Let's say you've cruised the Caribbean on several forgettable occasions. You've also cruised the Mediterranean and made one memorable sailing in Asia.
You're eager now for a completely different kind of seagoing experience.
Hurtigruten is for you. On its ships, you won't find casinos or water slides. You won't be asked to abide by a dress code. Your fellow passengers will be unpretentious and highly intellectual people from around the world. And your cruise will mainly take place on the polar seas of our planet.
Hurtigruten is the Norwegian line that first made its name as Norwegian Coastal Voyages in sailings up and down the Norwegian coast, featuring the fjords of that unspoiled area.
It has since expanded to sailings of Antarctica, to trips along the entire coast of Iceland, to adventures in Greenland and other northern places.
Each of its cruises is accompanied by an "expedition team" of highly skilled hikers and outdoor explorers. Each cruise features daytime hiking expeditions along the areas where the ship stops.
The cruise is meant for active persons and for persons with curiosity about the terrains and wildlife of our polar areas. If you're among them, you'll find that the oddly named Hurtigruten is for you.
Skim its vacation descriptions and you'll never again be content with a sailing aboard the larger and more placid cruise ships with their casinos, water slides, and dress codes.


text:
#region Project Description [About this]
// =================================================================================
//            The whole Project is Licensed under the MIT License
// =================================================================================
// =================================================================================
//    Wiesend's Dynamic Link Library is a collection of reusable code that
//    I've written, or found throughout my programming career.
//
//    I tried my very best to mention all of the original copyright holders.
//    I hope that all code which I've copied from others is mentioned and all
//    their copyrights are given. The copied code (or code snippets) could
//    already be modified by me or others.
// =================================================================================
#endregion of Project Description
#region Original Source Code [Links to all original source code]
// =================================================================================
//          Original Source Code [Links to all original source code]
// =================================================================================
// https://github.com/JaCraig/Craig-s-Utility-Library
// =================================================================================
//    I didn't wrote this source totally on my own, this class could be nearly a
//    clone of the project of James Craig, I did highly get inspired by him, so
//    this piece of code isn't totally mine, shame on me, I'm not the best!
// =================================================================================
#endregion of where is the original source code
#region Licenses [MIT Licenses]
#region MIT License [James Craig]
// =================================================================================
//    Copyright(c) 2014 James Craig
//
//    Permission is hereby granted, free of charge, to any person obtaining a copy
//    of this software and associated documentation files (the "Software"), to deal
//    in the Software without restriction, including without limitation the rights
//    to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
//    copies of the Software, and to permit persons to whom the Software is
//    furnished to do so, subject to the following conditions:
//
//    The above copyright notice and this permission notice shall be included in all
//    copies or substantial portions of the Software.
//
//    THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
//    IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
//    FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
//    AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
//    LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
//    OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
//    SOFTWARE.
// =================================================================================
#endregion of MIT License [James Craig]
#region MIT License [Dominik Wiesend]
// =================================================================================
//    Copyright(c) 2016 Dominik Wiesend. All rights reserved.
//
//    Permission is hereby granted, free of charge, to any person obtaining a copy
//    of this software and associated documentation files (the "Software"), to deal
//    in the Software without restriction, including without limitation the rights
//    to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
//    copies of the Software, and to permit persons to whom the Software is
//    furnished to do so, subject to the following conditions:
//
//    The above copyright notice and this permission notice shall be included in all
//    copies or substantial portions of the Software.
//
//    THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
//    IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
//    FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
//    AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
//    LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
//    OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
//    SOFTWARE.
// =================================================================================
#endregion of MIT License [Dominik Wiesend]
#endregion of Licenses [MIT Licenses]

using System;
using System.Diagnostics.Contracts;
using System.Linq.Expressions;

namespace Wiesend.DataTypes.DataMapper.Interfaces.Contracts
{
    ///
    /// ITypeMapping contract class
    ///
    [ContractClassFor(typeof(ITypeMapping))]
    internal abstract class ITypeMappingContract : ITypeMapping
    {
        ///
        /// Automatically maps properties that are named the same thing
        ///
        /// <returns></returns>
        public ITypeMapping AutoMap()
        {
            Contract.Ensures(Contract.Result<ITypeMapping>() != null);
            return null;
        }

        ///
        /// Copies from the source to the destination
        ///
        /// <param name="Source">Source object</param>
        /// <param name="Destination">Destination object</param>
        public void Copy(object Source, object Destination)
        {
            Contract.Requires<ArgumentNullException>(Source != null);
            Contract.Requires<ArgumentNullException>(Destination != null);
        }
    }

    ///
    /// ITypeMapping contract class
    ///
    /// <typeparam name="Left">The type of the left.</typeparam>
    /// <typeparam name="Right">The type of the right.</typeparam>
    [ContractClassFor(typeof(ITypeMapping<,>))]
    internal abstract class ITypeMappingContract<Left, Right> : ITypeMapping<Left, Right>
    {
        public ITypeMapping<Left, Right> AddMapping(Expression<Func<Left, object>> LeftExpression, Expression<Func<Right, object>> RightExpression)
        {
            Contract.Ensures(Contract.Result<ITypeMapping<Left, Right>>() != null);
            return null;
        }

        public ITypeMapping<Left, Right> AddMapping(Func<Left, object> LeftGet, Action<Left, object> LeftSet, Expression<Func<Right, object>> RightExpression)
        {
            Contract.Ensures(Contract.Result<ITypeMapping<Left, Right>>() != null);
            return null;
        }

        public ITypeMapping<Left, Right> AddMapping(Expression<Func<Left, object>> LeftExpression, Func<Right, object> RightGet, Action<Right, object> RightSet)
        {
            Contract.Ensures(Contract.Result<ITypeMapping<Left, Right>>() != null);
            return null;
        }

        public ITypeMapping<Left, Right> AddMapping(Func<Left, object> LeftGet, Action<Left, object> LeftSet, Func<Right, object> RightGet, Action<Right, object> RightSet)
        {
            Contract.Ensures(Contract.Result<ITypeMapping<Left, Right>>() != null);
            return null;
        }

        public void Copy(Left Source, Right Destination)
        {
        }

        public void Copy(Right Source, Left Destination)
        {
        }

        public void CopyLeftToRight(Left Source, Right Destination)
        {
        }

        public void CopyRightToLeft(Right Source, Left Destination)
        {
        }

        public ITypeMapping AutoMap()
        {
            return null;
        }

        public void Copy(object Source, object Destination)
        {
        }
    }
}

redpajama_set_name: RedPajamaGithub


We have eight convenient health center locations in San Diego, Orange and Riverside counties. Our administrative office is located in Vista. Scroll through the page below for a map and list of locations, services, hours and contact information.
To access the following services and departments, first dial the main phone number, and then dial the additional extensions afterward.
press 4, then press 3.
If you are not a member of the news media, please see above for the numbers of main offices.
Send us an email or use the contact form below to get in touch with us regarding our services, employment and/or volunteer opportunities. Or, if you'd like to make an appointment, please call (844) 308-5003.


text:
Mobile solar pump for remote areas
Researchers at the Indian Institute of Technology Bhubaneswar have developed a solar power system that can be easily moved between farms to pump water for irrigation. The kit comprises solar panels and an inverter to power a surface-mounted pump.
February 21, 2022 pv magazine
The mobile solar pumping system developed by an IIT Bhubaneswar team.
IIT Bhubaneswar
Researchers at the Indian Institute of Technology Bhubaneswar have designed and developed a solar system for water pumping which can easily be moved from one farm to another. The kit is useful for pumping water in remote areas and helps small scale farmers who could pool money to use the equipment on a shared basis.
The technology has already been deployed in hard-to-reach areas of the state of Odisha.
IIT Bhubaneswar academics Srinivas Bhaskar Karanki, of the school of electrical sciences, and Satish D Dhandole, from the school of mechanical sciences, led the project.
Karanki told pv magazine: "We have used a tractor trolley for the movable system. The trolley is designed to have a foldable structure to accommodate six panels. The trolley needs to be attached with the tractor head to move from one place to another. The system works with two different types of pumps, one submersible and the other surface-mounted. The surface-mount is taken along with the movable SPV [solar photovoltaic] system. Further, the movable structure is equipped with an inverter."
The system can generate enough power to operate submersible and monoblock-pump AC motors even at low irradiation. The inverter circuitry is designed to achieve maximum solar energy harvesting with single-stage power conversion from DC to AC, thereby increasing reliability and reducing the overall cost.
The system can also be operated from a single-phase grid electricity supply, if needed, and is designed to operate a 2hp AC pump with the inverter able to accommodate up to 5hp loads.
The mobile solar pumps have been installed in 13 locations in districts including Angul, Dhenkanal, Puri, Bhadrak, Korput, Keonjhar, Nayagarh, and Mayurbhaj. Three more systems have been installed in the villages of Podapada, Kanaspada, and Khudupur, with those settlements having been adopted by IIT Bhubaneswar under the government's Unnat Bharat Abhiyan policy, which aims to leverage scientific advances developed in academic institutions in rural settings.
The mobile solar project is funded by the Directorate of Agriculture and Food Production of the government of Odisha under the central government's Rashtriya Krishi Vikas Yojana agricultural development program.

redpajama_set_name: RedPajamaCommonCrawl


CNN News: Who are these mascots for triathlon training in Malibu, California?
Who are these mascots for triathlon training in Malibu, California?
Malibu, California – Every good triathlon team has mascots. Who are these little critters? These little fellers watch over us triathletes for the Malibu Nautica Triathlon. We members of the Warner Bros/CNN triathlon team are doing an ocean swim, cycling, and running every weekend in preparation for the race in mid-September. Call us #fitnation.
Photos from Omegacon 2014 held at Main Street Arena in Charlottesville, Va on Aug 15-17. The event is on it's second year and looks like participation tripled from last year.
A hot air ballon from Red Rock Balloon Adventures in Sedona AZ landed in the middle of Dry Creek Road early this morning blocking traffic and spooking the tour passengers aboard. The ballon narrowly missed a high tension line. No injuries were sustained when the ballon set down on the roadway as the pilot navigated a heavily forested area after loosing lift.
Around a dozen people gathered in Tampa, Florida on Saturday to voice their anger and frustration in the shooting death of Michael Brown in Missouri last week. Carol Lim has more.
Outside of Busch Stadium, as the St. Louis Cardinals were taking on the San Diego Padres, a crowd of protesters assembled to voice their concerns about the Ferguson Police Department and Michael Brown's death.
I as many others have left a mark in history as we write in chalk our sadness, frustration, and remembrance.


HBZ coin (HBZ) is a cryptocurrency token and operates on the Ethereum platform. HBZ coin has a current supply of 1,005,250,000 HBZ with 782,301,957 HBZ in circulation. The last known price of HBZ coin is 0.000537 USD and is up 5.97% over the last 24 hours. It is currently trading on 13 active market(s) with 48,661 USD traded over the last 24 hours. More information can be found at https://www.hbzcoin.com/#/.


Domestication Handbook, writes Bhanu Kapil, meshes "gender theory...the philosophy of Donna Haraway, contemporary farming techniques, and suburban girlhood together, in a work that is both entertaining, slightly wild and incredibly brave." Kristen Stone's first book charts the diffusion of trauma in the suburbs, where "nothing ever happens." Little animals destroy dolls and learn language. They choose chatrooms over love, and scrawl on their friends with ballpoint pen. The girl/animal's lessons in geography, architecture, anatomy bewilder: learning is painful, filthy, slick with mucous and steeped in joy. Kristen Stone has degrees in anthropology, women's studies, and creative writing; she lives in Gainesville, Florida, where she works as a youth advocate.


There are absolutely many apple iphone situations out there; however a number of these iPhone rooms are comparable looking. Apple iphone instances that are readily available in lots on the market today make it hard to select one instance from the others. A you wish to pick a special apple iphone instance amongst all the apple iphone bags around. Among the different kinds of apple iphone cases you will certainly discover for your baby there are bags and enclosures made from natural leather, fabric and also some rubber and also you should see some case that truly turn your iPhone right into something actually special. And to locate this unique apple iphone instance you will certainly need to check out each of these cases thoroughly.
Amongst the far better situation creates such bags include the names of Belkin, Contour Designs and also perhaps likewise Power Support whose iPhone instances will normally cost you concerning thirty dollars. Various other makes worth taking into consideration when looking for an excellent iPhone instance consists of NLU Products that has its really own Bodyguards that is a comprehensive room for your apple iphone's body which will avoid it from being scratched. When looking amongst several iPhone cases prior to you make your decision on which to acquire, there are some points you need to bear in mind. Among these points are that far better iPhone situations share that they do not take the allure of your iPhone away and these instances can even improve the apple iphone's check out some calculated handling of the plastic that is made use of in them.
Perhaps, in my opinion, the most effective apple iphone cases that are offered today are of the Belkin Acrylic Case kind for your apple iphone. applegazette article on iphone cases firm has actually invested significant time and effort in understanding the ability necessary to create a wonderful iPhone case and these cases will outline the electronic camera, buttons, ports and likewise the buttons extremely firmly and it provides the user simply the appropriate accessibility to each apple iphone part. It additionally has a belt clip that can be detached and also the case can also be made use of as a stand for watching video clips on your apple iphone. Yet obviously all points have a back side. And when it pertains to the Belkin Acrylic Case for your apple iphone, there are some problems that might interfere with its high appeal and this consists of having a better open face that can place your iPhone in jeopardy of becoming damaged in its case. There is likewise a notable lack of screen film and I would likewise like to have a full-face that detracts from this otherwise outstanding iPhone instance.


text:
July/August 2014 Issue
Secrets of the creative brain, inside the Lennon-McCartney collaboration, Afghanistan after Karzai, why cartoon mothers are all dead, and more View Magazine
Secrets of the Creative Brain
Nancy C. Andreasen
The Power of Two
Joshua Wolf Shenk
Five Creative Solutions
Creative Pairs, in Their Own Words
After Karzai
Mujib Mashal
A Bar in Britain That Doesn't Serve Beer
In Britain's "dry bars," alcohol-free is the new alcohol
By Uri Friedman
Peter Oumanski
Is a bar still a bar if it doesn't serve alcohol?
That's the existential question facing patrons of the "dry bars" that have cropped up lately across Britain, one of the world's heaviest-drinking countries. At Sobar, in Nottingham, mixologists have approximated the pub experience with drinks that are designed to be sipped, not downed quickly—like Smokey Pete's Meaty Mary (tomato and lemon juices, barbecue sauce, honey, and a bacon-based snack called Frazzles).
Nick Barton of Action on Addiction, a charity that owns The Brink, an establishment in Liverpool, doesn't much care whether people think of the place as a dry bar, a café, or a glorified juice stand. What's important is that it provides alcoholics a place to socialize without getting sloshed.
The name is an allusion to the harrowing precipices of addiction, Barton tells me, but it's also fun to whisper into a cabbie's ear: Take me to The Brink! He likes to think of The Brink, which is nestled among restaurants and pubs, as "a part of the drinking culture of Liverpool—not hidden away." The brainchild of Jacquie Johnston-Lynch, whose brother was killed by a drunk driver, the bar opened in 2011—the same year the Liverpool Echo dubbed the city the "alcohol abuse capital of England."
Copycat establishments are in the offing in cities like Brighton and Glasgow. But although The Brink is sometimes referred to as Britain's first dry bar, it is in fact the first modern dry bar. "Temperance bars" run by herbalists proliferated in the late 19th century, hawking beverages like ginger beer. Barton says that compared with these Victorian forerunners, today's dry bars aren't as "dreary" and "puritanical." The scene is so vibrant, in fact, that one teetotaler in London has begun reviewing them on a blog she calls Mocktail Hour. Its tagline? "Because 'sobriety' is the new 'shit-faced.' "


text:
You are here: Home News News Archive Science News (2010) Hermits and Cranks: Lessons from Martin Gardner on Recognizing Pseudoscientists
Hermits and Cranks: Lessons from Martin Gardner on Recognizing Pseudoscientists
In 1950 Martin Gardner published an article in the Antioch Review entitled "The Hermit Scientist," about what we would today call pseudoscientists. It was Gardner's first publication of a skeptical nature (he was the math games columnist for Scientific American for more than a quarter of a century). In 1952 he expanded it into a book called In the Name of Science, with the descriptive subtitle "An entertaining survey of the high priests and cultists of science, past and present." Published by Putnam, the book sold so poorly that it was quickly remaindered and lay dormant until 1957, when it was republished by Dover. It has come down to us as Fads and Fallacies in the Name of Science, which is still in print and is arguably the skeptic classic of the past half a century.
To read the rest of the article, click here.
"I agree with most of what Gardner and Shermer say about the personalities of cranks except that they are too simplistic and ideological when it comes to the the phenomena of the paranormal and UFOs. Neither of them are real scientists by the way, but are basically journalists. To balance their extremism, see Brian Josephson's Mind-Matter Project web page.
Even mainstream physics today has pseudo-scientific fantasies yet to fulfill the grandiose claims made for them even on Public Broadcasting System's NOVA. Specifically, string theory, hot fusion, and quantum computers. On the other hand, we may expect some progress on them, though don't hold your breath. See Roger Penrose on fashions and fantasies in physics as well as the books by Lee Smolin and Peter Woit for alternative points of view." - Jack Sarfatti


Meaning and definitions of behalf, translation in Telugu language for behalf with similar and opposite words. Also find spoken pronunciation of behalf in Telugu and in English language.
What behalf means in Telugu, behalf meaning in Telugu, behalf definition, examples and pronunciation of behalf in Telugu language.


Taxi Transfers to Cala Ratjada - Compare Prices and Book Now!
The taxi rank at Palma Airport is located directly outside the arrivals hall at the Gate C exit. With most of the flights from mainland Spain and other cities in Europe all arriving during peak hours, you may have to wait in a queue until a taxi becomes available. The taxis on Mallorca are easy to recognise as they are all white with Mallorca-flag-coloured red and yellow stripes on the doors and bonnet, plus they all have the universal illuminated taxi sign on the roof.
All fares in Mallorca are calculated by taximeter. Additional charges are levied in the evening and on weekends and national holidays. Taxis in Mallorca are only allowed to carry four passengers and that includes babies. Therefore, if you are travelling in a group or have a lot of luggage you would be better off using a private airport transfer company who can pick you up with a vehicle that best suits your requirements.
❗ Beware: Ignore anyone who approaches you in or outside the arrivals hall offering you a ride to your destination. These are illegal operators who do not have the required insurance.
A popular option, and especially so in Mallorca due to high passenger numbers during the summer, is to arrange a private airport transfer. This is our favourite mode of transport for a number of reasons.
There is no waiting around for a taxi or bus as the driver is there in the arrivals hall waiting to take you to your car.
You can select the type of vehicle you require based on the number of passengers, luggage and whether you need a baby seat or a vehicle that has a wheelchair ramp.
All the vehicles are of a higher standard than taxis and tend to be much newer.
You know the price you are paying to get to your hotel, villa or apartment before you get in the car.
This might sound a bit snobby, but you kind of feel like a VIP when you see the driver of the car holding up a sign with your name on it.
There are several companies in Mallorca offering private airport transfers, so to decide which one is best for you we suggest you read reviews of the company on TripAdvisor. Our favourite happens to be a company called Solhop, which incidentally happens to be the top rated private airport transfer company on the island. Booking with Solhop is easy too, as all their staff and drivers speak English.
The driving distance from Palma Mallorca International Airport to Cala Ratjada is around under 80 kilometres and the journey takes around one hour and ten minutes on good roads all the way. When leaving the airport, follow the signs for Santanyi on the MA-19 motorway. After just two kilometres take Exit 10 towards Manacor. Continue driving on the MA-15 motorway for 40 kilometres until you see a sign for Cala Ratjada (also spelt "Cala Rajada").
Palma Mallorca International Airport is the third busiest airport in Spain after Madrid and Barcelona, handling over 27 million passengers in 2017.
Being such a busy airport, all the major car hire companies such as Alamo, Hertz, Sixt, Europcar, RecordGo, Enterprise, Thrifty, Avis, Budget, Goldcar, Rhodium, Interent, Keddy by Europcar have desks in the arrivals hall.
There are several off-site rental companies as well that provide a free shuttle bus to their lots and can be more competitive due to not being located at the airport. These include Centauro, OK, Hiper, Wiber, Dollar and Drivalia.
During the summer months there is a large demand for cars, so to avoid disappointment and to get the car that best suits your needs, it is important to book well in advance of your holiday.
All car hire companies have different policies when it comes to fuel, with most operating a system of you picking up the car with a full tank and bringing it back with a full tank. It is advisable to read your rental agreement closely and be sure to take out sufficient insurance so that you are covered for any eventuality.
For more detailed information on the topic, please also see our car hire page.
There is no direct bus to Cala Ratjada from Palma Mallorca International Airport. You must catch the Airport-Palma-Bus #1 to the main bus station at the Plaça d'Espanya in Palma. From there you need to take the #411 bus operated by TIB to Cala Ratjada. The total journey time is just over three hours, including the transfer time in Palma.
Located on the north-eastern tip of Mallorca on the Punta de Capdepera peninsula, Cala Ratjada is the closest point in Mallorca to the island of Menorca from where on a clear day you can see Ciutadella.
Still an active fishing port and ferry crossing to Menorca, Cala Ratjada and its rocky coastline have retained much of its traditional ways despite an influx of tourists during the summer.
During June, July and August the promenade between Playa Son Moll and Cala Gat is alive with people enjoying their summer holidays. During the off-season, the seafront businesses close down for the winter, leaving a handful of bars open catering to locals and expats who have settled in the area.
Cala Ratjada is an excellent choice if you are looking to avoid the purpose-built resort hotels and is perfect to use as a base for exploring the east of the island.


Topshop has recently engaged in a number of bold moves during London Fashion Week to leverage social media and deliver new brand engagement and shopping experiences for it's customers. It's without a doubt one of the best and most innovative examples we've seen of a full social strategy put in to effect for a given campaign – and the results seem to speak for themselves.
In the weeks leading up to London Fashion Week, Aeguana worked with CreateLondon (http://createlondon.co.uk) to create a large form factor Twitter Vending Machine that would dispense mystery silver envelopes, containing a range of products such as make up and cosmetics. The concept was stunningly simple – the machine was modified and branded, and users were incentivised to Tweet about the brand, including a #topshoptreats hashtag. Every unique consumer would then receive a 'goody envelope' in exchange.
But this was only the tip of the iceberg. Topshop went much further to really explore how social media platforms such as Twitter could be used for amazing engagement opportunities during events such as London Fashion Week. It must be one of the best synergistic examples encompassing retail, social media and out of home. What I personally found quite exciting was how they managed to integrate the live Fashion Week trends with a purchasing experience.
The way it worked was simple: live trends from London Fashion Week were analysed in real time, and this would automatically identify related products from Topshop to show on digital billboards. Every time these trends were aggregated, a hashtag was also shown on the billboards (such as #colourblocking). If a user tweeted the hashtag, they would receive a tweet back with curated recommendations that could be purchased there and then. This is an amazing use of social media, and more specifically Twitter, to complement the purchasing experience, and make it a far more contextual experience.
It's fascinating that Topshop partnered with Twitter directly to undertake this campaign, and it also highlights Twitter's interest in bridging the gap between the online 'social' experience, and real-world purchasing activities. Personally, I think this is a brilliant way of bridging that gap, and if used correctly (and this is only one of many ideas that are sure to follow) could completely transform the purchasing experience, making it more interactive and engaging. Couple that with some other tools like augmented reality, and suddenly the high street could look very different in a few years.
We're excited to see where this goes, and continue to play our part in creating amazing products that push the limits, and create new opportunities.


We opened Hb to offer you something that's pretty difficult to find: a cutting edge bike shop that feels comfortable. So, we first built the coolest place we could imagine, then we hired the best people we could find, friendly and knowledgeable people that love cycling and more importantly love cyclists. So it doesn't matter if you're completely green to bikes or if you've been racing for years, we want you to know that you now have a bike shop you can rely on.
We promise to make your experience in our shop a pleasurable and memorable one. To listen to you, the customer. To make you feel welcome in our store and on our rides. To understand your needs. To never settle. To change the status quo.
We promise to be passionate about the bikes we sell to you and the bikes you bring in for repair. To always treat your bicycle as our own.
We make this promise to you because we love cycling and want you love it just as much.
Price Drop'n Like It's Hot.
The Original Boutique Family Bike Shop.
A Highly Curated Boutique Bike Shop.
The Brain and Nerve Center of All the Awesome-ness.
"Looking over the other reviews, there's a consensus that says this place delivers beyond what's expected and that was definitely my experience"
"This store is fantastic! Staff is extremely knowledgeable & welcoming. They take the time to answer all your questions without making you feel silly."
"Great staff, great bikes. I drive 40 minutes because they do the best work. Cool layout, lots of bikes to choose from - they also are very involved in the community & host lots of group rides."
"This is one of the best experiences I have ever had at a bike shop and I will be sure to return in the future. If you need you bicycle serviced these are the guys to see. THANKS HILLTOP !!!!"
"Fantastic bike shop! The owners set the tone and the team there live it. It's about the customer experience and about the bike...no matter the skill or ability or knowledge of the rider. Just join one of their shop rides or participate in one of the skills sessions for simple proof. Their mechanics are great...they care...they're approachable. When I moved to New Jersey, I struggled finding the right bike shop for me. When I finally walked into this one, I knew I need not have looked any further. Highly, highly recommend it!!"
"Hilltop Bicycles goes beyond sales and service (which are excellent, by the way). They have created a culture that is fun, energetic, for men, women, and kids"


Question: What happens if household goods are under-insured? Will I get a claim paid in full?
Answer: If there is a total loss, the maximum that can be paid out will be the sum insured.
For partial losses, both Move NZ and Transit International Household Goods policies contain an "Average Clause".
"If at the time of loss or damage The Property Insured is collectively of a greater value than the total sum insured then you shall be considered as being your own insurer for the difference and bear a rateable share of the loss accordingly."
The uninsured value above the sum insured will be for The Insured person to bear, as per the Example following.


text:
Overdue Debt on Foreign Currency -Denominated Loans and Loans in Precious Metals Extended by 30 Largest Banks to Legal Entities and Individual Entrepreneurs, by Economic Activities and Fund Use
(Regional Structure)
Data in Excel format
on 01.01
millions of rubles
Overdue debt as of 01/11/2012
mining and quarrying of natural minerals
of which:
electricity, gas and water supply
agriculture, hunting and forestry
wholesale and retail trade; repair services for means of transport, furnishings and private used goods
for settlement finality
mining and quarrying of energy producing materials
food products, including beverages and tobacco
wood and products of wood
pulp and paper products, publishing and printing
coke, petroleum products and nuclear materials
other non-metal mineral products
metals and metal products
transport vehicles and equipment
agriculture, hunting and services in these areas
construction of buildings and installations
regular and irregular air transport
agricultural and forestry machinery
The Russian Federation 54,069 323 0 13,302 1,155 220 518 0 192 3,872 202 1,451 0 667 588 184 524 162 5,368 2,566 2,091 907 12,899 16,779 2,599 0
CENTRAL FEDERAL DISTRICT 31,423 0 0 7,829 89 0 160 0 5 3,532 0 1,425 0 0 0 184 42 42 3,662 2,533 1,163 0 7,754 8,771 2,018 0
Belgorod Region 606 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 38 568 0 0
Bryansk Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Vladimir Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Voronezh Region 105 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 42 42 0 0 0 0 63 0 0 0
Ivanovo Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Kaluga Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Kostroma Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Kursk Region 89 0 0 89 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Lipetsk Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Moscow Region 3,520 0 0 727 0 0 2 0 0 724 0 0 0 0 0 5 0 0 2,454 2,454 38 0 296 0 0 0
Orel Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Ryazan Region 48 0 0 45 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 0 0 0
Smolensk Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Tambov Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Tver Region 5 0 0 5 0 0 0 0 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Tula Region 558 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 505 0 53 0 0 0
Yaroslavl Region 111 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 111 0 0 0
Moscow 26,381 0 0 6,963 89 0 158 0 0 2,808 0 1,425 0 0 0 179 0 0 1,208 79 621 0 7,190 8,202 2,018 0
NORTH-WESTERN FEDERAL DISTRICT 13,700 126 0 1,611 697 119 358 0 134 0 101 0 0 79 0 0 68 68 0 0 906 906 3,988 6,881 120 0
Republic of Karelia 329 0 0 329 0 14 315 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Komi 158 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 158 0 0 0
Arkhangelsk Region 126 125 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0
including Nenets Autonomous Area 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Vologda Region 35 0 0 21 0 21 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 14 0 0 0
Kaliningrad Region 1,036 0 0 82 0 0 0 0 82 0 0 0 0 0 0 0 35 35 0 0 789 788 16 0 114 0
Leningrad Region 43 0 0 42 0 0 43 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0
Murmansk Region 98 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 98 0 0 0
Novgorod Region 80 0 0 42 0 42 0 0 0 0 0 0 0 0 0 0 33 33 0 0 0 0 5 0 0 0
Pskov Region 205 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 205 0 0 0
Saint Petersburg 11,590 0 0 1,094 697 42 0 0 52 0 101 0 0 79 0 0 0 0 0 0 118 118 3,490 6,882 6 0
SOUTHERN FEDERAL DISTRICT 4,232 0 0 2,759 0 20 0 0 0 248 0 14 0 588 588 0 181 48 1,090 0 4 0 143 55 0 0
Republic of Adygeya (Adygeya) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Kalmykia 89 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 40 49 0 0
Krasnodar Territory 533 0 0 282 0 20 0 0 0 248 0 14 0 0 0 0 156 23 0 0 0 0 95 0 0 0
Astrakhan Region 6 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 5 0 0
Volgograd Region 1,090 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1,089 0 0 0 0 0 0 0
Rostov Region 2,514 0 0 2,479 0 0 0 0 0 0 0 0 0 588 588 0 24 24 0 0 3 0 8 0 0 0
NORTH-CAUCASIAN FEDERAL DISTRICT 394 0 0 394 302 0 0 0 0 92 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Daghestan 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Ingushetia 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Kabardino-Balkar Republic 90 0 0 90 90 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Karachai-Cherkess Republic 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of North Ossetia - Alania 212 0 0 212 212 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chechen Republic 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Stavropol Territory 92 0 0 92 0 0 0 0 0 92 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
VOLGA FEDERAL DISTRICT 605 0 0 105 1 4 0 0 0 0 42 0 0 0 0 0 4 4 0 0 0 0 241 255 0 0
Republic of Bashkortostan 45 0 0 41 0 0 0 0 0 0 0 0 0 0 0 0 4 4 0 0 0 0 0 0 0 0
Mari El Republic 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Mordovia 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Tatarstan (Tatarstan) 26 0 0 26 0 0 0 0 0 0 26 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Udmurt Republic 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chuvash Republic - Chuvashia 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Perm Territory 22 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 21 0 0
Kirov Region 4 0 0 4 0 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Nizhny Novgorod Region 56 0 0 21 1 0 0 0 0 0 16 0 0 0 0 0 0 0 0 0 0 0 1 34 0 0
Orenburg Region 13 0 0 13 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Penza Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Samara Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Saratov Region 338 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 138 200 0 0
Ulyanovsk Region 101 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 101 0 0 0
URAL FEDERAL DISTRICT 2,580 0 0 45 0 0 0 0 0 0 0 12 0 0 0 0 0 0 616 33 16 0 648 814 441 0
Kurgan Region 33 0 0 33 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Sverdlovsk Region 1,523 0 0 12 0 0 0 0 0 0 0 12 0 0 0 0 0 0 33 33 16 0 648 814 0 0
Tyumen Region 441 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 441 0
including Khanty-Mansi Autonomous Area - Yugra 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
including Yamal-Nenets Autonomous Area 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chelyabinsk Region 583 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 583 0 0 0 0 0 0 0
SIBERIAN FEDERAL DISTRICT 527 84 0 308 66 77 0 0 53 0 59 0 0 0 0 0 0 0 0 0 1 0 125 3 6 0
Altai Republic 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Buryatia 136 84 0 52 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Tuva 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Republic of Khakassia 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Altai Territory 117 0 0 111 34 77 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 3 0 0
Trans-Baikal Territory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Krasnoyarsk Territory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Irkutsk Region 6 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6 0
Kemerovo Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Novosibirsk Region 93 0 0 91 32 0 0 0 0 0 59 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0
Omsk Region 127 0 0 53 0 0 0 0 53 0 0 0 0 0 0 0 0 0 0 0 0 0 74 0 0 0
Tomsk Region 48 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 48 0 0 0
FAR-EASTERN FEDERAL DISTRICT 608 113 0 251 0 0 0 0 0 0 0 0 0 0 0 0 229 0 0 0 1 1 0 0 14 0
Republic of Sakha (Yakutia) 330 79 0 251 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Kamchatka Territory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Primorye Territory 15 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 14 0
Khabarovsk Territory 229 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 229 0 0 0 0 0 0 0 0 0
Amur Region 34 34 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Magadan Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Sakhalin Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Jewish Autonomous Region 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Chukotka Autonomous Area 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Last update: 05/04/2013 05:45


This beautiful Bretton cross puppy was saved from being drowned and is now looking for a home. Can you help this lovely boy?
Billy is a Bretton Cross puppy – around 3 months old. He will be medium sized.
Now can you offer him a home?


text:
Q: Oracle Stored Procedure Slow Performance i have a simple stored procedure. i use this to show data from my db. i want to optimize this query because i think this is slow. 31 seconds for 220.000 rows. so this is my query
BEGIN
    sql_base :=
            'SELECT
                p.id
                ,p.cis
                ,p.account_no
                ,p.name
                ,p.address
                ,p.village_name
                ,p.postal_code
                ,p.subdistrict_name
                ,p.regency_name
                ,p.province_name
                ,p.country_name
                ,m.group_id
                ,i.name
                ,m.id
                ,m.name
                ,m.address
                ,m.village_name
                ,m.postal_code
                ,m.subdistrict_name
                ,m.regency_name
                ,m.province_name
                ,m.country_name
                ,listagg (mMcc.name, '','') within group (order by mMcc.name) merchantMccName
                ,o.mid
                ,o.name
                ,o.mcc_id   outletMccId
                ,REPLACE(REPLACE(o.jenis_outlet,''ecomm'',''e-commerce''),''retail'',''toko'') jenisOutlet
                ,o.MODIFIEDDATE
                ,o.CREATEDDATE
                ,o.CC_testing_ACCOUNTNO outletCcAccountNo
                ,o.DEBIT_testing_ACCNO outletDebitAccountNo
                ,MCC.name   outletMccName
                ,o.MCC_CODE   outletMccCode
                ,m.code   merchantCode
                ,p.jenisn abah   jenisn abah
                ,p.segmenn abah   segmenn abah
                ,p.IDENTITY_NO   identityNo
                ,p.IDENTITY_TYPE    identityType
                ,o.status   status
                ,NVL(o.ISOUTLET, 0)   isOutlet
                ,NVL(p.IS_ACCOUNT_testing, 0) isAccounttesting
                ,p.ACCOUNT_OTHERBANK_NO    accountOtherbankNo
                ,p.ACCOUNT_OTHERBANK_BANKNAME   accountOtherbankBankname
                ,p.ACCOUNT_OTHERBANK_NO    pemilikOtherBankAccountNo
                ,o.ADDRESS1   outletAddress1
                ,o.ADDRESS2   outletAddress2
                ,o.VILLAGE_NAME   outletVillageName
                ,o.POSTAL_CODE   outletPostalCode
                ,o.SUBDISTRICT_NAME   outletSubdistrictName
                ,o.REGENCY_NAME   outletRegencyName
                ,o.PROVINCE_NAME   outletProvinceName
                ,C E  WHEN NVL(o.IS_CC_TESTING,0)=1 THEN ''TESTING'' ELSE TO_CHAR(o.CC_OTHERBANK_NAME) END   outletCcBankName
                ,C E  WHEN NVL(o.IS_DEBIT_TESTING,0)=1 THEN ''TESTING'' ELSE TO_CHAR(o.CC_OTHERBANK_NAME) END   outletDebitBankName
                ,NVL(o.IS_CC_OTHERBANK,0) isCcOtherBank
                ,NVL(o.IS_CC_TESTING,0) is_cc_testing
                ,NVL(o.IS_DEBIT_testing,0) is_debit_testing
                ,o.CC_OTHERBANK_ACCNO ccOtherBankAccNo
                ,o.QRIS_STATIS_NMID nmid
                ,o.AGENT_BANK_CODE outletAgentBank

                FROM PEMILIK p
                LEFT JOIN  mytable m ON p.ID = m.PEM_ID
                LEFT JOIN  mytable2 i ON m.GROUP_ID = i.ID
                INNER JOIN  mytable3 o ON m.ID = o.MERCH_ID
                LEFT JOIN  mytable4 mMcc ON m.ID = mMcc.MERCH_ID
                LEFT JOIN  mytable5 mcc ON MCC.ID = o.MCC_ID

           GROUP BY
               *SAME LIKE SELECT*;

    final_result:='SELECT rec.*, count (*) over ()CountData FROM ('
            || sql_base || ') rec  '
            ||WHERE_Q
            ||ORDERBY_Q||' '||PAGING_Q ;

    OPEN O_RESULT_REC FOR
        final_result;

i already tried to change the query but still i think my query still not good. any tips to improve my query? should i change the connection in java? or this is just query problem?

redpajama_set_name: RedPajamaStackExchange


Rental properties can be a great investment for professional and first-time landlords alike. However, sometimes the unexpected can occur, whether through natural disasters, damage caused by tenants or accidents and injuries. Because of this, it's essential to protect your investment with a tenant-occupied dwelling insurance policy. To learn more about this type of policy and determine appropriate levels of coverage, contact Muller Insurance.
Tenant-occupied insurance is also known as landlord's insurance, and it's designed for individuals who own a residential property, but do not live on the premises. Instead, the property's units are occupied by renters, or tenants. This applies to single-family homes that you're not currently using, as well as multi-family rental properties.
For your convenience, Muller Insurance offers tenant-occupied dwelling insurance for 1- to 4-family homes. We also sell policies for other types of residential situations, which you can take advantage of if you ever decide to move into the home or leave it vacant.
Landlord insurance offers fairly comprehensive coverage. First, it protects against loss and damage to the building as a whole. If someone vandalizes the home or a hailstorm damages the roof, you'll be compensated. This helps you take care of any necessary repairs and keep the home in good condition for tenants.
Second, it covers liability. It's possible for someone to slip and fall down while on the property and take action against you. If this happens, you'll have the insurance to help protect you and your financial assets.
Third, it covers loss of rent. When the loss or damage to the home is so severe that the conditions are no longer livable, you'll be compensated for lost income until you can address the repairs.
Finally, an optional add-on for tenant-occupied insurance offers coverage for any contents inside of the home that you own. Most renters will provide some basic appliances, fixtures and even furniture for their tenants to use. In case something happens to any of these items, you can submit a claim for reimbursement.
You can't predict when, or if, a natural disaster or theft will happen. But a good multi-family insurance policy can provide some peace of mind and help make life as a landlord a little easier. Talk to the insurance experts at Muller Insurance for more information about this policy and what it covers. Request a free quote online, send us a message or give us a call at 201-659-2403 to get the process started.


Regular poor sleep puts you at risk of serious medical conditions including obesity, heart disease and diabetes and it shortens your life expectancy.
Why is tea the most widely consumed beverage in the world?
Yes that's correct, tea is the most consumed drink in the world after water.
How is green tea different from black tea?
Both green and black teas can be derived from the same plant.
Since tea was first discovered in China, it has become the most popular beverage in the world as well as one of the healthiest.


Our HDMI Connector is used to connect a video device with an output to a Plasma, LCD TV, Surround Sound Processor or projector with an input. The cables transfer the audio and video signal digitally, this means the picture will look identical which ever HDMI connector you use, providing the cable is capable of transmitting the signal without too much loss. Chang yang offers the product with good quality to global customers. Durability, innovation, technical excellence and impeccable performance are the major features of our products, and also form a part of our company.
Chang Yang Electronics Company Ltd. is a good and professional HDMI connector manufacturer in the field of home theater accessories. We provide high quality products for our customers in whole world. We believe our over 20 year experiences of manufacturing products shall meet requests from our customers and provide best services to meet their demands.
We, Chang Yang Electronics Company Ltd., have well-trained staffs who have professional know-how to control our quality and deal with all requests from customers. In the future, we believe Chang Yang will be your good partner.


text:
Gentleman's Jotter
London History & Lifestyle
Horology & Collecting
Travel Jotter
Inside the hidden treasures of Liberty…
"Liberty is the chosen resort of the artistic shopper." Oscar Wilde Built on Great Marlborough Street in 1924, Arthur Lasenby Liberty's … More
Liberty, London, London architecture, London blog, London history, London history blog
Remembering Jeremy Brett: The definitive Sherlock Holmes
Before Benedict Cumberbatch, Robert Downey, Jr., and Jonny Lee Miller's turn as Sir Arthur Conan Doyle's Great Detective, television audiences … More
Arthur Conan Doyle, Books, David Burke, Edward Hardwicke, Granada TV, Jeremy Brett, Sherlock Holmes
Under the microscope: discoveries from the Thames…
The Thames is one of my favourite spots in the capital, not only for a moment of quiet contemplation, but … More
architecture, Culture, History, London, mudlarking; Thames;, Photography
Travel Jotter: Dormy House, Costwolds
Tucked away in the beautiful rolling hills of the Cotswolds, close to the village of Broadway, lies the serene Farncombe … More
Dormy House; Cotswolds; Hotel; Short break; Getaway
Walking in the footsteps of a literary genius: the London home of Charles Dickens
Making your way towards Doughty Street in London's Holborn you soon become aware of a change in the architecture around … More
architecture, Author, Blog, Books, Charles Dickens, Culture, History, Photography, Reading, Restaurants
Travel Jotter: The John F. Kennedy Memorial at Runnymede on Thames
In a quiet acre of woodland situated at Runnymede on Thames lies a special memorial garden donated to the people … More
Caroline Kennedy, Edward Kennedy, Harold Macmillan, Jackie Kennedy, JFK, JFK Jnr, JFK Junior, John F Kennedy, John F Kennedy Juniior, London history, Prince Phillip, Queen Elizaberth, RFK, Robert Kennedy, Runneymede, Runneymede on Thames, Senator Kennedy, Ted Kennedy
What Exactly Is: Fulham Palace?
A short walk from Putney Bridge station lies a majestic Grade I listed property that to some, still remains largely unknown. … More
architecture, Bishop of London, Blog, Books, Culture, Fulham, Fulham Palace, Historic Palaces, History, History Blogger, Lifestyle, London, London blog, London Blogger, Photography, Profile
Remembering: Mr. Kenneth More CBE. An exclusive interview with Angela More Douglas
A CHILDHOOD HERO… When I was growing up in the 1980's the television was filled with repeats of yesteryear. This … More
A Gentleman's Jotter, Angela Douglas, Battle of Britain, Best of British, Blog, British, British Film Star, Carry On, Clocks, Culture, Doctor in the House, Douglas Bader, Father Brown, Feature, Genevieve, Gentleman, Interview, Kenneth More, Lifestyle, London, London culture blog, London lifestyle blog, Man on the Moon, Next to No Time, Night to Remember, Northwest Frontier, Profile, Reach for the Sky, restaurant, Sink the Bizmark, The 39 Steps, The Admirable Crichton, The Comedy Man, The Forsyte Saga, The Garrick Club, The Longest Day, The Thirty-Nine Steps
The Linear World Clock: Piccadilly Circus station
Amongst the crowds of commuters and tourists within the circular entrance at Piccadilly Circus station lies this wonderful relic from London Underground's past: the linear world clock.
Clocks, Horology, London architecture, London blog, London history, London history blog, World Time
Remembering: Mr. 'Beau' Brummell
"To be truly elegant one should not be noticed." Mr. George Bryan 'Beau' Brummell
A Gentleman's Jotter, Beau Brummell, Blog, British, British history, Feature, Georgian, History, London, London blog, London culture blog, London history, London history blog, mens fashion, menswear, Prince Regent, Profile, Regency
Unless otherwise stated all content is © A Gentleman's Jotter 2019. Images must not be used for commercial purposes without prior written consent.


Ocean's 8, the gender swapped reboot/sequel/spinoff of the Ocean's 11 series easily took the top spot this weekend with $41.5 million. This is technically the biggest opening for an Ocean's movie, ever. However, the last in the series, Ocean's 13, was 11 years ago. Yes, it's been eleven years already.
As for Solo: A Star Wars Story, it looks like it won't get the legs that it needs to become a success as both domestic and foreign box office has been slowing down. It has a worldwide gross of $312.2 million... and might end up under the $400 million mark when all is said and done.
Disney, shouldn't cry too long as Avengers: Infinity War, is extremely close to passing the $2 billion mark ($1.998 billion) worldwide. It will become the 4th movie to do so, ever.
In other news, Jurassic World: Fallen Kingdom, despite having mediocre buzz domestically, it opened to a huge $151 million overseas, which is a couple weeks ahead of it's domestic launch. This will probably continue to do huge numbers overseas.


An events forum, a cafeteria and an experiment space have been added to the the existing library building with its distinctive, net like and dissolved concrete facade. A designed landscaped plateau surrounds the circular structure and is set apart from the structure by a concentric light band. The entrance areas and additional spaces occupy the space below the new undulating roof. A large hall spanning all levels is the link to the existing building. The existing library is transformed to a modern "learning centre".


text:
Updated 26 August, 2017 - 23:01 Alicia McDermott
Why Were Chinese Workers Buried at a Pre-Inca Huaca in Peru?
An important site for one ancient culture usually had an appeal for those following them. For example, sacred Cañari sites in Ecuador were often recreated into Inca sites, then Spanish colonials used the same materials or locations in their building projects. A similar story can be found in Peru at Huaca (pyramid) Bellavista – a Pre-Inca site that was used and re-used right up to the 19th century, when indentured Chinese laborers found their final resting place there.
16 graves have been found dug for Chinese migrants at the top of an adobe pyramid which was first used by the Ichma people 800 years ago. Roxana Gomez, the lead archaeologist of the site, told Reuters that the Chinese graves were dug in the late 1800s and early 1900s.
Gomez said the first 11 bodies were laid to rest in cloth shrouds and placed directly in the ground, however the five later individuals had been dressed in blue-green jackets - a common item of clothing for Chinese migrants at the time - and buried in wooden coffins. One of the coffins included a small ceramic vessel and an opium pipe.
Four Pre-Inca Burials Discovered at 1500-year-old Site in Peru
Thirty Two Pre-Hispanic Mummies Uncovered in Peru
An opium pipe was included in the burial of one of the 19th century Chinese laborers discovered at Huaca Bellavista in Lima, Peru. ( Ministerio de Cultura )
It is believed the Chinese migrants probably worked under hard conditions at a nearby cotton plantation, however they were laid to rest at a significant site for Pre-Inca people.
Archaeologists believe Huaca Bellavista was an administrative center for the Ichma. Tributes and ceremonies were organized there and agriculture was a main activity for its inhabitants. Some of the features that have been identified at Huaca Bellavista are patios, irrigation canals, administrative buildings, and warehouses. The people of the area traded their products such as corn, cotton, and peanuts for fish from the coast. The Inca continued to use the site until the Spanish arrived (although their base in the area was Puruchuco). Following the Spanish arrival, huacas were considered blasphemous and new villages were created nearby for the inhabitants of Bellavista. Gomez said that Italian immigrants also kept vineyards at the base of the site, adding "The best way to understand our history is as a continuum of different cultures."
View of the Huaca Bellavista site. ( Huaca Bellavista )
Although Huaca Bellavista holds archaeological value, the site may or may not have been regarded as especially important to the individuals who dug the graves; Peru's Ministry of Culture explained that in general, Chinese workers were not allowed to be buried in Lima's Catholic cemeteries at the time, so they had improvised burials such as the ones found at the Huaca Bellavista.
2000-year-old Canals Give Life to Lima as Ancient Structures Utilized to Solve Water Crisis
The spectacular Mochican tomb complex of Huaca Rajada, Peru
The remains of one of the Chinese laborers buried at Huaca Bellavista. ( Dante Piaggio )
Apart from the burials of the Chinese laborers, numerous Inca period artifacts have also been found, such as aryballos (storage jars). Ichma elite burials containing grave goods have also been unearthed at Huaca Bellavista, some of them of children. Beads of different materials, musical instruments, figurines, textiles, and the remains of two ducks buried with a man have further demonstrated the lengthy inhabitation of the site and the diversity in its occupants.
The Ichma (Ychma or Ychsma) were one of the first two great cultures (the other being the Chancay culture ) that arose in the area of Lima following the breakup of the Wari Empire. Their area of influence extended from the Lurin Valley south of Lima to the Rimac Valley further north, and they are also known for having constructed and remodeled many of the archaeological structures currently found in Lima.
Two important archaeological sites the Ichma have been noted for creating are Puruchuco and Cajamarquilla. The Ichma also are said to have inhabited the site of Pachacamac, where they continued to grow their religious influence over the region and built 16 pyramids. The Ichma culture reached its end in the 1400s, when they were overtaken by the Inca.
The Templo del Sol (Temple of the Sun) at Pachacamac, Lima, Peru. ( CC BY 3.0 )
Top Image: Human remains and textile found in a burial at the Huaca Bellavista archaeological site in Peru. Source: Dante Piaggio
By Alicia McDermott
Ichma
Pre Columbian
Pre Inca
Alicia McDermott holds degrees in Anthropology, Psychology, and International Development Studies and has worked in various fields such as education, anthropology, and tourism. Ever since she was a child Alicia has had a passion for writing and she has written... Read More
12 January, 2022 - 00:00 Sahir
Wari Culture Used Alcohol and Drugs to Maintain Political Control
An altered state of consciousness to rule an ancient empire? Not a plot of a television series or a fantasy novella, but a page out of the fascinating book that is human history. A new study...
Read more about Wari Culture Used Alcohol and Drugs to Maintain Political Control
10 January, 2022 - 18:00 Nathan Falde
Fiberglass Moche Phallic Statue Damaged by Vandals in Peru
Just a few short days after its controversial installation, vandals have damaged a unique Moche phallic statue that was erected outside the city of Trujillo in northern Peru. The 9-foot (2.7-meter)...
Read more about Fiberglass Moche Phallic Statue Damaged by Vandals in Peru
26 November, 2021 - 00:57 ashley cowie
Adobe Brick Building Used In Peru As Early As 5,000 Years Ago
A recent study in pre-Hispanic northern Peru shows previously unacknowledged use of adobe brick building as early as 5,000 years ago. What's more, these adobe bricks were created by annual El Niño...
Read more about Adobe Brick Building Used In Peru As Early As 5,000 Years Ago
29 October, 2021 - 18:50 Nathan Falde
Ancient Peruvian Gold Mask Was Painted with Human Blood!
Archaeologists with the Sicán Archaeological Project , a decades-long study of a lost pre-Incan culture, unearthed a tomb and its contents along the northern coast of Peru in the early 1990s...
Read more about Ancient Peruvian Gold Mask Was Painted with Human Blood!
29 October, 2021 - 15:00 Bipin Dimri
Andean Agriculture: What Were The Inca Building At Moray?
In the South American nation of Peru can be found the ruins of the last Pre-Columbian civilization, the glorious Inca Empire. What was once a thriving, rich civilization is today's tourist attraction...
Read more about Andean Agriculture: What Were The Inca Building At Moray?
24 October, 2021 - 18:48 ashley cowie
29 Skeletons Found in Peru Rewrite History of Wari Culture
Archeologists excavating at an ancient temple site in northern Peru have discovered the remains of 29 bodies buried over 1,000 years ago. Having been discovered so far from their traditional...
Read more about 29 Skeletons Found in Peru Rewrite History of Wari Culture


With her new job as an Ocean Grove Junior Lifeguard, Felicia Parks's summer was supposed to involve cute boys and fun in the sun. While her summer did bring cute boys, it also brought something else, too -- a girl who looks eerily like the sister who she thought she'd lost six years earlier in a tragic accident. But how could that be possible when Scarlett was supposed to be dead? Felicia soon comes to find that the captivating song she heard the night of Scarlett's death may explain everything… and is even deadlier than she'd realized.
What would you do if you knew you might kill the person you were falling in love with?
When Felicia Parks learned about her new destiny as a siren, she didn't fully understand the obstacles that came along with it. Not until she thought she had lured Jackson, the guy who she's fallen head over heels for. Now she'll do anything it takes to protect him from her own song, even if it means she has to make sacrifices of her own.
Meanwhile, Felicia has less than a year to convince Phorcys that she can fall in love with someone without killing him, or she's going to die. That's assuming that she doesn't die even sooner than that, since a mortal has crossed her path without being affected by her song.
When Felicia visits the island the woman in her dream told her about, she and Jackson find an unexpected third party -- an unexpected, incredibly hot third party. Felicia also learns more about Angelica and knows she must do whatever is necessary to take her down.
While she sails the sea in search of the island, Felicia finds herself tangled up in a web of secrets, lies, and love.
Scarlett disappeared without a trace. It couldn't have been at a worse time. Relying on the help of Donnie and Jasmine instead, Felicia needs to figure out a way to break Jackson and Gabby free from the stone statues they've become, before someone shatters them to pieces.
But it's not just Jackson, Gabby, and Scarlett that Felicia needs to worry about. She also has to recover the ancient sirens that Angelica has turned to stone and find a way to change back Ivy and her clan of sirens, too.
As secrets begin to unravel, Felicia finds herself unsure of who she can trust. All she knows is that she needs to save everyone before it's too late.


text:
Rathbone Brothers PLC v Novae Corporate Underwriting Judgment of Mr Justice Burton-8th November 2013
Dominic Kendrick QC
Peter MacDonald Eggers QC
The Court determined a number of issues about the nature and effect of a policy of professional liability insurance. The policy was issued by London underwriters in favour of Rathbone Brothers plc ("Rathbones"), their subsidiaries and "insured persons", who were defined by the policy to include employees of an insured company employed in the performance of "professional services". Professional services were defined to mean the declared financial services "performed by or on behalf of an insured company pursuant to an agreement with a third party … for compensation".
The policy also included a provision that "Insurance provided by this policy applies excess over insurance and indemnification available from any other source" (the Excess clause) and that "The insurer shall be subrogated to all insureds' rights of recovery, contribution and indemnity before or after any payment under this policy" (the Subrogation clause).
The issues arose against the background of claims being brought in Jersey by the beneficiaries of the Jack Walker 1987 Settlement (the Trust) against a personal trustee for breach of trust. The trustee has denied the claims.
Rathbones had agreed, by contract, to indemnify the trustee against liabilities incurred by reason of his acting as a personal trustee at Rathbones' behest (the Rathbone Indemnity).
There were three principal issues which the Court decided relating to the policy:
(1) In acting as a personal trustee, was the trustee an insured person?
(2) Did the policy apply excess over the Rathbone Indemnity pursuant to the Excess clause?
(3) Were the insurers entitled to exercise rights of subrogation in respect of the Rathbone Indemnity?
The Court held that:
(1) The trustee was an insured person in his capacity as a personal trustee because he acted "on behalf of" the insured company in that he acted as a trustee at the behest of a subsidiary of Rathbones. For this purpose, the policy did not require an agreement for the provision of the trustees' services between the insured company and the trust.
(2) The policy did not apply excess over the Rathbone Indemnity pursuant to the Excess clause. Even though the clause applied to non-insurance indemnities, the judge held that it did not apply to indemnities provided by co-insureds.
(3) The insurers were entitled to exercise rights of subrogation against Rathbones in respect of the Rathbone Indemnity, but only after (not before) payment of the insurance claim. Even though Rathbones was a co-insured, the insurers were entitled to be subrogated, because Rathbones' liability under the Rathbone Indemnity was not covered under the policy and there was no relevant exclusion of subrogation.
To view the judgment click here.
Leading Counsel for the Claimants: Dominic Kendrick QC, 7 King's Bench Walk.
Leading Counsel for the Defendants: Peter MacDonald Eggers QC, 7 King's Bench Walk.
Date added: November 12th, 2013


text:
ACCEPTED

#### According to
Index Fungorum

#### Published in
Schr. naturf. Ges. Leipzig 1: 121 (1822)

#### Original name
Peziza hydrangeae Schwein.

### Remarks
null


text:
Septoria lavandulae är en svampart som beskrevs av Desm. 1900. Septoria lavandulae ingår i släktet Septoria och familjen Mycosphaerellaceae.   Inga underarter finns listade i Catalogue of Life.

Källor

Sporsäcksvampar
lavandulae

redpajama_set_name: RedPajamaWikipedia


text:
Amarionette On Their 5 Favorite Collaborations In Music History
Las Vegas, Nevada quintet Amarionette recently released their new single "Compromise," which features Kurt Travis (A Lot Like Birds, Dance Gavin Dance). The group combine aspects of post-hardcore with synth tinged wings spreading into the air. The pop-rock anthem is a perfect collaboration between sounds and landscapes, which gave us the idea to work with Amarionette to discuss some of the best collaborations in music history.
"Walk this Way" Run DMC & Aerosmith
Hip hop wasn't at all what it is now during this and Aerosmith was kind of in the back and the track really brought both the genre of hip hop to the mainstream and brought Aerosmith back into the spotlight after falling back. The reason the track resonates is it broke down a lot of walls both musical and racial. The tracks loud piercing vocals from Steven and the smooth rhymes complement each other really well.
"Beat It" Michael Jackson & Eddie Van Halen
I mean who does love this song? Seeing as Nick is the biggest Van Halen fan I've ever met this song is import to the whole band. Issy gets compared to Michal all the time. If we were a band back in the 80s this probably would have been the sound we would most sound like. Eddie's blazing guitar solo over the grooving bass line and solid drums complement Michaels voice and catchy repeated Beat it beat it beat it.
"Numb/Encore" Linkin Park & Jay-Z
All of us in the band are born around the same year give or take a couple years but all millennials and what millennial didn't hear this album. This was huge. Jay Z was Hova and Linkin Park had taken over the radio waves. Back when MTV still played music videos. Just when two very different musical styles collide and collide so well. The songs on their own were already bangers but you mash them together and they oddly work great together. It is kind of what Amarionette is doing anyway. We all have very different influences from metal, classic rock, Motown, hip hop, neo soul. Its part of the reason picking a genre for us is so hard as we all have such far and wide influences but they work well when you tastefully put them all together.
"No One Knows" Dave Grohl & Queens of the Stone Age
What else can be said. Dave fucking Grohl. Nothing gets more rock than that. The man kills it on guitar. Can clearly still kill it with the drums. He was in Nirvana. He even plays the devil for Tenacious D. Dave Grohl is a living icon. Anything Dave Grohl touches turns to gold.
"Stronger' Kanye West & Daft Punk Live at The Grammys
Did you see the performance? With the electronic music starting to take a larger spot in our music this was kind of the beginning of electronic music being used more in hip hop and just seeing daft punk in that giant pyramid was so crazy. They were doing all these crazy arpeggiated rhythms and mangling voice samples all live. I had no idea what synths and DAWs could do or what they were until I saw that and wanted to know how to do it. The performance changed me as a musician.
5/4 – Las Vegas, NV at 172
5/17 – Pomona, CA at PBW
5/18 – Fresno, CA at Tioga-Sequoia Brewing Company
6/20 – Phoenix, AZ at Pub Rock
6/21 – Amarillo, TX at Goldenlight Cantina
6/22 – Houston, TX at Secret Group (Heat Wave Music Festival)
6/23 – Austin, TX at Come and Take It
6/24 – Dallas, TX at Prophet Bar
6/25 – El Paso, TX at Rockhouse Bar & Grill
AmarionetteSean Gonzalez
Author Sean Gonzalez
This is a rock n' roll takeover.
Song Premiere: Fallow Land – "The Things You Say"
Scene Not Heard Featuring Earshot Media Founder Mike Cubillos
Exclusive Premiere: Sub Dio EP


Bibliographies are an alphabetized list of works used in citing sources. There are different styles or formats of bibliographies (works cited). APA and MLA are two of the more popular bibliography formats. APA is used in social and behavioral studies, while MLA is more widely used in language and literature. Always check with your teacher and see what edition they want your work formatted in. These formats are updated often.
The Publication Manual of the American Psychological Association (8th Edition) and the MLA Handbook for Writers of Research Papers (6th edition) are located in the media center.


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John T. Dibble is an arbitrator in Illinois. He was very active in the cases for carpal tunnel syndrome filed by 230 guards at the Menard Correctional Center. The guards alleged that their injuries were due primarily to the constant turning of keys in antiquated and rather sticky locks. No diddler, Mr. Dibble approved over half of the repetitive trauma cases filed by the guards, who collected nearly $10 million in a three year period. The repetitive filings for repetitive motion have caught the eye of Illinois Governor Pat Quinn, who has appointed a lawyer to investigate. NOTE to lawyer: WD 40 can do wonders for sticky locks.
It turns out that Mr. Dibble's sympathies run deep. In fact, he has some shared experience with the prison guards who come before him. On November 12, 2009, Mr. Dibble fell on the steps at a hearing office in Herrin. He filed a claim for "post-traumatic carpal tunnel" [whatever that may be], claiming injuries to "both knees, both hands, both elbows and (his) left little finger." That would be the finger he holds up in the air when partaking of his post-hearing tea, I suppose.
Mr. Dibble settled his case for $48,790. The payment included a 17.5% loss of function for each hand and a 7.5% loss of function in his little finger. The check was cut based upon a form signed by three parties: the office of the attorney general, a Central Management Services official and Dibble himself. Mysteriously, the award was not listed in the comp commisioner's online data base. The actual case file has disappeared – and I'm guessing that the medical records have disappeared as well. It would be fascinating to read the doctor's report that resulted in Mr. Dibble's rather generous loss of function awards.
The job of arbitrator in Illinois is hazardous, indeed. Seven of the state's 32 arbitrators either filed for or received a workers comp payment, including three for repetitive trauma. You know what happens: you listen, day in and day out, to the prison guards's tales of woe, and eventually your fingers start to tingle and your wrist aches a bit. It's the price you pay – and perhaps the reward you reap – for lending a sympathetic ear.
Kudos to reporters George Pawlaczyk and Beth Hundsdorfer of the Belleview News Democrat for their coverage of this story.
Misclassification in Maine – analysts in the Maine Labor Department estimate that tax losses to the state resulting from misclassification could be as high as $36 million a year. As in many other states, lawmakers had been looking at establishing guidelines and rules for independent contractors. Newly elected Governor Paul LePage abolished the state's misclassification task force that had been working on this initiative, stating that he would be introducing legislation based on the federal definition.
Union Demographics – Jeffrey Hirsch of Workplace Prof Blog gives us the latest report on union density for 2010: "Overall union density went down from 12.3% to 11.9%; in the private sector, union density went down from 7.2% to 6.9%, and in the public sector, it went from 37.4% to 36.2%." See more detail at his post.
Vote for Workers' Comp Notable People – Lexis Nexis announced the finalists in its Workers' Comp Notable People 2010 – check it out and vote for your favorites. Voters can select two individuals from each of the three categories. The voting period runs from January 23, 2011 through February 4, 2011. Click here to join and vote in the LinkedIn Work Comp Analysis Group.
Underwriters – After reading an article on disappearing jobs, Jared Wade of Risk Management Monitor considers whether insurance underwriters are an endangered species now that technology can crunch the numbers.
Sign of changing times? – Roberto Ceniceros discusses how some of the large carriers are letting business walk rather than price it too low. With the combined ratio moving up, many industry analysts have stated that underwriting will make the difference between profit and loss and it appears that some insurers are taking heed.
Technology – Some workers comp insurers are adopting self-reporting options for payroll reporting for employers.
Two years ago we blogged the sad story of Arthur Pierce, a commercial driver in Virginia who suffered a traumatic brain injury and eventually died from a fall on the job. Pierce's death was deemed non-compensable due to a cruel and rather peculiar glitch in the Virginia comp statute. Under the law, if a worker suffers a brain injury that is not witnessed by others, and the worker is unable to provide details on the injury (Pierce was found in a coma from which he never emerged), the incident is not compensable. There is no room for judicial discretion: no testimony, no benefits.
We also blogged a more recent incident, where Dan Casey, a cable installer, fell off a roof. Again, there were no witnesses and again, in the days and weeks following the incident, Casey had no memory of what happened. Fortunately for him and his family, he eventually was able to remember some of the details. With some reluctance, the insurer settled the case.
The problem, obviously, lies in the Virginia comp statute. Rather than allow the comp system the normal latitude in determining compensability, the law rigidly lays out a harsh standard: if there are no witnesses, the employee must provide the narrative. In the absence of a narrative, there can be no compensability. In the above rare but compelling circumstances, seriously injured workers were unable to provide details on exactly what happened.
Workers' compensation; presumption that injury arises out of employment. Creates a presumption that a workplace injury results from an accident arising out of employment for purposes of the Workers' Compensation Act if the employee is found dead or to have incurred a brain injury resulting from external mechanical force that impairs the employee's brain function to such an extent that the employee is incapable of recalling the relevant circumstances of the accident. A judicially created presumption currently exists when an employee is found dead as the result of an accident at his place of work and there is no evidence offered to show what caused the death or to show that he was not engaged in his employer's business at the time.
Note that the brain injury must be the result of "external mechanical force" – no aneuryisms need apply. This revision would crack open the door to compensability just enough for a grievously injured Arthur Pierce or Dan Casey to slip through.
Pierce's widow has been lobbying the legislature to address this gaping hole in coverage for Virginia workers. She has nothing to gain, as the changes will not be retroactive. But it would be comforting to think that workers who suffer severe brain injuries on the job in the Old Dominion State will have recourse to the protections that are virtually universal for all workers. That would be a sanity clause, indeed.
It's deja vu all over again at Managed Care Matters, where Joe Paduda hosts commentary on the rematch of the healthcare reform debate in this week's Health Wonk Review: Repeal, replace, renew, revise, revisit – what the bloggers say. It's a great issue with good contributions and diverse opinions on the matter. Check it out!
The skinny on fat – As a follow-on to my colleague's post on the not-so-hidden-cost of obesity earlier in the week, we offer this visualization – the obesity map from the CDC, which shows the dramatic rise in obesity rates from 1985 through 2009. You can also see a state-by-state breakdown of obesity rates.
Underwriting front and center – Dan Reynolds of Risk & Insurance does a great job of outlining just how much of an underwriter's nightmare workers comp has become and looking at how much worse it could get – and why. Chad Hemenway of PropertyCasualty360 (formerly known as National Underwriter) reports on a recent presentation by Insurance Information Institute's Bob Hartwig who says that the industry is at a tipping point, and underwriting will be the driving force in profit or loss for 2011.
And about those seniors… – Jon Gelman posts about a push to put a cap on workers comp for federal workers based on age. According to Senator Susan Collins, "At the U.S. Postal Service, for example, 1,000 employees currently receiving federal workers' compensation benefits are 80 years or older. Incredibly, 132 of these individuals are 90 and older and there are three who are 98." Gelman's post includes links to states and counties who are also looking at this issue.
OSHA – OSHA's Top 10 Safety Violations for 2010 – In 2010 OSHA issued over 94,000 safety-related citations for violations. OSHA stated that nearly half of the total violations were accounted for by the top 10 safety violations.
A website called 11foot8 videos chronicles "the good, the bad and the ugly" of low clearance truck accidents at a single Durham NC trestle bridge. While one might think this is the purview of inexperienced drivers and rental trucks, the videos don't lie: professionals have had their share of accidents, too.
America's Independent Truckers Association (AITA) offers an online database of low clearance bridges with heights broken down by state.
This trucker forum discusses low clearance solutions.
NCCI has published an interesting study on the relationship between obesity and the cost of workers compensation claims. To no one's surprise, the study concludes that medical costs for the same injury are 3 times higher among obese claimants in the first year, rising to five times higher at 60 months. In addition, claims for the non-obese are much more likely to be medical only; obese workers, when injured, tend to lose time and collect indemnity. For the same injury and all else being equal, the range of medical treatment, the costs and the duration of the claim are consistently greater for obese employees.
The study cites CDC data on the incidence of obesity in the general population. In 1990 10 states had incidence rates of obesity under 10% and none were above 15%. By 2009, 33 states had incidence rates equal to or above 25% and nine (mostly deep south) states had rates at 30% or higher.
The study is based upon 27,000 claims, of which 7,000 carried a specific diagnosis for obesity as a co-morbidity. Data wonks will duly note that there must have been a significant number of obese claimants outside the "obese" group, due to the fact that treating doctors would not consistently list obesity under the diagnosis.
I feel a great deal of sympathy these days for the challenges facing comp underwriters and actuaries. Their customary approach of using the rear view mirror as the major indicator of future risk is increasingly ineffective. Now you can add the issue of obesity to mostly hidden factors that can seriously skew loss ratios.
With this data in hand, it may be tempting for employers to avoid hiring the obese and find ways of terminating current employees who tip the scale in the wrong direction. This would eliminate some very productive people. In addition, it raises the specter of discrimination. The Americans with Disabilities Act protects those with disabilities that impact "one or more major life activities." That might – but does necessarily – include the morbidly obese.
The NCCI study raises the issue of higher costs for injuries involving the obese. There is a more proactive way to look at the issue. Employers could focus on incentives to promote wellness. Employees who stay fit could receive enhanced benefits. We have drug-free and smoke-free workplaces. Perhaps it's time for snack-free workplaces – or healthy snacks. Out with soda machines and in with the vitamin water.
Ultimately, the effort of employers to control losses will come up against the freedom of people to act as they choose. It's one thing to provide incentives for losing weight, it's quite another – especially in the deep south – to take away the Coca Colas. For many strong advocates of the American way, them's fighting words, indeed.
It's Cavalcade of Risk week and issue #122 is hosted by our friend David Williams at Health Business Blog – check it out!
That's good news, but it's not time to break out the champagne yet. A.M. Best forecasts downward rating pressure for the commercial market and two new reports indicate that reinsurance prices should remain soft in 2011.
Physician dispensed drugs – If you are an employer or an insurer and this topic isn't yet on your radar, it needs to be. Joe Paduda posts about recent NCCI report on physician-dispensed drugs in workers comp, a significant growth area that NCCI says is putting upward pressure on WC costs. California took steps to regulate the practice a few years ago after learning that repackaged costs were two to twelve times higher than the fee schedule.
Prevention works – A concerted campaign to reduce textile service worker injuries is working, according to the recently released annual TRSA Textile Services Industry Safety Report. Recordable injuries and illnesses dropped by 17 percent from 2008 to the 2009, and have dropped by 50% since 2005. Sandy Smith reports on SafeTRSA, an industry-wide safety initiative to improve worker safety through awareness, education and training.
Breast cancer & comp – At Comp Time, Roberto Ceniceros discusses City of Las Vegas v. Lawson. The Nevada Supreme Court ruled that a firefighter is entitled to a presumption that her breast cancer arose from her on-the-job exposure to benzene. His post also discusses male breast cancer.
Dramatic Australia flood footage – Office workers catch footage of a modest creek turning into a raging torrent sweeping cars away. More news and dramatic videos of the cataclysmic Australian flooding is available on MSNBC. At least 16 people are reported dead and more than 90 missing in what has been likened to an inland tsunami. Brisbane is under siege. You can follow breaking news on Twitter at #Brisbane.
Today we limit our meditation to the role of workers compensation in this incidence of mayhem. Congresswoman Gabrielle Giffords (D-AZ) was holding an informal "Congress on the Corner" gathering outside an ironically named Safeway Supermarket, when Jared Loughner walked up behind her and shot her in the head at point blank range. Somehow, she has survived to this point. One of her aides, Gabe Zimmerman, was killed. For what it's worth, both are covered by workers comp, as they were "in the course and scope of employment." A number of Giffords's volunteers were also injured: their medical bills will likely be covered by comp, but they probably will not receive any indemnity benefits. Innocent bystanders are on their own: whether employed or not, their jobs did not bring them to that fateful location.
Some have drawn a direct link between Loughner's actions and the inflammatory rhetoric of recent political campaigns. When politicians talk of "second amendment solutions" to ideological differences, they are referencing guns. By placing a cross-hair image over an opponent's photo, they raise the specter of assassination. Based upon the limited evidence of Loughner's web postings, his actions are likely the result of internal demons. His links to the real world were tenuous at best. He may have thought his actions were political, but like his brethren the suicide bombers, any intended political message is subsumed and ultimately obliterated by sheer madness.
There was much anarchy then, much anarchy to follow in the dark days of the second world war and, alas, much anarchy in our time.
As long as we're on the topic of healthcare today, it seems to be an opportune time to share a moving video clip that we bookmarked over the holidays. Marty Ratermann, a Missouri a craftsman and furniture maker, relates his story as a cancer patient at the 2010 Health Literacy Missouri Summit. He was diagnosed with Stage 4 rectal cancer in 2008. After a grueling recovery process, he has been in remission for more than a year. He details how his situation could have been prevented with better communication between him and his doctors.
His story illustrates the difficult path that a person faces navigating the complex healthcare system and making critical choices at a point when he or she is particularly vulnerable. His prescription at the end of the clip is a simple one: take the time and make it a priority to communicate.
I couldn't help but think of the parallels in the healing process for workers who have experienced a serious injury. Many a claim has spiraled out of control for want of good, clear communication and a simple human-to-human moment of concern. So often, we see workplace injuries that are treated as financial transactions when, in reality, they are fundamentally human events: someone is injured, often through no fault of their own. The complexity of the system a worker may find themselves suddenly thrust into, the unfamiliar insurance jargon, the impersonality – all occurring at a point where the worker may be feeling fear and anxiety about their future physical and financial well being. Our prescription: Less thinking about the injured worker as a claimant and more thinking about them as a person. In our experience, that's what leads to the best financial outcomes in the long run.
A Patient's Story from Health Literacy Missouri on Vimeo.
It's Health Wonk Review day – the first issue of the new year after a holiday hiatus. Avik Roy of the Apothecary hosts "Health Wonk Review: Should Auld Acquaintance Be Forgot?" edition. With the healthcare debate again front and center, it's a timely issue highlighting many of the controversies. Check it out.


Paul Abbas is Lebanon's only surfboard shaper. He is 35 years old and from the city of Jounieh, just north of Beirut, where he grew up. He humbly points out he isn't the first to mow foam with a planer in Lebanon and is still learning the intricacies of the art. What is impressive about Paul's story is that he taught him self how to shape, without any one else to help him in a country far removed from any "traditional" surf scene. Surfing has been in Lebanon since the 1970′s but Paul pointed out the Civil War quickly shut the surf scene down untill the 1990′s when it re-emerged again and is now beginning to thrive. With few places if any to to buy surfboards, Paul taught himself to shape using online resources out of pure necessity. He shapes boards in Jounieh's suburbs in a unfinished family home that he turned into his workshop. He is now moving towards being the countries only professional surfboard shaper. We recently asked Paul some questions about life in Lebanon, how he learned to shape and the surf scene there.
You are the first and only surfboard shaper in Lebanon. How did that happen?
I started bodyboarding when i was about 22… did that for about 8 years and was looking to move into surfing but couldn't find a board in Lebanon back then. One day I came across a website that teaches you how to build a surfboard (www.surfersteve.com) I took notes, made plans, researched materials, shaped and glassed the board on the rooftop of a friends house in about 6 month. I learned to surf on that board which was a 6'6" fish. After that I made myself a longboard and a SUP.. and I was hooked, I just knew I finally found my passion and was determent to build more boards. Since the first three boards naturally weren't that good it was hard for me to convince people to shape them boards, so I started offering my friends to shape them boards for free as long as they buy the materials. That gave me the opportunity to shape more boards and practice without costing me too much money. As my boards started to improve and better surfers were now surfing them and giving positive feedback on the performance, other surfers started noticing me as a shaper and putting their trust in me and my work and I started getting paid orders… 41 board later I still have lots of room to improve but now I am satisfied with the product I am delivering.
How did you learn to make boards without anyone else to help mentor you?
It wasn't easy to learn on my own. I used to read shaping websites and forums and watched lots of YouTube videos but most importantly, I practiced and did lots of tests and trials. plus I have lots of friends who are artists and craftsman, they helped me a lot with material, tools and technique. It was impossible to get any surf accessories, so I made my own fins out of recycled plywood and even made my own leash plugs. But I find that to have been a blessing since nothing came easy and I had to learn to do everything and now although I am importing fins and plugs I still prefer to make my own fins and I try to push it on people who are ordering boards from me. When I first started I used to copy boards that I can find info about online, usually it's the length width and thickness of the board. But nothing about rocker and foil, so used to rely on sight and touch to shape, no other reference. After people started giving me their boards to fix I started copying templates and taking measurements. I started having a reference and guideline to follow when I was shaping my boards and as i progressed I started comparing these numbers to realize what was making each board feel and react different from the other and started having my own preferences. Recently I was introduced to a few shapers abroad, mostly by common surfer friends that i met in the water in Lebanon, I do ask them questions online from time to time and they do help me with that. September 10 I am going for my 1st ever surftrip. I am staying for 1 month in Mexico, where I will be traveling a lot on the West Coast of Mexico and I am planning on meeting all the shapers that I can find over there. I have so much to learn from them. I contacted a few of them online and hoping that they will let me visit, share experience and hopefully shape while im there.
Can you tell us a little about the culture in Lebanon and the surf community there?
The surf scene isn't new to Lebanon, few people surfed in the 70s before the Civil War that destroyed the country and probably stopped the surf scene, at least there was no more news about it, then it started again in the 90s after the Ciivil War and it was mostly based around the northern city of Batroun, where till this day you find the most surfers, windsurfers and surf spots in lebanon, and it has Lebanon's first surf school. Another area where surf is becoming popular is Jiyeh, a small town south of Beirut, it's there that you can find the most popular surf spot in Lebanon today 'Mostapha's Afram'. The atmosphere at the spots is laid back, everyone knows everyone. The surf community is growing fast since 2012 when the first surf shop of the country opened in Jiyeh and made it easy for people to get boards. And one of the interesting things is the enthusiasm and growing number of female surfers.
Your boards also have some great art on them. Who is doing the art?
As I said before I love making every single detail on my boards, but I admit I am artistically challenged, so I stick to what I can do which is resin swirls, pinlines, tints and geometric sprayed lines and forms. But I do rely on a few artist friends when I have a custom order with a specific drawing or art. I mostly rely on a surfer/graffiti artist called Alfred Badr (@akaeps) he is an amazing artist and friend, he did my logo and I will be collaborating more and more with him in the future as people are impressed by his work and asking for his drawings on the boards.
Where can people in Lebanon purchase or custom order a board from you?