text:
Ellis Island Greek Immigrants Names
During the 20th century, many of those immigrants passed through Ellis Island, which processed over 12 million people. "When you look at the origin of my last name, and you look at my skin color,
An unaccompanied child migrant was the first person in line on opening day of the new immigration station at Ellis Island. Her name was Annie Moore. clamoring to "send 'em back" today. Mother Jones.
Controversy over immigration, that is, connects our time to that of the ancient Greeks. But as a professor of classics at the University of Colorado, Boulder, I hear deeper, and very different, echoes.
It is the real-life story of little Annie Mooreof County Cork, the first registered passenger to pass through the immigration station at Ellis Island, arriving on New. by state and local police in.
John Adams Abigail Adams Why Do Political Parties Exist New York Alexander Hamilton Bridge How Many Kids Did John Quincy Adams Have John Quincy Adams Biography 6th President of the United States Years Served as President: 1825-1829 Vice President: John Caldwell Calhoun. Children: George, John, Charles. ccording to most historians, the couple did not have a happy marriage. Because
Let's look at Virginia's immigration history — and how that history relates to today. In the South, we tend to think of immigration as historically being a Northern phenomenon — that's where Ellis.
Historians at Smithsonian Magazine say this simple puzzle containing facial features broken into pieces was administered to immigrants at Ellis Island in the early 1900s. The Feature Profile Test —.
Aug. 13, 2019 Amelia Marritz, left, and Ellen Pachnanda, lawyers with the New York Immigrant Family Unity Project, in front of Eduardo Kobra's Ellis Island mural. to be identified only by his first.
Union Flag During The American Civil War The administration's other major social policy goal, laid out in the April 2018 executive order "Reducing Poverty in America. What can you tell me about the invention of the American flag?. the American flag simply evolved during the Revolutionary War from other flags. That the flag of the United States be 13 stripes alternate red
In the early 1900s, Ellis Island served as the United States' largest immigration station, processing up to 12 million immigrants between the years 1892 and 1954. One amateur photographer by the name.
when Greek emigrants coming into the U.S. would have had to come through New York's Ellis Island — which was awfully close to hot dog epicenter Coney Island. Said immigrants are thought to have.
such as a Greek Peddler, French dressmaker and Polish sweatshop girl, students dressed in character and attempted to navigate their way through a re-created version of the famous Ellis Island.
As Pence tweeted on July 4, "On April 11, 1923, an Irish immigrant named Richard Michael Cawley stepped onto Ellis Island and began our family. explosions in eight cities on Monday night. His name.
Andrew Jackson Hobbies Interests In Defense of Andrew Jackson, Bradley J. Birzer, Regnery History, 209 pages I grew up with an affinity for our seventh president. It came naturally—partly from patriotic interest in U.S. history but. NPR Morning Edition Host Steve Inskeep. Maybe it's best to say that Jackson had a "big heart," except where his economic or political
Ernie Lujan for one, suggests we should tear down the Statute of Liberty because the people now in question aren't being treated the same as those who passed through Ellis Island. immigration.
This event will take place on Saturday, April 29, 2017 from 1:30 PM – 4:00 PM at the Ellis Island National Museum. Then, while caring for a fevered immigrant whose own loss mirrors hers, she.
The buildings had been used as a detention center, a home for a public health officer and a small hospital when House Island was known as the "Ellis Island of the North," with a federal immigration.
Tamar Tuchler wants to turn the building into Israel's first-ever museum of immigration, akin to the Ellis Island Immigration Museum. the biblical story of Jonah and also in Greek mythology, as the.
"At the time, when they went through Ellis Island, they also saw Coney Island. brothers eventually made their way to Houston, and like many Greek immigrants of the era, they borrowed the name.
11-01-2020 admin Useful


text:
Суперкубок Португалії з футболу 1984 () — 6-й розіграш турніру. Учасниками фіналу були чемпіон Португалії «Бенфіка» та володар кубка Португалії «Порту».
За сумою проведених першого та повторного матчів (27 березня і 17 квітня 1985 року) рахунок залишився нічийним. Відповідно до регламенту змагання 16 і 30 травня 1985 були проведені перегравання, перемогу здобув «Порту».

Матчі

Перший матч

Повторний матч

Перегравання

Перший матч

Повторний матч

Посилання
 Суперкубок Португалії на rsssf

1984
Португалія
1985 у португальському спорті

redpajama_set_name: RedPajamaWikipedia


text:
International, Payment Methods
April 5, 2021 April 6, 2021 by IP_Alternativepayments
Cash, credit card, PayPal, Sofort, SEPA, other alternative payment methods. What do you usually pay with, as there are so many choices right now? But tracking the history of money and payment methods is not an easy task, mainly because we cannot really pinpoint the exact time when money was invented. We don't even know who invented it. Some historians claim that the person who came up with the idea of money was King Alyattes of Lydia (what is now Turkey) around 600BC and that the first coin ever minted featured a roaring lion on it. On the other hand, others state that the first coin was invented in Athens and that it featured a turtle. But how did we come from a single coin to only a button that you click on when you want to complete a purchase? This time, we are taking you down the memory lane of money – what was invented when, and how did these financial inventions happen in the first place?
3000 BC: The bartering system
It is believed that transactions date back to even before 3000BC, but people used a bartering system instead of using money. Bartering is the direct trade of goods and services, which means that the early man would barter the goods he had in surplus for the things he lacked. The most popular goods to be bartered were grain, cattle and weapons, but services such as assistance with hunting was also an option for trade. Some scholars still believe that barley is the first kind of commodity money. However, the bartering system had a big flaw – it was difficult to measure the value of a certain item involved. Since there was no value set in stone, all the deals had to be negotiated at length until both parties were satisfied with the terms. This means that some bartering sessions lasted for a very long time. The bartering system is even now in use in some parts of the world.
1100 BC: The first coins
Even though it cannot be traced back to the exact year the first coins were forged, it is believed that it happened around 1100BC in China. This was when payment in precious metals started. After China introduced the first coins (which were at first circular objects made out of cowry shells), other countries such as India, China, Anatolia and Greece followed. The first minted coins that became the first official currency appeared in Lydia, a kingdom in western Anatolia somewhere around 600BC. Such coins were used in Europe up until the 17th century AD.
11th century: The first paper money
We should thank the Song dynasty from China for paper money, as it is this dynasty that introduced it for the first time during the 11th century. Some examples of paper money were introduced in the past in China as well, but all of them came in the form of different merchants receipts of deposit. This is, in other words, the difference between the existing paper currency and paper money. The reason for the arrival of paper money lies in the shortage of copper for striking coins, which is why the Song dynasty came up with ''jiaozi'', which is the first true paper money. In only one century, the number of banknotes issued in a single year skyrocketed. During the 12th century, the Song government issued so many banknotes that they had to establish several government-run factories to produce paper money in 4 major Chinese cities. These factories were vast – it was recorded that the Hangzhou paper money factory had more than a thousand workers a day in 1175, which was quite a jaw-dropping number for that period of time.
17th century: First paper payments
Be as it may, it is essential to note that the first real paper money as we know it today appeared around the 17th century, in 1635 to be exact. The first government that officially delivered paper money was the French colonial government of Canada. They issued the first real paper money for soldiers to use as cash for the things they needed. Stockholms Banco issued the first European paper banknotes in 1661, a predecessor of what will later be known as Sweden's central bank. During the 17th century, another payment method emerged – cheques. By the end of the 17th century, cheques became quite popular in England, and they came in the form of handwritten documents that were bearing the sign and the seal of the issuing bank.
19th century: The arrival of the almighty credit card
But everything changed in Europe in 1966, when the United Kingdom issued the first credit card. Barclay issued this credit card, which was loosely based on the Bank America card that was introduced in the United States just a couple of years earlier. Namely, USA issued the Bankamericard in 1958 which acquired widespread use in the United States and paved the path for Mastercard and American Express. But it was somewhat difficult back then to track credit cards and the payments completed through them, so it wasn't easy to get hold of a credit card. The 1966 Barclay credit card, which was branded under the Visa logo, had a number embossed on the front of the plastic card, and there were three copies of slips after a payment had been made: one for the bank, one for the retailer and one for the customer. Back then, it was a status symbol to own this card. The first debit cards in the United Kingdom appeared in 1987, while chip and pin appeared in 2002.
2000s: The rise of online payments and e-commerce
The next stepping stone happened with the rise of the internet. It is believed that the first online payment happened on the Pizza Hut website in 1994 when the company allowed people to order pizza online. On the other hand, we should thank Coca-Cola for the first ever mobile payment, when it made it possible for people to pay for the drink by sending text messages from their phones in 1997. Thanks to the rising number of people willing to spend time on the internet and even purchase things online, the world got its first e-wallet in 1998, PayPal. In the next decade, plenty of new alternative payment methods appeared – some in the form of e-wallets, such as PayPal, others in the forms of vouchers of bank transfers that made it possible for people all around the world to pay or send and receive money online.
2010s: The decade the smartphones made yet another change
The arrival of smartphones changed the shoppers' overall behaviour who have been more willing to pay online for the goods they want since the beginning of last decade. As e-commerce started to grow rapidly, so did new alternative payment methods that are now available on our smartphones as well. This ranges from regular debit cards that can be linked with a smartphone to other alternative options that we can use on different e-commerce stores' checkout pages. Bitcoin was another big invention of the 2010s, even though it was first introduced in 2008 when an unknown author under Satoshi Nakamoto's pseudonym came up with the idea. This was the year when cryptocurrency started to become very popular and dominant, and right now they are thousands of other cryptocurrencies that are introduced.
The alternative payment methods that exist right now, exist for a good reason. They make e-commerce easier to happen, and they give everyone the possibility to buy things from the comfort of their home while using the payment method they prefer. This is not only a plus for the end consumer, though, as e-commerce webshops gain a lot from this as well.
2020s: Will the coronavirus pandemic change something?
We are not standing on yet another threshold in the payments industry – the coronavirus pandemic. Like it changed all other aspects of life, it changed the way we shop and pay as well, especially because online and mobile payments skyrocketed, and this trend will not seize. Even long after the pandemic is over, people will still find it easier to pay using alternative payment methods such as SEPA, Sofort, PayPal, AliPay and similar. It is also a very debated question whether we are witnessing the slow death of coined money and paper notes, yet we will still have to wait a couple of years to be completely sure.
SEPA Bank Transfer: The 3 Types of SEPA
Why iDEAL is ideal for your business

redpajama_set_name: RedPajamaCommonCrawl


To date, no study has specifically examined whether and in what ways physical fitness might affect how children learn. So researchers at the University of Illinois at Urbana-Champaign recently stepped into that breach, recruiting a group of local 9- and 10-year-old boys and girls, testing their aerobic fitness on a treadmill, and then asking 24 of the most fit and 24 of the least fit to come into the exercise physiology lab and work on some difficult memorization tasks.
Learning is, of course, a complex process, involving not only the taking in and storing of new information in the form of memories, a process known as encoding, but also recalling that information later. Information that cannot be recalled has not really been learned.
The results, published last week in PLoS One, show that, over all, the children performed similarly when they were asked to recall names for the map when their memorization was reinforced by testing.
But when the recall involved the more difficult type of learning — memorizing without intermittent testing — the children who were in better aerobic condition significantly outperformed the less-fit group, remembering about 40 percent of the regions' names accurately, compared with barely 25 percent accuracy for the out-ofshape kids.
This finding suggests that "higher levels of fitness have their greatest impact in the most challenging situations" that children face intellectually, the study's authors write. The more difficult something is to learn, the more physical fitness may aid children in learning it.


text:
Families in Residence
Electra Meccanica Announces Nasdaq Listing and Pricing of $10 Million Public Offering
VANCOUVER, Aug. 8, 2018 /PRNewswire/ - ElectraMeccanica Vehicles Corp. (OTCQB: ECCTF) ("Electra Meccanica" or, the "Company"), a designer and manufacturer of electric vehicles, today announced the pricing of its underwritten public offering of 2,353,000 units, with each unit consisting of one common share (each, a "Common Share") and two warrants (each, a "Warrant") each to purchase a Common Share, at an offering price of $4.25 per unit for aggregate gross proceeds of $10,000,250. No units will be issued. The Common Shares and Warrants are immediately separable from the units and will be issued separately. The Common Shares and the Warrants have been approved to list on The NASDAQ Capital Market under the symbols ''SOLO" and "SOLOW", respectively, and we expect the Common Shares and the Warrants to begin trading on The Nasdaq Capital Market on August 9, 2018.
The Warrants will have an exercise price of $4.25, are exercisable immediately, and will have a term of five years from the date of issuance. Electra Meccanica has granted the underwriters a 45-day option to purchase up to 352,950 additional Common Shares and/or 705,900 additional Warrants to cover over-allotments, if any.
Electra Meccanica intends to use the net proceeds from this offering for plant and equipment, production molds, sales and marketing and inventory associated with the mass production of its SOLO electric vehicle by Zongshen Industrial Group Co. Ltd., initial deliveries of which are anticipated in the fall of 2018.
The offering is expected to close on August 13, 2018, subject to customary closing conditions.
The Benchmark Company, LLC and ThinkEquity, a division of Fordham Financial Management, Inc., are acting as joint book-running managers and Cuttone & Co., LLC is acting as co-manager for the offering.
A registration statement on Form F-1 relating to the Common Shares and Warrants was filed with the Securities and Exchange Commission and is effective. A preliminary prospectus relating to the offering has been filed with the SEC and is available on the SEC's web site at http://www.sec.gov.
The offering is being made only by means of a prospectus. Copies of the final prospectus relating to the offering, when available, may be obtained from the offices of The Benchmark Company, LLC, Attn: Prospectus Department, 150 E 58th Street, 17th floor, New York, NY 10155, 212-312-6700, Email: prospectus@benchmarkcompany.com; or ThinkEquity, 17 State Street, 22nd Floor, New York, NY 10004, (646) 968-9355, Email: prospectus@think-equity.com; or the above-referenced SEC website.
Before you invest, you should read the prospectus and other documents the Company has filed or will file with the Securities and Exchange Commission for more complete information about the Company and the offering. This press release shall not constitute an offer to sell or a solicitation of an offer to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such an offer, solicitation or sale is not permitted.
Safe Harbor Statements
Except for the statements of historical fact contained herein, the information presented in this news release constitutes "forward-looking statements" as such term is used in applicable United States and Canadian securities laws. These statements relate to analyses and other information that are based on forecasts of future results, estimates of amounts not yet determinable and assumptions of management. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, assumptions or future events or performance (often, but not always, using words or phrases such as "anticipates", "estimates", "projects", "expects", "contemplates", "intends", "believes", "plans", "may", "will", or their negatives or other comparable words) are not statements of historical fact and should be viewed as "forward-looking statements". Such forward looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Such risks and other factors include, among others, the prices of other electric vehicles, costs associated with manufacturing vehicles, the availability of capital to fund business plans and the resulting dilution caused by the raising of capital through the sale of shares, changes in the electric vehicle market, changes in government regulation, developments in alternative technologies, inexperience in servicing electric vehicles, labour disputes and other risks of the electric vehicle industry including, without limitation, those associated with the delays in obtaining governmental approvals and/or certifications. Although the Company has attempted to identify important factors that could cause actual actions, events or results to differ materially from those described in forward-looking statements, there may be other factors that cause actions, events or results not to be as anticipated, estimated or intended.
There can be no assurance that such statements will prove to be accurate as actual results and future events could differ materially from those anticipated in such statements. Accordingly, readers should not place undue reliance on forward-looking statements contained in this news release and in any document referred to in this news release.
Forward-looking statements are made based on management's beliefs, estimates and opinions on the date the statements are made and the Company undertakes no obligation to update forward-looking statements if these beliefs, estimates and opinions or other circumstances should change, except as required by applicable law. Such forward-looking statements reflect our current views with respect to future events and are subject to certain risks, uncertainties and assumptions, including, the risks and uncertainties outlined in our most recent financial statements and reports and registration statement filed with the United States Securities and Exchange Commission (the "SEC") (available at www.sec.gov) and with Canadian securities administrators (available at www.sedar.com). Although the Company believes that the beliefs, plans, expectations and intentions contained in this news release are reasonable, there can be no assurance those beliefs, plans, expectations or intentions will prove to be accurate. Investors should consider all of the information set forth herein and should also refer to the risk factors disclosed in the Company's periodic reports filed from time-to-time with the SEC.
About Electra Meccanica Vehicles Corp.:
Electra Meccanica is a designer and manufacturer of electric vehicles. The Company builds the innovative, all-electric SOLO, a single passenger vehicle developed to revolutionize the way people commute, as well as the Tofino, an elegant high-performance two seater electric roadster sports car. Both vehicles are tuned for the ultimate driving experience while making your commute more efficient, cost-effective and environmentally friendly.
Intermeccanica, a subsidiary of Electra Meccanica, has successfully been building high-end specialty cars for 59 years. The Electra Meccanica family is delivering next generation affordable electric vehicles to the masses.
For more information, visit www.electrameccanica.com.
SOURCE Electra Meccanica Vehicles Corp.
For Official Press Release: Click Here
None of the information contained in this web site constitutes a recommendation, solicitation or offer by Alberleen or its affiliates to buy or sell any securities or other financial instruments of any person or provide any investment advice or service. All securities are offered exclusively through Axiom Capital Management, Inc., a broker-dealer member of FINRA and SIPC.


text:
This sturdy shark is abundant in the Caribbean, and because of its average features, is often confused with other requiem sharks. Usually growing 6.5 to 10 feet long, these are the apex predator of their food web. They have been found 'sleeping' in caves and on the ocean floor, behavior that is still unexplained. There has been concern over eating these sharks because of the build-up of toxins in their flesh, but now they are valued for tourism more than food, which brings its own safety issues.
This species is commonly found in shallow waters on and near coral reefs and occasionally in brackish waters. Juveniles are typically found in extremely shallow water (±15 to 100 cm) inside lagoons, often swimming along the shoreline; adults typically occur on shallow parts of the forereef, often moving over the reef crest and onto the reef flat at flood tide. Individual adults inhabit a relatively small home range of ±2.5 km2 and appear to reside close to their home reef but occasionally cross deepwater channels between adjacent reefs.
But another potential cause is that these sharks are skittish around people. So when too many people move into the area, the reef sharks flee to other coral reefs. Indeed, the researchers found far more sharks at small, isolated reefs than they expected. But this in itself is a danger to the reef sharks. With so many sharks concentrated in a small area, "if you really wanted to, you could fish out a few hundred sharks very easily," said Friedlander.
In older literature, the scientific name of this species was often given as C. menisorrah.[5] The blacktail reef shark (C. wheeleri), native to the western Indian Ocean, is now regarded as the same species as the grey reef shark by most authors. It was originally distinguished from the grey reef shark by a white tip on the first dorsal fin, a shorter snout, and one fewer upper tooth row on each side.[6] Based on morphological characters, vertebral counts, and tooth shapes, Garrick (1982) concluded the grey reef shark is most closely related to the silvertip shark (C. albimarginatus).[7] This interpretation was supported by a 1992 allozyme phylogenetic analysis by Lavery.[8]
Influenced by the world around them, Reef™ strives to bring you authentic and innovative products meant to nurture an incredibly fortunate lifestyle that involves surf, sensuality and a life filled with happiness. Whether you are looking for Reef™ swimsuits, Reef™ clothing or Reef™ sandals you can be sure that function, comfort and fashion will mesh like a beach breeze and a good time.
The snout is rather short, broad, and rounded, without prominent flaps of skin beside the nostrils. The eyes are large and circular, with nictitating membranes (protective third eyelids). There are 11–13 tooth rows in either half of both jaws. The teeth have broad bases, serrated edges, and narrow cusps; the front 2–4 teeth on each side are erect and the others increasingly oblique. The five pairs of gill slits are moderately long, with the third gill slit over the origin of the pectoral fins.[4] The first dorsal fin is high and falcate (sickle-shaped). There is a low interdorsal ridge running behind it to the second dorsal fin, which is relatively large with a short free rear tip. The origin of the first dorsal fin lies over or slightly forward of the free rear tips of the pectoral fins, and that of the second dorsal fin lies over or slightly forward of the anal fin. The pectoral fins are long and narrow, tapering to a point.[2] The dermal denticles are closely spaced and overlapping, each with five (sometimes seven in large individuals) horizontal low ridges leading to marginal teeth.[4]
The Caribbean reef shark is the most common shark on or near coral reefs in the Caribbean. It is a tropical inshore, bottom-dwelling species of the continental and insular shelves. Although C. perezi mainly inhabits shallow waters, it has been recorded to reach depths to at least 98 feet (30 m). Caribbean reef sharks are commonly found close to drop-offs on the outer edges of coral reefs and also may lie motionless on the bottom of the ocean floor. This phenomenon has also been observed in caves off the coast of Mexico and off the Brazilian archipelago of Fernando de Noronha.
There is little evidence of territoriality in the grey reef shark; individuals will tolerate others of their species entering and feeding within their home ranges.[27] Off Hawaii, individuals may stay around the same part of the reef for up to three years,[28] while at Rangiroa, they regularly shift their locations by up to 15 km (9.3 mi).[27] Individual grey reef sharks at Enewetak become highly aggressive at specific locations, suggesting they may exhibit dominant behavior over other sharks in their home areas.[3]
In California, Reef Check helps ensure the long-term sustainability and health of the nearshore rocky reefs and kelp forests. Reef Check California volunteers are divers, fishermen, kayakers, surfers, boaters, and a wide range of Californians who take a proactive role in making sure that our nearshore ecosystems are healthy and well managed. We monitor rocky reefs inside and outside of California's marine protected areas (MPAs). We work with marine managers, researchers and the public to provide the scientific data needed to make informed, science-based decisions for the sustainable management and conservation of California's ocean environment. We would love your support, volunteer today!
Juvenile Caribbean reef sharks are preyed upon by larger sharks such as the tiger shark (Galeocerdo cuvier) and the bull shark (C. leucas). Few parasites are known for this species; one is a dark variegated leech often seen trailing from its first dorsal fin.[4] Off northern Brazil, juveniles seek out cleaning stations occupied by yellownose gobies (Elacatinus randalli), which clean the sharks of parasites while they lie still on the bottom.[10] Horse-eye jacks (Caranx latus) and bar jacks (Carangoides ruber) routinely school around Caribbean reef sharks.[11]
Generally a coastal, shallow-water species, grey reef sharks are mostly found in depths of less than 60 m (200 ft).[11] However, they have been known to dive to 1,000 m (3,300 ft).[2] They are found over continental and insular shelves, preferring the leeward (away from the direction of the current) sides of coral reefs with clear water and rugged topography. They are frequently found near the drop-offs at the outer edges of the reef, particularly near reef channels with strong currents,[12] and less commonly within lagoons. On occasion, this shark may venture several kilometers out into the open ocean.[4][11]
Blacktip reef sharks, Carcharhinus melanopterus (Quoy and Gaimard, 1824), are small sharks measuring up to 1.8 m with short, bluntly-rounded snouts, oval eyes, and narrow-cusped teeth. They have 2 dorsal fins and no interdorsal ridges. Juveniles (< 70 cm) are yellow-brown on their dorsal (upper) sides, white on their ventral (under) sides; adults are brownish-gray and white, respectively. All their fins have conspicuous black or dark brown tips, and posterior (rear) dark edges on their pectoral fins and their upper lobe of their caudal (tail) fins. The prominent black tips of their first dorsal fin contrasts with a light band below it; a conspicuous dark band on their flanks which extends to their pelvic fins. Maximum weight: 24 kg; frequents depth ranges from the surface to 75 m.
Grey reef sharks are active at all times of the day, with activity levels peaking at night.[4] At Rangiroa, groups of around 30 sharks spend the day together in a small part of their collective home range, dispersing at night into shallower water to forage for food. Their home range is about 0.8 km2 (0.31 sq mi).[25] At Enewetak in the Marshall Islands, grey reef sharks from different parts of the reef exhibit different social and ranging behaviors. Sharks on the outer ocean reefs tend to be nomadic, swimming long distances along the reef, while those around lagoon reefs and underwater pinnacles stay within defined daytime and night-time home ranges.[26] Where there are strong tidal currents, grey reef sharks move against the water: towards the shore with the ebbing tide and back out to sea with the rising tide. This may allow them to better detect the scent of their prey, or afford them the cover of turbid water in which to hunt.[25]
Contact us at webmaster@thewanderersnotepad.com | Sitemap xml | Sitemap txt | Sitemap


Kim was born in Sechelt, British Columbia and grew up on Vancouver Island. She moved to Kelowna shortly after graduating high school and instantly fell in love with the Okanagan Valley.
Kim recently returned to the Okanagan after spending four years in Calgary, Alberta, where she completed her Bachelor's Degree in Business Administration. Kim joins the team with an extensive background in hospitality management and administration.
When not at work, you can find Kim spending time with family, hiking up a mountain, or enjoying a glass of wine with friends. She is excited to be part of the Hergott Law team and looks forward to her future in Kelowna.


text:
Jen Sorensen's Editorial Cartoons
Would you like to license this image for a
See similar Jen Sorensen's Editorial Cartoons:
authoritarian, Beltway, bipartisan, branch, Brett, confirmation, Congress, congressional, congressional hearing, congressional investigation, court, deep, democracy, democrat, democratic, democratic party, don't, editorial, editorial cartoon, executive, executive branch, GOP, half, hearing, illegitimate, investigation, judge, judgment, judicial branch, justice, justice system, Brett Kavanaugh, media, media investigation, nomination, nominee, open, party, political media, political party, political system, politician, power, prez, prison, quickly, respect, rush, scotus, seat, senate, senator, supreme, Supreme Court, supreme court judge, supreme court justice, supreme court nominee, sympathizer, system, thing, vacancy, world.
See all subjects for Jen Sorensen's Editorial Cartoons.


text:
Home Newswire PressTV-Trump arrives in Hanoi ahead of summit with Kim
PressTV-Trump arrives in Hanoi ahead of summit with Kim
US President Donald Trump landed in the Vietnamese capital Hanoi on Tuesday (February 26) for a second summit with North Korean leader Kim Jong-un.
The two leaders will meet for a brief one-on-one conversation on Wednesday (February 27) evening, followed by a dinner, at which they will each be accompanied by two guests and interpreters, White House spokeswoman Sarah Sanders told reporters. They will meet again on Thursday (February 28), she said.
Their talks come eight months after the historic summit in Singapore, the first between a sitting US president and a North Korean leader.


text:
General outline and financial impact
Chapter 1 - Fees, costs and intrafund advice
Chapter 2 - Insurance
Chapter 3 - Collection and disclosure of information
Chapter 4 - Modern awards and enterprise agreements
Chapter 5 - Defined benefit members
Chapter 6 - Transition to MySuper
Chapter 7 - Eligible rollover funds
Superannuation Legislation Amendment (Further MySuper and Transparency Measures) Bill 2012
Superannuation Legislation Amendment (Further MySuper and Transparency Measures) Act 2012
Explanatory Memorandum
(Circulated by the authority of the Minister for Employment and Workplace Relations and Minister for Financial Services and Superannuation, the Hon Bill Shorten MP)
Outline of chapter
6.1 This chapter explains the requirements for certain existing member balances to be moved to MySuper products and the transitional rules applying to these requirements
Context of amendments
6.2 In responding to the Review, the Government noted that existing default funds will be required to transition to MySuper after an appropriate period.
6.3 The Government subsequently announced that the trustees of superannuation funds offering MySuper products will need to transfer certain existing balances of their members to a MySuper product by 1 July 2017. Trustees that do not seek authorisation to offer a MySuper product will also be required to transfer certain balances to a MySuper product in another fund before 1 July 2017.
Summary of new law
6.4 Amendments to the SIS Act will introduce a new concept of an 'accrued default amount'. This concept defines those parts of a member's interest in a fund which must be moved to a MySuper product. In essence, these are amounts where a member has not exercised an investment choice or amounts held in a default investment option of the fund.
6.5 An application by an RSE licensee to APRA for authorisation to offer a MySuper product will need to be accompanied by an election to transfer accrued default amounts held in all funds for which the RSE licensee is trustee to one or more MySuper products. Where the RSE licensee fails to give effect to its election, APRA will be able to cancel the RSE licensee's authority to offer a MySuper product.
6.6 Provisions in the SIS Act will apply to this election to require the transfer of all accrued default amounts to MySuper products so that:
before 1 July 2017, all accrued default amounts in the fund must be transferred to an authorised MySuper product offered by the fund unless the member opts-out in writing; and
where a member in the fund is not eligible to hold a MySuper product in the fund, or where accrued default amounts are held for members in other funds for which the RSE licensee is trustee, the RSE licensee must take the action required under the relevant prudential standard to move these amounts to a MySuper product before 1 July 2017.
6.7 RSE licensees will also have to make a separate election that will also require the trustee to take action in accordance with the prudential standards to transfer amounts held in a MySuper product in circumstances where authorisation for a MySuper product is subsequently cancelled.
6.8 To remove impediments to the transfer of accrued default amounts, any trustee that transfers an accrued default amount in accordance with these amendments will not have any liability to a member of their fund in relation to that transfer. In addition, any governing rules that prevent an accrued default amount from being transferred will be void.
6.9 The Bill also ensures that APRA is able to make prudential standards dealing with matters relating to accrued default amounts and SIS Act matters of a transitional nature relating to the Stronger Super reforms.
Comparison of key features of new law and current law
New law Current law
Accrued default amounts are defined as amounts in respect of which the member has not given a direction as to the investment strategy to be followed, other than any direction to invest in an investment option that would have been that member's default investment option.
Certain interests within a fund are specifically excluded from the meaning of accrued default amount.
The concept of accrued default amount is not used in the SIS Act.
The requirements for an application by an RSE licensee for authorisation to offer a MySuper product include an election by the RSE licensee to transfer accrued default amounts to a MySuper product unless the member opts-out in writing. RSE licensees will need to apply to APRA for authorisation to offer a MySuper product (section 29S, inserted by the MySuper Core Provisions Bill).
All RSE licensees will have until 1 July 2017 to transfer all accrued default amounts to a MySuper product unless the member opts-out in writing. There is currently no equivalent in the SIS Act.
An RSE licensee must elect, in writing and in the approved form, to transfer accrued default amounts held within all funds for which it is trustee, to a MySuper product by 1 July 2017 unless the member opts-out in writing (or within 30 days with respect to elections outside the transitional period). This election not currently required under SIS Act.
An RSE licensee will not be subject to any liability to a member of the fund for an action taken to give effect to a requirement to transfer accrued default amounts or amounts on the cancellation of a MySuper authorisation. There is currently no equivalent in the SIS Act.
Any provision of the governing rules of a fund that would prevent an RSE licensee from giving effect to a requirement to transfer accrued default amounts, or amounts on the cancellation of a MySuper authorisation, is void. There is currently no equivalent in the SIS Act.
APRA will be able to make prudential standards dealing with transitional matters. Part 3A in the Trustee Obligations and Prudential Standards Act will provide APRA with the ability to make prudential standards in relation to prudential matters.
Detailed explanation of new law
Amounts to be moved to MySuper products
6.10 Amendments to the SIS Act will introduce a new concept of an 'accrued default amount'. [Schedule 6, item 3, subsection 10(1)]
6.11 The accrued default amount for a member includes an amount that is attributed to the member of the fund in respect of which the member has not given a direction as to the investment option in which it is to be invested. [Schedule 6, item 4, subparagraph 20B(1)(b)(i)]
6.12 The definition of accrued default amounts also includes all amounts of members that are invested in the investment option that would have been the default option for the member at the time the assets attributable to the member were invested. The term therefore captures amounts where the member has either explicitly or implicitly directed that the amount be invested in the default investment option for that member. In this way, members who may have decided to delegate responsibility for investment decisions to the trustee by choosing the default investment option will also be placed in a MySuper product. This will also mean funds will not need to operate duplicate investment options - one for MySuper members and one for members wishing to choose the same investment allocation that applies under MySuper. [Schedule 6, item 4, subparagraph 20B(1)(b)(ii)]
6.13 The meaning of accrued default amount specifically excludes certain amounts. These include:
amounts already attributed to a MySuper product;
amounts attributed to defined benefit members;
amounts held in an eligible rollover fund;
amounts that are invested in one or more of the following:
a capital guaranteed life insurance policy where the contributions and accumulated earnings may not be reduced by negative investment returns or any reduction in the value of assets in which the policy is invested;
a life policy providing benefits based solely on the realisation of a risk, and not related to the performance of an investment; and
an investment account contract that is held solely for the benefit of that member, and relatives and dependants of that member - to cover legacy products such as endowment and whole of life policies.
amounts that support the payment of a pension (these cannot be part of a MySuper product under paragraph 29TC(1)(i) of the MySuper Core Provisions Bill);
[Schedule 6, item 4, subsections 20B(2), (3) and (4)]
Application to include election to move 'accrued default amounts'
6.14 An application by an RSE licensee for authority to offer a MySuper product will require an election that the RSE licensee will attribute to a MySuper product each accrued default amount in each fund for which the RSE licensee is the trustee. [Schedule 6, item 7, section 29SAA ]
6.15 An RSE licensee may attribute an amount to a MySuper product by obtaining authorisation for an existing default investment option as a MySuper product. In other cases, to attribute an accrued default amount to a MySuper product will require the amount to be transferred.
6.16 This election must accompany an RSE licensee's application for authorisation to offer a MySuper product, in writing and in the approved form. [Schedule 6, item 6, paragraph 29S(2)(f)]
6.17 For accrued default amounts in the fund for which the RSE licensee has applied for authorisation of a MySuper product, the RSE licensee will have to transfer the amounts by 1 July 2017 or within 30 days of receiving notice of authority to offer a MySuper product or notice of refusal of authority, whichever is later. [Schedule 6, item 13, paragraph 387(1)(a)]
6.18 An RSE licensee is not required to transfer an accrued default amount if the member directs the RSE licensee in writing not to. This ensures that members have the right to opt-out of having their existing balance moved to a MySuper product if they wish to. [Schedule 6, item 7, subparagraph 29SAA(1)(a)(i)]
6.19 The transitional period to 1 July 2017 is given effect to by applying provisions of the SIS Act that will apply to any election that is made before 1 July 2017. A transitional period is provided to allow RSE licensees to prepare for and manage the transfer of accrued default amounts from existing superannuation arrangements to the new MySuper environment. [Schedule 6, item 13, section 387 ]
6.20 Beyond the transitional period, the transfers must be made within 30 days of receiving notice of authority to offer a MySuper product, unless otherwise directed by the member. [Schedule 6, item 7, section 29SAA ]
6.21 The RSE licensee will also be required to elect to comply with relevant prudential standards before the later of 1 July 2017 and 90 days after notice of authorisation of a MySuper product has been given or refused in respect of:
each accrued default amount for a member of the fund who is not eligible to hold an interest in a MySuper product offered by the fund; and
each accrued default amount for members of any regulated superannuation fund for which the RSE licensee is trustee, and which does not offer a MySuper product.
[Schedule 6, item 7, paragraph 29SAA(1)(b) and subsection 29SAA(2)]
6.22 It is intended that the prudential standards or the regulations will similarly allow for a member to direct the RSE licensee in writing not to transfer these amounts.
6.23 The RSE licensee must also elect to comply with requirements to be prescribed in regulations to provide a notice to a member when their accrued default amount is moved to a MySuper product or is moved to another fund. It is expected that the regulations will provide that a notice must be given 90 days in advance of an accrued default amount being moved where it will result in a change to the fees, insurance or investment strategy of the member's interest. However, in some cases, there may be only immaterial changes to members' rights as a result of the RSE licensee being authorised to offer a MySuper product, for example, if an existing default investment option is simply able to be converted into a MySuper product. In this case, it is expected that a notice will be able to be given after the change has occurred. It is also expected that the Corporations Regulations will amended to ensure that an RSE licensee is not required to provide a notice under section 1017B of the Corporations Act where amounts are moved under this election to avoid duplication. ASIC will be responsible for enforcing the regulations prescribing that notices must be given to members. [Schedule 6, item 7, subsection 29SAA(3)]
6.24 APRA may cancel an authority to offer a MySuper product where it is satisfied the RSE licensee has failed to give effect to its election to transfer accrued default amounts to a MySuper product. [Schedule 6, item 8, paragraph 29U(2)(j)]
6.25 If the RSE licensee makes this election it will also be a condition of their license to give effect to this election. [Schedule 6, item 5, subsection 29E(6B)]
6.26 An RSE licensee's actions in giving effect to an election under new section 29SAA will not give rise to a liability to a member. [Schedule 6, item 9, section 29XB ]
6.27 A provision of the governing rules of a superannuation fund that prevents an RSE licensee giving effect to an election to transfer an amount in an accrued default amount to a MySuper product is void to the extent it would prevent the RSE licensee from giving effect to the election. [Schedule 6, item 10, section 55B ]
Election to transfer amounts if MySuper authorisation cancelled
6.28 An RSE licensee's application for authorisation for a MySuper product must also be accompanied by another election. The RSE licensee must elect that it will transfer assets that were attributed to a MySuper product if the MySuper product authorisation is ever subsequently cancelled. [Schedule 6, item 7, section 29SAB ]
6.29 The transfer must be made in accordance with the actions required by the prudential standards that set out arrangements in relation to the transfer of these amounts. [Schedule 6, item 7, paragraph 29SAB(a)]
6.30 The RSE licensee will be required, by this election, to transfer amounts within 90 days of receiving a notice of cancellation of authorisation of that MySuper product. [Schedule 6, item 7, paragraph 29SAB(a)]
6.31 If the RSE licensee makes this election it will be a condition of their license to give effect to this election. [Schedule 6, item 5, subsection 29E(6B)]
6.32 The election must be in writing and in the approved form. [Schedule 6, item 7, paragraphs 29SAB(b) and (c)]
6.33 A provision of the governing rules of a superannuation fund that prevents a trustee giving effect to this election to transfer amounts in a MySuper product if authorisation is cancelled is also void to the extent it would prevent the RSE licensee from giving effect to the election. [Schedule 6, item 10, section 55B ]
Requirement to transfer amounts to MySuper product
6.34 Any RSE licensee who does not make an application for MySuper authorisation, and therefore does not make an election to transfer accrued default amounts, will still be required to transfer amounts to a MySuper product by 1 July 2017 under a new civil penalty provision. [Schedule 6, item 12, paragraph 193(l) and item 13, section 388 ]
6.35 RSE licensees which are required to transfer accrued default amounts to another superannuation fund will have to comply with requirements set out in regulations and relevant APRA prudential standards. It is expected that the arrangements to transfer accrued default amounts will include a requirement for RSE licensees to advise each affected member of the intention to transfer the amounts to a MySuper product, and of the member's right to opt out of the process. For the avoidance of doubt, the transfer of an accrued default amount is not required to be made to a successor fund as defined in the SIS Regulations. [Schedule 6, item 13, subsection 388(1)]
6.36 To put beyond doubt the application of these provisions regarding the transfer of accrued default amounts to a MySuper product, if the RSE licensee has not made an election, the requirement to transfer accrued default amounts will not apply to the extent that it would not be permitted by paragraph 51(xxxi) of the Constitution. [Schedule 6, item 13, subsection 388(3)]
6.37 A trustee's actions in giving effect to the civil penalty provision will not give rise to a liability to a member. [Schedule 6, item 13, subsection 388(2)]
6.38 Contravention of the civil penalty provision will mean that Part 21 of the SIS Act will apply.
Prudential standards and regulations on transition
6.39 Prudential standards will be able to be made in relation to the transfer of accrued default amounts that are held by members of the fund that is not eligible to hold a MySuper product offered by the fund or for members of a fund for which that RSE licensee does not offer a MySuper product. These prudential standards apply to both where the RSE licensee has elected to transfer these amounts and where the RSE licensee is required to transfer the amounts under the civil penalty provision. [Schedule 6, item 9, section 29X ]
6.40 The prudential standards may set out requirements that must be met in relation to the transfer of the amounts and any other matters that relate to the amount. [Schedule 6, item 9, paragraphs 29X(b) and (c)]
6.41 APRA will be able to make prudential standards dealing with matters of a transitional nature relating to the Superannuation Legislation Amendment (MySuper Core Provisions) Act 2012 , the Superannuation Legislation Amendment (Trustee Obligations and Prudential Standards) Act 2012 , and the Superannuation Legislation Amendment (Further MySuper and Transparency Measures) Act 2012 . The specific provisions relating to prudential standards are set out in Part 3A of the Trustee Obligations and Prudential Standards Act. [Schedule 6, item 13, section 389 ]
6.42 These prudential standards on transition will deal with matters such as processes for identifying accrued default amounts, selecting a MySuper product to transfer certain amounts to and other actions required by the trustee in relation to the transfer of accrued default amounts.
6.43 Provision is made to enable regulations to be made dealing with transitional, saving and application matters related to amendments made by the Superannuation Legislation Amendment (MySuper Core Provisions) Act 2012 , the Superannuation Legislation Amendment (Trustee Obligations and Prudential Standards) Act 2012 , and the Superannuation Legislation Amendment (Further MySuper and Transparency Measures) Act 2012 . [Schedule 6, item 13, section 390 ]
Other amendments
6.44 A definition of 'MySuper member' is inserted into the definitions at subsection 10(1) of the SIS Act. A MySuper member is a member that holds a MySuper interest in the fund. [Schedule 8, items 1 and 3, subsection 10(1)]


For Most Of Us, Our Home's Equity Is Our Greatest Asset. It Needs Protection.
As builders of the American dream, homebuilders take great pride in their work. California homes are built to some of the most rigorous standards in the nation. Homebuilders believe in the quality of their products and stand behind them with customer service staff dedicated to helping homebuyers with problems that may arise after they move in.
For many California homeowners, lawsuits alleging construction defects have led to the loss of their homes' equity, or the inability to access that equity. In this brochure, we will share with you studies that show how construction litigation might jeopardize your home investment and oftentimes does not even lead to repairs. And, we will show you positive alternatives to litigation, such as working with your builder to resolve any problems you may have.
This brochure is provided to you by Citizens Against Lawsuit Abuse, which is dedicated to stopping irresponsible lawsuits that assert unfounded claims or seek unsubstantiated damages, and by members of the Building Industry Association (BIA), who are dedicated to building quality homes and providing quality customer service both to original and future home purchasers.
The average litigated construction dispute in California generally takes two to five years to resolve. As the dispute drags on, it runs up costs and drives down housing values.
An article in the Santa Clarita Valley Signal entitled "A Tale of Two Tract Home Owners" illustrates why. It tells the story of a family that wanted to sell their small home and buy a larger one in order to accommodate the growth of their family. However, because they had joined a construction defect lawsuit months earlier, they were told by their realtor that they would have to disclose the approximate $30,000 in defects their attorney was claiming on their behalf and provide a buyer with a credit in that amount! The homeowners reluctantly decided to put their purchase plans on hold.
BUT THE PLAINTIFFS WOULD NEVER SEE THIS CASH. MORE THAN $200,000 IN COSTS HAD BEEN INCURRED BY THE PLAINTIFFS' ATTORNEYS IN DISCOVERY AND EXPERT WITNESS EXPENSES. ADDITIONALLY, THE ATTORNEYS WOULD TAKE A FEE OF 33 PERCENT FOR SETTLING THE CASE, THIS AMOUNT BEING COMPUTED ON THE GROSS SETTLEMENT AMOUNT. THIS WOULD LEAVE EACH PLAINTIFF WITH APPROXIMATELY $5,000 WITH WHICH TO REPAIR $30,000 IN ALLEGED DEFECTS."
Similarly, a study of litigated and non-litigated properties by ConAm Research of San Diego showed that the value of condominium units in litigated projects dropped more than 10 percent, when compared to units in non-litigated projects. The study also found that homes in non-litigated projects were able to resell more quickly.2 Why? California law requires disclosure in real estate transactions. When you put your home up for sale, your realtor will be required to disclose that your home is, or was, involved in a construction defect lawsuit and identify any items that you claimed are defective in your home. Lenders often are reluctant to make home loans on projects that are, or have been, involved in litigation. And what prospective buyer would choose a home involved in a defect lawsuit over one free from litigation? Worst of all, what if the prospective buyer asks to see your repairs and you have to tell them that few, if any, of the supposedly-necessary repairs were ever made?
The reason is simple. Homeowners involved in such litigation must notify lenders of their defect allegations and the costs being claimed to repair them. In some cases, attorneys have even claimed that repair costs exceed a home's purchase price. In others, homeowners must state that their home is worth less than its potential market value - maybe even less than the amount still owed on the house.
Why is California's housing market so expensive? While there are many factors, California's housing prices can be attributed, in part, to the onslaught of construction defect litigation over the last decade.
Litigation is costly. It increases the costs of construction. It causes insurance premiums to go up. It forces builders to raise their prices. It burdens the judicial system and expends judicial resources. It reduces competition in the marketplace as smaller builders are forced out of business. Ultimately, these costs are passed onto the consumer in the form of higher home prices. Homeowners should therefore ask themselves: "Is construction defect litigation really the answer?"
You received this brochure because, at some point, a construction defect lawyer may approach you about joining a lawsuit - even if there is no real problem with your home, or tract.
Why are you being targeted? Defect litigation is big business, and law firms market aggressively in neighborhoods throughout the state looking for that business. Lawyers will tell you that it is less expensive to settle a lawsuit than it is to defend one. Some may flash big dollar signs at you in an effort to put a lawsuit together. And, if you are a homeowners association board member, they may even scare you into believing 3 ConAm Economic Research Study, November 11, 1996. you will be sued by your fellow homeowners if the association does not file a lawsuit.
But the big dollars they promise aren't always a reality once a lawsuit is settled, or tried.
When money is awarded after a trial or settlement, much if not most of it goes to pay for lawyers' fees, expert witnesses and the "destructive testing" they do on your home. Often, only a small portion of the funds recovered remains to be spent on home repairs, and, generally, those funds are much less than the real cost of any repairs that actually need to be made.
If this matter can be resolved easily and quickly by contacting your builder - which is often the case -isn't that in your best interests and the best interests of your homeowners association?
In the jury trial of a recent multi-home construction defect case, the attorneys and experts for the homeowners alleged defects throughout the homes, including the roofs, stucco, framing, concrete, windows and doors. These attorneys asked the jury to award the homeowners over $45,000 for each home. The jury unanimously found that the builder did not violate any construction standards and awarded nothing to the homeowners.
Trial attorneys often attempt to "prove" "defects" through destructive testing. This may include cutting holes in walls, pulling off roof tiles or ripping up flooring, just to look for "defects" that you did not know previously existed and that have not caused any damage to your home. They may even shoot high-pressure water directly against a window for a prolonged period to see if it leaks. That hardly duplicates any natural conditions your home is likely to be exposed to! Worse, destructive testing is a dusty, invasive and noisy process that can leave your walls, custom paint colors and faux finishes not looking the same again.
What happens if you don't win the case? You don't recover any money, of course, but that doesn't mean you are off the hook.
You also may meet with resistance if you change your mind and want to be dismissed from the lawsuit after it is filed. For many attorneys, the profit they make from construction defect lawsuits often depends on the number of homeowners they are able to sign up. Too few homeowners may mean that the cost to prosecute the lawsuit exceeds the amount of profit the attorneys stand to make. Not surprisingly, trial attorneys, therefore, often resist dismissing homeowners from a lawsuit. Some homeowners have even reported being charged litigation costs by their lawyers before being allowed to get out of the case. And even then, they had to wait months to be dismissed.
You may also lose control of your right to have repairs made to your own home. Homeowners have reported that some attorneys require that any settlement be approved by at least a majority of the homeowners in the case. If this happens, you may not be able to accept an advantageous settlement because some of your neighbors object. Other attorneys may not allow you to settle because, if repairs are made, the attorneys will have trouble getting paid.
In the unfortunate event of a legitimate construction issue, are you willing to live in your home for the years it can take to conclude a lawsuit before repairs are made?
You have an alternative! You can work with your builder and have the problem corrected quickly - perhaps even years before repairs could be made if you chose to litigate.
Most builders will gladly make legitimately needed repairs to your home. By avoiding litigation, you get what you want: to have the problem repaired quickly, completely, and with the least amount of inconvenience.
In 2003, California enacted a new law (Civil Code sections 895 et seq.), which applies to certain types of new residential construction purchased on or after January 1, 2003. This law is designed to informally resolve construction defect claims. It better defines what constitutes a defect, and allows a builder to provide you with detailed maintenance expectations up front, so you know how to maintain the quality of your home.
Under the new law, if a homeowner is unable to resolve a construction defect claim informally through such things as customer service, or the warranty process, the homeowner must follow a series of mandatory pre-litigation procedures before filing a lawsuit against a builder. These procedures are referred to in the homeowner's purchase documents and CC&R's and are designed to ensure that legitimate repairs are made without requiring a lawsuit. In addition, if these procedures fail to solve the problem, the new law allows for the use of alternative dispute resolution such as arbitration, or judicial reference, which generally is less costly and faster than a court trial.
The Building Industry Association wants to help you enjoy the American dream of homeownership and encourages you to use alternatives other than litigation to preserve that dream.
The best immediate solution to avoiding the hassles and cost of litigation is to work directly with your builder. If you find yourself, or your association, being approached by defect attorneys, we advise you to consider the alternatives. Go to your homeowners' association board meeting and ask that they pursue alternatives before signing on with attorneys. Contact your builder. In the unlikely event that your homebuilder is unresponsive, or if you have difficulty tracking down your homebuilder, call the BIA/OC at 949-553-9500 and they will help you locate the correct customer service representative. If this fails to solve the problem, consider utilizing the claim and dispute resolution procedures specified in your purchase documents, such as mediation, arbitration, or judicial reference.
Together, we can find resolution and preventative measures to avoid, or reduce, construction disputes.
1.) If construction defect attorneys are approaching homeowners in your tract, urge your neighbors and your association to investigate alternatives before hiring attorneys.
2.) Contact your homebuilder to seek a solution. Often, the builder will work with you to resolve a problem. If you need help locating your builder, or if your builder is not responsive, call the BIA/ OC at 949-553-9500.
3.) Understand what constitutes a defect. Opinions may differ on this, but hear out your builder before authorizing an attorney to file court papers on your behalf.
4.) Follow the procedures in your homeowner's warranty and submit a customer service/warranty request to your homebuilder. Homeowner warranties often provide homeowners an effective process by which to resolve concerns informally and promptly.
5.) If resolution remains difficult, review your purchase and homeowners association documents and follow their claim and dispute resolution procedures. These procedures often include mediation, arbitration, or judicial reference, which can be less time consuming and less costly than litigation.
1.) Can you show me the specific problems I have in my home?
2.) How much money is likely to be awarded and where will it all go?
3.) Explain the "destructive testing" process, including how much time it will take and how many homes you will destructively test. What if my issues are not the same as my neighbor's? Will you need to conduct destructive testing at my home to establish your case?
4.) How do you make your money?
5.) What percent of any money you recover will you use to pay for expert witnesses and destructive testing? Is the experts' compensation affected by the outcome of the case?
6.) Who pays for the experts, destructive testing and court costs if we lose the lawsuit?
7.) What happens if we lose the case? Can I be liable for anything?
8.) What happens if we receive less than the cost of the repairs you claim are needed? Will my house still get fixed?
9.) When I sell my house, do I have to disclose this lawsuit? Do I have to disclose whether enough money was collected to fund the repair of the alleged defects?
10.) When I refinance, do I have to disclose this lawsuit and will it impact a lender's willingness to give me a loan?
11.) Will you represent me in the event I get sued for failing to disclose a defect you claimed on my behalf?
12.) Are the documents you file on my behalf public record?
13.) How long do construction defect lawsuits typically take to resolve and won't the lawsuit tie up my property during that time?
14.) What happens if the builder offers to make repairs during the course of the lawsuit? Will you prevent those repairs from being made?
15.) After the lawsuit starts, if I change my mind, can I withdraw from the lawsuit? Will it cost me anything to withdraw?
16.) After the lawsuit starts, can I decide to settle just my claims, or does everyone have to agree to settle?
Citizens Against Lawsuit Abuse (CALA) is a nonprofit legal watchdog group whose mission is to educate consumers on the costs of lawsuit abuse and serve as a watchdog group over those special interests who seek to abuse the system for financial gain at the expense of consumers.
The Associated General Contractors of California (AGC) is committed to improving the profitability of its members through excellent services in: Safety and Health; Education and Training; Employee and Labor Relations; Government Relations/Legislation; and the commitment to skill, integrity, and responsibility.
The Building Industry Association of Southern California (BIA/SC) is a non-profit trade association representing nearly 1,000 companies employing over 100,000 people affiliated with the building industry. As the regional advocate of the building industry, BIA/SC works closely with its chapters, councils and members to make sure housing supply keeps pace with the rapidly growing job market and population.
The Construction Quality Committee (CQC) advocates for solutions to construction disputes through education on and advocacy of quality construction practices and customer service.


text:
Middleberg est une census-designated place du comté de Grady, dans l'État d'Oklahoma, aux États-Unis. En 2020, elle compte une population de .

Notes et références

Voir aussi

Liens externes

Comté de Grady (Oklahoma)
Census-designated place en Oklahoma


The Glenn Massay Theatre in Palmer, AK was installed with a colorful array of over 800 Stonewood Exterior Panels. Housed on the Mat-Su College campus at the University of Alaska, the theatre seats over 500 guests and delivers a high-tech experience with leading edge spectacles that will leave audiences craving more.
Installed over North Clad Aluminum Extrusions with color match fasteners to guarantee a lustrous exterior quality, the panel's captivating glisten will have guests turning heads. Not only do Stonewood Panels work well to enhance the theatre's modular and contemporary charm, they are a top notch and cost-effective choice as well. On-site fabrication also ensured that each panel was tailored to meet the ever-changing conditions of building construction.
Computer-generated checker-board design completes the theatre's fresh appeal.
North Clad Aluminum Extrusions with color match fasteners to guarantee a lustrous exterior quality.
On-site fabrication ensured that each panel was tailored to meet the ever-changing conditions of building construction.
A top notch and cost-effective choice, Stonewood Panels work well to enhance the theatre's modular and contemporary charm.


I guess you can't satisfy some folks, eh? Moscow weather this summer has been possibly the worst on record – ever (rain almost every day, never warming up properly, frequent storms…). And here I am, just 700 kilometers to the northwest complaining about the sun being out!
While outside the city it's of course the same sun, but it's… easier to deal with out there away from the traffic and fumes and other urban drawbacks. You feel more comfortable and less self-conscious with a pair of shorts on, there's more of a breeze as it's a lot less built up, and people go about their business in a more sedate fashion. I even saw female villagers strolling across the rural landscapes picking wild flowers. I thought that was a relic of a simpler past. Clearly not. And quite right too!
In short, Peter is the City of the Sun. Not the City of the Rain. And there's no way you can persuade me otherwise! Oh, I mentioned rain… Well, of course, occasionally it does fall from the skies; however, it comes in the lightest of light showers. It's almost welcome – like that super-fine cool spray they sometimes have on verandas of fancy restaurants. You know the stuff? Ah – it's called misting, apparently. Anyway – it's nothing like the dank, gray, big-blobby rain you get in Moscow – invariably accompanied by high winds, hurricanes, thunder, typhoons, tornados, or a mixture of thereof.
Well, if you live in Moscow… erm, maybe it's time to move to St. Petersburg? Incidentally, we have an office here. No, no! Hold on. We can't be having an exodus from the capital where we have our HQ and where it's staying!! I don't care how bad the weather is! And anyway – I hope Moscow's bad year weather-wise will be just that – a year, and not become permanent.
Still, and this is addressed to Moscow-dwellers again (so I'll be brief as most of you reading this won't be Moscow-dwellers:), if the doomy-gloomy weather is getting you down – get yourselves up to Leningrad one weekend. It's a matter of hours these days on the train, or minutes on a plane – but the overnight train still adds that special je ne sais quoi to the whole weekend-experience package :).
I hope the sun will still be out when we get to st. petersburg in August!


Located in the Wasatch Mountains, less 30 minutes from Salt Lake City, Big Cottonwood Canyon, provides some of the best rural dark-sky viewing of the Milky Way in the Wasatch.
The Donut Falls trail head/Mill D trail head, close to the ski resorts of Brighton and Solitude, additionally provides one of the easiest (and most accessible) areas to view the stars year-round. The position of the canyon in this area, with the open vista of the mountain valley to the east, additionally allows for superb viewing of the Milky Way and its galactic core.
For Milky Way photos, start by find a good spot in either the parking lot or early trail head and angle you camera towards the south (to photograph the galactic core). The Milky Way will arc from south to north over the mountains in the distance, allow you to capture both the stars and a beautiful mountain foreground!


You should cross the road only at zebra crossings.
We should not touch plugs and switches with dry hands.
We should touch plugs and switches with wet hands.
A narrow bridge used only by people who are walking is called subway.
You should not cross the road at zebra crossings.
You should use footbridge when the road is busy.
First look at your right side before crossing the road.
You should never stick out your head from a moving vehicle.
You should not use subway or footbridge when the road is busy.
You should not rush up and down the stairs.


text:
Judge recuses self from Gen. Alkali's murder case
ABU appoints 2 new DVCs
By . . | Published Date Jun 23, 2019 2:41 AM
Ahmadu Bello University, ABU Zaria.
The Governing Council of the Ahmadu Bello University (ABU), Zaria, has ratified the election of Professors Sadiq Zubair Abubakar and Danladi Amodu Ameh as Deputy Vice Chancellors (DVCs).
Prof. Abubakar was elected DVC (Administration), while Prof. Ameh was voted to take charge as DVC (Academic).
The council, at its 182nd meeting held on Tuesday, June 18, 2019, considered the report and recommendation of the joint council/senate selection board of the university for the appointment of DVCs.
According to ABU's Special Bulletin, the emergence of Professors Abubakar and Ameh followed their nominations by the Vice Chancellor, Prof. Ibrahim Garba, at a Senate meeting held on Thursday, May 30, 2019.
Sadiq Zubair Abubakar, a Professor of Agricultural and Bio-Resource Engineering with specialisation in Irrigation System Design, Development and Management, joined the services of ABU in 1988 as assistant lecturer and extension specialist shortly after his graduation from the university with a Bachelor of Engineering (Agricultural, Second Class Upper) in 1987.
Prof. Abubakar, an indigene of Kano State, who was born 57 years ago, obtained an MSc and PhD, all in Agricultural and Bio-Resource Engineering in 1992 and 2002 respectively. He was appointed to the professorial rank in agricultural and bio-resource engineering in 2005.
Until his appointment, he was the Dean, School of Postgraduate Studies, ABU. He chaired and served on many committees of the university at institute and departmental levels, in addition to serving as member of ABU Governing Council between 2009 and 2014.
Prof. Abubakar, who participated in securing several research-based, development-based and promotion-based collaboration projects sponsored by multilateral and bilateral donors, equally supervised and mentored several students internally and externally.
Danladi Amodu Ameh on the other hand was born in Inye in Ankpa Local Government Area of Kogi State 63 years ago. He is a Professor of Nutritional and Medical Chemistry. He joined the services of the university in 1983 on transfer of service from the National Institute for Trypanasomiasis Research (NITR), Vom, Jos, Plateau State, where he worked briefly as a research officer.
Prf. Ameh graduated with a BSc in Biochemistry with Second Class Upper Division from ABU in 1977; and in 1981 he got an MSc, also in Biochemistry from the same university.
He was at the University of Alberta, Edmonton, where he bagged a PhD in Biochemistry in 1991.
Prof. Ameh, a Canadian Commonwealth Scholar, who held a number of administrative positions, including Head of Department, Biochemistry, ABU, has to his credit a total of 71 academic publications in journals, conference proceedings, books and conference papers.
CAF removes Amaju Pinnick as vice-president


On the main http://chrismoyles.net page we have launched the 'Breakfast Show Replay' - we are replaying every Chris Moyles Breakfast Show starting with the first and ending sometime around 2020(!).
The shows have been edited to remove the music to speed downloads and for reasons of copyright - we own a huge debt of gratitude to a team of people on the Sound section of our website for their dedication in recording, editing, uploading and cataloguing these files.
You may listen/download the show from the front page of the site, or you may subscribe to our RSS feed which will automatically make the shows available to your podcast reader.
The podcast has been removed from the iTunes directory.
This is cracking - downloaded to my phone automatically overnight, played it out getting ready for work this morning - brilliant idea! It's just a shame the BBC didn't finish it at the end of the year... the Christmas shows are going to be slightly skewiff - but then having said that, as Chris said in another thread, they are going to get slightly out of sync - particularly with eight weeks holiday a year, it'll only take just under seven years to play them out.
Thank you for all the effort that went into this (Chris and I believe Console).
You are a disgrace and I'm looking forward to when someone you respect dies so I can rub your liberal face in it.
I've been a lurker on this site for a while, but had to finally sign up to say a massive THANK YOOOOOU! Woken up this morning feeling bereft at the lack of show and then saw this! Yay! I can't believe how much music they played on the first show! And Dom's news reading voice is reminiscent of his 'frothy bevvy' tones!
Chris, this is brilliant. Personally I won't use it as I already have every show downloaded and I don't get time to listen but it is a very good idea subscribing via iTunes. Thanks Chris and Console. Also I think Mike who originally uploaded the shows deserves thanks as these wouldn't be here without him.
This is a brilliant idea. Thank you for everyone who has worked on it. Would someone be able to submit it to iTunes so that it propagates to the Podcast directory? It would show up on a lot more platforms then without having to enter the rss URL. I can submit it if you're happy for me to do so and there aren't any legal complications involved.
This is brilliant. Thank you to all involved.
I have subscribed on iTunes and listening to first show now.
Is there a thread on forum to talk about the Breakfast Show Replays - discuss each show each day. Don't want to duplicate a thread!
It has much more music than now! Aled sounds the same. Dave too. Chris is bit more high pitched. Dom is still a bit "frothy bevvy".
DOWNLOAD THE FREE PODCAST NOWWWWW !!!
An excellent idea great service been a huge fan over the years but only recently signed up to the site. Was wondering what to do in the mornings from now on but have now got the next 7 years sorted brilliant brilliant idea just cut the greens at work and listened to the first show loved it all over again.
Thanks, this is amazing! No need to ever listen to BBC Radio 1 again!
Just a technical question though. I followed the instructions for iTunes yesterday, and that show uploaded fine. However, it has not automatically downloaded today :s so I was just wondering if it will happen later in the day or if there is something else I need to do? I right-clicked and selected 'Update Podcast' but nothing happened.
Not near my iTunes at present. Did everyone else's update okay today?
I just wanted to say a big big BIG thank you for all your hard work over the years and dedication to sharing the Moylesy love!!
I have been an avid and loved up fan since the afternoons. I don't know what it was.. I guess being from Leeds myself and leaving my hometown many years ago I miss and love hearing the same attitude, the same humour and accent. I can relate beyond believe! His cheeky, honest and great mates just win you over for down to earth funny radio.
But, as we all know, as the years roll on you become more and more close to him, to the team, they become part of your life.
They go through life with you after this many years!
I want to show you my only and final email I sent to Chris when I heard the news they were finishing the show. (please bear in mind I had JUST found out from living in Mexico so was shellshocked)!! lol..
I have been hearing you every day since the sad news talk about the negative comments and reviews and I just don't get it.
The small minority that complain, like all typical brits love to, just want to moan about something, anything. And you are an easy target.
This is the most devastating news I've heard in years, and you should be focussing on your millions of devoted, loving fans who are heartbroken and devastated you'll all be leaving us.
It might seem over the top and sound insane but you don't know what his show means to me. It's been the show to my life..
3 weeks ago I moved to Mexico and as scared as I was - and am!
Alone, not speaking the language away from all my loved ones, I knew that at least every week no matter how depressed or homesick I got, I could stick on Moylesy and I would feel connected to home, to all you guys, to a family of sorts..
It's sounds insane but this is totally devastating for me.
You really were my saviour.
nb. * the haters - They just need to get laid.
I can honestly say when I found out through my mate in England the show was finishing I actually got scared!! Lol. Really! Because when I moved here I thought, well, no matter how lonely or scared I get, every day I've got the show to pick me up. Now how am I going to cope??
Your website has been a big part of giving me my Moyles fix when I am living out of the country, so I owe a big thank you to you. When I saw your book on the show and heard it I was so proud of you guys! You must have felt the same! You reduced em to tears! Hehe. I wish I had been part of that too.
This replay podcast from you guys is yet again going to save me - and I get to share the experience and the joy! with (probably thousands, if not millions of) others.
Again.. Thanks for all your hard work. You have helped to touch peoples lives just as the Moylesy team.
This is a really great resource and the time taken to edit every show must have been incredible.
I have one question about the reply - you're not officially 'broadcasting' each day's replay show, right, that we can all be listening in-sync?
You can add the feed to iunes using the instructions in the first post.
Im sort of a week late on this, subscribed last night as this is a brilliant idea.
How do i get the 4 shows I've missed when i subscribed it only downloaded me Friday 9th January 2004 show and i would like the full set.


Blade Runner 2049 is the long-awaited sequel to the original 1982 movie Blade Runner. The original Blade Runner at first received mix reviews, but eventually was heralded as an American classic. The new movie takes place in the year 2049, where bioengineered humans, called replicants, have been integrated into society by Niander Wallace (Jared Leto), a pioneering scientist in the world of androids. A couple of these newer replicants are given the task of "retiring," or killing the older models, as they are unstable and have gone rogue. These enforcing replicants are known as blade runners. K (Ryan Gosling), one of the blade runners, finds out a secret that can alter the fragile balance between humans and androids in one of his missions. As K and his superior, Lieutenant Joshi (Robin Wright), investigate, they realize there is only one person who can tie the whole mystery together: Rick Deckard (Harrison Ford), a former blade runner who vanished years ago. Thus, it is up to K to find Deckard and find out the truth, before his competition, the Wallace Corporation, does.
One of the underlying questions of the movie is what makes humans human. In the past decade or so, humanity has built hundreds of machines and robots that are able to do tasks much quicker and more efficiently than humans. Artificial intelligence has the potential to leap ahead of human intelligence. The only reason why robots haven't taken over the world is because humans are able to reason, while androids aren't. However, Blade Runner 2049 explores the possibility where androids are able to reason and show emotions. The replicants are so deeply integrated into society that most of them are mistaken for humans. In the movie, they show affection towards one another and can feel pain and joy and sorrow. So would these replicants be considered humans since they are able to reason and feel emotions? Why shouldn't they be? The movie seems to remind us that humans often seem the least humane, whereas androids often show human touches that make the flesh and blood blush in shame. Our obsession with differences and the "other" is as hold as humanity itself.
Given the important and emotional issues raised by the movie, issues that are important to our increasingly diverse society, it is frustrating that the movie starts so slow. The first third of the movie is ponderous and extremely slow-paced. Denis Villeneuve, the director of the movie, is known for slow-burning dramas and they work most of the time. But with Blade Runner 2049, one feels that the plot could have been tighter and the action and the characters more urgent. Couple that with the movie's extremely long runtime (almost 3 hours long), it could repel new Blade Runner fans. Some people might even view the movie as pretentious and purposefully dragged out.
Overall, Blade Runner 2049, was a fantastic movie. Villeneuve did an excellent job of catering towards all types of viewers. There are action-packed scenes, love scenes, philosophical scenes, suspenseful scenes, and peaceful scenes. The plot was unbelievably intricate and very-well thought out. It explores modern-day issues such as diversity and technology. Movies don't have to be about deep philosophical issues. But, when they are able to combine enjoyment with reflection, respect is deserved.
What a fun film! Ridley Scott did a stellar job at filming this movie! I really enjoyed every minute of it.


text:
Q: Capitalize the HTML  selected Attribute I am trying to Capitalize the HTML  selected Attribute, but does not work !
<option value="${city}" style="text-transform: capitalize"> ${fn:toLowerCase(city)}</option>

A: You could set it on the <select> element.

<select style="text-transform: capitalize">
    <option value="volvo">volvo</option>
    <option value="saab">saab</option>
    <option value="opel">opel</option>
    <option value="audi">audi</option>
</select>

A: As mentioned in comments on the answer suggesting the CSS text-transform method, there seems to be an inconsistency with Chrome. Scouring the web, this seems to be, at some point - a known issue. See here and here for some details. Unsure how long this has been known, perhaps even resolved at some point, but per Chrome version 43.0.2357.124 m on Windows, I can still replicate this issue - see screen cap as well
If Chrome consistency is substantial enough of an issue, you may be able to work around this with some JavaScript. Some examples may include...
jQuery - JSFiddle Example
$('option').each(function() {
    $(this).text($(this).text().replace(/^(.)|\s(.)/g, function($1){ return $1.toUpperCase(); }));
});

Vanilla - JSFiddle Example
var ele = document.getElementsByTagName('OPTION')

for(var i = 0; i < ele.length; i += 1) {
    ele[i].text = ele[i].text.replace(/^(.)|\s(.)/g, function($1){ return $1.toUpperCase(); })
}

redpajama_set_name: RedPajamaStackExchange


text:
Dr. Gurcan Guleryuz
Ph.D. in Botany, Plant Ecology from Uludag University, Bursa, Turkey
Dr. Gurcan Guleryuz is currently working as Faculty of Arts and Science, Department of Biology at Uludag University Bursa, Turkey. He obtained his PhD degree in Botany, Plant Ecology from same university and MSc in Medical Biology and Genetic from Aegean University Postgraduate Institute of Medical Sciences, Izmir. His topic of PhD thesis is "The studies on the nutrient turnover and productivity at some plant communities of Uludag alpine region". His field of specialization is plant ecology, eco-physiology. His area of expertise includes nitrogen mineralization, nitrate reductase activity, geographical information system (GIS), heavy metal, and seed germination. His experience includes worked as Research Assistant and Assistant Professor at Uludag University, Faculty of Arts and Science, Department of Biology, Bursa. He published 40 research articles in national and international journals as author/co-author.
Plant and Soil Sciences
Plant Ecology
Seed Germination
Güleryüz, G., S. Kırmızı, H. Arslan and M. Bayrak, 2021. Effects of pre-treatments in relation to breaking of dormancy of endemic Hypericum adenotrichum spach. seeds. J. Applied Res. Medic. Aromat. Plants, Vol. 25. 10.1016/j.jarmap.2021.100344.
Güleryüz, G., S. Kırmızı, H. Arslan and E. Güleryüz, 2020. Breaking of dormancy in the narrow endemic Jasione supina sieber subsp. supina (Campanulaceae) with small seeds that do not need light to germinate. Acta botanica Croatica, 80: 12-17.
Kirmizi, S., G. Guleryuz and H. Arslan, 2014. Protein mobilisation and proteolytic activities in root tubers of Asphodelus aestivus. Turk. J. Bot., 38: 302-308.
Guleryuz, G., H. Arslan, Z. Leblebici, S. Kirmizi and A. Aksoy, 2014. Heavy metal content of Asphodelus aestivus Brot. from degraded areas in the Mediterranean environment (Bursa, Turkey). Fresenius Environ. Bull., 23: 400-407.
Arslan, H., G. Guleryuz, A. Akpinar, S. Kirmizi, E.E. Seven and S. Gucer, 2014. Responses of ruderal Verbascum olympicum Boiss. (Scrophulariaceae) growing under cadmium stress. Clean-Soil Air Water 42: 824-835.
Akpinar, A., H. Arslan, G. Guleryuz, S. Kirmizi, E.E. Seven and S. Gucer, 2014. Ni-induced changes in nitrate assimilation and antioxidant metabolism of Verbascum olympicum boiss.: Could the plant be useful for phytoremediation or/and restoration purposes. Int. J. Phytoremediat., 17: 546-555.
Akin, B., I. Kocacaliskan and G. Guleryuz, 2014. Micropropagation of Erodium sibthorpianum subsp sibthorpianum, an endemic threatened species of Uludag Mountain (Bursa-Turkey). Turk. J. Bot., 38: 148-155.
Kirmizi, S., G. Guleryuz and H. Arslan, 2011. Germination responses to GA(3) and short-time chilling of three endemic species: Tripleurospermum pichleri, Cirsium leucopsis and Senecio olympicus (Asteraceae). Plant Species Biol., 26: 51-57.
Guleryuz, G., S. Kirmizi, H. Arslan and F.S. Sakar, 2011. Dormancy and germination in Stachys germanica L. subsp bithynica (Boiss.) Bhattacharjee seeds: Effects of short-time moist chilling and plant growth regulators. Flora, 206: 943-948.
Guleryuz, G., S. Kirmizi, H. Arslan and E.K. Yakut, 2011. Alterations of the nitrogen mineralization rates in soils of forest community depending on the ski run construction (Mount Uludag, Bursa, Turkey). J. Mount. Sci., 8: 53-61.
Arslan, H., S. Kirmizi, G. Guleryuz and F.S. Sakar, 2011. Germination requirements of Androsace villosa L. (Primulaceae). Acta Biologica Cracoviensia Series Botanica, 53: 32-36.
Sakar, F.S., H. Arslan, S. Kirmizi and G. Guleryuz, 2010. Nitrate Reductase Activity (NRA) in Asphodelus aestivus brot. (Liliaceae): Distribution among organs, seasonal variation and differences among populations. Flora Morphol. Distribut. Functional Ecol. Plants,, 205: 527-531.
Kirmizi, S., G. Guleryuz, H. Arslan and F.S. Sakar, 2010. Effects of moist chilling, gibberellic acid, and scarification on seed dormancy in the rare endemic Pedicularis olympica (Scrophulariaceae). Turk. J. Bot., 34: 225-232.
Kırmızı, S., G. Guleryuz, H. Arslan and F.S. Sakar, 2010. Effects of moist chilling, gibberellic acid, and scarification on seed dormancy in the rare endemic Pedicularis olympica (Scrophulariaceae). Turk. J. Bot., 34: 225-232.
Guleryuz, G., S. Kirmizi and H. Arslan, 2010. Nutrient status in soil of ski runs in the sub-alpine belt of uludag mountain, bursa, Turkey. J. Environ. Biol., 31: 219-223.
Guleryuz, G., S. Gucel and M. Ozturk, 2010. Nitrogen mineralization in a high altitude ecosystem in the mediterranean phytogeographical region of Turkey. J. Environ. Biol., 31: 503-514.
Guleryuz, G. and A. Everest, 2010. Nitrogen mineralization in the soils of the conifer forest communities in the eastern mediterranean. Ekoloji, 74: 51-59.
Arslan, H., G. Guleryuz, Z. Leblebici, S. Kirmizi and A. Aksoy, 2010. Verbascum bombyciferum Boiss. (Scrophulariaceae) as possible bio-indicator for the assessment of heavy metals in the environment of bursa, Turkey. Environ. Monitor. Assess., 163: 105-113.
Arslan, H., G. Guleryuz and S. Kirmizi, 2010. Nitrogen mineralisation in the soil of indigenous oak and pine plantation forests in a Mediterranean environment. Eur. J. Soil Biol., 46: 11-17.
Arslan, H., S. Kirmızi, F.S. Sakar and G. Guleryuz, 2009. Nitrate Reductase Activity (NRA) in some shrub species from mediterranean environment. Ekoloji, 71: 49-56.
Guleryuz, G., H. Arslan, C. Celik, S. Gucer and M. Kendall, 2008. Heavy metal content of plant species along nilufer stream in industrialized bursa city, Turkey. Water Air Soil Pollut., 195: 275-284.
Guleryuz, G., E. Titrek and H. Arslan, 2008. Nitrogen mineralization in the ruderal sub-alpine communities in Mount Uludag, Turkey. Eur. J. Soil Biol., 44: 408-418.
Kirmizi, S. and G. Guleryuz, 2007. Monitoring protein mobilization during seed germination of broad bean (Vicia faba L.). Asian J. Plant Sci., 6: 374-378.
Guleryuz, G., S. Kırmızı amd H. Arslan, 2007. Nitrogen mineralisation in the soils of alpine mat communities: an incubation experiment under laboratory conditions. Turk. J. Bot., 31: 277-286.
Kirmizi, S. and G. Guleryuz, 2006. Protein mobilization and proteolytic enzyme activities during seed germination of broad bean (Vicia faba L.). Z. Naturforsch C., 61: 222-226.
Kirmizi, S. and G. Guleryuz, 2006. Protein deposition and mobilization in seeds. J. Sci. Technol., 7: 41-50.
Guleryuz, G., H. Arslan, B. Izgi and S. Gucer, 2006. Element content (Cu, Fe, Mn, Ni, Pb and Zn) of a ruderal plant species (Verbascum olympicum Boiss.) from East Mediterranean. Zeitschrift fur Naturforschung C, 61: 357-362.
Celikler, S., G. Guleryuz and R. Bilaloğlu, 2006. Germination responses to GA3 and stratification of threatened Festuca L. Species from Eastern Mediterranean. Zeitschrift fur Naturforschung, 61: 372-376.
Arslan, H., G. Guleryuz, S. Kirmizi and S. Gucer, 2005. Nitrogen mineralization in mine waste-contaminated soils. Fresenius Environ. Bull., 14: 900-906.
Arslan, H. and G. Guleryuz, 2005. A study on Nitrate Reductase Activity (NRA) of geophytes from Mediterranean environment. Flora-Morphol. Distribution Functional Ecol. Plants, 200: 434-443.
Arslan, H., G. Guleryuz, M. Gokceoglu and H. Rehder, 2004. Forests of bithynian olympus. Caucasus Environ., 3: 34-37.
Guleryuz, G., H. Arslan, S. Kirmizi and S. Gucer, 2002. Investigation of influence of tungsten mine wastes on the elemental composition of some alpine and subalpine plants on Mount Uludag, Bursa, Turkey. Environ. Pollut., 120: 707-716.
Dulger, B., S. Kirmizi, H. Arslan and G. Guleryuz, 2002. Antimicrobial activity of three endemic Verbascum species. Pharma. Biol., 40: 587-589.
Başer, K.H.C., B. Demirci, F. Demirci, S. Kocak, C. Akıncı, H. Malyer and G. Guleryuz, 2002. Composition and antimicrobial activity of the essential oil of Achillea multifida. Planta Medica, 68: 941-943.
Arslan, H. and G. Guleryuz, 2002. Some endemics species to Uludag (Bursa, Turkey): Carduus olympicus Boiss., Festuca punctoria Boiss., Galium olympicum Boiss., Gypsophyla olympica Boiss., Rumex olympicus Boiss. Karaca Arboretum Mag., 4: 155-164.
Arslan, H. and G. Guleryuz, 2002. Nitrogen assimilation in higher plants. J. Sci. Technol., 3: 13-30.
Guleryuz, G. and H. Arslan, 2001. A study on biomass production of three endemic Verbascum L. species (Scrophulariaceae) from East mediterranean. Perspect. Environ. Sci., 3: 1-6.
Arslan, H., G. Guleryuz and M. Gokceoglu, 2001. A comparative study on Nitrate Reductase Activity (NRA) of some endemic plants from Uludag National Park. Anadolu Univ. J. Sci. Technol., 2: 51-56.
Guleryuz, G. and H. Arslan, 1999. Nitrate reductase activity in Verbascum L. (Scrophulariaceae) species from the eastern mediterranean in dependence on altitude. Turk. J. Botany, 23: 89-96.
Arslan, H., G. Guleryuz, M. Gokceoglu and H. Rehder, 1999. Vegetation mosaic around the second center of tourism development in the Uludag Mountain, Bursa, Turkey. Turk. J. Botany, 23: 233-240.
Guleryuz, G., H. Arslan, M. Gokceoglu and H. Rehder, 1998. Vegetation mosaic around the first center of tourism development in the Uludag Mountain, Bursa-Turkey. Turk. J. Botany, 22: 317-326.
Record last modified Jul 25, 2022, 10:14 am