I cancelled immediately after reading this page. The phone was picked up quickly, and they cancelled it for me and gave me a confirmation number. I was told there would be no additional charges on my account. This was from Nutra support and I called before the 14 day trial period had ended. I also called when they opened 8am EST.
Espai Barça Thank you. I was able to call a phone number I found on my credit card bill. I was told that they would cancel but when the trial period runs out I will check to see that I am not billed for any more! Duh! I consider myself fairly savvy, but I guess when it comes to vanity we are all vulnerable!
UK jobs Comment Ars Approved HOMEPREMIER LEAGUE TRIALSREQUEST TRIALTRIALS BY AGEOPEN TRIALS Our 3-minute look and feel great quiz will change your life forever.
Nepro Showcase We are all different, right? Hayes/Uxbridge Check out our Honest Company reviews to learn more about this subscription! Thanks for the advise you have given us,because we have been gambling for trials but fail.
Singleplayer Coupons 22. Disney Movie Club PHONE FINDER Field Hockey . Dietary reduction of serum cholesterol concentration: time to think again. BMJ 1991;30:953-957.
The BMJ logo The U.K. is much further behind, and the Office of Fair Trading is only just catching on to what is going on online. There are also much slacker rules about what they can and can't do and say, but importantly there is one piece of legislation that can be on your side.
All of this is true in spades for LeEscens, which was supposedly touted by Dr. Oz and Christie Brinkley. Like other writers, I did NOT agree to sign up for continued shipments when I ordered the "free trial." When I received the second shipment…along with a bill for BOTH the free trial ($89) and another for the next shipment ($94), I immediately called and asked to cancel. I was told that I had to notify them within 14 days if I didn't want the continued shipments, so I agreed to pay for the first one. The customer service person told me that she would close the account and refund the cost of the second shipment and that I didn't need to send it back. Today, I called because they had NOT refunded the second shipment…and was told that their "policy" was that they did not refund anything. BBB rating on this business…under the name Hashtag…is an F with nearly 1000 complaints. Do NOT fall for the free trial on this product, or it will cost you big time!
Our Sponsors Barbara. Wilkes January 9, 2017 at 10:05 am – Leave A Comment BE FIRM WHEN YOU CALL TO CANCEL – If they are not cooperative, threaten to report them to the Better Business Bureau (BBB), your states Attorney General's office and the FTC (Federal Trade Commission).
Jackie October 17, 2017 at 5:56 pm Care homes Kept charging my card after multiple calls. I had to cancel my card. They didn't have the correct address! No sympathy for what happened. Stay away!
RSS Feeds AcademyTrials Calculate » The Soft Textured Pad pulls pee away quickly from baby's skin to keep it dry and clean.
INDIVIDUAL PLAYER I wish I had seen this earlier. I ordered the trial of Ginoni wrinkle control cream, and pro collagen serum. They charged my bank card $97 and $98. I called the number listed on the bank statement. The first one went through the second one didn't because I have a card that I use for Internet transactions. I transfer money to it when I make a purchase and leave a $5 balance so no one can get much money. I had the extra in the account because I had made another purchase. I have cancelled the card. Called the company they kept trying to talk me into a 50% reduction in cost. I told them to cancel. They said I would have to pay the second charge that was declined. I have no plans to. People need to be aware of this. It is horrible to take people's money. I asked the women on the phone how she could be a part of a scam like that and take advantage of people. She didn't have an answer.
TECH NEWS IN HINDI Annie May 20, 2016 at 9:56 am Tier two is the Exeter based Performance Centre. Players who consistently display hard work and good ability will earn the opportunity to move along the pathway to our Performance Centre when the coaches feel they are ready. Players are again encouraged to play club football whilst attending this programme.
Google Chrome Unfortunately, these free trial offers have given the entire garcinia cambogia industry a slightly tainted reputation.
But! Calcium, an essential element for bone health, particularly in aging women OX18 1DY April 30, 2018 at 10:39 am May contain affiliate links. Read disclosure.


text:
The Lord of the Rings Minecraft Mod Wiki
Gameplay Guide
Planned Features
Wiki Style Guide
Improve a Page
Lengthen a Stub
Add Needed Images
Add Pages for Red Links
Add Categories
Servers/The One Ring
Far Harad Grasslands
Obsidian Gravel
Suggestions Forum
Mod Technical Support Forum
Wiki Technical Support Forum
This post is locked.
PumpkinLOTR· 10/23/2017 in Suggestions archive
[Closed:Expired] On Dominating Regions
Note: I have not found any other similar proposals with this. My main inspiration was the regions system in Shadow of War.
There have been several suggestions on banners with increased protection so that people could banner larger areas. However, these got shot down for a multitude of reasons, a prominent one being that the banner protection could be larger than the render distance, and also that an area may load before the banner does if the banner protection is of a larger size, allowing people to steal things and grief before the banner's chunk actually loads.
I have a solution of sorts to get around that problem; Region Dominating. My suggestion is that all of Middle-Earth is split up into little regions; The Pelennor Fields within Gondor, Udún within Mordor, etc.
The Great Splitting
Large areas such as Mordor, Gondor, Rohan etc. would be split up into regions according to geographical barriers and how they were split in the book. Let's use Fangorn, for example; it would be split into the Current Fangorn Wasteland, North Fangorn and South Fangorn (in fancier names, perhaps). Smaller areas, however, like Rivendell, would simply be their own region. Let's have another example; the Shire. The Shire is an easy one; it would be split into the Four Farthings, the White Downs and Buckland. Certain large, and yet uninhabited areas, such as Khand, Rhún or Forodwaith, would not be split until their factions are developed.
Dominating Regions
All inhabited regions in Middle-Earth would be owned by a faction; Gorgoroth by Mordor, Nan Cúrunir by Isengard, while uninhabited Regions such as Meneltarma would read as "wild". However, this can be changed; if Person managed to infiltrate an enemy land, they would be able to take control of a region. This would then make the Faction Owner display as Person. Underneath Person's name would be the chosen faction that the player used to invade the region with.
But how would you dominate a region? Well in every region there would be a small 50 by 50 area, displaying similar to a Sphere of Influence, where a player could place a three gem blocks atop each other, and then place a banner atop that stack of precious metals. The gem blocks must all be the same. Upon placing that structure, a player can right click on the banner as they would a normal banner. There they would be able to set which players were permitted to enter the land, and which faction they would like the area to be owned by. The are would be theirs, but they would need to set an "official" faction which they were conquering with. Fellowships, however, may be used instead of a Faction.
Players which are not in the permitted list to enter would receive a message saying "You have entered the land of Person! Leave or face the consequences!". The owner of the area (if he was online) would receive a message saying "Person has entered >Region Name<!" Note that these messages would only work in multiplayer.
Viewing Regions
Regions would have there only separate page after Fellowships. Here the same Middle-Earth map would appear as in the maps page, however, you would be able to mouse over different regions and select them. Upon selecting them, the screen would display the name of the region, the owner and the faction/fellowship it was conquered by.
Corrupting and Purifying
Once ring forging is implemented, upon Dominating a region, if you have a ring, then you would be given the option to corrupt/purify it, depending on your alignment/ring. Corruption would darken the grass or kill it, and decrease the fertility. It would also cause the sky to darken and random bushfires to be summoned. Water in corrupted areas would give blindness and poison, and would also lower the standard light level. Highly corrupted areas would also absorb light similar to Utumno. On the other hand, purification would increase the fertility of the land and clear the sky, and increase the standard light level. Purification would also reverse the effects of corruption, and vice versa, albeit slowly.
Conjuctive Dominating
(This may be one of the more difficult things to code)
If a series of areas were dominated by the same faction, they would begin to reduce the number of faction enemies spawning and increase the number of faction allies. It would also spawn the mobs of the faction which conquered the area, albeit in small numbers. However, corruption/purification would cause more faction NPCs to spawn in larger numbers. This would rely on Mevans to implement ring forging, though.
Region dominating does NOT banner protect the region. Players and NPCs can steal grief and place/destroy blocks. This also includes the banner used in dominating! If you dominate the region, a player could still destroy the banner setup you used to dominate and take it for their own. You would need to banner protect the region domination banner as well.
Finishing Up
I hope you people enjoyed reading this! It was longer than I meant, but I had a bit to cover. Remember, if you read and agree with this suggestion, hit that kudos button! The more the merrier! And if you actually read the whole thing, you get a cookie! And if you didn't, then you're probably not reading this anyway.
@Pumpkinator
(edited by moderator)
Ring9Of9fPower· 10/23/2017
I am always for ideas which add some sort of a changing map, where you can literally take over the world.
(edited by Ring9Of9fPower)
VIEW NEWER REPLIES
The Lord of the Rings Minecraft Mod Wiki is a FANDOM Games Community.

redpajama_set_name: RedPajamaCommonCrawl


text:
� David Piffle: We're Going To Get Decimated Out There | Main | Overnight Open Thread �
The Point to Take Away From L'Affaire Williams
Matt Welch:
Williams� firing is a clarifying moment in media mores. You can be Islamophobic, in the form of refusing to run the most innocuous imaginable political cartoons out of a broad-brush fear of Muslims, but you can�t admit it, even when the fear is expressed as a personal feeling and not a group description, winnowed down to the very specific and nightmare-exhuming act of riding on an airplane, and uttered in a context of otherwise repudiating collective guilt and overbroad fearmongering.
Right. We can twist and contort ourselves in fear of Muslims, but we can never admit the reason we are twisting and contorting ourselves -- and repudiating our highest principles -- is out of fear of Muslims. That might make them feel bad about scaring the shit out of us.
I guess the ultimate sort of coercion is the coercion where you're not even permitted to say "I'm doing this because I'm being forced to," but are forced to contrive some fake reason, some claim you're doing it just because you want to.
Hey, a lot of us rightwing bloggers are anonymous for different reasons, but high on the list is Muslims might cut our heads off if they knew where to find us.
But I guess we're not supposed to say that.
Other good stuff at Hot Air, including Megyn Kelly grilling Ibrahim "I'm Offended!" Hooper of CAIR.


Elaheh is a writer living in New York City. She's written for Teen Vogue, xoJane, Zagat, Thought Catalog and a myriad of other places, like her journal and her blog, The Channeling Board. You should follow her on Twitter.


Edge recently held a Career Footsteps event at Hornsey School for Girls. It is great to see the student feedback from the events.
The careers event helped me last Monday. It showed me many different careers that I never knew existed! It opened my mindset a lot more because I had my mind set on one thing and that was to work for a company like google and be a coder but after the careers event I have seen that there are many more opportunities to do with what I want to do than I thought. I really enjoyed the event because it was very interesting and I found it helpful with singling out some GCSE options for me. Lastly, It took a lot of stress of the thought of choosing my options because some of the people motivated me to go with what I love and enjoy instead of what's going to get me the richest because if you think about it, after education we will be working for 50-60 years so I might as well do something I enjoy and will be happy in instead of being miserable for a majority of my life.
The person that inspired me most is Hannah, she worked two jobs what impressed me most is that she does makeup and special effects.
This is because it might be very difficult to manage two jobs at the same time; this proves that anyone can manage two jobs if they put their mind to it and work hard.
What she does at NHS Is that she programmes all the technology in the hospital this relates to her other job special effects, she especially does horror movies.
Her salary was not as much as other people we spoke too but she owns her own company, she said do no not pick the job because of the money, pick the job because you love and desire it which is something I have taken that on board.
On Monday I spoke to an amazing young lady called Aaliyah who is a project manager, installing lifts in the TFL undergrounds. She has successfully installed the new Victoria Station which is so talented. She had a Building case book which she calls her bible. Her salary is really good and she`s her own manager .Overall I think that Aaliyah is an inspiring woman to me because she is young and has a good job.
The wonderful lady that I spoke to on Monday was a woman called Gabby. She works at home office helping sorting out crimes and police reports (terrorists' attacks). To me and others I thought that she was really inspiring because not many women are accepted into a police role/job. Out of all the others she was my favourite because not only being a female police worker she balances a daughter. The advice she told me was to think about what I want to be when I grow up, I took this advice had because I'm still young and I have a lot to think about. She also told me that she gets £3,000 per month so overall I think around £54,000 per year.
So overall, I think that Gabby is influential to me because she's a beautiful, young and independent woman with a good, sturdy job and a young child.


Retire Young FX is an innovative Forex trading system that aims to assist new and experienced traders in generating wealth. Our UK based experts will provide you with fast automated Trades. The Retire Young FX system is a fast and easy way to build wealth that anyone can utilise.
Forex is a profitable business for the brokers. For traders it can be profitable, but in order to become so one needs to spend a lot of time and energy learning and practising. 90% - 95% of traders lose money and not being part of that group is pretty difficult to achieve.
10/31/2018 · Learn To Trade Like A Pro Start Becoming a Consistently Profitable - Learn To Trade Forex Like A Pro.
So traders can concentrate on other business and jobs. Trading in forex market is profitable if you can receive forex buy sell signals which is accurate and flexible. Daily Pips Signal has dedicated experienced team to generate and execute alerts in effective way. It also provides phone support for setting up account in trade copier.
50 Best Small Business ideas for Small Towns That Thrive in 2019 Open a Grocery Store A grocery store is a good picture of what it means to run a business in a small town.
Forex is the most profitable business if you know how to actually play with it. It requires a lot of practice and research to become a successful Forex trader. It is difficult to say that you will instantly become the master of trading within a short time span.
Profitable Forex System London Session. March 10, 2019. Easy and Profitable Forex Scalping System. March 10, 2019. The Basics of Choosing Support and Resistance. Rubicon indicator and business strategy based on Address Changes. March 2, 2019. COURSES. 100% MONTHLY VENEFITS WITH THE MACD PROFESSIONAL TRADING COURSE. March 2, 2019.
12/28/2018 · Forex trading can be a profitable business if you know the right button to hit. You must learn and learn to gain experience, and from there, you'll be good to go. Bottom line.
© Forex is profitable business Binary Option | Forex is profitable business Best binary options.


The Canterbury earthquakes and more than 10,000 subsequent aftershocks have created significant adversity and challenges for resettled refugee background communities living in Christchurch. This paper presents a qualitative study with multiple refugee background communities about their perspectives and responses to this particular disaster to illustrate their forms of resilience, capacities and potential vulnerabilities that exist within and across distinct communities. As there are still on-going aftershocks more than two years after the most devastating earthquake and concerns remain for the next 'big one', conducting ethical and safe research in a seismically active region is paramount. The associated processes of recruitment, working with interpreters, building relationships with specific communities, liaising with key service providers and engaging with people's lived experiences in respectful and safe ways, demonstrate the complexities of conducting research with culturally and linguistically diverse populations in disaster and recovery contexts. Alongside a discussion of capacity building for communities impacted by major events, this paper will pose a number of pragmatic, methodological and ethical implications of conducting disaster related research with diverse populations.
A variety of ethical standards and guidelines exist to support decision making in disaster contexts. Nonetheless, humanitarian responders intervening in disasters take little advantage of what exists. This presentation will show, through the description of first-hand experience in various disaster contexts, the limitations of standard guidelines in the ethical approach to disaster management. By pointing out existing ethical challenges in disaster relief, the discussion aims at creating a better understanding between field responders and bioethics experts and researchers.
Even as unemployment rates soared during the Great Depression, FDR's relief and social security programs faced attacks in Congress and the courts based on the legitimacy of federal aid to the growing population of poor. In response, New Dealers made what may seem a curious move. They pointed to a long tradition—dating back to 1790 and now largely forgotten—of federal aid to victims of disaster. In this talk, based on my new book The Sympathetic State (Chicago Press December 2012), I recover and explain this crucial aspect of American history, tracing the roots of the modern American welfare state beyond the New Deal and the Progressive Era back to the earliest days of the republic, when relief was forthcoming for the victims of wars, fires, floods, hurricanes, and earthquakes. In this talk I will use a variety of materials, including newspapers, legal briefs, political speeches, art and literature of the time, and letters from thousands of ordinary Americans to show that while this long history of government disaster relief has faded from historical memory today, it was extremely well-known to advocates of an expanded role for the national government in the 1930s. Making this connection required framing the Great Depression as a disaster afflicting citizens through no fault of their own. I argue that the disaster paradigm, though successful in establishing and defending the New Deal, would ultimately come back to haunt advocates for social welfare. By not making a more radical case for relief, proponents of the New Deal helped create the weak, uniquely American welfare state we have today—one torn between the desire to come to the aid of those suffering and the deep-rooted suspicion that those in need are responsible for their own deprivation. The history I recount supplants the conventional view that the partial and limited quality of the American welfare state stems from its origins in party politics, Civil War pensions, or a general American hostility to government aid. In doing so, I uncover the historical origins of the modern American welfare state and give a radically new understanding of the American system of social provision.
This presentation will discuss WHO's work in the area of Ethics in Epidemics, Pandemics, and Public Health Crises. It will first describe the main outcomes of a consultation on research ethics in pandemics and outbreaks. Second, it will present a draft training course WHO is currently developing, and third give an outlook to future plans. Finally, it will discuss how the COST Action and WHO could collaborate to achieve common goals.


text:
To Love a Child is a 1982 popular song composed by Joe Raposo with lyrics by Hal David. It was released as a single by Frank Sinatra.  "To Love a Child" was arranged by Don Costa and featured Costa's daughter, Nikka Costa, on backing vocals.

To Love a Child was the theme song for the Foster Grandparents program initiated by Nancy Reagan in 1982, and was performed by Reagan and Sinatra at the program's White House launch. All profits from the song and Nancy Reagan's book about the program went to the Foster Grandparents program.

Notes

1982 in American politics
1982 songs
Frank Sinatra songs
Nancy Reagan
Songs with lyrics by Hal David
Songs written by Joe Raposo

redpajama_set_name: RedPajamaWikipedia


text:
The Student Loan Crisis: If you aren't concerned, you're not paying attention
Joseph Kennedy, it is said, got out of the stock market after a shoeshine boy gave him a stock tip. When a shoeshine boy is in the stock market, Kennedy reasoned, it is time to get out. And thus Joe Kennedy, JFK's father and a very wealthy man, got out of the market before the 1929 crash.
Signs are all around us that the federal student-loan program is deep underwater, but the nation's colleges and universities keep chugging along like the federal gravy train will keep spewing money forever.
Already a lot of small, obscure liberal arts colleges are shutting down. But the public universities and the elite private colleges are as heedless of this trend as a herd of wildebeests who keep galloping along while lions pull down the weaker animals at the back of the herd.
So here are some "shoeshine boy" signs of a looming calamity:
The College Board reported that 29 percent of student debtors were in income-driven repayment plans (IDRs)in 2018 and that the amount these people owed constituted almost half of all the student-loan money in repayment.
Think about that. If half of the outstanding student debt is being serviced by borrowers in income-based plans, that means half of the debt is not being paid back.
Then we have the Government Accountability Office's report that one-third of a sample of people in IDRs say that they have no income but actually have annual incomes of at least $45,000. These folks are paying zero on their student loans but aren't counted as defaulters.
And then we have Education Secretary Betsy DeVos's candid admission that only one out of four student borrowers is paying down interest and principal on their student loans and that 43 percent of all student loans are "in distress."
Senator Bernie Sanders wants to forgive all student debt, and perhaps that's a good idea. After all, what's $1.6 trillion among friends? But we can't wipe out all that debt without cleaning up the corrupt and mismanaged college industry. Will Bernie shut down the sleazy for-profit colleges? Will he put an end to a tenure system that gives mediocre professors lifetime job security? Will he insist on closing third-tier law schools and redundant regional universities? I seriously doubt it.
If you are a fortunate adult who has no student-loan debt, you can gaze on the coming disaster with benign equanimity. And if you are a university administrator pulling down 200 K a year, what do you care? The bubble probably won't burst until after you're drawing your generous pension.
But for the nation as a whole, the student-loan crisis is a calamity, which has destroyed the integrity of our once fine colleges and universities while plunging millions of saps to the "ragged edge of poverty."
Wildebeests: Don't look back, the lions are gaining on us
Labels: Betsy DeVos, College Board, Education needs to verify borrowers' information for income-driven repayment plans, GAO-19-347, Government Accountability Office, Joseph Kennedy
Student Loan Assistance Companies on Notice Now for Inflating Repayment Plans to Get $0 Payments: Essay by Steve Rhode
Written by Steve Rhode (originally published in Get Out of Debt Guy on July 26, 2019)
A long implemented trick by some student loan assistance companies has been to tell consumers they can inflate the number of people they support in order to reduce the monthly payment on Income-Drive Repayment (IDR) Plans.
Consumers have reported and I've covered stories where sales representatives of student loan assistance companies, sometimes pretending to be only "document preparation" companies, have said things like:
If you give someone a ride to work you can count them as a dependent towards reducing your student loan payments.
How many people regularly hang out at your house? You can count them as people you support.
Do you have any roommates because you can count them as dependents?
How many people do you buy presents for?
A brave inside tipster (send in your tips here) told me, "In order to make the sale, sales agents would falsely increase family sizes on government documents in order to deceptively get clients reduced or free monthly payments on their Federal student loan payments."
Consumers fell for this false inflation of family size either out of blind faith the company they hired to lower their student loan payments actually knew what they were talking about, or they just wanted a lower payment.
The problem with this strategy is it is based entirely on a mountain of lies on a federal form. And the reality has always existed that either the government was going to ask for documentation before eventually forgiving loans in an IDR plan or monthly payments were going to explode when the actual proof was requested to verify family size.
Now imagine what will happen when the proof is demanded to support the IDR and you can only provide the required proof for three people and you've been claiming 15. Now there is a red flag.
The Jig is Up
Just recently the United States Government Accountability Office (GAO) submitted a report titled – "Education Needs to Verify Borrowers' Information for Income-Driven Repayment Plans."
Here is what the GAO investigation found:
"GAO identified indicators of potential fraud or error in income and family size information for borrowers with approved Income-Driven Repayment (IDR) plans. IDR plans base monthly payments on a borrower's income and family size, extend repayment periods from the standard 10 years to up to 25 years, and forgive remaining balances at the end of that period.
• Zero income. About 95,100 IDR plans were held by borrowers who reported zero income yet potentially earned enough wages to make monthly student loan payments. This analysis is based on wage data from the National Directory of New Hires (NDNH), a federal dataset that contains quarterly wage data for newly hired and existing employees. According to GAO's analysis, 34 percent of these plans were held by borrowers who had estimated annual wages of $45,000 or more, including some with estimated annual wages of $100,000 or more. Borrowers with these 95,100 IDR plans owed nearly $4 billion in outstanding Direct Loans as of September 2017.
• Family size. About 40,900 IDR plans were approved based on family sizes of nine or more, which were atypical for IDR plans. Almost 1,200 of these 40,900 plans were approved based on family sizes of 16 or more, including two plans for different borrowers that were approved using a family size of 93. Borrowers with atypical family sizes of nine or more owed almost $2.1 billion in outstanding Direct Loans as of September 2017.
These results indicate some borrowers may have misrepresented or erroneously reported their income or family size. Because income and family size are used to determine IDR monthly payments, fraud or errors in this information can result in the Department of Education (Education) losing thousands of dollars of loan repayments per borrower each year and potentially increasing the ultimate cost of loan forgiveness. Where appropriate, GAO is referring these results to Education for further investigation."
And as hard as Education has pushed back on forgiving loans under the Public Service Loan Forgiveness program, I can only imagine what will happen when these fraudulent IDR plans come up for forgiveness and are denied.
The consumers will be on the hook for the fraud and the student loan assistance and document preparation companies will be long gone.
Posted by Richard Fossey at 9:06 AM 1 comment:
Labels: fraud, income-driven repaymen plans, Steve Rhode, student loan assistance companies
Fraud in the Federal Student Loan Program? We're shocked! Shocked!
Everyone knows the federal student-loan program is a train wreck. Even Education Secretary Betsy DeVos described it as a looming thunderstorm and admitted that 43 percent of all student loans are "in distress."
Now the Government Accountability Office has issued a report indicating there may be fraud in the income-driven repayment programs. (IDRs) This is what GAO reported based on an analysis of a sample of IDR plans:
About 95,000 people who are enrolled in a sample of IDRs report they have zero income, which means they are excused from making any payments on their student loans. A GAO analysis found that 34 percent of these people had estimated annual wages of $45,000 or more (p. 12).
Monthly payments for people in IDRs are partly determined by family size, with payments adjusted downward for borrowers who have dependents. GAO identified 40,00 IDR plans held by borrowers who claimed to have nine people or more in their families (p. 17). More than a thousand IDR participants claimed to have a family size of 16 people or more!
GAO's report undoubtedly understates the extent of the problem. According to GAO, there are 1.1 million people in IDRs who report having zero annual incomes (p. 36, footnote 8), and GAO did not look at all those individuals. If GAO's findings for a sample of IDRs is representative of all the borrowers who claim to have no income, then about 375,000 people who claim to have zero income are lying.
The GAO report is disturbing because more and more student borrowers are entering income-driven repayment plans. According to the College Board, 29 percent of all student debtors in repayment were in IDRs in 2018 and their debt constituted almost half of all the money in repayment.
Even if all the people in IDRs are honestly reporting their income--and GAO found thousands of liars-- almost everyone in an IDR is making income-based payments that are so low that they are not paying down the loan principal.
In short, the Department of Education's income-driven repayment plans are hemorrhaging red ink, but it is unclear just how many billions of dollars are being lost. No wonder Betsy DeVos commissioned a private accounting firm to audit the student-loan program. Apparently, she wants to know the true scope of this disaster.
Fraud in the student loan program? We're shocked! Shocked!
Labels: Betsy DeVos, College Board, fraud, Government Accountability Office, income-driven repayment plans
Student charged $3,800 for failing to return rented textbook on time
Like blind hogs rooting for acorns, America's universities and their associated vendors constantly seek ways to snuffle out cash from hapless college students. Here's a fine example of what I'm talking about.
Amazon charged Amelia San Filippo, a sophomore at the University of Delaware, a $3,800 fee for failing to return a rented textbook on time. Apparently, San Filippo missed the fine print in her rental agreement. If she didn't return the book by June 4 she would be charged to purchase the book.
What is the title of this valuable tome? Cultural Anthropology: A Toolkit for a Global Age, which can be bought online for $150!
Amelia returned the book and her father got the charge reversed after a nine-hour phone call to Amazon's customer service. Amazon issued a statement to a local television news program saying:
This was an isolated error that we quickly resolved directly with the customer and have issued a refund. We've apologized to the customer and are taking additional actions to ensure this situation does not happen again.
In my mind, this message is corporatespeak for "Oops! We got caught."
This kind of nonsense happens all the time in our brave new world where universities and their corporate outsourcers treat college students like cash cows.
I myself had a similar encounter with Louisiana State University a few years ago. My wife and I arrived to do volunteer work at the Catholic student center located on the LSU campus. We came in separate cars and parked in a lot marked "Church Parking." There was a gate to the parking lot, but the gate was open.
At the end of our volunteer activity, we found parking tickets on our cars informing us that we were each being charged $330 for unauthorized parking: $660 in total. Must be some mistake.
I walked to the LSU Visitor Center, where a parking employee immediately knocked off two $300 fees. But she would not clear two fees for $30. To no avail, I explained that we were on church business and that we parked in a lot designated for church parking. If I wanted to challenge the tickets, I was told, I could file an administrative appeal.
For about a year, LSU sent my wife and I separate monthly bills of $30. Then we got letters saying the matter was being turned over to the District Attorney for collection. At that point, I wrote checks totally $60.
My wife is an LSU graduate and we once made a small donation to the LSU Foundation. I occasionally get a cheery message asking me to donate money to the university.
I don't respond to these messages, but if I did I would say: No thank you!
Like blind hogs rooting for acorns
Labels: Amelia San Filippo, Anthony San Filippo, rented textbook, University of Delaware
Let the Good Times Roll! Murder, Corruption, Abuse, and Negligent Homicide in South Louisiana
I was obsessed by Hurricane Barry, which, the media assured us, was going to overtop the levees and destroy New Orleans. Mesmerized, I watched the Weather Channel so much last week that I feel like I should get an online degree in meteorology.
But Barry punked out on us with minimal damage so I turned my attention to reading the local news. So what's going on in South Louisiana?
Matthew Naquin, a former LSU student and fraternity member, was convicted of negligent homicide in the death of Max Gruver, an LSU freshman from Georgia. Gruver's Phi Delta Theta fraternity brothers forced Gruver to chug hard liquor in a hazing exercise the frat boys euphemistically called "Bible study." Gruver died of alcohol poisoning, so full of booze that a testifying toxicologist said he was "a dead man walking." At the time of his death, his blood alcohol count was six times the legal limit for driving.
In other news, Ronn Jermaine Bell was arrested for the murder of Sadie Roberts-Joseph, a local civil rights activist who was found suffocated in the trunk of her car. In addition to her civil rights work, Roberts-Joseph was a landlord, and Bell was two months behind on his rent. Was Roberts-Joseph killed over a rent dispute? A motive has yet to been determined.
Also in the news, police charged Salvatore Euggino with negligent homicide in a hit-and-run accident near St. Francisville. Police say Euggino killed a 50-year-old pedestrian with his car. This incident occurred on Monday, just one day after Euggino was charged with reckless driving in another incident. According to the Baton Rouge Advocate, Euggino also faces negligent homicide charges relating to a head-on car accident last March that killed a 34-year-old woman.
Also this week, Sarah James, a 19-year-old LSU sophomore, was struck and killed by a car on Nicholson Road near the LSU campus. Ms. James had a life full of promise ahead of her and wanted to be a doctor. The newspaper story didn't identify the car's driver.
Over in New Orleans, four police officers were fired for engaging in an unauthorized high-speed pursuit of some joyriders in a stolen car. Two teenage kids were killed when their car rammed into a hair salon. The hair salon caught fire and a woman inside was also killed.
And then today's Advocate reported that Moses Evans, a justice of the peace and former police officer, was arrested on a "litany of domestic abuse counts." According to the newspaper report, Evans is "accused of brutally abusing his now ex-girlfriend and her three children over more than a decade, causing them severe injuries and permanent disfigurement."
Finally, Ray Nagin, New Orleans' telegenic mayor during Hurricane Katrina, lost the appeal of his conviction on charges of bribery and money laundering, rendered 5 years ago. The news story said Nagin wrote his appeal brief himself while serving time in a federal prison camp in Texas.
Much of the mayhem that occurs in South Louisiana takes place at the margins of society, and middle-class Louisianians don't think much about the murder, abuse, and corruption that the local newspaper reports on a daily basis. Laissez les bons temps rouler, we like to say. Let the good times roll!
But maybe Louisianans could do more as individuals to nurture a saner and healthier culture. Perhaps we could slow down a little bit, drive a little slower, drink a little less, try to be a little more civic-minded, and let the good times roll at a more moderate pace. Or maybe, to borrow a phrase from the immortal Merle Haggard, we'll keep our eyes closed to the pathological currents in our communities and continue to allow them to roll downhill like a snowball headed for hell.
"Are we rolling downhill like a snowball headed for hell?"
Labels: hazing, Hurricane Barry, Matthew Naquin, Max Gruver, Moses Evans, Phi Delta Theta, Ray Nagin, Sadie Roberts-Joseph, Salvatore Euggino
Weingarten v. DeVos: American Federation of Teachers accuses the Department of Education of mismanaging the Public Service Loan Forgiveness program
Last week, Randi Weingarten and the American Federation of Teachers (AFT) sued Education Secretary Betsy DeVos and the U.S. Department of Education, accusing DOE of mismanaging the Public Service Loan Forgiveness program (PSLF). AFT sued on behalf of itself and eight educators whose applications for public-service loan forgiveness were denied.
Weingarten is president of AFT and she sued the Department of Education in her official capacity as an AFT officer. In a call to reporters, Weingarten was highly critical of DOE's handling of the PSLF program. "This program was not supposed to be negotiable or debatable," Weingarten told reporters. "It is a right under [the] law. It shouldn't be a crapshoot, but under Betsy DeVos, that is exactly what it's become."
PSLF was enacted by Congress in 2007 to aid student-loan borrowers who desired to enter public service occupations but were deterred by their burdensome student loans. Under the program, student-loan borrowers in qualified public-service jobs who make 120 monthly payments in approved federal loan programs are entitled to have their remaining student-loan debt forgiven.
The first PSLF participants became eligible for student-loan forgiveness in the fall of 2017, after having made 120 student-loan payments over the previous ten years. When they applied for loan forgiveness, however, DOE denied 99 percent of the applications. Most PSLF loan-forgiveness applications were denied on the grounds that the applicants were not eligible to participate even though their loan servicers had assured them they were eligible.
Why is AFT interested in the way DOE is managing the PSLF program?
AFT represents 1.7 million teachers and public-service professionals, and many AFT members are hoping to obtain student-loan relief under PSLF. In a survey of its members, AFT learned that 82% of AFT members who had submitted PSLF applications were denied. Many applicants were denied for failing to meet eligibility requirements due to misinformation provided by their loan servicer.
According to AFT's lawsuit, DOE disregarded repeated misrepresentations by its student-loan servicers that student-loan borrowers were qualified for PSLF loan forgiveness.
Those servicers misinformed [AFT members] that they were "on track" for PSLF and making "qualifying" payments for PSLF, even though they did not actually have qualifying loans or were not in qualifying repayment plans. Only years later, after they had made 120 payments and applied for forgiveness, did these public servants learn for the first time that their payments did not count. Had the loan servicers given these Plaintiffs the correct information, they easily could have consolidated their loans, entered qualifying repayment plans, and been eligible for forgiveness under PSLF.
AFT is suing under two primary legal theories. First, AFT argues that DOE violated the Administrative Procedure Act in the way it handled PSLF loan-forgiveness applications. Second, AFT accuses DOE of violating due process under the Fifth Amendment to the U.S. Constitution.
In some ways, AFT's lawsuit is similar to the one filed by the American Bar Association (ABA) against the Department of Education in 2016. The ABA accused DOE of wrongly denying ABA the right to participate in the PSLF program. It also sued on behalf of four public-service lawyers whose applications for PSLF loan forgiveness were denied.
Judge Timothy Kelly ruled on the ABA lawsuit last February and the ABA won a partial victory. Judge Kelly ruled that the ABA had no legal right to be recognized as a qualified participant in the PSLF program. On the other hand, Judge Kelly ruled that DOE violated the Administrative Procedure Act when it denied PSLF loan-forgiveness applications by three of the lawyer-plaintiffs in the ABA's lawsuit. In Judge Kelly's view, DOE had acted arbitrarily and capriciously in handling the lawyers' PSLF applications. Judge Kelly ordered DOE to reconsider the lawyer's PSLF applications in accordance with his opinion.
Judge Kelly elected to rule in the ABA lawyers' favor based solely on Administrative Procedure Act violations and did not consider the ABA's due process claims. Now AFT is raising a constitutional due process claim in its own case.
Why are these developments important to the 45 million people who have outstanding student loans?
PSLF an important avenue of relief for people who are heavily burdened by student loans and can't pay them back. If these individuals work in approved public-service jobs for ten years and make 120 payments on their student loans, they are entitled to have their remaining loan balances forgiven.
Thus, the Trump administration's decision to deny PSLF eligibility to 99 percent of applicants is alarming. If AFT prevails in its lawsuit, that victory could pave the way for PSLF relief for millions of other Americans working in public-service jobs.
Note: The individual plaintiffs in AFT's lawsuit are: Cynthia Miller, Crystal Adams, Connie Wakefield, Deborah Baker, Janelle Menzel, Kelly Finlaw, Gloria Nolan, and Michael Giambona.
Labels: American Federation of Teachers, Betsy DeVos, Crystal Adams, Cynthia Miller, Deborah Baker, Due Process, Gloria Nolan, Janelle Menzel, Kelly Finlaw, Public Service Loan Forgiveness, Randi Weingarten
Louisiana professor sentenced to 90 years in prison for misusing his university credit card: The shocking case of State v. Dufus Dorkmeister
Dr. Dufus Dorkmeister, a folklore professor at the University of Louisiana at Lafayette, was sentenced to 90 years in prison last Friday for abusing his university credit card. Judge Shelly Dick sentenced Dorkmeister to 30 years in prison on each of three counts of fraud, with the sentences to be served consecutively.
"This is one of the most serious cases of fraud and embezzlement I have ever seen," Judge Dick lectured Dorkmeister before pronouncing sentence. "Therefore, in essence, I am sentencing you to life in prison. You will not be eligible for parole until you are 137 years old."
Dorkmeister was accused of three separate acts of fraud. First, while traveling to an academic conference on 19th-century Prussian folklife, he used his university credit card to buy an unauthorized donut in the New Orleans airport. According to the district attorney, the donut cost $1.82 (including sales tax).
Dorkmeister testified it was a simple mistake. "My university card," he told the jury, " looks almost exactly like my personal credit care. I just got the cards mixed up and gave the cashier the wrong card."
Second, the District Attorney accused Dorkmeister of fraudulently seeking reimbursement for his parking fee at the New Orleans Airport. State Policy requires all state employees to provide parking attendants with a signed form verifying they are on state business and should not be charged sales tax for parking fees. Dorkmeister's fee was $7.70 cents, which included a 70 cent sales tax.
Again, Dorkmeister argued he was innocent. "I tried to give my official form to the parking attendant,' Dorkmeister testified tearfully, "but she laughed in my face and refused to deduct the 70 cents."
The third criminal charge, which the District Attorney described as the most serious offense, involved a purchase of 25 official University of Louisiana ballpoint pins without verifying that the pens were manufactured by a vendor licensed to reproduce the University's logo. State policy requires professors to submit purchase requests for souvenir items to the Office of Communication and Technology, along with a photo of the vender's trademark license.
Dorkmeister testified at length on this matter. "I bought the ballpoint pens for my freshman students as little prizes for their academic work," Dorkmeister explained. "I did not know I had to get special permission from the Office of Communications and Technology to buy souvenirs bearing the University logo. I assumed the pens were legitimate because I bought them at the student union."
The District Attorney put Dorkmeister under savage cross-examination, forcing the professor to admit that ignorance of the law is no excuse. After deliberating for six minutes, the jury found Dorkmeister guilty on all three counts and recommended the maximum sentence.
After sentencing, Judge Dick denied bail while Dorkmeister appeals. The judge declared him a flight risk and remanded him for immediate delivery to Angola prison, where he will join 16 other professors. All 16 are housed in a maximum-security cell block reserved for rapists, child molesters, and credit-card abusers.
This essay is a satire and Professor Dorkmeister is a fictional character. The policies lampooned in this satire are actual university policies.
College professors convicted of credit card abuse.
Labels: Angola prison, credit card abuse, Louisiana travel regulations, professors, university trademark licenses
In re Engen: Nondischargable student loans create a "prison of emotional confinement"
Bankruptcy Judge Robert Berger issued an opinion in 2016 that deserves to be better known than it is. Although the substance of Judge Berger's decision focused on an arcane provision of bankruptcy law, it also contains a trenchant summary of the misery that has been inflicted on millions of Americans by the federal student loan program.
In re Engen concerns Mark and Maureen Engen, a married couple who filed for bankruptcy under Chapter 13. Mr. and Mrs. Engen submitted a plan to pay creditors about $5,000 a month over five years. Under their plan, the Engens would completely pay off the first mortgage on their home, a car loan, and state and federal taxes. In addition, the Engens would make payments to nonsecured debtors who would only receive partial repayment.
In their plan, the Engens categorized their student-loan debt as a separate class of unsecured creditors and proposed to pay off this debt completely (without interest) before making payments on other unsecured claims (p. 529). The trustee in the Engens' case objected to giving student loans preferential treatment.
In a well-reasoned opinion, Judge Berger approved the Engens' repayment plan over the trustee's objection and explained why it was appropriate to categorize student loans as a separate class of unsecured debt.
First of all, Judge Berger explained, student-loan debt is a particularly onerous debt because it is quite difficult to discharge in bankruptcy. Bankrupt debtors must file an adversary proceeding to discharge their student loans, and "[t]his bankruptcy litigation is sufficiently expensive and . . . so demanding, that debtors rarely even try to have student loan debt discharged" (p. 531, internal punctuation and citation omitted).
Indeed, a debtor's attempt to discharge student-loan debt is generally "an exercise in futility," with debtors forced to overcome what amounts to an "assumption of criminality" in order to obtain relief (p. 57, internal citation omitted).
In Judge Berger's opinion, the hardships associated with student-loan debt justify treating it as a separate classification in a Chapter 13 repayment plan. In fact, in some instances, lumping student loans with other unsecured debt would cause debtors to owe more on their student loans after bankruptcy than before they filed for bankruptcy relief.
Judge Berger then turned to an extended discussion of the pernicious quality of student-loan debt in the United States. Student loans, he observed, have caused many college graduates to delay marriage, defer car purchases, postpone home ownership, and put off saving for retirement. Student debt is becoming a growing concern for older Americans, with more than a quarter of student loans held by debtors age 65-74 in default.
Judge Berger went on to articulate the grave harm suffered by distressed student-loan debtors who are unable to discharge their loans in bankruptcy. "Nondischargeable student loans may create a virtual debtors' prison," he wrote, "one without physical containment but assuredly a prison of emotional confinement" (p. 550).
Finally, Judge Berger ended his opinion with the forceful argument that bankruptcy relief benefits not just the distressed debtor; it also benefits society.
It is this Court's opinion that many consumer bankruptcies are filed by desperate individuals who are financially, emotionally, and physically exhausted. Sometimes lost in the discussion that the bankruptcy discharge provides a fresh start to honest but unfortunate debtors is that, perhaps as importantly, it provides a commensurate benefit to society and the economy. People are freed from emotional and financial burdens to become more energetic, healthy participants. (p. 550)
The Student Borrower Bankruptcy Relief Act of 2019 is now pending in Congress. This legislation, if adopted, will remove the "undue hardship" provision from the Bankruptcy Code and allow overburdened debtors to discharge their student loans in bankruptcy like any other nonsecured consumer debt. Supporters of this bill should cite Judge Berger's opinion in In re Engen, because it expresses one federal judge's view that the "undue hardship" provision in the Bankruptcy Code has created "a prison of emotional confinement" that burdens not only student debtors but our society as a whole.
"A prison of emotional confinement"
In re Engen, 561 B.R.523 (Bankr. D. Kan. 2016).
Posted by Richard Fossey at 10:27 AM 2 comments:
Labels: Chapter 13 bankruptcy, In re Engen, Judge Robert Berger, Mark Engen, Maureen Engen, undue hardship
Hill v. ECMC: An Army veteran with PTSD sheds her student loans in bankruptcy
Hill v. ECMC: A veteran seeks to discharge her student loans in bankruptcy
Risa Rozella Hill enrolled at Wichita State University after getting out of the Army, and she obtained a bachelor's degree in social work in 2002. She went on to pursue a master's degree from Newman College but did not graduate. In 2008, she received an MBA from DeVry University.
Hill financed her studies with 23 student loans totally $127,000. She never paid anything on these loans, but she was never in default because she obtained various deferments or forbearances that entitled her to skip her loan payments.
In 2013, Hill began to experience symptoms of psychosis, including delusions, hallucinations, and voices that "instructed her to behave in certain ways." In 2014, she was involuntarily committed to psychiatric care in a Georgia hospital. She was diagnosed with bipolar disorder and post-traumatic stress disorder (PTSD).
Hill was released from the hospital, but she was readmitted to another hospital a few months later after showing signs of psychosis. She was released again in November 2014.
Prior to filing for bankruptcy, Hill experienced periods of homelessness. The Social Security Administration deemed her disabled and she began receiving disability-benefit checks--her sole source of income. She also began living in publicly subsidized housing.
In 2017, Hill filed for bankruptcy and sought to have her student loans discharged. Hill was represented by the Atlanta Legal Aid Society. Educational Credit Management entered the litigation as the sole defendant.
Judge Sage Sigler discharges Hill's student loans over ECMC's objections
In evaluating Hill's claim, Judge Sage Sigler applied the three-pronged Brunner test to determine whether repaying the loans would constitute an "undue hardship" under 11 U.S.C. § 523 of the Bankruptcy Code. In Judge Sigler's opinion, Hill's disability income was hardly adequate to meet her basic needs. Hill could not maintain a minimal lifestyle if she were forced to pay back her student loans, Judge Sigler concluded; and thus, Hill satisfied the first prong of the Brunner test.
Moreover, Judge Sigler continued, Hill's financial circumstances were unlikely to improve during the loan repayment period. "[T]he weight of the evidence demonstrates that [Hill's] condition will persist indefinitely," Judge Sigler observed; and any recovery from Hill's bipolar disorder was "purely speculative." Indeed, Judge Sigler wrote, "The prospect of [Hill] obtaining and maintaining employment commensurate with her prior jobs is unfortunately hopeless." In short, Hill met part two of the Brunner test.
Part Three of the Brunner test required Hill to show that she had handled her student loans in good faith. Again, Judge Sigler ruled in Hill's favor. Hill met the good faith standard in spite of the fact she had not made a single loan payment.
Judge Sigler pointed out that Hill took the steps necessary to obtain deferments or forbearances, which the judge evidently viewed as a sign of good faith. Moreover, the judge noted, "Good faith effort only requires the debtor to have made payments when she was in a position to make such payments. [Hill] was never in such a position."
In some ways, the Hill decision is unremarkable. Hill's mental illness (psychosis and PTSD) clearly qualified her for a student-loan discharge. What is remarkable is the fact that ECMC opposed it. ECMC dragged out its shopworn tactic of demanding that Hill sign up for REPAYE, a long-term income-based repayment plan--a plan that would have required her to make monthly payments of zero dollars due to her low income.
But Judge Sigler did not buy that line. ECMC's calculation of Hill's loan payments under REPAYE demonstrated that Hill had no discretionary income to dedicate to student-loan repayment. "The very reason [Hill's] payment amount would be zero-dollars a month under REPAYE is because she cannot afford to make payments under her student loans and maintain a minimal standard of living."
The Hill case is probably most significant as another case in which a bankruptcy judge refused to adopt ECMC's tiresome argument that all student-loan debtors should be placed in income-based repayment plans as an alternative to bankruptcy relief. Judge Sigler identified the fundamental flaw in ECMC's argument, which is this: Debtors so destitute that they are required to make zero-dollar payments on their student loans clearly meet the first criterion for student-loan relief under Brunner. They cannot maintain a minimal lifestyle and pay off their student loans.
Posted by Richard Fossey at 1:41 PM 1 comment:
Labels: Atlanta Legal Aid Society, Brunner test, DeVry University, income based repayment plans, Judge Sage Sigler, REPAYE, Risa Rozella Hill, undue hardship
The Student Loan Crisis: If you aren't concerned, ...
Student Loan Assistance Companies on Notice Now fo...
Fraud in the Federal Student Loan Program? We're s...
Student charged $3,800 for failing to return rente...
Let the Good Times Roll! Murder, Corruption, Abuse...
Weingarten v. DeVos: American Federation of Teache...
Louisiana professor sentenced to 90 years in priso...
In re Engen: Nondischargable student loans create ...
Hill v. ECMC: An Army veteran with PTSD sheds her ...


Bobby serves as the UWS Campus Pastor and Growth Groups Pastor at The Journey Church. A native New Yorker, Bobby spent 14 years living in the south, but is loving every minute of being back in his home city. You can mostly find him watching a Yankees game, trying out local restaurants throughout the city, or hanging out at Prospect Park in Brooklyn, where he currently lives.


text:
About Anand Vasu
India v Pakistan at Old Trafford
By Anand
On 16 Jun, 2019
7.30pm: All over. Pakistan returned to the crease after a rain break needing a further 136 runs from five overs, an overall target of 302 from 40 overs. Naturally they did not even get close. India sealed the deal by 89 runs (Duckworth/Lewis Method) to make it seven wins from as many games against Pakistan in World Cups. The win also ensured their unbeaten streak at the 2019 World Cup stayed intact.
"The outfield was like a skating rink"
In Field reports
At 3pm on a day of spitting rain, the India-New Zealand match at Nottingham was called off without a ball being bowled. Neither team was massively affected as they came into the game without having lost a match. And yet there was plenty of frustration all around.
Speaking soon after the game was called off, R Sridhar, the fielding coach, gave India's perspective. "Yeah, it is frustrating to wait in the dressing room on a rainy day. It's a challenge for the players and the support staff to switch down but not really switch off, because the match could start at any time, so keep yourself prepared in the back of the mind," said Sridhar. "At the same time, not think too much about the game and keep yourself a little busy, reading, some music, or chatting with friends. But we deal with it all the time."
Dhawan cloud has India worried
India were indoors in Friday, rain ruining their morning practice session at The Oval and Australia were just making their way to the capital after getting past West Indies at Trent Bridge. All was quiet on the western front, but you can be sure both teams were already thinking about each other, given how big their encounter is likely to be.
On a weekend, in London, India v Australia. The Oval will be a sea of blue once more, but unlike in Southampton, where there was negligible support for South Africa in the stands, Australia will not be completely blanked out.
Sea of blue advances cricket colonisation
On 9 Jun, 2019
In Analysis, Features, Field reports
"You're at the wrong ground mate."
These were the words welcoming an Englishman who walked to his seat in the stands at the Vauxhall end of the Oval Cricket Ground. A group of raucous Indians were trying to put this outsider in his place. "At least you should be wearing an India shirt, because we're playing against Australia, your enemy."
The irony that the forefathers of this very English gent, sporting his team's colours, established this ground back in 1845, and that the first Test in the country was played here in 1880 was clearly lost on the men wearing India's blue.
The beast awakens at the Oval
In Analysis, Field reports
The beast that has been lurking around the shires of the United Kingdom awoke and let out a spine-chlling, blood curdling roar in London on Sunday. At the Oval, Australia's bowlers faced the wrath of the Indian batting line up, one of the scariest of its kind assembled, and try as they might, the "away" team could not overcome either the men in blue or the sea of the same hue in the stands.
When Virat Kohli won the toss and chose to bat first, it was a bold decision. Certainly it appeared to be the right one, but even that needed the batsmen to dig deep, apply themselves and do the job to justify the faith the captain had in his band of batting brothers.
Rohit Sharma: Played more than 200 ODIs, if I don't do it now, then when?
Rohit Sharma, India's vice-captain, oozed calm and composure when he spoke to the media ahead of India's match against Australia. Fielding questions that ranged from Mahendra Singh Dhoni's gloves to who the best batsman in the world was and much between, Rohit played with a straight bat, just as he had against South Africa in India's tournament opener.
Q. Rohit, firstly, congrats on the hundred. And your record against Australia is very good, but on this ground India has not done very well of late. How do you think of today's match?
Warner rattled after net bowler suffers blow to head
There was brief panic during Australia's net session at the Oval when a net bowler could not get out of the way of a fierce hit from David Warner. The bowler, a medium pacer, was in his followthrough when the shot hit him on the head. He was immediately attended to by medical staff and was conscious, smiling and said his name.
The bowler, of Indian origin, said his name was Jai Kishan, and was taken to hospital as a precaution. He was expected to remain under observation for 24 hours.
Peerless Bumrah is India's MVP
Boom. Boom. Boom.
The chants in the stands at Southampton from a sizeable Indian crowd began mutedly, but built up a steady head of steam and exploded in raucous crescendos. They pretty much mirrored the bowling action of Jasprit Bumrah — the man being celebrated — to perfection.
When Bumrah is at the top of his mark he appears to be ready to do anything but bowl fast. His first few steps are baby shuffles, his build up more of a person running to catch a train than an athlete aiming for peak speed but when reaches the bowling crease there is an explosive release of energy.
An Indian summer begins in Southampton
The beer had not travelled too well from Indore, described as flat and tasteless by one group of discerning patrons who had travelled some way to watch the match. The samosas, crispy on the outside and flavourful on the inside, flew off the shelves at the concession stalls in the stands.
The approach to the ground experienced traffic disruptions because a politician was travelling to a nearby town. In the stands, in a box of their own were at least 13 members of a leading business family that also owns an Indian Premier League team.
Bearded Harry Potter kicks off World Cup
In Analysis, Field reports, Uncategorized
It can be confirmed that rumours of the 2019 Cricket World Cup having begun on May 30 are, in fact, true. But for cricket fans from the most populous participating nation, the tournament begins today, when India play their first match.
Considering that India seem to have been in England for an eternity — they've had enough time to go paint balling in the woods and take selfies with Harry Kane — but have not yet been called up to play a match. As has been widely reported, this was to allow the team a sufficient gap, and rest, after the completion of the IPL, but it also gives them a significant advantage.
About Anand on Cricket
Anand on Cricket is a cricket blog with regular columns, reports, analysis, interviews, features, live updates, photos, match reports and breaking news.
Anand Vasu is a cricket writer with two decades of experience writing for Cricinfo, Cricbuzz, Wisden India, Wisden, The Telegraph, The Guardian, Sports Illustrated India, The Hindustan Times and others.
No spam, promise.
Tweets by anandvasu
Don't miss a single post!
Subscribe to this blog and receive notifications of new cricket posts by email.


I have to be frank, I had my doubts when I got the Instyler Glossie brush in the mail. To be honest it reminds me of something I would have loved in like 5th grade when I also crimped my hair and put 150 braids in it before bed so when I woke up I would have the largest hair in the game. It was cool then. But to my surprise this early 2000's looking brush has become my dirty little secret.
Countless times I wake up pressed for time, or simply not wanting to put such harsh heat like a straightener or curling iron to my head every day. In some cases I will slick it back into a bun but when I want to leave my hair down I know go for my heated brush. With its heated bristles, it gives my hair this incredible shine and bounce that I cannot always achieve even with a straightener. The other reason I love it? The brush doesn't give me a pin straight look, it leaves a very natural healthy flow to my hair. I have to say since the brush head is so large I am able to get my hair done before work or an event in 1/4 the time it would take me to straighten or wave my hair...so for that reason alone I am sold.
I try to remind my readers as often as I can that although I get to partner with different brands I ONLY share the products I stand behind. Trust me when I say there is a lot of sh*!t that you don't see for that reason (excuse my french).
happy good hair day to all!


text:
Köpingebro IF bildades den 1 juni 1927, och en idrottsförening i Köpingebro i Ystads kommun i Skåne.

Föreningen har cirka 300 medlemmar och i verksamheten ingår numera endast fotboll. Tidigare har man också haft friidrott, bordtennis, handboll, motionsgymnastik, tennis och vintersporter på programmet.

Mest känt är man för sin flick- och damfotboll. Josefine Rydle, tidigare i LdB FC har Köpingebro IF som moderklubb. Säsongen 2021 spelar herrlaget i division 6.
Damlaget lades ned inför säsongen 2020.

Källor
Om klubben, läst 13 december 2013

Externa länkar
Officiell webbplats

Bordtennisklubbar i Sverige
Fotbollsklubbar i Sverige
Gymnastikklubbar i Sverige
Sport i Ystads kommun
Sportklubbar bildade 1927
Upplösta bangolfklubbar i Sverige
Upplösta friidrottsklubbar i Sverige
Upplösta handbollsklubbar i Sverige
Upplösta ishockeyklubbar i Sverige
Upplösta tennisklubbar i Sverige


text:
Q: INSERT several rows with a prepared statement in a loop Sqlserv php error when inserting using array portion
ARRAY PREPRATION
foreach ($data  as $rs) {

 $params []="({$rs->hd},'{$rs->dvn}',{$rs->mth},{$rs->yr},{$rs->stid},{$rs->prcd},'{$rs->prnm}',{$rs->prte},{$rs->ssl},{$rs->clsk},1)";
}

INSERT INTO STATEMENT:
$SqlInsert="insert into  SQl_test (Ss_Hq_cd,Ss_division,Ss_month,Ss_yr,Ss_stk_Id,Ss_prod_cod,Ss_prod_name,ss_prod_rate,Ss_Sale,Ss_Cl_stk,ss_tran_stat) values(?,?,?,?,?,?,?,?,?,?,?) ";
$stmt = sqlsrv_query( $conn, $SqlInsert,$params);

EROOR:

Error in statement preparation/execution.\n"
Array ( [0] => Array ( [0] => 22018 [SQLSTATE] => 22018 [1] => 245 [code] => 245 [2] => [Microsoft][ODBC Driver 13 for SQL Server][SQL Server]Conversion failed when converting the varchar value '(757,'MAIN',12,2018,100899,1250,'xyz',0,100,45,1)' to data type int. [message] => [Microsoft][ODBC Driver 13 for SQL Server][SQL Server]Conversion failed when converting the varchar value '(757,'MAIN',12,2018,100899,1250,'xyz',0,100,45,1)' to data type int. ) )

A: Each array element of $params is just created as a string...
 $params []="({$rs->hd},'{$rs->dvn}',{$rs->mth},{$rs->yr},{$rs->stid},{$rs->prcd},'{$rs->prnm}',{$rs->prte},{$rs->ssl},{$rs->clsk},1)";

You probably meant to create this as an array...
 $params []=[$rs->hd,$rs->dvn,$rs->mth,$rs->yr,$rs->stid,$rs->prcd,$rs->prnm,$rs->prte,$rs->ssl,$rs->clsk,1];

You would then run the INSERT in a loop, pass each array of data one at a time to the query...
$SqlInsert="insert into  SQl_test (Ss_Hq_cd,Ss_division,Ss_month,Ss_yr,Ss_stk_Id,Ss_prod_cod,Ss_prod_name,ss_prod_rate,Ss_Sale,Ss_Cl_stk,ss_tran_stat) values(?,?,?,?,?,?,?,?,?,?,?) ";

foreach ( $params as $param ) {
    $stmt = sqlsrv_query( $conn, $SqlInsert,$param);
}

With mysqli - you would also prepare the INSERT before the loop and just execute it with each row of data in the loop, there is probably a similar thing in SQL Server, but not my area of knowledge.

redpajama_set_name: RedPajamaStackExchange


In collaboration with Dr. Martens, Keep Watch is a 5.5 x 8.5 48 page newspaper zine highlighting 5 women who protect, monitor and secure the gates to New York City music. All of the women were photographed and interviewed in Brooklyn and work doing security at NYC venues. 1,000 copies of the project were released at the Dr Martens WORN DIFFERENT NYC event.


text:
Anatoli ("Giga") Norakidze, gruz. ანატოლი ("გიგა") ნორაკიძე, ros. Анатолий Леванович Норакидзе, Anatolij Lewanowicz Norakidze (ur. 30 marca 1930 w Oczamczyrze, Zakaukaska FSRR, ZSRR, zm. 27 lutego 1995 w Tbilisi, Gruzja) – gruziński piłkarz, grający na pozycji pomocnika, trener piłkarski.

Kariera piłkarska

Kariera klubowa
Wychowanek Szkoły Sportowej w Oczamczyrze. W 1948 roku rozpoczął karierę piłkarską w miejscowej drużynie Dinamo Oczamczyra. W 1950 przeszedł do Dinamo Suchumi, a w 1951 roku przeniósł się do Spartaki Tbilisi. W 1952 został powołany do wojska, gdzie występował w klubie Domu Oficerów (DO) Tbilisi. W 1953 powrócił na krótko do Spartaki Tbilisi, a potem od 1954 do 1957 ponownie bronił barw wojskowego klubu DO Tbilisi o późniejszej nazwie SKVO Tbilisi. W 1958 został zaproszony do Dinama Tbilisi, ale po pół roku powrócił do SKVO Tbilisi, w którym zakończył karierę piłkarską. Co prawda potem w 1977 będąc trenerem Dinama Suchumi został wniesiony na listę piłkarzy tego klubu.

Kariera trenerska
Po zakończeniu kariery piłkarskiej rozpoczął pracę szkoleniową. Najpierw od 1962 pomagał trenować Torpedo Kutaisi, a od 1965 samodzielnie prowadził kutaiski klub. W 1968 również pracował jako dyrektor kutaiskiej drużyny. Od 1969 do 1972 prowadził kluby Meszachte Tkibuli, Dila Gori i Mercchali Macharadze. W 1973 ponownie wrócił do kierowania klubem Torpedo Kutaisi. W 1977 odszedł do Dinamo Suchumi. Następnie w 1979 i 1983 znów pracował na stanowisku głównego trenera w Torpedo Kutaisi, a w 1989 w Dinamo Suchumi.

W 1990 został wybrany na pierwszego trenera reprezentacji Gruzji. Jesienią 1993 po 6 porażkach został zmieniony na Aleksandre Cziwadze.

Zmarł 27 lutego 1995 w Tbilisi i został pochowany na tamtejszym cmentarzu.

Sukcesy i odznaczenia

Sukcesy klubowe
 brązowy medalista mistrzostw Pierwszej ligi ZSRR: 1952, 1957

Odznaczenia
 tytuł Mistrza Sportu ZSRR: 1961
 tytuł Zasłużonego Trenera Gruzińskiej SRR: 1970

Przypisy

Bibliografia

Gruzińscy piłkarze
Gruzińscy trenerzy piłkarscy
Radzieccy piłkarze
Radzieccy trenerzy piłkarscy
Piłkarze Dinama Suchumi
Piłkarze Dinama Tbilisi
Piłkarze Spartaki Tbilisi
Trenerzy piłkarzy Dinama Suchumi
Trenerzy piłkarzy Torpeda Kutaisi
Selekcjonerzy reprezentacji Gruzji w piłce nożnej mężczyzn
Urodzeni w 1930
Zmarli w 1995


"Great format - moves along - which is great.
Good time of year... after our hectic busy season gives us ideas of what to work on...follow up on.
— Pamela Bello | Bello Realty Inc.
"I look forward to future workshops. I got a lot out of your presentations. Freewheeler Vacations will be contacting many of y'all in the near future.


Jeff Laurie+Co. Direct Response Copy and Design That Drives Results.
Award-winning direct response copy and design for subscription marketing.
These stood the test of time — for a long time.
Let us create a winner for you.


America's educators are among the hardest working and most dedicated participants in our society. However, our students face a challenge that cannot be overcome in the classroom alone. This challenge is a lack of exposure to the needs and requirements of future employers. Our students get little to no exposure to the real job market, they forge few if any ties to potential future employers, and they blindly pursue degrees which may prove far less valuable than they had expected.
For all of these reasons and more, schools and the private sector must increase communication, collaboration, and public-private partnership programs to support strained school budgets, improve curriculum, better prepare students for their futures, and better connect employers with their future workforce. It is imperative that we capitalize on this new approach to education in order to rebuild our middle-class and and ensure that the next generation of Americans are the most skilled and competitive workers in the world.
America's educators are among the hardest working and most dedicated participants in our society. However, our students face a challenge that cannot be overcome in the classroom alone. This challenge is a lack of exposure to the needs and requirements of future employers. Our students get little to no exposure to the real job market, they forge few if any ties to potential future employers, and they blindly pursue degrees which may prove far less valuable than they had expected. For all of these reasons and more, schools and the private sector must increase communication, collaboration, and public-private partnership programs to support strained school budgets, improve curriculum, better prepare students for their futures, and better connect employers with their future workforce.
It is critical that you understand what we mean by these public-private partnerships. We are not talking about putting more soda machines in cafeterias or allowing private companies to commandeer public schools. We are talking about expanding successful programs which have pioneered around the country and focus on addressing the needs of students in a rapidly changing world and a constantly evolving job market. Let's look at three examples of such programs.
In New York City, a partnership has formed between the City University of New York, the New York City Department of Education, and IBM known as Pathways in Technology Early College High School (or P-Tech for short). Together, they have created a program which not only delivers a first-class high school education, but also provides an associate's degree program in computer science which puts students at the top of the list for jobs with IBM or similar companies. The original P-Tech location was built in an area of Brooklyn which had high poverty rates and poor student performance. In this setting, one might have low expectations for student achievement. However, by their fourth year in the program 74% of P-Tech students had met college readiness standards while the rest of New York state had only 39% of students college ready. These young people clearly want to learn and to achieve! They only needed the quality education program provided by P-Tech as well as the motivation of working towards a good job in a growing sector. This new type of school, which provides a distinct career path at the end of the education tunnel, is the catalyst that many students need for better performance and progression into middle-class jobs. This model can be replicated across the country and tailored to the needs of any of our fastest growing 21st century industries (health care, information technology, etc.). Tech firms and other industries can use this same approach to train the employees that they need anywhere, such as impoverished, rural, or neglected communities throughout America. This will allow us to rebuild our middle class and help students to find good jobs in growing and high-demand sectors.
In Colorado, CareerWise seeks to revolutionize America's approach to education. Through this program, thousands of young apprentices will have the opportunity to work for employers in fields ranging from banking to manufacturing, earn salaries as well as college credit, forge strong relationships with potential future employers, and explore different careers before blindly choosing a college major. This gives students the job exposure and real world experience that they need to choose a career and degree which is appropriate for them. It gives employers a direct pipeline to potential future employees. And it gives schools the chance to share the responsibility of educating our next generation with private sector partners. Such a program would be ideal in high schools around the country. It must also be emphasized that these apprenticeships are in diverse fields, like banking and IT, manufacturing and healthcare, etc. Americans associate apprenticeships with only certain jobs, but that is not the case at CareerWise. Banks want to use apprenticeships to train their future employees just as much as manufacturers. Also , the excitement of real work and responsibility (as well as a real salary) makes this program very appealing to high school students.
Across the country, the National Science Foundation's Advanced Technical Education (ATE) program is bringing community colleges and high-tech companies together to create a highly skilled workforce that doesn't need a four-year degree. There are still millions of middle-class jobs that do not require a college degree, but they do require some degree of specialized education. The ATE program provides this training in such diverse fields as photonics, cyber-security, nanotechnology, aerospace technology, and many more. These are important, distinguished, high demand, middle-class jobs that do not require a four-year degree. With the ATE program, we can create a strong middle class full of high skill technicians who are not saddled with student debt for most of their lives. This program is extremely beneficial and must be expanded.
The education models mentioned above represent innovative and successful methods of revolutionizing American education, strengthening our workforce, and rebuilding our middle class. These programs should be studied and emulated by state and local governments around the country, and encouraged by Congress and the Department of Education as well as the Department of Labor.


Living walls have been cropping up everywhere, from retail shops to airports. Such lush greenery, overtaking buildings like moss on trees, may look like nature unchecked, but it's actually the result of intense horticultural know-how, elaborate irrigation systems, and diligent maintenance. For those who want a vertical garden without having to invest much in its constant upkeep, there's Jakob Rope Systems, a grid of stainless-steel cables that trains plants to climb the length of a facade.
Stainless-steel ropes are arranged in a grid and held together with tension devices. The structure is then anchored to the facade, at arm's length, with stainless-steel rods.
The ropes are flexible, strong, and corrosion-resistant. The overall dimensions, as well as the fineness of the mesh grid, can be customized.


Conrad Consulting is now expanding into the product market with the introduction of a new line of software applications targeting mobile devices.
Conrad Consulting recognizes that the rapid advancement in mobile device technology will take them far beyond the general business market and into many exciting new markets. We plan to address this advancement through the introduction of a number of software application products in the near future.
General product support information is available here.
The SMB app series is a collection of applications for accessing and displaying or playing files on network file servers that support the SMB protocol. SMB is the native network file sharing protocol of Microsoft Windows. SMB is supported by Mac OS X and most Linux distributions. SMB is also supported on a variety of other systems, including many network file storage appliances.
SMB Music is an application for accessing and playing music files on network file servers. SMB Music is available for the Apple iPhone and iPod touch on the App Store.
SMB Image is an application for accessing and displaying image files on network file servers. SMB Image is available for the Apple iPhone and iPod touch on the App Store.
SMB Doc is an application for accessing and displaying documents on network file servers. SMB Doc is available for the Apple iPhone and iPod touch on the App Store.
SMB Video is an application for accessing and playing video files on network file servers. SMB Video is available for the Apple iPhone and iPod touch on the App Store.
SMB Lite is a lightweight entry in the SMB app series. Although its functionality is limited, it may be sufficient for some users. SMB Lite is an application for accessing and playing media files on network file servers. SMB Lite is available for the Apple iPhone and iPod touch on the App Store.
Dokusu targets both the personal entertainment and educational markets by combining a simple but challenging puzzle with an introduction to mathematical permutation group theory. It borrows from the enormously popular Sudoku, but with a topological twist. Dokusu is available for the Apple iPhone and iPod touch on the App Store.
NetTime is a tool for accessing and displaying reference time from network sources that support NTP (Network Time Protocol). It is useful for checking and setting clocks and watches around the home, office, school, car, and boat. It can also be used as a basic networking diagnostic tool. NetTime is available for the Apple iPhone and iPod touch on the App Store.
Last modified: 14-April-2011 Copyright © 2000-2011 Conrad Consulting, Inc. All rights reserved.
Drawings, graphic art, logos and photographs on this web page are the property of Conrad Consulting, Inc., unless otherwise indicated, and may not be copied or used without permission. Validation logos are copyright © W3C.


You selected Ericsson which is in Precinct 3, Sector 3 .
If the neighborhood is not correct, please return to the map.
Submit this form and then confirm your email address on the next page. Then you may subscribe to other sectors, select other neighborhoods you are interested in, and indicate if you'd like special alerts for business owners, managers, or landlords.


text:
Q: Need better approach for azure api to process large amount of data We have Azure http triggered function app(f1) which talks to another http triggered function app(f2) that has a prediction algorithm.
Depending upon input request size from function(f1), the response time of function(f2) increase a lot.
When the response time of function(f2) is more, the functions get timed out at 320 seconds.

*

*Our requirement is to provide prediction algorithm as a
service(f2)

*An orchestration API(f1) which will be called by the client and
based on the clients input request (f1) will collect the
data from database do data-validation and pass the    data to
(f2) for prediction

*After prediction (f2) would respond back predicted result to
(f1)

*Once (f1) receives the response from (f2), (f1) would respond
back to client.

We are searching for alternative azure approach or solution which will
reduce the latency of an API and also the condition is to have f2
as a service.

A: If it takes more than 5 minutes in total to validate user input, retrieve additional data, feed it to the model and run the model itself, you might want to look at something different than APIs that return response synchronously.
With these kinds of running times, I would recommend a asynchronous pattern, such as F1 stores all data on a Azure Queue, F2 (Queue triggered) runs the model and stores data in database. Requestor can monitor database for updates. Of F1 takes the most time, than create a F0 that stores the request on a Queue and make F1 queue triggered as well.

A: As described in Limits for Http Trigger:

If a function that uses the HTTP trigger doesn't complete within 230 seconds, the Azure Load Balancer will time out and return an HTTP 502 error. The function will continue running but will be unable to return an HTTP response.

So it's not possible to make f1 and/or f2 Http Triggered.

Alternatives are many, but none can be synchronous (due to limitation above) if:

*

*Interface to end user is REST API and

*API is served by Http Triggered Azure Function and

*Time needed to serve request is greater than 230 seconds.

Assuming:

*

*Interface to end user is REST API and

*API is served by Http Triggered Azure Function

one async possibility would be like this:

PS: I retained f1 and f2, which do the same as in your design. Though their trigger/output change.

*

*Http Triggered REST API from f3 is the entry point for end user to trigger the job. Which would post to queue q1 and return a job-id / status-url as response.

*user can query/poll current status/result of job by job-id using another Http Trigger API served by f4.

*f1 and f2 are now triggered by queue trigger

*f1, f2 and f3 update status for each job-id whenever needed into ADLS (which could be anything else like Redis cache or Table Storage etc).

*f4 need not a separate function, it can be served as a different path/method from f3.


Held outside of the salon in venues meant to inspire creativity, our signature DEFINE events will empower you with the tools and resources you need to grow your artistic practice, your business and your self expression. Get details about the full array of DEFINE events here.
These hands-on workshops allow you to get in-depth, one-on-one attention with our most senior artists and Platform Educators. Ranging from topics like creating an exceptional client experience to advanced barbering techniques, these workshops will allow you to master your techniques, shift your perspectives, and transform your bottom line. Find upcoming Academy on the Road events in your area here.
Taught by SEVEN Partner Educators and Account Executives, SEVEN haircare in-salon education classes bring techniques and tools to your fingertips. For more information about bringing world-class programs to your salon, contact us here.


text:
Q: FORMAT_CONVERSION_ERROR when adding Word documents to an existing envelope I'm building an app that creates DocuSign envelopes, and as part of this I need to add some MS Word (docx) docs to an existing envelope that I've created previously.
I've implemented a number of DocuSign API calls successfully, including the call to create a multi docucment draft envelope from both PDF and Word docs.
However, when I try to add more documents to this envelope, I get a 'FORMAT_CONVERSION_ERROR' error for each Word doc I add.  PDF docs can be added successfully.
The API request I'm making is as follows:
Method: PUT
URL: https://demo.docusign.net/restapi/v2/accounts/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxx/envelopes/xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx/documents

Request:

Custom Headers
Name
Value
Accept
application/json
Content-Transfer-Encoding
Base64
Content-Type
application/json
X-DocuSign-Authentication
{"SendOnBehalfOf" : "", "Username" : "username_goes_here",     "Password":"password_goes_here","IntegratorKey":"integrator_key_goes_here"}
Body:
"documents": [
    {
      "name": "2016 Audit Engagement Letter - Executive Superannuation     Fund",
      "documentId": "8",
      "fileExtension": "docx",
      "documentBase64": "UEsDBB..."
    },
    {
      "name": "2016 Audit Management Letter - Executive Superannuation Fund",
      "documentId": "9",
      "fileExtension": "docx",
      "documentBase64": "UEsDBBQAB..."
    },
    {
      "name": "2016 Audit Representation Letter - Executive Superannuation Fund",
      "documentId": "10",
      "fileExtension": "docx",
      "documentBase64": "UEsDBBQABgA..."
    },
    {
      "name": "2016 Independent Audit Report - Executive Superannuation Fund",
      "documentId": "11",
      "fileExtension": "docx",
      "documentBase64": "UEsDBBQABgAIA..."
    },
]

I get a 200 OK back, but with the following errors in the body:
{
  "envelopeId": "xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx",
  "envelopeDocuments": [
    {
      "documentId": "8",
      "order": "8",
      "errorDetails": {
        "errorCode": "FORMAT_CONVERSION_ERROR",
        "message": "The data could not be converted."
      }
   },
    {
      "documentId": "9",
      "order": "9",
      "errorDetails": {
        "errorCode": "FORMAT_CONVERSION_ERROR",
        "message": "The data could not be converted."
      }
    },
    {
      "documentId": "10",
      "order": "10",
      "errorDetails": {
        "errorCode": "FORMAT_CONVERSION_ERROR",
        "message": "The data could not be converted."
      }
    },
    {
      "documentId": "11",
      "order": "11",
          "errorDetails": {
            "errorCode": "FORMAT_CONVERSION_ERROR",
            "message": "The data could not be converted."
          }
        }
    ]
    }

The same docs can be uploaded successfully in the original POST request that creates the draft envelope, so I don't think the documents nor the base64 encoding is the issue.
Similarly, if I replace the docs with PDF docs, the request works ok and the PDFs are added to the existing envelope.
Has anyone else seen this?  Does DS support adding Word docs to pre-existing draft envelopes?
Cheers,
Hayden

A: Specifying the name property with the file extension is working. Looks like fileExtension property does not have to be specified separately in the  putDocuments api.

PUT /v2/accounts/{accountId}/envelopes/{envelopeId}/documents

{
   "documents": [
   {
      "name": "2016 Audit Engagement Letter - Executive Superannuation Fund.docx",
      "documentId": "8",
      "documentBase64": "UEsDBB..."
   },
   {
      "name": "2016 Audit Management Letter - Executive Superannuation Fund.docx",
     "documentId": "9",
     "documentBase64": "UEsDBBQAB..."
   }
  ]
}


text:
David Bowie: Rock's Artful Dodger Picks Own Pocket
David Bowie - 'hours...'
(Virgin Records)
3 1/2 stars (out of 5 stars)
Story by Tony Bonyata
David Bowie, rock's ever evolving Artful Dodger, is up to his old tricks again as he pilfers through old material and synthesizes it into something that is uniquely his own. He's cheekily lifted from T. Rex and Lou Reed in the past to create his early seventies glam alter-ego Ziggy Stardust, flagrantly pinched American soul music in 1975 and then, just 2 years later, befriended Brian Eno so he could pick his brain for ambient influences which resulted in his masterpiece Low. He sold it all for fame in the eighties at the cost of his art, only to break through his creative doldrums with his hard-headed rock band Tin Machine which nodded to both Cream and Hendrix. In the early nineties he turned to an upbeat form of techno-jazz on Black Tie White Noise. His last album Earthling saw the Thin White Duke spiking his own eclectic blend of rock with a hip urban edge of techno-jungle and drum-and-bass heisted from the turntables of London's underground clubs.
If all the looting of musical styles was an offense then Bowie would certainly be on death row. Bowie's acts of grand theft come off more like petty thievery, however, after he covers them with his own glossy sheen, similar to a stolen bike with a coat of fresh paint.
With his constant reinventions of himself and his music it becomes even harder to pin down what he's going to do next, or who or what it will be that influences him. On his latest release 'hours...' Bowie is once again caught red-handed, but the victim this time is himself, as he elegantly borrows from his own past covering up his tracks just enough to throw off any leads to his crime.
Where style has sometimes overshadowed substance in his latter recordings, 'hours...' , his twenty third solo album to date, is more of a return to his earlier days where song structure and melody were first and foremost. Both the acoustic flavored numbers "Survive" and "Seven", which are some of the most beautiful songs he's written in decades, hearken back to his androgynous alien at a folk festival period of Hunky Dory. The brooding and detached "New Angels Of Promise" as well as the Asian-laced ambient instrumental "Brilliant Adventure" would have fit comfortably on his experimental 1978 album Heroes, while the aggro-metal of "The Pretty Things Are Going To Hell", which was included in the recent soundtrack from the movie Stigmata, resurrects the angst of his short lived band Tin Machine with it's snarling guitars and bullying rhythm.
Other than longtime guitarist Reeves Gabrels, who sparkles throughout the album with his highly textured guitar sonics, Bowie has enlisted a new and powerful band, which includes Mark Plati (bass), Mike Leveque (drums) and guest guitarist Chris Haskett, that casts a post-modern illumination to his delves into the past.
While his lyrics have often been fragmented, hazy glimpses into imagery and fantasy, Bowie instead wears his inner emotions, which deal with love, loss and regret, on his sleeve, offering us possibly the closest thing to the man as we've ever known.
Always on the cutting edge of technology (he was the first recording artist to release an interactive cd-rom, had the first downloadable single on the Internet with his drum-n-bass number "Telling Lies", and offered the world's first artist-created Internet service provider with "BowieNet"), Bowie once again leads the pack as he is making 'hours...' the first fully downloadable album on the Internet, a full two weeks before it hits retail stores.
Carefully balancing his prolific career on the fringe between outsider art, real-time technology and Top 40 mainstream, he has finally realized that there may be no better influence on Bowie than Bowie.
Return to CD Archives
Return to CD Reviews