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Mortgage News & Resources
Your Online Mortgage resource
> The Reality of the Millennial Homeownership Dream
The Reality of the Millennial Homeownership Dream
HSBC survey provides insight into how millennials feel about buying, renting and owning their own home.
If you're a millennial in Canada, or the parent of one, a recent HSBC survey suggests that the dream of homeownership isn't dead, it just requires some help—and work—to bring the aspiration of buying a home to life.
"This study challenges the myth that the homeownership dream is dead for millennials—be it in Canada or around the world," said Larry Tomei, Executive Vice President and Head of Retail Banking and Wealth Management, HSBC Bank Canada. "In fact, more than three in 10 Canadian millennials already own their home, and more than eight in 10 are planning to do so in the next five years."
According to the survey, 34 per cent of Canadian millennials have jumped into the housing market and purchased a home. However, they did not go it alone: Mom and Dad had a hand in helping them buy the property. Thirty-seven per cent of millennial homeowners borrowed from their parents, and 21 per cent moved back home to save up enough for a down payment.
Related Read: CMHC to Increase Mortgage Insurance Premiums
82 per cent of millennials who don't already own, plan to in the next five years
While parents can, and often do, help their adult children with their first purchase, the millennials who plan to get a mortgage and buy a home in the coming years know they'll have to make sacrifices to afford it—both before and after the purchase. Close to six in 10 (59 per cent) of Canadian millennials would consider spending less on leisure activities, 37 per cent would consider buying a smaller home than they ideally would like, and almost a third (30 per cent) would delay having children, according to the HSBC survey.
Yet, while willing to make sacrifices, the millennials surveyed struggled with budgeting. Almost three in 10 (27 per cent) said they have not planned a budget yet and a further 53 per cent said they only had an approximate budget in mind.
"Despite a strong desire to take the homeownership journey, the findings also suggest that Canadian millennials face some significant barriers, with more than two thirds (70%) saying they haven't saved enough for a deposit nor do they have a firm budget in mind," added Tomei.
To help Canadian millennials get their house in order, HSBC offers the following tips:
Start planning and saving early.
While many people focus on just saving up for the down payment, you'll also need to save up for the closing costs. According to the Canadian Mortgage and Housing Corporation (CMHC), closing costs will generally run about 1.5 per cent to 4 per cent of your purchase price and will typically cover the legal fees, land transfer taxes and other costs associated with the purchase.
Budget beyond the purchase price.
Personal home touches, like furniture, window coverings and a fresh coat of paint, will turn your house into a home. However, these all come with a cost and you'll want to factor them into your home purchase budget.
Look for ways to make it work.
In addition to cutting back on your day-to-day spending to save more, what other ways can you make your dream a reality? Be open to the possibility of buying a smaller home, townhouse or condo, or buying in a different, less expensive, neighbourhood. Perhaps, once you've purchased your home, you could even be open to renting out a portion of it to help pay the mortgage.
Get a full view of your finances.
You'll have to think of your mortgage as part of your long-term financial plan, not as a one-off transaction. After all, you're going to have a mortgage for years, even decades to come. Create a budget to know where your money comes in and goes out, and seek professional financial advice to ensure you stay on track.
Ready to make homeownership a reality?
When it comes to mortgage rates, every percent counts. Compare mortgage rates from 30+ financial partners at Kanetix.ca, and easily connect with the lender for your best rate.


BOSTON, August 17, 2018 – Kearsarge Energy, the Northeast's leading renewable energy project developer and financier based in Boston, Massachusetts, announces its first New York Community Solar Farm. Located on 12 acres in Oppenheim, New York, the 1.94 MW project is developed, owned and operated by Kearsarge.
Through Kearsarge's NY Community Solar Partnership with Common Energy, Capital Region homeowners and renters can add solar energy to their existing National Grid account, save 10 percent on electricity and lower emissions in their community. Enrollment is available today at http://www.commonenergy.us.
Kearsarge is one of the pioneers in Community Solar. Our business has been centered around public-private partnerships offering net metered credits to municipalities, school systems and other public entities. Kearsarge Community Solar brings these same benefits to residential customers in New York.
The Oppenheim site will be a major environmental benefit to all stakeholders, offsetting over 35,000 tons of carbon dioxide. Incorporating 5,544 solar panels, the site will generate 2,300,000 kilowatt hours AC per year which will be fed into the local utility grid. In addition, the Town of Oppenheim will receive tax revenues over the next 20 years from the project.
Find out more at http://www.kearsargeenergy.com/community/.
Kearsarge Energy, based in Boston, Massachusetts, is a leading renewable energy project development, finance and asset management company, with a dual mission to help build a more sustainable world and to provide superior returns to stakeholders and the environment. Kearsarge is focused on creating long-term value by working with local communities to meet the growing demand for commercial and utility-scale renewable energy projects. Visit www.kearsargeenergy.com or (617) 393-4222.
Common Energy enables homeowners and renters to save money by connecting them to lower-cost clean energy from local solar projects. These projects lower carbon emissions and create clean energy jobs in the community. Common Energy partners with developers to monetize their Community Solar projects. Visit www.commonenergy.us or call (844) 899-8763.


Dementia is not a specific disease. It's an overall term that describes a wide range of symptoms associated with a decline in memory or other thinking skills severe enough to reduce a person's ability to perform everyday activities. Alzheimer's disease accounts for 60 to 80 percent of cases. Vascular dementia, which occurs after a stroke, is the second most common dementia type. But there are many other conditions that can cause symptoms of dementia, including some that are reversible, such as thyroid problems and vitamin deficiencies. Dementia is often incorrectly referred to as "senility" or "senile dementia," which reflects the formerly widespread but incorrect belief that serious mental decline is a normal part of aging. Learn more: Common Types of Dementia,What is Alzheimer's?
Are able to live good lives.
Have the ability to live as independently as possible.
Are given support where necessary.


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MASCAC Postseason Honors
Conference Tournament History
uscollegehockey.com
NE Hockey Journal
Related Bios Jay Londer Dustin Walsh
Craig Russell
Title: Head Coach
Email: c_russell@plymouth.edu
Alma Mater: Plymouth State '03
Craig Russell begins his tenth season as head men's ice hockey coach at Plymouth State in 2019-20, and his 21st year with the Panther hockey program overall. Russell played four seasons in a Panther uniform, served five years as assistant coach and two as associate head coach before becoming the program's eighth head coach in 2010.
Russell has enjoyed incredible success during his nine seasons, boasting an overall record of 157-64-22 (.691). He has led the Panthers to at least a share of seven Massachusetts State Collegiate Athletic Conference (MASCAC) regular season titles and three MASCAC Tournament championships and NCAA Tournament appearances. PSU has advanced to the MASCAC Tournament title game in seven of his nine seasons.
He guided the 2011-12 Panthers to the first MASCAC regular season and tournament titles, the first championship in the then 40-year history of the program. He duplicated the feat in 2014-15 and then again last winter.
Russell is a three-time MASCAC Coach of the Year, being honored following the 2011-12, 2012-13 and 2014-15 seasons. He has had at least one athlete earn All-MASCAC First Team honors every season, including five of the six players on the All-Conference First Team in 2012-13. All told he has coached 22 First Team all-stars, 12 Second Teamers, two MASCAC Rookies of the Year and one Player of the Year. Following last season, senior goaltender Evan Morelli was honored by the Eastern Massachusetts Hockey Officials Association as the 2019 J. Thom Lawler Award winner, while classmate Michael Covach was named a New England Hockey Writers Association Division II/III All-Star and was one of six finalists for the prestigious Joe Concannon Award, just the second finalist in program history.
A 2003 graduate of Plymouth State, Russell played four years on the hockey team, serving as alternate captain as a senior. He was an on-ice and bench assistant coach for seven years as well as chief recruiter.
A native of Northfield, Vt., Russell joined the Panther staff as an assistant in 2003, and was elevated to associate head coach in 2008. He helped lead the Panthers to an 86-80-12 record as an assistant coach under coach Brett Tryder, with four post-season berths (three ECAC, one MASCAC).
Sat, 01/11 | Men's Ice Hockey vs. Fitchburg State T, 2-2 (Final - OT) RC | BX
Tue, 01/07 | Men's Ice Hockey at New England College L, 7-4 (Final) RC | BX
Sat, 01/04 | Men's Ice Hockey at Castleton L, 4-3 (Final) RC | BX

redpajama_set_name: RedPajamaCommonCrawl


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Handed Down: The Catholic Faith of the Early Christians
The essence of Christianity is this: we hold fast to what we were given by those who came before us. From Jesus and the apostles to believers throughout history, God's saving revelation has been proclaimed, preserved, and passed on, each generation staying true to the tradition it received.
In Handed Down: The Catholic Faith of the Early Christians, James L. Papandrea examines that most crucial era in the transmission of Christian truth: the time of the early Church, when the brilliant and holy teachers known as the Church Fathers took the apostolic faith they received and from it shaped the Christian religion.
And that religion of the Fathers continues today—faithfully kept, vibrant and alive—in the Catholic Church.
Most Protestants believe that there's a big difference between modern Catholicism and first-centuries Christianity. But in this exploration of history and early theological writings, Papandrea (a former Protestant minister) shows that there's actually a stunning similarity. He demonstrates that the early Christians were decisively Catholic in how they acted and what they believed in, including:
The authority of the Church and Sacred Tradition in addition to Scripture
The sacraments, especially the Real Presence of Christ in the Eucharist
An ecclesial hierarchy with priests, bishops, and a pope
Prayers and devotions to the saints and the Blessed Virgin Mary
Handed Down offers a fascinating window into the life of the early Church and the lessons it holds for us today. It's perfect for history-conscious Protestants looking for a friendly defense of Catholic belief, as well as for Catholics who want to deepen their connection with our forefathers in the Faith.
James L. Papandrea
Posted by Sylvia on Oct 15th 2019
I really enjoyed reading this book. Once I started, I couldn't put it down. The author does a great job explaining the history of our faith. I learned so much from this book, it's definitely a must read!
The Fathers Know Best: Your Essential Guide to the Teachings of the Early Church
What Did Early Christians Really Believe? The Answer Will Surprise and Amaze You!The Fathers Know Best: Your Essential Guide to the Teachings of the Early Church is a unique resource that introduces...
Bearing False Witness: Debunking Centuries of Anti-Catholic History
In this stunning, powerful, and ultimately persuasive book, Rodney Stark, one of the world's most highly regarded sociologists of religion, argues that some of our most firmly held ideas about...
Catholic Controversies: Understanding Church Teachings And Events In History
Moorings Press
Catholic Controversies: Understanding Church Teachings And Events In History gives Catholics and others seeking the truth a valuable resource for correcting the most common misunderstandings and...
The Apostasy That Wasn't: The Extraordinary Story of the Unbreakable Early Church
The theory goes like this: Just a few centuries after Christ's death, around the time the Roman Empire converted to Christianity, the true Faith suffered a catastrophic falling-away. The simple...
Mere centuries after its beginning as an obscure Jewish sect, the Catholic Church stormed the ancient Western world, and from its Roman remnants and barbarian tribes a united Christendom was forged...
The Seven Deadly Sins of Apologetics
The renaissance of Catholic apologetics has done great good for the Church. Ordinary Catholics are learning how to defend and explain the Faith—and to share it enthusiastically with...
Reform Yourself! How To Pray, Find Peace, And Grow In Faith With The Saints Of The Counter-Reformation
Do you want to be a better Catholic? Reform Yourself! The sixteenth-century Catholic Church was definitely in need of reform. Too many of its leaders were worldly and corrupt; too many of the...
One of the ways Jesus answered his critics was to use their own words against them—to show how even the enemies of the Faith admitted crucial facts that undermined their own position...


Gifts of healing by the one spirit to another, the working of miracles, prophecy and the ability to distinguish between spirits to another various kinds of tongues into another.
The interpretation of tongues, all these air powered by one and the same spirit. This is one of the few places in the Scriptures that Paul gives a list of gifts.
The gift of speaking in different kinds of tongues is the ability to speak to God and unlearned human languages.
The gift of the interpretation of tongues would be the ability to translate or interpret what was said to God through the gift of tongues. This is the list.


Concrete Dreams, a documentary about public skateparks written and directed by Little Cabin Films co-founder Nick Nummerdor, has gained distribution through Tony Hawks' RIDE Channel on YouTube.
Concrete Dreams documents the decade-long struggle and ultimate triumph of Paulina Jimenez, a "suburban super-mom" who spearheads the completion of a free public skatepark in Villa Park, IL. Along the way, it shows how the benefits of public skateparks extend far beyond a collection of ramps.
Nummerdor financed much of the project with a grant from the 2017 Digital Media Production Fund, a project of Voqal Fund administered by Chicago Filmmakers.
The 52-minute series features Stevie "Dread" Snyder of Chicago's Uprise skateshop, the Villa Park Community Planning board, and Evergreen Skateparks of Portland, Oregon.
Besides recently sharing the doc with the 1.5 million viewers who subscribe to his RIDE Channel, Hawk indirectly contributed to the story's success by leading his foundation to publish the Public Skatepark Development Guide in 2002.
The free "one-stop shop for all skatepark development guidance and information" helped Jimenez "rally local skateboarders, businesses, and residents to support fundraising efforts," according to a press release.
Nummerdor hopes that this record of her achievement will not only inspire similar community development, but also portray the stuff that inspires people to get on a board.
"More than just public spaces, skateparks are concrete wonderlands that showcase the grace, agility, and athleticism of urban youth who are rarely given opportunities for positive self-expression," he says.
Nick Nummerdor is an independent filmmaker based in Chicago. He directs, produces, edits, shoots, and records sound on a variety of commercials, documentaries, and spots. | Nummerdor's work has been featured on the ABC morning news, Netflix, Amazon Prime, WBEZ, Wisconsin Public Television, Reel Chicago, and even a few German RV magazines. | Nick is a recipient of the Chicago Filmmakers Digital Media Production Fund Grant, a graduate of Columbia College Chicago documentary program, and co-founder of Chicago skateboard company Pardon My Thrashing.
Co-Directors Nick Nummerdor and Andrew Morgan have been making videos together since they became friends in middle school. After relocating from Muskegon, MI to Chicago, they began making a variety of films together via their company Little Cabin Films, started in 2009. In 2013, they released their first feature documentary Vannin', which entertained film festival audiences all over the world. Vannin' screened at Calgary Underground Film Festival, Fun Fun Fun Fest, Virginia Film Festival, San Francisco Doc Fest, Wisconsin Public Television (Directors Cut), and had a weeklong run at Alamo Draft House in Austin, TX. It was featured on the front page of Amazon Prime throughout 2018. Their 2018 short docs North Branch and Hill Climb have been screened at over a dozen film festivals each. Their next documentary, Sleeze Lake, the story of the wildest van party ever, is slated for a 2019 release.


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lumberkings.com | The Official Site of the Clinton LumberKings
Ticket Options Individual Tickets Promotions
2020 Printable Schedule Listen to Game Day Audio Schedule Game-by-game Results
Roster Watch Video Front Office Staff Listen Live MiLB.TV History of Clinton Managers
News Home News Archive MiLB.com News
Tickets & Promotions Schedule Stats & Scores Team News Shop Club Info
Clinton LumberKings News
Andrews Shines in 4-2 Win
LKings top Cougars to move to within three games of first
By Erik Oas / Clinton LumberKings | August 17, 2019 10:54 PM
CLINTON, IA (August 17, 2019) - Tanner Andrews turned in seven strong innings and the Clinton LumberKings toped the Kane County Cougars 4-2 on Saturday night at Northwestern Medicine Field. Clinton's (32-22, 65-58) win moves them to within three games of the first place Cougars (35-19, 70-53).
The LumberKings started the scoring with a run in the top of the second inning. Three singles by Will Banfield, Thomas Jones, and Davis Bradshaw loaded the bases before Samuel Castro lifted a sacrifice fly to right that gave Clinton their first lead of the night.
Andrews (6-4) surrendered the lead in the bottom of the third with the only Cougars runs of the night. Kane County put two runs on the board in the inning to take a 2-1 lead that would hold up until the fifth.
In the top of the fifth inning, the LumberKings took the lead for good with a pair of runs against Cougars reliever Kenny Hernandez. J.D. Osborne brought home the first run with an RBI single and was followed two batters later by a Banfield RBI triple to right center field.
For his time, Hernandez (6-3) was hung with the loss. He allowed two runs over 3.2 innings of work on five hits while walking one and striking out four.
Andrews earned the win for Clinton and allowed no more after the third inning He worked seven innings surrendering five hits while walking three and striking out six.
In the top of the ninth, the LumberKings added the final run of the night. Following a leadoff double by Castro down the line in left Osborne brought home his second run of the game with an RBI fielder's choice.
Zach Wolf worked the bottom of the ninth for Clinton. He earned his team leading 11th save of the year with a 1-2-3 inning.
The LumberKings will meet the Kane County Cougars for game two of a four-game series on Sunday afternoon. Clinton will throw righty Alberto Guerrero (6-6, 3.30) while Kane County will tap lefty Michael Gelabert (3-1, 2.10). First pitch is scheduled for 1:00 p.m. (CDT). Fans looking to listen to the game can hear Erik Oas with the pregame show on 12:45 p.m. with the pregame show on 100.3 FM WCCI and online at lumberkings.com via the tunein radio app.
About the LumberKings
The Clinton LumberKings, the only remaining Charter Member of the Midwest League, are in their 64th season in the league and their first year of affiliation with the Miami Marlins. They play their home games at NelsonCorp Field a park that has been home for the Clinton franchise since 1937. Since the club's inception, 282 former Clinton players have gone on to reach the Major Leagues. Advertising and tickets for the 2019 season are available by calling (563)242-0727 or by visiting LumberKings.com


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Grammys Archives - This Song Is Sick
GRAMMYs Announce 2021 Nominations Ft. KAYTRANADA, Flume, Tame Impala, & More
Reid BG
The 63rd annual GRAMMY Awards have announced their full list of nominations for their 2021 ceremony. We were anxiously awaiting...
The Grammys Have Finally Renamed Their 'Best Urban Contemporary Album' Category
With a move that was highly past due, the Grammy Awards have finally changed the name of their "Best Urban...
ThisSongIsSick.com is all about making it easier for you to discover sick new music that you've never heard before. We work with musicians and record labels from all over the world to showcase a variety of the freshest electronic, hip-hop, indie, and alternative music to a global following that is comprised of millions of music lovers in over 110 countries. So, make yourself at home while enjoying countless amazing musicians from a variety of genres and let the sick sounds fill your ears!
Read more about our new site.
Billie Eilish Makes History As Youngest Artist To Receive Four Top-Tier GRAMMY Nominations
Langston Thomas
Welp…it's official – Billie Eilish is an absolute legend. As the 17-year old has had an absolutely meteoric rise to...
Flume, Tycho, Bonobo & More Dance/Electronic Artists Nominated For 2020 GRAMMYs
It's been an incredible year for new releases in the dance and electronic music worlds and it's time for some...
Grammy 2019 Winners Include Childish Gambino, Anderson .Paak, Mura Masa, Justice & More
TSIS Staff
The Grammys are here. Today marks the 61st edition of the prestigious award ceremony and a few of our favorites...
GRAMMYs Share 2019 Nominations Ft. Childish Gambino, Fisher, Virtual Self & More
It's getting to be that time of the year. The 61st GRAMMYs are set to take place February 10,...
See The Winner Highlights From 2018 Grammy Awards
The Grammys are here! The prestigious awards ceremony concluded last night, and not everything went how fans were hoping, but...
ODESZA, Mura Masa, Bonobo & More Nominated For Electronic Album Of The Year At 2018 Grammys
With the announcement of the 2018 Grammy Nominations comes particular anticipation within the TSIS community as to who will win...
Jack Meilner
Anderson .Paak, A Tribe Called Quest and Foo Fighters' Dave Grohl Supergroup Will Perform At 2017 Grammy Awards
The Grammys are putting together some really dope live performances this year. In addition to Daft Punk performing alongside the...
Jake Nixon
Kendrick Lamar & Imagine Dragons Release Radioactive Remix After Performing Live At Grammys (Video)
The 56th Annual Grammy Awards not only featured a legendary live performance from Daft Punk, but also brought together the combination of indie...
The Grammys Production Company Set to Create DJ Awards Spinoff in America
The Grammys have had a stronger electronic presence in recent years, especially with Skrillex winning 3 awards 2 years running....


These homes are for sale in Bayville and Douglaston.
There are many different styles of home to choose from. For those who are looking for room to expand or settling down with their family, a colonial or Tudor are two options to consider when buying a home.
This week, we're highlighting a colonial in Bayville with bay views, a Douglaston colonial in the landmark district and a Tudor in Douglaston with a spacious yard and high ceilings.


For those little angels that show up at our doorstep. Mine brings a smile to my face every time…strange as she is….
That my brother and sister-in-law are back in town for good. We are ready to pick up where we left off. Thrilled!
We know each other as we always were. We know each other's hearts….
– For the opportunity to teach yet another CCD year; extremely thankful that God is still using me this way.


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Syria says Turkey not implementing Idlib deal: Report
Reuters , Tuesday 30 Oct 2018
Syrian Kurds boost fight against IS group in east after setback
Turkey shells Kurdish militia positions in Syria: State media
With border open, Jordanians visit Syria for first time in years: Reuters report
PHOTO GALLERY: Syria reopens a wing of the capital's famed antiquities museum on Sunday after six years of closure
Israel accuses Syria, Iran of orchestrating Gaza rocket fire
The Syrian government has accused Turkey of failing to meet obligations set out in an agreement with Russia to create a demilitarised zone free of jihadists in the northwest, at odds with the Russian view that Ankara is fulfilling the deal.
The agreement forged in September between Russia, President Bashar al-Assad's most powerful ally, and Turkey, which backs the rebels, staved off a major government offensive into the opposition-held Idlib region.
Russian President Vladimir Putin said on Saturday that Ankara was fulfilling its obligations in Idlib.
But Syrian Foreign Minister Walid al-Moualem said in comments reported late on Monday that Turkey appeared unwilling to implement the deal.
"The terrorists still exist with their heavy arms in this region and this is an indicator of Turkey's unwillingness to fulfill its obligations," Moualem said in Damascus, according to the official news agency SANA.
The Syrian government has vowed to recover "every inch" of Syria, including the Idlib region.
The Turkish-Russian agreement established a buffer zone running 15-20 km (9-13 miles) deep into rebel territory that was to be free of heavy weapons and jihadists by mid October.
The main jihadist group in the northwest, Tahrir al-Sham, gave a nod of approval to the Turkish agreement, but without explicitly saying it would abide by it.
Idlib and adjacent areas are the last stronghold of the anti-Assad insurgency.
Turkey has established 12 military positions in the northwest under a previous agreement with Russia and Iran, Assad's other main ally.
The United Nations warned that any major offensive into the Idlib region would cause a humanitarian catastrophe. The region is home to around 3 million people.


MLIS students: completion of the MLIS core courses, plus permission of the iSchool Graduate Advisor.
For MAS and Dual students this is a required course.
GOAL: To give you the intellectual framework with which to undertake appraisal of archival material. Specifically, to familiarize you with the theory, methods, and practice of appraisal of archival documents and to allow you to formulate your own ideas about this contentious aspect of archives work.


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Kim Jun-ho (born 9 October 1995) is a South Korean speed skater.

Kim competed at the 2014 Winter Olympics for South Korea. In the 500 metres he finished 21st overall.

Kim won a bronze medal at the 500 m event in the 2013 World Junior Championships.

Kim made his World Cup debut in November 2013. As of September 2014, Kim's top World Cup finish is 15th in a 500 m race at Berlin in 2013–14. His best overall finish in the World Cup is 30th, in the 500 metres in 2013–14.

Education
Korea National Sport University
Kangwon Physical High School
Namchuncheon Middle School
The Attached Elementary School of Chuncheon National University of Education

References

External links

1995 births
South Korean male speed skaters
Speed skaters at the 2014 Winter Olympics
Speed skaters at the 2018 Winter Olympics
Speed skaters at the 2022 Winter Olympics
Olympic speed skaters of South Korea
Speed skaters from Seoul
Living people
Korea National Sport University alumni
World Single Distances Speed Skating Championships medalists
21st-century South Korean people
20th-century South Korean people

redpajama_set_name: RedPajamaWikipedia


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Q: Why there is only `HoldFirst` but no `HoldSecond`, `HoldThird`, ...`HoldN`? I feel that this must be a duplicate. But I just can't find such a post.
Mathematica has HoldFirst, HoldRest, HoldAll.
Why are these three "Hold"s sufficient? Why there is no HoldSecond, HoldThird, ... HoldN?
What if I want to hold several variables at different positions? For example how can I hold first and third at the same time?

A: There is no need for HoldSecond, etc., because arguments can always be reordered so the held argument is the first one. HoldRest is needed so an indefinite number of arguments can be passed, but the first argument subjected to pattern matching to discriminate which of many function definitions applies. HoldAll handles almost all other cases of non-standard evaluation, but see HoldAllComplete and SequenceHold.
The above may not be an exhaustive list of the reasons for these being the only holding patterns, but I believe it is sufficient to answer your question.

redpajama_set_name: RedPajamaStackExchange


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Lý Triều Quốc Sư Pagoda (Hà Nội, Vietnam)
July 6, 2021 January 17, 2022 Rice Univ. Research Team Vietnam biography, colonialism, pagoda, politics, shrine, state
By Summer Nguyen
Brought to Vietnam as early as the first century A.D. by Indian missionaries, Buddhism has remained a dominant religion throughout the country (Anh 1993, 98). Vietnamese Buddhism has traces of Chinese Mahāyāna, as well as Theravāda influences entering via Cambodia. Mahāyāna Buddhism, a branch of Buddhism that focuses on compassion and wisdom, flourished until the French occupation in the 19th century (Anh 1993, 110-114). Today, most Buddhists in Vietnam follow Mahāyāna Buddhism practices, but its influence is strongest in the north.
In northern Vietnam, Hanoi has been an important center for Mahāyāna Buddhism, with thousands of historical pagodas and temples that attract locals as well as millions of tourists each year. One of the most significant Buddhist institutions with connection to medicine is the Lý Quốc Sư Pagoda. Built in 1131, it is dedicated to the monk Nguyễn Chí Thành (also known as Minh Không). Nguyễn Chí Thành was born in 1066 in Ninh Binh province during the Lý Dynasty (10th-12th centuries). He began his training to become a monk at age 11 and was taught by a well-known Buddhist monk skilled in healing (Vietnam Online).
In 1138, Nguyễn Chí Thành cured King Lý Thánh Tông of a disease deemed incurable by other doctors. The king later gave him the title Lý Quốc Sư 李國師, "Great Teacher of the Lý Nation," and built him a residential quarter next to the Báo Thiên Pagoda. There, Lý Quốc Sư preached Buddhist sutras, and taught medicine and even bronze casting (he is often referred to as a "patron saint" of the bronze casting craft) (Vietnam Online). After Lý Quốc Sư's death in 1141, the king Lý Anh Tông converted his residential quarter into a pagoda to honor both him and the Buddha. Today, many pagodas throughout Vietnam feature both Buddha and Lý Quốc Sư (Tran 2020).
The pagoda contains many historical cultural artifacts today, such as the bell of Tu Chung, a statue of the bodhisattva Avalokiteśvara at the top of a stone pillar in front of the courtyard, and a statue of Lý Quốc Sư. In 1954, the pagoda was renovated after being destroyed during the French colonial period. The pagoda was fully restored in 2000 with the support of local authorities and Buddhist contributors. The pagoda remains an important religious center within Hanoi's Old Quarter.
Exterior view of Lý Triều Quốc Sư Pagoda.
Main altar inside the pagoda
Buddha statue on the main altar.
Statue of Lý Quốc Sư on the main altar.
Photos by Pierce Salguero
Scholarly Sources
Anh, Nguyễn Thế. 1993. "Buddhism and Vietnamese Society throughout History." South East Asia Research 1(1): 98–114.
Lý Triều Quốc Sư Pagoda, "History of Lý Triều Quốc Sư Pagoda, Hanoi." Temple pamphlet, 2021.
Monnais, Laurence, C. Michele Thompson, and Ayo Wahlberg. 2012. Southern Medicine for Southern People: Vietnamese Medicine in the Making. Newcastle upon Tyne: Cambridge Scholars Publishing.
Tran, Rachel. 2020. "Ly Quoc Su Pagoda," Vietnam Discovery Travel, February 22, 2020, https://vietnamdiscovery.com/hanoi/attractions/ly-quoc-su-pagoda/
Vietnam Online, n.d. "Ly Quoc Su Pagoda." Accessed June 8, 2021, https://www.vietnamonline.com/attraction/ly-quoc-su-pagoda.html
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