PD Dr. Elham Manea is of dual nationalities, Yemeni and Swiss. She is a political scientist specialized in the Arab Middle East, a writer, and a human rights advocate. She has published academic and non-fiction books in English, German, and Arabic in addition to two novels in Arabic. She has also participated in high profile human rights cases in the Middle East and North Africa and acts as the speaker of jailed Saudi Blogger Raif Badawi's family.
She works at the Political Science Institute, University of Zurich, as a Privatdozentin (compares to associate professor in the American System) and as a consultant for Swiss government agencies and international human rights and non-government organizations. She is a senior researcher at Project Safeguarding Democracy: Contests of Values and Interests, Swiss-South African Joint Research Programme (SSAJRP). In 2010, the Swiss Federal Council appointed Dr. Manea as a member of the Federal Commission for Women Affairs – a position she still holds today.
Elham Manea's research interests include legal pluralism and Islamic Law, Political Islam (MENA, UK, South Africa), politics of the Arabian Peninsula, especially Yemen, and gender and politics in the MENA region.


The Great Northern is listed in that FAQ with a link to a page with a map of that route. Unfortunately, we have no control over the routes included in the reproduced Library of Congress Map, lack the cartographic skills to update an existing map, and have not found a better map. If you can suggest another map that we could use for that illustration we certainly can make an update. In the interim a comment has been added that the Great Northern Railway is not shown.
Thank you so much for a nice and fast reply. It is a rarity now a days.
I will check around for a similar map that denotes individual RR's and RWY's involved.
I understand what you said about not being able to plot the the route out, on the current map. I thought if it could be done that Glacier Green would be a nice choice color to show the GN for it's part in building the Glacier National Park System.


text:
The Newell House Museum, also known as the Robert Newell House, is located in Champoeg, Oregon, United States.  Built by Oregon politician Robert Newell in 1852, the house was acquired in 1952 by the Oregon State Society, Daughters of the American Revolution.  The house was reconstructed and opened as a museum in 1959.

The museum includes 19th century furnishings and decorations, including quilts, textiles, and handcrafts, antique firearms, gowns worn by the wives of Oregon's Governors at their inaugural balls, West Coast Native American blankets, Robert Newell's Masonic paraphernalia, and spinning equipment and looms.

An 1849 jail and an 1858 schoolhouse were moved to the property in 1959.  The schoolhouse includes the teacher's living quarters and the schoolroom. Between 2013 and 2015 the Pioneer Mothers Memorial Cabin Museum was also moved to the property

The complex includes a garden and is part of the Champoeg State Heritage Area, and is still run the Oregon State Society Daughters of the American Revolution. The complex, known as the Newell Pioneer Village, is open from March to October.

References

External links
Robert Newell House - official site

Historic house museums in Oregon
Museums in Marion County, Oregon
1852 establishments in Oregon Territory
Houses in Marion County, Oregon

redpajama_set_name: RedPajamaWikipedia


Air Control offers design, fabrication and installation services for heating, air conditioning, ventilation and dust collection. ACI Fabricators specializes in API650 Tanks. Please visit our website.
From N 2nd St. in Clinton turn East toward the river at 14th Ave N, one block north of Jewel Osco. Continue straight across the railroad tracks.


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redpajama_set_name: RedPajamaGithub


Well, it's been six months in what was, until this month at least, the only car to have scored a maximum 10/10 rating.
Our 330d is, unfortunately, not far off a return to its maker, so Le Mans was a good opportunity for a farewell road trip.
Our 330d has been out to the countryside, couriering two people and a dog down to Hampshire for a long weekend.
As much as there's almost nothing to complain about with the BMW?330d, the use of the word 'almost' reveals there is a small moan.


Alright so let's talk labour, now, full disclosure; If you're here to read me ramble on about the beauty and majesty of child birth, and how incredibly purposed and fulfilled I felt as a woman completing my womanly and very sacred duty of producing the miracle of life…you may want re evaluate your expectations, or perhaps just skip this post entirely .
I mean child birth. WTF is that all about!!
The. Worst. Pain. You. Could. Ever. Go. Through!!!!!
Now look, I didn't go in there expecting it to be an easy quick job, I mean I had plenty of mothers approach me with their war stories and tales of child birth, but lets be honest, NOTHING could have prepared me for what I was going to go through. Nothing!!
It wasn't even the part of pushing a whole human being out of you that was the problem, It was those evil, horrific, excruciating, cruel, unholy contractions!! UNHOLY!!!
Now luckily (and at the same time very unlucky for me) my labour room was packed with my loving family all there to support and help me through it. Or at least try. There was my boyfriend Wayne, whose loving hand I continued to slap violently away throughout the day, as well as my mother, father, sister and mother in law.
Now a quick thank you to my mother in law and sister, who were by far the smartest of the bunch because they sat in the room completely quiet. Wayne and my dad on the other hand were in there talking about "it's ok Tatiana" " its fine, it will be over"…I saw red!! side note to all men and expecting fathers, if I can offer you ANY advice, DO NOT, do not, do not, do not, do notttt ever tell a screaming woman whose riving about in pain that "its okay" IT IS NOT OKAY!!!! OKAY??!!
But still, it was my mother who faced the sharpest side of my wrath, but thankfully, she just seemed to take it and completely understood what I was going through.
The nurse was also amazing, she just knew what to say, when to say it and how to say it. Her back rubs were also a big contributor to the sanity I was able to hold on to. In my darkest moments, nearing the end when I couldn't take it anymore, I felt myself turning into a bit of a monster, but then I remember her saying "Tatiana, what happened, we used to be friends?!", it really made me laugh, even though I didn't show it!
And now here I sit, my aching body holding on strong to the memory of whatever traumatic event that it went through, now to think about my period I will get again in a few months, and the thought of menopause that will come in my (very distant) but true future. Hah! God, talk about favoritism of the sexes. Im done!!!


Alvwood is located in Itasca County.
Alvwood is 1,380 feet [421 m] above sea level.<2>.
Please note that when we give a distance, it's a 'straight-line' distance from Alvwood and not the distance if you are going to drive.<3>.
To learn more about neighboring communities and counties, please visit the Nearby Page for Alvwood.
We have a list of cemeteries that are in the area around Alvwood. If available, we provide a satellite view of the cemetery.
We have a detailed list of newspapers that have been published in the area around Alvwood.
Looking for more information about Alvwood? A wonderful source is the TripAdvisor website. We always start with the TripAdvisor Tourism page, where you can read an overview with links that will help you find lodging, restaurants and attractions.
While we are unaware of a Tourism page that is specific to Alvwood, there are neighboring communities that do have Tourism pages. A map of those communities can be found with our TripAdvisor Page for Alvwood.
Unfortunately, we don't know of a website for Alvwood. If you can help, please contact us through our Feedback Page.
<2> The elevation is an estimate for the area around Alvwood - it will be higher in some places and lower in others.
<3> Our distances are not driving distances, but are calculated as a 'straight-line' (or point-to-point) distance. A straight line distance ignores things like rivers, canyons, lakes, et cetera - it's truly a line drawn from Point A (ie- Alvwood) to Point B.
Our distance measurements begin at a specific point in Alvwood. The point we use is located at these GPS coordinates - Latitude: 47.7305, Longitude: -94.2680 [Map]. In this case, the coordinates for Alvwood have been provided by the Geographic Names Information System (GNIS).
<4> Population counts have been provided by the U.S. Census Bureau. For more detail, please visit our Census Page for Alvwood.


text:
Le principe d'accession (ou droit d'accession) est l'extension légale du droit de propriété sur une chose mobilière ou immobilière, à tout ce qu'elle produit et tout ce qui s'incorpore à elle, soit naturellement soit artificiellement. Le concept découle de l'accessio du droit romain. Le droit civil distingue entre l'accession immobilière et l'accession mobilière.

Droit français

Il est présent dans le code civil français à l'article 546 du Code civil dont les termes sont : « La propriété d'une chose soit mobilière, soit immobilière, donne droit sur tout ce qu'elle produit, et sur ce qui s'y unit accessoirement soit naturellement, soit artificiellement. Ce droit s'appelle droit d'accession. »

Droit québécois
L'article 948 du Code civil du Québec contient une règle équivalente à l'article 546 du code civil français : «  La propriété d'un bien donne droit à ce qu'il produit et à ce qui s'y unit, de façon naturelle ou artificielle, dès l'union. Ce droit se nomme droit d'accession ». Les articles 954-970 C.c.Q. traitent de l'accession immobilière et distinguent entre l'accession artificielle et l'accession naturelle, tandis que les articles 971-975 C.c.Q. traitent de l'accession mobilière.

Droit romain antique

Accessio est un concept du droit de la propriété romain antique qui définissait la propriété d'une chose (un objet ou un ouvrage) en relation avec une autre (un autre objet ou un autre ouvrage); une chose est considérée comme la  principale, et l'autre est considérée comme une accession ou un ajout à elle. En général, le propriétaire de l'objet principal, quel qu'il soit, est également devenu propriétaire de l'accession. Accessio n'était pas une règle spécifique, mais un principe avec un certain nombre de cas particuliers qui avaient leurs propres directives pour la détermination de la propriété.

Common law
En common law, l'accession est « une doctrine ayant principalement pour but de résoudre des litiges dans lesquels un ou des biens meubles sont attachés, par ex. quand la peinture de A est appliquée à la voiture de B. [...] Le titre d'un des biens meubles est subsumé dans l'autre. »

Notes et références

Droit des biens
Droit civil

en:Accession (property law)


text:
Plays.tv now redirects to Medal - What does this mean?
Home Solutions Roadmap
Solution home Community Standards Policies and Guidelines
Hate Speech Policy Print
Spirit of the Policy
Principles and Rational
Our Hate Speech policy is designed to create a safe environment, free of intimidation and exclusion on the basis of race, gender, national origin, religious affiliation, sexual orientation, gender identity, or serious diseases and disabilities.
We define hate speech as an attack on people based on the individual or group's characteristics stated above. We call this group of characteristics "protected characteristics" or "PC". We define "attack" as violent or dehumanizing speech, statements of inferiority, and calls for exclusion and segregation, and separated into different tiers as described within the implementation standards.
We recognize that sometimes people share content containing someone else's hate speech for the purpose of raising awareness or educating others. When this is the case, we allow the content to be posted, but we expect the user to clearly indicate the intent of the post, which helps us and other users better understand why they shared this type of content. Where the intention is unclear, we may remove the content.
We recognize Medal as a social media platform where people may use many different channels such as our application or Discord to discuss or draw attention to hate speech. In an attempt to create a safe place for our users, we remove content that violates our community standards around hate. However, we do not want to silence the voices of those raising attention to instances of hate speech or to the civil discussion of hate speech.
The goal of our Community Standards is to encourage expression and create a safe environment for our users.
Safety: Safety is an essential factor in community building. At Medal, we are dedicated to removing content that encourages or causes real-world harm, including (but not limited to) physical, emotional, or financial injury as well as privacy violations that could harm a targeted individual(s).
We embrace the different backgrounds and diverse views of our community. We want to provide a platform and opportunity for users to not only share their gaming experience but build lasting bonds with one another. We err on the side of allowing content, even when some find it objectionable unless removing that content can prevent real-world harm to the user. We vow to discuss and consider allowing content that otherwise violates our stands if we deem it to be newsworthy, or important to the public interest based on global and national trends.
We recognize the diverse backgrounds of our community from around the world. It's important for us, at Medal, to keep our policies broad in order to apply them consistently and fairly based on an ever-adapting global culture. Because our community standards must transcend cultural, regional, and linguistic barriers, we recognize the need for a broad but consistent standard. Because of the broadness of our policies, in some cases, and when provided with additional context, we will have to make decisions based on the spirit, as opposed to the letter, of the policy
The following content is violating and therefore removed from our platform.
Content targeting a person or group of people on the basis of their protected characteristic(s) as having carried out violent crimes or sexual offenses with. (Includes subsets of a PC.) Violent speech or support for death/disease/harm in a written or visual form that is not relevant to video game clips.
Dehumanizing speech or imagery in the form of comparisons, generalizations, or behavioral statement to or about:
Insects (including but not limited to cockroaches, locusts)
Animals in general or specific types of animals that are culturally perceived to be intellectually or physically inferior. (i.e; pig, rat when the context is not clear they are cultural words for snitch, etc.)
Filth, bacteria, disease, or feces. (i.e; dirt, grime, viruses, cancer, STDs, shit, or crap.)
Subhumanity (i.e; devils, savages, primitives, monsters)
Sexual predators (i.e; rapists, child molesters, pedophiles, zoophiles)
Violent criminals (i.e; terrorists, murderers)
Other criminals (i,e; thieves, crooks)
Mocking the concept, events, or victims of hate crimes.
Designated dehumanizing comparisons or generalizations to or about;
Black people and ape or ape-like creatures or farm equipment.
Jewish people and rats
Muslim people and pigs
Muslim people and sexual relations with goats or pigs
Mexican people and worm-like creatures
Women as household equipment or objects.
Content that targets a person or a group of people on the basis of their protected characteristic(s) with; (including subsets)
Generalizations that state inferiority (written or visually) in the following ways:
Hygiene (i.e; filthy, dirty, smelly, etc.)
Physical appearance (i.e; ugly, hideous, etc.)
Intellectual capacity (i.e; dumb, idiots etc.)
Education (i.e; uneducated, illiterate, etc.)
Mental health (i.e; mentally ill, crazy, retarded, insane)
Culturally perceived negative character traits (i.e; liar, coward, ignorant, etc.)
Derogatory terms related to sexual activity (i.e; whore, slut, perverts, etc.)
Expressions about being less than adequate. (i.e; worthless, useless, etc.)
The expression about being better/worse than another protected characteristic. (i.e; I believe that males are superior to females.)
Expression of contempt or their visual equivalent
Self-admission to intolerance on the basis of a protected characteristic. (i.e; I am homophobic)
An expression that a protected characteristic should not exist.
Expression of hate (i.e; despise, hate, etc.)
Expressions of dismissal (i.e; don't like, don't care for, can't respect, etc.)
Cursing at a protected characteristic such as;
Referring to the target as genitalia or anus
Profane terms or phrases with the intent to insult a protected characteristic (i,.e; fuck, bitch, motherfucker(s), etc.)
Terms of phrases calling for engagement in sexual activity, contact with genitalia or anus, or contact with feces or urine. (i.e; eat shit, kiss my ass, suck my dick.)
Content targeting a person or group of people on the basis of their protected characteristics through any of the following methods;
Calls for segregation.
Exclusion, defined as;
Explicit- which includes but is not limited to "expel" or "not allowed."
Political exclusion ****- defined as the denial of the right to political participation.
Economic exclusion - defined as the denial of access to economic entitlements and participation in labor and job markets.
Social exclusion- defined as the denial of opportunity to gain access to spaces, public or online, and social services.
Displaying of imagery of flags associated with the oppression of a PC, such as;
The Confederate flag
Slurs
Content that describes or negatively targets people with slurs, where slurs are defined as words that are commonly used as insulting labels for the listed protected characteristics of groups or individuals.
This type of content does not violate our community standards and is therefore allowed on our platform.
This type of content does not violate our policy and is therefore allowed on our platform.
Institutions (e.g NAACP)
Ideas, practices, and beliefs. (e.g Christianity)
Referencing hate speech
to mock or condemn the slur or hate speech.
to discuss the use of slurs, or hate speech, including reports of instances when they have been used or debates whether they're acceptable to use.
Statements of superiority as long as they don't mention other protected characteristics and also do not represent hateful ideology under our Dangerous Individual and Organization policy.
Gendered statements of contempt and cursing where there is the explicit context that the statement was made in reference to a romantic break up, separation, or divorce.

redpajama_set_name: RedPajamaCommonCrawl


We carry test strips that are designed to determine the current state of numerous parameters of spa and pool water chemistry including pH, total alkalinity, bromine, total and free chlorine, calcium hardness.
Simply dip a 'single use' test strip into the pool or spa water and compare against the supplied chart.
Adjust chemical levels accordingly if required.
It's very important that you then re-test again (if adjustments were made) to ensure water chemistry has been corrected.


text:
Cassel může znamenat:

místopisný název
 Cassel, město v severní Francii v departementu Nord, region Nord-Pas-de-Calais
 Kanton Cassel, francouzský kanton v departementu Nord v regionu Nord-Pas-de-Calais

příjmení
 Jean-Pierre Cassel (1932–2007), francouzský divadelní a filmový herec
 Pol Cassel (Paul Ernst Karl Cassel; 1892–1945), německý malíř a grafik
 Seymour Cassel (1935–2019), americký herec
 Vincent Cassel (* 1966), francouzský herec

jiný význam
 Bitva u Casselu, více událostí, rozcestník

podobné jméno
 Kassel, město v Německu


Book an appointment at your local branch. It only takes two minutes.
Is the property outside our operating area?
Please note that if the property you are looking to mortgage is outside of our operating area, there are restrictions if you wish to borrow on an interest-only basis. Please contact us for further details.
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.48% for the first 2 years, followed by our SVR until the end of the mortgage.
Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.26% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £168.25 and 192 monthly payments of £217.57.
The total amount payable would be £48,080 made up of the loan amount plus interest (£13,311), arrangement fee (£1,999) and other lending fees (£125).
The overall cost for comparison is 4.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.41% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.33% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £169.27 and 192 monthly payments of £217.71.
The total amount payable would be £48,132 made up of the loan amount plus interest (£13,363), arrangement fee (£1,999) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.37% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.37% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £169.86 and 192 monthly payments of £217.79.
The total amount payable would be £46,861 made up of the loan amount plus interest (£13,392), arrangement fee (£699) and other lending fees (£125).
The overall cost for comparison is 4.4% APRC representative.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.30% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.44% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £170.89 and 192 monthly payments of £217.94.
The total amount payable would be £46,915 made up of the loan amount plus interest (£13,446), arrangement fee (£699) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.27% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.47% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £171.34 and 192 monthly payments of £217.99.
The total amount payable would be £47,735 made up of the loan amount plus interest (£13,466), arrangement fee (£1,499) and other lending fees (£125).
The overall cost for comparison is 4.7% APRC representative.
The total amount payable would be £46,935 made up of the loan amount plus interest (£13,466), arrangement fee (£699) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.20% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.54% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £172.38 and 192 monthly payments of £218.13.
The total amount payable would be £47,787 made up of the loan amount plus interest (£13,518), arrangement fee (£1,499) and other lending fees (£125).
The overall cost for comparison is 4.8% APRC representative.
The total amount payable would be £46,987 made up of the loan amount plus interest (£13,518), arrangement fee (£699) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.17% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.57% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £172.82 and 192 monthly payments of £218.19.
The total amount payable would be £47,809 made up of the loan amount plus interest (£13,540), arrangement fee (£1,499) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.16% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.58% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £172.97 and 192 monthly payments of £218.21.
The total amount payable would be £47,017 made up of the loan amount plus interest (£13,548), arrangement fee (£699) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.10% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.64% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £173.86 and 192 monthly payments of £218.33.
The total amount payable would be £47,861 made up of the loan amount plus interest (£13,592), arrangement fee (£1,499) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.07% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.67% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £174.31 and 192 monthly payments of £218.39.
The total amount payable would be £47,083 made up of the loan amount plus interest (£13,614), arrangement fee (£699) and other lending fees (£125).
The overall cost for comparison is 4.5% APRC representative.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.06% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.68% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £174.46 and 192 monthly payments of £218.41.
The total amount payable would be £47,091 made up of the loan amount plus interest (£13,622), arrangement fee (£699) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.02% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.72% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £175.06 and 192 monthly payments of £218.49.
The total amount payable would be £46,422 made up of the loan amount plus interest (£13,652) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.97% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.77% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £175.81 and 192 monthly payments of £218.59.
The total amount payable would be £47,158 made up of the loan amount plus interest (£13,689), arrangement fee (£699) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.95% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.79% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £176.11 and 192 monthly payments of £218.63.
The total amount payable would be £46,474 made up of the loan amount plus interest (£13,704) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.81% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.93% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £178.23 and 192 monthly payments of £218.90.
The total amount payable would be £46,576 made up of the loan amount plus interest (£13,806) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.76% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.98% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £178.99 and 192 monthly payments of £219.00.
The total amount payable would be £47,313 made up of the loan amount plus interest (£13,844), arrangement fee (£699) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.72% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.02% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £179.60 and 192 monthly payments of £219.08.
The total amount payable would be £46,644 made up of the loan amount plus interest (£13,874) and other lending fees (£125).
The overall cost for comparison is 4.3% APRC representative.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.66% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.08% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £180.51 and 192 monthly payments of £219.19.
The total amount payable would be £47,386 made up of the loan amount plus interest (£13,917), arrangement fee (£699) and other lending fees (£125).
The overall cost for comparison is 4.6% APRC representative.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.52% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.22% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £182.66 and 192 monthly payments of £219.46.
The total amount payable would be £46,790 made up of the loan amount plus interest (£14,020) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.45% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.29% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £183.74 and 192 monthly payments of £219.60.
The total amount payable would be £46,843 made up of the loan amount plus interest (£14,073) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.41% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.33% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £184.36 and 192 monthly payments of £219.67.
The total amount payable would be £46,871 made up of the loan amount plus interest (£14,101) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.17% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.57% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £188.10 and 192 monthly payments of £220.13.
The total amount payable would be £47,049 made up of the loan amount plus interest (£14,279) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.10% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.64% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £189.20 and 192 monthly payments of £220.26.
The total amount payable would be £47,101 made up of the loan amount plus interest (£14,331) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.96% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.78% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £191.41 and 192 monthly payments of £220.52.
The total amount payable would be £47,204 made up of the loan amount plus interest (£14,434) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.87% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.87% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £192.83 and 192 monthly payments of £220.69.
The total amount payable would be £47,270 made up of the loan amount plus interest (£14,500) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 3.18% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £197.81 and 192 monthly payments of £221.25.
The total amount payable would be £47,497 made up of the loan amount plus interest (£14,727) and other lending fees (£125).
Your interest rate is fixed at 1.67% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 1.67% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £174.31 and 192 monthly payments of £218.39.
Your interest rate is fixed at 1.74% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 1.74% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £175.36 and 192 monthly payments of £218.53.
The total amount payable would be £47,135 made up of the loan amount plus interest (£13,666), arrangement fee (£699) and other lending fees (£125).
Your interest rate is fixed at 1.77% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 1.77% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £175.81 and 192 monthly payments of £218.59.
The total amount payable would be £47,958 made up of the loan amount plus interest (£13,689), arrangement fee (£1,499) and other lending fees (£125).
Your interest rate is fixed at 1.84% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 1.84% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £176.87 and 192 monthly payments of £218.73.
The total amount payable would be £48,010 made up of the loan amount plus interest (£13,741), arrangement fee (£1,499) and other lending fees (£125).
Your interest rate is fixed at 1.88% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £177.47 and 192 monthly payments of £218.81.
The total amount payable would be £47,240 made up of the loan amount plus interest (£13,771), arrangement fee (£699) and other lending fees (£125).
Your interest rate is fixed at 1.97% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 1.97% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £178.84 and 192 monthly payments of £218.98.
The total amount payable would be £47,305 made up of the loan amount plus interest (£13,836), arrangement fee (£699) and other lending fees (£125).
Your interest rate is fixed at 2.02% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.02% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £179.60 and 192 monthly payments of £219.08.
The total amount payable would be £46,693 made up of the loan amount plus interest (£13,874), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.09% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.09% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £180.66 and 192 monthly payments of £219.21.
The total amount payable would be £46,743 made up of the loan amount plus interest (£13,924), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.23% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.23% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £182.81 and 192 monthly payments of £219.48.
The total amount payable would be £46,847 made up of the loan amount plus interest (£14,028), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.28% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.28% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £183.58 and 192 monthly payments of £219.58.
The total amount payable would be £47,534 made up of the loan amount plus interest (£14,065), arrangement fee (£699) and other lending fees (£125).
Your interest rate is fixed at 2.32% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.32% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £184.20 and 192 monthly payments of £219.66.
The total amount payable would be £46,915 made up of the loan amount plus interest (£14,096), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.63% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.63% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £189.04 and 192 monthly payments of £220.24.
The total amount payable would be £47,142 made up of the loan amount plus interest (£14,323), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.87% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.87% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £192.83 and 192 monthly payments of £220.69.
The total amount payable would be £47,319 made up of the loan amount plus interest (£14,500), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.94% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 2.94% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £193.95 and 192 monthly payments of £220.82.
The total amount payable would be £47,371 made up of the loan amount plus interest (£14,552), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 3.08% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 3.08% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £196.19 and 192 monthly payments of £221.07.
The total amount payable would be £47,473 made up of the loan amount plus interest (£14,654), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 3.17% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 3.17% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £197.64 and 192 monthly payments of £221.24.
The total amount payable would be £47,540 made up of the loan amount plus interest (£14,721), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 3.48% until 1st May 2021, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2021 at 3.48% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £202.69 and 192 monthly payments of £221.79.
The total amount payable would be £47,767 made up of the loan amount plus interest (£14,948), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.10% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.10% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £180.82 and 156 monthly payments of £212.11.
The total amount payable would be £44,907 made up of the loan amount plus interest (£11,438), arrangement fee (£699) and other lending fees (£125).
Your interest rate is fixed at 2.21% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.21% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £182.51 and 156 monthly payments of £212.63.
The total amount payable would be £45,090 made up of the loan amount plus interest (£11,621), arrangement fee (£699) and other lending fees (£125).
The overall cost for comparison is 3.9% APRC representative.
Your interest rate is fixed at 2.25% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.25% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £183.12 and 156 monthly payments of £212.82.
The total amount payable would be £44,506 made up of the loan amount plus interest (£11,687), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.30% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.30% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £183.89 and 156 monthly payments of £213.06.
The total amount payable would be £46,040 made up of the loan amount plus interest (£11,771), arrangement fee (£1,499) and other lending fees (£125).
Your interest rate is fixed at 2.36% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.36% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £184.82 and 156 monthly payments of £213.34.
The total amount payable would be £44,689 made up of the loan amount plus interest (£11,870), arrangement fee (£49) and other lending fees (£125).
The overall cost for comparison is 3.7% APRC representative.
Your interest rate is fixed at 2.38% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.38% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £185.13 and 156 monthly payments of £213.43.
The total amount payable would be £45,372 made up of the loan amount plus interest (£11,903), arrangement fee (£699) and other lending fees (£125).
Your interest rate is fixed at 2.41% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.41% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £185.60 and 156 monthly payments of £213.57.
The total amount payable would be £46,222 made up of the loan amount plus interest (£11,953), arrangement fee (£1,499) and other lending fees (£125).
Your interest rate is fixed at 2.50% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.50% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £187.00 and 156 monthly payments of £213.99.
The total amount payable would be £45,571 made up of the loan amount plus interest (£12,102), arrangement fee (£699) and other lending fees (£125).
The overall cost for comparison is 4.0% APRC representative.
Your interest rate is fixed at 2.53% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.53% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £187.47 and 156 monthly payments of £214.13.
The total amount payable would be £44,971 made up of the loan amount plus interest (£12,152), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.60% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.60% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £188.57 and 156 monthly payments of £214.45.
The total amount payable would be £45,087 made up of the loan amount plus interest (£12,268), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.65% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.65% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £189.35 and 156 monthly payments of £214.69.
The total amount payable would be £45,172 made up of the loan amount plus interest (£12,353), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.71% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.71% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £190.30 and 156 monthly payments of £214.96.
The total amount payable would be £45,271 made up of the loan amount plus interest (£12,452), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.88% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £192.99 and 156 monthly payments of £215.75.
The total amount payable would be £45,555 made up of the loan amount plus interest (£12,736), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 2.94% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 2.94% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £193.95 and 156 monthly payments of £216.02.
The total amount payable would be £46,305 made up of the loan amount plus interest (£12,836), arrangement fee (£699) and other lending fees (£125).
Your interest rate is fixed at 3.00% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 3.00% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £194.91 and 156 monthly payments of £216.29.
The total amount payable would be £45,755 made up of the loan amount plus interest (£12,936), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 3.09% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 3.09% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £196.35 and 156 monthly payments of £216.71.
The total amount payable would be £45,907 made up of the loan amount plus interest (£13,088), arrangement fee (£49) and other lending fees (£125).
Your interest rate is fixed at 3.44% until 1st May 2024, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2024 at 3.44% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £202.03 and 156 monthly payments of £218.29.
The total amount payable would be £46,494 made up of the loan amount plus interest (£13,675), arrangement fee (£49) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 216 monthly payments of £199.59.
The total amount payable would be £44,176 made up of the loan amount plus interest (£10,611), arrangement fee (£795) and other lending fees (£125).
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 216 monthly payments of £202.85.
The total amount payable would be £44,881 made up of the loan amount plus interest (£11,316), arrangement fee (£795) and other lending fees (£125).
You will pay our Standard Variable Rate (SVR), currently 4.74%, for the term of the further borrowing.
A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 4.74% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 216 monthly payments of £223.95.
The total amount payable would be £48,738 made up of the loan amount plus interest (£15,873), arrangement fee (£95) and other lending fees (£125).
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Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application.
It must be funded with a minimum of £750 per month for the 3 successive months prior to your application. The £100 will be credited to your Cumberland current account shortly after your mortgage has been completed. Payable once per current account. Maximum one eligible current account per mortgage application.
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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On Saturday 7 April 2012 at around 1830 EST, an Airborne XT912 micro-light aircraft, registered 32-7581, impacted a tree and windmill approximately 2.2NM from Cootamundra airport. The force of the impact and subsequent fire fatally injured the two occupants.
Recreational Aviation Australia (RA-Aus) is assisting the New South Wales police service with their investigation of this occurrence. In response to a request for assistance from RA-Aus officers, and in accordance with the provisions of the Transport Safety Investigation Act (2003), the Australian Transport Safety Bureau initiated an External Investigation to facilitate the technical examination of an airspeed indicator instrument recovered from the accident aircraft.
Examination of the instrument has been completed and a report on the findings forwarded to RA-Aus on 4 September 2012.


text:
James Casey discusses future, looks back on 2012
Drew Dougherty
Texans TV Host
]( "FB James Casey")
For the first time as a Texan, fullback James Casey enters an offseason in good health. For the soon-to-be fifth year pro, that's energizing.
"I didn't have to have any kind of surgeries, so I can start training right away," Casey said on Thursday. "I feel like that's going to help me tremendously, to help me come back as a better player next year."
He spoke Thursday at Reliant Stadium to a group of Houston-area teachers who were honored for their outstanding work in the classroom. Because he hasn't been hampered by a rehab process, he's been able to get in the weight room and catch passes earlier than normal.
Last year at this time, Casey was coming back from a shoulder procedure. In each of his first two offseasons following the 2009 and 2010 campaigns, he was getting over nagging injuries as well.
"I don't have to have shoulder surgery or foot surgery, or some of those things that I've had in the past," Casey said. "I feel very confident going into next year that I'm going to be a much better player and that I've got my best football ahead of me."
That clean bill of health comes at an opportune time for the former Rice Owl. He's an unrestricted free agent coming off a 2012 that saw him catch 34 passes for 330 yards and a trio of touchdowns. He's capable of playing the tight end position as well, and lined up at various times during the season in the backfield, on the line and split out wide like a receiver.
"It's a different situation for me being an unrestricted free agent like I am," Casey said. "It's something I haven't experienced ever before of course. So it's a different feeling. I have an agent. I'm just hoping it all works out."
Like the rest of his teammates and coaches, Casey was pleased with the way the season started, but definitely not satisfied with the way it ended. He echoed the words of his head coach Gary Kubiak, terming the loss at New England in the Divisional round as a "crash-landing."
"When you get into the playoffs, the further you go, the more it hurts," Casey said. "It just didn't work out for us in the game against the Patriots. It's one of those deals in the NFL that, there's only one team in the end that's going to be happy."
Casey, who registered three receptions for 29 yards in the loss to the Patriots, was especially disappointed by his first quarter drop of a Matt Schaub pass near the goal line.
"I pride myself on having very good hands and catching everything that comes to me and it doesn't happen a lot," Casey said. "But it's going to happen every now and then. But it's unfortunate that it happened in that game. It does eat me up a little bit, but I can't just dwell on that. Now you just have to focus on getting better and making sure those things don't happen in the future."
On the whole, Casey is optimistic about the team's future. He believes the four postseason games played in each of the last two Januarys will pay dividends moving forward.
"We're very experienced now," Casey said. "We've been to the playoffs twice now. We've went far both times and played some road games. Hopefully we can get some of those games at home next year."


This numbered edition Giclée Art Print, designed by Heidi Capitaine, comes with a numbered and signed certificate of authenticity. Printed on 100% cotton, acid-free, heavyweight paper using HDR UltraChrome Archival Ink, this artwork reflects our commitment to the highest color, paper, and printing standards.
This numbered edition Fine Art Block designed by Heidi Capitaine is numbered, signed and comes with a certificate of authenticity. Artwork is printed on fine art paper using archival inks and mounted to a 2" deep hand stained dark brown frame. Comes ready to hang.
This abstract image combines geometrical and organic shapes. The underlying dot pattern is to be seen through all the layers of translucent colors. It's a beautiful image reminding at flying lanterns.


Invasion of annual grasses may have changed the amount of soil moisture available during the summer. No information on this species specifically. Can also change the fire frequency in grasslands.
Part of the invasive annuals collective (Geranium spp., Torilis spp., et al.) that displaces many native understory species (1).
Here and there in our Bald Hills prairies (HUM), can form monocultures. Have seen it worse in Southern Oregon, same habitat (QUGA4 woodlands), they even have a white oak/hedgehog dogtail association in their forest mapping (2).
2. Personal communication, Andrea Williams, Redwood State and National Parks.
Long awns on inflorescence make plants unpalatable later in year. Not good quality or quantity forage for wildlife.
None No native Cynosurus in California.
A pioneer species. In one study in oak woodlands, was found in sites heavily disturbed by cattle (1). Inhabits disturbed places (2).
2. DiTomaso, J., and E. Healy, in prep. Weeds of California and Other Western States.
Would spread at a slow rate in an uninfested area.
Personal communication, Peter Warner, California State Parks, Mendocino County.
It's already widespread (see 3.1 and 3.2), so probably stable at this point.
Annual grass. Reproduces by seed. A persistent seedbank does not appear to develop (1). In an oak woodland, few seeds survived into the second year, and most of those were seedlings rather than dormant seed (2).
2. Clark, D. L. and M. V. Wilson 2003. Post-dispersal seed fates of four prairie species. American Journal of Botany 90(5): 730-735..
Possibly some movement in hayfields, but this is not a common weed in areas with hay production.
Awned seeds facilitate long distance transport by animals, but most seed probably drop directly beneath parent plant. Fertile florets fall near the parent plant and probably disperse to greater distances with water, mud, and by clinging to animals, vehicle tires, and human shoes and clothing. A persistent seedbank does not appear to develop.
Native to Europe. One of the most invasive species of Oregon oak woodlands in British Columbia. Also occurs in Oregon, Washington, many eastern and southern states, and a few south-central states.
Present in northwestern region, central-western region, Sierra Nevada foothills, Sacramento Valley (Sutter Buttes), western Transverse Ranges, and possibly south coast, to 1000m. Inhabits grassland, chaparral, oak woodland, summer dry pasture, coastal bluffs and terraces, riverbanks, and other disturbed places (1).Very common along the coast, and even more so inland. A major understory component in oak woodlands (so is somewhat shade-tolerant), and in almost all grasslands in the N. Coast Ranges and along the coast (2). Roadsides, fields, grassland, chaparral, oak woodland, summer dry pasture, coastal bluffs and terraces, riverbanks, other disturbed places.
2. Personal communication, Peter Warner, California State Parks, Mendocino County.
Spotty occurrence in oak woodlands and annual rangelands in the El Dorado county area (<1% infested). Not spreading (1). However, is a major component of grasslands and oak woodlands on the north coast.
1. Personal communication, Wendy West, UC Cooperative Extension, El Dorado county.


The Atlanta BeltLine/Atlanta Streetcar System Plan (SSP) is an integrated network of streetcar lines that go around the Atlanta BeltLine and across the city of Atlanta. The priority network focuses on 53 miles of streetcar routes, along with 18 miles of new or enhanced transit service that interfaces with the system.
On December 8, 2015, the Atlanta BeltLine, Inc. (ABI) received approval from the Atlanta City Council on the Atlanta BeltLine/Atlanta Streetcar System Plan (SSP). The SSP is an amendment to the Connect Atlanta Plan. Prior to the adoption of the SSP by City Council, ABI received unanimous approval from the Council's Community Development/Human Resources Committee on the Streetcar System Plan.
The SSP consists of a 50+ mile streetcar system throughout the City of Atlanta, which includes five crosstown routes, in addition to the 22-miles of streetcar along the Atlanta BeltLine corridor. The SSP will also serve as a framework for a potential Fulton County TSPLOST referendum in 2016 and is a necessary requirement for any major transit project seeking federal funding from the Federal Transit Administration. This action by the City Council now enables the city to apply for large scale federal transportation funding.
The Atlanta Streetcar System Plan is the culmination of a multiyear planning effort undertaken by ABI that engaged citizens throughout Atlanta. This Streetcar Plan outlines the public's desire for more transit service in Atlanta and establishes the planning framework for future streetcar connectivity – around the BeltLine and along critical crosstown corridors.The Atlanta Streetcar System Plan will provide the roadmap for integrating the Atlanta Streetcar and the Atlanta BeltLine as Atlanta's modern streetcar network is being built.


text:
ABOUT DEALHQ
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HOW TO SERIES: HOW TO REGISTER A PATENT (NIGERIA), JULY 2020
HOW TO REGISTER A PATENT IN NIGERIA
A. What is a Patent?
A patent is a right granted to an inventor, which allows the inventor to exploit the full rights and benefits from
their invention/work (including the right to use, sell, produce, mass-produce) to the exclusion of all other users
for a period of about 20 years. A registered patent gives protection against third party exploitation within the
country where the right is obtained. B. What law guides the registration of patents and where do I apply for the
registration of a patent? The registration of Patents in Nigeria is governed by the Patents and Design Acts Cap.
344, Laws of the Federation of Nigeria 1990 (Act of 1970) administered by the Registrar of Trademarks, Patents
and Designs, Trademarks Registry, Federal Ministry of Industry, Trade and Investment, FCT, Nigeria.
B. What law guides the registration of patents and where do I apply for the registration of a patent?
The registration of Patents in Nigeria is governed by the Patents and Design Acts Cap. 344, Laws
of the Federation of Nigeria 1990 (Act of 1970) administered by the Registrar of Trademarks, Patents and
Designs, Trademarks Registry, Federal Ministry of Industry, Trade and Investment, FCT, Nigeria.
C. How do I know if my work/invention qualifies for registration of a patent?
A patent may be granted for any work/invention that:
is new (novel); the invention must be substantially different from anything else that is within public knowledge
involves an inventive step; must not be obvious to a person skilled in the art of the invention and must not make reference to any matter that forms part of the prior existing invention
is capable of industrial application; (useful)
is not specifically excluded in the Act; (e.g. inventions which encourage immoral and offensive behavior)
has an address for service in Nigeria (if the applicant's address is outside Nigeria arrangement must be made for a verifiable delivery address in Nigeria).
NOTE: Each application must relate only to one invention but may cover claims for multiple numbers of products or processes i.e. an invention can be a modification or novation of one or more existing inventions in the market
D. What are the practical steps for registering a patent in Nigeria?Step 1: Fill Application Form together with written declaration
There are two classes of application forms available for patent registration;
Form 1A: being the application form for the registration of a conventional/local patent; and
Form 1B: being application form for the registration of a non-conventional/international patent.
I. Filling of Form 1A (Local Application)
Form 1A is the applicable form for local applications for works created and originating in
Nigeria. The name, address, email address and contact number of the applicant is required to
be provided and in cases of multiple/joint inventors or inventors under the employ of a
company, the name, address, email and contact number of a representative of the company
or the joint inventors will be appropriate.
A declaration by the true inventor will be required to be submitted alongside the application
form and Form 3. The true inventor is the individual responsible for the ideation of the
invention.
II. Filling of Form 1B (Foreign Application)
Form 1B is the applicable form for applicant seeking foreign priority for works or inventions
which did not originate from Nigeria and which is already registered in another foreign
jurisdiction. The application will be accompanied by a written declaration consisting of:
1. The date and the number of the earlier application:
2. The country in which such application was made; and
3. The name of the inventor who made it.
The applicant will also fill a Form 3 as detailed below, to accompany the Form 1B and the
written declaration. Not more than 3 months after filing the application, the applicant will be
required to furnish the Registrar with a copy of the earlier application certified by the
appropriate industrial property office of the foreign convention country.
Step 2: Fill the Specification Form (Form 3)
All Applicants (Local or Foreign) are required to fill Form 3 – Complete Specification Form.
Form 3 is very crucial to any Patent application; it contains a detailed description of the
invention and its claims (a claim is any information detailing the innovation of the invention
provided by the applicant in hopes of creating an extent/scope of protection for the said
invention from infringement by a subsequent invention). The applicant would have to explain
in the technical terms what makes the invention different from what already exists in the
market in hopes to protect it from subsequent inventions.
The contents of Form 3 would include;
1. The title of the invention;
2. An abstract on the functionality of the invention;
3. Background and History of the Invention;
4. Detailed description of the invention supported with diagrams and illustrations;
5. Claims (starting from general claims to specific ones):
6. Summary of what society/ mankind stands to gain from the invention
Step 3: Submit application to the Registry and pay of application fees
The Applicant will pay the application fee as may from time to time be advised by the Registrar
and submit application forms together with evidence of payment of the prescribed fees.
Step 4: Application is granted and patent is valid for 20 years
After submission, the patent application is examined by the Registrar merely to ascertain
formal compliance, the Registrar assumes regularity. Once the application satisfies the
statutory requirements as to the completion of form, payment of appropriate fees amongst
others, the Registrar is likely to grant the patent without enquiries into its novelty,
inventiveness and industrial applicability or sufficiency of disclosures in Form 3.
Patents are granted at the risk of the patentee and without guarantee as to their validity. Once
granted, a patent is valid for 20 years.
E. Can a foreigner register a patent in Nigeria?
A foreigner or a foreign corporation can seek foreign priority in Nigeria if it has a subsisting
local application which has been admitted for registration by the approving authority in its
own home country. Upon application for foreign registration such will be admitted for
registration by virtue of the Nigeria Patent and Designs Convention Order 1971. The Convention
provides that if a Nigerian application is made within 12 months of the making of the earlier
application in the foreign country, such application will be treated as having been made on
the same date on which the foreign application was made.
F. What Legal Rights do I have as Patent holder?
As a patent holder under Nigerian Law:
You have a valid cause of action against anyone who infringes on your right to the
Patent during its subsistence;
You have the legal and beneficial right over the patent which may be sold, assigned
or granted for the use of others in the form of a license.
Are you interested in registering a patent for your invention? Our corporate services team is
available to provide registration and start up support to you. You may contact our team on:
Email: info@dealhqpartners.com Telephone: +234 1 4536427 or +234 9087107575
A patent holder may consider the option of applying to have his patent registered under the
World International Property Organization (WIPO) which currently has over 189 member
states including Nigeria.
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DealHQ Partners In NGOs
HOW TO SERIES: HOW TO REGISTER a NOT FOR PROFIT ORGANIZATION (NIGERIA), JULY 2020
What is a not for profit organization?
Simply, a not for profit organization (NFP) is one that is set up to promote a charitable or other non – profit cause. It could be a social, cultural, educational, religious or other cause underlined primarily by impact.
B. What are the possible options for registration of an NFP under Nigerian Law?
Under Nigerian laws, a Not for profit organization can be registered as either of the following:
Incorporated Trusteeship under Section 590 of CAMA: This involves the selection of Trustees as legal representatives of a body or community of people bound together by religion, custom, kinship or nationality or a body of people established to achieve religious, educational, scientific, social, development, cultural or charitable purpose. The Trustees are given the status of a legal corporation and granted legal personality making them custodians of the rights, duties and responsibilities of the body, community or association (which could be a church, a social club or an educational institution). The trustees have fiduciary powers and duties of trustees under common law. The name of the NFP will typically read like "Incorporated Trustees of the Daily Progressive Association"
Company Limited by Guarantee: Section 26 of CAMA provides for the registration of a category of companies referred to as limited by guarantee. This category of registration is suitable for a company set up to promote science, beauty, religion culture, education, research or charity. The income and property of such company can only be used towards the promotion of its objects, it is restricted from utilizing any part of its income or property for personal use of its members or stakeholders, it is also restricted from distributing profit. Like a typical Company, the Limited by guarantee has its affairs led by its Board of Directors whilst the Company is owned by its shareholders whose liability are limited to the extent they have determined at inception (this means that the shareholders are responsible for the future debts or liabilities of the Company to the extent they pledged at the time of registration – this is usually quantified as a monetary limit )The name of the NFP will typically read like "Excel Educational Resources LTD.GTE".
C. Should I register my not for profit as an Incorporated Trusteeship or as a Company Limited
Either of the 2 processes will suffice. However entities who intend to be involved in some form of business seem to generally have a preference for being registered as a Company Limited by Guarantee as this is a more familiar arrangement in the business world – the company will be a legal entity, with a Board of Directors and can contract, sue or be sued in its name. The Incorporated Trusteeship on the other hand has its legal personality vested in its Trustees – it can only contract, sue and be sued in the joint name of its trustees. In the case of the Company Limited by guarantee there is a requirement to procure the prior consent of the Attorney General of the Federation, this makes the registration process slow and often cumbersome. Where time is of the essence, an incorporated Trusteeship is often a preferred choice.
D. Is a Not For Profit Organization prohibited from doing business?
It is an erroneous assumption that a not for profit must be an association or a social club that primarily does no business. An NFP can do business provided that the intent is to utilize any profit generated from its operations toward promoting its cause without distribution of such profit to members or stakeholders.
E. What matters do I need to consider before commencing registration?
Typically, the registration of an entity is undertaken by the Promoter(s). The promoter is any one or more individuals that have conceived the idea of setting up the organization. They will have to answer a number of preliminary questions which will help determine the structure and approach to registering the entity.
What are the objectives, beliefs, mission, and purpose of the organization?
How the organization will be funded?
Who will run the affairs of the organization?
To what extent do the promoters or the organization's leaders desire to be liable for the actions of the organization?
What will the organization be called? (it is advised that a minimum of 2 possible names be selected as approval of names is usually subject to availability the name will only be approved where it is not statutorily restricted or close enough to the name of an existing entity such that it may confuse the public)
Does the organization intend to do business or distribute profit to its stakeholders?
F. What documents are required for registering an Incorporated Trusteeship?
Two printed copies of the Constitution
Duly signed copies of the Minutes of the Meeting appointing the Trustees and authorizing the application.
Production of Iron Seal.
Identity Cards and Passport Photographs of each Trustee.
Duly completed Form CAC/IT/1 (Application Form) (https://www.cac.gov.ng/wp-content/uploads/2019/12/cac_it_form_001-1.pdf)
Duly completed CAC1.1 (Registration Form) (https://www.cac.gov.ng/wp-content/uploads/2019/12/CACform1.1.pdf)
G. What documents are required for registering a Company Limited by Guarantee?
Memorandum and Articles of Association
Letter of Consent of Attorney General of the Federation (this can be procured by submission of an application letter and approval by the AGF)
Payment of Stamp Duty Fee to the Federal Board of Inland Revenue.
Notice of address of the registered office.
Identity Cards and Passport Photograph of the Directors.
Duly Completed Form CAC 1.1 (Registration Form)
H. What is the process of registering an incorporated trusteeship?
Step 1: Name Selection, Availability Check and Reservation:
The promoters of the Incorporated Trustees would decide the name of the IT and conduct an availability check on the CAC website. The Commission will reserve the name for 60 days upon payment of the prescribed fees. 1
Step 2: Collation of Application documents and information
The Promoters would ensure the Trustees of the proposed IT fill the application documents and will collate the documents for submission to the Corporate Affairs Commission.
Step 3: Application and Submission to the CAC.
The prescribed application fees are paid, and the application documents are submitted to the CAC.
Step 4:PublicationofNoticeofIntentiontoregister
Where the CAC is satisfied that the application requirements have been met, it shall cause the application to be published in two daily newspapers. The purpose of this publication is to invite for objections from the members of the public on the registration of the body.
Step 5: Transmission of File and Issuance of Certificate
The files are transmitted to the office of the Registrar General of the CAC for Consent and approval. Upon approval, CAC will issue a Certificate of Incorporation.
I. What is the process of registering a Company Limited by Guarantee?
The Promoters of the company will conduct an availability check on the CAC website. (https://www.cac.gov.ng/ )The Commission will reserve the name for 60 days upon payment of the prescribed fees. Where the name is not available, the promoters of the IT will have to select another name for the proposed company.
The promoters of the company will ensure that all application documents are properly filled by the proposed Directors of the Company and Company Secretary and collate them for
submission to the CAC.
Step 3: Payment of Stamp Duties
The payment of Stamp Duties is made to the Federal Board of Internal Revenue Service.
Step 4: Approval and Issuance of Certificate
The Corporate Affairs Commission transfers the filed documents to the office of the AGF for approval. A Certificate of incorporation is issued by the CAC upon the approval of the AGF.
Are you interested in setting up a not for profit organization in Nigeria? Our corporate services team is available to provide registration and start up support to you. You may contact our team on: Email: info@dealhqpartners.com Telephone: +234 1 4536427 or +234 9087107575
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Oriental red mites Eutetranychus orientalis, from here.
The Tetranychinae are a group of spider mites characterised by the absence of tenent hairs on the empodium, or the absence of the empodium itself (Baker & Tuttle 1972). Within tetranychines, closely associated duplex setae are present on the first two leg tarsi of the Tetranychini and Tenuipalpoidini but these setae are often absent or disassociated in the Eurytetranychini. In Tenuipalpoidini, seta D4 is in a marginal position on the body or absent; this seta is in a more typical, more medial position in Tetranychini.
[AP80] Andrews, K. L., & S. L. Poe. 1980. Spider mites of El Salvador, Central America (Acari: Tetranychidae). Florida Entomologist 63 (4): 502–505.
[C-R02] Corpuz-Raros, L. A. 2002. Philippine acarine biological control agents: status, bioecology and research prospects. Philippine Agricultural Scientist 85 (2): 137–154.
[GKO96] Gotoh, T., T. Kamoto & H. Oku. 1996. Termination of embryonic diapause by physical and chemical stimuli in the spider mite Panonychus bambusicola Ghora and Gotoh (Tetranychidae). In: Mitchell, R., D. J. Horn, G. R. Needham & W. C. Welbourn (eds) Acarology IX vol. 1. Proceedings pp. 667–669. Ohio Biological Survey: Columbus (Ohio).
[G91] Gupta, S. K. 1991. The mites of agricultural importance in India with remarks on their economic status. In: Dusbábek, F., & V. Bukva (eds) Modern Acarology: Proceedings of the VIII International Congress of Acarology, held in České Budĕjovice, Czechoslovakia, 6–11 August 1990 vol. 1 pp. 509–522. SPB Academic Publishing: The Hague.
[G01] Gupta, S. K. 2001. A conspectus of natural enemies of phytophagous mites and mites as potential biocontrol agents of agricultural pests in India. In: Halliday, R. B., D. E. Walter, H. C. Proctor, R. A. Norton & M. J. Colloff (eds) Acarology: Proceedings of the 10th International Congress pp. 484–497. CSIRO Publishing: Melbourne.
[GB91] Gutierrez, J., H. R. Bolland, J. Etienne & D. Cotton. 1991. Deuterotoky in Mononychellus caribbeanae (Acari: Tetranychidae) on cassava in Guadeloupe. Karyotype and preliminary biological data. In: Dusbábek, F., & V. Bukva (eds) Modern Acarology: Proceedings of the VIII International Congress of Acarology, held in České Budĕjovice, Czechoslovakia, 6–11 August 1990 vol. 2 pp. 443–447. SPB Academic Publishing: The Hague.
[H23] Hirst, S. 1923. On some new or little-known species of Acari. Proceedings of the Zoological Society of London 1923: 971–1000.
[H07] Ho, C.-C. 2007. Crop mite pests of southeast Asia and tropical far east. In: Morales-Malacara, J. B., V. M. Behan-Pelletier, E. Ueckermann, T. M. Pérez, E. G. Estrada-Venegas & M. Badii (eds) Acarology XI: Proceedings of the International Congress pp. 259–266. Instituto de Biología and Faculdad de Ciencias, Universidad Nacional Autónoma de México, Sociedad Latinoamericana de Acarología: México.
[MF07] Moraes, G. J. de, & C. H. W. Flechtmann. 2007. Phytophagous mites of tropical crops in eastern South America. In: Morales-Malacara, J. B., V. M. Behan-Pelletier, E. Ueckermann, T. M. Pérez, E. G. Estrada-Venegas & M. Badii (eds) Acarology XI: Proceedings of the International Congress pp. 279–288. Instituto de Biología and Faculdad de Ciencias, Universidad Nacional Autónoma de México, Sociedad Latinoamericana de Acarología: México.
[NG96] Navajas, M., & J. Gutierrez. 1996. Molecular phylogeny in spider mites (Tetranychidae). In: Mitchell, R., D. J. Horn, G. R. Needham & W. C. Welbourn (eds) Acarology IX vol. 1. Proceedings pp. 305–308. Ohio Biological Survey: Columbus (Ohio).
[QA91] Quintero, M. T., & H. A. Acevedo. 1991. Mites of fermented liquid foods in Mexico. In: Dusbábek, F., & V. Bukva (eds) Modern Acarology: Proceedings of the VIII International Congress of Acarology, held in České Budĕjovice, Czechoslovakia, 6–11 August 1990 vol. 1 pp. 611–614. SPB Academic Publishing: The Hague.
[S91] Sabelis, M. W. 1991. Life-history evolution of spider mites. In: Schuster, R., & P. W. Murphy (eds) The Acari: Reproduction, development and life-history strategies pp. 23–49. Chapman & Hall: London.
Last updated: 16 February 2019.


text:
"""Upsampling in python"""
import math
import numpy as np

def upsample_nearest(arr, scale):
    """ Populate the array by scale factor"""
    h, w = arr.shape
    out_h = math.floor(h * scale[0])
    out_w = math.floor(w * scale[1])
    out = np.empty((out_h, out_w))
    for y in range(out_h):
        for x in range(out_w):
            in_y = math.floor(y / scale[0])
            in_x = math.floor(x / scale[1])
            out[y, x] = arr[in_y, in_x]
    return out

def upsampling_python(data, scale, layout='NCHW'):
    """ Python version of scaling using nearest neighbour """

    ishape = data.shape
    if layout == 'NCHW':
        oshape = (ishape[0], ishape[1], math.floor(ishape[2]*scale[0]), math.floor(ishape[3]*scale[1]))
        output_np = np.zeros(oshape, dtype=data.dtype)
        for b in range(oshape[0]):
            for c in range(oshape[1]):
                output_np[b, c, :, :] = upsample_nearest(data[b, c, :, :], scale)
        return output_np
    if layout == 'NHWC':
        oshape = (ishape[0], math.floor(ishape[1]*scale[0]), math.floor(ishape[1]*scale[1]), ishape[3])
        output_np = np.zeros(oshape, dtype=data.dtype)
        for b in range(oshape[0]):
            for c in range(oshape[3]):
                output_np[b, :, :, c] = upsample_nearest(data[b, :, :, c], scale)
        return output_np
    raise ValueError("not support this layout {} yet".format(layout))


text:
Català Español English Italiano
Seitai – cvp | life-health culture in human nature
Home breakthrough: osei framework
forgotten human nature
spontaneus movement, osei
CVP, vital of the organism
breakthrough: osei framework
psyche stemmed from organism
five oseis + and –
human psyche and desire
chest-abdominal breathing
the spontaneus inhibited
dialogue in the conscious
osei and taiheki
katsugen undo
seitai approach
SEITAI
H. Noguchi
K. Mamine
The osei framework, a breakthrough
The absolute interdependence of the actions of the oseis in the CVP brings out some of their essential characteristics that could not be seen when looking at each osei separately. These characteristics are:
Medullar-static oseis and peripheral-dynamic oseis
The medullar quality is characteristic of the vertical (I and II) and the central (IX and X) oseis. The former osei forms the cranial cavity, the latter the pelvic cavity and both are linked by an axis. Their movements are static, namely, they allow us to remain apparently still. On the other hand, the peripheral quality is inherent in the frontal (V and VI), lateral (III and IV), and rotary (VII and VIII) oseis. These oseis form the chest, digestive, and urinary cavities, respectively. They are organized around the medullar structure of the CVP and they form the "vital oven of the organism". Their movements are dynamic, namely, they allow us to move in the space.
F-e oseis, bilateral osei and circular oseis
The vertical and frontal oseis act in the f-e plane – flexor-extensor or anterior-posterior. The lateral osei acts in the bilateral plane, perpendicular to the f-e plane. The rotary and central oseis act in a circular way, from the f-e plane to the bilateral plane and the other way round.
gree: f-e plane
red: bilateral plane
ochre: circular way
The three regions of the CVP
The osei has structured the CVP into three regions, according to the plane-dimension where the five actions take place:
The f-e region of the vertical (f-e medullar and static) and frontal (f-e peripheral and dynamic) oseis occupies "the cranial and caudal extremes", in the general CVP: head and chest-shoulders cavity, coccyx tip, and the femur-coxal area; at each curve of the vertebral column: cervical vertebrae C1-C2, thoracic vertebrae Th1-Th4 and Th12, lumbar vertebrae L1 and L5.
The bilateral region of the lateral osei (bilateral peripheral and dynamic) takes up "the mid area", in the general CVP: digestive cavity; at each curve of the vertebral column: cervical vertebra C4, thoracic vertebrae Th6-Th9, lumbar vertebra L2.
The circular region, of the rotary (circular peripheral and dynamic) and central (circular medullar and static) oseis, occupies the "intermediate areas" between the extremes and the medial part and, especially, "the penultimate area", in the general CVP: urinary and pelvic cavities; at each curve of the vertebral column: cervical vertebrae C3 and C5-C6, thoracic vertebrae Th5 and Th10-Th11, lumbar vertebrae L3-L4.
Whereas fish and reptiles move in the bilateral way mainly, mammals and birds move, chiefly, in the f-e plane. This kind of difference was crucial in the evolutionary process of the species since it allowed mammals and birds to develop their brains. This was possible due to the fact that the general movement of their CVPs took place in the same f-e plane, the site of the nervous system, which is always placed in a foremost and upper position in any living being. The human being's vertebral column is one of the most important manifestations of this evolutionary process. Its curves are extremely important and they are defined, mainly, in the f-e plane. Thus, the following actions take place at each curve of the vertebral column (although any one vertebral articulation responds to all movements):
The f-e action is greater in the cranial and caudal extremes, f-e region (green)
The bilateral action can only be greater in the mid area, bilateral region (red).
The circular action takes place in the intermediate areas, between the extremes of the mid area, especially in the penultimate area (with the necessary strength to form the base), circular region (ochre).
The thorny apophysis of the vertebra indicates the region to which it belongs:
they define the plane f-e they avoid to define intermediate aspect
The formation of the vertebral column as described above is complete in the thoracic and cervical curves and it is simplified at the lumbar curve. It defines the formation of the brain and it is embodied in the formation of the limbs or extremities. Actually, this brain formation reproduces the very three regions shown in the general CVP.
F-e region Frontal, parietal, and occipital encephalic lobes, medulla oblongata and the anterior-superior area of the mesencephalon; cranial nerves I-III and X-XI
cranial extreme and caudal extreme or medulla oblongata
Bilateral region Insular encephalic lobe, limbic area and posterior-inferior area of the mesencephaloncranial; cranial nerves IV and V
mid part
Circular region Temporal encephalic lobe, cerebellum and occipital protuberance; cranial nerves VI-IX and part of nerve V
punultimate place
This is a historical discovery made by Haruchika Noguchi about:
the structure of the spontaneous movement or of the osei made up by the five oseis + and -, oseis I-X;
the structure of the interrelation among different activities of the oseis in the living beings.
This type of structure, inherent in any type of physical, biological, psychic, or social existence, is a new universal model or paradigm that we will call osei framework.
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