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Family & Home > Caregiving
Managing Mom and Dad's money: Tech tools that help you help them
Worried a parent is struggling to stay on top of bills or vulnerable to fraudsters? These six websites and apps make financial caregiving easier
Julie Halpert
After Chris Wong's father suffered a heart attack in 2015, his mother felt a greater sense of urgency to ensure that her affairs were in order, including letting her children know where to find important financial documents.
"The problem was that all that documentation was in a shoebox that my mom would bring out during family dinners from the refrigerator," Wong says. "My mom thought that was the safest place because it was fireproof."
His mother's unorthodox method inspired Wong to launch LifeSite, a virtual safe deposit box that lets you store and share financial files online. (His father had surgery and now counts himself as a LifeSite user.)
Wong is one of a growing number of entrepreneurs who are developing web-based services and apps to help protect the finances of older adults, often in response to seeing a relative who is struggling to manage his or her money or who has been the victim of financial fraud. "The need is only going to grow with an aging population," says Mark Schwanhausser, director of digital banking for Javelin, a financial services consulting firm.
If you and other members of your family are helping your parents manage their finances, technology is coming to your rescue. No matter what the task or challenge at hand, these six services can making everyone's life easier—and reduce the risk of scams and fraud at the same time.
Keep key documents where everyone can find them: LifeSite
With LifeSite's virtual safe deposit box, you can scan everything from insurance policies to passports with your phone, store the images at the site, and give all authorized family members access via computer, mobile phone, or an Alexa-enabled smart speaker.
A checklist helps guide you on what documentation to store. You can also sign up for alerts when bills or policy payments are due.
In addition, you can access your parent's bank, investment, and debt accounts for free, as needed, through a partnership that LifeSite recently launched with Morningstar, one of the largest financial data aggregators in the U.S.
Cost: $79.99 a year for a family plan
Offload bill paying: SilverBills
With SilverBills, you can make sure that Mom and Dad's bills are paid on time and the wrong hands don't gain access to their accounts.
Marci Lobel-Esrig founded the service in 2015 after witnessing the hassles her elderly aunt endured having to pay bills by check or in person. Bill paying is often "a portal to financial exploitation," says Lobel-Esrig, and it can be difficult for seniors to find a trusted person to undertake the task.
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Once you authorize the company to get the bills (by mail or electronically), the service monitors them for errors and pays them by debiting a bank account or sending an electronic payment. Anyone okayed to manage a parent's finances can view transactions online.
By reducing the need for paper bills and mailed checks, SilverBills also helps reduce the risk of financial fraud.
For Monica Stynchula on St. Petersburg, Fla., using SilverBills to pay her 83-year-old mother's bills has eased tensions between her and her four siblings, who live far from each other. "We outsourced something that was complicated to handle," she says.
Cost: Roughly $100 a month, depending on the number of transactions
Protect against financial scams: EverSafe
Howard Tischler was inspired to launch EverSafe in 2015 after discovering that telemarketers had sold his elderly mother an $80-a-month auto club membership, among other products. At the time, she was legally blind and didn't own a car or even have a driver's license.
A tech entrepreneur with a background in finance, Tischler teamed up with Liz Loewy, former chief of the Manhattan district attorney's elder abuse unit, to found a site that helps protect seniors against fraud, scams, identity theft, and age-related money missteps.
EverSafe analyzes financial transactions and credit data for erratic activity. If it spots anything outside the norm, such as a larger-than-usual withdrawal, it notifies the senior and a family member, financial advisor, or other trusted advocate, via a text, call, or alert on the EverSafe app.
Seniors are most likely to be financially exploited by a family member or someone they know, so transparency can be a deterrent
Tischler notes that seniors are most likely to be financially exploited by a family member or someone they know, so transparency can be a deterrent. "If you know someone is looking over your shoulder, you'll be hesitant to do something wrong," he says.
Cost: $7.49 to $22.99 a month, depending on the types of financial accounts and amount of data that is monitored
Keep an eye on Mom or Dad's spending: True Link
Another way to protect your parents from financial fraud—while also preserving their independence—is the True Link Card, a reloadable Visa card that caregivers can manage.
You can program the prepaid card to work only at designated establishments and even set spending limits. The card blocks merchants identified by True Link as scammers. (CEO Kai Stinchcombe founded True Link in 2012 after finding that his grandmother had given tens of thousands of dollars to solicitors.)
Marcie Rogo, True Link's head of marketing, says that by having their own Visa card seniors can maintain their dignity, yet be protected. "There's no other card where you can set this level of detailed restrictions in such a customizable way," she says.
Cost: $10 a month per card
Share information among the whole family: Onist
Onist brings family finances under one umbrella, allowing you to share financial information among family members. The idea for the Onist app came to co-founder Brad Kotansky after his father began experiencing health difficulties and Kotansky found taking over his finances from afar challenging.
You (or your parents) can link bank accounts to the site, monitor spending, upload key financial documents, and share all this information with other relatives and a financial advisor. "The whole point of this is that finances are a household affair," Kotansky says. Having more trusted "eyeballs" monitoring elders' accounts, he adds, it's more likely that bad outcomes are reduced.
Cost: $100 a year per household
Help your parents budget: Golden
When Evin Ollinger was visiting his parents at Christmas 2016, he learned that his father, who had faithfully paid his mortgage every month for 42 years, had forgotten to do so for the past three months. "He could have faced losing his home, and I wouldn't have known it," he says.
Like other financial apps, Golden, launched by Ollinger this past April, allows you to view your parents' accounts and pay their bills. Plus, you get fraud protection.
An extra feature it adds: budgeting tips. Golden uses artificial intelligence to automatically analyze your parent's financial picture and suggest safe ways to reduce expenses—savings that can assist in funding a parent's care.
Cost: $20 a month.
How to vet the helping hands
With any caregiving service, you may feel trepidation at the prospect of handing over your parent's financial data and passwords to a third party. To make sure an app is trustworthy, ask questions.
Find out what types of events the company has been participating in and awards the service may have won. AARP, for example, vets all the vendors at its events.
Make sure the service lets you monitor account activity and receive notifications of suspicious activity within seconds of a transaction occurring
A partnership with a large financial institution can also be a sign of credibility. Theo Lau, a consultant who helps financial institutions develop longevity strategies, points to LifeSite's partnership with Morningstar and the many financial institutions using its service as a good sign.
Lau also suggests checking the company's website to determine who's investing in them. Have reputable funders and organizations put their trust in the brand?
Finally, make sure the service lets you monitor account activity and receive notifications of suspicious activity within seconds of a transaction occurring. "Look for things that allow you to be a fly on the wall and the auditor," says Schwanhausser, so you can quickly determine if something's amiss.
@julhalps
Julie Halpert is a freelance journalist based in Michigan. She has more than three decades of experience writing for n... Continue Reading


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Q: Why is a file read by byte not printing after a full file read Beginner question ;)
Why is the following code not printing the 4 bytes of the file after I have printed the whole file with the above variable?
When I remove the 2 lines with the variable print it prints the 4 bytes perfectly.
myFile = open("file.txt")

var= myFile.read()
print(var)

print(myFile.read(4))

myFile.close()

A: myFile.read() leaves the file pointer at the end of the file; it does not reset automatically at the beginning of the file. You need to do that yourself.
with open("file.txt") as myFile:
    var = myFile.read()
    print(var)
    myFile.seek(0)
    print(myFile.read(4))

redpajama_set_name: RedPajamaStackExchange


The Green Party has released a plan today to ensure no New Zealander will live in poverty, whether they are working or on a benefit.
The families package, announced today at the Party's AGM, will increase all benefits by 20 percent, boost Working For Families and raise the minimum wage. It will lift the incomes of more than 500,000 low and middle income Kiwi families. It also removes all financial penalties and excessive sanctions that beneficiaries currently face.
Tax reform will ensure everyone who earns less than $150,000 a year is better off, by reducing the bottom tax rate to 9 percent and putting in place a new top tax rate of 40 percent on income over $150,000.
"These are the most significant changes to our welfare system in a generation," said Green Party Co-leader Metiria Turei.
"Our plan will lift people out of poverty and guarantee a basic, liveable income for anyone working or on a benefit.
"These changes will make a huge difference to the 190,000 thousand Kiwi kids whose families rely on a benefit to get by, and to all working families struggling to make ends meet.
"We will end the punitive culture at MSD, which punishes people through benefit sanctions, abatements and investigations. Rather than providing people with 'incentives', it traps them in a cycle of poverty and puts children's wellbeing at risk.
"We believe that poverty should never be used as a weapon, especially when children are involved.
"Our plan to mend the safety net will ensure that all families in New Zealand can afford to put food on the table, keep a roof over their head and pay their power bill.
"Working For Families has been slowly undermined after nine years of National, and our plan will help low income families, by increasing the value of Working For Families and lowering the bottom tax rate.
"Our social safety net should provide effective support for people who need it, while they need it. The Green Party in government will make this a priority," said Mrs Turei.
A sole parent receiving the Student Allowance, with two children, and part time work on just above minimum wage: $176.15 better off every week.
A single person receiving Jobseeker support: $42.20 better off every week.
A two parent family, with one working parent on the median income, with three children: $104.42 better off every week.
Two parents, both receiving Jobseeker support, with three children: $207.46 better off every week.
A two parent family, both earning the median income of 48,000, with three children: $130.19 better off every week.
Two parents, one in paid work earning $70,000 a year, with two children: $87.85 better off every week.


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Risen (PG-13)
Directed by: Kevin Reynolds
Starring: Joseph Fiennes
Rolling stones used in combat. Symbolic of the big one later in the story. #RollingStones
"Until then..." #RomanBrutality
"Order...order." I got it the first time. #BreathMint
Unusual for a #Bible movie to begin with the crucifixion.
"Never killed a king before." Not just a king. #KingOfKings
"It's as if he wanted to be sacrificed." Like a lamb to the slaughter. #NoGreaterLove
"A day without death." Great dialog during the pool scene.
"We must find a body." Let the investigation begin. #CSIJerusalem
"Wait 'till you see combat." Ha!
"Some say he has risen."
The scene where #Clavius asks which of his men knows #MaryMagdalene is hilarious.
"This is what you missed." #RomanNail #Crucifixion
"They're everywhere!" #Bartholomew is a great character who provides some much needed #ComicRelief. #12Disciples
The sword slips through #Clavius' fingers. Seeing #Yeshua is a disarming experience.
"No one dies today." The pursuit by the #Roman soldiers is an exciting sequence.
#CliffCurtis is very good in his portrayal of #Jesus.
The healing of the leper gave me #Goosebumps.
The #Ascension is spectacular!
"I doubt we'll ever hear from them again." Wrong!
Final analysis: the #Resurrection story told from a unique POV. Benefits from solid acting and gorgeous locations.
Rating: 3 out of 4. An original yet reverent #Bible epic with one of the finest #Redemption stories ever told.
Some years ago, back when I had aspirations of plying my acting skills (such as they are) into a career, I had the lead part in an Easter cantata entitled Bow the Knee. The story focuses on a Roman centurion who has a crisis of conscience regarding the teacher named Jesus. The play presented a unique story told from the POV of an original character and echoed similar conceits in films like Ben Hur (1959) and Barabbas (1961). Like in Bow the Knee, Risen narrates the Passion of Christ through the eyes of a Roman soldier, but the twist here is that most of the story takes place after the crucifixion (which occurs early in the film). The action kicks into high gear when Jesus' tomb is found empty and Roman Tribune Clavius (Joseph Fiennes) is put in charge of the investigation to find the body. This procedural element keeps the story rolling along until Clavius has a life changing encounter with the subject of his pursuit midway through the movie. Clavius falls in with the disciples and, by proxy, takes us on a spiritual journey which is punctuated by several key events from Jesus' post-resurrection ministry. The 80/20 rule applies to this movie, with roughly 20% of the tale actually based on scripture and 80% extrapolated from the inspired text and presented for dramatic effect. The end result here is seeker sensitive and palatable for those with an open mind, but will probably frustrate those fundamentalist theologians who maintain that a Biblical epic must be chapter and verse (and has there ever been such a film since none of us where there 2,000 years ago to determine the story's authenticity?). One of the most exciting elements in the story is how it weaves in and out of the official New Testament narrative, which provides freshness for those familiar with the actual events from the Bible. Some of those vignettes, extracted directly from the holy book, are extremely well executed, such as: the crucifixion, the fish bounty, the healing of the leper and the ascension. Other sequences, like when Roman soldiers pursue the disciples through tussocks of grass and winding canyons, are nowhere to be found in the Bible, but are visually exciting and help maintain audience interest throughout the story. Aside from its pioneering plot, the acting is also a boon to the film. Fiennes is superb in the lead role and plays his character's gradual shift in loyalties to perfection. Peter Firth is exceptional as Pontius Pilate, portraying the Roman official as a flesh and blood character rather than an egomaniacal caricature. Tom Felton is effective as ambitious Roman soldier Lucius and Cliff Curtis (Fear the Walking Dead) delivers an understated, yet deeply affecting, performance as Jesus. In addition to the movie's fine production elements, the locations have greatly contributed to the visual veracity of the film. Shot in Spain and Malta, these exteriors have helped the story come to life by accurately depicting the Holy Land during the First Century. In the end, this is a compelling story of personal redemption that just happens to be based on the Bible, and as such, should have appeal far beyond the religious set.
Tags: Action, Adventure, Drama, Family, History

redpajama_set_name: RedPajamaCommonCrawl


Un Deux Trois is a leading manufacturer of distinctive girls contemporary fashion clothing and is head quartered in Los Angeles, California. They distribute to department and specialty stores throughout the United States, Canada and the UK. All of their products are proudly manufactured in the USA. Their sizing covers all girls 4 through preteen which is a popular size for the young girl who has a sophisticated and fun fashion look. The company maintains the highest of quality standards making it the leader in the kids fashion world. Their assortment includes dresses as well as co-ordinated separates for special occasion as well as casual dressing.
Un Deux Trois currently operates two retail stores in Los Angeles area. One in Studio City, California which opened in 2006 and one in Brentwood, California which just opened in 2007 and has plans to roll out more West Coast stores in the Fall of 2007. The stores offer professional service to customers looking to put different looks together for that special occasion or fun event as well as offering one on one design meetings with Bev Shorkend, the designer, for custom made one of a kind dresses for Bat Mitzvah, Cotilion or any other special event. A great line of shoes and beautiful accessories complement the fashionable clothing carried in the stores.


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Fagopyrum acutatum (Lehm.) Mansf. ex K.Hammer – gatunek rośliny z rodziny rdestowatych (Polygonaceae Juss.). Występuje naturalnie w Pakistanie, północnych częściach Indii i Mjanmy, w Nepalu, Bhutanie, Wietnamie oraz Chinach (w prowincjach Anhui, Fujian, Gansu (południowa część), Guangdong, Henan, Hubei, Hunan, Jiangsu, Jiangxi, Junnan, Kuejczou, Shaanxi, Syczuan i Zhejiang, a także w regionach autonomicznych – Kuangsi oraz Tybecie).

Morfologia
 Pokrój Roślina jednoroczna dorastająca do 40–100 cm wysokości. Pędy mają brązowoszarawą barwę.
 Liście Blaszka liściowa ma trójkątny kształt. Mierzy 4–12 cm długości oraz 3–11 cm szerokości, o oszczepowatej nasadzie i spiczastym wierzchołku. Ogonek liściowy jest nagi i osiąga 2–10 cm długości. Gatka ma brązową barwę i dorasta do 5–10 mm długości.
 Kwiaty Zebrane w baldachogrona, rozwijają się w kątach pędów lub na ich szczytach. Listki okwiatu mają eliptyczny kształt i białą barwę, mierzą do 2–3 mm długości.
 Owoce Trójboczne niełupki o jajowatym kształcie, osiągają 6–8 mm długości.

Biologia i ekologia
Rośnie na wilgotnych łąkach. Występuje na wysokości od 1200 do 2800 m n.p.m. Kwitnie od kwietnia do października, natomiast owoce dojrzewają od maja do października.

Zastosowanie
Liście tego gatunku są spożywane jako warzywo, z kolei nasiona wykorzystywane są w leczeniu zaburzeń żołądkowych.

Przypisy

Rdestowate

redpajama_set_name: RedPajamaWikipedia


The Quarterly Market Updates are provided as an overview of Vestcor's investment activities and the general financial market conditions experienced during the noted reporting period.
Please note that the Updates are specific to Vestcor's activities and are presented for information purposes only. They do not constitute investment advice in any way, and no guarantee is provided as to their completeness or appropriateness. We recommend that readers consult a professional advisor with respect to their own specific financial matters.


Leeds Castle was built by Henry I in 1119 and was used in 1278 as King Edward I and his queen, Eleanor of Castile's royal palace. "Gloriette", the name of the medieval keep, was named in honor of Queen Eleanor.
Leeds Castle has had many Royalty roam it's corridors; King Edward II and Queen Isabella (I guess we can safely assume either Piers Gaveston or Hugh le Despenser was among the party), King Henry VIII and Queen Catherine of Aragon, Queen Elizabeth I was imprisoned here before her coronation.
The Maze is a recent addition (1988) and was constructed using 2,400 yew trees.
What a wonderful post! I have been to Leeds but it has been so many years! What beautiful memories you just reminded me of! Thank you! I just love the images you posted! Happy Monday mon cherie!
You always manage to find the best pictures!
Your pictures show how beautiful Leeds Castle is inside and out, through every season! Thank you this is a wonderful post!
I just wanted to say thank you. I love looking at the beautiful photos every week, it's definitely a highlight.
Oh! I was just there over spring break. They even had a beautiful white peacock strutting about, which was so neat! Unfortunately we didn't really have time for the hedge maze or the grotto, but I'll definitely have to take the time to go back some summer!
Awesome post Amy. Really, it's great of you to do these-it has to take quite a bit of work finding all of this. I just love it and my dream would be to be sitting curled up in that library. I sure could use one of those. It would be a dream to actually roam those rooms.
Beautiful! I especially love the library and the ladies bedrooms!
So beautiful and vibrant! I could definitely see myself lounging on that bed with a book!
I went to Leeds castle what seems like a century ago ;-) and loved it!


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Harvard College Observatory
Get Harvard College Observatory essential facts below. View Videos or join the Harvard College Observatory discussion. Add Harvard College Observatory to your PopFlock.com topic list for future reference or share this resource on social media.
Harvard College Observatory, circa 1899
Observatory code
Cambridge, Massachusetts, US
42°22?53?N 71°07?42?W / 42.3815°N 71.1284°W / 42.3815; -71.1284Coordinates: 42°22?53?N 71°07?42?W / 42.3815°N 71.1284°W / 42.3815; -71.1284
www.cfa.harvard.edu/hco
Harvard Great Refractor
Location of Harvard College Observatory
Related media on Wikimedia Commons
[edit on Wikidata]
The Harvard College Observatory (HCO) is an institution managing a complex of buildings and multiple instruments used for astronomical research by the Harvard University Department of Astronomy. It is located in Cambridge, Massachusetts, US, and was founded in 1839. With the Smithsonian Astrophysical Observatory, it forms part of the Harvard-Smithsonian Center for Astrophysics.
HCO houses a collection of approximately 500,000 astronomical plates taken between the mid-1880s and 1989 (with a gap from 1953-1968).[1] This 100-year coverage is a unique resource for studying temporal variations in the universe. The Digital Access to a Sky Century @ Harvard project is digitally scanning and archiving these photographic plates.[2]
Sketch of Harvard's Great Refractor telescope
In 1839, the Harvard Corporation voted to appoint William Cranch Bond, a prominent Boston clockmaker, as "Astronomical Observer to the University" (at no salary). This marked the founding of the Harvard College Observatory. HCO's first telescope, the 15-inch Great Refractor, was installed in 1847.[3] That telescope was the largest in the United States from installation until 1867.[4]
Between 1847 and 1852 Bond and pioneer photographer John Adams Whipple used the Great Refractor telescope to produce images of the moon that are remarkable in their clarity of detail and aesthetic power. This was the largest telescope in North America at that time, and their images of the moon took the prize for technical excellence in photography at the 1851 Great Exhibition at The Crystal Palace in London. On the night of July 16-17, 1850, Whipple and Bond made the first daguerreotype of a star (Vega).
Harvard College Observatory is historically important to astronomy, as many women including Annie Jump Cannon, Henrietta Swan Leavitt, Cecilia Payne-Gaposchkin, and Williamina Fleming performed pivotal stellar classification research. Cannon and Leavitt were hired initially as "computers" to perform calculations and examine stellar photographs, but later made insightful connections in their research.[5]
From 1898 to 1926, a series of Bulletins were issued containing many of the major discoveries of the period. These were then replaced by Announcement Cards which continued to be issued until 1952.
In 1908, the observatory published the Harvard Revised Photometry Catalogue, which gave rise to the HR star catalogue, now maintained by the Yale University Observatory as the Bright Star Catalogue.
William Cranch Bond 1839-1859
George Phillips Bond 1859-1865
Joseph Winlock 1866-1875
Edward Charles Pickering 1877-1919
Solon Irving Bailey 1919-1921 (Acting Director)
Harlow Shapley 1921-1952
Donald H. Menzel 1952-1953 (Acting Director); 1954-1966 (Director)
Leo Goldberg 1966-1970
George B. Field 1971-1972
Irwin Shapiro 1983-2004[6]
Charles Alcock 2004-[6]
Harvard Computers
Sears Tower - Harvard Observatory
The Minor Planet Center credits many asteroid discoveries to "Harvard Observatory."
See List of largest optical refracting telescopes, for other 'great refractors'
^ "HCO Astronomical Plate Stacks". Retrieved .
^ "Digital Access to a Sky Century at Harvard (DASCH)". Retrieved .
^ "The Great Refractor". Retrieved .
^ Drout, Maria (12 November 2012). "A Big Step Backward for Time Domain Astronomy". Astrobites. Retrieved 2014.
^ "Reaching for the Stars". Archived from the original on 2008-05-17. Retrieved .
^ a b "Directors of HCO". astronomy.fas.harvard.edu.
Dava Sobel (2016). The Glass Universe: How the Ladies of the Harvard Observatory Took the Measure of the Stars. Viking. ISBN 978-0670016952.
HCO home page
Harvard College Observatory Bulletins
Harvard College Announcement Cards
Read Books The Harvard College Observatory: The First Four Directorships (Belknap Press) ebook
Read The Harvard College Observatory: The First Four Directorships (Belknap Press) Ebook Free
Read The Harvard College Observatory The First Four Directorships Belknap Press Ebook Free
These "Facts" You Learned In School Are No Longer True
Full E-book The Glass Universe: How the Ladies of the Harvard Observatory Took the Measure of
Tabby's Star The Alien Dyson Sphere - Shocking NASA Scientists KIC8462852 Truth - Conspiracy Files.
Hubblecast 32: Born in Beauty: Proplyds in the Orion Nebula
Harvard_College_Observatory


Why we run 6k? 6k is the average distance that women in Africa walk each day to collect water that is often dirty. We're going the distance so they don't have to.
• Organize a three-day Girls Empowerment Conference for the girls in our Kenya Education Sponsorship Program to encourage, empower and equip them to be agents of change in their communities.
• Build two greenhouses for the Inkuseron community which will employ over 30 women year round and several more during harvest.
1. Register online. Once you have registered, find the fundraising link on the left to create a personal fundraising page. Then, share the page via social media to raise money. As an added bonus, once you have raised the cost of your initial race payment (minus credit card fees), your race fee will be refunded. Kids 10 and under: use coupon code 10ANDUNDER to reduce your race cost to $25.
3. Wear your t-shirt and join the Boston community on Saturday, June 1 to walk, run, stroll or bike to impact lives in East Africa!
4. Take a photo and post it with the hashtag #comeunity6k. Tag us and we'll share your photo to show your unity with our teams across the country.


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Tweets by @PNS_News
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Archive: February 1, 2010
Obama's Proposed Budget "Connects" With MN Child Care Advocates
ST. PAUL, Minn. - A piece of President Obama's budget proposal, coming out today, is focusing on the smallest Americans and their families. James Carlson, director of public policy for Minnesota Childcare Works, says the President's proposal would provide relief for thousands more Minnesota families ...Read More
TN Asks: If Not Health Care Reform...Then What?
NASHVILLE, Tenn. - TennCare provides health care for all Tennesseans not currently covered by insurance providers, but the program continues to be a financial drain on the state's tax coffers and experts says the problem is only going to get worse. The effort to provide universal health care continu ...Read More
Will IL Voters Equate Budget Mess with Ballot Choices?
SPRINGFIELD, Ill. - On Election Day eve, human services advocates are making last-minute pleas to Illinois voters about the state budget. The group Voices for Illinois Children wants people to consider the cuts that have already been made to programs and services when deciding how to vote Tuesday. ...Read More
Expect a Flood of WI Campaign Ads
MADISON, Wis. - The recent U.S. Supreme Court ruling that places even fewer restrictions on corporate campaign spending will have a big impact in Wisconsin, some observers say. With an open governor's seat this year, the court's decision could really open the campaign-spending floodgates, they warn. ...Read More
Getting It Right for Florida's Right Whales
JACKSONVILLE, Fla. - A coalition of conservation groups wants the U.S. Navy to do the "right thing" for the right whales. With only 400 of the slow-moving sea animals remaining off the Florida and Georgia coasts, the groups are challenging the Navy's decision to build an Undersea Warfare Training Ra ...Read More
FL Winter: "Expect the Unexpected" from Global Warming
MIAMI - Record-breaking cold and frost in Miami, sinkholes caused by farmers watering crops to protect them from freezing in Central Florida, and extensive flooding near Tallahassee. It's not a Florida winter wonderland, and a new report says it may be nature's wake-up call about the impacts of glob ...Read More
WA's New Cash Crop: Energy Entrepreneurs
KENNEWICK, Wash. - Washington communities and landowners have a lot of options to "go greener," save energy and make money from it, but not all of them know where to start or how to finance their projects. Some of the nation's experts will offer advice this month at the Harvesting Clean Energy confe ...Read More
Weird WA Winters - A Climate Change Wakeup Call?
SEATTLE - NASA says 2009 was the second-warmest year on record for the planet, and no matter what people believe is the cause of global warming, its effects are being felt here in Washington. With the exception of the Olympic peninsula, snowpack is below normal around the state, and experts say extr ...Read More
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When you're seeking a brand-new car, the locations where you can go shopping are virtually endless. You could find automobiles available for sale on social media sites, in your paper, and specifically at your neighborhood car dealerships. Wherever you decide to shop, learn exactly how to find high quality acquires that you'll like while making certain that you have a positive experience.
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GoodFirms Research >
25 Tips for Writing an Effective Sales Follow Up Email During Corona
Besides having severe implications on people's health and healthcare services, the ongoing Coronavirus (COVID-19) pandemic is significantly impacting the global economy and businesses. For most of the sectors, organic traffic and conversions are stunted, which is not surprising considering the entire world has been flipped upside down. Various industries, such as manufacturing, retail, pharmaceuticals, cannot operate without the physical presence of the employees. But, online businesses, including the digital marketing companies, eCommerce, etc. can still moderately function confronting the unprecedented challenges triggered by the pandemic. GoodFirms surveyed 80+ Marketing Experts worldwide to discover the strategies their teams are implementing in the difficult times of Corona regarding the sales follow-up email, which is a crucial part of email marketing companies.
Importance of Sales Follow Up Email
Creating a strong email marketing strategy helps one reach and establish personalized communication relevant to the interest of the target audience. This, in turn, increases sales at an affordable cost. Most successful sales or partnerships take multiple "touches" before hearing a response back to seal the deal. Initial emails represent a small part of a much larger picture which can be completed after sending the right kind of follow-up email.
An exemplary follow-up email serves to remind the potential client about the company's offerings and turn their interest into serious consideration for the product.
Dan Edmonson, Founder & CEO of Dronegenuity, acknowledges that drafting such an email can be difficult under typical circumstances such as the present.
"The perfect follow-up is directly related to your company's goal and the current position during this unprecedented time. Some companies might be able to continue business as normal, while others will need to postpone services for now. Besides, the current stage of the sales cycle and the company's particular product/service will determine the precise language to use."
Let us find out the strategies one needs to employ to get better results during these unusual times.
The Tactics to Write Sales Follow Up Email during Corona
For creating a compelling follow-up email, you need to identify the main goals and make an effort to explain the primary objectives of the email. For example, you might want the client to update you on a particular matter, provide you with specific information, to set a meeting, get them to participate in your study, test your product, or get familiar with your service.
Given below are the tips from the professionals on drafting ultimate follow-up emails to improve their reach and visibility, engage the recipients, and convert more leads consistently. According to the type of industries and recipients, the opinions of various experts might be contradictory. But one must evaluate their own situation and make the decision.
1. Put Efforts Into Understanding The Desires Of The Audience
To have a sales follow-up email resonate with your lead, you must have an idea of their inclination. Depending on that, you can decide how to approach and structure the email, what kind of language to use, etc.
Breanna Gunn, Online Business Strategist at Breanna Gunn Enterprises, LLC, says,
"Ignoring the current circumstances we're facing as a globe will only make you look out of touch and apathetic — two things that audiences hate to see. Instead of focusing on sales, you need to shift your messaging to that of service. Ask how you can help or what it is your clients need right now. Put some effort into understanding the desires of your audience during this pandemic so you can meet them right where they are."
2. Provide Personalized Experience
Consumers expect much more than you to know their name in this day and age. What they like to have at every customer touchpoint is a genuine, gimmick-free, one-to-one, personalized experience.
Steve Richard, Co-founder and Chief Evangelist at ExecVision, advises on how to increase your chances of getting attention and reply by understanding the various aspects of the prospect and their company and activating the rational cortex in the brain.
"There is a simple email template structure called TUB, which is an acronym that stands for Them; Us; Both. It's now even more important to personalize your emails. For 'Them,' look at recent activity on LinkedIn and Twitter. With people working from home, social media usage is up. Saying something in the email that they recently posted, commented on, or shared increases your odds of the email receiving and reply. Same with other pre-call research like second-degree connections, changes to the strategy of the prospect's company (like a new product launch), and a knowledge of the systems and technologies that the lead currently uses."
3. Be Upbeat In Your Tone And Not Gloom And Doom
Robyn Flint accepts that during this crazy time, the business has had to change to make way for social-distancing and maintaining personal health and that of their customers/clients.
"Be upbeat in your tone and not gloom and doom. There have been some significant positive outcomes of the pandemic, so talk about some of that if you need to. The sales pitch is pretty much on the back-burner, and nurturing relationships have taken over as the priority. Don't be a reminder of the economic woes and worry, but be a refreshing light in the darkness."
- Robyn Flint, the Insurance Expert at Car Insurance Comparison
4. Keep It Brief
With patience wearing thin and limited attention span, people might already have email fatigue from receiving the same kind of communications. Address their problems with clear, precise language, and easy-to-scan formatting.
Albert Ho, the Founder of Healthcare Heroes and author of the book Checkmate: How To Win The Sales Game in Healthcare, is of the opinion that there is no such thing as a perfect email, as the focus is on solving the customer's issue. If the customer doesn't believe they have a problem or they don't think you can provide them the solution, then there is a mismatch in service needs and offers. He says,
"If the first email is cold, I will keep it brief, no more than 1 paragraph. I always include links to my website, social media, or media articles to increase my credibility. If there is any sense of fraud or automated email, the reader will likely delete and never respond again."
5. Offer Further Communication Options For Their Convenience
You can convey your enthusiasm for different communication options along with persuading them for your product/services. Inevitably, customers get disappointed not having available time slots, having to wait on hold or until the business is open to book by phone. When offered online appointment booking, a customer can view available time slots, select the convenient one, and receive automatic confirmations and reminders.
David Richards, Founder of System Shortlist, informs that most of their sales leads were generated through inbound channels. And now, due to Corona, they have dropped by 75% to 80%, making it more crucial than ever to connect with every sales lead after their initial inquiry. Relying more on outbound prospecting, mainly via email, he justifies,
"Now, with everyone working from home, either the switchboard number doesn't get answered or, if it does, the person who answers doesn't know (or won't) transfer a sales call to someone's mobile number so follow up by email is crucial. The most effective thing we have done is to include a Calendly link in the email encouraging people to book an appointment. This is something we were planning on implementing anyway but lockdown has made this more of a priority. It's early days, but this one step has significantly increased our lead to a successful call rate by over 30%."
6. Be Pleasantly Persistent Without Annoying The Leads
A salesperson needs to be persistent when following up with a company/customer that is a good potential fit for their products and services. But one must be pleasant enough to toe the fine line between persistence and harassment and to break through inbox clutter.
Sameer Somal, CEO & Co-Founder at Blue Ocean Global Technology, encourages being sensitive in a quarantine situation when almost everyone knows someone who may be sick or even passed from COVID.
"There is a delicate balance between persistence and patience. The approach must be adapted on a case by case basis. Rather than focusing on larger commitments, consider "bite-size" offers to convert prospects into clients. After earning some trust, educate on the benefits of the higher-priced product or service. Consider hyper-targeted advertising on Google and Social Media, where digital ads are currently down by about 35%."
7. Invest In Warm Chatter Without Sounding Salesy
While always the one to craft and perfectly-time the emails, Dea Hoover, Founding owner/operator of Are We There Yet?, LLC insists,
"Emails must be crafted and timed. Many salespeople do not know how to write what I call warm chatter - it doesn't matter if you know the person, but you speak to them with familiarity and warmth. Then, you must ensure not to send them at the wrong time of day and wrong day of the week. In addition, the ability for your email not to be sorted to promotions or a spam folder is imperative."
8. Consider The Geography Of The Prospects
Under normal circumstances or in unusual times such as these, geography plays a vital role in improving the performance of business decisions and marketing communications. With geography, the knowledge of customer characteristics and behavior can be gained, which can be applied in multiple ways to improve the vendor/customer touchpoint.
Acknowledging sales follow-up emails as an opportunity to support their users during the lockdown, Anastasia Kashyna professes,
"Due to Coronavirus, our follow-up emails also contain sincere hopes that our users and their dearest ones are well and safe as well as their business is kept on running or will be put back on the rails soon. Still, you should be careful with the geography of your follow-ups, while the virus effects can badly hit one region, the other one might not experience any significant changes."
- Anastasia Kashyna, Account Executive at Chanty
Structure of a Sales Follow Up Email
While drafting a sales follow-up email, one needs to understand what to write in a subject line, the body of an email, and the content, which prompts the client to take the intended action that serves your objective.
Email Subject Lines For Follow Up Email
A subject line, gateway to your email content, must stand out and catch the attention of a recipient as it is the first thing that they will see. It must be compelling enough for the user to click and start reading about your coupons, link, and other content relevant to them. Under all circumstances, write a subject line that strikes a balance between informative and intriguing. And while doing so, one must never under or over-promise on what's inside.
9. Pass A Straightforward Message With The Clear Subject Line
Most people spend a fraction of a second evaluating email subject lines and filtering out irrelevant or unnecessary messages. If the subject line communicates a clear message with the promise of value, the recipient will be tempted to open it rather than moving on to the next message in their inboxes.
Houman Asefi, Regional Director of Sellcrowd, says,
"In the Subject line, you should be very clear on what value you bring to the business and what is the end goal. For instance, this is a great subject that I usually use:
John, I can increase your sales by 300% in 3 months.
Another one: John, Are you ambitious to increase your sales during a pandemic?"
10. Write Emphatic Email Subject Lines for Sales
One cannot be a great communicator without being empathic. A marketer who takes the perspective of the leads to understand how they think, feel, and act can use those insights to adopt a language that resonates with their audiences. It ultimately helps one build a more powerful, personal relationship with them.
As there's no established timeline for COVID-19, and no one knows when this will be over, Flynn Zaiger asks to provide as much positivity as possible.
"We've found through our emails that empathetic subject lines, with questions like "Checking Up On You" or "How Are Things" are getting 30-40% higher open rates. Once you've established that COVID-19 isn't heavily affecting their business or lives, then you can discuss your product. And if your product isn't actually going to be helpful to their organization during this time, then this isn't the right time to sell."
- Flynn Zaiger, CEO at Online Optimism
The Body-Section of a Sales Follow Up Email
After convincing the recipients to open the email, the next challenge is to convince them that the message conveyed is important, valuable, and interesting to prompt an action. People generally allocate very little time to reading emails, so they must be clear, concise, simple, and direct.
The body of an email allows the one to add as much text as they want, and insert supporting links, images, or attachments (though attachments are generally displayed separately).
11. Do Not Add Unnecessary Attachments
While many salespersons approve of sending additional info, articles, or a link that leads might find interesting or useful, Nicholas Allen, Founder of Sublime Dzine, says,
"I found that stripping the email down to text without unnecessary images or attachments gets through to the user more consistently, and they open the emails more often. We rarely used to get a response from our auto emails to leads. But after switching to text-only, with a new contact method or piece of information for the deal, it was about a 60% response rate."
Nicholas Allen believes that every single customer touch contributes to giving them information and removing the barriers to a deal through trust and transparency.
12. Write That Suits 'Twitter Style World'
Explaining the structure of sales follow-up email that they adopt, Aaron Udler, President at OfficePro says,
"What I have been doing with follow-up emails is adding "Take 2" in the subject heading. And then if I don't hear back again, I'll add in "Take 3". I have been getting higher response rates by adding into the subject line. Also, in the body of my emails, I am keeping my emails to 3 sentences at most. In our "twitter" style world, everything has to be clean, crisp, and to the point."
13. Access The Situation And Remind The Leads The Reason Of Follow Up
Chris Kaiser, CEO & Founder of Click A Tree, claims that the perfect sales follow-up email during Covid isn't much different than pre-Covid. Giving us a glimpse into the structure and sequence of sales follow-up emails that they follow, he says,
"We always send 3 emails in total, usually between 1-2 weeks apart. During school holiday times, it may also be 3 weeks between emails, to offer the other person time to return from their vacation.
Our 3 emails are as follows:
The first one introduces our company and includes our pitch, with one clear CTA. It's usually about 10 lines long, and not everybody will read it. Reading 10 lines of a cold contact email in today's world is like scrolling to page 2 on Google's search results.
That's why the second email is a simple one-liner a la "Did you receive my last email?" to bring the topic back to people's minds, to make them go back and read your pitch.
The third email reads: "Since all good things come in three, here's my final attempt to reach out to you. Are you keen on helping to reforest our planet together?"
Avoid Common Mistakes while Writing a Sales Follow Up Email During Corona
For succeeding in B2B sales, mastering follow-up is a must as very few sales happen at the first attempt. Thus, one must keep some common blunders at bay while making more than one interaction with a potential customer. These mistakes are - leaving the lead in a lurch without context, beating around the bush, not outlining the next steps, sounding like a robot, etc.
Rajendra Sonar, Associate Director - Business Development at Avalon Global Research, states what mistakes one should avoid while sending sales follow-up emails.
Rule 1 is not to send a very long and informative email. For now, do not emphasize on the company's capability and ability. Clients are more concerned about their business. The positioning should always be as a help center.
Avoid words like introduction, conference call, or any other that gives a feeling of being sold.
Do not follow-up too often. 1 email per week is fine.
Use only 1 platform to talk- either LinkedIn, email or WhatsApp.
Do not use aggressive closing statements.
14. Experiment With What Works Best For Your Situation
Talking about present circumstances, Dan Edmonson pronounces that a major mistake would be pretending that the Coronavirus is not around. One must mention it in follow-up with wishing the best health for customers and indicating how now is the perfect time for them to move forward with the next steps.
But Brett Downes, Founder | SEO at Haro Helpers Inc., recommends to stay clear of the COVID-19 subject and reiterates that writing a regular sales email like you always have will let you stand out a mile from the crowd.
"People's inboxes are flooded with subject lines only containing COVID-19 updates. While it's admirable these stores are keeping people in the know, what a regular person wants to know or indeed cares what Footlockers are doing during this crisis. Everyone has got their own thing going on. Online shopping purchases have tripled in the last month, so you should decide if you want to keep telling customers about the problem or do you want to be part of the solution."
Best Time to Send Sales Follow Up Emails
Deciding 'when' to send an email is as critical as contemplating 'what' to write in it. For example, one must refrain from sending sales follow-up emails at odd hours or days (weekends) to avoid sounding over-eager or desperate.
15. Have Regular Communication
A firm believer of 'When in doubt, over-communicate', Paige Arnof-Fenn, Founder & CEO of Mavens & Moguls says,
"It is impossible to time your outreach so that you are in front of potential audiences exactly when they need your help, so I just try to stay in regular communication with them so that when they have a problem, I can help them solve it and they will think of me first. We all are in the relationship business ultimately. Didn't Woody Allen say 90% of success is just showing up! It is a strategy that has worked for me."
16. Connect On Other Social Media Platforms Too
According to Rajendra Sonar, the best time to send a follow-up email has always been 9 am-10 am all day, except for Monday. He says,
"Business heads are more responsive to emails and calls during this time. In the current situation - no proven time slot gives a maximum response. However, connecting on multiple platforms is smooth now, and clients are responding on LinkedIn and WhatsApp. In any case, follow-up email should be once a week for 1st 6-8 weeks and then once every 3-4 weeks. The idea is to be in touch with the client and keep sharing information."
17. Try Sending At Different Times
David Richards likes to acknowledge Covid-19, without dwelling on the pandemic.
"Draft the relevant sales follow-up email and show a bit of empathy. Keep experimenting with sending emails at different times. During the lockdown, people's working patterns have been hugely disrupted, and the fine lines between work and home life have become even more blurred. So, people also respond to emails well into the evening."
18. Use Marketing Automation Software
Brett Downes uses sharpspring to segregate their customers and to decide when to follow up and what with. It relies on AI and aggregating data from previous transactions and interactions.
Frequency of Sales Follow Up Emails
The frequency of sales follow up emails is also a crucial consideration because of numerous non-routine transactions occurring after four-five follow-ups. But, there cannot be hard rules about the sales follow-up email's frequency as it usually depends on the context, the situation, interactions, and the relationship the salesperson has with the lead.
Though, ideally, while sending the follow-up emails, each time you should give the recipient more time to respond. Thus, you reduce the chance of being marked as a spammer.
19. Follow The Warm Lead Within The First Few Days
Steve Richard says,
"Research from Vorsight shows that there is a diminishing marginal return for calling/emailing/social for prospects that you have been pursuing for longer than 30 calendar days. The same persistence follow-up, when applied to new prospects recently added to your list, yields better results."
Agreeing with Steve, Olga Mykhoparkina, CMO at Better proposals, says,
"We haven't really changed our tactic much, and we usually follow up within the first few days while the lead is still warm... My rule is never to follow up more than two times because, at that point, you're just pestering the lead and not providing any value."
20. Avoid Bombarding The Leads With Emails
Houman Asefi states that the rule of thumbs for follow up emails is normally once a week. Do not bombard your leads with emails; move on after 4 or 5 emails. He asks to focus on the people that need your help.
21. Consider Your Product/Services And Relationship With Leads
Asking to follow-up only when you have a reason, Sean Mulcahy, VP of Business Development at Duckpin conveys,
"Many variables dictate follow-up frequency. For example, what product/service is being sold - a more customized service, as opposed to basic software, is going to require more touchpoints. Also, what is the state of your current relationship with the prospect; being more acquainted allows for direct communication and usually yields greater frequency."
Breakup Email Strategies to get Back Your Prospects
By knowing when to cut ties with the prospects, a salesperson can prioritize their leads and focus on the right opportunities. This way, by decluttering the pipeline, one can save time, improve the conversion rate, and close more deals in the long run.
It's essential to keep the positive and neutral tone alive rather than sounding accusatory or disappointing.
22. Make Prospects Feel A Part Of Your Company's Family
Nate Masterson asks to draft a mail in a way that suggests you truly care for your customers and value their opinions.
"Adding messages to regular, standard emails such as "Wishing you and your family health" or "We know finances might be tight right now, and we're willing to work with you" lets customers feel that you truly care about them. If your company is contributing to coronavirus-fighting efforts, explain this to customers in emails and even ask them for ideas of how to help in order to make them feel like a part of your company's family."
- Nate Masterson, CMO at Maple Holistics
23. Use Action Oriented Questions
Ryan O'Donnell, Co-Founder of Replyify, declares the breakup email to be his favorite as it gives your prospect a free pass to let you know why they haven't taken action or even replied back.
He provides some breakup email CTAs asking:
Is there someone else at {your company} I should speak with?
Can I reach out directly to {boss' name}?
If I {completed whatever they need to do in the trial} for you, would you hit 'go' and test it out?
We have a limited number of Covid-19 free accounts we can give out to affected companies. Do you think {company} would enroll in this program?
24. Incorporate Interesting Ways To Remind Leads About Your Brand Over Time
Sean Mulcahy believes that there is no such thing as a break-up email, particularly in today's scenario. He says that if the conversation has dried up, make yourself available if their situation changes. They may not see a need for you today or in the near future, but a lot of changes from month to month, quarter to quarter, etc. Use your CRM to schedule a 6 / 12 month to follow up. Holiday cards are a great reason to get your name and brand back in front of your prospects.
25. Leave An Open-ended Note
Offering a very relevant solution to break-up emails, Rajendra Sonar, recommends,
"In the current situation, when clients are unsure of how things will shape, one should avoid break-up email. The ideal way is to give a larger window to clients to settle down and revert. One should relate to the business situation, mention it, and leave an open-ended note of reconnecting in the future. Anytime from 4-6-8 weeks, when things settle down."
Different Types Of Customer Responses During Corona
Ryan O'Donnell, likes to see salespeople getting more creative with their usage of trials and or discounts rather than including Covid-19 or Coronavirus in the subject line. He informs what responses they've received,
"We've seen 3 different types of responses to our sales emails over the past month.
'Are you serious?' category of prospects who can't believe we'd have the courage to contact them when 'the world is dying.' smh, probably don't want to work with these personalities anyways.
'OMG, perfect timing!' category of prospects who suddenly have more responsibility and higher expectations to deliver.
'Check back when things are normal' category of prospects who see the value but can't pull the trigger due to an internal limitation (like budget) or uncertainty in the future which triggers a paralysis by analysis."
Paige Arnof-Fenn insists words are part of the healing process, and we can see which organizations are doing the best job every day with messages that touch not only the mind but also the heart and soul. A firm believer for communicating in a way that combines information and need, synthesizing feelings and facts, she says,
"With proper communication, we can create a bridge from today to the future. I feel we have a tremendous responsibility because never before has communications had the power to help society in the way that it does right now. There has never been a more important time to provide accurate, empathetic communication with transparency, truthfulness, and timeliness. It is inappropriate now for content to appear tone-deaf in any way to this crisis."
With optimism and well-planned email marketing strategies, "we'll get through this Corona crisis together." Every country is taking the recommended precautions to reduce the impact of the Covid-19 on the world. For sales and marketing, let us not be greedy, nor afraid but rather be tenacious and considerate. One can nail the challenge of following up with leads by keeping it simple, being a good listener, staying organized, having a plan, and providing value. Be sure to keep improving, iterating, experimenting, accessing your situation, and following the professionals' advice accordingly. As Ryan O'Donnell says, invest in the relationship and support the prospect's case internally to justify the expense. Ultimately, the foremost thing for each of us, including the salesperson, is to stay human in this challenging time.
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Topic: Abdullah Abdullah
Latest Headlines Quotes
Abdullah Abdullah News
World News // 2 weeks ago
Dozens killed, more than 100 wounded in Kabul car bomb blast
At least one person was killed and 65 others were wounded in a car bomb explosion in the Afghan capital on Monday.
World News // 2 months ago
Afghan leaders call for a cease-fire but Taliban wants U.S. troops gone first
Leading Afghan politicians and religious leaders are calling for an immediate cease-fire to end nearly 20 years of war in Afghanistan.
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Authorities said Friday 11 people have now died and nearly 100 were injured in a terrorist attack on a political gathering in Afghanistan's capital.
3 killed in attack on Afghan event attended by Karzai
At least three people were killed Thursday when explosions in Kabul disrupted a political gathering attended by former Afghan president Hamid Karzai.
Acting defense chief Shanahan makes surprise visit to Afghanistan
Acting Pentagon chief Patrick Shanahan made an unannounced visit to Afghanistan Monday, telling reporters the government there must have a say in peace talks.
United States and Taliban dialogue on Afghan peace
A U.S. diplomat met with Taliban representatives to negotiate a peaceful end to the 17-year war in Afghanistan, a Taliban statement said Saturday.
U.S. News // 9 months ago
Watch live: Moon, May, Maduro address U.N.; Trump chairs Security Council
A day after addressing the General Assembly, President Donald Trump will lead a discussion Wednesday at the Security Council on weapons of mass destruction.
World News // 1 year ago
At least 16 die in Afghanistan mosque blast
A bomb went off inside a mosque in eastern Afghanistan being used as a voter registration center Sunday, killing at least 16 people and wounding 33 others.
Death toll in Kabul bombing rises to 103
A suicide car bombing in Afghanistan on Saturday killed 103 people and left hundreds more injured, the country's Minister of Interior Wais Barmak said.
Voices // 1 year ago
No good choices in 'ungrateful volcano' of Afghanistan
Whatever one thinks about this president, Afghanistan offers no good choices.
Dozens killed, injured in Kabul suicide car bombing
A suicide car bomb in Kabul, Afghanistan, early Monday killed at least 24 people and injured at least 42 more, the country's defense ministry announced.
World News // 2 years ago
At least six killed in explosions at protester's funeral in Kabul
At least six people were killed and dozens were injured by several explosions at a funeral for a protester in Afghanistan.
Sen. John McCain visits Pakistan's North Waziristan, praises anti-terrorist efforts
A concerted effort against Pakistan's Haqqani terrorist network is needed, Sen. John McCain said during a visit to Pakistan.
On April 26, 1986, a fire and explosion at the Soviet Union's Chernobyl nuclear reactor north of Kiev, Ukraine, resulted in the world's worst nuclear disaster.
U.S. News // 3 years ago
Secretary of State John Kerry makes unannounced visit to Afghanistan
Secretary of State John Kerry arrived in Afghanistan on Saturday on an unannounced trip to meet with leaders and show support for the country's government.
We do not want to use violence to further our demands -- but the people have the right to defend themselves if democratic norms are violated
Tougher challenges face Karzai in new term Nov 10, 2009
We agreed that contacts should be established with the opposition
'Mini-jirga' seeks Taliban peace talks Oct 29, 2008
As the Afghan constitution affords freedom of religion to all Afghan citizens, we hope very much that those rights, the right of freedom of religion, will be upheld in an Afghan court
U.S. calls for Afghan religious freedom Mar 22, 2006
I know that it is a very sensitive issue, and we know the concerns of the American people
Palestinian people's commitment to its internationally recognized rights of self determination, of returning to its homeland and of establishing its independent state
Abdullah: Expect more marches May 27, 2011
Abdullah Abdullah Prepares for Runoff
Abdullah Abdullah (Persian: عبدالله عبدالله) is an Afghan politician and a doctor of medicine. He was an adviser and friend to Ahmad Shah Massoud, legendary anti-Taliban leader and commander known as the "Lion of Panjshir". After the fall of the Taliban regime, Dr. Abdullah served as Afghanistan's Foreign Minister from 2001 until 2005. In 2009 Abdullah ran as an independent candidate in the Afghan presidential election and came in second place with 30.5% of the total votes. On November 1, 2009, Abdullah quit the runoff election that would have taken place six days later, on November 7, due to large-scale allegations of fraud against his opponent Hamid Karzai. In 2010 Abdullah created the Coalition for Change and Hope which is the leading democratic opposition movement in Afghanistan.
Abdullah was born in Kabul, Afghanistan in 1960. Until he became a government minister, he had only one name, Abdullah; demands from Western newspaper editors for a second name led him to adopt the name Abdullah Abdullah. Like most Afghans, he was raised in a devout Muslim family. Abdullah Abdullah is of mixed Tajik and Pashtun ethnicity. His father, Ghullam Muhayuddin Khan, was from the Kandahar region, and was a high ranking government official who had risen through the ranks. Abdullah's early years were split between living in Kandahar and Kabul, where his father was serving as an administrator in the land survey and subsequently the inspection section of the Prime Minister's office. A number of his ancestors had worked in the court of the royal house of Afghanistan in past centuries.
Eventually, Abdullah's family settled in Kabul where his father was appointed as a senator by King Zahir Shah. Abdullah's father had a great impact on his son's life.
It uses material from the Wikipedia article "Abdullah Abdullah."


How Far is Bhansali Aundh Riviera?
Located in Bopodi, Pune, Aundh Riviera is a premium housing project launched by Bhansali Associates. The project offers Apartment in 1, 2 BHK configurations available from 625 sqft to 764 sqft. These units in Pune North, are available at an attractive price points starting at @Rs 5,800 per sqft and will be available to buyers at a starting price of Rs 36.25 lacs. Aundh Riviera has many amenities, such as Power Backup, Lift Available, Solar Water, Car Parking etc.


text:
Paul Sufka M.D.
Paul Sufka M.D. Navigation
What I'm Working On Now
Affiliations and Disclosures
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@psufka
2016 Book and Documentary Recommendations
Paul Sufka December 1, 2016
Painting: Renoir, Pierre-Auguste. (1880-1). Luncheon of the Boating Party, Washington DC: The Phillips Collection.
"I cannot remember the books I've read any more than the meals I have eaten; even so, they have made me." ― Ralph Waldo Emerson
I initially set myself the goal of reading one book per week for 2016, and although a pair of books I'll mention below kept me from reaching my goal, I was able to read (and thanks to Audible, listen to) a ton of great books this year. (Follow what I'm reading on Goodreads). Below are the best five books (and one documentary) that I came across this year.
I'm not typically a big fan of fiction, so I only have one suggestion here. I heard Chris Sacca recommend How to Get Filthy Rich in Rising Asia by Mohsin Hamid on two separate occasions, so I had to check it out. For this one, I listened to the Audible version, since it was narrated by the author. This is a novel written in the style of a self-help book, giving a dark, first-person account of a nameless poor boy who becomes a wealthy tycoon.
Non-fiction: History and the Future
Sapiens: A Brief History of Humankind by Yuval Noah Harari followed by Superintelligence: Paths, Dangers, Strategies by Nick Bostrom. These are the two long, dense books that kept me from my goal of a book per week, but it was completely worth it. Sapiens (464 pages) gives an overview of human history through the perspective of four different revolutions: cognitive, agricultural, and scientific, and will improve your understanding of how Homo sapiens have been able to survive, thrive and conquer. Superintelligence (390 pages) takes a look at the current state of artificial intelligence, how a superintelligenece will eventually form (it's inevitable), and ideas on how we should develop these systems to maintain control.
Non-fiction: Personal Development
Extreme Ownership: How U.S. Navy SEALs Lead and Win by Jocko Willink and Leif Babin and Ego Is the Enemy by Ryan Holiday. In the author's own words, Extreme Ownership: "explains the SEAL leadership concepts crucial to accomplishing the most difficult missions in combat and how to apply them to any group, team, or organization." I suggest pairing this book with Ego Is the Enemy, which uses underpinnings in stoic philosophy and well selected stories to teach the reader to: "Forget yourself and focus on the work. Be humble and persistent. Value discipline and results, not passion and confidence. Be lesser, do more" (from Derek Sivers editorial review).
Somm (available on Netflix and iTunes) follows four people trying to pass the Master Sommelier Diploma, a title currently only earned by 233 people in the world. Beyond the wine knowledge displayed in this movie, this documentary is also a look at what it takes to become the best of the best in a field, and resembles Jiro Dreams of Sushi in the depth of mastery displayed.
Books Worth Reading a Second Time
Copyright © Paul Sufka 2011-Present


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FUTURAMA MEETS FROM THE ASHES
Michele and I had the great good fortune to attend a studio voice record session for one of the forthcoming episodes of the greatest show ever, FUTURAMA, courtesy of being invited by my friend, Phil LaMarr. Phil is an amazingly gifted comic actor who recently filled the very large boots of Laurence Fishburne by stepping into the role of Cowboy Curtis in the recent live run of The Pee-Wee Herman Show in Los Angeles. On FUTURAMA Phil breathes tropical life into Hermes Conrad, Planet Express's resident bureaucrat (and paperwork enthusiast), among others. Phil was kind enough to provide a blurb for the trade of FROM THE ASHES, and between sessions his mega-talented cast mate Maurice LaMarche (Kif Kroker, Morbo, Hedonismbot, etc.) gifted us with a few spontaneous reads of Phil's quote in his FUTURAMA announcer voice. I got one of them on tape:
These guys are my heroes. I wouldn't be exaggerating to say that Bender Bending Rodríguez is my favorite cartoon character of all time, and that is mainly due to the unfathomably great voicework of John DiMaggio, who was also in this session. I can take to the grave that I made him laugh. Plus, as the voice of Marcus Phenix in Gears of War, John gave me tips on how to finally beat the climactic boss battle. How cool is that?
Phil LaMarr, me, Billy West.
Me and John DiMaggio.
Me, Billy West and Maurice LaMarche.
And I'd be remiss if I didn't cap this by saying I was in the presence of the God of Cartoon Voicedom himself, the great Billy West. Astonishing. Witnessing him seamlessly and without pause slipping from character to character (Philip J. Fry to Professor Hubert Farnsworth to Dr. John Zoidberg in nanoseconds) was a thing of beauty. He's a genius. I felt like a too-old/too-healthy version of a Make-a-Wish Foundation kid. I was in Heaven. These are my gods, people. And I walked among them.
Billy giving FROM THE ASHES the West Bump!
John DiMaggio giving me gaming tips for the final boss battle in Gears of War (the crossbow and the Lancer... I'll try that).
Me, Michele and John DiMaggio.
Posted by Bob Fingerman at 4:14 PM
Brett said...
OH! You lucky, lucky bastard.
vinylsaurus said...
That is too amazing! I love listening to the commentaries on the Futurama DVDs, especially when they get the voice actors involved - it sounds like so much fun, I want to pal around with all of them. These guys are so awesome and I'm glad they'll be back for more Futurama (thank gods the network didn't go through with scab voices)!
Bob Fingerman said...
Yeah, watching them work was really a slice of heaven. Nicest guys ever.
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Fisher Scientific 282A Vacuum Oven. Automatic time and temperature control with LED display, seven-day programmable timer. Max. Temp.: 280 deg C. Full view glass door. Inside Dimensions: 12 in. L x 18 in. W x 12 in. H. 115V, 60 Hz, 15A.


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VIDEO: Becca's Mother Thank Kiki Banson For Making Her A Star – After All The Past Controversies – WATCH
Osarfo Anthony	 October 22, 2017
'Daa Ke Daa' hitmaker and Zylofon Media signee, Rebecca Akosua Acheampomaa Acheampong, popularly called Becca, had a mega concert at the National Theater on Saturday, October 21, 2017, to climax the series of activities planned for her decade anniversary in music.
Becca's mum and dad, Julie Yiadom-Oti and Isaac Acheampong were present at their daughter's decade anniversary concert, and they were seated right in front of the stage to enjoy the event.
Becca as we all know today, became a household name on the back of EKB Records, managed by Kiki Banson. Becca and Kiki Banson's journey started quite rough with her scandalous withdrawal from TV3's Mentor 2 musical competition for being tested for HIV without her knowledge.
She subsequently sued the television station with Kiki's backing and this instantly made Becca famous – followed by her first classic hit single "U lied to me" featuring Kwabena Kwabena.
Through EKB Record's par excellence managerial efforts, Becca, has not only become a great musician, but has won several awards (both home and abroad), played major musical concerts (home and abroad), had several brand ambassadorial deals, traveled extensively, met revered personalities in Arts, Diplomatic, Academia, Political and Leadership circles, among other achievements.
Though Becca and Kiki's professional working relationship came to an end in 2014, the name Kiki Banson, should not be skipped when the list of those who have helped Becca reach where she is today are mentioned.
Irrespective of all the past sour grapes, Becca's mother, after being introduced to the audience, did the needful – by thanking Kiki Banson for believing in Becca and developing her craft, at a time even her own parents, did not endorse her talent or would have invested in her. WATCH BELOW:
Top stars from Ghana who supported Becca to celebrate her decade commemoration included MzVee, Kidi, Kuami Eugene, Sarkodie, Stonebwoy, Shatta Wale, and Shatta Michy, Kwabena Kwabena, VVIP, Joyce Blessing and many others.
From Nigeria with love, the green, white and green team had M.I Abaga, Wizkid, Patoranking, Wande Coal, Mr. Eazi, Ice Prince and many others.
Donald Trump Says Goodbye to America.


Just Sets is one of South Africas best known theatre construction, set design and stage rental companies.
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From which countries do justsets.co.za visitors come from?
Is justsets.co.za a scam or legit?


Home Video Video: Is Protracer Real Or Drawn In By Little Old Ladies In Back Office?
Video: Is Protracer Real Or Drawn In By Little Old Ladies In Back Office?
Protracer: Are these ladies responsible for all the lines?
Formerly a word used to describe someone high skilled in the art of placing greaseproof paper over a drawing and copying it but now recognised by all as that cool liney thing that shows the trajectory of the golf ball.
Protracer: Dont leave your credit card near it.
Protracer uses an imaging camera mounted on a tripod beside the main camera behind a tee box.
Protracer uses a custom built CMOS (complementary metal-oxide semiconductor) that has the ability to detect the ball for the full duration of its flight using our proprietary software. Graphics are then added to make the shot trajectory visible on TV. The power of Protracer lies in the fact that TV producer's can use it live, meaning you will experience the shot exactly as the player does. The viewer can follow the ball shaping toward its final destination, in the middle of the fairway, next to the pin or, occasionally, in the neighboring state.
Or is it just drawn by little old ladies in an office out the back?
Whatever it is, it's pretty damn cool!


A recent announcement from the Federal Government states that they're going to make more acreage available for drilling in the Great Australian Bight. This has caused plenty of backlash from locals and environmental organisations.
It's been 20 years since the Jabiluka blockade helped to stop the mining of Uranium in the Northern Territory and Conservation SA are celebrating with a film night!
Breakfast's Casey Tonkin, unpacks these topics with Craig Wilkins from Conservation SA and talks about simple changes people can make to minimise their environmental waste.


It seems like there's always one. Don't let it get you down, though. I loved my German classes when I moved here. I met a lot of interesting people from all over the world.
I remember the frustration of having a difficult class dynamic to deal with. I've got no advice - just wanted to lend some support.


Digital design is all around us.
Driven by popular culture, emerging technologies and random whims of style and fashion, trends have ultimately become a vital part of the brand eco-system.
It is part of the fabric of life. In the past few years, digital design trends have gradually moved in opposite directions of the spectrum; from the high-tech, to the nostalgic and the sentiment.
We've witnessed a spiral of exciting and great years that beheld fresh and innovative trends that, later, infuses itself into areas such as graphic design, content marketing, illustration and, most importantly, packaging.
Here is an impressive infographic curated by DesignTaxi that showcases 8 Digital Design Trends that will take over 2017.


This tutorial shows how to install Syncthing on Ubuntu 16.04 Desktop LTS Xenial Xerus.
Syncthing is a free continuous file synchronization tool that lets you synchronize your files across desktops, tablets, mobile phones or even servers. It's an open source alternative to the popular BitTorrent Sync (aka btsync) application. The creation, modification or deletion of files on one machine will automatically be replicated to your other devices. Syncthing does not upload your data to the cloud but exchange your data directly between your devices. All your data is encrypted when transmitting between your devices.
Use curl to download the Syncthing GPG key then import the key to Ubuntu system with apt-key.
If you see OK in the terminal, that means the GPG key is successfully imported. Then add official Syncthing deb repository with the following command.
Update local package index and install Syncthing on Ubuntu 16.04 LTS.
This deb repository also works on Debian or other Debian/Ubuntu-based Linux distros such as Linux Mint, Elementary OS.
The official Syncthing deb package ships with the needed systemd service file. Under /lib/systemd/system/ directory, you will find a [email protected] file. Enable syncthing to auto start when Ubuntu is booted up by running the below command. Replace username with your actual username.
The above command will create a symbolic link that points to the [email protected] file.
Now we can start the Syncthing service with the following command.
You can get Syncthing from Google Play store.
I hope this post helped you to install Syncthing on Ubuntu 16.04. Comments, questions or suggestions are always welcome. If you found this post useful, ? please share it with your friends on social media! Stay tuned for more Linux tutorials.
where is the syncthing config file?


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text:
Senator Melissa Hurtado Introduces Bill to Prevent Teen Suicides
SACRAMENTO, CA – Today, Senator Melissa Hurtado (D-Sanger), along with principal co-author Assemblymember Marc Levine (D-San Rafael) and co-author Sen. Jim Beall (D-San Jose), introduced SB 331, legislation that emphasizes a more proactive approach on preventing suicides. The bill will require that all California counties develop a suicide prevention plan while focusing on the staggering rise in deaths among adolescents.
"In the last ten years, California has experienced an overall rise in deaths by suicide. For every 100,000 adolescent between the ages of 15 and 24, we're seeing that counties like Kern and Tulare are encountering some of the highest suicide rates," said Sen. Hurtado. "Growing up in Sanger, I saw firsthand how this issue negatively impacts not only families but the future of our communities. SB 331 will ensure that we're taking every step to prioritize mental health on a local level," continued Senator Hurtado.
Youth suicide and self-inflicted injury is on the rise, and is the second leading cause of death among youth ages 14 to 24 in the U.S. In California, almost 20 percent of high school students seriously considered attempting suicide in the previous year, with almost one-half (49 percent) of LGBTQ students reporting suicidal ideation – more than three times the estimate compared to their straight peers.
"Alarmingly, suicide rates for teenage girls have hit a 40 year high. With SB 331, our counties have the opportunity to create a suicide prevention plan that will address this crisis," stated Assemblymember Levine. "Losing a loved one to suicide is devastating. We must do more to prevent the growing number of suicides in our communities."
"I am pleased to co-author SB 331, requiring all counties to develop a suicide prevention strategic plan for youth. Santa Clara County is one of only seven counties that have developed a suicide prevention strategic plan and all other counties should follow suit," said Sen. Beall. "In the last decade, youth suicide has increased across California and is now the second leading cause of death for adolescents. We need to stop this epidemic and I commend Senator Hurtado's leadership on this very important issue."
"California's counties must act to stem the state's tragic rise in suicide rates. To do so, they need strategic suicide-prevention plans that focus special attention on children under the age of 19," stated Maggie Merritt, Executive Director of the Steinberg Institute. Merritt continued by stating that "a handful of counties have taken the initiative to develop such plans on their own, but it is too important to wait on the others to follow suit, so state must show the way."
About Senator Melissa Hurtado
Senator Melissa Hurtado is an advocate for expanding access to health care and clean water, growing educational opportunities and creating more quality jobs. She represents the 14th Senate District in California, which includes cities in Fresno, Kern, Kings and Tulare counties. Senator Hurtado was born in Fresno, California and was raised in the City of Sanger, where she still resides with her family.
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Get the latest news about legislation and what is happening in the district.
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text:
Q: How to perform group-specific calculations using Pandas Dataframes I am trying to perform simple calculations on a Pandas dataframe. Refer to the example below:
df = pd.DataFrame({'A': [i < 5 == 0 for i in range(0, 10)],
                   'B': [i for i in range(0, 10)]})

In this example, I want to create a new column 'C' that adds a group-specific counter offset to each value in column B so that I end up with df equaling:

       A    B   C
0   True    0   1
1   True    1   2
2   True    2   3
3   True    3   4
4   True    4   5
5   False   5   1
6   False   6   2
7   False   7   3
8   False   8   4
9   False   9   5

I have tried the following code but I don't get the results I want:
def add_1(b_column):
   return [i for i in range(0, len(b_column))]

df['C'] = df.groupby('A').apply(add_1)

Please advise.
Thanks


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the orchestra leader
Maestro Sergio Balestracci, after having begun his music studies at the conservatory in Piacenza he has studied recorder with Edgar Hunt subsequently graduating himself in this instrument at the Trinity College of Music of London.
Moreover, graduating in modern history at the university in Turin, he has begun very soon his concert activity as instrumentalist and vocalist in the field of the Renaissance and Baroque music, contributing among the first ones in Italy to the rediscovery of this repertoire.
Founder in the 1971 of the Accademia Fontegara in Turin, in particular he has directed in 1987 the Passione secondo Giovanni by J. S. Bach with the English Baroque Orchestra, and in the 1995 edition of the Biennale of Venice he has directed the vocal and instrumental Academy La Fontegara during the celebrations after four centuries from Andrea Gabrieli's death.
Founder of the Accdemia del Flauto Dolce and of the Accademia del Santo Spirito of Turin, he edited many unknown compositions of the XVII and XVIII century that he performed for the first time in modern times (David by Alessandro Scarlatti, "Requiem" by Giovan Battista Bassani, ecc., "San Giovanni Battista" by Alessandro Stradella, "Te Deum" by Andrea Stefano Fiorè, "Requiem" by Giovan Battista Bassani taking part to several editions at Settembre Musica (MiTo).
He has directed the ballet "Il Gridelino" for the ballet season at the Teatro Regio in Turin, the opera "Totila" and the great motets op. 9 by G. Legrenzi.
In 1991 he dire ted a theatrical version of the "Pazzia Senile" by A. Banchieri for the Festival of Fine Arts at the Merkin Concert Hall in New York, and in the dame year a representative stage version of the madrigals by Claudio Monteverdi at the Reggia di Caserta and for the Oude Muziek Festival in Utrecht.
He performed the first modern execution of the "Passione di Gesù Cristo" by Antonio Caldara with Metastasio' text. In 1993 he was responsi le for the musical part of the "Landshuter Hochzeit 1475" on behalf of "Ris et danceries" in Paris. In 1994 he was one of the founders of the Baroque orchestra "Academia Montis Regalis", that he directed performing the Magnificat and the Osteroratorium by J. S. Bach.
Musicologi al researches for Stagione Armonica::
Alessandro Scarlatti, Missa Clementina for 5 voices.
Ignaz von Biber, Missa salisburgensis for 54 voices.
Ferdinando Paër, Oratorium. "La Passione di Gesù Cristo" (CD CPO 2015)
Johann Gottlieb Naumann, Oratorium "La Passione di Gesù Cristo", text by Metastasio (CD Ed. CPO 2008)
Francesco Bianciardi, Missa Loquebantur, motets and psalms
Aurelio Signoretti, Missa Loquebantur, motets and psalms (CD TACTUS 1998)
Antonio Caldara, Oratorio "La Passione di Gesù Cristo" based on a text by Metastasio
Stefano Andrea Fiorè, Vespro dei Defunti
Leone Leoni, Messa a 12 from Vienna, various motets with instruments (CD Ed. Amadeus 2005)
Johann Adolf Hasse, Miserere a 4
Giulio Radino, Motets and psalms with 4-16 voices in more choirs
Orazio Tarditi, Vespro della Beata Vergine
Giovan Battista Fergusio, Motets with instruments with 2-9 voices
He has been teaching AT the School of Alto Perfezionamento Musicale in Saluzzo and at the Accademia Filarmonica Trentina; moreover he has been teacher of History of Performing Practice at the Conservatorio G. Verdi in Milan, with a special attentino to the repertoire of Italian Baroque composers' musical works (Bianciardi, Fergusio, Bassani, Fioré, Carisio, Stradella, A. Scarlatti In 1992 he published the first Italian translation of the "Versuch" by J. J. Quantz and in 1997 an research on "La Cappella Regia a Torino nel secolo XVIII" on behalf of the Accademia di Santa Cecilia in Rome.
He composed some works for choir and instruments for Stagione Armonica:
"Non gridate più" for 4 voices, text by Giuseppe Ungaretti
"Un albero verde", text by Scipio Slataper
"Canto de indipendencia", text by Miguel Hernandez, for choir and percussion
"Diviso il sole partoriva il giorno", text by Francisco de Quevedo
"Qual esso fu lo malo cristiano", anonymous ballad at the end of the novella of Lisabeta and Lorenzo in the Decameron by Giovanni Boccaccio
"Nous achèterons de bien belles choses", Fantine's song in "Les miserables" by Victor Hugo
Lagrime per Vergarolla, on texts of the Psalms, by Bepi Nider, by Jože Brodnik and by Roberto Hapacher Barissa.
Performed for the first time in the Basilica of Aquileia in August 2018.


AUGUSTA, Maine (AP) — Business leaders from around the state are gathering at the Maine state capitol to meet with legislators and discuss business issues and priorities that are important to them.
About 250 employers are expected at the Maine State Chamber of Commerce's annual Business Day at the State House event Tuesday morning.
The event runs from 8 a.m. to noon and allows business people to meet and hear from legislators and members of the governor's cabinet.
Guest speakers include Senate President Kevin Raye and Speaker of the House Robert Nutting, who are Republicans, as well as Senate Democratic Leader Barry Hobbins and House Democratic Leader Emily Cain.


The 61 bus goes to this pub, I did walk it from Malin Bridge but it is a very long walk, the bus stops right outside the pub.
There is plenty of seating in this nice pub and also has a beer garden at the back overlooking Bradfield which is a great view.
They serve food and some that were served looked fantastic, must try the food one day.
There was a tv screen so not sure what they show on it.
This is a Thwaites pub so expect usual ales like Lancaster Bomber, etc etc.
There are 7 ale pumps in total and definately worth a visit.
Here is a google map to show you were the pub is.