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Border Crossings: People and Places
A Mobility Project that brings together students and staff from four European and four Australian Universities
Australian Universities
Courses offered at Flinders
Courses offered at Griffith
Courses offered at James Cook
Courses offered at La Trobe
Courses offered at Jagiellonian
Malmö University
Courses offered at Malmö
University of Roma Tre
Courses offered at Roma Tre
Courses offered at Utrecht
Requirements for Students during Border Crossings Exchange
Blog Instructions
Mobility Information for AU Staff
Mobility Information for EU Staff
Project Result
(Fall semester)
Black British Friction
Faculty of Political Sciences 8 Ects
English Grammar:
Learning the language
Immigration in London (1948-today)
This module attempts to provide some information on the condition of Caribbean and British-Asian immigrants in the UK and in London in particular, and on related issues such as unemployment, integration and identity. Ever since the arrival of the prime movers from the West Indies and the Indian subcontinent to satisfy the post-Second World War strong demand of cheap labour for the manufacturing industries, integration and identity have been hot issues in the UK.
A historical analysis of immigration shall be carried out, focusing in particular on the steps taken by the post-war British institutions to tackle the problem from the 1962 Commonwealth Immigration Act onwards, and on the social consequences of such political decisions.
Through an interdisciplinary approach involving a variety of perspectives, the third module deals with issues such as multiculturalism, immigration, integration and identity in contemporary Britain. Considering black British fiction as a privileged historical document, a number of case studies introduced by second-generation black British writers (Kureishi, Hamid, Malkani, Husain) shall be discussed. The reference material includes works of fiction, critical essays, and audiovisual material.
European Business Law
An introduction to the amazing experiment of the European Single Market which enables everyone in the EU – individuals, consumers and businesses – to make the most of the opportunities offered to them by having direct access to 27 countries and 480 million people
The cornerstones of the Single Market are the 'Four Freedoms' – the free movement of people, goods, services and capital. These freedoms are enshrined in the European Treaty and form the basis of the single market framework. The course will examine policy and outcomes of each freedom.
The legal concept of citizenship
The course will focus on the legal concept of citizenship as a pre-requisite for the implementation of civil, political, economic, social and cultural rights. The course will offer a comparison between the global approach – i.e. the United nations system – and the regional approach – i.e. the European Union system
The Jews of Rome: Sites and Times of the Oldest Diaspora in the World
Italy and United States. History of a long-standing interaction
Faculty of Political Science 4 Ects
The course will focus on the events that followed World War I and more specifically on the events that occurred during the Cold War and the post Cold War periods. Also, a large part of the course will be devoted to current events. The course will emphasize the aspects of cross cultural exchange along with the ability of the students to elaborate their own ideas and positions with respect to the different issues that will be treated. Finally, Italian policy will be studied also in the context of the more general European scenario in which it has developed since the end of World War 2
The Roots of Islamic Fundamentalism and Terrorism
European Judicial System
Faculty of Law 7 Ects
EU Law for Non-EU Students
EU Copyright Law in the Information Society
Human Development Economics
Faculty of Economics 9 Ects
The course will focus on the concept of 'Human Development' which is a development paradigm that is about much more than the rise or fall of national incomes. It is about creating an environment in which people can develop their full potential and lead productive, creative lives in accord with their needs and interests. People are the real wealth of nations. Development is thus about expanding the choices people have to lead lives that they value. And it is thus about much more than economic growth, which is only a means —if a very important one —of enlarging people's choices
Faculty of Humanities 6 Ects
The course will debate the evolution of the international system in the modern era and introduce students to basic issues and concepts in the history of international relations. Systems of governance of interstate relations, such as the Concert of Europe, the League of Nations, the Cold War, and the United Nations, will be studied and evaluated in light of the policies that have been followed by the main world powers from the Congress of Vienna to the post Cold era
This website gives you information about the joint mobility project "Border Crossings: People and Places", but also functions as the participating students' blog, where they reflect upon their experiences.
Dear Border Crossings Project, thank you for your existence.
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You are here: Home / ED Settles on Less Ambitious Overhaul of Borrower Defense
ED Settles on Less Ambitious Overhaul of Borrower Defense
The Department of Education (ED) recently published its long-awaited, final rule detailing how the agency will process borrower defenses and other loan discharges related to its Federal Direct Loan Program (i.e., loan forgiveness for borrowers). ED estimates this will generate annualized cost savings of $4.7 million—making it a deregulatory action under Executive Order 13771.[i] The final rule applies to all loans disbursed on or after July 1, 2020 and enacts various policy changes to the approach ED had taken under the Obama administration.
In this commentary I provide an overview of the history of Borrower Defense and focus on four outcomes of the current rule that were the subject of my public comment on the agency's 2018 notice of proposed rulemaking (NPRM). ED's final rule is a substantively less ambitious departure from its current approach than what it had originally proposed. The agency received over 38,000 public comments on its 2018 NPRM, and says these comments informed its current approach. It is also likely that ED's repeated losses in court related to previous regulatory actions on borrower defense also affected its rulemaking. Altogether, ED's final rule is an improvement to its 2018 NPRM.
A Review of Borrower Defense
ED issued its first Borrower Defense rule in 1994 under its authority to specify "which acts or omissions of an institution of higher education" would result in the agency granting forgiveness of a borrower's student loan debt. ED initially relied on individual state laws to set the standard; although it originally planned to issue more detailed guidance, it did not revisit borrower defense—partly because it received fewer than 10 claims each year. This changed in 2015 after the closure of several large institutions including Corinthian College resulted in ED processing over 100,000 claims.
The agency argued it needed a single, federal standard to efficiently adjudicate borrower defense claims going forward and issued its 2016 final rule towards the end of the Obama administration. The 2016 rule:
Expanded the conditions under which ED would approve borrower defense claims,
Added provisions broadening ED's ability to recover these losses directly from institutions, and
Specified conditions and events that would generate "automatic triggers" for postsecondary institutions—additional requirements for schools to continue being eligible to be paid by borrowers using federal funds.
The original effective date of the Obama-era rule was July 1, 2017. However, the California Association of Private Postsecondary Schools (CAPPS) filed a court challenge to the 2016 rule on May 24, 2017. In response, under the Trump administration, ED issued multiple effective date delays to the rule, citing its authority under section 705 of the Administrative Procedure Act (APA) to postpone the effective date of regulations "[w]hen an agency finds that justice so requires…pending judicial review." In addition, it issued an NPRM on July 31, 2018 to rescind a majority of the changes made by its 2016 final rule—which had not yet taken effect.
Shortly after ED's initial effective date delay, a coalition of student borrowers and states attorneys general sued to invalidate the agency's Section 705 Stay. As ED issued additional delays, the student borrowers and attorneys general expanded their complaint to include the additional actions. The U.S. District Court for the District of Columbia consolidated the cases, and on September 12, 2018 ruled that the delays were "arbitrary and capricious and thus unlawful under the…APA." The Court vacated the delays pending resolution of the original CAPPS petition (which the Court then denied on October 16, 2018). As a result, ED's 2016 final rule became effective—becoming the new baseline against which its current proposal is measured. Barring any successful court challenges, the 2019 final rule details how the agency will now implement its Borrower Defense policies.
Problematically, the agency's own data indicate that it has not processed a single borrower defense claim for at least the last year and a half. This includes a full year for which the agency's 2016 borrower defense regulations have been in effect. As of June 30, 2019, ED had a backlog of over 200,000 claims pending review and is currently facing legal action over its refusal to process borrower defense applications under Secretary DeVos.
Results of Recommendations on the 2018 NPRM
In my public comment to the agency on its 2018 NPRM, I offered evidence in support of four recommendations: 1) ED should not use its 2016 definition of "substantial misrepresentation" to adjudicate claims; 2) it should treat borrowers from different types of schools consistently; 3) borrowers should be allowed to file affirmative borrower defense claims; and 4) the agency should consider retaining its group discharge process.
ED should not rely on the definition of "substantial misrepresentation" established in its 2016 final rule for adjudicating borrower defense claims. The language suggested by the agency in its 2018 NPRM better complied with existing executive requirements to design regulations in a cost-effective manner.
In its 2019 final rule, ED stated that it will not rely on its 2016 definition of "substantial misrepresentation" to adjudicate borrower defense claims. Instead, it adopts the language proposed in its 2018 NPRM—with some notable exceptions.
For instance, ED retained its 2016 change to the definition of "substantial misrepresentation" (i.e., the lower standard) as "appropriate for proceedings against schools in which the Department seeks to recover liabilities." The agency also added a non-exhaustive list of eleven cases where evidence would likely suggest that a misrepresentation had occurred (e.g., employment rates materially differ from an institution's marketing materials, an institution misrepresents the amount or timing of its tuition fees, etc.)
Additionally, the final rule accepts a less stringent evidentiary standard for borrowers to meet in their claims to the Department. In its 2018 NPRM, ED proposed to increase its standard from "a preponderance of the evidence" to the more stringent "clear and convincing" standard. Ultimately, the agency decided that the more stringent standard would "make it too difficult for borrowers to obtain relief." ED stated in its final rule that it agreed with commenters who noted that "a preponderance of the evidence" is the typical standard used in most civil proceedings and that the agency uses this standard elsewhere in its treatment of similar borrower debt issues.
ED's 2018 proposal not to make a priori assumptions about the quality of non-profit vs for-profit schools is preferable to its approach in 2016; students attending selective, non-profit institutions should qualify for relief via borrower defense.
In its final action, ED sets consistent and clear rules for both types of institutions and provides an opportunity for all borrowers to bring claims of misrepresentation to the agency. This decision expands the benefits of borrower defense protections to students at selective, non-profit institutions who were previously not eligible for relief—even in cases where a school was found to have misrepresented itself to students. This was a result of the agency's position in 2016 that "borrower[s] received a selective liberal arts education which represents the value that he could reasonably expect."
ED should retain its 2016 approach to allow borrowers to file affirmative borrower defense claims. Borrowers should not have to wait until they are in default to apply as it generates unnecessary costs and additional unintended consequences for borrowers.
In its final rule, ED retained its 2016 policy of accepting affirmative borrower defense claims. Evidence suggests that this approach is preferable to waiting until borrowers face collection action for at least two reasons: 1) it avoids unnecessary costs to consumers whose access to credit might be reduced due to a collection action by ED and 2) it ameliorates a moral hazard problem—where borrowers might strategically default on their loans to qualify for debt relief.
ED should retain its 2016 policy of using a group discharge process rather than committing itself to processing all claims on a case-by-case basis.
ED opted not to include policies for processing group borrower defense claims—a reversal of the agency's position in 2016 that group discharges could "conserve the Department's administrative resources" (i.e., process claims more efficiently). In my public comment to ED, I reasoned that an Inspector General report provided strong evidence that a group discharge process might allow agency staff to process roughly five times as many claims each month. Although it may be appropriate to consider many claims on a case-by-case basis, it seems unnecessary for the agency to forgo the option to avail itself of a group discharge process, altogether. This decision is most surprising given the aforementioned backlog of over 200,000 borrower defense claims awaiting processing.
[i] According to OMB's accounting guidance for EO 13771, this amounts to a present value cost savings of approximately $67 million.


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During their time in Tihar, former Unitech officials had multiple legal run-ins.
by Amanda Perry August 27, 2021, 5:26 am 17 Views
Former Unitech bosses had several run-ins with law during their stay in Tihar.
They were captured in 2017 for tricking more than 500 homebuyers in 74 Unitech projects and were stopped in a cell inside prison number 7.
In May 2019, Tihar prison specialists, on the bearings of the Supreme Court, pulled out offices like phones, an air cooler and a PC.
Previous Unitech advertisers Sanjay Chandra and Ajay Chandra – – who were requested to be moved independently to Arthur Road prison and Taloja focal prison in Maharashtra – have had a dubious stretch inside Delhi's Tihar prison, the country's biggest jail.
They were captured in 2017 for tricking more than 500 homebuyers in 74 Unitech projects and were stopped in a cell inside prison number 7. During their time inside Tihar, there were somewhere around four cases where they utilized their leverage to dodge rules inside the jail.
The Supreme Court on Thursday requested the Chandra siblings to be promptly moved out from Delhi's Tihar Jail after the Directorate of Enforcement (ED) asserted that the blame in agreement with prison specialists was utilizing the prison areas to participate in criminal operations, share continues of wrongdoing and impact observers to crash the examination against them.
On August 16, ED kept in touch with the Delhi Police Commissioner looking to investigate the supposed conspiracy of Tihar prison specialists with the Chandra siblings.
Asking why the Commissioner of Police trusted that 10 days would make a move on a particularly difficult issue, the Court guided the Delhi Police boss to take up the examination to start immediately and present a report in about a month on the "complicity, all things considered (of Tihar Jail) who acted disregarding law" as itemized in the ED letter.
In May 2019, Tihar prison specialists, on the bearings of the Supreme Court, pulled out offices like phones, an air cooler and a PC. The two men had the opportunity to direct their business and recuperate cash to repay the financial backers.
On May 23, 2018, during an assessment, prison officials tracked down a smaller than usual cooler, imported chocolates, scent bottles and no less than six mobile phones in their prison cell.
As a result, no less than two prison jailers were suspended for assisting the two men with gaining admittance to the things that are not permitted to the detainees.
Likewise, on May 18, two jail jailers were suspended for permitting the Chandra siblings to meet their spouses inside an office in prison 1 and permitted them to acquire home-prepared supper.
The two jail corrections officers were suspended solely after a third jailer recorded a protest and educated the Tihar control room. Under jail rules, permitting their spouses inside the workplace and bringing food outside are banished under the principles.
After a month, on July 31, the then station house officer of the Hauz Khas police headquarters, auditor Neeraj Tyagi was captured by the Central Bureau of Investigation for accepting hush money from the two financial specialists to settle somewhere around 47 bodies of evidence recorded against Unitech at the Saket police headquarters.
In November 2018, when a city judge visited the jail premises for an unexpected investigation, he noticed that the Unitech advertisers were carrying on with "an extra rich life" and approached their unique image of mineral water that was not sold in the prison's container.
On Thursday, a mid-level jail official, who asked not to be named, said that Sanjay and Ajay Chandra should have intensely paid off jail watches who assisted them with running their supposed racket inside the jail cell.
"Basically, in true jail records, they have not been gotten for abusing any standard over the most recent one year. They are perfect according to the prison records, yet how could it be conceivable? It is evident that a few officials were helping them and covering their wrongdoings.
The request by the police will uncover the job of the prison watches. An autonomous request will uncover the debasement inside the prison," one jail official, who asked not to be named, said.
Siddhartha Dave, the insight for the Chandra siblings, didn't remark on the past cases.
Ajay ChandraSanjay ChandraSiddhartha DaveSupreme CourtUnitech Group
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(05.01.07) First impressions of the Drout J.R.R. Tolkien Encyclopedia
(31.12.06) Interview with Mark Hooker - author of A Tolkienian Mathomium
(06.12.06) Children of Hurin cover design revealed
(03.12.06) Tolkien Books published in December 2006 - The Company They Keep: C. S. Lewis and J. R. R. Tolkien as Writers in Community, ...
(06.11.06) Pre-order The Children of Hurin by Houghton Mifflin (Hardback and Deluxe edition) now at amazon.com
(05.11.06) Christmas Gift Ideas for Lord of the Rings and Tolkien lovers
(01.11.06) Tolkien Books published in November 2006 - the month of Christina Scull and Wayne G. Hammond
(24.10.06) THE CHILDREN OF HÚRIN [De Luxe edition]
(13.10.06) History of the Hobbit: An essential resource book for the forthcoming movie adaptation of The Hobbit
(11.10.06) THE J. R. R. TOLKIEN COMPANION AND GUIDE: Boxed Set - part III
(08.10.06) Tolkien Books published in October 2006 - the month of Michael D.C. Drout
(08.10.06) Middle-earth Impressions - A Middle-earth & JRR Tolkien inspired art exhibition by Henning Janssen
(03.10.06) Tolkien Books re-issued by Harper Collins in 2006
(28.09.06) J.R.R. Tolkien AudioBook Catalogue just added to iTunes
(27.09.06) Tolkien Collector profiles
(25.09.06) THE CHILDREN OF HÚRIN - More detailed info
(24.09.06) Writers Uncovered: J.R.R. Tolkien by Vic Parker
SHOW RECENT ARTICLES
First impressions of the Drout J.R.R. Tolkien Encyclopedia	(05.01.07)
The J.R.R. Tolkien Encyclopedia, edited by Michael Drout, is an 774-page book with alphabetically arranged entries on Tolkien's life and works. It is intended, says the publisher (Routledge - Tayler and Francis group), to "prove both an essential resource for teaching and an invaluable companion to independent study, reliable for fact checking, and a solid starting point for wider exploration."
Price: $199.00 (US)- £ 100 (UK)
Imprint: Routledge - Tayler and Francis group
The following article is largely adapted from a review by Carl F. Hostetter and David Bratman since their opinions say exactly what i feel about the book. (Don't forget to read their reviews!)
It is a very large book and actually looks like a encyclopedia. Leaving aside the price, which seems much too high (though it is unfortunately not out of line with academic publishers who aim their works primarily at libraries, not at readers), this is a book that nonetheless contains quite a lot of interesting entries.
Most of the important Tolkien scholars are represented here (except Wayne Hammond and Christina Scull), and those whom you have come to know and trust do not disappoint in their articles, which make for important reading. The most important contributors are Tom Shippey, Verlyn Flieger, Douglas Anderson, Marjorie Burns, among others. Coverage not only presents the most recent scholarship on J. R. R. Tolkien, but also introduces and explores the author and scholar's life and work within their historical and cultural contexts. Tolkien's fiction and his sources of influence are examined along with his artistic and academic achievements- including his translations of medieval texts- teaching posts, linguistic works, and the languages he created.
Unfortunately, there are some very strange articles, for example the one on "Missions from Anglo-Saxon England" that, while no doubt entirely accurate in its contents, makes even not one mention of Tolkien (or his works), and seems entirely unconnected with the titular purpose of this Encyclopedia. Some of the entries on characters and places in Tolkien's work read like entries for a Foster's Guide to Middle-earth rather than for a Tolkien encyclopedia, starting out describing their place in the sub-creation (i.e. as if they were real) and only later getting to their role as fictional creations. This would be less irritating if the entries written this way didn't also fail to say where the sub-creational information on them comes from. I know, and you know, but prospective readers of the encyclopedia don't.
The greatest flaws of this work are the unevenness of its contributions, and the large number of editing and typographical errors. Also there are some double entries and a lot of very important entries missing. It makes me wonder if anybody did edit this book at all. Needless to say, such flaws as remain in the published work do not redound to the glory of Routledge as an academic publisher.
You can read the story of the imperfections, which explains a lot why the book is not what it was actually meant to be, on Drout's blog. There we can also read that Taylor and Francis has only printed 800 copies of the Encyclopedia rather than the planned 2,500. So if you are a Tolkien book collector and have $175.00 and a real interest in Tolkien, you should check it out. Although there are some imperfections (to say the least) I think it is a very useful resource for people interested in Tolkien at all levels. But especially collectors will be interested to obtain a volume.
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New Drug Combo Could Repair the Brains of Alzheimer's Patients
Subconscious Games: Eliza Müller's Martian Language
Neuron Time
Neurons receive, process, and transmit all the impulses in our brains. Essentially, they're the building blocks of the human nervous system, and once they're damaged by Alzheimer's disease or some other brain injury, they're done for — they have no regenerative abilities.
In contrast, the glial cells that support and insulate neurons do have regenerative abilities, and now, researchers from Penn State think they've found an efficient way to actually transform glial cells into neurons — a discovery that could lead to a pill to repair brain damage.
Molecular Report
Based on a previous study, the Penn team knew it was possible to convert human glial cells into neurons using a sequence of nine tiny molecules. However, the large number of molecules and specific sequence made transitioning the research from the lab to something that could work in a clinical environment difficult.
In a study published in the journal Stem Cell Reports on Thursday, the Penn team describes how it found a way to streamline the process of creating neurons out of a type of glial cells called astrocytes with remarkable success.
"We identified the most efficient chemical formula among the hundreds of drug combinations that we tested," researcher Jiu-Chao Yin said in a press release. "By using four molecules that modulate four critical signaling pathways in human astrocytes, we can efficiently turn human astrocytes — as many as 70 percent — into functional neurons."
The Penn team acknowledged in the press release that it still has a long road ahead before its latest research will be able to help people with brain damage, but it's extremely optimistic about the future.
"The most significant advantage of the new approach is that a pill containing small molecules could be distributed widely in the world, even reaching rural areas without advanced hospital systems," research leader Gong Chen said.
"My ultimate dream is to develop a simple drug delivery system, like a pill, that can help stroke and Alzheimer's patients around the world to regenerate new neurons and restore their lost learning and memory capabilities," he continued. "Our years of effort in discovering this simplified drug formula take us one step closer to reaching our dream."
Related Topics:Alzheimer's diseaseglial cells
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Various sources often talk about civilizations that lived long before us. They all developed, prospered for a while, and then disappeared in an incomprehensible way.
What is the reason for their decline, we probably will not know. All we can do is admire the remains of stone buildings, over which time has almost no power.
While looking for an answer, we somehow accidentally stumbled upon an interesting saying about the life of Japanese samurai: "A samurai has no goal, but a path." In the end, the "path of the samurai" ended in what is known – death. The path of any civilization ended in the same way.
If you look at the issue through the prism of a samurai saying, then there is no point in looking for why and how civilization ended its existence. Probably, the process itself and its result are important here. But to whom is it important and what result does it expect?
Mysterious director
Apparently, behind the curtains of this "ancient theater" there is a mysterious "director" who periodically makes necessary adjustments to the history of civilization.
To figure out what's what, you need to look at current trends in science. Where does a person strive with such an irresistible desire to "play God." This attracts him and at the same time frightens him, but in no way turns him away from the intended path. Most likely, artificial intelligence (AI) is the purpose of our civilization's existence.
About 50 years ago it would have seemed nonsense, but to someone, perhaps even now. However, if you trace the last 100 years of the life of our civilization, you get the feeling that most of the discoveries were given to mankind at the same time. A powerful leap has taken place in a hundred years. Why did it happen?
At the beginning of the last century, scientists recognized the existence of fields that have memory and the ability to store and transmit information. It is very likely that such or a similar field can be around the Earth and, more interesting, possess intelligence. Isn't this the same "Director" hiding behind the screen of the "ancient theater"?
If this is so, then at a certain moment the "Director" gives the selected scientist "access" to certain knowledge (perhaps even in a dream, like Mendeleev), and another scientific breakthrough occurs in the world. Step by step, discovery after discovery, humanity is steadily moving towards the creation of AI. The trend is already well visible.
AI is probably the next "Babylon", which will combine all the knowledge, culture and accumulated experience of civilization. In the future, the neural network will enter into a connection with the general information field and leave humanity without knowledge, technology, and even a spoken language. This will be the next decline of civilization. And the "Director" will receive another array of new data (experience) in order to start creating a new civilization.
If someone believes that past civilizations ended in large-scale conflicts, then most likely this is already the consequences of "turning off" AI.
Co-founder of Skype talked about the threat of AI to humanity
One of the creators of the Skype internet call service, Jaan Ta
© still from the movie "Terminator 2: Judgment Day"
llinn, said that the development of artificial intelligence (AI) threatens humanity. According to him, humans face three key threats, but it is AI that should be feared most of all, the expert said.
Tallinn explained that at the moment, no one can predict what development AI will achieve in the next decades. In addition, the fact that scientists are creating artificial intelligence that can form a new AI without human intervention is also a cause for concern.
In addition, as the co-founder of the popular video calling service noted, the development of synthetic biology also causes concern. According to him, this direction in science allows the creation of artificial DNA sequences and biological systems that may not exist in nature.
Tallinn also drew attention to the fact that he fears we are entering an era of "unknown unknowns", things that people are not even able to imagine right now.
Copyright: © VW
The renowned German car manufacturer announced a new development. This time, engineers have created a unique robot capable of autonomously charging electric vehicles.
For more than a year, specialists have been developing this project, but only now the concern was ready to demonstrate the first working prototype. The robot is ready to charge electric vehicles and has shown the high efficiency of this process.
It is called the Mobile Charging Robot, and experts have already compared it to the R2-D2 droid from Star Wars, including squeaks and clangs. Indeed, there is a similarity. Before implementing this idea, the engineers decided that robots should be allowed to charge cars parked in large residential complexes.
This will save their owners from leaving in order to find a gas station. Another advantage is that large parking lots and garages do not have to contain several expensive charging points for electric cars. The car company said in a press release that the robot works exclusively autonomously.
It independently controls and interacts with the vehicle being charged. It opens the cover of the charging socket and independently connects the power plug, then disconnects it. The robot looks like a trailer, which is a mobile energy storage.
It is capable of charging multiple electric vehicles at the same time. Despite the fact that the manufacturer confidently praises its concept, experts saw inefficiency in the fact that first it is necessary to charge the robot's battery, which is then used to recharge electric cars.
Volkswagen Group Components CEO Thomas Schmall noted that creating an efficient charging infrastructure for the cars of the future is an important step in the company's development.
Its engineers focus on finding solutions to avoid costly do-it-yourself measures. The mobile robot is only part of the concept that will continue to be developed.
Business Insider, one of the world's leading news portals, made a three-minute video that depicted the Earth's timeline as a journey from Los Angeles to New York.
So, the beginning of the journey is 4.54 billion years ago, when the Earth was formed from the accumulation of gases and stardust. After some time, a significant event occurs – a giant space body crashes into the still not cooled Earth, as a result of which the breakaway part becomes its satellite – the Moon.
Further, the route runs through the mountains of Arizona, formed about 3.95 billion years ago. A few more kilometers to the east and we are at the 3.8 billion year mark. This is where the first evidence of life in the form of replicating molecules appears.
The next "stop" Kansas – 2.7 billion years ago. Cyanobacteria that produce oxygen appeared on Earth. It took the next 200 million years for the atmosphere of our planet to accumulate sufficient reserves of this most important gas.
Halfway through, we reach Pennsylvania. We are separated from it "only" by 660 million years. Life is developing rapidly: the Earth is covered with vegetation, amphibians are evolving. Unusual time travel is coming to an end – to the point "Now". By the time the dinosaurs become extinct, we finally reach the outskirts of New York.
And where is the most important thing – people? To find out, you need to carve out three minutes and watch the entire video.
Mysteries1 day ago
Ancient1 day ago
Metaphysics & Psychology1 day ago
Conspiracy Theories6 days ago


For the last 14 years, Chad Abernathy has been fortunate enough to be in his ideal job.
As the senior vice president and chief retail officer at First Clover Leaf Bank, headquartered in Edwardsville, Abernathy oversees all of the sales and operations for retail banking. At First Clover Leaf Bank this is defined as all of the consumer interfaces with the bank, including new accounts and consumer loans. He also provides oversight to the back office operations and information technology areas within the bank.
With a strategic focus on customer acquisition and growth, Abernathy said that First Clover Leaf Bank has implemented new services that provide customers with greater access to available resources. One such service is indirect automobile lending, which allows for automobile loans to be processed at the point of sale. For example, if customers are buying a new car, they can now complete their loan process with First Clover Leaf Bank directly at participating automobile dealerships.
Another service now being offered is a complete array of mobile payment systems. While most banks offer mobile bill pay, First Clover Leaf also offers mobile and online deposits to its customers now as well. It has also partnered with the Apple Pay network, allowing customers to pay at the register via their iPhone 6, Apple Watch, and iPad devices with just their fingerprint. Area retailers such as Schnucks, Dierbergs and Walgreens accept this secured method of payment.
Residing in Edwardsville, Abernathy enjoys spending time with his wife Jill and their three children. He also enjoys volunteering with the bank's Green Team, which does charity work to support and benefit local community and non-profit organizations.
Abernathy is also a member and past president of the Goshen Rotary Club. He also serves on the Edwardsville Community Foundation board and is a past board member of the Edwardsville YMCA. Abernathy received his undergraduate degree from Greenville College and graduated from the Graduate School of Banking in Madison, Wis.


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Please upload essays, bibliography, articles, review, summaries, presentations, research papers, thesis proposal, case studies, coursework, creative writing, and any other study resources. Situation of human rights in Honduras. Violence and citizen insecurity 25 1. Rights Defenders and Justice Operators a. Human Rights Defenders b.
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Justice Operators 28 28 36 3. Children and Adolescents a. Impunity 47 47 51 2. Indigenous Peoples and Afro-descendants a. Impunity 39 39 45 52 52 54 59 59 61 6. Migrants, asylum seekers and refugees 63 8. Journalists and Media Workers a. Impunity 74 74 83 7. State Strategies to Deal with the Violence 1.
Role of the National Police 3. The "Guardians of the Nation" "Escuela internacional sampedrana homosexual statistics" 68 68 72 93 93 95 B. Violence and access to justice C.
Access to justice and judicial independence 1. Council of the Judiciary b. Selection and Appointment Procedures c. The role of the Ombudsman C. Policies and programs for the protection of certain groups 1. Boys, girls and adolescents 2. Indigenous People and Afro-descendants 5. Women working in the maquilas B. Indigenous peoples and Afro-descendant persons 1. Pluralism and diversity in radio broadcasting 1. Regulation of the radio spectrum for broadcasting in the new digital dividend 2.
Acknowledgment of the community sector B. Legal action as it relates to the Escuela internacional sampedrana homosexual statistics of freedom of expression C.
The right to access public information D. Uncontrolled self-governance, violence, lack of classification of persons deprived of liberty, and reports of torture, and cruel, inhuman, and degrading treatment and punishment 3. Increasing use of the armed forces in prisons 6. The Comayagua National Penitentiary 4. High rate of detained defendants 5.
General Recommendations 1. Citizen Security 1. Administration of justice B. Indigenous peoples and Afro-descendants 3. Children 5. Migrants, asylum seekers, refugees, and forced displacement 8. Freedom of expression 6. This report addresses the human rights situation in Honduras and offers recommendations intended to assist the State in strengthening its efforts to protect and uphold human rights in the Escuela internacional sampedrana homosexual statistics. Violence and insecurity are serious problems facing Honduran society, with major repercussions on the effective enjoyment and currency of human rights in the country.
Inthe murder rate in Honduras was the highest in the world, with 79 homicides per hundred thousand inhabitants, according to figures published by the National Violence Observatory of the University of Honduras UNAH.
However, the homicide rate remains one of the highest in the region and the world, and it particularly affects youth. In addition, according to the information received, part of that "Escuela internacional sampedrana homosexual statistics" comes from the National Police, the Military Police, and the Army, through their illegitimate use of force, in some cases in complicity with organized crime.
It is of particular concern to the IACHR that these rates of violence and insecurity are exacerbated by the lack of public and other policies to address the inequality and social exclusion that affect large segments of the population. Such is the situation of groups that are vulnerable due to historical discrimination, examined in this report; they face persistent obstacles to the full enjoyment of their rights and a lack of access to justice.
During the visit in Decemberthe Commission observed the serious situation faced by human rights defenders, who are targeted in attacks by individuals who have been identified as the perpetrators of human rights violations or, alternatively, by sectors and groups whose interests run contrary to their causes. In addition it noted that as a result of the risk of death or injury they face, a large number of human rights defenders in Honduras are covered by protective measures granted by the Commission, Escuela internacional sampedrana homosexual statistics that those measures require effective implementation by the Honduran State.
During the visit, civil society organizations presented the Commission with information on what they describe as repression and political persecution against human rights defenders throughout the country and, most particularly, among defenders of indigenous communities working to protect land rights.
[4][5] His father married Esther...
The defenders of LGBT people also face a pattern of violence, which is heightened by stereotyped and discriminatory attitudes toward members of that group. The Commission also noted with concern that the situation of widespread violence in the country over recent years has led to a significant increase in the numbers of refugees and asylum seekers in other countries of the region, including unaccompanied children and adolescents and young people who are unaccompanied by or have been separated from their families.
The IACHR was also able to observe the grave situation of insecurity related to freedom of expression faced by journalists and other media workers, which makes them a particularly vulnerable segment of the population.
The high levels of violence that persist in the country have led to increased demands for justice which, in Escuela internacional sampedrana homosexual statistics they have not received an effective response from the State, have led to a situation of structural impunity.
During the visit, civil society organizations with which the Commission spoke claimed that the prevailing levels of impunity in Honduras were even higher. The State has therefore focused its efforts on legal and institutional reforms, whereby the armed forces have gradually become involved in tasks that do not necessarily correspond to their functions, in the area of regular citizen security, for example.
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In this context, a Military Police force was created as well as a group of judges and prosecutors with jurisdiction over the entire nation, with a mandate to accompany the Military Police to ensure that their duties are framed within the law. These judges and prosecutors do not have sufficient guarantees of independence and impartiality to analyze human rights violations perpetrated by the members of said Police.
In , the murder rate...
The Headquarters agreement was signed on May 4, The Executive Summary 13 The Commission also notes the Escuela internacional sampedrana homosexual statistics that has been made on the legislative front in recent years in the area of human rights, such as the adjustment of criminal legislation to international standards; the Law against Trafficking in Persons; the National Policy on Women and the II Plan on Gender Equality and Equity of Honduras; and the creation of the National Migration Institute and the Task Force on Migrant Children.
The IACHR also welcomes government initiatives to strengthen and improve the various entities that participate in the administration of justice. However, it takes note of some objections to certain aspects of the methodology. Nevertheless, the IACHR points out that important challenges to the effectiveness of the measures adopted remain in place.
Several of those challenges arise from the regulatory framework deployed by the State to regulate the selection and disciplinary processes applicable to justice operators.
Specifically, the Commission noted with concern the functioning of the Judicature Council: The IACHR also received information regarding the clean-up process in the judiciary and the administration of trustworthiness tests to several public officials—including justice operators—which reveals possible threats to the independence of judges and prosecutors. At the same time, during the visit the Commission noted the continued existence of high levels of inequality and social exclusion affecting large sectors of the population.
Specifically it observed the serious difficulties and challenges in their access to basic needs, employment opportunities, natural resources, including land, and means of subsistence. Women, indigenous peoples and Afro-descendants are some of the most vulnerable segments of the population as a result of discrimination and persistent economic and social exclusion, which in turn translates into violations of their human rights.
As regards people deprived of their liberty, the IACHR has examined some of what it considers to be the most serious problems within the Honduran prison system such as internal control of security and internal matters and the associated lack of effective control by the authorities; overcrowding and deplorable detention conditions; and the failure to classify detainees, including the failure to separate men from women at some detention Escuela internacional sampedrana homosexual statistics and to separate convicted persons from those awaiting or standing trial, as well as major problems in "Escuela internacional sampedrana homosexual statistics" area of juvenile justice.
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The Commission hopes that this report will assist the Honduran State in breaking the prevailing cycle of impunity Escuela internacional sampedrana homosexual statistics in adjusting the mechanisms it has created in recent years, in order to ensure the effective prevention and investigation of human rights violations and the prosecution and punishment of those responsible. This report addresses the human rights situation in Honduras and offers recommendations with the objective of assisting the State in the strengthening of its efforts to protect and guarantee human rights in the country.
Honduras was again included in Chapter IV of the Annual Report because the Commission considered that the information received on human rights in the country fell under Article 59, paragraph 6 dof the Rules of Procedure of the IACHR that came into effect on August 1st, That article refers to "the presence of other structural situations that seriously affect the enjoyment of fundamental rights enshrined in the American Declaration, the American Convention or other applicable human rights instruments.
In a letter dated September 19,the Commission acknowledged the invitation and indicated its inability to conduct the visit in that year.
In a communication dated August 19,and pursuant Escuela internacional sampedrana homosexual statistics discussions with the Honduran Government over the course ofthe Commission confirmed to Honduras that it would conduct an on-site visit to the country between December 1st and 5th, The visit was aimed at gathering relevant information on the human rights situation in the country, and assessing the actions taken by the State to address that situation.
The Commission held meetings with State authorities from the three branches of government, civil society organizations, and others who came forward to present information concerning the human rights situation in Honduras. This report is based on information that the Commission has collected and analyzed regarding the human rights situation in Honduras. To this end, the IACHR has relied on information received before, during, and after the on-site visit, its official investigations, inputs from the various mechanisms through which the IACHR has monitored the situation in the country, news reports, and decisions and recommendations of specialized "Escuela internacional sampedrana homosexual statistics" organizations, among other sources.
On November 25,the IACHR sent to the Honduran State a copy of the preliminary draft of this report, and requested that it send its observations to it within a period of three weeks. On December 14,the State submitted its observations. The Commission thanks President Juan Orlando Hernandez and his Government for the invitation to conduct the visit, as well as for all the logistical support and other assistance that was provided to ensure the successful completion of the visit, particularly by the Secretariat of Human Rights.
The Commission is also grateful for the hospitality with which the Government and the people of Honduras received its delegation. The IACHR highlights the willingness, support and cooperation manifested both in the planning and execution of the visit. The IACHR thanks all the people with whom it met during Escuela internacional sampedrana homosexual statistics visit, civil society, victims and relatives and values the information gathered and the testimonies received.
This report is divided into eight chapters. The first is this introduction.
Escuela internacional sampedrana homosexual statistics The second concerns the public security situation in Honduras, the particular effect it has on certain groups. The fourth chapter reviews the national institutions responsible for the protection of certain groups against violence, as well as existing protection mechanisms. The fifth chapter describes the situation of inequality and exclusion that particularly affects women, indigenous peoples and Afrodescendants.
The sixth chapter deals with the situation of freedom of expression in Honduras. The seventh chapter describes the situation of persons deprived of liberty and the eighth chapter includes the conclusions and recommendations of the report.
Violence and citizen insecurity Violence and insecurity are serious problems that face Honduran society, with major implications for the enjoyment and effective exercise of human rights in the country. Inthe homicide rate in Honduras was the highest in the world, with a rate of 79 perinhabitants, according to figures released by the Observatory of Violence at UNAH.
These statistics are based on cases of individual repression presented in this report. . International Gay and Lesbian Human Rights Commission (IGLHRC) Comunidad Gay Sampedrana.
gays, bisexuals, trans and intersex-LGBTI3)....
Escuela Nacional Sindical de Colombia ( ENS). Reports from the U.S. State Department & International Agencies. "The National Police reported 30 violent deaths of LGBT individuals during the year.
approximately 80 percent of crimes committed in Honduras are never reported Mareros exigen a pobladores de colonia sampedrana desalojar sus.
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[4][5] His father married Esther Oliva from El Salvador. The Jewish population of Latin America has risen to more than– more than half . high school at Bilingual School: Escuela Internacional Sampedrana in San Pedro Sula, he is .
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The following is an alphabetical list of topics related to the Republic of Honduras. From Wikipedia, the free encyclopedia. Latin America portal North America portal. Geologically , the boundary between the two continents is defined by the boundary between the Caribbean Plate and the South American Plate.
This places the boundary roughly along the Panama-Colombia border. Other definitions place the boundary at the lowest natural crossing of the Isthmus of Panama near the Panama Canal , or along the canal itself.
Another definition places the boundary at the lowest crossing of Central America near Lake Nicaragua. Honduras at Wikipedia's sister projects. List of North America-related topics. Retrieved from " https:
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'ALL FOR ONE' AN EVENT BY REEM GALLERY
(Saju Nair - Dubai) The art community in The United Arab Emirates has witnessed numerous art exhibitions till date in the year 2020 which shows the rising significance and acceptance of the art industry. This year, being one of the most awaited years for UAE as Dubai is continually prepping to stage the World's biggest event, 'Expo 2020', has spread a lot of enthusiasm and positive energy to the residents of this great nation and as a result their expectations are soaring sky high.
Artworks displayed @ 'All for One'
It is indeed a fact that any event or celebration in the UAE is always well received by the art fraternity as they engage in conducting various art related events during this period which provides enormous opportunities for artists to showcase their talents and the art fraternity to admire these astounding creations.
Moment of the event
Saturday, 7th March 2020 witnessed a magical evening when 16 artists displayed their 36 stylishly portrayed artworks that adorned the walls of The Cartoon Art gallery. The success of this exhibition titled 'All for One' is the culmination of the tireless efforts put in by Ms. Rafah AbdulRazzak who is the founder of Reem Gallery and the curator of this show. The show titled 'All for One' which expresses the importance of love and kindness has played a phenomenal role in highlighting the growing importance of gender equality and respect towards humanity.
Mr. Yasser AlGergawi - The Director of Programs and Partnership - Ministry of Tolerance and Chairman of National Theatre Dubai inaugurated 'All for One' in the presence of renowned entrepreneur and art enthusiast Mr. Abdulla Al Mubarakand other invited guests, visitors and artists. "It was extremely classy and well curated. Each artist got a piece of sunshine and glory," these words enunciated by the chief guest has justified the importance of the attention given to each and every artist and their creations by the curator.
It is quite entrancing to experience the events curated by Ms. Rafah as she always ensures the presence of students along with professional and emerging artists simultaneously giving equal importance to all participants. This has enabled the younger generation to become inspired by presenting themselves to a larger community and by joining hands with renowned artists. This generous approach is very inspiring and has been applauded by the art fraternity as Reem Gallery takes the lead role in the making of artists and her commendable contribution to the growth of the art fraternity in the region is highly appreciated. On behalf of IlTelevisionario2, we congratulate the amazing efforts, which indeed provides not just a space for younger ones to display their artworks but also inculcates in them a sense of self-confidence to enhance their passion. When asked about her views on the exhibition 'All for One', Ms. Rafah says "Usually art is used to express an individual's vision, however, under 'All for One' exhibition we have united all of its artists to give a collective narrative of art. As a family in Reem Gallery, it is pleasing to understand that we are growing at a faster pace, which would not be possible without the support and trust of artists and the art industry in us. I use this platform to express my sincere gratitude to all those who have supported us throughout our journey. My aim is to bring the art community together and provide artists a platform for them to express themselves freely and learn new skills." The success of 'All for One' has really justified her efforts and is being accepted and appreciated by the art community.
The artists who have graced the venue with their splendid creations are Amal Fayiz, Cindy Michel, Georgina Molet, Hayat Jneid, Jihan Jundi, Ekaterina Karimova, Leila Etemadi, Linda Nemeh, Mira Sadek, Rafah Abdulrazzak, Reem Rayan, Rita Samuel, Roberta Maraschio, Sara Takriti, Smriti Sinha and Yara Abudawood.
Sara Takriti with guests and parents
As a visitor to this exhibition, it was indeed an honor for me to interact with the youngest participant of this exhibition - Ms. Sara Takriti who is just 10 years old. She presented two of her beautiful creations brought to life with vibrant colors which has undoubtedly drawn the attention of the visitors. Her works were stunning but what added that cherry on top was the confidence possessed by young Sara while she was explaining the story behind her ambitious creations. It was even more pleasing to witness the true happiness felt by the little star's parents and I am sure with such support, Sara will be able to scale new heights in her artistic career - all our best wishes from ilTelevisionario2.
The art exhibition 'All for one' is scheduled to occupy The Cartoon Art Gallery until 11 March 2020 giving an opportunity for art lovers to experience and admire the brilliant creations of amazing artists.
We are thankful to Ms. Rafah AbdulRazzak for the special invitation extended to IlTelevisionario2 and we congratulate and tender all our best wishes to Reem Gallery and associated artists.
Please follow us to get updated on the art events from The United Arab Emirates.
IlTelevisionario2 - 'An endless discovery of Talents'


Finishing your basement is an exciting process, and it's something most homeowners typically only update once in a home. Make sure you do it right and include everything you need as you make your plans. Here are four absolute necessities to include in your features when finishing your basement.
The obvious use for a basement is always a guest room and bathroom, but don't take these things for granted. You never know when you'll need the extra space and having an additional bedroom and bathroom always increases your home's value. Consider adding a guest bedroom and bathroom to your basement plan, and try to construct it to code so it can be considered a 'legal' bedroom and bathroom for resale purposes.
Depending on the size of your basement, you may want to think about including a kitchen or kitchenette. Having a separate kitchen makes get-togethers and parties more convenient and kitchens are also great for any guests who might be staying with you in the long-term. Having access to a kitchen makes guests feel more at home and independent. Consider including a dishwasher if you anticipate using your basement kitchen regularly.
Basements make great media rooms since natural light can be hard to come by down here. Take advantage of your dark basement and put it to good use by creating a media room. Be sure to make the room bigger than you think you'll need. There's nothing worse than pouring thousands of dollars into a room, only to find out it's too small for your movie parties. Make it large enough to accommodate those Super Bowl parties, family get-togethers, as well as your kids' sleepovers. Remember to include a space to hold all of your movie and projector equipment. Hire a professional electrical company to help you plan, if necessary. They can Compare Electricity Rates for you and will be able to include enough outlets and other extras to make this space worth the effort.
Basements seem to be the catch-all area for every family's junk. Everything from camping equipment, to hockey gear, to old treadmills, somehow ends up being stored in the basement. But you're not spending thousands of dollars finishing your basement so you can stare at your ugly stand-alone freezer as soon as you come down the stairs. Plan a storage space large enough to accommodate all of your family's junk, as well as things that you consider eyesores and want hidden from view.
Your finished basement is going to add a lot of additional living space for you and your family to enjoy for years to come. Think your plan through, and with a little time and effort, your space will be everything you hoped it would be.


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