company predicted some figures that involved a lot of zeros.
To be specific, Capcom sees Monster Hunter Freedom 3, a title slated for next month in Japan, moving 3.6 million units and Marvel vs. Capcom 3 making a cool 2 million next spring.
Capcom also addressed the restructuring of its R&D sector, as Keiji Inafune's departure from the company shook things up a bit. The company tends to implement some "social networking service" games, as it spells a new business opportunity for the company and calls for it to "swiftly form an organization and formulate strategies to address" the social networking game scene.


text:
Watch Evolve Singleplayer Matches With Commentary
News by Shaun Green Contributor
An in-depth gameplay video with two matches demonstrating the offline mode in Evolve [official site] has popped up. If you're curious about Evolve but aren't a big fan of games with a multiplayer focus, or are already gearing up for the game's release and are interested in how its offline mode works as a tool for practice and experimentation, feast your eyes on this beast.
Both featured matches are Solo Exacuation Defend mode, with the first from the player-controlled monster's perspective. Commentary is provided by a pair of enthusiastic chaps, and props to whichever man spake the immortal words "when you kill them to their death".
In both matches the monster is a Wraith, which seems to be designed for sneak attacks, abductions and generally confusing the Hunters. Interestingly the Wraith starts the match at its maximum level, meaning the player has access to its full range of powers from the outset - but they have no means of recovering any lost health. As a result their playstyle involves a careful game of cat and mouse, managing their health carefully whilst making best use of armour. Their strategy hinges on attacking and distracting the AI hunters while minions do the bulk of the work attacking objectives.
The second match, from the Hunters' perspectives, is a great demo of how an experienced player will constantly hot-swap between their various team members, making the best possible use of their abilities to execute a common strategy. The AI appears to do a reasonable job when the player's not driving - as evidenced by how close the first match was.
It looks like offline play will offer plenty of opportunities for dedicated online players to experiment with different strategies and Hunter combinations, and to get a feel for the strengths of monsters versus different team loadouts, as well as offering those who prefer solo experiences to get a little Evolve in their life.
[Looking for info about Evolve's bizarre pre-order shenanigans? Alec covered that in depth here and here.]
Shaun Green
Writes music, book and film reviews at www.nostalgiaforinfinity.com. Writes about videogames at www.arcadianrhythms.com. Plays guitar in www.wrecktheplacefantastic.co.uk. Occasionally sleeps.


Carlos Daniel De La Fuente walks handcuffed into the courtroom after being arraigned on one count of abuse of official capacity in the courtroom of Precinct 2, Place 2 Justice of the Peace Jaime "Jerry" Muñoz June 20, 2017 in Pharr.
EDINBURG — Francisco Martinez was just a month away from completing his five-year-probation period when he inadvertently ignited a public corruption investigation within the Hidalgo County Adult Probation office.
The man who held the strings to his liberty demanded cash from Martinez that would later lead to his arrest.
Martinez was only about $930 away from paying his debt to society for a possession of marijuana charge when he was assigned a new probation officer in April: Carlos Delafuente.
Delafuente turned himself in to the Hidalgo County Sheriff's office Tuesday, where he was charged with abuse of official capacity, a state jail felony carrying two years of possible jail time. Sheriff's investigators believe Delafuente took upward of $6,000 from probationers dating back to 2009. He would ask them for money on their last visits in order to discharge them without a remaining balance, according to a probable cause affidavit.
When Martinez first checked in with him in April, Delafuente told him he wanted to help.
"I'm going to try to help you, and you're only going to pay $700," Martinez recalled Delafuente told him.
Martinez said he would bring the money on his next check-in date, May 16.
A confused Martinez returned his call.
But concerned with finishing his probation, Martinez told Delafuente he would drive back from the beach and give him at least half of the $700 because he couldn't afford the total amount.
Delafuente told Martinez he would take the cash to the courthouse and give it "to some lawyer or something," Martinez recalled.
Still, he didn't want to question his probation officer.
In hindsight, Martinez believes Delafuente was trying to intimidate him.
"He told me he had friends that were lawyers. That if he got in trouble, if he were to need anything, he'd be able to get out of it real fast," the 31-year-old said.
After the meeting, a friend who had been waiting for Martinez asked about the receipt for the $350 he had just handed over to Delafuente, but the probation officer had not given him one.
"You messed up," his friend told him.
Uneasy about the whole situation, Martinez decided to return to the Adult Probation office May 4. But this time he would go directly to the cashier's window and ask about the payment he thought he made three days prior.
"I asked for a receipt to see if they had deducted those $350, and they're not reflecting," he said.
A worried Martinez called Delafuente to ask about the money.
"Sir, I need a receipt," Martinez told him.
Delafuente tried to explain, but offered confusing information, Martinez said. At one point the probation officer told Martinez he would return his money.
Concerned, Martinez' friend who had accompanied him, approached Patrick, who happened to be smoking a cigarette outside, and asked him if probation officers should be collecting money from probationers. Martinez' friend had no idea he was talking to the adult probation director.
Patrick, who did not return calls seeking comment, asked the men if he could take their statement and escorted them into his office. Once there, Delafuente appeared with an envelope with money in it.
Patrick would later take the information to Hidalgo County District Attorney Ricardo Rodriguez, who then forwarded it to the Hidalgo County Sheriff's Office for further investigation. And although Martinez was not named in the probable cause affidavit, the document indicates a probationer came forward in early May and said he had given his probation officer a $350 partial payment to lower his fees.
Delafuente resigned from his post, where he had worked for over a decade, soon after.
Authorities later pulled his caseload and found other probationers with similar stories, and sources told The Monitor, other officers could face similar charges.
Martinez is somewhat conflicted about the situation. On one hand, he wants nothing to do with the legal system and worries he'll have to appear in court once again as a result, but on the other, he is glad to expose what may be corruption in a system that is meant to keep men and women honest.
He's just completed his five-year probation and can hardly believe how the end played out.
"I was believing what he was telling me, and I was putting my trust in him. And I feel so naive for being that way, but I don't know, I was trying to finish my probation and move forward with my life," he said.
However, he's willing to come forward once more if need be.
"If I really have to do it, and it's for justice for a lot of people, I'm willing to do it," he said.
Probation taught Martinez many things, including a French word that he will not soon forget.
This report was updated to reflect the correct spelling of Delafuente.


Say it out loud once and you'll never forget it.
Thump is just one syllable. Thump is both a noun and a verb, and in both cases, it denotes action.
Thump is an empty vessel, yet at the same time, it speaks of strength and has its own character before you even start your branding. It has irreverence built in. Thump! Any good consumer marketer would have a field day with Thump.
Millennials are now the single largest demographic in the US. If you want to reach them, don't be stale. Be edgy. Be colorful. Be irreverent. THUMP.


In the complex world of investing, success is determined just as heavily by the power to minimise your losses as it is by the ability to maximise your profits. This is never truer than when it's applied to the high-risk world of forex, where money is as easily lost as it is made.
In the world of currency trading, there are three types of broker to choose from: execution-only, advisory and discretionary. These three offer various levels of advice and support to traders, which means that for the novice and the inexperienced, help is always at hand. Advisory stockbrokers are the ideal choice for those looking to learn as they trade, offering a guiding hand to steer your decisions. Discretionary brokers are an even better tool for minimising losses, as these experienced professionals will trade on your behalf, their sole focus being to protect your portfolio and maximise your profits.
The right broker will go along way towards protecting you from poor decision-making, but for those who choose an advisory or execution-only service, the final choice will still rest in your hands. Some traders simply cannot be protected from their own folly, so it's important to make sure that you don't number among them. One of the easiest ways to achieve this is by placing limits on yourself. Always be aware that you can only lose as much as you invest: the loss of 10 per cent of your account total is recoverable; the loss of upwards of 50 per cent is not. Thus, the best way to minimise your losses is by laying a cap on them.
Our final tip is this: always be prepared to learn from your mistakes. Losing some money is inevitable, but as long as your account stays in the black overall, then the crisis has been averted. Even your losses have a silver lining, as they offer a prime learning opportunity. Take the time to study them in-depth, identifying exactly where things went wrong. If you know which actions to avoid in the future, you can do more of the acts that deliver a profit, and less of those that don't.
Follow these three simple tips today to minimise your losses, and maximise your chances of forex success.


I can write interesting articles on various topics. I speak English fluently and have no issues with it's grammar. I have a been writing articles since I was in third grade. I can assure you that my work would satisfy you. If you hire me, I shall do long term tasks as well. I am great at doing my work accurately and on time. I prefer working with a Montessori.


Now that Pusha T has released his long-awaited Wrath of Caine mixtape, he's looking toward an eventual reunion with his brother Malice. "When it comes to the Clipse, that's a special brand to me," Pusha told MTV. "Me and Malice talk about doing a Clipse album. I'm not into toying around with that."
In the interview, Pusha said the Clipse album will be called As God As My Witness. "I just think it's fitting, I mean, c'mon," Pusha said with a laugh. Of course, there's no timetable on the release. Pusha's new album, My Name is My Name, is due out this year.


The last kitten, Elmer, has gone… to Andy.
They all had homes to go to. Steph got mini-Rusty and Tom (now called Isis and Osiris), Vicky got Cohen, your friends Joe and Tina got the other black and ginger (shelly who the vet said was a girl but in fact was a boy) and swirly.


text:
Q: How do I make a streaming LINQ expression that delivers the filtered out items as well as the filtered items? I am transforming an Excel spreadsheet into a list of "Elements" (this is a domain term). During this transformation, I need to skip the header rows and throw out malformed rows that cannot be transformed.
Now comes the fun part. I need to capture those malformed records so that I can report on them. I constructed a crazy LINQ statement (below). These are extension methods hiding the messy LINQ operations on the types from the OpenXml library.
var elements = sheet
    .Rows()                          <-- BEGIN sheet data transform
    .SkipColumnHeaders()
    .ToRowLookup()
    .ToCellLookup()
    .SkipEmptyRows()                 <-- END sheet data transform
    .ToElements(strings)             <-- BEGIN domain transform
    .RemoveBadRecords(out discard)
    .OrderByCompositeKey();

The interesting part starts at ToElements, where I transform the row lookup to my domain object list (details: it's called an ElementRow, which is later transformed into an Element). Bad records are created with just a key (the Excel row index) and are uniquely identifiable vs. a real element.
public static IEnumerable<ElementRow> ToElements(this IEnumerable<KeyValuePair<UInt32Value, Cell[]>> map)
{
    return map.Select(pair =>
    {
        try
        {
            return ElementRow.FromCells(pair.Key, pair.Value);
        }
        catch (Exception)
        {
            return ElementRow.BadRecord(pair.Key);
        }
    });
}

Then, I want to remove those bad records (it's easier to collect all of them before filtering). That method is RemoveBadRecords, which started like this...
public static IEnumerable<ElementRow> RemoveBadRecords(this IEnumerable<ElementRow> elements)
{
    return elements.Where(el => el.FormatId != 0);
}

However, I need to report the discarded elements! And I don't want to muddy my transform extension method with reporting. So, I went to the out parameter (taking into account the difficulties of using an out param in an anonymous block)
public static IEnumerable<ElementRow> RemoveBadRecords(this IEnumerable<ElementRow> elements, out List<ElementRow> discard)
{
    var temp = new List<ElementRow>();
    var filtered = elements.Where(el =>
    {
        if (el.FormatId == 0) temp.Add(el);
        return el.FormatId != 0;
    });

    discard = temp;
    return filtered;
}

And, lo! I thought I was hardcore and would have this working in one shot...
var discard = new List<ElementRow>();
var elements = data
    /* snipped long LINQ statement */
    .RemoveBadRecords(out discard)
    /* snipped long LINQ statement */

discard.ForEach(el => failures.Add(el));

foreach(var el in elements)
{
    /* do more work, maybe add more failures */
}

return new Result(elements, failures);

But, nothing was in my discard list at the time I looped through it! I stepped through the code and realized that I successfully created a fully-streaming LINQ statement.

*

*The temp list was created

*The Where filter was assigned (but not yet run)

*And the discard list was assigned

*Then the streaming thing was returned

When discard was iterated, it contained no elements, because the elements weren't iterated over yet.
Is there a way to fix this problem using the thing I constructed? Do I have to force an iteration of the data before or during the bad record filter? Is there another construction that I've missed?
Some Commentary
Jon mentioned that the assignment /was/ happening. I simply wasn't waiting for it. If I check the contents of discard after the iteration of elements, it is, in fact, full! So, I don't actually have an assignment problem. Unless I take Jon's advice on what's good/bad to have in a LINQ statement.

A:
When the statement was actually iterated, the Where clause ran and temp filled up, but discard was never assigned again!

It doesn't need to be assigned again - the existing list which will have been assigned to discard in the calling code will be populated.
However, I'd strongly recommend against this approach. Using an out parameter here is really against the spirit of LINQ. (If you iterate over your results twice, you'll end up with a list which contains all the bad elements twice. Ick!)
I'd suggest materializing the query before removing the bad records - and then you can run separate queries:
var allElements = sheet
    .Rows()
    .SkipColumnHeaders()
    .ToRowLookup()
    .ToCellLookup()
    .SkipEmptyRows()
    .ToElements(strings)
    .ToList();

var goodElements = allElements.Where(el => el.FormatId != 0)
                              .OrderByCompositeKey();

var badElements = allElements.Where(el => el.FormatId == 0);

By materializing the query in a List<>, you only process each row once in terms of ToRowLookup, ToCellLookup etc. It does mean you need to have enough memory to keep all the elements at a time, of course. There are alternative approaches (such as taking an action on each bad element while filtering it) but they're still likely to end up being fairly fragile.
EDIT: Another option as mentioned by Servy is to use ToLookup, which will materialize and group in one go:
var lookup = sheet
    .Rows()
    .SkipColumnHeaders()
    .ToRowLookup()
    .ToCellLookup()
    .SkipEmptyRows()
    .ToElements(strings)
    .OrderByCompositeKey()
    .ToLookup(el => el.FormatId == 0);

Then you can use:
foreach (var goodElement in lookup[false])
{
    ...
}

and
foreach (var badElement in lookup[true])
{
    ...
}

Note that this performs the ordering on all elements, good and bad. An alternative is to remove the ordering from the original query and use:
foreach (var goodElement in lookup[false].OrderByCompositeKey())
{
    ...
}

I'm not personally wild about grouping by true/false - it feels like a bit of an abuse of what's normally meant to be a key-based lookup - but it would certainly work.


text:
Q: Java RegEx Fun - Playing with Sentences Input string:

Lorem ipsum tip. Lorem ipsum loprem ipsum septum #match this#,
  lorem ipsum #match this too#. #Do not match this because it is
  already after a period#.

Desired output:

Lorem ipsum tip. #match this# #match this too# Lorem ipsum
  loprem ipsum septum, lorem ipsum. #Do not match this because it is
  already after a period#.

Note that #match this# and #match this too# both have been moved next to the most recent period (.). Basically put, everything that is ## should be moved to the nearest period on the left.
Can RegEx and Java String handling accomplish this?
This most basic RegEx to match #anything# is this:
\#(.*?)\#

I am having difficulties beyond that.
Edit: You do not have to tell me how to write a complete program. I just need a sufficient RegEx solution and then I'll try the string manipulation on my own.
Here is my solution derived from glowcoder's answer:
public static String computeForSlashline(String input) {

   String[] sentences = input.split("\\.");

   StringBuilder paragraph = new StringBuilder();
   StringBuilder blocks = new StringBuilder();

   Matcher m;

   try {

      // Loop through sentences, split by periods.
      for (int i = 0; i < sentences.length; i++) {

         // Find all the #____# blocks in this sentence
         m = Pattern.compile("(\\#(.*?)\\#)").matcher(sentences[i]);

         // Store all the #____# blocks in a single StringBuilder
         while (m.find()) {

            blocks.append(m.group(0));

         }

         // Place all the #____# blocks at the beginning of the sentence.
         // Strip the old (redundant) #____# blocks from the sentence.
         paragraph.append(blocks.toString() + " " + m.replaceAll("").trim() + ". ");

         // Clear the #____# collection to make room for the next sentence.
         blocks.setLength(0);

   }

   } catch(Exception e) { System.out.println(e); return null; }

   // Make the paragraph look neat by adding line breaks after
   // periods, question marks and #_____#.
   m = Pattern.compile("(\\. |\\. |\\?|\\])").matcher(paragraph.toString());

   return m.replaceAll("$1

");

}

This gives me the desired output. There is one problem, however: If there is a period in between #__# (example: #Mrs. Smith kicks Ms. Smith in the sensitive spot#), the input.split("\\."); line will break up the #__#. So I will replace the input.split() line with a RegEx.

A: The skeleton I would use is as follows:
String computeForSlashline(String input) {

    String[] sentences = input.split("\.");
    for(int i = 0; i < sentences.length; i++) {
        // perform a search on each sentence, moving the #__# to the front
    }
    StringBuilder sb = new StringBuilder();
    for(String sentence : sentences) {
        sb.append(sentence).append(". ");
    }
    return sb.toString().trim();

}


The efficient market hypothesis (EMH) states that it is impossible to outperform or beat the market because stocks and bonds are always priced at fair value. Fair value is determined by the market incorporating all publicly available about a company into it's stock price. As an investor, you should determine whether or not you believe the efficient market hypothesis to be true. Your decision regarding the efficient market hypothesis will drastically affect how you should approach investing. In this post, I present you with a case study comparing Amazon and Berkshire Hathaway. My goal is to allow you to make your own decision concerning the efficiency of the market.
Investors act in their rational best interest.
This means that investors seek to maximize their risk-adjusted returns when investing. For this assumption to hold true, investors must always make their investment decisions based upon logic or data to determine what each individual company is worth. Rational investors do not allow emotions, such as fear or greed, to sway their investing decisions.
In this case, even if every single person is individually wrong in their valuation of what a company is worth, the final market price is the correct value for the company because it averages out the mistakes of individuals.
The current value of stock prices incorporates all known public information about a company.
The additional assumptions created by this statement are that most, if not all, investors have access to this public information, know how to access it, and does so prior to investing.
Stock prices will quickly, or immediately, update any new information released publicly about a company.
The market must incorporate new information in order to ensure that it remains efficient. If the market does not incorporate new information then it will lose it's efficiency simply whenever new information is released. The efficient market hypothesis does allow for the fact that temporary changes will occur as the stock price adjusts to the new proper valuation due to news releases.
As of Monday, July 11th, Amazon has surpassed Berkshire Hathaway in market value to become the 5th largest U.S. listed company. Amazon now has a market cap of approximately $356 billion while Berkshire Hathaway has a market value of $355 billion. For our purposes, we can say that the market has determined Amazon and Berkshire Hathaway to be essentially equivalent in value with Amazon having a slight edge. Let us compare these two companies in more detail.
Berkshire Hathaway's profits are in the billions while Amazon's profits were consistently less than $1 billion. Amazon also posted losses in two of the past five years, while Berkshire Hathaway has posted steadily rising profits each of the last 5 years. For illustration purposes, I have created a chart of the profit and loss figures for the two companies.
A large discrepancy exists between the profits of Amazon and Berkshire Hathaway. Berkshire Hathaway is a large company with very diverse sources of profits. Berkshire owns over 50 operating companies. Amazon makes much less profit and is also receives revenue from fewer sources.
Remember, the market is saying that these two companies are worth approximately the same amount right now. The market value of a company is based upon future performance, not what it has done in the past. If the efficient market hypothesis is true, there should be no difference in the performance of an investor who invests $10,000 in Amazon vs someone who invests $10,000 in Berkshire Hathaway. Let's assume that the profit estimates for Amazon come true for the next 5 years. Meanwhile, Berkshire Hathaway merely matches it's previous 5 years of growth. The result is shown below.
If the efficient market hypothesis is correct, then there should be no difference in an investor's performance by choosing either Amazon or Berkshire Hathaway. However, the difference in profit between the two companies is large and will likely grow over time. Projected profits are shown to the right of the red line.
Amazon ends with $4.4 billion in annual profit in 2020,while Berkshire Hathaway ends up with $44.5 billion in annual profit. Let us assume both companies end the period valued at fair value. We'll state that a P/E ratio of 15 is fair value in this example.
Based upon these numbers, if investor A put $10,000 into Amazon today, while investor B put $10,000 into Berkshire Hathaway, a large difference would result. Investor A would have $1,853.93, while investor B would have $18,287.67. This leaves investor B with almost ten times as much money as investor A. The efficient market hypothesis would suggest that this outcome is not possible.
There are a few possible conclusions. The first and simplest solution is that the efficient market hypothesis is wrong. It is possible to outperform the market by proper selection of stocks via fundamental analysis. I believe this to be the most credible answer.
A different conclusion could be that Amazon will maintain a growth rate much larger than Berkshire Hathaway for longer than 5 years. If we were to accept the 49.4% growth rate and let Amazon's earnings continue to grow at that rate, they would eventually surpass Berkshire Hathaway's earnings. This is a possible outcome. If this were to happen, then the market could be efficiently valuing Amazon and Berkshire Hathaway. It's up to you to determine whether you think that is the likely outcome.
If you believe the efficient market hypothesis to be true, then your best action as an investor is to invest solely in index funds that match the market. Under the efficient market hypothesis, it is impossible to outperform the market, so you will achieve maximum risk-adjusted returns by simply owning the entire market. You can use index funds or index ETFs to achieve this goal.
If you believe the efficient market hypothesis is not true, then your best action is less clear. It can still be rational to invest in index funds. Even if the market is not efficient, you could still capture average market returns without much effort. This can be a very positive outcome. However, if you wanted to outperform the market, then you could follow a number of value-based strategies to increase your odds of success. I will cover these strategies in depth. I believe it is possible for an individual to either beat the market or match the market with less risk than the market as a whole.
Do you think the market is efficient? Share your thoughts below in the comments.
If you found this information useful or helpful consider sharing this article with your friends. You can use one of our social buttons or send them the link directly.


Globe UAV develops complete drone systems that can be controlled beyond national borders. Globe UAV systems offer significantly higher efficiency due to the unrestricted range, the intuitive operating concept and the above-average flight time.
Conventional systems are restricted in their range by a limited transmission power. In addition, the transmission through obstacles and topography is severely restricted. In an urban environment, video transmission often only reaches a few hundred meters. In contrast, Globe UAV offers almost unlimited application options by using the mobile network. Optimum data transmission is thus achieved not only in rural areas, but especially in inner-city areas with its excellent network coverage, despite the high density of buildings.
The heart of our Globe UAV system is the ground station "SkyGate" with its intuitive user interface. The live image transmission of the copter camera combined with the current position of the drone on the map provide a maximum of clarity. All flight-relevant data is integrated in the user interface.
The control of the drone is made via a common computer keyboard. All key functions on the ground station keyboard are highlighted separately. Special aeronautical requirements for the operator are not required. An operation with remote control system in open field under changing weather conditions belongs to the past and is therefore a considerable relief for the user.
Even adverse weather conditions pose no challenges. Heavy rainfall, wind speeds up to 5Bft and temperatures from -20° to +50° Celsius are real-world tested scenarios.
The intended use defines the installation of the various system solutions.
High-performance camera gimbals with 30x optical zoom and tracking function identify people and vehicles up to 250m away.
The operator is supported during nocturnal missions by integrated thermal and night vision functions. Regardless of the day time, safe operation with no restrictions is guaranteed.
Sensors for the air quality and specific gas measurement provide real-time data to the operator. Lidar scanners and geo-tagged images deliver data for post-processing 3D terrains.
For stationary applications requiring fast system readiness, we have developed a special drone hangar. This ensures optimal protection against vandalism, climatic conditions and offers through the integrated charging function of the battery 24/7 availability.


The Lord Suffield, under Captain Carlill (Carlisle?), en-route from Hull to Quebec, the Campion, of Whitby and the Sarah of Glasgow, under the command of Captain Adamson, all ran ashore at the Ness of Quoys near Huna. The Lord Suffield became a complete wreck although the other vessels appear to have got off.
Later, the famous Caithness Engineer and wreck-raiser, James Bremner, floated the wreck of the Lord Suffield on a raft made from logs and took her to his yard in Wick, where the Lord Suffield was completely re-built.


If you are like most dog owners, you know that traditional dog crates are too unattractive to be used as a home fixture. Most people buy an ordinary dog crate for training. But once the dog is properly trained, many people tend to quickly get rid of the dog crate.
After the dog is housebroken, leave the crate open the whole day. Notice that the pup will take his nap inside the crate by choice. When you have to leave the house, you may place the dog inside the crate. This will not pose any problem as long as you do not leave puppies or young dogs alone for long periods of time. It is important to give them plenty of things to do while at home that serve as their exercise regime. Some people think that confining their dogs inside an enclosed space is cruel. People do not want to be inside a small space where they can not even move. It is important to remember that dogs are not like people. Their wolf ancestors find shelter, comfort, and safety in their dens. Modern dogs also find solace and safety inside their own crates.
The domestic dog or canis familiaris descended from canis lupus, more commonly known as the wolf. Thousand of years ago, wolves hung around caves, stealing food from man. Submissive wolves may have left their dens to put up residence among humans. In return for watching over their residences and assets, these wolves probably received food and shelter from their masters. These wolves wave birth to the domestic dogs of various shapes and sizes that further evolved into various breeds created for specific purposes.
All puppies, like their wolf ancestors, need a den. Pianos and tables are comfortable dens but furniture does not have closed spaces. Laundry rooms, spare rooms, or bathrooms are too big for puppies. There's enough room in these places for the pup to make a mess in one area and still have enough room to play or sleep. In the wolf den, the mother wolf cleans after the offspring until such time that they are ready to do things on their own. The cubs then learn that the den should be kept clean and that it is a safe and comfortable place.
It is important for dogs to be trained to use the crate to save time and effort in cleaning up after their messes.
Dog Harness Or Collar – Which is Better?