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Insurance Awareness Quiz for NICL AO Mains 2017
Just a few days are left for NICL AO Exam. It is time to pace up your preparation of Insurance Awareness for NICL AO Mains Exam. These Insurance questions will also help you in preparing for other upcoming Banking or Insurance recruitment examination.
Q1. ___________ is the economic device whereby the individual or business pays a cost (premium) in exchange for protection against financial loss.
(a) Coverage
(b) Insured
(c) Endorsement
(d) Exclusion
(e) Insurance
S1. Ans.(e)
Sol. Insurance is the economic device whereby the individual or business pays a cost (premium) in exchange for protection against financial loss. The agreement is a contract also known as an insurance policy.
Q2. There are at present ________ Insurance Ombudsman in different locations and any person who has a grievance against an insurer.
(e) 13
S2. Ans.(d)
Sol. There are at present 17 Insurance Ombudsman in different locations and any person who has a grievance against an insurer, may himself or through his legal heirs, nominee or assignee, make a complaint in writing to the Insurance ombudsman within whose territorial jurisdiction the branch or office of the insurer complained against or the residential address or place of residence of the complainant is located.
Q3. The Insurance Ombudsman scheme was created by the Government of India for individual _________________ to have their complaints settled out of the courts' system in a cost-effective, efficient and impartial way.
(a) customers
(b) agents
(c) policyholders
(d) bankers
(e) None of the given options is true
Sol. The Insurance Ombudsman scheme was created by the Government of India for individual policyholders to have their complaints settled out of the courts system in a cost-effective, efficient and impartial way.
Q4. Which among the following banks has inked pact with the state-owned general insurer The New India Assurance Company Ltd to sell policies through its branches?
(a) Punjab National Bank
(b) Canara Bank
(c) ICICI Bank
(d) SBI
(e) HDFC Bank
Sol. Canara Bank has inked pact with the state-owned general insurer The New India Assurance Company Ltd. to sell policies through its branches. The pact allows Canara Bank to offer non-life insurance products to its customers across metros and tier II and III cities through the bank's extensive network of over 6,000 branches.
Q5. Which company has announced the launch of an artificial intelligence-based application 'SPOK' that can automatically read, understand, categorise, prioritise and respond to customer emails sent to the private insurer?
(a) HDFC Life
(b) NICL
(c) Reliance
(d) TCS
(e) Wipro
Sol. HDFC Life announced the launch of an artificial intelligence-based application 'SPOK' that can automatically read, understand, categorise, prioritise and respond to customer emails sent to the private insurer.
Q6. You can approach the Insurance Ombudsman with the complaint if, insurance company not responded your query for how many days?
(a) 30 days
(b) 40 days
(c) 50 days
(d) 60 days
(e) 90 days
Sol. ou can approach the Ombudsman with the complaint if:
You have first approached your insurance company with the complaint and
1. They have rejected it
2. Not resolved it to your satisfaction or
3. Not responded to it at all for 30 days
4. Your complaint pertains to any policy you have taken in your capacity as an individual and
5. The value of the claim including expenses claimed is not above Rs 30 lakhs.
Q7. GIC Re has become the first reinsurer to open an office at India's first International Financial Services Centre (IFSC) at Gujarat International Finance Tec-City (GIFT City). Where is the head office of GIC Re?
(a) New Delhi
(b) Mumbai
(c) Kolkata
(d) Bengaluru
(e) Chennai
Sol. GIC Re has become the first reinsurer to open an office at India's first International Financial Services Centre (IFSC) at Gujarat International Finance Tec-City (GIFT City). Mumbai is the head office of GIC Re.
Q8. Prime Minister Narendra Modi has unveiled the new scheme Pradhan Mantri Fasal Bima Yojana (PMFBY) on-
(a) 13th January 2015
(b) 13th January 2013
(c) 13th January 2016
(d) 13th January 2017
(e) 13th January 2014
Sol. India is the land of farmers where the maximum proportion of rural population depends on agriculture. Hon'ble Prime Minister Shri Narendra Modi has unveiled the new scheme Pradhan Mantri Fasal Bima Yojana (PMFBY) on 13th January 2016.
Q9. The "Central Government Health Scheme" (CGHS) provides comprehensive health care facilities for the Central Govt. employees and pensioners and their dependents residing in CGHS covered cities. CGHS started in-
(a) 1949
(b) 1962
(d) 1954
(e) 1965
Sol. The "Central Government Health Scheme" (CGHS) provides comprehensive health care facilities for the Central Govt. employees and pensioners and their dependents residing in CGHS covered cities. Started in New Delhi in 1954, Central Govt. Health Scheme is now in operation in many cities of India.
Q10. Pradhan Mantri Suraksha Bima Yojana (PMSBY) is Indian Government's accidental insurance cover which was announced in the 2015 Budget. The annual premium of PMSBY is scheme is _________ excluding the service tax.
(a) Rs.30
(b) Rs.45
(c) Rs.28
(d) Rs.56
(e) Rs.12
S10. Ans.(e)
Sol. Pradhan Mantri Suraksha Bima Yojana (PMSBY) is Indian Government's accidental insurance cover which was announced in the 2015 Budget This scheme is available to those between the ages of 18 and 70 years and they must have a bank account. The annual premium of the scheme is Rs.12 excluding the service tax.
Q11. RSBY (Rashtriya Swasthiya Bima Yojana) has been launched to provide health insurance coverage for BPL families. BPL stands for-?
(a) Banking Poverty Line
(b) Below Poverty Level
(c) Below Production Line
(d) Base Poverty Line
(e) Below Poverty Line
Sol. RSBY (Rashtriya Swasthiya Bima Yojana) has been launched to provide health insurance coverage for Below Poverty Line (BPL) families.
Q12. Beneficiaries need to pay only ________ as registration fee under Rashtriya Swasthiya Bima Yojana while Central and State Government pays the premium to the insurer selected by the State Government on the basis of a competitive bidding.
(a) Rs.100
(c) Rs.150
Sol. Beneficiaries need to pay only Rs. 30/- as registration fee under Rashtriya Swasthiya Bima Yojana while Central and State Government pays the premium to the insurer selected by the State Government on the basis of a competitive bidding.
Q13. Name the scheme which is a multidimensional social security system tailored to provide socio-economic protection to worker population and their dependants covered under the scheme.
(a) Aam Aadmi Bima Yojana (AABY)
(b) Central Government Health Scheme (CGHS)
(c) Employees' State Insurance Scheme (ESIS)
(d) Rashtriya Swasthiya Bima Yojana (RSBY)
(e) Universal Health Insurance Scheme (UHIS)
Sol. Employees' State Insurance Scheme of India (ESIS) is a multidimensional social security system tailored to provide socio-economic protection to worker population and their dependants covered under the scheme. Besides full medical care for self and dependants, that is admissible from day one of insurable employment, the insured persons are also entitled to a variety of cash benefits in times of physical distress due to sickness, temporary or permanent disablement etc.
Q14. Janashree Bima Yojana (JBY) was launched on-
(a) 10th August 2002
(b) 10th August 2000
(c) 10th August 2004
(d) 10th August 2006
(e) 10th August 2008
S14. Ans.(b)
Sol. Janashree Bima Yojana (JBY) was launched on 10th August 2000. The Scheme replaced Social Security Group Insurance Scheme (SSGIS) and Rural Group Life Insurance Scheme (RGLIS).
Q15. In Insurance world, a cause of loss is known as?
(a) Peril
(b) Tort
(c) Risk
(d) Negligence
(e) Deductible
Sol. The basic and broad causes of loss forms are named perils forms. They provide coverage for loss from only the particular causes that are listed in the policy as covered.
Study notes of banking awareness
More questions of banking awareness for bank exams
Insurance Awareness Quiz for NICL AO Mains 2017 Reviewed by Kamal Thakur on June 29, 2017 Rating: 5


Huizhou is located in the south-eastern part of Guangdong Province and in the north-eastern part of the Pearl River Delta. Facing the Dayawan Bay in the south, the city neighbors Guangzhou to the west, Shenzhen and Dongguan to the south-west and Hong Kong to the south-east. It covers an area of 11,200 km², comprising one quarter of the total land area of the Pearl River Delta.


Woo woo!! We are off to double date night with these two!! YAY!!! First stop is @farmerandfrenchman to do some planning for Andrea and Dom's wedding, then we are hitting up @waltonscomfortfood for some delicious dinner!! 💃�🕺� We. Can't. Wait!!!
YALL! It has been an uber productive day which has us feeling pretty fantastic! 💃�🕺� WOO!! We took a few days off while we were on vacation, so today meant waking up early to jump back into work! An organized to-do list, working in pomodoros, and a pot of coffee meant we kicked major booty!! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Who wants to know how we approach our daily tasks?! Maybe we should do a video on how we organize our to-do list and chat allll about our modified version of the Pomodoro Technique?! Let us know below if that's something that could help you below & we can add it to our goal list for this week?!!💕 ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Happy sunny Wednesday, friends!!


Invites application for the post of Technology Manager in UID Project on contract basis.
Kerala State IT Mission, autonomous nodal IT implementation agency for Department of Information Technology, Government of Kerala, invites application for the post of Technology Manager in UID Project on contract basis.
Duly filled applications with copies of all documents to prove age, qualification, experience etc. should reach the Director, Kerala State IT Mission, ICT Campus, Vellayambalam, Thiruvananthapuram-695 033 on or before 10.06.2015.


Three brothers, a father and a team of qualified, committed employees.
We regard ourselves as service providers – for us the customer is king. Our highest priority is to deliver best quality products, adhering to the deadlines that have been set. We will be happy to address your requests with a high degree of flexibility.
We produce punched parts, bent parts, punched bent parts, assemblies, drawn parts, and brackets, achieving optimal quality through our in-house design, toolmaking and production. We have reliable partners for special tasks.
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Please send us a sketch, a draft, or a sample. With you we will develop an article that is suitable for production and can be made economically, if requested entirely finished, deburred, fully assembled, and with any desired surface.


It's been a long while since I wrote a blog entry. Frankly, I've just been busy focusing on other things like spending the short summer with my family and dealing with the many changes this merger has brought on me.
One thing that I've realized is that I need to focus on myself as much as what's important in my life. Career-wise, this merger has really set me back. I went from a solid focus on networking, security, and managing my AD to damn near everything including helpdesk. Have I ever mentioned how much I HATE helpdesk?
Well, it is what it is and I have to make do considering where I live. For now anyway. And there are positives, like I get training and education that I didn't have the opportunity to attend pre-merger. Instead of wasting all of my time being angry over what things have become, I'm taking more control of life. I'm the one ultimately responsible for where I am and what I become. As Steve Martin said, "Be so good they can't ignore you." I think it's time I focus on doing just that.
I've spun off another blog to focus on some career aspects which I want to remove from this blog, changing this to a more personal development blog. I've missed writing and hope to do more of it.
I expect all of this will come in fits and starts, but as long as I take a bit of time each day to focus on something important to me I will get there.


This couple had a movie night for their wedding guests two nights before the wedding. They had everything from popcorn to final credits. Lots of fun details and great food.
The most luxurious movie night that I have ever been too.


"In the build-up to the Tyne-Wear derby fans from both sides got together to try and make this fixture 'A Derby To Be Proud Of'.
"Post-game feedback from both individual fans and the fans' groups/fanzines who backed the campaign has been positive.
"As Northumbria Police acknowledged the vast majority of fans were good-natured, patient, and well behaved.
"The match-going fans we've spoken to also praised the police for their approach calling it fair and proportionate.
"This shows the benefits of fan engagement and fans from both sides hope to develop that in future seasons."


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Q: How to copy a file in one directory and move it to the other? So, I am currently in my lab6 folder. In that folder, I have a makefile that is very similar to the one I need in lab7. So, I just want to copy that makefile in lab6 and move it to lab7. My current directory is
username:~/fall2016/csc111/labs/lab6
How would I do so?

A: I think this is the basic copy "cp" command.
Use this command on your "lab6" directory:

cp makefile /path/to/lab7/directory/

for example:

cp makefile ~/fall2016/csc111/labs/lab7/

If this folder and file need root permission, use sudo in front of your command, i.e:

sudo cp makefile /path/to/lab7/directory/

Enter your sudo password.
I hope this will answer you question.

A: First off, read this, it is very helpful.
https://en.wikipedia.org/wiki/Cp_(Unix)
Now for an answer to your question.
Presuming your lab7 file is also in labs:
cp yourfile.something ../lab7/renameifyouwant.something

redpajama_set_name: RedPajamaStackExchange


text:
Q: Why have my items loaded under "wrong" (non-hypothesized) components in PCA/FA? I have conducted PCA as a variant of EFA to develop a scale. I'm a student of applied linguistics and the method of rotation was promax. A questionnare of 60 items has been answered by 200 participants. The items of the questionnaire were prepared based on 15 components extracted from interviews and literature reviews.
There are two problems.

*

*First, some items have loaded under wrong components. So I prepared the item for component one but it is loaded under component 3. What do I do with the chaotic findings?

*Second, there are 4 components with only 2 loaded factors. Should I discard that component?  Now that the items appear to be disorganized how can I make sure that component 3 on SPSS output is component 3 on my own list of themes?

A: Welcome to the site Mahdieh.
It seems like your two problems are stemming from having selected an analytic approach (PCA/EFA) that is ill-suited to your goals of testing your theory of construct measurement.
EFA, though a very popular analytic approach for the purpose of scale construction, is better thought of as a statistical tool for building a theory of construct measurement when you don't already have one. It's a gross oversimplification of the process, but in a nutshell, you plug your variables into an EFA with a  few details (e.g., how many factor to keep; rotation and estimation methods), and the EFA spits out the configuration of which variables load onto which factors.
But in your case, you conducted interviews and carried out an extensive literature review, and in doing so, you have come into the process of scale-development with an already-developed theory of construct measurement in mind--you think you have a pretty good idea of how many factors you need, and which items go with which factors. Simply stated, you therefore don't need an analysis like EFA to give you a theory of construct measurement; you already have one, and you just need to test it to determine how plausible your theory of measurement is.
To accomplish the goal of testing a theory of construct measurement, you would be much better off using a confirmatory factor analysis (CFA). Whereas in EFA, the statistical program tells you which items go with which factors, the process is reversed in CFA; you tell the program which items you think load onto which factors. Then, your statistical program will fit your implied model to your data, and, in addition to estimates of factor loadings/correlations between factors, will give you a variety of indexes quantifying how well your model fits the data.
I've been deliberately avoiding describing technical details because...well, they are technical. Having proclaimed yourself as a novice, I don't think details will be especially helpful for you in an answer to your question. But what I will say is this: I think you ought to consider trying to familiarize yourself with the basics of CFA. I'd recommend Beaujean's (2014) text, which does a pretty good job covering the basics in a very accessible way. It also helps you learn how to conduct CFA using the lavaanpackage for R, which is among the most user-friendly (IMO) options out there for people new to CFA.


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Among the articles in the October 2019 issue of ISHN Magazine, we have expert insight on preventing human error, OSHA standard compliance, the latest in safety technology, and much more.
NFPA 70E's focus on preventing human error
All about human performance, error precursors & risk
The 2018 print edition of NFPA 70E Standard for Electrical Safety in the Workplace® is 104 pages. Updated every three years by the 70E technical committee, this comprehensive standard covers the latest information about the effects of shock, arc flash, arc blast, dc hazards, and developments in electrical design, PPE.
Humanistic behaviorism: The essence of effective behavior-based safety
E. Scott Geller
A Shift in Thinking: Study near-misses to improve safety processes
Rachel Bugaris
An unplanned event that did not result in injury, illness, or damage, but had the potential to do so — are common but generally underreported. Knowledge is power, and information provided by near-misses is a tool to evaluate and improve safety.
How to combat alarm fatigue
Do your monitors "cry wolf"?
Kyle Krueger
One thing all portable gas detectors have in common is alarm tones. One alarm tone is used to indicate gas hazards, albeit with varied frequency or volume for Low/High/TWA/STEL warnings. An alarm for carbon monoxide sounds the same as an alarm for Lower Explosive Limit, oxygen, and hydrogen sulfide.
Layers of Protection: Designing your gas detection defenses
Angela Sauceda
You've decided your facility would benefit from the installation and implementation of a gas detection system. This is a big step in protecting your workers and your facility. Now comes the fun part, selecting the right technology to meet the needs of your application.
On human performance & culture
Don't focus on frailties; don't mandate culture
Corrie Pitzer
The focus on human performance has quickly become no more than human error of yesteryear. I'm amazed at how many "neuroscience solutions" there suddenly are that can fix human (safety) performance.
Hearing Protection Fit Testing: How NIOSH revolutionized practices
Maureen Paraventi
When loud noises cannot be reduced or eliminated through engineering controls, workers who are exposed to them must use hearing protection devices (HPDs) to conserve their hearing. This notion is not new, nor is the concept that HPDs require fit-testing to be effective.
New impact gloves offer versatile protection
Blows, bumps & bruises
M.B. Sutherland
We tend to think of impact work gloves as something you see on oil rigs or construction sites, where heavy duty impacts and blows are common. But almost any manufacturing process involves some type of rough work that can bump or bruise workers' hands.
Still struggling with Silica: OSHA standard causes compliance woes
OSHA estimates some two million construction employees are exposed to respirable crystalline silica in more than 600,000 workplaces across the country. To comply, companies need to follow multiple steps that aren't always as easy as they might seem.
Machine guarding: Compliance problems continue
OSHA's standard is frequently violated
Machine guarding once again made OSHA's top ten list of most-frequently violated standards for fiscal year 2019. Coming in at number eight, OSHA's machine guarding standard 1910.212 was cited for violations 1,743 times in 2019, compared to 1,972 citations in 2018.
Strategies to train & outfit inexperienced workers
Coping with the labor shortage
Sean Sweeney
At the start of September, the number of open jobs exceeded the number of active jobseekers for the 17th consecutive month—a record for the United States economy.
Scarring Exposures: Engineering controls capture silica dust particles
Dave Stock
Crystalline silica is one of the most common minerals found worldwide in the earth's crust. It is frequently used in many industrial processes such as mining, quarrying and stone-cutting. Breathing air contaminated with crystalline silica particles can cause serious respiratory and lung diseases.
Reduce the Risk: Complying with OSHA's crystalline silica rule
Josie Larsen
Crystalline silica is an abundant natural material found in soil, stone and sand. It is also present in many construction materials such as brick, mortar and concrete. It becomes respirable when any of the afore-mentioned materials are cut or broken down into fine particles.
Do you have a plan? Protect workers from lung cancer
Mark H. Stromme
Crystalline silica is one of the most common elements on the planet, just behind oxygen. About 2.3 million workers are exposed to it in their workplace. It's about 100 times smaller than sand and can be found on construction sites in building materials such as concrete, block, stone, sand, and mortar.
If left unmaintained, combustion systems can be catastrophic
Robert Sanderson, P.E.
Boilers, dryers, process ovens, thermal oxidizers or other fuel-fired industrial equipment are essential to manufacturing productivity. Regulating the flow and pressure of fuel delivery to this equipment requires a multi-component, highly-engineered device called a "valve safety train".
Digital Edition Exclusive
For Your Health & Wellness: Catching a quick nap is smart business
Sleeping on the job was once considered taboo, but today, more companies are encouraging employees to take a mid-shift snooze. And it's a wise practice: 29 percent of workers report falling asleep or becoming very sleepy at work, and a lack of sleep costs the United States $63 billion each year in lost productivity.
Brutal ragweed season ahead? Blame extreme weather
People who have allergies may be in for a rough ragweed season this summer and fall, thanks to hotter and wetter weather nationwide.
For Your Health & Wellness: Do cell phones pose a health hazard?
The weight of scientific evidence has not linked cell phones with any health problems. Cell phones emit low levels of radiofrequency energy (RF). Over the past 15 years, scientists have conducted hundreds of studies looking at the biological effects of the radiofrequency energy emitted by cell phones.
Recent OSHA Enforcement Cases
The following are recent OSHA enforcement cases around the country, including a Florida roofing company, an Ohio roofing contractor, a Michigan pipeline company, a Florida tortilla company, a New York frozen foods packager, a Wisconsin manufacturing company, and a Pennsylvania manufacturing company.
A Personal Story of Human Errors
Remember: You can't change the human condition
Yes, this is a story about errors - plural - made by one person, me. I'm not going to beat myself up here. James Reason, professor emeritus at the University of Manchester (UK), and one of the seminal authorities on human error, reminds us that most errors are caused by good, competent people who are trying to do the right thing.
OSHA – the good, the bad, the future
"Our Savior Has Arrived" once said safety pros. That was long ago.
We're coming up on an anniversary: in 1970 Congress passed and President Richard Nixon signed into the law the Occupational Safety and Health Act, creating the Occupational Safety and Health Administration, OSHA.
Know where your knowledge gaps are
Essentials: ACGIH® TLVs® and BEIs® booklet
Dan Markiewicz, MS, CIH, CSP, CHMM
TLVs® and BEIs® are often recognized as "safe levels" for worker exposures to chemical substances and physical agents. Proper application of TLVs® and BEIs® are essential to today's practice of industrial hygiene.
Smart Rewards: Be strategic about your use of safety incentives
Benita Mehta
According to OSHA, businesses spend almost $1 billion per week on costs related to occupational injuries and illnesses. "In today's business environment," according to OSHA, "these costs can be the difference between operating in the black and running in the red."
What happens in the boardroom affects the front line
Behaviors interlock all down the line
Timothy Ludwig Ph.D.
The union steward had just recounted an incident where a supervisor asked one of his workers to step into standing water to work on corroded gauges near the coker. The work needed to be done immediately as it would delay ongoing maintenance on the fractionator to take on different stock feed.

redpajama_set_name: RedPajamaCommonCrawl


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September 2, 2013 / 9:29 PM / 6 years ago
Expert networks: thriving in Asia, away from U.S. scrutiny
Rachel Armstrong, Nishant Kumar
SINGAPORE/HONG KONG (Reuters) - Expert networks - a matchmaking service linking investors such as hedge funds with company insiders - are under scrutiny from regulators in the United States, but are expanding across Asia, where the market for corporate intelligence is less transparent.
Rajat Gupta (front R), a former Goldman Sachs Group Inc and Procter & Gamble board member, arrives at Manhattan Federal Court in New York, in this May 31, 2012 file picture. REUTERS/Andrew Burton/Files
The U.S. Securities and Exchange Commission has charged over three dozen people and firms as part of a broad investigation into ties between investors and expert networks that has uncovered insider trading and helped trigger the high-profile fall of Raj Rajaratnamrun's Galleon hedge fund.
Those cases have bruised confidence in expert networks in the United States, and some clients have stopped using the service for fear of falling foul of regulators. But in Asia, where regulators have yet to pay the industry much attention, the service is thriving - fertile ground where emerging market investors are willing to pay for inside knowledge on company supply chains, key personnel moves or regulatory shifts.
"The fastest sales process has been in Asia," said David Legg, managing director of Asia and Europe for Gerson Lehrman Group (GLG), the biggest player in the industry. GLG says it has tripled its Asia revenue in the past three years. Several local firms have also entered the market.
Legg says a relative lack of transparency in Asian markets means investors are much less willing to rely solely on research from investment banks and brokerages. "In London and New York, you get a lot of people who say: 'Look, I can rely on some banking analyst on the sell-side to help me figure out something'; In Asia, nobody believes that".
The growth of expert networks across Asia equips the region's struggling hedge fund industry with a key information service, while presenting regulators and companies with a new challenge - how to police this paid-for exchange of information.
According to people interviewed by Reuters, few companies in Asia are aware that their employees may be speaking to investors through a middle-man, and being paid for it.
Capvision, the biggest expert network group in China, said it has tripled in size over the past 3-4 years and now employs close to 200 people. It says it can connect clients with more than 60,000 "knowledge consultants" across all major industries.
"We have been fortunate enough to be in one of the fastest growing markets in the world and were able to capitalize on the fact that information flow in China has always been fairly un-transparent," said Kai Hong, a former Bain & Co consultant who co-founded the business in 2006.
Expert networks are similar to dating agencies that match couples based on their compatibility criteria. They build a database of company executives, policy experts and academics, whose services are offered to investors interested in tapping this expertise. They make money by taking a slice of the fee the clients pay for talking to the expert.
Expert networks and hedge funds that Reuters spoke to said experts are paid anywhere from $300 to more than $3,000 an hour, depending on their area of expertise.
The networks don't say how much revenue they are generating. GLG said it has around 400 institutional investor clients across Asia, as well as clients at strategy consultancies, hedge funds, banks, companies and private equity firms.
The primary research industry, which is mainly expert networks but also includes some market research firms, was worth $466 million last year, according to Integrity Research, which monitors the independent research industry. The networks don't offer any regional revenue breakdown, though GLG's Legg said investors tend to spend more on their services per dollar invested in the region compared to the United States.
Vick Aggarwala is an 'expert'.
He is president of Supreme Components International, a Singapore-based distributor of high-end electronics to Samsung Electronics, Sony Corp and other big technology companies, and he speaks several times a month to investors and bank analysts he was introduced to through GLG.
"We know what the trends are, we know what manufacturers are doing in terms of pricing, the inventory channel, whether their lead times are stretching out or coming down," he said, adding people in his position know which emerging markets are doing well, and what is anticipated in the coming quarters.
That's the kind of intelligence investors hope will give them a steer as to which companies will sell more smartphones or TVs in the next few months. That helps them position themselves in the market, betting on which way share prices may go.
Aggarwala says he follows strict protocol when talking to investors so as not to let slip any confidential information. Expert networks say their rules of engagement mean they help prevent, rather than encourage, insider trading.
"The last place you'd want to be if you want to get into insider trading is on an expert network platform where it's obvious to the regulator or anybody else who wants to inquire exactly who you spoke with, when, and what the topic was," said GLG's Legg.
Others, however, question why investors would spend so much money for an hour of a senior executive's time if the information doesn't give them an inside edge.
Paul Sheehan, former CEO of hedge fund Thaddeus Capital in Hong Kong, said he blocked all networks when they tried contacting his firm. "I did not want to be associated with them because it was very clear to me that what they were offering was a major compliance risk," he said.
Another hedge fund manager in Hong Kong, who didn't want to be named, said he had regularly used the networks, but does so less nowadays. "What you think is your special adviser is not yours," the fund manager said. "He's someone many people are calling and he's generally answering the same questions."
GENERALS, MINISTERS ...
Philippa Allen, CEO of ComplianceAsia, a regulation consulting firm, said that since the insider dealing scandals in the United States, expert networks themselves and their large institutional clients had become more selective in the experts they sought, with many investors avoiding those working at public listed companies, due to the heightened regulatory risks.
"They are trying to sort of put some distance between very current information and the information they receive. That's become a lot more common. It's actually being driven by the expert networks themselves," she said.
Insight Alpha, a network focused on India and Southeast Asia, says on its website how it can put investors in touch with CEOs, army generals, cabinet ministers, bureaucrats and market regulators, among others. It says it has firm rules on avoiding conflicts of interest.
Regulators in Asia have yet to get to grips in dealing with any such conflicts.
"It's just not an area that Asian governments have really wanted to prosecute and look into. A lot of countries don't even have data privacy rules in place yet," said ComplianceAsia's Allen.
Sanford Bragg, CEO of Integrity Research, said some local law enforcement agencies are now paying more attention. "I've heard of a small China-based expert network, which is no longer around, setting up consultations with government officials," he said, adding the network ran into trouble when it was found the officials received perks in exchange for information.
For the networks' experts, the growth in these platforms can mean a significant income supplement.
An academic at a China business school, who also has links to the financial services industry, said he was paid more than $100,000 last year for work he got through GLG. "In the old days, a lot of expert networks involved company insiders leaking information ahead of earnings releases," said the academic, declining to be named. "That's illegal, and it seems to me it would be very difficult to do today."
For some investors, though, the risks of using the networks outweigh the potential rewards.
"Do they (networks) listen to the actual calls between the experts and manager? Do they report it for compliance purposes? This would be a technologically simple thing to do," said Sheehan, the former Thaddeus Capital CEO.
"So, ask yourself: Why don't they do it? They don't want to find out what's really going on."
Editing by Michael Flaherty and Ian Geoghegan


We appreciate the text from Michael at Mantra Charles Hotel, Launceston.
Thanks Michael for your appreciative comments about the quality of results of carpet clean there last week. Its always appreciated when clients are more then satisfied!


Ingredients: Decaffeinated green tea leaf extract, microcrystalline cellulose, flax seed extract, turmeric rhizome extract, stearic acid (vegetable), soy isoflavones (soy), phytosterols (soy), lycopene, betaine HCI, croscarmellose sodium, calcium silicate, pyridoxine HCI, cellulose, selenomethionine, silica, zinc citrate, oleanolic acid, cholecalciferol, calcium L-5-methyltetrahydrofolate, methylcobalamin, and coating (hypromellose, medium chain triglycerides , hydroxypropylcellulose, and sodium copper chlorophyllin). Contains: Soy.
Directions: Use as directed by your healthcare practitioner. Take with food as recommended.
†Derived from non-genetically engineered, identity-preserved soybeans.
††Contains no more than 4% caffeine.


Stillwater village residents, and some town residents, will see an increase in their water usage rates come October under action taken this month by the Board of Trustees. The sewer rates were also raised for village residents.
Trustees passed resolutions at their monthly meeting on August 18 to increase the water usage rate for village residents from $4.12 per 1,000 gallons to $4.50 per $1,000 gallons, and the sewer rate from $3.98 per 1,000 to $4.50 per 1,000.
The water rate for outside users was also raised from $6.00 per 1,000 gallons to $6.38 per 1,000. The town has a contract to buy water from the village through 2016 for its Water District No. 1.
The rate increases, the first in several years, were needed to protect against potential budget deficits in those accounts and keep finances in order. Village water rates were last increased in 2012, and the sewer rates in 2007.
"I would argue this should have been done years ago," said Trustee John Murphy, who was reappointed to the Village Board last spring under Mayor Rick Nelson's new administration.
Also affecting the budget, said Village Clerk Sheristin "Sher" Tedesco, is the loss of Stillwater Hydro from the village tax rolls to the tune of about $10,000 annually, following the expiration of a 10-year agreement with the village. Increasing the sewer rate by 52 cents per 1,000 will raise another $20,000-$30,000 in overall revenues per year, she said, helping to make up for that loss and put the village on stronger financial footing in future years.
The rate hikes will mean that the average village resident can expect to pay about $28 more per year for water, or $14 more per billing cycle. The average sewer rate will increase about $36 per year or $18 per billing cycle.
Village water and sewer usage is billed twice a year — October 1 and April 1. The new water and sewer rates will become effective for the October 1, 2015 billing.


Welcome to the new Grassroots group. This group will combine the spirit and intent of two similar groups that were started on C&NN Connect: Local Grassroots Movements, and Grassroots Campaign Coordinators. We will do our best to import some of the previous discussions to this group, so that all the Grassroots discussions and resource-sharing can happen in one place.
This is a group for people who are in leadership in their local grassroots movements. Those who coordinate or convene -- as a staff person or volunteer – a community, state or regional children in nature grassroots campaign, to share success stories, confer about challenges, seek answers, find support, move the movement. Join this group to help each other and spark ideas!
This group was initiated by Marilyn Wyzga, New Hampshire Children in Nature Coalition, and Alice Hohl, Leave No Child Inside Central Ohio Collaborative. All leaders are welcomed to participate.
Started by Jørn Lundme. Last reply by Jørn Lundme Nov 10, 2012.
Started by Jennifer Baguley. Last reply by Suz Lipman Apr 11, 2012.
Started by Kandi Hottell Mar 22, 2012.
You need to be a member of Local Grassroots Campaign News and Updates to add comments!
My husband and I started, "Nature Watcher Community Park" on the site of the Chambers property, on 1944 Hebert Road in Williamstown, Vermont. "Nature Watcher Community Park" is just as short drive from both the Williamstown Middle-High and Elementary schools. It is privately owned. The park has well marked nature paths and treasure hunts on about sixty-acres of land. Nine brochures are available at the entryway shed.
Greetings of Peace and Love! Many thanks, for being in place! I just recently stated an organization called, Operation: Nature's Children.
I look towards, sharing and learning from others within this group.
Great work from the Leave No Child Inside Central Ohio collaborative and others.
"OH Leave No Child Inside Movement Focuses on Getting Kids Back to Nature"
Congratulations, Leave No Child Inside NW Ohio! This wonderful article highlights the coalition's activities. Thanks, LNCI NW OH for all the great work you're doing to get children and adults out in nature.
Hello Friends in the Grassroots!
Some of you may have received an e-mail note from Avery Cleary and me, asking you to help spread the word to your networks about C&NN and our "Big Dreams Win" campaign to reach the critical mass needed to reverse the trend of children's disconnect from nature.
In case you didn't receive it, a link is below. We know that, in addition to the wonderful work you're already doing, many of you want to help C&NN and the children and nature movement. We wanted to make it easy for you to spread the word about our work to your own networks and get more people involved.
Let's also keep the conversation going about ways that we can help all of our efforts. Cheers to a wonderful holiday season and to getting more kids out into nature.
Hi John, Thanks for asking. To clarify, this group was started at the request of folks leading collaborative efforts (rather than individual programs) so they could talk to each other. Yes! all size collaborations and new collaborations are most welcome! And this is a place for people who would like guidance about starting a collaborative.
For people who want to connect in their region, best to refer them to the C&NN directory to find the coordinator/leader near them. The coordinator can get them connected to their local network - whatever that looks like in their area.
Appreciate all the ways you help people connect!


text:
Kranzberg Family Foundation awards $74,000 to Jewish youth and young adult programs in 14th year
The Kranzberg Family Foundation, a supporting foundation of Jewish Federation of St. Louis, is awarding $74,000 in grants to 17 local Jewish organizations.
The Foundation received requests totaling over $166,000 this cycle.
Established through a generous commitment from Ken Kranzberg, the Foundation's purpose is to provide funds to benefit the Jewish community of St. Louis, specifically focused on the outreach to and engagement of future generations and creation of a vibrant, embracing, local Jewish community that will help retain and be attractive to young adults and families with young children.
Applications are open to St. Louis areas 501(c)(3) organizations and congregations that align with the Foundation's purpose.
The 2022 recipients are
Aish Hatorah St. Louis – Clean Speech St. Louis
BBYO – General Support, St. Louis Council
Chabad Jewish Center of St. Charles County – St. Charles Jewish Family Network
Chabad on Campus – Jewish Graduate Student Association / JGrads
Epstein Hebrew Academy – General Support for High School Division
Hillel at Maryville University – General Support
Hillel at Washington University in St. Louis – Jew It Yourself
Jewish Community Center – Nishmah's Girls and Young Women Programming
Jewish Community Relations Council – Student to Student General Support
Jewish Federation of St. Louis – PJ Library
Jewish Rock Radio – JKids Radio
Jewish Student Union – General Support
Next Dor STL – General Support
Saul Mirowitz Jewish Community School – Mirowitz MLK Event – Small Hands Big Difference
Shevet Keshet – Friends of Israel Scouts – Spring Camp & Community Outreach Program
St. Louis Jewish Light – Israel Through the Eyes of the Next Generation
St. Louis Kollel – Torah & Turf 2022
The Foundation has been active since 2008 and has given almost $900,000 to organizations in the St. Louis Jewish community since its inception.
The Kranzberg Family Foundation is overseen by a board composed of members of the Kranzberg family as well as the Federation and community representatives.
Kranzberg's Central Stage offering new theater themed cocktail experience
Kranzberg Family Foundation awards $71,000 to Jewish youth, young adult programs
Kranzberg Family Foundation awards $70,000 in grants
The Kranzberg Family Foundation, a supporting foundation of the Jewish Federation of St. Louis, has awarded $70,000 in grants to 16 Jewish programs fo...
ADL awards 2019 Kranzberg Memorial Scholarships
Kranzberg's Central Stage offering new theater themed cocktail experience
Prison to Freedom: The Story of Howard Mechanic, Part 2
What you need to know about Tu B'shvat 2023
Your letters to the editor of the St. Louis Jewish Light


CNEWA Canada - "Charity is the Language That Everybody Can Understand"
"Charity is the Language That Everybody Can Understand"
Archbishop Foaud Twal with Msgr. John Kozar meets CNEWA's director of major gifts, Bob Pape.
CNEWA received a visit today from His Beatitude, Archbishop Foaud Twal, Latin Patriarch of Jerusalem.
The patriarch — who has responsibility for Latin Catholics in Jerusalem, Palestine, Israel, Jordan and Cyprus — met with Msgr. John Kozar and members of the New York staff. During a wide-ranging interview, he shared some of his thoughts about what his happening in the Middle East.
Living in a land so often torn by violence, he yearns for peace.
"If there is peace in Jerusalem," he asked, "can we have peace in all the Middle East? I think we can, we can. With its religious dimension, I think Jerusalem is key to peace.
The patriarch said he appreciates the value of all the pilgrims who flock to his country every year, and feels they have a message to carry back to the world.
"I ask them, when they go back, to be advocates, to let others know what they have experienced, what they have felt. It must be a point to start again in your life when you come back — enriched by experience, by knowledge, by culture, by love.
The patriarch also stressed the importance of education in achieving understanding and peace. He takes great pride in Jordan's American University in Madaba that was started two years ago.
Speaking of the apostolic exhortation delivered last weekend by the pope, he said the final text was more moderate, more universal, than some of the original proposals that were presented to the Holy Father. The patriarch said it needs to spread to others throughout the region and demands more study.
And he concluded his conversation with us the way he began: by speaking poignantly, and powerfully, about Jerusalem. He will be taking part in the synod on the New Evangelization, and he finds its roots in the very beginnings of the church.
The key to the New Evangelization?
"We must go back and start again from Jerusalem," he said.


The Hoover Historical Society, founded in 1989 by Vadie Honea, et. al., serves as the official archivist for the City of Hoover. The Society's goals are to increase knowledge of the history of Hoover—preserving and protecting objects and documents of historical relevance and encouraging the study of history as a discipline. The Archive is open for research; collection of records, relics, artifacts, and other items of historical interest. The Society works with national, state, regional and local historical organizations. The HHS also uses The Folklore Center, established 1997, to teach young students about pioneer life in 1840s Alabama.
The Hoover Historical Society is a 501 (c) (3) non-profit organization.
Founded in 1947, the Alabama Historical Association is the oldest statewide historical society in Alabama. The AHA provides opportunities for meaningful engagement with the past through publications, meetings, historical markers, and other programs.


Support » Fixing WordPress » WordPress 2.8 – no more iframe?
WordPress 2.8 – no more iframe?
I am currently using wordpress version 2.8 with tinymce-advanced version 3.1. I wrote a tool for our bloggers to use that basically works like the Tinymce-advanced "emotions" button. The user clicks on their choice from the pop-up window, and then I insert some pre defined code into the WYSIWYG editor.
Before I updated my wordpress, this solution was working.
Now that I am running wordpress 2.8, this solution is no longer working. The "iframe" element keeps disappearing inwordpress 2.8.
How can I make it so that I can insert an iframe into my blog without the WYSIWYG editor stripping it out?
I just wanted to add — is there any plugin that works with 2.8 that will make an iframe a legitimate tag in wordpress WYSIWYG editor?
That bit of code should do the trick, I think. Try it in your theme's functions.php file, or create a plugin and put that in it.
I think that did the trick. Thanks, Otto!
Thank you! I added the function and now I can insert the very cool gpsies maps into my posts.
I'll keep messing with it. Thanks for the push forward.
The topic 'WordPress 2.8 – no more iframe?' is closed to new replies.


HOUMA -- They are evil-looking implements, designed to pry, twist, cut and ram.
But in the hands of firefighters and other rescue workers, hydraulic extrication tools can mean the difference between life and death for crash victims trapped by the collapsed metal of their vehicles.
City firefighters gave a set of extrication tools a test run this week, prying off doors and roofs of cars behind the East Houma Fire Station on Tunnel Boulevard.
The tools, manufactured by Illinois-based AMKUS Rescue Systems, are one of several sets of various makes firefighters have tried over the last few months. The parish government is expected to buy a new set after the 2008 budget is approved in December.
Houma Fire Chief Daniel Scott said the fire department has two sets of extrication tools, though one of the sets is "ancient." It dates to the 1970s, when the Hurst company, the firm that famously introduced the world to the "jaws of life," first manufactured extrication tools.
Though a new set is estimated to cost $20,000 to $25,000, the tools are essential to modern fire-and-rescue services, Scott said.
"People need help. People get in wrecks. People get trapped. We�re here to help. We need the tools," he said.
Scott said Houma firefighters perform one to two extrications a month, on average.
"The fire chief of the city would prefer not to go to any. But accidents happen, and we want to be prepared to handle those problems," he said.
Houma firefighters have also tested tools made by Holmatro and TNT, other extrication-tool manufacturers. Though firefighters are invited to list their preferences, the tools the department buys will be determined by how the companies respond to the parish�s bid requests.
"We�re letting the men do it," said District Chief Vernon Applewhite, who oversaw the demonstration. "There�s going to be a consensus. Everyone gets to voice their opinion on it."
"They all pretty much do the same job," Scott said. "By trying them out, there�s pros and cons to all of them. It basically does come down to a preference. We�ll abide by the bid-law process."
Schriever Volunteer Fire Chief Ken Pitre, who was demonstrating the tools Tuesday in his capacity as a salesman for 5-Alarm Fire Apparatus, said his department uses three sets of AMKUS tools, because of the type of high-speed wreck calls his crews answer.
Freeing injured people from mangled cars quickly and safely helps rescuers get crash victims medical treatment within the "golden hour," according to Bayou Cane Fire Chief Jerry Gautreaux, of the widely accepted 60-minute standard for emergency responders.
"With the tools you actually separate the vehicle from the person. That�s what the tools do. Don�t cause any additional injury. That�s key," Gautreaux said. "You�ve got to be real quick and real careful."


Last year Linda celebrated 25 years of teaching Yoga and is still as passionate about it now as than when she first started to practice Yoga in her early 20's.. She qualified as British Wheel of Yoga Teacher, and then as a Foundation Course Teacher, before becoming a Trainer of Teachers. Besides training with BWY, she has also studied under many inspirational Teachers both in India and UK. She is also a qualified Reike Practioner and Laughter Yoga Leader.
Linda has done a lot of work in the field of mental health, cardiac rehabilitation and has taught yoga in schools and colleges to children of all ages. She has taught several BWY Foundation Courses and trained many students to become qualified Yoga teachers through the BWY Teacher Training Diploma Course.
Linda calls her style of Yoga, LindaYoga, being an eclectic mix from the many traditions in which she has trained and studied over the course of 30 years. The main emphasis of her type of teaching is working with the flow of breath and movement to create balance and harmony.
Linda now lives in Somerset with her dog Jack, when she is not travelling…………………and teaching Yoga…….


text:
Књига Откривења, позната и као Откровење Јованово (грч. ) је део Новог завета. Садржајно, сва је усмерена ка будућности. Док Књига постања, на првим страницама Библије, доноси химну о стварању, Откривење, као последња књига Светог писма, закључује Библију визијом Новог Света, Новог Неба и Нове Земље. Као ниједна књига Библије, Откривење је било најразличитије тумачено због апокалиптичке форме, што је у ново време довело до појава хришћанских секти на западу.

Назив
Грчка реч  (апокалипса) означава објаву Божју људима о нечем скровитом и само њему познатом, често с обзиром на будућност.

Књижевна врста

Није сасвим јасна граница између књижевне врсте откривења и књижевне врсте пророчанства. Генерално, држи се да се апокалиптичка књижевна врста надовезује на пророчку, но док су пророци слушали Божје објаве, аутори разних откривења имају визије, која обично имају симболична значења. Тако у апокалипси посебно значење имају бројеви, ствари, ликови, делови тела. Притом не треба тражити неки међусобни склад свих употребљених симбола, а приликом тумачења потребно је познавање накане, времена и начина мишљења аутора апокалипсе, како се не би дошло до кривих и произвољних тумачења. Књижевну врсту апокалипсе, осим хришћана и пре њих, користиле су и неке јеврејске секте, нарочито то вреди за кумранске списе, али већ и за неке јеврејске старозаветне пророке, попут Језекиља, Захарија и Данила.

Аутор
Аутор Откривења представља се као Јован, који се налазио на острву Патмос у прогонству. Хришћанска предања га поистовећује с апостолом Јованом. Јустин Мученик (око 150.) спомиње ту традицију још више раширену крајем 2. века. Чини се да ипак нису све древне Цркве делиле то мишљење, па ни сама књига није све до 5. века уврштена у њихов библијски канон. Од осталих Јованових списа или оних произашлих из његове школе (Јеванђеље по Јовану, посланице), ово се разликује језиком и стилом, као и одређеним теолошким погледима. Данас се генерално држи да је спис написао неко из непосредног Јовановог окружења.

Време настанка
Откривење је највероватније настало у доба владања цара Домицијана, око 95. године. Један мањи део научника држи да је књига написана већ за Нероновог прогона хришћана, мало пре 70. године.

Структура
Откривење започиње кратким уводом (Отк 1,1-3), а наставља се писмима седмерим малоазијским црквама (Отк 1,4-3,22), након чега следе пророчка виђења о догађајима пре и за време »великога дана Божјега« (Отк 4,1-22,15), те закључак (Отк 22,16-21).

Садржај
Откривење је намењено да подигне морал хришћана у време прогонства, те то прогонство посматра у светлу »великога Дана«, преузимајући ту тему из Старога завета. Прогонитељи Цркве, у првом реду тадашње Римско царство, приказано је као »Звер« која, на подстицај Сотоне (Отк 12; 13,2-4), жели наудити Цркви.

У уводном виђењу Бог је приказан као врховни господар свемира и људске судбине (Отк 4), а он даје Јагањцу, који представља Христа, налог о уништењу прогонитеља (Отк 5). Виђење предвиђа и ратове, болести и глад (Отк 6). Божји верници притом уживају посебну заштиту, али њихова права победа оствариће се тек на небу (Отк 7). Грешнике Бог не жели уништити, него их овим злима опомиње да се обрате (Отк 8-9). Поглавља 10-16 другим сликама понављају исту поруку. Коначно, грешници који се не обраћају бивају кажњени (Отк 17), након чега следи тужаљка над разореним Вавилоном, који представља Рим (Отк 18), те победна песма откупљених праведника (Отк 19,1-10).

Нови круг виђења поновно говори о уништењу »Звери« деловањем Христа (Отк 19,11-21). Црква искушава благостање, након којега следи нови напад Сотоне и његово уништење (Отк 20). Тиме коначно бива успостављено небеско краљевство у којем је савршена радост и у којем је смрт уништена, а све се завршава сликом новога Јерусалима (Отк 21).

Порука књиге
Главна порука књиге је да се Бог може волети, али да се Бога треба и бојати. Бог је пак у лику Јагањца (Исус Христос) присутан уз све оне који слушају реч Господњу, кроз све време и у свим тешкоћама, пробама и прогонствима. Због тога искрени верници, они којима је од постанка света име записано у Књизи Живота, не треба ничег да се боје, јер на крају ће зло бити побеђено, а они ће наћи своје место у небеском краљевству радости и вечнога живота.

Види још
 Четири јахача апокалипсе
 Број звери
 Армагедон
 Валданци
 Хришћански фундаментализам
 Масакр у Вејку
 Ред храма сунца
 Аум Шинрикјо

Референце

Спољашње везе

 ТВ Храм Откривење Јованово

 Свети Андреј Кесаријски, Тумачење откровења

Књиге Новог завета

redpajama_set_name: RedPajamaWikipedia


Biographical sketch and photo, "Jake M. Mabe Candidate for Legislature," 5/3/1944, p. 1. Born in Birmingham, Alabama, served in World War I during 1918, has resided in Eagle Pass since 1935. Del Rio News Herald.
United States Army, Corporal, World War I. Jake Marshall Mabe, birth date 9/16/1886 in Birmingham, Alabama. FamilySearch Texas, World War I Records, 1917-1920 (Texas Military Forces Museum, Austin).
Jake M. Mabe, birth date 9/16/1886, death date 8/31/1985, interment in Lytle Community Cemetery, Lytle, Atascosa County. Find a Grave.
Jake Marshall Mabe, birth date 9/16/1886 in Trussville, Alabama, death date 8/31/1985 in Lytle, Atascosa County, Texas. Genealogy.com, 2004.


text:
A New Voting System for the Hall of Fame
The results of the Hall of Fame balloting this year were followed by a now predictable round of articles criticizing the Hall of Fame voting process. The apparent decision by some voters to withhold support for Jeff Bagwell because of rumors linking him to steroids, the unexplainably, to some, poor performance on the ballot on players with sterling statistical credentials such as Tim Raines, the absence of any clear policy on steroid use in general and the quick departure from the ballot of candidates for whom a decent Hall of Fame argument could be made, such as John Franco and Kevin Brown were just some of the topics covered in the blogosphere after the vote. This year there was less dissatisfaction than usual because the two players who were voted in, Bert Blyleven and Roberto Alomar, were relatively non-controversial selections around whose election a solid consensus exists.
Every few years the Hall of Fame seeks to address some of these issues, usually by adjusting the process for electing people outside of the annual ballot through changes to the veteran's committee and the like. However, the method for voting on the players in the annual ballot has remained largely unchanged since the early days of the Hall of Fame. The requirement that a player must get 75% of the votes cast to win induction is something of an unusual voting system which differs from the BBWAA voting system for baseball awards, which is done through rank order voting and the fan's vote for the All Star Game which is based on a simple plurality.
The reasoning behind the system would seem to be that by setting a threshold at 75%, only players around whom there is general agreement will win election to the Hall of Fame. Additionally, this electoral structure makes it possible for nobody to get elected in years there are no players who are very strong Hall of Fame candidates, as will likely be the case next year.
There are, however, some disadvantages to this system. The first is that all votes are equal. There is no way to rank one player higher or to cast a vote that sends any kind of nuanced message. A vote for a player of historic greatness, such as Ken Griffey Jr. in a few years cannot be differentiated from a vote for a player who the voter simply thinks should be remain under consideration, such as Brown or John Olerud this year. The current system captures preference not intensity at the individual level, but ultimately seeks to measure intensity of support at the aggregate level. One result of this conundrum is that many voters vote for far fewer than the maximum of ten players because they are wary of treating a borderline candidate the same way as all time great. This leads to fewer inductees, which may be fine, but also to more players being dropped from the ballot without sufficient consideration, which is more of a problem.
One way to solve this problem would be for voters to rank order their preferences and award points based on how many voters each candidate receives in each of the first ten slots, and candidates who receive above a fixed number of points winning election. It seems that this idea might work, because it would make it possible to distinguish between the best candidates and the others, but it would also force candidates to rank players which could create problems at the top and bottom of the ballot as they seek to determine whether, for example Alomar was better than Blyleven, or Alan Trammel was better than Edgar Martinez. This system treats differences between rankings as all being equal, even though some voters feel very strongly about, perhaps the top three candidates and are less certain about the rest of their ballot.
Any new voting system for the Hall of Fame should, like the current system, make it possible for any number of candidates from zero to ten or so to be elected in any given year, so not all voting systems would work. There is one, albeit somewhat complicated, system that would still make it possible for no, one or some candidates to get elected every year, while giving voters the option to vote for as many players as they wanted and which would reflect intensity of preference. This system would be to give each voter, a fixed number, say 100, votes which could either be concentrated all on one candidate, divided evenly, or unevenly, between two or more candidates, or not cast at all. Those candidates who win a fixed number of votes, perhaps 25% would be inducted, while those receiving a significantly smaller number of voters, perhaps as few as 3% would remain on the ballot. Determining what these thresholds should be is difficult, so these numbers are just examples.
This system would allow a voter who believes only the very best players should be inducted to concentrate his or her votes on the top candidate or candidates, if there are any on the ballot. It also allows voters who want to have some more time to consider candidates, vote in a way that reflects that. It also makes it possible for a voter to award more points to candidates who they believe are the most deserving. A ballot for this year that reflects this might have awarded 25 points each to Blyleven and Alomar, ten points each to Bagwell, Trammell and Barry Larkin and five points each to Franco, Brown, Olerud and Martinez. This is, of course, just an example of one possible ballot but it demonstrates the versatility of this electoral system.
There are two obvious critiques of this system, but neither of them is particularly strong. The first is that this system is easily gamed. Conniving voters could cast most of their votes not for the best candidates, but for those who they believe are likely to be overlooked while assuming the best candidates will get enough support and get elected anyway. This is clearly possible, but every electoral system can be gamed in one way or another. In the current Hall of Fame voting system, voters can similarly leave the strongest candidates off their ballots to vote for ten players they believe are in danger of being overlooked. The growing trend towards publicizing Hall of Fame ballots makes gaming the system more difficult, or at least not without cost.
The second critique is that this system is new and a little strange. There is not much that can be said in defense against such a comment, because the system is new and a little unusual. However, the current Hall of Fame voting system is also a somewhat unusual. This proposed reform would require more from the voters, but they could more or less opt out of it by dividing their votes evenly among a small number of candidates. Reforming the Hall of Fame voting system will not resolve questions about how to treat suspicion or knowledge of steroid use or what really defines a Hall of Famer, but it would give voters more tools with which to answer these types of questions.
Written by Lincoln Mitchell On January 22, 2011 In Baseball Tagged Hall of Fame, Jeff Bagwell, John Franco, Kevin Brown, Bert Blyleven, Roberto Alomar, Ken Griffey Jr., John Olerud, Alan Trammell, Barry Larkin, Edgar Martinez Source
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Home » Podcasts » How to Launch Products on Amazon and Scale Your Business (Episode 85)
How to Launch Products on Amazon and Scale Your Business (Episode 85)
Stephen Somers is from Ireland, about two hours south of Dublin, which is a beautiful city.
Stephen is the CEO and co-founder of Marketplace Superheroes, an eight-figure, online education service platform that teaches people how to launch products on amazon to build a five to seven figure business.
In seven years, Stephen and his business partner Robert Ricky have grown the company from a single online program to an award-winning business with a team of over a hundred coaches, support staff, and service providers, and close to 10,000 members.
They are focused on one thing, to serve one purpose: helping their members build and scale their Amazon business as efficiently and effectively as possible.
Stephen and Robert also run their own eight figure Amazon business, with well over $20 million worth of physical products globally.
Steve was originally working in the mental health sector in Ireland, but was actually trying to break into the music industry. He was working in a job in the mental health commission as a data processor, starting out as a temp, actually training all the people that were given the full-time job.
Amazingly, the CEO at the time created a job specifically for him, and he was finally given a full-time position. His band had just ended, and he was in a difficult position. He didn't finish college – three years of business, two years of marketing. He had tried applying for private companies then, but without the right connections, not to mention without a degree, he had no luck.
He began reading a lot of personal development materials, knowing he needed to take more responsibility for his own life. He started with his physical health: at the time, he was overweight, drinking too much, eating poorly, and feeling sorry for himself. In short, he tackled the bad habits he had gotten into and made changes.
One of the biggest principles of personal development is recognizing the need for information, and acquiring that information. If you don't know how to get to where you want to be, you need information. Steve started Googling how to build a business, how to become an entrepreneur, and any questions that came to his mind.
He knew he didn't want to be stuck to a single location, or touch products, but other than that Steve was completely lost.
He decided his best bet was to set up a website, run some ads, do some SEO and (hopefully) make tons of money.
He met Robert through a connection from his aunt, who somehow heard about Steve's intentions, and they started off together from there. Robert is about six foot two or three, with a big beard, and in general, a big mountain man. He had two warehouses at the time, a good amount of staff, and was selling his own branded products on eBay and Amazon.
After several months of work and experience, Steve and Robert came to an important and scary conclusion: they needed to make some big changes to reach the next level of revenue. So they got rid of the warehouses, they got rid of the staff, and really everything they could except themselves. For 18 months they worked themselves nearly to death – reaching about $1.6 million a year in revenue at about a 30% net profit margin. This margin, 30% of the sale price, is still what they shoot for in a product on Amazon.
Marketplace SuperHeroes
For about four years, they ran that business together, pouring their earnings back into the company. Eventually, this turned into a seven figure business.
They had nice lifestyles, traveling with their families, and achieved the four hour workweek. In 2014, after four years of this, they noticed how many people were teaching "how to sell on Amazon", and more importantly, that what they were teaching was nonsense.
Steve and Robert knew that there was no way they could manage selling every product they could possibly sell on Amazon, but they could help others do it for a price.
They are now an eight figure company, and much more than just an education business, although that's a big part of what they do. They have a freight company to ship their members' products from China to their warehouses in various different countries.
As of 2021, they've actually started to branch into other areas for their community.
The First Step to Launch Products on Amazon
There's a lot of different ways to grow a business once you've finally started.
There are only two real things you need to move forward: 1) Describe your product in one sentence, and 2) Describe why you are uniquely qualified to do this.
No fancy, detailed business plans, just those two core pillars.
It's not a business plan in the traditional sense, but works better for most modern startups for that exact reason.
Goal-making can be just as cumbersome as it can be helpful. So how do you efficiently navigate goal-making?
Feedback analysis.
Review and process your previous goals, the end results, and the intentions behind the goals that brought you to your current position.
These goals, or intentions, are "north stars" for businesses.
You can achieve a year's worth of progress in 12 weeks, which some would say is impossible. It's not impossible. Likewise, you might have to completely change your expectations and goals during a set period of time due to external circumstances – a lesson every business was forced to learn during the pandemic.
As a company, Stephen and Robert intentionally only look at the next 90 days, because outside of 90 days, from a tactical point of view, you simply don't have enough information.
George Lucas was interviewed by Bill Moyers in the 90s, and he said that it's not enough to simply be in love with what you do – you have to be in love with the process of what you do.
This hit home for Stephen, and rings true to this day. He's learned how to fall in love with the process, which he never thought would happen.
The reality is, there is magic in the process, and if you can continue to be curious and love the process, you'll find yourself playing the long game.
Curiosity is key to longevity, but it's not the only thing.
Growth and longevity are inseparable for a multitude of reasons, but in summary, you want to invest in what you already have.
The first way to grow is by adding more subscribers and more clients to your business.
The second way is to increase your average transaction value.
The third way is to sell to your existing clients more frequently.
Lots of people will say it's easier to keep an existing customer than to get a new one. That's true. It's easier to sell something to an existing client than to get a new one.
The unfortunate truth? Most people don't do that. They just keep on looking at new clients, and how to reach and expand to a larger market.
Stephen and Robert have drawn a line in their business between their buyers and their non-buyers, so when someone initially interacts with their business, they're offered things on an automated basis. For example, most people will have a "front end offer." They launch products on amazon at the front in an automated fashion. A very small percentage of people buy, never more than 10% or 20%. But the true mark of success is when those people buy something, they move over to their "buyers list."
Once they're part of their buyer base the goal is to turn them into what's called a "customer", and then finally, into a "client." What's the difference?
Buyer to Customer to Client
"Leveling up" in this business is difficult.
People don't like to be sold-to all the time: you have to provide separate value as well, which Stephen and Robert emphasize a lot in their system. For this reason, they utilize strategic information for content that people want to consume.
The goal is to encourage buyers of whatever stage to go out and execute whatever they're learning, and of course to give them the desire to go further with their learning.
Connection is all about people getting to know people on a personal level, which can be intimidating and exhausting. Stephen and Robert do this by hosting a weekly stream through their Facebook groups.
They get to know their clients better.
They share great information.
They break down people's belief patterns and rebuild them.
In short, they create better clients for the future.
Perpetual Launch
When you put all of this into a system, it's what Stephen and his team like to call a "perpetual launch", where you are perpetually launching different things, but it doesn't feel like you're just selling stuff all the time.
This program is what Stephen feels he was put on the planet to do, because any business that he teaches to do this has instantly doubled their business.
Even with their program, you have to start experimenting while you learn. Unfortunately, this experimentation can be difficult without immediate results/data. There's no feedback – you can't ask someone what they think of a product – you're simply trying to figure it out yourself based on a program.
To address this, they've created a virtual group: three days with their coaches to learn how to research, and have feedback, group-think sessions to launch products on amazon.
You can create new products, and you can offer your buyers the things that are in your value ladder.
It's the trust that is built in using a perpetual launch that is so important in every business.
That's what makes that side of things work.
1) First, you have to transition from team consumer to team producer. That's a huge change.
So what does that mean? You have to become someone who is producing things in the world. You're not just buying things on Amazon, you're selling things on Amazon.
Don't just read about new, different things, go and do them.
2) The second was mentioned earlier, but it's worth bringing back up again: Longevity.
Long-term thinking about anything in life goes a long way. Thinking short term in business means you're going to be disappointed, not because you're useless, but because things take time.
Entrepreneurs can be really good at telling the "miracle, overnight growth" stories, but the picture isn't always pretty behind the scenes. A lot of times they're putting out this big image, but there's not much behind it.
3) The third and final thing is finding someone who's already a step ahead of you and using them, whether that's information, coaching, or whatever. It's the best way forward, because there are people who have already figured things out for themselves.
Building a network of support and information is important for the ultimate success of your business, on every level.
See more podcast episodes like this here.
The Ultimate Guide to Website Traffic for Business


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Arcanum News: Congrats to our AHS athletes and AHS band!
The Lady Trojans volleyball team has set a new school record with 20 wins in one season this fall. The team has had a fantastic season and won their first tournament win over the Dixie Lady Greyhounds in the opening round of the OHSAA DIII tournament. Going into the tournament the team had just finished as runners-up of the Cross County Conference (CCC), and the naming of Coach Macey O'Dell as the coach of the year, and Camille Pohl named CCC volleyball player of the year. Joining her on the first team were fellow Trojans Audrey Heiser (junior) and Taylor Gray (freshman). Senior Macy Hartman was named to the all-league second team and fellow senior Sadie Sink received honorable mention. Congratulations Lady Trojans!
Congratulations to the 2018 boys cross country team earning the CCC championship! Individual champion was Tanner Delk, Coach Kessler and Coach Junkins were named CCC coaches of the year, and all the AHS runners including Tanner Delk and Logan Todd for the boys, and Lydia Shannon all CCC for the girls. Great job team!
The AHS Marching Trojan Band qualified for state competition at Piqua High School last weekend. They scored Straight I's after moving from Class C up to Class B. Congratulations to members of the band and director, Mrs. Marsh!
The Arcanum Wayne Trail Historical Society (AWTHS), 123 W. George St., will host thee Darke County Genealogical Society on Thursday, Nov. 8 from 7 to 8:30 p.m. to learn about the research library they facilitate at Garst Museum in Greenville. You will also learn what materials the library offers as well as recognizing members who are first families, pioneers, Civil War veterans, and century ancestors. All are welcome!
A.R. Winery invites you to their fourth annual Halloween Party on Saturday, Oct. 27 from 6 to 10 p.m. They are located at 3564 Gordon-Landis Road, Arcanum. Come dressed in costume for a night of fun and prizes. The Best Dressed and the Scariest costumes will receive a prize!
Arcanum's annual Bean Supper and Halloween Parade will be Thursday, Oct. 25; supper at 4 p.m. and parade at 6 p.m. Trick or Treat in the village will be on Sunday, Oct. 28 from 2 to 4 p.m.
Also coming in November is the Abbottsville United Methodist Church's annual Harvest Dinner. Saturday, Nov. 3 beginning at 4 p.m. they will serve turkey, mashed potatoes, gravy, homemade noodles, green beans, sweet potatoes, rolls, bread dressing, coleslaw, cucumber salad, cranberry salad, deviled eggs, punch and coffee for a good will offering. Desserts will be plentiful with homemade pies and cakes. You won't want to miss out on this annual event! Abbottsville UMC is located at 4135 State Route 49, Arcanum.
Our quaint village of Arcanum has loads of festive activities planned for the second annual Christmas in Arcanum & Horse Parade on Dec. 8! Breakfast with Santa will be from 8 to 11 a.m. at the Arcanum High School, there will again be craft vendors from 11 a.m. to 4 p.m. in the Arcanum Field House. Outside the Field House will be food trucks, including the Tin Roof Mobile Food, McNasty's, Umami Bites, and Crème de la Crème Cakery from 11 a.m. to 8 p.m., an ice sculptor beginning at noon, pony rides, petting zoo and live reindeer from noon to 4 p.m. Starting at 5 p.m. in Ivester Park will be the annual Candy Cane Hunt with tons of prizes for kids 10 and under. The Horse Parade and Santa's arrival to town will begin at 7 p.m. After the parade, there will be a bonfire and Horse and Carriage rides through the park.
Arcanum-Butler Local Schools and the Alumni Association will again honor our Distinguished Alumni and Honorary Trojans, those individuals who have made a significant impact through achievements, actions and contributions within their communities and professions and serve as exemplary role models for Arcanum students. The Alumni Hall of Fame inductees will be recognized at the Arcanum Alumni Homecoming set for April 13, 2019. For a copy of the nomination form, check out the alumni section of the school website or one can be picked up in the Board of Education office. Completed forms are due by Feb. 1.


Supercars, stars and quite a few spins, too: this year's Goodwood Festival of Speed was a cracker.
There was of course, the obligatory supercar shootout, a roster of astonishing metal—including the debut of the mad 691hp Porsche 911 GT2 RS—and more classic F1 machinery than you could possibly want this side of an F1 season.
Last year's world champion Nico Rosberg was in attendance, as was the man who took his place for 2017, F1's newest Finnish superhero Valtteri Bottas.
Then of course, there was drifting. Lots and lots and lots of drifting, along with a fair few trips into the hay bales—like Pat Doran's unfortunate spin in a Ford RS200 Evo 2. Ouchy.
Oh, and Ferrari continued to celebrate its 70th anniversary by bringing a truckload of its most astonishing cars from the warehouse out to play. Bellissima, you might say.
We've rounded up some of the action here, so check them out and let us know what your particular highlight from the weekend was.


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Northern Ireland is the smallest and least visited country in the UK, made up of 6 counties in the northeast of Ireland. Depending on your age and outlook, you might associate Northern Ireland with its proud shipbuilding industry, its turbulent politics or its many set locations featured in Game of Thrones. Regardless, Northern Ireland is now an area on the up thanks to a host of regeneration projects and inward investment.
The capital city of Belfast is the cultural and economic hub of the country. The world's most famous ocean liner, RMS Titanic, was built here and there's an excellent museum devoted to it, while the nearby Medieval monument of Dunluce Castle ruin in County Antrim makes for a popular daytrip. Northern Ireland has an esteemed golfing pedigree with several local world champions and many excellent courses. Other iconic landmarks include the Giant's Causeway and the Glens of Antrim.
Top destinations in Northern Ireland
Belfast is best known to many around the world as the birthplace of the Titanic. Her story can be appreciated at the dockyards, whose Titanic Belfast takes visitors through the shipyard and to the bottom of the ocean using interactive galleries. The capital has more to offer than just the legacy of the infamous passenger liner. Admire the 19th-century...
What to see & do in Northern Ireland
10 Best Things to Do in Belfast
Depending on your interests, the best things to do in Belfast could include learning about shipbuilding, turbulent politics or checking out a vibrant city with great restaurants, tourist attractions, and nightlife. In truth, the capital of Northern Ireland retains all...
10 Most Picturesque Villages in Northern Ireland
With 6 counties to explore, you're sure to find lots to do in the villages and small towns to visit...
10 Best Things to Do in Northern Ireland
Northern Ireland is a fascinating place to explore, with something special to see in each of the country's 6 counties...
10 Best Beaches in Northern Ireland
The best beaches in Northern Ireland are situated by picturesque conservation villages, Neighborhoods of Outstanding Natural Beauty and ancient sand...
10 Most Beautiful Lakes in Northern Ireland
The most beautiful lakes in Northern Ireland are hubs of wildlife and botanical diversity, making them popular with birdwatchers, watersports...
10 Money Saving Tips in Belfast
Belfast is a bustling city that has lots to offer visitors, especially those on a budget. Despite its previous incarnation...
10 Best Family Things to Do in Belfast
With so many family things to do in Belfast, it's quite easy to plan a vacation that'll keep the kids...
Where & what to eat in Northern Ireland
10 Foods and Beverages You Must Try in Northern Ireland
Northern Irish cuisine shares similarities with both the Republic of Ireland and England, yet it's also unique. When traveling through the country, there are certain local dishes, beverages and dining experiences that you should seek out for a taste of the real Northern Ireland. The bountiful, green fields and mineral-rich waters of Ireland contain a bounty of ingredients that...
Where to go & what to do at night in Northern Ireland
10 Best Nightlife Experiences in Belfast
Belfast is renowned for its love of a good time, what locals refer to as 'the craic', and you'll find a rich and varied nightlife to keep you entertained during your stay. This compact city is known for its lively pub scene – you'll find everything from historical alehouses serving pints of stout to the lilting melodies of traditional Irish music...
Belfast Travel Essentials
Our Belfast Travel Essentials lays out the essential information you need to help planning your trip to one of the most popular destinations in the UK. No matter how frequently you travel, some questions will always need answers: What's the weather like? How can I get from the airport to my hotel? What currency and type of plug do I...
Browse Northern Ireland by category
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Дан Би́тон (; род. ) — генерал-майор запаса Армии обороны Израиля; в последней армейской должности — глава Управления технологии и логистики Генштаба армии (с ноября 2007 по март 2012 года).

Биография
Дан Битон родился 19 декабря 1960 года.

Военная карьера
В 1979 году Битон был призван на службу в Армии обороны Израиля, начал службу в бронетанковых войсках.

По окончании офицерских курсов был командиром бронетанкового взвода и командиром бронетанковой роты в бронетанковой бригаде «Кфир», а затем командиром бронетанковой роты, заместителем командира батальона и командиром оперативного отдела бронетанковой учебной бригады «Бней-Ор».

Затем был назначен командиром бронетанкового батальона «Суфа» бронетанковой бригады «Кфир». В дальнейшем был командиром оперативного отдела бронетанковой дивизии «Гааш» и инструктором на курсе командиров рот и батальонов ().

Затем был назначен командиром бронетанковой бригады «Меркавот ха-Барзель», а с августа 1995 по август 1997 года возглавлял бронетанковую бригаду «Саар ми-Голан». С 1997 по 1999 год командовал бронетанковой бригадой «Бней-Ор». В дальнейшем возглавил резервную дивизию «Этгар» и командовал курсом командиров рот и батальонов.

В 2002 году Битон был назначен командиром Национального центра учений сухопутных войск (), одновременно командовал бронетанковой дивизией «Синай». В 2005 году был назначен главой Отдела доктрины и инструктажа () Оперативного управления Генштаба армии.

В ноябре 2007 года Битону было присвоено звание генерал-майора, и он был назначен главой Управления технологии и логистики Генерального штаба Армии обороны Израиля, сменив на посту генерал-майора Ави Мизрахи.

5 марта 2012 года Битон передал командование Управлением технологии и логистики генерал-майору Коби Бараку и вышел в отпуск накануне выхода в запас из армии.

После выхода в запас
В сентябре 2013 года Битон вошёл в состав Совета директоров израильской компании Ashot Ashkelon Industries ( «Ашот Ашкелон Таасийот»), занимающейся производством металлических деталей для аэрокосмической, военной и машиностроительной промышленности.

В 2016 году также управлял проектами в сфере гостиничного дела и туризма в израильской гостиничной сети «Орхидея».

В 2016 году Битон выступил экспертом со стороны защиты в резонансном судебном процессе над солдатом Эльором Азарией, обвинённым в убийстве раненого палестинского террориста.

Состоит в движении «Ха-Битхонистим» (), призывавшем, помимо прочего, к аннексии Израилем Западного берега реки Иордан.

Образование и личная жизнь
За время службы в армии Битон получил степень бакалавра Тель-Авивского университета (в области истории) и степень магистра Хайфского университета (в области политологии).

Также окончил учёбу в Командно-штабном колледже и Колледже национальной безопасности Армии обороны Израиля.

Женат, отец четырёх детей. Живёт в Реуте (район города Модиин-Маккабим-Реут).

Ссылки
 Биография, на сайте Армии обороны Израиля ()
 Биография, на сайте Армии обороны Израиля ())
 Биография, на сайте Управления технологии и логистики Генштаба Армии обороны Израиля ()
 Видеоролик: лекция Дана Битона о логистических аспектах ведения боевых действий
 ישי פרידמן האלוף שמגן על אלאור אזריה: רוצח? לא מציאותי מקור ראשון, 30.6.16 (Ишай Фридман, «Генерал, вышедший на защиту Эльора Азарии: "Убийца? Да это нереально"», «Макор Ришон» (30.6.16)) () — интервью с Даном Битоном
 אורי מילשטיין שיחה עם האלוף (מיל') דן ביטון — מחדלים מבניים במלחמת לבנון הראשונה ובקרב עין זחלתא, 22.12.21 (Ури Мильштейн, Беседа с генерал-майором запаса Даном Битоном на тему «Структурные упущения в Первой ливанской войне и бою у Эйн-Захалты», на сайте YouTube (22.12.21)) ()
 אורי מילשטיין שיחה עם האלוף (מיל') דן ביטון — הנסיגה מלבנון — הכרח טקטי, מחדל אסטרטגי וביזיון ביצועי, 29.12.21 (Ури Мильштейн, Беседа с генерал-майором запаса Даном Битоном на тему «Вывод войск из Ливана — тактическая необходимость, стратегическое упущение и позорное исполнение», на сайте YouTube (29.12.21)) ()
 אורי מילשטיין שיחה עם האלוף (מיל') דן ביטון — החיזבאללה ניצח במלחמת לבנון השנייה, 4.1.22 (Ури Мильштейн, Беседа с генерал-майором запаса Даном Битоном на тему «"Хезболла" победила во Второй ливанской войне», на сайте YouTube (4.1.22)) ()

Примечания

Генерал-майоры (Израиль)
Выпускники Хайфского университета
Выпускники Тель-Авивского университета
Командиры дивизии «Синай»
Танкисты Израиля
Командиры бригады «Бней Ор»


Type 1 diabetes is a cell-mediated autoimmune disease characterized by autoantibody and peripheral blood mononuclear cell (PBMC) reactivity to islet cell proteins. Type 2 diabetes is not an autoimmune disease but rather results from both insulin resistance and a nonautoimmune insulin secretory defect. There is, however, a group of phenotypic type 2 diabetic patients who have islet autoantibodies that are similar to those of type 1 diabetic patients. In this study, we investigated, using cellular immunoblotting, whether type 2 diabetic patients positive for islet autoantibodies have PBMC responses to islet proteins. We observed that autoantibody negative (Ab-) type 2 diabetic patients (n = 9) and normal control subjects (n = 12) demonstrated PBMCs responsive to 0-3 molecular weight regions. In contrast, autoantibody positive (Ab+) type 2 diabetic patients (n = 11) demonstrated PBMC responses to 3-18 molecular weight regions, similar to that of type 1 diabetic patients (responsive to 4-18 molecular weight regions). PBMCs from over 90% of the Ab+ type 2 and type 1 diabetic patients were observed to proliferate to islet proteins in the vicinity of 97 kDa. In contrast, 65-90% of type 1 diabetic patients had responsive PBMCs for islet proteins in most of the molecular weight regions, whereas <60% of the Ab+ type 2 diabetic patients had PBMCs responsive to the same molecular weight proteins. Ab+ type 2 diabetic patients appear to be heterogeneous with respect to cellular reactivity to islet proteins. Some subjects demonstrate PBMC responses similar to those of "classic" type 1 diabetic patients, whereas others have PBMC responses potentially distinct from type 1 diabetic patients.
You are going to email the following Cellular immune responses to human islet proteins in antibody-positive type 2 diabetic patients.


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