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Church Leadership and Offices >
Deacon - Task
Diaconal Cooperation With Other Diaconates
Peter Y. De Jong
This articles looks at the rise of Christian institutions of mercy, the proper organization of these institutions, and how the diaconate can work together with these institutions.
Source: Diakonia, 1990. 7 pages.
Now concerning the collection for the saints, as I gave order to the churches of Galatia, so also do ye. Upon the first day of the week let each of you lay by him in store, as he may prosper, that no collections be made when I come. And when I arrive, whomsoever ye shall approve, them will I send with letters to carry your bounty unto Jerusalem.
Paul, the apostle
Help us to help each other, Lord Each other's cross to bear; Let each his friendly aid afford, And feel his brother's care."
Though we have our treasure-chest, it is not made up of purchase money, as if our religion had its price. On the regular day in the month, or when one prefers, each one makes a small donation; but only if it be his pleasure, and only if he be able; for no one is compelled, but gives voluntarily. These gifts are, as it were, piety's deposit fund. For they are taken thence and spent, not on feasts and drinking-bouts, and thankless eating-houses, but to support and bury poor people, to supply the wants of boys and girls destitute of means and parents, and of old persons confined to the house, likewise shipwrecked, and if there happen to be any in the mines, or banished to the islands, or shut up in the prisons for nothing but their fidelity to the cause of God's Church, they become the nurslings of their confession. But it is mainly for such work of love that many place a brand upon us. See, they say, how they love one another!
In ancient times Greek and Roman mariners who navigated the perilous strait between Italy and Sicily were cautioned to steer a safe course between Scylla and Charybdis. So renown was the passage because of its threatening dangers that it became a byword among the peoples. The Reformed churches have become aware in their church polity of the necessity of steering a sage course between their Scylla and Charybdis.
The Charybdis, of which they have always been very fearful, was the whirlpool of hierarchical domination in which the local congregations would be entirely absorbed by the denomination. No group saw more clearly the danger of usurpation of power by the broader assemblies over the local churches. Too long had they suffered from the system of church government championed by the papal authorities. Thus in contrast to this system and all others akin to it, the Reformed leaders insisted on the autonomy or self-government of the local church. From the very beginning of their history as church they maintained that each local church was sovereign in its own sphere by virtue of the power which Christ as Head had vested in her officers. They realized full well the high price which had to be paid in loss of spiritual strength and fruitfulness, when the local congregations were dominated by the church at large.
But with equal determination they sought to keep away from the rocky Scylla of Independentism. In the early days of the Reformation this had manifested itself among the Anabaptists and English dissenters. There the basic spiritual unity of likeminded churches could not be properly maintained. Their insistence on the rights of the local church was so strong, that these groups ignored the plain Scriptural teaching that the unity of the churches must come to outward manifestation and expression in the broader assemblies. Unity of conviction must demonstrate itself in unity of action. Although the Independents still exercised a measure of brotherly contact with each other in their conferences, these assemblies exercised no official authority in matters of doctrine and government, since their decisions were regarded as merely advisory and not binding on the several congregations.
Realizing that the former undermined the spiritual authority of Christ and the rights of the local congregation which was a manifestation of the body of Christ in the world and that the latter destroyed the basic unity and the united witness of the churches, the Reformed churches adopted and developed a church polity which escaped the dilemmas found in both extremes. Thus they insisted that the power to rule the church had been delegated by Christ to the officers of the local congregations; however, these were in duty bound to unite organically with each other with the result that broader assemblies exercised binding authority over the churches in certain specific matters.1
With respect to the diaconates and their spiritual ministry the Church Order again seeks to escape the extremes. On the one hand, it insists that the diaconal office is local in character, consisting of deacons who are members of the congregation and seek to promote its welfare. In an even stricter sense than is true with respect to the offices of the ministers of the Word and the elders, the diaconate is bound up with the life of the local church. Nowhere is provision made for diaconal assemblies on a broader scale than the deacons' meetings in the congregation. Only by way of exception, when a deacon serves as assistant elder and when no other elder can be delegated to the classical gathering, may he be seated with power to transact business. But here then the deacon is present in his capacity as assistant elder and not as minister of mercy.
Yet the Church Order does not entirely limit the scope of diaconal work to that which must be done in and for the local church. Provision is made in Article 26 for a measure of cooperation among the diaconates. "It is also desirable," so the article reads, "that the Diaconates assist and consult one another, especially in caring for the poor in such institutions." This brings up the important but often neglected topic of diaconal cooperation.
The nature of diaconal cooperation⤒🔗
At once it will be noted that this reference to cooperation among the diaconates is very brief, general and advisory.
This follows from the Reformed conception of the offices as they are first of all bound up with the life of the local church. Only here is there found a hint that the deacons of one church may officially consult with and advise those of another congregation. The nature and purpose of this cooperation is not defined in detail, except that this article mentions that this may be sought, when there are poor who need institutional care. Such situations have arisen occasionally in the churches. As long as the local diaconate is able to make adequate provision, there is no need to seek the counsel and help of others. But should a local diaconate find the burden too great for the congregation to bear, either because the church is too small and poor to assume additional burdens or because the number who need such care is unusually large, the way is here opened for seeking help in an official way. Yet even this is regarded by the Church Order as advisory and not mandatory.
The study of such diaconal cooperation and correspondence is of comparatively recent date. Originally this article referred only to the relation between the deacons and the state or the boards which were in control of Christian institutions of mercy. Those relationships have been discussed in preceding chapters.
With the new emphasis on the importance of the ecclesiastical offices in the churches of the Netherlands, as one of the results of the Doleantie movement, the matter of the relation of the diaconates to each other was seriously discussed.2
An earnest attempt was made to develop the diaconal office in accordance with New Testament principles which recognize it as distinctly the ministry of mercy. Thus those churches reacted strongly against all govern mental interference in the work of relief. Even more, many of those who took part in the discussions were convinced that it was legitimate for the deaconries to establish, control and maintain such institutions of mercy as homes for the aged, orphanages, hospitals and clinics. Naturally such an ambitious program could hardly be realized except where the congregation was unusually large and wealthy. Hence to achieve this end it was considered necessary to have the diaconates cooperate.
Out of these discussions arose the question whether the deaconries should be organized in broader assemblies, patterned after the classical gatherings at which ministers of the Word and elders met together and transacted ecclesiastical business in official capacity as representatives of the local churches.
Several possibilities suggested themselves and were ardently advocated from time to time. As for the possibility of developing a system of broader assemblies, many soon rejected this as contrary to Reformed church polity, on the grounds that deacons cannot be empowered to serve in the government of the church. Even their diaconal meetings are not to be regarded as comparable to the consistorial gatherings, since the deacons according to the Church Order labour under the direct supervision of the ministers and elders. The Reformed churches were fearful of allowing another governing body to develop in addition to the consistory in any local church, lest opportunity for contention and strife be created. Also the care of the physical properties of the congregation was almost universally placed in the hands of the consistories.
Another suggestion was made by Dr. Herman Bavinck. He proposed that deacons be delegated to the existing broader assemblies along with ministers and elders and given the right to vote on all matters pertaining to the work of mercy. Principally there can be no objection raised against this proposal, since classis and synod are gatherings of the congregations. Should the Church Order be thus revised and enlarged, it would be possible and permissible that this office, too, represent the local church. However, certain practical objections immediately presented themselves. First of all, such a method would give too great a preponderance of power to the elders and deacons over the ministers of the Word, a danger which should not be minimized in a church which prizes trained leadership. For though we ardently believe that the ministers of the Word may not lord it over God's heritage, yet their office requires that they especially shall seek the welfare of the churches and give strong leadership. Still more, the deacons would have relatively little to do, if their work at such assemblies were limited strictly to that which pertains to their office. It is quite unusual that matters of charity must be discussed at classis and synod. And to give them the right to discuss and vote on all matters legally before such meetings would be tantamount to a denial of their unique office. They would then become but assistants to the elders, and the eldership would receive undue preponderance of power and numbers over the ministers of the Word.
As result this proposal has never been adopted. Nor is this necessary. Any matter which according to the opinion of a diaconate should be discussed by and decided upon by several churches can be brought to classis and synod in the legal way. They have but to lay the case before the local consistory with the urgent request that it be referred to the broader assembly. Should such a gathering feel the need of further explanation by the diaconate or should the diaconate feel the need of giving this, steps towards this end can be readily taken.
A far better method of securing diaconal cooperation is suggested here by the Church Order, one which can be pursued with great fruitfulness.
The necessity of diaconal cooperation←⤒🔗
Several reasons may be adduced in favour of developing more and closer cooperation among our diaconates.
First of all, occasions arise when the local diaconate will require assistance in certain specific situations. This is especially true in small congregations, which often must bear burdens far in excess of those assumed by the larger churches in order to perform the ministry of mercy well. Many times when individuals or families need help, especially if this involves committing someone to an institution for a rather long period of time, the members of the smaller churches find it difficult to provide the necessary funds. Already they are giving proportionately more for the support of the ministry of the Word and the properties than some, if not many, of the larger congregations. Thus if they are cast entirely on their own resources, the danger threatens that they will neglect some part of their duty towards the Christian brother and sister. The rule of the gospel, "Bear ye one another's burdens, and so fulfil the law of Christ" (Gal. 6:2), holds for congregations as well as for individuals.
There may also be times, when the deacons face practical problems which they seem unable to solve properly. Just how should a diaconate act in regard to state support of the needy? May the deacons in certain instances lend money and, if so, what arrangements for repayment should be made? Is it ever permissible to require interest in such cases? What steps should be taken when such an individual who has received a loan does not repay, even though in the estimation of the diaconate he is well able to do so? To what causes beyond the confines of the local congregation may diaconal funds properly be given? In many of these cases the consistory should be requested to deal with the issues and individuals involved. There are times, when the deacons hesitate to call in the elders, because the case does not seem to be ready for ecclesiastical censures. In such concrete cases it would be very profitable and helpful to seek the advice of neighbouring diaconates. From their experiences much can be learned, and many regrettable mistakes avoided.
More than that, since our congregations are organized as a denomination, this unity should properly come to expression also in the field of Christian mercy. Together we cooperate in various mission enterprises, radio evangelism, the support of superannuated ministers, and the maintenance of educational institutions. Surely then it is highly appropriate that we work together in performing the work of helping the needy. Certain projects in the field of charity are too great and involved to be undertaken by any single diaconate or even by a few neighbouring diaconates. An example of such an undertaking is the Calvinist Resettlement Service authorized by the Synod of 1949 to assist our congregations in doing their share towards bringing displaced persons to America and rehabilitating them economically, socially and spiritually. The committee appointed by synod consisted of two ministers, two elders and two deacons. It might, indeed, have been more appropriate and advantageous if this work had been assigned directly to the deacons with perhaps the advisory presence of a minister and an elder. However, this action of synod demonstrates conclusively that the work of mercy also may and often should be conducted on a broader scale than is possible for any one diaconate. As a result, it is absolutely necessary that there be some form of diaconal cooperation which is fully recognized and frequently pursued in our churches.
The methods of diaconal cooperation←⤒🔗
In accordance with both the letter and the spirit of Article 26 several methods for the necessary mutual consultation and cooperation among our diaconates may be suggested here.
In the first place, the matter of correspondence in the restricted sense deserves mention. Any diaconate faced with practical problems which cannot be settled satisfactorily within the body of the deacons or which in any way involves other diaconates has the right to correspond officially with other bodies. In spite of the fact that the consistory is the ruling body in the congregation, such correspondence does not have to pass through the hands of the elders. To this end a secretary of the deacons is elected to carry out this correspondence with dispatch. The advice which is received must be officially adopted by the local diaconate, of course, before it is considered binding. Here again we must remember that no deacon shall lord it over other deacons and no congregation over other congregations, also in diaconal matters.
Besides, two or more diaconates may cooperate in a given venture. An example of this would be the care of a brother or a sister in a Christian institution of mercy for which two or more diaconates jointly assumed responsibility. Any deaconry with the advice and approval of its consistory may appeal to neighbouring diaconates for such assistance. Thus the matter does not necessarily have to be considered at a classical gathering. Only if the help of all the neighbouring congregations is desired or needed, may the matter be decided at classis.
Another method of cooperation is afforded through the diaconal conferences which have arisen in various parts of the church. These are held chiefly for mutual inspiration and encouragement. They may never assume powers similar to those possessed by the classis which exercises a measure of authority in certain matters over the local consistories. All the decisions of these diaconal conferences are purely advisory, since they are attended by the deacons as individuals and never as officially accredited representatives of the congregation. At such meetings practical questions may and should be discussed as well as the basic Scriptural principles underlying the ministry of mercy in the churches. Thus advice can be obtained which will be helpful indeed.
Likewise such a conference may decide to bring to the attention of the local deaconries certain relief projects which cannot be carried out successfully by any single diaconate. In this way much has been done by the Holland-Zeeland and Grand Rapids conferences for the recent immigrants to Canada, the Huguenot Reformed Churches in Germany, the Reformed believers in Hungary and others who are in need. Whenever this type of diaconal cooperation is sought, we may not forget that a conference does not have the right to levy assessments or take decisions which are binding on any of the diaconates. The amount of help to be given can be determined only by the local deaconry at its regular meeting held under consistorial supervision. Yet as the conviction grows in our churches and among our diaconates that theirs is the God-given responsibility to assist the poor and distressed throughout the world, these conferences will assume a much more important and useful place in our ecclesiastical life. Perhaps in the not too distant future the churches in the United States and Canada will organize a Central Diaconal Conference comparable to that found in the Reformed Churches in the Netherlands.
Endnotes←⤒🔗
^ On the relationship of the local congregation to the denomination, cf. H. Bavinck: Gereformeerde Dogmatiek, vol. IV, p. 470f.; L. Berkhof: Systematic Theology, p. 589f.
^ Diaconaal Handboek, p. 208-209.
The history of missions is the history of answered prayers. S. M. Zwemer


Going green means you have a lot of choices for materials and building practices. One great option is the insulated concrete form or ICF. These are made from rigid foam blocks spaced apart with rebar. They are stacked together, and concrete is poured between the foam to create a seamless and insulated wall. Here are the top five advantages of insulated concrete forms.
Concrete-like substances have been around for centuries and one of the reasons it is so popular is its green qualities. Concrete maximizes the use of recycled materials such as fly ash, slag, silica fume, and other crushed concretes. It also uses less energy to produce concrete than wood or steel products. Use of concrete and ICF also means less construction waste since exact amounts can be used.
Concrete has a high inherent thermal mass. This means that heat exchange is slow to take place, maintaining a steady temperature inside your home. When you combine the natural insulation of concrete with the high R-value of the foam, ICF can result in significant energy savings. In fact, you could save upwards of 60% on your bills as compared to heating and cooling a traditional stick-framed home.
ICFs are a unique option for building, and the design possibilities are endless. ICFs can be shaped and cut into any size, style, and configuration of home, even curved walls. Almost any exterior can be paired with your IFCs and the interior is plumbed, wired, and walled in just as a traditional home would be. Whether you want an ultra-modern, colonial, bungalow, or any other look, ICFs can become it.
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For men, the beard is like a mane! A lot of men are proud to have a thicker beard. Not all men find it easy to grow a beard. The fact is that the genetics decide our facial hair growth. You can't change the genetics side, but certain things can be done to speed up the growth rate of beard to some extent.
Coconut oil massage is one of the ways in which you can increase the growth of facial hair. Apply the mixture of Oil and Rosemary oil to the face with the help of a cotton ball. Rinse with cool water after about 15 minutes. It's better to apply before you move to bed. Do this thrice a week for best results.
Mix one teaspoonful of crushed cinnamon bark with two teaspoonfuls of lemon juice. Apply the mixture over the face and then rinse with cold water after 20 minutes. Lemons are packed with nutrients such as citric acid, calcium, magnesium, vitamin C, and flavonoids, that promotes hair growth. Use this remedy about twice a week for best results.
When skin is moisturized, there is a better environment for facial hair to grow quickly. Moreover, there shouldn't be oil, dirt and dead skin that hampers your hair follicles to break through. Your facial hair grows much faster when your face is consistently kept clean and moisturized.
There are certain nutrients required for facial hair growth. Your body needs vitamins like A, C, and E in order to promote facial hair growth. This helps maintain your follicles and sebum and improve blood circulation to create a better environment for the beard to grow.
Exercising regularly improves blood circulation, which is a key factor in stimulating hair growth. Physical activity helps nutrients reach the hair follicles in your face. Take out 20 minutes of exercise every day as it can make a big difference. No matter what sort of exercise you try, but for sure, your beard's health will continue to improve with each day.
Apart from all these, keep away your stress and take enough foods, rich in vitamins and protein and don't forget to sleep properly. So Follow these natural ways that help to grow the beard fast!
What about having a one-week break from Facebook? All for our well-being!


text:
Juan Fernández Mejías est un acteur espagnol, né le  à Séville en Andalousie. Il est principalement connu pour son rôle dans la série télévisée La Casa de Papel, dans laquelle il incarne Alfonso Prieto, aussi appelé Colonel Prieto.

Biographie

Filmographie

Cinéma
 1999 : Solas : Juan
 1999 : Le Cœur du guerrier
 2000 : Gitano : Manfredi
 2000 : Marco Antonio, rescate en Hong Kong : Balarrasa
 2001 : Lucia et le Sexe : Jefe
 2001 : Fausto 5.0 : Quiroga
 2002 : Parle avec elle : le directeur de la prison
 2002 : El alquimista impaciente : Eutimo
 2002 : La caja 507 : Regueira
 2002 : El refugio del mal : Jerzy
 2003 : Eres mi héroe : Don Félix
 2003 : Atraco a las tres... y media : Delgado
 2003 : Cámara oscura : Salomón
 2004 : La Mauvaise Éducation : Martín
 2004 : El Lobo : Commandant Palacios
 2007 : Miguel y William : Iniesta
 2007 : El corazón de la tierra : Nazario
 2008 : Intrusos en Manasés : le directeur du magazine
 2010 : Suspicious Minds : Ramón
 2014 : Words with Gods : le tueur
 2016 : La punta del iceberg : Angel Torres
 2016 : Ozzy, la grande évasion : Decker
 2020 : Hombre muerto no sabe vivir : Juan

Télévision
 2000 : Raquel busca su sito (1 épisode)
 2000-2006 : El comisario : Ismael Lechón (5 épisodes)
 2002 : Padre coraje : Inspecteur Hernández (3 épisodes)
 2003 : Un Lugar en el mundo : Eduardo (13 épisodes)
 2004 : La Famille Serrano : Miguel (1 épisode)
 2004 : La sopa boba : Pedro (11 épisodes)
 2005-2006 : 7 días al desnudo : Gus Marina (11 épisodes)
 2006 : Hospital Central : Mariano (3 épisodes)
 2007 : Los hombres de Paco : Castresana (10 épisodes)
 2007 : R.I.S. Científica : Guillermo Cuevas (13 épisodes)
 2008 : Cazadores de hombres : Arambol (3 épisodes)
 2009 : Los misterios de Laura : Julián Castro (1 épisode)
 2009 : Los exitosos Pells : Franco Andrada (7 épisodes)
 2010-2013 : Tierra de lobos : Antionio Lobo (39 épisodes)
 2010-2018 : Amar en tiempos revueltos : Rodrigo Tuñón de Guevara et Padilla (11 épisodes)
 2014 : El Rey : Laureano López Rodó (2 épisodes)
 2014-2016 : Víctor Ros : Commissaire Buendía (8 épisodes)
 2017 : El final del camino : Peláez (4 épisodes)
 2017-2020 : La casa de papel : Colonel Prieto (20 épisodes)
 2019 : Lejos de ti (8 épisodes)
 2020 : El Cid : Rodrigo (1 épisode)
 2020 : Inés del alma mía : Don Alonso (8 épisodes)

Voir aussi
 Fernando Soto
 Fernando Cayo
 Mario de la Rosa
Antonio Romero (Acteur)
 José Manuel Poga

Liens externes

Acteur espagnol
Naissance en août 1957
Naissance à Séville

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text:
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text: Q: Can I use separation of variables? I have the PDE $u_t-u_{xx}=-u^2$ with boundary conditions $u(0,t)=0$ , $u(a,t)=0$ and $u(x,0)=0$ for $0<x<a$ and $0<t<T$ I have tried to use separation of variables and Fourier's method but can't get anywhere as I cant get past the part where you make both sides equal to a constant. Any help will be appreciated!


Golden Crown Tower is located in downtown, adjacent to the exhibition center and CBD, 5 minutes walk to the shopping center, 20 minutes drive to the airport. The hotel features 259 guest rooms, with stunning views of Tianjin. The rooms have European style furniture. The hotel offers a well-designed conference room which can be divided into 3 small meeting rooms, or be combined into a great banquet hall to host up to 300 people. The hotel features 259 guest rooms, with stunning views of Tianjin. The rooms have European style furniture, pure drinkable water, satellite TV, IDD, DDD, broadband internet, in room safe, facilities for the disable (on request), refrigerator, etc. Golden Crown Hotel will satisfy all the customs of guests from different nations. The hotel offers a well-designed conference room which can be divided into 3 small meeting rooms, or be combined into a great banquet hall to host up to 300 people.
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Neuschwanstein Castle in Bavaria is one of Germany's most visited tourist attractions with 1.3 million visitors a year and is reported to be the country's most photographed building too! When you visit, you can see why. Everything about it is eye-catching, from the turrets and towers to its location nestled in the surrounding mountainside.
Even if you've never been to Neuschwanstein before, you'll recognize it, as it was the inspiration for Disney's Sleeping Beauty Castle and was featured in the movie Chitty Chitty Bang Bang.
The castle was built by King Ludwig II who lived in the other castle nearby, Hohenschwangau, and watched his new castle take shape through a telescope. He became somewhat obsessed with gothic looking castles during his life, but despite having Neuschwanstein built to his exacting standards he never got to see it completed.
The sad thing about this is that when you visit, many of the internal features are still unfinished to this day. As such, his old castle is much more interesting to see on the inside than his new one. The irony is, that it was only 7 weeks after King Ludwig's death in 1866, that his new castle was opened to the public.
We had always wanted to see this castle and the external features do not disappoint – its totally over the top design is truly fascinating. Don't expect the inside to live up to the outside though as only a few rooms were completed by King Ludwig.
We'd recommend that you see both castles when you visit and a joint ticket is available from the ticket centre at the foot of the hill. You need to bear in mind just how popular the castles are though, and as such we'd recommend booking online in the summer months.
If you're traveling from Munich, as many visitors do, the journey will take around 2 hours, but it's worth it!
Neuschwanstein Castle and Hohenschwangau Castle are open daily, from April to September between 9am and 6pm, and from October to March between 10am and 4pm. Adult admission is 12 Euros, but we'd recommend the joint ticket with Hohenschwangau at 23 Euros (2012 prices).
There are several tours you can take from Munich including the Neuschwanstein & Linderhof Day Tour and the Neuschwanstein Small Group Day Tour – these include your transport and admission charges.


How Has Google Cleaned Up Since the EU Court's Privacy Ruling?
Google (NASDAQ:GOOG) (NASDAQ:GOOGL) is complying with the European Union's privacy rules, but only in that region. Elsewhere, a user's privacy depends on local laws.
In a mere fortnight following Google's loss at the European Union Court of Justice, the tech giant has put up for a form so that those European users who want to be forgotten on Google can be. Users that are not physically residing in a European Union country or a citizen of one of those countries have to use other methods to get those misleading or embarrassing Google results removed.
The form makes clear that it is an initial response to the court ruling, which guaranteed privacy for EU citizens by telling Google it could not deny their requests to be removed from search results, guaranteeing what it calls "the right to be forgotten." Google called the decision "censorship," but is abiding by the ruling in creating the form. Its text says that this new form is acting in accordance with said court decision.
"In implementing this decision, we will assess each individual request and attempt to balance the privacy rights of the individual with the public's right to know and distribute information. When evaluating your request, we will look at whether the results include outdated information about you, as well as whether there's a public interest in the information; for example, information about financial scams, professional malpractice, criminal convictions, or public conduct of government officials," wrote Google in the form.
In other words, when a user fills out this form, it may not be guaranteed that Google will remove the offending material.
The form asks for names, emails, links, why they need to be removed, countries, some form of identification to verify identities, and an electronic signature. All of this goes to be processed so that it can be verified that the person using the form is a EU citizen or resident.
Americans who want content removed from Google can go to this page, which basically tells them to contact the webmaster of the webpage to remove information or to provide the court order information via another form. From there, the indexing would modify the result based on the changes. That is the only way to get similar information removed in the United States. So decades-old MySpace photos from an account a user may not be able to access anymore would require reaching out to MySpace's tech support to get into the old account.
Google is not the only American company affected by the European court decision. Other search engines like Bing and Yahoo (NASDAQ:YHOO) are likewise affected. Facebook (NASDAQ:FB), Twitter, and other social media outlets are subject to European Union privacy laws because they do business in those countries. Those privacy laws do not extend to Americans and United States residents using Google from an American IP address.
So in short, Google is following the new privacy rules, but only in countries where it is legally required of them.
'Mario Kart 8′ Review Roundup: Good Enough to Save Nintendo?


I have visited NYC nine times and am going for ten. It is a totally the best city in the western hemisphere. I love the hustle and bustle -- so many things to see. They have a great subway system but it takes time to figure it out. I have been to the Letterman Show (won tickets). It's a great city -- go to New York. You'll love it -- I guarantee it.
It is the best city in the world and I dream of it everyday. Get the Manhattan map and ride the subways. Everybody is so friendly and gives you directions on the streets -- from the cops to the wealthy business people. There is always something to do and lots of things to do for free like the sightseeing. Get a weekly pass for $27 at LGA when you arrive or at Penn Station. Call the MTA and get directions to wherever you want to go. Ride the free ferry to Staten Island -- a free, close look at Statue of Liberty. Go to the pier in the Greenwich Village. Go eat lunch in Central Park. Take a little extra money and shop at the big street fair on Saturdays in the same area in the summer and spring. It moves to a different location each weekend so ask where it is. I l love New York! Can't you tell?
When you are in New York City, always have quarters so you can ride the buses easily.
New York is my city, I love it. There are a lot of nice people!
I captured the most amazing pictures from the NY Waterway Tour -- take the ninety-minute water tour. It's the best! NY Waterway was awesome!
Dont get too drunk, because the subway system can get confusing if you're not familiar with it.
I went on a great tour. We went to three clubs in Greenwich Village and heard three live bands.
It's the best city in the world!
All I can say is wow! To experience the state of mind that is New York is incredible.
New York for me is the best city in the world. I would recommend it to everybody.
It's hot in the summertime. The subway is stinky and sweaty.
Take a good pair of walking shoes, and even in May you will want to bring a jacket!
New York City comments only. Don't discuss the hostels here, post a review on the hostel's page instead.
New York is the city that never sleeps and is one of the most exciting cities in the world. It consists of five boroughs: Manhattan, The Bronx, Brooklyn, Queens, and Staten Island.
The most central and convenient location for hostels in New York is Manhattan where most of the major attractions are located. Be aware that hostels might be quite expensive here; if you are on a budget it might be reasonable to look for a hostel in one of the other boroughs.
Manhattan itself offers a wide variety of attractions and neighborhoods, including the hip district of Greenwich Village, the posh Upper East Side, the eclectic Chinatown, or the impressive Financial District. You can pretty much stay at any New York hostel since getting around is not a problem thanks to the comprehensive subway and public transport system. Just make sure that you always check the final destination when taking the metro and be aware that some of the trains are express trains and might not stop at your destination.
When booking your NYC hostel consider spending at least a few days or longer in this amazing city; go shopping and dining, experience a Broadway show, enjoy a sunny day in Central Park, and check out some of the impressive art museums.
Hi, I'm Mona, the Hostelz.com local expert for New York City hostels. Welcome.


text:
Q: What do you call a small gap that allows you to see through something? Is there a word for it? I am thinking of things like a keyhole or a small gap in a bush. I am not sure if there's a name for it, but it would really help me out if you could find a word for it.
For example:

The hunter who hid himself in a small bush saw through a ___ a deer
  sleeping near a tree.

A: You are already using the simplest general word "gap". In this case it would be a "gap in the foliage". I'd probably phrase it as

... saw a deer sleeping by a tree through a gap in the foliage.

Do deer sleep? I've never seen a sleeping deer.


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We are dedicated to promoting a diverse range of music from emerging bands, artists and producers all over L.A. All bands, artists, and producers submitting their work to L.A. Indie and Red Guerrilla Network retain full ownership rights to their music To submit your music for consideration email us laindieradio@gmail.com Attention the email to: L.A. Indie Submissions Please include Artist(s) and Band names along with phone number in the body of the email. We will reply with the release form. Don't forget to connect with us! Facebook: L.A. Indie Radio Twitter: @LAIndieRadio.


Though the Northwest United States conjures visions of rainy weather, drought conditions are becoming more prevalent across the region. Scientist and managers are finding solutions through cutting-edge drought research and resource management.
Fire science underlies all the training and tools used by firefighters today. Read more about USGS fire science, including projects funded by the Climate Science Centers.
Larger and more frequent wildfires could mean more sediment in Western rivers and reservoirs, according to a study supported by the Northwest CSC.
Drought and wildfire dramatically reduce suitable habitat for the federally threatened Lahontan cutthroat trout, according to an upcoming publication from USGS scientists and partners.
New dataset and publication identify link between atmospheric rivers and wildfire in the interior Southwest.


Item is part of a class price break. Mix and match items of this class (GC) to get a discounted price.
Item is part of a class price break. Mix and match items of this class (SBB) to get a discounted price.
Bush Way X 36, 29"


Daily Column, September 14th - Fighting Terrorism?
Billions of dollars spent on intelligence, not only in recent years, but also over the past decades. Money spent on agents, computers, observation and research but above all we've bought into a false sense of security. A false sense of security? Am I forgetting that our intelligence machine is the most powerful in the world, and has more computing power and signal analyzing capabilities than any nation has ever had in the history of mankind? No, I haven't, but what good does a supercomputer do you if it's sifting through millions of emails and the terrorist simply posts ads in the newspaper to coordinate with his fellow terrorists? For example 'Male, 30-years old, looking for female companion employed as an office worker in the WTC..' We're so hung up on our technological supremacy over other nations that we expect others to use these tools against us, and come up with all kinds of ways to break into our computers or other doomsday scenarios.
In cold, hard reality nothing is further from the truth. These terrorists don't have the resources or the finances to be able to best us in these areas, so they most likely wouldn't even try. They probably wouldn't be using any modern means of communication at all, as they know they're being monitored, as is all communication to and from the United States. The Western World seems transfixed on the idea that technology will have an answer to all questions, but I think it needs no further explanation that all of that technology could not prevent the hijacking of four commercial airliners and the death of many innocent American citizens. Throwing more money at the problem, and thus further investments in computers, software and analysis will not offer a solution, but will probably mean that we'll be loosing even more civil rights when the intelligence agencies demand they get more privileges to poke around in our private lives.
A recent poll being held amongst the American public indicated that many would not object having to give up some of their civil rights in order for the government to be better able to protect them against terrorism. Nonsense, as we're again buying into a false sense of security, more monitoring of our communications, maybe even cameras on every street corner brings us only closer to the doomsday scenario as described in the book '1984'. If a terrorist or a terrorist organization doesn't use any of today's modern means of communication, no email, no cell phone, no fax. But rather sends postcards, uses supermarket bulletin boards or posts ads in the newspapers to coordinate their attack(s) all the monitoring in the world is not going to help us. Even more so, the proposed rocket shield will yield no results either, do you really think that a terrorist nation will launch missiles against us, missiles than can be tracked the very second they leave the ground. Do you really think that they'll risk their whole country being turned into a moonscape that very same evening? I doubt it, terrorism is all about covert ops, stealthy operations and leaving as little evidence and traces as possible.
As for airport security the very same applies. Throwing more money at the problem will not safeguard us from future attacks. The only thing you can do to prevent future hijacking of airplanes is to simply abandon commercial aviation, which is a solution we're not willing to live with. Tighter security and more law enforcement in the airports will surely have a positive effect on the public appeal, its feels a lot safer. That's just because the thought of bringing a bomb or a weapon aboard doesn't often cross the mind of a regular traveler, as he's got no reasons for doing so. The terrorists do, and for them it doesn't really matter whether there's one or ten law enforcement officers present at the check-in lobby as they've got a cause they're fighting for and those officers will not make them less determent in following through with it. When there's a will, there's a way, that saying does really apply here, we cannot safeguard ourselves 100% from these attacks, all we can do is minimize the risk and thereby make sure they will happen less frequent, but we will never be able to rule them out. This doesn't mean we shouldn't take a good look at airport security though, that certainly deserves our attention.
International cooperation on counter terrorism is a good start, if we give these terrorists no safe place to hide, no safe harbor to practice and plan their schemes we might be able to rid ourselves from terrorism partly. But as history has shown, in Israel and Palestine, Ireland and even in the US now and in the past, we will never be able to rid ourselves from terrorist activity completely. In the following weeks and months we'll have to see what the US and the other nations come up with to fight terrorism, one thing is for sure, terrorism now has a face and a name and will be fought relentlessly all around the globe.
• Two Planes Crash Into World Trade Center.


The Civic Centre in Castletown was packed out last night as candidates in Arbory, Castletown and Malew faced three hours of questioning.
It provided the public with their first chance to address all those standing in the constituency.
Miriam Garlick was able to ask her question about the housing policy in the area.


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Navigation Path: Home›Media›Speeches›12 October 2017
The known unknowns of financial regulation
Panel contribution by Benoît Cœuré, Member of the Executive Board of the ECB, at the conference on Rethinking Macroeconomic Policy IV, Washington D.C., 12 October 2017
Financial intermediation is at a crossroads. Arguably, never before in history have banks faced as many significant challenges as they do today. Exceptionally low interest rates and more rigorous post-crisis regulation are weighing on banks' earnings and limiting, at times, their ability to make full use of their balance sheets. Technological change too is threatening incumbents in many ways. Although technological progress has often probed the adaptability and flexibility of financial intermediaries in the past, the speed and scope of current innovations has the potential to change more radically the way financial services are provided to households and firms.
These circumstances naturally also create challenges for regulators, central banks and other policymakers. Ten years after the start of the crisis, it is time to take stock of the impact of the wealth of rules and regulations that have been adopted since then. The Financial Stability Board (FSB) has initiated important work in this direction and is expected to conduct a thorough evaluation of the effects of the G20 financial regulatory reforms.
The paper presented by Andy Haldane and co-authors at this conference is a powerful guide to these evaluations.[1] They conclude, correctly in my view, that the loudly voiced concerns about higher capital requirements leading to lower lending do not seem to have materialised, giving some credit to the claims that capital requirements could have been calibrated at a higher level, even though the combined impact of the total loss absorption capacity and capital requirements remains to be fully understood.[2] Moreover, Haldane and colleagues emphasise the complementary nature of the existing rules and provide empirical evidence in defence of the current "multipolar" (that is, silo-based) regulatory regime. Their work further strengthens the case for any review of the new regulatory framework to err on the side of conservatism, and to withstand pressure from vested interest groups.
In my remarks today I cannot pay justice to all dimensions of Andy's paper but I plan to do two things. First, I will expand on one of the paper's key aspects, namely the potential trade-offs involved in multipolar regulation. And, second, I will touch on one issue that has arguably received less attention so far – the effects of financial regulation on financial structures, in particular at times of fast technological change.
Allow me to explain these two observations in more detail.
A holistic view on regulatory trade-offs
Over the past ten years, the financial market landscape has changed significantly, both in terms of how risk is being transformed and how it is being pooled and managed. On the intermediation side, the non-bank financial sector has substantially increased its share of the market, from 43% in 2008 to 55% in early 2017. On the risk management side, central clearing houses have emerged following the introduction of mandatory central clearing for standardised over-the-counter (OTC) derivatives – as agreed by the G20 at its Pittsburgh summit in 2009.
These changes have also impacted the nature and scope of financial regulation. For example, the FSB has progressed towards tighter regulation of market-based finance, while CPMI-IOSCO and other international bodies have worked tirelessly since 2012 to establish a regulatory framework that makes central clearing counterparties (CCPs) more resilient and easier to resolve.[3]
A more diverse financial sector, however, also means that regulatory spillovers have become both more likely and more difficult to identify. Let me take the example of CCPs and their interactions with the Basel III leverage ratio. Because clearing services require clients to post collateral, the non-recognition of such collateral in the leverage ratio framework may cause banks to scale back their clearing services, potentially leading to an unhealthy concentration of clearing services.
In other words, there is a risk that the leverage ratio could potentially make our markets more, not less, risky. Some have publicly concluded on this issue, asking the Basel Committee to consider how it could be amended. Others are still reviewing these dynamics, including an FSB-led review of incentives to centrally clear, the Derivatives Assessment Team (DAT).
So, different from regulation for one category of financial players, such as banks, where overlapping rules may be desirable for the reasons explained by Andy and colleagues (the "Tinbergen" and "Brainard" rules applied to financial regulation[4]), regulatory spillovers across financial players may be more a source of concern.
Ideally, quantitative models would support policymakers in characterising and overcoming such trade-offs. This approach, however, faces two high hurdles. The first is that policymakers would need to specify better their loss function, giving clear weights to different, and potentially conflicting, objectives. This is a highly delicate endeavour, however. And, second, even if we could spell out our objective function, the way our quantitative models depict the financial sector lacks the granularity needed to quantify trade-offs in a sufficiently precise manner. So, at the end, I generally agree with Andy's conclusion that we will likely keep shooting in the dark, which means shooting many arrows at the same target.
Ultimately, however, potential adverse spillovers cannot be an excuse to undo what has been achieved since 2009. But when adverse spillovers are obvious, such as in the case of the leverage ratio and central clearing, then we should not hesitate to correct them. This also relates to the undesired consequences of a lack of international cooperation in some pockets of the regulatory domain. Consider again CCP oversight and supervision. Some CCPs are clearly global in nature in view of the range of clearing members they serve or the markets and currencies they clear.
It would therefore be important for all jurisdictions to recognise the need for non-domestic supervisors and central banks to be involved in the oversight of such global CCPs, and in establishing cooperative oversight arrangements where relevant. A supervisory approach that recognises the legitimate interests of non-domestic authorities is vital for tackling the global repercussions of a potential CCP failure, including its recovery and resolution.
The European Commission proposal to amend the EMIR regulation is a case in point. After the UK's decision to leave the EU, and with UK CCPs clearing approximately 90% of the euro-denominated interest rate swaps of euro area banks, there would be clear risks in allowing the current EU arrangements for the supervision of third country CCPs to continue as they are. The proposal provides EU supervisors and the relevant central banks of issue with the tools they need in order to monitor and address risks to the EU's financial system.[5]
So more, not less, international cooperation is crucial to safeguard financial stability. This is a point worth emphasising, particularly at times where a push-back from internationally agreed standards is being discussed openly. In an integrated global economy, financial regulation has to rely on internationally agreed standards. Turning back the clock on international financial regulation would revive distrust, create financial fragmentation, and risk regulatory arbitrage and a race to the bottom.
Effects of financial regulation on financial structures
Let me now turn to another challenge the regulatory community faces in my view, namely the impact – whether desired or not – of regulation on the financial structure of our economies.[6] There are two broad ways in which the regulatory framework is likely to affect the funding mix of firms and households. The first one works through some forms of financing receiving preferential treatment. The second works through protecting incumbents from new competitors. Both channels can be intended or unintended by regulators, and both can ultimately steer an economy towards adopting a financial structure that may look different to the one it would have adopted were market forces left to their own devices.
Despite these allocative effects, regulation is rarely based on first principles. In fact, regulators are caught between a rock and a hard place. Ignoring the effects of regulation on our economies' financial structures is likely to be naïve and delusional – we may not know the speed and scope of the impact, but we can be relatively certain that the effect will not be neutral. At the same time, internalising the effects would make it increasingly difficult to distinguish between prudential and industry objectives. This could create misplaced incentives and can run the risk of failing to fulfil the financial stability mandate.
The good news is that academic research has long been suggesting that even if financial rules were to distort the first-best allocation, the impact on growth and society in general would likely be immaterial.[7] The assertion is that both bank and market-based finance tends to support economic development and living standards in similar ways.[8]
More recent research, however, challenges these findings. Evidence is growing that large banking systems are associated with more systemic risk and lower economic growth, in particular as countries grow richer.[9] Other research suggests that deeper equity markets are more effective in bringing economies closer to the technological frontier.[10]
On balance, therefore, empirical research is increasingly probing the role and importance of banks in developed economies, both in terms of their marginal contribution to growth and as shock absorbers. This is also reflected in the political discussion. The European push towards a capital markets union reflects not only the need for increased cross-border risk-sharing in a currency union, but also the understanding that a more balanced funding mix is better at helping to absorb economic shocks, much in line with Alan Greenspan's "spare tyre" hypothesis.[11] There is also the hope that deeper and better integrated equity markets will support innovation and productivity growth in the European Union.
In addition, we can see that banks are increasingly challenged by technological shifts. New competitors are emerging rapidly and threaten to conquer banks' market shares in some of their core income-generating areas. Crowd funding or peer-to-peer lending, for example, has the potential to affect bank lending services. E-trading or robo-advisory, meanwhile, may crowd banks out of typical investment management or advisory functions. Other areas of competition involve the provision of payment services.
This, of course, does not mean that banks have become redundant or a drag on society. Banks play a key social role of pooling savings and engaging in maturity and risk transformation, and they should continue doing so. But it does raise two important questions: first, are we at a tipping point where the future of banks is challenged? And second, should regulators care? That is, should we protect banks from recent technological shifts and the emergence of new competitors? Should regulators have a preconceived idea of which financial structure is best for society, bearing in mind the trade-off I mentioned before?
So far, the regulatory approach has generally been built on the assumption that opening up market access to new fintech companies will increase social surplus and spur innovation, similar to what we have seen in other network industries. At the same time, rules are still in place that protect incumbents. For example, fintech firms lack access to the customer transaction data they would need to provide a broader range of financial services – data that banks can use to cross-sell financial services at a price that might be higher than if information-sharing was less restricted.
As an example, the revision of Europe's Payment Services Directive (PSD2), due to be implemented by EU Member States in January 2018, is designed to introduce more competition by requiring banks to share account information. With access to such data, fintech companies could increasingly shake up the banking sector.
In this regulatory landscape, I see two broad scenarios for the future. In the first one, incumbents rise to the challenge. They join forces with start-ups, embrace new technologies, cut costs and gain new sources of revenue. Some of these partnerships are happening as we speak. The outcome under this scenario is generally benign as, first, new technologies are likely to spread more rapidly through banks' existing networks, fostering productivity and growth, and, second, as current prudential regulation is already geared towards banks, thereby preserving financial stability.
However, I can already see one challenge for regulators, which is to let banks reap the economies of scale inherent to digital technologies while not recreating risks of too-big-to-fail. This scenario also crucially assumes that banks are profitable enough to carry out the necessary investments, which in Europe involves reducing costs and addressing forcefully non-performing loans.
In the second scenario banks remain more defensive or, as they would probably like to argue, stifled by regulation and the low interest rate environment. As a result, they increasingly risk failing to meet the changing demands of customers, who, in a digitalised world, expect financial services to be available in real time, anywhere and at any time. This scenario could be a real threat to incumbents, in particular if digital giants, who already have access to large amounts of customer data, were to start targeting parts of the banking value chain, which would limit banks' ability to cross-sell and, ultimately, crowd banks out of a large swathe of financial services.
For society as a whole, would this scenario be worse? Firms and households could benefit from a growing number of financial products and services, lower prices and faster provision. The problem, however, would be that banking services would likely migrate towards the less-regulated parts of the financial system where many fintechs – as non-deposit takers – still operate.[12] This is what Charles Goodhart coined the "boundary problem"[13] of financial regulation. In this case, to avoid regulators once again being "bloodhounds in pursuit of greyhounds"[14], current regulatory loopholes would need to be closed to ensure that financial intermediation outside the banking sector remains safe and sound.
Here is where normative questions might arise, however. The reason is that financial regulation may affect the direction and rate of change at which financial structures evolve. On the one hand, pre-emptively drawing in the reins in the name of financial stability could stifle innovation and prevent fintechs from growing important economies of scale. So it could also put small businesses and households at a disadvantage as they would potentially benefit from faster technological progress, provided it remained safe. On the other hand, allowing risks to accumulate in the unregulated sector could lead to over-exuberance, recreate risks to financial stability, and forego the benefits of past regulatory efforts.
Finding the right balance and identifying the risks in real time is an inherently difficult task, of course. I have no quick or easy solutions to offer. But what we should do, in my view, is to more systematically encourage more research on these important matters.
Central banks are not innocent bystanders in this process. We have to be mindful about the impact of our own decisions on the future of financial structures. Digital currencies, for example, could undermine commercial banks' monopoly on creating inside money.[15] Negative interest rates, meanwhile, can have adverse consequences for banks' profitability over time despite being extremely effective in complementing other non-conventional monetary policy instruments and helping central banks overcome the zero lower bound constraint. So far, the general equilibrium effects of negative rates have clearly dominated. More generally, it is hard to believe that central banks keeping very large balance sheets for a considerable amount of time will not have an impact on financial intermediation.
Looking forward, low productivity and ageing societies may mean that our economies have gravitated towards a low growth, low interest rate environment that may weigh more permanently on banks' profits and, hence, financial stability. Monetary policy, in turn, may have to resort more often to non-standard measures to meet its price stability mandate. In these circumstances, we need to be mindful of risks to financial stability. A too protracted period of asset purchases, for example, may cause financial imbalances to build up with potentially adverse consequences for price stability.
Let me close.
Preserving financial stability has become a much more complex and intertwined endeavour than it was 10 or 20 years ago. These interconnections can profoundly change the balance of regulatory trade-offs across major financial market participants. What is more, the financial system is evolving quickly. Intra-temporal trade-offs are made worse by appreciable inter-temporal trade-offs, where policymakers need to keep a watchful eye on the allocative repercussions of their regulatory decisions.
In this environment, there are no quick fixes or easy solutions. But there are two principles on which we should continue to build. The first is cooperation among regulators, both within and across borders. Only by joining forces will we be able to break up remaining silos and identify common solutions to the challenging trade-offs we face. The second is cooperation across policymakers. Conferences like this one bring together policymakers from different fora – monetary policy, fiscal policy and financial stability. They force us to think beyond our usual boundaries and have the potential to raise awareness and sensitivities.
I would therefore like to thank Olivier Blanchard and the Peterson Institute for International Economics wholeheartedly.
[1] See Aikman, D., A.G. Haldane, M. Hinterschweiger and S. Kapadia (2017), "Rethinking Financial Stability", Bank of England, mimeo, October.
[2] See Admati, A. and M. Hellwig (2014), "The Bankers' New Clothes: What's Wrong with Banking and What to Do about It: with a new preface by the authors," Princeton University Press; and Kashkari, N. (2016), "The Minneapolis Plan to End Too Big to Fail", speech at the event "Too Big to Fail at the Economic Club of New York", Economic Club of New York, 16 November.
[3] See Cœuré, B. (2017), "Central clearing: Reaping the benefits, controlling the risks", Banque de France, Financial Stability Review, No. 21, April. On market-based finance, see, e.g., the Financial Stability Board's 2017 policy recommendations to address structural vulnerabilities from asset management activities
[4] The Tinbergen rule states that different policy objectives call for different policy instruments, while the Brainard rule states that the choice of instruments depends on the type of uncertainty surrounding their effects, see Aikman et al. (2017, op. cit.).
[5] See ECB Opinion on a proposal for a regulation of the European Parliament and of the Council amending Regulation (EU) No 1095/2010 and Regulation (EU) No 648/2012 with regard to the procedures and authorities involved for the authorisation of central counterparties. In June the ECB Governing Council unanimously adopted a recommendation to amend Article 22 of the Statute of the European System of Central Banks (ESCB) and of the ECB to provide the ECB with a regulatory competence in the area of central clearing.
[6] On financial structures, see Claessens, S. (2016), "Regulation and structural change in financial systems", ECB Forum on Central Banking, June.
[7] For an excellent review of this topic, see Popov, A. (2017), "Evidence on finance and economic growth", in Beck, T. and R. Levine (eds.), Handbook on Finance and Development, forthcoming.
[8] This conclusion is supported by both micro and macroeconomic evidence and is robust across a wide set of economies and sectors (see, e.g., Arestis, P., P. Demetriades and K.B. Luintel (2001), "Financial development and economic growth: The role of stock markets", Journal of Money, Credit, and Banking, 33, 16-41; Beck, T. and R. Levine (2002), "Industry growth and capital allocation: Does having a market- or bank-based system matter?", Journal of Financial Economics 64, 147-180; and Beck, T. and R. Levine (2004), "Stock markets, banks, and growth: Panel evidence", Journal of Banking and Finance, 423-442.)
[9] See Langfield, S. and M. Pagano (2016), "Bank bias in Europe: Effects on systemic risk and growth", Economic Policy, 31(85), 51-106; and Demirgüç-Kunt, A., E. Feyen and R. Levine (2013), "The evolving importance of banks and securities markets", World Bank Economic Review, 27(3), 476-490.
[10] See Hsu, P., X. Tian and Y. Xu (2014), "Financial development and innovation: Cross-country evidence", Journal of Financial Economics, 112(1), 116-135.
[11] See Greenspan, A. (1999), "Do efficient financial markets mitigate financial crises?", speech before the 1999 Financial Markets Conference of the Federal Reserve Bank of Atlanta, Sea Island, Georgia, 19 October.
[12] Depending on the type of activity they carry out, many fintech companies are already subject to one or more pieces of EU sectoral financial services legislation.
[13] See Goodhart, C. (2008), "The Boundary Problem in Financial Regulation", National Institute Economic Review, 206, 48-55.
[14] See Eichengreen, B. (2009), "The financial crisis and global policy reforms", Federal Reserve Bank of San Francisco Asia Economic Policy Conference, 18-20 October, quoted by Aikman, D. et al. (2017, op.cit).
[15] See, e.g., He et al. (2017), "Fintech and Financial Services: Initial Considerations", IMF Staff Discussion Notes No. 17/05.
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redpajama_set_name: RedPajamaCommonCrawl


Photographer @ United Nations and freelance based in Los Angeles Tish Lampert portfolio on Visura - a professional network to connect with photo editors and art buyers, and build photography portfolio websites. Visura members, like Tish, share photojournalism, art photography, landscape, travel photography, portraits and more. Tish has 11 projects, community news posts, and 2 images shared in the photo stream.
By tish lampert — I have focused my lens on activism since 1967 when I first picked up my camera and marched for civil rights. The momentum that compels people to..
By tish lampert — In 2000 I set out to look for America, because the country felt so divided after the presidential election. I was in search of a visual template..
By tish lampert — On vacation, one summer morning, I was in a boutique hotel having coffee and enjoying the view from my fifth floor room. I saw a man pacing on the..
By tish lampert — MUGARUKA, WARRIOR GORILLA SURVIVING THE DRC My journey into the Kahuzi Biega Reserve led me through war torn East Kivu, in the Democratic Republic..
By tish lampert — WATER-THE DRIVING FORCE IN NATURE The magnificence of the North Pacific is mostly unspoiled from British Columbia and down the..
By tish lampert — Listen to the America Speaks Podcast Series , here or via iTunes . I have focused my lens on activism since the early seventies, documenting..
By tish lampert — "Give Me Your Tired, Your Poor, and Your Hungry". What does this mean today, in Trump's new paradigm of racism, when the U.S. is on a..
By tish lampert — WOMEN WILL NOT BE SILENCED During the past year I have traveled across America, as the contentious campaign of 2016 resulted with the election of..
By tish lampert — I was in the DRC as the country was climbing out of the horrific long time proxy war. Josheph Kabilla was about to be inaugurated and the..
By Tish Lampert — THREE MINUTES ALLOWED "While some want to build more walls, Border Angels, opens doors. Love has no borders....we hope to open 'door..


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Schœnbourg is een gemeente in het Franse departement Bas-Rhin (regio Grand Est) en telt 448 inwoners (2005). De plaats maakt deel uit van het arrondissement Saverne.

Geografie
De oppervlakte van Schœnbourg bedraagt 5,1 km², de bevolkingsdichtheid is 87,8 inwoners per km².

Demografie
Onderstaande figuur toont het verloop van het inwonertal (bron: INSEE-tellingen).

Externe links

Schoenbourg


Fitment: Directly fits without any modification of the bike. You need to transfer your old stock hinge/latch onto my seat pan.
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Shipping: Shipping to the USA, Canada, Australia, Asia, and Europe (Please, contact us if you are from other areas for a shipping quote). The seat will ship from Vietnam. We manage everything in California, USA.
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DRAGON BALL GAME – PROJECT Z Enters E3 2019 in Its Super Saiyan Form as DRAGON BALL Z: KAKAROT
The Most Epic Telling of the DRAGON BALL Z Canon Storyline Receives Its Final Name During Microsoft's Xbox E3 2019 Briefing
LOS ANGELES--(BUSINESS WIRE)--Leading anime video game developer and publisher BANDAI NAMCO Entertainment America Inc. today announced DRAGON BALL Z™: KAKAROT as the final name for the previously announced DRAGON BALL GAME – PROJECT Z. Coming to the Americas in early 2020 for the Xbox One, PlayStation®4 computer entertainment system, and PC, DRAGON BALL Z: KAKAROT is an all-new Action RPG (role-playing game) that will take players on the most accurate, dramatic, and epic telling of the DRAGON BALL Z canon storyline – the story of Kakarot – the Saiyan better known as Goku.
Developed in Japan by video game developer CyberConnect2, the game tells the legendary story of DRAGON BALL Z, taking players on an unforgettable adventure to experience over-the-top battles and challenging quests while creating life-long friendships as they crusade to protect Earth from fearsome villains. Additionally, DRAGON BALL Z: KAKAROT will also present resolutions to long unanswered questions from the DRAGON BALL Z storyline through light-hearted side quests.
DRAGON BALL Z: KAKAROT will be on display in the BANDAI NAMCO Entertainment America Inc. booth during E3™ 2019, located at booth #1647 in the South Hall of the Los Angeles Convention Center from June 11th through the 13th. DRAGON BALL Z: KAKAROT is scheduled to launch in the Americas in early 2020 for the Xbox One, PlayStation 4 system, and PC. DRAGON BALL Z: KAKAROT will feature English and Japanese voice-over along with subtitles in Neutral-Spanish and Brazilian Portuguese. For more information regarding DRAGON BALL Z: KAKAROT or other products from BANDAI NAMCO Entertainment America Inc., please visit: https://www.bandainamcoent.com, or follow us on Facebook at: https://www.facebook.com/BandaiNamcoUS, or join the conversation on Twitter at: https://www.twitter.com/BandaiNamcoUS.
About BANDAI NAMCO Entertainment America Inc.
BANDAI NAMCO Entertainment America Inc., part of BANDAI NAMCO Holdings Inc., is a leading global publisher and developer of interactive entertainment for all major video game consoles, iOS, Android, and online platforms. The company is known for creating and publishing many of the industry's top video game franchises, including PAC-MAN®, GALAGA®, TEKKEN®, SOULCALIBUR®, and ACE COMBAT®. BANDAI NAMCO Entertainment America Inc. is the premier publisher in the Western hemisphere for anime based video games, including NARUTO SHIPPUDEN™, DRAGON BALL Z®, and ONE PIECE®. More information about the company and its products can be found at http://www.bandainamcoent.com or www.facebook.com/BandaiNamcoUS.
© BIRD STUDIO/SHUEISHA, TOEI ANIMATION
Game © BANDAI NAMCO Entertainment Inc.
Press Release © 2019 BANDAI NAMCO Entertainment America Inc.
Denny Chiu
BANDAI NAMCO Entertainment America Inc.
dchiu@bandainamcoent.com
BANDAI NAMCO Entertainment America Inc. announces DRAGON BALL Z™: KAKAROT, an all-new Action RPG.


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Film / By Tom Brueggemann
At the Amazing 1984 Box Office, Movies Like 'Ghostbusters' and 'Gremlins' Grew into Blockbusters
Meantime, "Indiana Jones and the Temple of Doom" was at number three, and went on to gross $500 million.
Jun 7, 2020 3:50 pm	/
Television / By Steve Greene
'Gremlins' Animated Prequel Series Coming to WarnerMedia
The 10-episode season will follow the younger life of the shop owner from the beloved 1984 film.
Jul 1, 2019 3:00 pm	/
Television / By Hanh Nguyen
'Stranger Things': 19 Totally '80s Pop Culture References That Should Be in Season 2
The Netflix series picks up in 1984 , which was a very good year for memorable events, films, TV, and music.
Oct 18, 2017 5:10 pm	/
News / By Ken Guidry
Watch: Animated Short Dives Into The History Of The PG-13 Rating
May 6, 2015 1:52 pm	/
Interviews / By Drew Taylor
Venice Film Festival Interview: Joe Dante Talks His New Film 'Burying the Ex,' 'Gremlins 3' And Superhero Movies
Sep 5, 2014 4:05 pm	/
News / By Edward Davis
Watch: First Clip & Photos From 'Burying The Ex,' Joe Dante Says He's Not Involved In Any 'Gremlins' Reboots
Features / By Casey Cipriani
Revisit 'Blade Runner,' 'E.T.' and 11 More of Your Favorite Movie Posters from 'The Art of John Alvin'
Aug 25, 2014 11:37 am	/
Features / By The Playlist Staff
30 Years Later: Ranking The Movies Of Summer 1984
Features / By Ben Brock
30 Years Of 'Gremlins': How Steven Spielberg Ushered In The Era Of PG-13 Blockbuster Entertainment
News / By Charlie Schmidlin
Watch: 12-Minute Tribute To The Projection Booth Using Film Excerpts By Photographer Joseph O. Holmes
Dec 18, 2013 1:00 pm	/
Watch: Vintage Behind-The-Scenes Featurette For 'Gremlins' Featuring Joe Dante, Steven Spielberg & More
Oct 8, 2013 5:05 pm	/
That 'Gremlins' Reboot Is Still Happening & The Guy Behind 'Abraham Lincoln: Vampire Hunter' Is Producing
May 13, 2013 11:38 am	/


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Oleg Aleksandrovich Safonov (, born August 24, 1960 in Ulyanovsk, Soviet Union) is a Russian official. In 1982 he graduated from the Border Guards Higher School of the KGB in Moscow and subsequently served for the KGB until 1991. It is sometimes claimed that for some time he served in Dresden together with Vladimir Putin. In 1991-1994 he worked under Vladimir Putin in the Committee for the External Relations of the Saint Petersburg Mayor's Office. From November 14, 1996, to October 30, 2007, Safonov was a deputy Interior Minister of Russia, appointed by President Putin. On October 30, 2007, Vladimir Putin appointed him plenipotentiary envoy to the Far Eastern Federal District. Safonov was believed to be married to a daughter of Viktor Ivanov.  However, in April 2009, an article indicated that Oleg Safonov's wife was named Lyudmila Gennadayevna.  An alternate theory is that the Safonovs' daughter, Elizabeta, is married to Viktor Ivanov's son, Yaroslav.

References

KGB officers
Living people
1960 births
United Russia politicians


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Home Blogs Leier Loading Up For 2015-16 Season
Highland Park Hockey
Leier Loading Up For 2015-16 Season
Photo credit to Nina Weiss
After a strong start to his rookie season of professional hockey saw him tally 13 goals in his first 47 AHL games, Taylor Leier battled through multiple injuries to finish the 2014-15 season. It showed on the stat sheet – no goals and just five assists in his final 26 games of the year – playing in the American Hockey League (AHL) with the Lehigh Valley Phantoms.
Towards the final five games of the season, it got to the point where then-head coach Terry Murray would ask Leier in the morning if he was sure he was good to go for that night's game.
"I had three injuries throughout the last 30 games of the season," Leier told The Home News earlier this month at the Philadelphia Flyers annual development camp.
"It's something that all hockey players and athletes have to go through. I gutted it out and I'm pretty proud of myself for that," Leier said, noting three separate upper body ailments he played through. "It sucked. It honestly sucked to play through. I'm just happy nothing bad came out of it and I could play for the guys."
While the end of the season saw Leier banged up, he came into this summer's development camp both healthy and bigger than he was in the spring.
"I've put six pounds of muscle on so far this summer over two months," Leier said, adding, "I've been working really hard."
Leier is hoping that a fresh start in the 2015-16 season could pave the way for him to make a good first impression with the NHL coaching staff.
"I'm excited for main [NHL training] camp," Leier said. "The Flyers have a new coach this year, so if he has any input that would be awesome to hear from him."
The former Western Hockey League standout with the Portland Winterhawks (WHL) had plenty of ups and downs in his rookie season with the Phantoms last year, but comes into this season knowing what to expect in his second season at the pro level.
"It's nice to have those 73 games under my belt now," Leier said, noting his AHL experience from last season. "It feels good to have the first year out of the way. It was a big step," he continued.
"The guys were stronger and they can think the game better. They were just experienced, you could tell all the little things like that. The details of the game were more significant in pro hockey compared to junior. There were no mistakes made really, so you had to create your own chances and work with your line mates to make something happen."
While the NHL roster seems set up front with 13 forwards on one-way NHL contracts, the summer camps give younger guys like Leier a chance to make a good first impression for the upcoming season. A good showing in training camp could go a long way in determining who the NHL club might call up during the season when injuries arise.
"Fourth year here for me and Scott [Laughton] and Shayne [Gostisbehere] and guys like that," Leier said of this year's development camp. "It's good to see the younger guys come in and you can help them out and stuff, but I'm really looking forward to [training] camp."
aylor Leier
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