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Algerian army purges intelligence agencies as anti-regime protests grow
After seven weeks of mass protests demanding the fall of the Algerian military dictatorship and the army's announcement last week of President Abdelaziz Bouteflika's resignation, the gulf separating the officer corps from millions of protesting workers and youth is coming to the fore.
Large sections of the Algerian population have correctly concluded that Bouteflika's resignation by itself is not the victory they were hoping to obtain. It is plainly obvious that Bouteflika, who was confined to a wheelchair and could not speak since suffering a stroke in 2013, was no longer leading the dictatorship. Now, there are growing demands for the ouster of officials who are to oversee the transition while a new president is elected, including speaker of the house Abdelkader Bensalah, and growing opposition to army chief General Ahmed Gaïd Salah.
After last Friday's protests—where workers chanted slogans like "Gaïd Salah, the people are not fooled" and "No repeat of the Egyptian scenario," referring to the 2013 military coup that crushed a wave of revolutionary struggles in Egypt that toppled Hosni Mubarak in 2011—the National Liberation Front (FLN) regime and the army are preparing the ouster of other top officials.
On Sunday, the pro-regime daily El Moudjahid carried an article and an editorial that raised the possibility of removing Bensalah. "Bensalah must go," constitutional law specialists were quoted as saying in the paper according to RFI, while the daily's editorial, titled "Nothing is impossible," said that a presidential transition without Bensalah is "neither unreasonable nor impossible to do."
The most prominent target within the upper ranks of the regime was intelligence chief Major General Athmane Tartag, the director of Algerian domestic intelligence. After rumors that Tartag had been removed on April 5, on April 7 it was announced that Gaïd Salah would replace him as head of the powerful Directorate of the Security Services (DRS) agency.
This was followed by Gaïd Salah's firing of Major General Boura Rezigue Abdelkader, who led the Directorate of internal Security (DSI), and General Abdelhamid Bendaoud, who led the General Directorate of External Security (DGSE). Gaïd Salah is concentrating power in his own hands, reorganizing the chain of command so that the DGSE and DSI now report directly to the general staff of the army.
Through the purge of the intelligence services, the army is above all trying to limit popular opposition to the regime and prevent the regime's crimes during the 1992-2002 Algerian civil war from becoming a focal point for working-class opposition to the army. There is already speculation in the Algerian press that Tartag's dismissal could lead to his facing charges related to his bloody record during the civil war.
Last week, relatives of prisoners disappeared during the civil war held a rally outside the main post office in Algiers, holding up pictures of their loved ones and demanding full investigations. Mondafrique commented, "President Bouteflika always refused to open investigations on these 'disappearances;' This protest certainly did not escape the attention of Ahmed Gaïd Salah, the head of the general staff, who is trying to ride the waves of anger and popular demands in order to lead the transition."
Relatives of the disappeared have denounced Tartag as "the monster of Ben Aknoun," one of the main centers where prisoners suspected of Islamist or other oppositional politics were taken, tortured and often shot. He directed the Ben Aknoun facility, formally known as the Principal Military Investigation Center (CPMI) from 1990 to 2001. He is suspected of personal involvement in the murder of FLN veteran Kasdi Merbah, who was killed in 1993 as he tried to negotiate a truce with Islamist forces. Tartag's name has also come up as one of French intelligence's main contacts in Algeria.
As workers and youth move into struggle against the Algerian regime, the critical question raised by the history of the Algerian military dictatorship in the civil war is the need for the independent political organization and the revolutionary mobilization of the working class.
No confidence can be given to Gaïd Salah or to the Algerian officer corps to lead a "democratic transition." They serve a regime that has for decades plundered Algeria's oil and gas wealth, which they sent overseas to bank accounts in France and beyond, while workers were left in poverty and unemployment and repressed by a bloody military regime. The generals are terrified of what they would have to answer for if trials could be freely held and will do all in their power to maintain a dictatorship in Algeria.
The 1992-2002 Algerian Civil War emerged from the last failed attempt to democratize the Algerian military regime, the 1988 reforms and transition to multiparty democracy. The regime suspended the Islamic Salvation Front's (FIS) 1991 electoral victory, plunging Algeria into a 10-year civil war costing 200,000 lives. While the army's ostensible targets were Islamist terrorist groups, it also infiltrated the Islamist organizations to carry out attacks and murdered a range of workers and political figures to suppress opposition to the FLN's right-wing economic and social policies.
A 2005 report issued by the Movement of Free Algerian Officers (MOAL) and Algeria Watch, titled "Algeria: the Death Machine," gives a detailed and gruesome picture of this bloody military repression and, in particular, of the operations Tartag oversaw at Ben Aknoun.
It writes, "As early as spring 1992, Tartag received orders from his chief, General Kamel Abderrahmane, to not hand over 'unredeemable fundamentalists' to the courts: this was clearly a license to kill. But before that, they were systematically tortured. There followed punitive expeditions in 1993-1994 that claimed between 10 and 40 victims per day. All-out death squads were trained in this center, that were tasked with pursuing Islamists, liquidating them, and terrorizing the population."
Another important part of Tartag's operations, according to this report, was killing top officers suspected of opposition to the FLN and the army. It describes how Tartag and his assistant, "Lieutenant Mohammed," tortured Navy Commander Mohammed Abbassa, who was electrocuted, beaten, stabbed and burned. Finally, it reports, "On the evening of the second day, it was a barely recognizable body, swollen and burned even on the eyes that passed away, murmuring a few barely audible words. The corpse was denied the right to a decent burial."
Attempts to present the Algerian military dictatorship as a democracy waiting to flourish, through the intervention of Gaïd Salah or perhaps of the FLN's state-controlled General Union of Algerian Labor (UGTA), are reactionary political frauds.
The only way to establish a democratic regime in Algeria is through a struggle led by the working class to take power, expropriating the regime's ill-gotten wealth in the context of a broad international struggle of the working class against capitalism and for the building of socialism.
Five candidates contest December 12 Algerian election amid mass opposition
Algerian junta to slash energy subsidies amid mass protests
Algerian regime jails top generals, Workers Party leader Louisa Hanoune
Mass protests erupt against Algerian army's call for December elections
Algerian army suspends July 4 presidential elections
Turkey's Erdoğan threatens to send troops into Libya
French-backed Libyan militia airstrike kills 42 civilians
German defence minister supports combat operations in Africa
Apple, Microsoft and Google among five companies sued over deaths of Congolese child miners


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María Dolores González Álvarez
Área de Filología Inglesa
Departamento de Filología Inglesa, Francesa y Alemana
Historia de la lengua inglesa (especialmente inglés moderno temprano y tardío)
Lingüística de corpus
Política Lingüística en educación superior
Despacho 45B
V01G230V01103 | Idioma moderno: Idioma 1, I: Inglés
V01G180V01603 | Historia del primer idioma extranjero: Inglés
V01G180V01911 | Variación y cambio del primer idioma extranjero: Inglés
Máster en Estudios Ingleses Avanzados y sus Aplicaciones
V01M121V01201 | Variación y Cambio en Lengua Inglesa
Martes: 09:30-13:30 / Jueves: 09:30-13:30
Política lingüística y docencia en inglés
Doctor in English Philology (2000) from the University of Santiago de Compostela. Her main research area is the history of English language (with a focus on early and late Modern English morphosyntax). She has published numerous articles in international journals and the monograph Disjunct Adverbs in Early Modern English: A Corpus-based Study (2003) under a variationist and sociohistorical perspective. From 2010 to 2014 she was the head of the University language centre and took active part in the launching of EMI programmes and the design and implementation of HELA (in-house test for teachers involved in English-medium instruction). She was Vice-Rector for students at the University of Vigo (Spain) from April 2014 to June 2018 and head of the Language Policy group within CRUE (Spanish Conference of Rectors). Her second and more recent area of expetise concerns language policy and ICLHE (Integrating Content and Language in Higher Education). She delivered several lectures on the topic (often by invitation as plenary speaker) and coordinated and coauthored CRUE's Language Policy for the Internationalisation of Spanish Universities: A Framework Document.

redpajama_set_name: RedPajamaCommonCrawl


Established in 1959, Honey House promotes and showcases North Queensland's distinctive honeys. A visit ensures a chance to watch the bees at work in the glass-fronted hives. You'll also be able to taste various honeys from the area and learn about the bees from the beekeeper. You can shop online, but visiting the house means you can try quality honey produced by the happiest bees in the area. Check the website for details. Before you head to Kuranda, plan trip itinerary details with our user-friendly Kuranda trip itinerary planner, to make sure you see all that Kuranda has to offer, including Honey House.
If you like honey, it's the place to spend a few minutes. Tasting of the most varied types of honey, from cinnamon and lye, to Almadén and avocado. Be sure to take some home.
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The demonstration of the 5G network held today in Samobor has been fully realized in the real production environment using commercial radio and core 5G equipment and functionalities.
Apart from Samobor, 5G technology will be piloted in other areas of economic and social importance such as Osijek and the island of Krk.
HT will continue to implement 5G network in Croatia with the dynamics at which 5G technology will develop and will enable the future 5G regulatory framework.
"At Hrvatski Telekom we are very proud of the development and quality of our mobile network. By implementing 5G technology in real conditions we open the door to the 4th industrial revolution and gigabit society in Croatia. We believe that we can so activate the potential of all parts of Croatia, stimulate positive economic trends, and open up a range of new opportunities and ensure better living conditions for citizens throughout Croatia," said Boris Drilo, Management Board member and Chief Technology and Information Officer at HT.
5G network users and local self-government in the first three communities in Croatia who have been given the chance to be covered by the 5G network will have the opportunity to experience the advanced features that the gigabit society can provide.
The new technology will provide Samobor and its surroundings an additional boost to the development of the industrial, craft and tourism potential of that area, and the diversity of the local economy makes this area ideal for further development of the diverse 5G business cases that can be implemented later on throughout the country as well as globally. Osijek and Krk, as the centers away from the most developed Zagreb ring, 5G technology opens up completely new development perspectives. In Osijek, the potential for the ever-stronger startup community can be raised to a whole new level and strongly boost the local economy, and Krk as one of the islands implementing a whole range of advanced digital solutions can become the first smart island in Croatia.
HT implements the 5G technology using a successfully modernized mobile network it has invested in over a billion kunas last and this year.
Compared to the existing 4G technology, 5G brings significant progress. The main features of the 5G technology are high speed per user (over 1Gbps), extremely fast network responses of just a few milliseconds, and a large capacity in terms of number of users and simultaneously connected devices. The new technology brings new opportunities in developing artificial intelligence, internet of things and broadband internet access, and opens up wide applications in industry, agriculture, education and healthcare. Parallel to the testing of the 5G network, various 5G devices are being developed, and they will first be available in the second half of 2019.
The mobile network of Hrvatski Telekom has been awarded the big international P3 - Best in Test recognition for the second consecutive year, which has ranked HT's mobile network as the best in Croatia and among the best mobile networks in the world. As the leader in testing and deploying 5G technologies in Croatia, Hrvatski Telekom will enable its users to be among the first in Europe to use all the new opportunities the new technology brings.


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Move it and use it: Exergaming may help those at risk of Alzheimer's or related dementias
Older adults with mild cognitive impairment (MCI), often a precursor to Alzheimer's, showed significant improvement with certain complex thinking and memory skills after exergaming, according to a new study.
The results could encourage seniors, caregivers and health care providers to pursue or prescribe exergames (video games that also require physical exercise) in hopes of slowing the debilitating effects of those with MCI, sometimes a stage between normal brain aging and dementia.
Cay Anderson-Hanley
"It's promising data," said Cay Anderson-Hanley, associate professor of psychology at Union College and the study's lead author. "Exergaming is one more thing that could be added to the arsenal of tools to fight back against this cruel disease."
The study appears in the current issue of Frontiers in Aging Neuroscience.
Previously published research by Anderson-Hanley and others found that seniors who exercise using the features of interactive video games experienced greater cognitive health benefits than those who rely on traditional exercise alone.
For the latest study, researchers wanted to target older adults diagnosed with or at risk for MCI. MCI is most common in people over age 55. By age 65, approximately 15 to 20 percent of the population shows signs of MCI, according to the Alzheimer's Association.
Researchers initially enrolled more than 100 seniors for the study, which was funded through a grant from the National Institute on Aging. Over six months, 14 (evenly split between men and women) persisted with regular exergaming. The average age was 78.
The first group of seven was assigned to pedal along a scenic virtual reality bike path several times a week. The second group was given a more challenging task for the brain: pedal while playing a video game that included chasing dragons and collecting coins.
The special bikes were placed at a number of sites, including hospitals, community centers and independent living centers.
The results were compared against data collected from a separate group of eight seniors who played video games on a laptop but did not pedal, and also a group from the previous research who only rode a traditional stationary bike with no gaming component.
At the end of the randomized clinical trial, participants in both the group that pedaled along a virtual bike path and those that chased dragons and collected coins experienced significantly better executive function, which controls, in part, multi-tasking and decision making.
"Executive function is like the CEO of the brain. It is key to remaining independent in later life," said Anderson-Hanley. "For example, it allows you to cook two things on the stove at once. It makes sure you don't forget that you are boiling water while also having something in the oven."
Benefits for both groups were also seen for verbal memory and physical function, suggesting it may be worth the effort for seniors to incorporate exergaming into a daily exercise regime.
Anderson-Hanley acknowledged that further research with a larger sample size is needed to confirm the team's findings. One of the challenges faced was getting older adults in the habit of going to the gym or another venue to exergame. The team is working on a way to have seniors stay home and upload a video game to an iPad that can be used with a stationary bike.
In the meantime, the research suggests benefits of exercising while also stimulating the brain with some mental challenge, such as navigating a scenic bike path or interactively playing a video game.
"The goal is to explore even more effective ways to prevent or ameliorate cognitive decline in older adults by tailoring accessibility and level of mental engagement in interactive cognitive and physical exercise," she said. "The results suggest that the best outcome for brain health may result when we do both: move it and use it."
In addition to Union College, the research team was composed of collaborators from Albany Medical Center, Stratton Veteran's Administration Hospital, Sunnyview Rehabilitation Hospital, Skidmore College, Oklahoma State University and the University of Illinois Urbana-Champaign.


text:
Come with me est le  de Kumi Kōda sorti sous le label Rhythm Zone le  au Japon. Il atteint la  du classement de l'Oricon. Il se vend à  exemplaires la première semaine, et reste classé pendant 9 semaines, pour un total de  exemplaires vendus.

Come with me a été utilisé comme campagne publicitaire pour Ume jelly de Choya Umeshu. Elle se trouve sur l'album Feel My Mind et sur la compilation Best: First Things.

Liste des titres

Liens externes
  Fiche officielle des singles
  Fiche sur le site de l'Oricon

Single musical sorti en 2003
Chanson interprétée par Kumi Kōda

redpajama_set_name: RedPajamaWikipedia


text:
Programme Development Specialist for Climate Change and Health in Eastern Europe, Caucasus and Central Asia: climate resilient health services
by Nickron Kibunei
in NGO Volunteers
Location : Home-based
Application Deadline : 21-Dec-20 (Midnight New York, USA)
Time left : 11d 19h 39m
Additional Category : HIV, Health and Development
Type of Contract : Individual Contract
Post Level : International Consultant
Languages Required :
Starting Date :
(date when the selected candidate is expected to start) 11-Jan-2021
Duration of Initial Contract : estimated 11 January 2021 – 11 November 2021
Expected Duration of Assignment : Approximately 51 working days
REFER A FRIEND APPLY NOW
UNDP is committed to achieving workforce diversity in terms of gender, nationality and culture. Individuals from minority groups, indigenous groups and persons with disabilities are equally encouraged to apply. All applications will be treated with the strictest confidence.
UNDP does not tolerate sexual exploitation and abuse, any kind of harassment, including sexual harassment, and discrimination. All selected candidates will, therefore, undergo rigorous reference and background checks.
UNDP is the knowledge frontier organization for sustainable development in the UN Development System and serves as the integrator for collective action to realize the Sustainable Development Goals (SDGs). UNDP's policy work carried out at HQ, Regional and Country Office levels forms a contiguous spectrum of deep local knowledge to cutting-edge global perspectives and advocacy. In this context, UNDP invests in the Global Policy Network (GPN), a network of field-based and global technical expertise across a wide range of knowledge domains and in support of the signature solutions and organizational capabilities envisioned in the Strategic Plan.
Addressing climate change is one the key global challenges and priorities for UNDP. Working in over 170 countries and territories, UNDP is uniquely placed to work with all sectors of society to help mobilize the institutions and resources required to support countries implement their climate action targets in the context of the Paris Agreement.
Climate change impacts human health and the health sector in various ways: rising temperatures lead to increased heat strokes and deaths related to cardiovascular or respiratory issues; extreme precipitation and flooding result in damages to health infrastructure and the aggravation of water-borne diseases; mudflows and landslides cause accidents and injuries. Climate change will bring major changes to the epidemiology of infectious diseases through changes in microbial and vector geographic range. Climate change, interacting with environmental change more broadly, has already made conditions more favourable for the emergence and spread of certain infectious diseases. Global warming, change in precipitation regime and increased frequency of extreme events such as droughts and floods directly affect availability of safe water. This exemplifies the complex interaction between different health impacts. The direct effects of climate change on health are compounded by indirect climate change impacts like loss of food supply – linked to droughts, floods and cold spells – which can create and exacerbate nutritional issues, subsequently increasing the vulnerability of populations to disease and mortality.
Countries in Eastern Europe, Caucasus and Central Asia (EECCA) will experience a wide range of negative health impacts triggered by climate change, yet many of them lack the capacity and resources needed to prepare for and respond to this challenge. In 2020 the national public health systems in EECCA have been significantly affected by COVID-19. Support is required to make sure that COVID-19 recovery investments are climate informed and climate-proof.
UNDP seeks to engage a consultant as a Programme Development Specialist (hereinafter "Consultant") on climate resilient health services in Eastern Europe, Caucasus and Central Asia (EECCA) to support the region and COs based staff with delivering technical assistance to client Governments. The consultant will be expected to deliver high quality, cutting-edge technical advisory support to the development of a Concept Note and pre-feasibility study for the vertical fund regional programme/project focused on climate resilient health services in the EECCA region. He/she will coordinate, working via global and region-based technical advisors across UNDP's GPN.
Scope and objective of the assignment:
The Consultant will lead the design and drafting of the concept note, pre-feasibility study and a project preparation grant request for the regional programme/project on climate and health, including coordinating inputs from country offices, regional technical advisors and relevant IRH and HQs technical teams (Climate and DRR Team, Nature, Climate and Energy Team, Health Team). In doing so the Consultant will assist with formulation, refinement and negotiation of indicators for the Green Climate Fund (GCF) regional programme/project, benchmarks, co-finance agreements and work plans. In the course of the project development he/she will also interact with UNDP and WHO technical specialists to coordinate their inputs to the proposal design. The Consultant will provide technical and advisory support to project teams, bureau units and UNDP Country Offices in the context of climate resilient health services, including on evaluating, capturing, codifying, and synthesizing of lessons learned and strategies to promote the uptake of best practices and knowledge, including the development of knowledge materials and guidance notes.
Due to the COVID pandemic travel restrictions, the tasks associated with this Terms of Reference are expected to be completed through a combination of (a) home-based preparatory work; (b) remote technical assistance to client countries and UNDP staff.
The Consultant will work under the overall guidance and supervision of the UNDP IRH Climate and DRR and Nature, Climate and Energy Teams and will closely coordinate with the UNDP Health Teams at IRH and HQs. The following elements will need to be covered in the regional programme/project concept note (CN) and pre-feasibility study (PFS):
Climate rationale based on the strong scientific evidence of current and future climate change impacts on health and health sector in EECCAA;
Alignment with GCF investment criteria;
The rational for programmatic approach/regional programme, including:
Defined common objective/synergy/interdependence, translated in a context specific and differentiated objectives for each sub-project
Programmatic theory of change
Value-add of the programme approach versus individual project approach (outcomes and benefits of Programme to exceed sum of its parts)
Cost effectiveness and efficiency
Greater likelihood of promoting paradigm shift
Additional benefits in terms of learning/knowledge
Possible partnership at programmatic level
Possibilities of private sector engagement
How the programme is aligned with country/regional programming needs and priorities
Broad Implementation plan – Timeline for implementation of sub-projects
Eligibility criteria for countries to participate through sub-projects
Participatory governance structure at programme level
Programmatic level monitoring and reporting requirements
Description of sub-projects included in the regional programme/project, including:
Rational to link with overarching rationale
Project Level description of activities and budgets
Project Level monitoring and reporting
Project level co-financing arrangements
Project level partnerships
The regional programme/project development needs to be informed with the updated GCF Programming Manual.
The development of the regional programme/project will be coordinated and aligned with the COVID-19 recovery planning and will be aimed, above all, at supporting the COVID-recovery efforts and building resilience to future pandemics through the contribution to the resilience of the health systems in EECCA.
The Consultant will:
Review UNDP and WHO joint offer on climate change and health in EECCA, the draft Programme Idea Note and the underlying analysis. Analyze the existing resources, literature and lessons learned from past and on-going projects on the climate change risks to human health and health sector in EECCAA and globally. Establish the data and information baseline for the regional programme/project development.
Analyze the evidence and data gaps and provide recommendations on the required additional studies to establish a robust evidence base and climate rationale for the programme/project development.
Conduct consultations with the UNDP technical teams at the HQs, IRH and Country Offices levels and with WHO teams. Regularly liaise with the network of climate and health stakeholders at the national level.
Review, adjust and finalize the draft programmatic Idea Note, including confirmation from the participating countries.
Lead the development of a pre-feasibility study for the regional programme/project. Advise UNDP on the required technical inputs, coordinate with the national and international consultants and experts involved in the CN/PFS development, lead the technical consultations on the PFS development.
Develop regional programme/project concept note including description of the programmatic umbrella and national/country-based elements.
Draft project preparation grant request in accordance with the GCF template and funding requirements.
Support the process of technical reviews with UNDP. WHO and GCF Secretariat, address comments on the CN/PFS as necessary.
The specific deliverables are:
Deliverable Number of Days Timeframe
GCF Regional programme/project idea note and recommendations for technical inputs/additional studies for the development of CN/PFS;
Annotated outline of the Regional programme/project prefeasibility study
Draft Regional programme/project prefeasibility study 13 days 15 December 2020
Final Regional programme/project prefeasibility study, including preliminary design of national/country-based elements 8 days 31 March 2021
Draft Regional programme/project concept note
Final Regional programme/project concept note
GCF project preparation grant request 5 days 31 May 2021
Responses to reviews/comments from UNDP and GCF 8 days 31 October 2021
Institutional arrangements:
The consultant will work from home;
The Consultant will be given access to relevant information necessary for the execution of the tasks under this assignment;
The Consultant will be responsible for providing her/his own work station (i.e. laptop, internet, phone, scanner/printer, etc.) and must have access to reliable internet connection;
Given the global consultations to be undertaken during this assignment, the consultant is expected to be reasonably flexible with his/her availability for such consultations taking into consideration different time zones;
Payments will be made upon submission of a detailed timesheet and certification of payment form, and acceptance and confirmation by the Supervisor on days worked (with a "day" calculated as 8 hours of work) and outputs delivered.
In case of any travel is requested by UNDP for the delivery of this assignment, it will be reimbursed separately with the following conditions:
Any necessary mission travel must be approved in advance and writing by the Supervisor;
The BSAFE course must be completed before the commencement of travel;
Individual Consultants are responsible for ensuring they have vaccinations/inoculations when travelling to certain countries, as designated by the UN Medical Director;
Consultants are also required to comply with the UN security directives set forth under https://dss.un.org/dssweb/;
The consultant will be responsible for making his/her mission travel arrangements in line with UNDP travel policies;
All travel expenses related to mission travels will be supported by the project travel fund and will be reimbursed as per UNDP rules and regulations for consultants. Costs for mission airfares, terminal expenses, and living allowances should not be included in the financial proposal.
Demonstrates integrity by modelling the UN's values and ethical standards;
Promotes the vision, mission, and strategic goals of UNDP;
Displays cultural, gender, religion, race, nationality and age sensitivity and adaptability;
Treats all people fairly without favouritism.
Technical knowledge on climate change adaptation and health, climate change impacts on health and/or health sector
Experience in environmental and climate finance including both public and private international sources.
Experienced in working with the Global Environment Facility and Green Climate Fund projects/programmes
Extensive experience in securing public funds for environmental and climate projects;
Functional:
Able to communicate effectively in writing to a varied and broad audience in a simple and concise manner.
Capable of working in a high- pressure environment with sharp and frequent deadlines, managing many tasks simultaneously;
Excellent analytical and organizational skills;
Exercises the highest level of responsibility and be able to handle confidential and politically sensitive issues in a responsible and mature manner.
Works well in a team;
Projects a positive image and is ready to take on a wide range of tasks;
Focuses on results for the client;
Welcomes constructive feedback.
Required Skills and Experience
Master´s degree or higher in environmental economics, environmental science, health or another closely related field (maximum 20 points).
Minimum of 10 years' experience working with developing countries in climate change adaptation, health or another closely related field (maximum 20 points);
Experience with project development and managing multidisciplinary project development team s(maximum 10 points);
At least 5 years of experience working in vertical fund programming (GEF or GCF in particular) (maximum 5 points);
Experience in design and implementation of multi-sectoral and multi-country programmes and projects at different scales (maximum 15 points);
Experience working in EECCA region would be an asset (maximum 5 points);
Working experience in an international organization is an advantage as is knowledge of UNDP policies, procedures and practices (maximum 5 points);
Fluency in English, both written and oral is required for this position.
Evaluation Method:
Only those applications which are responsive and compliant will be evaluated. Incomplete applications will not be considered;
Offers will be evaluated according to the Combined Scoring method – where the technical criteria will be weighted at 70% and the financial offer will be weighted at 30%;
The technical criteria (education, experience, language [max. 60 points] and interview [max. 40 points]) will be based on a maximum 100 points
Only the top 3 candidates that have achieved a minimum of 70 points from the review of education, experience and language will be considered for the interview;
Candidates obtaining 28 points or higher in the interview will be deemed technically qualified and considered for financial evaluation;
Financial score (max 100 points) shall be computed as a ratio of the proposal being evaluated and the lowest priced proposal of those technically qualified;
The financial proposal shall specify an all-inclusive daily fee. In order to assist the requesting unit in the comparison of financial proposals, the financial proposal must additionally include a breakdown of this daily fee (including all foreseeable expenses to carry out the assignment);
An applicant receiving the Highest Combined Score and has accepted UNDP's General Terms and Conditions will be awarded the contract.
Documentation to be submitted:
Applicants must submit a duly completed and signed UNDP Personal History Form (P11) and/or CV including Education/Qualification, Professional Certification, Employment Records /Experience;
Applicants must reply to the mandatory questions asked by the system when submitting the application.
Applicants must submit a duly completed and signed Annex II Offeror´s letter to UNDP confirming interest and availability for the Individual Contractor (IC) assignment to be downloaded from the UNDP procurement site.
Kindly note you can upload only ONE document to this application (scan all documents in one single PDF file to attach).
If you are experiencing difficulties with online job applications, please contact erecruit.helpdesk@undp.org.
IC/UNDP/HGI/2020 – Provincial Facilitator for SMILE Project in Province Level – National Consultant (12 positions)
Electronic Logistics Management Information Systems (E-LMIS) / traceability systems for Inclusion in the Health Procurement and Supply Chain Management (PSM) Roster of Experts and Senior Expert Consultants —UNDP Global Fund-Health Implementation Support


Why Did This Companion Think The Prophet Passed Away?
Though our Beauty of Muhammad Web Series (peace be upon him and his family) will start in a few weeks, I wanted to share this amazing story with you. May Allah inspire us all to keep our hearts and tongues in a constant state of prayers upon the Messenger Muhammad (peace be upon him and his family).


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Marsh & McLennan Cos., Inc. is a professional services firm, which offers clients advice and solutions in risk, strategy and people. It operates through the following business segments: Risk & Insurance Services, and Consulting. The Risk and Insurance Services segment includes risk management activities, as well as insurance and reinsurance broking and services. The company conducts business in this segment through Marsh and Guy Carpenter. The Consulting segment includes health, wealth & career services & products, specialized management, economic and brand consulting services. The firm conducts business in this segment through Mercer and Oliver Wyman Group. Marsh & McLennan Cos was founded by Henry W. Marsh and Donald R. McLennan in 1871 and is headquartered in New York, NY.
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Marsh & McLennan Companies, Inc. Plans Quarterly Dividend of $0.54 (NYSE:MMC)
Mercer Appoints Holly Verdeyen as US Defined Contribution Leader
Analyst Ratings For Marsh & McLennan
January 3, 2022 | markets.businessinsider.com
Marsh McLennan to Host Fourth Quarter Earnings Investor Call on January 27
January 3, 2022 | finance.yahoo.com
Marsh & McLennan Companies (NYSE:MMC) Reaches New 52-Week High at $175.02
Marsh & McLennan (MMC) Arm Increases Stake in Indian Unit
Marsh Increases Stake in Marsh India From 49% to 92%
Socrates.ai and Mercer Partner to Improve the Employee Experience
Brown & Brown (BRO) Expands in South Florida With Buyout
Insurance agents, brokers, & service
www.mmc.com
Ex-Dividend for 2/15 Dividend
Next Earnings (Confirmed)
39th out of 1,349 stocks
Insurance Agents, Brokers, & Service Industry
2nd out of 26 stocks
Marsh & McLennan Companies has received a consensus rating of Hold. The company's average rating score is 2.31, and is based on 5 buy ratings, 7 hold ratings, and 1 sell rating.
According to analysts' consensus price target of $157.38, Marsh & McLennan Companies has a forecasted downside of 2.4% from its current price of $161.20.
Marsh & McLennan Companies has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.
Marsh & McLennan Companies has received 482 "outperform" votes. (Add your "outperform" vote.)
Marsh & McLennan Companies has received 234 "underperform" votes. (Add your "underperform" vote.)
Marsh & McLennan Companies has received 67.32% "outperform" votes from our community.
MarketBeat's community ratings are surveys of what our community members think about Marsh & McLennan Companies and other stocks. Vote "Outperform" if you believe MMC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe MMC will underperform the S&P 500 over the long term. You may vote once every thirty days.
Marsh & McLennan Companies pays a meaningful dividend of 1.33%, higher than the bottom 25% of all stocks that pay dividends.
Marsh & McLennan Companies has been increasing its dividend for 13 years.
The dividend payout ratio of Marsh & McLennan Companies is 40.45%. This payout ratio is at a healthy, sustainable level, below 75%.
Based on earnings estimates, Marsh & McLennan Companies will have a dividend payout ratio of 31.75% next year. This indicates that Marsh & McLennan Companies will be able to sustain or increase its dividend.
In the past three months, Marsh & McLennan Companies insiders have sold 5,997.98% more of their company's stock than they have bought. Specifically, they have bought $837,300.00 in company stock and sold $51,058,405.00 in company stock.
Only 0.80% of the stock of Marsh & McLennan Companies is held by insiders.
88.34% of the stock of Marsh & McLennan Companies is held by institutions. High institutional ownership can be a signal of strong market trust in this company.
Earnings for Marsh & McLennan Companies are expected to grow by 9.42% in the coming year, from $6.16 to $6.74 per share.
The P/E ratio of Marsh & McLennan Companies is 30.47, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 14.34.
The P/E ratio of Marsh & McLennan Companies is 30.47, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 12.54.
Marsh & McLennan Companies has a PEG Ratio of 1.85. PEG Ratios above 1 indicate that a company could be overvalued.
Marsh & McLennan Companies has a P/B Ratio of 8.83. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.
Marsh & McLennan Companies (NYSE:MMC) Frequently Asked Questions
Is Marsh & McLennan Companies a buy right now?
13 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Marsh & McLennan Companies in the last year. There are currently 1 sell rating, 7 hold ratings and 5 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" Marsh & McLennan Companies stock. A hold rating indicates that analysts believe investors should maintain any existing positions they have in MMC, but not buy additional shares or sell existing shares.
View analyst ratings for Marsh & McLennan Companies or view top-rated stocks.
How has Marsh & McLennan Companies' stock price been impacted by COVID-19 (Coronavirus)?
Marsh & McLennan Companies' stock was trading at $98.95 on March 11th, 2020 when COVID-19 (Coronavirus) reached pandemic status according to the World Health Organization (WHO). Since then, MMC shares have increased by 62.9% and is now trading at $161.20.
When is Marsh & McLennan Companies' next earnings date?
Marsh & McLennan Companies is scheduled to release its next quarterly earnings announcement on Thursday, January 27th 2022.
View our earnings forecast for Marsh & McLennan Companies.
How can I listen to Marsh & McLennan Companies' earnings call?
Marsh & McLennan Companies will be holding an earnings conference call on Thursday, January 27th at 8:30 AM Eastern. Interested parties can register for or listen to the call using this link.
How were Marsh & McLennan Companies' earnings last quarter?
Marsh & McLennan Companies, Inc. (NYSE:MMC) announced its quarterly earnings results on Wednesday, October, 20th. The financial services provider reported $1.08 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.00 by $0.08. The financial services provider had revenue of $4.60 billion for the quarter, compared to analyst estimates of $4.44 billion. Marsh & McLennan Companies had a trailing twelve-month return on equity of 31.64% and a net margin of 14.21%. The firm's revenue was up 15.9% compared to the same quarter last year. During the same period in the previous year, the firm posted $0.82 earnings per share.
View Marsh & McLennan Companies' earnings history.
How often does Marsh & McLennan Companies pay dividends? What is the dividend yield for Marsh & McLennan Companies?
Marsh & McLennan Companies announced a quarterly dividend on Wednesday, January 12th. Investors of record on Thursday, January 27th will be given a dividend of $0.535 per share on Tuesday, February 15th. This represents a $2.14 annualized dividend and a yield of 1.33%. The ex-dividend date is Wednesday, January 26th.
View Marsh & McLennan Companies' dividend history.
Is Marsh & McLennan Companies a good dividend stock?
Marsh & McLennan Companies pays an annual dividend of $2.14 per share and currently has a dividend yield of 1.33%. Marsh & McLennan Companies has been increasing its dividend for 13 consecutive years, indicating the company has a strong committment to maintain and grow its dividend. The dividend payout ratio of Marsh & McLennan Companies is 40.45%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, Marsh & McLennan Companies will have a dividend payout ratio of 31.75% next year. This indicates that Marsh & McLennan Companies will be able to sustain or increase its dividend.
What price target have analysts set for MMC?
13 Wall Street analysts have issued 1 year price objectives for Marsh & McLennan Companies' stock. Their forecasts range from $130.00 to $185.00. On average, they expect Marsh & McLennan Companies' share price to reach $157.38 in the next year. This suggests that the stock has a possible downside of 2.4%.
View analysts' price targets for Marsh & McLennan Companies or view top-rated stocks among Wall Street analysts.
Who are Marsh & McLennan Companies' key executives?
Marsh & McLennan Companies' management team includes the following people:
Daniel S. Glaser, President, Chief Executive Officer & Director (LinkedIn Profile)
Mark Christopher McGivney, Chief Financial Officer
Paul Beswick, Chief Information Officer & Senior Vice President
Peter J. Beshar, Executive Vice President & General Counsel
Carmen Fernandez, Chief People Officer & Senior Vice President
What is Daniel S. Glaser's approval rating as Marsh & McLennan Companies' CEO?
331 employees have rated Marsh & McLennan Companies CEO Daniel S. Glaser on Glassdoor.com. Daniel S. Glaser has an approval rating of 94% among Marsh & McLennan Companies' employees. This puts Daniel S. Glaser in the top 30% of approval ratings compared to other CEOs of publicly-traded companies.
Who are some of Marsh & McLennan Companies' key competitors?
Some companies that are related to Marsh & McLennan Companies include Allianz (ALIZY), Kering (PPRUY), AON (AON), Arthur J. Gallagher & Co. (AJG), Willis Towers Watson Public (WLTW), Willis Towers Watson Public (WTW), Brown & Brown (BRO), Equitable (EQH), Waterdrop (WDH), Ryan Specialty Group (RYAN), Goosehead Insurance (GSHD), BRP Group (BRP), BRP Group (BRP), CorVel (CRVL) and Ashmore Group (AJMPF).
View all of MMC's competitors.
What other stocks do shareholders of Marsh & McLennan Companies own?
Based on aggregate information from My MarketBeat watchlists, some companies that other Marsh & McLennan Companies investors own include Exxon Mobil (XOM), Endologix (ELGX), Archer-Daniels-Midland (ADM), Chipotle Mexican Grill (CMG), AT&T (T), AutoZone (AZO), American Express (AXP), Charles Schwab (SCHW), (APA) and Accenture (ACN).
What is Marsh & McLennan Companies' stock symbol?
Marsh & McLennan Companies trades on the New York Stock Exchange (NYSE) under the ticker symbol "MMC."
Who are Marsh & McLennan Companies' major shareholders?
Marsh & McLennan Companies' stock is owned by a number of institutional and retail investors. Top institutional investors include Coho Partners Ltd. (0.26%), Intermede Investment Partners Ltd (0.16%), Avity Investment Management Inc. (0.06%), Vigilant Capital Management LLC (0.04%), Stock Yards Bank & Trust Co. (0.03%) and DNB Asset Management AS (0.02%). Company insiders that own Marsh & McLennan Companies stock include Daniel S Glaser, Laurie Ledford, Lloyd M Yates, Marc D Oken, Mark C Mcgivney, Martine Ferland, Morton O Schapiro and Scott Mcdonald.
View institutional ownership trends for Marsh & McLennan Companies.
Which institutional investors are selling Marsh & McLennan Companies stock?
MMC stock was sold by a variety of institutional investors in the last quarter, including Moody National Bank Trust Division, Coho Partners Ltd., Intermede Investment Partners Ltd, Avity Investment Management Inc., State of Alaska Department of Revenue, Bremer Bank National Association, Strid Group LLC, and Capital Investment Advisors LLC. Company insiders that have sold Marsh & McLennan Companies company stock in the last year include Daniel S Glaser, Mark C Mcgivney, Martine Ferland, Morton O Schapiro, and Scott Mcdonald.
View insider buying and selling activity for Marsh & McLennan Companies or view top insider-selling stocks.
Which institutional investors are buying Marsh & McLennan Companies stock?
MMC stock was acquired by a variety of institutional investors in the last quarter, including Crossmark Global Holdings Inc., Relyea Zuckerberg Hanson LLC, Diversified Trust Co, DNB Asset Management AS, Vigilant Capital Management LLC, Wedmont Private Capital, Dixon Hubard Feinour & Brown Inc. VA, and McElhenny Sheffield Capital Management LLC.
View insider buying and selling activity for Marsh & McLennan Companies or or view top insider-buying stocks.
How do I buy shares of Marsh & McLennan Companies?
Shares of MMC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
What is Marsh & McLennan Companies' stock price today?
One share of MMC stock can currently be purchased for approximately $161.20.
How much money does Marsh & McLennan Companies make?
Marsh & McLennan Companies has a market capitalization of $81.39 billion and generates $17.22 billion in revenue each year. The financial services provider earns $2.02 billion in net income (profit) each year or $5.29 on an earnings per share basis.
How many employees does Marsh & McLennan Companies have?
Marsh & McLennan Companies employs 76,000 workers across the globe.
Does Marsh & McLennan Companies have any subsidiaries?
The following companies are subsidiares of Marsh & McLennan Companies: 8WORKS INC., 8WORKS LTD, A. Constantinidi & CIA. S.C., A.C.N. 000 951 146 Pty Limited, A.C.N. 001 572 961 Pty Limited, A.C.N. 076 935 683 Pty Limited, A.C.N. 102 322 574 Pty Limited, ACE Insurance Agents Limited, ACE Insurance Consultants Limited, ACE Insurance and Reinsurance Brokers Limited, AD Corretora de Seguros, AFCO Premium Acceptance Inc., AFCO Premium Credit LLC, Access Equity Enhanced Fund GP LLC, Admiral Holdings Limited, Agnew Higgins Pickering & Co. (Bermuda) Ltd, Aldgate Investments Limited, Aldgate Trustees Ltd, Alexander Forbes Group Holdings Limited, Alpha Consultants Limited, Alta SA, Altius Real Assets (GP) LLC, Amal Insurance Brokers Limited (in liquidation), Anda Insurance Agencies Pte Ltd, AssetVal Pty Ltd, Assur Conseils Marsh S.A., Assurance Capital Corporation, Assurance Services Corporation, Australian Insurance Brokers Pty Ltd, Australian World Underwriters Pty Ltd., BBPS Limited, Barney & Barney Orange County LLC, Beaumonts (Leeds) Limited (in liquidation), Beaumonts Insurance Brokers Limited (in liquidation), Beaumonts Insurance Services Limited, Beneficios Integrales Oportunos SA, Benefitfocus Inc., Blue Marble Micro Limited, Blue Marble Microinsurance Inc., Bluefin, Bluefin Insurance Group Limited, Bluefin Insurance Services Limited, Boulder Claims LLC, Bowring (Bermuda) Investments Ltd., Bowring Marine Limited, Bowring Marsh (Bermuda) Ltd., Bowring Marsh (Hong Kong) Limited, Bowring Marsh Asia Pte. Ltd., Bowring Marsh Corretora de Resseguros Ltda., Bowring Marsh Limited, Broderick Piller Pty Ltd, Broker 2 Broker Limited, BuildPay LLC, Burke Ford Trustees (Leicester) Limited, C.T. Bowring Limited, CMC-Belgibo NV, CPRM Limited, CPSG Partners LLC, Carpenter Marsh Fac Chile Corredores de Reaseguros Limitada, Carpenter Marsh Fac Colombia Corredores de Reaseguros S.A., Carpenter Marsh Fac Peru Corredores de Reaseguros S.A.C., Carpenter Marsh Fac Re LLC, Carpenter Turner Cyprus Ltd, Carpenter Turner S.A., Cascade International Holdings C.V., Cascade Regional Holdings Limited, Central Insurance Services Limited, Charter Risk Management Services LLC, Chartwell Healthcare Limited, Chronos Insurance Brokers Pty Limited, Claims and Recovery Management (Australia) Pty Limited, Clark Thomson Insurance Brokers Limited, Client Provide Limited, Colombian Insurance Broking Wholesale Limited, Consultores 2020 C.A., Cronin & Co Insurance Services Limited, DVA - Deutsche Verkehrs-Assekuranz-Vermittlungs GmbH, Dawson Insurance, DeLima Marsh S.A. - Los Corredores de Seguros S.A., Dovetail Insurance Corp., Dovetail Insurance Corp., Dovetail Managing General Agency Corporation, Dovetail Technology Service India Private Limited, Draw Connect Limited, Draw Create Limited, Draw Group London Limited, Eagle & Crown Limited, Echelon Australia Pty Limited, Echelon Claims Consultants Sdn Bhd, Echelon New Zealand Limited, EnBW Versicherungs Vermittlung GmbH, Encompass Insurance Agency Pty Ltd., English Pension Trustees Limited, Epsilon (US) Insurance Company, Epsilon Insurance Company Ltd., Eustis Insurance & Benefits, Evolution Management Ltd, Exchange Insurance Services Limited (in liquidation), Exmoor Management Company Limited, Faulkner & Flynn LLC, Freedom Trust Services Limited, GC Genesis LLC, GCube Insurance Services Inc, GCube Underwriting Limited, Gama Consultores Associados Ltda., Gem Insurance Company Limited, Global Premium Finance Company, GrECo International Holding AG, Gracechurch Trustees Limited, Gresham Pension Trustees Limited, Group Promoters Pty Limited, Guy Carpenter & Cia (Mexico) S.A. de C.V., Guy Carpenter & Cia. S.A., Guy Carpenter & Co. Labuan Ltd., Guy Carpenter & Company AB, Guy Carpenter & Company Corredores de Reaseguros Limitada, Guy Carpenter & Company Corretora de Resseguros Ltda., Guy Carpenter & Company GmbH, Guy Carpenter & Company LLC, Guy Carpenter & Company Limited, Guy Carpenter & Company Limited, Guy Carpenter & Company Ltd./Guy Carpenter & Compagnie Ltee, Guy Carpenter & Company Participacoes Ltda., Guy Carpenter & Company Peru Corredores de Reaseguros S.A., Guy Carpenter & Company Private Limited, Guy Carpenter & Company Proprietary Limited, Guy Carpenter & Company Pty. Ltd., Guy Carpenter & Company S.A., Guy Carpenter & Company S.A. (Uruguay), Guy Carpenter & Company S.A.S., Guy Carpenter & Company S.r.l., Guy Carpenter (Middle East) Limited, Guy Carpenter Bermuda Ltd., Guy Carpenter Broking Inc., Guy Carpenter Colombia Corredores de Reaseguros Ltda., Guy Carpenter Insurance Brokers (Beijing) Co. Ltd., Guy Carpenter Japan Inc., Guy Carpenter Mexico Intermediario de Reaseguro S.A. de C.V., Guy Carpenter Reasurans Brokerligi Anonim Sirketi, HAPIP GP 2009 LLC, HAPIP GP LLC, HSBC Insurance Brokers International (Abu Dhabi) LLC (in liquidation), Hamilton Bond Limited, Hansen International Limited, Hayward Aviation Limited, INSIA Europe SE, INSIA SK s.r.o., INSIA a.s., INSURANCE BROKERS OF NIGERIA LIMITED, IRC Asia Insurance Brokers Limited, InSolutions Limited, Industrial Risks Protection Consultants, Ingeseg S. A., Ingeseg S.A., Insbrokers Ltda., InsurTech Alliance LLC, Insure Direct (Brokers) LLC, Insure Direct (Brokers) LLC [BAHRAIN BRANCH], Insure Direct - Jardine Lloyd Thompson Limited, International Catastrophe Insurance Managers LLC, International Loss Control Services Limited, International Risk Consultants (Asia) Limited, Invercol Limited, Irish Pensions Trust Limited, Isosceles Insurance (Barbados) Limited, Isosceles Insurance Company Limited, Isosceles Insurance Ltd, Isosceles PCC Limited, J&H Marsh & McLennan Limited, J.W. Terrill Benefit Administrators Inc., JI Holdings Limited, JIB Group Holdings Limited, JIB Group Limited, JIB Holdings (Pacific) Limited, JIB Overseas Holdings Limited, JIB UK Holdings Limited, JL Marine Insurance-Brokers GmbH & Co. KG, JLM Verwaltungs GmbH, JLT (Insurance Brokers) Limited, JLT Actuaries and Consultants Limited, JLT Advisory Limited, JLT Affinity Colombia Solutions SAS, JLT Agencies Limited, JLT Asesorias Ltda, JLT Asia Holdings BV, JLT Asia Shared Services Sdn Bhd, JLT Belgibo, JLT Benefit Consultants Limited, JLT Benefit Solutions Limited, JLT Benefit Solutions SA (Pty) Ltd, JLT Bermuda Ltd, JLT Brasil Holdings Participacoes Ltd, JLT Chile Holdings SpA, JLT Colombia Retail Limited, JLT Colombia Wholesale Limited, JLT Consultants & Actuaries Limited, JLT EB Holdings Limited, JLT EB Services Limited, JLT Employee Benefits Holding Company (PTY) LTD, JLT Employee Benefits SA (Pty) Ltd, JLT Financial Planning Limited, JLT France Holdings, JLT Group Services Pty Limited, JLT Holdings (Barbados) Ltd, JLT Holdings (NZ) Limited, JLT Independent Insurance Brokers Private Limited, JLT Insurance Agencies Limited, JLT Insurance Brokers Co. Limited, JLT Insurance Brokers Co. Limited ( Shanghai Branch), JLT Insurance Brokers Co. Limited (Beijing Branch), JLT Insurance Brokers Co. Limited (Guangzhou Branch), JLT Insurance Brokers Ireland Limited, JLT Insurance Brokers SA, JLT Insurance Group Holdings Ltd, JLT Insurance Management Malta Limited, JLT Intellectual Property Limited, JLT Intellectual Property [UK Branch], JLT Interactive Pte. Ltd., JLT Investment Management Limited, JLT LATAM (Southern Cone) Wholesale Limited, JLT Latin American Holdings Limited, JLT Life Assurance Brokers Limited, JLT Management Services Limited, JLT Marine (Pty) Ltd, JLT Mexico Holdings Limited, JLT Mexico Intermediario de Reaseguro S.A. de C.V., JLT Netherlands BV, JLT Norway AS, JLT PLA, JLT Pension Trustees Limited, JLT Pensions Administration Holdings Limited, JLT Pensions Administration Limited, JLT Peru Reinsurance Solutions Limited, JLT Peru Retail Limited, JLT Peru Wholesale Limited, JLT QFM Services Limited, JLT RE Brasil Administracao e Corretagem de Resseguros Ltda, JLT Re (French Branch), JLT Re (Northern Europe) AB, JLT Re Argentina Corredores de Reaseguros S.A.U., JLT Re Labuan Limited, JLT Re Limited, JLT Re Pty Ltd, JLT Reinsurance Brokers GmbH, JLT Reinsurance Brokers Limited, JLT Reinsurance Brokers Limited [French Branch], JLT Risk Management Limited, JLT Risk Solutions AB, JLT Risk Solutions AB Branch - Germany, JLT SA IB Holdings Company (Pty) Limited, JLT SCK Affinity Administracao e Corretora de Seguros Ltda., JLT SCK Corretora e Administradora de Seguros, JLT Secretaries Limited, JLT Sigorta ve Reasürans Brokerliði A.Þ., JLT Singapore Holdings Pte. Ltd., JLT Specialty France, JLT Specialty Insurance Broker A/S, JLT Specialty Limited, JLT Specialty Limited [DUBAI BRANCH], JLT Specialty Pte. Ltd., JLT Towner Insurance Management (Anguilla) Limited, JLT Trust Services (Barbados) Ltd, JLT Trustees (Southern) Limited, JLT Trustees Limited, JLT UK Investment Holdings Limited, JLT Vantage Risk and Benefit Consulting Private Limited, JLT Wealth Management Limited, JLT do Brasil Corretagem de Seguros Ltda, JLTPCS Holdings Pte. Ltd., JMIB Holdings BV, JSL Securities Inc., Japan Affinity Marketing Inc., Jardine IBR Limited, Jardine Lloyd Thompson (Proprietary) Limited, Jardine Lloyd Thompson Asia Pte Ltd, Jardine Lloyd Thompson Australia Pty Limited, Jardine Lloyd Thompson Canada Inc, Jardine Lloyd Thompson Group Ltd, Jardine Lloyd Thompson Group plc, Jardine Lloyd Thompson India Private Limited, Jardine Lloyd Thompson India Private Limited (UK Branch Office), Jardine Lloyd Thompson Insurance Consultants Limited, Jardine Lloyd Thompson Insurance and Reinsurance Brokers Inc., Jardine Lloyd Thompson Ireland Holdings Limited, Jardine Lloyd Thompson Ireland Unlimited Company, Jardine Lloyd Thompson Korea Limited, Jardine Lloyd Thompson Limited, Jardine Lloyd Thompson Limited [Macao Branch], Jardine Lloyd Thompson PCS (Dubai) Limited, Jardine Lloyd Thompson PCS Limited, Jardine Lloyd Thompson PCS Pte Ltd, Jardine Lloyd Thompson PCS SA, Jardine Lloyd Thompson Private Limited, Jardine Lloyd Thompson Pty Limited, Jardine Lloyd Thompson Sdn Bhd, Jardine Lloyd Thompson Valencia y Iragorri Corredores de Seguros SA, Jardine Pension Trustees Ireland Limited, Jardine Risk Consulting Co. Limited, Jardine ShunTak Insurance Brokers Limited, Jardine ShunTak Insurance Brokers Limited [Macao Branch], Jardines PF- Consultoria Em Gestao De Risco Limitada, Jelf, Jelf Commercial Finance Limited, Jelf Financial Planning Limited, Jelf Insurance Brokers Limited, Jelf Limited, Jelf Risk Management Limited, Jelf Wellbeing Limited, John Lampier & Son Ltd, Johnson & Higgins (Bermuda) Limited, Johnson & Higgins Limited, KESSLER & CO AG, Kepler Associates Limited, Kessler & Co Inc., Kessler Consulting Inc., Kessler Prevoyance Inc., Key Underwriting Pty Limited, Kroll, Lambert Brothers Holdings Limited, Lambert Brothers Insurance Brokers (Employee Benefits) Limited, Lambert Brothers Insurance Brokers (Hong Kong) Ltd, Laterlife.com Limited (in liquidation), Lavaretus Underwriting AB, Lavaretus Underwriting AB (BRANCH - Denmark), Libra Insurance Services Limited (in liquidation), Lloyd & Partners Limited, Local Government Insurance Brokers Pty Limited, Lomond Macdonald Limited, Lynch Insurance Brokers Limited, M&M Vehicle L.P., M.P. Bolshaw and Company Limited, MAG JLT SpA, MERCER ALTERNATIVES LIMITED, MM Risk Services Pty Ltd (for dissolution), MMA Mid-Atlantic Employee LLC, MMA Securities LLC, MMB Consultores S.A., MMC (Singapore) Holdings Pte. Ltd., MMC 28 State Street Holdings Inc., MMC Borrower LLC, MMC Brazilian Holdings B.V., MMC Capital Inc., MMC Cascade Regional Holdings LLC, MMC FINANCE (EUROPE) LIMITED, MMC FINANCE HOLDINGS LTD, MMC Finance (Australia) Limited, MMC Finance (Singapore) Limited, MMC France Holdings (Luxembourg) S.a.r.l., MMC GP III Inc., MMC Group Services sp. z o.o., MMC Holdings (Australia) Pty Ltd, MMC Holdings (New Zealand) ULC, MMC Holdings (UK) Limited, MMC International Finance (Barbados) SRL, MMC International Holdings LLC, MMC International Limited, MMC International Treasury Centre Limited, MMC Middle East Holdings Limited, MMC Poland Holdings B.V., MMC Realty Inc., MMC Regional Asia Holdings B.V., MMC Regional Caribbean Holdings Ltd., MMC Regional Europe Holdings B.V., MMC Regional LATAM Holdings B.V., MMC Securities (Europe) Limited, MMC Securities LLC, MMC Treasury Holdings (UK) Limited, MMC UK Group Limited, MMC UK Pension Fund Trustee Limited, MMOW Limited, MMRC LLC, MOW Holding LLC, MPIP III GP LLC, MPIP IV GP LLC, MPIP V GP LLC, MPIP VI GP LLC, Mangrove Insurance Europe PCC Limited, Mangrove Insurance Solutions PCC, Mangrove Insurance Solutions PCC Limited, Manoel Management Services Ltd, Marchant McKechnie Insurance Brokers Limited, Marine Aviation & General (London) Limited, Marsh & McLennan (PNG) Limited, Marsh & McLennan Agencies AS, Marsh & McLennan Agencies Limited, Marsh & McLennan Agency A/S, Marsh & McLennan Agency LLC, Marsh & McLennan Agency Limited, Marsh & McLennan Agency Pty Ltd., Marsh & McLennan Argentina SA Corredores de Reaseguros, Marsh & McLennan Colombia S.A., Marsh & McLennan Companies Acquisition Funding Limited, Marsh & McLennan Companies Acquisition Limited, Marsh & McLennan Companies Asia Pacific Treasury Center Limited, Marsh & McLennan Companies BVBA/SPRL, Marsh & McLennan Companies Finance Center (Luxembourg) S.a.r.l., Marsh & McLennan Companies France S.A.S., Marsh & McLennan Companies Holdings (Luxembourg) S.a.r.l., Marsh & McLennan Companies Inc., Marsh & McLennan Companies Regional Holdings S.a.r.l., Marsh & McLennan Companies Services B.V., Marsh & McLennan Companies UK Limited, Marsh & McLennan Europe S.a.r.l., Marsh & McLennan GP I Inc., Marsh & McLennan Global Broking (Bermuda) Ltd., Marsh & McLennan Holding GmbH, Marsh & McLennan Holdings (Canada) ULC, Marsh & McLennan Holdings Inc., Marsh & McLennan Incorporated (for dissolution), Marsh & McLennan Innovation Centre Holdings II, Marsh & McLennan Innovation Centre Holdings S.a.r.l., Marsh & McLennan Innovation Centre Limited, Marsh & McLennan Insurance Services Limited, Marsh & McLennan Ireland Limited, Marsh & McLennan Management Services (Bermuda) Limited, Marsh & McLennan Risk Capital Holdings Ltd., Marsh & McLennan Servicios S.A. De C.V., Marsh & McLennan Shared Services Canada Limited, Marsh & McLennan Shared Services Corporation, Marsh (Bahrain) Company SPC, Marsh (Beijing) Risk Management Consulting Co. Ltd., Marsh (China) Insurance Brokers Co. Ltd., Marsh (Hong Kong) Limited, Marsh (Insurance Brokers) LLP, Marsh (Insurance Services) Limited, Marsh (Malawi) Limited, Marsh (Middle East) Limited, Marsh (Namibia) (Proprietary) Limited, Marsh (Pty) Ltd, Marsh (Risk Consulting) LLP, Marsh (Singapore) Pte. Ltd., Marsh A/S, Marsh AB, Marsh AG, Marsh AS, Marsh Advantage Insurance Holdings Pty Ltd, Marsh Advantage Insurance Pty Ltd., Marsh Africa (Pty) Ltd, Marsh Argentina S.R.L., Marsh Associates (Pty) Ltd, Marsh Austria G.m.b.H., Marsh Aviation Insurance Broking Pty Ltd (for dissolution), Marsh B.V., Marsh Botswana (Proprietary) Limited, Marsh Brockman y Schuh Agente de Seguros y de Fianzas S.A. de C.V., Marsh Broker Japan Inc., Marsh Broker de Asigurare-Reasigurare S.R.L., Marsh Brokers (Hong Kong) Limited, Marsh Brokers Limited, Marsh Canada Limited/Marsh Canada Limitee, Marsh Company Management Services Cayman Ltd., Marsh Compensation Technologies Administration (Pty) Ltd, Marsh Corporate Services (Barbados) Limited, Marsh Corporate Services Isle of Man Ltd, Marsh Corporate Services Limited, Marsh Corporate Services Malta Limited, Marsh Corretora de Seguros Ltda., Marsh EOOD, Marsh Egypt LLC, Marsh Emirates Consultancy LLC, Marsh Emirates Insurance Brokerage LLC, Marsh Employee Benefits Limited, Marsh Employee Benefits Zimbabwe (Private) Ltd, Marsh Eurofinance B.V., Marsh Europe S.A., Marsh FJC International Insurance Brokers Limited, Marsh For Insurance Services S.A.E., Marsh Franco Acra S.A., Marsh GSC Servicos e Administracao de Seguros Ltda., Marsh GmbH, Marsh Holding AB, Marsh Holdings (Pty) Ltd, Marsh India Insurance Brokers Private Limited, Marsh Insurance & Investments LLC, Marsh Insurance Brokers, Marsh Insurance Brokers (Macao) Limited, Marsh Insurance Brokers (Malaysia) Sdn Bhd, Marsh Insurance Brokers (Private) Limited, Marsh Insurance Brokers AO, Marsh Insurance Brokers Limited, Marsh Insurance Consulting Saudi Arabia (in liquidation), Marsh Insurance and Reinsurance Brokers LLC, Marsh Intermediaries Inc., Marsh International Broking Holdings Limited, Marsh International Holdings II Inc., Marsh International Holdings Inc., Marsh Investment B.V., Marsh Ireland Brokers Limited, Marsh Ireland Brokers Limited (UK Branch), Marsh Ireland Holdings Limited, Marsh Israel (1999) Ltd., Marsh Israel (Holdings) Ltd., Marsh Israel Consultants Ltd., Marsh Israel Insurance Agency Ltd., Marsh Israel International Brokers Ltd. (in liquidation), Marsh JCS Inc., Marsh Japan Inc., Marsh Kft., Marsh Kindlustusmaakler AS, Marsh Korea Inc., Marsh LLC, Marsh LLC Insurance Brokers, Marsh LLC [Ukraine], Marsh Lda., Marsh Limited, Marsh Limited [Fiji], Marsh Limited [New Zealand], Marsh Limited [PNG], Marsh Ltd. [Wisconsin], Marsh Management Services (Bahamas) Ltd., Marsh Management Services (Barbados) Limited, Marsh Management Services (Bermuda) Ltd., Marsh Management Services (Dublin) Limited, Marsh Management Services (Labuan) Limited, Marsh Management Services (MENA) Limited, Marsh Management Services (USVI) Ltd., Marsh Management Services Cayman Ltd., Marsh Management Services Guernsey Limited, Marsh Management Services Inc., Marsh Management Services Isle of Man Limited, Marsh Management Services Luxembourg S.a.r.l., Marsh Management Services Malta Limited, Marsh Management Services Singapore Pte. Ltd., Marsh Management Services Sweden AB, Marsh Marine & Energy AB, Marsh Marine Nederland B.V., Marsh Medical Consulting GmbH, Marsh Mercer Holdings (Australia) Pty Ltd, Marsh Nest Inc., Marsh Oman LLC, Marsh Oy, Marsh PB Co. Ltd., Marsh Philippines Inc., Marsh Privat A.I.E., Marsh Private Client Life Insurance Services, Marsh Pty. Ltd., Marsh Qatar LLC, Marsh RE S.A.C. Corredores de Reaseguros, Marsh Rehder Consultoria S.A. (MRC), Marsh Rehder S.A. Corredores de Seguros, Marsh Resolutions Pty Limited, Marsh Risk Consulting B.V., Marsh Risk Consulting Limitada, Marsh Risk Consulting Ltda., Marsh Risk Consulting S.L., Marsh Risk Consulting Services S.r.L., Marsh Risk and Consulting Services (Pty) Ltd, Marsh S.A. Corredores De Seguros, Marsh S.A. Mediadores de Seguros, Marsh S.A.S., Marsh S.p.A., Marsh SA [Argentina], Marsh SA [Belgium], Marsh SA [Luxembourg], Marsh SA [Uruguay], Marsh SIA, Marsh Saldana Inc., Marsh Saudi Arabia Insurance & Reinsurance Brokers, Marsh Secretarial Services Limited, Marsh Semusa S.A., Marsh Services Limited, Marsh Services Spolka z.o.o., Marsh Sigorta ve Reasurans Brokerligi Anonim Sirketi, Marsh Spolka z.o.o., Marsh Szolgaltato Kft., Marsh Takaful Brokers (Malaysia) Sdn Bhd, Marsh Treasury Services (Dublin) Limited (in liquidation), Marsh Treasury Services Limited, Marsh Tunisia S.a.r.l., Marsh UK Limited, Marsh USA (India) Inc., Marsh USA Borrower LLC, Marsh USA Inc., Marsh Uganda Limited, Marsh Venezuela C.A. Sociedad de Corretaje de Seguros, Marsh Vietnam Insurance Broking Company Ltd, Marsh Zambia Limited, Marsh Zimbabwe Holdings (Private) Limited, Marsh d.o.o. Beograd, Marsh d.o.o. za posredovanje u osiguranju, Marsh for Insurance Services - Jordan, Marsh i-Connect (Pty) Ltd, Marsh s.r.o., Matthiessen Assurans AB, Mercer (Argentina) S.A., Mercer (Australia) Pty Ltd, Mercer (Austria) GmbH, Mercer (Belgium) SA-NV, Mercer (Canada) Limited/Mercer (Canada) Limitee, Mercer (China) Limited, Mercer (Colombia) Ltda., Mercer (Danmark) A/S, Mercer (Finland) OY, Mercer (France) SAS, Mercer (Hong Kong) Limited, Mercer (Ireland) Limited, Mercer (Malaysia) Sdn. Bhd., Mercer (N.Z.) Limited, Mercer (Nederland) B.V., Mercer (Norge) AS, Mercer (Polska) Sp.z o.o., Mercer (Portugal) Lda, Mercer (Singapore) Pte. Ltd., Mercer (Sweden) AB, Mercer (Taiwan) Ltd., Mercer (Thailand) Ltd., Mercer (US) Inc., Mercer Administration Services (Australia) Pty Limited, Mercer Africa Limited, Mercer Agente de Seguros S.A. de C.V., Mercer Asesores de Seguros S.A., Mercer Asesores es Inversion Independientes S.A. de C.V., Mercer Broking Ltd., Mercer Career Unipessoal Lda, Mercer Consultation (Quebec) Ltee., Mercer Consulting (Australia) Pty Ltd, Mercer Consulting (Chile) Limitada, Mercer Consulting (France) SAS, Mercer Consulting (India) Private Limited, Mercer Consulting B.V., Mercer Consulting Group Inc., Mercer Consulting Holdings Sdn. Bhd., Mercer Consulting Limited, Mercer Consulting Middle East Limited, Mercer Consulting S.L.U., Mercer Consulting Venezuela C.A., Mercer Corredores de Seguros Limitada, Mercer Corretora de Seguros Ltda, Mercer Danismanlik Anonim Sirketi, Mercer Deutschland GmbH, Mercer Employee Benefits - Medicacao de Seguros Unipessoal Lda., Mercer Employee Benefits Limited, Mercer Financial Advice (Australia) Pty Ltd, Mercer Financial Services Limited, Mercer Financial Services Limited liability company, Mercer Financial Services Middle East Limited, Mercer Global Investments Europe Limited, Mercer Global Investments Management Limited, Mercer HR Consulting Borrower LLC, Mercer HR Services LLC, Mercer Health & Benefits (Singapore) Pte. Ltd., Mercer Health & Benefits Administration LLC, Mercer Health & Benefits LLC, Mercer Holdings Inc., Mercer Holdings Inc. [Philippines], Mercer Human Resource Consulting Ltda, Mercer Human Resource Consulting S.A. de C.V., Mercer ICC Limited, Mercer Investment Consulting Limited, Mercer Investment Management (Shanghai) Co. Ltd, Mercer Investment Solutions (Singapore) Pte. Ltd., Mercer Investments (Australia) Limited, Mercer Investments (Hong Kong) Limited, Mercer Investments (Japan) Ltd, Mercer Investments (New Zealand) Limited, Mercer Investments LLC, Mercer Ireland Holdings Limited, Mercer Italia Srl Socio Unico, Mercer Japan Ltd., Mercer Korea Co. Ltd., Mercer LLC, Mercer Limited, Mercer MC Consulting Borrower LLC, Mercer Master Trustees Limited, Mercer Mauritius Ltd., Mercer Oliver Wyman Holding B.V., Mercer Outsourcing (Australia) Pty Ltd, Mercer Outsourcing S.L.U., Mercer Pensionsfonds AG, Mercer Pensionsraadgivning A/S, Mercer Philippines Inc., Mercer Private Investment Partners IV General Partner S.a.r.l., Mercer Private Markets AG, Mercer Private Markets Advisers (US) AG, Mercer Services Poland Sp. z.o.o., Mercer Sigorta Brokerligi Anonim Sirketi, Mercer South Africa (Pty) Limited, Mercer Superannuation (Australia) Limited, Mercer Switzerland Inc., Mercer System Services LLC, Mercer Technology Acquisitions Limited, Mercer Treuhand GmbH, Mercer Trust Company LLC, Mercer Trustees Limited, Mercer WorkforcePro LLC, Mercury Insurance Services Pty Ltd, Moola Systems Limited, Mountlodge Limited, Muir Beddal (Zimbabwe) Limited, NERA Australia Pty. Ltd., NERA Economic Consulting GmbH, NERA Economic Consulting Limited, NERA S.R.L., NERA SAS, NERA UK Limited, NERA do Brasil Ltda. (for dissolution), National Economic Research Associates Inc., NetComp Insurance Corp., Neuburger Noble Lowndes GmbH, Normandy Reinsurance Company Limited, Northern Alliance Brokers Limited (in liquidation), OWL Marine Insurance-Brokers GmbH & Co.KG, OWL Marine Verwaltungs GmbH, Oliver Wyman (Bermuda) Limited, Oliver Wyman (Hong Kong) Limited, Oliver Wyman AB, Oliver Wyman AG, Oliver Wyman Actuarial Consulting Inc., Oliver Wyman B.V., Oliver Wyman Consulting (Shanghai) Ltd, Oliver Wyman Consultoria em Estrategia de Negocios Ltda., Oliver Wyman Energy Consulting Limited, Oliver Wyman FZ-LLC, Oliver Wyman Group KK, Oliver Wyman Inc., Oliver Wyman LLC, Oliver Wyman Limited, Oliver Wyman Limited Liability Company, Oliver Wyman Limited/Oliver Wyman limitee, Oliver Wyman Ltd., Oliver Wyman Pte. Ltd., Oliver Wyman Pty. Ltd., Oliver Wyman S. de R.L. de C.V., Oliver Wyman S.A.S., Oliver Wyman S.L., Oliver Wyman S.r.l., Oliver Wyman SNC, Oliver Wyman SPRL/BVBA, Oliver Wyman Sdn. Bhd., Oliver Wyman Services Limited, Oliver Wyman Servicios S. de R.L. de C.V., Oliver Wyman sp. z o.o., Omega Indemnity (Bermuda) Limited, Organizacion Brockman y Schuh S.A. de C.V., Osbornes Insurances Oxford Limited (in liquidation), PFT Limited, PI Indemnity Company Designated Activity Company, PT JLT Reinsurance Brokers, PT Jardine Lloyd Thompson, PT Marsh Indonesia, PT Marsh Reinsurance Brokers Indonesia, PT Mercer Indonesia, PT Nexus Asia Pacific, PT Oliver Wyman Indonesia, PT Quantum Computing Services, PT Quantum Investments, PT Quantum Support Services, Pallas Marsh Servicos Ltda., Pavilion Alternatives Group (Singapore) PTE. Ltd, Pavilion Financial Corporation Holdings UK Limited, Pavilion U.S. Investments Holdco LLC, Pension Trustees Limited, Pensionsservice Benefit Network Sverige AB, Perils AG, Personal Pension Trustees Limited, Pet Animal Welfare Scheme Limited, Portsoken Trustees (No. 2) Limited, Portsoken Trustees Limited, Potomac Insurance Managers Inc., Premier Pension Trustees Limited, Premium Services Australia Pty Limited, Professional Claims Handling Limited (in liquidation), Profund Solutions Limited, Promerit AG, Promerit Hungary Kft, Promerit Schweiz AG, Pymetrics Inc., R G Ford Brokers Limited, R R B Beratungsgesellschaft fuer Altersversorgung mbh, R. Mees & Zoonen Holdings B.V., Renewable Energy Loss Adjusters LLC, Renewable Energy Loss Adjusters Limited, Resource Benefit Associates, Rightpath Reinsurance SPC Ltd., Risk Management Australia Pty Limited, Rivers Group Limited, Rockefeller Risk Advisors Inc., Rutherfoord International Inc., SAFCAR-Marsh, SBJ Holdings Limited, SCIB (Bermuda) Limited, SCM Global Real Estate Select GP LLC, SCM Infrastructure General Partner S.a r.l., SCM International Private Equity Select III GP LLC, SCM LT General Partner S.a.r.l., SCM PE General Partner S.a.r.l., SCM PE II GP Ltd., SCM PE II Scotland GP Ltd, SCM Strategic Capital Management (Luxembourg) S.a.r.l., SICAR Marsh S.a.r.l., SME Insurance Services Limited, Sail Insurance Company Limited, Scalene Re Ltd, Seabury & Smith Borrower LLC, Seabury & Smith LLC, Secure Limited, Sedgwick (Holdings) Pty. Limited, Sedgwick Consulting Group Limited, Sedgwick Dineen Group Limited, Sedgwick Financial Services Limited, Sedgwick Forbes Middle East Limited, Sedgwick Group, Sedgwick Group (Australia) Pty. Limited, Sedgwick Group (Bermuda) Limited, Sedgwick Group (Zimbabwe) Limited, Sedgwick Group Limited, Sedgwick Internationaal B.V., Sedgwick Limited, Sedgwick Management Services (Barbados) Limited, Sedgwick Management Services (Singapore) Pte Limited, Sedgwick Noble Lowndes (UK) Limited, Sedgwick Noble Lowndes Group Limited, Sedgwick Noble Lowndes Limited, Sedgwick Overseas Investments Limited, Sedgwick Private Limited, Sedgwick Re Asia Pacific (Consultants) Pte Ltd (for dissolution), Sedgwick Trustees Limited, Sedgwick UK Risk Services Limited, Sedgwick Ulster Pension Trustees Limited, Settlement Trustees Limited, Shanghai Mercer Insurance Brokers Company Ltd., Shorewest Insurance Associates LLC, Sirota Asia Pacific Pte. Ltd., Sirota Consulting UK Limited, Smith Long Term Disability Management Group Inc., Societe d'Assurances et de Participation Guian SA, Software Underwriting Systems Limited (in liquidation), Southern Marine & Aviation Inc., Southern Marine & Aviation Underwriters Inc., Sudzucker Versicherungs-Vermittlungs GmbH, Sumitomo Life Insurance Agency America Inc., Sylvite Financial Services, TBX Solutions Limited, Talent Tech Labs LLC, The Benefit Express Holdings Limited, The Benefit Express Limited, The Carpenter Management Corporation, The Insurance Partnership Holdings Limited, The Insurance Partnership Services Limited, The Positive Ageing Company Limited, The Purple Partnership Limited, The Recovre Group Pty Ltd, Thomsons Online Benefits (HK) Ltd., Thomsons Online Benefits Inc., Thomsons Online Benefits Limited, Thomsons Online Benefits Pte Ltd., Thomsons Online Benefits S.R.L, Torrent Government Contracting Services LLC, Torrent Insurance Services LLC, Torrent Technologies, Torrent Technologies Inc., Tower Hill Limited, Tower Place Developments (West) Limited, Tower Place Developments Limited, U.T.E. AMG, U.T.E. Marsh - Caja Castilla La Mancha Junta de Comunidades, U.T.E. Marsh - Salvado Reus (in liquidation), U.T.E. Marsh - Salvado Reus 2012, U.T.E. Marsh - Salvado Vila-Seca 2010, UAD BB Marsh Lietuva, Vezina & Associes Inc., Vezina Assurances Inc., Victor Insurance Europe B.V., Victor Insurance Holdings Inc., Victor Insurance Italia S.r.l., Victor Insurance Managers Inc., Victor Insurance Managers Inc./Gestionnaires d'assurance Victor inc., Victor O. Schinnerer & Co. (Bermuda) Ltd., Victor O. Schinnerer & Company Limited, Victoria Hall Company Limited, Wellnz Limited, William M. Mercer (Canada) Limited/William M. Mercer (Canada) Limitee, William M. Mercer AB, William M. Mercer Comercio Consultoria e Servicos Ltda., Wortham Insurance & Risk Management, everBe SAS, and realright GmbH.
When was Marsh & McLennan Companies founded?
Marsh & McLennan Companies was founded in 1871.
What is Marsh & McLennan Companies' official website?
The official website for Marsh & McLennan Companies is www.mmc.com.
Where are Marsh & McLennan Companies' headquarters?
Marsh & McLennan Companies is headquartered at 1166 AVENUE OF THE AMERICAS, NEW YORK NY, 10036.
How can I contact Marsh & McLennan Companies?
Marsh & McLennan Companies' mailing address is 1166 AVENUE OF THE AMERICAS, NEW YORK NY, 10036. The financial services provider can be reached via phone at (212) 345-5000, via email at [email protected], or via fax at 408-523-1390.


text:
The 13th Hintze Lecture: Our Simple but Strange Universe, Professor David Spergel
10 Nov 2016 - 5:30pm to 7:00pm
Martin Wood Lecture Theatre
General public (Age 14+)
Read more about The 13th Hintze Lecture: Our Simple but Strange Universe, Professor David Spergel
The 13th Hintze Lecture will be delivered by Professor David Spergel, Charles A. Young Professor of Astronomy, Princeton Unversity, on Thursday 10th November 2016 @ 17:30 in the Martin Wood Lecture Theatre.
Title: Our Simple but Strange Universe
Leanne O'Donnell
Leanne.odonnell@physics.ox.ac.uk
Quantum Technologies for Fundamental Physics: exciting science awaits!
Today, UKRI announced the launch of the Quantum Technologies for Fundamental Physics (QTFP) programme that will support scientists using quantum technology to study the universe in new ways in order to determine the nature of dark matter, detect gravitational waves and study the physics of black holes. Professor Ian Shipsey is Head of the Department of Physics at Oxford and has championed the programme since its inception:
Read more about Quantum Technologies for Fundamental Physics: exciting science awaits!
Atomic and Laser physics
High risk, high reward science: using quantum technology to search for hidden sector particles
Oxford's Department of Physics is playing a key role in three of the seven quantum projects supported by UK Research and Innovation (UKRI) including Quantum Sensing for the Hidden Sector (QSHS). With QSHS, we are joining forces with six other universities as well as the National Physical Laboratory on a multi-million-pound project which could open up a new frontier in physics.
Read more about High risk, high reward science: using quantum technology to search for hidden sector particles
Jocelyn Bell Burnell receives highest accolade from RAS
Jocelyn Bell Burnell from the Department of Physics at Oxford has been awarded the Royal Astronomical Society's highest honour, the Gold Medal 2021. The medal recognises her extraordinary achievements and has been awarded not only for her personal research but also for her contributions to the field of astronomy generally.
Read more about Jocelyn Bell Burnell receives highest accolade from RAS
Stargazing 2021
28 Jan 2021 - 3:00pm to 9:00pm
Read more about Stargazing 2021
"Astrophysics Stargazing Open Day goes virtual"
Our annual Stargazing event is a firm favourite for many so we are delighted to bring you Stargazing @ Home for 2021 – all the best bits of Stargazing but from the comfort of your own home. Join us on Thursday 28th January 2021 from 3pm-9pm for an evening of all things astronomy, live streamed on our YouTube channel.
stargazing@physics.ox.ac.uk
Human vs machine or human AND machine?
Dr Peter Hatfield from Oxford's Department of Physics is one of five academics to have been awarded a brand new fellowship from intelligence, security and cyber agency GCHQ. Charged with researching technology challenges relevant to national security priorities, Dr Hatfield's work will be considering "secure" use of artificial intelligence – how to use AI to reliably understand data for global physics challenges.
Read more about Human vs machine or human AND machine?
Department of Physics celebrates highly cited researchers
Some 52 researchers from the University of Oxford have been named on this year's Highly Cited Researchers list – eight of which are from the Department of Physics. The annual list identifies researchers who demonstrated significant influence in their chosen field or fields through the publication of multiple highly cited papers during the last decade.
The following academics from the Department of Physics appeared in this year's list: Michele Cappellari, Yulin Chen, Laura Herz, Geert Jan Oldenborgh, Michael Johnston, Henry Snaith, Stephen J Tucker and Wei Zhang.
Read more about Department of Physics celebrates highly cited researchers
AOPP
Celebrating 10 years of Hintze lectures
Every year, the Department of Physics hosts two key public lectures focusing on contemporary developments in astrophysics and cosmology: the Hintze lectures. This month's lecture on 24 November at 5pm is the 20th lecture and marks ten years of fascinating talks given by leading researchers from around the world.
Read more about Celebrating 10 years of Hintze lectures
Dr Becky recognised by IOP
Dr Becky Smethurst from the University of Oxford's Department of Physics has been awarded the Mary Somerville Medal by the Institute of Physics. The medal, awarded for exceptional early career contributions to public engagement within physics, is in recognition of the success of Becky's YouTube channel, Dr Becky.
Read more about Dr Becky recognised by IOP
Challenges & Changes in Physics: Prof Jocelyn Bell Burnell
23 Nov 2020 - 3:30pm
Staff, students and public (14+)
Read more about Challenges & Changes in Physics: Prof Jocelyn Bell Burnell
Prof. Bell Burnell discusses her research and the challenges that physics & physicists face, and shares some of her work to push for change.
public.events@physics.ox.ac.uk


What is the valid period of existence of a Liaison Office? Can the period of existence of a Liaison Office be extended?
Permission to set up a Liaison Office is initially granted for a period of 3 years and this may be extended from time to time by the Authorized Dealer Category – I Bank in whose jurisdiction the Liaison Office is set up.
What are the permitted activities by a Branch office set up in India?
What are the documents involved in formation of Limited Liability Partnership in India?
a) Approval of the owner of the trademark or the applicant of such trademark for registration of Trademark if the proposed name is based on a registered trademark or is subject matter of an application pending for registration under the Trade Marks Act.
Note: All the documents to be signed by the Foreign Directors and Foreign subscribers requires notarization and apostillation from the foreign country.
What are the documents involved in formation of wholly owned subsidiary in India?
What are the Important clauses included in a Joint venture Agreement?
What are the most common structures employed to constitute a Joint Venture (JV)?
a) Unincorporated Joint Venture (UIJV) which include Cooperation Agreement/Strategic Alliances/Consortium. UIJV is preferable as no separate entity is required to be formed in case of UIJV. Merely, an Unincorporated Joint Venture Agreement is required to be entered among the parties.
Is it mandatory to appoint a Resident Designated Partner in an LLP?
Yes, pursuant to the provisions of the Limited Liability Partnership Act, 2008, it is required to have one Resident Designated Partner in an LLP.
Is it mandatory to appoint a Resident Director in a Company?
Yes, there is a mandatory requirement to appoint at least One (01) Resident Director in a Company. Section 149(3) of the Companies Act. 2013 ("The Act") states that every Company should have at least one Director who has stayed in India for a total period of not less than 182 days in the Financial Year.
In case of an overseas Subscriber and Director, are the documents required to be Notarised and Apostilled for incorporation of a company?
Residing in a country which is not party to the Hague Apostille Convention, 1961 – the documents shall be notarized before the Notary (Public) of such country and the certificate of the Notary (Public) shall be authenticated by a Diplomatic or Consular Officer empowered in this behalf under Section 3 of the Diplomatic and Consular Officers (Oaths and Fees) Act, 1948 (40 of 1948) e. attested by Public Notary and authenticated by Indian Embassy in the country of residence. Some of the counties which falls under the list of Hague Convention are: United Kingdom of Great Britain and Northern Ireland United States of America, Singapore, Switzerland, Malaysia, Australia, China, People's Republic of, Japan, Germany.
Is it allowed to use words "India" "Global" "International" in the name of an Indian entity?
"India" can be used by foreign company which is incorporating its subsidiary company in India. The original name of the holding company as it is may be allowed with the addition of word "India" or name of any Indian state or city, if otherwise available.
The words "Global" "International" can be used in the name of an Indian company.
What is apostille and how to get the documents apostilled and notarized from the foreign country?
An "apostille" is a form of authentication/certification issued to documents for use in countries that participate in the Hague Convention of 1961. Apostille is to confirm the legal authenticity of any document. A list of countries that accept apostilles is provided by the US State Department.
Apostilles are affixed by Competent Authorities designated by the government of a state which is party to the convention.
A list of these authorities is maintained by the Hague Conference on Private International Law. Examples of designated authorities are embassies, ministries, courts or (local) governments.
An Apostille Certificate is official government Certificate printed or stamped onto the reverse side of a single page document or attached to multiple paged documents with green notary ribbon making it become one inseparable document. It authenticates the seal and or signature of the public official or authority such as a notary or registrar issuing the document.
Which are the permissible ways in which an FVCI can make the investment?
a) Purchase the securities/ instruments (permitted for FVCI) either from the issuer of these securities/ instruments or from any person holding these securities/ instruments.
b) Invest in securities on a recognized stock exchange subject to the provisions of the SEBI (FVCI) Regulations, 2000, as amended from time to time.
c) Acquire, by purchase or otherwise, from, or transfer, by sale or otherwise, to, any person resident in or outside India, any security/ instrument it is allowed to invest in, at a price that is mutually acceptable to the buyer and the seller/ issuer.
d) Receive the proceeds of the liquidation of VCFs or of Cat-I AIFs or of schemes/ funds set up by the VCFs or Cat-I AIFs.
a) An Indian company is being established with foreign investment and is not owned by a resident entity.
b) An Indian company is being established with foreign investment and is not controlled by a resident entity.
c) The control of an existing Indian company, currently owned or controlled by resident Indian citizens and Indian companies, which are owned or controlled by resident Indian citizens, will be/is being transferred/passed on to a non-resident entity as a consequence of transfer of shares and/or fresh issue of shares to nonresident entities through amalgamation, merger/demerger, acquisition etc.
d) The ownership of an existing Indian company, currently owned or controlled by resident Indian citizens and Indian companies, which are owned or controlled by resident Indian citizens, will be/is being transferred/passed on to a non-resident entity as a consequence of transfer of shares and/or fresh issue of shares to nonresident entities through amalgamation, merger/demerger, acquisition etc.
e) It is clarified that Foreign investment shall include all types of foreign investments, direct and indirect, regardless of whether the said investments have been made under Schedule 1 (FDI), 2 (FII), 2A (FPI), 3 (NRI), 6 (FVCI), 9 (LLPs), 10 (DRs) and 11(Investment Vehicles) of FEMA (Transfer or Issue of Security by Persons Resident Outside India) Regulations. FCCBs and DRs having underlying of instruments which can be issued under Schedule 5, being in the nature of debt, shall not be treated as foreign investment. However, any equity holding by a person resident outside India resulting from conversion of any debt instrument under any arrangement shall be reckoned as foreign investment.
f) Investment by NRIs under Schedule 4 of FEMA (Transfer or Issue of Security by Persons Resident outside India) Regulations will be deemed to be domestic investment at par with the investment made by residents.
g) A company, trust and partnership firm incorporated outside India and owned and controlled by non-resident Indians will be eligible for investments under Schedule 4 of FEMA (Transfer or issue of Security by Persons Resident Outside India) Regulations and such investment will also be deemed domestic investment at par with the investment made by residents.
What is the institutional framework governing FDI in India?
FDI in India is regulated under Schedule 1 of Foreign Exchange Management (Transfer or Issue of Security by a Person Resident Outside India) Regulations, 2000 (Original notification is available at link; subsequent amendment notifications are available at link2.
Besides FEMA, 1999, FDI is also subject to other regulations as per Reserve Bank of India (RBI) and DPIIT. DPIIT is the nodal agency entrusted to formulate FDI Policy. It issues press notes to make amendments in the existing policy and also issues consolidated FDI Policy on an annual basis.


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Thank you for your interest in the California Teacher Development Collaborative!
Many questions about registration or membership can be answered on our FAQ page.
We ask that all workshop proposals are submitted through our online form.


text:
PUNJAB CM EXHORTS TEACHERS TO BECOME ROLE MODELS IN TRANSFORMING DESTINY OF STUDENTS
in Top News, Career-Education, Punjab-Chandigarh, Tricity - Chandigarh Mohali Panchkula
GIVES AWAY FAP NATIONAL AWARDS FOR OUTSTANDING TEACHERS
MY TEACHERS HAVE MADE ME WHAT I AM TODAY: CHANNI
Mohali, October 3: Punjab Chief Minister Charanjit Singh Channi on Sunday exhorted the teachers to become role models in transforming the destiny of students so as to make them the ideal citizens of the society.
In his address on the event of National Awards for Outstanding Teachers organized by Federation of Private Schools and Associations of Punjab at Chandigarh University Gharuan, Channi said that teaching is a noble profession and the entire nation is indebted to the teaching community for their sterling services towards nation-building. The Educational institutions are like religious places said Channi while nostalgically remembering his school days in his native village Bhajauli. "My school teachers have played an immense role in making me whatever I am today", added Mr. Channi.
Terming the role of teachers as equivalent to that of the mothers, the Chief Minister urged the teachers to help students learn by imparting knowledge to them. He also accentuated the role of teachers as most important in instilling moral values. On this occasion, the Chief Minister assured teachers a congenial atmosphere to perform their duties. He underlined the need to streamline the entire system which will prove equitably benefitted for teachers and students.
Mr. Channi urged the students to scrupulously utilise every second of their time in furthering their studies. Encouraging the students to have a goal and work hard towards achieving that, he emphasised upon the need to hone up ones time management skills so that one can pursue his/her life goals passionately. He motivated students to be compassionate towards others and help each other to grow together as a team. Motivating students to take part in Bhangra, NSS, Sports and other cultural and allied activities, the Chief Minister said these extra co-curricular activities hold equal salience with studies and must be pursued in equal measure. The Chief Minister also launched logo of the association.
During the function, the Chief Minister bestowed awards to the best teachers which included Rajendra Sharma S.M.D.R SD School Pathankot, Mehak Doon International School, Arshpal Kaur Doaba Model High School, Preeti Mount Carmel School, Paramjeet Kaur Disha Public Sr. Sec. School, Lakhwinder International Fateh Academy, Daljeet Kaur Sri Guru Harkrishan Public School, Rajendra Pal Kaur Sri Guru Harkrishan Public School, Poonam Sharma Mount Litera Zee School, Rajveer Kaur Sikh Heritage Model High School. He also conferred Jaswant Kaur Devgan with Pride of Punjab Award for her commendable social work in Punjab.
Earlier, Chancellor, Chandigarh University Satnam Singh Sandhu and President FAP Dr. Jagjit Singh Dhuri also shared their vision and acknowledged the role of teachers in everyone's life.
Prominent amongst others who attended the function included Actor and Comedian Gurpreet Singh Ghuggi, Deputy Commissioner SAS Nagar Ms. Isha Kalia and SSP SAS Nagar Satinder Singh.
CM SETS THE WHEEL IN MOTION TO END VIP CULTURE IN STATE BY ANNOUNCING CURTAIL IN HIS SECURITY COVER
FLYING SQUADS TO KEEP A CLOSE CHECK ON UNAUTHORISED INFLOW OF PADDY/RICE TO PUNJAB


Is it possible to learn anything about the people based on their garage doors? Well, as much as it may seem strange it is actually possible to learn a lot about a person based on the choice and the looks of his/hers garage doors as well as based on the looks of his/hers home. There are basically two ways you can read a person based on their garage door. One is by the state of the garage door and the other one is by the looks of the garage door.
What state your garage doors are in?
People that proceed with regular and proper garage door maintenance; people that call the garage door company and garage door service providers when necessary, people that replace all the necessary garage door parts on time and people that clean their garage door tracks are most probably perceived like extremely ordinate, well organized, systematic and reliable people. Quite often they leave a sensation of very agreeable individuals that easily come along with almost anybody; kinds of person that smoothly slide through various life situations and challenges not failing ever once due to good preparation. On the other hand people whose garage doors are literally moaning when in motion; people that never have garage door contractors over, people whose garage door panel is moving like a sea saw are definitely running the risk of being perceived as unstable, unreliable and quite conflictual individuals.
What does your garage door look like?
The look of individual's garage door on the other hand may reveal great taste and style that the garage door owner may have. It may also reveal the tendency toward certain shapes, certain colors, certain ambience – all things that have deeper and further meanings!