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PT Moda Integrasi Transportasi Jabodetabek, a Jakarta Provincial Government Collaboration with Ministry of SOEs and Ministry of Transportation
Integrated public transportation is one of the characteristics of developed city. Integrated in lines, transportation modes, to the method of payment for trip tickets. Millions of Greater Jakarta commuters depend their mobility on a variety of public transportation both trains and buses. Getting an integrated and integrated public transportation system is people right that must be fulfilled by the government.
Therefore, Jakarta Provincial Government through PT MRT Jakarta (Perseroda) collaborated with Ministry of SOEs and Ministry of Transportation through PT KAI (Persero) establish PT Moda Integrasi Transportasi Jabodetabek.
The signing of the cooperation was carried out as a follow-up to the Head of Agreement previously carried out between PT KAI and PT MRT Jakarta to realize the integration of rail-based transportation management in Greater Jakarta area.
"We started a discussion a year ago about integration with the President. It was in February. And thank God, since last October experienced tremendous acceleration. The Head of Agreement was December 9, 2019, then now we together witness the stakeholder agreement which marks the birth of a JV that we named PT. Moda Integrasi Transportasi Jabodetabek, "said DKI Jakarta Governor Anies Baswedan at Ministry of SOEs Building in Central Jakarta, on Friday (10/1).
On the same occasion, Minister of Transportation, Budi Karya Sumadi, hopes that this cooperation would run well and the community could feel the benefits immediately. "That requires sincerity and commitment from all parties. If this cooperation model is successful, then this can be used as a reference for other regions in developing mass public transportation, especially urban railways," said Budi.
Integration of transportation modes will also be carried out with other existing transportation, such as buses including pedestrians. Anies hopes that the integration system will cover governance, routes, and ticket cards that can be used by the community.
Meanwhile, according to President Director of PT MRT Jakarta William Sabandar, the joint venture will manage integrated rail transportation and transit-oriented areas in Greater Jakarta area, including investment business activities according to business licenses and applicable laws in Indonesia.
In addition to collaborating to establish a new company, DKI Jakarta Provincial Government through PT MRT Jakarta (Perseroda) together with PT KAI (Persero) also worked together in terms of structuring integrated stations starting with 4 pilot stations, Sudirman Station, Senen Station, Juanda Station, and Tanah Abang Station. The arrangement of the four stations is expected to be able to display the acceleration of integration between transportation modes in a short time.
Please note, the signing of this cooperation agreement was witnessed by Minister of SOEs Erick Thohir, Minister of Transportation Budi Karya Sumadi, Deputy Minister of SOEs Kartika Wirjoatmodjo, President Director of PT MRT Jakarta William Sabandar, and President Director of PT KAI Edi Sukmoro.
Top Photo Credit: ppid.jakarta.go.id
Jl. Medan Merdeka Selatan No. 13, Gambir, Jakarta Pusat


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Living Words Press
About LWP and Zach Larson
Living Words Press:
LWP is what I hope will become the main hub and common thread connecting a large number of books and series. It is, for sake of simplicity, my very own publishing brand. Language is a many headed beast. It changes, matures, grows, and personalizes. I have no doubt that words are very much alive.
Zach lives in Idaho with his wife, son, two daughters, and a Zorse. He graduated from Marsh Valley High School and went on to earn a BS from Utah State University in English teaching, a minor in psychology teaching, and a minor in business. Currently, he writes only in his spare time but hopes to make it his sole profession soon. His first book, Destiny Scrolls: Path of the Warrior, was a seven year project while he attended USU and worked for the university as a custodian. There are four more books planned for the Destiny Scrolls series and ideas brewing for other series beyond that. He is committed to making sure that his skills as an author continue to grow and that each successive book in a series is better than the previous one.

redpajama_set_name: RedPajamaCommonCrawl


The 2019 Gowdy Grinder is on June 8th!
The race will be put on with the same format that offers flawless timing with real-time results available online.
Viewing from your phone? Don't miss the Drop Down Menu Above.
In 2018, The annual Gowdy Grinder was offered to WyoX whereby the proceeds could be used to fund high school mountain bike racing (entry fees, yearly registration, etc). This is why there's been a website change. The Wyoming State Parks and Recreation has given us the thumbs up to hold this race on June 8th, 2019.
For some in the region, Curt Gowdy State Park's unique and beautiful trail system is where cross country mountain bike racing season begins! The Gowdy Grinder consists of a short, medium and long loop, used in combination, to deliver fun and challenging courses for every category from Beginner to Open. The heart of the race lies at the Start/Finish line where spectators and pit crews get to enjoy food and refreshments while they're cheering on the racers as they grind out the laps. On site camping, along with miles of non-race trails for hiking, boating and an archery range makes this event a weekend-long funfest for all!


The redesign of the TVO.org website was a multi-year, inter departmental project. The project involved multiple stakeholders, from the C-suite, to IT and business process, to the unions governing both technical staff and journalists.
The challenges we were addressing with the redesign were to rebrand the organization as a charitable organization with a strong online donation mandate; we needed to automate video encode and distribution processes to free editorial staff up to create more digital content online, and we had to move from a homegrown content management system to the use of Drupal web templates that would be simple to update regardless of user skill.
Generating buy in and involvement of staff who would need to implement many of the changes the new systems would bring was a critical part of the job. The content management system had to accommodate multiple levels of administration and a complex editorial workflow. As a public service Government website, we were careful to ensure that tools our users needed were easy to find and easy to use, and fully accessible. And, we implemented a rich related content model to drive users to discover our "Long Tail" content.
The result was a new website that seamlessly integrated content management processes from the internal North Plains enterprise archive, video encode and streaming via the Brightcove CDN, and a new piece of technology called the Digital Services Repository, all of which fed a Drupal website. Training was designed and delivered to over 80 employees across the organization, in content marketing, business process, and IT. An all-new corporate donation-based microsite was launched. Unique visitors to the site increased almost immediately.


Alex has been working on climate change for over 15 years, and joined the Environment Agency 11 years ago. She is a Senior Advisor and technical climate change lead in the National Flood and Coastal Erosion Risk Management (FCERM) Directorate. Her work includes embedding climate change adaptation within the development and implementation of FCERM national policy, guidance, strategies and schemes. Her current focus is on the development of an FCERM climate change ambition, providing input into the National Adaptation Programme and ensuring that major FCERM strategies, including the update of the National FCERM Strategy, are climate resilient. Since joining the Environment Agency Alex has played an active role in developing and delivering action to address the impacts of climate change internally and externally. Alex has an MSC in Climate Change and Sustainable Development, and has previously worked in local government and as manager of the South West Climate Change Impacts Partnership.
Flooding and coastal change risks to communities, business and infrastructure is identified as one of the top 6 priority climate risks for the UK. The presentation will summarise the key climate impacts and challenges to flood and coastal erosion risk management (FCERM). In the context of national policy and the Environment Agency's corporate approach to adaptation, the presentation will highlight the Environment Agency's approach to ensure FCERM is climate resilient.


As HP's high-end representative lightweight laptop, the HP Spectre 13-af000 has received great popularity among many users with its excellent appearance and industrial design. Ceramic white color makes the whole laptop just like a natural jade. The laptop's thickness is only 10.4mm. Today, we will disassemble the HP Spectre 13 2018 to explore its internal structure. Before, we have disassembled the Spectre 13-w000 and the Spectre 13-v000.
First of all, we need to remove the back cover. There are no visible screws on the laptop. In fact, HP has placed all the screws under the rubber mats to keep the whole laptop's excellent appearance design. It is not difficult to remove rubber mats since they are fixed by the glue. After removing all the rubber mats, we can take out all the screws with a screwdriver. The thin back cover need to be removed gently.
After removing the back cover, we find that the laptop has precise internal structure. The internal consists of three parts: battery, touch panel and motherboard.
The battery occupies quite a large area, approximately over one-third of the whole device. The battery life is around three and half an hour on PCMark, which suggests that the laptop's battery life can reach the mainstream standard of the lightweight laptops. As a matter of fact, the whole device works under high loads, but such case rarely happens in our daily life. The HP official party announces that the laptop's battery life lasts 10.4 hours. The battery's design capacity is 43.7Wh, which reaches the high-end standard in lightweight laptops. The laptop suits most the user who always travels or on a business trip. Battery's work temperature ranges from 0℃ to 60℃, so it can handle most work scenery. The battery's voltage is 7.7V.
This is the touchpad module, and it is fixed on the laptop body by two screws.
Except for touchpad, SSD is also an important component of a laptop. SSD can not only save much space but also boasts of high transfer speed. The HP Spectre 13 comes with 256GB Samsung PM961 M.2 SSD. To enable the user to more conveniently upgrade, SSD is separated from the motherboard.
It is the motherboard of the laptop. Laptop's all core components are integrated into it.
These four are memory chips. The memory chip is used to process data exchange between the processor and the SSD, motherboard and graphics card. The laptop comes with 8GB DDR3 memory chip with 2,133MHz main frequency. The memory belongs to lightweight laptop's mainstream specification, and it can handle daily work.
Here is the fan of the HP Spectre 13-af000. Many lightweight laptops don't feature a fan to keep their thin body. But it is difficult for a laptop without a fan to work under high loads. However, the laptop still comes with two fans to accelerate heat dissipation process in the meantime keeps thick laptop body.
To make the device body more lightweight, the laptop's expansion port all adopt Type-C ports. Type-C port not only saves more space, boasts of faster transfer speed but also is compatible with more storage and video devices. Laptop's Type-C ports are connected to the motherboard.
It is a long copper pipe on the back of the motherboard. The copper pipe gets connected with two fans to constitute the heat dissipation module. Its main function is to conduct heat generated by laptop host.
This is the processor of the Spectre 13. The processor is the most important component of a laptop. It is powered by Intel's eighth-generation Core i5-8250U processor which consists of four cores and eight threads. Its main frequency is 1.6GHz. The Core i5-8250U processor with excellent performance has the small volume, and it is placed under the heat dissipation pipe.
These are all the components of the HP Spectre 13 2018.
Since the HP Spectre 13-af000 is a classic lightweight laptop, we need to use moderate strength during the disassembly process. To save space as much as possible, the ultrabook has compact but orderly internal structure. The motherboard doesn't occupy the large area, but it has high integration. The large-capacity battery is the one highlight of the HP Spectre 13 2018.


After my nasolabial fold filler treatment, I visited Dr Dylan Chau from Celevenus Aesthetic Clinic again for nose fillers, a procedure that I was initially rather resistant to as I thought it would alter my appearance very drastically.
I have seen how a higher nose bridge and sharper, more prominent nose shape can dramatically alter a person's overall appearance. In fact, some end up looking like completely different people altogether or worse still, they end up looking like one another!
I personally prefer subtle enhancements that preserve the individuality and unique characteristics of my original features. Thankfully, after consulting Dr Chau, I realized that nose fillers would actually fit the bill.
The pictures of me that you see above were taken before I had nose fillers. I looked exceptionally tired in the first picture taken at the clinic as I headed there after a long day at work. Nonetheless, from all the pictures, you can tell that my nose bridge was relatively low and the tip of my nose was somewhat wide.
If given a choice, I would prefer a higher nose bridge and a sharper tip. So, why did I choose fillers and what were some of my considerations?
Why did I choose fillers?
Filler treatments are probably one of the fastest and most natural ways to enhance your nose because the final look depends largely on the characteristics of your existing nose. Unlike, rhinoplasty, otherwise known as a surgical nose job, you can't show your doctor a picture of your favourite celebrity's nose and get him/her to recreate the exact same nose with fillers. I have no intentions of looking like anyone else, not even my favourite celebrity and since preserving my individuality is a key concern, I chose fillers.
The make-up on my nose area was thoroughly removed and a thick layer of numbing cream was applied to my nose. After about 30 minutes, my nose was completely numb.
Then, it was time for Dr Chau to work his magic. Juvéderm® VOLUMA® Lidocaine was used in the procedure. He started with the top of my nose bridge and slowly worked his way down to middle, followed by the tip. Dr Chau also ensured that the injection was administered gradually and carefully to reduce the likelihood of bruising.
After the injection, my nose was moulded to shape. Dr Chau shared that ideally, ladies should have button-like noses for a softer look, which helps to retain their femininity while men should have higher and straighter noses as it would enhance their masculinity.
Finally, here's the side view of my new nose. As you can see, my nose bridge is significantly higher but the curvature is remarkably natural.
Here are some pictures of me about two hours after the procedure, taken at home without any make-up except for some eyeliner. My nose looked very prominent during the first 2 days, which was normal and expected due to swelling, but it settled in nicely thereafter.
If you follow me on my instagram account (@reginachow_sg), you may have spotted this picture which was taken 3 days after the procedure. I had some bruising then, but it was completely concealed by make-up. The swelling had gone down as well and my nose looked more natural.
For a better comparison, I also included my 'before' and 'after' pictures below. All the pictures in the post have not been digitally enhanced.
If you observe the pictures carefully, you would probably realize that my eyes looked bigger in my 'after' picture. Well, that is actually one of the effects of nose fillers as well. Besides a sharper nose, your features, especially your eyes, will also look more defined.
For those of you who want bigger eyes and a sharper nose, fillers can help you to achieve your objectives!
There is no downtime at all. I headed out to do Christmas shopping immediately after the procedure! This is an important factor for most of us who have to head back to office the next day or immediately after the procedure.
I experienced some slight bruising for about a week, but with the help of foundation and concealer, nothing was visible to the naked eye.
It is a relatively painless procedure as numbing cream is applied and Juvéderm® VOLUMA® Lidocaine, the filler that was used in my procedure, contains Lidocaine, an anesthetic drug to minimize pain.
In fact, the procedure was absolutely painless for me, which left me pleasantly surprised. On a scale of 1-10, the pain factor was 0.
Filler treatments are not permanent and yes, they are reversible. Fillers such as Juvéderm® VOLUMA® Lidocaine are made of hyaluronic acid, which occurs naturally in our body. If complications arise, which are generally uncommon with an experienced doctor, or you are dissatisfied with the results, the fillers can be easily dissolved and removed from your body.
Of course, to reduce unnecessary risks, you should always do your research and engage a qualified, experienced doctor to ensure that more than half the battle is won! Dr Dylan Chau, for instance, has 9 years of experience in medical aesthetics and has a wealth of experience in administering filler treatments.
Fillers typically last between 12-18 months but it varies from individual to individual because everyone breaks down or metabolizes fillers at different rates.
Are there any other non-permanent aesthetic treatments for nose enhancements?
During my consultation, Dr Chau told me that I could try another procedure for nose enhancement, which involves injecting sutures (or threads, similar to stitches for patching up open wounds) into the nose. The results from this procedure is likely to last at least 2 years, which is slightly longer than fillers which are estimated to last between 12-18 months.
I was tempted to try this but I wanted to have the flexibility to assess if I preferred a higher nose bridge before deciding on a more permanent option. I would probably try this treatment after the fillers wear off.
For now, I am very satisfied with the results of my nose fillers. As always, I am awed by Dr Dylan Chau's sense of beauty, aesthetic judgment and wonderful skills, and I would highly recommend him for all aesthetic treatments.


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Q: JPA2 PersistentObjectException "Detached entity passed to persist" but which one? I'm having problems with a rather complex piece of code: it throws a PersistentObjectException: Detached entity passed to persist. I'm not going to ask you why, the code is far too complex to post here (multiple joined inheritance classes, OneToMany, ManyToOne, WhateverToWhatever, stuff to avoid 63 tables mysql limit in joins and so on...).
I need only to know if there is a way, during debug, using the variables inspector, to reach the reference to the detached object that caused the exception.
I already know its class, the exception tells it, but I believe I'm not persisting any object of that class (which is abstract by the way...). I'm obviously wrong here, and being able to inspect that object while the program is paused on a breakpoint would be very helpful.
My provider is Hibernate-entitymanager 4.1.9.Final.
Btw, I'm not even calling persist(), I'm calling only merge().
EDIT: I've finally managed to find the detached entity, it took nearly 10 hours of debugging. I guess it could be faster if there were a way to reach the entity through the exception and (more importantly) if the exception message was more precise: the entity class wasn't the one specified, which is abstract, but a subclass of that (obviously I would say, but I have nearly 20 subclasses of that abstract class and guessing the right one was not trivial).

redpajama_set_name: RedPajamaStackExchange


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DESIGNNY
An Insider's Look
Home » Features » Architect-Builder » BUILT TO SUIT
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BUILT TO SUIT
Published on February 28
Written by Renee Dustman
Imagery by Sandra Kicman
The best thing about building a custom home is living in your idea of perfect.
Many people shy away from the prospect of starting from scratch, but that wasn't a problem for the owners of this Pittsford home. They knew where they wanted to live, what they wanted in a home, and the company they would hire to build it.
"They were very specific," said Marie Kenton of Ketmar Development. "We're not always that blessed." She explained that decisive clients make a builder's job much easier.
The homeowner chalked it up to life experience. "The longer you live, the more you learn where you want drawers and everything else," the homeowner said.
Location was Paramount
The most important thing for these homeowners was to be near their children and grandchildren. That led them to buy a Ketmar home in Pittsford 10 years ago. But the one-acre lot around the corner, surrounded by Forever Wild state-owned land, offered more privacy and less land to maintain.
The move also provided them an opportunity to transition from a two-story colonial to a ranch. "We wanted to simplify our lifestyle," the homeowner said. Not to necessarily "downsize," but to live more comfortably.
A Place for Everything was Key
The semi-open floor plan, 9- to 12-foot ceilings, and coastal color scheme further enhance the light and airy feel of this home. The wood flooring that runs throughout most of the home is Subtle-Scraped Hickory. The kitchen cabinets, by Barzotti Woodworking Ltd., are finished in Cloud White with Cappuccino Paste, and the countertops are Alaskan White granite.
Although considerably smaller than what the homeowners had before, the well thought out use of space, color, lighting, and design make this three-bedroom, four and one-half bathroom home seem much larger than it is.
"We didn't want to give up the spaciousness," the homeowner said, referring to their previous homes. Both the dining room and eat-in kitchen can accommodate up to 14 people – perfect for entertaining and family dinners. A den and a project room off the kitchen provide additional living space. There is also a finished basement, with an office and a full bathroom, as well as space for their grandchildren's toys.
"It's very convenient living," the homeowner said. "We were able to design the house from the bottom up and get it where we wanted it."
Atlantic Granite & Marble Inc.
Barzotti Woodworking Ltd.
Designers Library
DL Home & Garden
Ethan Allen (Rochester)
Fireplace Fashions
Hoffman's Appliance
Ketmar Development Corporation
Morse Sash and Door
Oriental Rug Mart
Rowe Photo, Video and Audio
Wm B Morse Lumber Co.
Let the Sun Shine In!
Who doesn't love sunflowers? From Georgia O'Keeffe, to the huge fields that draw visitors searching for the next Christmas photo, sunflowers have been a staple of the garden.
"Surrounding yourself in a beautiful setting doesn't stop with the indoors," says Joseph Nardone, Interior Designer and owner of Nardone Home & Garden.
Advantages of Gunite Swimming Pools
There are many benefits to owning a pool; and making the decision to have one installed in your yard is the easy part. Determining the type of pool to install is a little more difficult.
INTEGRATED SPACES
When putting down roots in the Adirondacks, what attracts us to the area in the first place often influences our vision of the perfect mountain retreat.
Read all >>
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QR Code Link to This Post 2003 Ford F350 Super Duty Van, Starts and Runs but runs rough. Brand new tires put on recently. Asking $2000 obo.
Check out this Orange 2012 Dodge Grand Caravan SE with 93,168 miles. It is being listed in Belton, MO on EasyAutoSales. Com.


Hello! It's been a 4 days since I started doing something every day that scared me or made me happy.
To recap: A few days ago I decided to challenge myself to live life a little differently.
I haven't been: sitting down and writing in the notebook I got (just as suspected).
But the important part is that: I've thought about these intentions… almost all day long.
1. I talked to people who mean something to me and I had difficult conversations. It's so scary to put yourself out there and ask someone, "Have I upset you?" but at the end of the day, it needs to be done.
2. I called someone I don't know very well. Phone conversations are difficult for me. They are never hard to have once I'm having them, but it's the anticipation of … the pressing "send" that can be the scary part.
It's really good so far. I'm already four chapters in. I've underlined something on almost every page and drawn exclamation points and stars next to passages that spoke to me. I've spent alone time doing this. Alone Time is something I should have mentioned as a fear of mine.
These daily fears are worth mentioning, but I'm most excited to share with you all the joys I've had recently. YAY!
1. I soaked in the sun. I love warm weather. I'd rather sweat then shiver. Today I sat in the sun for an hour. I hardly moved. My chickens were surrounding me. I didn't think about whether I'd get a sunburn. I didn't think about anything but the warmth on my skin. It was absolutely amazing.
2. I watched a movie with my parents. I have always regretted not doing this enough in high school. I thought I was perhaps too cool for such things. But here I was tonight, spending time at home and I watched A Walk To Remember (Shane West, the ultimate heart throb of my childhood) with mom and dad. My mom and I cried and my dad pointed out his favorite parts as they were happening. It's a cheesy movie, but in all the best ways.
3. I listened to music in my car so loudly it almost made me deaf. I love driving on the highway and belting out to my favorite songs. I did that in the last four days. Glorious.
There you have it. That's my latest update. Did you do anything in the last few days that made you nervous? After reading this blog, are you inspired to go out on a limb or gather the courage to make yourself happy?
Let me know :) And notice… none of the things I mentioned here were Earth shattering or "a big deal." They are simple and every day actions, and these add up to make a huge difference in how we live life.
Have you read Carry On Warrior by Glennon Doyle? I'm almost finished with t and it's fabulous. A good one to add to your list. :) love you.
I think the difficult part of utilizing self-help anything is truly trying to help yourself and actually employ the advice/tactics that are suggested! Even if you can only manage one small triumph at a time, that's more than you've done before.


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In: Chisholm-Burns MA, Schwinghammer TL, Malone PM, Kolesar JM, Bookstaver P, Lee KC. Chisholm-Burns M.A., & Schwinghammer T.L., & Malone P.M., & Kolesar J.M., & Bookstaver P, & Lee K.C.(Eds.),Eds. Marie A. Chisholm-Burns, et al.eds. Pharmacotherapy Principles & Practice, 6e. McGraw Hill; 2022. Accessed February 07, 2023. https://ppp.mhmedical.com/content.aspx?bookid=3114&sectionid=261454027
Chisholm-Burns MA, Schwinghammer TL, Malone PM, Kolesar JM, Bookstaver P, Lee KC. Chisholm-Burns M.A., & Schwinghammer T.L., & Malone P.M., & Kolesar J.M., & Bookstaver P, & Lee K.C.(Eds.),Eds. Marie A. Chisholm-Burns, et al. (2022). Pharmacotherapy Principles & Practice, 6e. McGraw Hill. https://ppp.mhmedical.com/content.aspx?bookid=3114&sectionid=261454027
Pharmacotherapy Principles & Practice, 6e Chisholm-Burns MA, Schwinghammer TL, Malone PM, Kolesar JM, Bookstaver P, Lee KC. Chisholm-Burns M.A., & Schwinghammer T.L., & Malone P.M., & Kolesar J.M., & Bookstaver P, & Lee K.C.(Eds.),Eds. Marie A. Chisholm-Burns, et al. McGraw Hill, 2022, https://ppp.mhmedical.com/content.aspx?bookid=3114&sectionid=261454027.
Pharmacotherapy Principles & Practice, Sixth Edition
Copyright © 2022 by McGraw Hill, LLC. All rights reserved. Printed in the United States of America. Except as permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a data base or retrieval system, without the prior written permission of the publisher.
Previous editions copyright © 2019, 2016, 2013, 2010, 2008 by McGraw Hill.
1 2 3 4 5 6 7 8 9 LWI 27 26 25 24 23 22
MHID 1-260-46027-4
This book was set in Minion by KnowledgeWorks Global Ltd.
The editors were Michael Weitz and Peter J. Boyle.
The production supervisor was Catherine H. Saggese.
Project management was provided by Warishree Pant, KnowledgeWorks Global Ltd.
The designer was Alan Barnett.
The cover art, which represents diversity and science in health care, is a detail from a 16 X 20 inch acrylic painting by Marie Chisholm-Burns, PharmD, PhD, MPH, MBA.


As you move further up the career ladder and your responsibilities as an administrator increases, this inevitably means that you'll at some stage be leading or facilitating meetings.
This could take many forms – from project team meetings to your own staff meetings. And when it's your own staff meeting, your credibility is at stake.
Listed below are some tips to ensure that the meetings you conduct are professional and focused.
Ensure everyone is clear about the purpose of the meeting before the meeting eg to decide venues for the Christmas function.
This is so people can arrive at the meeting knowing exactly what's going to be discussed and to allow time for them to do any preparation work.
This goes hand-in-hand with having a clear objective.
An agenda will list the topics to be discussed and who will be talking to that agenda item.
Meeting participants should be asked to contribute to the agenda before the meeting and a finalised agenda should also be emailed to the participants before the meeting.
I've heard often that people will judge how good a manager is by how well they run a meeting. This includes keeping the meeting within its allocated timeframe and ensuring that there is adequate time within the meeting to discuss items.
A tip that can help you keep a meeting on track is having a suggested timeframe for each item printed on the agenda.
A wise meeting facilitator will understand the balance between allowing for a good discussion amongst participants, ensuring everyone has the opportunity to have their say, all points of view have been covered and probably one of the biggest aspects of successful meeting management is managing personalities (watch out for a future post on this). This can be a tricky area to manage, but meeting facilitators need to know when it's time to rein in people without hurting feelings.
Probably the most understated skill of a facilitator is the ability to summarise discussion.
meeting participants will speak highly of you as someone who runs excellent meetings.
Do you have any additional tips that are essential to being a good meeting facilitator?


"Astroheads For Underbeds" is the third episode of Crazy Kidney Camp. It originally aired on YouTube on February 2nd, 2009.
The eight remaining campers are forced to wear diapers all day. While most of them take it as a new fashion trend, one camper refuses to accept joining in until it's revealed he invented it, giving him immunity. Later, one camper is voted off for not providing much effort in recent challenges, though he ends up with an old relative in the next episode.


J.J.'s life is turned upside down when his beloved brother is dognapped and sets off to rescue him on what will become the adventure of a lifetime.
One day, without warning, his life is turned upside down when his beloved brother, Arty, is dognapped by a press gang.
Armed with nothing more than loyalty and determination, J.J. quickly sets off to rescue Arty on what will become the adventure of a lifetime.


Listed below are some tips and suggestions that you can use to save money on your utility bills, heating and air conditioning equipment and service as well as help with your indoor comfort!
The easiest way to ensure your system operates efficiently and economically is by keeping the air filter clean. There are several types of air filters and several possible locations for the air filter. Ask your Rheem Pro Partner contractor where your air filter is located and which type of filter to use.
The condenser coil (the unit outside your house) should be kept clean to ensure efficient operation. If the condenser coil becomes restricted by dirt, lint, paper, grass clippings, leaves, or other debris, system efficiency will deteriorate.
Be sure all air ducts are well-insulated. Be sure all ducts in an unconditioned space are insulated to an R6.
Once your home is air tight, ventilation is key. Proper ventilation is vital for healthy indoor air. It provides a constant source of fresh, filtered outdoor air to flow through your home. Ventilation also exhausts harmful pollutants that are not eliminated by filtration, such as carbon monoxide. Contact your Rheem Pro Partner contractor on ventilation options for your home.


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Where are we, what have we done and are we doing ok? All that in todays post.
As part of our diversified portfolio we currently also invest into crowdfunding projects. The platform we selected is "Geldvoorelkaar" (GVE). (Note: this is not an endorsement or affiliate link, all is available in Dutch only. Below are a few more options presented for your consideration!). The main reason for choosing this platform is that they are one of the biggest players with a well-managed site, approved by the AFM (Financial Authority of the Netherlands), have clear conditions and information. You can invest with as little as €100 and a generally have good selection of project available. They tend to fill up very quickly, so there is definitely a great demand for this type of investments.
Another reason for choosing this particular platform is that they appear to have very stringent selection criteria for projects. Based on a post on their website (see here, Dutch only) only about 1 in 15 are actually published on their site (numbers based on commencement since 2011). We like this, as it shows the project have been evaluated properly and the risks are assessed, qualified and quantified. This allows you and me to make a more educated risk based decision before investing. They use several external parties to provide a third party assessment, which they include when the project is published.
A total of 1077 projects were published on GVE up to mid-2016, totalling €88M, that is quite a bit of money. They must be doing something good, right?
The idea is as follows, you loan a certain amount of money to a project of your liking via the crowdfunding platform. The project owner will pay it back within a certain period of time (roughly between about 12 and 120 months, most are however around the 48-60 month period), via the platform. You get a fixed payment each month, which consists of a principal payment and interest. You can compare this with your mortgage payment, but in this case you are performing the role of the bank.
Interest percentage range from about 5.0% to 9.0% for the majority of the projects. Interest percentage is subject to the classification of the project and in combination with what the project owner is willing to pay. The crowdfunding platform also charges you fees depending on the duration of the project (e.g. 0.3% per year of the loan value, paid upfront at commencement of the project, but is reimbursed if the project defaults).
The latest and newest option is to invest in project and are able to convert your principal into shares of the new company. The longer you wait, the cheaper the shares are to convert your principal into. The idea is that you start to receive dividends when the company start making money and/or sell you share after a few years for the value at that time (usually book value).
The CreditSafe score needs to be above 50 points, this is a measure how financially healthy the company is (e.g. how well they are able to repay the loan).
Other criteria we use as based on some more subjective assessments (e.g. do we like the project, do we see a market for it, etc.) and is there is personal backing of the loans (in case of payment issues, you may be able to recover some of the loan).
When I started to write this post (a couple weeks back), we had about €10.000 invested in about 33 projects at the time. Based on year 1, we had a net yield of 7.4% (after payments of GVE fees) and no defaults! Mr.CF was happy and positive.
On the day I wanted to upload the post to the website I had a message from GVE. One particular project failed and the owner had applied for bankruptcy. In short, this is a write off and there goes the 7.4% yield out the door. Based on these initial losses, the yield has already dropped to 7.0%. Still not bad, but one or two more defaults and Mr. CF will start to cry and wonder why this was a good idea in the first place.
How often do these defaults actually happen? Based on historical data (Dutch Only) this happens commonly between 20-24 months of the project and in about 5% of the cases (i.e. out of the 930 projects, 45 have been suspended based on numbers by GVE). Note that this should be an under estimate of the total percentage considering many of these project are still running and can still default!
Another blogger (Dutch only) whom has been using crowdfunding projects a lot longer then we have, got higher default percentages (potentially around 10%), pretty much whipping out a large portion of the envisaged yield. However, it is all in the numbers and a detailed assessment is required to find actual yield upon completion of a larger set of projects. Time will tell.
The above examples also prove that this type of investing is certainly not without risks, despite risk management from two sides (GVE and you).
For now we will put further investments on hold to see how our current portfolio will develop. We have also decided to limit our crowdfunding to no more than about 1-2% of our total portfolio (down from the previous 5%). The primary reason for this is the realization that your ROI upper bound is limited by what you see advertised, but the downsides can be well in negative territory with limited to no chances to recover these loses (albeit a collection agency might get some money back, but never the full amount that was owed to you). The main reason is that when a project defaults, you loose your ROI and part of your initial investment. That is a double hit! Now your ROI on the other projects has to first payback the money you lost on the default, before it can start to make you money again on the initial investment value you used.
A simplified linear example to show the principle (the actual calc is a bit more complicated due to the combined principal and interest payments each month): You invested €1000 in 10 projects (i.e. €100 each) all lasting one year. Your ROI is 8% per year = €80 at year end + all your principle back = €1080. For argument sake one project defaults halfway the year (€40 should still have been repaid to you) with only 50% recovery from the debt collectors (i.e. you will still get €20 back of the €40 owed). In this case, you will end the year with : €1056 (loss of €20 investment and €4 in missed interest). So one default dropped your ROI from 8% down to 5.6%. Still not bad, but if two project default or debt collectors cannot recover principle, you might end up with a very low ROI, if not a negative ROI! This is a scary thought, especially as you most likely will see defaults in your portfolio.
At least with ETF's/shares, in most cases, you have the luxury to wait and see them recover (and perhaps still get dividends in the mean time). This is not an option with crowdfunding: gone = gone! A paper loss almost automatically translates into a real loss. Keep that firmly in mind when investing in crowdfunding.
Our plan is to provide a bi-annual update on how the investments are doing and what our yield looks like. But we are done with investing into crowdfunding for now (the exception might be real estate projects, these are a bit more "stable" and have better investment recovery opportunity and lower risk to default).
and many, many more. The ones above we have not used personally, so cannot comment on how well they do or compare to our personal experience with GVE. If you did, please do let us know what you think!! Always good to have a better understanding of the alternatives available.
Do you invest in crowdfunding? If so, how are your experiences. If not, why?
I've been waiting to see how this crowdfunding investment turned out, and this post was not a disappointment.
A 7% yield is fairly reasonable and not out of line with what I've seen from other crowdfunding platforms. Congrats.
I'm curious, how are such investments taxed for you? The same as other income?
These are actually taxed as wealth (not income). So we pretty much pay around about 1.2% for this year in taxes.
We are also vary curious to see how things will develop. But will do so with a more conservative approach.
I have a similar approach to Lonica: I see crowdfunding more as a sort of charitable donation which I may or may not get back, as a way to support initiatives I really like. I'm currently invested in 2 crowdfunding projects, one is for the microbrewery in my neighbourhood and one is for a cool bar/restaurant. Both have been running at a small profit for a number of years already, the loan is to help them expand their business and move to a better location with more opportunities / into a permanent building on the same location respectively. My area of town is in dear need of nicer places to go than old-fashioned Amsterdam bars where people are still smoking inside and the furniture hasn't been replaced in 30 years – and my motto is that it's always better to do something about a problem than to complain about it. I crowdfund as a way of helping to do something about it.
I think this is the way to look at crowdfunding. Local business support and charity, any profit is a bonus at this stage. We also liked this aspect of crowdfunding. But for our journey to FI, we just need better investments with safer returns.
Thanks for mentioning me 🙂 I really appreciate that! Maybe it is also good to refer to my other blog about riskmanagement in crowdfunding ( http://stoppenvoormijnvijftigste.nl/?p=126). This and last year I got a high loss as well, but I expect it will be better in 2017.
But, overall a really nice blog. Sorry to hear you put CF on hold, but i can understand it. I would like to point to the statistics of Funding Circle. These are the UK stats: https://www.fundingcircle.com/uk/statistics/. FNC is bigger than GVE (except for in the Netherlands) and exists longer. These stats can be trusted better and also show a better defaultrate than GVE. I also spoke to the owners of GVE and they told me that they have changed the way of checking companies (it is harder to get a loan), but still have some problems with 'the old projects'. I have a couple of them, so that also has effect to my default rate.
Thanks again for the feedback, much appreciated.
Thanks for the elaborate article!
I still have investments in two crowdfunding projects (both through crowdaboutnow.nl). The first was a loan of €500. If all goes well (and it seems so), they'll pay me €575 back in spring next year (after 3 years). Next one was also €500. If all goes well (so far it does) they'll pay me €125 every year the first 5 years (so €625 in total).
That's how I see crowdfunding: as a nice way to support projects you sympathize with. Not as an investment strategy.
Nice overview. I am not into crowdfunding, as I do not wish to take the risk of investing into single projects. Good luck with your investments!
At only €100 per project, the risk is limited. But we have started to share your disliking. Hope the remaining projects work out well.
Nice overview, I was waiting for this article for a while 🙂 My worry always was that if a project has a high credit safe score, how come that they can't get funded by a bank with a bit lower interest? Aren't these all projects that were already rejected by the banks? If yes, a 5-10% default is actually not that bad. Do you know on average how much of the investment can be returned in case of bankruptcy?
In some cases, the banks do ask for higher rates. So, we can see the appeal some of the for business owners. It is also good marketing! There are no numbers available on de bankruptcy recoveries. But my best guess is that you should not aim for more than 80% of the remaining investment, due to all the fees for notary public, lawyers and other parties. It really depends on the project. It can also take long before you see any money. Will keep you updated on developments.
Probably 0 will be returned, becauses as an unseured creditor you rank (by law) below the claims of the tax inspection and the social security offie and all other secured creditors….
Yep, you could be at "the bottom of the food chain". If that is the case, there is a good chance there is little left, but it really depends on the circumstances. Every € or $ back is a bonus!


Yes it is true, you can no longer find me on social media.
Next Facebook emailed me and informed me that my account needed to be verified and that I had to upload a photo of myself to prove my identity. That of course I did but Facebook never reactivated my account.
Naturally at first I was upset as I was not even given a chance to download my data (pictures and videos) and I was equally upset as I am clearly not a fake profile. BUT: I am actually glad now! You see I am a believer in building your brand online in a place where you have complete and full control. What a better place then your very own website, right?! After all this is why I built up my company Digital Mike Media in the first place so that way you can also build your brand on your very own website.
P.S. Being that Facebook also owns and operates Instagram I also took the steps to deactivate that account too as I am no longer wishing to be part of the "Facebook Tribe" or Facebook family as they put it.


After nearly 65 years in business with more than 10,000 restaurants in 32 countries worldwide, Dunkin' Donuts still has room for expansion in the United States.
Grant Benson, VP of Development for Dunkin' Brands, Inc.
In some cities, particularly in the Northeast, Dunkin' Donuts has achieved market penetration of one store per every 5,000 people, yet the state of California surprisingly has just one Dunkin' Donuts store at Camp Pendleton near San Diego, Benson told Franchise Chatter.
"That's the largest single prize that's still rising yet," Benson said of California, but there are many other markets where the Dunkin' brand has yet to have a presence.
For example, Dunkin' Donuts recently announced the signing of a multi-unit store development agreement with existing franchisee Sizzling Donuts LLC for seven new restaurants in communities throughout northern Utah. The first restaurant in the northern Utah area — consisting of communities north of Bountiful — is planned to open in 2013, with the remainder by 2020.
In 2012, Sizzling Platter LLC formed the subsidiary Sizzling Donuts LLC and signed multi-unit franchise agreements to develop 36 new restaurants throughout Salt Lake City, Utah; Denver, Colo.; and El Paso, Texas over the next several years. Sizzling Donuts currently operates five Dunkin' Donuts restaurants in El Paso and two more are currently under construction in the El Paso area. The group plans to open a total of eight additional units by the end of this year.
And Benson said there are other opportunities in places such as Reno, Nev.; Houston, Texas; Atlanta, Ga.; Columbus, Ohio; and Detroit, Mich., among other locations.
Benson, 53, has been with Dunkin' Brands for 27 years and says he has seen a lot of change in the franchise industry as he has worked in operations, franchise development, marketing, and planning for the company.
"There tends to be an inverse correlation between the risk of the opportunity and the size of the opportunity that exists," he said.
Investors today can choose to partner with an up-and-coming franchise, but they risk minimal brand awareness among consumers. On the other hand, he said, potential franchisees who want to align themselves with proven, iconic brands minimize their risk, but may find there is very little territory left to conquer.


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Did Taylor Swift reveal to TIME that she had a dream about Harry Styles? When the superstar sat down with the iconic magazine, she revealed that the '1989' track 'All You Had to Do Was Stay' was in part inspired by a dream she had about an ex.
"I was having this dream, that was actually one of those embarrassing dreams, where you're mortified in the dream, you're like humiliated," she said. "In the dream, my ex had come to the door to beg for me to talk to him or whatever, and I opened up the door and I went to go say, 'Hi,' or 'What are you doing here?' or something—something normal—but all that came out was this high-pitched singing that said, 'Stay!' It was almost operatic."
"So I wrote this song, and I used that sound in the song. Weird, right?" she continued. "I woke up from the dream, saying the weird part into my phone, figuring I had to include it in something because it was just too strange not to. In pop, it's fun to play around with little weird noises like that."
And despite the frequent analyses of her lyrics, Taylor explained that her goal is to put out all of those genuine and raw feelings into her songs.
"I see a lot of celebrities build up these emotional walls around themselves, where they let no one in, and that's what makes them feel very lonely at the top," she revealed. "I just keep writing songs. And I kind of stay open to feeling humiliated and rejected, because before being a quote-unquote celebrity, I'm a songwriter. ... Being a songwriter means you're very attuned to your own intuition and your own feelings even if they hurt."
For more on Taylor's interview with TIME (and these were just some of the quotes that didn't make it into their piece!), head over here and here for the full interview.


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This page provides Herschel students with a range of ways of accessing help and support, both in school and out of school.
For much more detailed help and support regarding issues that arise online, see our separate Online Safety page.
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If we think a pupil has been harmed or is at risk of being harmed, we have a set of rules we follow to help to protect you. These rules are called safeguarding procedures and a copy of our safeguarding policy is available on the school website here - the safeguarding policy is near the bottom of the list.
Young Person's Guide to Keeping Children Safe - click to read this document on the Children's Commissioner website.
If you have a problem at school or at home and you don't wish to go to a member of the safeguarding team listed above, you can of course talk to any teacher you trust, but your form tutor or Head of Learning is always a good port of call. Sometimes they will be able to help you themselves and sometimes they will refer you to someone else who can - the school nurse, perhaps, or the school counsellor.
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The first major charity funding much-needed scientific research to transform the lives of everyone affected by mental illness. A wealth of easy to access research and information.
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Thinkaction is a team of friendly, professional mental health practitioners and counsellors offering a wide range of effective treatments and talking therapies that will support you to understand and manage your mental health problem, so you can start to live a full and positive life again. (Not local area but a good website).
Ending the stigma of mental health including tips, blogs, advice.
Turn2Me provides a 3-tiered approach to supporting mental well-being - Self Help, support groups and Professional Support.
Offering a range of support materials and resources for young people as well as training for individuals and groups both in-house and on offer to organisations.
Lead on mental health for The Young People's Health Partnership and has a very active role in the Children and Young People's Mental Health Coalition.
You can also access online counselling from Kooth.com, which is currently being funded for young people in Slough by Slough Borough Council.
Childline is probably your first port of call if you need some independent help and support with any aspect of your life - see the first weblink and phone number below.
Get Connected is also a great starting point that aims to find you the help you need from a range of different agencies, and you can contact by phone, SMS or email. The site also has a way of hiding your visit so that nobody else needs to know you viewed if you are using a shared computer or device.
The other websites linked below provide help with more specific needs eg drugs concerns, depression, help for those of you who care for family members etc. Their logos or names speak for themselves! Click on each logo to be taken directly to the website concerned.


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These islands have totally been taken over by hordes of animals
Photo: BlueOrange Studio/Shutterstock
There's just something about animals — the more of them there are, the cuter they get. These islands around the world will send you into cuteness overload, as they have been overrun by animals. If you visit any of them, be sure to bring a camera.
Big Major Cay, Bahamas (AKA Pig Beach)
Photo: Buckeye Sailboat/Shutterstock
Sure, you've dreamt of swimming with dolphins or sea turtles. We have an alternative idea: pigs. Big Major Cay, part of the Exuma island chain in the Bahamas, is home to absolutely zero humans, but the island is far from empty. It has earned the nickname Pig Beach for the famous swimming pigs that live there, along with a handful of other stray animals. The only thing more epic than the experience of swimming with pigs in turquoise Caribbean water off a white sand beach is the story of how the pigs got there in the first place. According to legend, the pigs were dropped off by a sailors who intended to return for an island barbecue, but never came back. Now, the pigs are enough of an attraction that even the thought of eating them is enough to outrage locals and tourists alike.
Okunoshima, Japan (AKA Rabbit Island)
Photo: bietsu/Shutterstock
Japan's Hiroshima Prefecture is home to a small island called Okunoshima. A former chemical weapons testing site, the island now has a much more joyful reputation as Rabbit Island. The bunnies run free across the island two miles off the coast of Takehara, a small city about an hour east of Hiroshima. Instead of predators, the rabbits are surrounded only by visiting humans who come to pamper and photograph them, leading many to consider these rabbits to be the world's happiest.
Aoshima, Japan (AKA Cat Island)
Photo: csido kagawa/Shutterstock
Aoshima is another Japanese animal kingdom, this time for free-ranging felines. Japan actually has about a dozen cat islands, but none more famous than this one. With over 100 cats, the island's two-legged residents are outnumbered nearly six to one. Watch out when they're in heat!
Lambay, Ireland (AKA Wallaby Island)
Photo: John Hill/Wikimedia Commons
The primary residents of Lambay are wallabies, which sort of resemble small kangaroos. Although they are adapted to coastal living, the native Australian wallabies do appear a bit out place in the often frigid weather of the north Atlantic. Good thing they can grow thick coats! Their arrival on the island resulted from the desires a well-to-do family to raise exotic animals back in the 1950s or 1960s, and since then they've reproduced to the point of omnipresence.
Miyajima, Japan (AKA Deer Island)
Photo: hacksss/Shutterstock
Much like Hinduism holds the cow in high regard, residents on Miyajima treat the island's deer with the respect of royalty, believing them to be messengers of the spirits. There are thousands on the island, and they've certainly been there long enough to claim local status — it is thought that deer have roamed Miyajima for over 6,000 years.
Assateague Island National Seashore, Maryland and Virginia (AKA Horse Island)
Photo: TonyDE/Shutterstock
Feral horses run free in this stateside island off the coast of Maryland. There are two separate herds: one living on the Virginia side of the island and the other on the Maryland side. The site is now protected by the National Park Service, and you can observe the 'horse society' from a safe distance. Don't worry, you'll be plenty close enough to snap a shot for Instagram!
Runde Island, Norway (AKA Puffin Island)
Photo: Gertjan Hooijer/Shutterstock
There are hundreds of thousands of birds on Runde Island, contrasted with only 100 people. Puffins are not only the cutest, but also among the most populous, making the island a notch in the belt for bird watchers seeking something a bit outside the box. You can get up close and photograph the puffins as you hike across the 2.4 square mile island. Just be sure to go between February and August when the bird population swells.
Seal Island, South Africa
Photo: francesco de marco/Shutterstock
60,000 seals call the rocks of Seal Island home, at least part-time. The only issue is that, as much as you might love seals, great white sharks love them even more, and the waters surrounding the island are frequented by sharks looking for their next meal. The water surrounding Seal Island is known as the "Ring of Death," since sharks popping out of the water to snatch a seal are a regular occurrence.
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Maps + Infographics
Every country's national animal and their conservation status, mapped
11 hotels where you can ethically play with animals
Iceland's open-sea beluga sanctuary welcomes its first whales


The grade K–6 Math program is based on the scope and sequence of Math in Focus: Singapore Approach. The grade MS program is based onConnected Mathematics. MS students also study Pre-algebra, Algebra I, and Geometry and Algebra II as they are ready.
Supplementary materials include the online programs Dreambox and IXL.
Our primary sources for the Science curriculum are: FOSS (Full Option Science System)/Delta Education, which includes a full range of materials and lab equipment for extended and complete exploration by the students. We draw upon the inherent differentiation and individualization afforded by the content of each module to individualize the science experiences for each student. We pull from a variety of independent texts and online sources, including National Science Resources Center, Smithsonian Institution, Prentice Hall and other reliable materials.


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Home Solar News NREL Plays Matchmaker For Solar Start-Ups Seeking Capital
NREL Plays Matchmaker For Solar Start-Ups Seeking Capital
The U.S. Department of Energy's National Renewable Energy Laboratory (NREL) is known for its research in clean energy, but the entity also has been working as a matchmaker. In December, NREL's Industry Growth Forum brought together 400 representatives from energy companies and also investors in a two-day event in Denver.
Kate Cheesbrough, project manager in the Innovation & Entrepreneurship Center at NREL, says the forum provides an opportunity for folks in the space to discuss the current state of investing, meet exciting new companies – not only from the U.S. but from around the world – and begin and continue conversations about investments and partnerships with young companies.
'The relationships built and information shared at this forum are vital to the advancement of clean energy technologies,' she says.
The event kicked off with a one-on-one networking session. Cheesbrough says the session took place over three hours and featured 60 investors, government officials and strategic partners who were available to meet with entrepreneurs. Entrepreneurs signed up for 10-minute meetings in which they could pitch their companies to the seated professionals.
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'A few weeks prior to the forum, we allowed companies that applied to present the first opportunity to sign up for these meetings,' Cheesbrough says. 'We then allowed general attendees to sign up for remaining meetings. Overall, there were close to 600 individual meetings that took place during the session.'
Alvin Compaan, president and chief technology officer of Toledo, Ohio-based Lucintech Inc., participated in several of these meetings.
'We moved from one table to another table,' he says. 'I spoke with four investors in one hour, and we were there three hours, so I spoke with 12 investors.'
In addition to this speed networking, company representatives were also able to present to a larger audience. Entrepreneurs spoke to the roomful of investors for about 10 minutes, then opened up the floor to questions. That was the valuable piece, Compaan says.
'Most of the questions were constructive,' he says. 'That was an opportunity for quick feedback and helping us to improve our pitches.'
Compaan says Lucintech, which develops thin-film modules for building-integrated photovoltaics and for auto sunroofs, did not get any investment capital from the event, but that is because the process takes time.
'Hopefully we will get some investment,' he says. 'In the larger context of the ups and downs of the industry, the word at the forum was that the interest level seems to be picking up again.'
Douglas Hutchings, CEO of Picasolar in Fayetteville, Ark., says the NREL forum kicked off the selective emitter technology company's fundraising.
'We got the conversation started with 15 different groups,' he says. 'It's all about building engagement.'
He adds that Picasolar won several grants in 2013, and he expects to get funding from investors in six to nine months.
One advantage that the NREL forum has over other events is that the audience consisted of people who intend to invest money in clean energy companies. Of the 30 companies that pitched their new businesses, nine were solar related, or made products that could be used in applications that included solar. Others worked on technologies related to energy efficiency batteries, and controls.
'Obviously, it's fairly specialized,' Hutchings says. 'Instead of having a very general audience, you have people that are inherently interested in the types of things you're doing. There was a lot of difference between the technologies, but at least they were all interested in the cleantech sector.'
Cheesbrough says collectively, companies who have presented at the Industry Growth Forum since 2003 have raised nearly $5 billion in growth financing, and close to 360 companies have presented since 2003.
'Ultimately, for entrepreneurs, the forum raises a start-up's profile and credibility,' she says.
Nora Caley is a freelance writer based in Denver.


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We place high emphasis on quality of work, professional drywall repair service, and job site cleanliness. Cover the patch with drywall compound and smooth with a wide-blade drywall knife. Carefully sand the dried compound, using a drywall sanding block or increasingly finer grits or sandpaper.
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AvalonBay's Value Added Fund Acquires 628-Unit Community for Close to $100M
By nickoonce
Latest NewsNewsSouth
Arlington, Va.-- AvalonBay Communities Inc. has acquired Creekside Meadows, a community of 628 apartment homes located in Tustin, Calif.
Arlington, Va.– AvalonBay Communities Inc. has acquired Creekside Meadows, a community of 628 apartment homes located in Tustin, Calif. (Orange County). Creekside Meadows was acquired for $98.5 million by AvalonBay Value Added Fund II, L.P., a private, discretionary investment vehicle in which AvalonBay Communities, Inc. has a 31 percent equity interest.
Creekside Meadows is situated adjacent to the I-5 Santa Ana Freeway, providing convenient access to employment centers throughout Orange and Los Angeles counties. The community is also close to other transportation links including the Tustin Metrolink train station and John Wayne Airport. Completed between 1968 and 1972, the community has undergone an extensive renovation program over the past five years. Amenities include washer-dryers in individual apartment homes, garage parking and a state-of-the-art fitness center.
As part of the transaction, Fund II has entered into a rate lock agreement with Fannie Mae on a $59.1 million, seven-year, 3.81 percent fixed rate loan. The loan would provide for interest-only payments during the full term.
Creekside Meadows represents the fourth acquisition by Fund II, which now consists of 1,542 apartment homes for a total acquisition cost of about $234 million.
Fund II has equity commitments totaling $400 million and can employ leverage up to 65 percent, allowing for an investment capacity of approximately $1.1 billion. Fund II will acquire and operate multifamily apartment communities primarily in AvalonBay's high barrier-to-entry markets of the Northeast, Mid-Atlantic, Midwest and West Coast regions of the U.S. with the objective of creating value through redevelopment, enhanced operations and/or improving market fundamentals.


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Dominion Energy Charitable Foundation
Applying for a Grant
Grant Guidelines & Restrictions
Grants Supporting Veterans and Military Families
Environmental Education and Stewardship Grants
Grants Supporting Critical Community Needs
Solar for Students Program
Dominion Energy ArtStars Awards
Community Impact Awards
Contact the Dominion Energy Charitable Foundation
Lakes & Recreation
Grant Frequently Asked Questions
What kinds of organizations are eligible for funding?
All organizations recognized by the U.S. Treasury Department as tax-exempt under Section 501(c)(3) of the Internal Revenue Service code are eligible.
How much does the Dominion Energy Charitable Foundation give each year?
Through its Dominion Energy Charitable Foundation, as well as EnergyShare and other programs, Dominion Energy plans to contribute more than $30 million in 2018 to community causes in those geographic areas in which the company provides electricity or natural gas service, or has significant facilities or business interests.
When do you accept proposals?
Dominion Energy offers several competitive grants programs throughout the year, and each has a set deadline. Requests are not automatically renewed.
What makes a grant application competitive?
Competitive grant requests will demonstrate the following:
Affordability and sustainability
Lasting impact on the community
Using the professional expertise of Dominion employees and retirees as volunteers
Significant and measurable outcomes
Potential for connections to other complementary endeavors
What are the geographical limitations?
Dominion Energy invests in organizations and programs that improve the quality of life in those geographic areas in which the company provides electricity or natural gas service, or has significant facilities or business interests.
These areas are:
Colorado – Garfield, Moffat, and Rio Blanco
Georgia - Send us an email (about one paragraph) about your organization and localities served if you are interested in obtaining additional information.
Idaho – Franklin
New York – Albany, Alleghany, Cayuga, Chemung, Cortland, Erie, Herkimer, Madison, Monroe, Montgomery, Oneida, Onondaga, Ontario, Rensselaer, Schenectady, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wyoming
North Carolina – The counties of Alamance, Alexander, Beaufort, Bertie, Buncombe, Cabarrus, Camden, Caswell, Chatham, Chowan, Cleveland, Currituck, Dare, Durham, Edgecomb, Franklin, Gaston, Gates, Granville, Halifax, Haywood, Henderson, Hertford, Hyde, Iredell, Jackson, Lee, Madison, Martin, McDowell, Nash, Northampton, Orange, Pasquotank, Perquimans, Person, Pitt, Polk, Rowan, Rutherford, Swain, Transylvania, Tyrell, Vance, Wake, Warren and Washington, and the cities of Roanoke Rapids and Weldon.
Ohio – The counties of Allen, Ashland, Ashtabula, Auglaize, Belmont, Carroll, Columbiana, Cuyahoga, Geauga, Guernsey, Hardin, Holmes, Knox, Lake, Mahoning, Medina, Mercer, Monroe, Muskingum, Noble, Paulding, Portage, Putman, Shelby, Stark, Summit, Trumbull, Tuscarawas, Van Wert, Washington, Wayne and Wood
Pennsylvania – The counties of Allegheny, Armstrong, Beaver, Blair, Bradford, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Clinton, Crawford, Elk, Fayette, Franklin, Greene, Indiana, Jefferson, Juniata, Lawrence, Mercer, McKean, Potter, Tioga, Venango, Washington and Westmoreland
Utah – All counties with the exception of Kane and Wayne
Wyoming – Carbon, Lincoln, Sublette, Sweetwater and Uinta
What is the range in size of Dominion Energy Charitable Foundation grants?
Most grants are in the $1,000 to $15,000 range because the Dominion Energy Charitable Foundation supports a wide range of charitable programs. Higher amounts may be awarded when a program is an exceptional fit with corporate business or giving priorities or when there is significant employee involvement in the effort.
What are the Dominion Energy Charitable Foundation's grant guidelines and restrictions?
Visit our Grant Guidelines and Restrictions for details.
How do I qualify for a grant from the Dominion Energy Charitable Foundation?
Dominion Foundation provides support to 501(c)(3) nonprofit organizations that support the following funding priorities: education, environment, culture and arts, civic and community development, and health and human services.
How can I improve my chances of receiving a grant from the Dominion Energy Charitable Foundation?
You can increase the possibility of receiving a grant and improving the quality of your proposal by spending a few minutes reviewing our Grant Guidelines and Restrictions. If you think your organization meets the eligibility requirements, complete an eligibility quiz. Be sure to attach the proper requested documents.
When will I be contacted about the status of my grant request? How do I know you received my proposal?
After you have completed and submitted your online application, you will receive an email notifying you that the application has been received. A Corporate Philanthropy representative will notify you in a timely manner once a decision has been made on your grant or contribution request.
How long does it take for a grant to be processed?
Funding requests are reviewed and approved by regional committees. The review process may take from two to six months, depending upon the size of the grant, since the Foundation Board must approve larger grants.


Lelo Hex Condoms 36 Ct.
The Hex Condom from LELO features a strong, graphene-inspired Hex structure for thinness and strength combined. Its raised inner structure is designed to minimize slippage and maximize sensitivity while its ultra-thin panels flex and mold to the uniqueness of the wearer. The Hex Condom is still a natural, latex condom that is .045mm thin and is lightly lubricated. With its structure of 350 interconnected hexagons, Hex allows body warmth to be transmitted between partners for a more sensitive and more intimate sexual sensation. Perfectly smooth on the outside and textured on the inside; the hexagonal web within flexes and stretches to fit a wide number of shapes securely.