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The only woman who was executed in New Zealand
Minnie Dean - a local legend, like Babayki. New Zealand children were told that if they misbehave, angry Minnie Dean will come after them and carry off with him into hell. It was (and is likely to remain) the only woman who was executed in New Zealand - a country of green pastures and idyllic landscapes. Dean gave shelter children abandoned by their parents, and then - according to rumors - killed them.
Minnie Dean was born in 1844. She was the daughter of an ordinary conductor, but pretended to be an educated woman from a middle class. Dean earned that gave shelter to children abandoned by their parents - of course, money. It is known that under its supervision were 27 children at different times, of which 10 survived 6 - died, the fate of the remaining obscure. Dean herself claimed that seven children were adopted and the adoptive parents did not want to disclose their person and were asked to keep the adoption secret. But the police were convinced that the missing children were not included in the caring family and were killed.
Now we would call Minnie Dean "guardian", but then used the term "farmer children" (baby farmer). In those years - we are talking about the mid-end of the XIX century - the children born out of wedlock, were subjected to social ostracism. Dean arrived in New Zealand from Scotland. Woman caught in infamy, waiting for severe punishment or even death. But for what some 10-20 pounds woman like Minnie Dean could solve the problem. Desperate family paid money to Minnie, and she promised to take care of Bad baby. It is known that at least 16 of the 27 pupils Minnie children were born out of wedlock.
Minnie was not the only woman who hunted in this way. Some families were very fond of, but it was not their main function. "Farmers children" were to save a woman from unwanted child, and this is important.
Villaminaya sailed to New Zealand directly from Scotland, is rumored to somehow hide his own illegitimate child. There she met Charles Dean, infirm person and sloppy. Charles liked to drink, and with the work he went wrong. They lived for a while in the Southland, the wallowing in poverty, the surfacing of her for a while. But in the end, the family moved to Winton.
Charles Dean began to raise pigs, and Villaminaya take back charge of unwanted children, just to make ends meet. In the years 1880-1890 Minnie even gave the newspaper a few anonymous ads: "Dear married woman wants to adopt a child, a comfortable house in the village."
Historian Lynley Hood in his book "Minnie Dean: Her Life and crimes" (Minnie Dean: Her Life and Crimes) writes: "There can be no doubt that Minnie loved their pupils (maybe some more than others), and it I intended to take care of them as much as she could. "
In 1890, the police became interested in Dean family activities: by the time her care were approximately 9 children up to three years. Of course, the house was overcrowded. It was dirty, the children - unkempt, and a year ago, a six-month baby died. That, however, for those times it was not such a rarity - the infant mortality rate was high. But Dean's family continues to advertise that will take care of children. What was happening with the kids behind the doors of their homes - a mystery that the police are going to solve.
In 1895, the police managed to find something. Newspaperman saw Minnie Dean was part of the train, carrying with them a child and a box with a hat. But when she returned, the baby was gone.
Dean later admitted that she went into the train, she put the child on the pillow. The baby was asleep. Dean gave the girl a lethal dose of laudanum - opium tincture, which were treated in those days everything. Without calculating the amount she had killed the child, and to conceal their own crimes, he hid it in a box for a hat. The body of the dead girl and two other children found buried in the garden of the family Dean, Minnie was sent to the court.
It was a sensation: the first time a woman appeared before the court, but the first time it put forward such serious charges. The process was somewhat theatrical.
Local hustlers and all concocted a terrible business - selling dolls representing children in the hat boxes.
Dean were a monster, an infanticide. Worse was the fact that she belonged to a system of "children's farm". Women already brought to trial for infanticide before, but the death penalty they commuted to life imprisonment.
Minnie Dean has become a brand, her trial turned into a spectacle that willingly visited everything from small to large.
"God, do not let me suffer"
on a summer morning in 1895 Dean hung up. When the sheriff asked, she just wants to say something at last, Minnie replied: "No, except that I am innocent." Newspapers claimed later that when the door opened beneath it, Dean cried out, "God, do not let me suffer!" The police also took tight children's farm. Since then, if the parents leave children under four years of someone's care for a few days for the money, this place must have been registered as a foster family.
Not so simple
Over the centuries Dean holds a strong position in the New Zealand folklore. It frightened the children who misbehaved, her ghost is often declared here and there, without promising anything good. But after a hundred years of Minnie Dean spoke differently.
Perhaps it was not a villain? This does not mean that she did not kill the children - she might poison their literacy and carelessness, but to do so unintentionally.
In 2009, a distant relative Villaminaya paid for something to put on her grave gravestone. And although there is still no lay flowers, her story now looks like is not so simple.
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Off the 10
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Head east for 150th anniversary of the Smiley brothers' Mohonk Mountain House
News, Uncategorized by Off the 10 August 11, 2018 September 15, 2018
Before the Smiley brothers came west and became prominent leaders in Redlands, they established the Mohonk Mountain House, a resort in New York's Hudson Valley.
The hotel remains a summer destination for many, and in celebration of its 150th anniversary next year, the A.K. Smiley Public Library and University of Redlands are sponsoring a trip to Mohonk.
Guests will stay six days and seven nights at Mohonk Mountain House, from June 7 to June 14, 2019. Rooms range from $710 to $1,280 a night, plus tax and resort fees, based on double-occupancy. All rates include three meals a day, afternoon tea, and activities offered at the resort. Guests will be able to choose the room they want, and will also be able to attend special events and talks just for travelers from Redlands, including nightly cocktail parties and a meeting with members of the Smiley family.
The hotel is only 90 miles north of New York City, and optional day trips from Mohonk to nearby areas will be announced later.
To reserve a room, call Mohonk at 855-883-3798, and mention you are with Redlands. Then, send an email to alumni@redlands.edu so they know you are traveling with the group.
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redpajama_set_name: RedPajamaCommonCrawl


As a change from last year the weather was blazing hot for the XIV Gran Premio Siracusa, and the organisers attracted a representative entry of works cars, private teams and independents. SEFAC Ferrari sent two V8 cars for Surtees to choose from and a flat 12-cylinder car for Bandini, while Team Lotus sent two Type 33 cars, one with a normal Coventry-Climax V8 engine for Clark, and a flat crank low-level exhaust pipe engine for Spence. The Parnell team had their two Lotus 25 cars with B.R.M. engines for Hailwood and Ireland, and Rob Walker's team entered Bonnier with their Brabham-Climax V8 and Siffert with his own Brabham-B.R.M. V8, but running under the sponsorship of Walker, the car painted the familiar blue with white nose band. The B.P.-supported Centro-Sud team had their three ex-works space-frame B.R.M. cars running, with Gregory, Scarfiotti and Businello driving. The rest of the entry was made up with private owners, these being Anderson (Brabham-Climax V8), Raby (Brabham-B.R.M. V8), Collomb (Lotus 24-Climax V8) and Wicky (Lotus 24-B.R.M. V8). Hawkins was entered with Stoop's Lotus 33-Climax V8, but did not arrive.
The two V8 Ferraris were to all intents and purposes identical, except that 0005 had an English-made fibre-glass body, and 0006 had an Italian body, but the shapes were the same. Both engines were using Bosch direct injection and four separate coils for the 12-volt ignition system. The 12-cylinder car was using Lucas port injection with very long intake pipes, and on each side the six exhaust pipes fed into a single tail pipe in a piece of sheer artistry by the Ferrari pipe-bender. The Team Lotus cars were slightly under-geared for the very fast circuit, but the alternative gearboxes were too high, so Clark and Spence left them as they were, and apart from easing some oil into the throttle cable on Clark's car the mechanics seemed to have little to do. Ferrari, on the other hand, were experimenting with 0005, changing axle ratios, trying different tyres, and making comparisons between Champion and Marchal 10-mm. sparking plugs; while in between times Surtees was practising with the second V8 car and Bandini seemed fairly happy with his 12-cylinder car. Anderson was having his troubles, for a control rod on his Lucas injection unit broke and later the Layrub couplings on his drive shafts chewed themselves up; in spite of these bothers he put in quite a respectably fast lap at 1 min. 49.9 sec.
Last year practice was a bit chaotic and though Bandini had lapped in 1 min. 50.5 sec. with a V6 Ferrari, the lap record stood to him at 1min. 53.9 sec. in the race, but all this was before last year's cars got under way and the V6 Ferrari became dated. Siffert was quietly getting on with some fast motoring and was in the 1 min. 47 sec. bracket, and Clark and Bandini soon got down to these sort of figures, and once Surtees had got 0005 sorted out he was not only there with them, but set a new best time with 1 min. 46.8 sec. Siffert's time was no fluke, for he kept putting in times in the 1.47 bracket and was obviously in fine form, while his two Swiss mechanics had got his B.R.M. engine really buzzing round. The three Centro-Sud cars were being ministered to by a works B.R.M. mechanic and sounded in good fettle, and Scarfiotti was the fastest of the three drivers with 1 min. 49.7 sec., and Hailwood was fastest of the Parnell team with 1 min. 49.2 sec. Just before the end of practice Clark and Surtees were both out and, quite by chance, came together as they went past the pits, but neither of them was prepared to show the other one just how fast he could go. Unfortunately, Surtees had just been flagged in by his pit and, being an obedient driver, he eased off for his slowing-down lap and Clark pressed on and did 1 min. 46.5 sec. Coming round the final bend before the pits Surtees ran out wide not paying attention, and slid on some sand and clouted the straw bales, crashing mildly, with no serious damage. As a local journalist wrote, there was "un poco di panico" in the pits, as the accident could be seen happening. Perhaps if Surtees had been of the character of Farina or Gonzalez, or Behra, he would have ignored the "come in" signal from his pit and had a go at "dusting-up" Clark, even if it had meant showing just how fast he could go, and in consequence he might not have crashed. The "good old days" may not have been so scientific or serious, but they were good fun.
This little incident put paid to practice, with straw bales and people all over the road, but it didn't matter as most people had finished anyway. On the following afternoon the sun was hotter still and this affected mixture strength slightly, so no improvement was made on the previous day's best time of 1 min. 46.5 sec. Ferrari had replaced the bent suspension members on the crashed V8 and patched up the fibre-glass nose, but even so Surtees was still experimenting with both V8 Ferraris. The afternoon was not exactly exciting, for Clark just sat around and waited to see if Surtees was going to improve on the time of the day before, and as he didn't there was little point in wearing out the Lotus. Spence, however, did go out, and improved his position on the grid with 1 min. 47.8 sec., and the two Team Walker cars were having a good go. As fast as Siffert improved his time, Bonnier improved his, this mixed team of Swede and Swiss seeming to urge each other on to greater things, so that Spence and Bandini found themselves behind the Team Walker drivers. While Siffert was really wound up, lapping in 1 min. 47 sec., a number of people in the pits clocked him at well under this figure, but officially he was given 1 min. 47.2 sec., to Bonnier's best of 1 min. 47.0 sec., so the Swiss was on the second row of the grid, which was not too bad for it put him right behind Clark.
Anderson was still in trouble, stripping the teeth off 2nd gear, which put paid to his practice, but Ireland and Gregory both got below the bogey time of 1 min. 50 sec. With twenty minutes of practice left Clark got ready in case Surtees suddenly pulled out a fast lap, and he went out and cruised round while Surtees was lapping in 0005, but there were no fast laps forthcoming and practice ended on a rather subdued note.
The weather just went on being perfect and an enormous crowd poured into Siracusa all morning, the race starting at 3 p.m., and after some confusion on the "dummy grid" fourteen cars rolled gently forward to the starting line and got away to a good start. Businello was a non-starter as his Centro-Sud B.R.M. had broken its gearbox, and Surtees was using 0005 with the patched-up fibre-glass nose. While Clark and Surtees got away smartly, Bonnier was left behind, his dutch suddenly refusing to bite, and when it did it locked in solid. Meanwhile Siffert had accelerated round the outside of Clark, and while Clark and Surtees were watching each other the Swiss boy shot into the lead and Anderson followed in his wake. At the end of the opening lap the order was Siffert ( (Brabham-B.R.M. V8), Surtees, (Ferrari V8), Clark (Lotus-Climax V8), Spence (Lotus-Climax V8) and Anderson (Brabham-Climax V8). The rest of the runners were led by Bandini (Ferrari flat-12), who had muffed his getaway and got the gear-lever hung up in the gate as he changed from 3rd to 4th. Bonnier's clutch trouble had dropped him down to 10th place, which was a great pity for he could have supported Siffert up at the front.
It was rather assumed that Siffert's moment of glory would not last long and that the two works number-one drivers would soon go past him, but for ten laps he stayed in front and neither Surtees nor Clark could make any impression on him, and these three left everyone else behind. With full petrol tanks they were lapping at 1 min. 49 sec. and showing no signs of easing up.
At the end of lap eight Ireland came into the pits with a wrecked gearbox, and two laps later Anderson came in from a secure fifth place ahead of Bandini, with the injector pump control rod broken once more, there obviously being some obscure vibration causing this. With the race still in its early stages, there being 56 laps to cover in all, he set about making up a new control and rejoined the race seven laps later. On lap 11 Surtees had taken the lead but he could not get rid of Siffert and Clark could not get by, so the Swiss driver was the meat in a World Champion sandwich. Surtees came by the pits with his left-side wheels in the sand on the edge of the track and showered Siffert and Clark, but it did not get rid of them, and Siffert did not mind for he had been doing the same thing on other parts of the circuit while he had been leading.
Bonnier was changing gear on his Colotti gearbox without the clutch, and had climbed up to sixth place, but Spence was having trouble getting bottom gear at the hairpin and was losing ground to Bandini, who had taken fifth place when Anderson stopped. Hailwood was trying hard to get by Bonnier and finally succeeded, only to have the main ignition pick-up lead fall off, and the sudden cessation of power as he was going into a corner caused him to misjudge things and strike the wall, which finished his race. The leading trio were still going strong and on lap 28 Siffert was back in the lead, with the two World Champions behind him, but on lap 32 Surtees got back in front again, but not for long, for on lap 37 it was Siffert in front, and all the time Clark was hanging on in third place, being unable to do anything about either of his opponents, for speed really counts on the Siracusa circuit and the Lotus was not fast enough, as is so often the case on fast circuits. With 45 laps gone and the lap times down to 1 min. 46.5 sec. there seemed to be a dead-lock between the leading trio, but then as Siffert changed gear from 5th to 6th at peak r.p.m., 6th gear did not engage and the B.R.M. engine over-revved violently and burst, and the Swiss driver's great day was over in a shower of broken engine. Surtees led for just one lap and then his V8 engine went sick, and for the first time since the starting flag dropped Clark took the lead.
Meanwhile Spence had been struggling round the hairpin in 2nd gear, losing valuable time each lap, and Bandini had caught and passed him, but the Lotus number-two driver was scratching hard on the other corners to try and make up, until he eventually overdid it on one left-hander and hit the wall, and at Siracusa that means the end of the race. This happened just before Siffert blew up, so that all of a sudden there were only three cars on the same lap, with Clark leading the two Ferraris, Surtees limping along on six cylinders to try and finish. Bonnier now found himself fourth, but was slowing as his gearbox was breaking up under the continual use without the clutch, and Scarfiotti in the only remaining Centro-Sud B.R.M. V8 was fifth and Raby sixth. As Clark, Surtees and Bandini finished their 56th lap Raby had the transfer gears strip in his gearbox and he pushed the car in to finish but unfortunately lost two places while doing so. Clark had had a very lucky win, for while he felt he could have outbraked Surtees in the closing laps, the Ferrari brakes having weakened noticeably, he had no idea of how he could have dealt with Siffert. – D. S. J.
2nd: J. Surtees (Ferrari V8) – 1 hr. 44 min. 29.1 sec.
3rd: L. Bandini (Ferrari flat-12) – 1 hr. 44 min. 44.3 sec.
Retired: I. Ireland (Lotus 25-B.R.M. V8), gearbox, lap 8; M. Hailwood (lotus 25-B.R.M. V8), crash, lap 28; M. Gregory (B.R.M. V8), front suspension, lap 42; M. Spence (Lotus 33-Climax V8), crash, lap 45; J. Siffert (Brabham-B.R.M.), engine, lap 46.
When the Sunbeam Tiger was released in Birmingham at the premises of George Heath Ltd., a fully-grown female tiger named Sheba arrived at the showrooms in a crate from Flamingo Park Zoo, Scarborough, and remained in what looked to be a fairly small cage for two days, so that humans who have their freedom could rubber-neck at a real tiger as well as at the excellent Tiger sport's car. An armed guard stood by.
The Sunbeam Tiger is an excellent sports car, enabling the very considerable acceleration and effortless top-gear performance provided by the 4.2-litre Ford V8 engine to be enjoyed in a British sports 2-seater for the modest price of £1,500. Motor Sport published impressions of it last month and a full road-test report is scheduled for an early issue. This is no excuse, in our opinion, for involving a live tiger in travelling discomforts, confinement and a change of scene which troubles most animals, and we hope sincerely that no other dealer will emulate this unfortunate publicity gimmick of George Heath Ltd. – W.B.


Involved in the Green movement Since 1987, as co-founder of Zelenyi Svit (Green World) Ukrainian Environmental Association - first national wide environmental NGO in Ukraine.
Since 1990 – co-founder of the Party of Greens of Ukraine (Partija Zelenych Ukrajiny (PZU)), Deputy Chair in 1992-2006 and 2012 -2017. In 2003-2006 – EGP Committee member.
Present time – Secretary on ideology and sustainable development issues of the Party of Greens of Ukraine.
2001-2002: Minister of Ecology and Natural Resources of Ukraine.
Since August 2016 - freelance consultant on environmental policy and nature protection.


February is the Month of Love and to celebrate this romantic time, Stellenbosch Hills has created the perfect couple. Enter Polkadraai & Popcorn! For Valentine's month only, the light-hearted winery with the really good wines, has put together a special pairing of its colourful and fun-loving Polkadraai range of wines with simply moreish, gourmet-flavoured popcorn.
Now's the time to get cosy with your babe and live it up on the Polka side of life. Book your seat right away or even better: spread some love and get your friends signed up too. On top of a lovely day out in the country, Stellenbosch Hills has laid on four Polkadraai & Popcorn combos that will simply melt your tastebuds.
Just like Polkadraai wines, the popcorn is no shabby home-made concoction. It's handcrafted by famous gourmet popcorn maestros Guzzle & Wolf.
For starters, the tasting line-up features the Polkadraai Sauvignon Blanc Brut 2017 – the latest addition to the range that's only available from the well-known cellar. This drier style, crisp wine has lively fruit flavours that are an absolute smash with Guzzle & Wolf's razzle-dazzle banana-coated popcorn. It's so recognisably tropical in flavour, you just have to close your eyes to be transported to a love boat in the ocean somewhere in the Maldives.
The Polkadraai Chenin Blanc/Sauvignon Blanc 2017 cha-cha with the all-round favourite: salted caramel popcorn. Expect more tropical flavours, but this time with a grassy note in the wine. Try the popcorn with a sip of wine and magic happens. The popcorn's salty kiss awakens a sweeter note in the wine and blooms with fruity aroma.
Dark chocolate won't be unexpected in this spread, especially as the popcorn dressing paired with the divine Polkadraai Pinotage/Merlot 2016. The ripe, black and red berry flavours of the wine come together with the dark chocolate taste and unleash a total melt-in-the-mouth explosion.
Then, with pink the undisputed colour of love, the final spot belongs to Polkadraai Pinot Noir Sparkling Rosé 2017 served with the star of the show: strawberry popcorn.
A seductive salmon coloured sparkling wine, the rosé is a sweet and medium-bodied bubbly that brims with red berry and strawberry flavours, and a hint of candyfloss. Nibble on those fluffy strawberry popcorn kisses and it's a Cupid carnival in your mouth.
It's not for nothing that Polkadraai wines bear this name. The serious explanation makes reference to the winding Polkadraai road that connects the diverse vineyards used in the making of well-balanced and expressive wines. At the same time, the name reflects joie de vivre and all things polka – from the lively dance that has its roots in Bohemia to the fashionista's playful polka dot pattern.
Every week, this celebration of life reaches a peak at the Stellenbosch Hills winery. Called Polka Friday, the corks pop for the happiest day of the week with a special offer – buy any five Polkadraai wines from the cellar and get one absolutely free.
Spreading the goodwill, Polkadraai contributes to the Polka Kids Community Project that was launched in 2008. A percentage of all Polkadraai wine sales is donated to the neighbouring Vlottenburg Primary School.
The school has some 400 learners that include the younger children of most of the vineyard and winery employees at Stellenbosch Hills. The funds provide for teaching aids, which greatly enhance the educational experience.
So, by booking a seat for Polkadraai & Popcorn you do a good deed too.
The Polkadraai & Popcorn Tasting costs R50 per person. Each session runs for about 30 minutes, although there's plenty more time to explore Stellenbosch Hills' full range of quality wines too.
The tastings take place at the winery, Monday to Friday 9:00 to 17:00 and Saturday 10:00 to 15:00.
Reservations are recommended. Book by sending email to info@stellenbosch-hills.co.za or phone 021 881 3828. For more information, visit www.stellenbosch-hills.co.za.
Stellenbosch Hills is located at the corner of the R310 and Vlottenburg Road, near Stellenbosch.


Innovation is a word that we all now use: "schools must innovate in order to meet the demands of a rapidly changing world". But before we start something, we should know WHY. Jeffery Phillips, writing on the Innovation Excellence blog site notes five key factors that are driving that need to innovate; my commentary is to tie these directly to education.
Falling trade barriers: as Philips notes, trade barriers continue to decrease, in spite of challenging financial conditions. For schools, decreasing barriers to international commerce are reflected in the number of foreign students who want to study in America and can afford it, and an increase in competition from foreign education programs that can buy, import, or develop expertise in the most efficient models of education.
Increasing rate of change: nowhere is this more critical than in knowledge-based industries, of which schools lie at the heart. Five years ago smart phones did not exist, and two years ago tablet computers (read iPad) had just been announced. The best information we have is that be the year 2020 the sum of human knowledge will double every year. We are in the knowledge-transfer business and the rate of change in our core business has gone vertical.
Customer expectation increase: consumers have leveraged social media and connectivity and are vastly more introspective and inspective than they were even a decade ago. Word of mouth is a very different animal when one mouth can instantly reach hundreds, thousands, or millions of ears. Families rightly expect that their children are going to get into college at a minimum, and a good enough college that graduate school is a very real future option. Real value is increasingly at the heart of major purchasing decisions.
Increasing access to information: As Philips notes, almost everyone has the same access to information as everyone else. School used to be the place where a segment of the population went to get information; no more. Now the value of merely possessing information has gone almost to zero; customer satisfaction will be found in how that information is used to leverage some higher level of value.
Decreasing cost of entry: Through the use of technology, which is vanishingly cheap relative to the cost of training, hiring, developing, and retaining teachers, the cost of knowledge creation and transfer is plummeting. As Philips says "anyone can enter and sell in any market." The cost of opening a "school" may be as low as buying a computer and advertising on the Internet. Those that create value in those markets will succeed and those that do not will fail, regardless of past performance.
These are give good reasons that drive us to embrace innovation. They are clear, easy to understand, objectively measurable, and present across market segments. School leaders should increasingly include this type of discussion in their externally-focused, value-driven strategic plans.
An important post. I may riff on this in the coming days. I think these 5 macro concepts define much of what school leaders must pay attention to…more than that, they must lead for change with these as headlights and mirrors.


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Ghafour is an Arabic surname. Notable people with this surname include:

 Abdul Ghafour (Taliban commander), Taliban commander
 Amir Ghafour (born 1991), Iranian volleyball player
 Emad El-Din Abdel-Ghafour, Egyptian politician and co-founder of the Salafist Islamist Homeland Party
 Hamida Ghafour, Canadian journalist and author of Afghan origin
 Reham Abdel Ghafour (born 1978), Egyptian actress and daughter of the Egyptian actor Ashraf Abdel Ghafour
 Sabi Jahn Abdul Ghafour (199-2004), Afghan prisoner of the Guantanamo Bay detainment camps

Arabic-language surnames

redpajama_set_name: RedPajamaWikipedia


"Nowhere, really," we respond if asked where we've been, when in fact we've stayed at home. Home has such a special place in our minds that we do not compare it to other places. Home cannot be fascinating, stunning, or exotic. We don't speak about home as a place to like or dislike. Home is family relations. Home is the refuge we seek. And above all, home is a place where we can also not be.
For a number of years now I have been taking photographs of the vapor trails airplanes leave behind in the sky. I like their linear compositions, their short duration, the contrast between them and the fluffy shapes and various hues of clouds. Observing cloud shapes is for me a time when I realize that the world is a beautiful place and we are but tiny particles, soon to be blown to the four winds, like the clouds.
Softcover; signed, open edition; 21x 15 cm, 12 p.


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Headlines swirling around cyber fraud usually center on the size and scope of heists, where the bad actors make off with breathtaking sums — in the hundreds of millions of dollars. MORE
Fraud America Report System 268
How can you be AI ready?
Organizations implementing AI have increased by 270 per cent over the last four years, according to a recent survey by Gartner. Even though the implementation of AI is a growing trend, 63 per cent of organizations haven't deployed this technology. What is holding them back: cost, talent shortage? MORE
Survey Trends Analytics Technology 114
Research finds in-house banking apps easier to hack
New research released this week has revealed that banking applications developed in-house are more vulnerable than those produced by third-party vendors. Some 81% of banks across the world are embarking on technology transformation programmes in order to keep costs low and bring out application MORE
Online Liquor Sales Are Booming – Can Digital ID Keep Up?
Securing alcohol is one of the grand adventures of life, especially if a person is younger than the legal age to buy. MORE
Online Maine Millennials System 236
An Inside Look At Chase's Mobile Banking Approach
After the June 2007 announcement of Apple's first-ever iPhone and the ensuing buzz around iOS apps, financial institutions (FIs) began developing offerings to ease digital banking. Though narrow in feature and scale, those initial apps put personal finance management at users' fingertips. MORE
Mobile ATM Innovation Video 193
Self-Care For All: How Retailers Are Bringing The $4.2T Wellness Industry To The Masses
Everyone is trying to tap into the $4.2T wellness economy. A host of new players — from big-box retailers to drugstores — are looking to wellness to boost their bottom line. Get the WELLNESS TRENDS REPORT. MORE
Industry Branding Retail Examples 86
Coinbase Launches Crypto Debit Card In The UK
Coinbase , the cryptocurrency exchange operator, announced Wednesday (April 10) the launch of the Coinbase Card in the U.K., which is a Visa debit card that lets customers in the U.K. spend crypto as easily as they spend money sitting in a bank account. MORE
Cards ATM cryptocurrency Operations 270
The Top 20 Venture Capitalists In Asia
In 2018, $81B was invested into venture capital-backed startups in Asia across more than 5,000 deals. That equates to a nearly 12x increase in funding to Asian startups since 2013. Free download: THE TOP 100 VENTURE CAPITALISTS. MORE
Capital New York Google Regional 108
How Digital Insurance Is Evolving In Southeast Asia's Growing Fintech Scene
As a whole, development of digital finance in Southeast Asia is still in the early stages. Tech Investing in Southeast Asia. MORE
Regional Trends Conference Fintech 93
Unravelling the Unicorn Madness – as the Silicon Valley bug bites London
Daily Fintech
A Unicorn is a tech startup that has grown past $1 Billion in valuation. The term "Unicorn" to refer to these firms was first coined by Aileen Lee, a Silicon Valley investor, in 2013. Since then the count of Unicorns has increased to about 300 at the start of the year. MORE
Fintech Taxes Operations Branding 65
Uber IPO Predicts 35 Pct Jump In Q4 Customer Base
Uber notched a 35 percent year-over-year gain in customers in the last quarter of 2018, at least according to a company metric included as part of the Uber's prospectus for its initial public offering (IPO), released on Thursday (April 11). MORE
Capital Groups Report Company 221
Health Insurers Keep Consolidating. Here Are The Potential Side Effects For Consumers And Startups
Centene announced its $15.3B acquisition of WellCare last month. The transaction helps diversify Centene away from the individual marketplaces, where it is a market leader, and towards government funded programs like Medicaid managed care and Medicare Advantage. (We've MORE
Michigan Illinois Trends Management 64
Aussie Lawmakers Want Stronger Recourse For SMB Bank Disputes
Lawmakers in Australia are pushing for legal assistance for small businesses that find themselves in dispute with banks, reports in The Sydney Morning Herald said Wednesday (April 10). MORE
Analysis Report Fintech National 194
Standard Chartered expands Straight2Bank Pay to markets in Asia
(The Paypers) Standard Chartered has announced the expansion of Straight2Bank Pay, its digital collections gateway for corporate clients, to additional markets in Asia MORE
The Risks Of A Buyer-Supplier Power Struggle
Recent news from Walmart in Mexico put the spotlight on the retail giant's rivalry with Amazon earlier this month, when Reuters reported that Walmart is demanding discounts from its food suppliers that also supply products to Amazon. MORE
Retail Trends Analysis Maine 193
JPMorgan Rolls Out SEPA Instant In Europe
JPMorgan announced this week it's launching SEPA Instant in Europe as part of its efforts to advance its real-time payments offerings. MORE
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The Future According To Sequoia Capital China
Sequoia Capital China has ramped up activity over the past year and started seeing a lot of significant exit outcomes for its investments. In 2018, the China-based arm of smart money VC Sequoia Capital participated in 123 deals, up 58% from the year prior. Want the full post? MORE
Capital 78
Prospects for More De Novo Digital Banks Come Into Clearer Focus
Get ready for more banks. Digital ones, that is. New data shows that consumers -- and financial institutions -- are more inclined toward greenfield digital banks. MORE
Digital Banking Survey Online Data 151
Elizabeth Holmes' Failed Theranos Was Just Granted 5 New Patents In 2019
Theranos, the blood-testing company once valued over $9B, ceased operations late last year — after a whirlwind of events which led to its very public shut down. MORE
System Fraud Examples Company 113
Implementation of Siebel CTMS in the Oracle Cloud: Session Recap
Perficient Financial Servies
Yesterday, I was fortunate to have been able to present with Pfizer at Oracle Health Sciences Connect 2019 on Perficient's implementation of Oracle's Siebel Clinical Trial Management Systems (CTMS) in the Oracle Cloud for the company. On stage at @OracleHealthSci Connect with @pfizer , discussing our implementation of #Siebel CTMS in the #Oracle #Cloud for the #pharma. OHSCONNECT19 pic.twitter.com/0cCXemaIoK. Perficient (@Perficient) April 10, 2019. MORE
Study Resources Operations Strategy 69
Bezos Warns Of Future Failures; Challenges Retailers To Pay Employees More
Amazon may be firing on all cylinders, but Chief Executive Jeff Bezos realizes not all of its efforts will see success, warning investors in the company's annual shareholder letter of the potential for multi-billion dollar failures. MORE
Retail Course Customer Experience Tools 223
Google Cloud Enables AI Invoice Processing With Taulia
Supply chain payment technology firm Taulia is teaming up with Google Cloud to enable an artificial intelligence-powered invoice processing solution. MORE
Google Tools Data Capital 211
Fintechs Ramp Up Hiring as Big Banks Cut Jobs, Turn Defensive
As many of Europe's biggest financial firms trim staff and brace for Brexit, their emerging competitors are charging ahead at full speed. Fintech, a broad category encompassing businesses from mobile banks to peer-to-peer lenders, hired aggressively in the first quarter in the U.K., MORE
Fintech Mobile Operations Security 137
How APIs Help Banks Step Back From Siloed Business Banking
The U.K.'s 's Open Banking market initiative is seeping into the U.S., and into the business banking segment, as financial institutions (FIs) explore ways to improve their B2B services and compete with more agile FinTech firms. MORE
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How to deliver the seamless experience your bank account holders expect
ATM Marketplace
We're all ready to roll our eyes at that extremely overused word "omnichannel," but it's true: The cross-channel experience is precisely what financial services consumers demand. MORE
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AlipayHK And McDonalds Hong Kong Team Up For In-App Payment
AlipayHK, a mobile payment system in Hong Kong, has partnered with McDonald's to offer payment on the McDonald's app on smartphones, the company said in a release. AlipayHK users can also use a QR code-based system for special rewards. MORE
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Better B2B eCommerce More Important Than Price: Survey
A better eCommerce experience is more important than finding cheaper prices for corporate buyers, according to a new survey from Avionos. MORE
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Mass Personalization With ML Said to Be Limited to Mega Banks Today
Banks increasingly tout the potential for machine learning and artificial intelligence to transform the industry, but how many are deploying the technologies in a material way? MORE
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Online Porn Pays Off for Fraudsters
Like it or not, pornography — among the most ancient human creative endeavors — is a central player in the digital world we inhabit. By some accounts, pornography played a central role in the rise of the internet (and provided significant funding for cable and telecom operators ). MORE
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Amazon Go policy shift seen as response to legislative pushback
The move by Amazon to reverse policies for its cashierless Amazon Go stores is being seen as a response to growing economic and political pushback against the impact of Silicon Valley on major segments of U.S. and global societies MORE
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IMF Head Sees Cryptos 'Shaking' The System — But Will Banking Stay Shook?
To quote a rock 'n' roll poet (Jerry Lee Lewis): Whole lotta shakin' going on. MORE
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Things worth reading: 11th April 2019
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India Google Pay Users Can Now Buy 24-Karat Pure Gold
Google has joined forced with gold bullion refiner MMTC-PA to let Google Pay users in India purchase and sell gold on the app, according to reports. The service is already offered in the region through companies like Paytm, Mobikwik and PhonePe. MORE
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Today's cool is tomorrow's retro
I was once again reminded of the stupidity of passwords when locked out of yet another service that I use maybe once a year. When I decided to reset the password, once again my iPhone offered to set up a strong password that it would remember for me. MORE
Thu.Apr 11, 2019
The move by Amazon to reverse policies for its cashierless Amazon Go stores is being seen as a response to growing economic and political pushback against the impact of Silicon Valley on major segments of U.S. and global societies
I was once again reminded of the stupidity of passwords when locked out of yet another service that I use maybe once a year. When I decided to reset the password, once again my iPhone offered to set up a strong password that it would remember for me.
Coinbase , the cryptocurrency exchange operator, announced Wednesday (April 10) the launch of the Coinbase Card in the U.K., which is a Visa debit card that lets customers in the U.K. spend crypto as easily as they spend money sitting in a bank account.
Headlines swirling around cyber fraud usually center on the size and scope of heists, where the bad actors make off with breathtaking sums — in the hundreds of millions of dollars.
Get ready for more banks. Digital ones, that is. New data shows that consumers -- and financial institutions -- are more inclined toward greenfield digital banks.
AlipayHK, a mobile payment system in Hong Kong, has partnered with McDonald's to offer payment on the McDonald's app on smartphones, the company said in a release. AlipayHK users can also use a QR code-based system for special rewards.
Payments 264
As many of Europe's biggest financial firms trim staff and brace for Brexit, their emerging competitors are charging ahead at full speed. Fintech, a broad category encompassing businesses from mobile banks to peer-to-peer lenders, hired aggressively in the first quarter in the U.K.,
The U.K.'s 's Open Banking market initiative is seeping into the U.S., and into the business banking segment, as financial institutions (FIs) explore ways to improve their B2B services and compete with more agile FinTech firms.
Banks increasingly tout the potential for machine learning and artificial intelligence to transform the industry, but how many are deploying the technologies in a material way?
Survey 137
The jury is in. Almost every modern financial institution (FI) has at least one artificial intelligence (AI) or machine learning system in place, and 61 percent intend to invest in more. The only question is: What learning systems will they choose to adopt?
Europe is home to prominent startup and innovation hubs in cities like Berlin, Stockholm, and London. However, the tech boom is diffusing across the continent, and startups are emerging far beyond the established tech hotbeds.
A better eCommerce experience is more important than finding cheaper prices for corporate buyers, according to a new survey from Avionos.
Organizations implementing AI have increased by 270 per cent over the last four years, according to a recent survey by Gartner. Even though the implementation of AI is a growing trend, 63 per cent of organizations haven't deployed this technology. What is holding them back: cost, talent shortage?
Securing alcohol is one of the grand adventures of life, especially if a person is younger than the legal age to buy.
Online 236
Theranos, the blood-testing company once valued over $9B, ceased operations late last year — after a whirlwind of events which led to its very public shut down.
JPMorgan announced this week it's launching SEPA Instant in Europe as part of its efforts to advance its real-time payments offerings.
In 2018, $81B was invested into venture capital-backed startups in Asia across more than 5,000 deals. That equates to a nearly 12x increase in funding to Asian startups since 2013. Free download: THE TOP 100 VENTURE CAPITALISTS.
Amazon may be firing on all cylinders, but Chief Executive Jeff Bezos realizes not all of its efforts will see success, warning investors in the company's annual shareholder letter of the potential for multi-billion dollar failures.
As a whole, development of digital finance in Southeast Asia is still in the early stages. Tech Investing in Southeast Asia.
Uber notched a 35 percent year-over-year gain in customers in the last quarter of 2018, at least according to a company metric included as part of the Uber's prospectus for its initial public offering (IPO), released on Thursday (April 11).
Everyone is trying to tap into the $4.2T wellness economy. A host of new players — from big-box retailers to drugstores — are looking to wellness to boost their bottom line. Get the WELLNESS TRENDS REPORT.
Supply chain payment technology firm Taulia is teaming up with Google Cloud to enable an artificial intelligence-powered invoice processing solution.
New research released this week has revealed that banking applications developed in-house are more vulnerable than those produced by third-party vendors. Some 81% of banks across the world are embarking on technology transformation programmes in order to keep costs low and bring out application
To quote a rock 'n' roll poet (Jerry Lee Lewis): Whole lotta shakin' going on.
Sequoia Capital China has ramped up activity over the past year and started seeing a lot of significant exit outcomes for its investments. In 2018, the China-based arm of smart money VC Sequoia Capital participated in 123 deals, up 58% from the year prior. Want the full post?
Seven up and, depending on how one likes their congressional hearings, less than lucky number seven? The top executives of seven of the biggest banks in the U.S. were grilled, and even roasted, on Capitol Hill, specifically in front of the U.S. House Committee on Financial Services.
We're all ready to roll our eyes at that extremely overused word "omnichannel," but it's true: The cross-channel experience is precisely what financial services consumers demand.
Google has joined forced with gold bullion refiner MMTC-PA to let Google Pay users in India purchase and sell gold on the app, according to reports. The service is already offered in the region through companies like Paytm, Mobikwik and PhonePe.
Yesterday, I was fortunate to have been able to present with Pfizer at Oracle Health Sciences Connect 2019 on Perficient's implementation of Oracle's Siebel Clinical Trial Management Systems (CTMS) in the Oracle Cloud for the company. On stage at @OracleHealthSci Connect with @pfizer , discussing our implementation of #Siebel CTMS in the #Oracle #Cloud for the #pharma. OHSCONNECT19 pic.twitter.com/0cCXemaIoK. Perficient (@Perficient) April 10, 2019.
Study 69
Like it or not, pornography — among the most ancient human creative endeavors — is a central player in the digital world we inhabit. By some accounts, pornography played a central role in the rise of the internet (and provided significant funding for cable and telecom operators ).
(The Paypers) UK startup PixelPin has announced it has closed a GBP 1.5 million pre-series A funding round to reach out to new customers and develop its authentication services
Lawmakers in Australia are pushing for legal assistance for small businesses that find themselves in dispute with banks, reports in The Sydney Morning Herald said Wednesday (April 10).
A Unicorn is a tech startup that has grown past $1 Billion in valuation. The term "Unicorn" to refer to these firms was first coined by Aileen Lee, a Silicon Valley investor, in 2013. Since then the count of Unicorns has increased to about 300 at the start of the year.
Recent news from Walmart in Mexico put the spotlight on the retail giant's rivalry with Amazon earlier this month, when Reuters reported that Walmart is demanding discounts from its food suppliers that also supply products to Amazon.
Centene announced its $15.3B acquisition of WellCare last month. The transaction helps diversify Centene away from the individual marketplaces, where it is a market leader, and towards government funded programs like Medicaid managed care and Medicare Advantage. (We've
After the June 2007 announcement of Apple's first-ever iPhone and the ensuing buzz around iOS apps, financial institutions (FIs) began developing offerings to ease digital banking. Though narrow in feature and scale, those initial apps put personal finance management at users' fingertips.
(The Paypers) Standard Chartered has announced the expansion of Straight2Bank Pay, its digital collections gateway for corporate clients, to additional markets in Asia


ASTANA. KAZINFORM - Kazinform's Timeline is the one-stop shop where you can learn about historical events for the 29th of November. See what notable events happened throughout Kazakhstan's history on November 29.
On November 29, 1947, the United Nations General Assembly adopted the resolution (the United Nations Partition Plan for Palestine). Adopting Resolution 32/40 on 2nd December 1977, the UN General Assembly established annual observance of the International Day of Solidarity with the Palestinian People on November 29.
During the OSCE Ministerial Council meeting in Madrid in 2007, the Council made a decision, according to which, Kazakhstan would assume the OSCE Chairmanship in 2010.
In 2010, the first issue of The Astana Times, a Kazakhstani English-language newspaper, was published. The newspaper covers all aspects of the public and economic life in Kazakhstan.
In 2011, Kazakhstan Boulevard opened in Nevşehir Province, Turkey. It is 8.5 kilometers long.
In 2013, Astana was recognized as "the best city to live in" as a result of the 6th international review of urban practices "The Best City of the CIS and the Eurasian Economic Community".
At the 2016 World Robot Olympiad in New Delhi, India, the Kazakhstan team won the LEGO Education Creativity Award for the most creative and innovative project.
The same day a volleyball team of Atyrau region claimed silver medals at the LE-Cup im Sitzvolleyball tournament in Germany.
In 2017, Kazakhstan's Madina Akhmetova won the Grand Prix at the Pearl of New York singing competition.


text:
Q: How can I compare change in means over time? I have a data set showing a change in a specific score for a certain group of people over time. I measured the score at 3, 4, 6 and 12 months. Thus, I have the score for each person of the 30 people over these periods. How can I calculate if the change of the mean score from 3 months to 1 year was statistically significant or not?

A: From my understanding, this is a simple repeated measure experiment with 30 respondents.
You may want to use paired t-test or Wilcoxon signed-rank test.

redpajama_set_name: RedPajamaStackExchange