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Bastion of Darkness by R. A. Salvatore AudioBook Mp3-CD
Bestselling author Salvatore's masterful fantasy epic reaches dazzling new heights of imagination an...
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Bastion of Darkness by R. A. Salvatore
Twice the combined might of Ynis Aielle's greatest heroes and wizards has hurled back the demon armies of Morgan Thalasi. Always the BlackWarlock has rebounded, stronger and more evil. But never has he wielded such power as now. With the Staff of Death, Thalasi can raise a new army from out of the very ground-soldiers who cannot be killed because they are already dead.As the Black Warlock and his fearsome general-the foul wraith that was once Hollis Mitchell-prepare a devastating attack, the humans and elves of Ynis Aielle are staggered by a fresh calamity. The beautiful Rhiannon, daughter of the Emerald Witch, has been captured by Mitchell and given over to his dark master. Now the last hope of defeating Thalasi-and Rhiannon's last hope as well-lies at the heart of a mountain that is guarded by a dragon as old as the world itself.
About the Author: R. A. Salvatore is the acclaimed author of the DemonWars trilogy---The Demon Awakens, The Demon Spirit, and The Demon Apostle---as well as Mortalis, Bastion of Darkness, Ascendance, and the New York Times bestseller Vector Prime, an entry in the Star Wars: The New Jedi Order series. He lives in Massachusetts with his wife, Diane, and their three children. Lloyd James has been narrating since 1996, has recorded over five hundred books in almost every genre, has earned six AudioFile Earphones Awards, and is a two-time nominee for the prestigious Audie Award. His bestselling and most critically acclaimed performances include Elvis in the Morning by William F. Buckley, Jr., Ben Hur by Lew Wallace, Searching for Bobby Fischer by Fred Waitskin, and Mystic Warrior by Tracy and Laura Hickman. Lloyd's background as a performer includes extensive work in classical theater and folk music. He lives in Maryland with his wife and children.
Note: This Audio Book is in mp3-CD data format. This signifies it will only play on CD players particularly equipped to play mp3-CDs. It as well can be loaded onto a computer workstation and copied over to a choice of mp3 players and played on them.


One of Michigan's most-talked-about haunted sites, Fort Wayne is on the Detroit River, a mile from the Canadian border. Construction began in 1842, with the still-standing limestone barracks completed in 1848. Surrounding the fort are extra barracks and officers' homes & quarters, commissary, garage, guard house, hospital (demolished), jailhouse, port, recreation building (now a visitor center), shops, stables.....and Indian burial grounds.
When the land was excavated in the early 1900's, Native American bodies were dug up that dated back 900+ years. It's the combination of restless Indian spirits and the long-dead Civil War-era soldiers that are believed to be responsible for the unexplained hauntings that are constantly being witnessed and experienced.
Many folks, including a handful of paranormal investigators, claim to have witnessed or captured paranormal evidence: bodiless footsteps, ethereal voices, human-shaped dark shadows, doors open & close by themselves, and early-morning apparitions. Conversations between spirits have also been heard by investigators. The visitor bathrooms are said to be haunted, particularly the ladies' restroom. Maybe the ghosts of amorous soldiers still linger?
Located at 6053 West Jefferson Avenue in Detroit, the fort was designated a Michigan State Historic Site in 1958 and awaits your visit! The photos below might entice you a little more to check it out. The buildings are very creepy, even in daylight!


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Hunting the Nazi Gold Train
In this film we see television presenter Dan Snow travel to a remote corner of Southern Poland, near Walbrzych, in an effort to unravel one of the last great mysteries of the Second World War. It is a tale which seems to have attracted the worlds media and it has captured the imagination of many who live there even members of the Polish government.
Snow is hunting for a secret tunnel that local legend claims was hidden by the Nazi's, but this is no ordinary tunnel, inside lies a lost train said to be filled with gold. This legend received worldwide coverage when two amateur researchers declared that they had found it back in August 2015.
As Snow goes along with these treasure hunters he carries out his own investigation, one which leads all the way to Adolf Hitler himself and his secret plans for this remote part of the Third Reich during the closing months of the war.
8.50 The Train That Divides Jerusalem
Jerusalem is an ancient city with a sparkling new train, it was built to unite people but instead the train itself seems to be dividing it further....
6.14 The Secret World of Gold
Billions of years ago the Earth passed through an exploding star and was showered in molten gold. The Inca's called gold the sweat of the Sun and t...
7.56 Americas Gold
This film explores the incredible journey of one of most indestructible and valuable metals on the planet, gold. Created out in space an immense ex...
8.92 The Japanese Bullet Train
This 50 minutes long BBC documentary film is aired in the year 2011. The BBC film says it is the first and the most technological advance in the wo...

redpajama_set_name: RedPajamaCommonCrawl


New Design. Includes an improved striker and an emergency whistle in the striker handle. 5,400°F spark makes fire building easy in any weather, at any altitude. Used by a number of armies around the world, Swedish FireSteel's dependability has already made it a favorite of survival experts, hunters, fishermen and campers. It has also found its way into cabins and backyards as a fool-proof way to light stoves and gas-barbecues. Lasts up to 3000 strikes. Red housing with lanyard.
3" x 1" x 0.6"


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ARHYNCHOBATIDAE
Bathyraja
ishiharai
Abyssal Skate, Bathyraja ishiharai Stehmann 2005
Other Names: Abyssal Skate, Ishihara's Skate
Bathyraja ishiharai. Source: CSIRO National Fish Collection. License: CC BY Attribution
A large deepwater skate known only from two specimens collected off south Western Australia.
Bathyraja ishiharai in Fishes of Australia, accessed 18 Jan 2021, http://136.154.202.208/home/species/1763
Known only from the Naturalist Plateau, off south-west WA (ca. 34°S, 111°E), at a depth of 2300 m.
Bathyraja ishiharai Stehmann 2005, Journal of Ichthyology 45(Suppl. 1): 39. Type locality: Naturalist Plateau, off southwestern Australia, Indian Ocean, 33°42'S, 110°53'E, depth 2320-2350 m.
Last, P.R., Séret, B., Stehmann, M.F.W. & Weigmann, S. 2016. 19. Skates. Family Rajidae. pp. 204-363 in Last, P.R., White, W.T., Carvalho, M.R. de, Séret, B., Stehmann, M.F.W. & Naylor, G.J.P. (eds). Rays of the World. Clayton South, Victoria : CSIRO Publishing 790 pp.
Last, P.R. & Stevens, J.D. 1994. Sharks and Rays of Australia. Canberra : CSIRO Australia 513 pp. 84 pls. (as Bathyraja sp. A)
Stehmann, M.F.W. 2005. Bathyraja ishiharai n. sp., a new deep-water skate from the eastern Indian Ocean on the Naturalist Plateau off southwestern Australia. Journal of Ichthyology 45(Suppl. 1): 39-57
Stehmann, M.F.W., Valenti, S.V. & McAuley, R.B. 2015. Bathyraja ishiharai. The IUCN Red List of Threatened Species 2015: e.T161387A68610422. http://dx.doi.org/10.2305/IUCN.UK.2015-4.RLTS.T161387A68610422.en. Downloaded on 13 July 2018.
ARHYNCHOBATIDAE Softnose skates
Depth:2300 m
Max Size:123 cm TL
Native:Endemic


Jan Scruggs a Vietnam veteran and founder of the Vietnam Veteran Meforial Fund, has called for a memorial honoring service members killed in the Global War on Terror. Scruggs was photographed at the Vietnam War Memorial in Washington, D.C., on Monday, November 9, 2015.
Editor's note: The following is a guest commentary.
For months, the Vietnam Veterans Memorial Fund had been in the middle of a national controversy over the memorial's design. National media outlets, ranging from The Wall Street Journal to "60 Minutes," were heavily involved.
The affair even ended up at the National Security Council. A staffer at the time was Army Maj. Bob Kimmitt, a supporter of the VVMF. The White House became the key player in keeping an unfriendly interior secretary in check. Politically skilled opponents of the cause held influence in the inner circles of the White House and Interior Department.
Some opponents were determined to stop the groundbreaking despite our agreement to add a statue to the design. I was getting daily advice from some brilliant people, including former Attorney General Elliot Richardson, who told me to "keep the pressure on the White House by using the media to cover their indifference to an effort of such historic significance," and "embarrass the interior secretary with the media".
His advice was sage. I was able to influence the White House with urgent memos to Ed Meese, then-counselor to President Reagan, from the Veterans of Foreign Wars. I met with Time Magazine's Hugh Sidey, whose piece showing the struggle behind the memorial's creation described me as "indefatigable."
It also angered the interior secretary, precisely as planned, setting the stage for victory.
The White House caved. Opponents threatened court action, yet a temporary restraining order was nearly impossible as a legal matter.
On a cold and windy March day, veterans from each of the 50 states broke ground with shovels to show wide support. In the end, it was graduates of West Point whose planning and vision helped me get the job done, especially Kimmitt, John P. Wheeler III and Gen. William Westmoreland. Kimmitt later became ambassador to Germany.
The opposition was led by Naval Academy grads James Webb, retired Vice Adm. James Stockdale and Ross Perot. They viewed the memorial as too modernistic. They had a fair point: A traditional statue was added in 1984, and President Reagan spoke at its dedication ceremony.
President Reagan, with his wife, Nancy, addresses a ceremony at the Vietnam Veterans Memorial on Nov. 12, 1984, in Washington.
Since its construction, the Wall has hosted more than 100 million visitors and is an important symbol to both the nation and the veterans. Could we have built it today? I really doubt it – with social media, "fake news," Facebook, and so on, a few clever tweets would have brought the plans to an end.
Plans for a new national memorial – one that will honor those who have served since the Sept. 11 attacks – are making progress.
These service members deserve the memorial they are seeking. Warfare continues in places like Syria and Iraq, and likely will continue for many decades.
Civilians have been honored at the National September 11 Memorial and Museum, the Pentagon, and a memorial in Shanksville, Pennsylvania. The veterans have been left out, even as they are under fire today in the Middle East and Afghanistan.
Those veterans are taking action. Leaders of the effort again include service academy grads, such as Andrew Brennan, a former helicopter pilot in Afghanistan and the founder of the Global War on Terror Memorial Foundation. This team will meet the challenges ahead, which are substantial.
Legislation to authorize construction is moving through Congress this year. It made progress last year thanks to then-Rep. Ryan Zinke, R-Mont. – a former Navy SEAL who is now the interior secretary. That is a stroke of luck; perhaps the Trump administration can get behind this effort.
After legislation is complete – some skirmishing in Congress is expected; contact your lawmakers to push for swift passage – work will be done on a site and design. Funding and other tasks should take five years or less.
Jan Scruggs, who served in Vietnam and was the principal advocate for the Vietnam Veterans Memorial in Washington, wants to create a monument to veterans of the wars in Iraq and Afghanistan.
The goal is to create a place of honor for the veterans of our most recent (and ongoing) wars to gather. It worked 35 years ago with the Vietnam Veterans Memorial. Let's welcome these veterans home with a memorial and a parade down Constitution Avenue.
Jan C. Scruggs founded the Vietnam Veterans Memorial Fund and served as the group's president from 1979 to 2015. He's been on the board of advisers for the Global War on Terrorism Memorial since 2015. A native Washingtonian, he's now retired and living in Annapolis, Maryland.


On April 2, 2016 there were four to six of these aircraft scattered in the air at the same time over the countryside between Aztec and Farmington, NM. The next day, there were strange dense odd shaped small clouds across the sky mixed in with larger ones. Some were like long thin ovals, like the contrails had thickened into skinny clouds. Within the week (by Wednesday April 6) the skies had a filmy cloudy overcast look with a mix of opaqueness and large big rain looking clouds, some flat on the bottom. I did not manage to take pics of the strange dense little clouds and concomitant long thin clouds that came up on the 4th.
POSTINGS AND RESPONSES TO THIS WEBSITE July 11, 2016 Posting in response to recent robot cop bombing of sniper in Dallas (see July 11, 2016 General Notes for more info) What this man did to the police was wrong, but WHERE WAS HIS DUE PROCESS!!!!!!!!!!! THE POLICE IS NOT THE JUDGE, THE JURY, AND THE EXECUTIONER!!!!!!!!!!!!!!! !!!!!!!!!!!!!HE IS INNOCENT UNTIL PROVEN GUILTY IN A COURT OF LAW!!!!!!!!!!!!!!!!!!!!!!!!!!!!. THE DALLAS POLICE SAID THEY HAD HIM CORNERED SO HE COULD NOT HURT ANYBODY ELSE, BUT HIMSELF. THE POLICE COULD HAVE GIVEN HIM !!!!!!!!!TIME!!!!!!!!!! TO SURRENDER EVEN IF IT TOOK DAYS. THAT IS THE JOB OF POLICE OFFICERS TO SERVE AND PROTECT. !!!!!!!!!!!!!!!!!!!THE POLICE IS NOT THE JUDGE, THE JURY, AND THE EXECUTIONER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! THE POLICE COULD HAVE GIVEN HIM TIME OR USED LESS LESS LETHAL EFFECTS TO SURRENDER FOR DUE PROCESS!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!THE POLICE IS "NOT" THE JUDGE, THE JURY, AND THE EXECUTIONER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


At times medical ailments cannot be precisely located through its symptomatic and physiological conditions resulting in an inadequate treatment. In their early 60s, Masuma Nasim and Md. Abdul Maleque Sarker from Bangladesh experienced a similar problem. Nasim had been suffering from severe headaches for a long time whereas Sarker faced difficulty in walking because of an ankle injury he had undergone a long time ago. Medications did not help leaving them clueless as to what is actually the source of their problem.
It is in this moment that their son, Mohammad Azazulhaq Sarker, took to the internet to search for a healthcare center that would relieve his parents from their ailing conditions. "My parents have been suffering from a long time and with age, their suffering did intensify. Sitting across the Atlantic in Canada, I myself felt helpless for them. I started searching in the internet for the top 10 best Neurology hospitals in India that would be able to point out as well as cure my parents' medical condition; that's when I came across Vaidam Health".
In India, Masuma Nasim and Md. Abdul Maleque Sarker went to Fortis Memorial Research Institute in Gurgaon for their respective treatments. "I consulted Dr. Sandeep Vaishya for my headaches. Thankfully there was no tumor or any other neurological conditions for which I would have to go under the knife. Dr. Vaishya diagnosed that I have been suffering from a migraine all this time and have been under wrong medication. Medical management was duly provided to me by him along with the precautions I have to take to keep a migraine in check. I am really thankful to Dr. Vaishya - one of the best neurosurgeons in India for such accurate diagnosis and for the advanced medicines he has prescribed".
While Nasim got herself checked in the neurology department at FMRI, Sarker visited Dr. Balvinder Rana, Director of orthopedic and joint replacement department at the hospital. "I was advised to undergo a fresh set of medical tests after which Dr. Rana provided me with a comprehensive medical management that would reduce the pain and improve my walk", said Sarker.
Awed by the medical infrastructure, the care and professionalism of the doctors and the advanced medical facilities at FMRI, the couple said "We consider ourselves lucky enough to have received our treatment from such an excellent hospital. Both of us have been having such a difficult time for so long but now we can finally hope that our problems will be resolved".
Impressed by the consistent guidance and assistance of Vaidam, their son, Mohammad Azazulhaq Sarker said, "I was worried about my parents. They are aged and have health problems. So I was pretty apprehensive as how will this ever be possible for them to go to another country all by themselves for their own treatment. But the team of Vaidam has been very responsible, coordinating and efficient in their services. I have been in touch with them for over a month prior to my parents' treatment. I or my parents had to worry about neither their accommodation, visa application and other nuances nor about the cost or travelling alone to the hospital. Vaidam was there whenever required and I am happy and grateful for their dedicated assistance".


Trim: low rider v8 HD VIDEO, pics!
I bought this 1972 Chevy c-10 low rider truck from a southern iowa guy who used it as his daily driver. I bought it to use as advertising as my shop truck /daily driver and something that would add to my collection of 80 or so classics. I put on a magnet teddys sales and service est 1984 signs etc and drove it aroun town running parts for my guys or buying them lunch etc. Fall is here and I have gotten my summer use/ advertising out of it and it is time to offer the truck for sale to someone else so I can add a new face in my collection for the up coming spring and summer.
The v8 engine (350) runs great and smooth. lots of power, nice low rumble exhaust that turns heads. The trans shifts great and smooth and the truck cruises down the road well in my opinion. The 20 inch wheelsand tires set the truck off well. I did not see leaks under the truck in my showroom where i kept it when not in use. always kept indoors since i have had it.
The body looks pretty original with a clear coat on it to protect the patina. it is a really eye catching look and always gets tons of smiles.It still still has some minor rust stuff that to me add to the patina and look (minor rust pin holes here and there, some smaller rust holes in bed, touch up type stuff under the clear etc) Watch the video as it does a great job showing it for what it is inside and out. I clear coated the original paint to protect and show off the patina. The underside looks clean with only normal road wear etc. it was mildly lowered i was told, but nothing obnoxious etc. looks to be done right.
Radio is working great and the heater fan controls work great. Always starts right up on the first try, and runs and drives healthy everytime we used it. Sweet looking c10 truck. Seems to get more looks than anything restored I put out for the day to advertise my business.
I do not want to over call this or undercall this, let the pics and video tell the story. I require a 200 dollar non refundable deposit within 24 hours of auction end. if i do not get the deposit before you come for the truck or within the time frame, i will assume you are a dreamer or a scammer and not serious about buying it. full payment due 7 days from auction end. I invite you to come check it out in my classic showroom at my dealership teddys auto sales waukon iowa or hire ebay to do a private inspection.
I can help recommend shippers i have used before who have been very reasonable. call me 563 568 5111 or 1182 with any questions and we will do the best we can to answer them. The plate, plate toppers/frame, rat fink topper, don't go with the sale as they are part of my personal collection. I reserve the right to end the listing at any time if someone buys it locally/early etc .Thanks for looking!


Ashish Patel (born July 31, 1975 in Quebec) is a Canadian cricketer. A medium-pacer, he took his place in the team given the absence of several players for the 2002 ICC Americas Championship, followed by a strong performance in the 2002 ICC Six Nations Challenge in Namibia.
He participated in the 2003 Cricket World Cup, and made an impressive debut in which he disposed of South Africans Herschelle Gibbs and Jacques Kallis. He took more wickets than any other bowler in the 2004 ICC Six Nations Challenge. He has not played for Canada since the final of the 2004 ICC Intercontinental Cup.


Expertly crafted in the Black Forest region of Germany, this traditional cuckoo clock will add charm to any room.
Adorned with hand laid shingles, dancing couples, a water wheel and beer drinkers, roman numerals and scrolled wooden hands on a wooden dial, this timepiece boasts true artistic quality.
Constructed from linden wood in an antique finish, this clock evokes genuine German excellence.
A carved cuckoo bird and triple pine-cone weights help keep the time.
An 8-day movement with a strike, music, dancing figurines, and cuckoo call on the full hour will make timekeeping enjoyable for years to come.
The water wheel, dancing couples and beer drinkers rotate on the full hour.
Automatic night shut off Sleep!


There is always very little skepticism that creating on abortion is hard. When you don't possess any situations producing in this particular theme, you then are typically in the minority. For any other people, we now have composed this publish detailing the key situations of composing an investigation report on abortion and the ways to combat them perfect.
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Lumen21 recognized by Silicon Review Magazine On its Top Ten Fastest Growing Cloud Computing Companies.
Orange, CA, July 25, 2016 — Lumen21 announced today that Silicon Review Magazine in its July 2016 Issue, has recognized Lumen21 among their list of the top 10 Fastest Growing Cloud Computing Companies in 2016. The Silicon Review encompasses nine technology and vertical communities: Software, IT Services, Cloud, Mobile, Big Data, Security, Telecommunications, Hot Start-ups and The Best Companies to work for. Each community leader is a proven subject matter expert who collaborates with industry experts, technology managers, researchers, top technology journalists, consultants and industry analysts.
The Silicon Review is among the most trusted online and print community for business & technology professionals. Their community members include thought-provoking CEOs, CIOs, CTOs, IT VPs and managers, along with numerous diverse IT professionals. It is the pre-eminent platform that shares innovative enterprise solutions developed by established solution providers and upcoming hot enterprises emphasizing as a neutral source for technology decision makers. This is the place where senior level IT buyers and decision-makers come to learn and also share their experiences in regards to products, technologies and technology trends.


All donation monies specified for our Missionaries go directly to them.
Donations for our Missionaries cover Living, Educational, & Church Expenses.
We automatically create a Donation letter for your taxes in regard to your donation annually.
Otherwise, please contact us at (951) 769-3140 for your Donation Tax Letter or here via the Contact Form.
School for Leaders the class taking final exam!! Everyone's nervous, Part 1 - Written, Part 2 - Oral.


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Snapchat Now Allows iOS Users to Put Music in their Snaps
Usama AnjumLast Updated: Oct 16, 2020
Recently, in a move to compete with popular social media platforms like TikTok etc. Snapchat announced that iPhone users around the globe will now be able to add popular music tracks to their snaps.
Currently, the feature is only available in New Zealand and Australia. However, the social media firm is planning on bringing music to more regions around the world in Aug 2021. But Snapchat didn't mention any information regarding when this update might arrive on Android devices.
Further, Snapchat also informed that the company is testing yet another exciting feature that would allow users to add their own sounds, and this update will be launched globally in the upcoming months.
Another interesting thing about this update is that when a user receives a snap with music, they can simply swipe up to see the album art, song title, and name of the artist. In addition to that, they can also click on the "Play This Song" link to listen to the full song on other streaming platforms like Spotify, Apple Music, and SoundCloud.
Snap calls its music catalogue as "robust and curated." The licensing deals cover music tracks from big companies such as Warner Music Group, Universal Music Publishing Group, Warner Chappell Music, BMG Music Publishing, and others.
The new update is anticipated to give the company a push it requires to increase growth. In July Snap reported a bump in user base growth at the beginning of COVID-19 led lockdowns petered out sooner than expected.
Check out? Snapchat Mini apps Helping People Mental Health Tools for HeadSpace
Usama Anjum


Endesa is one of the six Spanish firms included in the latest edition of the Carbon Disclosure Project (CDP) "Supplier Climate Performance Leadership Index 2014", comprising of 121 companies from around the world identified as leading products and services suppliers for their actions in carbon emissions reduction and climate change risks mitigation.
To compile the index, CDP, the international non-profit organization promoting sustainable economy, assessed information provided by 3,396 companies that answered to the CDP Supply Chain 2014 questionnaire. Only 121 (3.5%) of these companies obtained 'A' rating, the highest possible, which allows inclusion in the index.
The index recognises the excellence of companies as products and services suppliers based on low-carbon emissions business models.
Endesa, subsidiary of the Enel Group, has been recognised as one of the world's most sustainable suppliers which best manage the risks posed by climate change thanks to its inclusion in the Carbon Disclosure Project (CDP) "Supplier Climate Performance Leadership Index 2014". The index includes 121 companies from around the world recognised as leading products and services suppliers for their efforts to reduce carbon emissions and to mitigate climate change risks associated with their business.
The index, compiled for the first time this year by CDP, one of the global communication system for corporate environmental information, recognises the excellence of companies as products and services suppliers based on low-carbon emissions business models.
To compile the index, CDP, the international non-profit organization which promotes sustainable economy, assessed information provided by 3,396 companies that answered to the CDP Supply Chain 2014 questionnaire. Only 121 (3.5%) of these companies received an 'A' rating, the highest possible, which gives access to the CDP "Supplier Climate Performance Leadership Index".
The results of CDP assessment provide a tool for corporate buyers to evaluate and monitor suppliers' efforts to mitigate climate change risks, such as the increase of costs associated with regulation and fluctuation of energy prices, or business interruption due to extreme weather events.
Carbon Disclosure Project is an international, non-profit organisation providing the only global system for companies and cities to measure, disclose, manage and share essential environmental information. Every year it publishes various reports, such as the latest "CDP Supplier Climate Performance Leadership Index 2014", in which it assesses the quality of companies' management and disclosure of their strategies against climate change. It also publishes the most prestigious climate change index: " The A List: The CDP Climate Performance Leadership Index", a unique global report which only includes companies around the world which are most active in fighting climate change.
Endesa, an Enel Group subsidiary, was one of the 187 companies selected among 2,000 listed companies worldwide for its actions against climate change, thereby securing a place in this global ranking that assesses the efforts of companies to mitigate climate change.
Endesa also took part for the fifth year in a row in the CDP "Water Disclosure" programme, another CDP initiative that provides information on water and how it is managed by the world's largest companies. This project aims at informing the global market on investment risks and commercial opportunities and to help drive investment towards sustainable use of water. As part of this initiative, CDP publishes the annual "CDP Global Water Report", which analyses, based on the responses of 1,064 participating companies, the main risks and opportunities identified by companies in relation to water availability and the trends in the management of these risks.
The Enel Group, Endesa's main shareholder, was also included in the prestigious CDP Italy Climate Disclosure Leadership Index 2014, published in the "CDP Italy 100 Climate Change Report 2014". Enel was ranked in the index as a leading company in terms of the quality, comprehensiveness and transparency of the climate change data it made available to the market through CDP. Within the index, Enel was awarded a score of 98/100.


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Technical Comments
Comment on "Evidence of Abundant Purifying Selection in Humans for Recently Acquired Regulatory Functions"
Phil Green*,
Brent Ewing
Genome Sciences Department, University of Washington, Seattle WA 98195, USA.
↵*Corresponding author. E-mail: phg{at}uw.edu
Science 10 May 2013:
For correspondence: phg@uw.edu
Ward and Kellis (Reports, 28 September 2012, p. 1675; published online 5 September 2012) found altered patterns of human polymorphism in biochemically active but non–mammalian-conserved genomic regions relative to control regions and interpreted this as due to lineage-specific purifying selection. We find on closer inspection of their data that the polymorphism trends are primarily attributable to mutational variation and technical artifacts rather than selection.
Ward and Kellis (1) found reduced single-nucleotide polymorphism (SNP) density, heterozygosity, and derived allele frequency (DAF) in non–mammalian-conserved ENCODE-annotated (2) regions, relative to putative neutrally evolving control regions. Inferring that such differences are due to purifying selection is complicated by the fact that biological (e.g., mutation rates and background selection) as well as technical (e.g., coverage depth of sequencing reads used to detect and genotype SNPs) factors that differentially affect control and target regions may be confounded with signals of selection. The authors controlled for some but not all of these factors, which prompted us to analyze their data in more detail.
We noted that their neutral control regions have a somewhat more extreme nucleotide content than the ENCODE target (36% G+C versus 40%). This is of concern because more extreme nucleotide content is associated with both higher mutation rate [see figure 31 in (3)] and reduced coverage by next-generation reads [see figure S12 in (4)]. We found that the 1000 Genomes Project read-depth distributions for the two regions differ (Fig. 1A) and that—consistent with the fact that the 1000 Genomes Project low-coverage pilot has marginal power to detect rare alleles (5)—the DAF of detected SNPs depends on read depth (Fig. 1B). We also noted that the authors' filtering of CpG "hotspot" dinucleotides erroneously also removes GpCs (which are not mutation hotspots and are much more common than CpGs). Moreover, in addition to ancestral CpGs and GpCs, they eliminated sites at which the derived allele creates a CpG or GpC; because it is targeted specifically to SNP sites, this affects SNP density and heterozygosity in a manner that depends on G+C content and, in particular, tends to reduce SNP rates in the ENCODE target relative to the neutral control.
Fig. 1 Variation in 1000 Genomes read depth (totaled over 59 Yoruban individuals) and its impact on DAF.
(A) Read-depth distribution for SNPs in neutral control (non-ENCODE) and ENCODE target regions. (B) DAF as a function of read depth, for non-ENCODE SNPs. DAF decreases with increasing depth, due to increasing sensitivity to detect rare variants; the reverse trend at depths above 300 likely reflects the presence of spurious "paralogue-collapse" SNPs .
We then reestimated (Fig. 2) the number of bases under selection, adapting the procedure in (1) to allow several motif-filtering methods [including one that only removes CpGs in the "ancestralized reference" genome obtained by replacing the reference nucleotide at any SNP site by the ancestral allele, when it differs (6)], to distinguish by type (A, C, G, or T) of ancestral nucleotide, and (for the allele frequency analyses) to control for varying read depth (7). We analyzed three region types considered in (1): (i) nonexonic, transcription start site (TSS)–distal, non–mammalian-conserved ENCODE regions [estimated in (1) to contain 111 megabases under selection]; (ii) mammalian-conserved exonic and TSS-proximal regions; and (iii) mammalian-conserved nonexonic, TSS-distal regions. The estimates for mammalian-conserved regions (which have independent evidence of purifying selection from interspecies comparisons) are remarkably robust to choice of motif filter and SNP measure and split roughly proportionately between ancestral A or T and ancestral C or G bases. If the polymorphism trends in the ENCODE target are due to selection, we would expect the ENCODE region estimates to be similarly robust. They are not, instead fluctuating wildly according to choice of motif filter, SNP measure, and ancestral nucleotide. In particular, there is a large difference between the estimates for ancestral A/T versus ancestral C/G; this may reflect a higher rate of biased gene conversion (8) in the ENCODE regions relative to the non-ENCODE control, but in any case it cannot plausibly be attributed to selection.
Fig. 2 Estimated bases under selection for ENCODE and mammalian-conserved regions by motif filter, SNP measure, and ancestral nucleotide.
None, no motifs removed; W&K, ancestral and derived CpG and GpC dinucleotides (1) removed; aCpG, ancestral CpGs removed; aA+T, analysis restricted to ancestral A and T nucleotides; uDAF, analysis based on DAF unadjusted for read depth; 1+2, analysis based on relative frequency of SNPs with derived allele count 1 or 2. DAF (without u) and 1+2 analyses used depth-adjusted measures. a=Ref, analysis using only SNPs for which the reference allele is ancestral. HM3, analysis using only HapMap3 SNPs.
Estimates based on allele frequency measures (right-hand side of Fig. 2) are similarly unstable. Controlling for read-depth variation sharply reduces the DAF-based ENCODE region estimate, from 147 Mb to 86 Mb. However, even the latter estimate appears suspect because it is sensitive to which part of the allele-frequency spectrum is considered: Using the rarest variants (those for which the derived allele occurs at most twice in the Yoruban chromosomes), which should have the greatest power to detect selection, the estimate drops to 9 Mb. Genotyping error is likely a factor, because confining the analysis to those SNPs for which the reference allele is ancestral, or which were typed in HapMap3 (9)—categories both indicated in (5) to have lower genotyping error rates than average—sharply reduces the DAF-based estimates.
Thus, it appears that the SNP-density- and heterozygosity-based estimates of selected sequence in (1) are considerably confounded by mutational trends and that suitably corrected allele-frequency–based estimates are much smaller than in (1). We note that although some lineage-specific functional sequences must underlie primate phenotypic characteristics, the amount need not be great: a "mere" 2 Mb, for example, could comprise some 250,000 8–base pair protein binding sites—i.e., more than 10 sites per gene and seemingly more than enough for massive regulatory rewiring. Thus, it should not be surprising that our analyses suggest a relatively small value.
L. D. Ward,
M. Kellis
, Evidence of abundant purifying selection in humans for recently acquired regulatory functions. Science 337, 1675 (2012). doi:10.1126/science.1225057 pmid:22956687
The ENCODE Project Consortium
, An integrated encyclopedia of DNA elements in the human genome. Nature 489, 57 (2012). doi:10.1038/nature11247 pmid:22955616
Mouse Genome Sequencing Consortium
, Initial sequencing and comparative analysis of the mouse genome. Nature 420, 520 (2002). doi:10.1038/nature01262 pmid:12466850
D. R. Bentley
., Accurate whole human genome sequencing using reversible terminator chemistry. Nature 456, 53 (2008). doi:10.1038/nature07517 pmid:18987734
1000 Genomes Project Consortium
, A map of human genome variation from population-scale sequencing. Nature 467, 1061 (2010). pmid:20981092
↵ We used the 1000 Genomes inferred ancestral allele where available (96% of SNPs), and the major (most common) allele at other SNP sites (the major allele is nonancestral for roughly 15% of SNPs, so using it at 4% of SNPs introduces an error rate of 0.6%).
↵ In estimating bases under selection, we modified the authors' linear interpolation procedure (1): For SNP-density- and heterozygosity-based estimates, we used 25 background selection (B) bins rather than 10. For DAF-based estimates, we did not control for B because for small samples, DAF is only weakly correlated with B. We instead controlled for read-depth variation, as follows. For a given region type, we binned SNPs by total read depth in the 59 YRI individuals, using bins of 0 to 9 reads, 10 to 19 reads, and so on; computed the allele frequency distribution for each bin; and took the weighted average of these distributions across bins, using as bin weights the fraction of ENCODE-region SNPs falling into that bin. (Thus, a single set of weights was applied for all region types.) This average distribution was then used to compute the adjusted DAF and adjusted 1+2 (fraction of SNPs with derived allele count 1 or 2) for the interpolation procedure.
L. Duret,
N. Galtier
, Biased gene conversion and the evolution of mammalian genomic landscapes. Annu. Rev. Genome Hum. G 10, 285 (2009). doi:10.1146/annurev-genom-082908-150001
International HapMap 3 Consortium
, Integrating common and rare genetic variation in diverse human populations. Nature 467, 52 (2010). pmid:20811451
Acknowledgments: We thank L. Ward and M. Kellis for facilitating access to their data, E. Birney and J. Akey for helpful discussions, and NIH for financial support.
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By Phil Green, Brent Ewing
Science 10 May 2013 : 682


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Country's largest two-wheeler maker Hero Honda today reported a 22.47 per cent jump in sales in September at 3,85,262 units as against 3,14,567 units in the same month last year. Policy planners may be burning mid night oil to tame inflation and overcome surging oil prices, but Hero Honda seeks to capitalise on this by pushing cost effective and fuel efficient vehicles in the market.
"While it is true that double-digit inflation of 11-12 per cent would certainly upset household budgets and postpone certain purchases, the rise in auto fuel prices might actually turn out to be a blessing in disguise for the two-wheeler industry," Hero Honda Chairman Brijmohan Lall Munjal said in the company's Annual Report for 2007-08.
"Since fuel prices are not expected to soften in the near term, fuel-efficient industries such as ours could be beneficiaries. Infact, I will not rule out the possibility of a number of car-owning homes actually buying an additional two-wheeler to reduce the impact of the monthly fuel bill on the household budget," Munjal said.
The company took control of over 54 per cent of the country's motorcycle market and led its nearest competitor by over 10 lakh units, Munjal said, adding its share in the premium segment increased to 24 per cent from 15 per cent.


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Isa's birthday party is filled with disasters. Or is it? Listen to the story, as Isa deals with the all near disasters that occur on the day of her birthday party, from her little brother sneezing on the cake to a piñata accident. Many student's will relate to Isa's frustrations and Teachers can find many opportunities to discuss how to deal with insurmountable problems.


What Is Loss Aversion and How Does It Affect Your Decisions?
A psychological bias first demonstrated by Nobel laureates Daniel Kahneman and Amos Tversky, Loss Aversion refers to individuals' strong preference to avoiding losses over acquiring gains. A nice example of loss aversion and its implications in the real world is a field experiment conducted by Colin Camerer, a professor of Behavioral Finance and Economics at the California Institute of Technology.
In the experiment, Camerer examined the motivation of NYC taxi cab drivers. With highly volatile and unpredictable daily revenues, drivers set themselves a daily target. Camerer found that on bad days, when rides were scarce and drivers' average hourly income decreased, drivers worked longer hours in order to reach their daily revenue target. On good days, however, when hourly wages were relatively high, the drivers stopped working early, once they had hit the target. The cab drivers stopped working even though they could potentially make much more money on these days.
The most logical, cost-effective behavior would be to work less hours on poor days and longer hours on the good days. But this is where loss aversion comes in. The drivers were more afraid of losing money than they were excited about the prospect of making additional money. In other words, the psychological impact of a dollar lost is greater than the impact of a dollar earned.
In the world of fraud management, I often see how loss aversion comes into play when executives try to calculate the cost of fraud to their organization. Retailers tend to focus on chargeback rates, and pay little if any attention to other costs associated with fraud management – such as lost sales revenue and poor customer experience.
The logical way to assess the issue would be to calculate the losses but also measure the potential gains. However, although the value of declined sales often outweighs the chargeback-related losses, retailers underestimate the potential gains from approving more orders as those are less palpable than actual losses suffered in the past. Instead, the focus remains on the cost of chargebacks as these are dollars the company made and subsequently lost (and for which fraud managers are considered responsible).
For example, I recently spoke with a well known electronics retailer based in North America. This retailer has several brick and mortar stores as well as a fast growing online channel. When I first reached out, the retailer was reluctant to evaluate the potential benefit of Riskified' service, stating that they were content with their current situation, as their chargeback rate was low, at 0.2%. While I agreed that this was an impressive number, my interest was in understanding the "price" at which this low chargeback rate was achieved.
When the retailer actually dug in and looked at metrics other than chargebacks it became clear how they were keeping chargebacks to a minimum. The merchant was declining a whopping 11% of all incoming orders at the gateway level (with AVS filters and other rules), and their fraud management team went on to decline another 2.6% of all orders (14% of orders routed to manual review were rejected). In other words, this electronics retailer was so focused on maintaining low chargeback rates that it had adopted an incredibly risk-averse fraud policy – that is most probably resulting in plenty of legitimate orders being declined along with the fraudulent transactions.
The Endowment Effect, a hypothesis commonly attributed to world renowned Professor of Behavioral Science and Economics Richard Thaler, is closely tied to loss aversion. The hypothesis suggests that individuals attribute higher value to certain items solely because these items are in their possession. Most real-world implications of the endowment effect involve identifying the different pricing points people allocate to specific items, and examining if and how this price fluctuates based on ownership.
The endowment effect was widely researched through field experiments, many of which are quite cool, even to those of us who are not economists. One of the most interesting and well known experiments was conducted by Professor Dan Ariely of Duke University. In the experiment, Ariely examined students' willingness to pay for tickets to Duke's men NCAA basketball team's final four game. The university allocated a certain amount of tickets at a discounted price to be sold to Duke students, yet as demand heavily outweighed the supply of tickets, potential buyers had to queue in front of the box office for days in order to score a ticket to the game.
Once all the tickets allocated to students were sold, Ariely approached the disappointed students who didn't manage to purchase a ticket and asked them how much they were willing to pay to buy a ticket off those who had successfully obtained a ticket. He then contacted the lucky students who had bought the student-priced tickets and asked them to name the lowest price at which they were willing to sell their tickets.
Amazingly, Ariely could not match a single buyer and seller pair to complete a transaction. The highest price offered to buy a ticket was no where near the lowest sum for which ticket holders were willing to sell. On average, buyers offered to pay $170 while sellers asked to receive $1,400 per ticket. Given the fact that earlier that same day both the sellers and the buyers were equally enthusiastic about the game, and were prepared to spend the same amount of money to buy tickets, these results were astounding. What had changed? Ownership. Simply possessing the tickets spiked their perceived value by more than 800% in the mind of the ticket holders!
How the Endowment Effect Applies to CNP Fraud Management?
The endowment effect is not limited to academic research. In fact, I encounter it on a daily basis when speaking with eCommerce executives. I find that merchants with an established fraud management process and team are less willing to explore the true cost of fraud for their organization, while merchants who don't yet have an existing process are more open to exploring and adopting new technologies and processes.
Case in point, the other day I was speaking with a sports equipment eCommerce merchant that sells mostly to the US market. The retailer carries high quality brands and is enjoying impressive year-on-year growth. A couple of years ago, when the store was first hit with significant fraud, the e-tailer implemented a tool that helped keep their chargeback rate under control. The executives with whom I spoke were happy with their status and considered themselves to be 'in a good place' when it came to managing online fraud.
However, when I ask for specific numbers it became clear that the situation is far from ideal. Eighteen months into implementing this fraud prevention solution, they had a chargeback rate of 0.55% and were declining 3% of all incoming orders. While this is not an awful situation, by rejecting 3 of every 100 orders placed on the site, this merchant is most probably leaving a lot of money on the table.
Naturally, I don't expect anyone to simply get rid of an existing process whenever a new opportunity presents itself, but I do expect them to know the true costs of their fraud management operations and to have the ability to assess the ROI of implementing alternative solutions.
In business in general, and specifically in fraud management, psychological bias can hold us back and prevent us from achieving optimal results. The first step to overcoming any problem is awareness, and in that sense I hope this article has been helpful. Online retailers looking to boost their performance must try to conduct a real ROI analysis and ask themselves the following questions – "How much does my current fraud prevention process "cost" me, and is there a more efficient alternative?", and "How much money do I stand to make by adopting a better process or solution and how can I ensure I actually gain?".
In partnership with the MRC, a non-profit that helps merchant combat fraud, Riskified created a free and interactive calculator that helps provide a full picture of the cost of fraud in your organization. The tool is still in beta – but if you're interested to try it out – let me know!


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text:
Total Work Newsletter: How Work Took Over the World
December 30, 2017 Andrew Taggart
Total work is the process by which human beings are transformed into Workers and nothing less while more aspects of life are slowly transformed into work. In this newsletter, I'll be documenting, reflecting upon, and seeking to understand this world-historical process, one that started at least as far back as 1800 and quite possibly well before then.
How is our relationship with work destroying our humanity? How, strangely, did work become a cultural obsession? And why does work dominate our world? Beginning in January, I grapple with these questions and more in https://www.getrevue.co/profile/andrewjtaggart …. Sign up!
'If work dominated your every moment would life be worth living?' My Aeon Essay
My Aeon essay begins this way:
Imagine that work had taken over the world. It would be the centre around which the rest of life turned. Then all else would come to be subservient to work. Then slowly, almost imperceptibly, anything else – the games once played, the songs hitherto sung, the loves fulfilled, the festivals celebrated – would come to resemble, and ultimately become, work. And then there would come a time, itself largely unobserved, when the many worlds that had once existed before work took over the world would vanish completely from the cultural record, having fallen into oblivion.
And how, in this world of total work, would people think and sound and act?
You can read it in its entirety here.
The Philosopher Is Present #1: Questions In The Darkness
"The Philosopher Is Present #1: Questions In The Darkness" was a live performance held at the LungA School in Iceland on Wednesday, November 15, 2017.
"The Philosopher Is Present" is a performance intending to evoke mystery. Silence gestures toward ineffable presence while two strangers' voices speaking into each other's inclined ears suggests reverence. In this performance, durational art is woven together with the Socratic question and the Zen sense of mystery. The philosopher is present, though physically absent. The guests are present with one another.
How is this to be?
The philosopher is seated on the ground in one place; he is heard via Zoom. In Seyðisfjörður, Iceland, is a circle of guests. The first guest approaches the philosopher, sits down in front of the screen. She is blindfolded. She says, "I'm here." They have never met before and know nothing about each other.
They begin in silence, and out of the silence there comes a question. The guest says what she believes to be true, her answer as concise as possible. She cannot ask him any questions. Neither knows what the other will say or what will occur. Time falls away, and could a glimpse of the mystery of existence be disclosed to them? The guest opens her eyes and leaves, and, moments later, another comes and sits down in front of the screen.
He is blindfolded. He says, "I'm here." They have never met before and know nothing about each other. They begin in silence, and out of the silence there comes a question…
Seyðisfjörður, Iceland
Santa Fe, New Mexico, USA
Act I: Death
1a. Mother's Eyes
1b. Mother's Eyes
Interlude I
Act II: Love Lost
2a. When the Rain Came Down
2b. When the Rain Came Down
Interlude II
Act III: The End
3a. Is That All?
3b. Is That All?
Interlude III
Act IV: The Great Mystery
4. I Am What I Seek
Special thanks to: Jonatan Spejlborg and Lasse Høgenhof for inviting me to try PIP at LungA; to Daniel Kazandjian and Peter Limberg for letting me experiment with an earlier version of PIP at Stoicism Toronto; to Mattias Blomberg for sound editing; to Ivan Bilicki for bringing to my attention Peggy Lee's "Is That All There Is?"; and to my wife Alexandra Dawn Taggart who helped me to prepare.


Hi everyone! Since I'm home for spring break, my mom and I took a trip to the J. Crew Clearance Center in Lynchburg VA. I tried to get pictures of the store, but I only had my phone, forgive the quality! Now this is not a J. Crew Factory store, the Clearance Store is where the returns and overstocks go for great prices! Most of it is Women's but there is a small Men's section, a Madewell section (they are owned by J. Crew) and a Bridal section. It is in an Industrial Park but it is set up like a store. They had a really great selection of all Women's clothes, shoes, and some bags and jewelry. There are 2 locations: Lynchburg VA and Arden NC. My mom and I took the 2 hour trip to VA today and we got some incredible deals! I have to say there are a lot of flaws on some of the clothes like stains and small rips, just check everything over as you're trying it on. Some of it is in-season clothes, but I feel like most of it is from the past year. They also have warehouse sales, where things are marked down even more! There is also a "red-line" section where everything is an extra 50% off, I got a few things from that section, including a pair of Minnie pants for $10 and a pajama top for $7.50! From what I saw, I think the best markdowns were pants, tees/knits, blazers, and shoes. Some of the tops had great mark downs, but others I have found cheaper on sale at a J. Crew retail store. The jewelry and bag markdowns were still fairly expensive. They also take the 15% off student/teacher discount! My mom got the Edie bag and a chambray shirt Thanks to my student discount after the already discounted prices, I got the wool Schoolboy Blazer (I've wanted this for several years) for $51, normally $198. Etta pumps for $60, normally $200. Minnie pants in black for $10 and navy for $17, normally $110. And I wasn't completely sure about the savings for the others! If you live anywhere within an hour or two of either location, or as a detour on a road trip, it's definitely worth the trip! Thanks for reading!


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Once upon a time, I was kind of into this kind of thinking, but that was long time ago. Today, I could not have enough time just learning about new techniques in Java, ML, and data mining, so I have no time to think about this. But anyway here it is, read it for fun.


Qardio is the award-winning healthcare company that combines innovative technologies, elegant design and powerful data analytics to create the next generation of connected health. Our mission is to revolutionize healthcare by creating medical devices that are easy to use yet offer deeper, actionable insights for both users and their healthcare providers.
Our clinically-validated, wearable and connected devices work with a smartphone or tablet using the Qardio App that stores and displays the data history with easy to understand charts, stats and trends and allows the user to share their measurements with their family and doctor. Doctors and healthcare providers can monitor their patients using Qardio devices without the need for in-office visits by viewing data in their EHR systems or using QardioMD, a web-based solution that not only displays patients' home collected data but also organizes the analyzed data in a way doctors can easily understand which patient is doing well and which one needs immediate attention.
QardioMD is a truly innovative way to look after patients effectively outside the doctor's office while lowering cost. Doctors can monitor patients' vitals such as blood pressure, weigh, stress levels, respiratory rate, activity levels and continuous ECG. Our devices don't require a professional fitting and data is collected and analyzed automatically.
QardioMD supports all Qardio devices, including QardioArm - a smart blood pressure monitor, QardioBase - a wireless scale and body analyzer, and QardioCore - a wireless ECG monitor that continuously records ECG on 3 channels, heart rate and heart rate variability, activity and stress levels, respiratory rate and body temperature. Qardio devices are clinically validated with medical grade accuracy doctors can trust.


Baus was built in Norway in 1970 and has largely served on the North Sea or as harbor tug in Finland and Norway.
He states that at the present time the port could triple freight turnover without having to make any major changes. "But this is a venture to survive in the long run and become more competitive," says Lars Widelund. Northern Forest Owners are a major customer at the port. "For the Northern Forest Owners, the benefit is obvious, from Kåge we have 2.5 mil of land transport and the port of Holmsund is 16.5 mil. Suppose we send half the amount via Holmsund in the future – there would be 1,800 long-range lasers, plus home travel. It would be an incredibly large environmental benefit for society if we could ship from the immediate area instead, "said Erik Eliasson. The Piteå company Wibax, which distributes chemical products to the basic industry in Europe, has grown and increased the need for the port.
– In Skellefteå we have a very good cooperation. We feel that they are good at creating the conditions that we will in the long run be able to connect with new customers, such as when they built railroads to the oil port. It was very important for our port logistics, says Magnus Sundström, CEO of Wibax Logistics AB. With the new quay there are theoretical possibilities for vessels with Kvarkenmaxdjupet at 15.30 meters to call at Port of Skellefteå.


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Author The Blockchain WirePosted on June 17, 2019 Categories Blockchain TechnologyTags digest, hodler, movements, price, quotes, stories
CCN casts doubt on shutdown plans as Google appears to correct visibility
Cryptocurrency news outlet CCN (formerly CryptoCoinsNews) is apparently not going through with its total shutdown, as reported earlier this week. The outlet had previously posted a note that a recent Google Core Update had led to a more than 70% visibility drop on mobile overnight, leading the organization to decide to shut down rather than downsize. However, an update this week from CCN Markets Director Jonas Borchgrevink notes that, for an unexplained reason, the crypto outlet's old domain name, CryptoCoinNews, has been showing up with new 2019 articles on Google, leading the team to decide to keep working. Theories about the visibility drop, which affected other news outlets, have ranged from it being a block of clickbait titles or a ban on conservative outlets by an allegedly "liberal" Google.
U.S. residents will lose access to many altcoins on Binance starting in September
United States residents who use major crypto exchange Binance will lose trading option access for many cryptocurrencies when the exchange puts into action its updated terms of service this September. As reported this week, Binance updated its terms of service to include trading on the platform for U.S. residents, a change that comes shortly after its announcement of a U.S.-exclusive fiat-to-crypto exchange. According to a table created by CryptoPotato, there are a number of cryptos that will no longer have a trading outlet in the U.S., as well as several tokens that will be listed on only one exchange after Binance closes for U.S. residents. However, veteran cryptocurrencies — including XRP, DASH, XLM, ETC and ZRX — will still be listed on four or more other U.S. exchanges.
Sale of Telegram's token "gram" on exchange Liquid is not official: Source
The announcement this week from crypto exchange platform Liquid that it would be offering encrypted messenger Telegram's token, gram, in a sale is not officially connected with Telegram, according to a source close to the messaging app. As Cointelegraph had reported earlier this week, Liquid had said that it would be the representative of gram tokens for Gram Asia, which it called the largest holder of the token in Asia. However, in comments to Cointelegraph, a source close to Telegram noted that it was the first time that it had heard of Gram Asia. In separate comments, an investor in Telegram's token told Cointelegraph that no one has rights to sell the tokens before its official launch. Liquid CEO Mike Kayamori told Cointelegraph that the public sale is the result of an exclusive agreement between Liquid and Gram Asia, without the direct involvement of Telegram.
Bitcoin generates more carbon emissions than some countries, study warns
According to a new report published in the journal Joule, the carbon emissions generated by bitcoin (BTC) are comparable to the whole of Kansas City. According to Christian Stoll, one of the project's researchers, the energy consumption used in mining the largest cryptocurrency is only growing, noting that the computing power needed to solve a BTC puzzle has more than quadrupled since last year. The study was based on data from IPO filings and IP addresses of some of the largest mining companies, finding that bitcoin is placed around Jordan and Sri Lanka — in international terms — due to its annual emissions of CO2, estimated to be between 22 and 22.9 megatons.
Report: Facebook secures support from dozens of new firms for its crypto project
According to a report from The Block, Facebook has reportedly secured support from dozens of players in the cryptocurrency and blockchain sector for its upcoming, secretive digital currency. The Wall Street Journal had reported earlier this week that Facebook had allegedly received the backing of $10 million each from firms — including Visa, Mastercard, PayPal and Uber — for the project, dubbed "Libra." The Block cited further materials, noting that the project's investors also include venture capital firms Andreessen Horowitz and Union Square Ventures, cryptocurrency exchange Coinbase and nonprofit organizations including Mercy Corps. According to a source speaking to The Block, the company aims to gather 100 members in the governing consortium, with a total planned for $1 billion, including all participants.
The crypto markets have seen a slight uptick at the beginning of the week, with bitcoin trading at $9,054, ether at $269.54 and XRP at $.41. Total market cap is at $281 billion.
The top three altcoin gainers of the week are acre, commerce data connection and renos. The top three altcoin losers of the week are tronclassic, segwit2x and hypnoxys.
For more info on crypto prices, make sure to read Cointelegraph's market analysis.
Most Memorable Quotations
"Some short term pains may be necessary for long term gains. And we always work hard to turn every short term pain into a long term gain."
— CZ, Binance CEO
"If Google thinks that CCN, all of a sudden — remember, literally overnight — is bad, then why not give us the chance to understand the why and give us a way to change before any major update. Instead, we are kicked in the teeth overnight with zero knowledge of what we have done wrong, impacting a team of 60+ people."
— Jonas Borchgrevink, director and founder of CCN Markets and Hawkfish AS
"Millennials don't carry cash, they date on apps and watch on-demand entertainment. We have to be there, we have to learn from successful tech companies, and we have to provide a universal solution that makes it easy for younger generations to engage with the Church."
— Rick Santorum, former United States senator
FUD of the Week
Blockchain developer Dispatch Labs suffers losses, despite market recovery
Dispatch Labs, a blockchain company, is currently incurring large losses, despite extensive investment and a recovering cryptocurrency market. The blockchain firm had raised over $13 million in a series of private rounds in 2018, with investors including China-based capital firm Fenbushi Capital. Dispatch Labs' total remaining investment has since dropped to around $6.5 million, with CEO Matt McGraw reporting noting that the company did not have sufficient over-the-counter availability to liquidate digital currency that could have staved off the threat driven by the market downturn. However, McGraw added that the company has enough working capital to last through the year, taking into consideration the tentative market recovery.
Trend Micro: Cybercriminals use obfuscation trick to install crypto mining malware
Cybersecurity firm Trend Micro confirmed this week that attackers have been exploiting a vulnerability in the Oracle WebLogic server to install monero (XMR) mining malware. The malware uses certificate files as an obfuscation trick to carry out cryptojacking, a process wherein malware uses a computer's operating processing power to mine for cryptos without the owner's consent or knowledge. According to Trend Micro, a security patch for the Oracle WebLogic vulnerability had been released in the national vulnerability database earlier this spring. The report also includes a recommendation for firms using that server to update their software to the latest version with the security patch in order to mitigate the risk of cryptojacking.
Crypto exchange Bittrex to block U.S. users from trading in 32 cryptos
Cryptocurrency exchange Bittrex said this week that it would block its U.S.-based users from trading in 30 cryptocurrencies. According to the announcement, after June 21, American traders will be unable to access a list of coins traded on the exchange, including QTUM and STORJ. Bittrex noted that U.S. users will receive an email with explanations behind what they are and are not allowed to do with the aforementioned assets, included selling them for assets that will stay available to them, canceling orders and moving them off the exchange. Once the ban comes into effect, U.S. users will not be able to buy or sell the select coins, and all open orders involving those coins will be cancelled. However, the coins will be transitioned to the Bittrex International platform.
Best Cointelegraph Features
Safe space: A guide to special economic zones for crypto, from China to Switzerland
Cointelegraph takes a look at the types of special economic zones for cryptocurrencies around the world: to some Russian spaces, which seemed to have paused development, to Switzerland's Crypto Valley, which is not technically a special economic zone, despite its name.
Exclusive: New report reveals details of Telegram's TON blockchain
Instant messaging service Telegram and its Telegram Open Network (TON) blockchain have been surrounded in relative secrecy since the project raised $1.7 billion last year. With an exclusive report published on Cointelegraph about the TON blockchain, this analysis goes through the newly revealed TON services in more technical detail for our readers.
"CoinLab is a big stopping block": Mark Karpeles talks Mt. Gox creditor claims and life after trial
Cointelegraph speaks with Mark Karpeles, former CEO of the now-defunct Mt. Gox, about what's going on with the much elongated creditor process as well as debunking some of the media rumors around his not-new role at Tristan Technologies.
Previous Previous post: Coinbase Custody Holds $1.3B in Assets Under Custody, Expects to Hit $2B 'Soon'
Next Next post: Ripple to Invest Up to $50M in MoneyGram Following New Partnership


This Ford Expedition is the top-of-the-line Eddie Bauer trim. This means it has all the extra features you won't find in other versions of the Expedition. This SUV has a power third row, heated and air conditioned leather seats, rear climate control, sunroof, plus many more features. It is a full-size, 8-passenger, SUV. Very powerful V8 engine with a factory tow hitch installed, capable of towing 8650 pounds. This Expedition has a clean history with no accidents in the past, and only 3 previous owners. 2003 is the same as the 2006.
Exterior is in great shape, no significant damages, dents or dings. Nice dark red color. Since it is top-of-the-line it comes with two-tone color. Front fog lights and tow hooks which are very useful to have especially when you have to pull something out. This SUV also has running boards, which make it easier to get in and out of the vehicle. Roof rack for extra cargo if you need.
Interior is in really good shape, there are no damages or missing parts. This is a non-smoker, no pet SUV. Leather seats are air conditioned as well as heated - you can control the temperature level as well. It is great for winter as well as summer. Digital climate controls in the front and there's separate climate controls for the rear so you can adjust the rear passengers comfort level separately. Rear passengers also have their own audio controls. The third row is powered. This makes it very convenient and easy to adjust the rear seats. All seats fold flat if you need for extra cargo space. This SUV has all power options including a power sunroof and 6-disc CD changer. There is some staining in the rear cargo area, but we could have that steamed if you'd like. Overall, very nice condition vehicle.
The engine is 5.4 liter V8 with a staggering 260hp and 350 ft lbs of torque.
This is a very powerful SUV that can tow up to 8650 pounds.
The entire drivetrain of this SUV is built on the most popular selling truck there is, the Ford F150. This 4 speed transmission with overdrive was used Ford F150s from 2003-2008. The four-wheel-drive makes it a safe vehicle during difficult driving conditions like winter. It has 2-wheel-drive, 4-high and 4-low, as well as an Auto 4-wheel-drive mode. This is very nice because you can put it in auto mode and the vehicle will automatically go in and out of 4-wheel-drive as needed.
You get around 14 mpg City and 18 mpg Highway; not bad for a full-size SUV. Since it is larger, heavier and more powerful it has a more stable drive. Also, having one of the most common drivetrains out there means that overall the maintenance and repair costs are more low-cost as most mechanics have experience with them and parts are readily available.


Here's the crux of the sustainability dilemma: What researchers and nonprofits deem "important" to the long-term health of companies doesn't coincide with information that investors consider "material." That's how one investment professional described the current "epic battle" to our company, SustainAbility, in an interview for the latest edition of our "Rate the Raters" research, The Investor View.
There's a wide gap between what investors say is important and what they do with their money. For example, more than 1,000 investors, managing more than $30 trillion in assets, have signed on to the United Nations' Principles for Responsible Investment. Yet a recent study by US SIF reports that just 11 percent of all investments under professional management in the U.S. qualify as "sustainable." The number is growing, but 89 percent of U.S. investors are making decisions based mainly on more narrow, traditional considerations.
People Trump Environment: When asked if or how they weigh ESG performance in investment decisions, 59 percent of our respondents consider governance often or always, followed by social issues (40 percent) and the environment (34 percent). It surprised us somewhat that social concerns trumped environmental ones; less so when we considered the issues in question. When asked to evaluate select social issues, two topics that get relatively little attention in corporate sustainability reports but are central to business success – customer relationship management (74 percent) and employee training and development (68 percent) — topped the list. More traditional social issues such as diversity (49 percent) and philanthropy (30 percent) scored lower.
Climate Change Doesn't Move Money: Only 42 percent of respondents said that climate change is important or very important in their analysis of companies, a surprise perhaps, given the increasingly dire scientific projections. We surmise that this result has more to do with investor time horizons than their understanding of climate change – the impacts of climate change to most companies will accrue over years and decades, not quarters.
The Conversation Is Expanding: Over 60 percent of respondents say they are using ESG data and information more today than they were three years ago, while 63 percent say they will use such data and information more three years from today.
Issues that investors do focus on, such as energy or health, are hard to quantify, or even define without a policy framework or standard metrics from companies and ESG analysts. Investors are doing much of this thematic research on their own. They find third-party research lacks depth and specificity.
The key to making sustainable investing more widespread is also the most difficult challenge: Changing the time horizons and public policy framework that investment managers operate in. Investors operate within a system that increasingly rewards short-term performance, and the risks and opportunities from ESG issues often fall well beyond their time horizon. One interviewee bemoaned the massive societal costs imposed by the obesity epidemic, yet because these costs are not internalized by companies, it will remain difficult for publicly-traded food companies to advance their nutrition efforts with the speed we believe is needed.
A good starting place came up in other interviews. If companies want to reach investors on ESG, it won't be through developing a clever new concept or term, but rather by connecting ESG issues to the fundamentals that matter most to investors. Kill the jargon and speak to investors in their own language.
This article originally appeared on Bloomberg's website.


Please find an invitation attached to the unveiling of a Commemorative Slab dedicated to Alfred Joseph Richards VC this Saturday 20th June at 1.30pm.
This is part of a national scheme led by the Department for Communities and Local Government that will see every VC recipient of the First World War commemorated with a paving stone between now and 2018.
We hope you will be able to attend. Please feel free to forward the invitation on to any colleagues who may be interested too.
If you cannot attend but would like to nominate a representative please don't hesitate to let me know.
Wednesday 25th February , a mild but wet morning here in Plymouth saw the replacement of the Rowan Tree sited in the grounds of the St Andrew's Minster Church. The original tree, planted in 1985 as a living memorial to all who died or suffered at the hands of the Japanese in the Far East between 1941 and 1945, had come to the end of it's life.
The Rowan Tree , a symbol of Peace and the accepted memorial by many branches of the FEPOW Association has an expected life of 30 years as was shown when the old tree was taken down by the degree of rot in the trunk. The new tree was purchased from and planted by Plymouth City Council and paid for from a donation granted by the Plymouth Federation of Ex Service Associations which is funded by the generosity of the people of Plymouth.
The last spade of fresh earth was laid by our chairman Mr Arie Den Hollander himself a child POW in Java. The Reverend Marcus Nelson, Curate of St Andrews Minster Church finished with a short service of dedication concluding with the FEPOW prayer. The main service of Dedication will follow at a later date.
St. Andrews Minster Church, Plymouth – A memorial service is taking place to remember all of the Military and Civilian Far East Prisoners Of War held captive in Japan, a time to remember those who lost their lives on "Hellships" and for those who did return but came back broken.
Please find attached details of the Exeter Flotilla's Trafalgar Service on 25 October. All members are welcome, but I'd appreciate notice of numbers planning to attend so that seating can be reserved.
This year's Service (the Flotilla's 42nd) to commemorate the Battle of Trafalgar in 1805 will be held at 1130 on Sunday 25 October 2015 in Exeter Cathedral. The event will be attended by the Lord Lieutenant of Devon, the High Sheriff of Devon, the Lord Mayor of Exeter, and a number of serving and retired senior RN and RM officers. The Address will be given by former RN chaplain the Ven John Rawlings, and music will be provided by the band of HM Royal Marines, Lympstone. Medals should be worn.
There are several events later in the month so I have listed them below so that you can remind your Standard bearers and Veterans.
SEPT Sun 20 1100. 75TH anniversary BATTLE OF BRITAIN DAY Memorial Service, Minster Church of St Andrew, Plymouth.
Wed23 17:30 Act of Remembrance at the US Army D-Day Memorial Saltash Passage, St Budeuax, Plymouth.


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Phil Judd
Amy (1998)
Original Songs
Mr. Reliable (1996)
Hercules Returns (1993)
Eight Ball (1992)
Death in Brunswick (1990)
Acoustic Guitarist; Bouzouki Player; Keyboards Player; Music
Music (Feature Film)
The Big Steal (1990)
Rikky And Pete (1988)
Song Producer ("Fingers Crossed" "Cold Shoulder" "Just Like You" "In The Dark" "Tears Of Joy" "Hard To Believe"), Songs
Sound (Feature Film)
The Tender Hook (2008)
Sound Re-Recordist
Hey Hey It's Esther Blueburger (2008)
Dirty Deeds (2003)
Rerecording Mixer
The Hard Word (2002)
Pasir Berbisik (2001)
The Magic Pudding (2000)
Siam Sunset (1999)
Me Myself I (1999)
Terra Nova (1998)
The Boys (1998)
Leaf on a Pillow (1998)
Paws (1997)
Twisted (1996)
Unhaeng Namu Chimdae (1996)
The Adventures of Priscilla, Queen of the Desert (1994)
Sound Supervisor & Mixer
Country Life (1994)
Fearless (1993)
Flirting (1992)
Green Card (1990)
Sound Rerecording Mixer
Dead Calm (1989)
Sound Mixer (Opening Sequence)
The Navigator (1988)
Crocodile Dundee (1986)
Post-Synchronization Effects Rerecording (Australia)
Mad Max Beyond Thunderdome (1985)
Additional Sound
The Coolangatta Gold (1985)
Sound Supervisor
Dubbing Mixer
BMX Bandits (1983)
We Of The Never Never (1983)
Sound Rerecording
Starstruck (1982)
Sound Recording Mixer
Alison's Birthday (1979)
Little Boy Lost (1978)
The Last Wave (1977)
Lost in the Wild (1976)
Plugg (1975)
Passion (1999)
Dead Poets Society (1989)
The Siege of Firebase Gloria (1989)
The Year My Voice Broke (1988)
The Return of Captain Invincible (1983)
The Club (1980)
Breaker Morant (1980)
The Chain Reaction (1980)
Inn of the Damned (1974)
Sound (Special)
The Perfect Pearl (1998)
Sound (TV Mini-Series)
Farscape: The Peacekeeper Wars (2004)
Sound Department
Frankie's House (1993)
Bangkok Hilton (1990)