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answeredquestions.html?_page=0&answer.dateOfAnswer=2019-01-07&_properties=answer.isMinisterialCorrection,tablingMember.label,answer.dateOfAnswer,answer&_sort=-answeringDeptId
Leader of the House of Lords
To ask the Leader of the House what will be the timetable for consideration of the Trade Bill in this House.
Baroness Liddell of Coatdyke

The proposed dates for the Committee stage of the Trade Bill were advertised in Forthcoming Business on 3 January, and are as follows: Monday 21 January, Wednesday 23 January, Monday 28 January, and Wednesday 30 January. Dates for further stages will be advertised in Forthcoming Business in the usual way.

Baroness Evans of Bowes Park
Biography information for Baroness Evans of Bowes Park
Biography information for Baroness Liddell of Coatdyke
Business: Fraud
To ask the Attorney General, what progress his Department has made in ensuring that the UK has adequate corporate criminal liability for economic crime.
Dame Margaret Hodge

The Call for Evidence on Corporate Criminal Liability for Economic Crime contained a number of different options for reform, including a proposal to extend the failure to prevent offence to wider economic crimes other than bribery or tax evasion. The Government's response is expected to be issued in 2019.

Biography information for Dame Margaret Hodge
National Holocaust Memorial Centre and Learning Service
To ask the Secretary of State for Housing, Communities and Local Government, what the implications were for the cost of the Holocaust Memorial and Learning Centre project of the Government's decision to locate that centre in Victoria Tower Gardens instead of on Millbank.
Sir Edward Leigh

I refer my Rt Hon Friend to the answer to Question UIN 203298 on 21 December 2018.

Biography information for Sir Edward Leigh
Ministry of Housing, Communities and Local Government: Public Expenditure
To ask the Secretary of State for Housing, Communities and Local Government, how much his Department bid for from the Treasury for EU-exit resources in 2019-20; pursuant to the written statement of 18 December 2018 of the Chief Secretary to the Treasury, Official Report HCWS1205, how he plans to spend the £35 million his Department has been allocated in 2019-20 for EU-exit; and pursuant to the Answer of 23 October 2018 to Question 181171 on Emergencies: Planning, (a) what the cost to the public purse was of funding G7 Resilience Advisers in 2018-19 and (b) from which budget of his Department that cost has been met.

MHCLG submitted a bid to HMT for resources for EU exit preparations to ensure that the Department is adequately prepared and local areas, communities and local economies have the capacity to react to any EU exit scenario. The Department is currently identifying where this money can best be allocated to ensure that local areas are properly supported and have the capacity to prepare for and can respond to EU exit.

In response to (a),the cost of the appointments of G7 Resilience Advisers in 2018-19, including salaries and associated costs, are estimated at approximately £119,377. No external providers have been approached about this recruitment to fill these internal vacancies within our wider team of Resilience Advisers.

With regard to (b), these appointments are being funded from within the Department's administration budgets.

Carbon Monoxide: Alarms
To ask the Secretary of State for Housing, Communities and Local Government, if his Department will bring forward legislative proposals to require the installation of CO2 alarms in private rental properties with any fuel-burning appliance; and if he will make a statement.

The Government is not intending to bring forward legislation with respect to carbon dioxide alarms at this present time. It is, however, conducting a review to establish whether requirements to install carbon monoxide (CO) alarms in private rented properties should be extended to cover any fuel-burning appliance and whether the requirements should also extend to social housing. The findings of this review will be considered alongside responses to our social housing green paper and we plan to set out the Government response to this in due course.

The law already requires that private landlords install a carbon monoxide alarm in any room having a solid fuel heating appliance. Private landlords are also required to ensure that the alarms are in working order on the first day of the tenancy. Failure to comply with the regulations can result in a penalty of up to £5,000.

South Derbyshire
Mrs Heather Wheeler
Biography information for Mrs Heather Wheeler
Members: Correspondence
To ask the Secretary of State for Housing, Communities and Local Government, when he plans to respond to the letter from the hon. Member for Christchurch of 9 November 2018 on harmonisation of council tax.
Sir Christopher Chope

The Secretary of State responded to the letter from my Hon Friend by post on 5 December 2018. A copy of the letter has subsequently been sent by email.

Biography information for Sir Christopher Chope
To ask Her Majesty's Government what was the total paid in business rates in the UK in respect of (1) offices, (2) retail units including shops, stores and warehouses not engaged in wholesale trade, (3) hotels and restaurants, (4) other leisure and entertainment facilities, (5) commercial car parking facilities, and (6) other VAT taxable activities, in (a) 2016–17, and (b) 2017–18.
Lord Campbell-Savours

Business rates are a locally collected tax and the Government does not hold data on the split of business rates paid by sector. Since 2016, the Government has introduced a range of business rates reforms and measures to support business worth over £13 billion in England over the next five years. This includes reducing business rates bills by a third for two years for eligible retail businesses with a rateable value of less than £51,000, as announced at Budget.

Biography information for Lord Campbell-Savours
Holiday Accommodation: Registration
To ask Her Majesty's Government what assessment they have made of steps taken in other countries requiring home owners to offer only their primary residences as short-term holiday lets and to register with the local council and pay a fee before doing so.
Baroness Gardner of Parkes

We do not intend to introduce new legislation to prohibit short term lets or require households to register these lets. Instead, the Government is encouraging the Short Term Accommodation Association to drive up standards and promote best practice in the industry, and to work with local authorities to support their enforcement and monitoring functions.

Biography information for Baroness Gardner of Parkes
Neighbourhood Planning Act 2017
To ask Her Majesty's Government, further to the Written Answer by Lord Bourne of Aberystwyth on 18 December (HL12036), why they have not commenced those parts of the Neighbourhood Planning Act 2017 not yet in force.
Lord Kennedy of Southwark

In relation to the Planning provisions in Part 1 of the Neighbourhood Planning Act 2017, Section 7 (Engagement by examiners with qualified bodies, etc) has not been commenced as the Department wishes to first see how effective recently produced sector led guidance by the Neighbourhood Planning Independent Examiner Referral Service is. Guidance required under Section 8(2) (Content of development plan documents) will be published shortly. The provisions under Section 14 (Planning conditions) restricting the power to impose planning conditions have not commenced as they require affirmative regulations and further public consultation.

In relation to the Compulsory Purchase provisions in Part 2 of the Act, Sections 18-28 and 31 (Temporary possession of land) are yet to be commenced as they are subject to the making of other regulations and further public consultation. Sections 39 and 40 (Interest on late payments) cannot be commenced until other regulations relating to rates of interest are made. The Government continues to keep the commencement of these remaining provisions under active review alongside further planning reforms.

Biography information for Lord Kennedy of Southwark
Owner Occupation
To ask Her Majesty's Government what steps they are taking to reform residential leasehold and commonhold law.

The Government wants to ensure the leasehold system in England is fair and transparent to the consumer. Unfair practices in the leasehold market have no place in a modern housing market. Neither do excessive ground rents, which exploit consumers who get nothing in return.

 Our technical consultation on how to improve the leasehold market and make it fairer for consumers closed on 26 November. It sought views on:

how to ban the development of new build leasehold houses, other than in exceptional circumstances;

how to restrict ground rents in newly established leases of houses and flats to a nominal, peppercorn value; and

how to address loopholes in the law to improve transparency and fairness for leaseholders and freeholders.

The Government is carefully analysing the responses and will introduce legislation as soon as Parliamentary time allows

The Secretary of State has asked the Law Commission to take forward further work to reform residential and commonhold law. The Law Commission is currently consulting on how to make buying a freehold or extending a lease easier, faster, fairer and cheaper, and how to reinvigorate commonhold to provide greater choice for consumers. The Law Commission is due to report to ministers on these issues in 2019. In addition, the Secretary of State has asked the Law Commission to look at improving the laws which allow leaseholders to manage their own buildings.

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Finance & Business Management
Health & Related Items
Lifestyle, Sports & Leisure
Australia Canada United Kingdom United States
Mantak Chia
A student of several Taoist masters, Mantak Chia founded the Healing Tao System in North America in 1979 and developed it worldwide as European Tao Yoga and Universal Healing Tao. He has taught and certified tens of thousands of students and instructors from all over the world and tours the United States annually, giving workshops and lectures. He is the director of the Tao Garden Health Spa and the Universal Healing Tao training center in northern Thailand and is the author of 50 books, including Taoist Foreplay, Inner Smile, Cosmic Fusion, Sexual Reflexology, and the bestselling The Multi-Orgasmic Man.
Books by Mantak Chia
About Simon & Schuster India
India Sales and Export Sales Contact List

redpajama_set_name: RedPajamaCommonCrawl


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Audi TT : (Rs 65.43 Lakh*)
Mileage	14.30 kmpl Engine	1984 cc
Service Cost: Rs 30,975/yr No. of cylinders : 4
TT highlights
German carmaker Audi has unveiled the RS version of its popular sports car, the TT, in both Coupe and Roadster versions in April 2016. The TT-RS features a 2.5-litre, five-cylinder turbocharged petrol motor that generates 400bhp and 480Nm of torque. The power is sent to all four wheels, courtesy Audi's Quattro technology. The RS can propel from 0-100 in just 3.7 seconds and has an electronically-limited top speed of 250km/h. It gets trademark RS goodies such as a sporty body kit, a rear wing and an RS Screen on the inside that displays torque and g-forces. The TT-RS will compete against the Porsche 718 Cayman that was recently unveiled at the Beijing Motor Show.


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Temps du flahute...
Bikes packed... before the snow. How often does it snow for a race in late April? Not that much, right? Sure, there's that old Liege-Bastogne-Liege in 1980 that Hinault won in a blizzard... but this year that seems ancient history. In fact, watching the spring classics over the last few weeks take place under almost summer-like weather has been a tease for us stuck in a wet, raw New England April. Yesterday I saw the recon pics from Liege-Bastogne-Liege: Pros mostly riding in shorts and short sleeves while training - it must have been pretty darn warm, usually they're well wrapped up in training. The last days around here were 40's and 50's F, with flags straight out in a cold wind. Shoe covers, long gloves, thermal cap, the whole nine-yards. Windtunnel. Cold. But today, well it topped them all. The Quabbin Reservoir road race... 104km of up and down. Quabbin reservoir is one of the largest man-made public water supplies in the United States. Cr
Team Flandria rides again!
Today our long awaited Flandria Cafe - BikeWorks - Flandria team kit came in. (Want to see a bunch of old guys acting like kids at Christmas? Jest get us new team kit... ) I spent part of the afternoon at the shop organizing kit bags for the boys. Giordana, our supplier, did a great job, the replica Flandria Kits look sweet. Classic design, for sure. Red matched the bikes perfectly too. This is the kit and bike of our masters (45+) team this season. A real seasoned bunch of American flahutes . Here we see our big man Marc DeMeyer- stein testing out new kit and his just built up new sweet Flandria Competition rig. Marc went with Zipp wheels and new black SRAM red. Nice ride. No more excuses for bike nausea now Marc... the bergs await! I think Marc looks better than he did after finishing the Ronde back in '06. (Needs to work on the aero position though...) Signing off...I'm now scrambling to get ready for the Quabbin Road Race early tomorrow AM.
What's two minutes of pain?...
Did a killer workout today. What Chris Carmichael calls "peak and fade power intervals" - 2 min flat out, you start dying after one, legs burn, and you try to hold it. Simple concept really. Pure pain in a 120 second package. Four of those, with only 1 min recovery between. It's one of the harder efforts you can do I think. The last 30 seconds feel like many minutes. Time seems to stand still. Hang on....hang on.... Totally mental game. In my advanced age, I'm becoming more and more intrigued by the challenge of seeing how long I can stay in the flat out hurt zone. I'm 50, but still learning how to 'dose' efforts at the top end of my limit. I'm working on learning, finally, that fine line between sustainable effort, and 'sprinting.' My instinct when going that hard is often to 'sprint even harder' (which is possible, and my 'naturally' programmed response)... but flat out sprinting ensures a 'game-over
Roubaix for dark horses
Sorry Michael Ball, the Carrefour de l'Arbre is 'True Rock Racing'. Here in my virtualcafe, I've often sounded off about how I like seeing a guy outside one of the big favorites snag a major classic out from under the nose of the highly paid favorites. Maybe it comes from never having the talent to ever be a favorite myself way-back-when. Or maybe it's that good 'ol American 'root-for-the-underdog' tendency. Whatever. I just know that I love unexpected exploits like the one Johan Van Summeren pulled off on the Carrefour de l'Arbre last Sunday. Johan wasn't the only unheralded rider to make a mark on this year's Paris Roubaix. Martin Tjallingi of Rabobank was also in the zone, always pushing the pace, opening up gaps on the pave seemingly at will, and in the end still having enough juice to earn a podium spot in a sprint. Martin who? That's who. Often in Roubaix, we see the favorites give the escapers just a little to
Staf Scheirlinckx. Domestique no more.
Sunday was also a day for an aging domestique. Phenomenal ride by the unheralded Staf Scheirlinckx. The Verandas Willems giant (he's 6' 4", 170) was in the big selection on the Muur, and rode to a fine 8th place, one place better than his old Lotto leader, Phil Gilbert. At 32, and with only one victory in 12 years as a domestique, Scheirlinckx was given the freedom by director Lucien Van Impe to prepare and ride for himself at this year's Ronde. When you're the end of your career, chances like that don't come often. An Staf? Well he seized the day as they say. And for a moment, when he was there in the top six after the Bosberg, and the wielersupporter world outside Flanders said ' who's that guy? ' it looked like we might be in for another vlaamse schoolboy dream come true, on cycling's holiest day. "I was always convinced I could do it. When you always work for a leader, you never get to know what you're really worth,&
Resurrection man.
"Nick Nuyens kan de Ronde van Vlaanderen winnen? Nick Nuyens kan de droom gemaakt? Nick Nuyens wint de Ronde van Vlaanderen! Nick Nuyens wint de Ronde van Vlaanderen!" (Photo AP) In sports broadcasting, sometimes a simple event repeated to a crescendo by an excited voice makes a lasting impression on the public. Sometimes it births a line that resonates for generations. "The Giants win the Pennant!" "Havlicek stole the ball!" Yesterday, from the streets of Meerbeke, the airways of the Flemish speaking world echoed to the jubilant words of the vlaamse Phil Liggett - Sporza's Michel Wuyts - who put the appropriate exclamation point on what was arguably the most exciting Tour of Flanders any of us can remember. "Nick Nuyens wint de Ronde van Vlaanderen!" Yea wielersupporters . Dreams can really come true, provided you never give up. Underdogs everywhere, rejoice. This was one to savor. You wouldn't have give
Ronde ready?
It's Flahute's Christmas eve tonight. Tomorrow's the big one...De Ronde! Today? Well, it was exam time. I rode my first race of the season, the Fuji Chris Hinds Memorial 45+ masters criterium in Charlestown RI. A 0.8 mile course on an old Navy air base just a stone's throw from Charlestown beach. The airstrip was converted into a crit course that's a regular training race fixture in these parts. The only thing like the Ronde is the wind. There was plenty of that! No sitting in in this one. The Arc en Ciel team got the ever-strong Randy Rusk off early. Gear Works/Spinarts Tommy Stevens bridged up to him, and they stayed away. Behind, it was an echelon fest that shed many by halfway. I was hanging in, but a nearly 30mph line-out in a cross wind that lasted 2 full laps about 2/3rd of the way through the hour finally gapped me off. It was that classic moment of truth...you know you're on the ropes, seeing double, so you go all out in a desperat


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College: Is It Worth the Debt?
By Lynn Okura
A new wave of college graduates are falling behind on their student loans. The latest numbers from the U.S. Department of Education show that loan default rates are rising for the first time in a decade, with serious repercussions for those who fail to pay—including skyrocketing interest rates, garnished wages and a damaged credit score.
These facts weigh heavily on a generation of new students and their parents. During a recession, is a college degree worth taking on debt? Here are three different perspectives to think about that could save you money in the long run.
Financial Expert Jean Chatzky: Good Debt vs. Bad Debt
Financial expert Jean Chatzky says there is good debt and bad debt, and educational debt is the good kind. "Good debt is the debt that gets you someplace," she says. "It's the home that you live in as long as you can afford it, it's the car that gets you back and forth to work—not your second or third car—and it's your education."
It's even more important to have an education during a recession, Chatzky says. "If you have that college degree, you're four times less likely to be unemployed," she says.
Yet in a tough job market, that "good" debt can become insurmountable. "We have students now who are coming out with an average of $21,000 in debt, which is higher than any other generation has faced," she says. "They're coming out with $3,000 to $4,000 in credit card debt as well. That's a very big burden."
How can you prevent student loans from amounting to a lifetime of debt? Chatzky says to always choose federal loans over private loans. "A lot of people make that mistake," she says. Nearly two-thirds of undergraduate students who borrowed private student loans did so before exhausting all their safer, more affordable federal loan options, according to a 2007–2008 report from the Project on Student Debt.
It's easy to become overwhelmed when debt reaches the double digits, so Chatzky says it's essential to figure out what your monthly payment will be. Ask yourself: "Will you be able, having that much debt, to get an apartment? Will you be able to make your car payments? Will you be able to have an adult life?"
If monthly payments will be tough to make, think carefully about the cost of your chosen school and take less expensive options into consideration.
Alan Collinge, Founder of StudentLoanJustice.org: Be Wary of Student Loans
There are a lot of things Alan Collinge wishes he had known before he took out a private student loan to attend the University of Southern California. After missing a single payment, Colligne's original $38,000 loan was pelted with fees and charges. Within 14 months, his debt ballooned to $80,000.
Collinge's 3,000-plus member website, StudentLoanJustice.org, acts as a host for stories like his, many from people who have defaulted on their student loans and are struggling to pay them back.
Through his website and book The Student Loan Scam, Collinge hopes to pressure Congress to restore standard consumer protection on student loans. "There is no bankruptcy protection, no statutes of limitations, and there is a very predatory collection system waiting to pounce when you default," he says.
After all he's seen, Collinge's advice is to stay away from student loans altogether. "My first piece of advice is don't borrow. Period," he says. "I think it's a difficult goal to reach, but I think it's a very wise goal to set for oneself."
If student loans are a must—like they were for the 67 percent of students who graduated with debt last year—Collinge says to be shrewd. "Invest a real, significant amount of time to do any sort of cost-benefit analysis they feel is necessary with their parents, counselors or whoever else," he says." The time that they spend now could save them literally a lifetime of financial woe."
Career Expert Markus Buckingham: Discover Your Passion Early
Adding an extra year of college can quickly botch a budget, but sticking to a four-year plan can be tough for students who have no idea what career path to choose.
To discover your passion before heading off to college, career expert Marcus Buckingham says he uses the same principles for adolescents that he prescribes to adults: pay attention to your activities and be precise.
Take a memo pad around with you for a week. Capture the activities that make you feel strong and the ones that leave you feeling weak. Notice what you're drawn to reading in magazines or the paper, which moments you find yourself looking forward to, the events where time flies by. Do this practice for at least two weeks in different circumstances.
Once you have a list of activities, drill down and get specific about each of them. Does it matter when you do it? Who you are with? What are the details that are important to capture about these activities?
Pick your top three strengths, and then start your research. What roles would allow you to use these strengths? What ways can you contribute these to the world? How can you serve while engaging that which makes you feel full and alive?
Always keep your attention trained on the specifics of which actual activities give you the biggest kick. These precise activities are raw material for building your passion. Passion is useless without precision.
Despite how it might be presented, Buckingham says passion is not found way up in the sky, in far-flung dreams and hopes. "It can be elusive to some, perhaps because they're waiting for a lightening bolt to strike and to have the answer written out in the clouds or in their tea leaves," he says. "Passion is far more practical. Passion lives at ground level, in your day-to-day activities. Look for it, claim it and figure out how to channel it to contribute your best. This is the surest way to career fulfillment."
Do you think a college degree is worth taking on debt? Share your story and leave your comments below.


Spearheading the effort to merge the two worlds of comics and music, Marvel Entertainment's Marvel Playback opens up conversation with some of music's biggest names. GRAMMY® nominated Skillet's John Cooper joined Marvel's Playback to speak about his love for comics, and the lessons he's learned from their stories and heroes. That video can be seen here: https://youtu.be/lKryE-HOg_A.
Earning three Billboard Music Award Nominations, their most recent album, Unleashed, debuted at No. 3 on the Billboard Top 200 Album Chart. The group's latest single "Back From the Dead," continues to climb the charts, hitting No. 9 on the Active Rock Chart, and No. 10 on Billboard's Christian Rock Chart. The new single comes on the heels of the debut track "Feel Invincible" that went to #1 at Active Rock radio.
"Back From The Dead" is also set to be used in SyFy's new series, Blood Drive. The episode featuring the Skillet track will be the premiere of the show on June 14th.
Skillet has announced they will be extending their "Unleashed Tour" with the addition of three more shows. After recently wrapping three legs of their headlining tour with sold-out dates across the U.S. and Europe, the group has decided to extend the tour to Memphis (June 6th), Orlando (June 8th), and Atlanta (June 9th). These dates come alongside already announced festival dates including Carolina Rebellion, Rock On The Range, Loudwire Live and Rise Above Fest. The band will also be joining Korn and Stone Sour on the Serenity Of Summer Tour in July and August.
Skillet has cemented its place as one of the 21st century's most successful rock bands. Selling more than 12 million units worldwide, the Wisconsin quartet have received two GRAMMY® Award nominations and won a Billboard Music Award for the platinum-certified Awake. Their double-platinum single "Monster" is "the eighth most-streamed rock song of 2015" and currently has over 87 million plays (and counting) on Spotify and would earn the distinction of becoming "the best-selling digital single in the history of Christian Music." 2013's Rise bowed at #4 on the Billboard Top 200 upon release and received resounding and eclectic acclaim from the likes of USA Today, New York Times, Revolver Loudwire, and more. Their latest album, Unleashed debuted at #3 on the Billboard 200 and the first single "Feel Invincible" went to #1 on the Rock Radio chart. The track "Stars" was featured in the motion picture The Shack that was released last March. Skillet was recently nominated for 3 more Billboard Music Awards and their songs have been used by the WWE, Marvel, ESPN and the NFL to name a few.


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Zions Bankers Recognized for Excellence
19 employees were honored for their commitment to delivering the highest levels of service to their clients and their communities.
Kelsi McCabe Jul 8, 2020
For their commitment to delivering the highest levels of service to their clients and their communities, 19 Zions Bank and Zions Bancorporation employees were recognized by Zions Bank President and CEO Scott Anderson during a virtual company meeting on July 7.
Rob Brough
Zions Bank's Executive Vice President of Marketing and Communications Rob Brough received the Roy W. Simmons Community Service Award for his dedication to service and nonprofit leadership. Whether he's in a stadium cheering for a local sports team, seated in a theater supporting performers on stage, or teaching students the importance of saving money, Brough demonstrates a deep commitment to bringing value to the local community.
The advocacy and vision he brings to nonprofit boards strengthens local organizations. He has served as chair of the Hale Centre Theatre Board of Trustees for the past 13 years and is also chair of the South Valley Chamber of Commerce Board of Directors. He also serves on the National Advisory Board of the Utah Valley University Woodbury School of Business, the BYU Athletics Advisory Council, and on boards of directors for the Arthritis Foundation and the Fredette Family Foundation.
Brough has served as chair of the bank's annual United Way campaign and as chair of the Paint-a-Thon. He has advanced financial literacy in Utah and Idaho schools by encouraging employees to join him in participating in the American Bankers Association's annual "National Teach Children to Save Day" and "Get Smart About Credit Day" events.
A promoter of diversity among clients and employees, Brough chaired Zions Bank's former Hispanic Marketing Committee and served as executive sponsor of the Diversity Business Forums.
The following employees each received the "Excellence…It Starts with Me" award.
Mary Bendio-Whitaker — Office of the President Manager
Mary Bendio-Whitaker exemplifies the heart of Zions Bank's brand because she is someone who truly never forgets who keeps us in business. She and her Office of the President team manage an average of 200-300 client issues per month, most of which are complaints as well as complex issues. She responds quickly, researches background, solves problems and leaves the client feeling satisfied that we did all we could to help. Over her 26-year tenure at Zions, Bendio-Whitaker has helped forge important relationships with colleagues across the company, helping her find answers quickly for her clients. Despite the pressure involved in her role, she approaches work with a positive attitude, is an upbeat manager to her employees and cares for clients with sincere empathy.
Jaren Bevan — Western Idaho Commercial Banking Regional Director
Bevan began his career at Zions Bank in 2003. After working in Commercial Banking for 13 years, he made the move to the Business Banking division as a lending manager. He found joy in working with employees and assisting them in implementing both relationship management and analytical skills to become more proficient in their roles. Last fall, Bevan assumed his current role as Western Idaho Commercial Banking regional director, where he works closely with region leadership toward a common goal of demonstrating to the community the benefits of developing a relationship with Zions Bank and its employees. Bevan is proficient in managing and structuring complex credit relationships and working with his colleagues to enhance the overall client experience.
Brent Bushman — Enterprise Retail Initiatives Manager
As manager of Enterprise Retail Initiatives, Bushman's responsibilities include identifying broken or missing processes that branch bankers need to be effective in delivering a good client experience. He then develops long-term process improvements to resolve the issues. After joining the bank in 2017, saw a need for better documentation of current procedures and stepped up to create a solution. Bushman's proposal resulted in the Bank Employee Service Tool, and he wrote the first 600+ procedures for various departments himself, including for Bankcard, Consumer/Retail Banking, Digital Banking, the Business Banking Loan Center, the Direct Consumer Loan Center, and more. His hard work cemented the format and style that would best meet front-line banker needs and is consistently used to this day.
Flyn Dawson — Real Estate Commercial Loan Officer
Dawson began his career with Zions Bank in 2009 and has continually demonstrated great service to his clients, who include some of the largest developers in Utah. Dawson started the Real Estate Banking Group's syndications group, which has accumulated over $500 million in syndications since 2016. He is considered one of his team's most seasoned corporate real estate bankers and is recognized as the same in the Salt Lake commercial real estate industry. He is the director of the Ivory-Boyer Real Estate Center in the David Eccles School of Business at the University of Utah and has been an adjunct professor for 11 years in the Master of Real Estate Development program at the U.
Cindy Doebler — Cybersecurity Operations Center Senior Manager
Over the past two years, Doebler has worked tirelessly to build a strong Cybersecurity Operations Center team that responds to 24/7 cybersecurity threats, ranging from attempts to defraud our clients to potential network intrusions. She has focused on the operational impact of new cybersecurity tools and processes to ensure they are sustainable. Doebler has also implemented new technology capabilities to dramatically improve our insight into current cyber events and to respond quickly to ongoing cyber events. This is above and beyond the typical responsibilities for what is widely known as one of the most demanding jobs in an incredibly stressful profession.
Todd Harris — Director of Municipal Finance
As director of Municipal Finance, Harris is an outstanding leader, a skilled relationship manager, and a thoughtful and caring colleague. For the past four years, he has led the company's efforts to grow its municipal portfolio in a strategic initiative started by Zions Bancorporation Chairman Harris Simmons. Harris is most passionate about strategic building, whether it be new relationships, product lines, teams or divisions. His approach has always been to truly understand and meet the needs of the client. His high level of skill and dedication is evident as he works on complex structures and with clients.
Laura Hatch — Private Banking Regional Manager
Hatch is an expert at knowing and understanding her Private Banking clients and continually receives compliments and emails thanking her for all her hard work. Hatch believes in the value of a true relationship with a client and does not hesitate to make sure clients know she is there for them. She focuses on creating trusting partnerships with her clients and banking partners. When you are Hatch's client, you get her full attention. Three years ago, Hatch moved into management as a senior vice president and regional director. She has served as the co-chair and chair of the Women's Business Forum, as an employee mentor, and as co-chair of the Regional Executive Management Committee.
Leona Help — Payroll Manager
Help began her career at Zions in 2001 and has been manager of the Payroll department for the past three years. In this role, she has worked hard to help maintain compliance with IRS standards and was a key participant in helping to consolidate payroll processing to one main system for more than 10,000 employees. During the current pandemic, Help and her team have continued to help ensure employees are paid on time while transitioning to remote working. She sets high standards of excellence for herself and motivates others to achieve higher levels of performance. She is known as a go-to person who takes the time to listen and understand what is being requested and then works until an answer is provided. She loved being a mentor through the Big Brothers Big Sisters program where she made lifelong friendships.
Ryan Longman — Manager of Enterprise Business Continuity/Resiliency Management
One of only 28 Certified Emergency Managers in the State of Utah, Longman brings a high level of expertise to preparing for and managing emergency events at Zions. He demonstrates grace under pressure, and is calm and supportive to those around him. Longman has developed an outstanding response team which is a reflection of his excellent leadership skills. He has served on several local and industry-wide boards and steering committees related to emergency preparedness, incident response and resiliency including the Utah Governor's Emergency Management Advisory Council and on boards of directors for the Utah Emergency Management Association and the Utah Association of Continuity Professionals.
Spencer Mulford — Underwriting Manager
Mulford joined Zions Bank's Small Market Commercial Real Estate group in August 2015 and was made the manager of that group in 2019. Under his leadership, the team has grown steadily and thrives. Mulford not only has great technical lending knowledge and experience, but incredible common sense that allows him to provide outstanding service to the bankers and borrowers that he serves. He is a helpful and calm manager who brings out the best in the teams he leads by making sure they know he wants them to excel both professionally and personally. Mulford has fostered an environment in which his teams enjoy working, achieve great results and are loyal to Zions.
Otmane Oudrhiri — Business Systems Analyst Manager
Oudrhiri and his team provide support for many of the bank's critical client-facing systems, enabling digital access to banking services. His method has always been to deeply understand the systems he works with so he can provide the best service possible. He has been personally involved in creating new opportunities for the bank, always looks for better ways to deliver top-level service, and works to instill the same philosophy in his team.
Special Excellence Group Award
A special Excellence Group Award was created to recognize the team of bankers that helped facilitate Zions Bank's participation in the U.S. Small Business Administration's Paycheck Protection Program.
They interacted well, worked tirelessly, and coordinated and processed thousands upon thousands of SBA PPP loans. They coached, tutored and assisted officers from around the bank in the effort of providing extraordinary, timely service to clients and nonclients.
What they did and how they did it was monumental and integral to the success of the bank and Zions Bancorporation through the SBA PPP initiative.
Robert Bischoff — Executive Vice President, Senior Commercial Banking Regional Director
Colby Cook — Senior Vice President, Executive Banking Director
Cory Gardiner — Executive Vice President, Retail Branch Banking Director
Shelly Johnson — Executive Vice President, Strategic Initiatives Manager
Lydia Levin — Senior Vice President, Manager of Retail and Digital Product Management
Greg Olsen — Senior Vice President, Middle Office Lending Group Manager
Milisa Wolfley — Vice President, Business Program Manager
Take 5 with Zions Talent: Chantel Chase
Longest-Tenured Zions Bank Employee Says Goodbye


Best Times to Meet: Summer 2018 I'll be looking to climb most days. Day trips from Brooklyn to the Gunks?
Gunks, just a few so far.
Apr 21, 2019 · TR.
Apr 21, 2019 · Follow. w/ Andy from Cliffhanger Guides.
Mar 30, 2019 · Lead. Fun. 1 pitch. With C and Anna. Don't use tree at top. Use tree further back,redirect at tree.
Mar 30, 2019 · Lead. with Christina and Anna. Used a number 5 on P1. Bold hand travers. Belay from after traverse?


text:
Q: How to run script with Django settings in subdirectory without relative project path I want to execute the seeds.py script located in restaurants_project/scripts/. This seed file would populate my database with restaurant records based on the CSV data within the same folder by using my Django model Restaurant. I've found that the only way to include the project settings (i.e. restaurant_project.settings) along with my necessary models was to sys.path.append('MY_PROJECTS_RELATIVE_PATH') in the seeds file. I obviously don't want to do this in production (or do i?) so what's the best way to include those settings without getting the following ImportError:
ImportError: Could not import settings 'restaurants_project.settings' (Is it on sys.path? Is there an import error in the settings file?): No module named 'restaurants_project'

Directory Tree:
|___restaurants_project
| |______init__.py
| |______pycache__
| | |______init__.cpython-34.pyc
| | |____settings.cpython-34.pyc
| |____settings.py
| |____urls.py
| |____wsgi.py
|____restaurants
| |______init__.py
| |______pycache__
| | |______init__.cpython-34.pyc
| | |____admin.cpython-34.pyc
| | |____models.cpython-34.pyc
| |____admin.py
| |____migrations
| | |______init__.py
| |____models.py
| |____tests.py
| |____views.py
|____scripts
| |______init__.py
| |______pycache__
| | |______init__.cpython-34.pyc
| |____restaurant_inspections_2014.csv
| |____seeds.py
| |____unique_restaurant_ids.txt

seeds.py:
import os, sys
os.environ.setdefault('DJANGO_SETTINGS_MODULE', 'restaurants_project.settings')

import django
django.setup()

import csv
csvfile = open('restaurant_inspections_2014.csv')
reader = csv.reader(csvfile)
headers = next(reader, None)

for row in reader:
  print(row)
  import pdb; pdb.set_trace()

A: The best way to write a script that uses the settings of a project is to write a custom management command:
https://docs.djangoproject.com/en/1.8/howto/custom-management-commands/
Basically you should wrap your script inside a class that extends BaseCommand and put it inside the management/commands directory of an app.

redpajama_set_name: RedPajamaStackExchange


For the removal and control of mature infections of large strongyles, small strongyles, pinworms, and large roundworms in horses and ponies.
EXTREMELY ATTRACTIVE brassica blend designed for planting in late summer/early fall. Includes unique "lettuce-type" brassicas (4 TIMES MORE ATTRACTIVE TO DEER than any other brassicas tested by the Whitetail Institute). Establishes and grows rapidly. Extremely drought and cold tolerant.
We decided at the very beginning to focus on making the best collars and leads possible, period.
Advantage® II works through contact, so fleas don't have to bite to die.
This SunFresh® Recipe diet takes "natural" to a whole new level by using only the freshest, highest quality sun-grown grains and plant proteins to give birds the wholesome, healthy goodness and fresh taste they deserve.
NutriSource® Large Breed Adult Chicken and Rice provides super premium nutrition in a scientifically formulated easy to digest food designed for large and giant breeds.
NutriSource® Adult Dog Chicken and Rice Formula provides super premium nutrition in a scientifically formulated easy to digest food. Real chicken is the number one ingredient in NutriSource® Adult dog food.
Morton® System Saver® Pellets patented formula keeps water softeners running cleaner and longer. System Saver® will remove substantially more iron from resin beads during the regeneration cycle than other pellets on the market, extending the capacity and life of your water softener.
Vintage Racer® is a high-energy blend of cracked corn and pressure-cooked fiber nuggets containing beet pulp, rice bran, and soy hulls covered in molasses and vegetable oil for performance horses. The low-dust/highfiber content makes Vintage Racer® an ideal grain and partial hay replacement ration for horses with respiratory problems.
Sentinel™ Life Time Formula — A nutrient release formula horse feed formulated specifically for active junior, adult and senior horses specifically where joint health is a potential concern. A high fat, high fiber complete feed fortified with essential nutrients plus Glucosamine HCl and Chondroitin Sulfate provides superior nutrition to meet the physiological and metabolic needs of active horses for a lifetime of health and performance.
Carb-Guard is a nutritionally balanced, low protein, high fat pellet feed.
Fixed formula recipe. Naturally wholesome ingredients, vitamin and mineral fortified.
An excellent mix for woodland dwelling birds: Chickadees, Nuthatches, the Tufted Titmouse, and sparrows are attracted to the added level of black oil and striped sunflower seeds combined with sunflower chips, peanut hearts, fine cracked corn, and white millet.


text:
Pilot Motor Car Company war ein US-amerikanischer Hersteller von Automobilen.

Unternehmensgeschichte
Das Unternehmen wurde 1909 in Richmond in Indiana gegründet. Als Vorgängerunternehmen gilt die Seidel Buggy Company. Deren Leiter George Seidel wurde auch Präsident bei Pilot. Im gleichen Jahr begann die Produktion von Automobilen. Der Markenname lautete Pilot. Die Geschäfte liefen einige Jahre gut.

1921 oder 1922 wurde Lorraine Car Company übernommen. Die Nachkriegsdepression sorgte für Probleme. Im November 1923 begann die Insolvenz. Anfang 1924 entstanden die letzten Fahrzeuge. Im April 1924 wurde das Werk verkauft. Insgesamt entstanden über 5000 Fahrzeuge.

Fahrzeuge
Zunächst hatten die Fahrzeuge Vierzylindermotoren von Teetor-Hartley. 1913 kamen Sechszylindermotoren dazu. 1914 war das letzte Jahr für Vierzylindermodelle. 1916 gab es kurzzeitig ein Modell mit einem V8-Motor. In den 1920er Jahren kamen die stärkeren Sechszylindermotoren von Herschell-Spillman.

Von 1909 bis 1910 gab es nur den Thirty-Five. Der Motor war mit 30/36 PS angegeben. Das Fahrgestell hatte 300 cm Radstand. Einziger Aufbau war ein Roadster.

1911 wurde daraus das Thirty-Five Model D. Zum Roadster gesellte sich ein Tourenwagen. Außerdem erschien das Fifty Model B. Der Motor war mit 45/50 PS angegeben. Radstand und Aufbauten unterschieden sich nicht.

1912 stand nur der Thirty-Five im Sortiment. Der Radstand war auf 305 cm verlängert worden. Der Tourenwagen bot Platz für fünf Personen, der Roadster für zwei und ein Speedster ebenfalls für zwei Personen.

1913 gab es drei verschiedene Modelle. Das Model 40 hatte einen 40-PS-Motor, 305 cm Radstand und Aufbauten als zweisitziger Roadster und fünfsitziger Tourenwagen. Im Model 50 leistete der Motor 50 PS. Der Radstand betrug 320 cm. Einzige Karosseriebauform war ein Tourenwagen mit fünf Sitzen. Neu war das Model 60. Sein Sechszylindermotor leistete 60 PS. Der Radstand von 335 cm ermöglichte Tourenwagenaufbauten mit sieben Sitzen.

1914 war die einzige Änderung, dass das Model 60 zusätzlich als fünfsitziger Tourenwagen sowie als zwei- und viersitziger Roadster erhältlich war.

1915 bestand das Sortiment aus zwei Modellen mit Sechszylindermotoren. Im Model 55 leistete er 55 PS. Der Radstand betrug 320 cm. Der Tourenwagen bot Platz für fünf Personen. Beim Model 75 leistete der Motor 75 PS. Der Radstand maß 335 cm. Fünf- und siebensitzige Tourenwagen und ein zweisitziger Roadster standen zur Wahl.

1916 wurden sie in Model 6-55 und Model 6-75 umbenannt. Beide hatten die Aufbauten des größeren der beiden Vorjahresmodelle. Zusätzlich erschien mit dem Model 6-45 ein kleineres Modell. Es hatte einen 45-PS-Motor, 302 cm Radstand und war als fünfsitziger Tourenwagen und viersitziger Roadster erhältlich. Außerdem war das Model 8-55 das erste und einzige Modell dieses Herstellers mit einem Achtzylindermotor. Motorleistung, Radstand und Aufbauten entsprachen dem Model 6-55.

1917 beschränkte sich das Angebot auf das kleinste Modell des Vorjahres. Die Motorleistung war mit 43,5 PS angegeben. Überliefert sind ein Chummy Roadster mit vier Sitzen und ein Tourenwagen mit fünf Sitzen.

1918 wurde der Radstand geringfügig auf 305 cm verlängert. Einziger Aufbau war ein Roadster.

1919 war dieses Modell als fünfsitziger Tourenwagen, viersitziger Roadster und fünfsitzige Limousine erhältlich.

1920 kam ein viersitziges Coupé dazu.

1921 wurde es Model 6-50 genannt, obwohl sich die Motorleistung nicht änderte. Der Radstand war auf 330 cm verlängert worden. Tourenwagen, Limousine und Coupé blieben unverändert. Außerdem gab es einen zweisitzigen Military Roadster.

1922 folgte das Model 6-56. Der neue Motor leistete 68 PS. Der Radstand blieb unverändert. Zur Wahl standen Tourenwagen mit fünf und sieben Sitzen, Roadster mit drei Sitzen, Coupé mit vier Sitzen, Limousine mit fünf Sitzen und Sportster mit vier Sitzen.

1923 war die Motorleistung mit 69 PS angegeben. Ein viersitziger Sport ersetzte den Sportster des Vorjahres. Außerdem ergänzte eine siebensitzige Limousine die Aufbauten.

1924 wurden wieder 68 PS genannt. Sport und Roadster entfielen. Sie wurden durch einen zweisitzigen Speedster, einen viersitzigen Brougham und einen ebenfalls viersitzigen Sportster ersetzt.

Modellübersicht

Produktionszahlen

Literatur

Einzelnachweise

Ehemaliger Pkw-Hersteller (Indiana)
Ehemaliges Unternehmen (Richmond, Indiana)
Gegründet 1909
Aufgelöst 1924
Produzierendes Unternehmen (Richmond, Indiana)

redpajama_set_name: RedPajamaWikipedia


American Academy For training courses is one of the leaders to offer TEFL courses in Egypt and Middle East. American Academy For training courses uses updated interactive teaching methodology. Internationally recognized 12 week intensive TEFL Diploma course with external validation and moderation. Learn to Teach English as a foreign language with our interactive TEFL lessons. American Academy For Training courses uses teaching curriculum material approved by Cambridge university press. TEFL Certificate-qualified TEFL teachers with some teaching experience behind them can take a further TEFL qualification, most commonly a professional diploma. Applicants for these courses usually already possess a good command of English . If you are looking to learn or improve your Teaching skills ? You have just one place American academy for training courses 6 October City, American academy for training courses Zaid City and American academy for training courses Maadi City in Cairo.
American Academy For training courses offer English courses are licensed & authorized by USA, Department of the state, USA Education, AdavncedED USA, SACS USA.
American Academy for training courses offers TEFL and teaching programs accredited by ISO 9001.
Welcome to accredited A TEFL International certificate program in Egypt, world-leading provider of TEFL courses. TEFL courses, also known as TESOL courses, prepare you for an exciting and rewarding experience teaching English in Egypt or abroad.
Our TEFL program offers world-leading English teacher training. In completing one of our courses you will learn the effective practices of teaching English as a foreign language (TEFL) also known as teaching English to speakers of other languages (TESOL). Our TEFL program leads to internationally recognized and highly respected TEFL certification.


text:
Q: Implement Zxing barcode reader with TextureView I'm trying to put Camera Preview of Zbar scanner into TextureView but Android Studio keep returning rendering error.
"Exception raised during rendering: android.view.TextureView cannot be cast to android.view.ViewGroup"
How can fix it.
 <TextureView
    android:layout_width="match_parent"
    android:layout_height="200dp"
    android:id="@+id/cameraView"
    android:layout_below="@+id/text_read_barcode">

<com.journeyapps.barcodescanner.DecoratedBarcodeView
    android:id="@+id/barcode_scanner"
    android:layout_width="match_parent"
    android:layout_height="match_parent"
    android:layout_alignParentTop="true"
    app:zxing_use_texture_view = "true"
    app:zxing_preview_scaling_strategy="centerCrop">
</com.journeyapps.barcodescanner.DecoratedBarcodeView>

</TextureView>

activity code here
import android.content.Intent;
import android.os.Bundle;
import android.support.v7.app.AppCompatActivity;
import android.support.v7.widget.Toolbar;
import android.view.KeyEvent;
import android.view.TextureView;
import android.view.View;
import android.widget.AdapterView;
import android.widget.Button;
import android.widget.ListView;
import android.widget.TextView;
import android.widget.Toast;

import com.google.zxing.ResultPoint;
import com.google.zxing.client.android.BeepManager;
import com.journeyapps.barcodescanner.BarcodeCallback;
import com.journeyapps.barcodescanner.BarcodeResult;
import com.journeyapps.barcodescanner.DecoratedBarcodeView;

import java.util.ArrayList;
import java.util.List;

public class MoveIssueReadBarcode extends AppCompatActivity {
    private Button mButtonHome, mButtonBack, mButtonRead;
    ListView listView;
    CustomListAdapter adapter;
    List<Items> row;
    TextView setUser, setBase;
    TextureView cameraView;
    TextView barcodeInfo;
    DecoratedBarcodeView barcodeView;
    private BeepManager beepManager;
    private String lastText;

    private BarcodeCallback callback = new BarcodeCallback() {
        @Override
        public void barcodeResult(BarcodeResult result) {
            if(result.getText() == null || result.getText().equals(lastText)) {
                // Prevent duplicate scans
                return;
            }

            lastText = result.getText();
            barcodeView.setStatusText(result.getText());
            beepManager.playBeepSoundAndVibrate();

        }

        @Override
        public void possibleResultPoints(List<ResultPoint> resultPoints) {

        }

    };

    @Override
    protected void onCreate(Bundle savedInstanceState) {
        super.onCreate(savedInstanceState);
        setContentView(R.layout.activity_move_issue_read_barcode);
        Toolbar toolbar = (Toolbar) findViewById( R.id.toolbar3 );
        setSupportActionBar( toolbar );

        //Barcode reading
        cameraView = (TextureView) findViewById(R.id.cameraView);
        barcodeInfo = (TextView) findViewById(R.id.codeInfo);

        barcodeView = (DecoratedBarcodeView) findViewById(R.id.barcode_scanner);
        barcodeView.decodeContinuous(callback);

        beepManager = new BeepManager(this);
    }

    @Override
    protected void onResume() {
        super.onResume();

        barcodeView.resume();
    }

    @Override
    protected void onPause() {
        super.onPause();

        barcodeView.pause();
    }

    public void pause(View view) {
        barcodeView.pause();
    }

    public void resume(View view) {
        barcodeView.resume();
    }

    public void triggerScan(View view) {
        barcodeView.decodeSingle(callback);
    }

    @Override
    public boolean onKeyDown(int keyCode, KeyEvent event) {
        return barcodeView.onKeyDown(keyCode, event) || super.onKeyDown(keyCode, event);
    }

    private void doInit(){

    }

}

I want to put preview in black area


On the heavy arrivals day for Olympians and spectators, Heathrow was able to manage matters flawlessly. And then they rested.
London Heathrow airport operator BAA Ltd. said passenger numbers fell 4.1 percent last month as Britons stayed at home to watch the Olympics and overseas travelers delayed visits until after the games.
The customer total across BAA's five U.K. airports dropped to 9.63 million, with the number using Heathrow, Europe's busiest hub, down 4.4 percent from a year earlier at 6.57 million, the unit of Spanish builder Ferrovial SA said today.
While overall figures were lower, Heathrow racked up some of its biggest totals for passenger arrivals. The busiest day for incoming travelers in the run up to the Olympics was July 16, when the opening of the athlete village helped lift arrivals to 103,346 and the total to 216,000, the high for the month.
BAA Chief Executive Officer Colin Matthews said in a statement that passenger satisfaction scores were at record levels as the airport drafted in volunteers to help ease travel.
London Gatwick, the capital's second biggest airport and a hub for discount and charter carriers, attracted 3.63 million passengers in July, down 0.1 percent from a year earlier.
The figure was in line with forecasts, given the number of people putting off vacations "in favor of staying at home to soak up the Games," CEO Nick Dunn said in a statement.
BAA sold Gatwick to Global Infrastructure Partners Ltd. for 1.51 billion pounds ($2.4 billion) in 2009 as part of a breakup ordered by the U.K. Competition Commission.
Editor: Chris Jasper. To contact the reporter on this story: Roxana Zega in London at rzega@bloomberg.net. To contact the editor responsible for this story: Chad Thomas at cthomas16@bloomberg.net.


libraries and communities across Canada.
visually rich songs, and created a television series called Ballooner Landing.
Ballooner Landing is the television home the couple shares with their lovable dog, 'Do-Good', a shy pink parrot, 'Prudence', and the anything but shy 'Tex Critter' the flea.
Winner of the Can-Pro Gold award for best Canadian produced children's series, Ballooner Landing aired for 15 years on various networks including YTV, CBC, Global, as well as some PBS, and Kidztime in the U.S. The Paley's have also appeared on Treehouse and Sesame Street.
Many of Lee and Sandy's songs are printed in music books. Favourites like "One Green Jelly Bean", "Six Inch Boots in a Nine Inch Puddle", "Don't Get Peanut Butter in the Strawberry Jam" and "Cow's Woc Backward" are published in textbooks worldwide by Pearson Education (New Jersey, USA).
Motivated by their love for children and a belief that childhood is far too short, Lee and Sandy encourage families to play, laugh and sing together. Their imaginative music has a positive focus and a message of caring, friendship and love.
The Paleys believe that when children are happy, they play well together and find it easier to learn, and music is a great way to lift their spirits, open their minds and inspire creativity.
Lee and Sandy, along with their family, live in Calgary, Alberta, Canada.


text:
Spider-Man: Far From Home Director Confirms Multiverse Coming to MCU
By The Credits
Avengers: Endgame forever altered the landscape of the MCU in myriad ways. (Spoiler alert if you haven't seen the film yet.) Peter Parker (Tom Holland)'s trip abroad in Far From Home will be upended by more than just Nick Fury (Samuel L. Jackson). The new trailer confirmed that Far From Home will deal directly with the aftermath of Endgame, both in who was lost and what the world—or should we say, worlds—are like in a post-Thanos, post-Snap environment. All that time traveling in Endgame scrambled timelines and possibly rejiggered the MCU. In Far From Home, Jake Gyllenhaal's Mysterio arrives on the scene from another Earth. It appears that Parker will be the first superhero to deal with the repercussions of all that time hopping.
In an interview with Fandango, director Jon Watts confirmed that yes, the multiverse has come to the MCU.
"We had to look at it in terms of the scope of what happened at the end of Endgame. Seeing all the crazy things that they did and all the questions that raises. So we're definitely trying to answer one of the big ones — alternate timelines. So many possibilities opened up at the end of Endgame, and Peter Parker is one of the few people on the ground dealing with them."
(l to r) Numan Acar, Tom Holland and Jacky Gyllenhaal in Columbia Pictures' SPIDER-MAN: ™ FAR FROM HOME. Courtesy Sony Pictures.
So now we know that Far From Home is definitively set in this post Endgame world and dealing with the multiple timelines the events have created. Watts confirmed that the villains of the new film are indeed called "Elementals," and that they're from the same parallel dimension that Mysterio says he's from.
Most post-Avengers films in the MCU have been lighter and leaner. While Far From Home will certainly be leaner, the fact that its dealing with the loss of some major characters and all the repercussions of messing with the space-time continuum means it might not be so light. Peter Parker has been through a lot since he got mixed up with the Avengers. He's fought his fellow superheroes in Germany in Captain America: Civil War, he died in Infinity War, and he was resurrected and fought in Endgame only to see (again, spoiler alert) his mentor Tony Stark die defeating Thanos.
"You don't get to see any of the fallout in Endgame, and we get to explore that in our movie," Watts told Fandango. "We don't say specifically how far after, but the idea is that it's almost immediately after the events of Endgame. So we get to see the neighborhood from the first movie dealing with the implications of all of the crazy fallout of Endgame. And, you know, in classic New York style, everyone is just moving on and getting on with their daily lives. Ya know, half the people that disappeared are now back, so let's move on."
How they move on, and how Peter Parker assures that there's a future to look forward to, are but some of the questions Far From Home will answer.
Spider-Man: Far From Home opens on July 2, 2019.
Featured image: Spider-Man in Columbia Pictures' SPIDER-MAN: ™ FAR FROM HOME. Courtesy Sony Pictures.
TAGSSony Pictures Spider-Man: Far From Home
The Credits is an online magazine that tells the story behind the story to celebrate our large and diverse creative community. Focusing on profiles of below-the-line filmmakers, The Credits celebrates the often uncelebrated individuals who are indispensable to the films and TV shows we love.
How Andrew Garfield Kept His "Spider-Man: No Way Home" Secret Mostly Hidden
Featured Story, Movies
Watch Tom Holland in High-Flying "Uncharted" Clip in First Big Post Spider-Man Role


text:
Transition towards green growth in Mozambique: policy review and recommendations for action
The African Development Bank has launched the report, "Transition towards Green Growth in Mozambique: Policy review and recommendations for action," which summarizes the development process of the Green Economy Action Plan (GEAP) prepared to operationalize the ambitious goals of the country's Green Economy Roadmap – a plan that outlines the country's path to become an inclusive middle income country by 2030 through sustainable infrastructure, efficient and sustainable use of natural resources, and the strengthening of resilience and adaptive capacity to socio-economic shocks and climate variability. The Republic of Mozambique has grown at an impressive average rate of 7.2 percent during the last decade, driven by foreign direct investment, agricultural growth and infrastructure investment. To the detriment of the more than half the population living below the poverty line however, the country has a poor record of transforming fast economic growth, driven by capital-intensive mega projects, into sustained poverty reduction.
Transition_Towards_Green_Growth_in_Mozambique_-_Policy_Review_and_Recommendations_for_Action.pdf
Foreign Direct Investment (FDI)


Supplementary materials for teaching Issue 01 are listed below.
Lauren Groff discusses tailgating, running, reading, and, of course, writing. Groff's story "Exquisite Corpse" appears in Issue 01.
Fiona Maazel discusses cults, comedic fiction, and country music. Maazel's story "Interpreters of Men Get It On" appears in Issue 01.
Don Share discusses place, space, and the new sphere of internet communication. Share's poems "The Crew Change", "Wishbone" and "High Holidays" appear in Issue 01.
See all of Issue 1.


text:
Closing The Gap Alliance Leveling Guides For Levels
It's no secret by now that the undisputed champion of MMORPGs (Massively Multiplayer Online Role-Playing Game) is World of Warcraft. In the four years since its debut in November of 2004, Warcraft has reached a huge audience across the world, thrilling its fans with deep player choice, exploration, combat, and a truly socially-competitive online atmosphere. There's a reason why World of Warcraft has fought its way to the top in the competitive MMORPG market.
Unlike many video games available these days, Warcraft truly rewards the dedicated player with power and wealth. Because of this, Warcraft players are encouraged to reach the higher levels available in the game more quickly, giving them the competitive edge in player-versus-player matches. When the original World of Warcraft made its debut in 2004, the level cap was 60. Since then, Warcraft has seen the release of its first full-size expansion, entitled The Burning Crusade. The release of The Burning Crusade also saw the addition of a higher level cap: when once it was 60, it was now 70. The players who were already at the top of the food-chain found themselves scrambling to maintain their place in the hierarchy.
Power Hungry: Alliance Leveling Guides From 60 to 70 Leveling a World of Warcraft character can sometimes feel like a daunting task. It requires a delicate balance of level grinding (repeating the same tedious tasks over and over again) and quest completion. Completing quests and joining factions can be a very good way to gain experience and level up, but it's not always enough.
To help you navigate World of Warcraft's huge realm and get the most out of your time in the game, a number of Warcraft authorities have published Alliance Leveling Guide for levels 60 to 70. You've heard of them. You've seen the records they've set for reaching level 70 faster than anyone.
Now all of their carefully developed secrets can be yours! Alliance 60 to 70 leveling guides can take many forms, as there are many people out there who are eager to share their experience and know-how with you. What they all have in common is the fact that they are written by World of Warcraft enthusiasts just like you. One of the more notable Alliance 60 to 70 leveling guides is published by WOW Addicts (wowaddicts.com). If you don't know who they are, then you soon will, since they currently hold the world record for reaching level 70 faster than anyone else.
You'll learn what quests to take, where to go, what do to, and what to kill to make sure you get to level 70 faster than anyone else. If you need a competitive edge, then the WOW Addicts Alliance 60 to 70 leveling guide is exactly what you're looking for.
http://www.wowaddicts.com has become the premiere site for high quality unofficial World of Warcraft guides. Having recently broken the Solo 1-70 world leveling record, they are set to explode on to the Alliance Leveling Guide scene, and take the industry by storm.


text:
Islamic Society ( 28 Oct 2019, NewAgeIslam.Com)
Sharia Law neither Prevented Radical Islamic Groups like Boko Haram Gaining Influence, nor Help Reduce the North Nigeria's Rampant Corruption
By Katrin Gänsler
On October 27, 1999, the then-governor of Nigeria's Zamfara State, Ahmed Sani Yerima, introduced Sharia law. Eleven other states in northern Nigeria with majority Muslim populations, including those of Kano and Kaduna, followed suit. Many Christians living in the country, meanwhile, vehemently protested against the move. Riots ensued and several thousand Christians and Muslims died. Atta Barkindo, who heads the Catholic Kukah Centre (TKC), an organization that fosters interfaith dialogue, remembers this turbulent time well: "We were deeply concerned. Nobody knew which consequences this decision would have. We had only just come out of a military dictatorship. There was a lot of anger about."
'Clichéd Image' Of Sharia
Imam Nuruddeen Lemu recalls how scared locals were by the decision of several Nigerian governors to introduce Sharia law. Lemu leads the research department at the Dawah Institute of Nigeria based in Minna, Niger State. He says people had a fear of what Sharia law implied, and that some feared a Muslim dominance and that Christians could be oppressed. He also admits, however, that Nigeria's "Muslims had not done their own homework in alleviating fears."
Lemu notes that even today, some people still have a clichéd image of Sharia law in their mind that has very little in common with reality. He says many non-Muslims deem Sharia law barbaric, adding that common stereotypes include the idea that it allows people to be punished by having their arms severed, that non-Muslims are forced to convert to Islam, and that human rights are routinely violated. Muslims, meanwhile, insist that Sharia law is applied only to other Muslims. That's why states in northern Nigeria have other legal systems in place in parallel to Islamic law.
Sharia law has a long tradition in this part of the world anyway. It was practiced in the Sokoto Caliphate and Kanem-Bornu African trading empire prior to British colonial rule in the 19th and 20th centuries. Both were prosperous and powerful entities, and people therefore associated positive things with Sharia law. TKC's Atta Barkindo says that because northern Nigeria wanted to "return to the glory of former times" there had been calls to reintroduce Sharia law since the country's independence in 1960.
Sharia as a Political Draw-card
But this only became possible when Nigeria left behind decades of military rule in 1999 and returned to a democratic, multiparty system. That same year, Olusegun Obasanjo – a Christian from the country's southwest – was elected Nigerian president. He could not be accused of wanting to impose Islam on the country, as would have been the case with a Muslim leader. When northern Nigeria states then introduced Sharia law, he did not intervene to stop them, which won him the support of the country's Muslim population.
But to this day, Nigeria's Sharia law is seen as politicized, with the governors introducing it in the north to meet demands long made by potential voters. Imam Lemu explains that "sometimes politicians use the word 'Sharia' when they know the majority are Muslims that the majority of voters will support them and the local scholars will support them."
But Halima Jibril, the current president of the Federation of Muslim Women's Associations in Nigeria (FOMWAN), says Sharia law is much more than just politics and in fact regulates the way people coexist. She says when the rules are properly applied, it has many benefits. She particularly praises the ban on selling and consuming alcohol in northern Nigeria, saying that "when the restriction on alcohol was implemented, anybody who wanted to drink had to go far away to the outskirts of the towns. Many wives were happy about that."
Jibril says that as a result, families have grown closer and that men are now taking better care of their wives and children — though there still are ways to get alcohol in the country's north, with illegal bars, for example, selling beer and spirits concealed in Tetra Pak packaging. Jibril says that Sharia law also calls on the state to supports its people so that they "can live a life according to the principles of Islam." This, by extension, means for instance that a basic living standard for all must be ensured so that nobody is forced to commit theft. Yet so far, no such social welfare system is in place in northern Nigeria.
Few Improvements
However, nothing much has improved in northern Nigeria's security situation, education system and infrastructure over the past 20 years. In the states of Zamfara, Katsina and Kaduna, locals are in great danger of falling victim to bandits. And nowhere else in Nigeria do children spend less time in school than here. Moreover, the introduction of Sharia law neither prevented radical Islamic groups like Boko Haram gaining influence, nor help reduce the region's rampant corruption.
Atta Barkindo is disappointed, saying that 20 years of Sharia law in the north have made things worse than before. He wants there to be discussion on what a secular Nigeria should look like, how Nigeria defines itself as a nation and how the harmonious coexistence of Christians and Muslims can be fostered. According to Barkindo, "what Sharia law has done is to divide us more in this country. You go to communities; people have withdrawn into the womb of their religions." He says that this is because today, people's religion and ethnicity determine access to power, resources and privileges.
Original Headline: Nigeria looks back on 20 years of Sharia law in the north
Source: D W Media for Minds
URL: http://www.newageislam.com/islamic-society/katrin-gänsler/sharia-law-neither-prevented-radical-islamic-groups-like-boko-haram-gaining-influence,-nor-help-reduce-the-north-nigeria's-rampant-corruption/d/120114


Preheat oven to 350. Line a 12-cup muffin tin with paper liners (or grease and flour and grumble about the non-existence of a GF baking spray).
Wisk together dry ingredients, being sure to get rid of any lumps of cocoa powder. Stir in wet ingredients and beat until smooth. Batter will be fairly thin.
Fill baking cups about 3/4 of the way. You may have enough for a couple of extra cupcakes. Bake 26-28 minutes, or until a toothpick comes out clean.
Cool 5 minutes in the pan, then on rack/plate.
Frost cupcakes after they have cooled completely.
Thin to desired consistency with soy milk–I needed about 1 T.
I saw a substitution chart swapping olive oil for butter. What about coconut oil for butter?


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Home » News & Speeches » ICC to assist the development of an arbitration centre in Jerusalem
ICC to assist the development of an arbitration centre in Jerusalem
News • Jerusalem, 02/05/2011
The first steps towards the development of a Jerusalem Arbitration Centre (JAC) for the resolution of commercial disputes between parties in Israel and Palestine were agreed today in a Memorandum of Understanding (MOU) signed by the International Chamber of Commerce, ICC Palestine and ICC Israel.
The MOU sets out a number of conditions to be met by the two ICC regional representatives, including confirmation of adequate neutral funding, in order for the JAC to be established. If these conditions are met, ICC and its International Court of Arbitration will provide training and advice to support the development and operations of the JAC.
"ICC's mission to help ensure peace and prosperity through trade is especially relevant in this region," said ICC Secretary General Jean-Guy Carrier. "The signing of this agreement is a first step in developing a means of resolving business disputes between parties in Israel and Palestine before a neutral forum. The long experience and expertise of the ICC International Court of Arbitration will help ensure the ultimate success of the JAC."
The development of the JAC, including training of staff, selection of arbitrators, and drafting of arbitration rules is expected to take over one year. At the end of the development phase of the JAC, it will function as an independent, specialized arbitration institution tailored to Israeli-Palestinian commercial disputes and their unique circumstances.
"The ICC International Court of Arbitration is pleased to offer its support and the benefit of its long experience to the JAC project," said John Beechey, Chairman of the ICC International Court of Arbitration. "The signature of this MOU is a signal of ICC's intent and a first step towards the establishment of an arbitral institution to which users can turn with confidence as a truly independent and neutral forum for the resolution of Palestinian-Israeli business disputes."
For further information, please contact
Dawn CHARDONNAL
Head, Media Relations and Web
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Back to School Exhibit - 2022
Art Exhibits on Display Sept. 6–29, 2022
Truckee Meadows Community College (TMCC) welcomes its annual faculty show, which will be on display from Sept. 6–29, 2022. An artist reception will be held on Sept. 7 from 5–7 p.m. in the Red Mountain Gallery, 3rd floor of the Red Mountain Building on the Dandini Campus. Refreshments will be served, and the exhibitions are free and open to the public.
TMCC Main Gallery: 51st Annual Faculty Show
The 51st Annual TMCC Art Faculty Exhibition showcases the creative research of the TMCC Art faculty. The faculty comprises individuals with backgrounds ranging from studio art and art education, to education and biology, producing an exhibition that reflects a broad range of creative expression. Artists include Mahedi Anjuman, Dean Burton, Jay Damron, Candace Garlock, Miles Hall, Weston Lee, Galina Milton, Dayan Paul, Sonny Rosenberg, Micaela Rubalcava, and Rossitza Todorova.
Red Mountain Gallery: Kites that do not fly, by EDW Martinez
The idea of Kites that do not fly began six years ago for EDW Martinez. When someone would ask him, what are you working on now? He would give a rehearsed technical reply about his artistic collage and sculptural process, to which his wife would say, why don't you just say, 'I am making art kites that do not fly.' The thought of seeing his art images on a kite skin was appealing. Oh boy, another art epiphany! Why don't I just make my own kites, embellished with my new art, using traditional kite forms and shapes, and not worry about their aerodynamics? he says. As the work developed, he became more concerned with how they would look like art on a white cube gallery wall leading him to make Kites that do not fly.
EDW Martinez has been creating two- and three-dimensional art for over six decades. He was a long-time studio art instructor, Associate Professor, and Art Department Chairman Emeritus of the University of Nevada Reno. He has participated in more than two hundred group and one-person exhibitions at the regional, national and international level, including a traveling print exhibit in all fifty US states. His art is in private, corporate, and public collections.
Erik Lauritzen Gallery: Green, Green Grass, by Ana Perez-McKay
Green, Green Grass is a series of acrylic paintings presented on oddly-sized hardboard panels, incorporating collage and needlepoint to construct lopsided windows into illustrative images that invoke cycles of growth. Ana Perez-McKay's work is playfully colorful and intuitive, simultaneously suggesting familiarity and warmth and a cycle of stagnation in memory and ritual. Green, Green Grass incorporates ambiguous storytelling through narrative imagery to build a comfortable representation of the world through a lens of difficult emotions and personal disconnection.
Ana Perez-McKay is a multidisciplinary artist and illustrator based in Reno, Nevada. She graduated from the University of Nevada, Reno, in Spring 2022 with a BFA in Studio Arts with a Printmaking emphasis and a minor in Museum Studies. To see more of Ana Perez-McKay's work, visit her website.
Red Mountain Student Gallery: Our Cruel Reality, by Tiana Keeler
In Our Cruel Reality, Tiana Keeler uses her paintings and photographs to offer a glimpse into what it is like to be a Woman and an AFAB (Assigned Female at Birth) in today's patriarchal society. She wants her art to make people reflect on the ongoing war against women and brings awareness to sexism, racism, and homophobia in our culture.
Tiana Keeler is a Reno-based multi-media artist. She holds an Associate of Fine Arts degree from Truckee Meadows Community College and is pursuing her Bachelor of Arts degree with a Major in Photography at the University of Nevada, Reno. To see more of Tiana Keeler's work, visit her Instagram @tiro_kei or website.
51st Annual Faculty Exhibition
TMCC Main Gallery
Miles Hall, "Deconstructing the Apocalypse In Her Own Image"
EDW Martinez, "Kites that do not fly"
Red Mountain Gallery
EDW Martinez, "Kites that do not fly" (detail)
Ana Perez-McKay, "Green, Green Grass"
Erik Lauritzen Gallery
Ana Perez-McKay, "A Picnic (detail)"
Tiana Keeler, "Our Cruel Reality"
Red Mountain Student Gallery
Tiana Keeler, "Crime Scene"
2023 - Spring Exhibit
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UAE creates specialist AML court to further strengthen its AML regulations
The United Arab Emirates have announced a new division of its court system established specifically to hear cases relating to money laundering and financial crime. This new Court, an integral element of the UAE's National Action Plan to combat offences of this type, will be overseen by the recently established Executive Office of Anti-Money Laundering & Countering Terrorist Finance and will be staffed by specialist judges.
The new court is one of several initiatives introduced in support of the National Action Plan, which included the introduction of new guidelines relating to anti-money laundering ("AML") and countering terrorist finance ("CTF") in April this year. As part of the consultation process leading up to the new guidelines, the National Committee for Combating Money Laundering also commissioned assessment reports related to terrorism financing, trade-based money laundering, misuse of legal persons, non-profit organizations, lawyers and the gold sector. These risk assessment reports are designed to "align the legislative and operational frameworks and priorities with the current risks" according to a press release made by the UAE's Central Bank.
The UAE has been identified by the Financial Action Task Force (FATF) as a "cash-intensive" economy in its 2020 country report, with further AML/CTF risks posed by a large expatriate population, frequent cash remittances, and a very active gold and precious stones trade. However, between 2013 and 2018, there were only 50 prosecutions and 33 convictions for money laundering related offenses by the UAE courts. Such low enforcement rates were a concern both domestically and from the perspective of international investors, and a driving force behind the new guidelines and specialist court. The move towards a more robust AML regime underlines the UAE's position as a major financial centre, demonstrating a firm commitment to bringing the UAE in line with global best practices.
Verify 365's team of experts, including Rudi Kesic, Mev Dzihic and Azeem Rashid are well versed in AML and compliance matters, both in terms of best practices for organisations and in disputes arising out of issues of financial crime and fraud, both in the UK and in other countries. For more information, please contact us at info@verify365.co.uk or call +44 (0)121 274 2312.


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Q: How to detect in JSF when the backing bean method returns I need to detect when the backing bean method returns so that I can execute a javascript function. Alternatively, calling javascript code directly from within java source code would be helpful. Is there an example of how this is done?
Here, when this command button is clicked, both the action and onclick execute simultaneously. I need to execute the processAfterSave after the save method in the backing bean executes.
<h:commandButton id="saveButton" value="Save" type="submit" action="#{copyScript.save}" onclick="processAfterSave();" style="width: 75px;"/>

A: Just execute the JS code in the result page. If the bean action returns to the same page, then you need to conditionally print the piece of JS code.
<f:verbatim rendered="#{bean.saved}">
    <script>processAfterSave();</script>
</f:verbatim>

In combination with
private boolean saved;

public void save() {
    // Business logic here.
    // ...
    saved = true;
}

public boolean isSaved() {
    return saved;
}


text:
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An Inside Look At Ukraine's Terrifying TB Outbreak
In Kramatorsk, Ukraine - spoilt.exile
Strains of drug-resistant tuberculosis are spreading across Ukraine, where armed conflict and market misgivings are making a bad situation even worse.
Christoph Behrens
English edition • WORLDCRUNCH
KRAMATORSK — My car turns off the multi-lane main street, filled with 50-year-old Ladas and Soviet-style trucks, onto a road full of potholes and scrub. Beyond that is the Narkologia Dispenseria, a hospital somewhat hidden in a park in Kramatorsk, a city of more than 150,000 inhabitants in eastern Ukraine. With its crumbling, mint green walls it looks more like more of a bunker than a healthcare facility. Plaster falls off the walls and staircases inside. Neon lights cast a pale glow in the corridors.
The Dispenseria is like an outpost of the Ukrainian health care system, and Natalia Nikolaeva is the border guard. In silver shoes, the doctor keeps watch behind a desk on the ground floor. A pearl necklace embellishes her white laboratory coat. For about 100 euros a month, Nikolaeva stands here every morning, sorting methadone into cups and dispensing the pills to patients, who at 8 a.m. are already standing in a line to alleviate their withdrawal symptoms.
The clinic's 85 admitted patients have been addicts for many years, mostly of opiates. Every third person is infected with HIV. The Dispenseria provides treatment for the virus as well. The infected receive life-saving antiretroviral medications that suppress the HIV. This group, though, "is only the tip of the iceberg," says Nikolaeva.
The wait list to be admitted into the opioid substitution program is long, and there are many others, presumably, who need treatment but haven't even sought it out. Staff at the Dispenseria estimate that some 10,000 people in Kramatorsk alone are addicted to hard drugs. The abundance of narcotics has, in turn, spurred disease in Ukraine, where, next to Russia, the HIV rate is the highest in all of eastern Europe and Central Asia. Tuberculosis, TB, has also returned under these conditions. But unlike HIV, treatment against TB has mostly failed.
Fatal mistake
Treating even a weak-strain of tuberculosis is an ordeal. Patients must take medication daily for six months, usually with intense side effects. As of late, however, doctors have observed that for every fourth new tuberculosis infection, most antibiotics don't work at all. These so-called multi-drug resistant (MDR) bacteria strains have developed resistance against several agents. Treatment of MDR-TB is complicated and expensive; therapy lasts up to 20 months. The pathogen is especially aggressive in people with weakened immune systems — HIV patients, for example,
"Tuberculosis is now the primary reason why HIV-positive people die," says Dmytro Sherembey of the Ukrainian HIV organization Network 100 Percent Life.
That the pathogen has spread so rapidly in the region also has a political basis.
Because people with tuberculosis are so poorly treated, resistance is on the rise. In Ukraine, the infected are isolated in hospital wards. This scares many of the them because they aren't able to go to work for several months and therefore many end up in poverty. And so they avoid treatment, or else abandon therapy prematurely because they feel healthy again — a fatal mistake. Ending treatment gives the remaining bacteria an opportunity to adapt to the agents and develop resistance. In due time, the disease comes back, stronger than before.
"Then, from a treatable tuberculosis comes a resistant, and potentially even an extensively drug-resistant tuberculosis," says Sherembey. With the most aggressive from, known as XDR-TB, chances of recovery are only minimal. Some 1,200 cases of extensively drug-resistant bacteria are currently recorded in Ukraine. Only India has higher numbers. The root cause for this development, Sherembey believes, is the miserable state of infection control in clinics and prisons.
In Kramatorsk — Photo: spoilt.exile
That the pathogen has spread so rapidly in the region also has a political basis. For almost five years, pro-Russian separatists have controlled eastern Ukraine. Some 10,000 people have died in the conflict, and there are still occasional skirmishes. In Kramatorsk, army vehicles loaded with heavy weapons and soldiers depart in the direction of the "contact line" with the separatists, a few dozen kilometers to the southeast. Health refugees have streamed in the other direction for years.
Dmitri Volkov is one of the them. He comes from a small city east of the disputed border. After the separatists took over, doctors somehow kept the local program for addicts and HIV patients running for a year. "From one day to the next, there was no medication," says Volkov. Instead, there was constant bombing. "I was very scared." The refugee now lives in Kramatorsk. Another patient tells me that he travels from one side to the other every day. Today, his commute lasted four hours. He was held up at the border crossing for two hours. Thousands have fled for health reasons.
It's difficult to judge how the situation looks for those who stayed. Two years ago, Doctors Without Borders discontinued its tuberculosis program in the self-declared People's Republic of Donetsk. A committee of separatists had accused the organization of espionage and revoked its accreditation. The organization withdrew in protest.
There are no published numbers on the spread of tuberculosis or HIV in Luhansk, the second self-declared people's republic. Aid agencies in Kiev have reported on the bad conditions along the border, where both sides stand face-to-face. Because women there hardly ever have legal ways to earn a living, an enormous, unregulated and unhygienic market for prostitution has developed.
The conflict between Russia and Ukraine has had an especially negative impact on the treatment of XDR-TB, the most dangerous form of tuberculosis. The pathogen is evolving. And yet to treat it, doctors are using the same antibiotics they did 50 years ago. Recently, two new medications came on the market, Bedaquiline and Delamanid. And they've proven effective in some cases. When physicians from Doctors Without Borders recently healed a patient of extensively drug-resistant TB bacteria in Belarus, the organization hailed it as a milestone.
There is a huge shortage of new medications against TB.
In Ukraine, though, the drugs are unavailable for political reasons. Janssen and Otsuka, the manufacturers, licensed the sale of the medications in Ukraine to the Russian pharmaceutical companies Pharmstandard and R-Pharm. But since the conflict's outbreak, Russians are no longer allowed to do business in Ukraine. The effect is that physicians do not have access to the medications. The Japanese firm Otsuka is supposedly working on the problem. Next year, it wants to offer the medication separately on the Ukrainian market.
But the problem is larger than two, single antibiotics. "There is a huge shortage of new medications against TB," says physician Yuri Varchenko in Kiev. For pharmaceutical companies, the disease is financially not interesting enough for them to research it. This might seem paradoxical given the size of the epidemic. After all, 10 million people worldwide contract TB annually, and 1.7 million die. And yet, with the exception of eastern Europe and Russia, the sick live in the slums of India, Pakistan, and southern Africa. In other words, they are hardly a solvent clientele.
"The market just isn't interested in this issue," says Varchenko. With this market failure comes a great deal of ignorance: As early as the mid-20th century, many epidemiologists falsely maintained that the pathogen was as good as eradicated.
"We need earlier diagnoses, new drugs, and a better vaccine," says Stefan Kaufmann, who, as director of the Max Planck Institute (MPI) for Infection Biology, has researched TB for decades. Only then can TB be stemmed. Kaufmann estimates that annually, 2 billion euros alone would be needed for research. That's four times more than today.
A new vaccine is urgently required. The vaccine in use today, developed decades ago, no longer offers protection. Kaufmann himself has recently launched a three-phase study in India. There, beginning next year, 2,000 adults are set to be immunized in order to test a new agent developed by MPI. This is because the sickness reappears in up to 15% of people who are already considered healed, often in a tougher form.
"Precisely these types of people are now being inoculated," says Kaufmann. The MPI director expects results by the end of 2019. "It would be the first successful vaccine" — but only if everything goes as planned.
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Our school is currently in the planning stage of a rebuilding process. Find out more about plans for our new school building and other projects supported by our community at ckschools.org/about/construction_updates.
We are located at 3700 NW Anderson Hill Rd , Silverdale, WA 98383. You can call our main office at 360-662-2400. You can also send us a message online, or visit our staff directory to find contact information for individual teachers and other staff in our school.


Lenders Mortgage Insurance (LMI), also known as Private Mortgage Insurance (PMI) in the U.S., is insurance payable to a lender or trustee for a pool of securities that may be required when taking out a mortgage loan. It is insurance to offset losses in the case where a mortgagor is not able to repay the loan and the lender is not able to recover its costs after foreclosure and sale of the mortgaged property.
The annual cost of PMI varies and is expressed in terms of the total loan value in most cases, depending on the loan term, loan type, proportion of the total home value that is financed, the coverage amount, and the frequency of premium payments (monthly, annual, or single). The PMI may be payable up front, or it may be capitalized onto the loan in the case of single premium product. This type of insurance is usually only required if the down payment is less than 20% of the sales price or appraised value (in other words, if the loan-to-value ratio (LTV) is 80% or more). Once the principal is reduced to 80% of value, the PMI is often no longer required. This can occur via the principal being paid down, via home value appreciation, or both. In the case of lender-paid MI, the term of the policy can vary based upon the type of coverage provided (either primary insurance, or some sort of pool insurance policy). Borrowers typically have no knowledge of any lender-paid MI, in fact most "No MI Required" loans actually have lender-paid MI, which is funded through a higher interest rate that the borrower pays.
Sometimes lenders will require that LMI be paid for a fixed period (for example, 2 or 3 years), even if the principal reaches 80% sooner than that. Legally, there is no obligation to allow the cancellation of MI until the loan has amortized to a 78% LTV ratio (based on the original purchase price). The cancellation request must come from the Servicer of the mortgage to the PMI company who issued the insurance. Often the Servicer will require a new appraisal to determine the LTV. The cost of mortgage insurance varies considerably based on several factors which include: loan amount, LTV, occupancy (primary, second home, investment property), documentation provided at loan origination, and most of all, credit score.
If a borrower has less than the 20% down payment needed to avoid a mortgage insurance requirement, they might be able to make use of a second mortgage (sometimes referred to as a "piggy-back loan") to make up the difference. Two popular versions of this lending technique are the so-called 80/10/10 and 80/15/5 arrangements. Both involve obtaining a primary mortgage for 80% LTV. An 80/10/10 program uses a 10% LTV second mortgage with a 10% down payment, and an 80/15/5 program uses a 15% LTV second mortgage with a 5% down payment. Other combinations of second mortgage and down payment amounts might also be available. One advantage of using these arrangements is that under United States tax law, mortgage interest payments may be deductible on the borrower's income taxes, whereas mortgage insurance premiums were not until 2007. In some situations, the all-in cost of borrowing may be cheaper using a piggy-back than by going with a single loan that includes borrower-paid or lender-paid MI.
Mortgage insurance became tax-deductible in 2007 in the USA. For some homeowners, the new law made it cheaper to get mortgage insurance than to get a 'piggyback' loan. The MI tax deductibility provision passed in 2006 provides for an itemized deduction for the cost of private mortgage insurance for homeowners earning up to $109,000 annually. The original law was extended in 2007 to provide for a three-year deduction, effective for mortgage contracts issued after December 31, 2006 and before January 1, 2010. It does not apply to mortgage insurance contracts that were in existence prior to passage of the legislation.


Wipe any dirt off shoes with cloth. Shoes must be clean and dry before use. Shake bottle with cap on before use.
Remove cap and press applicator down to apply with sponge evenly over shoe or in areas desired. Allow to dry.
Rinse applicator sponge and replace cap to keep sponge soft for future use.
To protect items against water and stains, follow use with KIWI® Protect-All™.