text:
Steamship and UK Club disproportionately hit by Covid impact on cruise industry, says Gallagher
By admin On October 26, 2021 October 26, 2021 In Insurance Marine News, Keep, Marine Liability, Political Risk, Credit & Finance, Results
The impact of Covid-19 on claims and premiums at the 13 group P&I Clubs has varied significantly between different clubs according to each of their vessel portfolios, noted Malcolm Godfrey, executive director, marine P&I at broker Gallagher in a market overview of the marine P&I market, at which he warned that the reinsurance programme could see rates up 30% from the last renewal two years ago.
For Steamship Mutual and the UK Club, both with above-average involvement in the cruise sector, Gallagher saw an 8% to 9% decline in policy year premium income between 2019-20 and 2020-21. Unfortunately, there was no parallel decline in claims incurred on a policy year basis at 12 months, but Godfrey said that this might well be due to other losses offsetting savings in cruise sector claims.
Most other clubs saw no dramatic change in policy year premium income levels. While there had been Covid-19 related claims across the board, only two clubs had reached the pool as yet – both operate in the cruise sector and both had claims coming in within the early days of the pandemic.
Godfrey warned that it was likely that the worst was yet to come with regards to Covid-19 related claims. Covid-19 continued to bring a number of logistical challenges; none more so than owners needing to carry out changes to their crew, which brought with it substantial welfare and safety implications. "Human error underlies many P&I claims, and the fatigue associated with extended stays on board could have longer-term consequences for insurers", Godfrey observed.
The impact at a global financial level of all the uncertainty and volatility that we had seen since March 2020 appeared to have been minimal. Free reserves were broadly unchanged and a small net surplus was earned, with Britannia still managing to return some funds to members.
The underwriting deficit continued to be offset by investment income, with both of these levels still above average.
The final destination of 2020-21 was much the same as 2019-20, although the route taken had been very different.
2020-21 was the first year to feature general increases (averaging around 6%) after a sequence of three years with fundamentally no general increase. Financial year premium incomes were largely unchanged at $3.8bn, indicating that the clubs' resolve to address underwriting deficits might have been slightly compromised. Claims continued to rise on a financial year basis, pushing the underwriting shortfall to $550m, up from $492m in 2019-20.
Gallagher observed, as had most of the group clubs, that the biggest driver for claims now would seem to be the International Group pool. 2020-21 was one of the worst years for pool claims in recent memory, and this was exacerbated by a significant deterioration in the 2019-20 year of account. By August of this year the 2020-21 pooling experience has worsened. with 19 claims exceeding $500m net to the pool – although Godfrey said that it was as yet uncertain how this would impact the 2021-22 year result, "as we cannot say how much IBNR (incurred but not reported) the clubs were holding".
The current year was understood to feature just five pool claims, totalling around $300m, although the winter months were still to be negotiated. "It is beginning to look like the severity of pool claims is more of a trend than a statistical blip, which again, will put pressure on future premiums", warned Godfrey.
He also observed that it might be considered strange that, at a time when very large claims were impacting the P&I market, we had seen two years of comparatively low numbers of total losses in the Hull Market.
Rather than the current focus on individual member claims, it was anticipated that pool claims and overhead costs would play an ever-increasing role in the underwriting model going forward. "At a time where all clubs are pointing to pooling losses as being their biggest problem, it is perhaps time to reflect on the fact that every pool claim is at least one club's member claim, with every other club contributing", said Godfrey.
While this might point to the virtues of diversification, Godfrey observed that "with the experiments in Lloyd's have coming to an unfortunate end, clubs may be less inclined to seek pastures new to utilize their surplus capital".
While diversification did not produce a clear financial benefit at a technical underwriting level, when looking at the Scandinavian clubs, it had produced considerable benefits to them historically. "Perhaps now is time to retrench and for the clubs to get their own houses in order vis-a-vis P&I results?" said Godfrey
As a result of the 2020-21 performance, Free Reserves remained unchanged at $5.56bn, with the clubs continuing to face the dilemma of being asset rich and results poor.
Godfrey said that this was a dilemma that left them trying to improve their core underwriting result by increasing what they regard as inadequate premium rates, despite sitting on substantial piles of members' money. Godfrey said that it was well-known that clubs traded commercially on the back of their 'A' rating and that they worried about the consequences of losing it.
Godfrey said that, notwithstanding London Club's recent unbudgeted supplementary call, he felt that the excuse that the money was needed for the "one in 50 year" event had been somewhat discredited given the fact that we have just seen one such event. "Overall, the clubs have been (other than in the short term) more than capable of handling these events, with no loss of wealth", claimed Godfrey.
Six clubs now sat on the S&P downgrade radar, with negative outlooks. This was not a reflection of the market's perception of the weakest clubs, as the negative outlooks include a number of the stronger clubs, such as Gard. However, Godfrey said that "the question does remain on whether S&P will move to downgrade any of these clubs in the period leading up to renewals".
Godfrey said that the Group Clubs had clearly embarked on a multi-year plan to get their rating integrity back, having had successive years with average general increases of 5.75% and 8.25%. It was, however, becoming clear that a number of clubs were backtracking away from the "general increase" mechanism – although they still have target premium increases.
Gallagher expected "meaningful" rises to be sought. Gallagher said that it firmly believed that the approach featuring a premium increase and a capital return was the way forward.
The renewal would also have to factor in the increased cost of the international group reinsurance programme, which had been placed on a two-year basis for 2020-21 and thus did not feature Covid-19 and cyber exclusion clauses. Gallagher predicted that the 2022-23 renewal would reflect the experience of the programme and the general pricing issues in the reinsurance market, where reinsurance risk codes suffered for some time.
Godfrey observed that in recent years there had been a steady drip-feed of claims on the programme, although none to match the $1.48bn Costa Concordia claim from nearly a decade ago. He said that the Golden Ray had been a notable recent feature (ca $800m according to Gallagher, but thought by some to be likely to be close to $1bn by the end). This event was exerting significant pressure in a liability market feeling wider stresses and strains. "Likewise, the Ever Given and One Apus losses have contributed significantly to the wider maritime woes".
Big increase in reinsurance costs feared
Godfrey warned that the latest market speculation suggested as much as a 30% increase in the Group reinsurance programme cost, which would have a knock-on impact on owners' individual increases. This would be of particular significance to operators of larger vessels, where Group RI costs often comprise a significant proportion of overall premiums. Godfrey said that it was important that owners were aware of these potential increases when reviewing overall placement costs. and prepare accordingly for their renewal discussions.
Godfrey said that, from Gallagher's recent and ongoing discussions with club senior management, it believed that there would be General Increases and internal targets (for those without GIs) in the range of 7.5% to 15% to address persistently high combined ratios (with possible outliers on either side). West's recent announcement of a 15% GI would seem to ring true with this. This, coupled with significant RI increases and the ever-watchful gaze of the regulator (with six clubs on the S&P watch list), would lead to a confluence of market pressures that have not been seen in recent years.
"Indeed, should clubs act as a mutual and control the reinsurance renewal, costs of their members, whilst help alleviate the impeding RI pressures through an allocation of investment returns or contingent part of their free reserves?", asked Godfrey, noting that these are, after all, funds generated by their member's contributions". Would it not therefore "be an opportune moment and use the Group's overall financial resilience to mitigate the impact of the coming process?"
Gallagher put the idea to one senior club manager, who declared that when the RI rates consistently reduced, members did not volunteer for the clubs to keep it and that probable increases would still mean owners paying less than five years ago.
Godfrey observed that a prolonged hardening market was not new to the P&I world, but it was certainly a first for many individuals who had more recently joined the market or moved into management positions, particularly over the last decade or so. Godfrey said that, while the market was indeed hardening at this time last year, Gallagher felt this was the first of a number of significant steps that would play out over the next few years. There was concern that, because of Covid-19, there would be another largely virtual renewal this year, which would be frustrating to all concerned.
https://image.info.alescorms.com/lib/fe4015717564047b741575/m/1/b71014a2-b5f8-45c6-a0f7-756a1b5ebc26.pdf?j=36607&sfmc_sub=7577119&l=14_HTML&u=403694&mid=110006115&jb=1
Zim Kingston lost 40 containers, others impacted by fire in containers on board
Two bulkers collide in dense fog near entrance to Cannakale Strait


text:
Q: $_POST variable I'm encountering a problem. I'm using Wordpress, but this ain't a Wordpress question.
I'm using two forms, on one form I have all the input fields and one hidden input field which I use for checking which form the user has submitted. I have saved its value as 'save'. There is another form which is just for resetting all the options and its value is 'reset'. In PHP, I check the value of the hidden field and take respective actions. But the problem is that the reset thingy isn't working.
Here is my HTML for the forms:
<fieldset>
    <form method="post">

            <input name="save" type="submit" value="Save changes" />
            <input type="hidden" name="action" value="save" />

    </form>
</fieldset>
<fieldset>
    <form method="post">

            <input name="reset" type="submit" value="Reset" />
            <input type="hidden" name="action" value="reset" />

    </form>
</fieldset>

In PHP, I verify them like this:
// if I change the 'save' literal to something else like 'savea', $_POST variable will not be empty
// but if I dont, then $_POST variable is NULL
if ('save' == $_POST['action']) {
    foreach ($this->cp_options as $option) {
        if (isset($_POST[$option['id']])) {
            update_option($option['id'], $_POST[$option['id']]);
        }
        else {
            delete_option($option['id']);
        }
    }

    header("Location: themes.php?page=functions.php&saved=true");
    die;
}
// if I change the 'reset' literal to something else like 'reseta', $_POST variable will not be empty
// but if I dont, then $_POST variable is NULL

elseif ('reset' == $_POST['action']) {
    foreach($this->cp_options as $option) {
        delete_option($option);
    }

    header("Location: themes.php?page=functions.php&reset=true");
    die;
}

The problem is if I change the 'reset' or 'save' literal to anything else like 'reseta' or 'saveasdfasd', $_POST variable won't be empty, but if I dont, then $_POST variable is NULL.
Any ideas on why this is happening?

A: [Old Answer Redacted]
EDIT
Try to isolate your testing environment first.  This gave me results I expected.
<?php

if ( isset( $_POST['action'] ) )
{
  switch( $_POST['action'] )
  {
    case 'save':
      echo 'Save Action Requested';
      break;
    case 'reset':
      echo 'Reset Action Requested';
      break;
    default:
      echo 'Unknown action requested:';
      var_dump( $_POST['action'] );
  }
} else {
  echo 'No action parameter received';
}

?>
<fieldset>
    <form method="post">

                <input name="save" type="submit" value="Save changes" />
                <input type="hidden" name="action" value="save" />

    </form>
</fieldset>
<fieldset>
    <form method="post">

                <input name="reset" type="submit" value="Reset" />
                <input type="hidden" name="action" value="reset" />

    </form>
</fieldset>

A: I know you said that $_POST is null but are you assuming that or did you actually check $_POST == null?  Have you tried doing a var_dump($_POST) to print out exactly what is getting sent across?  Just comment out your re-direction and see what is in $_POST.  Maybe that will give you a better clue as to what is happening.

A: Simple... remove the hidden inputs and change both of your "submit" buttons to have the same name, but different values:
<input type="submit" name="action" value="Reset" />
<input type="submit" name="action" value="Save" />

Then you can test it like this:
if ($_POST['action'] === 'Reset') {
    // Do a reset here
} else {
    // Do a save here
}

And you probably want to wrap the whole thing in:
if (isset($_POST['action'])) {
    // Put your form handling here
}

A: If you have multiple forms on one page I'd recommend you send each form to a different URL. This is by far the simplest and most reliable way to detect where the form is going, just have two different scripts to deal with processing that form. You can then include or redirect to the final page you want the user to see.

A: This might because there are duplicate elements with the same name.
Can you try putting an id or name to your form?

redpajama_set_name: RedPajamaStackExchange


I am hoping someone can help me with this question. I ate allowance and all my optionals (5 x crackers and 2 x fruit) during the first 4 weeks on the Cohen Diet. After 4 weeks I lost 6.5kg. I then cut out the fruit and lost another 5.5 kg in 6 weeks and now need to start refeed. What I don't know is during refeed, should I add back the 2 x fruit plus add the additional fruit as indicated on my refeed program? Or should I only eat the "new" fruit indicated on my refeed program?
Hope my question makes sense and looking forward to any advise.
Ooh good question! I don't know the answer but I rarely eat all my fruit allowance so am keen to know now too!
I have only eaten my fruit allowance every day at the beginning and the end of the eating plan, in the middle I didn't feel the need to because I wasn't hungry, now I am on refeed my consultant suggested eating it all, old fruits, new fruits etc as this is the period to test your body out and see just what you can handle.


text:
How to Make It in the New Music Business: Practical Tips on Building a Loyal Following and Making a Living as a Musician, Second Edition (Compact Disc)
By Ari Herstand, Ari Herstand (Read by)
Hailed as an indispensable guide (Forbes), How to Make It in the New Music Business returns in this extensively revised and expanded edition. When How to Make It in the New Music Business hit shelves in 2016, it instantly became the go-to resource for musicians eager to make a living in a turbulent industry. Widely adopted by music schools everywhere and considered the best how-to book of its kind (Music Connection), it inspired thousands to stop waiting around for that big break. Now trusted as the leading expert for do it yourself artists, Ari Herstand returns with this second edition, maintaining that a stable career can be built by taking advantage of the many tools at our fingertips: conquering social media, mastering the art of merchandising, embracing authentic fan connection, and simply learning how to persevere. Comprehensively updated to include the latest online trends and developments, it offers inspiring success stories across media such as Spotify and Instagram. The result is a must-have for anyone hoping to navigate the increasingly complex yet advantageous landscape that is the modern music industry.
Publisher: HighBridge Audio
Business Aspects
Industries - Entertainment
Hardcover (October 4th, 2022): $37.50
Compact Disc (December 20th, 2016): $29.99
Hardcover (December 20th, 2016): $29.95
MP3 CD (December 17th, 2019): $24.99

redpajama_set_name: RedPajamaCommonCrawl


text:
Cinemax's "Strike Back" Is "24" x "Call Of Duty"
ByChristopher Rosen
Have you been aimlessly watching television since Jack Bauer and 24 went off the air? Are you bored with killing untold thousands during a nightly game of Call of Duty? Then Cinemax has the show for you!
The network has just announced that they'll air Strike Back, about an American Special Forces agent who teams up with a British military unit to "stop an international terrorist group." So, yeah: Call of Duty mixed with Jack Bauer. The series is based on a British show and book, but will be given an "international" makeover for U.S. audiences. (Fun fact: Andrew Lincoln, of The Waking Dead, co-starred in the original.)
The 10-part series will debut later this summer, but it's significant because it marks the first series that Cinemax will attempt, allowing them to join the big boys of HBO, Starz, Showtime and AMC in the original cable programming game. Looks like the ol' reliable late night staple won't be just for skin flicks any longer.
NewsCall Of DutyCinemax


Mt. Whitney, the tallest peak in the Continental United States (14,505′), looms over the quirky town of Lone Pine, California, beckoning climbers to tickle her summit. Some folks make it. Some folks don't. Along with my wife and three friends, I made my second summit in September, 2018. My first summit, in 2014, was a one day up-and-back trip. I'm still not sure if I prefer the luxury of breaking it up over two days by camping at Trail Camp, or the luxury of hiking without a heavy(ish) pack. Either way, here are 5 tips for an enjoyable Whitney trek. Happy hiking!
Mental strength is what gets you up mountains. At some point during endurance exercises, a little crybaby awakens in us. For some folks, this can be triggered by having to the take the stairs at the mall. For others, it's the 99th mile of the Badwater Ultra-marathon.
Look this baby in the eyes and say, "Nope." The crybaby wants to be sitting on a couch in Starbucks checking Instagram. The crybaby wants a burger. Those things will come. But right now, you're in a wondrous land of granite and sky, a place you'll remember when you're old and sitting in a rocking chair. Don't let the crybaby take this from you. Keep walking; it's what we evolved to do.
Though any type of training can help, some types are better than others. Lay off the bench press and opt for more cardio. Do squats. Load up your pack and find a stadium with bleachers. Many of the "steps" on the Whitney trail are quite large, some of them almost waist-high. Trekking up and down bleacher stairs will get those rarely-used muscles primed for game day.
This can be a tough one for the folks who don't have enough time off work to spend a few extra days in the mountains before the hike. The ideal scenario would be to train with light hikes above 10,000 feet a week before you tackle Whitney. If you don't have this luxury, at least try to car camp at Whitney Portal (elev. 8,374 feet) the night before your hike.
If your pee is crystal clear throughout the hike…congratulations. Drink water after you drink water. Then drink some more. You won't be far from a water source from Whitney Portal to Trail Camp, so you have no excuses. Drink even when you're not thirsty. It's easy to get caught up with the destination. I know, you don't want to stop hiking to purify water at Lone Pine Lake. Do it. If your pee looks like liquefied red bricks, you're in trouble, and it can happen fast.
Trail Camp is the last water source, so stock up before your summit bid. If you're basecamping at Trail Camp and planning to wake up at 3:30am for the summit push, it's a good idea to purify your water the night before.
Seriously. If you've heeded the above four tips, enjoy the ride. Forget that you're hiking up the highest peak in the Continental United States. Think about how lucky you are to have working legs, legs that evolved to walk long distances. Trip out on the Lord of the Rings amphitheater of jutting rocks. Get high on the altitude and say stoned-sounding things to your mates. Think about how you won't behold this vista again (even if you hike Whitney again, the view will be different).
One foot in front of the other. Dig the mantra. It's a beautiful mountain.


text:
Education Week's blogs > Politics K-12 See our Federal Policy coverage
Betsy DeVos. Donald Trump. The Every Student Succeeds Act. Congress. State chiefs. School spending. Elections. Education Week reporters keep watch on education policy and politics in the nation's capital and in the states.
« White House Says Bill Would Save 400,000 Education Jobs | Main | Proposed Rules About School Meals Remain a Hot Potato »
District Advocates Favor House Education-Spending Bill
By Alyson Klein on October 5, 2011 3:18 PM
If you were a school district official, would you rather see:
(a) Big increases for key formula programs, or,
(b) Continuation of the Obama administration's favorite competitive-grant reform programs (Race to the Top, Investing in Innovation, School Improvement Grants, and Promise Neighborhoods)?
For some local school officials and their advocates, the answer is the first.
This matters, because lawmakers in the U.S. House of Representatives and the Senate have laid out very different visions for the future of education spending.
A House bill introduced last week would cut funding for 31 education programs, including some of the Obama administration's highest priorities. But it would include a $1 billion increase for Title I grants to districts that would bring the program to $15.5 billion. And there's a $1.2 billion hike for special education, which would bring the program to $13.75 billion. There would also be an increase for Head Start of $540 million, bringing it to nearly $8.1 billion.
The Senate bill would flat-fund those key formula programs, with Title I getting $14.5 billion, and special education getting $12.5 billion. But it would continue funding for Race to the Top, i3, and SIG at last year's levels.
That sets up an interesting political dynamic. District officials, who are non-partisan but often side with Democrats when it comes to education spending, prefer the formula hikes in the House bill. They'd rather see money for special education and Title I than funding for the Obama administration's reform priorities, which are competitive grant programs that don't go to eveyone.
"We know that Race to the Top and the Investing in Innovation grant program have benefitted some of our school districts," said Deborah Rigsby, the director of federal legislation for NSBA. "But when you look across the board at what benefits the greatest number of school districts it's [Title I and special education]. ... The House proposal is definitely something that's consistent with what our membership has voiced support for over the years."
Benny Gooden, the president-elect of the American Association of School Administrators, agreed.
"Anything that either cuts or level-funds Title I and IDEA is going contrary to where we really ought to be in this country," said Mr. Gooden, who serves as the superintendent of the more than 14,000-student Fort Smith, Ark., school district, where 75 percent of students qualify for free- and reduced-price lunch. He cautioned Congress against "level-funding programs that are your core values" in order to fund "what I would call pet initiatives, new initiatives" that require districts to compete.
"Not everyone is going to win," those grants, he said. And the winners aren't likely to "be the places that have the greatest need." The neediest districts are "not even going to be an also-ran."
Other advocates see a mixed bag.
Mary Kusler, the manager of federal advoacy for the National Education Association, said the 3.2 million-member union likes aspects of both bills.
"We think that both bills have really important pluses that we would like to see merged into one bill," she said. The increases for Title I, special education, and Head Start. "are really big numbers. We haven't seen numbers like that proposed in an education-funding bill in a really long time. It shows really good recognition of the importance of funding those critical programs for our students who are most in need. ... We recognize that the large competitive-grant programs are not funded. We have always talked about the importance of funding the formula grants."
But NEA likes the way the Senate handled the Pell Grant program. The Senate bill would retain the maximum Pell Grant of $5,500 without changing eligibility requirements. The House bill would keep the maximum too, but students who attend college less than part time would no longer have access to grants.
And the Senate bill would continue to fund SIG, which Kusler said is key to helping low-performing schools improve. Plus, the union is concerned about the House's decision to eliminate some targeted programs, such as Elementary and Secondary School Counseling (which the Obama administration actually sought to consolidate into a broader funding stream). The union is also worried about some policy riders to the House bill, including one that would be a huge blow to the recently passed health care overhaul law.
For his part, Justin Hamilton, a spokesman for the U.S. Department of Education, said now is not the time to roll back funding for core reform initiatives."
"Its baffling that some members of Congress would abandon reform in favor of programs that do not challenge the status quo. With a quarter of our students dropping out of high school and the nation ranked 16th in the world in college completion, the status quo will not provide Americans with economic security in the new global economy. Programs like Race to the Top, i3 and SIG are supporting real reform at the state and local level. This is not the time to stop. We want to work with Congress to keep reform moving forward, to protect children at risk and to invest in our children and our future."
UPDATE: A spokeswoman for Sen. Tom Harkin, D-Iowa, who oversees the committee that deals with K-12 spending, had this to say about the House bill:
"It's nice that House Republicans are finally recognizing the need for additional federal resources to benefit our nation's students. Only months ago, almost every Republican in the House, including [Rep. Dennis R. Rehberg, R-Mont., the chairman of the House committee that oversees education spending] supported H.R. 1, a bill that would have cut almost $700 million from Title I.
"In 2009, every House Republican also voted against the Recovery Act, which added $10 billion for Title I and $11.3 billion for IDEA. And just over one year ago, Chairman Rehberg voted against the $10 billion Education Jobs Fund, which has helped keep more than 100,000 educators in schools throughout the United States.
"As for the increases for Title I and IDEA in Chairman Rehberg's FY 2012 Labor-HHS bill, they are more than offset by cuts to the Pell Grant program that will affect students in virtually every school district in the country. His bill also completely eliminates funding for all of the Administration's reform programs, as well as School Improvement Grants, Math and Science Partnerships, Striving Readers and a host of other important programs that provide grants to states and LEAs."
Farewell (Sorta) to One Half of the Politics K-12 Team
Chris Minnich Stepping Down as Executive Director of CCSSO, Will Lead NWEA
Farewell, From One-Half of the Politics K-12 Team
Ed. Dept. Churn Brings New Faces to Key Initiatives
Introducing the New Half of Politics K-12
--- Select a Category --- Advisers (10) Arne Duncan (414) Barack Obama (271) Betsy DeVos (380) Bobby Scott (18) Campaign 2008 (34) Campaign 2012 (134) Campaign 2014 (35) Campaign 2016 (221) Campaign 2018 (12) Campaign 2020 (39) Campaign Ads (11) Career and Technical Education (CTE) (17) Choice (75) Civil Rights (58) Climate (3) Common Core (77) Congress (859) DACA (4) Debates (30) Democratic Convention (45) Democrats (84) Diversity (3) Donald Trump (181) Early Education (4) Ed Department News (299) ESEA (283) Every Student Succeeds Act (309) Every Student Succeeds Act (ESSA) (426) Federal Budget (276) Federal Stimulus (151) Higher Education (20) Hillary Clinton (69) Immigration (1) Joe Biden (9) John King (44) John Kline (40) John McCain (53) Lamar Alexander (69) Mike Huckabee (15) Mitt Romney (41) No Child Left Behind (366) Patty Murray (39) Paul Ryan (17) Personnel File (32) Philanthropy (1) Politics K-12 Explains (17) Prekindergarten (15) Public Opinion (2) Puerto Rico (25) Quality Counts (1) Race to the Top (121) Reading List (22) Republican Convention (31) Republicans (14) Rick Santorum (7) School Improvement (5) School Safety (42) School Spending (70) State Races (41) Taxes (8) Teacher Evaluation (23) Teachers' Unions (109) Testing (2) Title I (5) Tom Harkin (22) Transgender (5) Transition (52) Transparency Watch (15) Virginia Foxx (9) Vouchers (46) Waivers (190)
Select a Month... May 2019 April 2019 March 2019 February 2019 January 2019 December 2018 November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017 November 2017 October 2017 September 2017 August 2017 July 2017 June 2017 May 2017 April 2017 March 2017 February 2017 January 2017 December 2016 November 2016 October 2016 September 2016 August 2016 July 2016 June 2016 May 2016 April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 January 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 June 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 May 2012 April 2012 March 2012 February 2012 January 2012 December 2011 November 2011 October 2011 September 2011 August 2011 July 2011 June 2011 May 2011 April 2011 March 2011 February 2011 January 2011 December 2010 November 2010 October 2010 September 2010 August 2010 July 2010 June 2010 May 2010 April 2010 March 2010 February 2010 January 2010 December 2009 November 2009 October 2009 September 2009 August 2009 July 2009 June 2009 May 2009 April 2009 March 2009 February 2009 January 2009 December 2008 November 2008 October 2008 September 2008 August 2008 July 2008 June 2008 May 2008 April 2008 March 2008 February 2008 January 2008 December 2007 November 2007 October 2007 September 2007


text:
The Brookline Library Music Association (BLMA), founded in 1951, hosts six concerts each season. This provides an opportunity for talented young artists to perform and for members of our community to hear them. One of the oldest library music programs in the country, the BLMA is a distinguished part of the Brookline Library's cultural programming. It operates independently of the Library, is volunteer-run, and has 501(c)(3) nonprofit status. View the BLMA by-laws.
Information for Performers
If you are a performer or a member of a musical group that would like to be considered for one of the six slots:
Email BLMAauditions@gmail.com with a link to the MP3 file, YouTube performance, or other digital/video recording you would like us to consider, along with your contact information.
Limit your audition to no more than three pieces. Let us know which performance(s) or recording(s) you would like us to consider. Please send links to any personal website or online profile with references or links to your biography, curriculum vitae, performance accomplishments and reviews.
Submissions must be received by the last day in February for the upcoming season, which runs from October to April.
While BLMA concerts are free, we pay our performers and we have printing and piano tuning costs. Please help us maintain this proud Brookline tradition and keep the music flowing in Hunneman Hall by becoming a BLMA member. BLMA membership dues are $20 per year and you will receive notification of each concert.
If you would like to join, please send checks to:
The Brookline Library Foundation


We welcome you to definitely stop by our manufacturing facility and sit up for Rubber O Ring Kits 3b , Rubber O-Ring Kits , Rubber O-Ring Kits-3B , You would not have any communication problem with us. We sincerely welcome clients all over the world to get hold of us for organization cooperation.
Along with the "Client-Oriented" enterprise philosophy, a rigorous high-quality control process, superior production products along with a robust R&D group, we constantly deliver premium quality products, exceptional solutions and aggressive costs for Rubber O Ring Kits 3b , Rubber O-Ring Kits , Rubber O-Ring Kits-3B , Each customer's satisfactory is our goal. We are looking for long-term cooperation with each customer. To meet this we keep up our quality and deliver extraordinary customer service. Welcome to our company we have been expecting to cooperate with you.


text:
3 Episodes of The Flip Side:
Virtual Improv
Available now for your enjoyment
Aired Friday, May 29 @8pm
A Digital Benefit Performance for Bridges.
You can still watch!
On the Main Stage
Read About Season Passes
In this dark comedy set in a small New England town at Halloween, 18-year-old Perdue finds a job in a place most people wouldn't even consider: the local graveyard. Bid, the taciturn former Marine who runs the cemetery, hires Perdue because she unexpectedly touches Bid's heart. Bid's young assistant Robbie has gleaned most of his knowledge of manhood from the pages of Maxim. By play's end, each of their searches for what they've lost ends when they find one another instead.
Dead & Buried
by James McLindon
New Jersey Premiere
Welcome to the weekly divorce group, held in the basement of the Unitarian church. The members are suddenly left stranded when Mitchell, their leader, leaves halfway through. Luckily, Barb has agreed to be the new group leader. Her unorthodox methods throw them all for a loop, but they eventually find that being off balance just might be the way to break through to a new understanding of their relationships.
by Phoebe Farber
String Around My Finger
by Brenda Withers
A young couple struggles to find their footing in the aftermath of a miscarriage. While Emma is still in the hospital, she and Kip try, with the help or interference of his sister, a physician assistant and an insightful older patient, to piece together what their relationship has been and what it still might become. A quiet comedy about big choices, small kindnesses, and getting a grip on letting go.
Comedy, Cabaret & Readings
MULTIPLE PERSONALITY DISORDER is Dreamcatcher's improv comedy troupe that acts out comedy sketches like those seen on the popular television show, "Whose Line Is It Anyway?" Throughout the evening they use audience suggestions to shape the scenes that the actors instantly create onstage. The show is family-friendly and makes for a fun and affordable night out.
Multiple Personality Disorder
Cabaret @MONDO
This year we're presenting our cabaret at MONDO, our favorite downtown venue for the arts! Our theme will be A MUSICAL STATE OF MIND, which will feature favorite songs that contain the names and distinctive flavors of some of our great states. You might hear James Taylor's Carolina in My Mind, New York, New York, Moonlight in Vermont, Tom Waits' Jersey Girl and many more brought to you by Dreamcatcher's singers and their guests.
November 9 - 11, 2018
A VERY SPECIAL (HOLIDAY) SPECIAL is an all-original good old-fashioned holiday variety show in the style of traditional television holiday specials. While every year's show is unique, the Very Special Special will include a healthy serving of improv, spoofs of holiday songs, comic sketches and lots of fun. It's a Dreamcatcher annual tradition that's sure to get you in the holiday spirit! One night only!
A Very Special (Holiday) Special
"Meet the Artist" New Play Readings
"MEET THE ARTIST" Series presents two new play readings each spring. The readings provide thought-provoking experiences that include the opportunity for audience discussion with the playwright, director and actors after the performance. It's an entertaining evening that gives audiences a glimpse of the play development process as they provide valuable feedback to the creative teams.
May 15 & 22, 2019
History of the Theatre: Abridged
Fundraising Gala 2019
Join us as we celebrate at our annual fundraising party to support the non-profit mission of Dreamcatcher Repertory Theatre. The celebration begins at our home at Oakes Center at 6pm with drinks and hors d'oeuvres. Enjoy unlimited beer, wine and soft drinks followed by a buffet dinner. At 8pm the Dreamcatcher ensemble will perform. Dessert and coffee will follow the performance.
Monologues @MONDO 2019
Thursday Evenings at 8pm, July 11th - August 1st
In the summer of 2014, DRT presented a series of solo works as readings at MONDO, the cultural gathering place in downtown Summit. The series was received with such enthusiasm, that since then we return to MONDO every summer with our Monologues@MONDO series.
BREW HA-HA
Dreamcatcher Does Improv at Untied Brewing Company
June 5, 2019 @7pm
Dreamcatcher Rep's improv team is bringing the laughs to Untied Brewing for one night only on Wednesday, June 5 at 7 pm. Sample some delicious local beer, bring your own snacks, and enjoy a show packed with spontaneous hilarity in a new and unconventional setting!
At Dreamcatcher, we are determined to represent our neighbors and their personal stories so that anyone entering our universe - artists, audience, board and staff - will feel truly at home.
© 2014-2020 by Dreamcatcher Repertory Theatre.
Dreamcatcher Repertory Theatre
Oakes Center • 120 Morris Avenue • Summit, NJ 07901
Info: 908-514-9654 • Box Office: 800-838-3006 • info@dreamcatcherrep.org


Applying for dependent visa in Kuwait just got easier, as soon paying for government services and fees can be done online much like for standard services such those offered by the Public Authority or Civil Information (PACI).
Furthermore, a change in the requirements for applying for this type of residency visa will soon be enforced in consideration of the many fees expats have to deal with when staying in the country.
The Ministry of Interior's Assistant Undersecretary for Residency Affairs Major General Talal Maarafi announced the cancellation of additional health insurance fees to be shouldered by expats when applying for or renewing visas for their dependents other than wives and children, as share in a report by the Kuwait Times.
As per current regulations, foreign nationals applying to issue or renew residency visas for their parents, siblings, or parents-in-law are to pay an annual fee of KD 50 for the health insurance and KD 200 at the relevant residency affairs department, on top of purchasing a health insurance policy to cover medical treatment in private health institutions for prices ranging from KD 160 to KD 250.
As per Maraafi's orders, applicants would now only be required to pay the KD 50 for the health insurance and the KD 200 annual fee at the concerned residency affairs department. This would free up the expats from the requirement of purchasing additional health insurances, and this will open the door for expats who had already purchased insurances at various insurance companies during the last two years to file lawsuits in order to get a refund for what they paid, Maraafi explained.
Cutting on the costs for health insurance fees which expats may not necessarily have an immediate need for is a welcome development amid the other rising government fees which expats need to settle in order to stay in the country for work or residence.


Have you ever wanted to take your studies, both the philosophy of Yoga and the physical asana deeper? Explore the Niyamas and Yamas of Patanjali's 8 Fold path and how they relate to modern day living.
We can only grow if we are willing to look at ourselves and surrender to Grace. Learn to feel comfortable being in this space and operate with more joy and love in your life.


Santa And Kids is one of best image reference about Coloring pages idea. our collection has been collected from various references Santa And Kids reference also have , kids and company santa fe, kids and santa, kids and santa claus, santa and kid photos, santa and kid pictures, santa and kids and what to tell them when, santa and kids you tube, santa and the kids for your convenience in searching this reference more specific.
Santa And Kids is one of best Coloring Page coloring page for you, this coloring page has been built from brilliant ideas. Will be something very helpful if you apply Coloring Page for your kids. Santa And Kids is just one of the many reference that we have, you can find other reference such as nature, fun, fruit, sport, and etc.


Medical Doctors Only Apply. A Dermatology Physician Dermatologist practice is seeking a qualified physician for Billings, MT. This and other physician jobs brought to you by ExactMD.
Dermatology Physician Dermatologist opening in Billings, MT. MHA- Montana Hospital Association is looking to fill a permanent position specializing in Dermatology Physician Dermatologist. The physician should have training in the specialty being recruited. Salary offered is national average.


Leaf.fm is a free music-stremaing service.
Interesting Soribada Stats and Facts (December 2016) Here are a few of the most interesting…Soribada stats and facts I was able to dig up. As always, be sure to check back in the future as I will be updating this post as new and updated…stats become available.
Soribada is a Korean music selling website.
Fizy Stats and Facts Fizy is a music discovery service for users in Turkey.
Jango Stats and Facts Jango is a personalized radio-streaming service.
Interesting China Life Insurance Company Statistics and Facts (2019) More China Life Insurance Company statistics and facts than you will ever need to know including revenue totals and much more. Updated 2019.


I have an engagement session for you today!
I caught up with beautiful October 2017 bride and groom to be Erin and Emory at the Empire State Plaza in Albany for their engagement session. The weather managed to cooperate. Despite the gusty winds, we captured some stunning photos!
I am looking forward to photographing your fall wedding in the park. I can't thank you enough for having me!


Complete Series - All 5 Storybooks in one book!
Books are 8.5 x 11 inches with full page color illustrations. Our books have been professionally edited and are available on amazon.com! Please visit our Author Page.
Children aged 5 to 9 learn SAFETY and POSITIVE LIFE SKILLS while having fun!
We believe today's parents are ready for something different, and TUKIE TALES™ is ready to deliver. Imagine a world where people treat each other with respect, kindness, and would care about other living things. These concepts can change the course of our future. We want to be part of the solution.
We created our characters knowing we first had to capture the young child's imagination. They needed to be fun and different. So, the Tukies are from another planet and they have special powers that humans don't have. They use these abilities to help others - well, most of the time! The youngest Tukie is very mischievous and likes to play little tricks on his friends, much to the delight of young children. While learning positive life skills and the importance of nature, Tukies and their friends have fun adventures in a mystical forest and make wishes come true.
Lost in a forest after wandering away from the safety of their backyard, Jake and Amy meet the Tukies. The adventures and lessons learned along the way help them realize the dangers of wandering away from the people they love.
Cody the beaver is learning how to build a dam from his father. After disappointing attempts, Cody wants to give up. Cody's dad and friends encourage him to believe in himself and keep trying, which helps him be the best he can be.
Jake and Amy learn the advantages of teamwork and cooperation during a family trip. By watching the family, the Tukies also learn about the benefits and realize when there is work to be done, it's faster and more fun if everyone does it together.
The Tukies tell their friends about teamwork and they all decide to gather food each family needs for winter. A dangerous situation occurs and the bravery of small friends keeps everyone safe. After the work is finished, they receive praise from their parents and this encourages everyone to want to help again.
Jake and Amy make treats for the birds, animals, and Tukies. When climbing the ladder to hang the birdhouse, their dad nearly falls. Rue saves him using his special power. The children learn about compassion and when kindness is given, kindness is returned.
Thank you very much for visiting our website. Please tell your family and friends.


Those college drinking games that prove to be fun at any age! To celebrate Lance Bass' exit from Broadway, he and his friends including Ashley Parker Angel and George Wendt headed to Brother Jimmy's in NYC where they took over the upstairs and played flip cup and beer pong.
Speaking of college, tonight is the BCS Championship college football game on FOX. Will Ohio State take home the win for the Big 10 or will Louisiana State win? Tune in tonight at 8 pm EST.
Diane in NYC is loving purse holders. These portable metal holders allow purses to dangle from the table instead of being thrown on the floor underneath tables.


text:
ADA Center for Informatics and Standards
What is Dental Informatics?
Dental Informatics is a specialization within Health Informatics, a multi-disciplinary field that seeks to improve health care through the application of Health Information Technology (HIT) and information science to health care delivery, health information management, health care administration, research, information gathering and synthesis, and knowledge sharing.
The field of Dental Informatics is concerned with the intersection of Health Informatics and Dentistry as a whole. This is a growing area of interest within the profession, both in academic circles and among practicing dentists; more and more dental schools and dental practices are implementing Electronic Health Records (EHR) systems and Health Information Exchanges (HIEs) are beginning a transformation in health care communications. The demands of federal and state programs to promote EHR adoption among certain health care providers are also beginning to affect dentists across the country. As a result of these changes, dentistry is engaging information technology to meet its clinical, administrative, research, and educational needs more than ever.
The Center for Informatics and Standards
The Center for Informatics and Standards is a part of the ADA Practice Institute that provides subject matter expertise for policy development, formal comments to federal agencies on proposed new regulations, educational outreach, publications, dental informatics standards development activities, and advocacy.
ADA Center for Informatics and Standards expertise encompasses topics like
EHRs
Regulatory requirements of the Health Insurance Portability and Accountability Act (HIPAA)
Electronic transactions standards
Dental information technology standards
Terminology standards development
Security of health information
Dental information systems
Digital imaging standards
Other Federal HIT regulatory policy
Center for Informatics and Standards staff participate at regulatory, industry, and standards groups to promote the policies of the ADA and represent the needs of its member dentists. This includes organizations such as:
American National Standards Institute Accredited Standards Committee X12 (ASC X12)
ASC X12, which creates and maintains electronic transaction standards for claims, notices of payment and remittance advice, claim status inquiries and responses, etc.
This organization defines the structure and content of electronic dental claims and other standard health care benefits communications exchanged by providers and payers. X12 standards utilize standard code sets like CDT, CPT, and ICD. The ADA's presence at these meetings helps ensure dentistry has a voice in shaping emerging standards for electronic dental claims and other electronic healthcare transactions.
Health Level 7 (HL7)
HL7 is an international healthcare technology interoperability standards organization.
HL7 develops and maintains data architecture and messaging standards used extensively in all health care settings. HL7 standards play a significant role in solving common interoperability problems and are vital to electronic health information exchange between authorized health care providers. Pursuant to a Statement of Understanding with HL7, the ANSI/ADA Standards Committee on Dental Informatics (SCDI) is instrumental in the development of HL7 dental standards. This gives the ADA a powerful voice in defining interoperability standards that will affect dentists' ability to share health information with other providers electronically. HL7 and ADA are working together to create electronic health record functional definitions for dentistry, standard electronic attachment content, and ensure the semantic interoperability that is vital for effective information sharing among dentists and other authorized health care providers.
The Workgroup for Electronic Data Interchange (WEDI)
The ADA is very active in WEDI's leadership and participates at many of its conferences and events.
WEDI is a multi-stakeholder industry forum with an advisory role to the US Secretary of Health and Human Services. Through its many meetings, industry forums, and policy advisory group meetings, WEDI advises key federal regulators and policy makers regarding electronic transactions, use of standard code sets, privacy and security, health information technology, EHR adoption, and health information exchanges (HIEs). WEDI also creates many educational resources for use by industry stakeholders.
Center for Informatics staff also participate at important international HIT and terminology standards development organizations. These include:
SNOMED International (formerly IHTSDO) and its Dentistry Clinical Reference Group (CRG). SNOMED is an international not-for-profit association that owns and maintains SNOMED CT®, a standard health care terminology used in many countries around the world, including the United States. SNOMED-CT is an approved standard code set for recording clinical data in ONC-certified EHRs. ADA's license agreement with SNOMED ensures that the ADA's dental terminology, SNODENT®, is an official recognized dental subset of SNOMED CT suitable for use by dentists all over the world, including US dentists participating in the EHR Meaningful Use programs. As a part of the agreement, the ADA also chairs the SNOMED Clinical Reference Group, which manages changes to SNOMED CT's dental content. Learn more about the ADA's relationship with SNOMED.
The International Standards Organization Technical Committee 215 (ISO TC 215). ISO TC 215 promotes interoperability between independent systems, enables compatibility and consistency for health information and data, and reduces duplication of effort and redundancies. ISO TC 215 Work Groups create, manage, and update standards for purposes such as enhancing system and device interoperabiltlity, standardizing semantic content, improving safety, security, and privacy, and managing risks associated with IT networks that incorporate medical devices. Often, HIT standards work products developed in the United States go on to become ISO standards after passing through ISO TC 215 processes.
The Center for Informatics and Standards is committed to guiding the ADA, its volunteers, and its members through significant, ongoing changes in dentistry and fostering the development of appropriate tools for the profession. To this end, the Center works with volunteers at all levels to guide policy, shape regulations, develop standards, and inform tripartite leaders at all levels. It also provides the subject matter expertise necessary to create and update many of the ADA educational resources and products that members and their employees use every day.
Opportunities for Dentistry
Currently, a significant opportunity exists for dentistry to shape the standards and technologies that it will use in the future, as well as define how they will be used. The ADA is taking a leadership role in defining dental information technology capabilities through its work in the regulatory and standards arenas and by providing its members with educational resources.
Interoperable EHR systems offer the potential to improve care quality and patient safety by enhancing both the quantity and quality of information available to providers for decision making at the point of care. Additionally, an EHR system's ability to capture detailed clinical information in a highly structured manner can enable analysis for quality assessment, identification of areas for improvement, and the design of decision support tools like allergy alerts, medication alerts, and other prompts. Visit the EHR Educational Resources page for an educational video series about EHRs and current federal initiatives.
SNODENT® and EHRs
In order to realize their full capabilities, dental EHRs (or EDRs) will need a standard clinical terminology for capturing detailed clinical data in a coded, structured manner. To this end, the ADA has developed an internationally recognized dental terminology, the Systematized Nomenclature of Dentistry (SNODENT).
SNODENT enables the capture of information at a level of detail appropriate for the provision of oral healthcare. It enables patient data to be recorded by different people in different locations, and to be combined into simple information views within the patient record. SNODENT concepts represent terms in a structured form using unique, machine-readable identifiers. The nature of SNODENT hierarchies allows information to be selectively retrieved and reused to meet different requirements at various levels of generalization.
Due to the size and comprehensiveness of SNODENT, a smaller, more constrained subset is often desirable for ease of implementation. Smaller, more easily implemented subsets are included with all SNODENT file transfers, including SNO-DDS, SNO-DDS GD, and SNODENT Ortho.
Through incorporation of ADA's SNODENT terminology as an officially recognized subset within the SNOMED-CT International Release, SNODENT content will be available for use by dental professionals around the world. Currently, SNODENT is available through a license agreement with ADA.
Visit the ADA's SNODENT home page for more details.
ADA EHR Home
ADA Comments on Proposed Federal Regulations
ANSI/ADA Standards Committee on Dental Informatics (SCDI)
Dental Content Committee
HIPAA Privacy and Security
SNODENT Home
Department of Dental Informatics
Email: EHR@ada.org
ADA business hours are 8 a.m. to 5 p.m. US Central Time.
FAQ: ICD-10-CM
SNODENT
Standard Terminologies and Codes


– In finance, a loan would be the lending of cash by one or more persons, organizations, or other entities to other people, businesses etc. The receiver (i.e. the borrower) incurs a credit card debt, and is generally liable to pay for desire on that personal debt right until it is actually repaid, and likewise to repay the principal amount borrowed.
The desire supplies an incentive for that lender to engage from the financial loan. In a very legal bank loan, Each and every of those obligations and restrictions is enforced by agreement, which often can also location the borrower below supplemental limits called mortgage covenants. Though this post focuses on monetary loans, in follow any material item could be lent.
. Acting being a provider of loans is probably the primary functions of financial establishments which include financial institutions and credit card firms. For other institutions, issuing of financial debt contracts which include bonds is a typical supply of funding.
It's a extensively-held misunderstanding that People with excellent credit rating have a greater grasp of taking care of their funds. Inside a new purchaser survey from Marcus by Goldman Sachs®*, 34 percent of individuals with good credit rating (FICO 660 and earlier mentioned) are in charge card credit card debt and forty one per cent see credit card credit card debt as a place they wished they'd additional Manage over. Even People with very good or fantastic credit rating — a score of 660 FICO or previously mentioned — can be liable to the cycle of superior-interest charge card credit card debt that includes variable fascination charges and concealed service fees. It's enough to make any one sense like personal debt resolution is outside of get to.
For a lot of the populace, it's less difficult to get into personal debt than it truly is to have outside of it. In keeping with NerdWallet's 2018 American Home Credit Card Financial debt Research, the typical household with credit card financial debt has balances totaling $sixteen,748**. Everyday expenses and unpredicted expenditures like braces for the kids, a leaky roof or perhaps a sizzling water heater breaking can have an effect on Every person. For lots of, it's easy to tumble driving and vacation resort to significant-fascination bank cards as an answer.
Credit card debt, specifically credit card financial debt, can be deeply stress filled for people today carrying a seemingly unlimited harmony month over month. This strain, coupled with the deep-rooted stigma all-around referring to credit card financial debt, leaves Lots of individuals experience like they have constrained choices to aid them superior take care of their finances.The customer study by Marcus by Goldman Sachs also uncovered shocking figures surrounding the struggles Americans with fantastic credit score have with credit card personal debt.
Many are unaware of alternative alternatives which will help tackle their credit card credit card debt and switch to progressively desperate steps for assistance. 30-four % would think about promoting off residence items to help with payments and 38 % would consider turning to a next task.Nevertheless, you will find other solutions that can help eradicate the revolving cycle of charge card personal debt.1 viable alternate is a hard and fast-rate, no payment private financial loan, accessible from Marcus by Goldman Sachs. Loans range between $three,500 to $thirty,000 to eligible consumers with very good or great credit history (FICO 660 and over).
Mortgage phrases assortment for 3 to 6 yrs and interest charges vary from six.99 p.c to 23.99 per cent.Marcus presents U.S.-primarily based devoted mortgage experts who provide Reside, personalized assistance. You may also discover a discounts calculator to assist you to estimate your savings above higher-desire variable charge card credit card debt devoid of affecting your credit history rating.
So, investigate your financial debt management choices — no matter whether you should consolidate debt, or just have to have a personal loan that actually works for you personally.*The Marcus by Goldman Sachs Personal debt Study was done in between November 9 and November 16, 2016 among the 1,000 nationally agent Us residents ages 22 and around, making use of an e-mail invitation and an internet based study.**NerdWallet's 2016 American House Credit Card Personal debt Research is based on knowledge in the Federal Reserve Lender of The big apple as well as Census Bureau.
People who worry about financing a school training for kids or grandchildren have acquired plenty of enterprise. In excess of 70 % of moms and dads with youngsters under eighteen say that spending for school is their leading fiscal issue, In keeping with Gallup's 2001-2018 Economic and private Finance study.
Youthful Grownups are apprehensive too. Requested by Gallup to recognize the top money issue going through their people, multiple in five respondents aged 18 to 29 reported it absolutely was spending tuition or university financial loans.
Thankfully, there's a way to place dollars apart for training within an investment account where the price savings can expand through the years, no cost from federal cash flow taxes. What's much more, the student doesn't must pay out federal revenue taxes on withdrawals through the account, provided that the money is used for experienced bigger education charges, which include things like tuition, textbooks, expenses, materials and various accepted bills at accredited establishments.
Adaptability is often a critical feature of 529 options. Moms and dads and grandparents preserve Charge of the account, decide when and when to disburse the proceeds and retain the opportunity to change the beneficiaries. For instance, if the child originally named as beneficiary doesn't require the money or doesn't go to school, the account beneficiary might be changed to a different loved one who may possibly gain. Account entrepreneurs may even use the money for their unique qualifying academic costs to acquire a graduate degree, As an example, or specialized career coaching.
Anybody can open a 529 higher education discounts program, despite income, and might contribute up to $fourteen,000 ($28,000 for married couples) each year with no reward-tax consequences, and that cash isn't thought of Section of the account proprietor's estate.
Because 529 options are very long-term expenditure cars, it's important to select a approach which offers a wide range of investment decision choices and proven management know-how, states Spazafumo, who notes that CollegeAmerica gives numerous alternatives in the highly rated American Cash mutual fund relatives.
Funding increased education involves preserving persistently above the long run, however it's not unachievable.
Not only is borrowing a lot more costly than saving your way to varsity, Spazafumo details out that there's proof many college students aren't ready to sustain with their personal loan obligations. In accordance with the Section of Schooling, borrowers who ended up owing to get started on repaying their student financial loans in 2011 had a 13.7 percent default level final calendar year, Hence damaging their credit scores just as they have been commencing their Operating lives.
. Training has generally been the pathway to larger incomes and position gratification, and that's more likely to be truer than ever from the years to come back. Combining a disciplined personal savings method with the proper 529 university personal savings approach will help make your family member's desires of higher education a truth.


An increasing demand for innovative electronic products at lower costs presents tremendous challenges for companies trying to satisfy both requirements. For product companies, Product Strategy governs company's ability to outwit the competition and propel business excellence. Defining the right product to address the unmet needs is a key starting point; but translating those needs into a product that is made on time, within acceptable budget constraints and then inducted into businesses, requires attention to operational excellence.
Experienced technical architects and specialists for product engineering assignments.
Robust IP security policy and IP protection framework.
American manufacturer of multi-functional printers and various office equipments.


We have initially shown that DC/ApoNec vaccine can induce protection against the poorly immunogenic B16F1 melanoma in mice. The population of DC obtained for vaccination after 7days culture with murine GM-CSF is heterogeneous and presents about 60% of CD11c+ DC. Therefore, our purpose was to identify the phenotype of the cells obtained after differentiation and its immunogenicity once injected. DC were separated with anti-CD11c microbeads and the two populations identified in terms of CD11c positivity (DC+ and DC-) were also studied. Approximately 26.6% of the cells in DC+ fraction co-expressed CD11c+ and F4/80 markers and 75.4% were double positive for CD11c and CD11b markers. DC+ fraction also expressed Ly6G. DC- fraction was richer in CD11c-/F4/80+ macrophages (44.7%), some of which co-expressed Ly6G (41.8%), and F4/80-/Ly6-G+ neutrophils (34.6%). Both DC+ and DC- fractions displayed similar capacity to phagocyte and endocyte antigens and even expressed levels of MHC Class II and CD80, CD83 and CD86 costimulatory molecules similar to those in the DC fraction. However, only DC/ApoNec vaccine was capable to induce protection in mice (p<0.01). After 24h co-culture, no detectable level of IL-12 was recorded in DC/ApoNec vaccine, either in supernatant or intracellularly. Therefore, the protection obtained with DC/ApoNec vaccine seemed to be independent of the vaccine´s ability to secrete this inflammatory cytokine at the time of injection. In conclusion, we demonstrated that all cell types derived from the culture of mouse bone marrow with GM-CSF are necessary to induce antitumor protection in vivo.
Keywords: VACCINE; MELANOMA; DENDRITIC CELL; BONE MARROW; Inmunología; Medicina Básica; CIENCIAS MÉDICAS Y DE LA SALUD.
De novo ectopic lymphoid tissue formation is known to occur in certain disease and inflammatory settings. After an effective vaccination with dendritic cells (DC) charged with melanoma apoptotic/necrotic cells (Apo/Nec), a subcutaneous tertiary lymphoid structure was organized, where retained vaccine cells interacted with recruited inflammatory and T cells. In this work we report for the first time the recruitment of two morphologically different CD207(+) cells to vaccination site. The time-course behavior of CD207(+) cells was reciprocal between vaccination site and draining lymph nodes (DLNs). After 6-10 days, CD207(+) cells localized at the paracortical region of DLNs, in close contact with T cell population. DLNs were enriched in a peculiar MHCII(+) CD11c((-)) CD207(+) population, whose role remains to be determined. Whether CD207(+) cells migration to the vaccination site can be associated with a differential anti-tumoral response remains as an open and exciting question.
Keywords: DENDRITIC CELLS; VACCINATION; LYMPH NODES; MELANOMA; Otros Tópicos Biológicos; Ciencias Biológicas; CIENCIAS NATURALES Y EXACTAS.
Chemokines such as monocyte chemoattractant protein (MCP)-1 are key agonists that attract macrophages to tumors. In melanoma, it has been previously shown that variable levels of MCP-1/CCL2 appear to correlate with infiltrating macrophages and tumor fate, with low to intermediate levels of the chemokine contributing to melanoma development. To work under such conditions, a poorly tumorigenic human melanoma cell line was transfected with an expression vector encoding MCP-1. We found that M2 macrophages are associated to MCP-1+ tumors, triggering a profuse vascular network. To target the protumoral macrophages recruitment and reverting tumor growth promotion, clodronate-laden liposomes (Clod-Lip) or bindarit were administered to melanoma-bearing mice. Macrophage depletion after Clod-Lip treatment induced development of smaller tumors than in untreated mice. Immunohistochemical analysis with an anti-CD31 antibody revealed scarce vascular structures mainly characterized by narrow vascular lights. Pharmacological inhibition of MCP-1 with bindarit also reduced tumor growth and macrophage recruitment, rendering necrotic tumor masses. We suggest that bindarit or Clod-Lip abrogates protumoral-associated macrophages in human melanoma xenografts and could be considered as complementary approaches to antiangiogenic therapy.
Antigen presentation by dendritic cells (DC) is of key importance for the initiation of the primary immune response. Mice vaccinated with DC charged with apoptotic/necrotic B16 cells (DC-Apo/Nec) are protected against B16 challenge. The aim of this study was to assess vaccine cell migration in our system and to find out if there is an immunological response taking place at the vaccination site. The formation of a pseudocapsule, peripheral node addresin expression in small venules, and the recruitment of a wide variety of cellular populations, including macrophages, polymorphonuclear lymphocytes, and CD8+ and CD4+ T lymphocytes found in association with DC, evidenced the formation of tertiary lymphoid tissue in the vaccination site in our experimental system.
Keywords: VACCINATION; MELANOMA; DENDRITIC CELL; APOPTOTIC CELL; LYMPHOID TISSUE; Otros Tópicos Biológicos; Ciencias Biológicas; CIENCIAS NATURALES Y EXACTAS.


Charlotte Detrick is a versatile performer with experience in a wide range of styles, including opera, musical theatre, and contemporary works. She has sung as a concert soloist across the U.S. and Canada, and appeared regularly with the New York City Opera, including the Emmy award-winning production of "Madama Butterfly". In addition to concert and theatre performances, Charlotte is a consummate performer for weddings and private events. Her repertoire includes music with classical guitar, harp, pipe organ, piano, string quartet, and chamber orchestra. Ms. Detrick's rich lyric voice will provide artful sophistication and passion to your special event.
"Ms. Detrick's voice, without benefit of microphone, showed surprising power without losing its rich lyric quality."
"Charlotte Detrick's sweet-voiced Elsie does get her man..."
"Charlotte Detrick was a warm and animated Elsie..."
"Charlotte Detrick, ...could hardly have looked or sounded more delicious."
"Charlotte Detrick, as Elsie, sang beautifully..."
"Detrick proved unfazed by the rapid-fire repetitions of her solo verse, capping each one with a bright high note."
"...soprano Charlotte Detrick as Josephine, the captain's daughter,...make beautiful music together."
"Ms. Detrick...the heroine giving a particularly beautiful vocal performance"


text:
Ілона Чакова (, народилася 1 жовтня 1970 року в Хебе) — чеська поп-співачка, яка випустила 10 сольних альбомів і стала найбільш продаваною співачкою Чехії у 1998 році. Суддя у музичному шоу Česko hledá SuperStar.

Життєпис
Ілона Чакова народилася 1970 році в Хебе (Чехословаччина). Батько — угорець, мати — румунка. У дитинстві співала в музичному ансамблі «Метелики», вчилася грати на гітарі і була барабанщицею в шкільному оркестрі міста Огржи-над-Охржи.

Дебютувала на сцені в 1985 році у складі дівочого гурту «Алотріо». Наприкінці 1980-х років здала іспити за середню школу і увійшла до складу гурту «Laura A Její Tygři» (), який гастролював містами Болгарії, Франції та Німеччини. З гурту пішла в 1992 році через творчу кризу. Пізніше була в проекті Мартіна Кучая «Rituál», випустивши сингл і ряд відеокліпів, а також співпрацювала з Луцією Білоїй.

У 1993 році вийшов сольний альбом Ілони «Kosmopolis» на лейблі Sony Music, в тому ж році вона завоювала премію «Anděl» в номінації «Новачок року». Грала роль Шейли в мюзиклі «Волосся», в 1995 році випустила другий студійний альбом «Amsterdam» на лейблі EMI. У 1996 році вийшов третій альбом «Pink», в тому ж році Ілона виступила на розігріві у Празі у Тіни Тернер.

Три роки поспіль вигравала премію найкращої співачки Чехії, в 1998 році записала альбом «Modrý Sen» з кавер-версіями західних пісень (включаючи «La Isla Bonita», «I Say a Little Prayer» і «Je t'aime… moi non plus»). Наступні альбоми «Blízká I Vzdálená» (1999) і «Tyrkys» (2000), були менш успішними. У 1999 році вийшла автобіографія «Мій особистий Рим» ().

У 2002 році Ілона Чакова зіграла головну роль в мюзиклі «Клеопатра» у Празькому Бродвеї і випустила танцювальний альбом «Kruhy mé touhy». Деякий час знову виступала у складі гурту «Laura A Její Tygři» на гастролях, в 2005 році записала кавер-версії на серію джазових пісень: «Summertime», «Now Or Never», «Kansas City» і «Black Coffee».

У 2006 році стала суддею у третьому сезоні чеського шоу «Česko hledá SuperStar», також відзначилася виступами в мюзиклах «Пан Ян Гус» (2005) і «Голем» (2006). У 2008 році після шестирічної перерви випустила студійний альбом «Ilona Csaková».

Живе в Брно. Чоловік — Радек Вонеш, син Даніель (народився 22 вересня 2009 року).

Дискографія

Гурт «Laura a její tygři»

 Žár trvá (1988)
 Nebudeme (1990)
 Síla v nás (1992)
 The best of Laura a její tygři (1994)
 Vyškrábu ti oči (2004)
 …Jsme tady!  (Best of) (2005)

Гурт «Rituál»

 Rituál (1992) (EP)

Сольні альбоми

 Kosmopolis (Космополіс) (1993)
 Amsterdam (1995)
 Pink (1996)
 Modrý sen (Синій сон) (1998)
 Blízká i vzdálená (Близько і далеко) (1999)
 Tyrkys (Бірюза) (2000)
 Kruhy mé touhy (Кола мого бажання) (2002)
 22x — Best of (2004)
 Ilona Csáková (2008)
 Noc kouzelná / to nejlepší — Best Of (Чарівна ніч / Найкраще) (2013)

DVD

 22x — Best of (2004)
 Karel Svoboda 65 (2004)
 Na Kloboučku — Best Sessions Part 2 (2007)

Мюзикли

 Волосся (1997) — Шейла Франклін
 Клеопатра (2002) — Клеопатра
 Пан Ян Гус (2005) — королева Софія
 Голем (2006) — поміщиця Розіна
 Три мушкетери (2008) — королева Анна

Примітки

Посилання

 Офіційний сайт

Чеські співачки
Уродженці Хеба

redpajama_set_name: RedPajamaWikipedia


This easy care, permanent press fabric is woven from a perfect blend of 55% cotton and 45% polyester creating a comfortable lightweight 6 oz. uniform. Available in 4 great colors (black, blue, red and white), each set contains a jacket, pants and a white belt.
6 oz. uniform has an elastic drawstring waistband.


There have been countless articles and books written on the role society plays in business and how countless ethical and social issues have shaped the way we do business in America. There is truly no way to divide the two in this day and age since each shapes the other. Everyone is familiar with happened with Enron and how Wall Street helped destroy the economy in the 21st Century. These are recent issues, but these types of unethical business situations have helped shape how our society operates to a large degree. When business creates money and money drives what we do and how we interact socially there is no way to separate the two no matter how hard you may try. The way you work for someone or run your own business shapes others' opinions of you – whether wrong or right. In our directory on business and society, we will offer you information as basic as how businesses are started and run initially to information as complex as how a business owner must make decisions during growth phase and how those decisions affect their standing in society. We will also offer up links to true life stories of businesses that were either hailed or condemned by society based on their actions and how those actions helped shape future businesses. Our directory on the influence of society on business, and vice versa, will answer all the questions you have about socioeconomic status and how those statuses are created.


Reply to post: Re: Well I thought!!!!
"So post Brexit, England and Wales are the new UK without London, Scotland or Gibraltar. Northern Ireland is split in two."
Is Ireland going to continue subdividing until it reaches the point where an entire unit agrees with itself ? And is that unit one individual person?


text:
Marketfy > The Maley Report > Morning Comment: Don't Fight The Fed
Morning Comment: Don't Fight The Fed
Well, it looks like we need Emily Litella back today…so that she can say, "Never mind" once again. It looks like we're going to see a fourth day in a row where the stock market moves in the exact opposite direction of the previous day…and does so in a significant manner. The overseas markets and the domestic futures are all bouncing back in a big way this morning, but there is a big difference between the catalysts for the moves on Friday/Monday…and Tuesday/today. On Friday/Monday, we went from thinking about the new omicron variant…with it being a major problem Friday…to one that was a non-event on Monday.
However, even though yesterday's early morning decline had to do with more concerns about Covid, the vast majority of the decline had to do with monetary policy, not the omicron variant.
In other words, the most important catalyst for the large decline yesterday was what we believe is a significant change in policy from Fed Chairman Powell. Some people would say that it was really more of a change in tone, but we would say that a significant change in "tone"…does equate to a significant "change" in policy as well.
In Fed Chairman Powell's testimony in front of Congress yesterday, he did not say anything that wasn't already rumored in recent weeks. Yes, it DID change the Wall Street narrative back to a more aggressive tightening stance for the Fed…after it had briefly turned much more dovish on Sunday and Monday…but it was still very similar to what other Fed members (like Bostic & Daly) had said over just the past week. In other words, the omicron variant had taken a more hawkish Fed off the table for a couple of days, but Mr. Powell put it right back in the middle of the table yesterday.
In fact, we would say that he SLAMMED the issue back into the middle of the table. Over the past three years (since Q4 of 2018), Mr. Powell has always tried to make any comments he made in public in as dovish of a manner as he could. Even when he was becoming more hawkish over this past summer…about when they would "taper"…he did so as dovishly as he could. (Remember when some people said his public comments were "dovishly hawkish" over the summer?)
This ALL changed yesterday. For the first time since Q4 of 2018, Chairman Powell made ZERO effort to make his comments "dovishly hawkish." There was nothing vague about what he said. He said, "The economy is very strong and inflation pressures are high"…and as we all know by now, he said that the term "transitory" should be thrown out the window…and that the Fed will be seriously discussing the idea of raising the rate by which they taper back on their bond purchases……….Finally, not only did he say that the omicron variant would not cause them to become more dovish, he indicated that the variant could make the inflation issue an even worse one!
Again, this tone is completely different than anything he has used over the past three years…and THAT, in and by itself, equates to a significant change in policy by the Chairman and the Federal Reserve as a whole. In other words, the "gradualism" that the Fed has been using all year is gone. Therefore, the way that investors should be looking at the strategy of "Don't fight the Fed" has changed in a substantial way this week.
The internals of the stock market yesterday were abysmal yesterday. Volume spiked to over 6.2 billion shares on the composite volume. That is (BY FAR) the highest non-quadruple-witch-expiration volume we have seen all year. In fact, the June "quadruple-witch" expiration didn't even beat yesterday's volume…so we've only seen two other days this year with more volume!…As for the breadth, it was a whopping 71 to 1 negative on the S&P 500 and almost 25 to 1 negative on the NDX Nasdaq 100!!! It was also 8 to 1 negative on the NYSE Composite index…but just 2.3 to 1 negative on the Nasdaq Composite.
Actually, the volume data and the breadth on the S&P 500 were so extreme, that they could be signaling a bit of short-term capitulation. Therefore, the market could indeed bounce for a couple of days. Having said this, anybody who thinks that the market has become washed-out on an intermediate or long-term basis is out of their minds. The S&P 500 rallied over 110% from March 2020 until the November highs, so a drop of less than 3% is certainly not going "washout" anything…except on a VERY-short-term basis.
For 20 months, "buy every dip" has worked EXTREMELY well. Now that the Fed has started to tighten monetary policy…AND changed their tone to a MUCH more hawkish one…investors should be looking for bigger dips before they get too aggressive on the buyside in our opinion. In fact, they should be shifting to a strategy that involves, "sell the bounces."………We have said several times recently that the impact of "momentum based algos" and options "gamma" work in both directions. Well, so does "don't fight the Fed."
If the stock market rolls back over soon…as we expect it will…the support levels we highlighted yesterday morning are still in place. However, we would add one more level after yesterday. The S&P closed right on its lows, so with this morning's bounce, the 4,560 level is now one to watch as well. However, even though a lot of people will be focused on the 50-DMA, we still think the 100-DMA is the more important level to keep an eye on. Not only has that line provided very strong support over the past 14 months, but it is also very near where the trend-line from the 2020 election comes-in. Therefore, if the market rolls back over any time this week or next, the 4,480ish level is the one we'll be watching very closely. Any meaningful drop below that level will signal that a much more meaningful decline is going to hit us before year-end.
Tickers: SPY IWM QQQ AAPL TLT


I scored this chic denim jumpsuit during the Nordstrom Anniversary sale. It was a bit on the pricier side, even with the discount, but I immediately knew I could wear it well into fall by layering it over (and under, once the temps drop) different tops and with various shoes and accessories, ala overall style. So really, it's like I got a ton of different outfits out of one purchase, so it's a wash, right? ;) Check out three ideas for outfits below. I'm already brainstorming more, so watch our Instagram for more!
I'm calling this my Sporty Spice look. What I love about this jumpsuit is that it can be dressed up or down it a put together casual outfit.
Just match your sneakers to your lip and you're good to go!
We've gotten an early sneak peek of fall temps already this month, so it immediately got me thinking about layering and long sleeves. This look is perfect for the tricky transitional time between summer and fall when you really need a bit more clothing, but don't want to suffocate in the afternoon.
I kept the summer vibes going with palm print shoes, as well as my favorite bamboo clutch.
This jumpsuit can also be worn on it's own with heels and sleek accessories for a stunning evening look!
As the evening rolls on, just throw on a jacket and you're good to go!
How do you like to layer overalls and jumpsuits?


text:
package com.beanpath.usage;

import static com.beanpath.poc.PersonSkeleton.firstName;

import javax.xml.bind.annotation.XmlElement;

import static com.beanpath.poc.PersonSkeleton.lastName;
import static com.beanpath.poc.PersonSkeleton.home;

public class SceletonUsage {
	@XmlElement(name = firstName)
	public String getXXX() {
		return null;
	}

	@XmlElement(name = home.city)
	 String getYYY() {
		return null;
	}

	@XmlElement(name = lastName)
	String getZZZ() {
		return null;
	}
}

redpajama_set_name: RedPajamaGithub


text:
enum {
  wxSOUND_INPUT = 1,
  wxSOUND_OUTPUT = 2,
  wxSOUND_DUPLEX = wxSOUND_INPUT | wxSOUND_OUTPUT,
};

// ---------------------
// wxSoundFormatType: it specifies the format family of the sound data
// which will be passed to the stream.
// ---------------------
typedef enum {
  wxSOUND_NOFORMAT,
  wxSOUND_PCM,
  wxSOUND_ULAW,
  wxSOUND_G72X,
  wxSOUND_MSADPCM
} wxSoundFormatType;

// ---------------------
// wxSoundError:
//   - wxSOUND_NOERR: No error occurred
//   - wxSOUND_IOERR: an input/output error occurred, it may concern either
//                    a driver or a file
//   - wxSOUND_INVFRMT: the sound format passed to the function is invalid.
//                      Generally, it means that you passed out of range values
//                      to the codec stream or you don't pass the right sound
//                      format object to the right sound codec stream.
//   - wxSOUND_INVDEV: Invalid device. Generally, it means that the sound stream
//                     didn't manage to open the device driver due to an invalid//                     parameter or to the fact that sound is not supported on
//                     this computer.
//   - wxSOUND_NOEXACT: No exact matching sound codec has been found for
//                      this sound format. It means that the sound driver didn't
//                      manage to setup the sound card with the specified
//                      values.
//   - wxSOUND_NOCODEC: No matching codec has been found. Generally, it
//                      may happen when you call
//                      wxSoundRouterStream::SetSoundFormat().
//   - wxSOUND_MEMERR:  Not enough memory.
//   - wxSOUND_NOTSTARTED: You did not start the production using
//                         StartProduction()
// ---------------------
typedef enum {
  wxSOUND_NOERROR,
  wxSOUND_IOERROR,
  wxSOUND_INVFRMT,
  wxSOUND_INVDEV,
  wxSOUND_NOEXACT,
  wxSOUND_INVSTRM,
  wxSOUND_NOCODEC,
  wxSOUND_MEMERROR,
  wxSOUND_NOTSTARTED
} wxSoundError;

class WXDLLIMPEXP_MMEDIA wxSoundStream;

// ---------------------
// wxSoundCallback(stream, evt, cdata): C callback for sound event.
//    - stream: current wxSoundStream
//    - evt: the sound event which has occurred, it may be wxSOUND_INPUT,
//            wxSOUND_OUTPUT or wxSOUND_DUPLEX
//    - cdata: User callback data
// ---------------------
typedef void (*wxSoundCallback)(wxSoundStream *stream, int evt,
                                void *cdata);

//
// Base class for sound format specification
//

class WXDLLIMPEXP_MMEDIA wxSoundFormatBase {
 public:
  wxSoundFormatBase();
  virtual ~wxSoundFormatBase();

  // It returns a "standard" format type.
  virtual wxSoundFormatType GetType() const { return wxSOUND_NOFORMAT; }
  // It clones the current format.
  virtual wxSoundFormatBase *Clone() const;

  virtual wxUint32 GetTimeFromBytes(wxUint32 bytes) const = 0;
  virtual wxUint32 GetBytesFromTime(wxUint32 time) const = 0;

  virtual bool operator !=(const wxSoundFormatBase& frmt2) const;
};

//
// Base class for sound streams
//

class WXDLLIMPEXP_MMEDIA wxSoundStream {
 public:
  wxSoundStream();
  virtual ~wxSoundStream();

  // Reads "len" bytes from the sound stream.
  virtual wxSoundStream& Read(void *buffer, wxUint32 len) = 0;
  // Writes "len" byte to the sound stream.
  virtual wxSoundStream& Write(const void *buffer, wxUint32 len) = 0;
  // Returns the best size for IO calls
  virtual wxUint32 GetBestSize() const { return 1024; }

  // SetSoundFormat returns true when the format can be handled.
  virtual bool SetSoundFormat(const wxSoundFormatBase& format);

  // GetSoundFormat returns the current sound format.
  wxSoundFormatBase& GetSoundFormat() const { return *m_sndformat; }

  // Register a callback for a specified async event.
  void SetCallback(int evt, wxSoundCallback cbk, void *cdata);

  // Starts the async notifier. After this call, the stream begins either
  // recording or playing or the two at the same time.
  virtual bool StartProduction(int evt) = 0;
  // Stops the async notifier.
  virtual bool StopProduction() = 0;
  // Sets the event handler: if it is non-null, all events are routed to it.
  void SetEventHandler(wxSoundStream *handler) { m_handler = handler; }

  wxSoundError GetError() const { return m_snderror; }
  wxUint32 GetLastAccess() const { return m_lastcount; }

  // This is only useful for device (I think).
  virtual bool QueueFilled() const { return true; }

 protected:
  // Current sound format
  wxSoundFormatBase *m_sndformat;

  // Last error
  wxSoundError m_snderror;

  // Last access
  wxUint32 m_lastcount;

  // Event handler
  wxSoundStream *m_handler;

  wxSoundCallback m_callback[2];
  void *m_cdata[2];

 protected:
  // Handles event
  virtual void OnSoundEvent(int evt);
};

#endif


text:
July 31, 2004 by geoff 0 comments on "An item that you may have missed"
An item that you may have missed
[REVISED] This got almost no coverage. In Lancaster Online (the web edition of the Lancaster, PA Intelligencer Journal; minimal registration required), there's an account of President Bush meeting with a group of Old Order Amish. At the end of the meeting, Bush said, I trust God speaks through me. Without that, I couldn't do my…
Read More An item that you may have missed
July 31, 2004 by geoff 0 comments on ""No, but God, we'd love to!""
"No, but God, we'd love to!"
While surfing a random* blog, I came across a quotation that captures exactly what I want Sun to be. Jonathan, are you listening? But there's no reason why you can't create a service organisation of people who all just "Get it." Virgin do this brilliantly. I recently had to travel to Mumbai. I called Virgin…
Read More "No, but God, we'd love to!"
July 31, 2004 by geoff 0 comments on "CD of the week: "The Best of Both Worlds" by Marillion"
CD of the week: "The Best of Both Worlds" by Marillion
I'm going to be brief on this one, because it doesn't need much explanation. I've been a Marillion fan since the late 1980s: I think it was my son, Chris, who introduced me to Script for a Jester's Tear and Misplaced Childhood. Like many others, I found an echo of an earlier love in this…
Read More CD of the week: "The Best of Both Worlds" by Marillion
July 30, 2004 by geoff 0 comments on "Speech, speech! (But where are the DVDs?)"
Speech, speech! (But where are the DVDs?)
Just watched the final evening of the Democratic Convention (on C-SPAN, of course). I thought Kerry's speech was excellent, capping a week of wonderful speeches from Clinton, Gore, Carter, Edwards, Cleland, and Obama. And Kerry's daughters were fantastic, more than making up for Lieberman's embarrassing performance. Naturally enough, I want to share some of these…
Read More Speech, speech! (But where are the DVDs?)
July 29, 2004 by geoff 0 comments on "The uncounted casualties of Iraq"
The uncounted casualties of Iraq
As I write this, the official number of US military dead in Iraq is 906. But many soldiers die without being added to the casualty list. Over at Democracy Now! you'll find a gut-wrenching interview with the parents of a 23 year old Marine Reservist, Jeffrey Lucey. (It's also mirrored here, at John Fabiani's blog.)…
Read More The uncounted casualties of Iraq
July 28, 2004 by geoff 0 comments on "A political junkie's dream site"
A political junkie's dream site
The Current Electoral Vote Predictor integrates recent polling data to create a map of Electoral College votes. As with most successful sites, it concentrates on doing just one thing, and doing it extremely well. (Only omission is that there's no RSS feed to alert me on updates.) Thanks to Tim for the link.
Read More A political junkie's dream site
July 27, 2004 by geoff 0 comments on "Community action on viruses"
Community action on viruses
A number of my colleagues at Sun have been blogging about the number of MyDoom-generated emails in their inboxes today. Compared with most companies, Sun is barely touched by these infestations, but in a company which generates tens of thousands of emails a day, even "barely touched" means a lot of effluent. The incidence should…
Read More Community action on viruses
July 27, 2004 by geoff 0 comments on "Is emigration to the USA out of control?"
Is emigration to the USA out of control?
I just spent a fruitless half-hour on the United Airlines frequent flier website, checking availability of round-trip award flights from BOS to LHR. Is everybody leaving Europe for the USA? Permanently???? How else can I explain the fact that for every date pair that I tested in August and September, I found one or two…
Read More Is emigration to the USA out of control?
July 26, 2004 by geoff 0 comments on "Phone frustration"
Phone frustration
Frustration is… Calling a hospital ward in the UK Being given a phone number so that I can call a patient directly Discovering that since it's an "07" number I can't dial it from the USA…..
Read More Phone frustration
July 26, 2004 by geoff 0 comments on "Things that make no sense (ongoing series, apparently endless)"
Things that make no sense (ongoing series, apparently endless)
Per Terry, it seems that while the U.S.Army is so shortstaffed that they are recalling a 67 year old retired Colonel, the Air Force and the Navy are doing fine. They are offering early outs (as much as 12 months) with no penalties to first term enlistees because they have (sit down, it's a deusy†)…
Read More Things that make no sense (ongoing series, apparently endless)


text:
Lady Gaga 'ARTPOP' Reviews: What The Critics Said
Matt Bagwell
Head of Entertainment, HuffPost UK
08/11/2013 07:16am GMT
Lady Gaga's much-hyped third album 'ARTPOP' finally gets released next week and despite what you may have heard, it's pretty much had the thumbs up from music critics around the globe.
Lady Gaga 'ARTPOP' - The Huffington Post UK Review
The general consensus is that whilst 'ARTPOP' might be a bit all over the place (subtle, it ain't) and overly long, the album also has some genuinely thrilling musical moments contained within.
But don't just take our word for it, here's what the critics had to say...
"As it careers to a luminous climax, you briefly forget that what you're listening to is patently not what Lady Gaga claims it is. That said, nor is 'ARTPOP' the car crash her detractors are willing it to be. It's a decent, if flawed, pop album, its good bits good enough to keep her filling stadiums as big as the gulf between her ideas and her music."
The Guardian (3/5)
"The 27-year-old's third studio album is a high-octane barrage of pounding dance beats and pulsing Euro-pop styles, with the occasional detour into gritty hip-hop and melodramatic balladry… There are times, however, when Gaga seems so hellbent on overwhelming the listener with a wall of noise that she loses sight of the subtle nuances that once underpinned her songwriting."
Daily Mail (3/5)
"Musically, there's a lot going on: it's like wandering drunk around a vast, labyrinthine club, and peering into a disorienting series of darkened rooms in which she tries on various musical genres as if they were hats. She doesn't do anything wildly original with them, but she has fun."
The Telegraph (4/5)
"It's hard not to feel underwhelmed by 'ARTPOP' – but then, that's the danger of hype, especially hype allied to an artefact that's only partially about music.
Independant (3/5)
"'ARTPOP' does feel like the culmination of all the themes that Stefani Germanotta has trawled since she emerged as Lady Gaga in 2008; everything is set to OTT and every track is presented as a glitzy showstopper… Like Gaga's previous albums, this is a disjointed collection but it courses along in an enjoyable power-chord blitz of electronica, rock, funk, hip hop and dub, with a belting ballad twist on 'Dope'."
Metro (3/5)
"The amount of hits on 'ARTPOP' considerably outweighs the misses (there's a brilliant 10-track album to be found in it); though not all of them will necessarily present themselves on first listen. If her mission was to bring artistry back to pop music - a genre all-too-commonly labelled 'soulless' - then for the most part she's succeeded. It's hectic, overflowing with ideas and at times impossibly self-indulgent; just like the work of so many greats before her."
Digital Spy (4/5)
"Much rests on 'ARTPOP', and for the most part it delivers. It's as annoying, frustrating and contradictory as its author but it's also as brilliant, provocative and as thrilling as she can be. At 15 tracks, it's too long and too stodgy. A more rigorous editor would have trimmed the interminable title track and the feeble duet with R. Kelly, 'Do What U Want'. But at its best, 'ARTPOP' is an exhilarating musical bungee jump."
London Evening Standard (4/5)
"Coherently channeling R&B, techno, disco and rock music as a pop artist while discussing sex, drugs, lust, God, fame and creativity, Lady Gaga has offered fans her most sonically and lyrically diverse album to date. 'ARTPOP' is imperfect, but so is its creator. It is a complicated album that should be applauded (pun intended) for inspiring interpretation, as well as telling fans that it's also okay to just dance."
"Gaga's new music owes a lot more to pop than to art. It's catchier than it is deep, with songs more eager to knock you out than to bore far inside."
New York Daily News (3/5)
"As pop, the album is a well-executed and entertaining tour of Gaga's tried-and-true tricks. But as art, it falls short when it comes to one basic function: making an impression."
"We all knew Gaga was a horn-dog but on her third album 'ARTPOP' she really lets her freakiness flow. Most of the 15 tracks are high-energy dance-pop numbers but listen close to some of the lyrics and you'll hear that the New Yorker's mind is also on plenty of post-club activities."
Lady Gaga Outfits
lady gaga artpop reviewLady GagaARTPOP review uk musicartpop