text:
"The Cabinet of Dr. Caligari, "the cult film par excellence," which ran continuously at the same Paris movie house from 1920 through 1927."--Midnight Movies (1983), page 23
"Above all else, the surrealists insisted that the relationship between film and spectator was primarily libidinal. That Paul Éluard discovered Peter Ibbetson (a 1935 Hollywood film that Breton considered comparable only to Luis Buñuel's L'Âge d'or in its depiction of L'Amour fou) by impulsively trailing an attractive woman into a movie theater was seen as ultimate proof." --Midnight Movies (1983), page 36
"If the origins of art are to be found in religion, the movies are surely the universal secular faith of the twentieth century." --Midnight Movies (1983), page 15
"Every feast, even when it has purely lay origins, has certain characteristics of the religious ceremony, for in every case its effect is to bring men together, to put the masses into movement and thus to excite a state of evanescence, and sometimes even delirium, which is not without a certain kinship with the religious state. A man is carried outside himself and diverted from his ordinary occupations and preoccupations. Thus the same manifestations are to be observed in each case: cries, songs, music, violent movements, dances, the search for stimulants which raise the vital level, etc. It has frequently been remarked that popular feasts lead to excesses, and cause men to lose sight of the distinction separating the licit from the illicit ..." The Elementary Forms of the Religious Life (1912), Émile Durkheim
Midnight Movies (1983) is a film history book by American film critics J. Hoberman and Jonathan Rosenbaum. The collection of essays documents the midnight movie phenomenon (films unfit for mainstream consumption so they are shown at midnight). It also documents the earliest cases of film cults in Paris and the United States.
The book includes chapters on the early careers of David Lynch, Alejandro Jodorowsky, John Waters and George Romero and references Émile Durkheim and Parker Tyler in the second chapter Cults, Fetishes and Freaks: Sex and Salvation at the Movies.
Author's note -- Acknowledgments -- 1: Birth of Rocky Horror -- 2: Cults, fetishes, and freaks: sex and salvation at the movies -- 3: Underground -- 4: El Topo: through the wasteland of the counterculture -- 5: George Romero and the return of the repressed -- 6: John Waters presents "The Filthiest People Alive" -- 7: Rocky Horror madness -- 8: Eraserhead -- 9: Rock, drugs, drag, camp, punk, gore, and agit-prop -- 10: Rethinking midnight movies: a dialogue -- Afterword -- Bibliography -- Index.
Hoberman, J., and Jonathan Rosenbaum (1983). Midnight Movies (New York: Da Capo Press). ISBN 0-306-80433-6
Unless indicated otherwise, the text in this article is either based on Wikipedia article "Midnight Movies" or another language Wikipedia page thereof used under the terms of the GNU Free Documentation License; or on original research by Jahsonic and friends. See Art and Popular Culture's copyright notice.
Retrieved from "http://artandpopularculture.com/Midnight_Movies"


EtherLink 232 is an ideal solution for remotely controlling RS232 devices over Ethernet via your LAN / WAN network or even the Internet.
The MTX-A88 is an 8 channel audio matrix. Controlled via dedicated panels, RS232, Ethernet or Podnet.
The Synergy E2083 is an Ethernet enabled version of the Synergy 2080.
Ideal for control of projectors, plasma and LCD's displays via Ethernet, RS232, or IR.
The Etherpower 80 has eight mains rated relays that can be controlled individually via Ethernet, RS232 or physically switches via local inputs allowing easy incorporation into new and existing systems. .


Rewarding a person not only shows support but also acts as an encouragement to the person being awarded for their hard work and determination. Thus, having to reward students who engage in groundbreaking research discoveries is yet another program that alumni t ake to encourage the learner to pursue higher academic excellence, in areas of science and computer engineering. Moreover, the students may be funded by the alumni, to make their discoveries a reality, applicable to the real world. Such kinds of award ceremonies may be held on a periodic basis so that the students can look forward to them and also make plans in consideration to such events. The awards ceremonies may act as avenues in which companies recruit their employees since higher learning institutions act as a large pool of source manpower. Such collaboration with recruitment firms that an institution makes helps its students in having a better chance of being recruited compared to other students from other institutions.
The research papers written by students should be well kept and published as they are a rich source of information. This also makes the students feel appreciated that their research papers were published by the University. The publishing of such papers may be very helpful.
Art and culture also play an important role in the society and as such should be encouraged to ensure a good standing of the Society and its members in developing high ethical standards. Hence, the alumni act as role models in helping learners being all rounded in the institution and also to the community. Since the community is the environment in which the learners would be interacting with as they conduct their business here, and in the long term while developing the family institution.


1 3/4 story old style building. Built circa 1890 with later additions. Built about 1891?. It is one unit with Vinyl exterior and Asphalt gable roof, having 7 rooms, 3 bedrooms, 1 bath, a barn 20x30 ft. It has a small front porch.
This property at 6 Chester St. was formerly numbered #12 in the 1940's. The Town did a renumbering plan in 1958 to accommodate future home lots. In the 1959 Street Directories reflect the new house numbers.
This property was owned by John W. Morrison of Boston. John W. had purchased four parcels of land from Nellie E. Morrison along Clark Rd., (then called Lowell St.) and Chester Street which he helped develop. Morrison created individual house lots and sold then sold them to builders and residents.
Morrison sold this property with the dwelling house to Mary J. Sherry, wife of Richard J. Sherry on Feb. 28, 1895. Mary and Richard paid $1300. Richard was born in March 1859 in MA. Mary was born in February 1862 also in MA, and both of Irish parents. Richard is listed as a Dealer in Provisions in the 1900 Census. Mary & Richard had four children of which three survived; Mary F. b. July 1889, Francis b. Apr. 1890 and Charles b. June 1893. They also had three male boarders living with them, all working in the wool mills.
Mary J. Sherry purchased an adjoining lot of 11,405 sq. ft. on June 10, 1914. Mary J. Sherry died on May 11, 1925 and husband Richard J. Sherry was heir of her estate. Richard J. Sherry died on Feb. 4, 1931. Son Charles William and his wife Marie Sherry would then occupy the home. Charles W. died on October 24, 1935. Marie Sherry was heir to his estate. Marie is listed in 1943 as a widow and mill worker.
Wendall R. & Elise Eloise Hopkins purchased the home on Sept. 3, 1953. Wendall Hopkins b. 1926, was an Insurance Claims agent. Elise b. 1921 a housewife. Hopkins owned for 12 years then selling to Richard A. & Yamile H. Wood on July 30, 1965.


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Engenberg (westallgäuerisch: Engəberg doba) ist ein Gemeindeteil der Marktgemeinde Heimenkirch im bayerisch-schwäbischen Landkreis Lindau (Bodensee).

Geografie
Das Dorf liegt circa ein Kilometer südöstlich des Hauptorts Heimenkirch und zählt zur Region Westallgäu. Nördlich der Siedlung verlaufen die Bahnstrecke Buchloe–Lindau sowie die Bundesstraße 32. Südlich verläuft die Gemeindegrenze zu Nadenberg in der Stadt Lindenberg im Allgäu.

Ortsname
Der Ortsname stammt vom Personen(kurz)namen Enge oder Ëmmo und bedeutet somit (Siedlung an) der Anhöhe des Enge/Ëmmo.

Geschichte
Engenberg wurde erstmals urkundlich im Jahr 1392 mit einem Gut zu Emmoberg erwähnt. 1746 fand die Vereinödung des Orts mit fünf Teilnehmern statt. Die Ortschaft gehörte einst zum Gericht Simmerberg in der Herrschaft Bregenz. 1722 wurde die Troparskapelle bzw. Rupertskapelle errichtet. 1886 wurde die baufällige Holzkapelle durch einen gemauerten Bau ersetzt.

Weblinks

Einzelnachweise

Geographie (Heimenkirch)
Ort im Landkreis Lindau (Bodensee)
Dorf

redpajama_set_name: RedPajamaWikipedia


Thursday this week was picture day. On picture day everyone dressed nicely so our pictures would be beautiful. We In the morning we worked on finishing our posters for our exhibition. After that we went to science. Everyone was afraid of going to science in their nice clothes but it turned out fine.
I bet they look great!


I would like to know what the area is like on either side of the tunnels both France and Spain and are there charges for these tunnels and how much.
in those days we were in to mountains so i only remember there names but on this journeyy we did encounter many lakes and valleys all the journey was through realy stunning places .
Thanks t & S, the thank you button is not working again.
I have no intention of going to Andora as I will be further north. No idea yet where so keep the suggestions coming Guys & Gals.
I know the Basque are pretty well so (the Spanish side)that is a possibility but would prefer to go where I have not been before.
I have just been reading about it (or trying to read French):D and looked at the pictures, it reminds me of Tunnel de Frejus in the Alpes region of France, just south of Mont Blanc Tunnel.
By the way, your photo link wont work but managed to get the pics.


Sometimes the gears in lens of the Casio Exilim EX-Z70 get clogged with sand, dirt, or debris and no longer function. Without these gears the lens can not retract or extend from the camera and will appear stuck. This guide will help you access the lens gears for cleaning.
手順16 Lens Gear Cleaning "Lens Error"
Now that the lens is fully exposed, remove the two phillips screws (4.34 mm) on front of the lens.
Using a pair of tweezers, carefully remove the four gears. They will already be loose on their axles.
Since the gears will have to be put back into their casing when replacing the lens, it may be helpful to write down where each gear goes. The pictures for this step can also be used as a reference.
Clean the gear box and the gears with water and a cloth or paper towel. A pin can be useful to dislodge any grit or dirt stuck in between the teeth of the gears.
I have used the guide on a similar model, the Casio Exilim Z77 (if i am not wrong), in a context where sand and dust were disturbing the mouvments of the lens.
Most of the steps have been simulars. I additionally open the lens were most of the sand had entered.
I will re-open this evening to see if any module appear disconneced from the other.
Do you have suggestion how to proceed ?
I have only simple iFixit tools, but no voltage or current measurment (yet).


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IntroductionCorinne Griffith
Biography1894–1932: Early life and Vitagraph films1923–1932: First National contract1933–1964: Post-film career1965–1979: Claims about identity and final years
Screen and public image
American actress, film producer, author (1894–1979) / From Wikipedia, the free encyclopedia
Dear Wikiwand AI, let's keep it short, summarize this topic like I'm... Ten years old or a College student
Corinne Griffith (née Griffin; November 21, 1894 – July 13, 1979) was an American film actress, producer, author and businesswoman. Dubbed "The Orchid Lady of the Screen,"[1] she was widely regarded as one of the most beautiful actresses of the silent film era. In addition to her beauty, Griffith achieved critical recognition for her performance in Frank Lloyd's The Divine Lady (1929), which earned her a nomination for the Academy Award for Best Actress.
American actress, film producer, author (1894–1979)
Quick facts: Corinne Griffith, Born, Died, Alma mater... ▼
Corinne Griffin
(1894-11-21)November 21, 1894
Waco, Texas, U.S.
July 13, 1979(1979-07-13) (aged 84)
Santa Monica, California, U.S.
1916–1932; 1962
Webster Campbell
(m. 1920; div. 1923)
Walter Morosco
George Preston Marshall
Danny Scholl
2, adopted
Close ▲
Originally from Texas, Griffith pursued a film career after winning a beauty contest in Southern California. In 1916, she signed a contract with Vitagraph Studios, appearing in numerous films for the studio through the remainder of the decade. In 1920, she began making films for First National Pictures and became one of the studio's bigger stars. In the mid-1920s, she began executive-producing features and served as a producer on 1925's Déclassée and Classified, in both of which she starred.
In the latter part of the 1920s, Griffith's film career slowed, though she had lead performances in Outcast (1928) and the drama The Garden of Eden (also 1928). The following year, she was nominated for the Academy Award for Best Actress for her performance in The Divine Lady. She starred in Lilies of the Field, a remake of the 1924 film in which she had also starred. Her following film, Back Pay (1930), was promoted as Griffith's final screen appearance before her retirement. She did, however, appear as the lead in Lily Christine, her first sound film, two years later.
After 1932, Griffith retired from acting and became a successful author and businesswoman, writing numerous fiction and non-fiction books, as well as venturing into real estate, in which she had begun investing in the 1920s. She married her third husband, Washington Redskins owner George Preston Marshall, in 1936, and remained married to him until 1958. She made her final film appearance with a minor role in Paradise Alley (1962), which marked her first screen appearance in 28 years. A biographical film about Griffith was released in 1963 titled Papa's Delicate Condition, based on her 1952 memoir and focusing on the relationship between her and her father. After suffering a stroke in July 1979, Griffith was hospitalized in Santa Monica, California, where she died shortly after of a heart attack. She left behind a reported estate of $150 million, making her one of the wealthier women in the world at that time.[2]
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Nowadays, family unit has a revolution from big family to small family. It consists of a father, mother and child. The law becomes a role to set the foundation of family relationship for matching with the progress of society , the right and duty between father and mother to match as well.
Law is forced that a person who has a Thai nationality needed to have the first name and last name so that the legal child has the right first name and last name of father without permission from father. However, the child who was born when his father and mother did not get married. The child only has the right to use the first name and last name of mother only. At the same time , for the right to hold nationality , the child who was born from Thai father and mother can get Thai nationality. Father follows the blood even though he did not registerthe marriage certificate with mother. Nevertheless, the child will get many authorized rights as being mentioned above. Moreover, the law forbidsto use some authorized right because it is the conflict with Thai morals or tradition, for example, the child cannot sue parents as the civil and criminal case because they are benefactors. Suing parents is the Autalum case, but this prohibition does not use with every case. It restricts only the child suing parents in private. It can consider as parents dispute with the child.
Besides the right or prohibition above, law specifies the duty between child and father. They have to take care of each other. We can see that when child is minor , the father and mother take care of child about eating and education. When thefather and mother get older , child has to take care of them. If child does not take care of them, the law specifies the criminal law. Father and mother have the right to request for supporting money from child. And on the other hand , if father and mother did not take care of child according to the law even if child cannot sue to get supporting money from father and mother by himself or herself because it is the Atalum case. However, child can beg a prosecutor to be his prosecutor to sue getting the supporting money. Right and duty between father and mother between father, mother and child do not limit only this. Next article we will talk about using the parental power of father and mother to child.
The parental power is power which takes care of child grown up. Anyone is not father and mother having no right to use this power because father and mother have responsibility to use this power for family.
Traditionally a child who is minor needs to be in the administration of father and mother ,except sometimes the power of governing will be with father and mother. If it follows law specified ,for example, when father and mother died ,the parental power would be with father or mother or both father and mother. A person who uses the power to govern will make a lot of rights. The one that controls and takes care of child for benefit which child should get when he or she grows up in the future, for examples specified address of child reproves and teaches to let child do the job. At the same time , the father and mother use the parental power law specifies to a person who uses the parental power being the rightful representative to do anything instead of the child. This includes paying debt and performing a legal act instead of the child. Even if the child does not consent, but that action needs to specify clearly that he or she does instead of the child and does not do in private.
Besides the right of specified address or teaching the , child uses the power to govern. The father and mother still have right to manage property of child. They need to be careful like the reasonable man doing. Some important property ismanaged , and that affects the right of child a lot. Law is specified that father and mother ask for permission from the court before doing thejuristic act. However, although law gives right to father and mother using custody of children I, using power of father and mother is inappropriate. It will make damage to the benefit of child. Court may have order to withdraw the custody of children some parts or all. When the court has ordered to withdraw the custody of children , it does notaffect to duty to support of father and mother. They still have to take care of minor and educate him or her.


These beautiful flowers were one of the table centre-pieces from my step-daughters wedding which was yesterday. A lovely day with family and friends.
We're redecorating my daughter's room and now we have another hole to fill in the walls, thanks to a falling bookshelf. Oh dear!
Just before Christmas, Selvedge magazine held a holiday giveaway and I won one of the prizes, a box full of goodies from Paperphine.
And when the parcel arrived it was so exciting unwrapping everything.
And a necklace made of fine paper yarn. There is a ring as well but I haven't got a photo of it yet.
More paper twine on vintage wooden bobbins, once used in silk weaving mills.
And yet more. The white yarn is "Fine Paper Yarn"with a diameter of only a fraction of an inch (0.01 in / 0,4mm).
Twisted paper twine on a wooden spindle from an old Austrian weaving mill.
What a great gift to finish the year with.


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Dominican Charism
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RSS feeds require a dedicated "reader" to subscribe and read them. There are many applications and apps out there and this will be device- or browser-specific. Here are some several links to both web-based and browser-based (add-ons) feed readers.
Subscription URL
https://www.stcatherinesacademy.org/news-events/news/feed/rss
Choose your application from the list below for lists of popular RSS-compatible software. For these readers, you will need to copy the above URL and add it into your RSS reader of choice.
Web-Based Readers
Browser Add-Ons/Extensions
InoReader (opens in a new window) is popular RSS reader. It is clean, simple and powerful, and displays articles is several formats. Like many modern web-apps, InoReader offers a full suite of social "sharing" options. It also integrates with many other web-apps, e.g., Pocket, Evernote, and Readability. InoReader provides Android and iOS apps, plus a mobile site (opens in a new window) for other small format devices. There are also InoReader extensions for major browsers.
Feedly (opens in a new window) is similar to InoReader. It also displays the latest updates sites like Facebook and Twitter.
Blogtrotter (opens in a new window) is a unique service that accesses web feeds you subscribe to and relays them to your email inbox. It converts the content to a compact, easy-to-read format.
Netvibes (opens in a new window) offers a wide range of "widgets" and apps to access web feeds, tweets and other kinds of dynamic content. For example, there's an app that delivers all the latest news from Google, split up into 8 tabs for World, U.S., Business, Sci/Tech, Sports, Entertainment, Health and Most Popular.
Add-ons/Extensions for browsers and web-apps for smartphones and tablets combine many of the advantages of desktop readers and web-based readers like Google Reader. They have a small footprint and can be "instantly" installed/uninstalled as well. Like web-based readers, an add-on reader creates an efficient browser-centric workspace, with good workflow for feed-based tasks.
Mozilla has many popular feed-reader add-ons for Firefox. You can add them to Firefox from the extensions pages. Brief (opens in a new window) is a Firefox extension and is powerful and simple at the same time. Brief is an excellent, capable replacement for Google Reader. Both of these Firefox extensions integrate directly with Live Bookmarks. There are also many other feed reader extensions for Firefox (opens in a new window).
NewsBlur (opens in a new window) is an RSS reader that you can "train" (like/dislike) to show you just the kind of posts you want to see from each feed. The free version of NewsBlur is limited to 64 feeds, but that is enough for many users. Free iPad/iPhone apps, Android apps, Windows Phone 8 apps, browser add-ons, and more are offered.
RSS Subscription Extension (opens in a new window) adds RSS feed discovery and subscription options to Chrome. The extension comes with 4 feed readers predefined (Google Reader, iGoogle, Bloglines and My Yahoo). Other Chrome RSS reader extensions can be found in their extensions marketplace.
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Chapter 12: Roles and Relationships My Nursing Test Banks - Test Bank Go!-all FREE!!
A role is a socially accepted behavior standard; roles are not always positive or unchangeable.
The society in which the role is assumed delegates the value or status of that role. In some societies, advanced age is valued and given high status; in others, advanced age is not given status and the role is negative.
share a common cultural history.
are diverse in role expectation.
may choose or change role performance.
A homogeneous society is one that is simple and uncomplicated, in which all members share the same culture and role expectations.
The assumption of multiple roles results in conflicts because the individual roles require time and behavioral modes that may conflict with each other. For example, the behaviors that a self-directed businessman may find useful in running a successful business may conflict with being the obedient son or caring husband.
has other roles and relationships.
Other significant roles can take the place of the role of an employed worker. The fewer roles one has, the greater the impact of retirement. Finances, health, and family are important, but not as significant to the self-image as having other satisfying roles.
unchanged role as an educator.
The loss of the active teaching position is a threat to the self-image. The retention of his academic title and membership in his professional organization is a way of coping with his retirement status.
65-year-old grandmother who cares for her grandchildren while the mother works.
70-year-old retired business owner who comes to help his son run the business.
75-year-old retired physician who volunteers at a medical screening clinic.
80-year-old retired school administrator who takes educational foreign cruises several times a year.
The father who comes to work to advise his son is the most at risk for role conflict problems, because he has not completely given up his role as owner. This will conflict with his role as a father.
positive, because it represents a new beginning.
positive, because it allows him more time to resolve his grief.
risky, because he is giving up significant supports to his self-image and grief resolution process.
negative, because he has not thought his plan through.
The decision is risky because loss of home, employment, and circle of friends as support puts his self-image at risk; so many useful roles are going to be given up. The nurse is not in a position to evaluate how well he has thought out his plan. More time to resolve grief and the launching of a new beginning without support may not be beneficial.
that the roles that gave life meaning are gone.
old age as freedom to design new roles and relationships.
that roles must be maintained, regardless of their lack of significance.
that roles can be altered to meet and diminish damage to the self-image.
The concept of the roleless role defines persons who view roles that were meaningful to them, such as spouse, parent, friend, or active worker, are gone.
renewed interest in social activities.
denial of the loss of her husband.
Depressive behavior is a cardinal indicator of the searching and yearning phase of grief.
The stage of disorientation is characterized by resistance to seeking help and irritability.
12. The nurse is concerned about the 80-year-old man who is exhibiting behaviors characteristic of dysfunctional grieving, such as verbalizing _____ after the death of his wife.
Sense of depression and despair after 1 year of bereavement may indicate dysfunctional grief.
distracting her with social conversation.
encouraging her to verbalize her grief.
pointing out behaviors that are not helpful to grief resolution.
focusing on her loneliness and loss.
Verbalization, acknowledgment, and confrontation of grief initiate problem solving for grief resolution. Encouraging the widow to focus on the negative aspects of loss and loneliness reinforce negative ideation. Pointing out behaviors that are not helpful and distraction with social conversation are not directed at grief resolution.
avoid discussing sources of grief.
believe that intervention is usually not helpful.
have their own unresolved grief.
believe that grief is personal and should be dealt with independently.
The natural desire to avoid grieving persons and reluctance to intervene cause nurses problems with helping grieving patients.
making a telephone available for family contact.
posting a list of activities on the bulletin board.
telling the patient about social rooms in the facility.
accompanying the patient to a craft activity.
The proactive intervention combines the best of all interventions: one-on-one contact, showing interest, and providing support to the patient.
The family process has been interrupted due to a change in the patients health. There has been a change in the roles and relationship with the son. The patient is now dependent on the son.
17. Which stage of grief usually resolves after approximately 2 weeks?
The stage of grieving known as shock and numbness usually resolves within the first 2 weeks.
18. Which stage of grief usually resolves after approximately 2 weeks to 4 months?
The stage of grieving known as searching and yearning usually resolves between 2 weeks and 4 months.
19. Which stage of grief usually resolves after approximately 4 to 7 months?
The stage of grieving known as disorientation usually resolves after 4 to 7 months.
20. Which stage of grief may last up to 2 years?
The stage of grieving known as reorganization may last up to 18 to 24 months.
Homogeneous is a term used to describe the members roles and their culture experience. Characteristics of a relationship include being short or long term, personal, impersonal, intimate, or superficial and are affected by role changes.
A support system is not a role-appropriate expectation. The other options are expected standards for a set role.
An individuals culture does not have an influence on social isolation. Social isolation is related to the separation from family and friends, change in health, self-image, and financial limitations.
The loss of independence, not dependence, is capable of stimulating a grief response that must be resolved in order to regain emotional equilibrium.
Friends, family, support groups, and therapy are all viable resources for grief resolution.
Asking questions related to profession and work history may reveal the patients role and perceived self-image. Questions aimed at their work relationships, feelings about retirement, and concerns over loss of a job will aid in assessing for dysfunctional grief. Patients may completely avoid their support systems, lose interest in activities, and be unable to concentrate.
1. The nurse uses a diagram to depict __________, which is a term for interaction between different roles.
2. A society that has numerous subcultures with different or conflicting expectations is said to be a(n) __________ society.


As mentioned in our previous article about that incredible E34 barn find including a gaggle of minty sedans and a touring, we at ECS would prefer to telling our own stories and offer an internal perspective to our readers. This week, we are going to break that tradition again. On January 14th, Volkswagen announced at the Detroit Motor Show that a new addition to one of their existing plants will be constructed, where 1,000 new jobs will be created to focus on their new Electric Vehicle production.
While this may seem far from ECS Tuning's wheelhouse, you may be surprised to find this hits close to home (literally) for this writer. I may have spent my adult life and my early childhood romping around Nashville, but my formative years took place in a little town on the border between Tennessee and Georgia. Sometimes called River City, Scenic City, and most recently, Volkswagen's home, Chattanooga, Tennessee is a special place to myself and its fine residents.
It is there in Chattanooga that Volkswagen opened a manufacturing facility in 2011, where they build the Passat and will begin production of the Atlas Cross Sport, a 5-seat version of their newest full-sized SUV. At the Detroit Motor Show, Governor Bill Haslam and Mayor Andy Berke stood beside the VW AG CEO Herbert Diess where they revealed the plan for the new production facility that will be the Volkswagen base of operations for their EV program in the United States.
This comes as exciting news for the people of Chattanooga who, in recent years, has experienced successful growth with companies like VW choosing the quieter, more bohemian, mountain city over sprawling metro hubs like Nashville, Atlanta, or Memphis. The plant will add about 1,000 new jobs where employees will focus on the new modular platform. This new MEB platform like the MQB used in 80% of the latest generation VWs, is a prime example of the manufacturer's dedication to efficiency. The cross-model sharing aspects make the production and assembly of model variations much simpler and faster, which cuts down on emissions, materials, labor, and overall plant sizes.
Hopefully, the Electric Vehicle push includes the EV Microbus they have teased on social media for the last year. Regardless, the idea of more jobs and a stronger economy for Chattanooga has this writer feeling exceptionally proud of the town in which he spent his middle and high school years.
So what does this really have to do with ECS? You may have read our earlier article about the Electric Future and what it means for an enthusiast. If you haven't, go read our apology for EVs and see what we're getting on about before you continue.
Now that you're all caught up, we can focus on what these new production facilities in Chattanooga and the other cities around the world that will receive similar plants mean for us enthusiasts. With affordable EVs beginning to penetrate the market, we are sure to see speed freaks start to amp things up. US-based production will mean VW EVs from one of the best car makers will likely be attainable by the everyman. So, modifying these cars will likely happen quickly by some of the larger name companies and trickle down as they become less expensive to smaller operations. Ideally, VW EV performance will become a growing trend as we move towards fewer national emissions every year, satisfying our need for electric speed. You can bet ECS Tuning will be right there to help you make your VW EV even more astounding.
Of course, production isn't set to begin until 2022, according to their press release, so we have some time before these cars start seeing the road. Until then, you can satisfy your EV needs with Tesla and their incredible customer experience.


text:
Home Topics Nebraska Elections
Nebraska Elections
Official: Why US vote count takes so long
Three days after polls closed, the United States and the world still do not have final results from the presidential election, although Democrat Joe Biden was on the brink of unseating Donald Trump.
Protests in several US cities as presidential vote remains undecided
Protesters turned out in multiple U.S. cities Wednesday to call for a complete count of presidential election votes, while smaller pro-Trump groups rallied outside vote-counting centers in Michigan and Arizona.
US election: Deceased candidate wins legislative seat
A candidate who died of coronavirus in October, David Andahl, has won a legislative seat in North Dakota.
Two Nigerians win in US election
Two Nigerian-Americans have reportedly won their respective positions in the ongoing United States general elections.
Twitter, Facebook label Donald Trump post suggesting Democrats manipulated ballot counts
Twitter and Facebook have continued to restrict and label posts from President Donald Trump after yesterday's presidential election, this time addressing a baseless claim that Democratic officials were manipulating vote counts in key states. Twitter flagged the tweet and restricted its reach, saying it was "disputed and might be misleading." Facebook added a general warning that "final results may be different from the initial vote counts."
Joe Biden leads Donald Trump in Michigan, Wisconsin
Democratic Presidential candidate, Joe Biden, is now leading President Donald Trump in Michigan and Wisconsin by a narrow margin.
US election: Nigerian elected member of Congress
Oye Owolewa, a first-generation Nigerian-American is, as reported by Thisday, the grandson of Chief Mrs. PC Ajayi-Obe, Senior Advocate of Nigeria, recently buried at Omofe Cathedral, Ilesha, Osun State. Oye hasn't forgotten Nigeria but had reason to visit just once: "I was in Nigeria as recently as 2017. I visited, but never lived for more than a month. I visited my grandmother (recently passed) SAN Phoebe Ajayi-Obe."
US election: Donald Trump vows to stop vote counting at Supreme Court
President Donald Trump on Wednesday claimed he had won the US election, despite the final results not yet being given, and said he would go the Supreme Court to dispute the counting of votes.
US election: Ex-football coach wins Senate seat
A former college football coach, Tommy Tuberville, is taking his playbook to Washington, D.C.
Joe Biden: Donald Trump bid to stop vote counting 'outrageous'
Joe Biden's White House campaign slammed US President Donald Trump's threat to try to stop the election vote count as "outrageous" early Wednesday, saying its legal team was ready to prevent such an "unprecedented" act.
US election: Surge in Latino support for Donald Trump helps him win Florida
Trump, who won the state in 2016, outperformed his 2016 margins with Florida's Hispanic voters, who made up 19 percent of all the state's voters. A lot of the swing came in Miami-Dade, the county that contains Florida's largest Cuban and Venezuelan communities, many of whom are strongly anti-left wing.
US election: Republicans hold back Democrats, narrowing path to Senate control
The battle for power in the Senate tightened into Wednesday as Democrats picked up a seat in Colorado, but suffered a setback in Alabama, and Republicans held their own in high-profile races in South Carolina, Iowa, Texas and Kansas, dramatically narrowing the political map.
US election: Joe Biden wins state of Arizona, first Democrat to do so since...
With a population of 7.27 million, Arizona has 11 electoral votes, which are now going to Democratic nominee Joe Biden, the Associated Press news agency said early on Wednesday.
Voters in several US states back drug legalisation in referendums
According to the board of elections on Wednesday, with ballots still being counted in the nation's capital, Washington, 77 per cent of voters are saying yes to effectively decriminalising a range of psychedelic plants and mushrooms.
US election: Joe Biden wins Arizona to claim 11 more electoral votes
Democrat Joe Biden has won in the southwestern US state of Arizona, a traditionally Republican stronghold which was captured by President Donald Trump in 2016, Fox News and the Associated Press projected early Wednesday.
US election: Donald Trump to challenge results at Supreme Court
US election: Donald Trump claims victory, wants counting of ballots to stop
President Donald Trump has declared that he has won the US presidential election despite the fact that the ballots were still being counted in many key states.
Twitter restricts Donald Trump's post on alleged vote rigging
Twitter has imposed restriction on a tweet by U.S. President Trump in which he alleges an attempt by unnamed persons to "steal the election".
Thomas Tuchel agrees to take over as Chelsea manager
Thomas Tuchel has agreed to take over as Chelsea boss – and will be in charge for Wednesday night's game against Wolves.
Grammy Awards organisers pledge support to Joe Biden, Kamala Harris
Recording Academy, Organisers of the Grammy Awards, has pledged to support the administration of Joe Biden, the newly elected United States of America President and his vice, Kamala Harris, in rebuilding and revitalising the U.S. creative economy.
BBC: UK refuses to grant EU diplomats full status, sparking row
Britain is refusing to give full diplomatic status to the European Union's ambassador in London, causing a row between the recently divorced parties, the BBC reported on Thursday.
Sepp Blatter spent a week in induced coma – daughter
Former FIFA president, Joseph "Sepp" Blatter, was in an induced coma for a week after he had a successful heart surgery in December. The news was made public by the Blatter family who have come together to help as he recovers.
Liverpool pull out of the market without replacements for injured duo
Liverpool lost Virgil van Dijk and Joe Gomez to injury and, after scouring the market for a central defender, the Reds have ruled out all options and will finish the season with the squad they currently have.


Five exceptional ASU professors at the top of their careers have been named as ASU Regents' Professors for 2009 by President Michael Crow and Elizabeth D. Capaldi, executive vice president and provost. Their selection was ratified by the Arizona Board of Regents on May 1.
They include top scientists and engineers and a law professor, all of whom have made significant contributions to their fields and have achieved national and international recognition. The rank of Regents Professor is the highest faculty honor bestowed by the university, in honor of their accomplishments and the quality they have brought to ASU.
Jane Buikstra, professor of bioarchaeology in the School of Human Evolution and Social Change, College of Liberal Arts and Sciences.
James Elser, professor of ecology in the School of Life Sciences, College of Liberal Arts and Sciences.
Bruce Rittmann, professor in the Department of Civil and Environmental Engineering, Ira A. Fulton School of Engineering and director of the Center for Environmental Biotechnology at the Biodesign Institute.
Michael Saks, professor of law and psychology, Sandra Day O'Connor College of Law.
Dieter Schroder, professor of electrical engineering, Ira A. Fulton School of Engineering.
Buikstra pioneered the discipline of bioarachaeology, which is now taught widely in the United States and many other countries. She has enriched the archaeological knowledge of past peoples with that of forensics, pathology, medicine, population studies, bio-geochemistry and genetics. She has opened new windows into the past, greatly expanding archaeologists' conceptual and methodological tool kit.
She and her colleagues developed the Center for American Archaeology into a premier research and field teaching program in the U.S. Buikstra also has directly mentored more than 40 doctoral students who are now professors and has trained hundreds of now professional archaeologists, bioarchaeologists and anthropologists.
Elser is a pioneer in the development and testing of the theory of biological stoichiometry, the study of the balance of energy and multiple chemical elements in living systems. His work has led to a better understanding of the linkages between evolutionary and ecosystem processes in both aquatic and terrestrial environments.
While his work is centered in ecology, he has most recently applied stoichiometric principles to the study of infectious disease and cancer. Elser's work has a wide impact on the scientific world. He also has welcomed the challenge of teaching two sections of Biology 100, the largest course on the Tempe campus, for more than 16 years.
Rittmann is a pioneer in research aimed at developing microbiological systems that capture renewable resources and minimize environmental pollution. His work, which combines engineering with microbiology and chemistry, can be used to reclaim polluted water and generate energy from waste substances. For example, Rittmann explores microbial fuel cells, which utilize organic materials in water to directly generate electricity.
He also is acclaimed for his development of biofilm fundamentals, which are used widely in the cleanup of contaminated waters and soil and in microbial fuel cells. He is an engaging and approachable mentor to students, and his textbook on environmental biotechnology is used by universities around the world.
Saks is recognized for his contributions to the field of behavioral science and law. His work, which often challenges common wisdom in the legal policy arena, spans a remarkable range of phenomena, including sentencing, the litigation system, scientific evidence in the law, the relative impact of jury selection and evidence, legal policy on organ and tissue transplantation, and issues of accuracy in legal decision-making.
His incisive and informative writings are influential among other academics and are cited in federal and state court opinions across the U.S., even in Supreme Court opinions. Saks has contributed to legal education by teaching law students, professors, judges and lawyers to understand and critically evaluate empirical claims and empirical research.
Schroder is an internationally recognized researcher in the field of semiconductor materials and devices, whose work in semiconductor defects created a new understanding of their role. His books on metal-oxide-silicon devices, and semiconductor materials and device characterization, are acclaimed and utilized worldwide.
He is a dedicated teacher, with more than 80 classes taught at ASU since 1981, and his courses are among the most popular in the department. He has mentored more than 60 master's students and 41 doctoral students. Schroder also is partially responsible for the development of a semiconductor research center consisting of 25 faculty members and 75 graduate students.


text:
Q: Rank from a number until it gets to the same number SQL I have a SQL question, that should be solved with rank or row_number (I think), but I don't know how.
I have a table that shows the behavior of app users. The user can click the menu button in the app, and then the app shows different products (inside the menu view). So, each row in my table is a click that the user does inside the app.
In the table there is the 'menu' column and the 'product' column. If the user clicks the menu button, the 'menu' column takes the value 1. If the user clicks anything else, it is 0. Inside the menu, the user can click different products, so for each product clicked, the 'product' column' is 1.
So, i want to know how many products did the user clicked in a menu view. I also have the date, the platform (iOS or Android), the country, the user id and the session id. Everything that happens in 30 minutes, is inside a session, and a session is related only to one user. Both user id and session id are unique.
The table is like this:

This table shows that user AAA opened the menu and then clicked 2 different products, user BBB opened the menu once in one session and didn't click anything, and then opened again and didn't click anything. Finally, the user CCC clicked the menu and then opened 2 products in the first session, and then in another session he/she clicked the menu and opened one product.
I want something like this:

I've tried using rank and row_number, and i can get the same rank for the rows of the products, but i can't get the menu row to have the same rank number than the products row.
I hope you can help me :(

A: I think you want dense_rank():
select dense_rank() over (order by user_id, date, session_id)

It is not 100% clear if date is needed.

redpajama_set_name: RedPajamaStackExchange


I have been interested in Bioresonance Medicine for many years. I began exploring this area after being treated by complementary therapists many years ago for various chronic conditions and was very pleased (and surprised) by the results.
I began my training with a course in Bioresonance, Kinesiology with Touch For Health, Kinesiology CERT IV and Homeopathy. All of these have very definitely informed the way I work.
I also trained as a Bioenergetic Practitioner by working with innovators in Bioresonance.
I am currently researching my own lines of enquiry, looking at the many reasons why we have chronic illness. To this end, I am pursuing further study in the field.


1 variety characteristics: the variety of growth period of 145 days or so. Plant type cylinder, more compact, the height is 110cm, the stem is thick, corolla yellow. Zero fruit branch. Cotyledon kidney type, light leaf color, leaf split 5 pieces, a deep, leaf size, leaf color green, leaf pubescence more. In the bell type, there was a clear oil gland point on the bell surface, the bell mouth was pointed, and the bell room was more than 3. Single boll weight 3.2-3.4 G. The smooth and concentrated, good picking flowers, color white floc. Seed cone, large, dark brown hair with grey green seed linter. Fertilizer and water resistance of the varieties, boll, yield is good, strong adaptability, not premature aging, resistance to leaf disease, high resistance to Fusarium wilt disease and tolerance to Verticillium wilt.
2. Economic traits: Lint 32.7%, on average half the length 36.6mm, neat index 88.6, specific strength 45.2cn/tex, 5.13% elongation, micronaire value 4.06.
2008-2009 two-year regional trial of average results: per mu of seed cotton and lint, pre frost lint yield respectively 325.9 kg, 10.71 kg, 100.8 kg, respectively for control Xinhai 21 106.6%, 107%, 108.1. Flower before frost was 84.7%, boll weight 3.28 grams, lint percentage 32.7%. 2010 autonomous region in southern Xinjiang long staple cotton production test per mu of seed cotton and lint, pre frost lint yield respectively kg 317.57, 103.32 kg, kg 102.62, respectively for control of Xinhai 28 108.05%, 113.41%, 113.24%. The above general Oda 140kg/mu lint yield, high-yield lint yield about 160kg/mu.
Sowing date and sowing density: in mid April, 13000 - 15000 plastic mulching cultivation, seedling plants / mu.
Fertilization and irrigation: base fertilizer oil check 80 - 100kg/mu, urea 20kg/mu, three material phosphorus 15kg/mu, under furrow irrigation and fertilization twice, first head of urea 8kg/mu, diammonium 7kg/mu, second second water before urea 10kg/mu. Irrigation 4 times, 8 months late without water, fertilizer, drought and prevent late. Under the condition of drip irrigation, dripping about 10 times, each content in the 20-30 square, topdressing available special fertilizer for drip irrigation, or urea, amount of potassium dihydrogen phosphate, fertilizer with with water application, drip application 6 times, respectively in the early late October, 7 June and mid July and late July, early August, mid August.
Regulation: according to cotton growth, light regulation, plant height at 110 - 120cm.
5 scope: South Xinjiang long staple cotton cotton.


Noelle's diverse practice includes representing railroad companies, corporations, small businesses, and insurance carriers in several areas of law. Clients call on Noelle's experience across practice areas for representation and counsel on the Federal Employers' Liability Act (FELA), the Federal Railroad Safety Act (FRSA), workers' compensation, employment law, appellate law, and commercial litigation.
Clients describe Noelle as highly skilled, reliable, and trustworthy. As a seasoned speaker and legal writer, she has established a track record of success inside the courtroom, at the appellate courts, and counseling clients through complex legal terrain. Dedicated to her clients and the legal profession, Noelle offers a unique combination of experience, charisma, and talent.
Outside of practicing law, Noelle works as an adjunct legal writing professor at Mitchell-Hamline School of Law.
"Guidance for Writing Effective Reservation of Rights Letters," 2012 Insurance Coverage Seminar, Arthur, Chapman, Kettering, Smetak & Pikala, P.A.
The Federal District Court of Minnesota granted BNSF's motion for summary judgment, dismissing the plaintiff's unlawful retaliation claims under § 20109 of the Federal Railroad Safety Act.
The Court determined that, although the plaintiff engaged in protected activities, including reporting a work injury, following a treatment plan, participating in a safety committee, and testifying in a co-worker's retaliation lawsuit, BNSF lawfully dismissed him for repeated attendance violations.
The Court further determined that BNSF uniformly enforced its attendance policies against five similarly situated employees, none of whom engaged in the same protected activities.
The Court held that the plaintiff did not present evidence showing that his alleged protected activities were contributing factors to his discharge.
The plaintiff worked as a signal maintainer for Canadian Pacific and alleged negligence under the Federal Employers Liability Act (FELA) for an injury occurring when a section foreman hit him over the hard hat with a shovel.
The plaintiff claimed that he sustained a mild traumatic brain injury and permanent neck injury and could not return to work.
He alleged Canadian Pacific was vicariously liable for the section foreman's conduct because the section foreman acted carelessly in performing his work activities with the shovel, and because the altercation concerned a dispute over work procedures.
The jury determined that the section foreman's act of swinging the shovel was horseplay and therefore outside of the scope of his employment with Canadian Pacific.
The plaintiff worked as a maintenance-of-way laborer for BNSF and alleged negligence under the Federal Employers Liability Act (FELA) for injuries occurring while using a sledge hammer to place a metal tie clip into a joint, when the clip flew up and struck him in the face, resulting in two nose surgeries, and an alleged loss of smell.
The plaintiff argued that BNSF failed to adopt and enforce proper safety methods to prevent the injuries, notably that BNSF should have required him to wear a face mask to protect him from flying metal tie clips.
The jury determined that BNSF was not negligent under the FELA and awarded zero damages.
Two bicyclists were injured in separate incidents while pedal biking across a dormant railroad track on Railroad Street in Duluth, Minnesota.
The track was curved, so it was not perpendicular or parallel to the street where traffic crossed.
Both plaintiffs fell from their bikes when the front wheel hit the track and caught in the flange (track gutter).
The plaintiffs argued that either the angle of the track or the width of the flange caused them to fall.
The Court granted summary judgment to BNSF, finding that the plaintiffs failed to establish that BNSF owned the railroad track and that the two-year statute of limitations for improvements to real property barred their negligence claims.
An engineer slipped and fell on an asphalt walkway while engaged in a pre-departure inspection of a locomotive parked on a storage track at BNSF's Northtown Terminal.
The Court dismissed the plaintiff's strict liability claim, finding that the locomotive was not "in use" under the Locomotive Inspection Act (LIA) because it was under blue flag protection while parked on the storage track, the engineer was engaged in a pre-departure inspection at the time of the incident, there were several tasks that needed completion prior to getting permission to move the locomotive, and the diesel pit foreman and hump tower had not yet given permission for the locomotive to leave the storage track.
The Court examined the purpose of the "in use" requirement, and held that because BNSF did not yet have a full opportunity to inspect the locomotive for defects, strict liability could not attach because of an LIA violation.
The Minnesota Court of Appeals affirmed partial summary judgment for BNSF, dismissing the plaintiff's strict liability claim based on an alleged violation of the federal airbrake provisions of the Federal Safety Appliance Act (FSAA).
The plaintiff's job duties as a switchman/brakeman for BNSF involved assembling trains, which required connecting and testing air brake hoses between rail cars.
He injured his knee while kneeling down to replace an air hose connecting two rail cars that were parked on a yard track.
The Court determined that the rail cars were not yet assembled into a train as required under the federal airbrake provisions for strict liability to attach.
The Court further determined that even if the rail cars were part of a train, they were not "in use" under the FSAA since they were under repair and secured from movement.
The Minnesota Supreme Court ruled in favor of Xcel Energy in finding that the employee's slip and fall injury did not arise out of her employment under the Minnesota Workers' Compensation Act.
The employee fell while walking on a terrazzo floor in the hallway of Xcel's offices when attending a required training session, injuring her knee.
She did not trip on anything. There was no explanation for the fall.
The Supreme Court reversed the ruling of the Workers' Compensation Court of Appeals, declaring that the "increased risk test" applies when determining whether an injury arises out of employment.
The plaintiff injured his low back while tying a handbrake and alleged negligence against BNSF under the FELA and strict liability for violating the Federal Safety Appliance Act (FSAA).
The Court found that the plaintiff did not present evidence to establish that BNSF was negligent in maintaining or inspecting the handbrake or that BNSF was negligent in adopting or enforcing handbrake tying procedures.
The plaintiff could not recall anything unusual about the handbrake's operation, but assumed something was wrong with it because of his injury.
The Court held that "[t]he fact that an injury occurred does not alone justify a finding of negligence." The Court also held that the plaintiff failed to establish that the handbrake operated inefficiently and therefore BNSF did not violate the FSAA.
Amicus brief on behalf of the Minnesota Self-Insurers' Association.
The Minnesota Supreme Court ruled in favor of Ford Motor Company in finding that the company did not waive the statutory retirement presumption that an employee's permanent total disability benefits shall cease at age 67.
The Court reversed the Workers' Compensation Court of Appeals determination that Ford Motor Company waived its right to discontinue permanent total disability benefits because it failed to expressly reserve its right in the stipulation for settlement.
The Court found no evidence that Ford Motor Company intended to continue paying the employee permanent total disability benefits beyond age 67.
The Court further determined that the settlement agreement did not contain any language demonstrating that Ford Motor Company intended to waive the statutory retirement presumption.


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El municipio de Benton (en inglés: Benton Township) es un municipio ubicado en el condado de Monroe en el estado estadounidense de Indiana. En el año 2010 tenía una población de 3358 habitantes y una densidad poblacional de 22,9 personas por km².

Geografía
El municipio de Benton se encuentra ubicado en las coordenadas . Según la Oficina del Censo de los Estados Unidos, el municipio tiene una superficie total de 146.62 km², de la cual 142.24 km² corresponden a tierra firme y (2.99%) 4.38 km² es agua.

Demografía
Según el censo de 2010, había 3358 personas residiendo en el municipio de Benton. La densidad de población era de 22,9 hab./km². De los 3358 habitantes, el municipio de Benton estaba compuesto por el 96.46% blancos, el 0.24% eran afroamericanos, el 0.51% eran amerindios, el 1.1% eran asiáticos, el 0.15% eran isleños del Pacífico, el 0.33% eran de otras razas y el 1.22% pertenecían a dos o más razas. Del total de la población el 1.28% eran hispanos o latinos de cualquier raza.

Referencias

Enlaces externos

Municipios de Indiana
Localidades del condado de Monroe (Indiana)


On the eve of our very successful District Camp in May I received the news that Fred had died. I was able to say a few words in his memory at the Campfire. Some of the older members of the District would have known him and many of his old scouts and scouting friends were at the funeral. I should, before now, have put something in the Left Handshake. Some of you might have seen the two items in the Echo: one about his Scouting career and the other about his extraordinary wartime experience when his minesweeper was sandwiched between the British invasion fleet and the German defences on D Day. All these things are in the past like the" 8th" and "West District" but we do need to remember them as they have influenced our lives.
10 years later I certainly knew that I'd been in Scouting, Fred was a human dynamo and made sure that the 8th Scouts did everything they possibly could. I became Scout Leader while Fred was GSL. Fred worked in British Telecom and I don't know if he had a special concession but my phone never stopped ringing. Ideas and schemes came shooting down the Line. The 8th prospered building up to 40 scouts at one time and with two Cub Packs.
He promoted Canoeing in the Troop also Climbing, Mountaineering and Caving. From his enthusiasm came the District Canoe Club and Summit Weekends.
One year three scouts from the 8th were chosen to represent Hampshire in the National Scout Regatta. They had never been in racing canoes before and for the two weeks beforehand Fred took them canoeing every night until they learnt to handle them. They didn't win but they did well in the heats and got through to the finals where they competed with the National Youth Champions.
The 8th owned a wartime building on the old Beaulieu Airfield known as "Chorley Lodge" which at that time was one of the few places where Scouts could stay in the Forest. Fred's wife Dorrie controlled the bookings and, as GSL Fred, made sure the hut was maintained and improved. It was a great venue and used by Groups from far and wide.
Chorley Lodge was on the edge of what is now the Round Hill Campsite which the Council wanted to develop and it was in the way. When the Hampshire Scouting managed to acquire Fern Crofts and, at the same time, West District took Wilverley something had to go. It was Chorley Lodge and the old hut was removed.
Dorrie and Fred carried on in the Scout Fellowship for many years until Life and their age caught up with them. What they gave still lives on in many good things in our District and they should not be forgotten.


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Home » Bio-Botanica Names Business Development Director
Breaking NewsFlavors, Seasonings & Spices
Bio-Botanica Names Business Development Director
Bio-Botanica Inc. announced the appointment of Christina Goetjen, director, New Business Development for Food, Beverage and Flavor divisions.
KEYWORDS business development / personnel
December 11/Hauppauge, N.Y./Press Release -- Bio-Botanica Inc. announced the appointment of Christina Goetjen, director, New Business Development for Food, Beverage and Flavor divisions.
Christina Goetjen began her career as a territory manager in New York City for Sandoz (now Novartis) before moving to The Peer Group, a promotional agency providing sales and marketing services for clients such as Astra-Zeneca, Pfizer, Glaxo Smith Kline and Forest Laboratories. She developed strategic solutions for brand teams and became fluent in industry practices and policies while serving as vice president, Client Service. She gained experience in all aspects of product life cycle from pre-launch, at-launch and post launch phases working at Forest Laboratories with products such as Lexapro, Campral and Celexa. Currently, she serves as manager, New Business Development for Bio-Botanica, Inc
Cyvex Names Director of Business Development
Bio-Botanica Names Former GNC Executive as Chief Strategy Officer
Video Interview with Dr. Ihab Bishay, Director of Business Development & Application Innovation of Ajinomoto North America Inc.
Bio-Botanica Introduces Red Muscadine Grape PE
The Food Business Toolkit for Entrepreneurs (ebook)
Low-Cost, Low-Tech Innovation: New Product Development in the Food Industry
Functional Food Product Development


Bullying refers to aggressive behavior whereby a person causes injury or harm to another person intentionally. Bullying can also refer to the infliction of pain or harm to another person by causing discomfort. In most cases, bullying is directed towards individuals who are helpless and who cannot be able to defend themselves (Sanders and Gary 3-5). The bullied person is also not to blame for the act of bullying since he or she does nothing so that he can be bullied. Bullying can either be by one person or a group of persons who have more power than the bullied person. Bullying can take place for a long period since it is hidden from adult members of the society; it may persist when there is no action taken to curb it. Bullying can be caused by a number of factors and can take several forms. The aim of this essay is to discuss the types of bullying, the effects of bullying and ways to stop bullying.
Bullying is more than just the use of physical power such as through punching or using verbal abuse. There are various types of bullying, which include verbal bullying, physical bullying, cyber bullying, intimidation, indirect bullying, and social alienation. Verbal bullying entails making remarks that can be regarded as offensive, as well as calling other people names. Verbal bullying may take the form of making jokes about another person's looks, gender, religion, social status, as well as ethnicity (McGrath 6-20). Instances of verbal bullying may include children laughing at one another based on the inadequacies. For instance, a fat child may be laughed at by his or her friends if he or she is unable to walk or run faster like them. Verbal bullying can also take the form of teasing one another or making aggressive threats verbally against the belongings of another person (Guerin and Eilis 25-30).
Physical bullying infers the use of physical contact and force in order to hurt someone. The victim can be hurt through acts such as punching, hitting, as well as kicking. Physical bullying can also take the form of destroying another person's property. Physical bullying is a common phenomenon in the middle and elementary schools. Another form of bullying is cyber bullying, which occurs through sending pictures and messages using media such as computers. In the recent past, cyber bullying has become common due to the widespread use of the internet, email, and mobile phones in communication. An example of cyber bullying could be sending someone a picture of something that they fear most. For example, sending a person a picture of a snake can be considered as cyber bullying (Guerin and Eilis 25-30).
Intimidation is a form of bullying whereby a person is threatened by a bully to the extent that they have to do what the bully wants to be done. Another form of bullying is indirect bullying, which involves the spreading of rumors regarding another person. This bullying may also involve telling others about the private life of another person. Social alienation refers to a form of bullying whereby the person being bullied is excluded from a certain group. It may also involve making fun of a person because of their inadequacies (Rivers, Neil, and Valerie 3-35).
Bullying affects the victims, bullies, and the entire society in numerous ways. Bullying can have serious physical, psychological, emotional, and academic implications on the victims. Bullying can have an impact on the mental and health status of the victims in numerous ways. Bullying may lead to sadness, headaches, anxiety, stomach pain, low self-esteem, tension, as well as difficulties in sleeping among the victims. The victims of bullying may suffer from disorders related to anxiety such as panic disorder, stress and depression, as well as separation anxiety. The psychological stress caused by bullying can also weaken the immune system of the victims as their bodies are more prone to infection and diseases (Sanders and Gary 3-5).
Bullying also causes isolation in that the victims may not have any friends as a result of anxiety and the low self-esteem they have. Victims of bullying may feel that they do not deserve to have friends. The victims may also be avoided by other children who fear that they will also be bullied if they interact with the victims. Bullying can result to feelings of sadness and loneliness, which may affect their success in school. The victim may fear attending classes because of the fear that they will be bullied or ridiculed by their classmates. Bullying may have an impact on the academic performance of the victims since they do not attend classes frequently (Sanders and Gary 3-5).
Bullying can also make the victims exhibit violence, which may happen during the time of bullying, or they may develop the violence in the future. The violent behavior portrayed by the victims may either be towards the school or the bullies. Bullying may also have an impact on the bullies themselves. The bullies may engage in activities such as physical fights, destruction of property or carrying of weapons. They also get involved in criminal activities in the future since bullying predisposes bullies to criminal behavior. In addition, the bullies may engage in activities such as alcohol and drug abuse. Bullying may have long term consequences on society since it may increase the number of criminals and lead to high rates of school dropout (Rivers, Neil, and Valerie 3-35).
There are several ways, which can be used in order to stop bullying at all levels in the society. One way of stopping bullying is through punishment in order to deter the bullies from continuing with their acts of bullying. This strategy can be helpful as it can help in reducing the incidences of bullying witnessed in school and the entire society. Punishment serves to communicate to the bully that he or she should avoid bullying at all costs (McGrath 6-20).
In order to stop bullying, parents should also encourage their children to report incidences of bullying. This way, it will be easier to cut down the spread of bullying in the school setting and avoid the consequences of bullying on the victim. Children should be urged to report cases of bullying to both their teachers and their parents. This is essential at it ensures that the victim does not suffer quietly. Another way in which bullying can be stopped is through structuring the school curriculum in such a way that it teaches the negative consequences of bullying. This will ensure that children who may want to engage in this form of behavior do not do so (Dosani 173-200).
In conclusion, bullying details the infliction of pain by causing discomfort. The typed of bullying include verbal bullying, physical bullying, cyber bullying, intimidation, indirect bullying, and social alienation. Bullying has an impact on the victims, bullies, and society. Bullying can affect victims physically, psychologically, emotionally, and academically. Bullying also affects the bullies themselves; they may engage in activities such as physical fights and destruction of property. Parents should also encourage their children to report incidences of bullying in as a way of curbing this vice.


text:
require 'spec_helper'

describe Toshi::Transaction do

  describe '.find' do
    it 'invokes a GET on the client and creates_one with response' do
      expect(Toshi::Client).to receive(:get).with('/transactions/1').and_return(key: 'val')
      expect(described_class).to receive(:create_one).with(key: 'val')
      described_class.find(1)
    end
  end

  describe '.unconfirmed' do
    it 'invokes a GET on the client and creates_one with response' do
      expect(Toshi::Client).to receive(:get).with('/transactions/unconfirmed').and_return([key: 'val', key:'val'])
      expect(described_class).to receive(:create_many).with([key: 'val', key: 'val'])
      described_class.unconfirmed
    end
  end
end

redpajama_set_name: RedPajamaGithub


How can different portraits be connected? How can they communicate with each other? Which positions reinforce each other in their attraction? And which contradict each other? The exhibition Elective Affinities, poses these questions through a selection of portraits by a group of innovative, technically brilliant artists. Our title is borrowed from Goethe's 1809 novel, which also features a series of portraits, those of individuals brought together through divergent forms of attraction. The question of determinacy and choice in the artistic process is a compelling one that the exhibition at SAMMLUNG FRIEDRICHSHOF explores.


Most industries are facing strict compliance regulations; however, some industries have more rigid rules to manage than others.
Financial service providers, for example, have a host of regulations, including those of FINRA. The legal industry has its own set of compliance requirements to consider.
Regardless of industry, many companies are finding that technology isn't effective only for boosting efficiency and collaboration, but for maintaining compliance as well.
Match the right technology to your compliance environment. Evaluate your existing compliance environment. Do the current technological tools help or hurt your ability to meet compliance requirements? The right tools position your company so that compliance inquiries can be answered easily and painlessly, should questions come up.
Use robust technology with greater sensitivity to passwords and security configuration. Data breaches are a major threat for all companies, including legal and financial service providers. What's more, if a breach occurs, the potential effects could be devastating. Strong passwords and security configurations keep data safe and provide additional safeguards for compliance.
Understand the role of the right backup solution. The right partner can suggest a backup solution that fits seamlessly within your compliance environment. Running regular backups is a key part of meeting regulations, so working with an expert who understands your industry and can assist you with selecting the right solution is invaluable.
Work in the cloud to create greater security. Cloud technology is a powerful tool that helps your company create greater collaboration and business resiliency. In addition, it can provide some advantages when meeting compliance requirements. Working with the right expert, you can tap into solutions that provide flexibility and choice when meeting those requirements.
Select an expert that understands your industry. Specialization is key when partnering with the right managed service provider. An MSP that specializes in working with law or financial services firms can provide a competitive edge when determining which technology will increase your compliance readiness.
Do you need help figuring out which technology assists with better compliance? If so, we can help. Simply contact us online or call 212-642-0980 today.


Formula 1 went Hungarian for its final stop before the customary summer break that takes up most of August.
Sebastian Vettel saw his once-sizeable advantage at the top of the Driver's Championship table whittled down to just a single point heading into last weekend's race. The German and his Ferrari team were outclassed by their rivals over at Mercedes last time around Silverstone, and in recent races, it appeared that the momentum was swinging towards the German outfit. The Scuderia would have been desperate to return to winning ways on a tight and twisty circuit that suits the inherent characteristics of their SF-70H challenger. Fortunately for the Italian marquee, their drivers delivered. First, Sebastian Vettel and Kimi Räikkönen locked out the front row on Saturday before holding station at the start and ultimately crossing the line in P1 and P2, giving Ferrari a perfect result heading into the sport's annual summer break. Of course, the strong result may simply be track-specific, and it is quite possible that Mercedes will bounce back in style when hostilities resume in Belgium in a few weeks' time.
Sebastian Vettel has developed a bit of a reputation over the years for being a driver who excels when leading from the front, but struggles when faced with adversity. In Hungary, the German looked to have matters well in hand when he made a clean start from pole and put a sizeable gap between himself and the Mercedes pair, with teammate Kimi Räikkönen acting as his rear gunner. However, just as it seemed the four-time world champion was set to cruise to victory, a steering problem necessitated him staying clear of the kerbs, costing him valuable lap time. Vettel came under pressure as he tried to grapple with a Ferrari that was no longer playing along while holding his rivals at bay. To his credit, just like in qualifying, the German measured his efforts to perfection as he avoided mistakes, keeping ahead of the hard-charging Silver Arrows pair, who had smelt the blood in the water and had not given up hope of poaching the victory. While the margin at the flag was small, and while he was certainly assisted by the efforts of Räikkönen, Vettel saw off the threat with aplomb and kept his cool to secure a victory that had, at one point, gone from being a virtual certainty to being in significant doubt.
After being allowed past by teammate Valtteri Bottas in order to attack Räikkönen for P2, Lewis Hamilton slowed on the final lap to allow his teammate back into his original position at the final corner after failing to pass the Ferrari. That was the condition set upon the decision by Mercedes, and Hamilton received significant praise after the chequered flag for sticking to the terms of the agreement. Such praise is warranted. After all, the Briton gave up a spot on the podium and surrendered three more points in his battle with Sebastian Vettel through his actions. Furthermore, given that Max Verstappen was putting pressure on Bottas at the end of the race, Hamilton could easily have claimed after proceedings that swapping the two silver cars back would have been too risky. However, more than being gracious and fair, Hamilton made a good decision for his own title ambitions. While Bottas is doing an admirable job of staying in the title hunt, it is still likely that the final showdown will take place between Hamilton and Vettel. Through his actions, the Briton may just have ensured that in a duel that seems set to come down to the wire, he can count on the support of Bottas. Clearly, the three-time champion knows that in F1, just like in general life, one should not make an unnecessary enemy of someone that you may need a favour from in future.
.@MercedesAMGF1 give @LewisHamilton 5 laps to pass Raikkonen, or he has to return P3 to @ValtteriBottas.
Kimi Räikkönen did a sterling job in Hungary, and after teammate Vettel hit steering problems, the Finn seemed to have the pace to attack the German and win the race. Undoubtedly, Ferrari will receive criticism for their refusal to swap their two drivers to the benefit of the faster car, in contrast to Mercedes' actions. However, while swapping the two cars would have allowed Räikkönen to take a deserved win, it would have left Vettel immensely vulnerable to the Mercedes pair, which could have been disastrous. It is certainly true that through their decisions, or lack thereof, the Scuderia favoured Vettel, as the German effectively benefitted from being able to nurse his car home (which he did immaculately) with Räikkönen covering the threat from behind. However, to be frank, the championship-leader has earned such treatment. In the case of Mercedes, the two drivers are so close to each other in the standings that the German outfit need to make judgments on a case-by-case basis. At Ferrari, by contrast, Vettel has firmly established himself as the man to lead the charge. Räikkönen produced a top-class race in Hungary, but in all honesty, his form relative to his teammate in 2017 has ensured that in any such 50-50 situations that arise in future, he will generally draw the short end of the stick.
The poor reliability suffered by McLaren over the course of the opening half of the year left the British outfit needing to serve a myriad of power unit-related penalties for exceeding the maximum allowed number of components. The team opted to serve these penalties at the previous race at Silverstone, consigning themselves to a weekend to forget. The aim of this approach was to ensure that they could race unburdened in Hungary on a circuit that was expected to play to the strengths of their MCL32 challenger. This gamble paid off handsomely as Fernando Alonso (P6) and Stoffel Vandoorne (P10) grabbed a fistful of points between them, lifting McLaren away from the foot of the Constructor's Championship table, where they have been mired for most of the season. It would have been painful for the team to effectively forfeit their potential to compete at their home race, but their realism paid dividends as, for the first time in a long time, their package seemed to show some genuine pace and earned solid points on merit.
After illness forced Williams regular Felipe Massa to sit out both qualifying and the race, it was left to the team's reserve driver, Paul di Resta, to fill in as best he could. The Scot had raced in F1 previously, but not since 2013. He was dropped in the deep-end, and hoping for him to be competitive was always going to be a bit of an exercise in wishful thinking. Di Resta duly exited qualifying in Q1, and his race was cut short when he retired from P18, with little hope of scoring points. In fairness, he did an admirable job as teammate-for-the-weekend Lance Stroll also failed to progress to Q2 and came home in P14. Despite being given no time at all to prepare, di Resta performed his duty with minimal fuss and can hold his head high, given the performance struggles Williams faced in Hungary. It is doubtful that di Resta could ever race a competitive car in F1 again. After all, he had his chance to do that when he did duty for Force India, and ultimately lost his seat. However, with his performance, the Scot may have caught the attention of some of the smaller teams, who are always searching for an upgrade in driving talent. Could di Resta grace the grid in 2018? Unlikely, but not impossible.


This course concentrates on the development and utilization of hypermedia and multimedia in education. Students are expected to demonstrate the ability to develop an interactive instruction by utilizing audiovisual technologies and computer-based/Web-based technologies in a meaningful, educational context. Lec. 3, Cr. 3.


text:
Q: How to enable gzip compression I can't enable gzip Compression.
This is my phph.ini:

Code in .htaccess:
# BEGIN GZIP
<ifmodule mod_deflate.c>
AddOutputFilterByType DEFLATE text/text text/html text/plain text/xml text/css application/x-javascript application/javascript
</ifmodule>
# END GZIP

Is there any other way to do it, other than .htaccess?

A: You can try add this rules in .htaccess
<IfModule mod_deflate.c>
# Compress HTML, CSS, JavaScript, Text, XML and fonts
AddOutputFilterByType DEFLATE application/javascript
AddOutputFilterByType DEFLATE application/rss+xml
AddOutputFilterByType DEFLATE application/vnd.ms-fontobject
AddOutputFilterByType DEFLATE application/x-font
AddOutputFilterByType DEFLATE application/x-font-opentype
AddOutputFilterByType DEFLATE application/x-font-otf
AddOutputFilterByType DEFLATE application/x-font-truetype
AddOutputFilterByType DEFLATE application/x-font-ttf
AddOutputFilterByType DEFLATE application/x-javascript
AddOutputFilterByType DEFLATE application/xhtml+xml
AddOutputFilterByType DEFLATE application/xml
AddOutputFilterByType DEFLATE font/opentype
AddOutputFilterByType DEFLATE font/otf
AddOutputFilterByType DEFLATE font/ttf
AddOutputFilterByType DEFLATE image/svg+xml
AddOutputFilterByType DEFLATE image/x-icon
AddOutputFilterByType DEFLATE text/css
AddOutputFilterByType DEFLATE text/html
AddOutputFilterByType DEFLATE text/javascript
AddOutputFilterByType DEFLATE text/plain
AddOutputFilterByType DEFLATE text/xml

# Remove browser bugs (only needed for really old browsers)
BrowserMatch ^Mozilla/4 gzip-only-text/html
BrowserMatch ^Mozilla/4\.0[678] no-gzip
BrowserMatch \bMSIE !no-gzip !gzip-only-text/html
Header append Vary User-Agent
</IfModule>

<ifModule mod_gzip.c>
    mod_gzip_on Yes
    mod_gzip_dechunk Yes
    mod_gzip_item_include file .(html?|txt|css|js|php|pl)$
    mod_gzip_item_include handler ^cgi-script$
    mod_gzip_item_include mime ^text/.*
    mod_gzip_item_include mime ^application/x-javascript.*
    mod_gzip_item_exclude mime ^image/.*
    mod_gzip_item_exclude rspheader ^Content-Encoding:.*gzip.*
</ifModule>


text:
Primary election day in Minnesota
Aaron Ziemer2020-08-11T07:54:17-05:00August 11th, 2020|Categories: News|
MARSHALL (KMHL) – Minnesotans head to the polls today for the primary election. Many Minnesotans have already voted by mail.
One of the more highlighted races today is in the Republican Primary for an opponent to challenge Democratic Rep. Collin Peterson in Minnesota's Seventh Congressional District. Former Lt. Gov. Michelle Fischbach is being challenged by retired Air Force Major Dave Hughes, who has squared off against Peterson in the last two elections and Dr. Noel Collis.
Polling places in Marshall include; Red Baron Arena in Marshall's Ward 1, the Marshall Middle School for Ward 2, and the Marshall Area YMCA for Ward 3.
Polls are open today through 8 p.m.
To find the polling place nearest to you, go to the Minnesota Secretary of State's website's polling place finder.


text:
Citizenship Amendment Bill Fundamentally Discriminatory, Doesn't Protect Muslims, Says UN Human Rights
News Team Latestly| Dec 13, 2019 08:20 PM IST
Protest against Citizenship Amendment Bill in Assam (Photo Credits: IANS)
New Delhi, December 13: The Citizenship Amendment Bill 2019, passed by Indian Parliament, is "fundamentally discriminatory" in nature, said United Nations' Human Rights wing on Friday. Hoping that India's Supreme Court will scrutinise the Citizenship Amendment Bill and review its compatibility, the UN Human Rights said that Muslims and other minority sects have not been granted protection under the newly-enacted act. Citizenship Amendment Bill: Why Would Anyone Go to India When Living Standards Are Better Here? Says Bangladesh Minister.
"We are concerned that India's new Citizenship (Amendment) Act 2019 is fundamentally discriminatory in nature. The amended legislation seeks to expedite citizenship for religious minorities – naming specifically only Hindus, Sikhs, Buddhists, Jains, Parsis and Christians - fleeing persecution in Afghanistan, Bangladesh and Pakistan...But it does not extend the same protection to Muslims, including minority sects," Jeremy Laurence, spokesperson of Commissioner of UN Human Right, said in a statement. CAB Protest: Assam Remains Tense as Another Protester Dies, 26 Indian Army Columns Deployed.
The UN body welcomed India's move to provide nationality to persecuted minorities of three neighbouring countries, but seeks an extension of the act for all persecuted minorities irrespective of their race or religion or national origin. "We understand the new law will be reviewed by the Supreme Court of India and hope it will consider carefully the compatibility of the law with India's international human rights obligations," he further stated.
UN Human Rights on Citizenship Amendment Bill:
#India: We are concerned that the new #CitizenshipAmendmentAct is fundamentally discriminatory in nature. Goal of protecting persecuted groups is welcomed, but new law does not extend protection to Muslims, incl. minority sects: https://t.co/ziCNTWvxc2#FightRacism #CABProtests pic.twitter.com/apWbEqpDOZ
— UN Human Rights (@UNHumanRights) December 13, 2019
The UN Human Rights also voiced concerns over ongoing protests in Assam and Tripura and said that it expects the Indian government to abide by international laws while dealing with agitators. "We call on the authorities to respect the right to peaceful assembly, and to abide by international norms and standards on the use of force when responding to protests. All sides should refrain from resorting to violence," he was quoted as saying in the statement.
The CAB seeks to provide Indian citizenship to all immigrants fleeing persecution in Pakistan, Bangladesh and Afghanistan - but not if they are Muslim. Critics say that while non-Muslims left out of the proposed nationwide NRC would be able to get citizenship under the CAB, Muslims who could not make the list may be deported or sent in detention centres.
cab CAB 2019 Citizenship Amendment Bill Citizenship Amendment Bill 2019 UN UN Human Rights United Nations
CAA Row: Bangladesh PM Sheikh Hasina Terms Citizenship Amendment Act as 'Internal Matter' of India, Adds 'It Was Not Necessary'
CAA: Punjab Passes Resolution Against Citizenship Amendment Act, Becomes Second State To Do So After Kerala
China Isolated on Kashmir at UN Security Council Closed-Door Meeting as India and Allies Thwart Beijing's Effort
UN Security Council to Hold 'Closed-Door Meeting' on Kashmir Tonight After China's Request: Reports
UN 2020 Honour Roll: India Becomes 4th Nation to Pay Regular Budget Assessment Within Stipulated Time, Receives 'Thanks' From United Nations
Citizenship Amendment Act Comes into Effect From January 10, Says Home Ministry in Gazette Notification
Roger Federer Becomes Credit Suisse Brand Ambassador, Gets Subtly Attacked by Environmental Activist Greta Thunberg! Here's Why
Kim Jong Un Birthday: Five Lesser Known Facts About The North Korean Dictator


Gender is everywhere. It is all around us. Even now, in this very room. You can see it when you look out your window or when you turn on your television. You can feel it when you go to work... when you go to church... when you pay your taxes. It is the world that has been pulled over your eyes to blind you from the truth.


SCI-West is committed to the economic strength and stability of the West Philadelphia communities which we serve. We also recognize the strong link between the great work of the residents, neighborhood organizations, and local non-profits to the overall health of West Philadelphia.
Check out the SCI-West Community Blog, which provides information on partner programs, community participants, and ongoing projects. Follow, comment, and submit ideas for post!
Volunteer opportunity: We are looking for community participation and volunteer bloggers. If you like to write, take photos, or make films about the West Philadelphia community, then you should get in contact with Christopher McManus ().
To join the mailing list for updates on West Philadelphia projects, click here.


Do you have a smart phone? If so, did you know that Apple phones and Android phones have the ability to find your phone if you lose it? The technology is pretty neat. If you can't find your phone, you can enable it to show you on a map where it is, and, on some models, it can make a loud sound, even if the ringer is turned off. We discovered this week what happens when an earthquake causes tsunami warnings. Did your phone go off and alert you? Many folks were woken from sleep in Alaska to alert them of a possible incoming wave. On Saturday, the Marshalls visited some clergy friends. The directions I had seemed to miss a step. I asked my phone to give me directions, which it did; come to find out we were very close to his house. That technology is pretty neat.
There is another side, however, that as your pastor, I think you should know about. In an article written by David Yanofsky, he and a team of researchers discovered some of what your phone knows and what it tracks. The list is pretty astounding. Using a variety of different manufactures, the researchers found out that your phone predicts the likelihood of you walking, riding a bicycle, traveling on a bus, on a train or in a car. Your phone records the barometric pressure and elevation of your location. It records whether or not you are connected to a Wi-Fi signal, the frequency strength of the signal, the signal strength of every other Wi-Fi signal near you, the location, name and strength of other Bluetooth beacons, the voltage of your battery, how much power you have left in it and whether or not you are charging your phone. This information is all logged into your location history. Additionally, your phone is always listening. Always. If you say certain key words, it will fire up to do a requested action. This past week, my phone has responded twice during meetings asking if I wanted to perform some sort of task. I no longer keep my phone near me (within ear shot) when I have a pastoral meeting. Your phone also knows your voice and can read your finger print. This is the type of stuff that George Orwell, in his famous book, 1984, could not even dream of. Yet, it is happening right now in your pocket, your purse, or wherever you keep your phone.
There is a way to "turn off" this stuff. Find the Location History in your phone and opt out. The reason why I put in quotations "turn off" is because I don't think it really turns it off. When you delete a file from your computer, it is not really deleted. What is removed is the title of the file. The information remains. Imagine it like this. You have a file drawer with 20 files in it. Instead of throwing away a file, you just simply remove the title. Eventually, you'll need the space so you will remove a file when you need the room. But, until that time, the data, or pages, remain. I think even with opting out of location history, your phone does what it does, it tracks, listens, records and waits.
A couple of Sundays ago, I preached on Psalm 139. After reading about what my phone does, and most likely yours too, I read verse 1 and 2 in a new way. "Lord, you have searched me out and know me; you know my sitting down and my rising up; you discern my thoughts from afar." The difference I see for Christians is this, God doesn't need special technology to know these things about us. God simply knows. God created us, knows us, and watches over us – not for commercial gain (like selling advertising space on your phone because it knows you are near a particular store) – but for love. Another difference is this, we can't opt out of God's love or God's watching over us. And really, why would we.


Oops … I just broke The 20% Rule!
1. Dave Ramsey is saying not to carry any personal debt at all – INCLUDING your own home, since it doesn't generate an income. And, there are certainly many who advocate this approach.
2. I am simply saying that the EQUITY in your own home shouldn't exceed 20% of your Net Worth.
Now, if your house is worth more than 20% of your Net Worth, and for most people it will, then by definition I am saying that not only is it OK to borrow the rest … you HAVE to borrow the rest!
When you are old and gray, then Dave Ramsey's approach is fine … but, when you have a plan to retire wealthy, your home – and, your ability to borrow against it – become key.
So, when I told you in a recent post that my house was worth $2 Million … my wife and I actually met BOTH my criteria and Dave Ramey's as we paid cash and the house fit well within the 20% Rule for us.
Now for a 'small problem' … a few days ago, we bought a house worth more than twice as much as our current house … at least, it had better be worth more than twice as much, because that's what we paid.
This means that we have temporarily broken the 20% Rule … d'oh!
1. We are taking a very conservative view of our Net Worth: I tend to discount the sale value of any businesses and similar risk-assets that we may have, when calculating our Net Worth, as they can be taken away.
With these ACTIVE assets included, we are well within the 20% Rule, and very close to it even when only counting PASSIVE assets (a MUCH more conservative way to view Investment Net Worth that we will discuss in future Making Money 301 posts).
2. We paid cash for the house (well, we have only put down the deposit, so far, but will pay cash at closing).
Simple: as we did with our current house, we will take out a home equity line of credit and use that for investment purposes.
… or, if you prefer the Dave Ramsey approach, simply wait before buying the house.
BTW: to be ultra-conservative, we may instead simply use, say, 50% of the equity in this new house (perhaps more, certainly no less) to secure further income-producing real-estate investments (rather than stock purchases) that we intend to hold for a VERY LONG TIME.
As our Net Worth rises, will we pay down that loan (i.e. HELOC)?
We could … as we would again 'fit into' the 20% Rule. But, we probably won't – because the 20% Rule is a minimum standard and there is nothing wrong with investing more, particularly in conservative, long-term buy-and-hold investments.
I see holding such investments, and borrowing a reasonable proportion to fund them, as less risky to my financial future than the typical 'save and never borrow' approaches … but, only because my financial future has to be reasonably BIG … certainly more than a simple savings approach could ever achieve.
That's how we deal with upgrades to our living standards … perhaps, it's a model that you can follow, too?
This entry was posted in real estate and tagged house, Investing, retire, Rich by Adrian. Bookmark the permalink.
The whole trick to using equity as an investment is that you make more in your investment than the cost to borrow the money.
I'd be interested to know what your borrowing costs are, and over the last couple of years, what you're investing in that is outpacing the cost of borrowing.
@ Jim – It is not always possible to have returns outweigh borrowing costs in any short-term (say 1 to 5 year) period. That's why we buy low (sell high, or keep) … lock in long-term when interest rates are low … and wait. Over the last couple of years I have been selling, not buying … now the cycle is beginning again.
Yes, but I'm sure that you realize Dave Ramsey is talking to the majority that buy houses at the national average of $192,000. These people don't have money to pay for their house with cash and then borrow against it. Therefore, I have to agree with Dave, it is better to pay off your house (at least for most).
Unless your net worth is oven 1 million, I wouldn't recommend your strategy. Most people have a negative new worth of at least 100k. They don't have any money to help them out if their investment doesn't turn out, and they could end up losing their house or going into bankruptcy – which means the rest of us will have to pay for their mistake. I don't want to pay for other peoples bad investments, and therefore cannot recommend borrowing against your home.
2. Making Money 301 – What to do if you have so much money that you can afford to pay cash for a house and STILL fit within the 20% Rule ( http://7million7years.com/2008/04/11/applying-the-20-rule-part-i-your-house/ )? That's what this article is about … Making Money 301 principles probably don't apply to people with a Net Worth under $1,000,000.
But, that is VERY different to saying that they should pay down their home mortgage instead of investing elsewhere … they shoudl only do that if they want to STAY with a net Worth under $1 Mill.
I good friend of mine told me some of the same things a few years ago, but now he's in foreclosure and possibly bankruptcy.
But, to be fair, I'm not putting any extra money into my low interest morgage right now. Their are just too many other good investment opportunities.
@ Curt – I seriously doubt that your friend DID the same things, though …. if he did, he'd be writing this blog 😉 Good on you for doing what YOU think is right!