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©Anisha Lanewala
Karin Torbjörnsdóttir was named Singer of the Year 2020 by Gríman, the Icelandic Performing Arts Awards, for her portrayal of Cherubino in Mozart's Le nozze di Figaro with the Icelandic Opera. In 2021/22 Karin sang a recital in Iceland together with pianist Gaiva Bandzinaite, and made her Sweden debut in performing Alma Mahler with Gothenburg Symphony Orchestra. She returned to Iceland in March to give a recital in Harpa with Elena Postumi, as well as performing Mozart in concert for Sönghátið í Hafnarborg in late June.
In the spring Karin recorded three Larkin Songs by, and with, Daníel Bjarnason and Aarhus Symphony Orchestra for DaCapo records. She is currently preparing some concerts, a Liederabend in Lund, Sweden, as well as the role of Kate Pinkerton in Madama Butterfly with the Icelandic Opera in spring of 2023.
The versatile lyric mezzo-soprano has shown some of her many colours within the opera repertoire ranging from baroque to contemporary, with special affinity for Mozart and trouser roles. Prior engagements include Luzerner Theater in Switzerland and the opera studio at Staatsoper Stuttgart in Germany, where she performed a variety of opera roles as well as guesting. She has performed in concerts on numerous occasions in Europe, USA and Asia, and at international festivals such as Anima Mundi in Pisa, Italy, Macau International Music Festival, Lucerne Festival in Switzerland, Barocknacht, and Nacht der Komponisten in Salzburg.
Among Karin's opera roles are Mozart's Cherubino (Le nozze di Figaro), Annio (La clemenza di Tito), Bastien (Bastien und Bastienne), 2.Lady (Magic flute), Dorabella (Cosi fan tutte). Contemporary roles such as Amando (Le grand Macabre, Ligeti), Alto 2 (Prometeo, Luigi Nono), Der Trommler (Der Kaiser von Atlantis, V.Ullmann), and Italian opera roles Flora (La traviata, Verdi), Tisbe (La cenerentola, Rossini), Rosina and Berta (Il barbiere di Siviglia, Rossini), as well as Ottavia (Il giuoco del quadriglio, Caldara), and Pastuchyna (Jenůfa, Janáček) in Czech.
Born in Lund, Sweden, Karin's early musical background include piano studies and competition-level choral singing, followed by private vocal studies with Swedish Mezzo Kerstin Grevelius and Prof. Laura Sarti before enrolling the Reykjavík Academy of Singing and Vocal Arts in Iceland, graduating with a Diploma of Performing ABRSM with Distinction. Further studies at the Universität Mozarteum Salzburg; Bachelor studies 2010-12, and Master of Arts - Opera and Music Theatre 2012-14, lastly with Andreas Macco, Prof. Josef Wallnig and Eike Gramss, graduating with Distinction on both occasions.
Master classes Voice and Operatic repertoire with i.a. Laura Sarti, Dame Kiri Te Kanawa, Margaret Singer, Martha Sharp, Galina Pisarenko, Donald Kaasch, Jane Thorner and Marianne Cornetti. Lied and Art Songs with Clara Taylor, Richard Stokes and Breda Zakotnik; Baroque gestures and baroque acting with Margit Legler, and improvisational acting with Nicola Hümpel.
She works regularly with pianist Gaiva Bandzinaite and mezzo-soprano KS. Helene Schneiderman.
©Karin Torbjörnsdóttir 2022


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London Covid: Surge testing deployed in Brent after South Africa Covid variant discovered
At least one case of the South Africa variant has been found in Wembley, sparking surge testing
People with symptoms should book a test (Image: AFP via Getty Images)
Surge coronavirus testing is to be deployed in Brent after new South Africa variant cases were found.
Positive cases of the mutant strain have been discovered in the Wembley area, it was confirmed on Thursday (March 3).
Additional testing will also be rolled out along with genomic sequencing to try and find and contain other cases.
Enhanced contact tracing will also used for people who are found to have tested positive for a concerning variant.
This means contact tracers will look back over an extended period in order to determine the route of transmission.
Like other variants, the South Africa strain impacts elderly people more than young people (Image: Getty Images)
People living within Wembley are strongly encouraged to take a Covid-19 test when offered, whether they are showing symptoms or not.
Those with symptoms should book a free test online or by phone so they can get tested at a testing site or have a testing kit sent to them at home.
As with the original version, the risk of the South Africa variant is highest for people who are elderly or have significant underlying health conditions.
London Covid: London buses to pull over and stop if too many passengers get on after drivers have died from coronavirus
London Underground's brand new Piccadilly line trains - with more space, improved accessibility and walk-through carriages
While it is not thought to be anymore deadly that other variants, but there are concerns it can spread more readily and vaccines may not work quite as well against it.
Those without symptoms should visit the local authority website for more information.
A Department of Health statement said: "The increased testing is being introduced in addition to existing extensive testing and, in combination with the public following current lockdown rules and Hands Face Space advice, will help to monitor and suppress the spread of the virus.
"Positive cases will be sequenced for genomic data to help increase our understanding of Covid-19 variants and their spread within these areas.
"Enhanced contact tracing will be used for individuals testing positive with a variant of concern. This is where contact tracers look back over an extended period in order to determine the route of transmission.
"People living within the targeted areas are strongly encouraged to take a Covid-19 test when offered, whether they are showing symptoms or not."
Wembley and Stockon-on-Tees are not the first two areas to have a case of the South Africa variant.
It has previously been found in Ealing, Redbridge, Lambeth and Croydon.
Wembley FC

redpajama_set_name: RedPajamaCommonCrawl


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Rudolf Ewald Stier (17 March 1800 – 16 December 1862), was a German Protestant churchman and mystic.

Stier was born at Fraustadt (Wschowa) in South Prussia and studied at the University of Halle and Humboldt University, Berlin, first law and afterwards theology; he continued his theological studies later at the pastoral seminary of Wittenberg. In 1824 he was made professor at the Missionary Institute in Basel. Afterwards he held pastorates at Frankleben near Merseburg (1829) and at Wichlinghausen (now part of Wuppertal) (1838). In 1850 he was appointed superintendent at Schkeuditz, and in 1859 at Eisleben.

He published a new edition of Martin Luther's Catechism and a translation of the Bible based on that of Luther; but he is noted chiefly for his thoughtful, devotional and mystical commentary on the Words of the Lord (Reden des Herrn, 3 vols., 1843; Eng. trans., 8 vols., 1855–1858). He died at Eisleben.

His other works, besides commentaries on the Psalms, Second Isaiah, Proverbs, Ephesians, Hebrews, Epistles of James and Jude, include: Die Reden der Apostel (2 vols, 1824–1830; Eng. trans., 1869) and Die Reden der Engel in den heiligen Schrift (1862). Cf. J. P. Lacroix, The Life of R. Stier (New York, 1874).

References

External links

1800 births
1862 deaths
19th-century German Protestant theologians
University of Halle alumni
Humboldt University of Berlin alumni
People from Wschowa
German Lutherans
19th-century German male writers
German male non-fiction writers
19th-century Lutherans

redpajama_set_name: RedPajamaWikipedia


This year we're excited to have one of our NF Midwest clinic directors presenting for the first time at NF Midwest's Symposium and iNFo Fair. Neha Patel MD, the director of the Comprehensive Pediatric Neurocutaneous Disorders Clinic (which includes neurofibromatosis) in Madison will give a presentation on "Living with NF1-What should you know?". This will include a detailed overview of NF1 and the care her clinic provides to NF1 children. We've seen many presenters discuss NF1 in general and every time we learn new information. You can never get too much iNFo!
Dr. Patel is a pediatric pediatric neurooncologist from the University of Wisconsin at Madison/American Family Children's Hospital and a passionate care provider for children with NF. She is involved in the REiNS Collaboration for Response Intervention in Neurofibromatosis and Schwannomatosis. She is also collaboratively working with many researchers at the University of Wisconsin in understanding the implication of different NF1 mutations on animals and how this translates in humans. Eventually, the UW research team is hoping to develop novel screening methods for early detection and therapies for early interventions. Dr. Patel is also working with Dr. Paige Mission, a pediatric neuropsychologist, in developing novel neuropsychological assessment and interventions in NF1 children as well as the psychosocial impact on sibling and caretaker of a child with NF1.
Dr. Patel is a vital part of our NF community and very excited to join us on October 20th!


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News: 2011: http://www.digitaldevildb.com/bbs/index.php/topic,1031.msg10894.html
Home Help Search Calendar Login Register
1 MEGAMI TENSEI™ Uncensored / Megaten Hell / Re: Kazuma Kaneko Works III on: April 26, 2008, 02:22:25 PM
Quote from: Tapio;7454
Thank you so much Jessicat, that is what I was looking for!!
Do you think there are all the creatures from the Shin Megaten series or just a few?
There are demons from Nocturne, the SMTI and II remakes for the PS1, and SMT NINE.
2 MEGAMI TENSEI™ Uncensored / Velvet Room / Re: FES Review on: April 11, 2008, 06:37:57 AM
Quote from: QBasic;7318
Ever actually picked up and played Bully?
Yes, I have. It's a fairly fun sandbox-ish game but comparing it to Persona 3 is like comparing Shin Megami Tensei to Snatcher.
3 MEGAMI TENSEI™ Uncensored / Megaten Hell / Re: Shin Megami Tensei: Kahn? (Manga) on: April 11, 2008, 06:35:54 AM
Kahn, of course. If... isn't released in the US.
Quote from: traci;7307
*not exactly on topic*
But how is Persona like Bully?
School life is pretty much the only connection. It's a pretty crap comparison.
5 MEGAMI TENSEI™ Uncensored / Velvet Room / Re: FES Review on: April 09, 2008, 08:23:50 PM
Quote from: Enid;7302
Yeah,why I never cared for what xplay has to say.I only listen to Play magazine or gametrailers.com.
Basically with xplay,and I quote my friend on this,with them they see it this way:
"It's not from Microsoft so we don't care".
To be fair the vast majority of VG review sources have become increasingly biased over the years, possibly for pseudo-political reasons.
I've gotten and read the first volume. It isn't great, but it's better than I expected. It seems to be following the general story of SMTI with the cast of If...
I wonder what the deal is with Hazama though, has he reincarnated or something crappy like that?
7 MEGAMI TENSEI™ Uncensored / Velvet Room / Re: IS english patch! on: April 09, 2008, 06:40:36 AM
I've noticed that the project has started to really pick up. Either that or the blog updates make it seem so. It's nice to see that it's still going, for a while I thought progress had reached a dead end.
8 MEGAMI TENSEI™ Uncensored / Velvet Room / Re: Persona 4 for ps2 on: March 31, 2008, 06:24:51 PM
I really don't think it's fair to compare Persona 3+ with the earlier Persona games as the original Megaten director/producer, Cozy Okada, left after Nocturne, not to mention Kaneko's artwork was only recycled for personas. With a different man at the helm, you can't expect to remain on the same course after all. While I loved the intricate plots of Persona 1 and 2, you have to admit they were pretty damn ugly games for their times and had rather clunky gameplay, especially Persona 1. The simplified story and streamlined battlesystem in Persona 3 bothered me at first, but I found it to be an acquired taste...in fact, very much like most other Megaten games I played. Persona 3 looks like utter crap on paper, it's one of those games that only playing can justify enjoying. Perhaps Persona 4 will be the same.
9 MEGAMI TENSEI™ Uncensored / Velvet Room / Re: Persona 4 for ps2 on: March 31, 2008, 07:48:01 AM
Quote from: yksehtniycul;7223
I'm thinking, fuck these games, just give me something in a new style. Apparently everything Atlus does anymore is the same tired song and dance (including every other series it juggles)
P3 looked like a promising strain, but P4 looks like rehash with a poor budget.
Hasn't Atlus always been like that? I mean, the primitive SMT battlesystem was rehashed constantly up to Soul Hackers, If... looked exactly the same as SMTII, etc.
10 MEGAMI TENSEI™ Uncensored / Megaten Hell / Re: Kazuma Kaneko Works III on: March 25, 2008, 09:58:15 AM
I just got this at the dealer's room of a convention. It's fairly good, but nothing spectacular or anything.
11 MEGAMI TENSEI™ Uncensored / Tokyo 202X / Re: Hijiri (Spoilers) on: January 24, 2008, 11:56:39 AM
It's more than possible, but nobody has ever really confirmed it. A possible argument against it is that whenever Hijiri is reincarnated in the Nocturne timeline, he is the same age and has exactly the same appearance.
12 MEGAMI TENSEI™ Uncensored / Velvet Room / Re: Persona anime on: January 15, 2008, 11:28:44 PM
I'm getting some major Katsuya vibes from the older brother.
I sorta like how its been starting off quite ambiguous, there are quite a few questions that can be answered.
-PERSONA 3 SPOILERS BELOW-
For example, not only do you know that the anime takes place 10 years after Persona 3, but the characters constantly reference that time, as if something very important happened in their lives. Perhaps there is some connection to the comatose state of P3's protagonist and/or the demise of Nyx.
13 MEGAMI TENSEI™ Uncensored / Velvet Room / Re: Persona 4 for ps2 on: December 19, 2007, 08:25:55 AM
You aren't really taking into account how popular the PS3 is in Japan, which is the country SMT is initially developed for. It outsold the Wii in November, and with Final Fantasy XIII coming up you know PS3 sales will skyrocket even if the game is complete crap. Whether or not the game will be localized might be an issue, but I don't think Atlus will have any problems releasing SMT4 for the PS3.
14 MEGAMI TENSEI™ Uncensored / Megaten Hell / Re: What is this? on: October 31, 2007, 06:34:54 AM
Those are the masks of the two Masquerades in Persona 2: Innocent Sin.
The ones that look like power rangers are from the "Innocent" Masquerade, while the ones that are zodiac-themed are from the "Corrupt" Masquerade led by Joker-sama.
15 MEGAMI TENSEI™ Uncensored / IMAGINE Online / Re: What are the bonus lvUP points? on: October 29, 2007, 07:00:04 PM
Do you mean stat points?
You get a few each time you level up. The number you get increases with your level, but the required points to raise stats increase the more points you put into them.
If you mean max skill points, I seem to get 1000 extra every 10 levels. Not sure if that continues.


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Machairodus – wymarły rodzaj ssaka drapieżnego z podrodziny machajrodonów (Machairodontinae) w obrębie rodziny kotowatych (Felidae), żyjący w Europie, Azji, Afryce i Ameryce Północnej na przestrzeni od 13 mln do 2 mln lat temu. Gatunki z rodzaju Machairodus cechowały się różną wielkością i proporcją ciała, lecz generalnie wszystkie posiadały duże kły górne i siekacze.
Prawdopodobnie był przodkiem rodzaju Homotherium. Machairodus pochodzi bezpośrednio od rodzaju Proailurus.

Etymologia
 Machairodus:  makharia "sztylet, szabla"; οδους odous, οδοντος odontos "ząb".
 Cultridens: , cultri "nóż"; dens, dentis "ząb".

Podział systematyczny
Do rodzaju należały następujące gatunki:
 Machairodus aphanistus
 Machairodus catocopis
 Machairodus fires
 Machairodus horribilis
 Machairodus ischimicus
 Machairodus lahayishupup
 Machairodus niobrarensis
 Machairodus praecox
 Machairodus robinsoni
 Machairodus transvaalensis

Uwagi

Przypisy

Bibliografia

Wymarłe kotowate
Ssaki miocenu
Ssaki pliocenu
Wymarłe ssaki plejstocenu


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TORONZO CANNON
Leaving Mood
Nick's Picks: 03 She Loved Me; 04 Meant To Be; 07 If We Go, You Go; 13 Baby Girl
FCC ALERT: "Clean"
Review by Steven "Nick" Nickelson of Toronzo CannonLeaving Mood :
Chances are you never heard of Chicago blues guitarist Toronzo Cannon, but that's okay because he's probably never heard of you either. When it comes to blues, he's a relatively late bloomer, having grown up in a blues-endowed South Chicago neighborhood where an uncle occasionally subbed on drums for Buddy Guy and Junior Wells at Theresa's, a nearby, now legendary blues outpost. It wasn't until Cannon was close to 30 when he played his first blues gig and has been increasingly more active on the scene ever since. Like Grandma Moses, Toronzo Cannon talent can be expressed at a later age – and Torronzo has jumped into the talent pool with both feet!! What is most impressive (IMHO) is his songwriting genius, which he combines with amazing axe slinging! Of course, it certainly helps his cause to have seasoned and talented band members (plus guest performances by the legendary Carl Weathersby and Matthew Skoller). This is Toronzo's third commercial release, and his first on his own (Delmark) label, but the quality and smooth meshing of the instruments and vocals bespeaks a band with considerably more experience than I had come to expect from a Bluesman I had never heard of. What's most eye-opening for me is the focus on telling a short story in each song that he writes; yet, there is still room for some powerful, gritty, and soaring solos ("She Loved Me"), sandwiched between some tight sets. Also, I have to credit Steve Wagner for his part in producing, mixing, and arranging. Most of the arrangements on this cd have a rhythmic, hypnotic funky edge to them ("Baby Girl"). I have to quote Dan Willging of Denver, CO for the following spot-on (read as "I couldn't have said it better"): "The fact that he doesn't overplay his solos keeps the listener locked into the engaging story lines ("Earnestine"), some of which stem from observing life in a bus driver's seat, his day job ("She Loved Me"). On "Open Letter (To Whom It May Concern)," Cannon cleverly uses an attention-getting dirty mic as if he were speaking through a distorted megaphone at a street rally. "Leaving Mood" is even better— Roosevelt Purifoy's suspense-mounting keys hints at a showdown, only to end with thundering gunshot as the suicidal protagonist pulls the trigger for the last time. "Chico's Song" pays homage to the late great Chico Banks, whose friendship meant a lot to a young budding bluesman in a dog-eat-dog scene. With this solid release in hand, Cannon's a bluesman worth knowing". And that's my two nickels' worth........................Nick
Growing up in the shadows Chicago's blues mecca, Theresa's Lounge, had a lasting effect on Toronzo Cannon. As a kid, Toronzo would listen to the raw, soulful sounds of legends like Junior Wells, Buddy Guy and Muddy Waters. "It wasn't just the music that got me, but the effect on the people. I knew right then, that was what I was gonna do." These experiences led him to pick up his first guitar as a teenager and begin to learn to sing and play the sounds he heard. Inspired by the three Kings (Freddie, B.B. and Albert), a little Hendrix and some 70's R&B/Soul, Toronzo soon developed his own sound. "If I wasn't gigging I was hitting every jam session I could find. I couldn't get enough." It was during this time that he developed his own powerful, gospel-flavored vocal style and electrifying stage presence. After playing rhythm guitar with local artists like Wayne Baker Brooks and Joanna Connor, Toronzo decided to form his own band, The Cannonball Express. He immediately was in demand, playing some of Chicago's greatest blues venues like Buddy Guy's Legends, House of Blues, Kingston Mines, B.L.U.E.S, Blue Chicago, Lee's Unleaded as well as shows from Kentucky to Delaware and Iowa to Indiana. He also became a popular festival attraction, playing The Chicago Blues Festival for 8 consecutive years and the 2008 San Jose Blues Festival with other local young guns Chico Banks and Mike Wheeler. Internationally, Toronzo has been flown into Latvia as a featured solo artist three times over the past few years and has just completed a successful tour in Mexico, Durban South Africa and France 2011.
・	Toronzo Cannon – songwriter, vocals, lead guitar
・	Lawrence Gladney – rhythm guitar
・	Roosevelt Purifoy – piano, organ, Rhodes
・	Larry Williams – bass
・	Marty Binder – drums
Special Guest Musicians:
・	Carl Weathersby – guitar (tracks 5, 11)
・	Matthew Skoller – Harp (tracks 2, 6, 9)
The Songs:
Disk I:
1. She Loved Me (T. Cannon)
2. Chico's Song (T. Cannon)
3. Come On (L. Gladney)
4. I Believe (T. Cannon/L. Gladney)
5. Hard Luck (T. Cannon/L. Gladney)
6. Open Letter (To Whom It May Concern) (T. Cannon/L. Gladney)
7. I Can't Take Her Nowhere (T. Cannon/L. Gladney)
8. Leaving Mood (T. Cannon/L. Gladney)
9. She's Too Much (T. Cannon/L. Gladney)
10. You're A Good Woman (T. Cannon/L. Gladney)
11. Earnestine (T. Cannon)
12. Do I Move You (N. Simone)
13. Baby Girl (L. Gladney)
14. Not Gonna Worry (M. Wheeler)
The Muscle Shoals Sessions
The Truth According to Ruthie Foster
Rob Paparozzi And The Ed Palermo Big Band
Electric Butter
LIZ MANDEVILLE
HEART 'O' CHICAGO
Bobby G w/Curtis Grant Jr. & The Midnight Rockers


Office Hours: generally, Mon-Fri: 12:30 - 3:30pm.
E-mail Us: Enter your request to us on this form, and we'll respond. Thanks!
Directions: The Men's Center is in the lower level of "Uptown Office Park," a brick office building on the Northeast corner of Hennepin Avenue and West 33rd Street in south Minneapolis. Enter through the door on the north (3249) end of the building (it has 2 numbers: 3249 and 3255!), immediately turn left and descend the stairway through the fire door to Suite 55 on the lower level. Handicapped access is easiest through a side door (which sometimes must be opened from the inside) on West 33rd Street, leading to a steep ramp to the lower level.


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Tropical Storm Fanapi
Google Earth - September 16, 2010KMZ
Fanapi strengthened from a tropical depression to a tropical storm on September 15, 2010. The following day, Fanapi strengthened into a typhoon. At 11:00 p.m. Taiwan time (15:00 UTC) on September 16, 2010, the U.S. Navy's Joint Typhoon Warning Center (JTWC) reported that Fanapi was located roughly 270 nautical miles (500 kilometers) south of Okinawa, Japan. The storm had maximum sustained winds of 65 knots (120 kilometers per hour) with gusts up to 80 knots (150 kilometers per hour).
The Moderate Resolution Imaging Spectroradiometer (MODIS) on NASA's Terra satellite captured this natural-color image of Fanapi at 10:30 a.m. Taiwan time (2:30 UTC) on September 16, 2010. Fanapi, not yet a typhoon, spans hundreds of kilometers east of Taiwan and the northern Philippines. The storm sports the comma shape characteristic of tropical storms, although it lacks a distinct eye. The JTWC forecast that Fanapi would continue its general westward track toward Taiwan and China.
NASA image courtesy MODIS Rapid Response Team at NASA GSFC. Caption by Michon Scott.
Acquired September 16, 2010, this natural-color image shows Fanapi east of Taiwan.
Typhoon Fanapi
Fanapi strengthened from a tropical depression to a tropical storm on September 15, 2010. The following day, Fanapi strengthened into a typhoon.
Joint Typhoon Warning Center. (2010, September 16). Typhoon 12W (Fanapi) Warning. Accessed September 16, 2010.
Unisys. (2010, September 16). Typhoon Fanapi. Accessed September 16, 2010.
Typhoon Muifa
Acquired August 4, 2011, this natural-color image shows Typhoon Muifa moving toward Mainland China.
Typhoon Prapiroon
Acquired October 11, 2012, this image shows Typhoon Prapiroon over the western Pacific Ocean.
Typhoon Saola
Acquired July 30, 2012, this natural-color image shows Typhoon Saola approaching the coast of southeastern China.
Typhoon Nanmadol
Acquired August 27, 2011, this natural-color image shows Typhoon Nanmadol over the northern Philippines and the southern tip of Taiwan.


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Modi asks States to share intelligence for internal security
NEW DELHI, Jul 16: Prime Minister Narendra Modi on Saturday asked States to focus on intelligence sharing which will help the country stay "alert" and "updated" in countering internal security challenges.
Addressing the Inter-State Council meeting, convened after a gap of 10 years, the Prime Minister told the Chief Ministers that "we should focus on how we can make our country prepared to counter challenges to our internal security."
Mr. Modi said internal security cannot be strengthened until and unless the States and the Centre focus on sharing intelligence.
"We have to remain alert and updated always," he said.
Chief Ministers of all States, Lieutenant Governors of Union Territories and 17 Union Ministers are members of the Inter-State Council.
For the first time, Mr. Modi was interacting with all Chief Ministers on a single platform ever since he assum-ed the charge two years ago.
The Prime Minister said the meeting of the Council would deliberate on internal security challenges and how to counter them and how the states and the Centre can cooperate.
"With close cooperation, we will not only strengthen the Centre-State relations but make a better future for the citizens," he said.
Chief Minister of Uttar Pradesh Akhilesh Yadav, belonging to the Samajwadi Party, and Karnataka Chief Minister Siddaramaiah of the Congress did not participate in the meeting.
Mehbooba Mufti, Chief Minister of Jammu and Kash-mir, which is witnessing tur- moil following violent protests after the killing of Hiz- bul Mujahideen militant Bur-han Wani also did not parti- cipate in the meeting. Ms. Mehbooba belongs to Peoples Democratic Party. PTI
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The Sangai Express
The Sangai Express is the most popular news agency of Manipur. The Sangai Express is the "Largest Circulated Daily in Manipur".
Centre rushes 4k personnel to Manipur
NSF to blockade State bound vehicles
Measures to escort back goods not enough: HC to state
Eight more birds from India added to IUCN Red List
KanglaOnline - October 31, 2015


Why Choose CompRite in area code 97216 (and all other 4 locations)?
The lowest price computer repair in Portland, GUARANTEED.
60 day repair guarantee: never pay for the same computer problem twice!
5 convenient locations including one near Mall 205 on Washington St in Portland.
Home of the Flat Rate computer repair = no hourly charges.
10 years in business means you get experienced computer technicians.
Over 28,000 satisfied customers: simply the best customer service.
Component level repair including micro soldering done in shop.
We never ship anything out for repair. Everything is done only by us.
We offer same day emergency computer repair service in Portland.
We offer onsite IT service and IT help to small businesses.
We offer computer training classes in Portland!
Your hard disk data is kept strictly confidential every step of the way.
Your Local Computer Repair Experts in Portland Mall 205 area on 102nd and Washington St.
CompRite is your local desktop and laptop computer repair shop in the 97216 area. CompRite's main focus is customer service. From the moment you walk in to any of our five stores, or when the technician arrives to your place of business with our onsite computer support, you will know you have made the right choice for all of your computer service needs. We also sell new and used desktops, laptops, printers, monitors, desktop parts and laptop parts, laptop batteries, laptop chargers / AC Adapters, accessories and more. Visit your local computer repair location near you on 102nd and Washington St!
CompRite offers on-site IT computer support services for small businesses in the greater Portland metro area, especially Mall 205 area on Washington St.
If you are experiencing an IT computer problem at your place of business, have a qualified CompRite IT technician arrive to your office to fix all of your IT service needs! We commonly repair computers, laptops, servers, workstations and offer computer network troubleshooting IT support services in Portland, servicing area code 97216 and areas nearby.
CompRite also buys and sells new and used laptop computers, desktop computers, cell phones, IPhones and I-products, as well as broken computers and broken cell phones at their 102nd and Washington St.
Please visit CompRite Used Cell Phones near Mall 205 on 102nd and Washington St. CompRite's repair technicians can also unlock your cell phones to work on other networks, flash your cell phones to Cricket, and hook you up with a prepaid cell phone service. We also buy, sell, trade and repair Apple iPhones, Apple iPads and Apple iPod music players! Come visit our Apple Store and Repair webpage!
CompRite's approach to IT services in Portland is very simple: identify the need, respond quickly, and deliver the RIGHT solution at a fair price at the 102nd and Washington St computer repair location!
Did you delete your computer files accidently? Has your harddrive or computer stopped working? Need your files back? CompRite offers professional computer data recovery in Portland and Vancouver, WA. We will get your important data files back!
CompRite is your one stop shop for all of your computer repair needs in Portland on 102nd and Washington St. Give us a call today at 503.544.3227 to schedule your service or drop in to any one of our five locations throughout the Portland Metro and Vancouver, WA areas. What are you waiting for? Come in today, and we'll make your computer work faster too! Near Mall 205, on 102nd and Washington St.


This 10 year old is an outstanding example of what New Look's Powered by Service leadership training is all about—Finding your passion early on and using it to make a positive impact on the world! Already on her second business, Vivienne Harr's backers include Silicon Valley superstars.
"Another day, another crowdfunding platform. This one is a little different, however. StandApp is a crowdfunding platform designed to raise money for nonprofits specifically on mobile devices. It's also the only one founded by a 10-year-old.
Like so many kids, eight-year-old Vivienne Harr started a lemonade stand to make money. But her desires were a little different from most lemonade-hawking children: Instead of raising cash for herself, she declared that all proceeds would go towards ending childhood slavery–and she wouldn't stop selling lemonade until she reached that goal. By day 173, after a dose of media attention, she hit $101,000 in sales. Harr was even invited to ring the opening bell for Twitter's IPO at the New York Stock Exchange." Read The Full Story here!
This entry was tagged Career, Education, Entrepreneurship, Powered by Service, Service, Talent, Youth.


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World Migratory Bird Day: Calling Us to Conservation
We were all gathered in the pre-dawn for a very well-attended spring migratory bird hike. I was standing groggily at the back of the group, watching the yellow tinge of the sunrise break upon the eastern horizon. As if on cue to welcome the rising sun, a chorus of birdsong trilled from the brambles of nearby thicket.
"Do you think a new day would even happen without birds singing in the morning?"
The question was unexpectedly posed to me by a fellow participant who (much more awake than I) was peering intently into the gloom, trying to spot the trilling birds as they continued their dawn chorus.
"Well," I began, not wanting to sound condescending. "The earth is rotating on its axis, causing the appearance of the sun rising and setting. I don't think birds have anything to do with it."
The participant was unfazed.
"But, you would have to eliminate all of the birds across the world to find out the answer, and what then? We'd probably die. We need the birds to call us into a new day."
We need the birds to call us into a new day.
While that spring migration hike has come and gone, that one statement has stuck with me ever since.
"Birds connect our world" is the theme for this year's World Migratory Bird Day (WMBD), the only international education program that celebrates the migration of hundreds of bird species between their nesting habitats in North America and wintering grounds in Latin America, Mexico, and the Caribbean. This year's WMBD conservation campaign will highlight the tracking technologies that researchers use to learn about migratory routes, examine the hazards birds face during their journeys, and implement conservation actions to help migratory birds along the way.
"In 2009 scientists captured a Whimbrel in coastal Virginia, which is an important stopover site for this species," says Susan Bonfield, Executive Director of Environment for the Americas. "When this bird, a female nicknamed Hope, was released," says Bonfield, "she carried a satellite transmitter that showed her shuttling between breeding grounds in northwestern Canada and a wintering site in the U.S. Virgin Islands."
Hope was tracked for more than 50,000 miles before disappearing in 2017, when Hurricane Maria struck St. Croix. "Hope demonstrated both the spectacular journeys that migratory birds make each year and the threats they frequently face during them," Bonfield says. Human-caused threats such as habitat loss negatively affect the survival of many birds like Hope, but conserving land through the development of conservation easements, as well as implementing strategic and coordinated land conservation efforts can bring great gains in protecting migratory and non-migratory birds alike, as well as ensuring a continued coexistence between birds and a growing human population. In the spirit of this year's WMBD theme, land conservation for the benefits of birds also puts into perspective the significance of how conserving land on a local level connects us to conservation efforts that reach a global level.
While the goal of WMBD is focused on raising awareness about issues important to bird conservation, it's also a celebration – and an opportunity to inspire people around the globe to take action to protect birds and their habitats, and to make sure that birds can sing us into a new day, for many days to come.
Hilary Hirtle is the communications specialist for the Pennsylvania Land Trust Association.
Delaware Highlands Conservancy Announces Photography Contest for the Upper Delaware River Region
ChesLen Chase 2020 a virtual race…all over the place!
Delaware Highlands Conservancy Announces "Conservation Conversations," Virtual Happy Hour on October 15th


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Leslie is a former Teton County Commissioner. She served on the board of the Wyoming Water Development Commission for eight years. She was Governor Herschler's Legislative Liaison, and ran for Governor of Wyoming in 2010. She has chaired the Wyoming Outdoor Council, the Jackson Hole Conservation Alliance, and the Wyoming Democratic Party. She graduated from Dubois High School in a class of five and attended the University of Wyoming. Leslie has lived in Jackson for 40 years. She serves on the Comission n Judicial Conduct & Ethics. She enjoys golfing, hiking, biking, skiing, gardening reading and cooking. She is married to Hank Phibbs and has two sons.
Leslie has been a Director of St John Hospital Foundation since January 2015.


Alright, there is no use hiding it... I love to shop online. Today I was checking out a few fav-o online shops and I found all these cute boy shirts.
I love this last shirt the most. I love this color and it looks sooo good on my tan Puerto Rican babies :) Thanks Daddy for blessing them with such beautiful skin!


A recent report issued by Digital Shadows claims that darknet vendors and buyers are increasingly moving away from the use of centralized darknet markets, like Dream Market and Wall Street Market, and moving to decentralized marketplaces. Digital Shadows is an organization which monitors and reports on the darknet, the clearnet, and the deep web. In the new 15 page report, Digital Shadows claims that current centralized darknet markets such as Dream Market and Olympus have not met the demand that the former darknet market AlphaBay filled. Some cyber criminals have begun using blockchain technology to host their markets, such as the sites known as Joker's Stash and The Money Team. Others have switched to using the decentralized markets on OpenBazaar.
The adoption of the decentralized marketplace OpenBazaar is slowly growing, but in their new report Digital Shadows claims OpenBazaar has grown by four thousand users in just the last four months alone. Digital Shadows believe that adoption of OpenBazaar is still just in its infancy. The report by Digital Shadows also states that cyber criminals are beginning to use chat programs such as Telegram and even Discord. Over the past six months researchers with Digital Shadows observed over five thousand Telegram links shared on various darknet forums and sites. Of the 5,000 shared Telegram links the researchers observed, 1,667 of those links were invitations to new forums. During the past six months the researchers with Digital Shadows also observed 743 invite links on Discord that were shared on various darknet forums and sites. The researchers from Digital Shadows reported that they believe the continuing trend of a movement away from centralized darknet marketplaces is a trend which began prior to the law enforcement investigation into AlphaBay and HANSA, known as Operation Bayonet.
In 2016 the hacker group known as The Shadow Brokers offered leaked NSA cyber warfare software for sale on a site hosted on the decentralized network ZeroNet. Decentralized solutions are also becoming popular with fraud and carding sites. In January 2016, the site known as The Money Team created a site which used a dot bazar domain name, which uses a decentralized and blockchain based Domain Name System (DNS). These decentralized and blockchain based domain names such as .bazar can be accessed using a browser add-on. One such decentralized blockchain DNS service is Blockchain-DNS, or BDNS, which can access domains such as .bazar, .bit, .coin, .emc, .lib, as well as other domain name extensions used by OpenNIC. Some of these domain name extensions are created using Emercoin or Namecoin.
The report also mentions Tralfamadore, a decentralized darknet market which operates on the Ethereum blockchain. With Tralfamadore, the market does not just use the blockchain for domain name registration and DNS services, it stores the entire market on the blockchain. Transactions between users on Tralfamadore utilize smart contracts. However, the researchers with Digital Shadows note that the decentralized Tralfamadore market has so far failed to attract a large user base. The report also notes that vendors and buyers aren't just using chat channels on Telegram and Discord, but also IRC, Jabber, and Skype. The lingering and repeated concerns that the remaining centralized darknet markets could be infiltrated by law enforcement could help push even more vendors and use to switch to a decentralized marketplace. Technologies which enable decentralized marketplaces are likely to make it even more difficult for governments to shut down the free trading of goods and services on the darknet.


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Freedom for Development by Álvaro Martín
Freedom. Both, political and economic freedom have shown to be two of the main keys to prosperity throughout history. Countries that have embraced freedom have developed faster and promoted poverty reduction and human development at previously unseen levels. No matter how we present the evidence, there will always be hundreds of critics of capitalism blaming economic freedom for higher social marginality, inequality, and finally, for every socioeconomic problem that could be slightly related to the actually predominant economic system. That's why, throughout this article, I will review the main empirical evidence and academic literature on the issue, trying to demonstrate how liberal democracy and capitalism are the best of the available organizational systems if our main aim is to promote socioeconomic development for all.
The last 40 years have been the greatest proof of it, allowing humanity to experience the greatest and fastest contraction of extreme poverty (established threshold at 1.9 dollars per day) rates in History, in parallel with some of the greatest advances in human development, as measured by the Human Development Index standards. Contrary to what is widely thought, inequality hasn't exploded either, and international inequality has even been kept stable along the last four decades. If instead of debating about equality of ends, we debated about equality of opportunities, we would need to recall how since the 1980s, equality of opportunity has massively widened, allowing for peak levels in scholarization and literacy, along with access to drinkable water and electricity. But, let's put some data on the table to back it.
As previously depicted, since 1980 poverty has been summoned in a constant descending tendency, stabilising at a 9.5% in 2015, down from more than 30% in 1980. Nowadays, humanity is also globally richer, with global GDP skyrocketing since the last decades of the XIXth century. In 1870 the average per capita income stood at 1,260 dollars per year, while nowadays it stands near the 14,600 dollars, measured in 2011 constant prices. At the same time, capitalist countries (the ones located at the top of the table in terms of economic freedom, according to Heritage Foundation), register per capita yearly incomes close to 45,000 dollars. But there's one particular statistic that demonstrates the huge progress the world has accomplished in terms of human development along the past few decades. Life expectancy has increased from an average of 30 years at the start of the XXth century up to 73 years of average global life expectancy in 2019. Misery, hunger and repression have all descended globally. This doesn't mean the world is perfect nowadays and no improvement is needed, it just means that due -in a great proportion- to economic and political freedom, nowadays the world is a richer, healthier and freer place to live.
Now, in the following subsections, we will review some of the best academic literature available on topics such as: foreign direct investment, market competition, digitalisation, economic and political integration and protectionism; and how all these factors contribute in promoting or deterring humanity's socioeconomic development.
Foreign Direct Investment (FDI) has shown to be one of the most useful tools when incentivising an efficient allocation of resources and maximisation of productive capabilities in emerging countries. FDI unleashes a full network of incentives and positive externalities that naturally affect citizens' behaviours and attitudes, as well as generating profound changes in political and economic institutions, contributing in the mean term to lift productivity levels and economic efficiency.
We need to take into account that FDI not only contributes to to the process of building up machinery and factories. Even more relevant than this is the contribution FDI makes to intangible capital volumes in emerging economies. Knowledge and know-how are some of the most important factors of production in developing economies, as any investment plan will require of both when being structured and fully implemented. As Luintel et al. have shown, multinationals play a very relevant role through heavy investment plans in intangibles such as investigation, innovation, development or procedural organization in emerging economies. This knowledge generates strong spillovers which profit smaller local businesses, which now have to confront a smaller entry cost to the market by adhering to the already established know-how networks. According to data from the UN, in 2018 investment in intangibles in developing countries reached its maximum historical point, with the 100 biggest firms investing more than 350 billion dollars in intangibles such as R&D in emerging nations.
As well as knowledge, productivity is also transferred throughout vast networks of spontaneous entrepreneurial connectivity. Arnold et al. have studied this particular issue for the Indonesian case, examining and contrasting productivity levels of local manufacturing plants with productivity levels of manufacturing plants acquired and managed by foreign multinationals. The collected data show a productivity differential of 13.5%, due mainly to technology, equipment and intangible capital transfers from the mother company to its subsidiary. Other authors, as Beata Javorcik, a professor at Yale, show that, according to the available empirical evidence, privatization of publicly owned local businesses in emerging economies by multinationals lead to a greater productivity boost than when these privatizations are executed by local companies. This shows how FDI by multinational firms into emerging economies are nearly synonyms of greater productivity and efficiency levels.
Furthermore, FDI incentivizes global value chains' integration in developing countries, consequently opening new markets for emerging nations to export those goods and services in which they have some kind of comparative advantage. Harding et al. studied how FDI poses incentives for further internationalisation of global value chains, and concluded that out of a varied list of 77 emerging countries for which full data were available, between 1984 and 2006, the volume of local goods and services sold internationally, increased exponentially, following great FDI influxes, as is reflected in the differences in differences models used in their paper.
Market competition effects on goods' prices and quality
Recently, a vast range of economic literature has shown how government outsourcing of certain public services can help to achieve, not just lower prices, but also greater quality if market competition is ensured.
In some developing countries, the government still plays a big role in the retail sector, supposedly to guarantee a minimum supply of basic goods, but an outstanding body of empirical literature has shown how market responses to these issues tend to be cheaper and more efficient. For example, Busso and Galiani, in a recent paper asses the effect of a large entry of private retail firms on prices and quality of goods in developing countries. For this empirical investigation, they develop a randomized controlled trial (RCT), by conducting a conditional cash transfer (CCT) programme in the Dominican Republic. In this programme, the authors provided monetary transfers to families located in the lowest deciles of income distribution, amplifying in this way the volume of consumers in the market and incentivising the entry of new firms. The cash was transferred to special cards that could only be used in grocery stores. Along with this CCT programme, entry requirements for grocery stores to enter the market were vastly lowered by the Dominican Republic government, increasing market flexibility and competitive pressure levels.
The RCT was developed in 72 districts of the Dominican Republic, where 61 new grocery stores entered the market, which represents an increase of more than 26% in the number of suppliers. The time lapse of the study is six months, since the treatment group of citizens started receiving the CCTs, and the main variables measured were product variety, prices and product quality (according to consumers' revealed preferences before and after the study). For this empirical investigation, and particularly for their theoretical prediction, the authors employed an imperfect competition model, which included differentiated-product characteristics and spatial-competition features.
The main conclusions of the paper were that increased competition, even in an environment of greater aggregate income levels (due to the CCTs), price reductions ranged between 2% and 6% in every single case, along with a noticed large improvement in product quality. On top of it, stores didn't replace one set of goods for other, but increased the range of available products, amplifying product variety and supply diversity. The paper concludes by saying that, as in previous empirical investigations on the subject, as the ones developed by Bresnahan and Reiss, market competition in emerging economies is effective for lowering prices, and increasing variety and product quality, with significant effects that can be extrapolated to some other nations.
Digitalisation and globalisation of ICTs have recently shown to be one of the newest and most disrupting keys to economic development in emerging economies. But ICTs are not productive by themselves, as along with them, they require an extensive knowledge of their use, which contrary to what many people think, is not an obstacle nowadays for their implementation in developing economies.
In two recently published studies on the subject, A roadmap for digital-led economic development & Do poor countries really need more IT?, by some of the greatest experts on these matters, as Maya Eden and Paul Gaggl, they present a compilation of papers answering several questions on ICTs' implementation and their relationship with surges in productivity levels.
In developed countries more than 90% of citizens have access to the internet, while this percentage goes down to 20% in developing nations. This contrast of data could lead us to think that the unique viable solution is increasing their interconnectivity by greater direct investment in technological capital. This could in some way lead to serious increases in total factor productivity (TFP), due mainly to the positive spillovers of technological capital, when the required know-how is already established, as authors like Hjort and Poulsen describe.
But technology, as we might expect, doesn't increase productivity levels just by itself, but due to the effects it has on the whole economy. Economic digitalisation creates greater connectivity networks, facilitating new exchanges and transactions, which previously were not viable due to greater connectivity and cost barriers. We just need to have a look at the vast technological development of global value chains since the 90s, and how this has created new ways for economic development, with a specially relevant effect by organizational technologies, which have led to an ampler international division of labour and greater specialization levels, with their corresponding effects on efficiency and productivity.
In the following graph we can observe how nations with lower income levels tend to present a smaller technological capital intensity and concentration. These differences are even amplified when using real GDP per capita levels as independent variable. These data can be introduced in a logarithmic scale graph representing the correlation between real GDP per capita levels and ICT concentration levels per unit of non-ICT capital. While in 1995 the correlation was strong and statistically relevant, with time that has ceased to be the case, as we can observe when reproducing the same comparison with 2011 data.
Form these graphs we can conclude that the main cause of lower technological capital concentration in emerging economies is precisely their lower productivity levels and high labour intensity production schemes. One of the most relevant conclusions we can obtain from this comparison is that apart from real GDP per capita levels, one of the most tightly related variables to ICT abundance is the sole productive structure of each nation, which allows us to extrapolate some of these conclusions from the cited empirical research.
Economic integration and democracy
Globalisation and global economic integration are not just desirable to promote economic growth and social development, but also to enhance democracy and political freedom. Global economic integration, according to recent empirical investigations, has proven to promote transition from autocratic and dictatorial political systems to liberal democratic political schemes in the mean term. This process has expanded massively along the last 60 years, when recent modern economic globalisation started gaining strength.
Over the last 60 years, more than 48 countries transitioned from autocratic systems to recognized democracies. The number of democratic countries has passed from being 48 in 1960 up to 121 in 2015, out of the countries recorded by the Polity IV index. Some authors as Acemoglu or Rodrik have studied the existing correlation and causality between greater economic integration (measured as Trade/GDP) and political democracy (measured by the Polity IV Democracy Index). The results have been plotted in the graph below, and the conclusions reached by the authors point to a significant correlation and causality between economic integration and political democracy.
Building on these results, recently Magistretti and Tabellini studied the causal effect of economic integration on democracy levels using a wide panel dataset of countries, enlarging the time period from 1950 up to 2014. One of their main predictions was that lower "effective distance", understood as the real existing distance between countries when accounting for available technologies and faster means of transportation which help to reduce physical distance between countries, contributes to a faster diffusion of economic and political spillovers between nations. We should add this to the significant reduction in shipping and freight costs over the last half century, which has outstandingly contributed to a greater diffusion of goods and services all over the world, affecting, even indirectly, certain political trends. A very positive fact discovered through these investigations, is that, as Acemoglu shows in a recent paper, negative temporary GDP shocks do not contribute to a backlash in democratic levels, being upward trends much more effective than downward ones in affecting political dynamics.
Furthermore, economic integration also greatly affects multiculturalism through the promotion of global transmission of cultural values, which have empirically shown to have large positive effects on society's socioeconomic development. This is caused by a process of institutional adaptation and cultural transmission, during which cultural values are circulated through countries due mainly to trade. This multiculturalist tendencies have contributed to the solidification of democratic capital in countries which were previously autocratic and dictatorial regimes, according to an empirical research programme developed by Persson and Tabellini.
So, as we can observe from the above cited evidence, political and cultural values' transmission greatly depend on economic integration, bringing great positive effects for material, humanitarian and political development of emerging nations.
Protectionism isn't something new. It has been there since the first mercantilist political trends in the late XVI century, but it has recently, over the last three years, surged with a force unrivalled to any trend previous to the last century, going back to the Smoot-Hawley tariff atmosphere. One of the main promoters of these new protectionist tendencies in the West has been the United States, lead by Donald Trump. Different theoretical arguments have developed around this issue, but can we quantify the real effect of protectionist policies on economic growth and wellbeing?
In 2018 the US implemented tariffs on a total of 12.7% of its imports, raising the average applied tariff rate from 2.6% to 16.6% of the value of imports. Overall, trade partners started a retaliatory process, headed by China, introducing tariffs on a total of 8.2% of US exports, and raising the average tariff on US exports from 7.3% up to 20.4%, according to data from the World Bank.
Authors as Fajgelbaum, Goldberg, Kennedy and Khandelwal in a recent paper estimated quantitatively the impact of the US trade war on the real economy. Their first and most important findings were that tariffs had a large effect on present and future trade flows, as well as on FDI levels. They also estimated that the pass-through of tariff costs would be almost full to imported goods' prices. Nominally, tariffs could have imposed a 51 billion dollars loss to US consumers and firms due to higher imported goods prices and consequent higher costs of production. Even accounting for some gains in concentrated sectors of the economy due to higher tariffs and trade restrictions, the aggregate net loss caused by protectionist policies would still be around 7.2 billion dollars. The most important part, and the one in which we should concentrate are aggregate impacts of tariffs and protectionist policies on the US economy.
To calculate the aggregate impact of the trade war on the US economy, the previously cited authors calculate import demand and export supply elasticities, not rejecting a fully horizontal foreign supply curve. Later on, the authors calculate the pass-through of tariffs to imported goods and services prices, even across products with heterogeneous characteristics. So, to calculate the real income loss to US consumers and firms due to the higher price of imports, authors compute it as the product of: import share of value added (15%), portion of US imports affected by new Trump Administration's tariffs (13%), and average increase in tariffs of targeted products (14%). Their conclusion, when computing for the available data is a loss of real income of 51 billion dollars. The different studied scenarios can be depicted in the table below, where the authors compare the effects of a full trade war with those of a no-retaliation scenario.
We need to take into account that this empirical investigation doesn't introduce into the model the effects of protectionist policies on economic uncertainty, productivity or innovation, which makes us think that the long-run effects of protectionist policies, not only in the US, but on the global economy, could be even larger.
Through this review of economic development and international trade academic literature, we have learned several things. First of all, we saw how FDI constitutes one of the main engines for growth in emerging countries, guaranteeing an efficient allocation of resources and unleashing a vast network of positive externalities, boosting mainly intangible capital, and affecting workers as well as institutions. Secondly, we discovered how through outsourcing certain public services and promoting competition in the retail sector in emerging economies, prices of goods can decrease notably while quality increases, at least according to consumers declared preferences.
Furthermore, we saw how economic digitalisation can help boost productivity in developing countries when these have the required knowledge and capacity of adaptation of their productive structure. In fourth place, we studied how global economic integration and political freedom, associated to democracy, are nearly naturally related. Finally, we presented academic evidence of how protectionism damages economic growth and socioeconomic development in those nations where it is applied, even without retaliatory effects, having studied the particular case of the recent US-China trade war.
Our World in Data (2019), Oxford University.
UNO Population Division (2019)
Heritage Foundation (2020), Index of Economic Freedom.
Luintel K.; Khan, M., "R&D, Scale Effects and Spillovers: New Insights from Emerging Countries", WIPO.
UNCTAD (2019), World investment report: Special Economic Zones
Arnold, J and B Javorcik (2009), "Gifted kids or pushy parents? Foreign direct investment and firm productivity in Indonesia", Journal of International Economics 79(1): 42-53.
Blalock, G and P Gertler (2008), "Welfare gains from foreign direct investment through technology transfer to local suppliers", Journal of International Economics 74: 402-421.
Harding, T, B Javorcik and D Maggioni (2019), "FDI promotion and comparative advantage".
Busso, M and S Galiani (2019), "The causal effect of competition on prices and quality: Field experimental evidence", American Economic Journal: Applied Economics 11: 33-56
Bresnahan, T and P Reiss (1991), "Entry and competition in concentrated markets", Journal of Political Economy 99(5): 977-1009.
Phillip, T (2020), "A roadmap for digital-led economic development", Voxeu.org
Hjort, J; Poulsen, J (2019). "The Arrival of Fast Internet and Employment in Africa." American Economic Review, 109 (3): 1032-79.
Eden M, P Gaggl (2015), "Do poor countries really need more IT? The role of relative prices and industrial composition", Policy Research Working Paper Series 7352, The World Bank.
Acemoglu, D and J Robinson (2006), Economic origins of dictatorship and democracy, Cambridge University Press.
Acemoglu, D and J Robinson (2012), Why nations fail: The origins of power, prosperity, and poverty, Crown Books.
Acemoglu, D, S Naidu, P Restrepo and J Robinson (2019), "Democracy does cause growth", Journal of Political Economy 127(1): 47-100.
Magistretti, G, and M Tabellini (2019), "Economic integration and democracy: An empirical investigation", Harvard Business School Working Paper, 19-003, July 2018 (Revised, January 2019).
Persson, T and G Tabellini (2009), "Democratic capital: The nexus of political and economic change", American Economic Journal: Macroeconomics 1(2): 88–126.
Rodrik, D and R Wacziarg (2005), "Do democratic transitions produce bad economic out- comes?", American Economic Review 95(2): 50–55.
Fajgelbaum, P, P Goldberg, P Kennedy, and A Khandelwal (2019), "The Return to Protectionism," NBER Working Papers 25638, National Bureau of Economic Research, Inc.
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from the office of Commissioner Larry Suffredin:
Deadline for Senior Citizen Property Tax Deferral
Pace Announces Public Hearings on Proposed North Shore Service Changes
2020 Unsung Heroine Award Call for Nominations
Re-enactors portray 1600's through Civil War during annual Settlers' Day
Nov. 15 is Opening Day for Forest Preserves of Cook County Picnic and Special Event Permit Sales, 2020 Camping Reservations
Cook County Renames "Homeland Security" Department to Department of Emergency Management and Regional Security
Letter from Cook County Commissioner Suffredin: Thank You & Looking toward the New Term
In Memoriam: Karen Chavers
60,000 should update mailing addresses at cookcountytreasurer.com
Cook County property taxes are due today, Aug. 1.
$25 million in property tax refunds going to 25,000 owners
Cook County Assessment Appeals Caused Backlog at PTAB and Spike in Refunds According to New Report
The North Shore Mosquito Abatement District has found the first mosquitoes to test positive for West Nile virus in the District this year.
News from the Cook County Health System
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May is Prime Time for Birding in the Forest Preserves of Cook County
Cook County Assessor's Office Publicly Releases Residential Assessment Code and Models
Celebrate Earth Day with the Forest Preserves of Cook County
Property Tax Sale - May 3 Visit the Cook County Treasurer's webpage
Karen Chavers Honored as 2019 Unsung Heroine
Cook County Juvenile Court Clinic's Annual Report
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Pappas: Why are your Cook County property taxes so high? Tax bills give the answer
Cook County Increasing Efforts to Fight Climate Change
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Illinois Court Fees Prevent Poor From Closing Cases
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Tracking turtles and habitat use: Study in Cook County
No unincorporated Cook County residents should be forced into annexations
Report: Cook County should eliminate unincorporated areas
Report: Unincorporated areas a 'financial burden' to Cook County
Cook County To End Practice Of Making Kids Spend Weekend In Jail Before They See A Judge
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Preckwinkle mulling tax on sugary soft drinks
Joan Murphy, Cook County commissioner, longtime politician dies at 79
Cook County health system wins state approval for new, 9-story outpatient building
Cook County Working On A Managed-Health-Care Plan For Uninsured Residents
Dr. Willie Wilson to bail out Cook County Jail detainees who are poor
Chicago Crusader
Letter: Misused medicines are killing Cook County residents. Here's how we can stop it
Cook County plan links transportation and racial equity
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Biggest assessment hikes a shore thing in north Cook suburbs
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Outgoing Cook County State's Attorney Reflects on Office
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Man charged with sex assault of teen in Cook forest preserve
New Lawsuit Says Cook County Is Violating Juveniles' Due Process
Editorial: Four lessons from murder case solved after 23 years
Chicago Tonight: Violence-Prevention Program Starts in Hospitals Instead of Streets
John Fountain: What I told inmates at Cook County Jail
New 'Bizarre' Gang Surfaces in Cook County Jail
Commissioner seeks to exempt clubs featuring DJs from amusement tax law
Cook County not 'in the business of saying what is and what is not fine arts,' according to CFO
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Assessor's Office: More Than $6.1M Returned to Taxpayers in August
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mm-cc - 06.26.11 from Jared Smyth on Vimeo.
From a series of gatherings put on by artist jared smyth where friends get together and make music, art, video etc. This video documents an excerpt of a long-form improvisation involving myself (david andree), john keston and jared smyth on 6-26-2011.
my instruments for the session included acoustic guitar, melodica, brushes, contact mics, 2880, modified 4-track loaded with cassette tape loops, and a reel to reel with a closed tape loop. john keston was playing the roland june-106, triggering the roland mks-80 with the gms, and playing acoustic piano. jared smyth was running grainslide and cutting live loops from everyone's signals. jared smyth did the final mixing, shot and edited the documentation video.


We use the Present Perfect Tense to say that an action happened at an unspecified time before now.
The exact time is not important. You can not use the Present Perfect with specific time expressions such as: yesterday, one year ago, last week, when I was a child, when I lived in Japan, at that moment, that day, one day, etc. We can use the Present Perfect with unspecific expressions such as: ever, never, once, many times, several times, before, so far, already, yet etc.
Have they gone to school.
A: Has there ever been a war in Pakistan?
B: Yes, there has been a war in Pakistan.
We often use the Present Perfect Tense to talk about change that has happened over a period of time.
We often use the Present Perfect Tense to list the accomplishments of individuals and humanity. You cannot mention a specific time.
When we use the Present Perfect it means that something has happened at some point in our lives before now. Remember, the exact time the action happened is not important, but if we want to limit the time we are looking in for an experience. We can do this with expressions such as: in the last week, in the last year, this week, this month, so far, up to now etc.
"Last year" and "in the last year" are very different in meaning. "Last year" means the year before now, and it is considered a specific time which requires Simple Past. "In the last year" means from 365 days ago until now. It is not considered a specific time, so it requires Present Perfect.
With Non-Continuous Verbs and non-continuous uses of Mixed Verbs, we use the Present Perfect to show that something started in the past and has continued up until now. "For five minutes," "for two weeks," and "since Tuesday" are all durations which can be used with the Present Perfect.


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This November Agatha Christie's 1934 mystery novel, Murder on the Orient Express, gets adapted for the big screen once again as Kenneth Branagh directs an all-star cast which includes himself as infamous Belgium Detective 'Hercule Poirot'.
The cast boarding the legendary lavish train in 1930s Europe include the likes of Johnny Depp, Dame Judy Dench, Michelle Pfeiffer, Willem Dafoe, Penélope Cruz, Josh Gad, Leslie Odum Jr., Daisy Ridley and more besides.
On a break between cases, Poirot becomes involved with the death of a fellow passenger and when the train is halted by snow sets out to prove the murderous culprit with the clues at hand.
These movie billboards were spied along La Cienega Boulevard, Wilshire Boulevard and Olympic Boulevard from October 13 to October 15, 2017.
Everyone's a suspect in this new feature film, but will the real crime be remaking this movie in the first place after Ingrid Bergman won an Oscar for Best Supporting Actress in Sidney Lumet's 1974 version which garnered an additional five Academy Award nominations.
How many times can you retell the same story over and over, apparently lots, although whether cinema goers will buy their tickets to climb aboard this latest locomotive extravaganza is still to be seen.


Davis Projects for Peace is an initiative funded by Kathryn W. Davis for undergraduate students to design and implement their own grassroots projects for the summer. Individual or groups of students are invited to submit innovative and engaging proposals for projects focused on conflict resolution and the breaking down of barriers to peace. While the overall program is worldwide in scope, individual projects may be carried out in any location, including the United States. Selected projects will receive $10,000 in funding. The Office of Civic Action and Engagement is now accepting submissions from undergraduate students for this opportunity.


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Pär Bergman, historiador e tradutor sueco nascido em 1933, foi aluno da Universidade de Uppsala, onde frequentou as disciplinas de história, ciência política, história literária, línguas escandinavas, pedagogia, francês e italiano, vindo a licenciar-se nas duas línguas românicas. Durante o doutorado, realizou pesquisas em Paris (1957-1958), assim como em Roma e Florença (1959-1960).

Em 1962, defendeu sua tese sobre o futurismo italiano e francês, publicada em livro com o título "Modernolatria" et "Simultaneità": recherches sur deux tendances dans l'avant-garde littéraire en Italie et en France à la veille de la première guerre mondiale (Uppsala: Svenska Bokförlaget/Bonniers, 1962). Afora ter-lhe rendido um cargo docente na Rudbecksskolan, em Sollentuna (instituição da qual Bergman foi professor de sueco e de história entre 1962 e 1988), a tese de Bergman recebeu elogios de críticos severos como Kjell Espmark e Ulf Linde. Outros intelectuais europeus, como o historiador e crítico de arte italiano Enrico Crispolti, por exemplo, referiram-se a "Modernolatria" e "Simultaneità" como um estudo pioneiro clássico sobre o futurismo.

O gosto pela linguagem fez com que, além do francês e do italiano, Bergman aprendesse sozinho o idioma russo e, a partir de 1975, tomasse aulas de chinês clássico e moderno na Universidade de Estocolmo. Aliás, o interesse pelo futurismo e pelo russo teria continuidade com Il futurismo italiano e il futurismo russo (1976).

No campo da literatura russa, ainda na década de 60, Bergman investigou o papel-modelo dos heróis retratados nos livros ligados à Revolução. Já a proximidade com a literatura francesa fez com que ele se aprofundasse em estudos sobre as obras de Apollinaire e Blaise Cendrars.

Quando a Revolução Cultural estourou na China, Bergman decidiu estudar a forma pela qual as figuras-padrões ou exemplares eram apresentadas nos livros e jornais chineses. Como resultado dessas pesquisas, em 1984, Bergman publicou, pela editora da Universidade de Estocolmo, a sua própria versão para o inglês de seu estudo de 1976, intitulado Exempelberättelser och mönstergestalter i folkrepubliken Kina kring kulturrevolutionen (em inglês, Paragons of virtue in Chinese short stories during the cultural revolution).

Em 1993, a Academia Sueca concedeu-lhe o prêmio anual Professor Sueco.

Sua tradução do romance clássico chinês O Sonho da Câmara Vermelha (Drömmar om röda gemak) de Cao Xueqin, publicado em cinco volumes pela Editora Atlantis (Estocolmo, 2005-2011), recebeu, em 2011, o Prêmio Letterstedt para Traduções da Academia Real das Ciências da Suécia. Göran Malmqvist, professor emérito de Sinologia da Universidade de Estocolmo, considerou este último trabalho de Bergman comparável em grandeza e importância às traduções anteriores para o sueco das peças de William Shakespeare, por Carl August Hagberg, e de Em busca do tempo perdido, de Marcel Proust, por Gunnel Vallquist.

Historiadores da Suécia


Fuller, T. (1654). A comment on Ruth: Together with two sermons : the one, teaching how to live well. The other, minding how to dye well. London: Printed for G. and H. Eversden, and are to be sold at the Sign of the Greyhound in S. Pauls Church-yard.
Fuller, Thomas. A Comment On Ruth: Together With Two Sermons : The One, Teaching How to Live Well. The Other, Minding How to Dye Well. London: Printed for G. and H. Eversden, and are to be sold at the Sign of the Greyhound in S. Pauls Church-yard, 1654.


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Willowick Golf Course
Garden Grove, Facing Court Injunction, Drops Discussion on Proposed Willowick Deal with Developer For Now
Jessica Gonzales
By Brandon Pho | December 18, 2019
Restrained by a court order and looking at a potentially long legal battle down the line, Garden Grove city officials appear to have given up on trying to hand over one of its last open green spaces in a working-class area to a for-profit developer before tighter state land use restrictions take effect next year.
Staff requested City Council members at their Tuesday meeting drop a public discussion of the proposed agreement between the city and the development company known as McWhinney to lease the 100-acre Willowick Golf Course, which is owned by Garden Grove but located in Santa Ana's predominantly Latino Santa Anita neighborhood, over 55 years.
Under that deal, McWhinney would have the right to lease out separate land parcels on the property to third party developers for some type of mixture of commercial and retail businesses and apartments.
Council members at the beginning of the meeting unanimously agreed to drop discussion on the deal for now, hours after Los Angeles County Superior Court Judge Mary Strobel ruled the Council could vote to approve the agreement but couldn't finalize it before the end of the year.
Staff gave no public reason during the meeting for dropping the development proposal, and neither did council members before the vote.
But council members Phat Bui and Kim Nguyen after the meeting said it was due to Strobel's preliminary ruling and the upcoming legal battle that's expected to take months before a final ruling is issued.
"They (staff) don't think that we would want to go forward because it's not clear yet what the outcome of the litigation will be," Bui said.
Nguyen said staff have not communicated to her when down the road they would revisit the proposed deal with McWhinney, only that "we have an injunction."
Strobel's court order is the result of a lawsuit by residents of the golf course's surrounding area and local activists who say a for-profit development on the site would decrease the amount of open space in an already park-poor area, gentrify the surrounding working-class neighborhood, and would violate the state Surplus Land Act – a law requiring local agencies in California to prioritize "surplus" land they own for affordable housing and public use options before any for-profit options.
Because Garden Grove won't be able to hand off the golf course before next year, the golf course may be subject to an amendment to the Surplus Land Act – signed by California Gov. Gavin Newsom in October – that's aimed at further restricting the ways local agencies can apply exemptions to the law when dealing with valuable land and find ways to circumvent it.
City Manager Scott Stiles didn't respond to follow-up phone questions after the meeting asking when staff expect the proposal to be revisited.
All anyone knows is that no deal can be finalized between the city and a for-profit developer for the golf course until a final ruling is issued on whether or not the Surplus Land Act applies to the property.
Garden Grove officials say the golf course isn't subject to the state land use law because the city hasn't yet declared the site as "surplus" and hasn't determined that the golf course has no use for the local agency.
But city officials have previously indicated that new parts of the law go into effect next year – which also expand the requirements for cities to define and determine surplus land — and could compel them to apply the state law to the property.
Flor Barajas-Tena, a local activist who's in part leading the lawsuit against the city over the golf course, responded to Strobel's ruling by questioning whether Garden Grove officials are "finally ready to sit down with the residents" now that a deal with McWhinney won't move forward before the end of the year.
"How will Garden Grove apply those amendments when they take effect in 2020?" she said.
Regardless, Barajas-Tena said the ruling left her feeling "positive" and "hopeful."
Around 15 residents of the surrounding area and local activists – who this year have organized under a group called the Rise Up Willowick Coalition — showed up to the Tuesday Council meeting to talk about Strobel's ruling and the Council's next steps with the site.
"We got our injunction. It's a pretty good night," said Rise Up Willowick member Sean Drexler, who in public comments described the group's efforts to come to every council meeting a "one-way conversation."
"Please meet with residents so it can be a two-way conversation," Drexler said, adding that he's not just excited for the "future of Willowick," but for Garden Grove officials to have an opportunity to "start over a bit."
Cynthia Guerra, another Rise Up Willowick member and organizer for the Kennedy Commission, said she hopes council members can find the time, "just like you had the time to negotiate with McWhinney and rush this deal through," to meet with residents.
"We are here and we are here to stay," said one Rise Up Willowick organizer, Karen Rodriguez. "We invite you to learn from us, work with us and do right by us."
Rodriguez also pointed out that if Rise Up Willowick had not organized to fight the city's movement on the golf course – which involved secretly combing through development proposals for half the year and discussing it in closed-door, secret ad hoc committees – "Y'all would have sold off our land already."
If they had, Rodriguez described the potential outcome for Santa Anita residents as "detrimental to our existence."
Brandon Pho is a Voice of OC reporting fellow. Contact him at bpho@voiceofoc.org or on Twitter @photherecord.
City Governments
Flor Barajas-Tena
Garden Grove City Council
Los Angeles County Superior Court
Mary Strobel
Phat Bui
Surplus Land Act
Judge Rules Garden Grove Can't Finalize Willowick Deal with Developer Before Tighter State Land Use Laws Take Effect
The ruling possibly ties Garden Grove's hands on the golf course, with city officials now prohibited from finalizing any development agreement for the golf course likely until after an expansion of the Surplus Land Act — which goes further in restricting the ways cities can't find exemptions to the law and circumvent it — takes effect next year.
Garden Grove City Council Pushes Vote on Willowick Golf Course Land Sale to Next Week
At their next meeting on Tuesday, Dec. 17, Garden Grove council members will decide whether to lease the 100-acre Willowick Golf Course to hotel development company McWhinney over the next five decades, with currently no information from city staff on exactly how much in dollars the developer would be paying annually for the property.


John McCain came to San Francisco on the evening of July 28 to host a campaign fundraiser at the Fairmont Hotel, atop the city's fabled Nob Hill. This being San Francisco, naturally, demonstrators were there to greet him. But, to my surprise, the rally of about 250 people was evenly divided between McCain detractors and McCain supporters. Yes, that's right -- McCain voters in San Francisco! Will wonders never cease?
The anti-McCain half of the protest was organized by MoveOn and No Soldier Left Behind, among others. I swung by to check out the action.
This was the principal message of the rally: McCain is exactly like Bush. I suspect we'll be hearing this concept pounded into our heads for the next three months.
MoveOn's "The Bush Legacy" bus kept circling the block. The first couple times it elicited cheers from the Obama supporters in the crowd (seen here along the sidewalk in front of the Fairmont Hotel where the fundraiser was being held), but after over half an hour of going around and around and around, the bus just became annoying, and was greeted with silence even by McCain-bashers.
It's not often that one takes a perfectly allegorical picture. I did not pose those women! The picture just presented itself naturally. The Bush legacy indeed.
Here's the core of the anti-McCain pro-Obama contingent. I've never seen such a mild political protest. Where is the virulence? Where is the extremism? How can you expect to convice anyone with an innocuous presentation like that?
A lot of Asian media was on hand (including this reporter), probably because of the large pro-McCain Asian presence at the rally.
"Latinas for McCain" were there as well. In the background you can see part of the row of protesters lining the block across the street from the Fairmont.
MoveOn's gimmick for the rally was the "Bush-McCain Challenge" in which passersby would try to guess which of five statements was made by Bush or McCain. The whole point is to prove, "See? You can't tell them apart!"
But the questions turned out to be trivial and/or pointless, indicative of nothing. Examples include, "Who said, 'The issue of economics is something that I've never really understood as well as I should.'?" (McCain!) and "While running for President, who called himself 'A different kind of Republican' and promised bipartisan cooperation?" (Bush!) The entire exercise is completely juvenile: One could easily comb through the words of almost any two public figures and find statements that could have been said by either one of them. For example, was it Obama or Hitler who said, "The principal effect of every war is to destroy the flower of the nation....Our country needs peace and desires peace!" It was Hitler! Fooled you! And it proves Obama is indistinguishable from Hitler!
But of course, since the statements were so ridiculous and insignificant, no one (including these two protesters) was able to correctly guess all five in a row. Ha ha ha! Conclusive proof that McCain is exactly like Bush!
Prominent GOP spokesman (and McCain campaign coordinator) Leo Lacayo gave an interview to a local radio station.
An Obama supporter accidentally-on-purpose kept putting his sign directly in Lacayo's face as he was trying to talk. Talk about juvenile behavior.
Here's a video of Leo Lacayo giving part of his pro-McCain interview (after the sign-in-the-face guy was successfully shooed away), followed by a phalanx of anti-McCain protesters chanting "No more Bush WAR," with an odd emphasis on the word "war."
Unlike at most protests, the pro- and anti- sides were not segregated in the slightest, so they just stood intermingled amongst each other. The net effect was a complete muddying of the message, as causal observers couldn't tell what if anything was being advocated.
"Befuddled war monger." Nice! But the argument that rich people generally vote for any candidate who promises to lower taxes (or keep them low) is one of the oldest arguments on the American political landscape. Tell me something I don't already know!
Needless to say, McCain never showed up at the Fairmont's front door to run the gauntlet of protesters. As always happens at such events, he was instead safely ushered in a side door of the hotel.
The other theme of the anti-McCain half of the rally was "No Soldier Left Behind," which I've never quite grasped as a coherent argument against the Iraq War. Sure, if we withdraw all our troops, we have left no soldier behind. But if we maintain a military presence in Iraq, we also have not left any soldier behind, since we're still there. So the phrase, by itself, makes no point. The protester on the right side of this photo attempted to illustrate her argument with a scene of American troops pulling out, and abandoning one hapless soldier to his fate. But when has that ever happened in American history? Never. We don't simply abandon individual troops in a country. So what is the purpose of her drawing?
And the protester on the left side of the photo above carried a sign covered with slogans that only might have made sense at the beginning of the war, but which are are now completely irrelevant. What is this -- 2003?
What is this -- 1968?
What is this -- 1989? A lunatic stuck in the first Bush administration showed up to promote his theory that George Bush Sr. killed JFK because Kennedy "saved Cuba from the CIA invasion" (implying that his mis-handling of the Bay of Pigs invasion was intentional) and that he "ordered all U.S. troops out of Vietnam" (and re-deployed them to Fantasyland).
He tried to convince one woman of his theory, and she replied, "You do realize I support McCain -- right?", which brought a quick end to that conversation.
He next tried his luck with some Obama supporters, but they seemed just as dubious.
The MoveOn organizers must have over-estimated the number of people who might show up, if the stacks of unused signs on the sidewalk were any indication.
Wesley was too busy showing his sign to the camera to notice that his dream girl was standing right behind him!
Just after I left the protest, I saw a Bomb Squad truck rushing back up the hill toward the Fairmont. I didn't follow it, but I wouldn't be surprised if someone had called in a (probably bogus) bomb threat in order to disrupt the McCain fundraiser.
But the cops (and any presidential candidates) have reason to be extra vigilant in San Francisco: It was here at this side entrance to the St. Francis Hotel (just a few blocks away from the Fairmont) that Sara Jane Moore shot at Gerald Ford in 1975. I took this photo from the exact spot where Sara Jane Moore stood when she fired the gun.


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Villa Lewaro - TravelStorys
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Villa Lewaro
Here in front of you is Villa Lewaro, the grand estate of Madame C.J. Walker. Madam Walker was born Sarah Breedlove shortly after the Civil War to parents who had been enslaved. At age fourteen, she married and had a daughter named A'Lelia. Sarah had a true entrepreneurial spirit, and after establishing herself as a businessperson, she became known as "Madam C.J. Walker". Madam C.J. Walker created and sold hair products to African American women and further empowered many African American women by teaching them how to sell her products. Her first shop was in Denver but she soon opened up operations in Pittsburgh, Indianapolis, and New York City. She became one of the wealthiest African Americans of the early 20th century and was the first recorded self-made female millionaire in the United States! In 1916 she purchased land in Irvington, deliberately choosing her property to be located along what was then known as "Millionaires' Mile," known for its homes of the very wealthy. She hired Vertner Tandy, the first African American architect registered in New York, to design the stately Italianate villa you see today. The name Villa Lewaro was coined by distinguished tenor Enrico Caruso created from the first two letters in each word of "Lelia Walker Robinson." Madam C.J. Walker was also a vocal advocate about the poor treatment of African Americans. The home has been used as a conference center focusing on race relations, and as a meeting place during the Harlem Renaissance. W. E. B. Dubois and Langston Hughes visited here. Villa Lewaro was listed on the National Register of Historic Places in 1976 and was designated a National Treasure in 2014. Madam C.J. Walker's home stands to this day as a reminder for all of us: with self-motivation and hard work, and in spite of the prejudice directed at African-Americans and female entrepreneurs at the time Walker achieved great success. Although Madame CJ Walker died shortly after the estate was completed, her daughter, A'Lelia Walker Robinson continued to use the house during the 1920s for cultural and literary gathering as part of the Harlem Renaissance."
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The Internet of Things is an emerging topic of technical, social, and economic significance. Today's consumers demand always-on convenience and a personalized service whenever possible, as is clear in the case of banking and financial services, from the mass adoption of online banking, mobile banking apps and, most recently, contactless payment technologies. Additionally, they also want the highest levels of digital security from their banks, with any data breach or security threat posing a major problem to banks in the IoT era.Machine-to-machine connectivity that enables the mass collection and exchange of information from sensors and objects also opens up multiple opportunities for banks, who will be able to better track and analyze the behaviors, wants and demands of their customers. This, in turn, will allow banks to provide customers with a far more personalized experience, with targeted advice, context-aware offers, and insight. The bank is able to achieve a new level of understanding of the needs of both consumer and business clients, attaining a new level of customer intimacy.
Banks might use IoT technologies to create more engaging and context-aware customer rewards, or to generate more intelligent and personalized customer cross-sell opportunities, for example. And IoT will help banks to innovate and devise better ways to improve risk management, reduce costs and improve overall operational efficiency.Business clients and consumers will be able to access a much more holistic view of their finances wherever and whenever they like. And banks will offer far more tailored products and solutions to help customers make the best financial decisions at all times.The increased amount of real-time data available to banks, from information on residential and commercial properties through to personal data from social media, spending habits, and credit behavior, will all allow banks to make better commercial decisions, based on far more accurate financial risk data.
Banks are going to be far more technologically-empowered to assist business customers and help them to achieve better commercial results, due to the banks' ability to obtain and access data from across the business customers' value chain, from suppliers through to distributors and retailers.Biometric and positional sensors, for example, are highly likely to help banks to track both the physical performance of individuals and to track the shipping of goods and manufacturing quality control better than ever before, which in turn will help to improve underwriting processes and reach new markets.It will be those banks that best use these new types of IoT-generated data streams to make vital decisions on business lending that stay ahead of the curve. One example here might be the potential benefits to banks from new types of sensor that monitor the activity and condition of retail industrial and agricultural businesses, such as connected field devices in manufacturing or agricultural sensors that monitor livestock.On which note, farming, in particular, could well be a major beneficiary of real-time data feeds which will allow farmers and their banks to continuously assess and value the farm's crops and livestock, accurately gauging yields, property, and overall business value.
Over the next five to ten years, the banking industry is going to see major changes from IoT technologies, which will also present banks with new security challenges to manage. The need to ensure that the whole connected banking experience is safe and secure will be increasingly vital in order to gain customer trust and ease clients' concerns around personal and business banking data being hacked.
Sensitive data, from a customer's financial history to their location history, is always potentially a target while it is stored on or moving around the network. No matter where the data is held, whether it be on a device or moving along the network from the bank to the customer's connected car, for example, it needs to be properly protected.Which is exactly where tools such as encryption to protect the data itself and authentication tools to authorize access to this data by only those allowed to, are vital. We're already starting to see the development of biometric data – fingerprints, voice-recognition software and iris scans – come into play to prove the customer is who they say they are.
Banks will have a far more detailed and useful picture of the customer, with the abundance of IoT devices, which at the same time means that banks will need to add an extra layer of security across the entire IoT ecosystem – from the devices being used through to the network and cloud level.