Rosa Nordeste worked as Technical Advisor with our partner ESMBAMA in Beira, Mozambique, for more than 3 years (2014-2017). After the cyclone have hit Beira she decided to go back to help.
Rosa, you are helping your former partner ESMABAMA after the cyclone Idai have hit Beira. Was your decision a fast one?
Rosa: Since my return from Mozambique to Portugal (July 2017) I have been working in photography and graphic design with my own project. I was following the updates about cyclone Idai from Portugal, before and after Idai hit Mozambique. As the news about distruction started arriving, mainly through other friends that lived in the past in Mozambique, I was worried with my friends there, worried with Beira, the city that was my home for more than 5 years, with ESMABAMA, the Missions and with all the vulnerable populations that already have such a hard life. At the time was impossible to get information about any friends. All means of communication were down. Also at the time there was nothing on the news, not even in Portugal, which was worrying me even more: when would help get to Mozambique?
I tried to share as much news as possible of Mozambique because the world was not looking at it. As more information was coming out of Mozambique we could understand the strenght of the cyclone, all the destruction it caused. I was feeling impotent and I wanted to help somehow, but did not knew how, it made me question my main focus at the time and I could not really concentrate properly on work or get proper sleep.
On the wednesday after the disaster I received a call from ESMABAMA's Director, Fabrizio, at the time he just got back to Maputo from Beira and had gone through the terrible cyclone. Fabrizio asked me if I wanted to come to Mozambique and help them as a Communication Coordinator from Maputo (in Beira electricity, internet, or phone coverage is still a juggling game) and to come as soon as possible to Mozambique. With all that was happening he was not eating or sleeping for days and was very worried about the situation at the missions – some aid was getting to Beira but no one was going to the most remote areas. Shortly after I was phoning Fabrizio back with a positive answer and already the Friday after I was on the plane to Mozambique.
How long will (can) you stay?
Rosa: I was invited to come and help during the emergency. The prediction is for a month now.
Rosa: Everyday is a rollercoaster, you deal with very sensitive information and feedback from the field and you always think in all the friends you have over there, all the faces you used to know and didn't got news back yet, how the people are struggling, a lot still with lack of food, most of them just lost everything, all the work of their life. However as I am now in Mozambique, and even that the amount of work is huge, I can sleep better now being hands on the job. I am very happy that I am being able to help here in some way.


text:
Operation Radd-ul-Fasaad underway successfully, 22 arrested from Punjab, Balochistan
RAWALPINDI: Operation Radd-ul-Fasaad continued with great success, while a terrorist has been killed and 22 suspects have been arrested during operation in Punjab and Baluchistan, whereas Forces recovered a huge cache of weapon and explosive material.
According to DG ISPR, operation Radd-ul-Fasaad moves forward successfully. Punjab Rangers carried out operation in Rawalpindi, Lahore, Attock, Dera Ghazi Khan and Rajanpur including other cities of province, during which 10 suspects were arrested, while a huge cache of weapon was also recovered.
Meanwhile, FC along with law enforcement agencies, carried out joint operations, during which a terrorist was killed, while 12 suspects were arrested. Forces also recovered weapon and explosive material from the possession of detained people.
Flower festival in Philippines attracts thousands
Mastermind of attack on Chinese engineers in Sukkur arrested

redpajama_set_name: RedPajamaCommonCrawl


Merry Christmas my loves. I know I'm late, but better late than never right?
I Hope you've been having a fabulous day so far!
I am so glad that Christ is the reason for the season, and we all can celebrate and be merry! I received some pretty gifts, and I'm thankful for all the wonderful people around me.
I will be making a post soon about my Christmas day manicure, so please watch out for that!
Tah-Tah!!! Till later my loves!


4 SCH. This is a supervised clinical experience that focuses on the evaluation and management of patients with a variety of psychiatric problems. The practicum will provide the opportunity to develop an understanding of the role of PA's, psychiatrists, psychologists, social workers and nurses in the care of psychiatric patients. Students develop the skills necessary to evaluate, monitor and manage common mental health problems. Assessment is conducted using preceptor evaluations, end of rotation examination and participation in patient care and PASS Day activities.


Meanwhile, the Manchus had sent a large army into northern Mongolia to confront Galdan in an effort to preempt any attempts at establishing a new Mongol empire. The employment of artillery had a decisive effect, and the Dzungar were routed. In May 1691, Qing emperor Kangxi called a kuriltai of principal Khalkha chiefs at Dolonnur. Those present acknowledged Manchu overlordship in return for protection against the Dzungar. It had become apparent by this time that, although there were strong ties between the Qing court and local Mongol rulers, the relations among individual Mongol leaders were weak. The head of each banner was a vassal of the Qing emperor and was beholden to the Chinese treasury for a pension. Mongols not only pledged personal loyalty to the emperor, but they also became inseparable from their banner and could not serve in any capacity in another banner. Membership was hereditary; class structure was rigid; and the whole feudal-like system helped the Manchus isolate and control the Mongols. The banners, in effect, became petty fiefdoms.
By this time, the Jebtsundamba Khutuktu had fled to escape Galdan's renewed advances. After five years of continued raiding by the Dzungar into central Mongolia, Kangxi led 80,000 troops into Mongolia and in 1696 crushed Galdan near Jao Modo (south of present-day Ulaanbaatar). Galdan retreated, and he died the next year. This ended the influence of the Dzunger in most of Mongolia, although they retained control of the western regions and of parts of Xinjiang and Tibet.
Despite the defeat at Jao Modo, twenty years later the Dzungar again were embroiled in war with the Qing. In 1718 Galdan's nephew and heir, Tsewang Rabdan, invaded Tibet to settle a prolonged dispute over the successor to the Dalai Lama. His troops seized Lhasa, imprisoned the Dalai Lama, and ambushed a Manchu relief force. Kangxi retaliated in 1720; two Chinese armies defeated the Dzungar and drove them from Tibet. This was the first war in which Mongol forces made extensive use of musketry; they were not very effective, however, against the larger, better-armed and better-equipped Qing forces. After the death of the Dalai Lama, a new Dalai Lama was installed by Kangxi, and a Manchu garrison was left in Lhasa. Meanwhile, another Chinese army invaded Dzungar territory to capture Ürümqi and Turpan. Additional Chinese punitive expeditions eventually defeated the Dzungar in 1732 and virtually ended Mongolian independence for nearly two centuries.
The Russian and the Chinese empires continued their expansions into Inner Asia during the eighteenth century. They found it expedient to delimit the borders between the respective areas of ancient Mongolia that they had conquered in the seventeenth century. This was done by the Treaty of Kyakhta in 1727, which established the border between the portions of Mongolia controlled by China and those controlled by Russia.
In the period 1755 to 1757, serious revolts against Chinese rule broke out among the Dzungar in Xinjiang. These were suppressed promptly, and Chinese control over western Mongolia and Oirad territory was strengthened. In 1771 the Chinese government persuaded part of the Kalmyk tribe to return from Russia to repopulate the devastated region.
During the 1750s, as a result of Manchu administrative policies, the first distinction was made between northern and southern Mongolia. The southern provinces--Suiyuan, Chahar (or Qahar), and Jehol (or Rehol), known as Inner Mongolia--were virtually absorbed into China. The remainder of the region--the northern provinces, which became known as Outer Mongolia--was considered an "outside subordinate" by the Manchus, and it was largely ignored. After another 100 years, however, China again became alarmed by Russia's expansionist policy and colonial development in the regions north and west of Outer Mongolia. Increased Chinese activity in Outer Mongolia resulted in some economic and social improvements, but it also revealed to the Mongolians the possibilities of playing off the two great empires against each other. Chinese merchants and moneylenders had become ubiquitous, and the extent of Mongol debt had become enormous, by the early nineteenth century. The debt situation, combined with growing resentment over Chinese encroachment, gave impetus to Mongol nationalism by the beginning of the twentieth century.
During the period of Chinese dominance, Mongolia not only experienced a century of peace, but it became an increasingly theocratic society. Buddhism relatively early had absorbed shamanism, and the result was a unique local religion. By the mid-nineteenth century, however, turmoil in China, caused by internal rebellion and by pressures from the West, resulted in a breakdown of the increasingly expensive administrative apparatus in Outer Mongolia. Mounting debts and higher taxes, which led to a growing impoverishment of Outer Mongolia, gradually rekindled traditional Mongol dissatisfaction with the Manchu overlord. Rioting, Mongol troop mutinies, and other anti-Chinese incidents occurred with increasing regularity in the late nineteenth and the early twentieth centuries. Outside help was sought from Russia in 1900, when a mission--which failed--was sent to St. Petersburg. Thereafter, reform-minded Chinese leaders abolished many old social and political proscriptions, and, despite Mongol resentment of the idea and of continued Chinese repression, preparations were being made for constitutional government when revolution broke out in China.


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Unless you're already rolling in it, you'll probably need to apply for financing. The amount you get with a business acquisition loan depends on the business you're buying.
When Alex Livingston and his business partner Eddie Santillan decided to buy a small business from a retiring owner after graduating from Harvard Business School, they decided to get a bank loan.
In this guide, we'll walk through exactly what you need to know about business acquisition loans, and what your options are to finance the purchase of another business.
By Mike Handelsman, General Manager, BizBuySell As the economy struggles to rebound, unemployment rates remain at historical highs and millions of Americans are still looking for work.
Getting a loan to buy a business can get complicated and usually will take longer than other types of business loans.
Once you have decided on the kind of business you want to buy – whether it's a restaurant, a pub, a hotel or even a tropical island (yes, they do come up for sale), you will need to address the all-important issue of financing your purchase.


text:
Atlantic Works v. Brady, 107 U.S. 192 (1883), is a patent infringement decision of the United States Supreme Court, noted for this criticism of allowing patents on trivial inventions that encourage speculators:

Background

Edwin L. Brady obtained a patent on boats for dredging under water. The patented dredge boat consisted of "a strong boat, propelled [preferably] by  . . . two propellers placed in the stern of the boat" and driven by a steam engine.  The use of two propellers made "the boat more manageable in steering in crooked channels." Near the bow of the boat, Brady placed another steam engine driving a "mud fan," like a propeller but with sharper blades, extending two feet below the bottom of the boat. "[T]heir object is, by their rapid revolution, to displace the sand and mud on the bottom and, stirring them up, to mix them with the water so that they may be carried off by the current." The boat has a series of watertight compartments into or out of which water is pumped so as to sink the vessel to the required depth for dredging.

Brady claimed as his invention:

Atlantic Works of Boston constructed a dredge boat of the same construction as that described in Brady's patent. He sued for patent infringement in the circuit court, seeking an injunction and "an account of all such gains and profits as they, the respondents, have received by their unlawful and wrongful acts and doings." The case was tried before Supreme Court Justice Clifford, as Circuit Justice. He sustained the patent and found it infringed.

Ruling of Supreme Court

Justice Bradley delivered a unanimous opinion of the Court. He began by analyzing the patent:

All the elements were old. The use of a series of tanks for the purpose of keeping the vessel level while she settles "is an old contrivance long used." The use of propeller screws "for the removal of sand and mud accumulated at the mouths of the Mississippi had frequently occurred years before" the patentee's alleged invention. Dredging by "running the vessel up and down over the bar, and thus stirring up the mud with the propeller screw" so that "the screws' coming in contact with the mud and deposit, and the revolutions of the screws about sixty times a minute, would create a current of water by which the sediment would be washed away" was previously used on the Mississippi River.

The Court observed: "It may well be asked at this point where was there any invention in the device described in the patent? Was it invention to place a screw for dredging at the stem of the boat? Nothing more than this was in reality suggested by the patentee." But previous boats used as dredge boats did that. They just ran the boats backwards. "They were turned end for end, and the stern was used as the [bow], and the screws went forward, working in the bottom deposit in advance of the vessels." If, instead of using an existing ordinary boat for dredging, one wanted to construct a boat expressly for dredging, putting the screws at the front would "have been suggested by ordinary mechanical skill." Even though all the elements of Brady's dredge boat were old, could there be invention in combining them? "Did he make a selection and combination of these elements that would not have occurred to any ordinary skilled engineer called upon, with all this previous knowledge and experience before him, to devise the construction of a strong dredge boat for use at the mouth of the Mississippi? We think not. We think that there is no reasonable ground for any such pretension."

The Court explained how technological progress ordinarily occurs:

The patent system must be operated knowing this, the Court explained, or technological progress will be hampered instead of being promoted by the patent system:

The Court therefore ruled: "Our conclusion is that the patent sued on cannot be sustained, and that the decree of the circuit court must be reversed and the cause remanded, with instructions to dismiss the bill of complaint."

Commentary

According to Justin Lee, the key policy guiding Atlantic Works "is the notion that a patent grant is a quid pro quo. The patentee is granted a bundle of exclusionary rights and the public receives in return a disclosure of previously unknown technological know-how." Therefore, if any routine mechanic would devise the claimed invention when con fronted with the problem that the patent addresses, "then the grant of exclusionary rights succeeds only in preventing the public from exercising its rights to practice technology already within its grasp without giving anything back to the public return."

References

External links

United States patent case law
1883 in United States case law
United States Supreme Court cases
United States Supreme Court cases of the Waite Court
Dredging

redpajama_set_name: RedPajamaWikipedia


text:
Cardiff Crown Court
Xana Doyle death crash duo jailed after getting high on drugs before flipping car 10ft in the air and killing aspiring beautician
Sakhawat Ali, 23, and cousin Shabaz Ali, 21, were both high on drugs at the time of the single-car crash which killed their 19-year-old passenger
Benjamin Wright, Press Association
Shabaz Ali (top right) and Sakhawat Ali (bottom right) have been jailed over a crash which killed Xana Doyle (left)
Two car thieves high on drink and drugs have been jailed for their roles in the death of a popular Newport teenager.
Sakhawat Ali was twice the drink-drive limit and had taken cocaine and smoked cannabis before he crashed his uncle's car killing passenger and aspiring beautician Xana Doyle, 19.
Cardiff Crown Court heard the 23-year-old defendant, who admitted to "showing off" while behind the wheel, was distracted moments before the 60mph crash after his drugged-up cousin Shabaz Ali, 21, attempted to pull the handbrake from the rear passenger seat as a joke.
Pair told 'lie after lie'
The stolen Toyota Avensis then hit the kerb before going 10ft in the air as if it had "hit a stunt ramp" before flipping on its roof.
Both Alis managed to crawl out of crumpled wreckage – while a screaming 15-year-old girl in the front seat and a fatally injured Ms Doyle in the back were trapped inside.
The pair then told "lie after lie" to police arriving at the scene – even claiming they were walking down the street when the crash happened early on the morning of January 9 in Usk Way, Newport.
The scene of the crash
And although the two cousins would later plead guilty they continued to point the finger at one another.
Their attempts to downplay their involvement prompted a three-day "Newton hearing" to establish key facts in the case.
Read more: Mother of Xana Doyle pays tribute to her 'beautiful' daughter at emotional funeral
Following three hours of legal arguments Judge Neil Bidder QC said he was completely satisfied both men were jointly responsible for the fatal crash.
He said the accident had been caused by drink, drugs, and excessive speed as well as the behaviour of the youngest defendant.
Xana Doyle 'had her whole life ahead of her', a judge said
Cries of 'Yes' from public gallery
Sakhawat Ali – who pleaded guilty to causing death by dangerous driving, aggravated vehicle taking driving with excess alcohol – was handed an eight years and three months prison sentence.
Shabaz Ali – who pleaded guilty to aggravated allowing to be carried in a vehicle involving a fatal accident – was jailed for seven years and three months.
Doves were released at an emotional funeral for Xana earlier this year:
The sentences were greeted with shouts of "yes" from a packed public gallery.
Judge Bidder said: "Both of you share responsibility for causing the death of Xana Doyle.
Family and friends of Xana left floral tributes close to the scene of the crash
'Effect of her death is incalculable'
"I regard the taking and use of this car on the night of the fatal crash as being in all but name as a joint enterprise.
"At least one of the motives for taking and use of the car was that it should be available to take you both to where drugs could be purchased.
"Xana was killed probably instantly and was only 19 years old with her whole life ahead of her.
Sakhawat and Shabaz Ali told 'lie after lie' in the aftermath of the smash
"The effect of her death upon her family is incalculable.
"The only conceivable way this avoids being the very worst case of causing death by dangerous driving is if you had in fact killed more than one person – and it is only good fortune you failed to do so."
Spent £300 on cocaine and cannabis
The court heard that hours before the crash the Ali cousins had been at a house party in Bettws.
After guzzling shot after shot of Jack Daniels they went to Shabaz Ali's parents' house and swiped the keys of the family car – with Sakhawat Ali taking the driver's seat – before going out to buy more alcohol and cigarettes.
The pair later took a further trip to go and score drugs, blowing £300 on cocaine and a bag of cannabis, before returning to party with friends again.
Pulled handbrake repeatedly
But during three journeys in the stolen car Shabaz Ali had been a "total nuisance" and had kept pulling the handbrake on the moving vehicle because he "thought it was funny".
On one occasion after pulling the brake his parents' car was left with a big dent after it hit a lamppost.
Shabaz Ali was jailed for seven years and three months
After returning to the party Sakhawat Ali told the court he snorted around four lines of cocaine while his cousin repeatedly sniffed amounts of the drug from a house key.
But despite their earlier scrapes in the vehicle, and clearly being under the influence of drink and drugs, the pair used it for a fourth and fatal time.
At around 6am Ms Doyle and a teenage friend, neither of whom had been taking drugs that night, accepted a lift from the party back to their house.
The wreckage of the car in Newport's Usk Way
Survivor left with panic attacks
Judge Bidder added: "You Sakhawat Ali continued to drive at grossly excessive speed when you were heavily intoxicated.
"I am sure the two women passengers in the car had repeatedly told you to slow down.
"I am sure that prior to the accident you Shabaz Ali stretched forward to between the front seats and made as if to pull the handbrake – that caused Sakhawat to lose control of the car.
"Your actions only barely lessen his responsibility for the crash but they substantially increase yours."
Driver Sakhawat Ali was jailed for eight years and three months
While Ms Doyle was killed almost instantly her younger friend, Liliana Breeds, was left with nasty head injuries.
A court heard the youngster also suffered a fracture to her forearm and also had to have her hair shaved off for doctors to stitch her wounds.
In her victim impact statement she said parts of her hair had not grown fully back over her scars, which was a constant visual reminder of the tragedy, and she also suffered regular panic attacks.
Mum's heartbreak
The heartbroken mother of 19-year-old Xana Doyle said her daughter's death had utterly destroyed her family.
Emma O'Donoghue detailed her family's pain in an emotional victim impact statement which was read aloud to the court today.
She said she found the process of writing down how Xana's death had affected her incredibly difficult.
"No words can express how hard this is to cope with," she said.
Xana's funeral cortege as it passed through Newport
"I am in a permanent daze and life seems just pointless.
"I will never see Xana get married, have children or be successful in her chosen career.
"There will always be a hole in our hearts and every family celebration in the future will be bitter sweet, knowing that Xana is no longer with us.
"I have never felt heartache like this - time is not healing.
"She was truly an unforgettable girl and this whole situation is just so cruel."


This is a cute little beeswax candle in the shape of a beehive with bees on the outside. It is approx 5cm high and 4cm wide with a minimum burn time of 4 hours.
A small half egg shaped beeswax candle, great for the bathroom or bedroom. Made from 100% pure NZ beeswax and the pure cotton wick, it is approx 7cm high and 4.5cm wide, with minimum of 9 hours burn time.


text:
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redpajama_set_name: RedPajamaGithub


text:
Archives Home →
Monkeypox—Eight Weeks To Stop The Spread
By Anony Mee
The question:
If refraining from sexual contact for three-to-eight weeks could save lives and put a stop to suffering in your community, would you do it?
The history:
Monkeypox is an animal virus that can be transmitted to and between humans. In 1970, the first human case of monkeypox was identified in a child in the Democratic Republic of the Congo. It has appeared since then mostly in tropical African countries. The 2003 outbreak in the U.S. was via infected prairie dog pets that had been housed with infected animals imported from Ghana. Most outbreaks outside of the African continent have originated from contact with travelers from Nigeria.
The current monkeypox outbreak is, almost exclusively, a sexually transmitted disease. The World Health Organization has declared it a disease of global public health importance. The cohort being infected during this outbreak is the MSM community. No, not the mainstream media; the men who have sex with men. Nowadays I guess that would be the males (XYs) who have sex with males (XYs), although anyone in intimate contact with an infected person can get it.
According to WHO, the disease has an incubation period of as few as 5 and as many as 21 days. The first symptoms are fever, intense headache, swollen lymph nodes, back pain, muscle aches, and extreme fatigue. The skin lesions usually appear within 1 to 3 days of the fever. Specific to this period, which lasts from two to four weeks, WHO says:
The rash tends to be more concentrated on the face and extremities rather than on the trunk. It affects the face (in 95% of cases), and palms of the hands and soles of the feet (in 75% of cases). Also affected are oral mucous membranes (in 70% of cases), genitalia (30%), and conjunctivae (20%), as well as the cornea. The rash evolves sequentially from macules (lesions with a flat base) to papules (slightly raised firm lesions), vesicles (lesions filled with clear fluid), pustules (lesions filled with yellowish fluid), and crusts which dry up and fall off. The number of lesions varies from a few to several thousand. In severe cases, lesions can coalesce until large sections of skin slough off.
The R naught—the reproductive rate of the virus—is probably less than that of smallpox, which is 3.5 to 6.0. Monkeypox is infectious from the first sign of symptoms until the rash is fully healed and new skin has formed.
According to the CDC, it is spread through intimate contact with the rash, scabs, or bodily fluids, including close contact with respiratory secretions while kissing, touching items that have touched a rash or such body fluids, and traveling through the placenta. Monkeypox virus enters the body through broken skin, the respiratory tract, eyes, nose, and mouth.
The pictures of infected people with widespread rashes look horrific. The rash can be very painful and leave scars. More worrying is that the case fatality rate is between 3% and 6%. With more than 15,000 people worldwide known to be infected, that's 450 to 900 expected deaths right there. Risk factors according to Healthline include having a more severe case, being a younger person, prolonged exposure to the virus, and having overall poor health. That would naturally include anyone already at risk of higher STD exposure.
There's lots of talk of mass vaccinations to prevent contagion. With this vaccine, that might work. It will take time, logistics, money, and the public's cooperation with governments currently in several hot seats with their people to make it effective. How about we try something else, in addition to a vaccination outreach?
The appeal:
Unlike SARS-CoV-2 (COVID-19), this is a virus that has limited opportunity for transmission. Imagine! What a wonder it would be if the most at-risk members of our world were to stop the spread of this potentially deadly contagion in its tracks. What a powerful show of force and determination for a historically disparaged group.
How would this work? Let's pick an arbitrary date, say August 1, 2022. Every man who engages in sexual relations with other men, and others whose sexual partner does so, refrains from sexual intimacy, including kissing and intimately touching the genitals, eyes, noses, and mouths of others, for three weeks. At this point, with no symptoms of fever, achiness, enlarged lymph nodes, tremendous fatigue, or rash, one can presume to be uninfected. The uninfected know what to do to remain safe from this virus—refrain from indiscriminate intimacy. Those that do experience symptoms seek medical care and supervision of their progress—and continue to refrain from vector activities until the virus has run its course.
Meanwhile, countries, governments, international and multilateral organizations like the UN and WHO, political parties, communities, advocacy groups, and many others can broadcast public service announcements telling folks that only they can stop the monkeypox. It probably will not surprise anyone that the same group most at risk of catching monkeypox is also at a high risk of contracting HIV. The CDC's budget includes HIV prevention. American embassies in countries with a high HIV/AIDS burden have funding in place through the PEPFAR (the President's Emergency Plan for AIDS Relief) program to support outreach in communities, like the MSM, to reduce the incidence of transmission.
Raves can be postponed; gay bars can become more sedate gathering places, reminding folks that they are saving lives by making their own lives somewhat uncomfortable for a few weeks. Friends can have conversations with friends; ditto family members. Those mutually attracted can make a date for later, perhaps during the holidays. Public health officials can reach out to their local MSM sex workers with help and financial support during this period. Those working with teens in the MSM world can encourage them to shoulder the responsibility that comes with a high-risk lifestyle.
Within eight weeks, the LGBTQ+ village can eradicate this terrible scourge. Then they could rightfully claim it takes a village to save a world. Let's have the Pride family show the world what it's made of—strength, wisdom, and sacrificial care for its own.
Calling on all our gay conservatives, especially, and their friends and allies, to announce and support a very time-limited movement to Stop the Pox.
Image made using a public domain image.
Anony Mee is the nom de blog of a retired public servant.


text:
Is It Too Late to Buy Upstart Stock?
By Jamie Louko – Oct 15, 2021 at 9:18AM
Upstart's AI-based lending model is popular with banks, resulting in strong financial performance.
Its current market penetration in lending is just the tip of the iceberg in terms of its potential.
NASDAQ: UPST
Upstart
(-2.54%) -$0.49
This company is changing how lenders gauge people's creditworthiness. It has massive growth potential and the stock price reflects that.
Upstart (UPST -2.54%) -- a company that uses artificial intelligence systems to determine would-be borrowers' creditworthiness -- has caught the attention of Wall Street and the mainstream financial media in 2021. As a result, the stock price has surged more than 1,000% since its December 2020 IPO, raising questions about how much bigger this company can get.
But investors considering buying in on Upstart now should remember that this is still a young business, and its stock has the potential to grow another 1,000% over the next decade. The company has just started de-risking itself, making it safer for investors to get a piece of the action.
Let's go into more detail about why Upstart is still worth buying today.
Upstart's formula could replace FICO
For decades, the chief way banks and others have determined creditworthiness is by looking at a person's FICO score -- a metric created by Fair Isaac Corp. (FICO -2.42%) back in 1989. There are a host of variations based on that model now, but still, those scores have certain weaknesses -- primarily because there are plenty of people who have poor credit histories or no credit history at all, but who would nonetheless be good credit risks. Fully 80% of Americans have never defaulted on a loan payment, yet fewer than half of Americans have prime credit -- meaning that as much as 30% of the populace are potentially good people to lend money to, but might get rejected by banks making their decisions solely by looking at credit scores.
Upstart looks at a much bigger picture -- everything from employment history to how applicants interact with the loan application -- and takes all of this data into account, determining each consumer's creditworthiness with impressive accuracy. An internal study by Upstart showed that all other things being equal, Upstart's evaluations led to 75% fewer defaults than when relying on traditional models.
Even better, the more loan decisions it makes, the more accurate Upstart's AI should get. Each borrower it recommends lending to will either pay off their loan or default. If they default, the model will learn that customers with similar traits might also be less likely to pay off loans. That steady aggregation of new data could help it adjust its decision-making and decrease its default rate as time goes on.
With Upstart, the process to get a loan is becoming much easier. The company approves an average of 27% more loans than banks do using their traditional model, while applicants get on average a 16% lower interest rate. The decision process is also quick for the customer: Upstart's AI has gotten so good that it has been able to automatically approve 71% of its applications with minimal fraud risk. Among its accepted loan applications in 2020's fourth quarter, only 0.4% later proved to be fraudulent.
Innovation is leading to success
Reinventing the loan approval process has resulted in strong financial success for Upstart. The company gave its thumbs-up to 24% of the loan applications it saw in Q2 2021, reaching a transaction volume of 287,000 loans. And loan volume increased by 69% from the first quarter.
Related to the increase in loan volume, Upstart's Q2 revenue grew by 1,000% year over year, and by 60% sequentially, to $194 million. Its contribution profit -- a metric similar to gross margin -- was 50% of total revenue in Q2, up from 46% in Q1 2021.
Despite being a small company in terms of revenue, Upstart is profitable. Its net income for Q2 was $37 million, an improvement from its net loss of $6 million in the prior-year quarter. The company also produced free cash flow of $134 million in the first half of 2021 -- representing a free cash flow margin of 44%.
It won't be surprising to see this strong growth continue. In addition to the network effects it benefits from, lending is an enormous market. Management sees a market opportunity of $635 billion in auto loan origination and an $84 billion opportunity in personal loans. It's just beginning to tap into the vehicle loan market with its recently launched Upstart Auto Retail product -- an outgrowth of the company's April acquisition of Prodigy, a provider of cloud-based software for auto sales.
Lenders are flocking to Upstart
Lenders are moving to Upstart's platform fast -- four banks have partnered with it since its Q2 report. Its customer concentration was high at the beginning of 2021, with one lender accounting for 67% of its loan volume in 2020. That client only represented 60% of Upstart's loan volume in the first half, however. With the addition of these new banks since it reported Q2 earnings, its concentration figure will likely continue to decline.
The stock is trading at 133 times free cash flow and 64 times sales. However, Upstart has been doing everything right so far in 2021: It has decreased its client concentration, expanded into a big new market, and rapidly grown its business. Yet it still has plenty of room for explosive growth over the next 10 years, and investors still have the opportunity to benefit from its game-changing technology.
Jamie Louko owns shares of Upstart Holdings, Inc. The Motley Fool owns shares of and recommends Upstart Holdings, Inc. The Motley Fool recommends Fair Isaac. The Motley Fool has a disclosure policy.
UPST
Fair Isaac
$644.28 (-2.42%) $-15.97
Can This Beaten-Down Growth Stock Soar in 2023?
The 1 Reason I Still Own Upstart Stock
Why Upstart Rallied Today
3 Fintech Stocks to Buy Before the Bear Market Is Over
Why Upstart Was Falling Hard Today


Needing a little romantic getaway? Then Foolin' Around is the perfect cabin to escape to. The gorgeous 1 bedroom cabin is perfect for you and that special someone. Relax and in the heart shaped Jacuzzi or the hot tub out on the deck while you take in the amazing views of the Great Smoky Mountains. With in cabin wifi, pool table, and air hockey table you will have no reason to leave the cabin. If you decide to head out and hit up the town your only just a short 5 minute drive to Gatlinburg and 10 minutes from Pigeon forge so you can enjoy all the great attractions in the area has to offer like Dollywood or even Wonderworks. Stay in Foolin' Around and get away with that special someone. It will be your new escape from your everyday life.
Beautiful Cabin outside of Gatlinburg TN!
LOVE IS.... The mountains are calling!!
Cozy Condo Downtown! Indoor Pool! May Special! Only $89/night!
Gatlinburg Condo w/ Screened-In Porch & Mtn Views!
CHESTNUT RIDGE New Mountain Cabin (No Extra Mgmt Fees).
Updated Gatlinburg Condo w/Views-Mins to Downtown!


To make sure visitors to your site have the best possible information on things to do and places to go while they enjoy the Mornington Peninsula add a link on your site which will guide them to us.
All you need do to include either of the links below is to click in one or other of the text boxes below, then right click with your mouse and choose "Select all" or, on a PC, click on Control-A to highlight the code, then select "Copy" and finally paste it into the "source" section of your website.
For more help, ask your web site administrator or contact us.


Yes it is true, we are now on the second leg of our trip and are now in beautiful Arizona. We had a great time in Palm Desert and left there on Sunday at 10 a.m., we drove 200+ miles and have now put 3000 miles on the new car. Kinda sad when we have only had it for a month and a half, but hey we bought it so we might as well use it. So far we have had a blast, anutie Beth drove us around and showed us some cool stuff in Arizona. Our first thought when we arrived? "we have to move here" It seriously is gorgeous here and there just seems to be a friendly community here. Jen and i had our 1st full day of shooting and it was awesome, albeit wet. It poured for the 1st half of the day and we thought we wouldnt be able to shoot at all today, but we ventured out anyways......were glad we did. In the afternoon the skies cleared up a little and the skies were incredible, when we arrived here Beth said she would be surprised if we got any good pictures. I guess she thought there really wasnt anything to shoot here......i was up to the challenge. We spent the day at Saguaro Lake and drove around through the park stopping at random places and taking photos. When i showed Beth some of the photos of the day she was pleasantly surprised, so i guess mission accomplished. Not sure where we are going tomorrow but im sure it will be fun. Heres some photos.
that set of images is off the hook!!!!


text:
CLE 9, BOS 8: Snapped
by shawn medeiros | Apr 28, 2009 | Ben Francisco, Brad Penny, Fausto Carmona, Game Recap, Javier Lopez, Jon Lester, Julio Lugo, Mark DeRosa, Nick Green, Tim Wakefield
Javier Lopez could use a mulligan.
Extra innings seemed inevitable. Kevin Youkilis snagged a ball to his right with two outs in the bottom of the ninth, flip to first base to the pitcher covering, inning over. Sounds routine enough. Right?
Well it didn't end that way.
Lopez, who was covering the bag at first, took his eye off the ball, it landed in the infield and he crashed to his knees. The game was over, Mark DeRosa — 4-for-5 on the night — scored from second base, Indians win 9-8. And just like that Boston's 11-game winning streak was over too.
There couldn't be a worst way to snap an 11-game winning streak than that.
Goat of the Game – Brad Penny
Yes, only four of his runs were earned but his command still wasn't sharp. However, Seven runs scored during his pathetic 2 2/3 innings pitched. Penny also gave up a game-tying three-run jack to Ben Francisco. After a dominant start from Tim Wakefield last night that "outing" was too sharp of a contrast to watch.
Next Game – Wed. 4/30 vs. Cleveland Indians – Jon Lester/Fausto Carmona
Keep Lugo on the bench or trade him. Nick Green is better.


text:
Risk-shift oder Risky shift, auch als Risikoschub-Phänomen bezeichnet, beschreibt eine Beobachtung, die man bei sozialpsychologischen Experimenten und Untersuchungen machte: Gruppen entscheiden im Allgemeinen risikofreudiger als Einzelpersonen. Es scheint eine Art Abwälzung auf andere Gruppenmitglieder stattzufinden: "Ich trage ja nicht die ganze Schuld." Auch in Gruppen gefällte Urteile fallen nach Diskussion in ihrer Ausprägung stärker aus als einzeln gefällte Urteile (Polarisation), so dass Risk-shift als ein Spezialfall dieser allgemeinen Tendenz der Polarisation gesehen werden kann.
Die ersten Experimente von J.A.F. Stoner, der am Sloan College des Massachusetts Institute of Technology eine Magisterarbeit zum Risikoschub-Phänomen einreichte, fanden im Jahre 1961 statt; das Thema wurde dann sehr schnell von sozialpsychologischen Forschern in aller Welt (z. B. Wallach, Kogan, Berm, 1962, 1964) aufgegriffen und war bis Anfang der 1990er Jahre ein häufiges Thema von Untersuchungen.

Die Untersuchungsmethoden insbesondere der frühen Untersuchungen zu dem Thema standen jedoch immer wieder in der Kritik: bezweifelt wurde insbesondere, ob aus den Laborexperimenten auf das tatsächliche Gruppenverhalten und aus der Fragestellung, die die Gruppe in diesen Experimenten zu entscheiden hatte, auf die allgemeine Risikoneigung geschlossen werden kann.

Siehe auch
 Liste der klassischen Experimente in der Psychologie

Literatur
Manfred Sader: Psychologie der Gruppe, S. 12 ff., Juventa (1996), ISBN 3779903156

Weblinks
Fernuni Hagen Risk-shift

Gruppendynamik
Sozialpsychologie
Experiment in der Psychologie


Kathie Lee Gifford and Hoda Kotb know how to celebrate an anniversary: with a big party!
The ladies gathered with the TODAY anchors and crew at the Rainbow Room in Rockefeller Center Wednesday to celebrate their 10-year anniversary of hosting together.
"Television can be used in such a powerful way, and it's our choice how we really use it," Kathie Lee said at the event, which had signature Kathie Lee and Hoda drinks ("Hoda's Soda" and "Kathie Lee's Stuff"), a photo booth and flower arrangements by Venus et Fleur. "Choose life, bring joy to someone, make someone laugh." And that's exactly what Kathie Lee and Hoda have been committed to doing for the last 10 years.
Congratulations, Kathie Lee and Hoda! Here's to another 10 years!


text:
Erebus orcina är en fjärilsart som beskrevs av Felder 1874. Erebus orcina ingår i släktet Erebus och familjen nattflyn. Inga underarter finns listade i Catalogue of Life.

Källor

Nattflyn
orcina


Christopher Dascalopoulos is an Actor and Director who trained at the Giles Foreman Centre for Acting in Soho. Recent theatre credits include Russell in Rumble (Courtyard Theatre), Leader of the Chorus in the Oresteia (Theatro Technis), Aristarkh in Dying For It (Studio Soho) and Andrey in Three Sisters (Arts Theatre). Since graduating, Christopher has had lead roles in a number of short films and directed a production of Mike Cullen's Anna Weiss in Soho. Christopher is represented by Dee Boss Talent Management.


text:
Q: cURL fails to login in to my router I wanted to port my reconnect script from iMacros to curl. iMacros was great because it acts like regular web browser and you can record your actions and then edit the code, but i'd like to port it to curl in order to use same code on rasbian.
Here is the iMacros code:
VERSION BUILD=10022823
TAB T=1
TAB CLOSEALLOTHERS
URL GOTO=http://192.168.1.1/
SET !TIMEOUT_STEP 20
SET !ERRORIGNORE YES
TAG POS=1 TYPE=A FORM=NAME:form_contents ATTR=TXT:Wyloguj<SP>się
SET !ERRORIGNORE NO
TAG POS=1 TYPE=INPUT:TEXT FORM=NAME:form_contents ATTR=NAME:username CONTENT=YOUR_USERNAME
SET !ENCRYPTION NO
TAG POS=1 TYPE=INPUT:PASSWORD FORM=NAME:form_contents ATTR=NAME:password_* CONTENT=YOUR_PASSWORD
TAG POS=1 TYPE=TD FORM=NAME:form_contents ATTR=ID:center_login_submit
TAG POS=1 TYPE=IMG FORM=NAME:form_contents ATTR=SRC:http://192.168.1.1/images/rg_box.png
TAG POS=1 TYPE=A FORM=NAME:form_contents ATTR=TXT:Połączenia<SP>sieciowe
TAG POS=15 TYPE=IMG FORM=NAME:form_contents ATTR=SRC:http://192.168.1.1/images/edit.png
TAG POS=1 TYPE=TD FORM=NAME:form_contents ATTR=ID:center_conn_disable_ppp1
WAIT SECONDS=5
TAG POS=1 TYPE=TD FORM=NAME:form_contents ATTR=ID:center_confirm_submit
WAIT SECONDS=2
TAG POS=1 TYPE=TD FORM=NAME:form_contents ATTR=ID:center_conn_enable_ppp1
TAG POS=1 TYPE=A FORM=NAME:form_contents ATTR=TXT:Wyloguj<SP>się

I tried to log in by using
curl -c cookie -b cookie -d "username=admin&password_*=admin" --location http://192.168.1.1

but it fails,url it returns is

"http://192.168.1.1:80/index.cgi?host%5fmac=my_mac_address&page=
page%5fcookies%5fdisabled% 5ferror&req%5fmode=0&strip%5fpage%5ftop=0&strip%5fpage%5ftabs=0&strip%5fpage%5flogo=0&scroll%5ftop=0&page%5fsession%5fid=&button%5fvalue="

I heard this router have ridiculous protections in webui, or maybe I just forgot about some value in command?
ps. I hope cURL supports random variables since the form id in login page have ALWAYS different name in form of password_randomNumbersAndLetters. Because of that I used "password_*"
edit: here is login page in english

A: That router page looks really complicated. If I were you, I would go with iMacros for Chrome or iMacros for Firefox, both of which are compatible with Raspbian. Just record a phony macro, right click on it, select "Edit Macro", then paste in the macro you have.

redpajama_set_name: RedPajamaStackExchange


text:
Coronavirus in Indiana: 607 New Cases, 1 Additional Death, 11K Vaccinations
Published May 10, 2021 • Updated on May 10, 2021 at 11:22 am
NBCUniversal Media, LLC
Health officials in Indiana on Monday reported 607 new cases of coronavirus and one additional death, along with more than 11,000 new vaccinations in the past day.
According to the Indiana State Department of Health, the new coronavirus cases bring the state to 730,306 since the pandemic began. The additional deaths lifted the death toll to 13,004 with another 415 classified as probable COVID-19 deaths.
Over the last 24 hours, 11,389 new tests have been administered, 3,430 of those on new individuals, bringing the statewide total to over 10 million tests during the pandemic.
The state's rolling average positivity rate remained the same as the day before at 5.2% on all tests and dipped slightly to 13.5% of individuals tested over the last seven days.
A total of 912 Indiana residents are currently hospitalized, according to ISDH data, a slight dip from the day before.
Currently, 8.9% of the state's intensive care unit beds are occupied by COVID patients. Approximately 2.9% of the state's ventilators are in use by COVID patients.
A total of 11,478 new vaccine doses were administered in the past 24 hours, officials said, with 8,756 of those individuals now fully vaccinated.
A total of 4,587,006 doses of the vaccines have been administered in Indiana, with 2,144,438 individuals now fully vaccinated, health officials say.


text:
Windies and Sri Lanka evenly poised entering 4th day of final test
9:41 pm, Wed December 1, 2021
West Indies all-rounder Kyle Mayers says the Caribbean side will need to maintain their intensity in the field on day four to stand any chance of victory in the second test against Sri Lanka at Galle.
Sri Lanka will resume their second innings on 46-2, still trailing the visitors by 3 runs.
The Sri Lankans lost captain Dimuth Karunaratne and Oshada Fernando for 6 and 14 respectively via the run out route just before the close of play on day 3.
Earlier, the West Indies were dismissed for 253 in their first innings reply after resuming on 69-1.
Captain Kraigg Brathwaite carried on to 72 from his overnight 22, while fellow overnight batsman Nkrumah Bonner made 32 after resuming on 1. Mayers was left unbeaten on 36.
Spinner Ramesh Mendis took a career best 6-70 for the home side. Scores in the match so far: Sri Lanka: 204 and 46-2; West Indies: 253.


text:
In Internet of Things, Security, Smart Driving
Avoid the Automotive Cybersecurity Speed Trap
Among connected-car enthusiasts, manufacturers and drivers, cybersecurity is the looming speed trap. If, as Gartner Research projects, there will be a quarter of a billion cars on the road by 2020 connected with Wi-Fi hotspots and Bluetooth®, something will need to keep hackers from exploiting those connections.
Less than 20 years ago, GM's OnStar was the first telematics technology—and customers didn't necessarily go crazy for it. Today though, the technology has advanced to enable movies to stream to the back seats, allow onboard emergency systems to call 911 when airbags deploy, provide data to GPS systems to avoid traffic and wrong turns, schedule electric vehicles to charge at off-peak times, or deliver voice-activated calls to a phone contact list. The concern? All of this convenience moves through a connection that is a weak link.
Vehicle security used to mean door locks and tamper alarms. The goal was to keep thieves out of – and away from — the car. Nowadays, thieves can use more than doors and windows to get into your car; those Wi-Fi and Bluetooth connections are the portals that, unsecured, could allow the unscrupulous to crack open your personal data or control the electronics of your car. White-hat hackers have done it already.
Demands for cybersecurity in the automotive world call for fail-safe defense features throughout the vehicle's circuitry and software. The security levels requested by automotive manufacturers are rapidly approaching — and overtaking — those already proven in smart cards for banking and identity cards for governments, using secure ICs, with the added requirements of being hardy enough to withstand the harsh conditions vehicles present. Smart and tough.
Introducing Telemaco3P
Only a handful of semiconductor companies worldwide have a track record in both secure chips and automotive ICs and modules. Among those, STMicroelectronics has long been dedicated to smart safety and tough security. ST's newly announced Telemaco3P processors for telematics and connectivity are the first to integrate a Hardware Security Module (HSM) solely for authenticating received messages, encrypting outgoing communications, and checking any external devices that try to connect. Sort of like a security guard for your car.
In addition to the first automotive microprocessor to integrate an HSM on-chip, these robust MPUs[1] surpass more typical controllers in many ways. As the HSM can handle most cryptographic tasks, the embedded CPU and MCU are free to drive other complex applications. The Telemaco3P integrates power management circuitry as well as familiar communication interfaces for simpler design at lower cost.
The Telemaco3P family members comply with the automotive safety standard, ISO 26261 level ASIL-B, and meet the AUTOSAR specs for protected CAN bus communications.
Security management beyond the level of door locks and alarms has steered automotive manufacturers to the cutting edge of microelectronics. We'll drive easier knowing our cars are well defended against cyber-thugs with smart and tough security built into its hardware.
[1] 105°C maximum temperature rating
STSPIN32F0(A): First Versatile Motor…
STSPIN32F0(A): First Versatile Motor Controls with Embedded ST MCU
Last ST Technology Tour of…
Last ST Technology Tour of 2017 Rocked Canada, the New IoT Country!


text:
Q: How to match the my expected output through regular expression using TCL The below one is my real scenario:
I will have output as below:

Neighbour Group : Testing
Server Address - 10.0.0.1  Neighbour Group         : Testing      Date
  :Jul 08 18:26:32 2014  Queries Pending         :     0/1
  Requesting Method :Round-robin   Server Address - 20.0.0.1  Neighbour
  Group         : Testing      Date             :Jul 08 18:26:32 2014
  Queries Pending         :     0/1     Requesting Method :Round-robin
Server Address - 30.0.0.1  Neighbour Group         : Testing      Date
  :Jul 08 18:26:32 2014  Queries Pending         :     0/1
  Requesting Method :Round-robin

From the all above output I want to group the output in a TCL list,
I want to capture from (starting delimiter) where Server Address starts in the given string  to the word before where next time Server Address coming.
So, for first server, regexp output should be like:

{Server Address - 10.0.0.1  Neighbour Group         : Testing
  Date             :Jul 08 18:26:32 2014  Queries Pending         :
  0/1     Requesting Method :Round-robin}

So, for second server, regexp output should be like:

{Server Address - 20.0.0.1  Neighbour Group         : Testing
  Date             :Jul 08 18:26:32 2014  Queries Pending         :
  0/1     Requesting Method :Round-robin}

And same, for third server, starting delimiter is Server Address then afterwards there is no another ending delimiter such as Server Address. So, in that case it should go and find up to last character of the given string.
for third server after regexp output should be like

{Server Address - 30.0.0.1  Neighbour Group         : Testing
  Date             :Jul 08 18:26:32 2014  Queries Pending         :
  0/1     Requesting Method :Round-robin }

A: For the updated question, the pattern rose.*?flower seems to do the trick.
% set string {rose is an flower rose is an flower rose is a flower rose is a color and an flower}
% set pat rose.*?flower
% regexp -all -inline $pat $str
{rose is an flower} {rose is an flower} {rose is a flower} {rose is a color and an flower}

(Other command echo not quoted for clarity.)
I have a nasty suspicion that you actually want to do something more general, but I can only answer the questions that you pose.

A: With your revised question, you need a pretty horrible RE to get exactly what you want:
% regexp -all -inline {rose(?:\s*(?!rose)\S)*} $string
{rose is an flower} {rose is an flower} {rose is a flower} {rose is not a place}

If you don't mind some extra spaces, you can use this simpler one:
% regexp -all -inline {rose(?:(?!rose).)*} $string
{rose is an flower } {rose is an flower } {rose is a flower } {rose is not a place}

However, I think you are not telling us what the real thing you're doing is. Regular Expressions are very specific to what you're trying to do; generalizing them isn't trivial.


This unique Income Producing Estate sits on a almost 5 Acres land and offers Panoramic Mountain View! The Property includes 3 Individual Houses - Main House + Guest House + Barn House. The Main House has 3,000 sqft living size featuring 4 Beds + Office + Loft, 4 Full Baths and 2 Car Garage. It is well maintained and is in moving-in condition. The Guest House is 2,000 sqft living size with 3 Beds 2 Baths, Living Room, Kitchen and also has 2 Car Garage, and the rental income of Guest House is $2,400/mth. The Barn House has 1 Bed + Den + Living Room + Kitchen, and the rental income is $1,000/mth. The Main and Guest Houses each has their own Private Gated Entrance. The sale of this property also include income producing Avocado and Citrus Groves. There are some other fruits trees like Lemon, Grape, Pomegranate, etc. The most impressive is that the Private Well on the property is producing water with the 10,000 gallons tank. There is also a Solar System installed which save electricity bills too! The Pool, Gazebo and the Deck Areas offer ample entertainment! The potential is endless! Bring your imagination, talent and this estate can be yours!


Copper coins are about more than just money according to executive secretary to the Treasury, Robert Jenrick as he pledged to preserve Britain's historic pennies amidst misplaced calls for them to be scrapped.
They say that if you look after the pennies the pounds look after themselves and this has been echoed by Britain's treasury. The classic symbols of British currency, and of the UK amusements sector, will have their future safeguarded "as long as the people cherish it" according to Jenrick, who added that pennies are "more than a unit of currency" but are in fact "a metaphor for enduring strength and continuity".
Worrying reports that one and two pence pieces were to be scrapped appear to have thankfully been laid to bed, with calls for the removal of the coins now being ratified as preemptive at best.
"The UK has been fast to adopt cashless payments. Alternative methods of payment are growing rapidly… but that does not mean cash is going away. Across the UK, 2.7million people are still entirely reliant on cash," he said.
Whilst a truly cashless society may one day be a reality, eyes should not be cast too far forward any time soon, according to Jenrick.


text:
Q: OpenAPI generator:configure lombok with Builder/Builder.Default I am using openapi generator (5.4.0) with gradle.
It is configured with spring generator name, and added lombok configOptions.
additionalModelTypeAnnotations : "@lombok.Builder; @lombok.NoArgsConstructor;@lombok.AllArgsConstructor;"

As some fields are nullable, I get a compile warning:
 warning: @Builder will ignore the initializing expression entirely.
If you want the initializing expression to serve as default,
add @Builder.Default.

Is there anyway to rectify this without adding @Builder.Default to the mustache pojo template?
Thanks,
B


text:
Q: How to increase the size of an SKLightNode in iOS I'm playing around with SKLightNodes and attempting to have an object (sun) shine light on anything around it. The problem is that when I add the SKLightNode to the sun node, the SKLightNode only appears in the very center of the sun. I've tried scaling the SKLightNode, but it seems to have no effect on the size or range of the SKLightNode. Here is how The SKLightNode is implemented.
  let light = SKLightNode()
                light.categoryBitMask = 1;
                light.falloff = 1;
                light.ambientColor = UIColor.whiteColor();
                light.setScale(50)
                star!.addChild(light)

If anyone has any input on how I can increase the effectiveness of the light source, I sure would appreciate it.

A: I think the only way to increase the "size" of an SKLightNode is decreasing the falloff value. You must need to set some value between 0 and 1.0.
    // very bright
    light?.falloff = 0.1

    // a little less bright
    light?.falloff = 0.5

    // the default brightness
    light?.falloff = 1.0

    // a little darker
    light?.falloff = 2.0

    // very dark
    light?.falloff = 5.0


As a Roman Catholic graduate school of theology and ministry, Aquinas Institute of Theology carries forward an 800-year Dominican tradition that serves the Dominican Family, local churches, and religious communities through its commitments to priestly and Catholic leadership formation, preaching education, and ecumenical and interreligious dialogue. Aquinas Institute teaches men and women, lay, religious, and ordained, to be hopeful about their faith, faithful to the Church, and servants to God's people in the world. Aquinas Institute is a generous innovator in collaborating with others to teach and to practice theology as a fruit of contemplation, a resource for life, and a ministry to the Church and wider world.
Celebrate 800 years of Dominicans doing something new: Theology for Life!


text:
Q: Symfony2 how to load validation.yml When following Symfony2's validation documentation (http://symfony.com/doc/current/book/validation.html) the writer often refers to

src/Acme/BlogBundle/Resources/config/validation.yml

I also have this file, at the proper location (accounting for my bundle name and vendor ofcourse) but it is completely ignored.
Do I need to load this from somewhere?

A: You need to load this in your Extension file src/Acme/BlogBundle/DependencyInjection/AcmeBlogExtension.php.
public function load(array $configs, ContainerBuilder $container)
{
    //...
    $yamlMappingFiles = $container->getParameter('validator.mapping.loader.yaml_files_loader.mapping_files');
    $yamlMappingFiles[] = __DIR__.'/../Resources/config/validation.yml';
    $container->setParameter('validator.mapping.loader.yaml_files_loader.mapping_files', $yamlMappingFiles);
}

A: You don't have to load the validation.yml programmaticaly. You just modify the config.yml to enable validation and to disable annotations:
framework:
    validation:      { enabled: true, enable_annotations: false }


Create a safer lot that is easy to navigate in Pembroke Park with concrete parking bumpers manufactured and installed by the friendly team of experts at Atlantic Coast Precast. Precast concrete parking bumpers, also commonly called wheel stops, parking chocks, curb stops, or bumper blocks are designed to guide drivers while protecting pedestrians, parked vehicles, vegetation, buildings, signs and fences, and other obstacles from impact.
Since 1965, Atlantic Coast Precast has been a trusted source for precast concrete products including Pembroke Park concrete parking bumpers. Suitable for both parking lots and along sidewalks to protect pedestrians from oncoming traffic, our parking bumpers are reinforced with dual lengths of rebar to reduce cracking and graduated tapered ends to minimize the risk of cutting tires. Call today for a FREE quote.
In Pembroke Park, concrete parking bumpers are considered an integral part of parking lot design and won't fade away like painted lines. Precast concrete is low maintenance and can be easily moved during parking lot revision unlike poured-in-place bumpers which may need to be demolished. Atlantic Coast Precast can include safety yellow or ADA blue paint, plus options for larger bumpers when you have oversized industrial vehicles to park.


On this page we bring you details of some of the rarer Toby Twirl books and other items - all of which plus others are featured in full detail, including values, in the Toby Twirl 'Collector's Guide' (see home page).
Please don't just be a 'user' ... This website is now privately funded and If it's been of any value to you please make a donation of your choice for it's continued upkeep by using the PayPal Donate Button (below) this can also be found at the top of each page.
1). 2). 3). 4). 5).
Books 1 to 3 size approx 14" x 9" (card covers). Books 4 & 5 size approx 12" x 9" (card covers).
1). 1946 'Toby Twirl in Pogland' - Large Format Card Covered Book (The very first published 'TT' book).
See 'Collector's Guide' for a full detailed listing of of Large Format Books and other 'Rarities'.
Books 1 & 2 size approx 3" x 6" (card covers).
See 'Collector's Guide' for a full detailed listing of of Strip Books and other 'Rarities'.
1). 1952 'The Toby Twirl Colour Strip Adventure Book' (Published in addition to the 1952 'annual').
2). 1953 'The NEW Toby Twirl Colour Strip Adventure Book' (Published in addition to the 1953 'annual' and featuring gloss boards).
3). 1955 'Toby Twirl Dares All Dangers' (Published in addition to the 1955 'annual').
(Book 3 - 1955 is a part re-print of the 1953 colour strip with new title, this time without gloss boards. This 'Dares All Dangers' version of the 1953 colour strip is subject to various reprints some later editions contain all three original 1953 stories, whilst the 1st edition 'Dares All Dangers' (1955) only contains the first 2 stories ).
See 'Collector's Guide' for a full detailed listing of of Colour Strip Books and other 'Rarities'.
Size approx 8" x 10" (laminated board covers - see 'Collector's Guide' for edition variations).
Size approx 9" x 7" (laminated board covers).
See 'Collector's Guide' for a full detailed listing of of Pop-Up Books and other 'Rarities'.
(Note 4 above) - one of 2 'Magic' painting books published in 1952 the other title is 'Toby Twirl Jolly Magic Painting Book').
See 'Collector's Guide' for a full detailed listing of of Painting Books and other 'Rarities'.
See 'Collector's Guide' for a full detailed listing of Jigsaws and other 'Rarities'.
Extremely rare plaster 'Toby Twirl' Advertising Figure approx 15 inches tall produced for 'point of sale' advertising in book stores and departments, unfortunately very few have survived.
See 'Collector's Guide' for full listing of 'Rarities'.
Please See Our Links Page - Click Below.
All Toby Twirl Characters are from original illustrations by the Late Edward Jeffrey and are subject to Copyright by Toby Twirl Ltd.
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text:
Press Kit and Promo info
Song Lyrics and Notes
Cynthia Ann (words and music by Gordon McLeod )
Oh Cynthia Ann, You've been stolen twice again
From your Mama's hands and from Quanah's lands Now you can't go home again
Parker County Edge of the Range, your happy childhood up in flames
Restless ponies, desperate braves, kill what they can't carry
To Palo Duro they took you home, they fed you well, put meat on bone
You learned to love strong as stone, Nocona you did marry
Sul Ross and Charlie Goodnight ride, along the cold Pease riverside,
Stole you from Nocona's side, from Quanah and from Pecos
From your Mama's hands and Nocona's lands now you can't go home again
Comanche moon on a summer night, Quanah's set to ride all night
Mama's gone, gotta set things right but there's no right way to set them
The Llano's wide and deep and strange, buffalo gone, time has changed
But it won't go backward, that's the game, you can lose more than you bet them
From your Mama 's hands and your husband's lands now you can't go home again
Prairie Flower, gone too soon, Agonizing afternoon's
You sit in grief in your Uncle's room and wish for time's reversal
In spite of all of our affections, time only moves in one direction,
Be it choice or predilection, this is real life, not rehearsal
The Taibo never fail to fail to see that good intentions
Don't justify a cruel lie, and your freedom's just detention
From your Mama's hands, and from Quanah's lands
Now you can't go home again
Cynthia Ann Parker (also known by her Comanche name, Nadua meaning "someone found") was abducted by a group of Comanche and Kiowa in 1836 when she was 9 or 10 years old. The raiding party came to the Parker family compound near Mexia Texas and sacked the fort, killing several family members and kidnapping Cynthia Ann and five other members of the compound.
Cynthia Ann was taken into the Comanche band of one of the raiding party and was integrated into their life and culture. She completely forgot the way of life that she had been born into and adopted the Comanche customs and language. She was quite happy with her new life by all accounts and lived as a Comanche for approximately 24 years. She married a respected Comanche war chief, Peta Nacona, and they had three children, two sons, Quanah (who later became a famed warrior himself) and Pecos, and a daughter, Topsannah (Prairie Flower). On at least one occasion Nadua (Cynthia Ann) was approached by whites which she encountered during a trading visit to a Texas frontier town, and asked if she would like to return to white society. She adamantly refused stating that she was very happy in her Comanche life.
In 1860 a group of Texas Rangers led by Sul Ross and including Charlie Goodnight, attacked Cynthia Ann's Comanche camp on the banks of the Pease River, killing many of the men and others and, recognizing Nadua as a white woman, took her and her infant daughter back to North Texas. Cynthia Ann's uncle, Colonel Isaac Parker , took her to his home near Birdville, Texas. She was taken on a tour of some of the larger cities in Texas including Austin and was presented as a living curiosity, the white woman who had become a savage. She later went to live with her brother, Silas Parker Jr. in Van Zandt County, Texas.
Cynthia never adjusted to her new life and was very unhappy in white society. She never ceased attempting to return to the Comanche and she worried incessantly over her two sons, whose fate she had no way of ascertaining. After four years , her daughter Topsannah, died of influenza which plunged Cynthia Ann deeper into despair. She died in 1870 after a long period of grief.
Cynthia Ann's story is undoubtedly one of the saddest of the American frontier. Numerous other stories of Comanche and Kiowa captives have been recorded and nearly all of the captives preferred their native life to their original lives in the white world.
I wrote this song after reading the book "Empire Of The Summer Moon" by S.C Gwynne. This fine book has a wealth of information on the Comanche, Quannah Parker, Cynthia Ann Parker and many other important people in the history of the southern plains.
Pannonica Butterfly –words and music by Gordon McLeod © 2019
You stopped at the corner for the flashing red lights
Monk was riding shotgun, must have been round midnight
Searching in the weeds, they hit y'all with a slap
You wouldn't let them take him, you had to take the rap.
Pannonica butterfly, in a gilded cage
A prison of privilege , the end of an age
Bebop princess, patron of the bards,
Love dont need no cabaret card
Back in Manhattan, You took your stand,
Traded in your butterfly for a piece of Mr. Parker's band,
Your caged bird vanished with a thundering blast
They took his number, took it so fast.
He said Nica you must feel so alone
tried to warn you , you cant get blood out of a stone
A technicality they turned you loose,
You don't need a search warrant when you got a noose.
Bebop princess, your golden heart still beats
From that funky little corner down on 52 nd Street
"Pannonica Butterfly" tells the story of The Baronness Kathleen Pannonica Koenigswarter (nee Rothschild), heiress to the Rothschilds and wife of Baron Koenigswarter, who left her life of privilege to be a patron to the jazz greats of New York City in the bebop era. Her beneficiaries included such greats as Charlie Parker (who died in her Manhattan apartment). Her most well known beneficiary, however, was Thelonious Monk, whom she supported for years, even taking a marijuana possession rap for him so he would not lose his cabaret card and thus his ability to perform in New York City. This track is a fine example of Gordon's writing, arranging and recording talents and features Gordon playing all instruments.
Catalpa Rescue—Song lyrics and notes
Catalpa Rescue is a song performed by McLeod Nine and written by Gordon McLeod about the true story of a daring rescue of six Fenian prisoners from Fremantle Prison in west Australia in 1876. Years earlier in 1869 the seven Irish rebels were imprisoned in Fremantle along with 55 other "Fenian" prisoners of the British who had been convicted of treason and rebellion. In 1869 John O'Reilly escaped aboard an American whaleship, The Gazelle, with the help of the prison's priest. He sailed to Boston and became a successful newspaper editor. But the fate of his fellow Fenian brothers haunted him, so he and fellow Fenian, John Devoy organized the purchase of another Yankee whaleship, The Catalpa, and organized the rescue of six of their remaining comrades from Fremantle. Here are the lyrics to the song:
Catalpa Rescue Words and music by Gordon McLeod , August, 2018
We were transported, we sixty two
Our crime rebellion, our hopes were few
I was a soldier, O'Reilly was my name
Locked up in Fremantle prison, 10,000 miles from home.
I yearned for freedom more than I feared the rope
I worked outside the walls, so had cause for hope
I swam and boarded the whaling ship Gazelle
Those Yankee whalers saved me form Fremantl'es hell
Catalpa Rescue from New Bedford we set sail
To free our brothers from Fremantle jail
We are all soldiers of the fearless Clan na Gael
We dare not falter, tyranny shall not prevail
I sailed to Boston, was free it seemed
But visions of my brothers in chains haunted my dreams
I met John DeVoy, a Fenian like me
We vowed we sail to Australia and set our brothers free
On Good Ship Catalpa we sailed halfway round the world
With bloody hands we rowed and dodged the cannonballs they hurled
Six Fenian captives worked outside Fremantle's walls
We rescued them in our whaleboat rowing in the squall
Chorus:Catalpa Rescue from New Bedford we set sail
Though pursued by Brittania on the waves
Our lust for justice gave us strength to cheat the grave
We beat the Royal Navy at her game
And slipped away across the Australian main
Chorus: Catalpa Rescue from New Bedford we set sail
Hypothetically Speaking ( Live at Kerrville Folk F
Wantin' Something More( Live at Kerrville Folk F
McLeod Nine Live Montage
The Catfish Nightmare Blues
Ceili Dance led by Christy


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Black Hawks Fall In Fargo On Thurs. Night-Next Up At Sioux Falls
Shawn McKenna
Townsquare Media - Shawn McKenna
The "force" was not with Waterloo, as they needed to harness that power to be able to out-skate, the Western Conference leading, Fargo Force as they came up on the short side of the lightsaber on Thursday night.
Fargo scored twice late in the first period, then added two more goals in the third, to skate past the Black Hawks 4-2 at Scheels Arena in Fargo. The game was scoreless through 15 minutes, but defensive zone miscues provided the Force with their chance to jump ahead 2-0. Ryan O'Hara struck for the first Black Hawks goal in the second period. The Force built their lead to 4-1 in the third, when the Black Hawks converted a power play to stay within striking distance during the closing minutes. Owen Ozar slipped behind the Force defense to tuck one in the net.
The Force allowed only four shots on goal in the third period. Fargo's Andrew Miller made 24 total saves in the win.
Glockner-Goaltender of the Week Honors
According to a team press release, Black Hawks' goaltender Charlie Glockner made three appearances in the final days of 2020 that contributed to the United States Hockey League naming him "Goaltender of the Week". In those games, the native of Minnetonka, Minnesota, went 2-1-0. On December 28th, Glockner stopped 24 of 26 against the Lincoln Stars shots during a 5-2 win. In Des Moines two nights later, Glockner turned aside 24 of 27 opposing chances in a 3-2 loss. Then on New Year's eve, Glockner had 24 saves in a 3-1 win over the Buccaneers.
This is the second time since Christmas a Black Hawk has won a USHL Weekly Award. On December 30th, Max Sasson was named the league's "Forward of the Week".
Waterloo continues their three game road trip at Sioux Falls tonight and tomorrow night (Jan 8th and 9th). Keep up to date with the Black Hawks all season long, on this station's app, by clicking on CV Sports.
KEEP READING: Most Popular Chinese Restaurants in the Cedar Valley Area
Filed Under: Fargo Force, Hockey, Sioux Falls Stampede, ushl, Waterloo Black Hawks
Categories: Articles, Black Hawks, CV Sports


Chimpanzee trekking in Rwanda is another activity that diversified the tourism sector in Kigali as Rwanda's major attraction has been gorillas. The permit for this activity goes for 90 USD for foreign tourists while for the Rwandan tourists it goes for 60 USD and is only done in Nyungwe forest that is in Rwanda.
This trek starts off from three reception centers that is; Uwinka, Kitabi and Gisakura where the tourists meet the park rangers and the tourists are expected to be at the reception as early as 4:30 am and 5:00am then you drive to the starting point of the trek into the forest.
Chimpanzee tracking is different from gorilla trekking in a way that the chimpanzees are always seen swinging from one tree to another which makes the viewing rushed whereas gorillas are found sited quietly enjoying each other's company, playing, relaxing or eating. One must be 16 years and above and averagely fit to be able to get a chimpanzee trekking permit.
Chimps nest every night so there is usually a group of trackers who go ahead of the trekking group and communicate with the guides leading the tourists to avoid long and unnecessary treks which could tire the tourists out before they reach their destination.
When the chimpanzees are located and met, the tourists are allowed limitless time to watch, enjoy them and observe their features and characteristics closely as they are not easy to keep up with and do not settle in one place like gorillas do so it is hard to estimate the time that one can spend with the chimps.
Chimpanzees are our closest relatives as they have 98.7% DNA, making them exciting to be observed especially when they display what we call "human behavior". Chimpanzees communicate with ear deafening screams, loud hoots and hit tree barks or buttress roots. It is such a thrilling and hair rising moment that you cannot afford to miss.
There is a habituated chimpanzee group in Nyungwe forest with a big population of about 60 chimps however with the thickness of the forest and tricky terrain, the chances of viewing the chimps may be few. The group in Cyamudongo forest is smaller with a group of 30 chimps that are usually easier seen. The section of Nyungwe Forest National Park where the trekking is done starts in Cyamudongo a 4 and a half hour drive from Kigali.
This is also Africa's oldest Montane forest and a home to over 13 different primate species including over 500 chimpanzees for example the L'Hoest's and the black faced vervet monkeys that can be overheard on the trek through the forest. These chimpanzees however may be difficult to find as they are not so habituated and are shy creatures, also their human instincts are so strong and show a lot of curiosity and eagerness or unease when tourists are around. There are few well established paths in the denser forests which makes the trek for the chimpanzees more exciting.
All the primates are found in Nyungwe forest and of course the chimpanzees and gorillas are the famous ones and the main attractions of the region. Over 64 permits are issued in a day for gorilla trekking and only 8 for chimpanzee tracking therefore it is advisable to book these permits in advance.
For peak season (June to September and Christmas-New Year) it's advisable to book six to 12 months in advance. Chimpanzee trekking in Nyungwe Forest National Park comes with other extra activities that are offered within the park for instance trekking other ape species such as the black and white colobus monkeys, hiking, canopy forest walk, birding and many more and most of these activities are meant to supplement on visitors chimpanzee trekking safaris in the park.
When going for a chimpanzee trek, make sure to carry along your hiking shoes or boots, long sleeved shirt and a rain jacket plus you are advised to carry at least 2 liters of drinking water and some snacks.


Since Potassium Bromate is scientifically proved to be carcinogenic, now the strict food regulations are towards Bromate free bakery products. Marching ahead with the concept of healthy bakery products, PDN has specially designed Bromate Free flour enhancers that act on gluten proteins of the flour that strengthens the gluten network providing good texture to the end product. Our range of products can be used to get excellent results in French bread, baguettes, homemade bread, sliced bread, rolls and buns, bran bread, hot dog and hamburger bread, English muffins and all types of yeast-raised products.


My 7-year-old daughter has an art supply collection to rival most craft stores. She decided to use these supplies to make me something for my birthday. That morning she came into my office and asked if she could borrow one of my furniture books to get some ideas. I gave her Great Designs from Fine Woodworking and off she went.
A few hours later, she brought back my book and her creation. It was a desk/table thing, and most importantly, a sweet thought my little girl was proud of. It of course didn't look anything like one of the pieces of furniture in the book, but it did have many elements. There where curved rails on the sides, and she even took the time to color in what I think are dovetails.
When it comes to my own designs, I go through a similar process to help me get to my end result and make it as original as I can. I look through tons of Google images and design books, looking for elements to incorporate into my design.
When I find a piece of furniture that really speaks to me and I want to use for inspiration, I study the design. I try to determine what parts I like and are drawn to and what parts I am not drawn to. I keep those in mind as I work towards my final design.
Next, I go to the drawing phase. After I have studied the inspiration piece or pieces for a while, I cover up the photo and redraw it without looking at. Several things happen as I do this.
First, I have no idea what size the piece is in the photo so I have to decide for myself what size it needs to be. To come up with the right size for the piece, I think about where I would put it. If it is for a client, I ask them where they plan to put it. Often times their needs will dictate the overall size it needs to be. Just changing the size can change the look and feel of a piece of furniture because all the proportions will end up different from the original. Defining the overall size is the first step into making it my own style.
Second, is to change the details of the piece. I can't remember every aspect of the piece as it appeared in the photo. This is when the piece really starts to take on a life of its own. I have to fill in the blanks in my memory using my own experience of how I think things should look. For example, if it's a table I am working on I most likely won't remember what the original apron looked like. I will have to decide how far to set the apron back from the edge. I would have to remember if the apron was set back from the legs creating a reveal or if it was flush with the legs. Then I have to decide how to join the legs to the apron. Do I want to use standard mortise and tenons, or add some visual interest by using through mortise and tenon joints?
Then I would have to try to remember the shape of the legs, where they curved at the end, did they start out thick at the top and get thinner as they went to the bottom? If the legs are one of the elements that I didn't like in the original photo because they were too thick, then this is the time to change them by thinning them down or by making it a more gradual curve.
This list of things to remember from the original will continue as I redraw the piece. There are several things you can change from the original that will change the overall look and feel of a piece of furniture. Even as simple as using different wood spices or throwing in an accent wood to add visual interest.
By deciding on how to handle all those subtle differences, and by using my own preferences and not referencing back to the original, I come up with something that is inspired by but different from the original. All those design and construction details, as small as they are individually, add up to big changes. I had to decide on each of them as I redrew the piece, bringing in my own design tastes and personality.
Many times, I am not 100 percent satisfied with my first redraw. From that point, I will repeat the process and redraw it several times, tweaking this, that, and the other thing. Each time asking myself what it is that is not speaking to me, and then changing that until I have come up with a design I am excited to build.
However, it doesn't stop there. Once I am in the shop, I may redraw elements of the design full size to get a feel for how the finished product is going to look. Alternatively, if I can't decide for sure whether or not the leg should be 2-1/2" or 3" wide, I will mill an extra leg at 2-1/2? to get a feel for what it is going to look like. If I like it, I will adjust the design on the fly. When I am finished, I am always satisfied with my design that is inspired by, but not a direct copy of the original piece.