text:
Martin Armstrong & David Morgan interviewed
Martin Armstrong & David Morgan interviewed on 'This Week in Money'. Listen here
Noam Chomsky interviewed
By RussiaToday on Sep 29, 2011
Moody's cuts Italian debt ratings
From the Sydney Morning Herald - 05/10/11:
Italy's credit rating was cut by Moody's Investors Service for the first time in almost two decades on concern the government will struggle to reduce the region's second-largest debt amid chronically weak growth.
Moody's lowered Italy's rating three levels to A2 from Aa2, with a negative outlook, the New York-based company said in a statement today. The action comes after Standard & Poor's downgraded Italy on Sept. 20 for the first time in five years. Italy was last cut by Moody's in May 1993.
Read more: http://www.smh.com.au/business/world-business/moodys-cuts-italian-debt-ratings-on-growth-concerns-20111005-1l7tj.html#ixzz1ZyDvi1Zl
Pain of debt crisis felt on Greek streets
From: AlJazeeraEnglish | Oct 4, 2011
Greece has enough money to pay pensions, workers' salaries and bondholders through mid-November, the country's finance minister said on Tuesday.
The statement came as world stock markets slumped on fears of an imminent Greek debt default, which could bring down European banks and trigger another global recession.
The Athens Stock Exchange general index tumbled by 6.3 per cent, while the main Europe markets fell almost three per cent.
Banking crisis is hitting Europe
More strikes, more meetings and more bailouts - are placing enormous amounts of pressure on the Continent's leaders to keep the eurozone from going under.
In the last 24 hours they have had to step in to save the Franco-Belgian bank Dexia, on the verge of collapsing due to its ties to Greece's debt.
The Belgian Prime Minister says the government could nationalise the bank if they have to, as already Dexia has lost almost 40 per cent of its share value.
Game Changer - The $45 Computer
This, and the other low cost tablet style computers that will follow it will be a game changer in the third world.
Think of the billions of people shutout of the online world at the moment due to the cost of access devices, particularly in rual India, Pakistan and Africa. One in five people in the world have never made a phone call let alone "surfed the web", the day when all of us are connected has just come one step closer.
At the low price of $45, the world's cheapest computer tablet, made in India, is targeted mostly at students.
In a country where laptops range from anywhere between $400 and $1,000, and where the average income is much lower, the hope is that more people, particularly the country's youth, will have greater access to technology.
In the next few months over 100,000 such computers will be available in select universities. If successful, India may even sell it commercially, but experts say the design still has a long way to go.
Dylan Ratigan on #Occupy Wallstreet
Greek Debtlock
By RussiaToday on Oct 5, 2011
Police have fired tear gas at protestors gathered outside the Greek Parliament building. The country has ground to a halt, with workers walking out of jobs in a 24-hour public sector strike, angry at the government's policy of cuts. All flights in and out of Greek airports are grounded, while hospitals are relying on emergency staff. RT's Sara Firth reports from Athens.
At least 16,000 anti-austerity protesters have converged in central Athens, chanting slogans, banging drums and blowing whistles in a display of opposition to the Greek government's latest austerity measures.
The vast majority of demonstrators were peaceful, but a few dozen protesters clashed with riot police with some youth hurling paving slabs of rock at police in full riot gear.
Police dispersed the crowds by firing tear gas and dragging and chasing protesters.
Al Jazeera's Jonah Hull reports from the Greek capital, Athens.
Robert Kiyosaki - 'America is on Sale'
By Matt Nesto | Breakout
Martin Armstrong - The Dollar & ITS Reserve Currency Status
click on image to go through to the report
U.S. Treasury Bonds: The Monster Spleen
By Jim Willie:
The USTreasury Bond rally over the last few months has been celebrated. Some call it a contradiction of the Standard & Poors debt downgrade of USGovt debt. Some hail the rally as proof that the USDollar remains respected as global reserve currency. Some regard it as a sign of bond market health in general. Some claim the US remains the safe haven. These are all errant views to the extreme, comments from cheer leaders to a system in deep deterioration, distractions from reality. The United States is stuck in a powerful recession, its huge federal deficits set to expand further, the fiscal austerity to be sacrificed, the turmoil in Europe rendering the US panorama more alluring and cute. The USTBond is in strong rally mode because the United States is in the process of systemic failure, leading ultimately to some form of official debt default. The Greek Govt Bond yield rises from its fractured insolvent ruined status. The USTreasury Bond yield falls from its fractured insolvent ruined status also. It is a Black Hole, attracting funds from productive chambers of the USEconomy and pulling them into the dark place loaded with deficits, defaulted debts, and decay of capital. Let us not celebrate the USTBond rally. Instead, work to end it before the expanding spleen removes all the blood from the body economic. The organ serves as a reservoir, whose size must be contained. Unfortunately, important factors prevent the bond rally from doing anything but consuming the entire nation and confiscating its wealth.
The national counsel is bereft of ideas, having lost its sense of capitalism. They promote the Panhandle Consumer doctrine and Parasite Financial doctrine, calling it policy. It is heresy uttered from high priests, no longer worthy of respect. The punishment is a USTBond rally, a monster spleen, whose reservoir should never grow without bounds. When it does, doctors realize a great danger. Our economic doctors are purveyors of heretical dogma that has sent the nation into a downward spiral that it will not exit from. Industry has gone. Finance has gone amok. Investment banking has turned into a casino. Homes have become nightmares. Jobs have been vanishing. Corporations have moved overseas. Political parties are polarized. Fiat money has turned toxic, and so have their bonds which support the crumbling monetary system. The mess in Europe offers an excellent glimpse of what it to come to the United States. We have our mortgage toxic vat. They have their PIIGS sovereign toxic vat. The US has transformed into the prettiest horse in the glue factory.
The blood (tainted money) in both capitalist systems has been circulating for two years throughout the economies, spreading the equivalent of gangrene. More money thrown at the problem has accomplished nothing except to raise the cost structures, to raise the government deficits, to retire working capital, and to raise the demand for USTBonds. The only proper medical thermometer is Gold, with its Silver handle. The signal to watch is deep revived bank distress. As sovereign bonds of all stripes face ruin, Gold will again shine bright, and Silver will glitter. Following the late 2008 and early 2009 decline in Gold, it rose 150%. For Silver, the rise was over 300%. Prepare for a repeat episode as four enormous destinations are presented: 1) bank bond redemptions, 2) bank recapitalization, 3) economic stimulus, and 4) debt monetization. The monetary growth will be absolutely astonishing and staggering.
HORRIBLE CONSEQUENCES OF USTBOND RALLY
The analysts, mavens, anchors, asset managers, government advisors, central bank governors, ministers of finance, and otherwise Pied Pipers are incapable of detecting the warning signals. For those who find such a wide accusation to be off-base, consider that none of them found the housing market to be a bubble, none found the mortgage market to be a bubble, and none of them anticipated a return to economic recession. The Jackass did on all three!! Also, none seem capable of comprehension that the nation's industrial base must return to US shores. None seem capable of comprehension that the nation's biggest banks must be liquidated. Both are obvious pre-requisites for any recovery. The priority has changed once again from the summertime. The USGovt favors short-term stimulus, alongside long-term restraint, a total deception to continue. Stimulate the economy and deceive on future projections, which could not have been more incorrect in the past decade, a failing grade to economist forecasts.
Consider the horrible realities behind the USTreasury Bond bull market, signals of ruin.
USTreasury Bond is the sanctioned approved asset bubble. Almost nobody seems to find anything negative about the rally. It is regarded as some kind of international approval meter. It is not so much a contradiction of the S&P debt downgrade, as a confirmation of the financial and economic system having gone far past the point of remedy. It is the only performing asset. The USTBond will be the last asset bubble, because it sucks the life from all its competitors. The USGovt approves of its expansion, since they believe it confirms legitimacy of the debt. The bubble is proof positive of failed monetary policy, failed fiscal policy, failed economic policy. The USTreasury Bond market is not a safe haven. It is a habitual cave entered by people with a caveman mentality that lack discernment. The cave has an massive paper fire burning inside that will snuff out life of the hirsuit humanoid.
The bond rally grew from direct Interest Rate Swap abuse. The first shove movement, and a kick when sputtering, came from such leveraged instruments. The additional $9 trillion in 1Q2011 by Morgan Stanley from derivatives, 85% of which are typically IRSwaps, was totally overlooked by all the Pied Pipers that populate the investment community and policy shops. This devious and hidden tool borrows at 0% and buys at the long maturity end. It creates artificial demand for the USTBonds themselves, and easily dupes investors into believing they are safe with wide demand.
The Fed Valuation Model has become a deceptive tool to assess valuations. It proclaims stocks are cheap according to Price Earnings Ratio that integrates the ultra-low interest rates. This model is a total joke, so much that even analysts mention it less and less. The earnings projections are lofty and exaggerated. Revisions are done after the fact, in the form of well publicized misses. The interest rate is artificially low. The stock market is vulnerable to a 20% decline on a constant basis. The recent volatility to the downside attests to such a claim. Blame is given to the onset of recession. But that recession never ended.
The US Federal Reserve intentionally has spewed devious deception about Quantitative Easing III. They wish to build political support for the massive expansion of the money supply. They wish to attract deep channels from stock funds to fund the gigantic USGovt deficits, at a time when Q4 federal deficits are due to rise by $1 trillion, in keeping with past years. Significant demand must be grown and developed, even if perverse and all-consuming. This failed central bank continues to apply liquidity in high volume in treatment of a grotesque insolvency problem. Like a fool, Bernanke insists the USFed did not bail out banks, and did not disrupt the cost structure. He is inept, but consistently so.
Improper cost of money has been present for over a decade, now at a climax in artificial low amount. The entire USEconomy, cost of capital, and payout for asset risk have been distorted to the extreme, inducing speculation. The wrongly priced money element ripples throughout the entire system, pushing the distortions and false values into almost every corner. The supposed experts of economics cannot detect this obvious eyesore. The long-term USTBond yield has been far below the prevailing Price Inflation rate for 15 years, a hallmark blemish of the Greenspan Era. The entire system is suffering from grand distortion.
The US Federal Reserve trades blame for failure with the USGovt, in particular the USCongress. They are both losers. The central bank franchise system has run its full course, at a dead end. The report card for that failure is a gargantuan federal deficit, which will surpass $2 trillion next year (the fiscal year just started). The Bernanke Fed has declared it has no more tools to use, a spent arsenal, an admission of failure, and foresees a nasty recession. They point the finger at the USGovt for fiscal restraint, not yet austerity, since too much restraint would mean a deeper recession that is never properly admitted. Witness Mutt & Jeff berating each other, two caricatures of leadership. Bernanke still cites inflation expectations like a moron.
The USEconomy suffers a damper effect from nil interest granted to savers. Almost twice as much volume is devoted to savings and to consumer loans. They receive less in interest payouts for their savings, less for the risk they take, less for the erosion. Appropriate return on investment is lacking, and therefore discouraged. The stimulus to the financial sector is preferred, but it is perverse. But it reveals where the power lies, with bankers. The Wall Street crowd is enriched at the expense of Main Street, which is left wanting. The financial sector become oversized, and the industrial sector became undersized. This is backwards. The source of legitimate income is inadequate to foster any recovery.
Inter-bank market lending has dried up both in the US and Europe, as the corporate bond market has been crowded out. Banks distrust each other, and for good reason. They know they all hold toxic assets on their self-evaluated balance sheets. The corporate bond market is suppressed, as USTreasury Bond supply has dominated. The capitalist engine for business expansion has sputtered and gone into reverse. The corporations see little prospect for expansion within the United States, where taxation and regulation are deemed oppressive. The main expansion is of federal deficits, which must be accommodated.
This is not Japan redux, but much worse, since the US has a trade gap and lacks an adequate industrial base. Comparisons are made by hack economists and sell-side analysts. They are incompetent. Notice that Japan forced investment from postal pensions and federal worker pensions, in order to sustain demand in a Jap Govt Bond that continues to operate as a bubble. Unlike Japan, the USTBond cannot persist since its bonds that securitize the yawning USGovt deficits must grow in mammoth volume. The US bond bubble cannot continue for a long period, since totally dependent upon debt monetization, the manifestation of hyper-inflation. The US will follow the Japanese practice, by forcing IRA funds and bank CD savings to enter the USTBond channel. The leverage is tax deductible status for income and FDIC depositor insurance. The USTBond bubble has finite life span.
Watch the canaries led by Morgan Stanley. They are screeching. Not only is Morgan Stanley seeing a sharp decline in its stock price and rising Credit Default Swap debt insurance, so is Goldman Sachs. The latter has lost its shine, its exalted image, its prestige. The CDSwap market is unique, a field played by very well informed professionals. This market accurately foretold of the 2008 disaster. The Lehman Brother stock value and CDSwap rate signaled correctly a systemic breakdown within the broad financial sector. Prepare for a repeat on US soil. The financial structures of Europe and the US are interconnected. The Wall Street banks have acted as swap lender of last resort to many European banks, a story not told.
A side note of value. A key source informs that UBS was targeted for takedown, victims of a trap centered on the European currency market. As a result, in the aftermath, they forfeited their gold. UBS is out of the gold picture. The rogue trader story is nonsense, a lie. The next target, so mentioned by the same source, is Goldman Sachs. The cross hairs are aimed squarely, the backdrop selected. Soon the GSax beast will walk into those crosshairs and the net will drop. The extent of their loss will be significant. The impact to their gold participation is unknown. Their phony story will be interesting though.
GOLD TARGETED BUT FIRM
In September, the COMEX officials raised Gold futures margin requirements in a falling market, a repeat episode of what occurred in the first week of May. It was raised several times again, but was not well reported by the sleepy financial press. An anomaly has occurred. The Commitment of Traders shows very little if any abandonment by Speculators in Gold. It also shows a stunning drop in the net short position by Commercials. That adds up to a firm foundation for a V-shaped recovery in the ambushed Gold & Silver price, which the Jackass admits was much worse than expected from this vantage point. The stories of gold being sold to cover losses is poppycock. It was not sold on the physical side. The COMEX relied on their trusted time (dis)honored tool of naked shorting of the metals. The Big Four US banks continue to sell gold & silver they do not own, using metal contracts they do not post collateral toward. The COMEX is the grandest fraud among the major markets. Actually that is a close competition with the USTBond market reliant upon USFed hidden monetization and Wall Street Interest Rate Swap applications. The USDollar market is dominated by heavy handed activity from the Exchange Stabilization Fund, that notorious dark office accountable to nobody. The US stock market is dependent upon the USDept Treasury, which leads the Working Group for Financial Markets (aka Plunge Protection Team). Is any US financial market honest and free from corruption? Not at all!
Notice, in keeping with the theme of this article, that the COMEX decided to leave USTBond margins intact even though an obvious bubble. With the 10-year under 1.8%, the market has become a laughingstock, a farce, a joke, an embarrassment. The very powerful move in Gold from the $1550 base in the early summer to the $1900 level triggered a selloff. It had help with numerous COMEX margin hikes focused entirely on Gold. Some prefer to point out a 2008 redux. My view is no way a similarity. A strong ugly 25% decline in late 2008 and early 2009 resulted in the Gold locomotive downshifting into second gear. In the late summer 2011, a move of greater than 20% to a record high was canceled. The 2008 gold decline was like a move backward that took all the wind from the sails. The 2011 gold decline was like a move back, still to a high gear, that merely removed the summer gains. The Gold locomotive returned to a pause between fifth gear overdrive and the fast fourth gear. The comparison to 2008 is loaded with propaganda and inaccuracies. The strong established uptrend is as clear as the morning sunshine. The Gold price has returned to the middle range of the stable upchannel.
Gold is preparing for gigantic new destinations being stuffed with money. The money is tainted, like all past money dedicated as bank aid, economic stimulus, and more debt monetization (whether hidden or revealed). The next round will be very powerful in new monetary expansion. Gold is ready to jump quickly back toward the $2000 level. Notice the potential for a technical rebound that could be extremely quick, very exciting, but deadly to the system once again. A strong rebound move is likely from $1680 to $1820 in a flash, since no resistance is evident. The sudden move might take your breath away.
Some truly dangerous winds are blowing. Restrictions of gold purchase are being imposed in Central Europe. Wall Street has openly mentioned their menacing arbitrage targeted against Europe in exploitation of their financial crisis. The Mexican disintegration continues apace, with no coverage except the illicit weapons sales from the USDept Alcohol Tobacco & Firearms. The Mexican Peso is down to 14 per USDollar. The Saudi transition continues behind the curtains, as they adapt to a new Chinese protector in the Persian Gulf, and watch the global pendulum swing from an oil-based pivot to a gold-based pivot. Russia is busy preparing channels to Central Europe for commodity supply. That is not new, but the financial underpinning might be, since not based upon the USDollar. JPMorgan CEO Jamie Diamond bickers with the Canadians and overlord Swiss bankers. Perhaps is all show. Perhaps instead JPMorgan stands on far fewer legs than a couple years ago, and what we observe is twitching and teetering. Goldman Sachs CEO Lloyd Bunkfein struggles to avoid a perjury indictment. Lies to the Levin Committee might have come back to haunt him. They were blatant. The prestige of the US bankers is fast vanishing.
Jim Willie CB is a statistical analyst in marketing research and retail forecasting. He holds a Ph.D. in Statistics. His career has stretched over 22 years. He aspires to one day join the financial editor world, unencumbered by the limitations of economic credentials. Visit his free website to find articles from topflight authors at:
www.goldenjackass.com
The Destiny Of Mankind Hinges Upon Gold
By Hugo Salinas Price
I must have read fifty accounts, in the Financial Times (FT) and others of that ilk, about what went wrong with the Euro. I have yet to read one that comes out with the plain, unvarnished truth. The whole bloody Establishment of bankers, politicians, economists and journalist whores sings the same song: "The euro came to grief because there was no fiscal union". Therefore, the solution to be inferred is that fiscal union would remedy the case of the European Union's imminent collapse.
Let's face it: the euro is a fiat currency and fiat always ends up in disaster.
Our civilization is in evident decline. If it weren't, we would find several eminent economists of the stature of Jacques Rueff in the halls of power; he was the French economist who wisely counseled General Charles de Gaulle to remove France's gold from the cellars of the NY Fed and transfer it to France.
Jacques Rueff was a man capable of understanding the fundamentals of how the world works. His vision was clear, and his intellectual scope was capable of taking in the details of local commerce as well its international workings. Men and women of his capacity are still around today, but they are not welcome in the higher reaches of politics.
Rueff wrote a little book in 1963, "L'Age de L'Inflation" ("The Age of Inflation") made up of some articles he had written. He wrote an "Introduction" to his book, and the very first words are these:
"LE SORT DE L'HOMME SE JOUE SUR LA MONNAIE"
A loose translation, taking into account the content of his book, would be:
"THE DESTINY OF MANKIND HINGES UPON GOLD"
Europe is a great mess today because those in power made the wrong choice when deciding what currency the European Union should use. They chose a fiat currency instead of the Gold Standard and currency redeemable in gold at sight. That is the Original Sin of the euro.
Rueff was also active when the European Union was being forged. His book's fifth essay ends with these prophetic words:
"L' EUROPE SE FERA SUR LA MONNAIE, OU NE SE FERA PAS"
Translated loosely and considering Rueff's views, this would be:
"EUROPE WILL BE BUILT UPON GOLD, OR IT WILL NOT BE BUILT"
Indeed, United Europe is falling apart. By the time you read this, it may already have collapsed. But it is falling apart not because of a lack of "Fiscal Union". It is collapsing because of the absence of the fundamental means for free international collaboration, based on the realities of each nation of Europe: there is no gold standard at work.
Somewhere in his books, Ludwig von Mises states that the beginning of the end of the Austrian Empire came when the gold coin stopped circulating in the Empire. It was this stable and trustworthy money that had held together an Empire made up of several nations with very different cultures. When the gold coin disappeared, the unifying factor was gone as well.
Gold is the money for societies made up of men and women who wish to live in the real world
This is part of the trouble in our declining civilization: men and women in these times wish to live in illusions, and the politicians, the bankers and their economist lapdogs have been providing those illusions for many decades now. Those illusions were enabled by the "Welfare State": Comfort and security from cradle to grave, with no requirement of hard work to merit them. On the other hand, it would also be reasonable to say that men and women today live in illusions, because they were forced to do so by the fiat money they had to use. Once fiat money is in place, all becomes illusion and gambling and people give up trying to make sense of life. Pretty soon they take illusions to be realities.
Wolfgang Münchau in the FT of September 26 writes in the editorial page:
"I have never seen Europe's politicians as scared as I saw them in Washington last week".
Europe's politicians have good reason to be scared stiff; if the euro cracks up and the European Monetary Union collapses then the viability of the Welfare State is in question. Without the perpetual deficits that the Welfare State entails, how will it be possible to maintain the populations of Europe in their illusion of perpetual untrammeled bliss? If the peoples of Europe are to wake up one morning to find themselves once again in the real world, where survival means hard work and personal privations, the political upheaval will be gigantic. This is why the politicians are scared.
If the continued existence of the Welfare State is in question, then so is the Democratic State, because Democracy - or what passes for it - can only be simulated where the voting population is constantly appeased with ever greater hand-outs from the Welfare State, the Siamese twin of Democracy.
If the euro cracks up and the European Monetary Union goes the way of all fiat we can expect a political convulsion of the first order in Europe as the ingrained illusions vanish. Perhaps that would not be a bad thing. Bill Bonner has written, with his usual wry humor, "Give Collapse a Chance".
The world is not coming to an end just because illusions have vanished. The world will adjust, individuals will adjust, the behavior of multitudes will adjust. Those intellectual and moral midgets, who think that the world ends if their particular plans for the world are scrapped, will go to the dustbin of history - at least for a while. That would be a healthy relief.
Central Banks were invented with the express purpose of eliminating volatility in the business of banking. That was a mistake, because today, instead of relatively small bankruptcies of imprudent banks we have the menace of wholesale collapse of banking systems. Unfortunately, no one on the global political scene seems to have grasped this insight.
So we continue to watch the evolution of this European crisis - by implication also a world crisis - with great interest. If a convulsion besets Europe, authoritarian régimes are not out of the question. Authoritarian régimes, despite the bad name given to them by the so-called partisans of "Democracy", are not necessarily bad. After all, the family is an authoritarian organization, and it functions well - when it is allowed to function. Every private business concern is an authoritarian organization. An authoritarian régime oriented to order, property rights, the rule of law and sound money is actually more stable and viable than an authoritarian régime that wishes to install a socialist society. Incidentally, the Founding Fathers of the US did seriously consider establishing a Monarchy.
The present crisis will offer possibilities that can be either good or bad. Let us remember that the Chinese symbol for "crisis" means "Danger/Opportunity".
Hugo Salinas Price, 75, is a successful, retired businessman who lives in Mexico. He has been a follower of the Austrian School of Economics since his youth. He has written three books in Spanish on how and why silver should be instituted as money in Mexico, in parallel with paper money, and numerous related articles in English and Spanish, posted at his website. His organization, the Mexican Civic Association Pro Silver, is actively lobbying the Mexican Congress to approve legislation, which will institute the pure silver "Libertad" ounce as money.
www.plata.com.mx
Martin Armstrong - The Dollar & ITS Reserve Curren...


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Liberia's Minister of Gender, Children and Social Protection, Honorable Williametta Piso Saydee-Tarr has described modern technologies as an important tool in the strive to prevent Sexual and Gender-Based Violence (SGBV) nationally and globally.
The Government of Japan has approved 1.5 Million United States Dollars to fund several programs that will create jobs for young people, and enhance processes in the Agriculture, Maritime and Fishery Sectors of Liberia.
The Government of the Republic of Liberia on Thursday, January 31, presented its Pro-Poor Agenda for Prosperity and Development at the United Nations Headquarters in New York.
Liberia's Ambassador Extraordinary and Plenipotentiary and Permanent Representative to the United Nations, His Excellency Ambassador Dee-Maxwell Saah Kemayah, Sr. has begun exploring opportunities for collaboration and partnership between the Cities of Monrovia, Paynesville and other major cities in Liberia, and the City of New York in the United States of America.
The United Nations Peacebuilding Support Office (PBSO) has approved for this year-2019, Five Million United States Dollars (US$5,000,000.00) for the implementation of four projects that will advance reconciliation efforts, and enhance the sustenance of peace in Liberia.


What a game! What a season!
Way to go!!!!!. This shows strength of region and conference. Great coach and team.
After being so close past 3 years and losing to eventual NC's UCM in 2014 and Augie in 2016, think a lot of people felt this year was our year to get there. Special group of kids for sure and some very good talent coming back next year.
This region now has titles this season in volleyball, football and men's basketball.
Great game by the Bearcats. Congrats on winning both football and men's basketball in the same season. Quite an accomplishment.
Congrats Bearcats...best team in the country this year.
Take it from someone who made the trip when we won in '13 - if you are lucky enough to have access to tickets, make the trip when you guys play Duke at Cameron Indoor next fall. Looking forward to seeing Pitts give the Dukies some heartburn.
And, btw, 3 of the last 5 D2 National Champions from Missouri, and from 3 different programs.
Lots of good D2 basketball in the Show-Me State.
D2 football has for the most part been dominated by Midwest programs starting with NDSU and continuing with NW. D2 basketball in the Midwest has fared really good last 3 years with UCM, Augie and now NW as NC's. Baseball has done well too, specifically UCM.
Big Congrats to NWMSU. Scary to think you could do it again next season!
Some questions about your experience.
1. Overall thoughts on the pentagon/heritage court? If anybody thinks facility is USF or Augie's home court, it is not.
2. For those who might have had time to explore SF, did you visit the Falls, restuarants or shopping opportunities. What did you think of our city?
3. As a NSIC fan I'm proud that the Bearcats had tougher games in the regional with SMSU and UIU.
1) The Pentagon is fantastic. Love all the historical stuff.
2) Although we stayed Friday night, we didn't venture into the city too much...just stayed at the Fairfield that is next door to the Pentagon. We did, however, take in breakfast with Matt Witwicki at The Original Pancake House....it was very, very good.
3) For some crazy reason, even with the 12 point lead with under two minutes, I still felt that the door was open for Fairmont to make a final frantic run, even with the defense NW was playing.
40 minutes of hell as famed by Nolan Richardson is tremendous against undisciplined teams. Bob Huggins has a similar approach and the coach at Fairmont was an assistant to Huggins. Hats off to Ben and his kids for not getting caught up in that style of play. Fairmont was very athletic, but our approach and discipline was the difference.
Congrats Bearcats! Special appreciation for @themosbyfactor -- what a team player -- coming off the bench and unselfishly doing exactly the things his team needed him to do to win!
Last edited by MoHoops; 03-25-2017 at 08:43 PM.
With 3 of the last 5 national championship, can we all agree that Missouri is the hotbed of Division II basketball?
Fixed it for you. With Drury, Winona St., UCM, Augie and NW, the Midwest is flexing it's D2 basketball muscle.
Dang! Got carried away and forgot about Fla Southern. Thx.
1. really liked the old school feel of the Pentagon...only complaint was they didn't open all the concession stands and they didn't open the gates til a hour before the game. WE already had our all-session passes and we got in line for the gate at 11:00 am and there were people ahead of us that got there at 10:00 am. Given the size of the crowd 12:30 would have been a better time to open up.
2. We got here Tues PM and are leaving Sun after noon. We've had a great time! We took in all 7 games... we saw the Falls, the Cathedral and a nearby museum in a neat old house(forgot the name), the USS S. Dakota memorial , the Butterfly museum and Duluth Trading. We also took in a movie at the Centurion 14...very nice theater...Ate 3 times at the Original Pancake House...awesome breakfasts(loved the old school Buckwheat cakes w/real maple syrup) and the omelets. We tried to do Sickie's Garage for beer and a burger but huge wait both times so will try next time we're in town.
Everywhere we went we saw NW fans and the Augie fans we saw around town and at the game were very nice.
Last edited by CatFan88; 03-25-2017 at 10:13 PM.


Transcription factor that specifically binds to the octamer motif (5'-ATTTGCAT-3'). Regulates transcription in a number of tissues in addition to activating immunoglobulin gene expression. Modulates transcription transactivation by NR3C1, AR and PGR. Isoform 5 activates the U2 small nuclear RNA (snRNA) promoter.


text:
El Hospital San Rafael  es un centro hospitalario público Colombiano perteneciente a la municipalidad de Itagüí y gestionado por el Sistema de salud en Colombia.

Historia
El hospital inició en el año de 1951 con la participación del gobierno municipal. Es uno de los hospitales más tradicionales del departamento de Antioquia ya que cumple más de 60 años en servicio.

Servicios

Ortopedia y traumatología
Unidad de cuidados intensivos(UCI)
Otorrinolaringología
Oftalmología
Dermatología
Imagenología
Terapia Médica Intensiva
Anestesiología
Laboratorio
Cirugía general
Medicina interna
Urgencias aldultos SEDE 1
Urgencias Pediátricas SEDE 2
Hospitalización Pediatríca
Terapia Respiratoria, Fisioterapia, Clínica de Heridas
Ginecología
Maxilofaxial
Nutrición
psicología
Urología
Cirugía Plástica no reconstructiva – Manejo de cáncer de piel
Cirugía de Ortopedia y traumatología: Mano, Columna, Pie, Pediátrica, Artroscopia, Prótesis, Hombro, Rodilla, cadera

Véase también
 Sistema de salud en Colombia
 Seguridad social de Colombia
 Entidad promotora de salud

Referencias

Enlaces externos
 Gobernación de Antioquia

Hospitales de Colombia

redpajama_set_name: RedPajamaWikipedia


It has been an experimenting year for me so I wanted to try out different methods of transfering image to block. I vary my own approach, depending on what my plan is with a certain image.
For multi-color woodblock prints, I almost always carve the key block and print on hanshita paper as many times as I will need color. For reduction blocks, it really doesn't matter so much; if my composition is complex and I need to work out things in Photoshop first, then I might use one of the methods below or simply transfer with tracing paper.
Most of my designs are drawn straight on the block with sumi ink. It really just depends on what print, how much detail, method, etc. But I wanted to add a few more methods to my arsenal, just in case. These three are very suitable for highly detailed work and for printouts from any printer.
Left to right, these are three printouts from my computer. First is Studio Paper, a transfer medium which I purchased online at http://www.imcclains.com/.
In the middle is iron-on t-shirt transfer for ink-jet prints, available at any office supply store.
Last is the hanshita paper, a tracing paper attached lightly to a tougher sheet. This paper goes through any printer and is availabe from the supplier above and also from the Baren Mall at http://www.barenforum.org/ click on Baren Mall from there.
I first cut the three printouts to size; I'm working on 4x6 shina blocks.
The Studio Paper, a waxy paper that leaves the ink from the ink-jet printer very "wet" and requires little pressure to transfer, gave me a very light printout, although the detail was fine enough.
I simply lined up the corner of the block and pressed down lightly with a "doorknob-baren". Any pressure implement will do. The paper is slick and the ink is still wet so care is needed to avoid blurring.
I checked as I went along to see how the transfer was coming along. The Studio Paper transfered quickly and cleanly with very little pressured.
Overall, I was impressed with the detail, although I would have liked the ink to be a tad darker on the block. I am transfering on bare blocks for this experiment and usually I would have tinted the blocks with walnut or gray ink to help later in carving.
Aside from the lightness of the transfer, the Studio Paper worked as advertised! I'm always a bit skeptical about these products but this one works.
Next I will try the iron-on stuff. Last picture is a close up of the detail from the studio paper transfer.


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In VR, immersion and presence are the result of, essentially, tricking your brain. But what if that same technology could "trick" your brain enough that it helped you recover from paralysis? A company called MindMaze has this very mission in mind, and it's expanding its work out into the consumer and business space.
MindMaze currently operates in the healthcare industry, and its products combine aspects of virtual reality, computer vision, neurosciences, AI and haptic feedback in a variety of patient treatments, but the company is going to license its technology to be sold to consumers and businesses.
And it has the funds to do so: The company, which calls itself the "world's first end-to-end multisensory computing platform," announced today that it has raised $100 million in its first funding round, leading to a valuation of over $1 billion dollars.
We had the chance to speak with the CEO of MindMaze, Tej Tadi, to learn more about the company and the technology fueling the investment excitement. With a billion-dollar valuation and ties to virtual reality technology, we were intrigued, to say the least.
Tadi told us that he has a background in electronic engineering, earned a master's degree in VR and graphics, and then went on to study neuroscience. With this unique skillset, he was able to develop a number of tools that have been used in the medical field to help patients recover from paralysis caused by stroke or other brain damage. These tools also offer medical professionals measurable data about patient recovery.
MindMaze currently manufactures a product that is designed to help stroke and brain injury patients regain control of paralyzed limbs. Tadi told us that this product uses motion capture sensors to track a patient moving their arm or hand. MindMaze uses a VR HMD to deliver a rendered version of their moving arm, but mirrored to the opposite hand. The idea is that the patient moves their able arm, but their brain is tricked into thinking that their paralyzed hand moved. Tadi said that this confuses the brain into disbelief, but it accepts that the motion is real because a real trigger to move an arm came from the brain. Tadi told us this process has been shown to accelerate recovery from paralysis onset by brain injuries.
This technology can, and is, also applied to amputees. Many people who have lost a limb suffer from phantom pain -- that is, they feel pain emanating from the missing appendage. Tadi told us that amputee patients report instant relief from phantom pains, and psychologically, they become unaware of their disability because they can no longer perceive the missing part when wearing the HMD.
MindMaze has developed technologies for motion capture of fingers and full body movement, facial expression detection, haptic feedback, and 3D rendering. Tadi said that between 2010 and 2012, he realized that all of these components are fundamental pieces needed for full immersive VR, and shifted towards making a unified platform of all these different technologies.
Tadi said he took the company down the medical path because he saw a need there, but he noted that another reason is that because any medical tech proves itself by maintaining stringent certifications. "You've got to prove your tech beyond doubt and it makes sense to have your own hardware," he said.
The next step for MindMaze is to move into other verticals beyond the medical sector, which it will do by licensing the technology platform to third parties that will sell products to businesses and consumers.
Tadi was not willing to go into specifics, but he said we will hear about the first consumer-facing product in the near future. He did say that future products will include facial tracking sensors that can detect fatigue. Tadi said the first example of this tech will be used in pilot and driver training software.
The $100 million first round investment into MindMaze will help the company bring its technology into other markets. We asked Tadi what his ultimate vision for MindMaze will be, and his response leads us to believe that $100 million is just the beginning. "It's a lot like the 'Intel Inside' model. A lot of the human experiences are going to be powered by MindMaze," he said.
That's because unlike the "3d tv" movement, AR/VR has way more companies going into the field now that it's a viable technology not just for games, but other fields as well.
That's because there's a lot of exciting news in this space right now.


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Hello, I have two modules to do payments in my Prestashop 1.7.5. "Stripe" and "paga+tarde". "Stripe" works fine but the orders through "paga+tarde" module can't be completed because of this error: "PaymentModule::validateOrder - Country is not active" I have to solve this in order to make work "paga+tarde" module.


Are you training for performance?
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Effective endurance training involves producing the best combination of several key factors. How you combine the intensity that you use in your training session, how long you train at varying intensity (duration) and how often you train (frequency).
The question that most ask is what is the best form of training? Is it better to do varieties of intense short burst, intervals or longer steadier sessions. The latest trend it towards interval training. Many fitness centres, such as Fitness First, run most of their classes around that formula.
Many fitness experts, as well as some scientists, now argue that brief, high-intensity interval work is the only form of training necessary for performance optimization. The current research does not support this theory. Best practice suggests that 'combining large volumes of low-intensity training with careful use of high-intensity interval training throughout the annual training cycle is the best-practice model for development of endurance performance' (Ingham 2009).
I recently read a great article that spells this out in more detail. The article is, 'Intervals, Thresholds, and Long Slow Distance: the Role of Intensity and Duration in Endurance Training'. To read the full article click here.
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What better way to honour one of my favourite colours than allowing it to launch darkroom bright? I have always loved grey, for decades and for literally everything. Grey has recently been named the "colour of the century", and indeed: Grey is everywhere!


text:
729-й истребительный авиационный полк ПВО (729-й иап ПВО) — воинская часть авиации ПВО, принимавшая участие в боевых действиях Великой Отечественной войны.

Наименования полка
За весь период своего существования полк не менял своё наименование:
 729-й истребительный авиационный полк ПВО;
 729-й истребительный авиационный полк;
 Войсковая часть (Полевая почта) 06801.

История и боевой путь полка
729-й истребительный авиационный полк сформирован в период с декабря 1941 года по январь 1942 года Командующим ВВС Архангельского военного округа на аэродроме Бакарица на основе личного состава 604-го иап, 14-го и 6-го запасных истребительных авиаполков по штату 015/174 на английских истребителях Hawker Hurricane («Харрикейн»).

С 9 февраля 1942 года полк приступил к боевой работе в составе 104-й истребительной авиадивизии ПВО Архангельского района ПВО на самолётах Hawker Hurricane («Харрикейн»). 19 апреля полк переформирован по штату 015/134. Основной задачей полка являлась охрана воздушных рубежей на Севере страны, в районе Белого моря, ПВО Архангельска, северных портов.

Первая (и единственная) известная воздушная победа полка в Отечественной войне одержана 28 августа 1942 года: младший лейтенант Матвиенко А. Н. в воздушном бою над Белым морем сбил немецкий бомбардировщик Junkers Ju 88. С 29 июня 1943 года полк вместе со 104-й истребительной авиадивизией ПВО Архангельского района ПВО вошел в состав войск вновь образованного Западного фронта ПВО. 31 декабря 1943 года полк исключен из действующей армии. С 28 февраля 1944 года возвращен в действующую армию, возобновил боевую работу в составе 104-й истребительной авиадивизии ПВО.

В апреле 1944 года в связи с реорганизацией войск ПВО страны в составе 104-й истребительной авиадивизии ПВО включен в 78-ю дивизию ПВО Северного фронта ПВО, образованного 29 марта 1944 года на базе Восточного и Западного фронтов ПВО. 15 апреля 1944 года исключен из действующей армии. В 1945 году перевооружен на английские истребители на английские истребители Supermarine Spitfire («Спитфайр»-IX).

Всего в составе действующей армии полк находился: с 9 февраля 1942 года по 31 декабря 1942 года и с 28 февраля 1944 года по 15 апреля 1944 года.

Всего за годы войны полком:
 Сбито самолётов противника — 1 (бомбардировщик)

Послевоенная история полка
После войны полк входил в состав 104-й истребительной авиадивизии ПВО 1-й воздушной истребительной армии ПВО Центрального фронта ПВО, с января 1946 года — 19-й воздушной истребительной армии ПВО. 6 июня 1946 года полк начал расформирование согласно директиве ГШ ВС СССР № орг/3/246964 от
01.10.1946 23.05.1946 г. и директиве 19-й ВИА ПВО № 00915 от 03.06.1946 г. Но 9 октября 1946 года расформирование полка отменено директивой ГШ ВС СССР № 5/10940 от 09.10.1946 г., Боевое Знамя части возвращено (на тот момент в полку оставалось 9 офицеров, 72 солдата и сержанта, 15 самолётов «Спитфайр»-IX и 1 «Спитфайр»-IXу. Полк продолжал выполнять задачи ПВО в составе 104-й истребительной авиадивизии ПВО до её расформирования в 1948 году. Полк вошел в подчинение 22-й воздушной истребительной армии ПВО. В 1958 году полк расформирован в 22-й воздушной истребительной армии ПВО.

Командир полка
 капитан Санфиров Константин Иванович, 12.1941 — 07.1942
 майор Борисов Александр Гаврилович, 07.1942 — 10.1942
 майор Семенов Степан Иванович, 10.1942 — 04.1943
 майор, подполковник Токарев Иван Николаевич, 04.1943 — 11.1945

Отличившиеся воины
  Пишкан Иван Аникеевич, летчик полка (май — июнь 1942 г.), Указом Президиума Верховного Совета СССР от 1 ноября 1943 года за образцовое выполнение боевых заданий командования на фронте борьбы с немецко-фашистским захватчиками и проявленные при этом мужество и героизм присвоено звание Героя Советского Союза с вручением ордена Ленина и медали «Золотая Звезда» (№ 1279).
  Твеленев Михаил Степанович, летчик полка (апрель — июль 1942 г.), Указом Президиума Верховного Совета СССР от 23 февраля 1945 года удостоен звания Героя Советского Союза с вручением ордена Ленина и медали «Золотая Звезда» (№ 4692).
  Корольков Сергей Иванович, летчик полка (май — июль 1942 г.), Указом Президента Российской Федерации № 2259 от 31 декабря 1994 года за мужество и героизм, проявленные в борьбе с немецко-фашистскими захватчиками в Великой Отечественной войне 1941—1945 годов, присвоено звание Героя Российской Федерации (посмертно).
  Стельмах Евгений Михайлович, лётчик, старший лётчик (ноябрь  1943 – сентябрь 1944 г.), участник Корейской войны, Указом Президиума Верховного Совета СССР от 10 октября 1951 года за мужество и героизм, проявленные при выполнении воинского долга присвоено звание Героя Советского Союза (посмертно).

Примечания

Литература

Ссылки
 Боевой состав ВВС
 729-й истребительный авиационный полк ПВО. Сайт «Авиаторы Второй мировой войны»

Истребительные авиационные полки СССР во время Великой Отечественной войны
Истребительные авиационные полки ПВО СССР во время Великой Отечественной войны
Воинские части и формирования, созданные в 1941 году
Воинские части и формирования, расформированные в 1958 году


I mentioned the other day that it looks like things are turning up for a position that is long housing and short bonds. On the bond side, I expect long term rates to move up as housing begins to attract capital again, and short term rate expectations should move up as GDP growth accelerates. Short Eurodollar contracts in the early 2018 time frame seem like the best spot to target those movements. That time frame should capture most of those rate movements while avoiding unrelated Fed discretionary moves regarding the date of the first Fed Funds rate hike or the cyclical peak in the Fed Funds rate. On the other hand, if long term rates on housing and treasuries converge, generally, then there are probably more gains to be captured farther out on the yield curve as the entire curve moves higher. My main concern there would be that aggressive hawkish postures by the Fed could hold those rates down while leaving rates in the 2016-2018 time frame relatively unchanged or even higher. If the Fed somehow moves into a dovish position, long term rates and mid-term rates would rise, due to positive market conditions and inflation expectations, and this would also seem to favor that 2018 time frame.
Here's yesterday's graph of new home sales and home prices over time. We can see here how home sales have suddenly moved up sharply, but still have a long way to go (although housing starts have not seen this same sharp move up in the last couple of months). I have already noted that mortgages have begun to expand at the banks. I expect home price growth to begin to turn upward again, also. Note in this graph how home prices tend to lag home sales. This supports my general thesis that home prices are sticky, and that much of the speculative activity in the 2000s boom revolved around that. I had originally expected to be able to value homebuilders, in part, as land speculators. But, their business and their valuations seem to be much more closely tied to sales volume than price. I think this is partly because of this price stickiness issue. The outlet valve for housing when the equilibrium price is moving sharply is the new home builders. The quantity response moves through the homebuilders.
On the housing side, one way to take a position would be to take long exposure in a homebuilder that would be expected to gain the most from positive surprises in new home sales. Here are two earlier posts on the idea. Here, we really want to aim for a highly leveraged, high beta firm. In addition, homebuilders tend to be sitting on large amounts of tax assets, many of which are still off the balance sheets at the firms that have struggled the most through the housing bust. I had hoped to find a clever valuation method for these firms, specific to the situation. But, generally, it looks to me like the homebuilders tend to have a pretty stable ratio for Enterprise Value / Revenues of 1 or slightly higher. It tends to move up somewhat when growth expectations or margins are running high, but it appears to be a stable valuation metric for the industry as well as for individual firms.
It is running high now, partly because of those tax assets, although the tax assets don't generally amount to a large sum for the largest firms at this point. Mostly, this valuation is running high because of growth expectations. Analyst 2 year revenue growth for the industry is averaging about 33%, but I suspect that the market price reflects growth at more like 50%. This isn't as crazy as it sounds. Looking back over the past 20 years or so, 2 year growth levels during recovery times have commonly run in the 50-60% range.
In the next graph, homebuilder enterprise values are compared to current revenues and prospective revenues. My "bullish" 2016 revenue level here equates to 2 year growth of about 66%. That is similar to growth rates since 2012, and would put home sales in 2016 only back up to about the levels of the mid-1990s, so I don't think that is excessive in the current climate. And, that puts industry-wide valuations, with some modest annual gains, at the range of baseline valuation levels when growth might be expected to moderate in a few years.
Because growth rates seem to be somewhat priced in, I am not sure how much gain is available, industry-wide, for a bullish forecast. There might be 25% or more in industry-wide excess gains if my bullish forecast comes to fruition over the next 2 years, but I think the gains for the entire industry may be dependent on the length of time the recovery is allowed to run, and there is too much political/monetary uncertainty there for valuations to reflect hopeful growth more than a few years in advance. So, what industry-wide gains there may be may happen in real time as the recovery progresses.
For this first phase, I think the gains will come mostly from the more distressed firms. In these charts, the firms are arranged by leverage (red bars). Debt here is shorthand for Enterprise Value minus Market Capitalization. The blue bars reflect growth forecasts. Dark blue is revenue, and light blue is how that growth would flow to equity holders, given current leverage levels. Growth expectations are fairly tight across the industry, so the inferred equity growth is strongly related to leverage.
In the next chart, the measures are the expected market cap with an Ent.Value/Revenue ratio of 1 at 2014 revenue levels, 2016 forecasted levels, and my bullish 2016 levels. All values are as a percentage of the current market capitalization. All enterprise values have tax assets deducted (including off balance sheet allowances). We can see that the EV/Rev. value is somewhat lower than most of the market capitalizations of the more healthy builders, and for the industry as a whole. The builders who are highly leveraged are currently priced below that level. (For instance, Hovnanian (HOV) would need to nearly double in price for its Enterprise Value to equal its current revenues.) This makes sense, as the distress caused by the over-leveraged balance sheets creates added risk, so if a recovery does not come, these firms will likely suffer valuation losses. But, these are the firms which offer the most upside from a bullish market. And Hovnanian really is the firm most aligned to this proposal.
Betas for the firms also tend to follow the same pattern as the leverage levels, with Beazer, Hovnanian, and KB tending to have higher betas than the other equities. I think this is a case where extremes in potential outcomes and betas can make it difficult for theoretical models to apply to actual financial performance. Even Hovnanian tends to have a beta less than 2. I think part of what happens is that things like operating and financial leverage do create a multiplier effect as revenue ebbs and flows. But, additionally, the leverage also serves as a sort of optimization of a certain set of expectations about revenue growth. So, some of what is actually beta will be measured as alpha, depending on how optimized that firm's leverage is to actual revenue growth.
Here is a graph of equity returns, normalized to current share prices. Notice that since the crisis, Hovnanian has exhibited a beta that looks like something around 3 (compared to the industry), which is more in the range of the estimate for expected returns above. KB and Beazer have also occasionally shown similar behavior. But, what we see are separate periods. Its measured beta (compared to the industry) has ranged around the mid 1's during this time, depending on the specifications you use. But, depending on how conditions differed from expectations, the beta embedded in its current business model came through as very high levels of alpha (positive or negative). Then, over the past two years, as housing has progressed more or less as expected with few positive growth surprises, along with a pause in home price appreciation, Hovnanian, has acted kind of like a call option, with a time decay, because by necessity their business model is optimized now for higher growth rates, until they move back toward their organizational capacity and optimal capital structure. It also probably reflects less faith that tax assets will be claimed.
Statistically measured betas simply can't capture these nuances. Good timing in these matters can capture gains that market-wide statistical analysis won't find. Good timing ... that should be easy. I mean, what could be so hard about that?
Kevin, looking again at the new home sales in units, it's amazing how fast and how far it falls. The peak is actually in August 2005. New home sales (fred2:HSN1F) drop precipitously, from 1.3M (annualized) in December 2005 to under 400k by the end of 2008, a factor of 3. Existing homes show a similar pattern (fred2:EXHOSLUSM495S), though dropping by more like a factor of 2. As you point out, prices are sticky, so we don't see the price collapse until mid-2008! More than two years of stickiness.
You have probably already addressed this question (why did sales volume collapse around the end of 2005), but my understanding of the housing market wasn't up to following you at the time, apologies.
This is so complicated. I hope to eventually air all of this out in the housing series. I think part of the problem is that it is just so hard not to "reason from a price change" and not to think of asset prices in terms of supply and demand. In stocks, for instance, if a stock goes up 10% after an earnings report, we naturally think of it in terms of new buyers coming into the market. But that is misleading. Apple isn't selling for 50x what it was 10 years ago because there are more buyers. It is selling for 50x more because it has 50x more earnings potential. It's worth 50x more.
With housing, rent is determined by supply and demand, because that's consumption. It's less complicated. If there are not enough houses, rents will tend to go up and if there are too many houses, rents will go down. The problem with thinking about home prices is that rents tend to be very stable, deviating from core inflation by maybe 1 or 2% per year, at most, usually. So thinking about homes as assets (as securities with future vash flows), the change in value comes almost entirely from changes in the denominator of the sum of the present value of those cash flows. It's very hard to think about intuitively.
What I think is happening is that when the Fed pushes short term rates past the neutral rate, usually late in the recovery, it creates a drag in liquidity, which is usually associated with lower expectations about economic growth and, thus, lower long term interest rates. In bonds, that means that basically the same amount of cash still goes into bonds, but it fetches a lower income (lower yields). But, in homes, there is no way to reduce yields, because rents will be pretty stable, so the only way for home prices to remain at non-arbitrage prices is for the prices to rise. But, that means buyers need cash or credit.
Existing homes still sell at prices in equilibrium with bonds. If they remain too low, cash will move from bonds to homes, raising yields on bonds and lowering yields on homes (which means raising the price). Since there is limited availability of cash and credit, there is no way for those yields to get pushed down further. Any cash that is available will be used to bid up existing homes. So, the lack of cash is expressed mostly through the falling quantity of new homes built.
But at that point, it's not even price stickiness. It is the intrinsic value of the homes that is still rising. I'm sure there was price stickiness in the home market after 2007, but the price homes were moving to was a disequilibrium price caused by the credit breakdown. Any price stickiness was actually keeping home prices closer to intrinsic value. But, now I'm just confusing matters more.
It's probably no different than, say, the IPO market, which is more volatile than the stock market. Each home is like a real estate IPO.
As the Fed Funds rate reaches the cyclical peak, rent inflation tends to rise as we enter the recession, because overtightening by the Fed has cut off home building.
It's a typical pattern that the yield curve inverts, then home building falls and rents rise.
Kevin, thank you, as always, for the detailed response.
> the prices to rise. But, that means buyers need cash or credit.
Wow, okay, got it, now I am starting to understand this. But it just means I have another question for you. Right now, a 30-year treasury yields about 2.6%. But (from a very brief look at zillow.com) it looks like you can buy a modest single-family home for around $150,000 and rent it at around $1500/month. I realize that renting a home has expenses too but I imagine they are less than the 10-point spread here, meaning an investment property is a better deal than bonds even if your expenses are 7% a year. If inflation picks up, which seems more likely than inflation falling further, the home will look even better, as a meaningful increase in inflation expectations would kill 30-year bond prices but leave home prices more or less unaffected, and in fact homes would presumably appreciate wiht inflation as inflation increases their replacement cost.
How can this be? Why doesn't every rich bond-holder sell their bonds and buy houses and rent them out?
No problem, Ken. Your questions tend to help me think through the issue and to notice where I wasn't clear. Sometimes, as I write posts, I feel like I am starting to repeat myself. But the topic is so complex, I think to an extent this is helpful.
The BEA has numbers on gross and net rent which I have been using for aggregate time series comparisons. You're right. This is a killer investment. And, there have been investors flooding into the market. Much of the buying since the crisis has been all cash or investment buyers. There are many reports of institutional investors coming into the real estate market in new ways.
There are frictions that keep this correction from happening instantaneously. Since tax rules favor owner-occupiers so much, single family homes have been dominated by owner-occupiers to the tune of something like 85% of the market. So, the single family home rental market is growing from a very small base. There is a lot of organizational groundwork that would need to be done for institutions to counter the stagnation of the owner-occupier market. But, that is probably what has helped home prices recover as much as they have. Of course the people that are wrong about all of this complain that speculators and foreigners are pushing up prices again and pricing middle class families out of the market.
I am hoping that we are seeing a recovery in the mortgage market now and that will put some juice into home values. To be clear, I don't care if home prices are high or low. I care that the market is efficient and relatively accessible. It just so happens that right now that means higher prices. I'd also love to see risk premiums decline (which would raise interest rates) and housing tax subsidies die. Both of those things would cause intrinsic home values to fall. But, if those things aren't going to happen, then I at least want to see markets functioning, which would mean higher prices.
Ironically, if we untethered the housing market and let building expand to meet demand, I think it would lower rents, lower rent expectations, and would meet the demand for safe assets, so that after that we would see lower relative home prices, lower rents, higher bond yields, and more growth oriented corporate investing. I'm starting to see the limitations on homebuilding as a possible significant cause of low interest rates.
(1) This is one reason I think everyone has the causation backwards. Low down payments didn't lead to a price bubble. The high nominal prices led buyers to demand low down payments. People are kind of playing mad lib with the available facts and their narrative of what happened here. There were some avenues for lower down payments and prices were rising, ergo low down payments led to high prices. But, really, if anybody would think about it for a second, it's absurd to think that a few tweaks in mortgage terms would cause nominal home prices to more than double.
In theory, low down payments could create systemic risk, but while there were more mortgages than usual that started out with higher LTVs, aggregate loan to value levels were pretty level through the period. Also, from 1994 to 2004, homeownership rates went from 64% to 69%. The last couple of years of the boom did not coincide with growth in marginal new homeowners. Only the last 1% of those ever saw home prices below their purchase price. In gross terms, some of those later buyers were new homeowners, and some of them had high LTVs, but as today's post notes, there was not a correlation between those factors and delinquency rates.
(2) Those premiums are already factored into the prevailing rates. The type of mortgage, or no mortgage at all, shouldn't change the net expected value of the transaction, assuming marginal market expectations.
(3) I agree with your intuition. The spread may be slightly higher than it was when rates were higher - maybe a 1/4% or so. But, I'm not sure if these things add up to as much as it seems they should. If banks think there is a 20% chance that another crisis will happen that causes 10% of their mortgages to take a 10% write-off, that's only a 0.2% risk. I think it would be smart for a bank to acquire a private real estate firm and transfer the properties to them as rentals, if another crisis happens. But, I suspect that FDIC rules or some other regulation prevent this.
I'm with you. Being a landlord does not sound fun.


text:
Prospector provides a simple integration with the [Gem Prospector](http://www.gemprospector.com) API allowing your team to stay on top of important updates to gems in your Ruby project.

## Installation

Add this line to your application's Gemfile:

```ruby
gem 'prospector'
```

And then execute:

    $ bundle

Or install it yourself as:

    $ gem install prospector

## Configuration

Projects can be configured via environment variables, a code block, or a RubyMotion configuration.

### Environment Variables

```sh
export PROSPECTOR_ENABLED=true
export PROSPECTOR_SECRET_TOKEN=token
export PROSPECTOR_CLIENT_SECRET=secret
export PROSPECTOR_BACKGROUND_ADAPTER=sidekiq
```

### Code Block

```ruby
Prospector.configure do |config|
  config.secret_token = 'token from service'
  config.client_secret = 'secret from service'
  config.background_adapter = :sidekiq

  config.enabled = Rails.env.production?
end
```

### RubyMotion

A common configuration for a RubyMotion project follows, enabling only for release builds.

```ruby
Motion::Project::App.setup do |app|
  app.prospector do |config|
    config.secret_token = 'token from service'
    config.client_secret = 'secret from service'
  end

  app.release do
    app.prospector do |config|
      config.enabled = true
    end
  end
end
```

## Usage

### Rails

Rails integration includes automatic detection and support for ActiveJob as well as Sidekiq, to deliver usage details to the Prospector API in the background on app boot.  Additionally, the rake task mentioned below is available to use at any time you see fit, for example as part of your deployment process.

Valid background adapter options are `active_job`, `sidekiq`, `inline`, and `none`.  ActiveJob is preferred and chosen in Rais 4.2 and above with built-in ActiveJob support.

```ruby
# config/initializers/prospector.rb

Prospector.configure do |config|
  # Will default to using ActiveJob
  # config.background_adapter = :active_job
  # config.background_adapter = :sidekiq
  # config.background_adapter = :inline
  # config.background_adapter = :none
end
```

You can use the `none` background adapter to skip sending information to the API automatically, and instead call at any point in time you see fit, whether via the rake task or manually.

### RubyMotion

Integration with RubyMotion is accomplished via a Rake task that can be run by hand, or simply letting the build system do it's magic.  By default, if you have enabled Prospector via an environment variable, or a configuration block, any time the binary is built for a device (such as for distribution) then Prospector will be notified without any further action.

### Rake Task

If you prefer to notify the Prospector service at any other time, you can use the included Rake task.

```
rake prospector:deliver
```

### Manually

If you prefer to notify the Prospector API without using the included Rails or RubyMotion support, you can always call directly.

```ruby
Prospector.notify! if Prospector.enabled?
```

## Development

After checking out the repo, run `bin/setup` to install dependencies. Then, run `bin/console` for an interactive prompt that will allow you to experiment.

To install this gem onto your local machine, run `bundle exec rake install`. To release a new version, update the version number in `version.rb`, and then run `bundle exec rake release` to create a git tag for the version, push git commits and tags, and push the `.gem` file to [rubygems.org](https://rubygems.org).

## Contributing

1. Fork it ( https://github.com/madebylotus/prospector/fork )
2. Create your feature branch (`git checkout -b my-new-feature`)
3. Commit your changes (`git commit -am 'Add some feature'`)
4. Push to the branch (`git push origin my-new-feature`)
5. Create a new Pull Request

redpajama_set_name: RedPajamaGithub


text:
/ TV
'Riverdale': Jughead's Mom and Sister Confirmed for Season 3
By Jenna Anderson - July 29, 2018 02:17 am EDT
The family tree of Riverdale is about to get a little bit bigger.
During the show's San Diego Comic-Con panel, it was confirmed that Gladys and Jellybean Jones, the mom and sister of Jughead Jones (Cole Sprouse), will be making an appearance in Season 3. According to reports, the characters are expected to make their debut in either episode 8 or 9 of this season.
Jughead's family has become somewhat of an enigma over Riverdale's tenure, mainly being alluded to through dialogue and an old family photo. While information about Gladys is somewhat of a mystery, fans know that she moved to Toledo with Jellybean, Jughead's ten-year-old little sister.
Since then, audiences have been wondering when Jellybean - or "J.B.", as Jughead has mentioned that she likes to be called - would arrive on the show, something that Sprouse himself has previously been unsure about.
"We don't know anything about Jellybean just yet," Sprouse said during an interview late last year. "This is one of those dilemmas that I think we face because we have such a massive ensemble of characters. And often times I think some characters deserve more justice narratively than what we're able to provide in the first nine episodes. So the introduction of additional characters is kind of a dilemma that we have because it means possibly less screen time for characters who already haven't got enough."
It's unclear exactly who will be cast as Gladys and Jellybean, although Skeet Ulrich, who plays the family's patriarch, FP Jones, already has a particular name in mind for the former.
"I mean, God, I think [former Scream co-star] Neve [Campbell] would be really interesting," Ulrich explained during an interview last year. "I know she's busy doing some films and stuff like that, so I don't know if that's a possibility. But yeah, I think she'd be very intriguing."
Regardless of who ends up playing Gladys and Jellybean, it's safe to say that they will be arriving in Riverdale at a very pivotal time. Not only is Archie Andrews (K.J. Apa) being framed for a murder he didn't commit, and Betty Cooper (Lili Reinhart) is watching her family essentially join a cult, but Hiram Lodge (Mark Consuelos) will reportedly be in a pretty major beef with Jughead and his fellow Serpents, as he attempts to take over the town.
Are you excited to see Jughead's mom and sister arrive on Riverdale? Let us know what you think in the comments below.
The season three premiere of Riverdale, which is titled "Labor Day", will debut on Wednesday, October 10th, at 8/7c on The CW.
Bob Saget: Hollywood Mourns the Loss of Comedy Legend
Roku's First Adult Animated Series Doomlands Announces Premiere Date
How I Met Your Mother Star Would Be Down For Spinoff Return

redpajama_set_name: RedPajamaCommonCrawl


8m below the top of the Pico Boro and approx 50m immediately above Flowerpot.
A circular shaft 2m in diameter at the surface.
The shaft drops 17m onto snow. A further 5m drop leads to a short rift which is completely choked with stones. There is no draught.


The Duchland Derby Rollers are a do-it-yourself flat track roller derby league. We dedicate ourselves to athleticism and community involvement while delivering a strong, positive female image to South Central Pennsylvania.
Your financial contribution will help us continue rolling by helping to provide us with transportation, uniforms, insurance and so much more.
The Dutchland Rollers love our fans and community both on the track and off. Thank you for supporting us!


A seriously impressive facelift for this public market built in 1936.
Last week we stopped in to visit the newly refurbished La Marqueta in East Harlem, the indoor, city-owned food market on Park Avenue between 111th and 119th Streets.
It was established back in 1936 by Mayor Fiorello LaGuardia, who wanted to rid the city of its pesky pushcarts, who after 70 years, are finally bouncing back. So is La Marqueta: It had, until recently, maybe not been worth the trip even if you lived in the neighborhood.
But with a city-backed revamping, the place is now home to new vendors such as Breezy Hill Orchards, which sells pies and apples and tamales, and Berried Treasures, whose potatoes, greens, berries and tomatoes you may know from Greenmarkets; note that they still the same smoked and dried West African fish the former tenant of the stall did, too. Even more impressive is the massive Hot Bread Kitchen Incubator, which provides affordable slots of commercial kitchen space by the hour or day or week or month to up and coming food businesses, and also makes its own incredible line of breads.
Launched by Jessamyn Waldman back in 2007, the non-profit bakery trains and pays lower-income women in jobs in food production and manufacturing, often letting them launch new product lines — lavash, Sephardic challah, Moroccan flatbread, corn tortillas — based on the traditional breads they may have grown up eating. Or in many cases, we think, perhaps even better than the traditional breads they may have grown up eating: At Hot Bread we saw one employee grinding nixtamalized corn into fresh masa for tortillas, something that doesn't even happen that frequently in Mexico anymore, outside of small villages. The tortillas are amazing, and yes, you can buy them at La Marqueta.
The incubator is one of many "Affordable Workspaces" the city has created in recent years, which include some basic business services like internet access, fax machines, copy machines and conference room. Though if you are looking for a place to make and sell food products, Waldman told us there's also a prime production/retail space available at La Marqueta right now. We'd make the trip to visit, for sure.


The 2018 Bathurst Agricultural Show to be held on Friday the 6th, Saturday 7th and Sunday the 8th April is the Society's 110th Show and is the largest and one of the oldest in the Eastern Cape.
6th of March 1850 marks the birth of The Bathurst Agricultural Show, the Society's annual and much anticipated three day fundraising event.
Where Town and Country Meet is the Show's motto and is demonstrated by an average of 180 Standholders from near and far. They bring the Showgrounds to life by marketing their extensive range of products from heavy duty farming equipment to homemade arts and crafts which often results in business partnerships being formed, trading opportunities furthered and the cross-section of ideas taking place.


Whether it's a business breakfast meeting or a gourmet dinner for thousands, an exceptional dining experience and impeccable service are guaranteed. Our world class chefs will personally assist you in your culinary selection and our dedicated team of professional co-ordinators will ensure that your event runs smoothly, down to the very last detail.
With support from our specialist technical team, your co-ordinator will assist you in creating the right ambience for your event. Speak to her about optional extras such as theme decor and special lighting effects. She will also be happy to assist you with contact details for approved décor, floral and entertainment specialists.
A Gala Dinner was hosted to commemorate the Durban ICC's 15th Birthday. The event provided an opportunity to look back over some of the highlights of the Centre's history and to thank our clients for their support over the years. Guests were treated to entertainment from South African Idols winner, Khaya Mthethwa, Kerry Wood, the Flatfoot Dance Company and the Durban Gospel Choir.


text:
On September 24th, 2018
DMV Investigators Bust 345 People at L.A. County Fair Abusing Disabled Parking Placards
POMONA - A series of enforcement operations held at the Los Angeles County Fair has resulted in 345 citations being issued to abusers of disabled person parking placards. During four operations held at this year's fair, DMV investigators verified that 1,955 visitors using disabled person parking placards were doing so legally. The statistics reveal that one of every six people were fraudulently using a placard.
DMV investigators confiscated offenders' placards and issued citations that carry a fine between $250 and $1,000.
"Shame on these able-bodied people who take advantage of someone's placard and uses it for more convenient parking," said California Statewide Law Enforcement Association (CSLEA) President Alan Barcelona. "I applaud DMV investigators for routinely enforcing this so those who truly need to park their vehicle close to a destination's entrance, can find a space available."
L.A. County Fair Placard Enforcement
Date Citations Placards Verified
9/6 58 320
9/13 90 526
9/20 102 583 ______________________________
Total: 345 1,955
"We want the public to know that a person who is assigned a disabled parking placard is the only one who can legally use it," said DMV Investigations Chief Tom Wilson. "Our goal is to achieve compliance through education and enforcement, and we ask those without a disability to save the space."
This is the second year that the DMV has conducted enforcement operations at the L.A. County Fair. Of the 2,754 placards verified during five enforcement operations last year, investigators caught 477 people misusing them.
California Vehicle Code Section 4461(b) (c) prohibits anyone from lending their placard, knowingly permitting the use of their placard or allowing anyone else to use it while they are not present. In addition, individuals cannot display a disabled parking placard that is not issued to them or that has been canceled or revoked.
California BCC Investigators Bust Large-Scale…
Merced Man Arrested after California DMV…
BCC Investigators Bust Unlicensed Cannabis Operation…
Exposition Park Public Safety Officers Protect…


text:
Featured Documentary
Film, Photography and Video
A portrait of the disparate but connected worlds of workers and revelers at the fastest two minutes in sports, The Kentucky Derby. (Source: Vimeo) Director/Producer/Editor/Cinematographer: Remington Smith
Chalk of Champions
Once upon a time, not long ago, the math world fell in love … with a chalk. But not just any chalk! This was Hagoromo: a Japanese brand so smooth, so perfect that some wondered if it was made from…
#MeToo Is Changing How Sex is Simulated on Set
The growing demand for more ethical practices across the entertainment industry has paved the way for a new profession: intimacy directors. "There are no actual sexual acts that happen on set," says Alicia Rodis, an intimacy coordinator for HBO who…
Ex-Theranos CEO Elizabeth Holmes Gives Wide-Eyed Denials About Her Crimes
In never-before-broadcasted depositions, attorneys for the Securities and Exchange Commission ask Holmes questions about whether she helped orchestrate an "elaborate, years-long fraud." (Source: ABC NEWS)
THE BUTCHER SHOP
First film of 10 about McGraths of Lismore Ireland – a traditional butcher shop with its own farm and abattoir. With many small businesses struggling to survive, this family butcher has been in the trade since the 1600s. For more…


text:
Чемпіонат Словаччини з футболу 2000/01 — 8-й сезон найвищого рівня футбольних дивізіонів Словаччини. Чемпіонський титул вдруге здобув Інтер.

Турнірна таблиця

Примітки:
1. Клуб Матадор взяв участь у Кубку УЄФА 2001—2002 через Рейтинг Fair Play УЄФА.

Позначення:

Результати

Найкращі бомбардири

Посилання
 Чемпіонат Словаччини на rsssf

2000—2001
Словаччина
Словаччина
2000 у словацькому спорті
2001 у словацькому спорті


Inspire others as you inspire yourself, by wearing this inspirational running quote right on your jersey. Remind yourself and everyone who sees you of the bible's great wisdom! Wear the running apparel that will help you go the distance! Ultra soft, great color combinations. Flattering, slimming fit to hide those few extra pounds.


There is a close relation between hearing loss and balance disorders. Sometimes with balance problems you may feel dizzy and unsteady. When you are standing, sitting or lying down you might feel as if you are moving or spinning or floating. The balance system compromises of your eyes to see, what your joints feel, and what is picked up by the balance part of your inner ear. Apart from function of hearing the inner ear also sends signals to the brain about the speed and direction your head is moving in. This is done through sensors and makes you determine whether you are moving in a straight line. The inner ear however is only one third of your total balance system. It also includes the visual signals sent. The third is the musculoskeletal system which send information from the muscles and joints of the feet and legs. All these put together help the body to maintain the balance.
The symptoms of balance disorder is that when you are unable to walk or stand with a sense of getting imbalanced. You may get a sensation as if the room around you is spinning. You may stagger when you try to walk. Some people even feel nausea and vomiting. They may feel fear and anxiety. These symptoms appear and disappear over short periods of time or last for much longer periods depending upon the cause of the balance disorder.
If it is primarily caused by the inner ear, then your ear would not function correctly. You may be compelled to rely on the information received from the eyes, joints and muscles. You may as a result feel dizzy. You might also experience neck stiffness, headaches, muscle stiffness or tiredness. This could be because of the fact that you may stop to move naturally following the balance disorder.
As mentioned earlier the inner ear is an important component in the overall balance of your body. If the balance disorder occurs on account of the inner ear then you should consult a reliable Audiologist. Hearing and balance disorders can be assessed, treated, and rehabilitated by an audiologist. They are health care professionals who can can help in the detection of hearing loss or balance disorders in case if the inner ear is the cause for the same. Treatment services require audiologists to have knowledge of existing and emerging technologies. They at the same time have good interpersonal skills to counsel and guide patients and their family members.
In conclusion it can be said that there is often a close correctional between disorders in the inner ear and balance disorders. So even with the slightest symptom you must visit a reliable audiologist who can diagnose and treat the problem. Bengal Speech and Hearing Plus Pvt. Ltd. is India's largest chain of clinics for hearing aid and speech therapy. So in case of ear related make sure to visit us. Our expert team of Audiologist will hep you to effectively treat any ear related problems.
Who is an Audiologist !


text:
Thomas Coryat (también Coryate) (ca. 1577 - 1617) fue un viajero y escritor inglés de finales de la época isabelina y principios de la jacobita.

Es principalmente recordado por los dos volúmenes de escritos que dejó sobre sus viajes, a menudo a pie, a través de Europa y partes de Asia. A menudo se le atribuye la introducción del tenedor de mesa en Inglaterra, siendo uno de sus apodos «Furcifer» (palabra latina para fork-bearer, rascal; en español, tenedor-portador, canalla). Su descripción de cómo los italianos se protegían con un escudo del sol dio lugar a que la palabra «umbrella» [paraguas] se introdujese en el inglés.

Nació en Crewkerne, Somerset, y vivió la mayor parte de su vida en la aldea de Somerset de Odcombe. Fue educado en el Winchester College y en Gloucester Hall, y más tarde fue contratado por el príncipe Henry, hijo mayor de James I, como una suerte de «bufón de la corte» (court jester). En 1608 emprendió una gira por Europa, de la que algo menos de la mitad la hizo a pie, y publicó sus memorias de los eventos en un volumen titulado Coryat's Crudities hastily gobbled up in Five Months Travels in France, Italy, &c'  (1611). Este volumen ofrece una imagen vívida de la vida en Europa durante ese tiempo, y es particularmente importante para los historiadores de la música ya que da detalles extraordinarios de las actividades de la escuela veneciana, uno de los más famosos y progresivos movimientos contemporáneos musicales de Europa, incluyendo una descripción detallada de las festividades de la iglesia de San Rocco en Venecia, con música policoral e instrumental de Giovanni Gabrieli, Bartolomeo Barbarino y otros.

Más tarde, en 1611 publicó un segundo volumen de escritos de viaje, esta vez titulado Coryats Crambe, or his Coleworte twice Sodden.

Siempre inquieto, partió una vez más en 1612, esta vez en un viaje que le llevaría finalmente a Asia, visitando Grecia, la zona oriental del Mediterráneo, Persia y, finalmente, la India. Desde Agra y en otros lugares, envió cartas describiendo sus experiencias; sus Greetings from the Court of the Great Mogul [Saludos desde la Corte del Gran Mogol] fue publicada en Londres en 1616, y un volumen similar de su casa las cartas apareció en 1618. Coryat murió de disentería durante un viaje a Surat en 1617. Aunque su planeado relato del viaje nunca apareció, algunas de sus notas de viaje desorganizadas han sobrevivido y encontrado su camino de regreso a Inglaterra. Fueron publicadas en 1625 en edición de Samuel Purchas Hakluytus Posthumus or Purchas his Pilgrimes, contayning a History of the World in Sea Voyages and Lande Travells, by Englishmen and others.

Los escritos de Coryat fueron muy populares en aquella época. Sus relatos de inscripciones, muchas de las cuales se han perdido, eran valiosos; y sus relatos de las costumbres italianas y de las costumbres como el uso del tenedor de mesa fueron influyentes en Inglaterra, en un momento en que otros aspectos de la cultura italiana, como las piezas musicales de los madrigales, ya estaban en boga desde hacía más de veinte años.

Coryat es considerado por muchos como el primer británico que hizo un Grand Tour de Europa, una práctica que se convirtió en uno de los pilares de la educación de los hombres británicos de clase alta en el siglo XVIII.

El escritor de viajes y humorista británico Tim Moore volvió sobre los pasos de la gira Coryat de Europa, como se relata en su libro Continental Drifter (2000). En 2008, el también viajero y escritor de viajes Daniel Allen publicó un relato de su viaje en bicicleta de nueve meses siguiendo el viaje de Coryate a Oriente, tituladaThe Sky Above, The Kingdom Below [El Cielo aariba, el Reino abajo].

Cronología
Los principales acontecimientos en la vida de Coryat fueron los siguientes:
1591-96 - asistencia al Winchester College;
1596-99 - asistencia a Gloucester Hall;
1603-07 - trabajó como «bufón de la corte» informal de Henry, príncipe de Gales, hijo de James I. Algunos miembros de esa Corte eran Ben Jonson, John Donne e Inigo Jones, entre otros;
 1608 (may-oct) - viaje a través de Francia e Italia hasta Venecia; regreso a través de Suiza, Alemania y los Países Bajos;
1611 - publicación de Coyates Crudities;
1612-14 - viaje a Constantinopla y a Tierra Santa;
1615-16 - caminó a través de Turquía, Persia y el Imperio Mongol India hasta la corte del emperador Jahangir en Ajmer, Gujarat;
 1617 (sept.) - por invitación de sir Thomas Roe, visita la corte imperial en Mandu, Malwa;
 1617 (nov.) 1617 - partida hacia Surat en Gujarat;
 1617 (dic.) - muerte de disentería en Surat.

Notas

 El artículo de la Wikipedia en inglés cita como referencias y lecturas:
 Adams, Percy G. Travel Literature and the Evolution of the Novel. Lexington: UP of Kentucky, 1983. 215-22. ISBN 0-8240-8503-5.
 Moraes, Dom and Sarayu Srivatsa. The Long Strider : How Thomas Coryate Walked From England to India in the Year 1613. New Delhi: Penguin, 2003. ISBN 0-670-04975-1.
 Penrose, Boies. Urbane Travelers: 1591-1635. Philadelphia: U of Pennsylvania P, 1942. LCCN 42-019537.
 Pritchard, R.E. Odd Tom Coryate: The English Marco Polo. Thrupp, Stroud, Gloucestershire: Sutton, 2004. ISBN 0-7509-3416-6.
 Strachen, Michael. The Life and Adventures of Thomas Coryate. London: Oxford UP, 1962. LCCN 62-052512.
 Chaney, Edward, 'Thomas Coryate', The Grove-Macmillan Dictionary of Art.
 Chaney, Edward, The Evolution of the Grand Tour, 2nd ed, Routledge, London, 2000. ISBN 0-7146-4577-9
 Moore, Tim 'The Grand Tour', St. Martin's Press, New York, 2001. ISBN 0-312-28156-0
 Allen, Daniel The Sky Above, The Kingdom Below. London, Haus, 2008. ISBN 1905791305

Escritores de Inglaterra del siglo XVII
Escritores sobre viajes del siglo XVII
Exploradores de Asia
Exploradores de Inglaterra del siglo XVII
Fallecidos por disentería