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Bank of America Named Best Consumer Digital Bank in the United States by Global Finance
September 17, 2021 at 9:00 AM Eastern
Bank of America has been named the Best Consumer Digital Bank in the United States by industry publication Global Finance. The annual regional award recognized the company for digital leadership in the areas of personalization, strategy, approach and execution.
"This recognition as the Best Consumer Digital Bank is a testament to the focus and dedication of our talented team of digital and technology professionals, and our ongoing investment in technology," said David Tyrie, Bank of America Chief Digital Officer and Head of Global Marketing. "We are delivering unmatched financial technology to help make our clients' financial lives better."
Global Finance chose winners of its awards from entries evaluated by a panel of judges at Infosys, a global leader in consulting, technology and outsourcing. Judges considered the strength of strategy for attracting and servicing digital clients, growth and adoption among digital clients, breadth of product offerings, tangible benefits gained from digital initiatives, and web and mobile site design and functionality.
Digital engagement continues to grow rapidly with more Bank of America clients making online and mobile their primary channels for banking and lending, as well as investing through the company's Merrill Edge Self-Directed and Merrill Guided Investing offerings. Last year, Bank of America made more than 1,500 enhancements to digital features and platforms. This year, the company is on pace to surpass 2,000 enhancements.
Bank of America digital leadership in consumer banking has been further solidified via various awards and recognitions throughout 2021, including No. 1 rankings from J.D. Power in customer satisfaction among national banks for both online banking and mobile banking apps. Javelin Strategy & Research named Bank of America "Best in Class," its highest honor, in both mobile and online banking for the fifth consecutive year. In addition, the company received Celent's 2021 Model Bank award for Customer Engagement.
Overall this year the Bank of America Consumer Bank has been recognized with more than 170 industry awards for its innovation, solutions, financial technology, and delivering exceptional client service and experiences.
Download the Bank of America app or visit bankofamerica.com.
Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 66 million consumer and small business clients with approximately 4,300 retail financial centers, approximately 17,000 ATMs, and award-winning digital banking with approximately 41 million active users, including approximately 32 million mobile users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 3 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and approximately 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.
For more Bank of America news, including dividend announcements and other important information, register for news email alerts.


The Ghana Interbank Payment and Settlement Systems (GhIPSS) launched an internet payment gateway to enable holders of domestic Automated Teller Machine (ATM) cards to make payments and purchases online. The launch of the 'gh-link e-Commerce' is to promote e-commerce and promote the creation of jobs as various services are needed in the e-commerce value chain.
Definition:eCommerce can be defined as the conduct of transactions by electronic means. As in purchases of goods and services from online stores on the Web. These days many people spend quality time on the social media, commenting on issues and chatting with friends.
A number of small businesses in the Ghana are now on the Internet. They provide a platform where goods can be bought online and delivered to the customer's doorstep. The emergence of retail online outfits such as Jumia, Konga and Kaymu has also increased people's participation in this e-commerce. Experts observe that the present trend in e-commerce is a revolution that other entrepreneurs have also embraced. Different sectors of the economy are using the business opportunities this platform provides to expand their services.
"eShopAfrica.com is a fair trade social business creating sustainable businesses for traditional African artisans. Based in Accra, Ghana. eShopAfrica.com has been trading online since 2001 and was one of the first eCommerce sites based in Africa. The company is registered in Ghana as an export only company promoting products from the non-traditional sector. They claim to invest in their artisans enabling them to find new markets and grow their businesses in a sustainable way. Where possible we support artisans from the least developed sectors of society including artisan groups and community organizations.
"Tonaton.com is a website where you can buy and sell almost everything. The best deals are often done with people who live in your own city or on your own street, so on Tonaton.com it's easy to buy and sell locally. All you have to do is select your region. It's completely free to publish a classified ad on Tonaton.com, and it takes you less than 2 minutes. You can sign up for a free account and post ads easily every time.
"Carmudi allows you to find the vehicle of your dreams. Our aim is to strengthen the position of consumers by providing information on the car market, then put in contact with individuals and professional sellers. They strive to ensure that every ad should provide the accurate information on each vehicle to make your choice easy.
"We make high-end bespoke men's shoes and leather accessories and use some of the proceeds to support people in the start-up space, collaborate with younger fashion brands, and have paid internships annually.
"Lamudi helps people find their ideal home, land and commercial property. Our goal is to empower consumers with the most thorough information on the market and bring them in direct contact with the agents. Our listings aim at providing you with as much information as possible and an in-depth insight on each property. Lamudi Ghana (www.lamudi.com.gh) is setting the standard for providing a user friendly, highly visual marketing platform for properties and land in Ghana. Lamudi Ghana already has over 400 properties listed on their website from individuals and the largest agencies and developers including Orel, Pelican Propertiesand Broll Ghana. Lamudi helps individuals find their perfect property and gives property owners an online presence. Well integrated with various social media platforms, individuals can save their favorite properties to their Lamudi accountsand send them to friends and family over email, Facebook, Twitterand Google+.
Lamudi aims help you find your perfect property. We allow you to get in touch with the agents, who have the direct mandate for the property straight from the owner, bringing greater efficiency to the Ghanaian real estate market.
"Jumia – Africa's biggest online shop for Fashion, Electronics, Home appliances and more. Jumia is your one-stop online shop for all your Fashion and High-Tech needs. We offer a wide selection of products including Men & Women's Fashion, Mobile Phones, Computers, Electronics, Home Appliances and many more, bringing them right to your doorstep. Jumia is available in Nigeria, Egypt, Morocco, Kenya and Ivory Coast.
"Baahe.com is the subsidiary store to Kaizen Global Consult which specializes in the sales of high quality and affordable electronic devices as well as sales consultancy.
We understand the importance of employees and our clientele. Our sales team work hard getting our valued customers the best deals in town. Our customer service department will address any concerns in a swift manner.
"Souq Afrique is a company that celebrates African creativity. We stock products that are made in Africa or inspired by Africa. Our goal is to be the one-stop-shop for Afro-centric goods not only within the continent, but also internationally.
"Kaymu is the #1 online shopping community in Ghana. We connect buyers and sellers, but do not have any inventory of our own.
"We help people discover and buy quality products at amazing prices. We do this by putting the customer at the core of whatever we do. Whiles other are thinking about increasing prices, we think about reducing them.
We want to make quality goods available to all in Ghana, no matter which town or city you live in. We are a team of highly dedicated individuals who share two things: a passion for problem-solving and a commitment to excellence.
We've come a long way. It all started when were still in college and wanted the convenience of buying online. We couldn't find any site we could trust to buy from. So we decided to solve this problem for the countless people in Ghana who want to buy online.
Ahonya founded by Gerard Yitamkey, Philip Adzanoukpe and Addo Mensah. Ahonya is a twi word which means "wealth" or "affluence". Since our college days, giving superior customer service and selling high quality products has been our mantra. The service garnered the confidence of Ghanaian internet users and has grown to this stage.
"Ghanacar24.com is an internet page where private sellers and dealers can list their cars for sale for free. Here each can find a proper vehicle according to his needs. Search for a car by a lot of criteria- price, year, color, mileage, power and more. Be sure you will find the right car for the right price.
Our mission: To create biggest online car marketplace where buyers and sellers can meet each other.
Established in 2010, http://www.cheki.com.gh is Ghana's #1 Auto website with more car buyers and car sellers than any other site in Ghana.
"Cheki.com.gh is an online marketplace where all of Ghana's leading car dealers, importers and private sellers post their cars for sale in Ghana. We do not sell cars directly but rather offer a state of the art advertising medium for users to buy and sell their cars, 4WDs, vans, bikes and trucks and other vehicles.
"Kpone Lobster Export Co. Ltd. was founded in December 1987 under the registration number 33820. After completion of the building, operation started in October 1988. The factory is situated at the Kpone Agro Industrial Area, close to the Tema fish harbor.
The first directors of the company were Mr. Vanni Zarbo, the late Mr. Major Brown and Madame Matilda Tutuwah. In December 2007, the management of the company was handed over to Mr. Markus Oberholzer.
Activities: Our core business is the export of fresh & frozen fish and lobsters, with Europe being the main target market.
Mission: Kpone Lobster Export Co. Ltd. provides their customers with the best quality wild catch seafood from Ghana.
HelloFood – Ghana's No. 1 Online Food Delivery Platform. Order from 100+ restaurants from the comfort of your homes and offices!
Backed by online veterans Rocket Internet, Hellofood has sister operations around the globe. Headquartered in Lagos, our team will soon be expanding to other cities in Ghana, and to the rest of Africa.
"VIVIA.com.gh is an aggregated online shopping site that offers various global and local brands of fashion & lifestyle products.
By bringing top international fashion brands into the Ghanaian market and exposing the best local brands, VIVIA aims to become Ghana's premium online fashion site and "first to mind" when customers think of shopping for quality, reasonably priced fashion and lifestyle accessories.
Our clothing suppliers are carefully selected and we can guarantee that only the original products of each manufacturer are sold on VIVIA.com.gh. We provide premium products with an online shopping experience on par with global e-commerce standards, backed by a similarly high level of customer service.
"Dziffa means, "It Brings Me Peace" in the Ewe language. We strive to bring you peace by offering you the best handmade products in Ghana and to bring our local manufacturers peace by increasing their consumer base.
We started operating in Ghana in 2006 with a small team of personel.
we currently are the biggest ELECTRONIC & APPLIANCES distributor in Ghana with a nationwide coverage.
Thanks For the list. You can also add Reapp Ghana to this list, an online shopping site for all your needs.


Don't you think it is so cool if show your products in 360 degree view on your website to your customer? In fact it is not difficult to realize after you read the following example. First you need prepair a serial images about your products in different views. The basic principle is by using SliderBar to control the image. Generally, you will meet the problem: how to avoid the image flickering when move the sliderbar? Then it have told you the answer. Using loader component which could avoid flickering. Components Sequence, Canvas and TextArea are also used in this example. More details please see the following source.


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Insights > Entergy's Red Cross Donation Helps Louisiana Flood Victims
Entergy's Red Cross Donation Helps Louisiana Flood Victims
Nine-month-old Jakenzie Bradford and her family were displaced to a Red Cross shelter when their Monroe home was flooded. (Photo courtesy of the American Red Cross)
Thousands of Louisianians chased from their homes by the recent devastating storms and flooding got help they needed from the American Red Cross and Entergy Louisiana.
People like 78-year-old Annias Baker found essential support at a Red Cross shelter after the Monroe home he shares with his sister flooded. It was the first time in the 30 years Baker has lived there that the house flooded.
"The water was all the way up to the bed," Baker told Red Cross officials.
Flooding damaged nearly 13,000 Louisiana homes, according to preliminary state estimates. Among the hardest hit areas were communities in central and north Louisiana.
The Red Cross was able to gear up quickly and provide food, emergency shelter, relief supplies and comfort to thousands of families across Louisiana thanks in part to Entergy's support.
Entergy gave a two-year $450,000 grant to the Red Cross to support disaster response in Entergy communities. The grant streamlines the response process in times of disaster, allowing help to be provided more quickly to those in need.
"Our hearts go out to those who were affected by the storms and flooding," Phillip May, president and CEO of Entergy Louisiana, LLC, said. "After a storm, restoring power safely and quickly is our priority. Equally important, however, is helping our neighbors who were impacted get back on their feet. As a national disaster response partner, Entergy enables the Red Cross to pre-position supplies and personnel and be on the ground immediately to provide hope, help and comfort. It's part of how we power life."
Red Cross volunteers from around the country are supporting flood relief efforts in Northeast Louisiana by delivering water, snacks and other supplies to neighborhoods that were affected. (Photo courtesy of the American Red Cross)
Through its partnership with the Red Cross, Entergy is able to direct funds to communities following storms or other disasters as they are needed during the year. Entergy Louisiana employee Amanda Edge, community development program representative in West Monroe, presented a check depicting the $50,000 directed toward the current disaster at a recent Red Cross telethon held in Monroe to raise funds for individuals and families affected by the flooding.
"We are pleased to join Louisianians across the state in coming together to help our neighbors. Many Entergy employees will be participating as well, whether through volunteering or making a donation," May said. "We also encourage our customers to make a donation to help the Red Cross disaster relief operations."
To donate to Red Cross disaster relief efforts, please click here.
Johnny Bradford of Monroe told Red Cross representatives how much he appreciated their help. He and his family were rescued from their home and brought to a Red Cross shelter.
"The Red Cross has done so much for us," the father of four girls said as he wondered what the future holds for his family.
Red Cross nurse Joan Nyitrai was able to provide Monroe resident Annias Baker with a wheelchair to make his time away from home a little more comfortable. (Photo courtesy of the American Red Cross)
Louisiana Charitable Contributions Flood LA Community LA Flooding

redpajama_set_name: RedPajamaCommonCrawl


Who you were is part of who you are, BUT who you are is not who you were.
So many times we have struggles relating with each other because one, or both parties, are not living in the moment. We can be stuck judging each other on the past instead of dealing with who is in front of us right now. We all expect to be seen for who we are, but so many times we can't allow ourselves to do this in return.
Our relationships have history. There are things that have occurred over time that have created obstacles in our ability to stay current. That thing said or done in the past that we can't let go of is stopping us from allowing us to deal with the person in front of us as who they are right now. We have our own unresolved issues that are holding us back. So much of this is a trust issue.
It is hard to believe in positive change or growth with some people. Again, we expect people to give us the room to grow, shouldn't we return the respect? Trusting people have changed, grown, evolved… it all is a big risk. The person may be saying they changed and pretending on the short term. We may be hurt again, or maybe not? Maybe the person did change their ways? Maybe we are stuck in the past, afraid of being hurt?
My rule is to trust people until they give me reason not too. I have been hurt before and come back around to be hurt again, and I have come back around to be pleasantly satisfied. I won't keep coming around if the person keeps hurting me, but I tend to give people a few chances. Why do I do this? I don't like being hurt, I like to believe in the potential in all people. It takes quite a bit for me to cut that cord. If my relationship with someone diminishes my ability to make progress in my own life, that cord is getting cut. I am not hurting me to enable anyone.
I have made my mistakes. I lived a long time misunderstanding so many things. I have made lots of changes and I do feel I am a different person today than not too long ago. I understand that some people may be wary of me due to my past self, I understand I may have hurt people that have not gotten over my actions, and I understand that nobody owes me any second or third chances. All of this has given me empathy towards others that allows for me to be more open to trying things again. I am asking you to give me a chance, I must do the same for others as well.
We all make mistakes and we all deserve a chance to be better than we once were. We can live in fear of trust in order to avoid pain, but in doing this we truly are avoiding the positive potential that can come with trust. I believe there is more positive potential than pain in our lives. The more we embrace this, the further we all can move from pain and get to progress. Don't isolate yourself or diminish your potential due to fear. Give people a chance and make analytical decisions based on today instead of judgmental ones based on yesterday.


In an unexpected move, Velocity Frequent Flyer is giving back the points member's spent on unromantic items in the lead up to Valentine's Day.
Velocity has found toasters, kettles, vacuums and many other unromantic items had been purchased with Points in the lead up to Valentine's Day, when they could have been used for romantic getaways.
The Valentine's Day Redemption program, created by CHE Proximity, launches with CEO, Karl Schuster, addressing members declaring that the Points will be given back. Schuster then encourages them to use their refunded Points on a flight with Virgin Australia, at a 30 per cent off redemption discount.
Velocity will credit back up to two million Points that can now be spent on flights. Members also get to keep their toasters, kettles and vacuums.
The activity starts with a series of videos, followed by a two-week 'Redeem Yourself' sale for all Velocity members with Points to spend. Members are also encouraged to transfer as many of their existing credit card Points to take advantage of the redemption offer. The campaign will roll out across owned and paid channels.


look at my sales page have or can build. Customs and flash light mods custom heat sink plus.
Wow, you have been a member here for over three years and today you post an introductory thread with your first post. Welcome. Nice to finally meet you.
exactly--3 years and doesn't know about the Buy, Sell and Trade sub-forum if he is interested in people selling lasers---go figure?
Hi, welcome long timer .
Welcome to the house of beams, are you having a light lunch today ?
Thank you all, and I don't want to ask questions that I should already know, but I have tried and tried to figure out how to find sales threads. Is there a section for buying and selling or do you just have to search for something?
sending another PM with more suggestions..no worries.
I've not been on the forums very long.
And I've built 15 now . Everyone on here is awesome and incredibly knowledgeable!! Enjoy and be safe.


The focus of research at Wright State University on how the length of surveys affects the accuracy of the results has been accepted for publication in a prestigious international journal.
The research by Tony Gibson, a graduate psychology student, and Nathan Bowling, professor of psychology, will be published in the European Journal of Psychological Assessment.
The journal is the official publication of the European Association of Psychological Assessment and is also sponsored by the International Association of Applied Psychology. Its purpose is to present important articles to practitioners and academic researchers that provide seminal information on developments in psychological measurement.
Bowling and Gibson examined careless responding to questionnaires, which occurs when people respond without closely reading the content.
"We believe this is a widespread problem that undermines the accuracy of survey research done within companies and within social science research," said Bowling.
Surveys are widely used in psychology and social sciences to measure attitudes, opinions, political views and other beliefs and behaviors. Personality surveys are extensively used in the corporate world to determine the suitability of job candidates.
Gibson said careless responding can give researchers results that are misleading.
Bowling said typically 10 to 15 percent of people taking surveys respond carelessly, enough to produce results that are very different than if every person in the study responded carefully.
Companies often use surveys to measure job applicants' suitability for certain positions.
Some surveys are very long. Many personality tests, for instance, contain hundreds of self-report questions. And even when they don't include any lengthy measures, a survey may still be lengthy because it includes dozens of relatively brief measures.
For years, researchers have suspected that long surveys tend to cause some respondents to lose interest as they respond to questions.
The Wright State research grew out of Gibson's master's thesis as a student in the College of Science and Mathematics. Gibson, of Marion, earned his bachelor's degree in psychology from Wright State in 2011 and is working on his Ph.D.
His research involved surveying 362 undergraduate students in a psychology lab and another 280 online. Gibson and Bowling used several different methods to detect if survey respondents were answering carelessly.
They looked at the length of time it took respondents to complete the questionnaires. The researchers also observed whether respondents gave different answers to what was virtually the same question. And there would be an occasional item in which the respondents would have to check a certain option to show they were paying attention.
Conducting surveys online, a growing practice, raises concern that the absence of face-to-face contact with the researcher makes it more likely that the respondents will be careless in answering the questions.
"The takeaway here is that data quality suffered the most when participants completed the survey online," said Gibson.
The researchers also studied the effects of manipulating the surveys by offering respondents rewards for careful answering and threatening penalties for careless responses.
"We found some evidence that these incentives work," said Bowling.
One survey involved telling the students they would be put in a drawing for a gift card if they answered carefully. Another study involved a potential penalty for answering carelessly.