text:
Fighting fatbergs: 'This is now a huge environmental issue'
Christmas is peak time for blockages and consumers are urged to be more careful about what they put down pipes
A 5ft baby fatberg at Thames Water sewage station in Twickenham. Photograph: Graeme Robertson/The Guardian
Rebecca Smithers Consumer affairs correspondent
Last modified on Fri 20 Dec 2019 10.52 EST
It looks like a 5ft-long grey sausage made of hundreds of scruffy pieces of fabric. On closer inspection, brightly coloured plastic, condoms and rubber bands can be identified in the bizarre-looking mass.
This is known in the water industry as "rag", the technical term for items that do not degrade once they have been flushed down the toilet. The greyish material that dominates the mass is wet wipes, now the scourge of the UK's sewers. Combined with fat and grease that has been tipped down sinks, it is already starting to build up into a fatberg.
In the runup to the Christmas season of eating and drinking, the UK's largest water and wastewater services company, Thames Water, is urging consumers not to feed fatbergs and to be more careful about what they flush down the loo or wash down the sink.
It is stepping up its "Bin it, don't block it" campaign with a seasonal twist, advocating correct disposal of discarded cooking fats used for the Christmas turkey and roast vegetables. Its latest research reveals that a fifth of consumers confess to pouring fat and grease down the plughole, with those aged 18-34 most likely to do so.
The company typically clears 10–15 tonnes of material a day that has the potential to build up into fatbergs, and this time of year is when blockages tend to be at their worst and can lead to equipment being damaged. More than half of all sewer blockages are caused by fat, oil, grease and wet wipes and other "unflushables". More than 6,500 properties a year nationwide are flooded as a result.
At Thames Water's 140-acre sewage treatment site near Twickenham – one of its largest – the operations manager, Dina Gillespie, is inspecting the first screening of wastewater and raw sewage that has been pumped into the station. It is filtered by a series of huge screens with rotating roller brushes that pick out the rag – although cotton buds often escape the filters. By this stage the material is untreatable and is put into skips and sent to landfill.
The 140-acre sewage treatment site near Twickenham is one of Thames Water's largest. Photograph: Graeme Robertson/The Guardian
"The festive period is when we're most likely to see fat and grease from Christmas dinners go down the sink, and by around January or early February this can build up and turn into a fatberg," explains Gillespie. "With wet wipes it's a lethal combination. Once they've built up they grow fast. The numbers of blockages fluctuate during the year but peak at about 50% higher in December/January, compared to lows in July/August."
The scale of the operation is huge. Every day more than 15 million people in London and the Thames Valley flush or drain a combined 2.8bn litres of used water for treatment. A team of "sewer flushers" patrol London's largest trunk sewers to ensure things are kept flowing.
Thames Water clears about 75,000 blockages from its network of sewers each year, at a cost of £18m. The bulk are caused by cooking fats and oils, which congeal in the sewers forming a thick layer around the pipe. This prevents sewage from flowing and can cause it to back up, especially when products containing plastic – wet wipes, sanitary items and even nappies – mix with the fat and set hard, forming fatbergs.
"It's really important that we try to change consumers' behaviour," says Gillespie. "People think that once they have flushed something away that it's no longer their problem, but this is now a huge environmental issue – just as important as reducing plastics in my view."
Ready for its close-up: an unpleasant-looking mass. Photograph: Graeme Robertson/The Guardian
Thames Water found the fattest fatberg recorded in the UK to date, in Whitechapel, east London, in September 2017. Sewer workers in hazmat suits had to clear a blockage of 130 tonnes – the size of 11 double-decker buses. The fatberg inspired a musical and documentary, and a Museum of London exhibition featuring a chunk of the fatberg attracted thousands of visitors.
This week the company found two more fatbergs. One weighing 63 tonnes was cleared from a Pall Mall sewer after being broken up by engineers. Another weighing 30 tonnes and stretching 70 metres was removed from the sewers of Cathedral Street, near London Bridge.
Gillespie says blockages have become worse over the last 10 to 15 years due to the proliferation of different kinds of wet wipes and what she considers to be misleading labelling. Many wipes are branded flushable when they are not, and can take more than 100 years to break down.
There are also some surprises to be found in the sewage. "I'm still shocked by what gets flushed down the toilet" Gillespie says. "We've had entire plastic dolls, Lego bricks, false teeth and now, increasingly, mobile phones."


Toronto, 5th November 2018 – mobilityView – the leading provider of mobile data platforms for mobile smart devices (smartphones and tablets), and Cellcom – the largest Bell dealer in Canada, announce a strategic business partnership to help Canadian businesses to save significant costs through mobile device insight of mobile usage. Cellcom serves many business customers throughout Canada and seeks to address a clear gap in their portfolio of services to enable businesses to better manage their mobile fleets.
With many businesses struggling with the management of mixed fleets (corprately-owned and employee owned) and rising mobile data usage, Cellcom believes mobilityView's MCM Platform will enable their customers to reduce the complexity of managing costs and realise the full benefits of implementing strategies, such as, Consumerization of IT (CoIT) and Internet of Things (IoT). That provide business employees with a choice of mobile devices / wireless subscription plans and gives firms the ability to plan for the future, by anticipatingand creating new unique mobile device interactions, business models, and solutions.
"We are looking forward to working with mobilityView to help our customers better manage their mobile fleets and truly understand what is driving mobile consumption," says Anthony Sleiman, Vice President Sales of Cellcom.
The MCM Platform by mobilityView is an enterprise-grade cloud service providing real-time Smart Business Intelligence (SBI) for businesses of any size. It provides a complete view of all mobile business costs (voice, SMS, data, local/roaming), previously not thought possible, across the entire business. No longer in the dark, guessing at what is happening, a business can now move forward in a proactive and positive way, making informed decisions. Employers can sleep at night knowing that their costs are contained; and employees can experience mobile democracy – they are freed up to do whatever they want on their mobile device: play video games, watch movies; engage in social media and take advantage of the fantastic networks that telecom operators provide.
Cellcom was one of Bell's first dealers in this field. The business which left its mark on the industry due to its leadership has 31 Bell dealer locations in the Greater Montreal area as well as a sales team to service the needs of our business clientele. Founded in 1985, shortly after the introduction of the mobile industry in Canada. Cellcom invested massively in the wireless industry and has not stopped growing. Cellcom has succeeded in the area of retail sales as well as in corporate sales.
mobilityView's Smart Business Insight (SBI) Platform drives a series of solutions, which all deliver quantifiable and unambiguous digital transformation. The solutions are applicable for businesses of all sizes, as a function of data-driven insights from mobile smart devices (smart phones, phablets, tablets, etc.). mobilityView exists to drive business process change that results in accelerating the achievement of business goals and objectives, and profitability.


text:
Schools Email Data - B2B Email Listz
http://schools-email-data.b2bemaillistz.com –
Schools are the foundation of any education system. Schools are where children go to and where they realize their potentials. Furthermore, the years spent at school are the formative years and often mold young minds. The Schools Email Data from B2B Email Listz presents a collection of mailing details of schools. Furthermore, it also provides complete details of the heads of the schools. Moreover, the School Mailing contains complete contact information about the schools to facilitate multichannel marketing. Many companies and service providers can use this list to get in touch with schools for partnerships. Additionally, the High School Email List benefits publishers and vendors of textbooks in the way that they might from lucrative tie-ups with schools.
Created by florawilliam 2 years 36 weeks ago – Made popular 2 years 35 weeks ago
Pre Schools in Faridabad 1 year 13 weeks ago
Dynasty is one of the leading Pre Schools in Faridabad, which offer programs for elementary kindergarten education, child development, colorful environment for the children. Dynasty international is the top CBSE schools in Faridabad, play Schools in Faridabad. Get details of school lab, activity, teaching Program. Best Play Schools in Faridabad
Greater Noida Top 10 Schools | Best Schools in Noida 3 years 35 weeks ago
Searching for Top School in Noida? CourseCrown Institute provides a list of most reputed schools in Noida and also providing details about Institutions, phone numbers, address, latest reviews & ratings, photos, maps for best Schools in Greater Noida. Apply today!
All About B-Schools 1 year 48 weeks ago
A huge number of B-schools have been set up in the country for meeting the rising demand of professional managers. This makes finding the right B-school from the list of B-schools a challenging task for every MBA aspirant, in addition to the questions – Which, Why and How.
How to Start a Preschool in Bangalore - Kidzee India 3 years 23 weeks ago
Pre-schools and play schools are fundamental and essential for a student. In this era of competition, every kid should build on the foundation of education from an early age. There are several pre-schools in Bangalore which focus on the development of social values, along with education (like honesty, respect and humility). Parents are quite conscious while choosing the best preschool in Karnataka for their children, and Kidzee is one of the premier institutes that can provide a high-quality pre-school experience for your ward. Kids study and learn about several things in play schools. The number of pre-schools in Bangalore is increasing at a rapid pace due to its high population.
Mount Litera Zee School Mumbai 4 years 3 weeks ago
Mount Litera Zee Schools are an endeavour by Zee Learn to bring about a quantum improvement in school education. The purpose is to help children realize their unique potential by providing holistic and quality education to all its students through their state-of-the-art infrastructure and facilities, well trained teachers, and a proprietary pedagogy.
With over 80 schools in 70+ cities, Mount Litera Zee School is India's fastest growing chain of K12 schools.
Best Schools in Dehradun 4 years 6 weeks ago
This website providing the information about schools who are located in Dehradun. The education system in these schools is great, website also providing the other information through the list like ICSE based organizations, CBSE based organizations, girls boarding schools etc. You can send the query directly to the school they will get back to you within 12 hours. You can select the right organization for your child with the help of this website.
TSRS | Message from the Chairman of The Shri Ram Schools 5 years 34 weeks ago
DUBAI TOP Schools 4 years 1 week ago

redpajama_set_name: RedPajamaCommonCrawl


text:
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redpajama_set_name: RedPajamaGithub


Judg 2 | KJVA | STEP | And an angel of the Lord came up from Gilgal to Bochim , and said , I made you to go up out of Egypt , and have brought you unto the land which I sware unto your fathers ; and I said , I will never break my covenant with you.
11 And the children of Israel did evil in the sight of the Lord, and served Baalim: 12 And they forsook the Lord God of their fathers, which brought them out of the land of Egypt, and followed other gods, of the gods of the people that were round about them, and bowed themselves unto them, and provoked the Lord to anger. 13 And they forsook the Lord, and served Baal and Ashtaroth.
14 And the anger of the Lord was hot against Israel, and he delivered them into the hands of spoilers that spoiled them, and he sold them into the hands of their enemies round about, so that they could not any longer stand before their enemies. 15 Whithersoever they went out, the hand of the Lord was against them for evil, as the Lord had said, and as the Lord had sworn unto them: and they were greatly distressed.


text:
The Expert's View with Jeremy Kirk
Insights from industry experts
Forensics , Incident & Breach Response , Next-Generation Technologies & Secure Development
Debate: Guccifer 2.0's Potential Link to Russia
Mystery Seems No Closer to Being Solved Jeremy Kirk (jeremy_kirk) • July 27, 2016
As the U.S. probes a Russian connection to the hack of the Democratic National Committee, more details have been released about Guccifer 2.0, the mysterious figure who released DNC documents via a WordPress blog.
ThreatConnect, an Arlington, Va.-based security company, suggests that Guccifer 2.0 has a close connection with Russia, although it adds that he doesn't have the technical sophistication of the two Russian hacking groups believed to have compromised the DNC's network.
"Definitive attribution is often impossible due to technical tricks that attackers use to stay hidden."
But the "Guccifer 2.0" persona is likely not a hacker at all, ThreatConnect says, suggesting that it's instead a Russian disinformation group tasked with stirring the pot.
That analysis adds to the mix of publicly available information relating to Guccifer, including his claim of being Romanian - although he apparently struggles to speak Romanian - as well as his claimed use of a zero-day vulnerability to access the DNC's network, according to Vice's Motherboard.
ThreatConnect's conclusion, which some observers find problematic, highlights an unsolvable problem in computer forensics - namely, that definitive attribution is often impossible due to technical tricks that attackers use to stay hidden.
Obama: 'Anything's Possible'
In a case involving two countries already at odds, of course, inaccurate attribution could also trigger a larger geopolitical crisis. The FBI, for example, has confirmed that it's investigating the DNC hack, but has so far not commented further.
In an NBC News interview on July 26, President Barack Obama was asked if he believed Russia was behind the hack and if the country is trying to interfere with the U.S. election. "Anything's possible," he said.
"What we do know is that the Russians hack our systems, not just government systems but private systems," Obama said, in what were his first public comments on the incident. "But what the motives were in terms of the leaks, all that, I can't say directly."
As he continued, Obama stoked a related conspiracy theory: "What I do know is that Donald Trump has repeatedly expressed admiration for Vladimir Putin."
Was Hacker an Amateur?
Guccifer 2.0 published some of the DNC files on a WordPress blog, shortly following the DNC saying, in mid-June, that its network had been compromised. CrowdStrike, the DNC's appointed incident response firm, attributed the attack to two long-known Russian groups - Cozy Bear and Fancy Bear - and its conclusion has been supported by FireEye's Mandiant unit and Fidelis Cybersecurity (see Report: Russia's 'Best' Hackers Access DNC's Trump Research).
Since state-sponsored actors rarely go public, Guccifer's document dump and thirst for attention was an odd piece of the hacking puzzle. But the dump has already had some dramatic political effects.
The internal emails, which Guccifer 2.0 claimed to pass to WikiLeaks, exposed bias against Democratic presidential candidate Bernie Sanders and prompted the resignation of Debbie Wasserman Schultz, the DNC's chairwoman. Hillary Clinton's campaign later alleged that the leaks might be a Russian scheme to boost Republican Donald Trump's chances of winning the presidency.
Accordingly, finding a strong connection between Guccifer 2.0, Cozy Bear and Fancy Bear could be an important part of figuring out the timing and motivation behind the leaks.
ThreatConnect's analysis is drawn from an email supplied by Kevin Collier from media firm Vocativ. Guccifer 2.0 wrote to Collier using a French AOL account, which gave ThreatConnect a loose thread to pull.
Email headers reveal information about the technical path a message took from sender to receiver. But analyzing headers can be misleading. Information is sometimes missing, and other data can be spoofed.
AOL's email headers, however, are different and show the originating IP address from which an email was sent. Guccifer's IP address is verified by DKIM, an email authentication feature, which means it wasn't spoofed, ThreatConnect writes. The IP address, 95.130.15[.]34, belongs to DigiCube, a French hosting provider.
"Very few hackers with Guccifer 2.0's self-acclaimed skills would use a free webmail service that would give away a useful indicator like the originating IP address," ThreatConnect writes.
Potential Smoking Gun: Russian VPN
Further investigation into the IP address showed it had been Secure Shell, or SSH, enabled, which indicated it was likely a VPN. SSH is a protocol for connecting to other computers using encryption.
ThreatConnect used Shodan, a search engine for Internet-connected devices, to find other servers that used the same public SSH encryption key fingerprint as the server Guccifer 2.0 employed. It found six other IP addresses shared the same fingerprint, which was eventually linked to a Russia-based VPN service called Elite VPN Service. ThreatConnect registered an account with Elite and discovered that the IP address used by Guccifer 2.0 is not actually offered to customers.
"This demonstrates the server was cloned from the same server image as all the Elite VPN servers but may be a private, dedicated version of the service," ThreatConnect writes.
Debate Continues
Via Twitter, ThreatConnect has received a fair amount of praise for its sleuthing. But not everyone finds the firm's technical details to be convincing. Of course, that's not unusual, as disagreements over attribution are common.
"Still a @threatconnect fan- but this (nice) article unfortunately pits weak evidence against equally weak evidence," writes Greg Barnes, a former chief information security officer for Blue Cross Blue Shield, on Twitter.
Scot A. Terban, a threat intelligence analyst, put it more bluntly: "My. God. The attribution here is akin to me farting and blaming the dog."
Jeremy Kirk
Managing Editor, Security and Technology, ISMG
Kirk is a veteran journalist who has reported from more than a dozen countries. Based in Sydney, he is Managing Editor for Security and Technology for Information Security Media Group. Prior to ISMG, he worked from London and Sydney covering computer security and privacy for International Data Group. Further back, he covered military affairs from Seoul, South Korea, and general assignment news for his hometown paper in Illinois.
https://www.careersinfosecurity.com/blogs/debate-guccifer-20s-potential-link-to-russia-p-2199


This site is mainly for my own personal benefit. I wanted a place that I could use to store odds and ends of information that I'm constantly referring back to. At the same time, I thought others might find some of this information useful also. If you do find it useful – great. If not – sorry, but as I said, this is mainly for me anyway. Also, please read my disclaimer page.


Any legal proceedings will be handled by the Legal Operations Head.
During the proceedings all the expenditures will be bore by Bashaoor.
After the decision or settlement of the case, if the court awards counsel charges of the victim that would be the right of the Bashaoor.
In the same way if any damages awarded by the court in favour of the victim then the fifty percent of the amount will be paid to Bashaoor by the member, other fifty percent is the right of the victim or member.
All the cases will be handled on behalf of victim or member of Bashaoor.


text:
Thomas Partey tops Inter Milan transfer wishlist
Inter Milan are planning a sensational swoop for Ghana midfielder Thomas Partey as the club look to bolster their options in the centre of the park.
The 25-year-old has been a key figure for Atlético Madrid this season, making 27 La Liga appearances, scoring three goals and providing three assists, while providing a physical and energetic presence to the midfield.
Diego Simeone has spoken candidly about keeping the Ghana international at the club by deeming him 'non-transferable' ahead of this summer.
However, previous reports in Spain have speculated that he could be available for €50m, with several Premier League clubs also keen.
With the departure of several players from Atlético Madrid this summer including club captain Godin and Griezmann, the transfer of Thomas Partey looks increasingly unlikely.
NDC exposed over operationalization of Komenda Sugar factory
Spirit of late Ebony asked me to sign someone to replace her - Ebony's father


text:
Sources: Pelicans granted Gentry interview OK
1520dMarc Stein
Pelicans granted OK to interview Warriors' Alvin Gentry
Marc SteinESPN Senior Writer
• Senior NBA writer for ESPN.com
• Began covering the NBA in 1993-94
• Also covered soccer, tennis and the Olympics
The New Orleans Pelicans have been granted permission to interview Golden State Warriors assistant coach Alvin Gentry for their coaching vacancy, according to league sources.
Sources told ESPN.com that Gentry has emerged as one of the leading candidates for the position, along with Chicago Bulls coach Tom Thibodeau, who is widely expected to part company with the Bulls this offseason.
Golden State assistant coach Alvin Gentry has emerged as one of the top candidates to fill New Orleans' head-coaching vacancy, sources say. Mark J. Rebilas/USA TODAY Sports
ESPN.com reported last week after the Bulls' second-round elimination against Cleveland that there is mutual interest between Thibodeau and the Pelicans in discussing the job that was vacated when Monty Williams was fired earlier this month.
Thibodeau, though, is under contract with the Bulls for the next two years at nearly $9 million.
Although it widely believed throughout the league that both sides are eager to part company after five successful but rocky years together, the Bulls and Thibodeau are still operating as though he is Chicago's coach.
Gentry, meanwhile, is one of the hottest names on the coaching market after his contributions -- mostly on the offensive end -- to the Warriors' 67-win regular season.
The Warriors' offense under highly successful first-year coach Steve Kerr is often described as a blend of the principles Gregg Popovich relies on in San Antonio and sets Gentry used during his successful tenure in Phoenix.
The Warriors, when asked about Gentry, declined comment Monday.
It was not immediately clear how soon the interview will take place, with the Warriors in the midst of a playoff run that pits them against the Houston Rockets in Game 1 of the Western Conference finals Tuesday night.


Description: Bob S Electronic Override Making Electronic Circuit Boards Electric Circuit Games #5822 from the above 1694x3769 resolutions which is part of the "DIY Needed" directory. Download this image for free in HD resolution the choice "Save full resolution" below. If you do not find the exact resolution you are looking for, then go for a native or higher resolution.
Considered one of essentially the most frequent electrical wiring queries is on how to wire a change. Even though working with switches in the home is kind of uncomplicated, wiring just one may well not be that effortless for everybody. An ON-OFF switch is really quite simple to wire. You'll find various kinds of switches, but for this example, let's say that you are installing a single-pole toggle switch, an exceptionally frequent switch (as well as easiest).
You'll find 3 hues of wires in a common single-pole toggle switch: black, white, and eco-friendly. Splice the black wire in two and link them about the terminal screws - a single on best and the other on the base screw of the change. The white wire serves being a supply of uninterrupted power and it is usually linked to a mild colored terminal screw (e.g., silver). Connect the eco-friendly wire on the ground screw of the change.
These actions would typically be ample to generate a normal swap do the job without having a issue. However, should you usually are not self-assured that you simply can execute the task correctly and safely you superior enable the pros do it alternatively. After all, there's a rationale why this activity is amongst the most frequent electrical wiring issues asked by most people.
For many explanation, the way to wire a ceiling fan can also be certainly one of the most prevalent electrical wiring concerns. To simplify this job, you should use an individual change for any single ceiling fan. To wire the admirer, it's merely a matter of connecting the black wire of the ceiling fan to the black wire from the swap. If there is a light, the blue wire really should be connected towards the black wire in the switch in addition.
You'll find causes why these are typically the most generally asked electrical wiring issues. 1, quite a few imagine it really is very simple to carry out, and two, they are the typical electrical responsibilities at your home. But then you should not set your security in danger within your purpose to economize. The stakes could even be a lot bigger for those who try to cut costs and do an electrical wiring career devoid of adequate understanding or practical experience.


text:
<?php

namespace app\assets;

use yii\web\AssetBundle;
use yii\web\View;
/**
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 * @since 2.0
 */
class SelectizeAsset extends AssetBundle
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}


text:
Home COVID-19 (Coronavirus) Community health care feels the fallout of COVID on mental and behavioral...
Community health care feels the fallout of COVID on mental and behavioral health
Jadenne Radoc Cabahug
Roundtable participants stand together following the meeting at the International District clinic. Standing row, left to right: ICHS Chief Medical Officer Dr. Lakshmi Deepa Yerram; Washington State Health Care Authority Director Sue Birch; Seattle Indian Health Board President and CEO Esther Lucero; Seattle Indian Health Board Chief Operating Officer Ryan Gilbert; WA State Department of Health Deputy Secretary for Prevention, Safety & Health Services Lacy Fehrenbach; U.S. Department of Health and Human Services (HHS) Regional Director for Region 10 Ingrid Ulrey; Youth Eastside Services Director of School Based Behavioral Health Kristie Neklason; and HHS Regional Health Administrator Renee Bouvion. Seated row, left to right: ICHS President and CEO Teresita Batayola; U.S. HHS Assistant Secretary for Health Admiral Rachel L. Levine; and U.S. House of Representatives Congressman (D-WA 9th District) Adam Smith. Photo courtesy of ICHS.
Congressman Adam Smith (WA-9) and U.S. Assistant Secretary for Health Admiral Rachel Levine to kicked off President Joe Biden's National Tour to Strengthen Mental Health by visiting International Community Health Services' (ICHS) International District Medical and Dental Clinic as their first stop on the national tour.
On the tour at the clinic, ICHS president and CEO Teresita Bataloya discussed how community organizations and public officials can work together to address social determinants of health like safe housing and job accessibility which could help prevent mental health issues and strengthen mental health care systems for communities.
"We are honored today to have the presence of three different people who are taking a tour and listening to us," Batayola said, "in terms of the issues that have come up because of COVID and the accelerated mental health admissions of our patients and our community members."
Healthcare authority director Sue Birch and Washington Department of Health deputy secretary for prevention, safety and health Lacy Fehrenbach were other public officials present.
In the press conference, Fahrenbach shared that 1.6 million Washingtonians reported suffering from anxiety and 1.1 million reported symptoms of depression. Over 600,000 adults said they needed counseling but were unable to access behavioral health services.
Other behavioral health specialists were at the tour, including Youth Eastside Services director of school-based behavioral health, Kristie Neklason, Seattle Indian Health Board president and CEO Esther Lucero and COO Ryan Gilbert attended the press conference.
"Not only does a specific community need care," said Randon Aea, ICHS behavioral health manager about the immigrant and refugee community ICHS serves, "but it's important that the care that community receives, looks like them. So if you're Asian, and you want to get primary care, or maybe talk to a counselor, it tears down one of those barriers, if your doctor or your counselor is Asian like you."
Aea said the demand for behavioral health services has increased over the past three years of the pandemic. While this demand has increased, the supply of counselors and behavioral health providers has decreased.
One third of nurses plan to quit their jobs by the end of 2022, according to a study by Incredible Health, and nearly 1 in 5 or 18% of health care workers quit their jobs since February 2020 during the COVID-19 pandemic. The health care workers exodus is attributed to high-stress environments and burnout.
Aea and Bataloya said this is true for ICHS. Community health organizations like ICHS face challenges, like having trained health professionals to stay with the the clinic over going to higher paid positions.
"I would say that a lot of the community-based healthcare systems like ICHS, whenever we're given the spotlight, we are constantly reminding people of the fact that you know, community-based services are important," Aea said.
Asian American communities faced barriers to mental health care even prior to the pandemic. Asian American elderly women have the highest suicide rate out of all women over 65 according to the American Psychological Assciation. Southeast Asian refugee communities suffer from trauma, violence and resettlement conditions like PTSD and depression.
Fallout from the pandemic, like unemployment, hate crimes and racist attacks against Asian Americans, has overall exacerbated existing mental health risks within the Asian American community in which cultural stigma around mental health is prevalent.
There is a need for community health services like ICHS to break down barriers to mental healthcare services like language, cost, cultural and institutional racism and bias. Aea said ICHS provides team-based care, in comparison to traditional health care models where patients are referred by their doctors to different places for specific issues.
A patient's care team includes staff with different backgrounds like a dietician, registered nurses, population health as well as behavioral health.
"It's more like a one stop shop, no wrong way to access care kind of philosophy," Aea said. "So when you take away all of the barriers to care, you're more than likely going to get the care you need."
ICHS is at the forefront of equity during the COVID-19 pandemic, serving 28,000 patients in clinics and service sites across the Seattle region. They provide culturally and linguistically services with staff speaking over 17 different languages, relevant health services as well as health education, insurance enrollment and community outreach to immigrant and refugee communities.
It was one of the first health centers to provide COVID-19 testing, vaccines and therapeutics to expand access to high risk and hard hit communities.
Following the visit, Rep. Smith issued a statement stating the necessity of expanding access and funding to mental health care as well as investment in community organizations.
"I think the pandemic is basically uncovering all of the disparities and all of the needs that are already there," Aea said. "COVID just dropped all of these blinders, so now we've all been impacted by the mental health fallout related to a pandemic."
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« Anchoring of putters banned from 2016-confirmed.
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text:
Peterhof Palace
About Peterhof Palace
Peterhof Palace is a series of palaces and gardens in Peterhof, Saint Petersburg, Russia. Known as 'The Russian Versailles', the palace's architectural style became known as Petrine Baroque.
History of Peterhof Palace
After successfully capturing provinces on the eastern coast, Peter the Great began construction of his new capital St. Petersburg in 1703.
The palace complex was commissioned by Peter the Great as a direct response to the palace of Versailles by Louis XIV of France, and as part of his desire to modernise and westernise Russia.
In 1714, Peter began the construction of Monplaisir Palace (French: 'my delight'). Much of the palace and interior design was based upon Peter's own sketches, with the palace serving as an intimate summer retreat. Looking to Versailles, Peter later expanded his plans to include a more vast royal château of palaces and gardens further inland, which would later become Peterhof Palace.
One of the park's most notable features is the Grand Cascade and Samson Fountain, which was modelled upon the one constructed by Louis XIV at his Château de Marly, which is made up of a complex network of 64 fountains, and is decorated with a series of intricate and symbolic statues and sculptures.
The largest of Peterhof's palaces is the Grand Palace, which, though imposing-looking, is not overly large, consisting of around 30 rooms. Despite its small size, the palace is full of artistic treasures – in particular, The Chesma Hall is decorated with twelve large paintings of the Battle of Chesma, a remarkable Russian naval victory of the Russo-Turkish War 1768-1774.
In 1941, German troops captured Peterhof. A bloody conflict ensued between Russian and German forces, in which time many of the fountains and part of the palace were destroyed. Rebuilding restarted immediately after the war ended, and continues to this day.
Peterhof Palace Today
Today, the palace is a popular tourist attraction, with many of its halls, ballrooms, bedrooms, private rooms which were once lived in by Peter the Great, and guest rooms being open. There are also small rooms open with exhibits from artists from Japan and Central Asia.
Many of Peter the Great's personal pictures and possessions are also on display, such as sculptures, watches, and many other accessories.
Getting to Peterhof Palace
From the centre of St. Petersburg, the palace is reachable in around 45 minutes via the ring road. There is also an extensive connecting public transport system which runs regularly from the centre of St Petersburg.
5 Key Campaigning Tools used by the Abolition Society
How Did Broadway Tower Become the Holiday Home of William Morris and the Pre-Raphaelites?
Mary Wollstonecraft with Bee Rowlatt
Ghost Stories of the Enlightenment with Martha McGill
10 of the Most Important War Museums in the World
15 of the Most Haunted Places in the World
10 Fantastic Historic Sites in Russia
The Kremlin
St Isaac's Cathedral
Kazan Cathedral
Balaklava Battlefield
Church of the Saviour on Spilled Blood
Church of the Ascension
St Basil's Cathedral


Beautiful Zoned corner commercial 5.39 acres parcel prime for multiple use and variety of business,Located at the Southeast corner of Wilmeth Road and McDonald Street (State Highway 5) in McKinney. This area is one of the fastest growing areas in the United States.. Property back into creek & Golf course. This land is level with all city services and utilities available. Small Home is in the property.Easy highway access, about one mile from I-75.very close to highway 380. Great potential in rapidly growing commercial area. Close to many major entities under developments .Lots of possibilities for this high profile plat. Survey is in place. Please call listing agent for any questions.
Listing courtesy of StarPro Realty Inc.


Physical As puberty begins, many changes occur in height, proportions, skin, hair, and mood. Clumsy coordination - arms and legs grow first before the body can catch up. Emotional/Social Interest in joining teams. Learning to interact with peers in more complex interactions with many rules.


text:
import asyncio
import logging
import logging.config
import aiohttp_debugtoolbar
from core import utils, common
from backend.api import views as api_views
from backend.webdriver import views as selenium_views
from backend.queue_producer import AsyncQueueProducer
from backend.middlewares import request_check

log = logging.getLogger(__name__)

class BackendApp(common.BaseApplication):
    def __init__(self, name, loop=None, router=None, middlewares=(), **OPTIONS):
        super().__init__(name=name, loop=loop, router=router, middlewares=middlewares, **OPTIONS)
        self.queue_producer = AsyncQueueProducer(app=self)
        self.sessions = {}

def register_routes(_app, views, url_prefix=None, name_prefix=None):
    with utils.add_route_context(_app, views, url_prefix=url_prefix, name_prefix=name_prefix) as route:
        for args in getattr(views, 'ROUTES', []):
            route(*args)

def app(loop=None, CONFIG='config.debug'):
    loop = loop if loop else asyncio.get_event_loop()
    _app = BackendApp(
        'backend',
        CONFIG=CONFIG,
        middlewares=[request_check],
        loop=loop
    )
    if _app.cfg.DEBUG:
        aiohttp_debugtoolbar.setup(_app)
    register_routes(_app, api_views, url_prefix='/api')
    register_routes(_app, selenium_views, url_prefix='/wd/hub')
    asyncio.ensure_future(_app.queue_producer.connect(), loop=loop)
    return _app


In the unique presentation, Bob Knight answers more than 70 questions covering a vast range of topics concerning coaching and off the court responsibilities. Now you can improve your program by pulling ideas and concepts from this catalog of coaching wisdom.
This DVD contains a FREE ebook, "Basketball According to Knight and Newell, Volume I." A $15 value!
This book, first published in 1973, contains insights on coaching from Bob Knight and Pete Newell (both won Olympic Gold Medals as coaches). Newell and Knight share their views on coaching philosophy, coaching methods, motivational techniques and how to better teach basketball. The book includes chapters on player handbooks, dressing room atmosphere, quickness, reaction, practice planning, and individual and team defense.
This DVD/book combination delivers an in-depth look at the philosophies, strategies and insights that made Bob Knight so successful. This may be as close as you'll ever get to sitting down and talking basketball with Coach Knight!


text:
Filippo Juvarra's Drawings - The coats of arms of Pope Innocent X by Francesco Borromini in St. John's Lateran
St. John's Lateran was widely restored by Francesco Borromini during the pontificate of Innocent X, who however did not allow the architect to modify the original structure. The touch of Borromini is in the many coats of arms he designed for the interior. Filippo Juvarra thought these three deserved special attention.
Plates by Filippo Juvarra:
Plate 1: Michelangelo Buonarroti - Porta Pia - Coat of arms of Pius IV
Plate 2: Michelangelo Buonarroti - Statue of Marco Aurelio - Coat of arms of Rome
Plate 3: Donato Bramante - Palazzo della Cancelleria - Coat of arms of Leo X (lost)
Plate 4: Michelangelo Buonarroti - Palazzo Farnese - Coat of arms of Paul III
Plate 5: Domenico Fontana - Mostra dell'Acqua Felice - Coat of arms of Sixtus V
Plate 7: Gian Lorenzo Bernini - St Peter's - Coat of arms of Alexander VII in the Chair of St Peter
Plate 8: Francesco Borromini - Palazzo Barberini - Coat of arms of Urban VIII
Plate 9: Gian Lorenzo Bernini - Propaganda Fide College - Coat of arms of Urban VIII
Plates 10 and 26: Gian Lorenzo Bernini - Colonnade of St Peter's Square - Coats of arms of Alexander VII
Plate 13: Gian Lorenzo Bernini - S. Andrea al Quirinale - Coat of arms of Innocent X
Plates 15 and 18: Gian Lorenzo Bernini - Fountain of the Four Rivers - Coats of arms of Innocent X
Plate 16: Gian Lorenzo Bernini - Statue of the Veronica in St Peter's - Coat of arms of Urban VIII
Plate 17: Gian Lorenzo Bernini - St Peter's - Coat of arms of Alexander VII
Plate 20: Gian Lorenzo Bernini - Canopy of St Peter's - Coat of arms of Urban VIII
Plate 24: Gian Lorenzo Bernini - Fountain at the Spanish Steps - Coat of arms of Urban VIII
Plates 27, 30 and 31: Francesco Borromini - St. John in Lateran - Coat of arms of Innocent X
Plate 28: Francesco Borromini - Church in the Propaganda Fide Palace - Coat of arms of Alexander VII
Plate 32: Pietro da Cortona - St. Luca - Coat of arms of Urban VIII
Plate 33: Alessandro Algardi - St Peter's - Coat of arms of Leo XI
Plate 34: Alessandro Algardi - St. Nicola da Tolentino - Coat of arms of Innocent X (family coat of arms)
Plate 36: Carlo Fontana - Piazza di S. Maria in Trastevere - Coat of arms of Innocent XII
Plate 37: Francesco Fontana - Cortile della Pigna - Coat of arms of Clement XI
Plate 39: Francesco Fontana - Chiesa de' SS. Apostoli - Coat of arms of Clement XI
Plate 43: Carlo Maratti - St Peter's - Coat of arms of Innocent XI
Plate 44: Martino Lunghi - Borghese Palace - Coat of arms of Paul V
Plate 46: Carlo Rainaldi - St Peter's - Coat of arms of Innocent X
Plate 48: Angelo Rossi - St Peter's - Coat of arms of Alexander VIII
Note: Plate 41: unknown author - St Peter's - Coat of arms of Gregory XIII (lost) can be seen in a page devoted to this pope.


The owner has paid attention to the original features in this period hallway while maintaining a modern feel.
The wainscoting is painted in Tarlatan from Paint & Paper Library. World's End Tiles sell tiles like these.
A kitchen shelf is home to a LOVE candle and an arrangement of felt flowers, both from The Cross.
The owner has made the most of the small kitchen space by adding banquette seating. This is a great way to fit more people around a table and you can make the cushions yourself.
Try Pentonville Rubber for foam seating cut to size, then cover in any fabric you like.
The open-plan layout means all the downstairs rooms are connected, so guests have plenty of space to wander and mingle.
Try Laura Ashley for refectory tables. The pink Maui chairs by Kartell are from Aria.
The colourful cushions in the living room are from The Rug Company and Designers Guild. Find a similar table at The Old Cinema. IKEA sells cowskin pouffes.
A brightly-coloured original artwork takes pride of place above the bed in this peaceful space.
The Tilly bed is from Feather & Black. Find the Stardust wallpaper at Paint & Paper Library.
The guest bedroom combines soft colours and warm textures. The owner chose this restful grey because of its calming qualities.
A brightly pink bath is all it takes to transform a room from staid to stunning.
The owner repositioned the fixtures in the main en-suite bathroom to suit her own, individual style.
Try Heal's for a mirror like this. Go to Bathstore for a basin, and Homebase for similar tiles.
Looking for more decorating ideas? Check out our House Tours section for more inspiring ideas from real homes.


Utilitaire de configuration iPhone est une application bien répandue et avec licence Gratuit pour Windows, qui fait partie de la categorie Utilitaires et la sous-catégorie Fichiers (plus précisément de Divers) et qui a été créee par Apple.
NetworkIce is distributing software free of charge via the NetworkIce Downloader. In addition to managing the download of your software, the NetworkIce Downloader will make recommendations for additional software that you might be interestsed in. The additional software may include toolbars, browser add-ons, game applications, anti-virus applications and other types of software. You are not required to install any additional software to receive your selected software. You can completely remove the programs at any time in Windows Add/Remove Programs. More information about uninstalling can be found here.
This product is totally free and offers the user additional bundle products that may include advertisements and programs, such as the AVG Safeguard toolbar.
Utilitaire de configuration iPhone by Apple. This site is not affiliated with Apple in any way. All trademarks, registered trademarks, product names and company names or logos mentioned herein are the property of their respective owners. The NetworkIce Downloader distributes the original unmodified software, obtained directly from Apple's website, and does not modify it in any way.


text:
Q: Export treeview data to excel python I have a treeview that is populated from a database.
I want to have a button that exports all the data, or some selective(based on the NOT NULL structure) to an .xlsx file type.
Ideally, I would like to have a central directory to store these files as exported and being able to edit said files and read them at a later stage, obviously upon requirement.
The code of information to populate the treeview from .db is as follows:
from tkinter import *
from tkinter import ttk
import sqlite3
from tkinter.ttk import *
import os

# Tkinter Create and Layout
root = Tk()
# root.state('zoomed')
root.title("Inventory Balance")
root.config(bg="skyblue2")

# Information from Database
def stock_sheet():
    tree.delete(*tree.get_children())
    with sqlite3.connect('Test.sql3') as conn:
        mycursor = conn.cursor()
        mycursor.execute("SELECT * FROM StockSheet")
        for row in mycursor:
            tree.insert('', 'end', values=row[0:3])
frame = Frame(root)
frame.pack()

style = ttk.Style()
style.configure("Treeview.Heading", font=("Arial Narrow", 18, 'bold'), foreground='black')

tree = ttk.Treeview(frame, columns=(0, 1, 2), height=32, show="headings")
tree.pack(side='left')

tree.heading(0, text="Item Code")
tree.heading(1, text="Description")
tree.heading(2, text="Category")

tree.column(0, width=150)
tree.column(1, width=400)
tree.column(2, width=200)

# Scrollbar Layout and Configuration
scroll = ttk.Scrollbar(frame, orient="vertical", command=tree.yview)
scroll.pack(side='right', fill='y')

tree.configure(yscrollcommand=scroll.set)

I did try to shorten it for question purpose.
I would like to know how i can export the treeview from the tkinter window.
I do not have very sophisticated users in this sense.
I can not find any answers applicable at this stage and I am on quite a deadline.
All help appreciated.

A: I have searched through older posts and found the following answer VERY helpful:
How to export sqlite to excel
Please check answer of user(Credit to: Farhan Khan)
I focused on exporting the .db rather than exporting the treeview data.
I just adopted it for my needs.
Just a brief update on how I got a solution for future possible viewers with a similar issue.

redpajama_set_name: RedPajamaStackExchange


text:
Fund Explorer
SICAVs
Liquidity Funds
On the Minds of Investors
The impact of ESG factors on portfolio returns
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The ESG factors that we expect to drive markets are at their infancy in terms of both introduction and market impact.
Karen Ward
How does incorporating information on environmental, social, and governance factors affect the performance of a portfolio?
Does incorporating these factors put a portfolio on a better footing to cope with a changing world and enhance returns? Or does 'doing good' with your capital come at a cost?
What about volatility? Does accounting for a wider range of future risks reduce the bumps? Or, by excluding sectors and companies, do we end up with a more concentrated and therefore more volatile portfolio?
In this piece, we look at this deeply complex issue. Empirical backtesting to gauge relative performance is fraught with practical difficulties, largely due to the lack of quality historical data on which to score companies, though preliminary analysis suggests there is a relationship between ESG score and asset return.
There are also reasons to question whether historical analysis of this topic serves much purpose in thinking about future performance. Consumer preferences and regulatory and policy initiatives to tackle environmental, social and governance issues are moving at such pace that investors who are ahead of the change might be expected to see portfolio benefits, as certain recent events have demonstrated.
Historically difficult to test
Before looking into preliminary results, it is worth pointing out some significant caveats to our ability to back-test the performance hypothesis. Problems arise in how to score a company on its E, S and G characteristics. There are external ratings agencies that provide company 'scores' but there are three issues worth remembering.1
First, methodology can be opaque and subjective and different providers often produce conflicting scores. A well-known electric vehicle producer is an oft-cited example: it is rated highly by one rating agency for its green credentials and poorly by another based on the agency's assessment of its governance.
Second, coverage of companies isn't always complete, and is particularly sketchy for smaller companies and in fixed income markets. In emerging markets, language issues can also be a barrier to the collection of accurate data.
Third and finally, the further we go back in time, the more likely it is that the scoring data does not adequately capture the real- time ESG challenges. The data may not have been available or disclosed at the time, and, more importantly, the data that is actually relevant to asset pricing has likely changed over time. Twenty years ago, governance may have been the biggest non- financial metric of concern for assessing the sustainability of corporate performance. Today, environmental issues are increasingly moving into sharper focus, as is the diversity of the workforce.
These data issues suggest we should be careful about leaning too heavily on backtesting. However, with these statistical caveats in mind, Exhibit 1 – which ranks companies using J.P. Morgan Asset Management's proprietary ESG scores – suggests that there does appear to be a relationship between ESG score and performance relative to benchmark.
We will do future work on this question ahead of the publication of our Long-Term Capital Markets Assumptions, in order to assess the statistical significance of the relative performance, whether the relationship changes through time, and the relative importance of E, S, and G factors by region. Another important question requiring further exploration is whether it is the absolute ESG score or the change in the score that matters.
Exhibit 1: Mean active return by ESG quintile
% active return
Source: J.P. Morgan Asset Management. Charts show the mean active returns of the top and bottom quintile portfolios based on JPM proprietary quantitative ESG score, excluding transaction costs, in USD. Calculation periods are 31/12/2012 - 26/02/2021 for ACWI, Europe and North America and 28/02/2013 - 30/11/2020 for EMAP. Figures are shown as an annual rate. ACWI portfolios and benchmark constructed in the MSCI ACWI IMI universe filtered by market capitalisation > $1 billion, Europe portfolios are constructed using the Europe constituents of the aforementioned universe, North America portfolios are constructed using the North America constituents of the aforementioned universe, EMAP portfolios are constructed from the MSCI Emerging Markets index, stocks are weighted equally across the universe. Past performance is not a reliable indicator of current and future results. Data as of 28 February 2021.
It may be that the answer is 'both', with 'good' companies benefiting from macro news such as regulation and policy announcements and improvers representing company-specific or micro developments. We also need to evaluate the impact on portfolio volatility.
While it's important to be careful about drawing conclusive evidence from past data, it is worth noting that we observe a relationship between ESG score and other traditional financial characteristics of 'good management', such as high return on equity (Exhibit 2), low leverage and low earnings variability. For this reason, incorporating ESG factors is often seen as an additional 'quality' screen. And the performance of companies screened on quality metrics is clear over the long term: MSCI Europe Quality has outperformed MSCI Europe by close to 4% annualised over the past 10 years.
Exhibit 2: Return on equity by ESG quintile
% return on equity
Source: J.P. Morgan Asset Management. Charts show the mean return on equity of the top and bottom quintile portfolios based on JPM proprietary quantitative ESG score, USD, ROE winsorised at plus / minus 100. ACWI portfolios are constructed in the MSCI ACWI IMI universe filtered by market capitalisation > $1 billion, Europe portfolios are constructed using the Europe constituents of the aforementioned universe, North America portfolios are constructed using the North America constituents of the aforementioned universe, stocks are weighted equally across the universe. Past performance is not a reliable indicator of current and future results. Data as of 28 February 2021.
Exclusions and short-term returns
The analysis above focuses on returns over long time periods. At certain points in the economic cycle, excluding certain companies – such as gambling, tobacco, nuclear power, weapons, alcohol and energy companies – for ESG reasons can have meaningful implications for relative performance. Most obviously, excluding traditional energy companies from a portfolio will likely lead to outperformance when oil prices are falling, but potentially underperformance when oil prices and energy prices are rising. If energy is a large proportion of a benchmark, the relative impact is even greater. Looking at the impact of excluding energy in the UK (where energy is over 10% of MSCI UK) vs. the US (where energy is 3% of the S&P 500) during the rollercoaster in energy prices in 2020 demonstrates this point (Exhibit 3).
Exhibit 3: Impact of excluding energy from an index
Relative total return index level, rebased to 100 at the start of 2020
Source: MSCI, Standard & Poor's, J.P. Morgan Asset Management. Past performance is not a reliable indicator of current and future results. Data as of 18 March 2021.
In addition, companies that do not have good long-term growth opportunities or ESG scores can still generate good financial returns, when profits are returned to shareholders or when there's a grab for yield. A notable example is American tobacco companies, which have returned 13% annualised (including dividends) over the last 20 years, compared with 8.5% for the S&P 500.
Of course, for many investors, any return sacrifice may be entirely acceptable given their broader investment ambitions beyond financial returns.
The asymmetries in fixed income
On top of the issues described above, it's worth spending a moment thinking about ESG, returns and fixed income. An equity share does not have a predefined time horizon, so for an equity investor the return depends on the payout prospects for the life of the asset. A fixed income investor holding a bond to maturity is just concerned about getting the agreed coupons and then the principal returned over a fixed time horizon, and this creates an asymmetry.
For example, consider a company that is on the right side of a new government announcement (for example, the producer of an alternative to single-use plastics after an announcement of a ban on single-use plastics). The stock investor sees a jump in the stock value, reflecting the enhanced outlook for long-term profits. A bond investor planning to hold the bond to maturity would not see an enhanced coupon or dividend, and so would not receive the same benefit from the announcement.
Now consider the company that is on the wrong side of a government announcement, with the long-term viability of its current business model challenged. The stock investor loses out immediately. Whether the fixed income investor loses out over the lifetime of the bond depends on whether the coupons or principal are at risk. They may not be on a very short-dated bond, but would be on a longer-dated bond.
Given this asymmetry, incorporating ESG factors in a fixed income portfolio might be expected to affect returns. Incorporating ESG factors can limit downside risk in a portfolio by capturing a broader range of potential sources of default risk. However, it could lead to underperformance if the issuer doesn't default within the time horizon of the bond and the investor has forgone the higher spread that resulted from the pricing in of that risk.
In addition, as with equities, high yield energy will likely underperform when oil prices fall and outperform when they rise, so ESG exclusions can lead to periods of underperformance as well as outperformance. Again, in both instances, any return sacrifice may be entirely acceptable to investors who are seeking sustainable outcomes as well as financial returns.
Most importantly, history is unlikely to be a guide to the future
Even if it were possible to draw firm conclusions using historical index data, we would argue that history is unlikely to provide a guide to the future. That is because the ESG factors that we expect to drive markets are at their infancy in terms of both introduction and market impact.
Below we list five specific areas in which we believe ESG considerations have the potential to create market winners and losers:
Government ambitions and regulatory policy – Encouraged by the demands of their electorates, governments are increasingly focused on tackling issues such as social injustice and climate change. Policymakers have a variety of sticks and carrots at their disposal to drive change. One example of a 'stick' policy being used to tackle climate change is carbon pricing, which exerts a cost pressure on less energy efficient companies. An example of a carrot policy is a scrappage scheme that encourages consumers to dispose of petrol-fuelled cars for electric vehicles.
There is clear evidence that such political announcements have market implications. Take two examples from the last year. The surprise announcement by President Xi that China would commit to net-zero carbon emissions propelled solar and wind power companies higher (Exhibit 4). These companies are set to benefit from this positive policy support via an increase in subsidies as China moves to increase capacity, in line with its environmental goals of peak CO2 emissions in 2030 and net zero by 2060. This comes at a time when coal-fired producers are facing higher costs from rising coal prices and the cost of wind and solar are in decline. Renewable energy sources in China are expected to achieve grid-price parity with coal-fired producers in the next year.
Exhibit 4: Chinese renewables gain on policy annoucements
Average of A and H share listed companies in each industry, rebased to 100 = 31 Jan 2020
Source: FactSet, J.P. Morgan Asset Management. Past performance is not a reliable indicator of current and future results. Data as at 12 March 2021.
Clean energy stocks have significantly outperformed global equities on the prospect of increased policy support from a Joe Biden presidency (Exhibit 5). Following the announcement that Biden had secured enough delegates for the Democratic nomination, clean energy stocks began to rise with the prospects of a Biden win at the election, as investors anticipated more policy action to address climate change. The rally in clean energy took another leg higher following the US election result, when a future infrastructure package came into focus.
January and February of this year provided a timely reminder that, even with these key policy supports in place, these sectors can still prove volatile. Investors should also be cognisant of the price that they are paying to access these secular trends, now that the policy tailwinds have become starkly apparent. The 12-month forward price-to-earnings ratio for the MSCI Global Alternative Energy Index has risen from 17x at the beginning of 2020 to 30x at the end of February 2021.
Exhibit 5: Clean energy performance
Total return index level, rebased to 100 at the start of 2020
Source: MSCI, J.P. Morgan Asset Management. Indices shown are total return in local currency. Past performance is not a reliable indicator of current and future results. Data as of 18 March 2021.
In essence, what is happening is governments are internalising the externality of environmental damage. But, almost by definition, this will come at a cost to some businesses. The UN Climate Change conference (COP26) in early November is a date investors should watch for the potential slew of new market-moving initiatives.
Central bank asset purchases and regulatory initiatives – While government policy is increasingly influencing the macro landscape, central banks are being asked to support these endeavours by ensuring that private capital forms part of the solution. Indeed, increasingly central banks (for example, the Bank of England) are having green targets added to their mandates. This works through two channels: 1) central banks can tailor their asset purchases to favour climate friendly companies and sovereigns and 2) they can use their regulatory levers to direct capital towards higher scoring companies (for example, through pension fund requirements).
The ambition and the potential consequences for asset prices are made clear in a recent speech by Pablo Hernández de Cos, governor of the Bank of Spain:2
"If we succeed in incorporating these [climate] risks into the decisions of the financial sector, this will translate into a change in the relative prices of financial instruments. And, in turn, that will help to internalise those consequences originating from both transition and physical risks that affect directly providers and users of funds. This will be a powerful and much-needed complement to the use of the fiscal and environmental instruments that are needed to fight against climate change."
Disclosures – Central banks, regulators and governments are increasing transparency about ESG factors by forcing companies to disclose more ESG information about their businesses, from diversity statistics and pay of their employees to carbon emissions. This allows both consumers and investors to make more informed choices.
Consumer choices – Attitudes and resultant behaviours among consumers are changing rapidly, with potential consequences for the long-term profitability and potential performance of companies. Areas where consumers are having a significant impact range from specific preferences (such as the increasing rejection of single-use plastics) to reputational risk from poor corporate ESG choices. The latter is increasingly important given that intangible capital (brand) is an increasingly large component of many companies' market value.
Cost of capital – All of the above factors have the potential to affect the revenue stream of companies. But there is also increasing evidence that they are driving corporate cost of capital (this yield premium has come to be known as the 'greenium'). Therefore, from both revenue and cost sides, ESG factors are affecting the profitability and viability of companies.
Exhibit 6: Credit spread differential between green bonds and traditional bonds
Basis points, option-adjusted spread difference between green and traditional bonds
Source: Barclays Research, J.P. Morgan Asset Management. Data shown is for a Barclays Research custom universe of green and non-green investment grade credits, matched by issuer, currency, seniority and maturity. The universe consists of 94 pairs, 58 euro-denominated and 36 dollar-denominated, and 48 financials and 46 non- financials. Past performance is not a reliable indicator of current and future results. Data as of 9 February 2021.
Further work is required to demonstrate conclusively the extent to which E, S, and G factors have affected past performance. However, even when that analysis is complete, we would be cautious about using historical results as a guide to the future. We expect the shifts in government policy, regulation and consumer preferences to result in much larger leaps forward that will shift the macro landscape. It is by being ahead of those announcements in the coming years that we see the potential for investors to generate enhanced portfolio returns.
1 Some ratings agencies do provide an 'ESG leader' index. However, these indices are often constructed with an overarching ambition of having a low tracking error to the market benchmark. While this shows that it is possible to construct a portfolio that has a better ESG outcome than the benchmark without giving up performance, that is a separate question from asking whether an unconstrained ESG strategy can outperform.
2 "The Role of Central Banks and Banking Supervisors in Climate Action", IESE, 17 March 2021, https://www.bis.org/review/r210317a.pdf
What investment questions are on the minds of investors? Explore the questions investors ask frequently and find answers at J.P. Morgan Asset Management.
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text:
Gazipur () är en stad i Bangladesh, och är belägen strax norr om Dhaka. Vid folkräkningen 2011 hade staden 213 061 invånare, inklusive Gazipur Cantonment. Gazipur uppgraderades från paurashava (kommun) till city corporation den 16 januari 2013. Stadens areal utökades kraftigt, från ca 47 km² till ca 330 km². Folkmängden inom den nya stadsgränsen uppskattas av lokala myndigheter till ca 2,5 miljoner.

Källor

Externa länkar
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Heather's Paper Crafts makes a bunch of super adorable wooden block decorations including the countdown blocks I was looking for! I love the different paper prints on each date and love how they are not to bright but a little more country like the decor in my home! These are just perfect not to big and not to small and my kids love to flip the blocks and start the countdown to Christmas!
Let me share just a little with you about the owner of this shop!
Now that you have met the shop owner let me show you a few more of the blocks she makes!
Heather has so many wonderful items in her shop I know you will find something special for you or a loved one! Heather's Paper Crafts and Faith Filled Footsteps are giving one lucky reader a chance to pick any one item from her shop! If you cannot wait and have to have something now you can head on over and find the perfect item for you here at Heather's Paper Crafts!
The Giveaway will run from November 28, 2013 and close late on the evening of December 12, 2013. The winner will be chosen at random through Rafflecopter. The winner will be announced both on the Rafflecopter as well as Faith Filled Footsteps Facebook. Faith Filled Footsteps is not responsible for prize shipment. Must be 18 years and older. Facebook, Twitter, Pinterest, and Google are in no way affiliated with this giveaway. No Purchase Necessary. US Only.


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Using Tea Bags? You May Be Consuming 11 Billion Plastic Particles At Once - watsupptoday.com
Using Tea Bags? You May Be Consuming 11 Billion Plastic Particles At Once
Posted 28 Sep 2019 11:04 AM
A couple of years ago, Nathalie Tufenkji stopped by a Montreal cafe on her way to work and ordered a cup of tea. She sat down with her mug, enjoying its warmth, before she noticed something strange: Her tea bag appeared to be made of plastic.
"I thought, 'That's not a very good idea, putting plastic into boiling water,' " she told The Washington Post.
Tufenkji was worried that the plastic bags could leech particles into the beverage that she and her fellow customers were consuming, and as a professor of chemical engineering at McGill University, she was well-positioned to investigate. She dispatched her student Laura Hernandez to purchase some tea bags from stores in the area and bring them back to the lab.
It turns out Tufenkji's hunch was right. The bags were releasing plastic particles into the brewed tea. Billions and billions of them.
Hernandez, Tufenkji and their fellow researchers at McGill University tested four kinds of plastic tea bags in boiling water, and found that a single bag would release more than 11 billion microplastic and 3 billion nanoplastic particles. You would not be able to see the contamination with your own eyes; the researchers had to use an electron microscope. But it's there.
Their findings were published in the American Chemical Society journal Environmental Science & Technology this month.
The four brands of tea they tested came from regular grocery stores in Montreal. After emptying and cleaning the tea bags of any trace of tea leaves, they submerged them in water heated to 203 degrees Fahrenheit, and then they left the bags to steep for five minutes.
The researchers then examined the water for leftover particles, placing drops on a slide and examining them under an electron microscope. There, they could see particles of varying sizes, some a little larger, some frighteningly small. Further testing of additional samples revealed their structures and confirmed that the material was made of the same plastic materials as PET, a kind of polyester, and nylon. It was clear, Tufenkji said, that the plastic was coming from the tea bags themselves, not the tea.
Though Tufenkji declined to name the brands they used for fear of singling out one company over others, she said that some frequent tea drinkers could be repeatedly dosing themselves with billions of particles of plastic as they drank the beverage day after day. Some of the particles, she noted, would be small enough to potentially infiltrate human cells.
Some manufacturers sell tea in plastic bags rather than loose or in paper bags, even as the public becomes increasingly aware of how plastic is clogging our bodies of water, as well as our actual human bodies. While the health implications of consuming plastic are unknown, people around the world are inadvertently eating quite a lot of it.
Earlier this year, a report by the World Wide Fund for Nature estimated that on average, a person might ingest 5 grams of plastic a week, the equivalent size of a credit card. Researchers at the University of Newcastle in Australia compiled dozens of studies on the presence of plastic in water, as well as in food such as shellfish and even beer. Studies are underway to establish how plastic consumption can impact human health, according to WWF's study.
While the McGill study did not explore the human health impacts of consuming this plastic, when some of the particles were given to water fleas, they began acting erratically and developed some deformities, Tufenkji said.
"We just wanted to make the public aware of this," she said. "We want consumers to know that this is made of plastic so they can have the choice about whether this is really what they want to purchase."
Also Read : Plastic teabags releasing microscopic particles
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Over the years, I have supported a number of clients through divorce, custody, and co-parenting issues. One of the areas that I often deal with is the challenge of co-parenting and dealing with the variety of relationships that develop or change after separation.
A separation or divorce when kids are involved usually means that you will be in a variety of relationships that are not there by choice. Everything from the ex, to ex-in-laws, to you're ex's new partners. To often, this leads to a fight for the children. Not only in the courts and through finances, but there is also often a fight for the hearts and minds of the children themselves.
As parents, of course we want our kids to like us. We want them to enjoy spending time with us. If we are honest with ourselves, we likely get jealous about the possibility that our child may prefer our ex (after all, our ex is a horrible person, why would they like him or her?).
Parental Alienation is a term used to describe a state in which one parent (or caregiver) is undermined by the others. Regardless of if this is done intentionally or by accident, it can be incredibly damaging to the child. It is important to remember that your ex (and his or her family) is part of your child's DNA. Your child loves and needs them as much as they need you. Both parents, both families are important. To tear down your child's family, is to tear down your child.
What Would I Think, How Would I Act?
If I was a small child at the age of three and my father was walking me up my driveway to mommy's house saying "Just two more days here then you are back with us," what would I think?
If I was a four years old and heard my father blame my mommy because I caught a cold at preschool, what would I think?
If I was this child who was put in the bathtub right after I was picked up from my mommy's house, what would I think?
If I was this child that was told I could not bring my belongings to my mommy's house because they would get dirty or ruined, what would I think?
If I was this child and heard my step mother tell a friend of the family that my mommy was dirty, what would I think?
If I was this child and was told that child support money should be spent on whatever I wanted, what would I think, how would I act?
If I was told to call my daddy and step mom while at my mommy's house in the wintertime to ask them how I should dress to go outside and play, what would I think?
If I was in first grade and my daddy, step mom, and extended family told me at the age of 12 I can choose to live with them, what would I think? How would I act?
If I was this child and my daddy told me that if my mommy did not have me at the meeting place on time she would be arrested by the police, what would I think, how would I act?
If I was this child being mouthy to my mom and she squeezed me behind my neck, I told my dad and I heard my dad tell her that if she ever touched me again he would have me arrested, what would I think, how would I act?
If I was this small child and my mommy asked a neighborhood mom to watch me for a couple hours while taking a college class and my step mother told me she did not trust my mommy because she got a babysitter "all of the time," what would I think, how would I act?
If I was this child and my daddy told me that my mommy did not attend my school play, did not care about me, even though when I asked mommy about it, she said she was there and even knew what I was wearing that night, what would I think, how would I act?
If I was this child who learned that complaining about my mommy pleased my daddy, step mom and their family and they all joined in with me, even rewarded me, what would I think, how would I act?
If my mommy and I had a special beauty day in the form of hair cuts, then my daddy and step mom told me my bangs were crooked, what would I think, how would I act?
If I was this child excited to show my father a Halloween costume my mommy made and he commented, "There is glue on the wing," then bought me a different costume to wear, what would I think?
If I was a child and my father told me to call my mommy after a school function and lie to her about something the principal never said, what would I think, how would I act?
If I was this child and went to the store to pick out a new book bag with my mom, then went to my dad's and they took me to buy another one, what would I think; how would I act?
If I was this child and my daddy and family bought me a new bedroom set, a TV, a phone, game boy, clothes, a mini bike and more for Christmas, what would I think, how would I act?
If I was this child and my daddy and step mom sent food and drinks with me to my mommy's house, what would I think?
If I went to the dentist with my mommy and was the best little patient, getting my first tooth pulled but then my father and step mom took me to another dentist and told me that the dentist mom took me to did not know what he was doing, what would I think, how would I act?
If I was this child and my mom called my dad's house to see how I was feeling and my step mom answered the phone and in a very angry voice said, "Your mother's on the phone," what would I think, how would I act?
If I was a teen told to cut the grass with mom's supervisions and right before I did it my dad called and said my foot was going to get cut off, what would I think, how would I act?
If I was a teen asked to find out my mom's income tax information right before a support hearing, and I did, what would I think, how would I act?
If I was this young teen and my dad took me to the court house for a child support meeting, what would I think, how would I act?
If I was this teen and was told that my mom made me change schools even though the conciliator made the decision after examining the facts, what would I think, how would I act?
If I was a child, when with my father, ignored my mom (at stores, soccer games,) but then when at her house had friends over, bonfires, etc… , how would this affect me, what would I think?
If I was a teen and got in trouble at school and my dad supported my harassing behavior toward another teen girl by taking my side and joining in on the name calling, what would I think, how would I act?
If I was a teen mouthing off and swearing and my step mom told my father not to scold me because she said, "that is how she was raised," what would I think, how would I act?
If I was a teen and every time I did not get my way I complained about my mom and I then was allowed to hear him call her and yell at her, what would I think, how would I act?
If I complained to my father and stepmom that there was not the right kind of cereal at HER house and they brought me a bag of groceries for her house, what would I think?
If I was this teen and witnessed the stepmother back her body into my mom then accuse my mom of hitting her, what would I think, how would I act?
If I was driving age and about to enter college and in order to have my car I had to live at my dad's house, how would I act?
If I was this child, no doubt I would put in my mind to mistrust, even hate my mom because my dad and step mom and their family must know what they are talking about, for they love me. I would eventually succeed at pulling away from my mom because I know that some day I will not have a relationship with her for I have been told that I will be able to choose not to and the courts feel I am old enough to run away from what I have been brainwashed not to like. I would build walls to protect me from the hurt when this happens and I would remain loyal to the ones who give me everything and remain in my court no matter what I do or say. .
If I was this child I would create conflict with my mom so she would want to give up and let me go live where I am suppose to live. I would set the stage as often as I could and even go as far as bump into her and then call the police to say she hit me to prove that she is no good like they say. For I would help them prove it.
If I was this child I would tell my mom" you deserve to be arrested," after knowing my dad called to threaten her. Why not feel this way; it is exactly how my dad's mom feels about her, my paternal grandmother.
If I was this child, when my mom picked me up for her time with me I would not sit in the front with her, nor would I walk beside her if I saw my dad and stepmother in public.
If I was this child, I would demand material items from her because my dad gives her money. I have even been to the court house and even though the time I was there my mom cut the support in half, I still think she is nasty. I would have an un-grateful heart for the things she buys because none of it is from her anyway. I would continue to receive but never give, including special occasions. It is all about what I get. The universe revolves around me at my dad's house and always will.
If I was this child, I would not allow my mom to hug me and I would never tell her I love her again. Loving her would mean I am disloyal to my dad and stepmother. I would also not share anything fun or special that happens at my mom's because that is not what I have been trained to do or say.
If I was this child, I would not try not to touch things at my mom's house, I would put toilet paper on the seat, wipes my hands if I accidentally touched her and not sleep on the sheets that are on the bed that once belonged to her.
If I was this child, I would block out any joyful, happy memories from the past and prevent any in the present, for that would be a violation. I would limit extra information to her, including school, getting my period, friends, dances and more.
If I was this child, I would resent my mom for making me change schools, because my dad and family told me it was her fault. I would have a hard time truly enjoying my school experience because deep down I would be holding onto resentment that has been planted there.
If I was this child it would be to my benefit to keep feeding my dad and step mom what they want to hear. It would become natural to me to do this because of their feedback, similar to Pavlov's dog experiments.
If I was this child I would often deny that my mom is my mom. I would not acknowledge Mother's Day, her birthday, Christmas or any other day that offers a chance to care. I would take from her and her family but never give in return.
If I was this child the message that she does not provide for me would come in loud and clear.
If I was this child, I would begin to hate the rest of my mom's family, even my older brother and my grandmother who took care of me and loved me all throughout my life. For when I have mentioned them in the past, my paternal family knows that they are also no good. Pushing them away in a hateful manner will only make the separation easier in the future. No real loss for me.
If I was this child I would feel empowered but then feel confused. The confusion could lead to drugs or promiscuity, obsessive behaviors or even violence. I would not understand why I felt so much conflict inside. I would spend a large portion of my life depressed.
If I was this child, I would hang onto hate and un-forgiveness, for that is what I have been taught through words and actions by people who are suppose to love and guide me in the right direction.
If I was this child, their antics would in fact work on me but it would cost me a lot because it would be based on emotional abuse and until I sought help to understand why people that are suppose to love me acted this way, and until they admitted they were wrong, I will struggle with relationships with myself and others.


If you are going to Glacier Walking on your trip abroad, it is a good idea to have a Travel Insurance policy in place before you leave your home. Because of the unreliable conditions present on Glaciers, Glacier Walking should only be attempted with an experienced guide. This adventurous activity involves, as the name implies, walking across a Glacier, which essentially is an enormous piece of ice. This challenging activity is also highly rewarding, bringing walkers to places they cannot possibly access any other way. The scenery is often times quite spectacular as well.
Please check the Policy Terms and Conditions for any restrictions or exclusions whilst taking part in Glacier Walking.
If you are travelling to an area such as New Zealand, where Glacier Walking is a viable sport, Glacier Walking can be an exciting and unique experience, which you may not get many chances to do. The difficulty of the sport can change constantly, due to the ever varying nature of the Glacier. The levels of exertion, length of the trip and risk of injury that can be incurred will all depend on the individual trip and experience, due to the changeable surface of the glacier.
Before embarking on a Glacier Walking trip, make sure you are fully equipped with the correct apparatus and clothing, including the correct shoes or boots.
Always listen to your Guide and follow any instructions you are given to ensure you have a safe and exciting experience.
You must ensure that you are adequately supervised, that appropriate safety equipment is worn at all times and you do not participate in Glacier Walking for more than 90 days in any one Period of Insurance.


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How-to – 8 min read – November 21, 2019
How to analyze traffic distribution between search engines
To understand whether it's Google, Bing or another search system that brings more traffic to your websites, you need to be able to analyze the distribution of traffic between search engines. Otherwise, you will not be able to determine the financial costs of increasing the ranking, and the conversion calculation will be incorrect.
What is organic traffic?
Organic traffic is visitors who came to your website from organic results, that is, free search results. This indicator differs from the term "search traffic": the latter also includes users who click on ads in contextual advertising in search results.
For the correct analysis of the sources of website traffic, it's important to divide it into several components: depending on the search engines under which the project is promoted. In this article, we'll see how to separate the organic traffic coming from Google and Bing, and correctly track the sources in Google Analytics.
Working with the Google Search Console
To get started, sign up for Search Console. After completing the identification process, select "Add a resource" item located in the upper right corner on the main page of the website. Next, enter the URL of the required domain and click "Add property." If everything goes well, you will see the following:
Certification of rights to the website
In order for the system to determine whether you really own the selected resource, you need to go through the access confirmation procedure. The easiest way to do this is to add the HTML file offered by Search Console to the root folder of your website.
Thus, you can prove that you have administrator rights of the necessary resources. It's important not to change the file name, otherwise, the confirmation procedure will fail.
In order to download the confirmation file, click on the blue line "This HTML confirmation file". Next, open the file manager (for example, Total Commander) and connect to the FTP server where the files of your websites are stored.
After connecting to the server, you will see the following:
Next, go to "[domains]", select the folder with the website name to which you want to have access to. After that, you will see a list of folders containing resource files:
In most cases, the root folder will have the name "[public_html]". Download the previously downloaded HTML document into it. To do this, drag it from the right window of Total Commander, which is responsible for the files of your computer.
It should look like this:
To confirm the successful completion of the download, click on the link provided on the confirmation page.
Analysis of traffic distribution between Google and Bing
In order to analyze the traffic distribution between the search engines Google and Bing, you need to have administrator rights in Google Analytics (GA). To get them, you need to register in the Google service, and then create an account in Analytics.
Make the name of the account, specify the domain and industry category. After that, you will have administrator rights on the account you created.
Adding tracking code
To get full access to statistics, it's not enough just to confirm the rights to the website through the Search Console. You need to embed a code on all pages of the website for detailed tracking of traffic, without any exception.
For this, do the following:
Go to the "Admin" section in GA (the gear located in the lower-left corner).
Select "Create Property".
In the window that appears, fill in all the fields (website name, domain, time zone, etc.)
Press the Create button.
The system will generate a "Global Site Tag (gtag.js)". Implement this piece of code within the <head> block on all pages of the website.
Example of code insertion:
Linking Search Console to Google Analytics
To get additional access to website statistics, you need to link your Search Console account to Google Analytics. To do this, go to the page of your website in the Search Console and click on the gear icon in the upper right corner. In the window that appears, select "Google Analytics Property."
After that, you will be redirected to a separate binding page. Follow the instructions given. If the operation is successfully completed, this page will look like this:
After about a day, your website will be added to Google Analytics, which will allow you to analyze in detail the traffic passing through it (mobile, organic, search engine traffic, etc.).
Moreover, you can determine the exact conversion value. This is the percentage of visitors who perform targeted actions on your website: purchase of products, clicking on advertising links, etc.
When the system starts collecting data from the website, you will see something like this on your website in the Search Console:
Adding Google to search results sources
To make Google's traffic look different from Bing's traffic when viewing statistics, add Google to the list of sources for common search results. After this, traffic from the Google search engine will be displayed as organic, that is, distinguishable from Bing traffic.
Select the desired online resource in the Analytics service. To do this, go to the "Administrator" tab, and then click on "Account" and "Property".
After that:
go to the "Tracking Info" sub-item;
click on "Organic search sources";
in the window that appears, select the option "Add search engine".
Next, you will see two fields: "Domain Name Contains" and "Query Parameter". To connect the Google search engine, enter "www.google.com" in the first field, and enter the parameter "q" in the second. It refers to search engines owned by Google.The "q" parameter is a small piece of code that makes it clear to the monitoring algorithm which traffic Google owns.
Click Create. Now traffic from this search network in the general statistics will be displayed as organic.
Comparing traffic between Google and Bing
Click on "Traffic Sources" located on the right side. Next, select the "Overview" sub-item, after which you will go to the "Traffic sources overview" section.
Pay attention to two segments. The first is called Organic Traffic. After doing some manipulations, it corresponds to traffic from Google.
As the second segment, select "Table traffic"; it will be responsible for Bing traffic.
It should get something like this:
Organic traffic to the website is the transitions made from the results of organic SERP of all search engines. You need to do the following to analyze the distribution of organic traffic to a website between different search services, for example, Google and Bing:
Add your website to the Google Search Console. Embed the tracking code on all pages of the website.
Link your Search Console account to Google Analytics.
Add Google to your organic search results.
In the Overview section, review the distribution between organic traffic and tablet traffic.
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