The Dubai-based Global Education Management Systems (GEMS Education) is going worldwide. Currently, the company manages more than 100 schools in the Middle East – in Dubai, Abu Dhabi, Fujairah, Sharjah, Saudi Arabia, Qatar, Jordan and Libya – and in the United Kingdom, India and South Africa. There are plans to expand to East Asia, China and the Pacific Rim region. In April, GEMS's main academy in Dubai played host to former U.S. President Bill Clinton, who announced that the company would become a strategic partner of the Clinton Global Initiative.
The driving force behind this enterprise is Sunny Varkey, who began the business with the school his parents used to run in Bastakiya, a part of old Dubai. The annual turnover of Varkey's education business is estimated at close to $500 million. He is diversifying into healthcare, with two hospitals and a chain of clinics in Dubai already under his belt. What's the connection? Both are recession-proof, says Varkey. But both enterprises are not without challenges. When faced this year with a mandated tuition cap by Dubai, Varkey publicly announced he would possibly close some of GEMS's older schools in the city unless the government provided financial support, or allowed the company to raise fees. In this interview with Knowledge@Wharton Arabic, Varkey spoke about what makes his schools and his business tick.
Knowledge@Wharton: How did you get into the field of education?
Sunny Varkey: I came to Dubai from India with my parents in 1959. I was 12. My parents were teachers. Though my father took up a job in a bank, he used to give [lessons] in English language skills to working people after office hours. My mother joined him, and they both carried on with private [lessons] for a long time. This small venture grew into Our Own English High School, founded in 1968 to cater to the Indian community. When I returned from my studies in India and the U.K., I saw the huge potential. Meanwhile, the Dubai authorities wanted us to move the school to new premises. We did, [and moved] into something bigger and better. That's how our journey began.
Knowledge@Wharton: When Our Own English High School was started, what was the state of education in the United Arab Emirates?
Varkey: In 1968, when my parents started our first school in Dubai, the demography of the United Arab Emirates included a large population of Indian expatriates. There was also a sizeable population of Arab and Western expatriates. Our schools catered to the entire demography of that time, not only Indian students. But once our [newer] schools opened, more Indians started bringing their families to Dubai, because they were assured of quality Indian education. As the education industry here grew, fewer men came alone for work; they began to bring their families from all over the world.
Knowledge@Wharton: How and when did the locals realize the value of education? Has the distribution of students in your schools shown a change since the early days? What is your range and reach now?
Varkey: UAE nationals have always known the value of education and Sheikh Rashid Bin Saeed Al Maktoum was keen on providing quality education to his people. He encouraged young UAE nationals to pursue their studies abroad, and several of them have gained higher education in India.
Over the years, there have been gradual shifts in the demography of the UAE. [There once was] an expatriate community that was largely from India, [but] there are today over 200 nationalities in Dubai. The changes in the population had to be reflected in the choices of schools offered to those that lived here. International curricula from around the world had to be offered to cater to the need of the expanding diversity of the population.
The success of GEMS Education would not have been possible without the support, attention and care provided by the ruling families in Dubai and Abu Dhabi. Through visionary leadership, the UAE has become known around the world as a center of excellence and a great promoter and supporter of the knowledge economy. GEMS Education has played a key role in this. It is also because of this visionary leadership that Dubai has become a city of choice for many parents.
With more than half the population [2.4 million] aged between 15 and 39, and roughly one quarter being less than 15 years of age, it is inevitable that the "learning" market in the UAE is large. This is where GEMS Education has been able to provide a variety of [schools with] different curricula to the evolving population of the region. The GEMS model of schools is unique in the world. We offer a variety of different curricula at varying price points, so that quality education is made accessible to as many students as possible.
Knowledge@Wharton: In the Gulf, you cater to all economic classes. You have likened yourself to a passenger airline carrying economy, business class and executive class passengers; customers are charged different fares, but the destination is the same. Is this the same model you are using in other countries?
Varkey: Our basic objective is to provide quality education accessible to the majority of the population in all the markets we operate in. Therefore it is imperative that we have schools that cater to different sections of society.
For example, as a way of highlighting the variety of schools we offer, GEMS World Academy is a state-of-the-art premium plus school, which caters to around 1,000 students at a tuition rate of $25,000. It follows the International Baccalaureate (IB) curriculum, which allows students to learn through projects and research, giving them broader knowledge that is not restricted to textbooks.
At the other end of the spectrum we have the extremely popular and successful Our Own English High School brand of schools, which cater to thousands of students. The Our Own English High School, Dubai currently has almost 8,000 students and costs around $1,360 a year.
All GEMS schools provide high-quality education, an education that has students achieving exam results higher than home-country averages. For example, in 2009, in the [Indian Central Board of Secondary Education] examinations, GEMS Grade 12 students had a pass rate of 99.1%, compared to the national average in India of 81%. For the CBSE Grade 10 examinations, GEMS students excelled with a 100% pass rate; the national average in India was 88.84%. The average exam results achieved in the International General Certificate of Secondary Education (IGCSE) by students in the GEMS schools teaching the national curriculum for England were 22% above U.K. averages.
Knowledge@Wharton: In the U.K. you are managing the first privately-run state school. The school serves middle class families. But the lower end of the spectrum is subsidized by the government and, as a for-profit organization, is a market you cannot enter. The upper end is occupied by classy public schools, where you need heritage and credentials. It will be difficult to break out of your silo. What are your thinking and plans?
Varkey: GEMS is currently operating 11 schools in the U.K. and has plans to expand its network. Anders Hultin has been appointed the CEO of GEMS Education U.K. He is an educational professional with more than 18 years experience of marrying together pioneering approaches to education with cutting-edge business thinking. Between 1991 and 1994, Anders worked as a political advisor to the Swedish Ministry of Schools. During that time, his work focused on the voucher regime in Sweden. The voucher regime is now held up as a worldwide role model for countries that would like to introduce innovations and competition in education.
Knowledge@Wharton: In some places, your schools are running on the supermarket chain concept [with] reduced prices because of economies of scale; sharing teachers and other resources and global sourcing of teaching talent. Do you see this as part of your group philosophy?
Varkey: No, we do not subscribe to this metaphor of providing education like a supermarket chain. Education is a serious proposition for us; it goes beyond business. With 50 years in education, GEMS has the experience and commitment to provide quality schools to cater to a broad cross-section of the community.
Knowledge@Wharton: There is a controversy over whether education should be for-profit or non-profit. What is your view?
Varkey: Both play their part. A for-profit company such as GEMS Education believes in education for profit because it enables us to reinvest in education and help establish more schools for more children. At the end of the day, you can call it a surplus or [a] profit [but] it's all the same thing. Even a not-for-profit school reports a surplus. In our case, we call that profit.
People have a [misunderstanding] about this industry. When we build a school we invest $13.6 million to $27.2 million. We don't take donations, charity payouts or deposits. So before the first child is enrolled, we have already put the investment in. From the time the school is built, every day we have to ensure that we are giving children and parents value for money because they are not compelled to be in our schools. Almost 100,000 children come to our schools every day because we deliver. We take the risks and believe in long-term investment. This industry is not about quick money, it has taken us 50 years to reach this point.
Knowledge@Wharton: What is your presence in the education field in different countries?
Varkey: GEMS Education is involved in projects in India, Africa, the United States, the U.K., China and the Middle East. Within the Middle East region, we are involved in about 60 school projects. We have projects in a few different locations at different levels of completion. In China, the Sino-Singapore Tianjin Eco-City Investment and Development Co. has embarked on a joint venture with GEMS Education to co-develop GEMS' first flagship greenfield international school in Tianjin China – the GEMS World Academy (GWA). We have schools in India and the U.K., and a few others in the pre-operational and consulting stages in the U.S. and the Pacific Rim, East Asia and China.
Knowledge@Wharton: Why get into the healthcare business in addition to education?
Varkey: We run the best schools. Around 85% of the population here is made up of outsiders. For them, the most important questions are: Are there good schools, good hospitals and healthcare facilities here? This is where we come in. Our group employs 10,000 people. We have partnered with GE in healthcare and with private equity firm Abraaj Capital in education.
Knowledge@Wharton: How do you see your education empire evolving?
Varkey: We are growing both organically and inorganically. In the next 25 years, I see 5,000 schools with 5 million children. And there will be no compromise on quality.


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Waldo Canyon Fire toll hits $110 million for…
Waldo Canyon Fire toll hits $110 million for lost homes in Colorado wildfire
By David Olinger | dolinger@denverpost.com and Ryan Parker | rparker@denverpost.com |
The houses that burned to the ground in one Colorado Springs neighborhood were valued at more than $110 million, a Denver Post analysis found.
The actual losses are expected to run much higher as families in the Mountain Shadows neighborhood calculate the loss of their possessions, the costs of staying elsewhere and the price of replacing homes built in the 1980s and 1990s.
Although not the deadliest natural disaster in Colorado history, the Waldo Canyon fire ranks first by another measure of destruction.
"Waldo is the worst when it comes to homes lost," said Bill Convery, state historian with History Colorado.
This year also ranks as the most destructive year in recorded Colorado history for wildfires, he said, with two months of summer remaining.
The Post used El Paso County assessor records to gauge the dimensions of the losses from the Waldo Canyon Fire in charred houses alone. Those records identified the combined market values of 341 of the destroyed homes at $110.2 million.
Officials have said that 347 homes were destroyed in the blaze. However, assessor's records do not match a handful of the addresses that have been identified by the city as total losses.
Fifty other homes suffered visible damage, according to data provided by the city of Colorado Springs.
The assessor records draw a portrait of a hillside neighborhood of mostly middle-class homes built during a decade of growth in Colorado's second-largest city.
They ranged in value from $155,000 on Mirror Lake Court to $942,000 on Brogans Bluff. The median value, $297,944, suggests the fire consumed a desirable but not wealthy neighborhood.
The list of lost homes also reveals the vicissitudes of a wildfire. On some neighborhood streets, only one house was lost. On a stretch of Majestic Drive, 74 consecutive houses burned.
"I keep hearing words like 'epic,' 'historic,' 'unprecented.' I don't think that's an exaggeration," said Carole Walker, executive director of the Rocky Mountain Insurance Information Association. "2012 is the year everyone's going to remember."
The association hopes to have preliminary loss estimates next week from the Waldo Canyon fire as well as the High Park fire in Larimer County.
Walker called assessor records "a good snapshot at what the market value is," but noted they do not include "everything from smoke damage, to additional living expenses, the cost to rebuild in today's dollars — and to replace all your personal stuff, your appliances, furniture, antiques, all of those things."
Jeffrey Lucas will be spending this summer on that task. He and his family lost their home in the 6100 block of Wilson Road, along with almost all their possessions.
Paperwork will consume the weeks ahead. Lucas said his family must document all the belongings they left in the house when they fled the fast-approaching flames.
"We have to try and remember every little thing, like how many pairs of socks I had," said said. "It is going to take some time."
He had packed a few bags when the fire first started, but it blazed in too quickly for the family to take anything that wasn't absolutely needed.
"It's kind of funny, I guess, because I will think of something I need, like my belt, and realize it's gone," he said. "Like, gone-gone."
Nolan Doesken, state climatologist with Colorado State University, said weather conditions were so extreme this year the question was not if wildfires would occur, but when. And how bad.
"As we marched into the heat wave," he said, "conditions couldn't have been worse."
The mixture of heat, winds and dry wood enabled fires to ignite and spread quickly, he said.
"May and June are typically going to be the worst as there are higher winds and lower humidity," Doesken said, "but that's not to say anything is done."
According to Convery, the historian, the deaths from this wildfire season, while tragic, don't compare with the numbers of people killed in Colorado's deadliest disasters.
On Aug. 7, 1904, a train from Denver was crossing the Dry Creek bridge north of Pueblo when a flash flood slammed the bridge, dragging the engine into the water and killing 97 people, he said.
And on July 31, 1976, another flash flood in the Big Thompson Canyon killed 143 people, tore houses from the riverbanks and wiped out a stretch of U.S. 34.
In property damages alone, hailstorms still rank as Colorado's most costly disasters. While a catastrophic wildfire may bring huge claims from hundreds of homeowners, storms in Colorado's Front Range — the heart of "Hail Alley" — can bring smaller claims from tens of thousands of people for damaged roofs and cars.
In 2009, summer hailstorms caused losses exceeding $1.1 billion in the Denver metro area.
Before this year, the most expensive wildfire in Colorado history was the Fourmile Canyon fire in 2010. It burned 169 homes in the Boulder foothills and brought $217 million in damage claims.
David Olinger: 303-954-1498 or dolinger@denverpost.com
YourHub managing editor Eric Lubbers contributed to this story.
David Olinger
David Olinger is a former investigative journalist for The Denver Post
Follow David Olinger	@dollingerdp
Ryan Parker
Ryan Parker was a reporter for The Denver Post from 2011 until May 2014. A Colorado native, Parker started his career at smaller weeklies and worked for YourHub before becoming a breaking news reporter for The Post.
This Colorado log home has a 750-foot zipline and its own stocked fishing lake
Imagine zipping down a 750-foot zipline over your private lake, then taking in the beautiful Colorado views from the comfort of the expansive front porch of your log home.

redpajama_set_name: RedPajamaCommonCrawl


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Intertask – Our History
WE HAVE HISTORY
Intertask's history dates back more than 40 years, when three people – a national radio journalist, a prime minister's press secretary and a commander of the Golden Hawks – were loaned by their employers to the Department of External Affairs to manage the first ever international meeting to be broadcast live by radio and television in Canada.
The event was the Royal Visit and Commonwealth Heads of Government Meeting in 1973.
Shortly after the event had taken place, the three met for coffee and discussed how their once challenging careers now paled in comparison to orchestrating the landing of dozens of 2-seater commuter planes on a grass runway transporting international dignitaries from Ottawa to the village of Tremblant.
On that fateful day, Intertask Limited was born and the three partners formed the first conference and event planning company in Canada.
Eventually they went their separate ways . . the press secretary was hired by Buckingham Palace to work for Prince Charles, the commander of the Golden Hawks retired, and some 400 meetings, a Papal visit, many Winterludes, and a new partner later, the last of the three has retired.
In 2009, Intertask substantially broadened its conference and event management resources through a partnership with JPdL Montreal, another pioneer in the conference and event planning industry. Since 1982, JPdL has been organizing events, tradeshows, conferences and congresses across Canada and around the world.
This partnership enhances Intertask's full-service event planning and management capability across Canada, with combined resources at offices in: Montréal, Québec City, Mont Tremblant, Ottawa, Toronto and Niagara Falls.


The insanely popular K Pop band strutted their stuff on America's Got Talent.
This is the biggest week for the massive for the boy band, and it just continues to get bigger. The band has been making a storm overseas since 2016. Their latest album premiered at No. 1 on the Billboard 200.
Their members V, Jungkook, Jimin, Suga, RM, Jin, and J-Hope are originally from Seoul, South Korea. Along with B.T.S, which stands for Beyond The Scene, they are also known as Bangtan Boys, Bulletproof Boy Scouts, and Bangtan Sonyeondon. They have shattered so many records and made K-Pop mainstream, unlike any band, ever could.
Their performance was fantastic and very high energy and called for a lot of back up dancers. You can stream their new album Love Yourself: Answer on Spotify.


Galaxy S9 LED View Cover is rated 3.0 out of 5 by 2.
Rated 5 out of 5 by Govind S Welling from Great Product There has been a constant improvement in the flip covers that Samsung has been making. This cover has all you need: Receive calls, see who is calling, have icons, and edit them too! Have color lines for people and customize them. Missed calls alert, battery charging percentages... Saves your power switch and is a non slip case that looks elegant. Buy it!


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Question: Can A Company Be A Subscriber To Moa?
Who decides how many shares a company has?
Is the subscriber the patient?
What age can you start a company?
Can a minor be a subscriber to Moa?
Can a 17 year old be a director of a company?
What is a subscriber ID?
How old do you have to be to own shares in a company?
Does a company need two subscribers?
Can minor own shares?
Can a minor be an owner of an LLC?
Can a company be subscriber to memorandum?
What is the difference between a subscriber and a member?
Do all companies have a memorandum of association?
Does a company need a memorandum of association?
What is difference between MOA and AOA?
Can I make my daughter a shareholder in my company?
What is the meaning of subscriber?
Can a 16 year old be a company director?
Which company need not have memorandum of association?
Can you put shares in a child's name?
Can I transfer stock to my son?
What is the minimum age for a company director?
Can you pay dividends to only one shareholder?
How many shares should you start a company with?
Can I put my business in my child's name?
Who is a subscriber to the memorandum of a company?
Can a 16 year old be a shareholder?
The number of authorized shares per company is assessed at the company's creation and can only be increased or decreased through a vote by the shareholders.
If at the time of incorporation the documents state that 100 shares are authorized, then only 100 shares can be issued..
Subscriber: The individual who signs and is responsible for a contract with a health insurance plan. The subscriber is the person subcribing to the insurance plan for the patient case. The subscriber is different from the enrollee, who is defined as anyone covered under the contract.
18Forming the business: People under age 18 cannot form legal business entities, and their parents should do so on their behalf. In some states, a child may be able to be a shareholder or serve on the board of directors of the corporation.
Minor Shareholder during Incorporation The MOA subscriber sheet is also considered a contract to subscribe to the shares of the company on incorporation. … Hence, a minor cannot subscribe to the shares of a company during incorporation by agreeing to become a subscriber.
A director must: be at least 18 years old. not have been declared incapable under the laws of a Canadian province or territory, or by a court in a jurisdiction outside Canada. be an individual (a corporation cannot be a director)
A subscriber ID is an alphanumeric identifier that corresponds to a specific subscriber in your database. When you receive an ARF message from a mailbox provider indicating a complaint has occurred, you cross-reference the ID number with your database so you can suppress that subscriber from receiving future email.
18Many other companies will have a provision in their articles of association meaning that shareholders under the age of 18 will not be accepted; Even where there is no restriction in the articles, the terms of many new share issues are defined to exclude minors from making an application.
Every company must have at least one subscriber when it is formed, who may or may not also be a director or the company. Unless the company's articles of association say otherwise, there's no upper limit to the number of subscribers a company may have when it is incorporated.
As you may have guessed, a minor can only be a shareholder through his or her guardian. Furthermore, a minor cannot actively buy shares in a company. They must either be gifted to him/her or transferred. The guardian safeguards the interests of the minor and must manage the shares.
Can Minors Own an LLC? An LLC's members (owners) can be individuals, or other business entities such as other LLCs or corporations. An LLC can have any number of members—anywhere from one to thousands. There is nothing that prevents a minor from being a member in an LLC.
(1) Corporate Subscriber: A company being an artificial and legal person may be a subscriber to the Memorandum and Articles of Association.
'Members' and 'shareholders' are those who take shares in a company at any time; 'subscribers', on the other hand, is a term that is only used for the first shareholders of a company, therefore, unless you take shares in a company at the time of its incorporation and put your name on the Memorandum of Association, you …
Every company must have a memorandum in place, they will all be in the same format and contain the same information. This includes: Company name. Date of incorporation.
Both a memorandum of association and the articles of association are required for a company formed in the UK under the Companies Act 2006 and previous Companies Acts. … We also explain some enhancements that you may want to make to the model articles of association.
The first difference between MOA and AOA while the MOA (Memorandum of Association) describes the powers and objects of the company, the AOA (Article of Association) defines its rules. The MOA is subordinate to the Companies Act, and the AOA (Articles of Association) is subordinate to the memorandum.
There is no legal ruling which states that you can't make your children shareholders in your limited company. However, if your children are under 18, any gross income above £100 they receive is taxable and as they are legally classed as minors their tax liability passes onto you as their parents.
subscriber, reader(noun) someone who contracts to receive and pay for a service or a certain number of issues of a publication. subscriber, contributor(noun) someone who contributes (or promises to contribute) a sum of money.
Who Can and Cannot be a Director? To be a director of a company, the person must be over 18 years of age, and they must provide their consent.
The private companies limited by shares, companies limited by guarantee and unlimited companies must have their articles of association. A public company limited by shares may or may not have its own Articles of Association.
Minors can't personally buy and sell shares, so to avoid the need for a formal trust the most common (and easiest) approach is to create an account in the name of an adult (e.g. parent) with the shares held in trust for the child. … By law, you are the legal owner of the shares but the minor is the beneficiary.
Gifting Stocks to Relatives The most inexpensive way to transfer stocks is to grant them to your child as a gift. There are limits to this, however. You can give each child up to $15,000 a year without being tax. … You can also give each child $11.18 million throughout the life of your estate.
21 yearsTo become a director of the company there is no specified age limit. However, sec 157 of the company act provides minimum age to be 21 years. Any person with less than 21 years of age cannot become a director.
By law, a limited company can only distribute dividends in an equitable way – i.e. in proportion to the number of shares owned by each shareholder.
Minimum Amount A minimum of one share must be issued upon incorporating. Additionally, if you plan on having more than one shareholder, then you must issue at least one share per shareholder. You can't divide a whole share into parts (i.e. 1 share split 50% each to two different shareholders).
The name of the business can be your child's name, but your child cannot be the owner of the business. If you are trying to hide or protect this asset…
A subscriber subscribes to the shares of the company at the time of its incorporation. For the purpose of incorporation, private companies need to have at least 2 subscribers, public companies, 7 subscribers, and one-person companies, 1 subscriber.
In England and Wales there are no statutory provisions prohibiting a child (under the age of 18) from owning shares. … Even though children can own shares at any age, they have to be over the age of 16 to become a director of the company.
Question: When Towing A Trailer Where Should The Weight Be?
How do I stop my trailer from fishtailing? When it'
What Part Of Speech Is Shown?
Is show a noun verb or adjective? show (verb) show
What Was The First Song In The World?
What is the shortest number 1 song? The shortest #1
Do Connecting Flights Go Through Customs?
Will a connecting flight wait for passengers?
What Happens If I Use 10w40 Instead Of 10w30?
Is there a big difference between 10w30 and 10w40?
What Is The Fuel Mileage For A 6.4 Hemi?
How much HP can a 6.4 Hemi handle? 6.4-liter HEMI V8
What Does 30 Days EOM Mean?
What does 30 days from statement mean? 30 Days.
Question: Can You Replace Just One Wheel Bearing?
How long will a worn wheel bearing last? How long does
Quick Answer: How Much Money Does A BTS Member Earn?
Who is the richest KPOP Idol? The 10 Richest Kpop Idols
Question: What Are The Mental Benefits Of Recreational Activities?
What are the mental activities? Mental activity or
How Do I Renew My License Plate Sticker In Illinois?
Why is my Illinois license plate sticker 2020?
Quick Answer: Is Disappointment Worse Than Anger?
What is the root of disappointment? The noun disappointment
Quick Answer: What Does Saved By Grace Mean?
What are the three means of grace? Among the principal


At CAMERA JAPAN, coming a bit earlier or staying a bit later can bring you some pleasant joys. Like being surprised by one of our short interventions. These are short acts which will transport you briefly to another world. The past years have seen countless comical intermezzi, breathtaking martial arts demonstrations, and experimental dance performances.
Bij CAMERA JAPAN loont het om een beetje eerder of nog een beetje langer te blijven. Zo kan je verrast worden door korte acts die je tijdelijk naar een andere wereld brengen. Verleden jaren zijn er talloze komische intermezzo's geweest, adembenemende vechtsport-demonstraties en experimentele (dans)performances.
A performance bij Duizel (voice) and Honza Svasek (butoh) about the interconnectedness of life.
Aikido is a Japanese martial art based on the proper execution of technique. This makes aikido for adults and children a very effective way of self-defense. It is suitable for everyone; man or woman, young or old. The goal is to learn to defend yourself without injuring the opponent.
Mari Nakagawa studied Japanese painting at Kyoto Seika University and currently resides in the Netherlands. She will bring yokai from another world to life on paper in a live painting performance. Her style is based on Japanese-style outline techniques.


Exercise can help improve your moods by helping you relax, increasing your stamina, releasing natural tranquilizers (endorphins) and improving your sleep. Start with five to ten minutes of exercise daily and try working up to twenty to thirty minutes of aerobic walking, biking, running, or swimming at least three times a week. Check with your doctor if you have concerns.
Good Nutrition will fortify your body, while over-eating, skipping meals or eating junk food may deplete your body of essential nutrients that keep you healthy. Be sure to eat only when you are hungry, don't skip a meal, and select wholesome fruits and vegetables as a treat. Avoid caffeine and sugar which can contribute to mood swings. Take a moment before eating to relax and breathe deeply.
Rest To Restore Yourself Try to get 6-8 hours of sleep at your regular bedtime in order to feel rested for the following day. Go to bed and get up at the same time. If you are unable to fall asleep after a half hour, try getting out of bed and having a cup of hot milk or chamomile tea – it many help you relax.. Some people find scrubbing the floors bores them so much they become sleepy again. Find what works for you.
Avoid Harmful Substances Taking drugs or drinking alcohol can make depressive symptoms worse or trigger a dangerous interaction.
Relax With Pleasurable Activities Spending time with people you enjoy or doing thing you like to do will raise your spirits. Try at least one favorite activity a day, and talk with a person who makes you feel special.
Use positive thoughts to "Stop Negative Self-Talk." Catch yourself in negative self-talk and offer yourself a fresh approach to the problem. Turn "Black-and-white" thinking into shades of gray, or better yet, think of a rainbow of new possibilities. Actually write down your replacement thoughts. Think out loud and ask for help from a friend. When you create more realistic thoughts you feel better and see new possibilities.
Comfort Yourself with Compassion Family and friends are good medicine, they can remind you of your strengths and better times. Seek out positive people who listen without judging or giving advice.
Meditation and/or prayer lift's the spirits. Engage in activates which renew and inspire your heart and mind. Spend time in nature, seek out beauty. Look for meaning in your life or your own spiritual path. Find ways to accept yourself or forgive mistakes in life.
Use Exercises for Relaxation Try 10 minutes of slow, deep breathing. Breathe in slowly through your nose to the count of four, then slowly exhale to the count of four. Practice this twice a day for ten minutes, especially when you feel anxious or depressed. You can also use guided imagery, progressive muscle relaxation or music to calm yourself.
I usually go out for a jog or go trekking nearby with my friends, and it really helps open up my mood. Besides, exercising gives you a boost of endorphins, which make you feel you good naturally!


Sassoon Infant fonts purchased between February 2010 - June 2016, in the OpenType font format (either OTF or TTF). When Sassoon Infant Regular is selected from the Font menu, it defaults to Sassoon Infant Tracker B. The 'Regular' weight cannot be selected. Sassoon Infant Line does not appear in the Font menu.
Over the years Sassoon Infant fonts have been rebuilt a few times to accommodate the highly problematic handling of fonts by versions of the Microsoft Word application. Since Word 2010 (Windows) and Word 2011 (Mac OS), these issues have persisted.
It affects Users of Microsoft Word for Mac OS 2016 version and because Word documents are commonly passed between mixed Operating Sytems, it affects Windows Users too if documents are to be passed and viewed consistently.
Ideally, professional font Users want all the fonts that belong to one family to be displayed under one label in an application font menu. For many years we strived to make this happen and were successful, grouping the family under one name in Mac OS applications. Microsoft Word has always bucked the trend, not following accepted practices when handling fonts and work-arounds (hacks) have become increasingly unreliable. Unfortunately, with the release of Word for Mac OS 2016, more inconsistencies have appeared, rendering our fonts jumbled or missing in Microsoft Word menus. Renaming, rebuilding, redistributing fonts only to accommodate Microsoft's errant font handling is not sustainable, nor a sensible position.
Instead, in a solution to suit all our Customers, with this latest build, font names have changed such that the Font Families are consistent across platforms and across applications. The result is not as elegant. Instead of one Family name in the Font menu, 7 font names appear - but it works for everyone.
Note the only subfamily member is 'Bold' weight. This is due to the Microsoft restriction of only 4 styles in a family which must be either Regular, Italic, Bold or Bold Italic. As the other fonts have no Italic or Bold styles, they are listed each as their own base family name.
Put simply, uninstall the older fonts and install new fonts by using the latest Installer, which is provided free to existing licence holders, sent directly in an email. It is advisable to use the download link within the limited active period. The downloaded Installer application can then be used anytime later.


New stash of Vaqueros De Las Olas shaped by Marc Andreini arrived this afternoon! All boards wrapped in volan and built to last. These are refined displacement hulls to be surfed forward or off the tail. Total Involvement in 2007!
Kustom for artworld darling Richard Phillips who also happens to be a damn solid surfer.
Chris Millstein, drummer from Home/Jah Division and Kayrock screen-printer stopped by during his smoke break with these killer Schmitt Stix for sale. Thanks yo!
You may recognize this Yankee? A Christmas special from former first-baseman, Andrew Kidmanly.
The four boards that lasted four hours. Left to right: 6'7", Garro, 6'3", Local Dave, 6'5" (Pale-Rider), Mike Frankenbonzer and the 6'9".
An assortment of Finelines scheduled to arrive this arvo and Andreini's on Friday!
Litmus and Glass Love back in stock.
New Surfers Journal too (Volume 16, Number 6) which has a Danny Hess piece and a rad fin-less surfing article with Hynd, Wegener and others.
Clams was in haus Saturday afternoon runnin' numbas and takin' pix of our luscious logs. Don't forget to trim!
Contact the shop for board details or advance purchase. The holiday season is upon us!
Mr. Andreini made this kustom 9'6" Love Stick for Mr. Caro. Holy #*&@&!!!
Awake and jazzed after an in haus evening with Rich Pavel or as he put it, 'you can't dance with the bride at two weddings.' Various Coopers kine were consumed as a nod to NPJr. and maybe Parko for burning billabong employees on logoless Toby-fish. RB, Stevie, both Lynches and Simmons. Wicked and crucial design lesson!
Winter XCEL rubber back in stock: 6/5/4 and 5/4/3's, 5-7mm boots and gloves. Should be some fun waves in the morning with air temps in the 50's tomorrow. Give Thanks.
Andreini "Vaqueros de las Olas" and a mixed bag of eggs and round tail quad/fish from Fineline in transit today. Should be here late next week.
Two super-sweet shorts shown together at the Film Forum by French director and inventer of the board game RISK Albert Lamorisse; White Mane (1953) and The Red Balloon (1956). Crin Blanc (above) an end of innocence riff about a boy and a wild white horse shot in the south of France with seaside equestrian ecstacies and whimisical "vaqueros de las olas" ending. Andreini would approve!
Influential photojournalist Peter Simon ("Reggae Bloodlines") will be at the Morrison Hotel Gallery NYC this Saturday, 11/17, from 1 - 6 PM (possibly Sunday, as well - call gallery for details). Prints will be available from his new book "Reggae Scrapbook", which features archival material and photographs from the 1970s.
When you're out in the country, in the old estates, and you see the country people walking to church or rocking in their hammocks or drinking in the little bars, you don't think it's that kind of country. But every country is that kind of country.


This article is about how to use flyers in marketing and should you use flyers and posters together. It also describes a few excellent applications of flyers in Seasonal marketing which were recently used during Halloween, Thanks Giving and coming Christmas.
Wow, that's a mouth full about a few splashes of ink on a piece of paper in exactly the same way as millions of moons ago. Lots of things have changed in marketing, but the production of flyers has not changed, neither human behaviour in response to flyers, neither their value as a marketing medium. Why and why not? Because people have not changed in terms of their desire for beauty – we still have the desire to see something beautiful and pretty and we will be – forever. Let's elaborate on this point for a moment.
In general, people prefer to look at something pretty and beautiful, rather that something ugly and horrible. Let's take a few examples: Men prefer more to look at beautiful woman or cars more than, well, less beautiful woman or a forklift; woman prefer more to look at a beautiful dress, clothes, jewellery more than work-wear; most of us prefer to look at a beautiful nature scene, and even put it as a screen saver on our computers, more than a crash scene of a helicopter in a warzone. Even employers want "beautiful people"; We like to see something of beauty and pretty – and that is exactly what flyers do – if they are designed and presented in the right way. Flyers put something beautiful and desirable in front of your eyes.
But we can get all the "desire for beauty" with other mediums like the internet and electronics screens – why do we need flyers? That is partially true: The true part is that we can get it on electronic screens, but the advantage of flyers over electronic screens are – time and location.
When you walk down the high-street a flyer gets handed out to you about a special deal at a shop nearby. You can read it on the spot and react to it immediately. Perfect timing, perfect location: no effort for the consumer to respond to it. What will happen if you get that same flyer information in your email at home, x-miles away from the shop, maybe two days before or past the offer date? It will probably go straight to the delete box past the junk-mail folder. We don't walk down the high-street with our iPads which flash all the specials in the shops as we walk along – at least not yet; but we will get a flyer there; and posters, which brings us to the next topic: Flyers and Posters together!
Seasonal Flyers – The creative effects in Halloween Flyers, Thanks-giving flyers, Christmas Flyers, Valentine flyers and more.
Types of Flyer Designs – including Retro Flyer designs, Vintage Flyers designs, Reflections on the Past and New-Look flyer designs.
Software for Flyer Designs – we will let you out on the best software you can use for your flyer design – both online templates, stand-alone desktop programs and even mobile apps for flyer design.
Flyers in Sport – don't miss this one: the amazing way that sports people use flyers – you can do it too even if you don't do any sport.
Drop us your email in the box below and we will keep you posted as soon as the new Flyer articles get released.


We enter into the therapeutic space with varying cause; dealing with traumatic events, some wanting change, seeking self-growth, maybe advice on life choices, or looking for professional help during crisis. Are you feeling stuck in your career? Do you find yourself longing for something different, hoping for more? Are you feeling numb or indifferent in areas that you used to feel good about? Do you have relationship concerns? Is your employer, workplace or relationships pointing out areas of existential crisis? Worried about the future and if things will change? Often, crisis in one area reveals issues in the other aspects of life. This could be within relationships, your career, areas of spirituality, and in family. If you find yourself lost in transition, looking for answers, feel stuck, and wondering about significant themes in your life, this space is for you.
Our therapeutic work offers a space to process who we are, how we live, and the impact this has on you and those around you. Our present is an echo of our past. I believe these decisions stem from our narratives. Bringing awareness to present circumstances, we can work together to create a new prospective and outcomes with evidence-based methods that work. More importantly, a different way of engaging with our daily and longterm issues around relationships, vocation, spirituality, or family. The work we will do is not simply to work towards improvement, to actually experience a difference, and experience growth. Change IS possible.


text:
Advancing International Relations through Partnerships
June 7, 2021 @ 1:00 pm - 4:30 pm EDT
« Advancing the Sustainable Development Goals at Canadian Universities – Report Launch
Growth on the Horizon: Institutional Perspectives on the Way Forward for Canadian Institutions »
Partnerships Rooted in an Ethical Framework: A Case Study and Insights from the Aga Khan University
– Farzana Karim-Haji, Director, University Partnerships, Aga Khan University
Evaluation of Partnerships: What's Working and How Do You Know? An Open Discussion
– Sarah Olson, Senior Coordinator for International Partnerships, Colorado State University
The Future of Partnerships in International Higher Education
– Dr. Cen Huang, Vice Provost and Associate Vice President (International), University of Alberta
– Dr. Cheryl Matherly, Vice President/Vice Provost for International Affairs, Lehigh University
– Dr. Joanna Regulska, Vice-Provost and Dean. Global Affairs, University of California, Davis
The EduPartner Forum, the first virtual event organized by the MoveON team and CBIE's International Relations Professional Learning Committee (IR-PLC), will convene leaders in higher education international relations for a discourse on the role of partnerships in global engagement: What is their strategic value in a post-COVID world? When does a partnership make sense? How can the value of partnerships be tracked? And what does a great partnership look like?
Join us on this inaugural EduPartner Forum on the 7 June 2021 to learn how your peers are tackling some of the most pressing challenges in building meaningful global engagement through partnerships.
Agenda – 7 June – 13:00-16:30 EDT
13:00 – 14:00 Partnerships Rooted in an Ethical Framework: A Case Study and Insights from the Aga Khan University (Hosted by the CBIE International Relations Professional Learning Community)
14:00 – 14:15 Break
14:15 – 15:15 Evaluation of partnerships. What's working and how do you know? An open discussion
15:30 – 16:30 The Future of Partnerships in International Higher Education
View the full program here: https://edudatasummit.com/edupartner-forum/
The CBIE International Relations Professional Learning Community is pleased to host a discussion on the ethics of partnerships by Farzana Karim-Haji, Director, University Partnerships Office, Aga Khan University.
Drawing on the case example of the Aga Khan University, this presentation will highlight the challenges and opportunities in developing partnerships rooted in an ethical framework. It will discuss how the Aga Khan University has approached North-South partnerships from practical and ethical perspectives, has engaged partners critically and has developed tools and best practices to build a stronger partnership narrative that is relevant, impactful and effective. Following the presentation, the IR PLC will guide the group through a series of questions that will help IR officers understand how we can approach partnerships differently.
Farzana Karim-Haji
University Partnerships Office
Farzana Karim-Haji joined the Aga Khan University (AKU) in 2001 to work on the strategic planning and development of AKU's emerging international projects in Egypt, Kenya, Tanzania, Uganda, Syria and Afghanistan. In 2006, she took on a new global role of establishing and developing AKU's University Partnerships Office, responsible for the management, development and strengthening of academic partnerships with national and international Universities in collaboration with colleagues across AKU and the agencies of the Aga Khan Development Network. Her portfolio includes harnessing resources, implementing AKU's global engagement strategy, institutional innovation, and the development of new partnership programmes and activities, a flagship initiative being, AKU's international mobility platform.
Before joining AKU, Farzana worked at the United Nations Development Programme (UNDP), based in New York, as a policy specialist on international development issues, focused on poverty alleviation and gender development supporting UNDP offices in 166 countries. In addition, she has consulted for UN Women formerly UNIFEM, in the area of human rights and gender development.
Born and raised in Kenya, she received her BA in Anthropology from the University of California at Berkeley, and her MSc in International Development from the London School of Economics and Political Science. She also completed a Post Graduate degree in Islamic Studies and the Humanities from the Institute of Ismaili Studies, including time at Cambridge University and the American University in Cairo.
Andrea Delgado Morrow
Director, International Relations
Co-Chair 2020-2022
Andrea Delgado Morrow is the director, international relations for the University of Calgary's international office where she and the team are responsible for institutional partnerships and agreements. She holds an MA in intercultural and international communication from Royal Roads University. Andrea has over 15 years of experience working in post-secondary education.
This includes University of Calgary, regional manager (Asia Pacific) and associate faculty member at Royal Roads University and Mount Royal University (Faculty of Communication). Throughout her career Andrea has been active in the international education realm sitting on various committees and currently sits on the steering committee for the Canadian Bureau for International Education's international relations professional learning community.
Janine Denis Gonzalez
Partnership Development Specialist
Incoming Co-Chair 2021-2023
Janine Denis Gonzalez is the Partnership Development Specialist at the University of Ottawa. She is responsible for managing international partnerships that support institutional internationalization objectives. She also advises faculties on their international engagement initiatives and manages programs in strategic spheres.
Janine has diverse experience in the field of international education, having held roles in international relations, student mobility, recruitment, external relations and marketing.
She holds an MA in Multilingual Communication from the Université catholique de Louvain, Belgium and a BSocSc (Hons) in International Studies and Modern Languages from the University of Ottawa, Canada.
She currently serves as a steering committee member of CBIE's International Relations Professional Learning Committee.
CBIE
communication@cbie.ca


Ready for cool weather and warm drinks. This lil' Pumpkin Spice is ready to spend fall with you!
Hard enamel, 38mm, take this lovely lady with you and give in to your "basic" self!
These little ladies are slightly discounted as they have some very minor low fills in their hats!


text:
"Ooh looks like you have a little tiny bruise here," I said, touching an area of slightly discolored skin on Hando's shoulder about the size of a dime.
"I told you I get marked easily," he said. He glanced at his shoulder, "That's not very bad though."
"Well, I wasn't trying to leave a mark."
"You should have tried harder."
"Oh really," I said, pleasantly surprised. Or maybe I wasn't all that surprised. Despite his lack of D/s experience, he'd been giving me intermittent subby vibes since we'd met.
"Yeah," he responded with a sigh.
"I could do it again." It was a question, really. It was as close to asking permission as I could get in Domme-mode. And he'd definitely activated my Domme-mode with this line of discussion.
"You should."
That night, I met him in a dark parking lot behind a breakfast restaurant. As we stood making out between our parked cars, I yanked the neck of his shirt aside looking for the mark I'd made.
"It's already fading," he said.
"I can fix that."
"I bet that you can."
"Oh I know that I can."
"It will hurt," I said, again asking permission without asking.
He moaned in the way that already drove me crazy even though we'd only been seeing each other an impossibly short time. "I know."
I pulled back the neck of his shirt again and kissed the bruised spot gently. "You have to ask for it," I whispered against his skin.
"Please hurt me," he whispered.
And then I did.
"It's still stinging," he said a few minutes later.
"Good," I said. My inner sadist was happy.
"I usually hate it when someone leaves a mark on me. I don't know, why but with you I kind of like it."
"I know why," I said. And then I kissed him hard.
Topics: dating, female Domination, Femdom, Hando
My boy, Hando Likekissinhim
D/s relationship status: Submissive
Relationship status: open relationship
I met Hando Likekissinhim expecting to make a new poly friend in March of 2016 but instead found a powerful and instantaneous connection. He's a musician in his mid forties with gorgeous hands who I truly adore kissing. Add to that a few of his references to the Force being strong with me and his alias was born.
Hando was curious about BDSM but inexperienced before we met. He'd read some of my blog so he had a little bit of an idea of what he was getting into. Still, I hadn't planned to push his submissive side until I found that he'd triggered my Domme-mode.
Read blogs about Hando Likekissinhim
Topics: Hando, My boys


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Prepare for the US Naturalization Test through practice tests, exercises, and activities. Learn more.
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Access detailed directory information on millions of U.S. and Canadian businesses, including address, sales, headquarter and subsidiary information, and SIC and NAICS numbers.
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Germany has summoned North Korea's emissary for talks in Berlin after Pyongyang staged its largest nuclear test yet. Meanwhile Switzerland has offered to play a mediating role in the crisis.
After North Korea conducted its sixth and largest nuclear test to date, Germany's Foreign Office called for a meeting with Pyongyang's representative in Berlin on Monday afternoon.
German government spokesman Steffen Seibert said in a statement that both Chancellor Angela Merkel and French President Emmanuel Macron called for stricter European Union sanctions against North Korea. In the statement, Seibert noted that Pyongyang's latest test "reached a new dimension" in provocation.
The United Nations Security Council convened an emergency meeting in New York on Monday to vote on a response to the North's latest nuclear test.
US Ambassador Nikki Haley warned during the meeting that North Korean leader Kim Jong Un is "begging for war" and urged for the Security Council to approve the "strongest possible measures" to publish Pyongyang.
"War is never something the United States wants - we don't want it now, but our country's patience is not unlimited," Haley said.
Switzerland offered to act as a mediator to help resolve the rising tensions in the North Korea crisis, casting doubt on whether further sanctions would have any effect on Pyongyang.
Swiss President Doris Leuthard noted that both Switzerland and Sweden have a long history of neutral and discreet diplomacy with North Korea. Pyongyang's leader Kim Jong Un also once studied in Switzerland.
She said: "We are ready to also offer our role for good services as a mediator, and in the coming weeks it will all depend on how the US and China can have an influence in this crisis."
"I think it really is time for dialogue," Leuthard told reporters in Berne.
Earlier on Monday, South Korea's defense ministry said Pyongyang is preparing for more ballistic missile launches - prompting fears across the region and the beyond.
On Sunday Pyongyang said it had tested a hydrogen bomb that can be loaded onto an intercontinental ballistic missile (ICBM). If confirmed, it would be the most powerful device ever tested by North Korea.
The defense ministry said North Korea's nuclear test on Sunday was measured at 50 kilotons, or 50,000 metric tons of TNT, marking its strongest to date.
Seoul responded to the nuclear test by conducting live-fire drills on Monday, staging a simulated attack on Pyonyang's main nuclear site.
South Korea's defense ministry also noted that it will install additional launchers of the Terminal High-Altitude Area Defense (THAAD) system, which has been heavily criticized by China.
"Four remaining launchers will soon be temporarily deployed through consultations between South Korea and the US to counter growing nuclear and missile threats from the North," the defense ministry said in a statement.
Meanwhile, US Defense Secretary James Mattis said Washington will respond with a "massive" retaliation to any threat to the US or its allies in the region.
The US was "not looking to the total annihilation of a country," but had "many options to do so," Mattis added. Mattis' remarks came as the White House considered an appropriate response to the escalating crisis.
US President Donald Trump was briefed on all possible military options against North Korea during a meeting with his national security team on Sunday, Mattis said.
South Korea's "talk of appeasement" with North Korea will not work, Trump said, adding that Pyongyang will "only understand one thing."
Russian President Vladimir Putin and his Chinese counterpart, Xi Jinping, agreed to "appropriately deal with" North Korea's nuclear test, China's state news agency Xinhua reported.
Japanese Prime Minister Shinzo Abe said North Korea's "nuclear and missile development programs pose a new level of a grave and immediate threat" and "seriously undermines the peace and security of the region." Abe also called Trump to discuss the test, according to a White House statement issued late on Sunday.
Meanwhile, Australian Prime Minister Malcolm Turnbull responded to the nuclear test by describing North Korean leader Kim Jong Un as "cruel and evil," adding that China could do more to stop his aggression.
US President Donald Trump has said he thinks Pyongyang will adhere to a promise to suspend missile tests. The billionaire has agreed to take part in a historic summit with North Korean leader Kim Jong Un within weeks.
North Korea's Foreign Minister Ri Yong Ho has called US President Donald Trump's speech to the UN "the sound of a dog barking." Trump had said the US may be forced to "totally destroy" North Korea.


text:
Do cities really take the lead on climate change?
By Eric Jaffe on Jan 15, 2013
PhilippeLPhotography pifou95
Climate change is at least a distant fifth in line for attention from the federal government, behind sequestration, debt ceiling, gun control, and immigration. Couple that position with the fact that many congressional lawmakers don't even think warming exists, and the United States isn't likely to take meaningful climate action anytime soon. That means it's up to localities to take the lead — states in a general sense, but really cities themselves when it comes to the details.
To better understand the motivation for local action, UCLA urban planner Rui Wang has been studying how cities go about taking action on climate change. Wang recently reviewed California planning surveys to determine climate actions taken in 2008 and 2009 by the state's 480 cities. In an upcoming issue of Urban Affairs Review, Wang reports that cities tend to adopt climate change policies in increments — pushing simple policies first, then in some cases working toward more challenging ones.
In other words, writes Wang, cities pick for the "lower-hanging fruits." (Even in California, with state environmental laws like SB 375 and CEQA in place, cities must implement the policies.)
Take the adoption of local actions to mitigate harmful emissions. For 2008 and 2009, Wang found that the most widely adopted policy climate actions were at the individual project level, such as mitigating greenhouse gas emissions in a major public project (71 percent). Efforts to tackle the problem at a systemic level were far less common. Only 15 percent of cities calculated their community baseline emissions, and only 9 percent set formal emission reduction targets.
A similar pattern emerged with regard to particular projects in 2008. Cities more commonly adopted project measures that improved energy efficiency in buildings or reduced car travel (48 and 44 percent, respectively). When it came to sequestration measures, such as planting trees to trap carbon, that rate fell to 23 percent. Only 2 percent of cities went so far as to purchase carbon offsets.
These findings show us two things about city climate actions, according to Wang. The first is that local climate actions in California occur incrementally — not haphazardly. Cities willing to adopt tougher systemic actions (like baseline targets) or project measures were very likely to have already adopted the easier policies that most cities chose.
Of course the second thing we see with the results is that most cities stop at the easier policies. The easier individual mitigation strategies can be "win-win": reducing building energy, for instance, not only helps the environment but saves money. The tougher ones, like purchasing offsets, require direct costs and have fewer tangible benefits for developers.
So the goods news is that, at least in California, localities are working up toward strong policy in an incremental fashion — not tossing darts and seeing what they hit. The less good news (it's certainly not "bad," per se) is that many cities are stopping at what Wang calls the "easier" actions:
The above observations indicate that some actions were adopted first and more frequently, whereas other actions, probably because of their higher costs or institutional barriers, were mainly adopted by a subgroup of those who adopted the "easier" actions. This incremental pattern of adoption sup¬ports the existing literature's finding that cities tend to focus on win-win measures but fail to adopt a systematic and structured strategy to tackle climate change.
This analysis must be kept in broader perspective, especially compared to federal inaction. Yes, some cities may be picking what Wang calls the "lower-hanging fruits" when it comes to climate change policies. At the same time, climate action remains a very new part of the policy world, and in some cases the easiest policy may also be a good fit. What climate actions cities are picking is important to know — but that they're picking deserves recognition as well.
This story was produced by Atlantic Cities as part of the Climate Desk collaboration.


text:
The Grim Toll of War è un cortometraggio muto del 1913 diretto da Kenean Buel. Prodotto dalla Kalem Company, il film fu distribuito nelle sale dalla General Film Company il 12 marzo 1913, interpretato da Anna Q. Nilsson e da Guy Coombs.

Trama

Produzione
Il film fu prodotto dalla Kalem Company

Distribuzione
Il film fu distribuito nelle sale degli Stati Uniti dalla General Film Company il 12 marzo 1913.

Collegamenti esterni

Cortometraggi drammatici
Film di guerra

redpajama_set_name: RedPajamaWikipedia


text:
Health Systems Innovation and Delivery
We know that strong systems create and sustain health. That's why we work with governments, local organizations, communities, and users to design, introduce, and scale service innovations that will expand access to person-centered primary health care.
Could the latest Ebola outbreak help avert future epidemics?
Becoming data detectives: how health care workers are finding new meaning in hard numbers
More than milestones: marching hand-in-hand toward universal health coverage
Battling "superbugs": Fighting antimicrobial resistance through partnership
Antimicrobial resistance is a growing health concern worldwide. If resistance continues to rise at the current rate, we could revert to a world where even simple infections are untreatable.
5 key takeaways from the UN General Assembly
Following the 74th session of the United Nations General Assembly (UNGA), PATH leaders share insights on our progress toward Sustainable Development Goal 3—what's been accomplished and what still remains.
Preparing the health workforce to make the most of data
For nearly thirty years as a health worker in Tanzania, Salome has used pen and paper to record patient data. A digital transformation promises to streamline her work and improve patient care.
Q&A: How digital and data are transforming health in Africa
We recently chatted with Jeff Bernson, PATH's chief data officer and vice president of Technology, Analytics, and Market Innovation, to get his thoughts on the state of digital transformation in Africa.
The promise of a digitally connected DR Congo
Browse resources and publications from our program in the PATH resource database.


I like this. It's mesmerising.
Fabulous capture Nicola - so reminiscent of 2016's weather.
Many thanks Chris, chuffed that it is going in the next Journal. The tiny cobwebs are everywhere in the plants outside my house, but they were invisible until one day in October when the rain was a really fine mist and got caught in the cobwebs without breaking them. I think it looks very dynamic when in fact there was no movement!


Made with heavy Chinese Damask fabric embued with embroidered dragons. These stylish smoking jackets reverse to a solid black damask. Cuffs can be turned up to show contrasting colors.
Features two large pockets and knotted cloth buttons.


text:
Q: Return Character in Function #include <stdio.h>

char printBrowse(char choice);

int main(void) {
    char letter;
    printBrowse(letter);
    printf("-->%c", letter);
    getch();
}

char printBrowse(char choice) {
    printf("Welcome to Orange Movie Box\n\n");
    printf(" a)Browse by Name\n");
    printf(" b)Browse by Genre\n");
    printf(" c)Browse by Year\n");
    printf(" d)Browse by Age Rating\n");
    printf("Please choose your browsing method:");
    scanf("%c", &choice);

    return choice;
}

How to return choice from printBrowse to main? When I try to run this code, it works but when I print variable 'letter' it prints 'u' instead of 'c' when I input it on printBrowse.

A: You could use a return value:
#include <stdio.h>

char printBrowse()
{
   char choice;
   printf("Welcome to Orange Movie Box\n\n");
   printf(" a)Browse by Name\n");
   printf(" b)Browse by Genre\n");
   printf(" c)Browse by Year\n");
   printf(" d)Browse by Age Rating\n");
   printf("Please choose your browsing method:");
   scanf("%c", &choice);
   return choice;
}

int main(void)
{
   char letter = printBrowse();
   printf("-->%c", letter);
   getch();
}

Or you could pass the char by pointer:
#include <stdio.h>

void printBrowse(char* choice)
{
   printf("Welcome to Orange Movie Box\n\n");
   printf(" a)Browse by Name\n");
   printf(" b)Browse by Genre\n");
   printf(" c)Browse by Year\n");
   printf(" d)Browse by Age Rating\n");
   printf("Please choose your browsing method:");
   scanf("%c", choice);
}

int main(void)
{
   char letter;
   printBrowse(&letter);
   printf("-->%c", letter);
   getch();
}

A: That is because when you are calling your function from main(), you are not storing the return value anywhere in the main() function.
int main(void)
{
    char letter;
    letter = printBrowse(); //storing the return value of printBrowse() function in letter variable
    printf("-->%c", letter);
    getch();
}

at the same time u can remove the parameter passing from the function printBrowse()
char printBrowse() {
    char choice;
    printf("Welcome to Orange Movie Box\n\n");
    printf(" a)Browse by Name\n");
    printf(" b)Browse by Genre\n");
    printf(" c)Browse by Year\n");
    printf(" d)Browse by Age Rating\n");
    printf("Please choose your browsing method:");
    scanf("%c", &choice);

    return choice;
}

A: Given the function signature, I believe you want to change your printBrowse function to this:
Your passing variable name letter to function printBrowse would not change the variable letter itself unless you pass the address of the variable &letter.
void printBrowse(char *choice)            //you pass the address of a char variable
{

  printf("Welcome to Orange Movie Box\n\n");
  printf(" a)Browse by Name\n");
  printf(" b)Browse by Genre\n");
  printf(" c)Browse by Year\n");
  printf(" d)Browse by Age Rating\n");
  printf("Please choose your browsing method:");
  scanf("%c", choice);

 }

Correspondingly, you main function need some changes to:
int main(void)
{
  char letter;
  printBrowse(&letter);
  printf("-->%c", letter);
  //getch();   sorry, I don't understand why you need getch() here.
}

redpajama_set_name: RedPajamaStackExchange


text:
Accident & Health Results
There are 149 companies in this market
Individual Disability Income
1 ACACIA LIFE INSURANCE CO 0.00% 0 $79.00 $79.00 $7.00 $0.00 $0.00 0.00%
2 ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK 0.00% 0 $622.00 $623.00 $0.00 $100.00 $100.00 16.05%
3 AMERICAN BANKERS LIFE ASSURANCE OF FLORIDA 0.00% 1 $239.00 $449.00 $0.00 $0.00 $-16.00 -3.56%
4 AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS 17.46% 37081 $18,424,024.00 $18,551,263.00 $0.00 $7,856,176.00 $7,845,898.00 42.29%
5 AMERICAN FAMILY MUTUAL INSURANCE COMPANY S.I. 0.00% 18 $4,149.00 $6,904.00 $0.00 $500.00 $-2,431.00 -35.21%
6 AMERICAN FIDELITY ASSURANCE COMPANY 0.00% 4 $916.00 $916.00 $0.00 $0.00 $-16.00 -1.75%
7 AMERICAN GENERAL LIFE INSURANCE CO 0.28% 1009 $291,330.00 $293,014.00 $0.00 $335,958.00 $249,680.00 85.21%
8 AMERICAN HERITAGE LIFE INSURANCE COMPANY 0.68% 1401 $718,022.00 $711,392.00 $0.00 $259,203.00 $242,217.00 34.05%
9 AMERICAN INCOME LIFE INSURANCE CO 0.00% 6 $1,366.00 $1,390.00 $0.00 $2,143.00 $1,466.00 105.47%
10 AMERICAN NATIONAL INSURANCE COMPANY 0.01% 16 $8,638.00 $8,569.00 $0.00 $0.00 $-925.00 -10.79%
11 AMERICAN PIONEER LIFE INSURANCE COMPANY 0.00% 1 $724.00 $731.00 $0.00 $0.00 $0.00 0.00%
12 AMERICAN REPUBLIC INSURANCE COMPANY 0.00% 1 $230.00 $233.00 $0.00 $0.00 $0.00 0.00%
13 AMERICAN STATES INSURANCE COMPANY 0.01% 24 $13,659.00 $37,909.00 $0.00 $8,320.00 $-163,280.00 -430.72%
14 AMERICAN UNDERWRITERS LIFE INSURANCE COMPANY 0.00% 1 $0.00 $722.00 $0.00 $0.00 $0.00 0.00%
15 AMERICAN UNITED LIFE INSURANCE COMPANY 0.01% 13 $14,460.00 $15,574.00 $0.00 $15,178.00 $5,028.00 32.28%
16 AMERITAS LIFE INSURANCE CORP 0.15% 120 $162,161.00 $136,830.00 $0.00 $0.00 $21,038.00 15.38%
17 ASSURITY LIFE INSURANCE COMPANY 0.68% 974 $716,733.00 $708,845.00 $0.00 $339,126.00 $280,747.00 39.61%
18 ATHENE ANNUITY & LIFE ASSURANCE COMPANY 0.06% 127 $62,591.00 $62,634.00 $0.00 $81,313.00 $72,554.00 115.84%
19 ATHENE ANNUITY AND LIFE COMPANY 0.03% 46 $26,410.00 $31,195.00 $0.00 $208,718.00 $175,710.00 563.26%
20 AUTO OWNERS LIFE INSURANCE COMPANY 0.08% 102 $85,536.00 $87,221.00 $0.00 $22,829.00 $35,350.00 40.53%
21 AXA EQUITABLE LIFE INSURANCE COMPANY 0.40% 319 $426,048.00 $442,403.00 $0.00 $1,708,901.00 $1,719,191.00 388.60%
22 BANKERS FIDELITY LIFE INSURANCE COMPANY 0.00% 6 $4,602.00 $4,781.00 $0.00 $11,368.00 $11,557.00 241.73%
23 BANKERS LIFE AND CASUALTY COMPANY 0.08% 142 $83,172.00 $89,024.00 $0.00 $140,426.00 $80,819.00 90.78%
24 BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA 3.47% 1925 $3,667,115.00 $3,633,100.00 $0.00 $585,529.00 $2,364,587.00 65.08%
25 BOSTON MUTUAL LIFE INSURANCE COMPANY 0.00% 359 $3,095.00 $3,101.00 $0.00 $5,067.00 $5,160.00 166.40%
26 BRIGHTHOUSE LIFE INSURANCE COMPANY 0.11% 101 $113,029.00 $123,496.00 $0.00 $40,083.00 $617,256.00 499.82%
27 CANADA LIFE ASSURANCE COMPANY 0.05% 70 $53,139.00 $58,374.00 $0.00 $236,473.00 $235,847.00 404.03%
28 CENTRAL SECURITY LIFE INSURANCE CO 0.00% 0 $875.00 $875.00 $0.00 $0.00 $-500.00 -57.14%
29 CENTRAL STATES INDEMNITY COMPANY OF OMAHA 0.06% 409 $62,884.00 $63,756.00 $0.00 $3,276.00 $3,002.00 4.71%
30 CENTRE LIFE INSURANCE COMPANY 0.15% 134 $160,031.00 $165,739.00 $0.00 $81,813.00 $-3,569.00 -2.15%
31 CHESAPEAKE LIFE INSURANCE COMPANY THE 0.04% 214 $47,346.00 $46,455.00 $0.00 $0.00 $0.00 0.00%
32 CINCINNATI LIFE INSURANCE COMPANY THE 0.04% 36 $38,624.00 $39,895.00 $0.00 $0.00 $10,573.00 26.50%
33 CMFG LIFE INSURANCE COMPANY 0.00% 15 $1,913.00 $1,946.00 $0.00 $2,267.00 $627.00 32.22%
34 COLONIAL LIFE & ACCIDENT INSURANCE COMPANY 3.21% 6646 $3,383,898.00 $3,394,356.00 $0.00 $1,533,274.00 $1,559,109.00 45.93%
35 COLUMBUS LIFE INSURANCE COMPANY 0.00% 1 $128.00 $140.00 $0.00 $0.00 $0.00 0.00%
36 COMBINED INSURANCE CO OF AMERICA 0.59% 1827 $623,640.00 $626,727.00 $0.00 $202,597.00 $201,270.00 32.11%
37 COMMERCIAL TRAVELERS LIFE INSURANCE COMPANY 0.00% 304 $3,748.00 $3,860.00 $0.00 $1,086.00 $1,086.00 28.13%
38 COMMONWEALTH ANNUITY AND LIFE INSURANCE COMPANY 0.01% 10 $9,072.00 $9,351.00 $0.00 $120,152.00 $120,229.00 1,285.73%
39 CONNECTICUT GENERAL LIFE INS CO 0.11% 109 $119,242.00 $131,428.00 $0.00 $380,433.00 $239,900.00 182.53%
40 CONSTITUTION LIFE INSURANCE COMPANY 0.00% 3 $197.00 $203.00 $0.00 $288.00 $257.00 126.60%
41 CONTINENTAL GENERAL INSURANCE COMPANY 0.02% 47 $23,872.00 $23,878.00 $0.00 $0.00 $0.00 0.00%
42 COUNTRY LIFE INSURANCE COMPANY 0.23% 290 $246,030.00 $245,799.00 $0.00 $104,577.00 $120,245.00 48.92%
43 EMC NATIONAL LIFE COMPANY 0.01% 20 $10,775.00 $13,353.00 $0.00 $13,782.00 $14,964.00 112.06%
44 FARM BUREAU LIFE INSURANCE COMPANY OF MISSOURI 0.02% 47 $19,658.00 $20,859.00 $0.00 $8,804.00 $11,878.00 56.94%
45 FARMERS NEW WORLD LIFE INSURANCE COMPANY 0.00% 4 $294.00 $294.00 $0.00 $0.00 $0.00 0.00%
46 FEDERAL LIFE INSURANCE COMPANY 0.00% 4 $1,300.00 $1,034.00 $0.00 $0.00 $0.00 0.00%
47 FEDERATED LIFE INSURANCE COMPANY 0.57% 597 $603,453.00 $616,837.00 $0.00 $238,320.00 $264,080.00 42.81%
48 FIDELITY LIFE ASSOCIATION A LEGAL RESERVE LIFE INSURANCE COMPANY 0.01% 94 $7,281.00 $7,266.00 $0.00 $0.00 $0.00 0.00%
49 FIDELITY SECURITY LIFE INSURANCE COMPANY 0.02% 7 $19,683.00 $8,331.00 $0.00 $0.00 $6,899.00 82.81%
50 FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY 0.00% 2 $161.00 $183.00 $0.00 $8,821.00 $8,817.00 4,818.03%
51 GENERAL AMERICAN LIFE INSURANCE COMPANY 0.34% 316 $355,475.00 $352,634.00 $0.00 $1,224,948.00 $1,175,688.00 333.40%
52 GENWORTH LIFE AND ANNUITY INSURANCE COMPANY 0.00% 2 $2,209.00 $2,172.00 $0.00 $12,000.00 $12,026.00 553.68%
53 GOLDEN RULE INSURANCE COMPANY 0.00% 12 $1,351.00 $1,390.00 $0.00 $0.00 $0.00 0.00%
54 GREAT WEST LIFE ASSURANCE COMPANY 0.04% 77 $45,217.00 $46,853.00 $0.00 $69,757.00 $70,109.00 149.64%
55 GUARANTEE TRUST LIFE INSURANCE COMPANY 0.00% 1 $438.00 $438.00 $0.00 $0.00 $0.00 0.00%
56 GUARDIAN LIFE INSURANCE COMPANY OF AMERICA 1.31% 812 $1,386,760.00 $1,389,314.00 $22,002.00 $1,390,186.00 $1,556,055.00 112.00%
57 HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY 0.02% 6 $17,460.00 $17,351.00 $0.00 $67,200.00 $686,834.00 3,958.47%
58 HCC LIFE INSURANCE COMPANY -0.54% 19 $-566,173.00 $57,810.00 $0.00 $6,962,658.00 $4,867,083.00 8,419.10%
59 HORACE MANN LIFE INSURANCE COMPANY 0.01% 19 $8,801.00 $8,722.00 $0.00 $0.00 $-738.00 -8.46%
60 ILLINOIS MUTUAL LIFE INSURANCE COMPANY 1.53% 4076 $1,613,123.00 $1,652,372.00 $0.00 $1,085,721.00 $918,206.00 55.57%
61 INDEPENDENT ORDER OF FORESTERS THE 0.00% 13 $1,078.00 $1,078.00 $0.00 $0.00 $0.00 0.00%
62 INDIVIDUAL ASSURANCE COMPANY LIFE HEALTH & ACCIDENT 0.00% 10 $1,213.00 $1,413.00 $0.00 $0.00 $0.00 0.00%
63 INVESTORS LIFE INSURANCE COMPANY OF NORTH AMERICA 0.00% 3 $455.00 $477.00 $0.00 $0.00 $-7.00 -1.47%
64 JACKSON NATIONAL LIFE INSURANCE COMPANY 0.47% 514 $494,695.00 $499,766.00 $0.00 $751,779.00 $751,779.00 150.43%
65 JEFFERSON NATIONAL LIFE INSURANCE COMPANY 0.00% 4 $2,460.00 $2,406.00 $0.00 $0.00 $0.00 0.00%
66 JOHN ALDEN LIFE INSURANCE COMPANY 0.01% 14 $13,214.00 $13,323.00 $0.00 $6,916.00 $7,455.00 55.96%
67 JOHN HANCOCK LIFE INSURANCE COMPANY (USA) 0.08% 86 $89,342.00 $95,136.00 $76.00 $22,477.00 $22,477.00 23.63%
68 KANAWHA INSURANCE COMPANY 0.21% 157 $222,460.00 $222,460.00 $0.00 $22,299.00 $32,283.00 14.51%
69 KANSAS CITY LIFE INSURANCE COMPANY 0.01% 33 $15,592.00 $16,153.00 $0.00 $39,700.00 $20,477.00 126.77%
70 KNIGHTS OF COLUMBUS 0.02% 33 $18,131.00 $17,479.00 $0.00 $0.00 $569.00 3.26%
71 LAFAYETTE LIFE INSURANCE COMPANY THE 0.00% 2 $391.00 $391.00 $0.00 $0.00 $0.00 0.00%
72 LEADERS LIFE INSURANCE COMPANY 0.16% 373 $165,998.00 $0.00 $0.00 $15,937.00 $0.00 N/A
73 LIBERTY LIFE ASSURANCE COMPANY OF BOSTON 0.00% 2 $313.00 $271.00 $0.00 $0.00 $0.00 0.00%
74 LIFESECURE INSURANCE COMPANY -0.00% 2 $-141.00 $-147.00 $0.00 $0.00 $0.00 0.00%
75 LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK 0.00% 1 $639.00 $685.00 $0.00 $0.00 $0.00 0.00%
76 LINCOLN NATIONAL LIFE INSURANCE COMPANY 0.35% 271 $369,595.00 $417,574.00 $0.00 $293,757.00 $448,787.00 107.47%
77 MADISON NATIONAL LIFE INSURANCE COMPANY INC 0.00% 2 $92.00 $92.00 $0.00 $0.00 $21.00 22.83%
78 MANHATTANLIFE ASSURANCE COMPANY OF AMERICA 0.06% 139 $58,761.00 $59,051.00 $0.00 $35,559.00 $35,446.00 60.03%
79 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY 6.87% 4527 $7,249,143.00 $7,414,664.00 $364,226.00 $7,681,841.00 $6,773,326.00 91.35%
80 MEDICO INSURANCE COMPANY 0.00% 8 $2,686.00 $2,859.00 $0.00 $1,429.00 $-18,869.00 -659.99%
81 MEGA LIFE AND HEALTH INSURANCE COMPANY THE 0.01% 87 $12,771.00 $12,767.00 $0.00 $2,500.00 $2,500.00 19.58%
82 METROPOLITAN LIFE INSURANCE COMPANY 3.66% 1973 $3,860,551.00 $3,847,087.00 $0.00 $1,382,797.00 $2,501,530.00 65.02%
83 MIDLAND NATIONAL LIFE INSURANCE COMPANY 0.00% 5 $974.00 $973.00 $0.00 $9,800.00 $14,781.00 1,519.12%
84 MINNESOTA LIFE INSURANCE COMPANY 0.64% 339 $672,621.00 $699,744.00 $0.00 $707,540.00 $384,249.00 54.91%
85 MODERN WOODMEN OF AMERICA 0.00% 10 $900.00 $922.00 $0.00 $11,062.00 $-7,189.00 -779.72%
86 MONY LIFE INSURANCE COMPANY 0.28% 262 $296,641.00 $313,092.00 $108,445.00 $96,836.00 $73,089.00 23.34%
87 MUTUAL OF OMAHA INSURANCE COMPANY 0.47% 784 $491,560.00 $501,715.00 $0.00 $387,937.00 $517,712.00 103.19%
88 MUTUAL TRUST LIFE INSURANCE COMPANY A PAN-AMERICA LIFE INSURANCE GROUP STOC 0.00% 3 $5,086.00 $5,057.00 $0.00 $0.00 $0.00 0.00%
89 NASSAU LIFE INSURANCE COMPANY 0.06% 104 $61,633.00 $12,974.00 $0.00 $121,007.00 $81,724.00 629.91%
90 NASSAU LIFE INSURANCE COMPANY OF KANSAS 0.00% 2 $894.00 $907.00 $0.00 $628.00 $747.00 82.36%
91 NATIONAL GUARDIAN LIFE INSURANCE COMPANY 0.01% 24 $7,324.00 $7,481.00 $0.00 $16,000.00 $16,000.00 213.88%
92 NATIONAL LIFE INSURANCE COMPANY 0.15% 162 $153,081.00 $183,133.00 $0.00 $152,313.00 $162,926.00 88.97%
93 NATIONAL TEACHERS ASSOCIATES LIFE INSURANCE COMPANY 0.43% 760 $456,665.00 $454,525.00 $0.00 $270,040.00 $272,199.00 59.89%
94 NATIONWIDE LIFE INSURANCE COMPANY 0.00% 3 $1,095.00 $1,097.00 $0.00 $7,200.00 $7,200.00 656.34%
95 NEW ENGLAND LIFE INSURANCE COMPANY 0.12% 139 $128,622.00 $131,102.00 $0.00 $68,336.00 $29,453.00 22.47%
96 NEW YORK LIFE INSURANCE COMPANY 0.44% 403 $464,050.00 $463,301.00 $1,035.00 $995,957.00 $657,299.00 141.87%
97 NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY 21.51% 18476 $22,698,571.00 $22,608,009.00 $6,288,468.00 $10,191,076.00 $12,853,861.00 56.86%
98 OHIO NATIONAL LIFE ASSURANCE CORPORATION 0.22% 193 $231,190.00 $231,514.00 $0.00 $430,649.00 $435,288.00 188.02%
99 OHIO NATIONAL LIFE INSURANCE COMPANY THE 0.14% 103 $149,630.00 $149,881.00 $19,053.00 $146,000.00 $150,908.00 100.69%
100 OLD AMERICAN INSURANCE COMPANY 0.00% 4 $437.00 $440.00 $0.00 $0.00 $8.00 1.82%
101 PAN-AMERICAN LIFE INSURANCE COMPANY 0.10% 74 $105,775.00 $98,742.00 $0.00 $335,407.00 $303,410.00 307.28%
102 PAUL REVERE LIFE INSURANCE COMPANY 3.58% 2391 $3,780,455.00 $3,979,997.00 $0.00 $5,165,818.00 $4,892,477.00 122.93%
103 PENN MUTUAL LIFE INSURANCE COMPANY THE 0.10% 68 $101,533.00 $111,362.00 $0.00 $63,362.00 $308,999.00 277.47%
104 PENNSYLVANIA LIFE INSURANCE COMPANY 0.15% 1421 $161,467.00 $161,467.00 $0.00 $182,561.00 $182,561.00 113.06%
105 PHILADELPHIA AMERICAN LIFE INSURANCE COMPANY 0.01% 25 $10,964.00 $11,118.00 $0.00 $5,602.00 $5,230.00 47.04%
106 PHYSICIANS MUTUAL INSURANCE COMPANY 0.00% 5 $1,022.00 $1,022.00 $0.00 $5,200.00 $5,004.00 489.63%
107 PRIMERICA LIFE INSURANCE COMPANY 0.00% 8 $2,351.00 $2,340.00 $0.00 $0.00 $279.00 11.92%
108 PRINCIPAL LIFE INSURANCE COMPANY 5.73% 2893 $6,050,683.00 $4,545,775.00 $0.00 $1,351,082.00 $1,835,034.00 40.37%
109 PROFESSIONAL INSURANCE COMPANY 0.29% 358 $308,731.00 $308,425.00 $0.00 $91,214.00 $85,730.00 27.80%
110 PROTECTIVE LIFE INSURANCE COMPANY 0.01% 14 $14,706.00 $14,614.00 $0.00 $11,260.00 $16,007.00 109.53%
111 PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY 11.35% 20444 $11,983,787.00 $12,143,704.00 $0.00 $7,855,143.00 $8,965,482.00 73.83%
112 PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY 0.20% 98 $214,610.00 $216,363.00 $0.00 $155,687.00 $170,079.00 78.61%
113 PRUDENTIAL INSURANCE COMPANY OF AMERICA THE 0.02% 68 $21,429.00 $21,695.00 $0.00 $16,327.00 $16,327.00 75.26%
114 RELIASTAR LIFE INSURANCE COMPANY 0.00% 7 $3,494.00 $3,493.00 $0.00 $0.00 $-8,137.00 -232.95%
115 RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK 0.00% 1 $209.00 $196.00 $0.00 $0.00 $0.00 0.00%
116 RESERVE NATIONAL INSURANCE COMPANY 0.00% 5 $309.00 $443.00 $0.00 $3,593.00 $3,491.00 788.04%
117 RIVERSOURCE LIFE INSURANCE COMPANY 1.42% 1585 $1,500,947.00 $1,500,747.00 $0.00 $412,279.00 $414,405.00 27.61%
118 SECURITY LIFE INSURANCE COMPANY OF AMERICA 0.00% 3 $1,767.00 $1,764.00 $0.00 $0.00 $0.00 0.00%
119 SECURITY LIFE OF DENVER INSURANCE COMPANY 0.00% 1 $233.00 $252.00 $0.00 $0.00 $0.00 0.00%
120 SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK 0.00% 2 $543.00 $544.00 $0.00 $0.00 $0.00 0.00%
121 SENTRY LIFE INSURANCE COMPANY (L&H ACCT) 0.00% 1 $95.00 $122.00 $0.00 $0.00 $-7,377.00 -6,046.72%
122 SHELTER LIFE INSURANCE COMPANY 0.08% 142 $88,123.00 $89,260.00 $0.00 $212,896.00 $192,939.00 216.15%
123 STANDARD INSURANCE COMPANY 2.61% 1576 $2,749,935.00 $2,818,487.00 $0.00 $568,753.00 $403,162.00 14.30%
124 STANDARD LIFE AND ACCIDENT INSURANCE COMPANY 0.00% 8 $678.00 $701.00 $0.00 $3,526.00 $2,970.00 423.68%
125 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 2.48% 5690 $2,617,152.00 $2,566,789.00 $0.00 $1,162,641.00 $755,930.00 29.45%
126 SYMETRA LIFE INSURANCE COMPANY 0.02% 25 $16,114.00 $16,757.00 $0.00 $3,293.00 $2,386.00 14.24%
127 TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY 0.00% 5 $834.00 $413.00 $0.00 $218.00 $833.00 201.69%
128 TALCOTT RESOLUTION LIFE INSURANCE COMPANHY 0.01% 3 $8,397.00 $8,495.00 $0.00 $0.00 $0.00 0.00%
129 THRIVENT FINANCIAL FOR LUTHERANS 0.98% 1596 $1,029,762.00 $1,032,928.00 $147,649.00 $533,000.00 $961,044.00 93.04%
130 TIME INSURANCE COMPANY 0.00% 10 $5,193.00 $5,902.00 $0.00 $5,700.00 $4,543.00 76.97%
131 TRANSAMERICA LIFE INSURANCE COMPANY 0.02% 66 $17,488.00 $17,815.00 $0.00 $17,283.00 $16,895.00 94.84%
132 TRANSAMERICA PREMIER LIFE INSURANCE COMPANY 0.01% 88 $7,732.00 $7,830.00 $0.00 $20.00 $31.00 0.40%
133 TRUSTMARK INSURANCE COMPANY 0.06% 228 $59,574.00 $59,889.00 $0.00 $56,898.00 $45,370.00 75.76%
134 UNIFIED LIFE INSURANCE COMPANY 0.01% 15 $9,687.00 $10,024.00 $0.00 $52,097.00 $50,216.00 500.96%
135 UNION CENTRAL LIFE INSURANCE COMPANY 1.35% 1031 $1,424,979.00 $1,455,940.00 $0.00 $488,631.00 $721,103.00 49.53%
136 UNITED AMERICAN INSURANCE COMPANY 0.00% 3 $328.00 $328.00 $0.00 $0.00 $0.00 0.00%
137 UNITED COMMERCIAL TRAVELERS OF AMERICA 0.02% 369 $17,758.00 $18,442.00 $0.00 $2,243.00 $2,319.00 12.57%
138 UNITED INSURANCE COMPANY OF AMERICA 0.02% 124 $20,770.00 $20,720.00 $0.00 $9,907.00 $9,099.00 43.91%
139 UNITED LIFE INSURANCE COMPANY 0.03% 39 $35,793.00 $37,819.00 $0.00 $10,500.00 $3,145.00 8.32%
140 UNITED SECURITY HEALTH AND CASUALTY INSURANCE COMPANY 0.00% 3 $2,485.00 $2,547.00 $0.00 $0.00 $0.00 0.00%
141 UNITED TEACHER ASSOCIATES INSURANCE COMPANY 0.00% 20 $3,737.00 $3,742.00 $0.00 $13,147.00 $12,350.00 330.04%
142 UNUM LIFE INSURANCE COMPANY OF AMERICA 1.44% 1476 $1,519,913.00 $1,607,082.00 $0.00 $3,149,407.00 $2,531,347.00 157.51%
143 USAA LIFE INSURANCE COMPANY 0.06% 53 $63,179.00 $64,082.00 $0.00 $61,156.00 $14,780.00 23.06%
144 VOYA INSURANCE AND ANNUITY COMPANY 0.00% 1 $11.00 $11.00 $0.00 $3,413.00 $-16,428.00 -149,345.45%
145 WASHINGTON NATIONAL INSURANCE COMPANY 0.01% 82 $12,074.00 $14,091.00 $0.00 $12,449.00 $42,570.00 302.11%
146 WESTERN AND SOUTHERN LIFE INSURANCE COMPANY 0.00% 69 $198.00 $198.00 $0.00 $0.00 $0.00 0.00%
147 WILCAC LIFE INSURANCE COMPANY 0.02% 17 $22,745.00 $22,745.00 $0.00 $56,000.00 $-68,939.00 -303.10%
148 WILCO LIFE INSURANCE COMPANY 0.01% 11 $7,448.00 $7,228.00 $0.00 $12,200.00 $12,640.00 174.88%
149 WOODMEN OF THE WORLD LIFE INSURANCE SOCIETY 0.00% 2 $4,039.00 $4,023.00 $0.00 $0.00 $0.00 0.00%