Did you miss the big move in Amazon? It may sound counterintuitive to buy the market higher. But for me, it's about psychology and knowing we have shaken out all the weaker hands.
There is a difference between chasing fundamentals versus chasing stocks. Moreover, investors shouldn't be afraid to chase fundamentals, which is decidedly different than chasing stocks. This is so important because today I had someone contact my office and say he likes cheap stocks around two to five dollars a share.
Most stocks around two to five dollars a share are overvalued.
Conversely, most people wouldn't buy a stock trading above one hundred dollars and fewer would consider a stock trading over one thousand a share.
This brings me to Amazon, which is the perfect example of chasing fundamentals. I first featured the stock on July 19, 2004, and most recently recommended it June 16, 2017, at $989 a share. I've hiked my target since then from $1,300 to most recently, $2100.
For those looking for a quick way to assess improving fundamentals, follow consensus earnings. Granted, make sure it's all apples to apples as companies make acquisitions or spin off businesses. You could have chased AMZN in April and would be up more than 22%, which beats most money managers.
The buy signal* was the ever-improving earnings consensus for the next fiscal year.
*Note: The huge earnings increase from April 10 to April 26 was a massive buy signal. The shares were changing hands at $1,460 on April 26 and have rallied 23% since.
There were periods of time when Amazon traded sidewise, and even lower, as it had to convince investors it was wiser to pile money back into the business to capture market share and build out its ability to meet future demand.
So, while the company was in the process of becoming the retail juggernaut with an eye to have a presence in all industries, it was also building a cloud services juggernaut.
It has always been easy to identify improving fundamentals for Amazon by combing through its financial releases, but the quick glance of Wall Street earnings consensus has been a remarkable short cut, too.
There are many other steps in fundamental analysis, but this is a technique that can help you find ideas and begin the journey to dig and learn even more.
If you are not already a subscriber to our Hotline or Swing Strategies service, contact your account representative, or email us at info@wstreet.com.


From its beginning in 1886, the Enoch Pratt Free Library has developed historical research collections that are rarely found in public libraries. These materials are located in the individual departments of the State Library Resource Center but are not all represented in the public catalog. Fortunately, finding aids and inventories have been made for many of these collections and are available online on prattlibrary.org. Many of the collections not available online have in-house databases for research.


Top 10 Best Mattress in India 2019 | Buyer's Guide & Reviews!
Let us start off with some interesting trivia. As part of a Stanford research project, Randy Gardner currently holds the known world record for staying awake for the longest time without sleep – 264 hours. That is almost 11 days. As the research concludes, the symptoms of sleep deprivation began to show themselves on the third day, including paranoia, short time memory loss, and hallucinations.
Randy's is a truly rare case. Me and you, the everymen, won't really go more than two days without sleep if we tried. Even if you are determined to test your limits, you will start experiencing microsleep phases after the 40-hour mark, and your concentration will go down by more than 50%.
All of us sleep for an average of 7 hours daily – some people make do with less, some need more. We spend as much as a third of our lives sleeping. And for such a long span of our lives, mattresses help us sleep.
Many of us will not actively think about mattresses much as long as we are not in bed, unless, of course, we are compelled to think about it as we suffer the aftereffects of choosing a mattress that is not comfortable enough for us.
If you sleep on a bad mattress, you will be met with a wide range of discomforts in the morning – we are talking anything from drowsiness to musculoskeletal pain. Remember that one time you had a neck ache after waking up, because of which you could not turn your neck one inch without feeling a searing pain? Many blame this on a bad sleeping posture, but more often than not the mattress is the culprit for this common issue.
This is not just limited to immediate effects, either. Not picking an optimal mattress and continuing to sleep on an ill-advised low quality mattress will weaken your immunity system, bring your heart conditions and chronic back pain, and cause premature ageing. While these facts may seem jarring and blown out of proportion, we are not exaggerating in the slightest.
To understand Different types of mattresses and there uses with Pros and cons read our Ultimate Mattress Buying Guide.
The SleepyCat Plus is an even higher luxury variant into the much lower priced SleepyCat. It offers great upgraded features for better comfort.
The lightweight high-density foam mattress comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child.
It works out of the box and comes pre-assembled, eliminating all the assembly hassles.
OEKO-TEX certified anti-skid fabric with a zipper so that you can easily clean it.
This is one of the few mattresses to have a CertiPur-US certified gel memory foam layer.
At 8 inches, this is among the thickest mattresses available not only in India, but globally, and it will offer you the most luxurious sleeping experience imaginable. It has reasonably firm support, but also an ultra-wide 2-inch gel memory foam layer with great weight redistribution and breathability in one definitive package.
It has great durability, coming with a 10-year comprehensive product warranty. To top it off, it also comes with a 30-night risk-free trial period, so you can test run it to see whether it fits your preferences.
The high price range is quite justifiable with the features it offers, but buy this over the standard SleepyCat only if you have enough money to afford it. Otherwise, the standard SleepyCat foam mattress is just as good, if not as thick.
To compensate for the price tag, Urban Ladder Dreamlite provides most of the conveniences of inner spring mattress while yet retaining some of its negative aspects.
It has a slick and contemporary style with great edge support to match a house with modern urban architecture and furnishing.
The 6-inch wide multilayered mattress mostly comes in the king sized and queen sized ranges in all its variants (the smallest being a 72 x 72 square inch variant). These large sizes compliment two large adults or a couple with a child.
It comes with 5-years of prorated warranty, and the product has all-around great durability.
Bonnel spring cores generally make products very noisy and offer no motion isolation. The Urban ladder Dreamlite Eurotop is no exception to this rule, and because of these two reasons, it can prove difficult for couples.
It still offers some motion absorption and noise masking thanks to its polyfoam comfort layer.
It requires no need for assembly on your account, as it is delivered in a pre-assembled state.
The high carbon wires are corrosion-proof. Expected durability is around six years.
Although its tagline for advertisement, 'India's first mattress in a box' was a bit gimmicky, make no mistakes – SleepyCat makes great mattresses. To our experience, this is by far the best foam mattress you can get in India under 10000 INR.
The 6-inch wide foam mattress comes with a 5-inch support core filled to the brim with high-density polyfoam. The support core in SleepyCat's mattress is stronger than many market standards and gives it a high firmness rating – a rare occasion for memory foam mattresses.
The mattress is still very comfortable with the decent firmness. This is made possible by its gel memory foam support core and perfectly immersed OEKO-TEX certified fabric.
It has great durability, coming with a 10-year comprehensive product warranty. To top it off, it also comes with a 30-night risk free trial period, so you can test run it to see whether it fits your preferences, and we believe it will.
The Flo Ergo Mattress offers the high-end luxury of infused gel memory foam and a unique heat absorption technology.
It offers soft ergonomic support, but maybe not the optimal choice if you prefer firmer alternatives while retaining the memory foam experience. For that, you should instead go for SleepyCat.
The upper comfort layer memory foam is infused with gel microcapsules to absorb heat from your body and conduct it elsewhere through its 3D airflow fabric. This is great if you live in a region with a humid tropical climate, but it also makes this a bad choice if you leave in the colder regions of northern India and have no air-conditioning in your bedroom.
The Flo Ergo 6-inch mattress provides possibly the best motion isolation we have seen in any mattress. It also makes little to no noise when you turn in your sleep, making it the perfect mattress for couples.
Comes with a 10-year comprehensive warranty, plus a three month free trial period in which you can get a full refund if you do not like the product.
Coirfit Health SPA is one of the best memory foam mattresses you can get at its modest price range around 13000 INR, and it checks nearly all the boxes for comfort and utilities.
The 6-inch wide multilayered foam mattress comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child.
The off-white colour means it may be a little tricky to clean when there are fluid stains.
High-density memory foam to give you the peak experience of comfort. At the same time, active bond material lamination gives it a degree of hardness for some back support. This makes it a great orthopaedic mattress.
Memory foam may create difficulties if you toss and turn frequently in your sleep.
It has no noise potential and great motion isolation. It is great for couples because of this.
The mattress build allows for air circulation, keeping it temperate throughout the day, and can be a good mattress for the Indian summer.
Includes an imported Belgian fabric cover too!
The lightweight 6-inch Orthocare Memory Foam Eurotop Mattress is priced at almost 20000 INR, but its specifications live up to the high price tag.
The 13kg memory foam mattress comes in comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child.
Orthocare really goes above and beyond to ensure a high durability on its products, and the high-density core is sturdy enough to give you a long-lasting service of at least seven years.
The mattress comes with a comprehensive product warranty of five years.
The high-resilience foam at the bottom core support is complemented by a 2-inch wide cushioning layer on top which contains ISO-certified memory foam and a GSM breathable quilted fabric finishing.
Memory foam is completely noiseless and provides superior motion isolation compared to most mattresses in India, and these makes the Orthocore memory foam mattress a great choice for couples.
Its support also has great weight redistribution and zero scopes for pressure points.
If you toss and turn a lot in your sleep, however, it is not optimal for you.
The Comforto mattress brings all the major plus points of innerspring mattresses while cutting down on the motion transfer and natural noisemaking potential.
The pocketed spring mattress comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child.
Pocketed spring mattresses retain the natural bounciness, but offers motion isolation and good noise masking, making it a great mattress for couples.
Very high breathability allows it to keep a temperate surface, which is very comfortable if you live in warm and humid regions and do not have an air conditioning system in your bedroom.
Comes with one year of comprehensive product warranty and ten additional years of prorated warranty.
The WakeFit Orthopaedic is among one of the most cost-efficient memory foam mattress available in India that will last for a ridiculously long time given its lower than average price range.
Made on a very extensive market research and customer feedback, the 5-inch wide memory foam mattress gives just the perfect balance between sturdy support and body contouring comfort with its optimized high-resilience memory foam.
It is not noisy and has no motion transfer, making it great for couples.
Memory foam may cause some issues if you toss and turn in your sleep frequently.
It is great for side-sleepers.
It does not have a lot of breathabilities, so it will be difficult to use if your room is not air-conditioned, especially in a warm and humid country like India.
The highlight for the WakeFit memory foam mattress is its stellar durability. It comes with a staggering 20 years of manufacturer warranty coverage!
Compared to other big manufacturers, Springtek is a newcomer to the Indian market. Notwithstanding this, the Springtek Eurotop Ortho Plus had sold like hotcakes on online shopping sites the year it launched.
The lightweight re-bonded foam mattress comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child. Springtek also accepts customization orders, so you can get your own custom size.
The re-bonded memory foam support layer ensures that it will last for an exceptionally long time, and have higher durability compared to the standard memory foam mattresses. The Springtek Ortho Plus comes with six years of product warranty over manufacturing defects.
Re-bonded foam support cores also offer just the right compromise between firmness, weight redistribution, and comfort. This mattress is good and comfortable for you irrespective of your preferred sleeping position.
The memory foam comfort layer has good motion isolation, and makes little to no noise on movement, making it a great mattress for couples.
This mattress is great for patients recovering from shoulder-related injuries.
Absolutely no scope for pressure points.
The Springtek Ortho is a decent spring mattress with most of its benefits at the moderate price range of 8000 INR.
The pocketed coil innerspring mattress comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child. Springtek also accepts customization orders, so you can get your own custom size.
Innerspring mattresses are naturally bouncy.
The polyfoam coating on the comfort layer mitigates some of its motion transfer and noise, making it compatible for couples.
Lightweight at 17 kgs for a 6-inch mattress.
Priced at about 14000 INR, the Sleepwell Enovation packs a 5-inch thick amalgam of a steel coil support plus a polyfoam comfort layer.
Available at sizes ranging from 72 x 60 square inches to 78 x 72 square inches. This gives it both a queen-sized variant for two adults and a king-sized variant for couples with a child.
Spring mattress gives it a bounciness which may be either a plus or a minus depending on your preferences.
As for support firmness and comfort balance, this makes use of both polyfoam and spring for good weight absorption and pressure point mitigation. It will be great for conventional back-sleepers.
As a spring core warrants, it is a little noisy and has no motion isolation, which is bad for couples.
It does not come with any product warranty whatsoever, which is a huge negative score for a coil-based thin foam layer bed. You can expect about three years of guaranteed service, and after that, its performance may begin to drop.
The name with which it advertises itself is misleading, as it is not actually a foam mattress but an innerspring hybrid with polyfoam utilization.
Sleepyhead's foam mattress gives a reasonable amount of features and utilities on an already decent comfortable mattress within the 10000 INR price mark.
The product works out of the box and requires no assembly. It is delivered in a pre-assembled state.
Memory foam mattresses have moderate durability in general, and Sleepyhead's mattress comes with five years of the comprehensive product warranty.
It has great motion isolation and no noise potential. These make it an excellent choice for couples.
This Sleepyhead has a good amount of firmness considering the fact that it is a memory foam mattress. It will offer great body contouring and cradle you to sleep, create no pressure points, while offering good back support at the same time.
It is not advisable to buy a memory foam mattress in a hot and humid tropical climate if you do not have air conditioning in your bedroom.
You can wash its outer fabric (Outer Fabric is Washable).
The Euro Dreams mattress is surprisingly cheap for a memory foam mattress. Priced at as little as 5000 INR it takes all the benefits of a memory foam mattress and makes it viable for a budget-friendly approach.
The lightweight re-bonded foam mattress comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot, or a couple with a child.
Its luxurious fabric with chain-stitched quilting offers an elegant look while also giving it some degree of dust and allergen resistance.
The memory foam quilting gives it excellent body contouring, good motion isolation, as well as complete noiselessness, making it both comfy and perfect for couples.
It does not have a lot of breathabilities, so it is only recommended for air-conditioned bedrooms.
Comes with five years of the comprehensive product warranty.
At the 10000INR mark, the Nikamal Sneham XI has quite a high price considered that it is a coir mattress at its core. However, it has a few features up its sleeves to justify the high price tag.
The rubberized coir mattress comes in comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot, or a couple with a child.
At 17 kg, it is very lightweight for a hybrid coir mattress.
Comes with two years of comprehensive product warranty, which is always a plus.
All Nikamal bedding products are thoroughly tested and verified by ASTM and EN standards and protocols.
Rubberized coir provides a great deal of back support. However, it may be too firm for back sleepers with lower-back pain as it can create pressure points.
The firmness is incompatible with side sleepers.
Coir mattresses are eco-friendly, and provide moderate levels of noise masking and motion isolation, making it a decent choice for couples.
It has a higher breathability compared to foam mattresses, so it will be temperate even in the Indian tropical summer.
This four-inch deep foam mattress weighs about 20 kgs, and comes in a number of size variants both full and twin-sized, from 72×72 square inches to 78 x 36.
It says double-sized on many advertisement outlets, but it is king-sized by Indian standards. The large size makes it ideal for three average-sized adults or two adults and a minor. So it will be a good replacement for your main bed if you are a couple with a child.
As a foam mattress, it offers great comfort for side sleepers but may cause some complications like numbness if you sleep on your back, as it has less than average support firmness.
Comes with two years of warranty. Its life expectancy, as per reports, is supposed to be 4 and a half years on average, which is not bad for a standard polyfoam-based mattress.
Nikamal products are tested by ASTM International and EN standards.
It is lightweight and foldable compared to most mattresses.
As a poly foam mattress, it exhibits moderately high amounts of heat retention. This makes it a little difficult to adapt to initially if you do not have an air-conditioning system.
The Springwel Ecosoft offers quite a lot of positive qualities for a mattress in that cheap range. It is a textbook pocketed coil mattress, i.e. all of its coils are wrapped in individual pockets, maximizing its durability.
It is reversible, i.e. you can use it on any side on top.
Pocketed spring mattresses are much less prone to sagging and as a result more durable than Bonnell coil mattresses, lasting anywhere from eight to ten years. The Springwel Ecosoft also comes with five years of the comprehensive product warranty.
The polyurethane comfort layer with chain stitched quilting brings a great balance between firmness and comfort.
Even though it is innerspring, it has decent motion isolation and reduced noise, making it a viable choice for partners.
The Coirfit Magic packs a 4.5-inch thick coir-core with a stylish outer coating and offers similar features to the Coirfit Beetle (listed above) with some minor improvements.
The 30kg coir mattress comes in comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child.
The coir is exceptionally dense, and the manufacturer claims that the Coirfit Magic is allergen free. No presence of dust mite means it will be a great mattress for you if you have asthmatic tendencies or allergic symptoms such as urticaria.
The granular construction of the three-layer mattress allows ample space for air navigation, and therefore it will be nice and temperate. This is very important for tropical warm countries like India.
The natural coir offers a very strong and firm support core while at the same time being eco-friendly. Although not as bouncy as inner springs or expensive waterbed mattresses, the coir still has a slightly springy feel to it.
Features a drill fabric quilted cover.
The Coirfit Beetle is nearly as cheap and economical as mattresses get, and it provides some decent features for that slight price range.
The downside of coir is that it is too firm for people with back pain or side sleepers. The Coirfit Beetle mitigates this issue with an expanded polyfoam upholstery with the active bond material and a quilted cover on one side. This also provides some noise masking ability.
It is not noisy and does not have a motion transfer. Great for couples.
Comes with one year of warranty with coverage over all hard manufacturer faults.
The issues of a coir core persist. It will sag over time, and generally will not age very well. You might have to replace it in four years' time.
Euro Dreams Eurofit is a fully-featured rebonded foam mattress available at a jaw-dropping cheap rate around 6000 INR.
The lightweight re-bonded foam mattress comes in all four standard size variants, so you can pick a variant for almost any situation, whether you are a single tall bachelor with a single cot or a couple with a child.
It is reversible, i.e. you can use any side as the top.
It has less body contouring than a pure memory foam mattress, but as a tradeoff, it has far superior durability and a bounciness to go with it.
Good motion isolation and noise masking make it viable for couples.
Extremely lightweight at 8kgs (single sized).
It has a well-optimized and orthopedically recommended firmness, and therefore great for you if you have difficulties with musculoskeletal pain.
A premium quilted layer allows breathability to an extent, making it a decent mattress for using without air conditioning.
Comes with two years of the comprehensive product warranty.
Knowing the importance of buying a good mattress with some consideration is only the tip of the iceberg. There are many factors in play here, and to pick the right mattress for you would be tricky until you know them all.
This is the case because there is no 'one size fits all' policy when it comes to mattresses. There cannot be a universally best mattress, because its parameters will depend on your preferred sleeping posture to start with.
To give you an idea, consider this: suppose you like sleeping sideways. Now, generally, the two extremities mattresses come in are hard mattresses and soft mattresses.
The hard mattresses will give you a sturdy support to lie down against – which is self-explanatory enough, but the soft mattresses will instead adapt to the contours of your body. For a side-sleeper, which is you in this case, hard mattresses are a terrible choice, because having no flexibility to retain their original dimension, one side of your skeleton will suppress itself when you sleep. This results in skeleton misalignment, among other difficulties.
Now there are compromises between these two extremities, a semi-firm mattress which will support your body well, but still conform to it and be flexible to an extent. However, as we said, this is but one of many aspects.
But even though there is a lot to cover, do not worry. We will cover all the important bits, and by the time you have finished reading this section, you will have a decent idea to inspect and understand which mattress fits your preferences.
The answer actually involves several factors and conditions.
When your current mattress has begun to sag. There is a common myth that goes around, that you should not replace the mattress until it has sagged completely. This is absolutely false. Mattresses usually mention an on-label durability period, but it begins to sag a year or two prior to that. After one point, you will note that the sagging actually affects the mattress' performance. This is the point that the mattress has overstayed its welcome at. In general, you should replace your mattress every six or seven years at the least.
How to know when it has sagged too far? This actually makes itself known through obvious messages. You will wake up with aches and musculoskeletal difficulties, drowsiness, and often have restless nights.
About 70% of mattress owners report great satisfaction at upgrading their mattresses to slightly more expensive, compatible, and comfortable ones. So even if your current coir mattress is not faring so badly, but you still have the budgetary power to afford an upgrade, go for it. Give yourself a treat. Buy yourself a latex or rebonded foam mattress. You will not regret it.
You should consider buying a mattress if your weight has significantly changed since you bought your first mattress. Weight gain or loss may make a dramatic difference in the optimal choice of mattresses, and a change in body type means you should get a new mattress to conform to your current weight and body type.
Other serious needs for buying a new mattress include pregnancy, as you will have to buy mattresses specifically designed to accommodate and cater to pregnancy.
Certain medical diagnoses warrant getting a new mattress too – it is sometimes best to ask your doctor directly. To cite an example, this is most apparent in the case of sleep disorders. A patient of sleep apnea cannot sleep on his or her back, so if the current mattress is designed for back-sleepers, it needs to be changed immediately.
A great place to start would be the structure of a mattress. Generally, mattresses follow a simple and universal structure with two components – a core, which will consist of the actual support layer and upholstery, which acts as a sort of comfort layer wrapped in 'ticking', which is basically a tightly woven cotton covering, also seen on sofas and pillows.
Now let us take a look at the different build of mattresses available in India. These differ not only in materials but also in design principles.
The idea of innerspring mattresses is simple enough to grasp: over a base polyfoam layer, they make use of steel springs for additional weight absorption.
This means several things: one, it is quite bouncy, and make for a toddler's paradise with the initial novelty of having something of a bouncing pad at home. Two, yes, this is exactly the gist of what will happen to your initially lucrative spring mattress.
Spring mattresses generally come with a promise of a six to seven year period of confirmed service in which its support remains fine. In practice, though, this can be cut short much easier. Because the support springs are absorbing constant pressure when you are sleeping, it takes away from the durability of the springs constantly.
The average estimations show that the standard spring mattress core layer loses about one fifth (19%) of its durability within the first year of usage itself, and this picks up in the later years at a more rapid rate.
You can actually work out the actual durability yourself by inquiring about the coil gauge and coil type. The coil gauge is a parameter on the support springs that are set on a scale from 12, which is thickest, to 18, which is thinnest.
There are generally four types of coils in the innerspring mattresses: Bonnell coils, offset coils, continuous wire coils, and on some select few manufacturers, pocketed coils.
A good thing about the spring mattresses is that they often implement a pillow top, so they come with an additional bit of comfort layer. This is usually great for power naps depending on your preference, as in the initial years this extra comfy nature will induce sleep very easily.
With the lower tier of coils, the beds are cheap to manufacture. Hence their prices are quite low. Though as a caveat these also take a hit in durability; whereas offset coil innersprings are much more expensive because they are more durable.
It is bouncy and responsive, which can be either a pro or a con depending on your preferences.
As you would expect, the spring mattresses are quite noisy out of the box. Remember, though, that this is only on the cheaper innerspring which use Bonnell coils. The use of pocketed coils can reduce the noise significantly because each spring in these is wrapped in fabric. However, pocketed coils feature heavily only on the hybrid mattresses, and very few innerspring mattresses use them.
Like we mentioned earlier, the durability it offers is nothing to write home about. Even the higher tier offset coils and continuous wire coil inner springs (which are more comfortable, we should add) are not the best in durability for their price range.
This has almost zero motion isolation, i.e. because of its evenly spread out springs in the support layer it has motion transfer. The impact of movement on one side of the bed travels to the other side. This makes it a bad mattress for couples. Take note, though, that a handful of manufacturers (including those of India) have introduced an additional foam layer to mask the ripple effect.
The empty space between the spring coils, as much as it makes the bed cooler, also makes for a breeding ground for dust mites. A counterpoint is that some higher priced spring beds come with in-built mite repellants or prevention mechanisms.
No even body weight distribution.
Coir is a natural fibre which is found in the husk of coconuts, between the external covering and the hard internal shell. Because ripe coconuts are in abundance in South Asia, coir mattresses are produced somewhat heavily here. This is because natural resources are in aplenty, and this makes them have significantly less raw material expenses as opposed to alternatives. A natural fibre with more lignin, less cellulose, and dirt cheap prices – what's there not to like?
Less manufacturing cost, as we all know, equals less market prices too. We will go so far as to say this: Coir mattresses are the most economical option available out of all the kind of mattresses in the world.
The nature of the fiber implemented makes it so that they are basically hard mattresses – think sleeping on a cement slab, but slightly better. Or so would be the case, had the traditional and simplistic composition persisted. In recent days, manufacturers rarely put out standalone coir mattresses. Instead, the standard models use rubberized brown coir acting as the pillar in between foam quilts and additional coating layers, while still retaining the reputation of being a budget-friendly option.
Coir Mattresses are extremely budget-friendly. They are not the best in comfort and quality. But nevertheless, a coir mattress can still be a great option if you want a placeholder firm mattress for a couple of years before you eventually upgrade to a better mattress more in line with your preference.
Coir mattresses are also an especially good purchase in the warmer regions of India. It complements the tropical climate because unlike foam, for example, it does not absorb a lot of heat.
Because these use natural fibers for the most part, they are eco-friendly.
The foam-coated hybrid coir mattresses are not noisy at all. This makes them a forerunner even before the market-favourite innerspring beddings.
The coir mattresses have an evenly spread out support layer that is comparatively firmer than all the market alternatives. This means that they have excellent motion isolation, which makes them a great option for more than one person sleeping on the same bed. There is no ripple effect, and movement on one side of the bed will not have any repercussion on the other side, unlike spring mattresses.
The most obvious negative quality is its extreme firmness, which can be a great discomfort to you if you are a side-sleeper or like to sleep prone, and generally always cause musculoskeletal distress if used over a large period of time. This happens because the firmness does not allow the mattress to adapt to the shape of your body, resulting in inevitable pressure points.
Coir mattresses are a strong no-no if you have a history of chronic back pain or spinal difficulties.
A large drawback is that the coir layer does not have flexibility. All mattresses are pressed down as they withstand the weight of your body. They sag over time. But a lack of flexibility means that coir mattresses cannot regain their initial shape. This makes them the least durable among mattresses, on average netting you four to five years of service.
This is top of the line premium standard for mattresses in Europe and in the US, and consequently also in India. As you might expect, foam mattresses are not for you if you are looking for a cheap mattress to slap on with hostel beddings in a temporary residence. They have long durability to go with their prices, and they are purchased as a long-term investment for your cozy home.
For a serviceable soft bed experience, these make use of viscoelastic materials, of which the most common and widely available are polyurethane foams of a petro-chemical nature. These terms are nitpicky, and not important to remember. The main idea is that foam mattresses use foam as their compositional bread and butter. The support core is exclusively made of dense polyfoam, while the upholstery also consists of at least one layer of poly foam or memory foam.
Innersprings have an innate tendency to be very noisy, and while the hybrid coif mattresses do address this by using foam layers for noise reduction, it is still not 100% noise-proof. On the other hand, the polyfoam used as a base for both the upholstery and the support layer means that there is absolutely no noise generation in a foam mattress.
Add to this the fact that foams are one of the most top-tier flexible materials to build a mattress around. On top of being noiseless, foam mattresses also do not have motion transfer. These two features ensure a sound sleep if you share your bed. There will be little to no movement and zero noise if your spouse/roommate/children move around in their sleep.
Foam mattresses are the wisest choice if you live in the colder climates in India, like northern Punjab. We say this because they absorb heat and will keep your body warm even on colder nights than normal.
They have great conforming ability. The flexible foam mattress will adapt completely to the curvature of your body, and you can finally stick to your preference of sleeping on your side or sleeping prone without adverse health consequences. The flexibility also makes them a great pain-relief tool. They are the natural sleeping companion for men and women with a medical history of chronic musculoskeletal pain.
The decent flexibility also gives them great duration. A foam mattress with a high-density support layer, for example, will last you anything from eight years to more than a decade. So if you want a mattress that will give you a long period of service, go for foam mattresses.
The same fact that it absorbs hit also works as a disadvantage. It will be particularly difficult to use in warm and tropical climates, as the absorbed heat stays trapped within the high-density polyfoam. As a result, you will spend the night in discomfort, sweating, tossing, and turning – which is ironical, because being comfy is the primary forte for foam mattresses.
They are on the most expensive end of the spectrum. If you are looking for a budget mattress, foam mattresses are not a valid option for you at all.
This will sound counterintuitive to you, but even with all their durability, they are still very susceptible to indentations and sagging.
It is not uncommon for foam mattresses to have weaker edge support compared to other, firmer mattresses. Because of these reasons, the experience of using the foam mattress depends on the cot's structure and edge type. However, some mattress manufacturers do implement workarounds to address this problem.
There are many variations of the foam mattress technology differing in different kinds of foam and different properties. Since we are talking mattresses in India specifically, in this article, we will cover two major subgroups of foam mattresses that are available widely in India – memory foam and rebounded foam. Note that foam figures in many mattresses as a major or minor material, hybrids or otherwise.
Memory foam mattresses are the most common kind of foam mattresses available on the market globally (foam mattresses and their general thereabouts are listed and covered in the last section).
The reason for the eccentric name is obvious when we spell it out. Memory foam mattresses retain the 'memory' of anything that presses down on the surface, i.e. it forms a pronounced and deep impression – like footprints on sands.
This is achievable by using LRPu (low-resistance polyurethane) foam, and the foam bubbles have an 'open' structure. This means that the whole surface with the open-cell foam bubbles is a matrix through which air can navigate freely.
Here is an even more intriguing aspect to this. The higher-density LRPu layer is actually responsive to body heat. As hit transfers from the body to it, the foam softens, moulding itself completely to the shape of your body.
Its stellar flexibility makes it the perfect choice for patients of chronic back pain. There are a couple reasons for this, but the most important of them are the fact that memory foam upholstery adapts completely to anything that presses down on it, completely eliminating any possibility of a pressure point.
These are also great for people who are recovering from a spinal injury or ache, as you can sleep on your side or on your stomach with ease on a foam mattress.
The low-resistance polyurethane, which is the primary material for its build, also protects the mattress from the dirt. Along with this, they have a far less dust mite nuisance compared to innerspring or coir mattresses. So if you have a runny nose or you are vulnerable to allergens, a memory foam mattress is a great choice.
In some climates, memory foam helps retain the perfect body temperature. This makes them even comfier if your room is air-conditioned.
The obvious drawback is also its very point of speciality. It is true that tenderness in mattresses is always something sought after often, but memory foam mattresses are the extreme end of being flexible. It does not counterbalance it with some measure of firmness. If extreme softness is off-putting for you, then it is best to go for a more hybrid alternative rather than a pure foam mattress.
Most of India falls under a warm and humid tropical climate. We sweat a lot on the summer days, which lasts for more than four months. The problem with your body sinking completely in the mattress is that there will be no air between your skin and the mattress, so you will perspire even more than usual. It is near impossible to sleep in such a situation. So it is necessary to first make sure your bedroom is air-conditioned before getting a memory foam mattress.
Memory foam mattresses are not very compatible with people who move around a lot in their sleep. If you toss and turn frequently in your sleep cycles, you should opt for other mattresses.
Memory foam mattresses have a moderate odour potential.
These are definitely not the mattress for you if you hold your coffer more dearly than the need for extra comfort and luxury in sleep. Memory foam mattresses are always quite expensive, more so than the costliest brands of high-tier inners springs.
If you have read the above entries about Foam Mattresses / Memory foam mattresses, you already know the basic gist of it. All foam mattresses make use of some form of foam in the composition of both their support layer, their upholstery, and on additional auxiliary layers.
Rebonded foam mattress uses virtually an identical composition. Where it differs from the other kinds of foam mattresses is its deviation in the material. Standard-order foam mattresses and most hybrids from it make use of standalone polyurethane foam.
On the contrary, Rebonded foam mattresses instead follow a comprehensive process of collecting virgin foam and/or reclaimed foam and then make them undergo a re-compression process (think about it like glueing them together under pressure – using a special adhesive). Rebonded foam is sometimes converted from standard polyurethane foam too.
As a result of this rigorous process of re-compression, the produced material is firmer than usual PU foam. At the same time, it also retains the viscoelasticity of PU foam to a reasonable extent.
This firmness makes them the market contender that rivals coir mattress. Except, as you might have already guessed by now, rebonded foam mattress far outperforms coir mattresses in almost every aspect (except for pricing, of course).
According to different compression levels, you can opt for either softer or firmer cores or a compromise between the two with a medium surface.
Rebonded foam mattresses are the perfect sweet spot between firmness and flexibility. As such, there can be no single mattress to be best for everyone, but the coverage of rebonded foam-based mattresses extend to all three major sleeping positions. Whether you sleep completely upright and supine or like to sleep on your side, or even on your stomach, a rebonded foam mattress will not have adverse effects on things like spine alignment at all.
Additionally, if you are a side sleeper, and prone to bouts of shoulder pain, a rebonded foam mattress can almost work a therapeutic effect on you. We say this because the foam is flexible enough to adjust to your shoulder structure, and yet firm enough support the shoulder blades and spine and keep its natural shape in check.
Because its core layer is made of compressed waste foams, which are cheap to buy, they are also priced reasonably well for the sheer amount of conveniences they provide. On average, if you calculate factors like durability and comfort quotient, these give you a bang for your bucks without a doubt.
On all compression levels, the rebonded foam mattresses come with a bouncy nature. You might recall that inner springs also have this, but rebonded foam mattresses are not remotely as noisy as steel coil supports. So if you like your mattresses bouncy, rebonded foam mattresses even beat inner springs.
Moderately high durability lasts at least 8-years and can go more than ten years based on compression level.
They are generally very comfy without the disadvantages of the extra tender memory foam mattresses.
Since they are almost exclusively made of synthetic material, they have very poor breathability. As a result, you will find it quite torrid in summer days, and particularly unfavourable without an air conditioning system in the major tropical climate of India.
The glue commonly applied in the making of the support layer is a chemically volatile substance that sometimes emits fumes. This means two things. One, rebonded foam mattresses are not safe for children as a rule of thumb. Secondly, the nature of the glue makes the mattress highly inflammable, so this is something you should take note of when purchasing.
Because the making of these can be a little sketchy if the manufacturers are not trusted, generally rebonded foam mattresses are bought on the basis of Certipur-US verification. This certification is rare to come by in mattress showrooms of our country. If you do find one, buy it. Otherwise, you'd best order it online. The problem with buying online is that many services do not offer a trial period, so it is best to pre-emptively look for returning and shipping policies.
These beds are created with a very specific context in mind. You can use airbed mattresses as a normal mattress, but then you would not be using it for its intended purpose. Airbed mattresses are inflatable. Consider a balloon. Now think a mattress, but with a balloon's design principle. What you have is basically the airbed mattress in essence. These are very portable, and you can carry them even in small pouches once they are deflated.
For this portability, you can get the best use out of them when you use them as camping beds.
For its composition, it often does not include a comfort layer at all. Instead, they consist solely of a support core. The support core has at least two air chambers, which allows for their inflation or deflation to tweak how firm the support is. They commonly make use of PVC (Polyvinyl Chloride).
When you try out an airbed, you may notice a pronounced trench in the middle of the bed. The width of these trenches varies from one manufacturer's model to the other. As they cause general discomfort, it is best to try and find a mattress that has smaller trenches or no trenches at all.
Some airbed mattresses come with remote-controlled functions, while others are manual. The remote-controlled variants cost more as expected, but they are a great quality-of-life thing to have.
Every airbed mattress allows you some degree of control over how firm the support core will be, but some mattresses have the scope for a wider range of options compared to others, so this is one factor to take note of. Generally, these are used for camping purposes, so more customizability is always welcome to adapt to more situations.
Because the crux of its support is air and you can inflate and deflate it, it has infinite durability. However, you have to do some basic maintenance on it to keep it in sound condition when you are not using it.
The customizability it offers allows you to tweak it best to your preferred level of firmness. This is a feature unique to the airbed mattress.
Another unique aspect to the airbed mattress is its portability. It is much better than carrying a bedroll around, which takes up space and quite a large amount of weight.
The PVC frame makes it completely odourless.
Airbed mattresses will not absorb heat from your body, so it is great for camping out in tundra climates and cold mountainous regions.
While these are resistant to sagging, they are open to other vulnerabilities – like punctures and leaks. These are repairable, though.
The air inside it gives it a very high noise potential. It is best to buy airbed mattresses for one person apiece, as these are bad at accommodating two persons on the same bedding with its noisiness.
The cheaper models are occasionally susceptible to breakdowns. Unlike small punctures, these are quite expensive to repair. So it is best to pick a mattress with a comprehensive product warranty.
Moderately high price range and low availability in local manufacturer stores limit you to purchasing it online.
To us Indians, waterbeds are like urban legends. The idea of water used as a material for beddings is something which we think of as a modern novelty and cannot stop awing at. So we went ahead and did a fact-check for you, and it appears that the first prototype of a waterbed appeared way back in the early 1800s.
Wisecracks and information bullets aside, the waterbed mattress has a simpler composition than you'd think. The upholstery in these mattresses is usually standard, making use of fibres and polyurethane foam. In the support core, there is instead a padded chamber filled with water. The various type of waterbed mattresses differ largely in the way water is handled in this padded chamber.
A free flow or full wave mattress has no baffles or inserts in the chamber, i.e. no mechanism to regulate the flow of water in it.
A waveless mattress is a more expensive variant which makes use of many baffles and inserts to restrict water motion. Additionally, they also incorporate additional layers within it, known as the lumbar support.
A sem-waveless mattress is a compromise between the two, regulating water movement to an extent and increasing support with a lesser number of baffles and inserts.
Waterbed mattresses are one of the best class of mattresses when it comes to providing comfort. It has excellent body contouring, close to zero pressure point creation with zero resistance, and also allow space for relaxing the spine and back muscles. Definitely prioritize buying a waterbed mattress if you tend to conventionally sleep on your back.
The waterbed mattress provides temperature regulation through its unique and most effective way: by directly altering the support core temperature. If you live in cold regions, many waterbeds actually come with in-built heating system, which can give you warmth and muscle relaxation. In the warmer tropic climates, you can refill the core with cold water for a soothing sleep as well.
On most waterbed mattresses, only vinyl is used in the places where fabric usage is common, so it is naturally resistant to dust accumulation. It is also very easy to clean, so you are practically free of dust mites and other allergens as long as you clean it semi-regularly.
While there is no scope for pressure points, a lack of good support is felt especially in free-flowing water mattresses. As a result of having little to no support for your joints, you will experience back numbness if you sleep on a waterbed mattress for too long.
The vinyl coating and sturdy padded chamber ensure a certain degree of durability, but nevertheless a waterbed mattress is susceptible to fatigue cracks. While pinhole punctures can be repaired without much hassle, some bigger leaks can cause serious damage. So make sure you double-check the durability clauses with the manufacturer before you purchase a waterbed.
These are much like memory foam mattresses in many aspects, except they make obligatory use of latex on the comfort layer – which is mostly natural (processed from rubber tree sap), but can be synthetic as well.. The support layer usually features high-density polyfoam, but it can also include latex as well.
They generally offer good temperature regulation and are very comfortable.
Latex is processed in two major methods – the Dunlop method and the Talalay method. Dunlop processing is bottom-heavy because it causes sediment in the bottom while providing a more lenient top, and because of these, the latex from Dunlop processing is best utilized in the support layer.
The Talalay processing, on the contrary, produces a more even mixture of tender and frothy foam, and you can find it in the comfort layer in most cases. However, this is the ideal case scenario you should look out for, and the latex mattresses in reality make use of both or any one kind of latex on any layer.
There is a parameter to put the firmness of latex mattresses on a scale from 16 to 39+. This is called the ILD (Indentation Load Deflection). An ILD score of 16 means the softest latex possible by market standards, while 39 (or more) can be considered firm.
Because it contains rubber grid, plus polyfoam usage in most cases, the latex mattresses have a natural bounciness. In fact, it is more enjoyable than the innerspring mattresses in that regard.
The polyfoam and Talalay latex are usually hypoallergenic. On the one hand, this makes it completely free of dust mites and such allergens to give you a good night's sleep. On the other hand, this also makes it resistant to all kinds of dust, mildews, and moulds. No dust or mould means a much longer lifespan and less maintenance hassle.
In case of natural latex mattresses (i.e. no synthetic latex), they make for a great eco-friendly and all around better alternative to memory foam mattresses.
Latex mattresses provide excellent flexibility and contour adaptability. There are absolutely no pressure points, and latex mattresses even remove the no-support penalty of memory foam mattresses to make it the perfect recovery bed for lower-back aches.
It is great for both side-sleepers and stomach-sleepers. Heavyweight sleepers also benefit immensely from it owing to its often dense nature.
As a large caveat, the Latex Mattresses are the most expensive kind of mattress available on the market – not only in India but globally. So if you want a cheaper alternative, you might have to settle for the foam mattresses.
It comes with a high off-gassing potential, as the rubber material emits volatile organic compounds during the manufacturing process.
They have poor edge support.
They offer little to no portability, being very heavy in all sizes.
These are a very situational type of mattress, but nevertheless very useful. Adjustable mattresses come with, as the name suggests, adjustable bases, which you can use according to your needs. Remember when we said situational? This structural flexibility makes it a great remedy for patients of sleep disorders or spinal injuries that do not allow them to sleep in conventional postures. But on top of that, it also helps in various common day-to-day issues – for example, when you have acid reflux, indigestion, and heartburn. Plus you can also adapt it to your lifestyle. If you are a couch potato who really likes watching TV for hours on end, you can personalize a flexible bed and adjustable base mattress to have you sit semi-upright while still being laid back.
The large caveat in case of adjustable bed mattresses is its availability in India. Very few independent showrooms and mattress outlets stock up on them if any. Your only option is online shopping, and again, they are often out of stock on the online stores too.
Mattresses come in different sizes to fit different accommodation needs. It is best to familiarize yourself to the related terms. In India, this classification varies greatly from that in the US, so this something you should remember if you go the extra mile to import mattress built by foreign manufacturers.
Single sized mattresses – These are built for single one-person cots, i.e. they cover sufficient space for the average adult. The average area is 75 inches x 32 inches.
Double sized mattress – Contrary to what it may lead you to think, these are not double the area of a single-size mattress. These come in an area of 72 inches x 48 inches to 72 inches x 60 inches and can accommodate either one adult with a large frame, or two average adults.
Queen sized mattress – Clocking in at an area that ranges from 72 x 60 to 78 x 60 square inches, the queen-sized mattress are the larger variant of double-sized mattresses and can accommodate two large adults.
King sized mattress – These have an area of a square 72 x 72 to a longer 78 x 72 square inches. The king-sized mattress is as large as market-standard mattresses get, and it is ideal for a couple with a child.
If you have read till this point, you have our hearty congratulations, because you now know enough about mattresses to identify which kind of mattress will fit your preferences, and which will not.
But for your convenience's sake, we will list the top 19 mattresses of all kinds that are most popular on the Indian market right now, and then pick out the best mattresses for the different context.
As we noted earlier, there can be no one-key-fits-all mattress for every possible scenario. So to elect a forerunner, we are doing it in four different categories with different contexts.
For Back pain: For this, the best mattress solution is a mattress that provides an orthopedically correct balance between firmness and body contouring, and rebonded foam mattresses are especially good in this regard. To our experience, Euro Dreams Eurofit Bonded Foam Mattress has proven to have the best therapeutic qualities.
For Couples: The biggest caveat when it comes to couples is problems with motion transfer and noise as one of the two partners readjust their sleeping posture, tossing and turning on the bed. This is remedied by good motion isolation and noise masking. And Flo Ergo 6-Inch Gel Memory Foam Mattress has indubitably the best motion isolation out of all the mattresses.
For kids: Children need a good amount of comfort to lull them to sleep, to have no pressure points, as well as good joint support to avoid numbness, as they are in a supine or prone position almost all day. For this, we select Sleepycat 6-Inch Gel Memory Foam Mattress, the all-around best mattress for children.


Location: 9.337749 Lon. 36.790515 Lat.
We are looking for ....Photos, Morning Reports, After Action Reports and other documents including those of units that may have been near the coordinates LON: 9.337749, LAT: 36.790515 on the approximated dates of death 04/15/1943 - 04/26/1943.


text:
require 'ansible/ruby/modules/generated/cloud/amazon/ec2_vol'
require 'ansible/ruby/modules/helpers/aws'

module Ansible
  module Ruby
    module Modules
      class Ec2_vol
        include Helpers::Aws
      end
    end
  end
end

redpajama_set_name: RedPajamaGithub


Get information about Ted Schirm, a Bank of America Senior Lending Officer in Hoboken, NJ. Find contact information, expertise and more, to start your path to the right loan.
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text:
Home/News/Hyderabad News/Hyderabad police imposes curbs on New Year celebrations
Hyderabad police imposes curbs on New Year celebrations
Hyderabad, Dec 31 : The Hyderabad police on Thursday imposed restrictions on New Year celebrations and announced a special drive against drunken driving.
Hyderabad, Cyberabad and Rachakonda police commissionerates have announced closure of all flyovers and certain roads in the interest of public safety.
The government has granted permission to the Telangana Prohibition and Excise department to allow sale of liquor at retail outlets till midnight.
It has also given permission for liquor to be served in bars, New Year events and in-house parties till 1 a.m.
The department made it clear that this will be subject to observance of Standard Operating Procedures (SOP) for Covid-19.
All the three police commissionerates have announced a slew of measures to check drunken driving and New Year revelry on the roads.
"So what are your plans tonight? Will meet you at special drive on drunken driving," the Hyderabad police tweeted.
Traffic movement has been restricted on NTR Marg, Necklace Road and Tank Bund Road around Hussain Sagar lake. All flyovers in the city, except Begumpet flyover, will be closed on the intervening night of December 31 and January 1.
Traffic will be diverted at various points to prevent gathering of revellers around the lake in the heart of the city.
Buses, lorries, and heavy vehicles will not be allowed inside the city limits till 2 a.m.
READ: Cyberabad Traffic cops nab 177 drunken drivers
Hyderabad Police Commissioner Anjani Kumar said that extensive checks will be undertaken to curb drunken driving, rash and negligent driving, over speeding, and triple riding on two-wheelers and other traffic violations.
Cyberabad Police Commissioner V. C. Sajjanar appealed to people to celebrate the New Year at home with family.
"We all know that we are fighting Covid-19 and during these pandemic times it is important that we first think about our safety. Let's not celebrate New Year by organising social gathering, mass gathering, musical programmes and musical events. This time let us spend the New Year with our family and near and dear ones. Stay Home-Stay Safe."
Every year, the Commissioner used to celebrate New Year Eve with police personnel by cutting a cake at the Cyber Towers junction. However, the celebration will not take place this tear due to the pandemic.
Voicing his concern over the growing number of accidents due to drunken driving, the Commissioner announced that an intensive drive will be conducted to check the menace.
Rachakonda Police Commissioner Mahesh Bhagwat also advised people to stay home safely and restrict their movements.
He said New Year celebrations are restricted in resorts, parks, hotels, bars, pubs and public places.
Outer Ring Road (ORR) will be closed for light motor vehicles and passenger vehicles from 11 p.m. to 5 a.m. in view of the safety of road users. However, medium and heavy goods vehicles will be allowed.
READ: Cheating complaint filed against BJP Jambagh corporator
Bonafide passengers travelling to the Airport on light motor vehicles will be allowed on ORR subject to production of tickets.
Kamineni flyover, LB Nagar flyover, Sagar Ring Road flyover, LB Nagar underpass and Chintalkunta underpass will be closed for light motor vehicles, two-wheelers and passenger vehicles from 10 p.m. to 5 a.m.
Police have warned that stringent action will be taken against those found driving under the influence of alcohol.
The violators will be booked under section 185 of the Motor Vehicles Act, 1988. The offenders may face a penalty of Rs 10,000 and/or imprisonment of up to 6 months for the first offence and a penalty of Rs 15,000 and/or imprisonment up to 2 years for a second or subsequent offence.
The police also warned that their driving licenses will be seized and sent to concerned road transport officers for suspension as per section 19 of the Motor Vehicles Act, 1988.
For the first offence, the driving license will be suspended for 3 months and for second and subsequent offences, the driving license will be revoked permanently making the person ineligible to drive in India.
Get the news updates on WhatsApp & Telegram by subscribing to our channels. For all the latest Hyderabad News updates, download our app Android and iOS.

redpajama_set_name: RedPajamaCommonCrawl


MUMBAI: Though the shares of the government-owned Rail Vikas Corporation were disappointing on the day of listing, the shares have made investors happy in the last 3 days. It has increased 25% in three days. With this, its market capitalization has also increased by one thousand crore rupees during this period.
The share of this company was listed on the issue price of the IPO, ie 19 rupees on April 11 in the stock market. Since then, continuous stock is getting stronger. On Monday, it had an upper circuit of 20% in its stock, which increased the market capitalization of the company to Rs 5000 crore. Even on Tuesday, its shares closed above 25% with a gain of more than 8%.
Mumbai-The Reserve Bank of India (RBI) can cut further policy rates by 0.25 per cent in the next monetary policy review. Bank of America Merrill Lynch, an overseas brokerage company, has made such an estimate. This global brokerage house said that this is indicated by the speech by the governor of the Reserve Bank of the ruling party Das. In his address, there was an emphasis on accelerating economic growth. Earlier this institution had said that the Reserve Bank will make the next cut in monetary policy review in June or August. This deduction will depend on the condition of the rain.
Indeed, during the annual meeting of the International Monetary Fund in Washington, Das had emphasized the need to accelerate economic growth while staying below the inflation target. Bank of America Merrill Lynch said in a note that we now expect the Monetary Policy Committee to cut the policy rate by 0.25 per cent on June 7 and bring it to 5.75 per cent. If this happens then it will be a third consecutive time, when the policy rate is cut in the repo rate. Overall the cut will be 0.75 per cent, which is quite large.
Mumbai- The NCD (Non Convertibable Debentures) of JM Financial Products Limited will open on April 22 and close on May 21. The company will give 10.51 percent annual interest to the investors in this NCD. However, once more subscription comes, the company can close it earlier. This NCD has given CRISIL and IKRA a stable rating of AA. However, before this, some companies are getting interest of 10.75 per cent in NCD and it has a good rating from those companies.
The company officials in Mumbai said that this NCD will be listed on the stock exchanges and its face value is Rs. 1,000. Through this, the company wants to raise Rs 200 crore, but if more subscription comes, then it can be increased to Rs 1,000 crore. That is, the company can take 800 crores more.
Company's managing director Vishal Kampani told that the company has a diversification product and has a strong credit profile and a good track record of growth and profitability. Also, the profile of good lending reflects its growth and the quality and returns of the assets. The gross NPA of the company has been 0.3 percent till December 2018.
He said that our focus has always been on risk-adjusted profit and continuous growth. This NCD is the next part of our process. The minimum application for this NCD can be Rs 10,000. After that, its multiplier can be applied. There will be different interest rates on different series, which will be between 9.89 percent and 10.51 percent.


Our approach to light based therapy has its foundation in ongoing review and assessment of evolving technology and modalities over the past decade and a half. Careful evaluation of platforms and specifications within this family of devices led us to the selection of the Palomar 500 StarLuxe system, (which had been in operation at our practice for the past six years) and more recently, the current state of the art, Palomar ICON.
The utility of this system that we prefer is, in part, attributed to its flexibility and effectiveness among fundamental light-based treatment targets; hair, brown spots, capillaries, skin re-texturing.. Since, in our view, it is important to weigh the end benefit with considerations such as overall safety, collateral tissue damage, recovery time, treatment cost and caliber of improvement, the Palomar ICON system excels as an incomparably efficient tool.
A careful consult and analysis is pre-requisite to administering any Laser/IPL services to determine candidacy for treatment and optimal fine tuning and application of treatment parameters. Simultaneously, realistic expectations are established along with costs for the specific course of treatment. The latter is determined by the area(s) of the body being treated and of course, the nature of the treatment itself.
Aftercare and instructions are key aspects of our complete treatment regimen. Despite the pervasiveness of these kinds of procedures, they cannot be taken lightly. Sidestepping prudent treatment protocols or care can end, needlessly, with a host of disappointments and complications, ranging from poor results, excessive numbers of treatments (and expense) to burning, hypopigmentation and scarring. Similarly, working outside of approved medical/functional applications of each device, (such as inappropriate treatment of spider veins of the legs) may camouflage or distract from the true nature of a condition.


Our eternity circle pendant and star charm come together to create a modern and playful mother and children necklace that could be personalized with longer phrases front and back. For the large eternity charm, choose a personal message or quote or all of your family names. For the star charm, choose a name or date, or playful nickname on the star to make a meaningful personalized mother necklace! Mix and match your finishing colors for a modern custom mom necklace with a lot of movement.
- By default, the eternity circle charm will come in silver with black engravings. Select finishing color for the star charm and chain. However, if you want the eternity charm to come in a different color, simply leave your preference in the instructions and requests box.
- Words limits: 1-2 words/side for the star charm, and 11-12 words/side for the eternity circle charm.


text:
Margarita With A Straw
News Helpline | April, 11 2015
Margarita With A Straw Cast & Crew:
Viacom 18 Motion Pictures
Shonali Bose
Kalki Koechlin
Sayani Gupta
Hussain Dalal
Publicity Designs
Mickey McCleary
Hindi, English
Joi Barua,
Sonu Kakkar,
Rachel Varghese,
Anne Misawa
Monisha R Baldawa
Music Company
Zee Music India
Prasoon Joshi, Mickey McCleary
Margarita With A Straw, previously known as Choone Chali Aasman in the Indian market & Margarita With A Straw in the International market is a 2015 Indian film directed by Shonali Bose, starring Kalki Koechlin. Kalki plays a girl with cerebral palsy. The movie talks about her struggle with the normal activities in her life. Margarita, with a Straw is one of the five projects selected for the Work In Progress Lab of Film Bazaar 2013. The film made its world premiere on 8 September 2014 as part of the Contemporary World Cinema Programme at the 2014 Toronto International Film Festival (TIFF). The movie later went on to be screened at Tallinn Black Nights Film Festival in Estonia, BFI London Film Festival, Busan International Film Festival (BIFF) and the Santa Barbara International Film Festival (SBIFF). It is expected to have a national release in India on 17 April 2015
Baaghi 3
Shubh Mangal Zyada Saavdhan
Do Lafzon Ki Kahani
Bhaag Milkha Bhaag
Dharam Veer
Katti Batti
Looop Lapeta
Humshakals


Queen duvet cover (88" x 88") featuring the image "About To Burst" by Peggy King. Our soft microfiber duvet covers are hand sewn and include a hidden zipper for easy washing and assembly. Your selected image is printed on the top surface with a soft white surface underneath. All duvet covers are machine washable with cold water and a mild detergent.
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Considered a weed, Bladder Campion (Silene vulgaris), also known as Cow Bells or Rattleweed is better suited to the wildflower description in my estimation.


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» The sound of things falling
The sound of things falling
Uniform Title
Ruido de las cosas al caer. English
Vásquez, Juan Gabriel, 1973-
New York : Riverhead Books, a member of Penguin Group (USA) Inc., 2013.
Franklin Ave. Library - Fiction - Adult
Vasquez, J.
Franklin Ave. Library - Fiction - Adult Vasquez, J. On Shelf
One single long shadow
Never one of my dead
The gaze of absent ones
We're all fugitives
What's there to live for
Up, up, up.
Drug traffic -- Colombia -- Fiction.
Male friendship -- Fiction.
"Originally published in Spain 2011 by Alfaguara (Santillana Ediciones Generales) as El ruido de las cosas al caer."
No sooner does he get to know Ricardo Laverde than disaffected young Colombian lawyer Antonio Yammara realizes that his new friend has a secret, or rather several secrets. Antonio's fascination with the life of ex-pilot Ricardo Laverde begins by casual acquaintance in a seedy Bogotá billiard hall and grows until the day Ricardo receives a cassette tape in an unmarked envelope. Asking Antonio to find him somewhere private to play it, they go to a library. The first time he glances up from his seat in the next booth, Antonio sees tears running down Laverde's cheeks; the next, the ex-pilot has gone. Shortly afterwards, Ricardo is shot dead on a street corner in Bogotá by a guy on the back of a motorbike and Antonio is caught in the hail of bullets. Lucky to survive, and more out of love with life than ever, he starts asking questions until the questions become an obsession that leads him to Laverde's daughter. His troubled investigation leads all the way back to the early 1960s, marijuana smuggling and a time before the cocaine trade trapped a whole generation of Colombians in a living nightmare of fear and random death.
Translated from the Spanish.
Vásquez, J. G. (2013). The sound of things falling . Riverhead Books, a member of Penguin Group (USA) Inc..
Vásquez, Juan Gabriel, 1973-. 2013. The Sound of Things Falling. New York: Riverhead Books, a member of Penguin Group (USA) Inc.
Vásquez, Juan Gabriel, 1973-. The Sound of Things Falling New York: Riverhead Books, a member of Penguin Group (USA) Inc, 2013.
Vásquez, Juan Gabriel. The Sound of Things Falling Riverhead Books, a member of Penguin Group (USA) Inc., 2013.


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I've been dying for pancakes recently. I have no idea why, because normally, I'm a total egg person for breakfast. Without fail, I will order an omelet, a skillet, a scramble, whatever contains eggs and sounds good at the moment. Since trying to avoid gluten, I have found myself eyeing all those starchy breakfast items when out to brunch. The pancakes, waffles and crepes always seem to catch my attention in a way they have never done before… so when the chance came for us to face off this week, I wanted pancakes and nothing else!
Put all ingredients, except the walnuts and banana, in the bowl of a standard mixer with the whisk attached (you can also use a large bowl and a hard mixer). Start off slow, then gradually increase to a medium speed and mix until there are no lumps left in the batter. Might need to scrap down the sides of the bowl once or twice during the mixing process. Fold in the walnuts.
In a skillet, heat 1 tbsp of coconut oil over medium heat. Using 1/4 c at a time, scoop out the batter and place in the skillet. Cook for about 2 minutes per side, or until the pancake lifts up easily. Add more oil if needed. When all the pancakes are done, add slices of banana to the skillet and cook until they start to caramelize. This shouldn't take too long, about 1 minute per side. Top pancakes with banana slices, maples syrup, powdered sugar, apple butter, or what ever floats your boat.


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You are here: Home / News / The Serengeti and the Maasai
The Serengeti and the Maasai
April 20, 2012 By bookadmin Leave a Comment
The Maasai of East Africa is a strange and mysterious tribe. Mostly known for their brightly colored clothes, shaved heads and houses made of animal dung, they are a semi-nomadic people whose very existence helps sustain the wildlife of East Africa.
Michael Leaf firmly believes any attempts to change the Maasai's way of life would be a big mistake, and instead insists that we can learn a great deal from them about how to live in harmony with the earth and other living creatures.
Leaf lived with the Maasai people for 10 years, sleeping in their huts, eating their meals, and working alongside them.
Intelligence and humor
After World War II, Michael Leaf moved to Kenya and began working as a hide and skin buyer. For years he lived among the Maasai, the semi-nomadic people living in Kenya and Northern Tanzania.
His new book The Serengeti and the Maasai details his 20 years in Africa and the 10 years spent living and working with these fascinating people.
"I have not heard of any other European who actually lived with the Maasai people for such a long period," says Leaf. "Far from the image of painted and savage tribesmen, the Maasai are full of intelligence and humor."
The Serengeti and the Maasai is a firsthand account of life among the Maasai that will help to educate Europeans and Americans about the true character of these people. The book is a wonderful read for people who are curious about the Maasai culture but do not have the patience for an academic, anthropological work.
With the success of the book, Leaf hopes to begin a trust fund that will raise money for windmills that can provide water and for various medicines for the people and their vital livestock.
"Providing funds for medicine, water, and education is not about changing the Maasai culture, but rather about uplifting their standard of life," adds Leaf. "Trying to change the Maasai would be a terrible mistake. In fact, there is a great deal we can learn from the Maasai about how to treat the earth and all its inhabitants."
Footprint on the earth
In an interview, Leaf can comment on the Maasai belief system and how it leads to their peaceful co-existence with the land and animals of East Africa as well as:
– Exactly what it is like to live Maasai people for such a long period
– Why wild animals which flourish in Maasai country as opposed to other areas of East Africa.
– Recent famine caused by drought in East Africa
– The lack of planning to ensure that future suffering is kept to a minimum.
– Embracing the lifestyle of the Maasai as a response to climate change.
"As we learn more about our vast footprint on the earth, and the long-lasting effects of modern industry, we can take a lesson from the incredible Maasai people who continue to flourish in their simple and harmonious way of life," notes Leaf. "Just like it is up to each and every one of us to control our negative impact on the earth, it is also up to us to help preserve the Maasai culture through increased understanding of it. "
Michael Leaf was born in 1929, the year of the great depression. During the Second World War he joined a training ship in Southampton, but was rejected by the Royal Navy due to color blindness. He did clerical work in London during the Blitz, immigrated to Kenya after the war and worked as a hide and skin buyer, surveyor and as a labor manager.
He enlisted in the British Army, served in Egypt, and upon release returned to East Africa where he was employed on a coffee estate, in the desert locust control, the police, became an itinerant trader and worked for the veterinary department, and as a farm manager. He then immigrated to South Africa where he opened a delicatessen and eventually retired as a director of an insurance company. He now lives in Ireland where his beloved wife passed away and keeps himself busy by writing his memoirs.
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Filed Under: Africa, Education, Featured, News Tagged With: Africa, East Africa, Mike Leaf, The Maasai, The Serengeti
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Discover Nikkei
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http://www.discovernikkei.org/en/journal/2008/12/3/multiplas-identidades/
Brazilian Migrations: Social and Cultural Networks between Brazil and Japan
By Lili Kawamura / Translated by André Soares / 3 Dec 2008
A contribution of Sociedade Brasileira de Cultura Japonesa e de Assistência Social - Museu Histórico da Imigração Japonesa no Brasil
My presentation is based on field research conducted by the author, with the support of the Japan Foundation (2002), along with UNICAMP-FE, among groups of Brazilian migrant workers in several Japanese cities (Hamamatsu, Toyota, Oizumi, Ota, Toyohashi, and Nagano) and in the Brazilian cities of Londrina, Maringá, and São Paulo. My goal is to show, through changes that have taken place during the course of more than twenty years of migrations, the formation of networks and the role they play in regard to the migrants.
Initially, life for Brazilians in Japan was characterized by their presence in some areas of the country, such as Oizumi, Hamamatsu, and Toyota, where they encountered problems both at work and in their day-to-day affairs due to the glaring social and cultural differences between Japan and Brazil, with clashes occurring between migrants and the local population. In order to face those challenges, the migrants began creating their own workspaces, daily routines, educational and leisure activities, and means of communication (media), while incorporating Japanese cultural influences. These activities produced an exclusive environment for Brazilians, which led not only to a reduction of conflicts with Japanese residents but, most importantly, to the opportunity for the migrants to express themselves in accordance with their cultural background. On the other hand, the Brazilian nuclei helped to exacerbate the separation between the migrants and the Japanese, who, for their part, already displayed a standoffish behavior toward the migrants because of cultural barriers or fear of the unknown.
1. From similar status (dekasegi) to social inequality
At the beginning of the migrations, the Brazilians were employed as laborers in "5K" positions – Kiken (dangerous), Kitanai (dirty), Kitsui (heavy), Kibishii (difficult), and Kirai (despicable) – in which they all considered themselves in comparable work conditions as in Brazil even if they had high professional and educational qualifications there. The foreign workers performed tasks refused by Japanese workers, who generally have high educational and professional qualifications.
In order to satisfy the demands of the growing market of Latin American migrants in Japan, Brazilian businesses – in commercial, manufacturing, educational, technical, and entertainment activities – were established in that country. The expansion of Brazilian businesses led to the success of some entrepreneurs who distinguished themselves from the other migrants in the country, forming a small but wealthy group that employed both Brazilian and Japanese workers. On the other hand, difficulties related to job access, for a variety of reasons, forced a considerable number of migrants into underemployment, unemployment, and even homelessness. This diverse and complex situation became a manifestation of the profound social inequalities that exist in Brazil, though transposed to a country (Japan) that has a greater social and cultural homogeneity among its inhabitants.
2. Formal Networks: Trade, Education, Communications, and Leisure Activities
The complexity of the migrants' life experiences begins to demand specific needs that cannot be satisfied by the Japanese market – such as those for Brazilian products, food, clothing, schools, Portuguese-language media, leisure activities, among other items of Brazilian origin – thus requiring that Brazilian entrepreneurs set up connections with the producing market. As a result, Brazilian companies begin to extend their activities to Brazil, opening branch offices that complement activities developed in Japan. Manufacturing, commerce, education, media, and leisure requirements sustain suppliers of goods, special equipments, raw materials, etc. In the same manner, companies headquartered in Brazil begin to open branch offices in Japan, with an eye on the migrant market, including tourism, real estate, transportation services, computers, banking, media, and schools. This interaction helps to increase the hiring of professionals specialized in the aforementioned areas, such as journalists, teachers, technicians, and artists. Those formal networks provide the migrants with a dynamic mobility between Brazil and Japan, as they continuously bring and take with them influences of new cultural forms created by Brazilians as they adopt local cultural features into their forms of behavior, while at the same time facilitating the migrants' settling down in their destination country as a result of the strengthening of their entrepreneurial investments in Japan.
3. Informal Networks: Kinship and Friendship
Family and friend relationships between the migrants and their relatives who remained in Brazil have developed into strong bonds since the beginning of the migratory process. These relationships have served as a support basis enabling the work of the migrant in Japan. Some of the migrants' family members, including the elderly, and friends were given tasks such as the management of properties and finances, and especially the care of children left behind in Brazil. Through these informal networks, other Brazilians were able to obtain employment in Japan, as well as opportunities to spend their leisure time at the home of relatives and friends in that country.
The changes in the lifestyle of migrant families in Japan, with the (de)construction and reconstruction of their families, culture, and daily routines began to influence those who continued to live in Brazil, reformulating or reversing values that had been traditionally adopted for the organization and functioning of the family. The tradition that the first-born should be responsible for the elderly parents became inverted, once the opposite took place during the course of the migrations; in other words, the migrants had to rely on the support of their elderly parents to take care of their children and other commitments left behind in Brazil. Sometimes, the family networks complemented the formal ones, making them more efficient in regard to the relationships between migrants and non-migrant Brazilians.
Current Perspectives
The transformations that have taken place throughout the migratory process have favored both the population movement between Brazil and Japan and the settling down of migrants in their destination country. The internal networks established within Brazilian communities throughout Japan, as well as the networks between the two countries, have facilitated the movement of migrants in search of new opportunities, in addition to related needs and activities. At the same time, the national and international networks have made possible the option of settling in the country of either destination or origin due to local interests, such as business relations or family ties with the country in question; for instance, children born in Japan or business interests in that country. With the perspective of a global recession as the decade comes to a close, new challenges will require new strategies – no longer individualized ones as before, but of a collective nature, involving government efforts in both countries.
* Lili Kawamura was a panelist in a presentation titled "Dynamic life of migrants between Brazil and Japan—Perspective on Brazil" at a Discover Nikkei Symposium—"100 Years of Japanese Immigration: The Multiple Identities of the Nikkei Community" in Sao Paulo on September 20, 2008.
© 2008 Lili Kawamura
Brazil dekasegi education migration networks
Lili Kawamura
Lili Kawamura has a doctorate in Sociology (University of São Paulo), Free-Docent in Education (UNICAMP – State University at Campinas, SP), Professor and Researcher at UNICAMP-FE (since 1987); Visiting Professor at the Masters Program of the University of Tsukuba in Japan (1997-2000); Visiting Professor at the University of Tenri in Japan (1994); Collaborating Professor at the University of Foreign Studies in Kyoto (1994) and Researcher at the University of Nagoya (1993-1994). She has published books and articles about Brazilian immigration to Japan, including "Where Are the Brazilians Going?" published by Unicamp, 2nd edition in 2003, and "Japanese Society and Brazilian Immigrants" (in Japanese), published by Akashi Shoten, Tokyo, 2000, in addition to articles in Brazilian and Japanese magazines.
COPANI & KNT (2007)
Current Issues regarding the Brazilian Migration to Japan
* Discover Nikkei is a project of the Japanese American National Museum, made possible through the generous support of The Nippon Foundation
A series of articles from panelists at a Discover Nikkei Symposium—"100 Years of Japanese Immigration: The Multiple Identities of the Nikkei Community" in São Paulo on September 20, 2008.
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