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Your Best Investment Could Use Some Attention – Episode 176
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Your path to greater wealth may seem mundane, but don't ignore its huge potential.
On this episode of the Dentist Money™ Show, Reese and Ryan examine why too many dentists concentrate on investments that pull them away from their core money-making machine: their practice.
You paid a huge price for a dental degree and the opportunity to run a very lucrative business. But are you shortchanging your potential by letting your investment attention wander elsewhere?
To learn why your practice holds the greatest possibility for net worth growth.
Podcast Transcript:
Speaker: Consult an advisor or conduct your own due diligence when making financial decisions. General principles discussed during this program do not constitute personal advice. This program is furnished by Dentist Advisors, a registered investment advisor.
This is Dentist Money. Now, here's your host, Reese Harper.
Reese Harper: Welcome to the Dentist Money Show where we will… oh, shoot.
Ryan Isaac: Oh, you've never messed that part up.
Reese Harper: Okay.
Jenni Colborn: Nobody look at him.
Ryan Isaac: Don't look.
Reese Harper: And three, two, one. Welcome to the Dentist Money Show, where we help dentists make smart financial decisions. I'm your host, Reese Harper here with my trusty old cohost, Sir Ryan Isaac.
Ryan Isaac: Since you're holding a box of Girl Scout cookies, I thought you would introduce the Girl Scout cookies as your trusty old cohost today.
Reese Harper: I about said, "Thin Mints are the sponsor of this episode," but I think that might be…
Ryan Isaac: We can't say that.
Reese Harper: … illegal.
Jenni Colborn: I think Girl Scouts of America might get real upset real fast.
Reese Harper: They might, yeah.
Ryan Isaac: They don't represent us.
Reese Harper: They don't represent dentists in their financial picture nationwide.
Ryan Isaac: So you're a Thin Mints… Are you a Thin Mints guy because it's the lowest calorie for the flavor consumed, like it's a great ratio of flavor to calorie, or is it legit your favorite cookie?
Reese Harper: Well, you only asked that first question because I gave you that…
Ryan Isaac: You just told me.
Reese Harper: … piece of data before.
Ryan Isaac: You just said… To recap, you said you can eat four Thin Mints for every two Samoas. No, more than that.
Reese Harper: Yeah, you could probably. I don't know. It's not quite four to two but…
Ryan Isaac: Or same calorie count.
Reese Harper: It's about four to two.
Ryan Isaac: So independent of calorie count, are they actually your favorite? Shout out to the-
Reese Harper: Yeah, mint is my favorite. You give me any… like last night I bought a 90% dark Moroccan chocolate…
Jenni Colborn: That's specific.
Reese Harper: … and it was obviously a mint infused flavor. I really like mint.
Ryan Isaac: Mint.
Reese Harper: Like any kind of… I like some kind of crispy something inside of my dark chocolate.
Ryan Isaac: Okay. Mint is crisp to you.
Reese Harper: Yeah, well, and I like the flavor of mint. It's refreshing.
Ryan Isaac: It's very refreshing. Junior Mints, they're very refreshing.
Reese Harper: So this is something I've bene thinking about a lot lately.
Ryan Isaac: That's fine. I'm just a Samoa person, but the-
Reese Harper: We're supporting the Girl Scouts, which is the most important thing.
Ryan Isaac: How many boxes did our office buy this time?
Reese Harper: I bet there was dozens…
Ryan Isaac: Yeah, 30, 40.
Reese Harper: … but I just don't know if it's 50 or…
Ryan Isaac: 40.
Reese Harper: That would probably be in the range.
Ryan Isaac: Yeah, 30. All right. Well, today's also tax day. Happy tax day.
Reese Harper: Happy tax day.
Ryan Isaac: I actually submitted a tax payment this morning.
Reese Harper: Really?
Ryan Isaac: Yeah.
Reese Harper: Me too.
Ryan Isaac: Yeah, you did too?
Reese Harper: It's really uncomfortable and I'm mad about it still.
Reese Harper: Good news is there's nothing you can do about it.
Ryan Isaac: Just shit up, put your head down, and move on.
Reese Harper: Yeah, what do you want to do? Have no America? You want to just live nowhere?
Ryan Isaac: Yeah, do you want no America? Then stop paying taxes if you want no America.
Reese Harper: Yeah, so yesterday… well, on Saturday I was shopping with my wife…
Ryan Isaac: Do you want no America?
Reese Harper: … which is important, and we went to this favorite boutique here, Downtown Salt Lake. Shout out to Koo De Ker.
Ryan Isaac: Koo De Ker.
Reese Harper: The good people of Koo De Ker-
Jenni Colborn: I know the woman that owns that.
Reese Harper: Yeah.
Jenni Colborn: She's so good.
Ryan Isaac: She's dear to Jenni.
Reese Harper: Just, the owner is…
Ryan Isaac: Boutique what?
Reese Harper: … an Asian-American woman. My wife happens to be Asian-American so they get along well.
Jenni Colborn: They have Miso the shop dog. Have you met Miso?
Reese Harper: Yes.
Ryan Isaac: Miso is the dog's name?
Jenni Colborn: Miso is the shop dog.
Ryan Isaac: Aw, that's so cool.
Reese Harper: It's a good place. So we go and we had the conversation though about how Tokyo right now made America kind of look like a third-world country when she was there.
Ryan Isaac: Oh, really?
Reese Harper: She's like, "You know-
Ryan Isaac: I've heard that.
Reese Harper: Yeah, she's like, "It just kind of really makes you look around and go, 'Well, I thought Salt Lake was pretty nice, but I'm really starting to notice the power lines that we still have,' or the-
Ryan Isaac: Yeah, Tokyo's got, like, flying robots serving your food, and you're like…
Reese Harper: It's just an incredible place.
Reese Harper: I'm going to go through the Narita Airport for the first time in my life in a few weeks here.
Ryan Isaac: Oh, when you go to Mongolia.
Jenni Colborn: Should we do a live episode from Mongolia?
Reese Harper: I think we should in a yurt.
Ryan Isaac: Is that possible?
Jenni Colborn: Yeah, yeah.
Reese Harper: Shout out to all of the people in Mongolia I'm about to meet.
Ryan Isaac: Shout out. That's the second one of the-
Reese Harper: Get ready for this trip.
Reese Harper: So anyway, is America… Do you want to keep America great again?
Ryan Isaac: Then pay taxes.
Reese Harper: You've got to keep taxes going. You're not going to be able to cut out any of my…
Ryan Isaac: Don't get political on me.
Reese Harper: I don't.
Ryan Isaac: Just pay your taxes and keep America a natural place on the map. That's a slogan.
Reese Harper: Okay, 10-4.
Jenni Colborn: Keep America an actual place on the map.
Ryan Isaac: So speaking of another-
Reese Harper: And that's-
Ryan Isaac: What is it?
Reese Harper: That's the new hat.
Ryan Isaac: Yes, I coined it. That's what I'm talking about.
Reese Harper: Oh, geez.
Ryan Isaac: What's the acronym? We need to figure it out in a little bit.
Jenni Colborn: KAAPOM.
Ryan Isaac: KAAPOM. I don't know. I like it. Just, we want it to still be an actual physical location on our globe.
Reese Harper: 10-4.
Ryan Isaac: Pay your taxes. Another favorite American pastime, Reese, is do you ever… Actually, do you remember the movie… this is one of my favorite movies of all time… Office Space? Not The Office, but Office Space. Do you guys remember the movie?
Reese Harper: Was that something from the early '90s?
Ryan Isaac: It'd be like probably mid to late '90s.
Ryan Isaac: You remember that? Do you remember the opening scene where the guy is in traffic, and he's sitting there in his lane, and the lane next to him is always flying by, so he'll hurry and get in his lane, and then that lane stops, and the lane he was in before keeps going?
Reese Harper: And basically doesn't make any progress.
Ryan Isaac: And it doesn't make any difference. Aw, man. There's so many good parts, but anyway. I was-
Reese Harper: He's lane bouncing and he's furiously lane bouncing, and never can get into the lane that moves.
Ryan Isaac: He still doesn't get any progress. That's always been one of my favorite movies, but I was thinking about this concept of lane switching, and if there's any… I was curious if there's any studies if it actually got people faster to their destination. What would you guess? Here's a statistic. On average… let's see… we change lanes once every one and a quarter miles on average, the average American driver. What would your guess be, Reese and Jenni? Do you think that it actually gets you there faster? Are you a lane changer? I've driven-
Reese Harper: I am.
Ryan Isaac: You are a lane changer. You'll move?
Reese Harper: I don't admire it. I don't say that that's a high-functioning part of my character. I do think it's in question. There's two types of people in the world, as Bob Wylie would say, those who change lanes, and those who don't. My ex-wife changed lanes all the time and… just kidding. I'm actually still married, but I was putting in a reference from one of the American Greats, Bill Murray.
Ryan Isaac: Bill Murray, Bob Wylie.
Reese Harper: Bob Wylie, Richard Dreyfuss. What about Bob back in the day?
Ryan Isaac: Was that really a quote from the movie?
Reese Harper: It used a different quote. The quote was…
Ryan Isaac: It was similar.
Reese Harper: … "There are two types of people in the world, those who love Bob Dylan," I think and… no. "… those who love Neil Diamond…
Ryan Isaac: Oh, and those who don't?
Reese Harper: … and those who don't. My ex-wife loved him." Yeah, that was his-
Ryan Isaac: But the changing lanes. So you're a lane changer. I tend to be a lane stayer and if I know I've got an exit within five miles, I will be very near that exit lane.
Reese Harper: Yeah, you are. You're very conservative. Me and you struggle on road trips together.
Ryan Isaac: All the time. I was just going to bring this up. You'll be in the left lane within like .1 miles of an exit.
Reese Harper: And then I get over.
Ryan Isaac: And you make it. My wife drives the same way. She does the same thing.
Reese Harper: The problem is it depends on how much anxiety you carry in your life about how efficient you need to be with your time…
Ryan Isaac: You don't care about that. You're fun.
Reese Harper: … because people will be like, "You know, you're only going to shave off five minutes," and I'm like…
Ryan Isaac: I'll take it.
Reese Harper: … I'll take it.
Ryan Isaac: I'll take it. It's $100.
Reese Harper: I'm not going to do it at the peril of anyone's danger in their… but I'm a more active driver, but I don't think I save a lot of time. It's just a little.
Ryan Isaac: Yeah, well, surprisingly, there's a lot of studies on this, like computer modeling, and real-life studies, and there was even like a big MythBusters episode. Did you ever watch MythBusters? Were you ever a fan? MythBusters.
Reese Harper: I don't think so.
Ryan Isaac: It was like Discovery Channel. Loved that show. I don't think it's going anymore. First of all, the studies show that it's actually a perception that the other lane's even going faster, or that there's a an average rate of speed that's faster in the lane next to you, and it has to do with the direction of the way our eyes are facing when we're driving, and we don't notice cars behind us that we're passing, but we do notice when someone goes to our side, and so perception plays a huge role in this idea that the other lane is always moving faster. Weaving in and out of traffic… thought this was interesting… increases your chances of crashing… let's see. For every lane change, the risk of crashing goes up by six times, so…
Reese Harper: I believe it.
Ryan Isaac: … you weavers out there, be careful. MythBusters, they tested. The way that they did this is they had five different cars and they put people, like staying in the left lane, middle lane, right lane. They had a weaver. Maybe it was four cars, and they tracked it all with a helicopter. They did this multiple times. The in and out weaver arrived at the destination like… it was barely more than the person who stayed in the left or middle lane consistently. It was like barely more.
Reese Harper: Yeah, the left or the middle, I can see that.
Ryan Isaac: Left or middle. Now the right lane is a different story because that's where people are entering and exiting the freeway, and slowing down constantly, and there's… I was thinking about this concept in kind of conjunction with what we see in behaviors of… I don't know if you'd say it's a lot of dentists, or the average dentist, or maybe the minority where you kind of have someone who has a successful business, successful practice. Everything's going well but there's this tendency to want to deviate into other things faster to try to get ahead quicker as if the perception that something else besides the successful practice that you've put 20 years and who knows how much money into is going to be the game changer, not the practice. So today I wanted to cover a few main points, and then I'm going to ask you some questions, and you're going to get talking, or are you chewing?
Reese Harper: No.
Ryan Isaac: You're ready to go.
Reese Harper: I just only had one Thin Mint or two.
Ryan Isaac: That's very moderate of you, which is like, one Thin Mint is almost… no, that'd be like .25 Thin Mints for every Samoa.
Reese Harper: Mm-hmm (affirmative).
Ryan Isaac: Okay. All right. All right. A few points. Here's some of the points I want to make today and then we'll dive into these. Number one is that we often… and I think this is just a human nature thing. We often tend to get distracted on where to spend our time, now specifically as entrepreneurs if I restate it. Entrepreneurs can get distracted on where they need to spend their time. We'll get into it. Another one would be we can tend to stray from what we're good at. A third one-
Reese Harper: Is this all the same concept? Different.
Ryan Isaac: Same concept but different points I want to ask you about.
Ryan Isaac: Okay. Another one is there's the difference between places that build your wealth and places that store your wealth, and then another one is just because it's a good idea doesn't mean it's worth your time. Okay, so back to the first one, okay. As an entrepreneur, if I have extra time in my life, how do I know where to spend… and I'm going to give you two kind of thoughts here, and you can take it however you want from here. One would be, "How does someone know what their priorities should be, as an entrepreneur and in terms of where do we spend our time?" And then number two, you know the book, The E-myth.
Ryan Isaac: And for those who if you haven't read it, The E-myth is… it's small. It is a small book, wasn't it?
Reese Harper: Micheal Gerber… I bet it's 210, 220.
Ryan Isaac: Yeah, didn't seem too bad.
Reese Harper: No, it's easy to read.
Ryan Isaac: Yeah, a small business book that broke down people in a business into three categories, an entrepreneur, a manager, and a technician, and so my two thoughts are… and then you can take it from here… are, "How do you know how to rank your priorities, as an entrepreneur so you know where to spend your time?" And then, "How does that idea of The E-myth and what role you play in a business, entrepreneur, manager, or technician play into how you spend your time in a business?"
Reese Harper: Okay. Well, first thing, with your weaving example, it's-
Ryan Isaac: Go back to weaving.
Reese Harper: Seems like a lot of people-
Ryan Isaac: You take it for where you want to go.
Reese Harper: A lot of people weave, I feel like, right?
Ryan Isaac: Tons, yeah.
Reese Harper: And I don't know that's always bad. As it relates to even dentists who are focused in their practice and don't… I think some of the things you're referring to is like some dentists, they get sidetracked with the… I've had dentists try to be like very large real estate developers almost to the point to where they neglected their practice or they start investing in an entirely different industry, and trying to actively build a new type of company in their portfolio, or alternative investments that are really unusual, or it may be, we'll say, definitely not public markets. So there's that type of person, but there's also the type of person in their own practice that's just weaving around every day based on… I just think it's easy to be distracted by things that are not the core issue at hand so I can hear. I get caught up in the fact that maybe it's about having a new piece of equipment, and so then I'm always doing equipment rotation. I'm like, now I need a newer laser, and now I have to have a new cone beam, and my old equipment's outdated, and you see people weaving through equipment like it's the key to success. You see people weaving through investments outside of their practice like it's a key to success. You see them weaving through…
Ryan Isaac: Staff.
Reese Harper: … their staff, their officer manager rotation, and you see them weaving through events, and continuing education, and the next marketing pitch, and the next theme for their office, the next décor, the next branding and positioning. You see a lot of weaving like that in non-essential areas, and I think some of those non-essential areas are… these are all good things, okay. They're all good things that you're experimenting with, but there are only a few things that really drive the growth of your net worth, and developing a specialization in growing your practice collections, and understanding how to identify the gaps between you and the next 500,000 collections, the next 250,000 collections. That's really the core focus. I need to take my business from a million collections to a million 250, to 1.2, to 1.5, to 1.5, to 2. That should be the real… Do whatever it takes to weave on that issue and prioritize what it's going to take to make that happen, but I feel like there's not… within your practice specifically, there's not a thing you can just go and do or rotate through that's going to drive collections up.
Ryan Isaac: With the one thing, yeah.
Reese Harper: Yeah, you got to experiment to figure that out, but the thing that worries me is probably when dentists go outside of their practice and assume that outside investments, like if they pivot careers or pivot into… for some reason, there is just a lot of dentists who try to take their money instead of reinvesting it back into their practice, and expanding to increase that next level of collections or that higher market value of their practice, they go and they buy a third real estate holding, or they start a multi-family development with a friend, or they'll find an investment in an oil and gas limited partnership, and the whole time, I'm seeing their practice profitability be subpar, and collections are kind of stagnant, and they're-
Ryan Isaac: Or missing opportunities where they have more control or expertise, where they're actually going to spend their time on a daily basis.
Reese Harper: Yeah, and staff gets underfunded and office management is under… they have staff that is not capable enough, not seasoned enough, not experienced enough because they're not willing to pay for the right infrastructure. They're not willing to bring in the right manager.
Ryan Isaac: Which perpetuates the cycle of rotating and weaving through employees.
Reese Harper: Yeah, totally. So I don't know. To me, that's one thing that's become apparent and something that I worry about for certain clients is that instead of spending 15 to 20 years really dialing in how they can grow their practice and take advantage of the entrepreneurial opportunity that they have in front of them, they're spending 10 hours a week, sometimes more on all things unrelated to that.
Ryan Isaac: Yeah, so in your course of running a business, then, is it personality driven by the individual? Is it just human nature that the things we're used to… Humans are kind of wired for novelty. That's just the way we're built. Is it that we just get so used to the stuff around us that we don't notice anymore, that we just kind of look for something else?
Reese Harper: Well, it's interesting what drives people, like I don't think it's-
Ryan Isaac: Yeah, that was my first question is, "How do you know what your top priorities are? How do you rate that?"
Reese Harper: Yeah, today I was talking to someone over the phone where… very successful dentist that they're hyper-focused on one other outside business that they're just really, really passionate about, and they stay hyper-focused on that. And I don't really feel like that's necessarily bad. It's not even as high of a returning venture as their practice, but it's just what they want to do. It's like they really, really, really enjoy it. To me, that doesn't really bother me, like let's just say that you really, really enjoy teaching school.
Ryan Isaac: Okay. Actually, yeah, that's actually a really good example because I know a lot of people who do that.
Reese Harper: Well, that's not going to be as high of an income return as continuing to grow your practice and open a second location, bring on some associates, build a little bit more of a small enterprise, but if you love what you do, and you really want to focus your time in that area because that's your personality, to me, that's not a problem. That's just a conscious choice you're making to trade lifestyle with income. You're just saying, "You know what? I'm not going to make as much for doing that but I don't care. I really want this life."
Ryan Isaac: If you're acknowledging it.
Ryan Isaac: So someone just has to go, "Okay, this 10, 15 hours a week I'm spending could be in the practice to make me more money and build a bigger business, but I'm choosing not to. I'll trade off collections and income for that, but I do get to kind of follow a passion in this other area, and it's totally worth it."
Reese Harper: Yeah, that happens to a lot of people when jobs they take. Everyone takes a job. It's some combination of an income but also a passion project, and a trade off on what they're going to learn, and maybe the impact that they'll have on their customer, or the type of work that they'll do. A lot of people, I've seen take less money in a job to be able to have the type of job that they want, and I don't think there's anything wrong with that. The thing that's scary is when you're actually pursuing things to make more money, and it's not a focused pursuit. For example, to me, reducing your taxes and finding higher returns and passive investments, that does not qualify as another pursuit. Okay, you'll never be done with that. You can't develop specialization in that unless you start a business that's a highly specialized accounting firm, and you say, "I'm going to dive deep into providing tax services for people." Then you could probably make that be your life's work is finding out how to reduce and defer taxes for people, and that's a specialization, but as a dentist, if you spend five hours a week trying to evaluate and figure out more ways to reduce and defer your taxes, it's probably not the best use of your time, but a lot of people do that.
A lot of people also spend five hours a week analyzing deals, random deals and one off projects. I don't feel like-
Ryan Isaac: Yeah, like little private venture…
Ryan Isaac: … like someone brings in the deal or an opportunity to invest in something.
Reese Harper: Yeah, and I just don't feel like that's a… there are people that do that full-time. There are private equity firms that do that full-time. There are consultants that evaluate investments full-time. There are financial advisers who see hundreds of investments per week. That's just not a good use of your time and I do see a lot of dentists spending 5% to 10%, sometimes 15% of their time spinning their wheels in something they can't really build deep specialization in. Deep specialization really takes 10,000, 20,000 hours of your time, and so that's just not efficient to go down the path of… I'm going to build wealth through either this… because I think that's just a pain a lot of people feel is if I reduce my taxes or I increase my investment returns on these passive investments that I own, whatever it is, I'm just going to find a better piece of real estate. I'm going to find a better startup, and I'm going to find a better alternative investment, and find a better private placement. I'm going to find just a better value on… I'm going to find a better tenant. I'm not saying any of these one things will not increase your income and that they won't increase your wealth. It's just a question of, "Does it come at the expense of the bigger opportunity that you could've achieved by being more focused?"
Ryan Isaac: Why do you think that is? From an outsider, it seems so obvious in this thing that you spent a decade in school learning and sometimes seven figures building up, and it's where you spend 30 plus hours a week, and you have all of your expertise, and you have all of the control. Why is that overlooked as the most obvious place to put money first? Because if you think about the math on it, and someone's debating, "Okay, I could get really focused on more team members and more marketing," to the tune of maybe multiple six figures per year, year over year into a business that you have all those things, control, and time, and expertise versus $50 grand to brother in law for the solar startup or whatever? It seems like the most obvious place, but why do you think it gets overlooked so easily and just skipped? Is it the novelty factor? Is it boring after you've done it for 15 years?
Reese Harper: Well, I feel like people often don't want to do the thing that they… The hardest thing for dentists has usually been building that practice to the place it's at. It's been the biggest grind. The payoff has been…
Ryan Isaac: It's tired.
Reese Harper: ,,, slower, and they look around at these lane bouncers, or these people hopping around the lanes, around them and sometimes, like the person driving the car assumes that if they just bounce out to the left lane like everyone else, they get to their destination way, way faster instead of staying in that center lane, and the truth is that everything that you're not doing looks better sometimes than what you are doing, and I know that's just human nature because you look around, and you see someone that's successful, and you just go…
Ryan Isaac: Yeah, what do we do?
Reese Harper: … "Man, why did I not do that?" Or, "Why did I not do this?" And I think that's an okay… There are people that are going to be more successful than you and who did accomplish more at a… They were smarter. They were faster, they…
Ryan Isaac: Yeah, better opportunities.
Reese Harper: … had a better opportunity, like whatever, but that doesn't necessarily translate into your personal success by following someone else's path or trying to replicate or do something. The truth about what usually happens with those people is they've been highly focused, in most cases, around one area of expertise as well, and I just don't think you can passively invest your money in things you don't have control or expertise over, and then get exponentially higher returns than you can just from public markets. Stocks, bonds, and mutual funds offer the highest risk, reward, return off for a passive investment for literally doing nothing. Then once you start getting into kind of passively engaging a lot of other opportunities, I get a little bit uncomfortable as an entrepreneur because I see how many times I have thought about doing that or I have tried to do that, and then just realized that the fastest way for me to really grow is to focus on my own business where I have control and expertise, and then why not just invest some of my money there?
Ryan Isaac: Do you think… and maybe especially in dentistry because it's just obviously, by nature, such a highly specialized clinical profession, that maybe a lot of dentists just don't know how to do that? It has to obviously be a huge clinical focus, most of their education, right? And then you kind of get thrown into the world of entrepreneurship and business ownership, and then… Do you think there's a lot of owners that just don't know how to reinvest and grow their business? They'd gladly do it over an alternative, but they just kind of feel…
Ryan Isaac: … lost as to even how to approach it?
Reese Harper: I think so. I think so and I think because there's not a formula for people to go from… There's not a lot of formulas that are obvious that are schools of thought, or training, or teaching where you can go from one location and say, "Here's how to get to two in a predictable way," or, "Here's how to take your one location…
Ryan Isaac: Just out of the box.
Reese Harper: … to [crosstalk]." Yeah, it all feels very kind of, to the person that doesn't have the background, everything feels like a huge risk and a big step, and you have this bird in hand, which is your higher income that you could just get by just pulling the money out and saying, "I'll take it home." You don't usually want to take that risk of putting money back into an associate or-
Ryan Isaac: Because that requires, yeah, a gamble on people. It requires marketing projects. How many marketing projects over a decade plus didn't go anywhere that you spent money on?
Reese Harper: Yeah, you might have dozens of projects that don't go perfectly and they'll feel like a waste of money, and they feel like you've burned up your gas.
Ryan Isaac: But it taught you things to get to the next marketing project that you wouldn't have arrived at had you not done the first one that failed.
Reese Harper: Yeah, I don't think it's… not everyone has to grow that way. I think what we're cautioning against today is this idea that the best place to put your money is things that are kind of what look like fast ways to grow your wealth, or better ways to grow your wealth than a boring old reinvestment back into your practice or a boring old investment into a public stock or bond market, and there's got to be a better way. All the rich people have real estate, right? All the rich people have investments that really-
Ryan Isaac: So why not just do that?
Reese Harper: Yeah, or the people that are really rich got rich through a really big payoff investment, and it usually doesn't work out that way. It's usually like small business ownership, stock in a business by far exponentially more than any other asset creates the wealth that people have, whether it's the dental practice's equity and dividends they get from owning that equity, the annual income and profits they get, or whether it's a business owner in another industry starting a business and eventually having a liquidation event. By far, the majority of all the wealth created in the United States comes from starting an enterprise and selling it. Tangible, commoditized value of stuff, the same land has been around for the dawn of time, and so it continues to grow.
Ryan Isaac: Literally.
Reese Harper: Right?
Ryan Isaac: Yes.
Reese Harper: And it continues to inflate, and it'll have value because it's like we have to live on it, but business has an…
Ryan Isaac: [crosstalk] water world.
Reese Harper: … exponential difference in how fast someone can create wealth in a business.
Ryan Isaac: Yeah, the value.
Reese Harper: Think about the real wealth in the dental practice is created in that first year or two when they go from zero collections, or let's say a dental startup. You go from nothing to a million collections over a couple years. You just created the most value. You got 100% return on your equity right there over a couple year period of time. That's the massive kind of change in value, the opportunity that gets created there, and taking a practice too from a million to 2 million or 500 to 900, like wow. The value of that that's created in that moment, it's just nothing compares to that, and it's risky. There's some risk to it.
Ryan Isaac: Yeah, for sure. So we've had this… This is a pretty frequent conversation because there's this perception that there's a difference between… and this is what you're talking about… places where you build wealth, and then places where you park or store wealth that kind of grows but it's not like really built, and there's confusion between the two. Like you were just kind of saying, there's this tendency to look at the other person who might have accumulated a lot of real estate, or other things, and go like, "Oh, that's the place where true wealth was really built," when you're saying, for a dentist, that's probably not going to be the case. Like some of these things outside of the practice will be places where wealth is stored, preserved, grown steadily, but not like truly built at a high rate of return.
Reese Harper: Yeah, and often, when you take money, I don't care where you store your wealth.
Ryan Isaac: There's a lot of places you can, yeah.
Reese Harper: You could store it in the public stock market, the bond market. You can store it in land. You can store it in a building. You can store it in real estate investments. You can store it another business stock. You can put it in a retirement account. There's a lot of place to store your wealth. What we're really talking about is, "Do some things that you do in your life with your time come at the expense of how you should be growing your wealth?" Creating your wealth comes from the total amount of earnings that you have in a lifetime, so your entire life, all the money that you'll make over that entire lifetime, that's your wealth pot, and so if in a five-year period of time, you can create an above average amount of earnings through either selling your business, or growing it, or having it appreciate more, or having it move, that's a really, really… You're going to have a really high amount of lifetime earnings compared to someone who didn't do that, and I feel like what some dentists don't… Not everyone has the opportunity to have a business that they can grown, and pull that lever, and see it-
Ryan Isaac: Put money in here and see it grow there, yeah.
Reese Harper: Grow quickly, and whether you're choosing to stay at one location and just improve your profitability to the point where your total lifetime earnings is greater through higher profits, or whether you're choosing to expand and hopefully have a liquidity event, or capitalize a few practices together, and exit to a larger dental enterprise, and have a capital gain transaction that gives you a cash infusion. Either way, that's lifetime income that's going to you, and however you can maximize those earnings, the better, and sometimes I worry that we take… some dentists will take their money, and they put it in areas that are just incrementally more like stores of wealth at the expense of growing their wealth to their maximum potential that they want to. They'll be like, "Man, I just wish I could get my practice to a higher level of profitability," or, "I wish I had a second location. I wish I would've just had a couple of associates to help me get my overhead to where it was a more efficient. Well, you could've done that but you prematurely started storing your money in these other areas that didn't really help you follow that goal. You bought a bunch of real estate. You put all your money in a store of wealth, whether that's, like I said, the public market, retirement accounts, pay down debt…
These are incremental movements and improvements but they're not like-
Ryan Isaac: They don't carry the same overall rate of return or growth that the private business can grow, and you've presented or lectured on this before of like the order of assets that you'll withdraw from in the future should kind of be the order of assets that you grow in the early part of career, like pre-retirement, so like if the practice is basically the first thing you're going to sell and access when you're done, that should be the first thing you start building right from the beginning.
Reese Harper: Yeah, and it's got the most tax efficient way to put money into it, and a lot of people are like, "Well, if I invest in this life insurance policy, then I don't have to pay taxes, or if I invest in this real estate and I just keep 1031ing my equity, then I-
Ryan Isaac: Like you never need it.
Reese Harper: I don't have to pay any taxes. You also don't have to pay any taxes if you just hire a good… you hire a really capable associate, or manager, or operator in your practice…
Ryan Isaac: Open more hours.
Reese Harper: … or open more hours, and expand. You don't have to pay taxes on that salary either. You don't have to pay taxes on the growth of your business asset, the appraised value of your practice. It just defers until you sell it and want to liquidate it, and I think we just got continue to look at our business as a really… the first place you should be thinking about putting money is… and it's critical to have this debate with yourself. Am I going to store this wealth for the future or am I going to grow my practice and-
Ryan Isaac: Yeah, like actively trying to grow it.
Reese Harper: Mm-hmm (affirmative). Now am I going to grow my business or am I going to store this wealth and park it? And I think there's definitely a time for storing the wealth and parking the wealth, and trying to accumulate it, and then there's a time for growing your business value, and I think a lot of people don't do either one of those. They kind of start speculating on things that are a little higher return possibility, but they're still stores of wealth. They're passive stores of wealth. They're not real businesses and they end up losing $100 grand, or they lose $75,000.
Ryan Isaac: Well, I've seen that a lot. That's what I was saying. It's not uncommon to have a conversation where someone is willing to chuck $100 grand at an outside "passive investment" that was brought to them, but on the same token, you said, "Are we willing to take $100 grand for the next five years and put it back into the business in people and marketing?" And that's not even on the the table.
Reese Harper: Yeah, it's like, no way. I don't want to spend down all my cash.
Ryan Isaac: Yeah, yeah. Where would I put it? I don't really want an associate, or I don't know how to do marketing, but it's the mathematical return and size of those investments are like… they're totally different and the probability that putting it back in your practice if you do it the right way with the right help is just so much larger than that smaller dollar amount hitting this massive home run in some unknown, out of your control, out of your reach kind of opportunity.
Reese Harper: Anyway. I think both Ryan and I want to be supportive of whatever direction you choose to go consciously. I just feel like don't look around at the guy in the left lane, far left lane, and assume that if you just switched your strategy and had a big win, and another opportunity, or you could reduce your taxes in some way that was potentially not even defensible if you got in an audit. I just think there's a lot of things that just drive people to kind of be non-traditional that I don't think are… they don't need to think that way first. There's nothing wrong with being creative and there's nothing wrong with trying to push the envelope and trying to maximize your returns, and your passive stores of wealth, and your passive investments, but I feel like a lot of people miss the opportunity to grow the business that's right in front of them and they under capitalize it for decades.
Ryan Isaac: What do you think the balance is? Because I hear this sometimes too with the other side of this argument which are when dentists will say, "Well, I don't want multiple locations. It's not the life I want. I don't want a bunch of associates. I don't-
Reese Harper: I don't think that that's what they don't want. I think that they're saying that because they feel like-
Ryan Isaac: They feel like the trade off with that is going to be like the infringement on the-
Reese Harper: Well, those are the pain points. I think what they don't want is they don't want to feel like their life is not in check. They don't want to feel like they're always rushed and they can't spend time with their kids. They don't want to feel like they're always like…
Ryan Isaac: Six days a week between a bunch of locations.
Reese Harper: … over grinding. But no one wants to make less money or have less impact, or not have a thriving practice, or they're not saying no to the good things. They're saying no to the bad parts of growth, and those are… Not every associate brings the same pain. Not every second location is burdensome. It's just the wrong second location and the wrong associate. It's just a mess and that's why most people say, "I don't want the life like that," and I think a lot of it has to do with just you don't have to have an associate. You don't have to have a second location. You don't even have to have… you don't even have to be an owner, and you can still be in great shape, but I think that most people just are… they assume that the-
Ryan Isaac: Yeah, they carry burdens that they just don't want to deal with. It might not even be true.
Reese Harper: Yeah, they assume the growth just comes with some baggage and it does in most cases, but no matter what, the idea that you're going to turn away from growth because it'll make your life simpler, eventually that'll come and bite you too. If you're not growing, anyone, whether you're employed or an owner, if you're not growing and developing, that will come back and bite you. The point is we all need to grow, and develop, and expand, and be more tomorrow than we were today, or that'll come back and bite you. You'll get replaced by a robot if you don't…
Ryan Isaac: That's cool.
Reese Harper: If your mentality is just like, "I don't want that pain."
Ryan Isaac: I'm fine with the way it is, yeah, yeah.
Reese Harper: You might have an okay career, but those are the types of people that in their late '50s and early '60s, they're just like, "Dude, I don't even have a practice anymore. What's going on? I'm down to like 400 in collections and I can't even… I'm making like three times less money than I used to make. I remember when back in the day I used to make X and now I'm…" It's like, well, you haven't done anything for 20 years.
Ryan Isaac: So is this like a problem where there's maybe not a willingness to get help? Maybe there's just like a, "I don't want to hire a consultant. Consultants have a bad rap, or I don't know who to hire, or I don't know where to turn."
Reese Harper: That's the concern of today's show, I think is the focus of our message is making sure that people don't get distracted when they're growing, but there is this personality on the other side that you're kind of bringing up at the end that's like, "Where's my balance? I don't know where I fit in this whole thing." And I just think that the right approach is like you just need to be surrounding yourself with people constantly that are making you feel a little bit uncomfortable.
Ryan Isaac: Yeah, well, and I like what you said in the beginning. We can wrap this up but you were just saying kind of at least acknowledging what the trade offs are. If you're going to spend less time working in and building your practice so that you can go teach at a lower income, but it's fulfilling something in your life that's more meaningful than just the money, if it's like being acknowledged, then that's fine. I think the problem lies when you have a conversation where it's like, "I don't want associate. I want more locations. I don't want more hours, but I do want more growth in my net worth, so I'm going to go try to find it in some outside business that's not dentistry," which I don't know. Maybe that's bad expectations. It's the wrong assumptions about what growth means. It could be someone… I don't know. You've had clients and met people who are kind of hitting mid-career, and they're going like, "I don't even want to be a dentist anymore. I have an interest in growing other things, and doing other things, and pursuing other businesses," so that could be something else but…
Reese Harper: Yeah, again, there's not a right way to be except for I do think that someone who having a growth, a progress oriented mindset's going to be good whether you're an associate or an owner, and if you're an owner and you're looking for that growth mindset in sporadic ways and in consistent ways outside of your own practice, that's not the first place you should be looking. The first place you should be looking is, "How can I maximize the opportunity of what I already signed up for and get it to the point where I'm putting all my extra effort and energy into this practice, getting it to the size that I can take it with my own capability, and knowledge, and resources?" And then once you get to that point, if you don't want to be a dentist anymore, great. I get it and you can transition. You can sell.
Ryan Isaac: Do your thing.
Reese Harper: You can do whatever you want, but you already signed up for this highly specialized entrepreneurial… the reason dental school costs more than optometry school, and the reason dental school costs more than medical school, and the reason dental school costs more… I mean, because you still have an entrepreneurial opportunity that's built into the cost of your tuition. That's the reason why they charge more. That's the reason why tuition is so much more expensive, and so if you don't take advantage of that, you're essentially just overpaying, and I tell that to students all the time. If you could do medical school, or dental school, or you could do optometry, or if you could kind of be okay in any… Dental school's tuition has baked into it, an entrepreneurial cost that-
Ryan Isaac: You just can't get in other places. It's harder.
Reese Harper: Yeah, you're going to overpay for dental school if you don't go take advantage of that opportunity because that's built into the cost, so you just own that and try to take advantage of it before you get distracted, and pivot, and try to do other things that are unrelated because you've sunk the money in for that cost and now go enjoy the awesome return that comes with it.
Ryan Isaac: All right. Well, Thin Mints, Monster Energy-
Reese Harper: It's been good.
Ryan Isaac: Only one consumed this whole time though.
Reese Harper: Not bad.
Ryan Isaac: Like half a Monster drink and one Thin Mint.
Reese Harper: It's good. I loved it.
Ryan Isaac: And some traffic studies. It's not going to change your behavior on the road though…
Reese Harper: Nope.
Ryan Isaac: … our discussion today.
Reese Harper: Well, I'm-
Ryan Isaac: You'll still be a left laner swerving to the right to exit the freeway.
Reese Harper: Swerving would be a strong word but I'm definitely going to be like-
Ryan Isaac: Do you swerve as much in a truck as you did in a small car or sedan?
Reese Harper: I don't think I've changed my… I think I'm just the same. It's just like you just got to be careful either way but, you know.
Ryan Isaac: Now you're more in like a battering ram. You're not as worried about the objects you might encounter.
Reese Harper: No, I'm cautious about it because I don't want to hurt anybody. It's just more about trying to get that last little min out.
Ryan Isaac: Well, to be fair, when we do travel together, I am terrible at maps.
Reese Harper: Yeah, usually you're like, "Okay."
Ryan Isaac: I can't figure it out. It takes a few minutes until I get oriented on the screen and I figure it out, so all right. Well, thanks everyone for listening. If you have any questions for us, there's two ways you can ask some questions to us. First you can go to our Facebook group at dentistadvisors.com/group. Go in there and join the group, and post some questions, and oftentimes we answer questions from that group on the show, or you can go to our website, or call us and get on our calendar, and have a chat with one of our advisers. You can go to our website at dentistadvisors.com. Click the button that says, "Book free consultation," or you can call us, or text us at 833-DDS-PLAN. Shout out to Thin Mints. Shout out to Good Driving.
Reese Harper: Thanks, Girl Scouts.
Ryan Isaac: Thanks, Girl Scouts, and thanks for listening.
Reese Harper: Carry on.
Investing, Practice Value
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text:
Himmel und Hölle (Originaltitel: State buoni se potete – wörtlich: "Seid gut, wenn ihr könnt") ist ein italienischer Spielfilm von Luigi Magni aus dem Jahr 1983. Er wurde am 18. Dezember 1984 in Italien uraufgeführt. Der Film verbindet die Figur und die Ereignisse des heiligen Philipp Neri und seiner Zeit mit einer fiktiven Handlung um einen Straßenjungen, der zeitlebens vom Teufel verfolgt wird.

Handlung
Rom im 16. Jahrhundert: Der Priester Filippo Neri hilft Kindern, Armen, Alten und kranken Menschen, als eines Tages der Straßenjunge Cirifischio mit einem gestohlenen Kelch in der von ihm als Asyl genutzten, noch nicht geweihten Kirche steht. Der Teufel, in Gestalt eines Kesselmachers, der seine Werkstatt gegenüber der Kirche hat, schickt das Kind zunächst um Asyl in die Kirche, um ihn dann wegen Sakrilegs verhaften lassen, doch "Don Fili" beschützt Cirifischio vor den Sicherheitskräften und nimmt ihn in die Schar seiner Waisenkinder auf. Don Fili erzieht ihn wie alle anderen Kinder mit den Worten: "Seid gut, wenn ihr könnt".

Bei einer Betteltour mit Don Fili lernt Cirifischio den hochmütigen Pagen eines jungen Kardinals kennen, der ihm vom Pferd herab einen brutalen Schlag ins Gesicht versetzt. Als er gemeinsam mit seinen Kumpanen ihm auflauern und ihn verprügeln will, stellt sich heraus, dass es sich um ein Mädchen, Leonetta, handelt, das von dem Kardinal heimlich als Geliebte gehalten wird. Don Fili ist entsetzt und lässt Leonetta in eine Schule der Jesuiten bringen. Als Cirifischio sie mit Hilfe des Kesselmachers aus der Schule entführen will, hat Don Fili ein Einsehen und nimmt auch das Mädchen bei sich auf.

Jahre später: Leonetta und Cirifischio wollen gerade ihre Verlobung feiern, da schickt der Teufel – diesmal in Gestalt einer alten Besenbinderin – den Jungen mit einem Auftrag zum Schmied. Dort trifft dieser auf den Kardinal und bringt ihn im Affekt um. Danach muss er fliehen und wird zu einem berühmt-berüchtigten Räuber und Wegelagerer. Leonetta geht daraufhin ins Kloster und versucht, ihn durch ihre Gebete zu erretten. Unterdessen versucht der Teufel in Gestalt einer schönen Maurin, Don Fili zu verführen, doch dieser bleibt standhaft. Ein junger Edelknabe, dessen Vater ihm den Umgang mit Don Fili und den Waisenkindern verbietet, verfällt hingegen der schönen Maurin und wird von dieser getötet.

Eines Nachts wird Don Fili von den Räubern zu einer Taufe geholt; Cirifischio ist der Pate des Kindes. Der Priester nimmt einen armen Bettelmönch zu der Zeremonie mit, den er unterwegs getroffen hat – nicht ahnend, dass es sich um Papst Sixtus V. handelt, der inkognito in seiner Stadt nach dem Rechten sehen will. Der Papst lässt die Räuberbande verhaften, Cirifischio wird zum Tode verurteilt. In der Todeszelle prahlt er vor Don Fili mit der Zahl der von ihm eroberten Frauen; für Leonetta, von der er glaubt, dass sie mittlerweile "einen Bettler" geheiratet hat, hat er nur Spott übrig. Schließlich zieht er ein Medaillon hervor, das ihm "die Schönste" dieser Frauen geschenkt hatte: Es zeigt das Bild der schönen Maurin. Don Fili wirft das Medaillon ins Feuer, das daraufhin verpufft. Entsetzt muss Cirifischio erkennen, dass er sein ganzes Leben lang vom Teufel an der Nase herumgeführt wurde. Schließlich erscheint Leonetta – in Nonnentracht. Der Räuber geht nun geläutert und bekehrt seiner Hinrichtung entgegen.

Zum Schluss setzt der Teufel Don Fili noch einer Versuchung aus: er soll zum Kardinal ernannt werden und prunkvolle Gewänder erhalten. Doch als die Waisenkinder ihn in diesem Aufzug nicht mehr erkennen, zieht der Priester die Purpurgewänder froh wieder aus. Der Film endet mit der Einstellung eines lächelnden kleinen Mädchens und der lateinischen Aufschrift "LAUS DEO" (Lob sei Gott).

DVD
Der Film ist in Italien in der ca. 150 Minuten langen Versione Integrale und in Deutschland unter dem Titel Himmel und Hölle – Bleib gut, wenn Du kannst auf DVD erschienen. Die deutsche DVD-Veröffentlichung von Pidax film enthält auf zwei DVDs die etwas kürzere Schnitt-(Fernseh-) und die lange Filmversion (Integrale). Da man von der Fernsehversion nur noch die Original-Tonspur, aber nicht die Filmspur fand, nahm man die schon in Italien restaurierte und auf DVD erhältliche Versione Integrale und überarbeitete diese mit dem deutschen Fernseh-Ton. Die nicht auf deutsch enthaltenen Szenen wurden im Originalton behalten und mit deutschen Untertiteln belegt. Bei der Schnittversion handelt es sich um die Fernsehversion von 1984, die damals einmal auf ARD (Wiederholungen auf ARD 1 Plus) ausgestrahlt wurde, jedoch wegen des fehlenden Bildmaterials noch einmal um die verschollenen Szene gekürzt. Als Bonus-Material sind dank eines Fans drei der verlorenen Szenen in schlechter Qualität zugegeben. Dazu auch ein Teil des deutschen Vorspanns, bei dem anders als in der Integralen-Version aus Italien nicht Angelo Branduardi singt, sondern die Handlung (Cirifischio stiehlt den Kelch) schon beginnt. In der Integrale-Version ist diese Szene (etwas kürzer) Teil des Filmes (erste Szene) und nicht Teil des Vorspannes. So enthält die Schnittversion ebenfalls den Vorspann der Versioni Integrale mit Branduardi.

Soundtrack
Die LP ist bei Polydor erschienen (Musiza) und enthält 15 Titel, wobei einige Titel mehrmals in verschiedenen Versionen enthalten sind. Von dem Titel Tema di Leonetta existiert noch eine gesungene Version, die nur auf einer Single (45/min) und auf der LP Canzoni d'amore von Angelo Branduardi erschienen ist.

Die Texte der auf dem Soundtrack erschienenen Titel stammen von Luisa Zappa-Branduardi, Capitan Gesù schrieb Luigi Magni. Die Musik stammt von Angelo Branduardi.

 Vanità di vanità (gesungen mit Kinderchor)
 Tema di Leonetta (instrumental mit Orchester)
 Danse des filles de joie (instrumental)
 State buoni se potete (gesungen von Angelo Branduardi mit Gitarre)
 Canzone di Cadigia (gesungen von Iris Peynado)
 Capitan Gesù (instrumental)
 Tema di Leonetta (instrumental mit Violine und Bariton)
 State buoni se potete (gesungen)
 Canzone di Cadigia (instrumental)
 Capitan Gesù (gesungen mit Kinderchor)*
 Vanità di vanità (instrumental mit Flöten und Orgel)
 Tema di Leonetta (instrumental mit Violine, Bariton und Orchester)
 State buoni se potete (instrumental mit Harmonica und Flöte)
 Vanità di vanità (instrumental)
 Sarabande (instrumental von Angelo Branduardi mit Gitarre)

Für die Filmmusik gewann Angelo Branduardi den David di Donatello.

Kritik
Der film-dienst lobte Himmel und Hölle: "Angelegt als romantisch-bunter Bilderbuchreigen, besitzt der Film auch einige anrührende Szenen praktizierter Mitmenschlichkeit in einer Zeit sozialer Gegensätze und des historischen Umbruchs. Skurril-liebenswürdige Unterhaltung."

Weblinks

Einzelnachweise

Filmtitel 1983
Italienischer Film
Historienfilm
Philipp Neri
Ignatius von Loyola

redpajama_set_name: RedPajamaWikipedia


text:
michael mcclain
Madigan Rejects Request for House Investigation Into Email Alleging Rape Cover-Up, Pritzker Deflects
Published January 9, 2020 • Updated at 2:16 am on January 10, 2020
Illinois House Speaker Michael Madigan on Thursday rejected a request for a House investigation into a 2012 email that surfaced earlier in the week, in which a close associate of Madigan advocated for a state employee by saying he "kept his mouth shut" on an unspecified rape.
The request came from House Republican Leader Jim Durkin, who asked in a letter to the speaker that a House committee convene to investigate the email from Michael McClain, a former state representative and powerful Springfield lobbyist who is a longtime friend of Madigan.
WBEZ reported Tuesday that in 2012, McClain emailed two staffers in then-Gov. Pat Quinn's office to ask for leniency for a state worker scheduled to appear at a disciplinary hearing.
Raymond Lopez 1 hour ago
"This man is a good compliance person, as I told you," McClain reportedly wrote in the email, which WBEZ said was obtained through an open-records request. "He has kept his mouth shut on Jones' ghost workers, the rape in Champaign and other items. He is loyal to the Administration."
"Recognizing the sensitivity of the matter for any potential survivors, any investigation should be handled by the appropriate investigative entities without interference by the General Assembly," Madigan wrote in a letter to Durkin on Thursday, rejecting his request. "These allegations are extremely troubling and I urge anyone with information to contact the appropriate authorities."
Madigan previously denied having any knowledge of the email or the incidents it referenced.
"These are extremely serious and troubling allegations," Madigan said in a statement on Wednesday. "I had no knowledge of the incident referenced in the story and only learned of this today. I encourage those with any information to come forward."
McClain and Madigan's relationship dates back to their days serving together in the legislature in the 1970s. McClain has emerged as a key figure in an ongoing widespread federal probe into political corruption in Illinois, with investigators reportedly focused in part on his lobbying work for electric utility company ComEd. McClain announced his retirement from lobbying in 2016, though WBEZ reported in November that ComEd continued to pay him hundreds of thousands of dollars over the following two years.
McClain's home in Quincy was raided in May and The Chicago Tribune has reported that federal agents have also recorded conversations on his phone. Neither Madigan - who heads the Democratic Party of Illinois - nor McClain have been charged with any criminal wrongdoing.
In his letter to Durkin on Thursday, Madigan said he spoke with Gov. JB Pritzker, who he relayed had "confirmed the matter was referred to the appropriate authorities."
Earlier in the day, Pritzker said that he had not talked to Madigan about the email, but that his office had contacted the office of the executive inspector general to "determine if this should go to law enforcement or where and who's actually involved."
"The subject of this email is horrific," Pritzker said, when asked about it at an unrelated news conference. "You can't read this email and not see a lot of things wrong. Number one, there are two crimes that are discussed in this email. One is rape and the other one is ghost pay-rolling. And so I think all of us want to know: what are they referring to? Because I don't think it's clear yet what circumstances are being referred to in this email."
WBEZ reported Tuesday that the person McClain was discussing in the email was a state employee who, once he left state government in 2018, was hired as a political consultant to Pritzker's campaign for governor on McClain's recommendation - a connection Pritzker downplayed Thursday.
"This is a consultant, I mean we had 200 people doing field work on our campaign that were hired by our field staff to do field work around the state," Pritzker said. "What I want to know is, what is the rape that's being alleged here? What exactly are the circumstances around that? Is there a cover-up that was done around that and secondly what is this ghost pay-rolling reference to? Was there wrongdoing associated with that? Who's responsible?"
But when asked specifically if he had personally spoken with any of the people involved, Pritzker said he had not discussed the issue with Madigan.
"What I know is the statement that was put out yesterday in which he says that he doesn't know anything about it," Pritzker said.
"I think it just came out a couple of days ago. I don't think he's even in the state of Illinois," he continued, when pressed on the issue, adding, "It's not his email."
Pritzker repeatedly said his office does not have investigatory capabilities, which is why he referred the matter to the OEIG.
"I wouldn't know how to investigate this matter. What do you mean, I should just run around and just randomly ask questions?" he said, when asked why he had not discussed the issue with the speaker.
The reported email drew widespread condemnation in Illinois' political circles, with several lawmakers calling for an investigation into the matter.
michael mcclainMichael MadiganJB Pritzker

redpajama_set_name: RedPajamaCommonCrawl


Where are muscles made of? Going barefoot takes more energy, and places increased physical demand on your body, when you first start exercising on the Bellicon. We also use thick frame tubes and bolt-fastened handles that are optimal for Barre workouts. Perhaps the most fun is getting to meet a group of new moms! Not only will you be safer and better equipped to care for your Bellicon, but you will also learn how to get the most out of every workout! The bottom of each leg has a hard plastic protective cap that works great for protecting my carpet. But no matter what diameter Bellicon you end up selecting, the benefits of its extraordinary suspension will be enjoyed for years to come. I am now seeing the hexagonal bungees in gyms all over now since they retail for 99 dollars.
Cons: Some reviewers complain about the initial chemical smell of the product. He is rightfully one of the leading authorities on Rebounder related health benefits. The Bellicon is an extremely well-designed and well-engineered piece of exercise equipment. Much better than the first gen 1950's model. This shows the Bellicon leaning on the two lower legs. This is entirely up to you. We have excellence in bone structure and cavities that protect the vital organs and a fluid system that floats all our innards like our brains.
It combines responsiveness of bounce while still providing health benefits. If you are an experienced rebounder we suggest other models such as the Cellerciser, Needak or the Bellicon. I went for orange bungees and trim with a black jumping surface. This blog does contain content which might present a conflict of interest. I was wondering, can the bellicon be a part of the problem? Cons: The springs make normal creaking sounds, even when oiled. You can get bungees and jumping surface accents in many colors.
You can see how tightly the legs screw into the mounting locations. These bars can be easily attached to the legs of your Bellicon, providing many the confidence and peace of mind necessary to exercise, and get the lymphatic system moving. As I mentioned earlier rebounding affects every cell in the body and the amount of oxygen in the cells. I wanted nothing that would aggravate my back, cause any back soreness, or initiate any sciatic nerve pain. If you are unsure about what size of rebounder to get or what bungee strength is best for you, click our inline chat button located in the bottom right-hand corner of your screen and a Toronto Rebounder Store customer service representative will be happy to immediately answer any questions you may have. The lymphatic system influences each and every cell and organ of the body and is the core of our immune system.
Another shipping box corner was damaged and taped by the shipper. If you select the wrong bungee strength when you order, Bellicon says they will gladly exchange them for you. Bungee cords are gentler on the muscles and joints. The Bottom Line: As a bungee based model jumping is quiet and pleasant. The three different sizes are designed to accommodate your unique spatial needs. The stainless-steel model has no protective powder coated surface to chip or wear.
The first thing I did after deciding to buy a rebounder was to go online to craigslist. I have seen many trampolines in sporting goods stores for many years. After a week, we feel great, and sore for good and bad reasons. A family investment for sure. At Life-Wealth-Win, we want you to excel in Life, Wealth, and Winning. Not only because of the scientific facts, but also because of how I feel. If you are older or you have physical issues, you might want to stick to the healthy bounce light up and down moving on the mat without your feet leaving the mat.
Call us if you are looking for affordable life insurance protection for your family or for your business. Finally these have come down in price after all these years. The Cellerciser requires no assembly. Its not a struggle between these conditions but a collaboration. Rebounding is certainly not difficult, because you can make it as difficult as you wish. Pushing the Heels Down While using the Bellicon, try pushing your heels down into the trampoline surface. The stainless-steel polishing is different on the mount and the legs.
Another important pro is that the Cellerciser can be used with people of different weights ideal range is 100 lbs to 300 lbs. It is easy to roll around and position on the floor where you want to exercise. R ecently I have been spending quite some time jumping on the rebounder and I need to share my experience with bellicon with you. The Bellicon offers a softer touch and quieter experience when jumping that is noticeable. More shipping box corner damage. Safety is often overlooked with a mini-trampoline.
Businesses that sell specific products have a vested interest in selling you their product and not sending you to their competition. Think mini trampoline — and one of the best all-around exercises out there. The owner s of this blog is compensated to provide opinion on products, services, websites and various other topics. What strength Bellicon bungees should you use? This process naturally affects the whole body. The creators, producers and developers of these videos and website disclaim any liabilities or loss in connection with the exercises and advice herein. The body has evolved with these constant laws in place. We or anyone who is part of this site do not make claims and our claims may not be accurate, even all of the information on this site may not be 100% accurate.
How difficult and dangerous r ebounding is further depends on the r ebounder. So, I did some research online about why Tony Robbins uses a rebounder. It has an excellent reputation for quality and overwhelmingly positive reviews. This could have also easily happened due to owner error or improper use. Where should you buy a Bellicon rebounder? Buying a Used Bellicon If you are interested in buying a Bellicon Rebounder used, be sure to check on any wear and tear items such as the bungee cords and mat.


text:
José Menéndez Sheep Station, Tierra del Fuego [1 of 3]
Transportation, Settlement, Store & Manager´s House
In 1896, the Spanish-born entrepreneur José Menéndez founded Estancia Primera Argentina on the south bank of the Río Grande, in Tierra del Fuego. The estancia´s present name was adopted after the founder´s death in 1918. Its 160,000 hectares (550 square miles) stretched from the Atlantic coast right up to the Chilean border, covering rolling plains, high hills and forests, with rivers and numerous lakes in the western part.
[click images to enlarge]
(1) train to the coast
(2) bridge
(3) settlement
(4) as seen from the settlement
(5) close-up
(6) interior
Manager´s House
(7) homestead
Photo credits: Ann Munro (1-7)
Historical notes: "Tierra del Fuego", Rae Natalie Prosser Goodall, Ushuaia 1979
Last updated: 24-V-2004


text:
Major in Sociology
The ways of the world.
Whether on Clark's campus or in communities around the world, constantly evolving social dynamics impact each of our lives in powerful and sometimes hidden ways. As a sociology major, you will learn to reveal these social dynamics. You'll study broad social processes — global dynamics, stratification, social movements, etc. — and explore diverse institutions, from the law and medicine to family and religion. Along the way, you'll acquire conceptual and analytical tools that will enhance your understanding not only of your own life, but also of the world in which you live.
At Clark, our approach to studying sociology is grounded in empirical social science and classical theoretical traditions. You'll put theory into action through a range of hands-on experiences, from internships and research projects to volunteer and study abroad opportunities. Because our students and faculty are deeply concerned about everything from criminal justice reform to social policies affecting immigrants, families, children, and the elderly, you'll be part of a compelling learning community where you can both satisfy your intellectual curiosity and make a commitment to change our world for the better.
Catalog Requirements for:
Why Study Sociology at Clark?
Gain valuable hands-on experience through internships at vital nonprofits and regional institutions such as the Worcester Division of Public Health, Massachusetts Department of Corrections, and other organizations promoting positive change.
You can choose to focus on a particular area, like law and social control, medicine and community health, or immigration and globalization.
Take advantage of funding opportunities, like the annual Ross Social Justice Summer Internship Stipend — which provides $2,500 for students to complete research or an internship with a social justice organization.
American Jewish Life
What is Jewish and what is American about American Jews? How do they compare with other ethnic groups? Explore these questions along with related topics like immigration, economic mobility, gender and intermarriage.
Sport and Society
Explore sport as a product of culture. See how it reinforces and challenges understandings of race, gender, social class, and sexuality, and how globalization has [re]shaped sport in local and global contexts.
Community and Health: Nonprofit Grant Writing
Learn about philanthropy and grant writing while partnering with a local community health organization. The work of you and your classmates will result in funding being awarded to a real organization.
Punishment Politics and Culture: The New Jim Crow
Why do young African-American males make up a disproportionately large number of those imprisoned in the U.S.? Investigate mass incarceration using a variety of sources, and reflect on the meaning of punishment.
Your Will. Your Way.
The Sociology Path
Careers / Graduate Study
Courses in the sociology major examine a wide array of social processes, such as social stratification, social movements, and social change. Through the investigation of social institutions, you will acquire the conceptual and analytical tools to enhance your understanding of not only your own life, but also the world.
As a sociology major, you will be required to take 11 courses, which include three required foundation courses, two research-related courses, and a capstone seminar that includes a significant research component. Students who share interest in a topic not included in the curriculum may propose a seminar/reading group and meet with a faculty member on a weekly basis. For example, students organized a seminar on the sociology of disability studies.
Although we do not have specific tracks within the major, we do have concentrations in the areas of law and social control; medicine and community health; and immigration and globalization. In each of these areas, students can take two or more courses, which often culminate in a capstone experience involving research or an internship.
Addams-Mills Award
The Addams-Mills Award is given annually to honor one or two graduating sociology majors who exemplify the community service ideas of Jane Addams, a founder of community-based social work and a Nobel Peace Prize laureate, and the intellectual tradition of C. Wright Mills, an outspoken sociologist and critic of American power structures.
Qualified students can apply for membership in Alpha Kappa Delta, the International Sociology Honor Society. Alpha Kappa Delta sponsors annual student paper contests, presenting awards that include monetary prizes, travel support, and scholarships. In addition, by funding research symposia and honoraria for guest speakers, the society supports chapter activities that further education.
Skills You Learn
Skills you will learn include:
Writing and communication
Quantitative literacy
During your junior year, you might be accepted into the sociology honors program. Joining the program means you'll work closely with a professor to create a thesis on a topic of your choice. Examples of recent honors theses topics are:
Racialization of Asian and South Asian International Students in the United States
The Ambiguity Paradox of Queer-Ass Folk: Problems, Solutions and Costs of Queer Identity
What Makes a Woman?: A study of Ladies' Home Journal and Its Constructions of Femininity from 1950 to 2012
Consumerist Frames and Pornographic Products: College Students and Views on Pornography
Leaving Orthodoxy: A Study of Religious and Cultural Transformation
Education (minor)
Health, Science, and Society (concentration)
Holocaust and Genocide Studies (concentration)
Law and Society (concentration)
Building your foundation
The Clark Experience
We structure our curriculum around Liberal Education and Effective Practice (LEEP), which connects classroom learning with action through world and workplace experiences.
At Clark, your education extends beyond the classroom. Visit the Career Connections Center to learn more about internship opportunities that complement your coursework and put your sociology knowledge into practice.
The sociology major is designed to help you learn outside the classroom and find ways to put your passions to good use. Co-curricular activities often spring from our students' commitment to social justice, including service-learning work at Activist United, Clark Anti-Violence Education, Model United Nations, Student Action for Refugees, Public Health Outreach, Students Advocating Safe Choices, and Voices for Planned Parenthood.
Many students take advantage of internship opportunities during the academic year or over the summer to connect what they're learning with their professional development. Internships can be in a variety of areas, including criminal justice, elderly services, health-related services, media, and women's services and programs.
Each year the Sociology Department awards the Ross Social Justice Fellowship, which provides $2,500 for a student to do an internship or research in a social justice organization.
Other opportunities include:
Study Abroad and Away
In alignment with Clark's Liberal Education and Effective Practice (LEEP) curriculum, participation in a Study Abroad and Away program is an opportunity to gain world and workplace experience to complement your on-campus work. Clark approves semester, year-long, and summer opportunities to earn credit through academic coursework, internships, community-based learning, or research. Explore our Study Abroad and Away page, where you can search programs by academic interest, location, and language; after you've identified some appropriate programs, ensure they fit in with your four-year plan by talking with your faculty adviser as early as possible.
The Undergraduate Sociology Committee, made up of undergraduate students, is an active part of department life, and sponsors a number of activities throughout the year.
You also can complement your academic work by participating in Clark's many clubs, organizations, and athletic teams. Here are some student organizations that might be of interest to you as a sociology major:
All Kinds of Girls
Amnesty International – Clark Chapter
Clark University Brothers and Sisters
Activists United
Ascentria Care Alliance (refugee resettlement)
Daybreak (domestic violence)
National Coalition for the Homeless
National AIDS Trust, London, England
YOU Inc.
Clark is committed to action-based learning, which means as an undergraduate you can join faculty and graduate students in their research.
You also can apply for funding to support your own research on a project of your choice during the academic year or during the summer.
Collaborate with Faculty and Present Your Research
Collaborate with faculty
Recent collaborative student-faculty research includes (Clark undergraduates indicated by *):
London, Bruce, Cristina Lucier*, and Meredith Hare-Drubka*. December, 2013. "Teaching about Corporate Power: Analyses of a Policy Planning Network," available here.
Legot, Cristina*, Bruce London, John Shandra*, and Anna Rosofsky. 2010. "Proximity to industrial releases of toxins and childhood respiratory, developmental, and neurological diseases: Environmental ascription in East Baton Rouge Parish." Working Paper Number 236. Political Economy Research Institute. University of Massachusetts. Amherst, Mass.
Legot, Cristina*, Bruce London, and John Shandra*. 2010. The proximity of high volume developmental neurotoxin polluters to schools: vulnerable populations at risk." Working Paper Number 224. Political Economy Research Institute. University of Massachusetts. Amherst, Mass.
Present your research
Clark's annual Fall Fest and Academic Spree Day are opportunities to share your research or creative work with the Clark community while you hone your presentation skills. Some projects sociology students and recent alumni have presented are:
Emerging Adults and Primary Care: Their Utilization and Experiences
Corporate Social Responsibility Research in Worcester
The Conservative Climate Change Denial Network: Who Decides? Who Benefits? Who Pays?
Just as Soldiers on the Front Had Their Duty, So Did We: Intersections of Gendered Socialization and Genocide in Nazi Euthanasia
Racialization of Asian and South Asian International Students at Clark University
The Ambiguity Paradox: Problems, Solutions and Costs of Queer Identity
You also can submit your research results for publication in our student-run Scholarly Undergraduate Research Journal.
At Clark you'll get more than a great education; you'll also be prepared for a long, productive career and life of consequence. And once you've completed your degree, you can join other Clark alumni who have gone on to work for great organizations and attend some of the best graduate schools in the world.
Graduate School Placement
Graduate schools attended by sociology graduates from Clark include:
University of Connecticut; MSW (social work)
Boston University; Ed.M. in policy, planning and administration
London School of Economics; M.Sc. in gender and social policy
Northeastern University; Ph.D. in sociology; M.Ed. in counseling
Boston College; Ph.D. in sociology
Thomson / Wadsworth Publishing Co.
Rhode Island Hospital
match support supervisor
Center on Juvenile and Criminal Justice
policy and program specialist
University of New York at Stony Brook
associate professor of sociology
Explore what this department has to offer


In recent years, the four-space model has become widely used among both professional librarians and architects and designers involved with libraries. This applies to the construction of new libraries, the modification of existing libraries and the interior design of the individual library spaces. The model is also used to illustrate and explain current library developments and future library plans to the general population and politicians.
Ever since the model was launched, it has been particularly instrumental in ensuring that the concept of the performative library space – which describes the library as a space for creative activities, innovation and co-production of public services – is now incorporated as a natural element of a modern library. The four-space model is used not only in Denmark, but also influences the international library debate and developments. The widespread use of this model is probably due to two factors: First of all, the model meets an urgent need to establish a common language and frame of reference relating to library developments, construction and interior design. Secondly, the model's simple graphical depiction (one square and four circles) makes the library's wide variety of functions easier to comprehend and thus to communicate, discuss and prioritise.
The four-space model was developed by: Dorte Skot-Hansen, Casper Hvenegaard Rasmussen and Henrik Jochumsen. Illustration: Aarhus Library.
The four-space model was originally developed as part of the report Folkebibliotekerne i videnssamfundet (Public Libraries in a Knowledge-based Society), published in 2010. The intention of the model was to address the challenges confronting libraries in a knowledge-based, experience society. At the same time, the model seeks to illuminate libraries' potential to meet new or changing user needs. Accordingly, the model can be used as a tool for both analysis and development. The key challenges confronting libraries include digitisation, tough competition from steadily increasing cultural and experience offerings and changing patterns of library use. New user needs can be related to factors such as sharing non-commercial meeting places with other people, getting involved and creating something together with others and being able to learn, develop and grow throughout life. Basically, the model reflects how the library itself is departing from primarily focusing on a collection of materials to increasingly being a space for the mediation of cultural and literary experiences; a space which supports digital education and lifelong learning; a space for human interaction across generations, gender and ethnicity; and a space which gives users an opportunity to personally participate, create and innovate.
The four-space model applied to Roskilde Library. Illustration: Roskilde Library.
As is apparent, the model embodies four overarching aims for the public library: Acknowledgement/Experience, Empowerment, Involvement and Innovation. Two of these aims – Acknowledgement and Empowerment – clearly refer to classic library values such as enlightenment, cultural education and social mobility. The other aims, i.e. Involvement and Innovation, are more focused on new values relating to concepts such as social capital, cohesion in a local community and providing an opportunity for users to acquire new skill-sets to cope in an ever-changing world.
The model also demonstrates how a multiplicity of widely varying library offerings can be part of the various spaces, without sacrificing the library's focus or identity. The model is intended notably to form the basis for discussion and diversity – not serve as a single common template: one size doesn't fit all. The example below from Roskilde Library shows how the model has been adapted to meet the needs of a local library-development process.
The model's four different spaces are described below. It is important to emphasise that the individual spaces will always be specifically prioritised and completed according to the needs of the local community where the library is located.
This space is intended to stimulate meaningful experiences. The source of the inspiration can be found in all media (both analogue and digital) and across the entire genre spectrum. The inspiration space should preferably inspire users to take unusual choices. The library has always been an inspiration space, whether associated with learning and enlightenment or leisure activities and entertainment. In recent years, there has been a need to rethink the library as a space for inspiration to address the challenges of the so-called experience community. Cultural institutions are currently engaged in cut-throat competition, resulting in important concepts – e.g. experience, storytelling and expressive communication – becoming important to libraries as well. Today, one manifestation of this trend is the large number of events, gatherings and activities taking place at libraries, preferably in cooperation with different partners from the local community. This requires a new, open and flexible library design that provides space for events and for inspiring, experience-orientated communication activities. A library can be an experience all its own by virtue of its interior design, colour scheme and staging, thereby encouraging play, surprise and new ways of using the library space. Today, there is also growing awareness that the experience potential increases when users are actively involved. This makes it important for libraries to support and provide space for reading circles, listening clubs and other similar activities.
In a segmented society, it is important to be able to meet others whose values and interests differ from one's own to invite being personally challenged as well as growing and developing. The library as a meeting space is an open, public space where it is possible to meet like-minded people, but especially those who are not. The library has always been a venue where people meet, but our increasingly multicultural society has brought focus to bear on spaces where human encounters can generate common understanding and societal cohesion. The concept of "the third space" often comes up when considering the library as a meeting space, as the library is a place where people can casually meet outside the spheres of home and work. Another concept is a "low-intensity meeting place" signifying that it gives us an opportunity to meet people who differ from us, unlike those in our usual spheres of activity. A library can maximise its meeting space potential by focusing on open lounge and relaxation spaces which facilitate interpersonal interaction – both random and organised, such as meetings designed for discussing topics and issues. This requires the envisioning of spaces for random encounters in small intimate set-ups, lounge areas with newspaper-reading and café facilities, as well as spaces for larger, more organised meetings for communal illumination and debate of topics and themes.
The learning space is where children, young people and adults can discover and explore the world, while enhancing their skill-sets and options through open, unobstructed access to knowledge and information. The library is a space for informal learning but also a space which facilitates learning at formal educational institutions. The focus on the library as a learning space has intensified in recent years. This is due to digital developments and intensified global competition which emphasise the significance of lifelong learning. Also, Denmark's public school reform of 2014 gives high priority to the action area of encouraging cooperation among libraries, schools and other educational institutions. The strength of having a library as a learning space is that the learning becomes a dialogue-orientated process based on users' personal experiences and learning needs in an informal learning space. Besides providing access to analogue and digital information and knowledge, it is important that the library facilitates learning by having adequate study spaces and spaces for group work, while providing space for "homework cafés" and open courses at the same time. In addition, libraries must be keenly aware of young people's need for more experience-orientated learning through interactive, social learning patterns.
In the same way that we often cite how libraries have undergone a developmental process "from collection to connection", we also refer to the transition "from collection to creation". The library as a performative space reflects this transition. Users can utilise a performative space with other users to be inspired and have an opportunity to create their own creative expressions or innovative solutions. In the performative space, users can also access tools and materials which support their creative activities and, if possible, they can receive support from professional artists, designers, multimedia developers, etc. Finally, the performative space can serve as a platform for communicating, publishing and distributing users' works and products and for staging their various activities. In fact, the library as a performative space is nothing new, as libraries have previously served as a setting for various workshop activities. But new generations of so-called "digital natives" have been instrumental for ensuring that user-involvement, user-driven innovation and the general transition from passive recipient to active co-creator are outstanding elements of libraries. Specifically, the library as a performative space can be supported and developed by making room for various informal workshop activities or in the form of outright makerspaces and fablabs at the library.


The Meadowbank men's first division team just cannot seem to get a break.
After a poor season in the league, Meadowbank hoped for a run in the South Canterbury Cup, but was knocked out after a 4-2 loss to Timaru Boys' High School on Saturday.
As it has done regularly this season, the team started positively and took a 1-0 lead through Andy Lane after just six minutes.
However, that only seemed to spark the schoolboys into life, and they charged to a 2-1 lead at halftime.
Timaru Boys' knocked in two more goals in the second half, and while Sullivan Martin pulled one back for Meadowbank, it was only a consolation.
Meadowbank coach Keith Roach was disappointed to be knocked out of the cup, lamenting his side's porous defence.
"We paid the price for again not defending well," Roach said.
Meadowbank also could have had more luck up front, he said.
"All season we've been creating chances, and if it came down to who could hit the post or crossbar the most, I think we'd be heading towards the top of the table," Roach said.
Marty Bell stood out as Roach's player of the day.
Meadowbank's season is not yet over, as it now goes into the bowl competition.
It was also a disappointing weekend for the Meadowbank women, beaten 6-2 by West End on Sunday.
Caitlan Lee gave Meadowbank the lead from the penalty spot, but West End pushed to a 3-1 lead at the break.
Elizabeth Fountaine grabbed a second for Meadowbank in the second half, but West End found three more openings to take control of the game.


text:
Founder: Geraldine Roche
(Geraldine was also our first Carmen)
Based in Devizes, in the heart of Wiltshire, WHO was founded in 1990 by Geraldine and the late Keith Lawley,
in order to bring opera to the local community of Devizes and has since produced over 20 operas including:-
The big A, B, C, of Opera (Aida, Boheme & Carmen).
Recently we began a touring opera group which has had very successful tours with Marriage of Figaro, Merry Wives of Windsor,
Pirates of Penzance and The Beggar's Opera.
We also perform various fundraising concerts and recitals through the year, These are held at different venues around the area
Musical Director:
Roland Melia
Patron:
Rosa Mannion
Michael Gaiger
Roland Melia began his wide ranging career as a cellist playing with NationalSymphony Orchestra of Ireland, English National Opera, Scottish Chamber Orchestra, Royal Liverpool Philharmonic Orchestra, Northern Sinfonia, City of London Sinfonia. and the contemporary ensemble Lontano.
Following studies with David Robertson and Ilya Musin he conducted orchestras in Britain such as Bournemouth Sinfonietta, Britten Sinfonia and Royal Ballet.
Abroad he worked with the National Symphony Orchestra of Ireland and St Petersburg Philharmonic as well as Symphony Orchestras in Portugal, Mexico and Chile.
Melia has been the Artistic Director of Leicester Symphony Orchestra and Cyprus State Orchestra.
He has worked in CD production, composed music for theatre, supervised music for film and delivered creative workshops to school children. He has worked in promotion for Pharos Arts Foundation in Cyprus and Cegin Productions in UK for which he is currently Artistic Director.
He teaches conducting technique to all ages.
White Horse Opera are delighted that Rosa Mannion has agreed to be its patron.
Rosa was born in Liverpool and studied at the Royal Scottish Academy of Music. She made her operatic debut in 1984 as Adina in L'Elisir D'Amore with ScottishOpera and for the following 16 years enjoyed aninternational career singing with major opera houses, conductors, orchestras and festivals throughout Europe.
In 1998 illness forced her to end her singing career and she began to teach, building up an enormous private practise aswell as joining the music faculty at Bath Spa University.
She gives masterclasses and workshops throughout the country, adjudicates and examines for the major conservatoires and, as a trustee of Jackdaws Educational Trust, regularly runs residential courses for singers.
Mike Gaiger is a well known retired company director who has strong local connections. He is a member of Devizes Rugby Club and Devizes Sports Club and is grandad to ten.
An ex chairman of WHO, Mike's unceasing support has always been very much appreciated by the company.