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Annual Big Ten
Setting the Stage for HME in 2020
As the HME industry rolls into a new year and a new decade, several industry trends make it look like we're in for a roaring 2020. What developments have made it onto this year's annual HMEB Big Ten list?
By David Kopf
The HME industry settles into its seats. The house lights dim. A hush washes over the theater. The orchestra pit plays the opening notes of the overture. The curtains part. The floodlights are shining upward. A new year for providers takes center stage. What do the next 12 months have in place for HME businesses? Our annual Big Ten list will try to offer a playbill so you can stay on top of the show.
Each January, we assemble the HME Business Big Ten to review the trends, challenges and opportunities that will define the next year. Suffice it to say that this year's storyline isn't short on show-stopping moments. A variety of regulatory and marketplace factors are influencing how HME owners and operators run their businesses, but we've landed on 10 key items that we are positive will help define 2020. They are:
Round 2021 fee and contract announcements
The expansion of six-year lookback audits
The need for diversified payers relations
Medicare and Medicaid managed care
Strategic Software advancements
RPM for oxygen
Wearable health
e-Prescription
The expansion of resupply
With the Round 2021 announcements alone, this year should be full of headline-making moments (whether or not they receive rave reviews), so let's get the show on the road and dive into the 2020 Big Ten:
This year will be the year that Round 2021 of competitive bidding comes into focus. We've had the run-up to Round 2021, and providers have already registered and submitted their bids for competitive bidding. The bid window closed, and, at the time of this writing, the Competitive Bidding Implementation Contractor had just released its preliminary bid evaluations and providers have responded to any deficiencies identified by CBIC.
So, what next? This summer, CMS will announce the single payment amounts for Round 2021 and will begin its contracting process. Then in fall, CMS will announces the Round 2021 contract suppliers, and on Jan. 1 2021 we will see the Implementation of Round 2021 contracts and prices.
Now, I know it's easy to get blasé about competitive bidding given that the industry has been dealing with this since the first bid of Round One. But let's not forget what Round 2021 is all about — HME providers will see some significant changes to the program. I feel pretty confident in saying that the two most major ones are:
It uses lead item pricing, which means the single payment amount (SPA) for the lead item in each product category is based on the maximum or highest amount bid for the item by suppliers in the winning range. The SPAs for all other items in that category are then based on a percentage of that maximum winning lead item bid.
Round 2021 now covers 16 product categories, including off-the-shelf (OTS) back braces, OTS knee braces, and — most alarmingly —non-invasive ventilators. And when it comes to non-invasive ventilators, at press time, legislative efforts to protect them are still in process.
While Round 2021 doesn't happen until next year, this year, we will finally get a chance to look under the hood when it comes to lead item pricing and see how it will impact reimbursement. Furthermore, hopefully, we will find some legislative fix this year to protect the vulnerable patient groups that depend on non-invasive ventilators.
In October 2019, the HHS OIG announced it would once again expand its audit workplan to include PAP supplies. What does that mean? More six-year lookback audits.
HMEB readers might recall that HHS OIG did this before in June 2018. Back then, CMS examined a sample of 110 claims that Medicare paid in 2014 and 2015, and found that only 24 complied with Medicare requirements, while 86 claims with payments totaling $13,414 did not. CMS took those figures and estimated that it had made overpayments of almost $631.3 million at that time.
So, the OIG recommended that CMS to contact the 82 providers that had submitted those 86 claims and identify and return any overpayments per the Affordable Care Act's 60-day rule. A key part of that rule is that it has a lookback period of six years. That means the provider must review all its claims for that six-year period and payback any overpaid claims.
That six-year lookback is a massive undertaking. The endeavor requires expert legal and consulting help as well as enlisting specialists such as statisticians. At the time, industry audit expert Wayne van Halem, CFE, AHFI, the president of audit consulting firm The van Halem Group LLC (Atlanta, Ga; a business unit of VGM Group), underscored the stakes by noting that if the government decides that a provider didn't engage in enough due diligence, they could unwittingly run afoul of the False Claims Act (FCA) and those violations can entail significant penalties and can see the government revoke a provider's billing privileges or Medicare participation.
Well, now, HHS OIG has once again expanded its audit workplan to include PAP supplies. Furthermore, the UPIC contractors are sending letters that include similar language to the OIG reports, which could portend even more audits. Providers must work to understanding the true impact of a six-year lookback, and how they can prepare their businesses and work with the right experts to mitigate this audit trend for 2020.
Many providers still derive a significant portion of their revenues from funding sources. During 2019, it finally became clear to providers that they must diversify their revenue sources beyond the Medicare-plus-some-retail approach that has become prevalent in the industry, and really start specializing in managing relations with multiple payers and revenue sources. They must learn how to work with a mix of Medicare/Medicaid managed care organizations, private payer insurance carriers, facilities-based care providers such as skilled nursing facilities, and health plans.
This is especially true now that managed care is playing a much larger role in the industry than before. This is ushering in even more private payer players that providers must learn to work with. Considering that working with every funding source can feel like learning a whole new ballgame, providers will have their work cut out for them.
They must learn how to better negotiate with those various payers; they will need to learn how to interact with patients and referral partners more effectively; they will need to learn new business management techniques; and they will need to learn more about the resources that will be around to help them do this.
Industry resources such as the American Association for Homecare have been working to help providers tackle this challenge. With the addition of Laura Williard to head up the association's payer relations back in 2016, it was clear that managing various payer relations was a challenge AAHomecare knew providers would have to address. More recently, the association formed its Payer Relations Council to focus on non-Medicare payer relations, such as Medicare Advantage, Medicaid, Medicaid Managed Care Organizations and commercial plans, and that council just had its aforementioned meeting.
Providers will have to tap into resources such as these as the sources of funded revenue become a wider spectrum during 2020 and beyond.
When it comes to dealing with diversified payers, one trend that sort of snuck up on the HME industry is the growth of Medicare Advantage plans and Medicaid Managed Care plans.
Managed Care is quickly becoming part of everyday business for HME providers. Approximately 35 percent of Medicare beneficiaries are signed up with Medicare Advantage Plans, while roughly 70 percent of Medicaid beneficiaries are signed up with Medicaid Managed Care Plans. Moreover, these percentages are increasing.
So, providers must learn how to deal with third-party payers, and especially the commercial insurance companies that sponsor Medicare Advantage plans and Medicaid Managed Care plans.
That's not always easy. As industry legal expert Jeff Baird, Esq., chairman of the Health Care Group at law firm Brown & Fortunato, pointed out in a recent HME Business webinar, the challenge of obtaining, negotiating, working with these insurance companies is foreign to most of DME suppliers, because it has not been in the DME space until just recently. That means providers don't have much experience in terms of working with these third-party payors.
However, once a provider does the work and jumps through the right hoops to get on a panel and has signed a contract with a third-party payer, then it is a lot easier working with that third-party payer than it is working with traditional Medicare or traditional Medicaid, he noted.
So the hard work that providers do in 2020 to better understand work with these plans will pay dividends in the coming year and beyond.
Software has grown to be a pivotal business asset for many providers. Rather than just carry out billing, software orchestrates just about every workflow within an HME business Now providers' software tools are helping them operate at a much more strategic level when it comes to managing their businesses.
This is certainly the case for the revenue cycle management (RCM) tools that are finding their way into HME software. Several years ago, entities such as hospitals and health plans started defining and refining the practice known as revenue cycle management, and it helped them optimize their businesses' incomes.
Not be confused with billing (which is a part of RCM), RCM optimizes functions such as how claims denial is handled, how patient co-pays are collected, and how much staff time is expended on claims. RCM tracks the revenues and costs related to a patient's interaction with a healthcare provider from the beginning and end of the process. RCM is the umbrella under which all revenues are managed and maximized.
The goal: automation. The more that providers can implement RCM solutions that automate the revenue cycle and align it with existing workflow, the more that they will create a system of "no touch" claims. In that scenario, most of the data entry takes place at the outset, when a patient and claim are entered into the system. If done right, for the majority of claims there will be no edits or revisions, the documentation will be solid, and the claim will be funded and any co-pays will be collected. This leaves most of the remaining hands-on work in the system to deal with the exceptions to this workflow
Now HME software companies are integrating RCM tools into their systems and it will be providers' job in 2020 to work on integrating them into their businesses. That said, much needs to be done in terms of outlining RCM workflows in the HME industry.
Remote patient monitoring (RPM) has been an undeniable trend in post-acute healthcare, starting in sleep. For years now, PAP devices have been monitoring patient performance and feeding that data back to care management systems that physicians can use to see unique health events and tweak care. Those devices can also connect with personal apps that patients use to better manage their care.
Use of remote patient monitoring in sleep has exploded and is poised for more growth. In 2015 market research firm Berg Insight reported the global number of remotely monitored patients grew by 51 percent to 4.9 million. In 2019, ResMed reported that it alone has 10 million users of its cloud-connected devices and it had a database of 4.5 billion nights monitored.
Now remote patient monitoring is starting to find its way into diabetes, and in some respects, oxygen. The first forays into remote POC monitoring came with devices that were largely founded on the concept of fleet management: providers would remotely monitor POCs to ensure they were being used and that they were functioning properly. Moreover, depending on the situation, providers could remotely diagnose problems.
That soon gave way to the notion of monitoring usage data and clinical data. HME providers could become champions to both their referral partners and patients, and would benefit from an ever-growing reputation for effectiveness and forward-thinking care that produces results in an outcomes-oriented care environment. That's a hard value proposition to ignore.
Now we're seeing this happen. Last November, ResMed has upgraded its AirView for Respiratory system to include interactive reporting options for HME providers and physicians. New features include a "management by exception" function that lets clinicians identify which patients are experiencing ventilation issues or disease progression. Also, providers and physicians will have interactive reporting functions, to help them analyze granular clinical data and trends over time.
Anyone doubting that RPM with clinical data would find its way into oxygen care needs to know that the gates are now open. How this plays out in other oxygen products, such as portable oxygen concentrators, will happen this year and onward.
Wearable health has been a revolution for fitness-minded individuals. We track our steps, our sleep, our calorie, how many glasses of water we drink and just about any metric you can think of — at least when it comes to prevention.
But now wearable health is entering the realm of post-acute care. In fact, it's already here. Already, we've seen wearable health items for diabetes patients, such as continuous glucose monitors that pair with smartphones and smartwatches to help patients manage their conditions.
Another great example would be incontinence solutions company Triple W's DFree, a device that focuses on the urge management side of incontinence. It's a device that acts as an early warning system that employs ultrasound and Bluetooth to help patients realize that their bladder might need emptying.
The DFree system uses a small ultrasound device a little bigger than a quarter, which is secured to the patient's lower abdomen using medical tape. A transmitter that measures roughly three inches in diameter is connected to the sensor is hooked to the patient's belt or clothes, and it sends information to the user's phone using Bluetooth.
That's a game-changer for incontinence patients. Now other wearable health solutions are starting to emerge for other patient groups. Providers will need to keep a sharp lookout for these tools in 2020, because their patients certainly will be.
E-prescription has been a regular component of U.S. healthcare IT systems for years — except when it comes to the HME industry. Physicians can send prescriptions electronically to pharmacies, for example, but prescribing a portable oxygen concentrator electronically is a no go. That's not necessarily all that surprising given the complexity of HME prescriptions (and the documentation, claims and billing procedures entailed).
However, e-prescription is coming to the world of HME. The amount of back-and-forth between referral sources and providers is staggering in comparison to the simplicity of prescribing drugs. Now, imagine a system employing electronic forms that make sure all the pertinent data is collected and entered and won't let the process move forward until the proper boxes have been checked.
And that workflow includes documentation. Given that 64.1 percent of improper payments resulted from poor documentation in 2017, and that DMEPOS had a 46 percent error rate that year, according to CMS, a system that helps to reduce that is a great development.
And software companies are pushing to release e-prescription tools for providers. HME professionals should continue to monitor this trend. Early adopters will be those that want to mitigate audit issues while delivering as turnkey a service experience as they can for their referral partners and patients.
For sleep providers, optimizing resupply has been the name of the game both in terms of care and the bottom line. An effective resupply program ensures that patients' equipment is performing as it should and giving patients as sound and comfortable a night's sleep as possible. This ensure that they stick with their therapy and enjoy better outcomes.
That's music to the ears of referral partners who need to demonstrate positive outcomes and therapy compliance to funding sources. So if a provider can help make that happen, it will cement rock-solid relationships with its referral sources and ensure many resupply orders in the future.
To make that happen, sleep providers have implemented a combination of workflows and technology tools that help them track each patient's equipment usage, determine when they need a resupply item, and then make that resupply process as simple and easy as possible.
Now providers of other categories that entail resupply items, such as incontinence, diabetic supply and incontinence, are starting to take notice of the gains that sleep providers have made with resupply, and looking for ways to implement more automated resupply procedures into their workflows. This year will likely see increased activity among those providers in terms of implementing such solutions. Who knows? They might inspire even more categories to follow suit.
It's tempting to write CBD off as a gimmick — don't give into it. Providers have a chance to establish themselves in a product category serving an undeniably large market. CBD use has grown so widespread according to market researchers the Brightfield Group, the global CBD market could expand to $22 billion by 2022. Another study from Cowen and Company projects the CBD market to hit roughly $16 billion by 2025. Low or high, take your pick, those estimates speak to considerable market demand.
And why do all those people want CDB? To help them deal with aches, pains and sleeplessness. Why CBD? CBD is one of the compounds called cannabinoids produced by the cannabis plant. The first cannabinoid most everyone has heard of is THC, the psychoactive component in recreational marijuana. CBD, also known as cannabidiol, is the cannabinoid often used in managing chronic pain, insomnia and anxiety.
Now, think about the patient groups you serve. Many of your patients are in pain — real, honest-to-goodness pain. If they're coming into your HME business for a knee brace, there's a good chance they're in pain. If they're coming in for orthopedic footwear, they're likely feeling some pain. If they're coming in for a TENS unit, you know they're in pain. In fact, for some providers, pain management represents a healthy percentage of their revenues.
So, providers have a large group of patients seeking non-drug solutions to manage their pain. CBD is an increasingly popular non-drug solution that represents a massive retail opportunity. HME patients consider HME providers experts on solutions to their health issues. Providers need to connect these very obvious dots and add CBD to their product line-ups in 2020.
This article originally appeared in the January/February 2020 issue of HME Business.
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No More Doubt
The Tigers should hear no more talk of not being able to play with the big boys after taking 2 of 3 from the White Sox this week. They came from behind for the second straight game to top their archrivals 2-1 today before a standing room only crowd on a weekday afternoon game at Comerica Park. It was a duel between Kenny Rogers and Jose Contreras with Contreras getting the best of it in the early going as the White Sox led 1-0 after 5 1/2 innings. Not surprisingly, it was Tiger Killer Joe Crede who singled in the only Chicago run in the 4th.
In the bottom of the 6th, Curtis Granderson doubled with one out and scored on a two out single by Ivan Rodriguez tying the game. Joel Zumaya relieved Rogers in the 7th and got through the inning allowing just a single. In the bottom of the 7th, Marcus Thames walked with one out, and scored on a two out double by slumping Chris Shelton who had failed to get a hit in his last 13 at bats. It was the second straight game that an unlikely hero knocked in the eventual game winner. Last night, of course, it was Monroe with his grand slam.
With the Tigers up 2-1, Zumaya pitched a scoreless 8th including a fist pumping inning ending strike out of the dreaded Crede. Todd Jones (who has not allowed a run in 9 straight appearances) pitched a rare 1-2-3 9th to save the game giving the Tigers a 2-1 series victory. It was series which should end all doubt that the Tigers are real and can play with anyone.
Ozz July 21, 2006
Excellent work by the Tigers in both games, but especially today. That slide from Thames was HUGE!!! Dare I say it was one of the best plays of the year?!?
I'm glad ESPN carried last night's and today's games. A rare treat for me to be able to watch the Tigers on TV!
Lee Panas July 21, 2006
I couldn't watch yesterday's game because I was at work. I could only hear bits and pieces on the radio. I wasn't even aware of Thames' slide until later. I saw all of Tuesday night's game and it was awesome.
IdahoBert July 21, 2006
I haven't doubted the Tigers' ability to beat anyone in a long time except for the White Sox. I thought it quite possible that they had our number as some teams do in a particular season, but I am now feeling a sense of relief.
Anonymous July 27, 2006
Zumaya is so fun to watch!
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redpajama_set_name: RedPajamaCommonCrawl


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Working Class Women Need Reproductive Healthcare!
In the industrial heartland, the Governor of Ohio just signed a law that bans abortion at 6 weeks – before most women know they are pregnant! Ohio is the most recent state, but a total of 20 states are in the process of passing laws to outlaw abortion at roughly 6 weeks.
These laws are being strategically passed at the state level, knowing they are illegal, with the goal of having them contested in court. The Republican Governor of Ohio, Mike DeWine, stated that the law's purpose is to reverse the legal precedent of Roe v. Wade, noting, "The United States Supreme Court will ultimately make a decision."
The 1973 Roe v. Wade ruling made abortion legal in the U.S. The right to an abortion was won, along with other gains for the population, by the social movements that culminated in the early 1970s. The women's movement, the black movement, and the anti-war movement forced the government to create new social programs, such as Medicare and Medicaid, and to open up new rights.
As the social movements peaked in the early 1970s, publicized deaths from illegal abortion put pressure on the Supreme Court. The Roe v. Wade decision was written by a judge appointed by Republican President Nixon!
Ever since nation-wide social movements disappeared from the political scene, well-funded right-wing groups have been chipping away at women's rights. The Democratic Party courted these groups to pick up votes. In 1977, Democratic President Jimmy Carter signed a law passed by a Democratic Congress, outlawing federal money for abortion. The Hyde Amendment's restrictions on what Medicaid can cover meant abortion remained accessible if you had money, but much less accessible for the working poor.
Since 1973, over 1000 restrictions on abortion have passed. The right-wing's strategy was to create ridiculous rules to drive abortion providers out of business and bureaucratic hurdles to undermine access. Restrictions have accumulated to where huge areas of the U.S. have no access to abortion. According to the Journal of Medical Internet Research, about 90 percent of U.S. counties have no abortion provider.
There are currently 20 lawsuits at various stages that could overturn Roe v. Wade. Since January 1, 2019, more than 300 new abortion restrictions have been introduced in state legislatures.
The election of Donald Trump and his promotion of reactionary ideas, along with the appointment of Brett Kavanaugh, has opened the flood gates. A new level of danger has just been introduced at the state level. The Abolition of Abortion in Texas act makes it possible for women to get the death penalty for having an abortion, even in cases of rape and incest! This is nothing but terrorism aimed at women and the population!
There can be no doubt that a minority of vicious extremists wants to push women out of their reproductive healthcare rights. This pack of hyenas has long nibbled away at the body of women's rights. Now they want to go in for the kill. It will take a mobilization that represents a real fight to stop them.
This movement to the right will not be stopped by who gets elected. It will not be stopped by hoping courts do the right thing. It will only be stopped by a social movement that is willing to fight, no matter what it takes.
Statistically, women make up half of the working class in the U.S. Women, with the help of men, raise the next generation of children with valuable social labor that is unpaid. This move to take away women's control over their bodies and hinder women's participation in society is outrageous! And working class women are the most threatened.
Women will need to organize and aim for something as powerful as the 1930s sit-down strikes that took over workplaces and shook the control of the bosses. A fight could start anywhere. But in places like Ohio, the history of the industrial fights of past generations, still in family memory, could be reignited today. Angry women workers could start a fight; initiating a movement to go beyond the limits of today's society.
The rulers of this society want a world where profit is more important than human life. Women – the producers of human life – are in a unique position to fight for the primacy of human life over profit – for all women, children, and men.
Editorial: Working Class Women Need Reproductive Healthcare!
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Richard Marggraf Turley grew up in the Forest of Dean and Wales. He teaches at Aberystwyth University, and is author of several books on Romantic sexual and political culture. In 2007 he received the Keats-Shelley Prize for Poetry and in 2010 the Wales Book of the Year "People's Choice" award for Wan-Hu's Flying Chair.


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show calculation setups and answers for the following problem: convert 101°F to degree celsius
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convert 101°F to degree celsius
T = 101°F
We need to convert the given T in to Celsius.
T(°C) = (T(°F) - 32) × 5/9
Substitute the value of T given in place of T(°F)
T(°C) = (101°F - 32) × 5/9
On simplifica...
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HINCKLEY Amateur CC had another frustrating weekend with all games rained off.
The first team travel to Cropston this Saturday hoping to get revenge for their only defeat earlier in the season while the second team are at home to Loughborough Outwoods.
The county cup semi-final against Electricity Sports has been rearranged for this Sunday at Ashby Road.
The Thursday firsts managed to get a game in and go top of division one in a rain-reduced game at Bulkington. On a damp and murky night, Amateur's batsmen found runs difficult to come by with Wayne Sylvester top scoring with 30 and Alan York and Liam Philips hitting out at the end of the innings as they totalled 78-4 in their 15 overs.
Wily spinner Mick Butterworth took his wicket tally for the season to 40 as he took another four on the night. With the villagers needing eight off the last over, skipper Alan York took two wickets and the Amateur edged home by just four runs.


A popular crosswalk (at Greenwich and Duane Streets) used by children, the elderly and families walking to Washington Market Park is constantly ignored by motorists. The dangerous situation has been the target of reforms by local schools and community organizations, including The Washington Market Park Board. The Park Board has formed the "Tribeca Kids Safety Zone" and would like to see a stop sign or a red light and a commitment to traffic calming before tragedy strikes.
Posted in Pedestrians. Tagged as Children, Elderly & Disabled, Greenwich Street, Issues, Pedestrian Safety, Traffic Enforcement.
This topic is still a hot one; January 2010.
Great video. It highlights a very important concern that we parents have. Would like to also see someone address the crazy cyclists (not the responsible ones) riding on the sidewalks and zipping through red lights.
Section 1151? What a joke! With heart racing I watched the video, recognizing myself and Judd on his walker in each one of those pedestrians attempting to cross Greenwich at Duane. DOT ... Department of Transportation, or a representation of however many DOTS of blood it will finally take before the irresponsible powers-that-be heed the outraged voices of this community!?!


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Respect The Shooter: Jamil GS Speaks on Photographing JAY Z, OutKast, Nas, & More
Kai Acevedo
chuck d faith evans ghostface jamil gs jay-z life+times nas outkast public enemy puff daddy raekwon rza
Jamil GS is a legend. The photographer, director, creative consultant and visual artist, who spends most of his time between New York and Copenhagen has shot campaigns for brands such as Supreme, Adidas, Yves Saint Laurent, Converse, Tommy Hilfiger and Levi's, and has had his photographs appear in influential publications such as The New York Times, Rolling Stone, The Source, Dazed and Confused, Interview Magazine, i-D, The Fader, and Paper. He has extensive collection of iconic photographs that includes shots of some of the biggest names throughout entertainment. Here, photographer-extraordinaire, Jamil GS presents classic images of JAY Z, Usher, Puff Daddy, Nas, Mary J. Blige, D'Angelo, OutKast, and others.
"This is when it all began for the chief, and for me also. I think this was my second record industry gig. I remember it was low budget. I didn't know who JAY Z was at the time, nor did anyone really in the world outside of Brooklyn, but my friend Patrick Moxy at Empire Management had a good ear for amazing talent and contacted me to shoot what would become the first professional press shots for Jay. This was gearing up to the release of Reasonable Doubt. A few of Jay's friends from when he used to dribble down in VA came to pick me up from my Avenue A apartment in their Lexus. This was the same Lexus from the "Dead Presidents" video. I remember him saying, damn there's a lot of freaks around here, and there was. That was back when Alphabet City was still funky. We drove to swoop Jay from his new condo off Atlantic Ave in Brooklyn and then headed to downtown Brooklyn next to the Riverside Cafe. I was impressed by the fact that Jay had brought a custom-made vanity plate made from cardboard. We used some gaffers tape and stuck it on top of the existing plate. He had also brought some bottles of Cristal that he placed by the windshield inside the car. This is some pretty clear symbolism and Jay knew exactly what kind of image he wanted, even back then. I also did some shots at Battery park, just to be in the middle of all the wealth. I asked him to pose in front of a giant yacht and told him that one day he would own one himself. He smiled and responded "no doubt." I was inspired by the album cover of Donald Byrd's A New Perspective, and shot this with a Hasselblad 553, using a 40mm lens. I shot using Kodak Tri-x 400 film."
Continue to next page →
Respect The Shooter: Julien Bowry Speaks On Photographing A$AP Rocky, The Weeknd, Schoolboy Q, and More
Respect The Shooter: Darbe Rotach Speaks On Photographing LL Cool J, Missy Elliot, Pharrell, & More
The Cutting Edge Design of "Room"
"Terminal Bar" Takes A Look At New York's Most Notorious Bar
Respect The Shooter: Finn Taylor Speaks On Photographing A$AP Rocky, Drake, Ashley Cole & More
Gommi Arcade: The Future of "Neo Tokio"


Interview with Darren Olayan, CEO of Symatri, LLC. The innovators behind the Kala Token.
So it seems like the project revolves around two factors that go hand in hand: Tokens easy to earn, and easy to spend. So let's begin there!
- Tell me some of the ways a user can earn Kala tokens.
directly through Symatri, rather than solely through our clients.
- Now, walk me through the process of spending them, where a user will do that, and some of the specifics on what can be purchased.
People who own Kala will be able to spend them on our REACH Marketplace later this year. REACH is an online shop stocked with a wide array of products. We will also be adding various services and are currently finalizing partnerships and deals to make REACH even more robust.
- So your pre-ICO round just finished, what's the response been so far?
nearly unlimited applications. Kala is something that's easy to understand, making cryptocurrency even more accessible. Our first round of Kala, priced at $0.01, sold out in 4 hours. Since then we've garnered a lot of interest in both the crypto world and outside it. We are currently in Group 2, with Kala priced at $0.02. When that sells out we will automatically move to Group 3 at $0.03/token.
- Tell me a bit about yourself, and the team behind Kala Token.
raising 11 kids was expensive, so I learned early how to focus, work hard, and be a contributing part of a group. I played rugby and attended business and law school at Brigham Young University. Since then, I've been involved in a variety of business ventures, from start-up businesses to being an owner and partner in an equity firm. I've also consulted for direct sales and network marketing companies and built international sales teams and networks, among other things. As the CEO of Symatri, I have driven the development and roll out of powerful tools such as CORE and Reach. I would say one of my strengths is the ability to see opportunity and build talented teams to take advantage of market trends. But what inspires me is helping people become successful.
advisory board is stacked with a wealth of knowledge in both the crypto space and business.
milestones you aim to achieve in 2018.
Currently we are focusing on making CORE and REACH even better.
In CORE, we're working with our current clients and adding future clients to provide more inventory for users. We're preparing our Retail Rewards portal, where CORE users can earn points back for online shopping through retailers they are already using. Users can also earn points by doing CORE activities, and with Retail Rewards they'll be able to earn more for simply shopping. Those points can then be transferred into Kala after the ITO closes.
services, and value to the marketplace. We're vetting providers for highly discounted items like what's found at Overstock, to services such as cell phone plans and discount travel services. What exactly will be available when REACH opens for Kala users is still being determined, but throughout 2018 we will be continuously adding to REACH.
A couple other milestones in the future are: 1) adding Free and Premium Members who can participate in CORE directly through Symatri, rather than through one of our clients, and 2) launching Donee, a platform where nonprofit organizations can use CORE for fundraising.


White House national security adviser Tom Bossert will be leaving his position in the administration, according to a White House announcement April 10, 2018.
"The president is grateful for Tom's commitment to the safety and security of our great country. Tom led the White House's efforts to protect the homeland from terrorist threats, strengthen our cyber defenses and respond to an unprecedented series of natural disasters. President Trump thanks him for his patriotic service and wishes him well," White House press secretary Sarah Huckabee Sanders said in a statement.
Bossert, who joined the White House on the first day of the Trump administration, has been at the forefront of many cybersecurity issues, addressing the North Korean-sponsored WannaCry attack and the establishment of international norms in cyberspace.
His departure comes immediately on the heels of John Bolton's arrival as Trump's new national security adviser, replacing Lt. Gen. H.R. McMaster, who left the post April 6, 2018.
There is no word yet from the White House about who might replace Bossert.


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Climate solutions become even more important
Sweden's parliament has a new political majority after an election campaign in which sustainability issues were often overshadowed by the debate on rising electricity, petrol and food prices.
But climate challenges remain and are now even more critical in the transition given the energy crisis, says Gina Aspelin Hedbring, Project Manager for Smart City Sweden.
– We see a great interest in learning how Sweden has solved and is working on its challenges, she says and mentions special areas of interest such as water, waste, renewable energy and urban planning overall.
Smart City Sweden, as a platform for sustainable city solutions, increases knowledge about Swedish technology and system solutions and is therefore an important piece of the puzzle for the transition in other countries.
Recently a delegation from Rwanda with members of the Government and GIZ – Deutsche Gesellschaft fur Internationale Zusammenarbeit GmbH visited Smart City Sweden to learn, among other things, how digitalisation and cross-collaboration can create sustainable, citizen-centred societies and connect with Swedish companies and institutions. The delegation visited different parts and regions around Sweden.
As well as collaboration with the Embassy of the Republic of the Philippines, Smart City Sweden arranged a series of webinars within different focus areas such as Digitalisation, Mobility, Energy, Climate and Environment. The participants were City Administrators of selected cities in the Philippines who have shown interest in pursuing innovative city projects.
– We are ready to continue contributing as a demonstration platform for Swedish sustainable system solutions, says Gina Aspelin Hedbring.
Whatever happens in Sweden's new political landscape, there is a need to accelerate subject matters, leadership and behavioural change to meet the climate and energy challenges. Smart City Sweden makes it possible to use our collective experience and expertise to act also in new constellations and partners. Smart City Sweden welcomes delegations from all over the world interested in investing in smart and sustainable city solutions.
General elections were held in Sweden on 11 September 2022. A coalition of right-wing parties, led by Ulf Kristersson from the Moderate Party, won the vote over the previous centre-left coalition. The former Social Democratic prime minister, Magdalena Andersson, resigned earlier this week.
Near-Infrared Sorting of Plastic Reduces Emissions by 75 %
Vision Zero – international cooperation for safer roads
Building smart cities requires action and cooperation
2022 at Smart City Sweden
Great opportunities for enhancing environmental and climate impact


Mr. Eric Marteau is the most professional broker that we have never met in the nautical world. He is a serious person who makes her work perfect by taking care of the all details and willing to help in everything necessary.
Thanks Eric for make our dream come true.
Compétences et sérieux de Mr Eric Marteau.


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Best Of is a compilation album by popular Greek singer Despina Vandi containing some of her most successful singles under the EMI Music Greece label (with whom she was signed from her debut in 1994 until 2000). It was a promotional offer of "Ependisi" newspaper on May 29, 2015.

Track listing

Release history

Credits and personnel

Personnel
Panagiotis Apostolidis - music
Panos Falaras - lyrics
Natalia Germanou - lyrics
Makis Giaprakas - music
Vasilis Karras - music, lyrics
Lazaros Komninos - lyrics
Tony Kontaxakis - music, lyrics
Giorgos Lembesis - vocals
Lambis Livieratos - lyrics
Christoforos Mpalampanidis - lyrics
Christos Nikolopoulos - music
Yiannis Parios - vocals, lyrics
Phoebus - music, lyrics
Ercan Saatçi - music
Despina Vandi - vocals

Production
Christos Nikolopoulos - Seed Point Music Publishing
Dimitris Panagiotakopoulos - artwork
Ioanna Tzetzoumi - photo

Credits adapted from the album's liner notes.

References

External links
 Official site

2015 compilation albums
Despina Vandi compilation albums
Greek-language compilation albums
Minos EMI compilation albums

redpajama_set_name: RedPajamaWikipedia


Paying people back is easy, fast and convenient.
Not an Online Banking or Mobile Banking client?
Enrolling in Online Banking is fast and easy. Once enrolled, download our Mobile Banking app to send money on-the-go with Zelle.
Still have questions? Access the Zelle FAQs for more details. You can also drop by your local Nevada State Bank branch or call 888-835-0551 to find out how Zelle can benefit you.


This is a gate downtown Torino. This has been shot with my iPhone 4s using an Olloclip wide lens.
Gates and doors are amongst my favorite subjects, you can also take a look at Anybody in ? , Gates to the Royal Gardens of Torino and Memory Arch .
I totally have a thing for doors! This is great.
I love colors and the grungy feel in this photo.


Some cultural nuances dissected, with not much of reverence or tact.
I came across this at a post in the Girl-with-big-eyes' blog and was reminded of something that happened a very long time back. I had gone back to India for hols and was attending a friend's brother's wedding in Trichur. This friend and I had been to school together, but after high school, we had gone our separate ways. She was introducing me to her new college classmates, and I, like a normal person would do, held out my hand for a "how-do-you-do" handshake. The guy looked positively shocked. My friend (we both had studied in a conservative all-girls convent school) looked so scandalized that I thought she would faint. Well, now that I had shook my hands with one, if I didn't shake hands with the rest, that would be too much favouritism for everyone to stomach. So, I bravely kept at it. After shaking hands with abt three ppl, everyones gazes made it pretty clear they thought I was an alien. Oh what the heck – to my credit, I shook hands firmly and politely with all 8 of the new people I met that day. Trust me, I was embarrassed – I had somehow forgotten the old Trichurian rule of just nod and smile when you are introduced. But I didn't think much about it until on a recent trip to India, I came across one of the guys I had met that time and he remembered me as the "girl who shook hands"! I am not trying to belittle Trichur – come on, I love my home town, but really! whats wrong with a handshake?
Its very intriguing how differently people across the world greet each other. Considering how much importance a first impression makes, I don't think we give enough thought to this.
I never grew up with the tradition of touching my elders' feet – but I am expected to do so whenever I meet the parents of my close friends from the North. And my recently married cousin's wife is from the North and she does what my dad calls "a dive" whenever she visits our home. But what surprised me was that my mom was very impressed with her 'humility' and 'good behavior'. Now, I just hope my mom doesn't get it into her head that it will be a good way for me to show my respects – come on mom! its just a Northie tradition.
Farther away from home, Germans and Americans squeeze your hand! It doesn't help that some of them are tall and big and strong – I have to remind myself every time "Squeeze, Su, Squeeze harder!" – lest I come across as not polite enough. I had a French friend who insisted on kissing me on my cheeks everytime we met. I was visibly taken aback the first few times, and he nonchalantly explained, "I am French. I can kiss you when we meet". Hmm..I never really found out if it was just his greeting for girls or if it was really the French greeting.
A Brazilian acquaintance would hug me everytime we met – now I had reasons not to piss off this person – so I googled and found out thats really how the Brazilians do it – and so I endured the hugs. To be honest, it was really only a symbolic hug, nothing that makes even a touch-queasy person like me uncomfortable. But bottom line is, if you are in Brazil (and I have heard this is true for some other SouthAm cultures), you might wanna give hugsy a try, or at least be open to it.
In many Western cultures, men stand up before they are introduced to someone important – and the chivalrous ones stand up for women too. Standing up shows politeness and respect. Same goes for India – but its not the men who stand up – its usually the younger person who stands up for the elder one. I remember I did this once in Singapore, and was met with a startled "is-there-a-thorn-in-your-seat?" look.
I have been asked an umpteen times why Indian men are "so touchy" with each other. People, please dont take offence at me – I have already endured enough being at the wrong end of this question. If you have been to Little India in Singapore, you will know what these people are asking about – you will see Indian men who walk around with their elbows on the next guys shoulder. I have even seen a few hold hands. Now if this was restricted to Little India in Singapore, I could have shooed off the question. But look around you, Indian men are definitely more touchy – with other men (thanks to Indian traditions, they stay off from women – thank god for that!). Even in business contexts, I have decidedly seen non-Indians squirm when an Indian man, with all friendliness and innocence, would give them a hard and a tad bit too long pat on the back.
People around here pass you their visiting cards like it is such a no-issue. Don't make that mistake in Asia. In Singapore, make sure you look at it if you receive a visiting card. Look impressed – fake it if you aren't – it would only do you good. I am told its even stricter in Japan – when you are handing out your visiting card, make sure its in such a way that its not upside down for the receiver – hold it at the two tips nearer to you with both your hands. And bow till your nose touches your feet ( Ok, I am just kidding abt the last one! ;o)) But talking abt the Japanese bowing – I have to relate this rather unrelated incident – our office building used to house a lot of Japanese banks as well. So one day I am in a crowded lift, late for a meeting and wishing people would just stop trying to squeeze into this lift – when in comes a Japanese dude – complete with a double-breasted jacket and pin-striped shirt (a digression in a digression: if you doing business with the Japs and you dont know what to wear – err on the formal side – even my strictly-Tshirts-only husband bought a couple of decent shirts and suits when he worked for a Japanese company). Back to single-level digression: The Japanese dude who was standing near the lift door bowed his head low and long as a gesture of good bye to his business associates outside the lift. And the supersensitive lift door that was almost about to close went back to being open! A few seconds of impatient wait – and the door is about to close again – and again our pin-stripe dude bows – i should change the adjective to 'wide'! And strictly no exaggeration – this continued for three times until someone grunted in impatience and he finally limited his bow to a slight nod of the head!
Back to greetings and introductions – have you seen two Saudis greet each other? – They would grasp each other's right hand, place the left hand on the other's right shoulder and exchange kisses on each cheek. Even men to men! Thank god, I was a kid when I was living in Saudi Arabia and was generally ignored. And by the time I was old enough, they denied me a visa – do you know the country has no provisions for tourist visa! You have to be invited to enter- and to leave the country, even a foreigner needs an exit permit. So, if you cant get any of the Sheiks to invite you over, you are never gonna see the Laila & Majnu caves and their really pretty oases. This might come as a surprise – but I din't have too many complaints about wearing the Burkha – where else can you go to the supermarket in your PJs? and never have to worry about a bad hair day? Before I forget – don't ask a Saudi man about his wife – your intentions will be construed as everything under the sun except politeness.
This has turned out to be a rather long post and I just wanted to narrate my handshake crib. But before I sign off, just one more thing I learned today. In Germany, say only exactly what you mean. Do not exaggerate, do not use superlatives or superfluous words unless necessary. I asked my usual "Guten Morgen! How are you?" to a colleague in the lift today morning. She replied with a matter-of-fact "OK" and a polite return "How are you?". It was morning, I had just had my coffee and was feeling chirpy – so I breezily said "Great". And that was a mistake – I got back a quizzical "Great?". People dont feel "great" around here without a reason – how could I have let that slip my mind? I spent the next couple of floors explaining how excited I am abt my vacation next week and thats why I am feeling "great". Ah so! everyones happy – sorry – "OK!" again.
Alrighty, end of post. I have tried to put down whatever I can remember, but its kinda limited to my personal experiences. The ads from the world's local bank have given us all a couple more insights. But there is so much more to go – I shudder at the many blunders I am yet to make.
Would love to hear it if you have any experiences/anecdotes/advice to share.
Just got back after a long week and weekend in London – so have lots to catch up before leaving out again for another business trip. Actually I want to make a long comment here – esp. since I have lived across India and now in few countries here in Europe and have travelled quite a bit.
Its an interesting area. I will write once I have more time.
One big diff between Indians (perhaps Asians too) is how less physical we are. Every day morning when you walk to your office – a nod and a half smile is enough in most Indian offices. But in most European cultures you greet with the name. Again the details vary from coutnry to country and region to region!
About business cards, while not taken as seriously as the Japanese, its not good manners not to read someone's business card when given to you. But I think we in India we overuse business cards as well – just like we do with most things.
And we mallus are an extreme. We just dont seem to have much in terms of greeting customs. In the north (I have lived most of my life in various parts of India, and my wife is from North) – there is much more elaborate custom of greetings – including as you rightly mentioned – touching feet. Just like you I am not into it – but my parents adore most of my northie friends who touch their feet! It just is part of their custom, just like removing shoes while entering house for many of us!
I have taken the liberty of nominating this post to the Blog Mela over at Shanti's site http://www.madhoo.com. Hope you don't mind!
I look forward to more of your great stuff. Cheers!
Which reminds me…..on our recent trip to the US, I stayed with a friend whose parents were visiting from India. As I was leaving, I hugged my friend, then her mom (who gave me a hug back) and then automatically went to hug her dad (without even thinking that he is this 65+ South Indian mama who probably never hugged his daughter let alone a visitor to his daughter's house!) I have never seen a more embarrassed man…….of course, i quickly and gracefully backed away but made me realize how "un-Indian" i had become these days. Something I would never have done in India seemed like the most natural thing to do here….i hope i can unlearn all this when (if) we ever go back.
Anyways, nice post. I enjoy reading your blogs. Sorry for the VERY LONG comment!
Good you warned me abt the German back massages – havent seen them yet, and hope I wont be at the receiving end. I agree Indians tends to be less physical in terms of greetings – and its certainly hard to wear off, esp when it comes to strangers. hope to hear more abt ur experiences once u r back.
I still find it wierd when guys kiss each other..I can imagine the confusions when each person decides to kiss a different number of times – wonder if there is a heirarchy to decide whose choice wins..
Maybe the Catalans can choose to kiss five times to be different from the Spaniards – and to make life even more complicated for the rest of us..I had met a "Catalan" during a recent training..the "Catalan & the rest of Spain" thing is realy amusing ..and often entertaining.
I think unlearning will probably be as difficult as it was to learn the new ways..i havent tried it yet, but considering the blunders i make everytime I go home, it doesnt look that easy..!
Thanks for the comment – and really, dont apologize for the long comment. It is very interesting and I loved it! Cheers..
When in Bahrain I was waiting for the elevator with this obvious "local" gentleman. Inadvertently our eyes met and he he said something in Arabic which was looonnong and involved a lot of smiles.
He smiled and said "I said Hello"!!
I later found out that the Arab people have an elaborate way of greeting each other!! Man, I felt like such a fool.
Nice one..but why isnt anybody bothered about the disappearing namaste or namaskaram ?? I personally feel that one namaskaram along with a warm smile and a gentle nod is worth more than a 1000 handshakes..In case anybody is wondering…I am from Trichur.
I am a 29, woman, from Venezuela (South America) and going to Delhi next week. I found all this very interesting since I am visiting a friend from college, and I was wondering how to say hello at the airport or generally speaking how to behave in public spaces.
See, he is Indian, and I met him in US. We were very close back then and also lived in a different culture. Now, as we are ready to remeet I am not sure how to say hello. Any hints?
Venezuela: first time you meet somebody, you do handshakes. In informal settings, you will always kiss once in the cheek after that. In business settings, all depends on the raport between the people. For example, I kiss good morning and goodbye my colleagues and boss every day. If somebody is departing or arriving for long time, or it is an special ocassion (a lost, birthday, promotion)you also hug close and shortly. This is between men and women or women between themselves. Men only do handshakes, and maybe some padding in the back or a hug, depending on closeness. In family settings, some men also kiss their fathers, grandfathers or close uncles.
Colombia: handshake is common, but hugging is more restricted to informal friends and family. In business, I would say handshakes is the norm. This applies to men and women.
Argentina: same as in Venezuela. Only that men kiss men too. Twice. Once I was standing at the entrance of a manufacturing plant when I saw about 50 workermen kissing goodbye each other.
Mexico: a lot less physical contact. Handshake are the norm, and it is not that common to kiss people. Same for hugging and padding.
Brazil: two kisses while holding your shoulders to say hello and goodbye. Same as in other countries, maybe introductions and business environment will only include handshaking.
US: kissing or hugging is not that common until you get really acquaintant to somebody.
Thanks for the comment – it is very informative!
About meeting your friend – I don't think you should be unduly worried. If he knows you well and your culture, I think a hug or kiss on the cheek (or whichever greeting you used before you parted), would not be inappropriate.
But if you do meet any of his family members or friends – especially men, a hug or kiss may be considered too personal. Would be a good chance to try out the Indian greeting of "Namaste" – put your hands together in front of you (like when you pray) and say "Namaste".
Once I was standing at the entrance of a manufacturing plant when I saw about 50 workermen kissing goodbye each other.


Posted on August 18, 2013 October 12, 2014 by cornishkyliePosted in Lesson ideas, Teaching, Useful links, Videos, WritingTagged creative writing, efl, English, esl, lesson, matching activity, onomatopoeia, onomatopoeia song, teaching, teaching ideas, TEFL, Thailand.
Sounds like an awesome lesson. I just started lesson planning in my TEFL course. First has to be for advanced adult learners. Topic: Pollution. Keep up the great work and.. who doesn't love laminating?!
Wow, pollution… I've never had to cover that topic before! Good luck with your TEFL course, where are you planning on teaching?
Great! Wish you'd written this while I was at the summer school! And yes, the song is now embedded in my brain!
Thanks! And apologies for the song…!
Oh…I am happy to find some posts on Thai lesson plans. I would love to hear what you do for your first day of class introduction. Any icebreaker ideas?


The branches of de ciwiary gangwion are de short ciwiary nerves.
These are dewicate fiwaments, from six to ten in number, which arise from de forepart of de gangwion in two bundwes connected wif its superior and inferior angwes; de wower bundwe is de warger.
They run forward wif de ciwiary arteries in a wavy course, one set above and de oder bewow de optic nerve, and are accompanied by de wong ciwiary nerves from de nasociwiary.
They pierce de scwera at de back part of de buwb of de eye, pass forward in dewicate grooves on de inner surface of de scwera, and are distributed to de ciwiary muscwe, iris, and cornea.
The short ciwiary nerve contains parasympadetic and sympadetic nerve fibers. The parasympadetics arise from de Edinger-Westphaw nucweus and synapse in de ciwiary gangwion via de ocuwomotor nerve, de postgangwionic parasympadetics weave de ciwiary gangwion in de short ciwiary nerve and suppwy de ciwiary body and iris. Sympadetics are provided by de superior cervicaw gangwion and dey reach de gangwion eider as branches of de nasociwiary nerve or directwy from de extension of de pwexus on de ophdawmic artery (sympadetic branch to ciwiary gangwion).
Damage to de short ciwiary nerve may resuwt in woss of de pupiwwary wight refwex, or mydriasis.
Scheme showing sympadetic and parasympadetic innervation of de pupiw and sites of wesion in a Horner's syndrome.
Sympadetic connections of de ciwiary and superior cervicaw gangwia.
Padways in de Ciwiary Gangwion, uh-hah-hah-hah.
"3-11". Craniaw Nerves. Yawe Schoow of Medicine. Archived from de originaw on 2016-03-03.
This neuroscience articwe is a stub. You can hewp Wikipedia by expanding it.
This page was wast edited on 27 November 2018, at 17:59 (UTC).


text:
Browse Gehrmans Musikforlag
Search all Gehrmans Musikforlag
Gehrmans MusikforlagX
George Frideric HandelX
Gehrmans Musikforlag
Gehrmans Musikforlag George Frideric Handel Sheet Music: 41 items found
Sonata in D Major Op. 20 No. 1
Violin (or flute) and guitar (solo and accompaniment)
Composed by George Frideric Handel (1685-1759). Arranged by Nils Klofver. Op. 20:1. Published by Gehrmans Musikforlag (GH.GE-11484).
G F Handel for orgel
Composed by George Frideric Handel (1685-1759). Arranged by Joakim Olsson Kruse. Gehrmans Musikforlag #GE 11167. Published by Gehrmans Musikforlag (GH.GE-11167).
Medium voice and guitar (solo and accompaniment)
From the opera Serse. Composed by George Frideric Handel (1685-1759). Arranged by Mats Bergstrom. Score. With Language: Italian. Gehrmans Musikforlag #GE 11140. Published by Gehrmans Musikforlag (GH.GE-11140).
Jag vet att min forlossare lever
Mezzo-soprano voice and piano, organ
I know that my redeemer liveth. Composed by George Frideric Handel (1685-1759). With Language: Swedish. Published by Gehrmans Musikforlag (GH.CG-2324).
Halleluja, amen
SAB choir, piano
Slutkor ur Judas Maccabaeus. Composed by George Frideric Handel (1685-1759). Arranged by Lars Hallgren. Octavo. With Language: Swedish. Gehrmans Musikforlag #CG 7468. Published by Gehrmans Musikforlag (GH.CG-7468).
Dagen ar nara
TTBB choir, organ/piano
Lascia ch'io pianga. Composed by George Frideric Handel (1685-1759). Arranged by Gote Widlund. Octavo. With Language: Swedish. 8 pages. Gehrmans Musikforlag #CG 6785. Published by Gehrmans Musikforlag (GH.CG-6785).
Dotter Sion, korpartitur
SSA choir, SATB choir
Composed by George Frideric Handel (1685-1759). Arranged by Anders Widestrand. Octavo. With Language: Swedish. 4 pages. Published by Gehrmans Musikforlag (GH.WC1600713).
Ara at Gud - Partitur
SATB choir & orchestra
Composed by George Frideric Handel (1685-1759). Score. With Language: Swedish. 36 pages. Gehrmans Musikforlag #CG 6210P. Published by Gehrmans Musikforlag (GH.CG-6210P).
2 violins/flute/oboe, organ/harpsichord, double bass/bassoon ad lib
Ur Ceciliaode. Composed by George Frideric Handel (1685-1759). Arranged by Anders Ohrwall. March from Ode to St. Caecilia. Playing score. Published by Gehrmans Musikforlag (GH.CG-6218).
And the Glory of the Lord
I sin harlighet. Composed by George Frideric Handel (1685-1759). Arranged by Colin Hand. With Language: English, Swedish. Gehrmans Musikforlag #GE 11041. Published by Gehrmans Musikforlag (GH.GE-11041).
Gud, jag langtar efter dig
2-part mixed choir, organ
Composed by George Frideric Handel (1685-1759). Arranged by Hal H Hopson. Octavo. With Language: Swedish. Gehrmans Musikforlag #CG 6528. Published by Gehrmans Musikforlag (GH.CG-6528).
Hur ljuvliga de badskap
Organ, piano, voice (solo and accompaniment)
Ur Messias. Composed by George Frideric Handel (1685-1759). How beautiful are the feet from Messiah. With Language: Swedish. Published by Gehrmans Musikforlag (GH.CG-4879).
Gryningstimmans ljus
SA/2-part mixed choir, organ
Composed by George Frideric Handel (1685-1759). Arranged by Anders Ohrwall. Children / adults. With Language: Swedish. 8 pages. Gehrmans Musikforlag #CG 6214. Published by Gehrmans Musikforlag (GH.CG-6214).
Ur Ceciliaode. Composed by George Frideric Handel (1685-1759). Arranged by Anders Ohrwall. March from Ode to S:t Caecilia. Gehrmans Musikforlag #CG 6245. Published by Gehrmans Musikforlag (GH.CG-6245).
Hor, Jakobs Gud - Stammor
SATB choir & orchestra (bass, cello, harpsichord, double bass, oboe, organ, viola, violin)
Composed by George Frideric Handel (1685-1759). Parts. With Language: Swedish. Gehrmans Musikforlag #CG 6211S. Published by Gehrmans Musikforlag (GH.CG-6211S).
Hor, Jakobs Gud - Partitur
SSATB choir & orchestra (oboe, violin, viola, harpsichord/organ, cello/double bass)
Hear, Jacob's God. Composed by George Frideric Handel (1685-1759). Arranged by Anders Ohrwall. Score. With Language: Swedish. 16 pages. Gehrmans Musikforlag #CG 6211P. Published by Gehrmans Musikforlag (GH.CG-6211P).
Ara at Gud - Stammor
Kristus uppstod ur sin dod
SATB choir, organ, piano
Composed by George Frideric Handel (1685-1759). Arranged by Walter Ehret. Octavo. With Language: Swedish. Published by Gehrmans Musikforlag (GH.GE-11999).
Vi prisar din godhet
SATB choir, (soprano voice solo), organ, cello/double bass ad lib
Composed by George Frideric Handel (1685-1759). Arranged by Anders Ohrwall. With Language: Swedish. 8 pages. Gehrmans Musikforlag #CG 6215. Published by Gehrmans Musikforlag (GH.CG-6215).
Tva korer ur Acis och Galathea
SATTB choir
Composed by George Frideric Handel (1685-1759). Choral score. With Language: Swedish. Published by Gehrmans Musikforlag (GH.SK-269).
Sonate A-dur Op. 1 Nr. 3
Violin and guitar (solo and accompaniment)
Composed by George Frideric Handel (1685-1759). Arranged by Mats Bergstrom. Op. 1:3. Gehrmans Musikforlag #SKG 10215. Published by Gehrmans Musikforlag (GH.SKG-10215).
Enstammig Handel
Unison choir/solo voice, organ, piano
Composed by George Frideric Handel (1685-1759). Arranged by Anders Ohrwall. With Language: Swedish. 12 pages. Gehrmans Musikforlag #CG 6217. Published by Gehrmans Musikforlag (GH.CG-6217).
Se, detta ar Guds lamm
Ur Messias. Composed by George Frideric Handel (1685-1759). Choral score. With Language: Swedish. 4 pages. Published by Gehrmans Musikforlag (GH.N01234).
Tva sanger - Korpartitur SA(B)
SATB choir, bass, cello, harpsichord, double bass, organ, violin
Composed by George Frideric Handel (1685-1759). SA(B) choral score. With Language: Swedish. 8 pages. Gehrmans Musikforlag #CG 6213X. Published by Gehrmans Musikforlag (GH.CG-6213X).
Guitar, piano, voice (solo and accompaniment)
Composed by George Frideric Handel (1685-1759). Arranged by Goran Fristorp. With Language: Swedish. 8 pages. Gehrmans Musikforlag #CG 6643. Published by Gehrmans Musikforlag (GH.CG-6643).


text:
Dennis J. Hein, CLU, ChFC, RICP
6622 Cheyenne
Printed from: www.HeinFinancialServices.com
What Is the Gift Tax?
The federal gift tax applies to gifts of property or money while the donor is living. The federal estate tax, on the other hand, applies to property conveyed to others (with the exception of a spouse) after a person's death.
The gift tax applies to the donor. The recipient is under no obligation to pay the gift tax, although other taxes, such as income tax, may apply. The federal estate tax affects the estate of the deceased and can reduce the amount available to heirs.
In theory, any gift is taxable, but there are several notable exceptions. For example, gifts of tuition or medical expenses that you pay directly to a medical or educational institution for someone else are not considered taxable. Gifts to a spouse who is a U.S. citizen, gifts to a qualified charitable organization, and gifts to a political organization are also not subject to the gift tax.
You are generally not required to file a gift tax return unless the total gifts to a recipient exceed the annual gift tax exclusion for that calendar year. The Tax Cuts and Jobs Act, which was signed into law on December 22, 2017, increased the Gift tax in 2018 to $15,000 and remains at $15,000 for 2019. The exclusion amount is indexed annually for inflation. A separate exclusion is applied for each recipient. In addition, gifts from spouses are treated separately; so together, each spouse can gift an amount up to the annual exclusion amount to the same person. Spouses can also elect to split gifts so that all gifts made by either spouse during a year are treated as made one-half by each spouse. This enables both spouses' annual gift tax exclusion to be used. However, you must file a gift tax return to split gifts with your spouse.
Gift taxes are determined by calculating the tax on all gifts made during the tax year that exceed the annual exclusion amount, and then adding that amount to all the gift taxes from gifts above the exclusion limit from previous years. This number is then applied toward an individual's lifetime applicable exclusion amount. If the cumulative sum exceeds the lifetime exclusion, you may owe gift taxes.
The 2010 Tax Relief Act reunified the estate and gift tax basic exclusion amount at $5 million (indexed for inflation), and the American Taxpayer Relief Act of 2012 made the higher exemption amount permanent while increasing the estate and gift tax rate to 40% (up from 35% in 2012). The latest major piece of tax legislation is the Tax Cuts and Jobs Act, which was signed into law on December 22, 2017. The Tax Cuts and Jobs Act doubled the federal estate tax exclusion to $11.18 million in 2018 (indexed annually for inflation). The 2019 federal estate tax exclusion is $11.4 million. in 2026, the exclusion is scheduled to revert to its pre-2018 level.
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Time is running out for the US economy and the American people. The financial press and economic commentators, with few exceptions, do a good job of keeping this fact from the public. Consider for example the spin put on the "advance estimate" of the real GDP growth rate for the second quarter announced on July 31. The annual rate of 1.7 percent real GDP growth for the second quarter of 2013 was presented optimistically as an acceleration in real GDP from the first quarter's 1.1 percent growth rate. However, the reason for the "acceleration" in growth is that the first quarter's estimate was revised down from 1.8 percent to 1.1 percent. The second quarter GDP growth rate is also subject to revised estimates. Most likely, the final number will be lower. Consider also that the reason that real GDP is positive is that nominal GDP is deflated with an understated measure of inflation. The measure of inflation has been manipulated in order to deny Social Security recipients cost of living adjustments. Statistician John Williams (shadowstats.com) reports that if deflated by previous official methodology, GDP growth has been negative since the downturn in 2007. In other words, the "recovery" is just another government hoax. Another failure of the financial press and economic commentators is the interpretation of the Federal Reserve's policy of Quantitative Easing. The Fed is said to be keeping interest rates low in order to stimulate business investment and the housing market. This explanation is nothing but cover for the real purpose of QE, which is to drive up and keep high the debt related derivatives on the books of the banks too big too fail. Low interest rates pull up the prices of all debt instruments, and the higher prices raise the values on the banks' balance sheets, making the banks look more solvent or less insolvent. The Fed has continued QE for years, despite the policy's failure to revive the economy, in order to hold the banks' collapse at bay in the hopes that the banks would succeed in boosting their earnings sufficiently to get out of trouble. The Fed's QE policy has been costly for important areas of the economy. Retirees have been denied interest income. This has reduced consumer expenditures and, thereby, GDP growth, and it has forced retirees to draw down their savings in order to pay their bills. The Fed's QE policy has also jeopardized the US dollar because of the several-fold increase in the number of dollars over the last few years. In order to support bond prices, the Fed has created 1,000 billion new dollars annually over the last several years. The supply of dollars has out grown the demand for dollars, putting the dollar's exchange value under pressure. To protect the dollar from QE, the Fed and its dependent bullion banks have engaged in ruthless shorting of gold in order to suppress the price of gold. The rapidly rising gold price indicated falling confidence in the dollar, and the Fed feared that this lack of confidence would spread into the currency markets. By printing dollars to support the banks, the Fed has created a bond market bubble, a stock market bubble, and a dollar bubble. If the Fed stops printing money, not only will the banks' balance sheets take a hit, but so will the bond, stock, and real estate markets. Wealth would be wiped out. No one could any longer pretend that there is an economic recovery. The impact on the dollar is less clear. On the one hand, curtailment of the dollar's rapid increase in supply would help the currency. On the other hand, the drop in values of dollar-denominated assets, such as stocks, bonds, and real estate could cause the demand for dollars to decrease. Foreigners for example who sell dollar-based assets might also convert their dollar proceeds into their domestic currencies. The failures of the financial press require the explanation that I have provided of QE, the bubble economy, and the manipulated measures of real GDP, inflation, and unemployment. However, although these explanations are necessary, they are themselves a diversion. The real reason that the US economy cannot recover is that it has been moved offshore. Millions of US manufacturing and tradable professional service jobs such as software engineering have been moved to China, India and other countries where wages and salaries are a fraction of those in the US. Using "free trade" as a cloak, corporations have turned labor costs into a profits center. The drop in labor costs raises profits, which are then distributed to executives as "performance bonuses" and to shareholders as capital gains. The impact on US employment can be seen from the BLS monthly payroll jobs data and from the declining US labor force participation rate. The participation rate is not falling because consumer incomes are rising and fewer family members are needed in the work force. The rate is falling because discouraged workers have given up looking for employment and have left the work force. The use of foreign labor in place of US labor is beneficial to executives and shareholders in the short-run, but it is detrimental in the longer-run. The long-run effect is to destroy the US consumer market. When jobs offshoring halted the rise in US consumer income, in order to keep the economy going the Federal Reserve substituted a growth in consumer debt for the missing growth in consumer income. For example, the housing bubble created by Federal Reserve chairman Alan Greenspan allowed home owners to spend the inflated equity in their homes by refinancing their mortgages. The substitution of consumer debt for the missing growth in real wages and salaries is limited by the burden of debt on households. Unlike the government, American citizens cannot print the money with which to pay their bills. Once consumers were unable to take on more debt, the consumer economy ceased to expand. The government can print money with which to pay its bills, but if history is a guide, governments cannot forever print money without serious consequences. The real economic crisis will hit when the bubble economy can no longer be supported by the printing press. It should be obvious to economists, but apparently is not, that Walmart-type jobs of the "New Economy" do not pay sufficiently to support a consumer-dependent economy. As Obamacare is phased in, consumer purchasing power will suffer another blow. Even the subsidized premiums are expensive, and the cost of using the policies in terms of deductions and co-pays will be prohibitive for most. As employer-provided benefits and Medicare are cut back, the health care crisis will worsen in the midst of an economic crisis. The scary part of the pending economic crisis occurs when the federal budget deficit widens as the economy contracts and the Fed finds itself in a situation where it cannot print yet more dollars without causing a loss in confidence in the dollar and US Treasury bonds. What does a desperate government do in such a situation? It confiscates what remains of private pensions, piles on taxes, and drives the people and the economy deeper into the ground. This is the path that US economic policy is on. What is the solution? Capitalism could be allowed to work and the banks to fail. It is cheaper to bail out depositors than to bail out the banks. Corporations could be taxed on the basis of the geographical location at which value is added to their product. If corporations create the goods abroad that they market to Americans, they would have a high tax rate. If they create value domestically with US labor, they would have a low tax rate. The tax difference could be used to offset the labor cost advantage of offshored production. It would take time, but jobs would come back to the US. Cities, states, and the federal government would slowly see their tax bases rebuilt. Consumer incomes would again rise with productivity, and the economy could be put back together. As for the federal deficit, it could be significantly reduced by ending Washington's wars. As various experts have established, these wars are extremely expensive, adding trillions of dollars to the financing needs of the US government. As other experts have shown, the wars do not benefit anyone but a narrow clique of military/security industries. Obviously, it is not democratic to destroy a people's future for the sake of special interests. Can these solutions be implemented or are the entrenched special interests too strong and too short-sighted? There is no prospect of finding out as long as the financial press and economic commentators are immune to reality. Until the real situation is understood, nothing can be done. It is difficult to sell a solution when the problem is not recognized and understood. That is why I focus on explaining the problems.


text:
Gustave Rivière ( à Paris -  à Paris) est un agronome français du , directeur honoraire des Services agricoles de Seine-et-Oise et de la Station agronomique de Versailles. Il était président du comité d'arboriculture fruitière à la Société d'horticulture de France, Lauréat du Congrès pomologique de France, Attaché au centre de recherches agronomiques

Biographie

Origine
Il est le fils de Marie-Auguste Rivière, jardinier en chef du Jardin du Luxembourg de 1859 à 1868, professeur d'arboriculture. Auguste Rivière est l'obtenteur du premier hybride artificiel d'orchidées : Oeceoclades maculata. Il a laissé un Traité d'arboriculture fruitière, publié et enrichi en 1928, par son fils. Il s'occupe à partir de 1868 du Jardin du Hamma, près d'Alger.

Gustave Rivière appartient à une famille d'horticulteur. Son grand-père était jardinier en chef au château de Chantilly; l'un de ses grands-oncles par alliance, Dever, possédait un établissement d'horticulture ; un autre, Lhomme était jardinier-chef du Jardin du Luxembourg.

Études
Il est un ancien élève de l'École d'agriculture de Grignon et de l'École des Hautes études au Muséum national d'histoire naturelle à Paris.

Agriculture
Il est nommé professeur départemental d'agriculture de la Mayenne et enseigna comme professeur d'agriculture à l'école normale primaire de Laval de 1876 à 1884, où il a comme élève Lucien Daniel, et Constant Houlbert. Gustave Rivière, élève de Frémy y demande alors la création d'un laboratoire de chimie agricole pour y poursuivre des travaux d'agronomie et aussi pour réprimer la fraude sur les engrais.

Il est ensuite nommé professeur départemental d'agriculture de la Seine-et-Oise. Il est l'organisateur de nombreux syndicats de caisses d'assurance contre la mortalité du bétail et de caisses de Crédit agricole. Il a effectué de nombreuses publications agricoles et horticoles, en menant de nombreux travaux et recherches scientifiques.

Il termine sa carrière en étant directeur honoraire des Services agricoles de Seine-et-Oise et de la Station agronomique de Versailles.

Il est officier de l'ordre du Mérite agricole, chevalier de la Légion d'honneur en 1898, puis officier de la Légion d'honneur en 1922.

Bibliographie
 Résumé des conférences agricoles sur les maladies de la vigne. Le mildiou, ses caractères, moyens en usage pour le combattre avec succès... , Versailles : L. Cerf et fils , 1887
 Culture du pommier et fabrication du cidre par H. Leclerc,... conférences faites par M. G. Rivière,... M. Fontaine, Château-Gontier : H. Leclerc , 1888.
 Résumé des conférences agricoles sur les maladies de la vigne. Le phylloxera. Son origine, ses ravages, ses caractères, ses mœurs Moyen en usage pour le combattre. Les vignes américaines..., Versailles : L. Cerf et fils , 1890
 Dosage de l'azote à l'état nitrique et en l'absence de nitrates, modifications aux méthodes Schloesing et Kjeldahl, G. Bailhache,... Versailles : impr. de L. Cerf , 1896
 Traité d'arboriculture fruitière par feu Auguste Rivière,; considérablement augmenté et publié par Gustave Rivière, Villefranche : Imprimerie du Réveil du Beaujolais, 1928

Notes et références

Liens externes

 Base Léonore

Agronome français
Officier de la Légion d'honneur
Naissance en janvier 1850
Naissance à Paris
Décès en avril 1931
Décès dans le 6e arrondissement de Paris
Décès à 81 ans


Stress is definitely a problem for many Americans. Several people know that stress can lead to issues that people do not want to deal with, such as high blood pressure or other similar issues. Most people have a place to escape the troubles of the world, which is their home, but this haven can be disturbed by stress. Do not fret; the following are a few simple tips to help restore your home to a place of serenity.
Your home should be a sanctuary, and there are many ways to achieve this. For one, you can use color. The idea is to find ways to incorporate calming colors instead of colors that may agitate your state of mind. What you want to introduce into your home are browns, blues, grays, whites, and greens. The most powerful colors are blues, browns, and greens. All of these colors are calming and make the mind think of positive things, such as the sky, forests, and vegetation in general. You can install wood-colored floors or paint an accent wall with one these colors. Try to stay away from colors like yellow or red, which do the opposite.
It may be a good idea to install a whole-house sound system and use it to help calm you down. Music has a profound effect on the mind and having a system that allows you to hear this music should help you feel a little better. What you want to do is listen to calming music like classical music or chill-out music. You may also want to consider new age music or nature sounds, which happy wheels demo have been known to calm the mind. Of course, these are just suggestions because only you know what type of music makes you feel calm, so be honest with yourself.
The mind is always intaking information, which is part of the way human beings evolved into the creatures they are today. This function can be helpful, but it can also end up stressing your mind out, especially if there is clutter in your house. This clutter makes it hard for the mind to be at peace, so consider installing a storage building behind your house. Outdoor storage buildings can help homeowners get rid of all that clutter in their house without throwing away a valuable family heirloom or something that can be used later on. An outdoor storage makes spring cleaning a breeze, so be sure to consider it.
Those with kids might find it hard to find a little time to feel at peace. You may need to introduce this time into your family's everyday life. Tell your family that everyone needs to participate in this serenity time in whatever way they choose. Make sure you stick to a schedule so that your kids get used to using up this time to find serenity. Keep in mind that it is going to take a while to convince your kids to get involved in your journey for serenity, but a little patience can go a long way.
Hopefully, some of these suggestions help make your home into the sanctuary that it should be. Your life is already filled with headache-inducing situations, and your home should be the antidote. Be sure to consider any suggestions your significant other or kids may have regarding this goal.


where it shows the name of the wifi? It looks like a fan? In the kitchen it's half full. In the living room closer to the fiber box it's full.
As far as crashing are you running any apps. My new X4 updated to android Pie. Possible if an older app may not be tweaked for Android Pie.
I got it on decent sale recently around $169 out the door.
It seems like any other current motorola phone.
With three phones say more likely an app issue or wifi or both. On the wifi any sip alg type stuff running. It is a sip helper and usually if available a check box somewhere in router firmware. Best left unchecked if problems.
Is this on TMobile or Sprint?
I don't understand the question regarding carriers. I have Republic. I have Android 9. I operated the first 2 in safe mode and the problems did not change.
sorry I really have no idea what you mean. Big S?
When viewing this conversation in our Member Community, you will see message notifications beside your Community Avatar, which, because your username starts with an "S" is a big S in a green circle.
The little blue dot with a 1 in it by the "big S" indicates you have one private message waiting.
If you're replying by E-mail to Community conversation, you will not see any such indicator and it gets hard to know which messages are private and which are seen publicly.
So you have Google Fiber using their router? A little Google search shows some may have issues with Moto X4 on project FI using Google Fiber. Not sure if any answer though. Maybe a quirk with that phone and the Google fiber router.
I hate my new X4 so much. I find it to be incredibly, frustratingly UN-intuitive compared to the old X2. I'd switch back in a heartbeat if the X2's battery and memory limitations were things I could live with.
When do we get new phones?
I just ordered a new X4 32GB directly from Motorola yesterday and should receive it next week. This is a reluctant upgrade from my tried and true 4 year old X2 that is getting increasingly glitchy.
If I also have similar issues as syntaxisall with the new X4, I will post on this topic as I also purchased it because it's a Staff Pick.


The Kitty Hawk Flyer is a sort of a flying car except it's not a car at all – it's much more like a flying ATV, which is probably more legitimately all-terrain than most. Linguistics aside, it's a very cool piece of tech that's backed by Google co-founder Larry Page, and it's already in the 'working prototype' phase of development.
Here's a peek behind the curtain at what it's like to source and train test pilots for the first Kitty Hawker Flyers that can actually fly, and Kitty Hawk provided a clip featuring interviews with some of its demonstration staff. These people were selected from a range of backgrounds for their very particular skill sets, which included not just piloting know-how, but also a general love for sports and aerial activities like paragliding.
Kitty Hawk aims to actually ship Flyers sometime later this year, and based on the clear enthusiasm of these early testers, more than a few extreme sports enthusiasts will want to pony up for an early unit.


To present my research over Potter's House Coffeehouse I choose Instagram, the 7th most used social network with over 600 million users. This platform permitted me to incorporate maps, pictures and descriptions to describe the different events that marked the history of Potter's House and the Church of The Saviour. While exploring this multimedia tool please comment and expand the legacy of this place and Reverend Cosby.


Sometimes AV provides false results over crack downloads. You can have such issue because keygens, cracks and patches sometimes edit some system files. In 99.9% of cases cracks and keygens are absolutely safe. However you must take a look antivirus scan report below and decide for yourself whether to proceed to download or not.
Here goes check result from all popular antivirus. At the end you will see total theoretical danger level.
Discussion for Face 1.0 (Serial) crack.
As an alternative you can try to look for Face 1.0 (Serial) torrent file. You may need a little bit more time to download it but in fact bittorrents usually offer a full pack (software+crack) so you will not need to bother about product version match.


text:
Q: Write PM2 logs to custom path I use PM2 to execute my Node.js app.
In order to do that, I have defined the following ecosystem config file:
apps:
  - script: app.js
    name: "myApp"
    exec_mode: cluster
    cwd: "/etc/myService/myApp"

Everything is working. Now I want to specify the custom location for the PM2's logs, therefore I added into ecosystem config file:
log: "/etc/myService/myApp/logs/myApp.log"

It works, but I paid attention that after execution of pm2 start ecosystem, PM2 will write the logs to both locations at the same time:

*

*/etc/myService/myApp/logs/myApp.log (as expected)

*/home/%$user%/.pm2/logs/ (default logs destination)

How can I specify the only place for logs of PM2 and avoid the duplicate logs generation?

A: Based on the comment of robertklep, in order to solve the issue we have to use out_file and err_file fields for output and error log paths respectively.
Syntax sample in YAML format:
out_file: "/etc/myService/myApp/logs/myApp_L.log"
err_file: "/etc/myService/myApp/logs/myApp_E.log"

P.S. The field log can be removed from the config file:
log: "/etc/myService/myApp/logs/myApp.log"

redpajama_set_name: RedPajamaStackExchange


Maintain our buy at RM4.21 with fair value of RM5.21: Despite the strong top line growth, KPJ expects a slight slowdown in profit before tax growth largely due to slower yield growth at its new hospitals Tawakkal Specialist Hospital, Penang Specialist Hospital and Bumi Serpong Damai (BSD) in Jakarta.
Generally, KPJ's new hospitals do not operate at full capacity at the start of operation as the group reserves some floors for future expansion. With Tawakkal and Penang Specialist having reached their maximum occupancy rates, the limited bed capacity resulted in slower yield growth, with the rise in revenue lagging the increase in costs.
Given the high fixed cost nature of the business and in order to improve yields, both hospitals have embarked on capacity expansion by opening new wards to reach optimum operating capacity. BSD is expected to remain in the red for at least a few more years as it is still in the early phase of gestation. Nevertheless, KPJ expects BSD's financial performance to improve as it captures a bigger market share in Jakarta.
With construction of Bandar Baru Klang Specialist Hospital completed recently, the hospital is expected to start operation by 1QFY12 pending further approvals from the authorities. KPJ has four new hospitals under construction currently while construction on another three is expected to start next year.
The group's ongoing expansion will enable it to strengthen its position as the leading private healthcare services provider in Malaysia as well as tap the underserved markets where private healthcare is in high demand. We believe that the innovative use of the REIT as a vehicle to recycle its capital will allow KPJ to sustain its growth momentum without stretching its balance sheet.